MONTHLY ISSUE - AUGUST - 2016 CurrVanik’s ent Affairs

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P u b l i c a t i o n s VANIK'S PAGE Cultural Dances In Andhra Pradesh Ÿ Ghumra Ÿ Ÿ Karma Naach Ÿ Kolattam Ÿ Keisabadi Arunachal Pradesh Puducherry Ÿ Ÿ Garadi Ÿ Punjab Ÿ Jumur Nach Ÿ Ÿ Ÿ Ÿ Ali Ai Ligang Ÿ Malwai Giddha Chhattisgarh Ÿ Jhumar Ÿ Panthi Ÿ Karthi Ÿ Raut Nacha Ÿ Kikkli Ÿ Gaur Maria Dance Ÿ Sammi Gujarat Ÿ Ÿ Dandass Ÿ Ÿ Ludi Padhar Ÿ Ÿ Raas Jindua Ÿ Dance Himachal Pradesh Ÿ Ÿ Kinnauri Ÿ Ÿ Namgen Ÿ Bhavai Karnataka Ÿ Tera tali Ÿ Ÿ Chirami Ÿ Bayalata Ÿ Gair Ÿ Dollu Kunitha Ÿ Sikkim Veeragaase dance Ÿ Kashmir Singhi Chham Ÿ Dumhal Tamil Nadu Lakshadweep Ÿ Bharatanatya Ÿ Lava Ÿ Kamandi or Kaman Pandigai Madhya Pradesh Ÿ Devarattam Ÿ Tertal Ÿ Ÿ Charkula Ÿ Kolattam Ÿ Jawara Ÿ Karagattam or Karagam Ÿ Ÿ Ÿ Mayil Attam or Peacock dance Phulpati Dance Ÿ Ÿ Paampu attam or Snake Dance Grida Dance Ÿ Ÿ Maanch Maharashtra Ÿ Puliyattam Ÿ Pavri Nach Ÿ Poikal Kudirai Attam Ÿ Lavani Ÿ Bommalattam Manipur Ÿ Theru Ÿ Thang Ta Tripura Ÿ Dhol cholom Ÿ Mizoram West Bengal Ÿ Ÿ Gambhira Nagaland Ÿ Ÿ Chang Lo or Sua Lua Kalikapatadi Odisha Ÿ Nacnī Ÿ Ghumura Dance Ÿ Ÿ Ruk Mar Nacha (& ) Ÿ Ÿ Goti Pua Others Ÿ Nacnī Ÿ Ghoomar (Rajasthan, Haryana) Ÿ Ÿ Koli (Maharashtra and Goa) Ÿ Danda Nacha Ÿ (Kerala) Ÿ Baagh Naach or Tiger Dance Ÿ North India Ÿ Ÿ Dhap Message from Director

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EDITOR Dear Students, Mr. Pramod Padhi It’s a great pleasure on the part of Vanik Family to felicitate more than ASSOCIATE EDITORS Satabdi Sagar Mohanty hundred of its successful students in different banking exams. The usefulness of Samarendra Narayan Sahoo

Vanik Current Affairs Monthly Magazine was very well appreciated by the ADVISORS G. Khatua achievers at all stages of their preparation. Our commitment to deliver the best to B. R. Das PUBLISHING MANAGER our students has made as the number one in the state. Smrutiranjan Chhatoi We have added one more milestone for the students preparing for Civil Services DESIGNING & LAYOUT (Both Union & States) by launching Vanik-IAS which will definitely be the best Vijaya Moharana institution in this field in Odisha. Thanks all our students and readers for the trust Publisher : Subrat Kumar Chhatoi Printed and Published by : Vanik Publication on us & support to us which has made us reach this peak. Printed at : Bhagabati Press

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 ______© Copyright Reserved Wishing you all the Best No part of this magazine can be printed in whole or part without the written permission of the Subrat Kumar Chhatoi publisher.  The editor and publisher have tried their best to verify the factual accuracy of the informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine. All disputes subject to Bhubaneswar (Odisha)  Jurisdiction. CONTENTS

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Events of the Month 3  International news 11  National news 14  Bilateral 17  Economy and Banking 20  Award and Honour 24  Book and Author 25  Person in news 25  Places in news 27  Sports 28  Science and Technology 29  Environment and Ecology 31  Defence 32  Recent Summit in News 32  Committee and its Function 33  Date and Observation 34  International and National institution 34  State news 36  Recent government devlopement and scheme 37  Miscellaneous 38  Vanik’s Study Guide  Vanik Question Hub

Special Class on Math - 39 200 MCQ on Current Affairs - 48 Special Class on Reasoning - 41 100 MCQ on SSC/Railway - 56 Special Class on Banking - 42 40 MCQ on Computer - 60 Special Class on English - 44 40 Special MCQ on Banking - 62 Special Class on Computer - 47

 Practice Set  Vanik Extra Dose SBI-PO (Preliminary) - 64 Who’s Who - 106 SBI-PO (Main) - 71 Word of the Month - 112 IBPS-PO (Preliminary) - 84 Abbreviation - 113 SSC-CGL-2016 - 92 One Liner - 114 MAGAZINE FOR THE MONTH OF AUGUST - 2016 EVENTS OF THE MONTH already being seen. With Cameron all set resignation, Britain’s BREXIT-BRITAIN LEAVE THE EU prospects of negotiating a favorable deal with the EU could be weakened. The EU may decide to strike a hard bargain to The results of referendum to decide whether Britain should discourage other countries from leaving the EU. Also, the leave or remain in the European Union (EU) have been UK’s new leader might not be willing to accept the kind of declared. Majority of British people have vote for leaving restrictions that come with a Norway-style deal. And that the European Union. The result of this referendum is not could create serious problems for businesses based in the binding on either the British government or on its Parliament. UK. Critics say the economic effects could be large. The UK But if Britain leaves European Union it has huge implication government has estimated that exiting the EU could cause not only on Britain and EU but also throughout the world. the British economy to be between 3.8 and 7.5% smaller by The has opted for a momentous change of 2030 — depending on how well negotiations for access to course by voting to leave the European Union in a closely- the European market ultimately go. fought referendum held recently. 52% people voted in favor One of the most important and controversial achievements of leaving the EU. of the EU was the establishment of the principle of free The referendum saw a turnout of 72%, the highest in any movement among EU countries. A citizen of one EU country election since 1992, ‘Leave’ won 17,410,742 votes and has an unfettered right to live and work anywhere in the EU. ‘Remain’ 16,141,241, with all but the regions of London, Both Britons and foreigners have taken advantage of this Scotland and Northern Ireland voting to leave. opportunity. This is the second referendum on Britain’s relationship with Currently there are about 1.2 million Brits living in other EU the European project. In 1975, in a referendum on whether countries, while about 3 million non-British EU nationals live the U.K. should stay or leave the European Community in Britain. Thanks to EU rules, they were able to move across (Common Market) Area, the country voted for staying in the English Channel with a minimum of paperwork. Britain’s with a resounding 67.2% vote. exit from the EU could change that profoundly. It’s possible, European Union was originally formed with six nations in of course, that Britain could negotiate a new treaty with the 1957. Today, it is a gigantic transnational entity of 28 EU that continues to allow free movement between the UK countries, including the U.K., which joined only in 1973. and the EU. But resentment of EU immigrants — especially Though part of EU, Britain has traditionally had a ‘eurosceptic’ from poorer, economically struggling countries like Poland stand. It continues to use the Pound as its currency, while and Lithuania — was a key force driving support for Brexit. most EU nations have moved to Euro. Neither does it So the British government will be under immense pressure to participate in the Schengen border-free zone, which allows refuse to continue the current arrangement. At a minimum, passport-free travel in EU. that would mean that people moving to or from Britain would Brexit is a word that has become used as a shorthand way of need to worry about passports and residency rules. And it saying the UK leaving the EU – merging the words Britain could mean that some British immigrants may lose their right and exit to get Brexit, in a same way as a Greek exit from the to continue living and working in the UK and be deported. EU was dubbed Grexit in the past. Many people in the United Brexit could also change the United Kingdom in a more Kingdom are of the opinion that the EU has transformed a lot fundamental way. It’s called the “United” Kingdom because over the years. They think that since several countries have it’s made up of four “countries” — England, Wales, Scotland, joined the union, the EU’s hold over everyday aspects of and Northern Ireland. But with Britain now on its way out of these countries has increased. Many think that Britain is the EU, there’s a danger it won’t stay united for very long. better off without the EU as it is being constrained by it. Scotland supported Remain by a margin of 62% to 38 %. And Some of the constraints involve imposing many rules on the Scots in particular have never been entirely satisfied Britain’s business and shelling out billions of pounds in the with English domination, as shown by the 44% of Scottish form of EU fees without much gain in return. people who voted to make Scotland an independent country In the short run, uncertainty about Britain’s future in 2014. They like having the UK be part of the EU in part relationship with the EU, its largest trading partner, could because it provides a counterweight to English power within push the UK into a recession. Huge market volatility is

