Group Companies (as of March 31, 2007)

SUMITOMO Financial Group www.smfg.co.jp/english/

The companies under the umbrella of Sumitomo Mitsui Financial Group Company Name: Sumitomo Mitsui Financial Group, Inc. (SMFG) offer diversified financial services centering on banking opera- Business Description: tions, and including leasing, securities and credit card services, and Management of the affairs of banking subsidiaries (under the stipula- information services. tions of the Banking Law) and of non-bank subsidiaries, and ancillary functions Establishment: December 2, 2002 Our Mission Head Office: 1-2, Yurakucho 1-chome, Chiyoda-ku, Tokyo, Japan Chairman of the Board: Masayuki Oku • To provide optimum added value to our customers (Concurrent President at Sumitomo Mitsui Banking Corporation) and together with them achieve growth President: Teisuke Kitayama To create sustainable shareholder value through (Concurrent Chairman of the Board at Sumitomo Mitsui Banking • Corporation) business growth Capital Stock: ¥1,420.9 billion • To provide a challenging and professionally reward- Stock Exchange Listings: ing work environment for our dedicated employees Tokyo Stock Exchange (First Section) Osaka Securities Exchange (First Section) Nagoya Stock Exchange (First Section)

www.smbc.co.jp/global/ SUMITOMO MITSUI Banking Corporation

Sumitomo Mitsui Banking Corporation (SMBC) Company Name: Sumitomo Mitsui Banking Corporation was established in April 2001 through the merger Business Profile: Banking of two leading banks, , Limited Establishment: June 6, 1996 Head Office: 1-2, Yurakucho 1-chome, and The Sumitomo Bank, Limited. In December Credit Ratings (as of July 31, 2007) Chiyoda-ku, Tokyo 2002, Sumitomo Mitsui Financial Group, Inc. was Long-term Short-term established through a stock transfer as a holding President & CEO: Masayuki Oku Moody’s Aa2 PÐ1 company, under which SMBC became a wholly Number of Employees: 16,407 S&P A+ AÐ1 Network: Fitch A F1 owned subsidiary. SMBC boasts a number of Domestic: 1,464 locations* R&I A+ aÐ1 competitive advantages, including a strong cus- Branches 463 JCR A+ JÐ1+ tomer base, the quick implementation of strate- (including 38 specialized deposit account branches) ■ Consolidated Billions of yen gies, and an extensive lineup of financial products Subbranches 156 Agency 1 Year ended March 31 2007 2006 2005 2004 that leverage the expertise of strategic Group Offices handling For the Year: companies in specialized areas. nonbanking business 20 Ordinary income ...... ´ 2,925.6 ´ 2,750.2 ´ 2,691.3 ´ 2,717.0 As a pivotal member of SMFG, SMBC works Automated service centers 824 Ordinary profit (loss)... 716.6 862.0 (99.7) 282.1 closely with other Group companies to offer cus- Overseas: 36 locations Net income (loss)...... 401.7 563.5 (278.9) 301.6 Branches 18 At Year-End: tomers highly sophisticated, comprehensive finan- Subbranches 5 Net assets...... ´ 5,412.4 ´ 3,598.2 ´ 2,633.9 ´ 2,722.1 Representative offices 13 cial services. Total assets...... 98,570.6 104,418.5 97,478.3 99,843.2 *Excluding the number of ATMs installed at convenience stores

www.smbc-card.com (Japanese only)

As the pioneer in the issuance of the Visa Card in and make further dramatic progress as a leading Japan and a leader in the domestic credit card brand company. industry, Sumitomo Mitsui Card Company, Limited enjoys the strong support of its many Company Name: Sumitomo Mitsui Card Credit Ratings (as of July 31, 2007) Company, Limited customers. Long-term Short-term It also plays a major role as one of the strate- Business Profile: Credit card services JCR A+ JÐ1+ Establishment: December 26, 1967 gic businesses of SMFG. Leveraging its strong ■ Head Office: Consolidated Billions of yen brand image and its excellent capabilities across Year ended March 31 2007 2006 2005 2004 a wide range of card-related services, the com- Tokyo Head Office 5-2-10, Shimbashi, Minato-ku, Tokyo For the Year: pany meets customers’ credit needs through the Revenues from credit Osaka Head Office 4-5-15, Imahashi, provision of settlement and financing services. card operations...... ´4,753.8 ´4,181.3 ´3,598.7 ´3,258.4 Chuo-ku, Osaka Sumitomo Mitsui Card aims to actively con- Operating revenue.... 157.6 148.2 132.1 126.3 President & CEO: Koichi Tsukihara tribute, through its card business, to the realization Operating profit...... 14.1 25.8 23.1 18.5 Number of Employees: 1,909 At Year-End: of comfortable and affluent consumer lifestyles, Number of cardholders (in thousands)...... 14,951 14,067 13,462 12,758

