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WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED? Make the switch and join the Bronco family.

Maybe you’re unhappy with the service you get at your bank. Perhaps you’re paying too much for their products. Could be you thought switching to another financial institution would be difficult. Not true. Now’s your chance to enjoy all the benefits of Bronco FCU’s low-cost, high-quality products and services by switching your accounts in one smooth process. This Switch Kit walks you through the process clearly and easily.

In just six easy steps, you can be on your way to enjoying all the benefits of Bronco Federal Credit Union membership: • Free online and mobile banking • Free checking with free • Free Shared Branching • Competitive rates on car loans, mortgages and credit cards

The kind of friendly service you thought didn’t exist anymore Here’s How

Step 1 Step 5 Open a Bronco FCU account. Close your old accounts. You can use the enclosed Membership Submit a Close Account form to us, and Application or visit one of our friendly we’ll handle all the details of closing your old offices to get started. savings, checking and bill payment accounts. , we’ll transfer any balances to your Step 2 new accounts. Stop using your old checking account. It’s important that you allow all your Step 6 outstanding checks to clear before you Transfer your balances. close the account. Using our Balance Transfer Authorization Form found on our VISA® applications, Step 3 transfer your high-rate credit card balances Switch your direct deposits and to our no-annual-fee, low-fixed-rate VISA® automatic deposits. Platinum credit card. Send the enclosed deposit form to your employer, the Social Security Administration or your retirement plan Why Switch to a Bronco administrator. Make copies as needed. FCU Checking Account? • No minimum balance requirement Step 4 • No monthly maintenance fee Change your automatic payments • No per check fee and withdrawals. • Free overdraft protection Using our helpful checklist, make as many • No-fee ATMs copies of our Automatic Payments form as • Free VISA® debit card you need and send one to each company • Free online and mobile banking that handles your recurring payments. Account Number Helpful Checklist ______Mortgage Auto Loan(s) Routing Number Health Insurance ______Life Insurance Car Insurance To find the account numbers for your old checking accounts, look at the bottom of Credit Card(s) your checks for a series of numbers: Utilities Routing numbers are nine digits beginning TV Cable with 01 to 12 or 21 to 32. Internet Take advantage of membership; we’re Health Club Dues waiting to welcome you to the family. Telephone/Cell Phone For more information, go to broncofcu.com Investments or stop by a convenient office to pick up your Switch Kit. IT’S A SMOOTH TRANSITION TO A BETTER TRANSACTION. SWITCH TO BRONCO. Close Your Old Account

Please consider this an official request to close my account(s) with you. My account information is listed below.

Financial Institution______Name On Account______Account Number(s)______

Address______City______State______Zip Code______Home Phone Number______Social Security Number______

Please mail the balance in the above account(s) to the address listed above. Please transfer the balance in the above account(s) to the following BFCU account:

Checking Account Number______Routing Number______251480592

I hereby authorize the closing of this account:

Signature______Date______

Submit this form to the financial institution(s) that holds your old accounts, or send it to Bronco FCU and we’ll submit it for you. Please make additional copies if necessary.

757.569.6000 • 800.667.BFCU www.broncofcu.com Information Needed For Your Account

Checking Account Information (Please Print)

Member’s Name______Address______City ______State ______Zip Code______

Home Phone Number______Work Phone Number______Social Security Number______Joint Owner’s Name As It Will Appear On Account______Joint Owner’s Address______Joint Owner’s Social Security Number______

Overdraft Protection

Please set up overdraft protection from my regular share account #______. I authorize BFCU to transfer funds as necessary to cover overdraft protection on my account. I do not wish to have overdraft protection on my account.

Initial Deposit: a minimum initial deposit of $100.00 is required to open a new checking account. If applicable, a must be opened for new members with a minimum deposit of $______A check is enclosed for my initial deposit of $______Please transfer $______from my regular share account #______.

VISA® Debit Card I request a free VISA® Debit Card.

757.569.6000 • 800.667.BFCU www.broncofcu.com Switch Your Automatic Payments

Company Receiving Payment______Account Number______Payment Amount ______Name______Address______City ______State ______Zip Code______Home Phone Number______

I have opened a new checking account with Bronco Federal Credit Union. Please redirect the automatic payment(s) listed above to the following account:

Checking Account Number______Routing Number______251480592

I hereby authorize this change in my Automatic Payment

Signature______Date______

Send this form to the company that receives your automatic payment. Please make additional copies if necessary.

757.569.6000 • 800.667.BFCU www.broncofcu.com Switch Your Direct Deposit

I have opened a new checking account with Bronco Federal Credit Union. Please change my direct deposit to the following account:

Checking Account Number______Routing Number______251480592

Name______Address______City ______State ______Zip Code______Home Phone Number______Social Security Number______

I hereby authorize this change in my Direct Deposit

Signature ______Date______

Submit this form to your employer, the Social Security Administration and your retirement plan administrator. Please make additional copies if necessary.

757.569.6000 • 800.667.BFCU www.broncofcu.com FRANKLIN, VA

135 Stewart Drive Monday, Tuesday, Thursday, Friday 8:00 a.m. – 5:00 p.m. Drive-thru open until 6:00 p.m. on Friday Wednesday 9:30 a.m. – 5:00 p.m. 757.569.6000

206 East Second Avenue Monday, Tuesday, Thursday, Friday 8:00 a.m. – 5:00 p.m. Drive-thru open until 6:00 p.m. on Friday Wednesday 9:30 a.m. – 5:00 p.m. 757.569.6000

EMPORIA, VA

Southern Virginia Regional Medical Center Friday 8:00 a.m. – 4:00 p.m. 434.348.4690

SUFFOLK, VA

3075 Godwin Boulevard Monday, Tuesday, Thursday 8:00 a.m. – 5:00 p.m. Wednesday 9:30 a.m. – 5:00 p.m. Friday 8:00 a.m. – 6:00 p.m.

757.569.6000 • 800.667.BFCU www.broncofcu.com www.welcomehome.coop

For information on any Bronco FCU product or service, simply visit us at www.broncofcu.com. You can also email us at [email protected].