3 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 the UK. So Britain’s exit from the EU could strengthen the other countries. Many more Indian students may be able to hand of Scottish separatists. A key Scottish leader has already get scholarships for studying in the UK. signaled that she wants to hold a second referendum on Article 50 of the Treaty on European Union establishes the Scottish independence. If that vote succeeded, Scotland procedures for a member state to withdraw from the EU. It would likely petition for admission to the EU in its own right.A requires the member state to notify the EU of its withdrawal similar, but possibly more troubling, situation could emerge and obliges the EU to then try to negotiate a withdrawal in Ireland, which has long been divided between a protestant agreement with that state. Britain’s “Leave” vote, however, North that’s part of the UK and an independent Irish republic does not represent that formal notification. Once Britain in the South. Tensions across the border have been minimized invokes Article 50, it will have a two-year window in which to by EU rules guaranteeing the right to move across the border. negotiate a new treaty to replace the terms of EU membership. But if the UK withdraws from the EU, the border could Britain and EU leaders would have to hash out issues like become more important and tensions over territory could trade tariffs, migration, and the regulation of everything from flare up. cars to agriculture. In the best-case scenario, Britain may be Brexit affects global financial market. Markets across the able to negotiate access to the European market that isn’t world will tank. The pound will depreciate against most major that different from what it has now. Norway is not a member economies. India cannot remain immune to this. Sensex and of the EU, but it has agreed to abide by a number of EU rules Nifty will tumble in the short-run. in exchange for favorable access to the European Common India is presently the second biggest source of FDI for Great Market. Britain. One of the main reasons for this is the historic and In summary, it can be said that a Brexit would have damaging cultural ties with the UK that India shares along with the fact effects on the economic development in the entire EU along that the UK proved to be a gateway into the rest of Europe. with some positive effects. Apart from economic Indian companies that would set up their factories in the UK disadvantages, a Brexit would also cause severe political could sell their products to the rest of Europe under the damage and would weaken Europe geopolitically. European free market system. However, now it will not be as attractive a destination for Indian FDI as before. With Brexit, LIBERALIZATION India will lose its gateway to Europe. This might force India FDI to forge ties with another country within the EU, which would The government has unveiled another round of economic be a good result in the long run. India is already trying to policy reforms by liberalising the FDI foreign direct investment build trade negotiations with , France, Germany, norms in nine key sectors ranging from defence to aviation, and others, albeit in a small way. Netherlands is India’s top pharmaceuticals to retail trade. This is the second such easing FDI destination as of now. A Brexit could force India to build of norms since November. trading partnership with other EU nations in order to access The new measures are expected to pave the way to attracting the large EU market. more foreign investment since they target sectors which have With Britain cutting off ties with the EU, it will be desperate been relative laggards in attracting FDI. to find new trading partners and a source of capital and Highlights: labour. There have already been many proponents of the In defence, foreign investment beyond 49% (and upto 100%) Leave Campaign that suggest that the UK should look has been permitted through the government approval route, towards the Commonwealth to forge new alliances. Britain in cases resulting in access to modern technology in the will still need a steady inflow of talented labour, and India country. The condition of access to ‘state-of-art’ technology fits the bill perfectly due to its English-speaking population. in the country has been done away with, as many foreign With migration from mainland Europe drying up, Britain would investors had complained about the ambiguity regarding that be able to accommodate migration from other countries, which term. FDI limit also has been made applicable to will suit India’s interests. Britain is one of the most important Manufacturing of Small Arms and Ammunitions covered destinations for Indians who want to study abroad. Presently, under Arms Act, 1959. British universities are forced to offer subsidized rates for 100% FDI has been permitted under government approval citizens of the UK and EU. With Brexit, however, the route for trading, including through e-commerce, in respect universities will no longer be obliged to provide scholarships of food products manufactured or produced in India, bringing to EU citizens, which will free up funds for students from into effect the proposal made in the Budget 2016-17.

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To promote the development of pharmaceutical sector, the contingent on government approval on a case-by-case basis. government has permitted up to 74% FDI under automatic The change, now, is the removal of the “access to state-of- route in existing pharmaceutical ventures. The government the-art technology” clause for the latter. approval route will continue beyond 74% FDI and upto 100% Other major sectors like pharmaceuticals and broadcasting in such brown-field pharma. have seen similar changes revolving around tilting the balance 100% FDI has been permitted in India-based airlines. However, in favour of investment under the automatic route. a foreign carrier can only own upto 49% stake in the venture, The notable exception is the significant hike in the FDI cap and the rest can come from a private investors including in domestic airlines from 49% to 100%. But this is balanced those based overseas. This is expected to bring in more funds by retaining the prior cap as far as foreign airlines are into domestic airlines. To boost airport development and concerned. modernisation, 100% FDI in existing airport projects has been Also, investment by foreign airlines is still capped at 49% — allowed without government permission, from 74% permitted so it remains to be seen whether other investors such as so far. private equities and the like would have the risk appetite to Entities undertaking single brand retail trading have been make such investments. relaxed from local sourcing norms up to 3 years. Entities engaged in single brand retail trading of products having What else is needed? For both measures and message to be truly effective, a ‘state-of-art’ and ‘cutting edge’ technology have been relaxed number of structural issues must be addressed. Take defence, from local sourcing norms up to 5 years. for instance. It is a massively capital-intensive sector, one The new FDI policy measure are promising a 100% FDI where project gestation periods can extend to decades. The allowance for trading, including e-commerce in food products investment risk level is commensurately high with no that are made in India, can be expected to enthuse the major guaranteed pay-off at the end of it. In such circumstances, players in this sector. liberalizing FDI is not enough if risk levels for foreign Relaxation in FDI in aviation is likely to go well with the investors remain unsustainably high. The centre must have recently unveiled civil aviation policy. Foreign carriers would a clear, long-term defence acquisition road map, allowing no longer have to look for an Indian partner to set up a private sector companies to plan ahead and manage risk domestic airline and could join hands with private investors effectively. abroad. Though equity holding of foreign airlines is still Look at pharmaceuticals. Over the past few years, expanding limited to 49%, a foreign airline can join hands with its sovereign fund or private investors and set up a 100 per cent price control has been the department of pharmaceuticals’ signal achievement. This is counterproductive for both foreign-owned airline in India. domestic players and their potential foreign investors, In the defence sector the government decision to liberalise particularly given the high costs and, again, long cycles of conditions allowing 100% FDI in the defence sector may research and development projects. This is not to say that result in at least some foreign entities setting up subsidiaries in India for defence manufacturing. the sector can or should be entirely unregulated—low-priced Indian generics are essential both domestically and New policy will be a significant step forward in ensuring that OEM [original equipment manufacturer] subsidiary-driven globally—but there are other means such as bulk government purchases that would serve better. manufacturing plans take off. It will result in greater comfort for OEMs to establish high-technology manufacturing-driven Way ahead: subsidiaries. Apart from focusing on the unexplored sectors, the Why this would make a little difference? government should be complimented for aggressively bringing in more and more activities under the automatic The sectors targeted in the latest round account for just 11% route, which reduces bureaucratic discretion and promises of the total FDI received by India. Compare that to the top policy certainty. five sectors — services, construction, computer software and hardware, telecom and automobiles — that account for Conclusion: a 45% FDI share. It is true that given the series of changes under the current These measures are more incremental than game-changing. regime, there is now just a small negative list where FDI is In defence, for instance, existing policies already allow for not allowed. However, opening the door to investments is FDI up to 49% under the automatic route and above that

