Resources for Small Businesses As of 4/9/2020
America Public Transportation Association (APTA) See Attachment A for Arent Fox Business Loan Task Force Webinar for APTA – April 6, 2020
The President’s Coronavirus Guidelines for America Click here to view.
Assistance for American Workers and Families In the weeks immediately after the passage of the CARES Act, Americans will see fast and direct relief in the form of Economic Impact Payments. For more information, click here.
Assistance for Small Businesses The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self‐employed or are independent contractors, are eligible if they also meet program size standards.
For a top‐line overview of the program click here. If you’re a lender, more information can be found here. Final Borrower Application Form Lender Electronic Data Form
Paycheck Protection Program Resources The guidance for Paycheck Protection Program can be found here. SBA Paycheck Protection Program Department of the Treasury CARES Act
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30 Days to Slow the Spread President Trump announced updated guidelines this week to continue slowing the spread of Coronavirus in America. This 30‐day window will be crucial: If every American does his or her part, the latest model suggests we could save 1 million or more U.S. lives. Please click here for more information. En Español.
How to Help – If you or your organization are interested in helping the effort to combat the spread of COVID‐19, FEMA has established a website with more information. Click here.
Examples for the private sector include: To sell medical supplies or equipment to the federal government, please submit a price quote under the COVID‐19 PPE and Medical Supplies Request for Quotation here. Full details can be found in the solicitation here. This solicitation requires registration with the System for Award Management (SAM) in order to be considered for award, pursuant to applicable regulations and guidelines. Registration information can be found here. Registration must be “ACTIVE” at the time of award. If you have medical supplies or equipment to donate, please provide us details here on what you are offering. If you are a private company that wants to produce a product related to the COVID response – email [email protected]. If you are a hospital or healthcare provider in need of medical supplies, please contact your state, local, tribal or territory department of public health and/or emergency management agency. If you are interested in doing business with FEMA and supporting the response to COVID‐ 19 with your company’s non‐medical goods and/or services, please submit your inquiry to the Department of Homeland Security (DHS) Procurement Action Innovative Response Team (PAIR) team at [email protected].
White House COVID‐19 Updates Memorandum on Order Under the Defense Production Act Regarding the Purchase of Ventilators available here. Statement from the President Regarding the Defense Production Act available here.
PAGE 2 OF 3 Memorandum on Order Under the Defense Production Act Regarding 3M Company available here. Memorandum on Providing Federal Support for Governors’ Use of the National Guard to Respond to COVID‐19 available here. President Trump Approves Disaster Declaration for Tennessee available here, and the U.S. Virgin Islands available here. 1600 Daily – These 30 Days: How You Can Help available here.
U.S. Department of Health and Human Services Follow Twitter and Facebook updates.
Centers for Disease Control and Prevention What you should know: Workplace, School, and Home Guidance available here. People at Risk for Serious Illness from COVID‐19 available here. How COVID‐19 Spreads available here. Symptoms available here. Steps to Prevent Illness available here. Frequently Asked Questions available here. What to Do If You Are Sick with COVID‐19 available here. Stigma Related to COVID‐19 available here. Facts about COVID‐19 available here. Information for People at Higher Risk and Special Populations available here. Communication Resources available here. Follow Twitter and Facebook updates.
Situation Updates: Situation Summary available here. Cases in the U.S. available here. Global Locations with COVID‐19 available here. Risk Assessment available here. CDC in Action: Preparing Communities available here.
Information for Businesses: Interim Guidance for Businesses and Employers available here. Information for Communities, Schools, and Businesses available here.
PAGE 3 OF 4 Environmental Cleaning and Disinfection Recommendations – Community Facilities available here. SBA: COVID‐19 Resources available here. SBA: Supporting Small Businesses available here. SBA: Disaster Assistance
Information for Travel and Transportation: Information for Travel available here. Guidance for Ships available here. Guidance for Airlines and Airline Crew available here. State: Travel Advisories available here. State: Traveler’s Checklist available here. State: Smart Traveler Enrollment Program available here. DOT: FAQs from FTA Grantees Regarding COVID‐19 available here.
