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British National Insurance Act, 1911

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British National Insurance Act, 1911 DEPARTMENT OF COMMERCE AND LABOR BUREAU OF LABOR CHAS. P. NEILL, Commissioner BRITISH NATIONAL INSURANCE ACT, 1 9 1 1 BULLETIN OF THE UNITED STATES BUREAU OF LABOR WHOLE NUMBER 102 WORKMEN’S INSURANCE AND COMPENSATION SERIES No. 2 JULY 15, 1912 WASHINGTON GOVERNMENT PRINTING OFFICE < 1912 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis CONTENTS. Section. Page. Introduction....................................................................... ................ 7-10 Text of the law.................................. - .............................................. H-87 Fart I.—National Health Insurance: Insured persons— Insured persons............................................................. 1 11 Exemptions.................................................................. 2 11 Contributions— Contributions by insured persons, employers, and the Treas­ ury............................................................................. S 11,12 Rates and rules for contributions by employed contributors and their employees.................................................. 4 12 Rates and rules for contributions by voluntary contributors 5 12 Change from voluntary rate to employed rate and vice versa. 6 13 Power to make regulations for the payment of contribu­ tions........................................................................... 7 13 Benefits— Benefits......................................................................... 8 13-15 Reduced rates of benefits in certain cases.................... 9 15 Reduced rates of benefits tv here contributions are in arrear. 10 15,16 Previsions in the case of contributors entitled to compensa­ tion or damages......................................................... 11 16,17 Provisions in the case of contributors who are inmates of hospitals, etc............................................................. 12 17,18 Power to vary benefits in certain cases........................ 13 18 Administration of benefits— Administration of benefits by approved societies or the insur­ ance committee......................................................... 14 18,19 Administration of medical benefit............................... 15 19-22 Administration of sanatorium benefit.......................... 16 22 Power to extend sanatorium benefit to dependents..... 17 22,23 Administration of maternity benefit............................ 18 23 Punishment ofhusband in certain cases of neglect................... 19 23 Reinsurance for the purposes of maternity benefit.. 20 23 Power to subscribe to hospitals, etc............................. 21 23 Power of councils of boroughs and districts to contribute to certain expenditure on medical and sanatorium benefits. 22 23,24 Approved societies— Conditions for the approval of approved societies.............. 23 24 Power of societies to undertake business under Part 1 . 24 24,25 Special provisions for employers* provident funds, etc___ _ 25 25 Security to be given by approved societies............................... 26 25,26 Provisions as to approved societies............................... 27 26 Secessions, etc............................................................................ 28 26 Withdrawal of approval............................................... 29 27 3 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 4 CONTENTS. Part. I.—National Health Insurance—Continued. Membership of approved societies and transfer of members— Admission of insured persons to membership in approved section. Page. societies................. ............................................. .*............ 30 27 Transfer from one approved society to another.................... 31 27 Transfers to foreign and colonial societies............................ 32 27,28 Transfer values of emigrants who remain members of ap­ proved societies................................................................. 33 28 Prohibition against double insurance................................... 34 28 Accounts, valuations, surplus and deficit— Approved societies to keep proper accounts........................ 35 28,29 Valuations of approved societies.......................................... 36 29 Surplus.................................................................................. 37 29,30 Deficit................................................................................... 38 30,31 Pooling arrangements in the case of small societies.............. 39 31,32 Special provisions with regard to societies with branches___ 40 32 Power to separate men’s and women’s funds..................... 41 32,33 Deposit insurance— Provisions as to deposit contributors.................................... 42 33 Transfer from approved society to deposit insurance, and vice versa.......................................................................... 43 33,34 Provisions as to special classes of insured persons— Special provisions with respect to married women.............. 44 34-36 Special provisions as to aliens.............................................. 45 36 Special provisions with regard to persons in the naval and military service of the Crown........................................... 46 36-39 Special provisions where employer liable to pay wages dur­ ing sickness....................................................................... 47 39-41 Special provisions as to the mercantile marine.................... 48 41-43 Provisions as to persons over 65 at commencement of act. 49 43,44 Special provisions as to seasonal trades................................ 50 44 Special provisions as to inmates of charitable homes, etc. 51 44 Special provisions as to persons becoming certificated teachers............................................................................. 52 44 Application to other persons in the service of the Crown___ 53 45 Financial provisions— National Health Insurance Fund......................................... 54 45 Reserve values...................................................................... 55 46 Transactions between the insurance commissioners and societies.................................................. 56 46,47 Insurance commissioners—advisory committee— Constitution of insurance commissioners, appointment of inspectors, etc................................................................... 57 47,48 Appointment of advisory committee.................................... 58 48 Insurance committees— Appointment of insurance committees................................. 59 48,49 Powers and duties of insurance committees......................... 60 49 Income.................................................................................. 61 50 Local medical committees.................................................... 62 - 50 Excessive sickness— Inquiries into causes of excessive sickness........................... 63 50-52 Supplementary provisions— Provisions of sanatoria, etc................................................... 64 52 Power to insurance commissioners to make regulations, etc. 65 53 Digitized for FRASERDetermination of questions by insurance commissioners___ 66 53 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis CONTENTS. 5 Part I.—National Health Insurance—Concluded. Supplementary provisions—Concluded. Section. Page. Disputes.............. 67 53,54 Protection against distress and execution in certain cases.. 68 54 Offenses..........................................................v.................... 69 54,55 Civil proceedings against employer for neglecting to pay contributions..................................................................... 70 55 Repayment of benefits improperly paid............................... 71 55 Provisions as to application of existing funds of friendly societies............................................................................. 72 55,56 Provisions as to existing employers’ provident funds.......... 73 56 Provisions as to minors who are members of approved socie­ ties.................................................................................... 74 56 Power for societies to register under Friendly Societies Act, 1896................................................................................... 75 56,57 Application of acts of Parliament to approved societies and sections.............................................................................. 76 57 Powers of the local government board................................. 77 57 Power to remove difficulties................................................. 78 57 Interpretation....................................................................... 79 57,58 Application to Scotland........................................................ 80 58-61 Application to Ireland.......................................................... 81 61-65 Establishment of commissioners for Wales........................... 82 65 Joint committee of commissioners........................................ 83 66 Part n .—Unemployment Insurance: Right of workmen in insured trades to unemployment benefit.. 84 66 Contributions by workmen, employers, and the Treasury......... 85 66, 67 Statutory conditions for receipt of unemployment benefit......... 86 67 Disqualifications for unemployment benefit............................... 87 67, 68 Determination of claims................................................. 88 68 Appointment of umpire,
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