5 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 just the first step. It is more a statement of intent, an invitation various supplier countries and has also engaged in for investors and companies around the world. To truly negotiations for the supply of modern nuclear power plants achieve its aim of opening up — to increase employment from Russia, France and the US. What the NSG membership and create jobs for the millions streaming into the labour would do is to formalise India’s exceptional status. It would force every year — the government will have to do more. also enable India to participate in any exercise to modify or India continues to enjoy a lowly rank in the ease of doing amend NSG guidelines in future. Currently, as part of the business. Retaining the investments that come in as a result waiver, India has agreed to conform to the existing guidelines of these measures will be the key challenge. of the NSG, but would have limited influence over future amendments which could turn out to be inconvenient to it”. INDIAN NSG MEMBER DREAM On China’s opposition to India’s bid “It is true that China has opposed India’s membership of the FOILED NSG and is in a position to block this since the NSG functions The Seoul plenary session of the elite Nuclear Suppliers on the basis of consensus. China had also opposed the Group ended on expected lines without any decision on decision to give a waiver to India in 2008, but it had not taken a public stand. It preferred to work through countries like India’s entry to the 48 nation elite club of nations having right to nuclear commerce. The meeting did not come to Ireland, Austria, New Zealand and a few others, who have an consensus on opening up the NSG membership to the Non- almost evangelical position on the NPT. In the end, when Proliferation Treaty (NPT) countries. China saw that even these countries were dropping their In that sense it is a setback to the aggressive diplomatic bid opposition to the waiver decision, it joined the consensus. It mounted by India, led by Prime Minister . But, did not want to be the last man standing. In the present case, foreign policy experts say that this is forward movement in China has taken a very public stand in opposing India’s that India has won over many countries that were ranged membership of the NSG and it appears that it is prepared to against it, limiting the opposition to China (because of its be the only country to do so, if such a situation were to axis) and a few other countries. arise”. “China appears to be taking this stand on behalf of Pakistan About NSG: which has also applied to become a member of the NSG. It is Nuclear Suppliers Group (NSG) is a multinational body for Pakistan to convince the members of the NSG that it concerned with reducing nuclear proliferation by controlling deserves membership. It is not reasonable to link its bid with the export and re-transfer of materials that may be applicable that of India. China is free to lobby for its client state’s to nuclear weapon development and by improving safeguards membership but why block India’s application which enjoys and protection on existing materials. overwhelming support? Interestingly, the NSG was set up in 1974 as a reaction to “Even if, as a result of China’s opposition, India’s membership India’s nuclear tests to stop what it called the misuse of bid is unsuccessful at Seoul, it should not be regarded as the nuclear material meant for peaceful purposes. Currently, it end of the road. In the following weeks and months, India has 48 members. should engage in quiet but active diplomacy, to mobilise Once admitted, an NSG member state: greater support within the NSG, including winning over China.  Gets timely information on nuclear matters. The NSG has agreed to the proposal to discuss Indian  Contributes by way of information. membership issue by the end of this year again which has  Has confirmed credentials. raised new hope in Indian mind. It has been further  Can act as an instrument of harmonization and strengthened by Indian entry into the MTCR in June 2016. coordination.  Is part of a very transparent process. EW AVIATION POLICY “NSG membership may not have any substantive impact N because India is already able to engage in full civil The Union Cabinet recently cleared the Civil Aviation Policy cooperation with NSG member states thanks to the clear 2016 in order to boost the domestic aviation sector and waiver it obtained in September 2008 from the group’s provide passenger-friendly fares. This new policy aims at restrictive guidelines. Since then India has concluded a providing various benefits to domestic airline passengers. number of long-term nuclear fuel supply agreements with The Policy aims at:

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 India to become 3rd largest civil aviation market by  Development of greenfield and brownfield airports 2022 from 9th. by State government, private sector or in PPP mode  Domestic ticketing to grow from 8 crore in 2015 to to be encouraged. 30 crore by 2022.  The earlier proposed 2% cess on all regional flights  Airports having scheduled commercial flights to has been done away with. The cess was proposed increase from 77 in 2016 to 127 by 2019. to collect funds to improve regional infrastructure.  Cargo volumes to increase by 4 times to 10 million The policy has touched almost every aspect of civil aviation, tonnes by 2027. but gives no direction for professionalising the Directorate  Enhancing ease of doing business through General of Civil Aviation (DGCA) and Bureau of Civil Aviation deregulation, simplified procedures and e- Security (BACS), crucial entities that govern aviation safety governance. and security in the country. Though measures have been  Promoting ‘’ in Civil Aviation Sector. announced to strengthen both these entities and bridge the  Ensuring availability of quality certified 3.3 lakh deficit, the policy is silent on how to radically transform these skilled personnel by 2025. organisations to meet modern-day challenges and to be process-driven to deliver world-class service. What’s there in the new policy: The NCAP is also silent on the formation of an independent  Capping of fare: Rs 1,200 for 30 minutes and Rs Civil Aviation Authority (CAA). The policy also does not 2,500 for hour-long flights. say what the government is doing with Air India and the way  A single window for all aviation related transactions, forward for the airline. complaints, etc. Airports Authority of India (AAI) is another entity that needs  5/20 rule scrapped. Under the new rules, airlines complete transformation, yet NCAP falls short of addressing must still have 20 planes before they can fly that. There is little clarity on the way forward for the AAI or internationally, but no longer need to have operated about its listing in the stock exchanges. According to analysts, for five years. this is a big negative as India’s massive airport infrastructure  Start-up airlines can now fly abroad after operating development plans requires a strong entity to see the at least 20 planes or 20 per cent of their total flying execution through. Analysts feel that the AAI focuses heavily capacity, whichever is higher, on domestic routes. on capital expenses.  Restoration of air strips at a maximum cost of Rs 50 The policy is silent on long-term plans for airport crore through Airports Authority of India (AAI). development. Industry observers expected directions on the  India will have an open-sky policy for countries hiving off Air Navigation Services (ANS) from the AAI and beyond the 5,000-km radius from on a making it an independent, professional body. reciprocal basis. This means that airlines from Doing away with 5/20 rule in international flying and relaxation European or Saarc countries will have unlimited to just 20 aircraft without any domestic flying criteria will not access, in terms of number of flights and seats, to help new carriers like Vistara and AirAsia India significantly Indian airports, leading to increased flight as they cannot fast track expansion owing to a resource frequencies with these countries. crunch.  Permission for Indian carriers to get into code- The NCAP gives no direction on removing the negative fiscal sharing agreement with foreign carriers for any regime on Indian airlines which includes sales tax on ATF destination within India. and other taxation measures. These have not been effectively  More focus on ease-of-doing business as addressed. government plans to liberalise regime of regional The policy has not given any direction for improvement in flights. regulatory and policy-making competence. There has been  The government will look to develop about 350 no direction on improving institutional capability in the dilapidated or underused airstrips across India into Ministry of Civil Aviation. “no frills airports”. The policy also doesn’t provide the civil aviation sector with  Four heli-hubs to be developed. Helicopter the institutional infrastructure required for long-term growth. Emergency Medical Services to be facilitated The helicopter industry will structurally change with the