Information for Healthcare Providers, First Responders, and Research Facilities: Information for Healthcare Professionals available here. Resources for State, Local, Territorial and Tribal Health Departments available here. Resources for Healthcare Facilities available here. Infection Prevention and Control Recommendations for Patients with COVID‐ 19 or Persons Under Investigation in Healthcare Settings available here. Information for Laboratories available here. Resources for First Responders available here. Guidance for Nursing Homes available here. Guidance for Public Health Professionals Managing People with COVID‐19 in Home Care and Isolation Who Have Pets or Other Animals available here. FAQs and Considerations for Patient Triage, Placement and Hospital Discharge available here.
PAGE 4 OF 5 What Law Enforcement Personnel Need to Know available here. Guidance for Homeless Shelters available here. Guidance for Hemodialysis Facilities available here. CMS: Information on COVID‐19 and Current Emergencies available here. CMS: Guidance for Hospice Agencies available here. CMS: Emergency Medical Treatment and Labor Act Requirements and Implications Related to COVID‐19 available here. CMS: FAQs for State Survey Agency and Accrediting Organizations available here. EPA: Disinfectants for Use Against COVID‐19 available here.
Information for Families and Households: Information on COVID‐19 for Pregnant Women and Children available here. Interim Guidance for Household Readiness available here. Environmental Cleaning and Disinfection Recommendations for U.S. Households available here. Guidance for Preventing the Spread of COVID‐19 in Homes and Residential Communities available here. FAQ: COVID‐19 and Children available here. EPA: Disinfectants for Use Against COVID‐19 available here.
Information for Schools and Childcare Providers: Interim Guidance for Administrators of U.S. Childcare Programs and K‐12 Schools available here. Resources for Institutes of Higher Education available here. Environmental Cleaning and Disinfection Recommendations – Community Facilities available here. USDA: USDA Makes It Easier, Safer to Feed Children in California Amid Coronavirus Outbreak available here. DOEd: Resources for Schools and School Personnel available here. EPA: Disinfectants for Use Against COVID‐19 available here.
PAGE 5 OF 6 Information for Community Events and Gatherings: Interim Guidance for Mass Gatherings and Large Community Events available here. Interim Guidance for Community‐ and Faith‐Based Organizations available here. EPA: Disinfectants for Use Against COVID‐19 available here.
Agency Resources and Information: U.S. Department of Health and Human Services available here. Centers for Medicare and Medicaid available here. U.S. Food & Drug Administration available here. U.S. Department of Agriculture available here. U.S. Department of Defense available here. U.S. Department of Education available here. U.S. Department of Energy available here. U.S. Department of Homeland Security available here. U.S. Department of Labor available here. U.S. Department of State available here. U.S. Department of Veterans Affairs available here. U.S. Environmental Protection Agency available here. U.S. Small Business Administration available here.
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Resources for Small Businesses As of 4/2/2020
Texas Department of State Health Services Updates on the latest cases in Texas and what the state is doing to protect the public, as well as answers to commonly asked questions about the virus, are available here.
The Texas Public Utility Commission’s (PUC) COVID‐19 Relief Program The PUC has ordered the suspension of disconnections for non‐payment for water, sewer, and power. Under this program disconnection can be suspended for up to 6 months. Deferred payment is offered upon request. Late fees will not be charged during this emergency period. For more information call 866.454.8387, or [email protected]. Customers are first encouraged to contact their providers directly CPS Energy – [email protected] or call 210.353‐HELP SAWS – [email protected] or call 210.223.CARE
San Antonio Metropolitan Health District The latest information on the preparations and actions the city is taking in relation to the current worldwide coronavirus outbreak can be found here.
Bexar County Office of Emergency Management The county has taken multiple steps to combat any possible spread of infection with Bexar County, including a declaration of public health emergency by Judge Nelson Wolff, which you can read here. For a list of county resources and other information related to COVID‐19 as it relates to Bexar County here.
SA2020 We>Me, celebrating the people and organizations that are responding to the needs of San Antonians during the COVID‐19 crisis.
City Council Profiles, in partnership with CI:Now, showing where we, as a community, need to double down efforts to meet community need.
A dashboard of Nonprofit Partner needs, showing where COVID‐19 has produced a shortfall in operating revenue and/or increased demand for services.
A dashboard of responsive funding related to COVID‐19, including recommendations for funders on coordinated philanthropic giving.
A menu of presentations and interactive workshops that we can lead for your nonprofit, class, business team, or group.
A list of local government resources from the City and County.
PAGE 7 OF 8 The Story Goes…Podcast, in collaboration with KLRN. We will relaunch this podcast this week, sharing more complete stories of the people working to meet community need during COVID‐19.