20 SMFG 2007 www.smbcleasing.co.jp (Japanese only)

SMBC Leasing Company, Limited, and its sub- companies, i.e. the customer base and know-how sidiaries specialize in providing tailor-made solu- possessed by SMBC Leasing as a bank-affiliated tions for corporate customers’ large-scale capital leasing company; the financial solutions offered by investment needs. The company and its sub- other subsidiaries of SMFG; the customer base of Credit Ratings (as of July 31, 2007) sidiaries combine a broad spectrum of leasing trading company-affiliated Sumisho Lease; and the Long-term Short-term products such as energy-saving equipment, com- various value chains of . R&I A aÐ1 mercial real estate properties (shops, factories and JCR A+ JÐ1 Company Name: SMBC Leasing Company, Limited warehouses), and overseas facilities for Japanese ■ Consolidated Billions of yen Business Profile: Leasing companies expanding abroad.The company and Year ended March 31 2007 2006 2005 2004 Establishment: September 2, 1968 its subsidiaries are working actively to offer auto For the Year: Head Office: leases and rentals, lease trusts and other services Revenues from associated with leases. Tokyo Head Office 3-9-4, Nishishimbashi, leasing operations... ´583.6 ´615.5 ´580.0 ´555.7 Minato-ku, Tokyo SMBC Leasing is scheduled to merge with Operating revenue... 630.0 619.7 589.1 553.0 Osaka Head Office 3-10-19, Minamisenba, Operating profit...... 31.5 32.2 28.0 23.2 Sumisho Lease Co., Ltd. in October 2007. The new Chuo-ku, Osaka company aims to become the top leasing com- President & CEO: Koji Ishida pany in Japan in terms of both quantity and quality Number of Employees: 916 by leveraging the assets of the two founding

www.jri.co.jp/english/

The Japan Research Institute, Limited (JRI) is a extensive fund of know-how in system develop- “knowledge engineering” company that offers ment and operations amassed by JRI in its long comprehensive high value-added services, years of service (principally to SMFG companies) effectively combining the three functions of infor- to offer the very best IT solutions to a wider array ■ Consolidated Billions of yen mation systems integrator, consultant, and of customers in the general industrial, financial, Year ended March 31 2007* 2006 2005 2004 think-tank. and public sectors. For the Year: Targeting customers in a wide range of sec- Operating revenue... ´111.8 ´115.8 ´111.2 ´105.1 tors, JRI offers consulting services focusing on Operating profit...... 6.1 5.2 6.3 7.6 management innovation and IT-related issues. It Company Name: The Japan Research Institute, *Figures include JRI Solutions (for three months through June 30, 2006) also provides services such as the design and Limited development of strategic information systems, as Business Profile: Systems engineering, data processing, management well as outsourcing. In addition, JRI conducts consulting, economic research research and analysis of the Japanese and over- Establishment: November 1, 2002 seas economies, formulates policy recommenda- Head Office: tions, and assists in the incubation of new Tokyo Head Office 16, Ichibancho, businesses. Chiyoda-ku, Tokyo In July 2006, JRI spun off part of its operations Osaka Head Office 1-5-8, Shimmachi, to create JRI Solutions, Limited with the aim of Nishi-ku, Osaka strengthening the provision of information tech- President & CEO: Yasuyuki Kimoto nology solutions to corporate customers outside Number of Employees: 2,877 our Group. The new company will leverage the (including JRI Solutions, Limited)

SMBC friend securities co., ltd. www.smbc-friend.co.jp (Japanese only)

SMBC Friend Securities was founded through quality retail securities services in Japan, the the merger of Meiko National Securities and company precisely tailors products and services Sakura Friend Securities in April 2003. It later to match customers’ needs. merged with Izumi Securities, an affiliate of ■ Consolidated Billions of yen Sumitomo Life Insurance Company, in April 2004. Year ended March 31 2007 2006 2005 2004* It became a wholly-owned subsidiary of SMFG For the Year: ´48.3 through a share transfer in September 2006. Operating revenue... ´58.7 ´68.5 ´52.3 SMBC Friend Securities boasts one of the Company Name: SMBC Friend Securities Co., Ltd...... 8.3 Business Profile: Securities services Operating profit...... 21.2 31.0 18.0 18.8 strongest financial bases among Japanese secu- ...... 1.6 Establishment: March 2, 1948 rities companies. Its operations are highly effi- *SMBC Friend Securities (top), Izumi Securities (bottom) cient, and it provides a full range of securities Head Office: 7-12 Nihonbashi-Kabutocho, services, focused mainly on retail customers Chuo-ku, Tokyo President: Katsuhiko Tamaki through its nationwide network of branches. Number of Employees: 1,836 Aiming to become the leading provider of high-

SMFG 2007 21