7 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 announced measures, but its success is dependent almost liabilities, it will be required to invest minimum 75% of its entirely on DGCA, BCAS and infrastructure development. “demand deposit balances” in Statutory Liquidity Ratio(SLR) Conclusion: eligible Government securities/treasury bills with maturity Making the first-ever integrated aviation policy was tough. up to one year and hold maximum 25% in current and time/ The road ahead will be tougher as we implement it. The policy fixed deposits with other scheduled commercial banks for is well-intentioned, but private capital is unlikely to flow to operational purposes and liquidity management. loss-making projects. What the government should do is to What are the scopes of activities of Payment clear the way for entrepreneurs to move into the civil aviation Banks? sector removing all manner of hurdles. Steps should be taken Payments banks will mainly deal in remittance services and to minimise anti-competitive practices among individual accept deposits of up to Rs 1 lakh. airlines. The government has gone a few steps forward but They will not lend to customers and will have to deploy their there is still a long way to go to remove all shortcomings. funds in government papers and bank deposits. India needed an aviation policy which is strategically aligned They can issue ATM/debit cards but not credit cards. and supportive of PM’s bold and inspiring vision for the They can carry out payments and remittance services through Indian economy. various channels. Distribution of non-risk sharing simple financial products like mutual fund units and insurance products, etc. is allowed. RACKING THE PAYMENTS C Challenges before these banks: BANK PUZZLE The success of these new entities will depend to a great extent on their ability to go beyond serving the well-banked The Reserve Bank of India (RBI), in 2015, gave its approval smartphone-carrying consumers, who have been the focus in principle for 11 entities to set up payments banks. RBI has of digital payments in India so far. selected entities with experience in different sectors and with Payments banks will need to creatively reach the low-income different capabilities so that different models could be tried. and financially underserved—the so-called base of pyramid This move has generated much excitement across the country. (BOP) consumers. Universal financial inclusion is a driving motivation behind However, developing a model that is both effective in reaching RBI’s issuance of these payments bank licences. the BOP consumer and commercially profitable, is far from What are payment banks? easy. It will require a paradigm shift. Payment banks are non-full service banks, whose main Income at the BOP tends to be more irregular and objective is to accelerate financial inclusion. These banks unpredictable, often cobbled together from various sources. have to use the word ‘Payment Bank’ in its name which will Savings are limited, often taking the form of small amounts differentiate it from other banks. saved daily that need to be banked quickly to prevent them from being spent. Key facts: Formal credit histories are virtually non-existent. There is Capital requirement: The minimum paid-up equity capital for heavy reliance on informal networks like friends and family payments banks is Rs. 100 crore. for financing big-ticket needs. The payments bank should have a leverage ratio of not less Leveraging technology to reduce cost-to-serve will of course than 3%, i.e., its outside liabilities should not exceed 33.33 be important, but much more will be needed. times its net worth (paid-up capital and reserves). Promoter’s contribution: The promoter’s minimum initial What needs to be done to reach BOP consumers? contribution to the paid-up equity capital of such payments The financial products currently available to BOP consumers bank shall at least be 40% for the first five years from the often look suspiciously like hand-me-downs and do not commencement of its business. match their distinct income, expenditure and savings patterns. Foreign shareholding: The foreign shareholding in the Hence, payment banks will need to deepen their payments bank would be as per the Foreign Direct Investment understanding of the unique needs of BOP consumers and (FDI) policy for private sector banks as amended from time develop products and customer experiences tailored to these to time. needs. Apart from amounts maintained as Cash Reserve Ratio (CRR) with the Reserve Bank on its outside demand and time

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Payment Banks will need to develop new products that are  Portion of the debt can be converted into equity or better suited to the financial lives of BOP consumers, for other instruments under supervision of Indian example, daily micro-saving products and micro-loans that Bank’s Association’s Overseeing Committee. rely on non-traditional data.  It will cover those projects which have started They will need to develop partnerships with other financial commercial operations and have an outstanding loan institutions to meet the full scope of customer needs. They of over Rs. 500 crore. will need to embed within their organization the ethos of  To ensure transparency, an Overseeing Committee, providing a respectful and positive customer experience to which will independently review the processes BOP customers to earn their trust and loyalty. involved in preparation of the resolution plan. Technology is, of course, going to be key to keeping costs  Under the plan, the debt will be divided into two low. The use of -linked authentication, know-your- parts i.e. A and B. Part A will include debt which can customer and e-sign and the proliferation of mobile/online be serviced from the existing operation while payment systems hold special promise for reducing the cost remaining will be classified as part B. of delivery.  While there will be no extension of the repayment Since Smartphone penetration is low and digital literacy is a of Part A, the Part B will be converted into equity or major challenge among the BOP, payments banks will need redeemable cumulative optionally convertible to rely on physical agent networks, at least in the foreseeable preference shares. future, to serve this segment. How S4A will benefit banks? Currently, banks largely rely on Business Correspondents  The new restructuring scheme will help Indian banks (BCs) who are dedicated to the financial services business. in cleaning up large chunks of their bad loans, To achieve scale and keep costs manageable, players will particularly to public sector banks, which amount need to harness the potential of varied agent models— to Rs. 4.76 lakh crore. The new scheme will enable ranging from dedicated ‘wealth advisors’ at one end of the banks to recoup the loans converted into equity. spectrum to ‘lite’ BC agents who just focus on a few simple  Now Bank can determine the amount of debt that it transactions while doing core businesses at the other. thinks a firm can service with its current cash flows Players will also need to harness the potential of the (It should not be less than half of total debt). Once neighbourhood store, by making it worth their while to accept the sustainable level of debt has been determined, digital payments. They will need to rely heavily on small- banks can convert the rest of the debt into equity ticket transactions for revenues, given limitations to their or quasi-equity instruments. net interest income.  Once the unsustainable debt is converted to equity, Conclusion: banks can sell this stake to a new owner who will Payment banks will have to learn as they go along and adapt have the advantage of getting to run the business themselves to the eco-system inhabited by the small-income with a more manageable debt. groups and small enterprises.  It helps to restore the flow of credit to crucial sectors such as infrastructure and iron and steel etc. and it reduces the stress of bad loans across banking STRESS ASSET RESTRUCTURING system. Recently the Reserve Bank of India has announced the Challenges Scheme for Sustainable Structuring of Stressed Assets (S4A)  Guidelines allow only projects where commercial to help banks to resolve bad loans of huge projects. It will be operations have commenced, hence many projects an optional framework for resolution of large stressed like power projects still under implementation, Banks accounts. It envisages determination of the sustainable debt not able to do much in such cases. level for a stressed borrower and bifurcation of the  If current cash flows of company are taken as basis outstanding debt into sustainable debt and equity or quasi- to ascertain sustainable debt, then banks may run equity instruments which are expected to provide upside to risk of accumulating too much unsustainable debt, the lenders when the borrower fails to repay. which would then make the proposal unviable. Key features of S4A guidelines :  The guidelines do not allow for banks to change the terms and conditions of the loan. This would