A list of other local resources and recommendations, including a business survey and recommendations for digital access and inclusion.
World Health Organization The World Health Organization is a specialized agency of the United Nations that is concerned with world public health. They have both up‐to‐date situation reports on cases around the globe, plus a list of widely circulating coronavirus myths.
U.S. Centers for Disease Control and Prevention The CDC is the leading national public health institute of the United States and has a wealth of information including virus facts that cover symptoms and what to do if you're sick, tips on preventing spread, answers to commonly asked questions and updates on cases in the United States (Note: This page may not be up‐to‐date with all patients in the country with positive tests.)
Journal of the American Medical Association JAMA is a peer‐reviewed medical journal published by the American Medical Association. They currently have studies on coronavirus, including a report on 72,000 cases from China's Centers for Disease Control and Prevention.
County Public Health Departments Hays Comal Kendall Bandera Medina Frio Atascosa Wilson Guadalupe Gonzales Karnes Travis Harris
MedlinePlus MedlinePlus provides health information from the U.S. National Library of Medicine.
U.S. Food and Drug Administration The FDA is a federal agency responsible for protecting and promoting public health through the control and supervision of everything from medications to vaccines. The agency has updates on
PAGE 8 OF 9 coronavirus' impact on the medical supply chain, as well as updates on medical countermeasures, vaccines and therapies.
HHSC Statewide COVID‐19 Mental Health Support Line The Texas Health and Human Services Commission (HHSC) has launched a statewide mental health support line to help Texans experiencing anxiety, stress, or other emotional challenges due to the COVID‐19 pandemic. This resource offers support for all Texans and can be reached any time day or night at 833‐986‐1919.
Substance Abuse and Mental Health Services Administration See attached PDF.
How to Sew a Face Mask A tutorial on how to make your own fabric face mask from common household materials. By Tracy Ma and Natalie Shutler: https://www.nytimes.com/article/how‐to‐make‐face‐mask‐coronavirus.html
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Resources for Small Businesses As of 3/26/2020 SBA Loans On 3/17/20, Texas Governor Greg Abbott requested designation from the Small Business Administration (SBA) Economic Injury Disaster Declaration to access the Economic Injury Disaster Loan (EIDL) program for the entire state of Texas. This was a crucial step in making long‐term, low‐interest SBA loans available to qualifying businesses across the state.
Click HERE to begin the loan application process.
As you prepare to submit your application, the following financial/accounting data and information will most likely be required. You should have these documents ready to immediately upload into the SBA Disaster website as soon as it opens for the Coronavirus emergency relief for Central South Texas: 1. Written narrative statement justifying the nature and scope of economic injury and how/why nature of business was adversely impacted by the Coronavirus (one page/no more than two), such loss of revenues, cancelled contracts, interrupted supply chain, etc. 2. Current Accounts Payable and Accounts Receivable Aging as of date of filing for the loan 3. Three (3) years’ 1040 Federal Income Tax Returns for the business & owner 4. Three (3) years’ company FYE Income Statement and Balance Sheet and latest YTD Financial Statements (Company prepared) 5. Company and Owners’ Debt Schedule Tables [e.g., Lender, original loan amt., date, current balance, interest rate (F or V?), collateral, purpose of loan, guarantors, status (e.g., current or past due with explanation) per row in table] 6. Monthly (reasonably detailed) two (2) years cash flow projections 7. Three (3) years’ Monthly Sales History up to date of filing for loan 8. Current copies of owners’ credit reports from the three (3) credit bureaus with
PAGE 10 OF 11 0% Interest Loan Program Through a partnership with LiftFund, the City of San Antonio helps make 0% interest loans available to qualifying local small, minority, and women‐owned businesses. Loans range from $500 to $100,000 and can be used to help start‐up or existing business.
Click HERE to learn more.
Contingency Planning Small businesses are also encouraged to create a contingency plan. The U.S. Chamber of Commerce Offers guidance online.
Click HERE for Additional Small Business Guidance and Resources
Unemployment Benefits On 3/17/20, Texas Governor Greg Abbott instructed the Texas Workforce Commission to waive the waiting week, for Unemployment Benefits. In addition to waiving the waiting week, the Texas Workforce Commission is exercising its authority under the Governor’s declaration of a Statewide Disaster to waive Unemployment Insurance work search requirements effective immediately.
Those seeking to apply for Unemployment Benefits will need to submit an application.