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mean that not too much support to the sustainable In declaring that he will not seek a second term after his first part of the debt can be extended. ends in September, Reserve Bank of India Governor Raghuram Rajan has chosen the best and most dignified way out of a Conclusion situation that was getting increasingly ugly. Over the last The new scheme S4A allows banks to convert up to half the few months, his ‘extension’ became the subject of fevered loans held by corporate borrowers into equity or equity-like speculation as it became increasingly apparent that sections securities. As Indian banks are suffering from huge NPA’s, it within the Modi government were uncomfortable with his will definitely strengthen the lenders’ ability to deal with continuance. The complaints against Mr. Rajan varied — stressed assets and to put real assets bank on track by they included the relatively trifling (his choice of words and providing an avenue for reworking the financial structure of plain-speaking ways), the debatable but substantive (his entities facing genuine difficulties. In this direction it is unwillingness to lower interest rates despite stable macro- welcome move. economic indicators), and the indisputably ridiculous (his alleged lack of commitment to India). The last, coupled with BIG FARWELL TO RAGHURAM the Centre’s decision to form a search panel to select all financial sector regulators, could have nudged Mr. Rajan to RAJAN rule himself out of the race two and a half months before his term ends. In doing so, he has saved the Centre from the In a surprise move that sent ripples across the financial sector, possible repercussions that a refusal to grant a second term Governor of the Reserve Bank of India Raghuram Rajan could have had. After all, the RBI Governor has an enormous announced on Saturday that he would not continue to head amount of credibility with international investors (the impact the central bank after his term expires on September 4. of his exit on foreign portfolio flows will be keenly watched), Speculation has been rife over whether Rajan, former IMF and he has earned himself the reputation of having skilfully Chief Economist known to have predicted the 2008 global managed the country’s currency, inflation and foreign financial crisis, would get a second term after BJP leader exchange reserves in a faltering world economic climate. Subramanian Swamy launched a no-holds barred attack on On monetary policy, the Centre’s uneasiness stemmed from him recently accusing him of destroying economy with his what it believed was an important reason for the economy hawkish stance on interest rates. not taking off as fast as it could have. The slow pace of His decision may also have been the result of tensions interest rate cuts, a result of what Mr. Rajan saw as fresh or between him and the government. Recently his comment rising inflationary pressures, is on that list; but although the likening the Indian economy in the global situation to that of RBI has cut rates by 1.5 percentage points since 2015, private a one-eyed king in the land of blind had not gone down well, investments are still moribund. The central bank’s crackdown with Minister of State for Commerce and Industry Nirmala on the evergreening of loans, forcing banks to acknowledge Sitharaman criticising the comment. bad loans rather than throw more good money after bad, has Further, over the last one month, Subramanian Swamy, Rajya led to record losses across the public sector banking system. Sabha MP of the BJP ran an active campaign to remove Dr. This has been another source of friction. By ruling himself Rajan from the Governor’s post. out for a second term, Mr. Rajan has brought down the The speculation over Dr Rajan’s extension has peaked over curtain on the unfortunate and unpleasant politics around the last month following Dr. Swamy’s campaign, and the his continuance. In choosing his successor, the Centre must governor himself reacted to the issue on June 7 while remember that the central bank, by its very remit, is concerned announcing the monetary policy, referring to statements made about inflation and that the country needs a Governor with by the Finance Minister and Prime Minister on the issue. enough independence and authority to maintain a balance Swamy had also questioned whether Rajan was “mentally, between the aspirations for growth and the concern about fully Indian” as he holds a US Green Card, among other rising prices; it is also imperative that the new central bank allegations. chief has a free hand in charting a course to fix banks’ books 53-year-old Rajan, who took charge as RBI Governor in so that they can begin lending again. A rubber stamp for rate September 2013 with a three-year term, had also ruffled cuts won’t do, and it is not such a bad thing if a healthy feathers in the saffron camp with his outspoken views on tension exists between the Reserve Bank of India and the issues like intolerance and his remarks about India being Finance Ministry. As Mr. Rajan himself once said, if the two ‘one-eyed king in the land of blind’. always agreed, the public should be very worried. 

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Britain voted to exit European Union in historic In the secret ballot election for the post, Peter Thomson referendum defeated Andreas Mavroyiannis of Cyprus by 94 to 90 votes, People of Britain in a historic referendum voted in favour of with one abstention. With this, Peter Thomson becomes the leaving European Union (EU). The referendum ‘to leave’ or first representative from the Pacific island states to get elected ‘to be a member’ of EU saw 51.9% votes in favour compared for the largely honorific post in the UN’s 71-year history. to 48.1% in against. Referendum turnout was higher than at Thomson will begin his tenure in September 2016 at the 2015 general election.Northern Ireland, London and Scotland commencement of the 71st session of UNGA and will replace voted strongly to stay back with the EU while the Wales and incumbent President Mogens Lykketoft. the English shires backed Britain exit (Brexit) from the EU. International Olympic Day celebrated on 23 June Israel elected as Chair of UNGA’s Legal The International Olympic Day was celebrated on 23 June Committee for the first time 2016. To mark the occasion, over 160 National Olympic Committees (NOCs) and sports organizations across the The United Nations General Assembly (UNGA) has recently world organised a series of events to spread Olympic values elected Israel to chair its Legal Committee for the first time in and encourage people to get involved in sports and lead the world body’s 71-year history. In this regard, Israel has more active lives.The 2016 Summer Olympics host-city Rio won the chairmanship of the UN’s legal affairs committee with 109 votes from the 193 member states in a secret de Janeiro unveiled its athletes’ village to mark the day. The Brazilian city will host the XXXI Olympiad between 5 August ballot. Israel was a candidate for the regional Western and 21 August 2016. European and Others Group (WEOG). Though the chair of Legal Committee is a largely symbolic and procedural role, China successfully launched new generation space but it will give Israel a chance to play a higher profile role in rocket routine affairs at the United Nations. China successfully launched its new generation carrier rocket Nepal banned citizens from working in which can carry high payloads for future space missions, Afghanistan, Iraq, Syria and Libya including a space station which is expected to be ready by 2022. The Long March-7 mission was first launched from Nepal banned its citizens from working in strife-torn Wenchang, the fourth launch site in China. Among the other Afghanistan, Iraq, Syria and Libya. The decision was made three, Jiuquan Satellite Launch Center in the Gobi Dessert is at a cabinet meet after 13 Nepali security guards were killed in a Taliban suicide bombing in Kabul.Nepali nationals killed currently China’s only manned spacecraft launch centre, in Afghanistan were employed as security guards in the while Xichang in southwest China’s Sichuan Province is mainly used to launch powerful-thrust rockets and Canadian embassy in Kabul. They were killed when militants geostationary satellites. The third, Taiyuan Satellite Launch exploded a bomb in a minibus on 20 June 2016. Centre in north China’s Shanxi Province, is capable of Norway became first country to prohibit launching satellites into both medium and low orbits. deforestation UK Prime Minister David Cameron announced Norway in the first week of June 2016 became the first country resignation after Brexit vote to prohibit deforestation.On 26 May 2016, the Norwegian The Prime Minister of United Kingdom David Cameron on Parliament had pledged to make government’s public 24 June 2016 announced his resignation hours after the Brexit procurement policy deforestation-free. The step was taken vote that favoured leaving the European Union (EU).During after a committee of MPs recommended imposing regulations the campaign, Cameron-led Conserve Party advocated for to ensure the state did not contribute to deforestation of the remaining with the EU. In the referendum that was held on 23 rainforest.The step taken by the government means that the June 2016, 51.89 percent of the voters preferred to leave the parliament will no longer award government contracts to any EU.Among the 46.5 million people who registered to vote, company that cuts down and destroys forests. only 48.11 percent voted to remain in the grouping. However, Peter Thomson elected as President of 71st the result must still be approved by the UK Parliament to session of United Nations General Assembly become effective. Fijian diplomat Peter Thomson has been elected as President of 71st session of United Nations General Assembly (UNGA).

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India got its first women fighter pilots will complete his two-year assignment as Chief Military Creating history, Avani Chaturvedi, Bhawana Kanth and Observer and Head of UNMOGIP on 2 July 2016. Mohana Singh today became the first women fighter pilots China launched 23rd BeiDou Navigation Satellite to be formally commissioned by the Indian Air Force.Batting for gender parity in the armed forces, Defence Minister China launched its 23rd satellite it the BeiDou Navigation Manohar Parrikar, who was chief guest at the combined Satellite System (BDS). The satellite launched from the graduation ceremony at Air Force Academy, Dundigal, on Xichang Satellite Launch Center in southwest China’s Sichuan the city outskirts, termed the event as a “milestone” as it Province will support China’s global navigation and also the first time that women have been given a combat role. positioning network.The satellite was taken into orbit by a Long March-3C carrier rocket. It was the 229th launch of the China to operationalise the exascale Long March carrier rocket.The BeiDou Navigation Satellite supercomputer Tianhe -3 by 2020 System is being developed as an alternative to US GPS. The China is all set to operationalise the ‘exascale supercomputer’ satellite, after entering its designed work orbit and finishing by 2020 which will be capable of performing at least a billion in-orbit testing, will join others already in orbit and improve billion calculations per second.The supercomputer will be the stability of the system, preparing for BDS to offer global named Tianhe -3 and it will be operationalised three years coverage. before the US plan to install such computers.The International Tennis Federation bans Maria development of the ‘exascale supercomputer’ is part of the Sharapova for two years China’s national plan for the next generation of high performance computers. It will be developed during the 13th The International Tennis Federation (ITF) has banned former Five-Year-Plan period (2016-2020). Russian World No. 1 tennis player Maria Sharapova for two years over doping charges The ban was imposed on her Florida’s Stonegate Bank to issue first US credit Independent Tribunal of ITF appointed under Tennis Anti- card for use in Cuba Doping Programme found that she had committed an Anti- Florida-based Stonegate Bank issued a new credit card that Doping Rule Violation. It will commence on 26 January 2016. will allow Americans to use it in Cuba during their visit to the In January 2016 during the Australian Open she was tested country. The card will help the US visitors to avoid the Cuban positive for banned drug meldonium, a substance that has 10-percent penalty on the dollar.Pompano-beach based been added in the forbidden list by the World Anti-Doping Stonegate is also the first US bank to introduce a debit card Agency (WADA) on 1 January 2016. Since then she was for use in Cuba.The bank announced that US travelers will provisionally banned. So far in her career, Maria Sharapova be able to use its Mastercard to charge purchases at Cuban has won total 35 singles titles and five Grand Slam titles, two state-run businesses and some private businesses, starting at the French Open and one each title at the Australian Open, 15 June 2016.Initially, the bank will issue only 1000 cards and Wimbledon, and US Open. each card will feature artwork by celebrated Cuban painter India joined the Hague Code of Conduct against Michel Mirabal. Ballistic Missile Proliferation Arktika, the most powerful nuclear icebreaker India has joined the Hague Code of Conduct against Ballistic launched by Russia Missile Proliferation (HCoC), a global ballistic missile Russia launched the new Project 22220 nuclear icebreaker proliferation regime. India has joined the Code highlighting dubbed ‘Arktika’. It was launched from the Baltic Shipyard its readiness to further strengthen global non-proliferation in St. Petersburg – the second largest city of Russia.Project objectives. However, India has made it clear that it will not 22220 is the world’s largest and most powerful vessel of its have any impact on the national security as well as country’s kind and it has been built at the Baltic Shipyard of the United missile programmes. Shipbuilding Corporation of Russia. China successfully launches three satellites Major General Per Lodin appointed to head UN China has successfully launched three (one domestic and Military Observer Group in India and Pakistan two foreign) satellites namely Ziyuan III 02 satellite and two Per Lodin, Major General of Sweden, was appointed as the NewSat satellites. They were launched on the back of a Long Head of the UN Military Observer Group in India and Pakistan March 4B rocket from the Taiyuan Satellite Launch Centre in (UNMOGIP). Lodin’s appointment was approved by United northern Shanxi Province. It was the 228th flight mission by Nations Secretary-General Ban Ki-moon.Major General Lodin a Long March carrier rocket.It is new civilian high-resolution succeeds Major General Delali Johnson Sakyi of Ghana, who mapping satellite and second in the remote-sensing mapping system that China plans to build by 2030. It will join its