You will need the following: • Last employer's business name and address • First and last dates (month, day and year) you worked for your last employer • Number of hours worked and pay rate if you worked this week (including Sunday) • Information related to your normal wage • Alien Registration Number (if not a U.S. citizen or national)
Click HERE for Additional Services
As part of our commitment to get capital into the hands of the small business owners who are vital to our economy, we would like to share the information we have available on the Economic Injury Disaster Loan Assistance Program. This information is current as of March 19, 2020.
What is Economic Injury Disaster Loan Assistance? The U.S. Small Business Administration is offering low‐interest, federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID‐19).
What do I do? Once a declaration is made by the state’s governor, the information on the application process for Economic Injury Disaster Loan (EIDL) assistance will be made available to affected small businesses within the state. The business must be in a primary or contiguous county to be eligible. Determine eligibility here.
PAGE 11 OF 12 Once it has been confirmed that your business is located in an eligible disaster area, please apply for an EIDL online directly through the SBA here: https://disasterloan.sba.gov/ela/Information/ApplyOnline
What can my EIDL be used for? These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
What are the rates and terms? $2Million in disaster assistance loan, does not impact other SBA lending amounts. The interest rate is 3.75% for small businesses. The interest rate for non‐profits is 2.75%. Long‐term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case‐by‐case basis, based upon each borrower’s ability to repay.
For additional information, please visit the SBA disaster assistance website at SBA.gov/Disaster.
Texas Economic Development https://gov.texas.gov/business/page/coronavirus
Texas Small Businesses Additional SBA Products and Resources
SBA provides a number of loan resources for small businesses to utilize when operating their business. For more information on loans or how to connect with a lender, visit: www.sba.gov/funding‐programs/loans.
SBA is here to assist small businesses with accessing federal resources and navigating their own preparedness plans as described by the CDC’s Guidance for Businesses and Employers.
Our priority is the health and safety of Texas residents, local businesses and communities throughout the state. Economic Development & Tourism staff and community partners are closely monitoring the situation and following the advice of health officials and government agencies. For additional news and resources regarding the Coronavirus (COVID‐19), go to gov.texas.gov/coronavirus.
PAGE 12 OF 13 Facebook Small Business Grants Program $100 million is available for up to 30 thousand eligible small businesses that have had disruptions due to COVID‐19. The program is designed to Keep workforce Help with rent Connect with customers Cover operational costs
More information can be found at www.facebook.com/business/boost/grants
Bexar County COVID‐19 Loan Program The county will make $5 million available in the form of grants and interest‐free loans to be administered with Liftfund, an area nonprofit. The purpose of the program is “stimulate and encourage business and commercial activity during this difficult time.” Loans will be made up to $25 thousand and microloans of $5 thousand will be provided.
More information on Liftfund’s COVID‐19 Disaster Relief Program can be found at www.liftfund.com/resources/contact‐us/
Federal Emergency Management Agency (FEMA) Resources FEMA has several resources on its website to help businesses, particularly, weather the storm. Please visit FEMA’s website at https://www.fema.gov/media‐library/resources‐ documents/collections/344 for a full directory of resources. Some key links are highlighted below.
Do you have a Business Continuity Plan? FEMA offers a template here https://www.fema.gov/media‐library‐data/1389019980859‐ b64364cba1442b96dc4f4ad675f552e4/Business_ContinuityPlan_2014.pdf.
Not sure if your business is really prepared to weather this storm or any other? Not sure if your business qualifies as a small business? Emergency Preparedness takes planning and execution. Check these websites for more guidance and information: https://www.fema.gov/preparedness‐checklists‐toolkits https://www.ready.gov/
PAGE 13 OF 14 The Texas Comptroller of Public Account’s (CPA) COVID‐19 Assistance Program The CPA is offering assistance to businesses that that are facing “economic hardship, paying or remitting taxes and fees to the state.” For these businesses the agency is offering short‐term payment agreements and, in most instances’ waivers of penalties and interest.
For more information call the ENFORCEMENT HOTLINE at 800.252.8880 or the link – https://comptroller.texas.gov/about/emergency/ Do you have the right business insurance coverage? Do you need Business Income or Business Interruption Coverage? Make an appointment with your insurance provider Do you have the right business insurance coverage? Do you need Business Income or Business Interruption Coverage? Make an appointment with your insurance provider Do you have the right business insurance coverage? Do you need Business Income or Business Interruption Coverage? Make an appointment with your insurance provider.
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