12 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 predecessor Ziyuan III 01 to form a network and capture India ranked 141 out of 163 countries on 2016 high-definition 3-D images and multispectral data. Ziyuan III Global Peace Index 02 is capable to collect 3-D images of objects 2.5 metres or India was ranked 141 on a Global Peace Index (GPI) for year longer and is able to reduce deviation of vertical positioning 2016 out of 163 countries, making it less peaceful country. to 1 metre using an onboard laser range finder. The GPI ranking of 163 countries was compiled by global think Institute for Economics and Peace (IEP). India has China established country’s first dark sky reserve moved up two positions from 143rd rank in 2015 GPI. China has established country’s first dark sky reserve for Top 5 country : Iceland (1st), Denmark (2nd), Austria (3rd), astronomical observation in the Tibetan prefecture of Ngari, New Zealand (4th), Portugal (5th). bordering Nepal and India. Dark-sky reserve: It is an area that is kept free of artificial light pollution. The purpose of a India became third largest oil consumer dark sky preserve is generally to promote astronomy. It usually According to recently released BP Statistical Review of World surrounding a park or observatory. Energy India has surpassed Japan to become the world’s Scientists for the second time successfully third-largest oil consumer. With demand of 4.1 million barrels a day (bpd), India is the third-largest consumer behind the detected gravitational waves United States (19.39 million bpd) and China (11.96 million Scientists for the second time have successfully detected bpd).India accounted for 4.5% of world oil consumption in gravitational waves created by the collision of two black 2015 and its oil demand galloped 8.1% in 2015. India’s oil holes 1.4 billion light years away. These waves were detected demand growth had surpassed China’s 6.3 per cent using the twin Laser Interferometer Gravitational-wave expansion. The US oil consumption has grown by 1.6% in Observatory (LIGO) interferometers in the US. The United 2015 and it demand share accounts for 19.7% of the total Nations General Assembly (UNGA) has recently elected Israel world demand of 95 million bpd in 2015. to chair its Legal Committee for the first time India ranked 2nd on GRD index on ease of doing NEWS IN BRIEF business  Sri Lankan Parliament has unanimously passed the India has been ranked second position as per 2016 Global Right to Information (RTI) bill aimed at restoring Retail Development Index (GRDI) released by London-based transparency and good governance in the country. business consultancy A T Kearney. India has jumped 13  China bans export of several critical dual use items positions from last year (2015) to rank second among 30 & technologies related to nuclear activity to North developing countries on ease of doing business. Korea. India ranks 70th on 2015 Good Country Index INDEX In recently released 2015 Good Country Index (GCI), India India ranked 10th in FDI inflows: UNCTAD report has been placed at 70th position in the list of 163 countries. As per the recently released 2016 World Investment Report, The list has been topped by Sweden as the best country in India ranks 10th in FDI (Foreign Direct Investment) inflows. the world when it comes to serving the interests of its people As per the report, India’s FDI inflows have increased to 44 and contributing to the common good of humanity.Top 10 billion dollars in 2015 as compared to 35 billion dollars in Countries in 2015 GCI: Sweden, Denmark, Netherlands, United 2014. Top 10 Countries are: United States, Hong Kong, China, Kingdom, Germany, Finland, Canada, France, Austria and Ireland, Netherlands, Switzerland, Singapore, Brazil, Canada New Zealand. Libya was ranked as the least good country in and India. United States with 380 billion dollars FDI inflows the world in 2015 GCI. has topped the list. China with FDI inflows at 136 billion Forbes released World’s 100 Most Powerful dollars (more than three times India’s FDI) in 2015 was ranked Women. third. New York based Forbes announced the 2016 list of The Pakistan tops in 2016 Malware Infection Index World’s 100 Most Powerful Women. The list is topped by Pakistan has topped in the list of 19 countries figuring in the Germany Chancellor, Angela Merkel. The US presidential 2016 Malware Infection Index (MII) in the Asia-Pacific region. candidate Hillary Clinton, and Janet Yellen, chair of the Federal The index for the Asia-Pacific region was released by Reserve, were second and third respectively. Four Indians technology giant Microsoft in which India was placed at 8th In Forbes List Of World’s ‘Most Powerful Women’-Arundhati th position. B h attach ary aat 2 5 , ICICI Bank Managing director Chanda Top 10 Countries: Pakistan (1st), Indonesia (2nd), Bangladesh Kochhar at 40th , Ms. Mazumdar-Shaw(chairman and (3rd), Nepal (4th), Vietnam (5th), managing director of Biocon Limited) at 77th and Ms.

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Bhartia(Chairperson and Editorial Director of the Hindustan  has again emerged as the top FDI investor Times Group) at 93rd . Arundhati Bhattacharya, have been to 2015-16 with 33% share followed by Singapore at ranked as the fifth powerful women in finance . 16%. Service sector attracted the highest FDI with 18% share followed by construction and computer NEWS IN BRIEF software.  India toped in the world slavery with 18.35  India has been ranked second position as per 2016 million according to the Global Slavery Index report, Global Retail Development Index (GRDI) released which estimated that around 46 million enslaved by London-based business consultancy A T globally Kearney.  India rose its and standard and ranked at 41st position on the IMD World Competitiveness Scoreboard, 2016.Top places of  Countries: Switzerland, Singapore, Sweden, Denmark, Ireland NATIONAL NEWS

National Civil Aviation Policy 2016 released entities based in tax havens. The amendments carried out in The Union Ministry of Civil Aviation (MoCA) released the Income Tax Rules state that Rule 10U(1)(d) has been National Civil Aviation Policy (NCAP) 2016. The policy’s amended to provide that GAAR will not apply to income mission is to provide safe, secure, affordable and sustainable earned/received by any person from transfer of investments air travel for passengers and air transportation of cargo with made before April 1, 2017. Earlier, this date was August 30, access to various parts of India and the world. 2010. Further, Rule 10U(2) has been amended to provide that Vision of the Policy GAAR will apply to any arrangement, irrespective of the  To create an eco-system to make flying affordable date it has been entered into, if tax benefit is obtained on or for the masses after April 1, 2017.  To enable 30 crore domestic ticketing by 2022 and 50 crore by 2027 Narendra Modi launched smart city projects in  To increase international ticketing to 20 crore by Pune 2027 Prime Minister Narendra Modi launched the ‘Smart City  Increase cargo volumes to 10 million tonnes by 2027 Mission’ at function held at Pune’s Shivaji Chhatrapati Sports Key Objectives of the Policy are: Complex one year after it was announced. The Smart City  To establish an integrated eco-system leading to Mission’ projects launched included 14 projects of Pune significant growth of civil aviation sector that would (Maharashtra) and 69 projects from 20 different shortlisted promote tourism, increase employment and lead to cities in the country to be implemented at a cost of 1,770 a balanced regional growth. crore rupees.  To ensure safety, security and sustainability of Key point aviation sector through the use of technology and a) These projects are related to water supply projects, effective monitoring. sewage treatment plants, solid waste management  To enhance regional connectivity through fiscal under and development of support and infrastructure development. green and open spaces under Atal Mission for Rejuvenation and Urban Transformation (AMRUT). GAAR not to apply on income from investments b) It also includes housing projects for urban poor before April 1,2017 under Pradhan Mantri Awas Yojana (PMAY) and To clear the air on retrospective applicability of the stringent area development and technology based pan-city anti-avoidance GAAR rule, the I-T department has said the solutions under . same will not apply to income from transfer of investments c) PM Modi also inaugurated ‘Make Your City before April 1, 2017. General Anti-Avoidance Rule (GAAR), SMART’ contest, aimed at involving citizens’ which will kick in from April 1 next year, contains provisions participation in designing smart cities. ‘Smart Net to prospectively tax overseas deals involving local assets Portal’ was also inaugurated by PM Modi. and are aimed at minimising tax avoidance and evasion by d) The portal enables the cities under different urban missions to share solutions and ideas for various

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issues during the implementation of various 21 June: International Day of Yoga missions. Every year 21 June is being observed as International Day of Yoga across the globe to spread awareness about practicing Union Government launched India’s first pilot yoga. 2016 Theme: “Connect the Youth”. The year 2016 it is programme to run two wheelers on CNG second edition of the International Day of Yoga. This year’s The Union Government launched India’s first pilot observance seeks to highlight the important role healthy programme to run two wheelers on Compressed Natural Gas living plays in the realization of the Sustainable Development (CNG) in New Delhi.The first of its kind programme was Goals (SDGs) which were adopted by all 193 UN member launched by Dharmendra Pradhan, Minister of State for states in 2015. Petroleum and Natural Gas, and Prakash Javadekar, Minister of State for Environment, Forests & Climate Change. PM Narendra Modi outlines RAPID, five-point Key highlights of the programme mantra to reform and broaden tax net  The programme is implemented by Indraprastha Gas Prime Minister Narendra Modi has outline RAPID, five-point Limited (IGL) and GAIL (India) Limited. mantra to tax officials to reform and broaden the direct tax  The programme is implemented under Hawa Badlo net base. The new five point charter for tax administrators movement, which is supported by GAIL. The RAPID means R for Revenue, A for Accountability, P for movement is a people’s initiative to fight air Probity, I for Information and D for Digitization. It was pollution. announced while inaugurating Rajasva Gyan Sangam, a two-  The programme involves 50 CNG retrofitted two day Annual Conference of Senior Tax Administrators in New wheelers. Delhi. Union Government to introduce International Yoga Union Government approve Ramayana & Award Scheme Circuits under Swadesh Darshan Scheme The Union Government on 8 June 2016 decided to introduce The Union Government has approved Ramayana and Krishna International Yoga Award Scheme. The award will be Circuits under Swadesh Darshan Scheme of the Union introduced with an aim to promote yoga.At present, the Ministry of Tourism. These two tourism circuits were AYUSH ministry is working on the scheme and it will start approved in the first meeting of National Committee on giving the award from 2017.Minister of State for AYUSH, Ramayan Circuit and National Committee on Krishna Circuit Shripad Yesso Naik announced the plan in New Delhi while chaired by Union Tourism and Culture Minister Mahesh inaugurating the National Health Editors’ Conference. Sharma. Union Cabinet extends deadline of UDAY scheme Kolkata-Ashuganj-Tripura transit facility becomes The Union Cabinet has approved proposal of extending the operational between India and Bangladesh deadline for implementing the Ujjwal Discom Assurance India-Bangladesh transit facility under the revised Inland Yojana (UDAY) by a year to March 31, 2017. With this Water Transit and Trade Protocol became operational decision, states shall take over 75% of ailing DISCOM (Power between Kolkata-Ashuganj-Tripura on 16 June 2016.The Distribution companies) debt as on 30th September, 2015 by transit facility was signed during Prime Minister Narendra 31st March, 2017 by issuing Bonds. It is considered as a Modi’s visit to Dhaka in June 2015 to boost trade and facilitate significant step in realising the vision of proving 24X7 seamless movement of goods in the Bangladesh region.The affordable and environment friendly Power for All. This trans-shipment operations were launched at the Ashuganj intervention will also lower the interest burden of debt and port with a cargo vessel unloading the maiden consignment allow states, which could not join UDAY earlier to put to be transported to Tripura through Bangladeshi DISCOMs reforms on accelerated path. territory.The first ship from Kolkata carrying 1000 tonnes of Union Cabinet approved mega auction of more steel and iron sheets reached Ashuganj river port in than 2300 Megahertz spectrum across the seven Bangladesh. bands Union Government launches Scheme for setting The Union Cabinet under Chairmanship of Prime Minister up 1000 MW Wind Power Project connected to Narendra Modi has approved mega auction of all available CTU spectrum (more than 2300 Megahertz) across the seven Union Ministry of New and Renewable Energy (MNRE) on bands. This decision will pave way for the largest-ever 15 June 2016 launched Scheme for setting up of 1000 MW spectrum auction in the country and could potentially fetch Wind Power Project connected to Central Transmission Utility the exchequer about 5.5 lakh crore ruppees going by the (CTU) transmission network.The scheme has been launched reserve price. 15 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 with an objective to facilitate supply of wind power to the  Cases relating to undisclosed foreign income and non-windy states at a price discovered through transparent assets bidding process.The launching of the scheme is in line with the Union Government’s ambitious target of achieving 175 Railways installed around 35,000 bio-toilets in GW power capacity from renewable energy resources by 10,000 railway coaches 2022. Out of 175 GW, 60 GW will come from wind power. will fit bio-toilets on all its 55,000 coaches Key features of the Scheme with two years ahead ofschedule by 2019, all of coaches  It envisages building of 1000 MW CTU-connected would be fitted with 1,40,000 bio-toilets. As of March this Wind Power Project on build, own and operate (BOO) year Railways board have installed around 35,000 bio-toilets basis. in 10,000 railway coaches as Rail Minister Suresh Prabhu  The capacity may go higher than 1000 MW, if there announced in his budget speech that 17,000 bio- is higher demand from Discoms of non-windy toilets would be fitted in trains. states. Indian Railways conducted the first ever trial run  Solar Energy Corporation of India (SECI) has been for high-speed Talgo trains designated as nodal agency for implementation of the scheme. Indian Railways has conducted the first ever trial run for high-speed Talgo trains of Spain on the 90-km Bareilly-to- Union Government launched Surya Mitra Mobile Moradabad stretch in . The first phase of trial App run was conducted at a speeds between 80 KMPH and 115 Union Power Minister Piyush Goyal launched Surya Mitra KMPH (km per hour) by a joint team of the Railway Design mobile App at National Workshop on Rooftop Solar Power Standards Organisation (RDSO) and Spanish train in New Delhi on 7 June 2016.The App will be very useful in manufacturer Talgo. In the second and third phase, Indian the field of Renewable energy to serve customers at their Railway’s is going to conduct trail run on Mathura-Palwal doorsteps with quality installation, repair, and Observations (Rajdhani) route and -Delhi route respectively to test and Measurements (O&M) services.It is a high end the riding, safety and stability of Talgo trains. technology platform that can handle thousands of calls Union Government has increased the Minimum simultaneously and can efficiently monitor all visits of Support Price (MSP) Kharif Crops Suryamitra’s.The trained Suryamitra’s who opts for entrepreneurship have joined in the Mobile App in several In order to enhance the production of Pulses and Oil seeds states. and decline the country’s dependency on Imports, the Union Government has increased the Minimum Support Price Union Government to form new reserve battalion (MSP) and announced an increase in Bonus for the Kharif named after Maharana Pratap Season Crops Union Home Ministry has decided to form new reserve Bonus on the three main Varieties of Pulses: Tur, Arhar, battalion and it will be named after Maharana Pratap. It will Moong. be called Maharana India Reserve Battalion. It was Bonus: Rs. 425 per quintal for pulses, Rs. 100 per quintal for announced by Union Home Minister Rajnath Singh on the oilseed, Rs. 200 per quintal for sesamum. occasion of 475th birth anniversary of Maharana Pratap in UN to established 10 coastal police stations Gogunda in Udaipur district. He also unveiled statue of Maharana Pratap in the ceremony. located along India’s coastline in 9 States and 4 UTs Direct Tax Dispute Resolution Scheme 2016 The Union Home Ministry has notified official gazette comes into force notification for establishing 10 coastal police stations located The Direct Tax Dispute Resolution Scheme 2016 came into along India’s coastline in 9 States and 4 UTs. These police effect on 1 June 2016. The scheme was incorporated as stations have been empowered to register and investigate Chapter X of the Finance Act, 2016.The declarations under crimes committed within the country’s Exclusive Economic this Scheme may be made on or before the 31 December 2016 None (EEZ). It includes the contiguous zone, stretching to in respect of tax arrears & specified tax. 200 nautical miles from the coast. Scheme will not apply in following cases:- NEWS IN BRIEF  Cases where prosecution has been initiated before 29.02.2016.  Prime Minister Narendra Modi released the first ever National Disaster Management Plan (NDMP) to  Search or survey cases where the declaration is in respect of tax arrears

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make nation disaster resilient and considerably Under this platform ministry is going to launch 2000 reduce the loss of lives and assets. Massive Open Online Courses (MOOC) for over  The Union Cabinet has given its approval for a three crore students in the year 2016. special package for employment generation and  Railway Minister Suresh Prabhu has flagged off promotion of exports in Textile and Apparel sector. India’s first timetabled freight train, named ‘Cargo  Indian Vice President Hamid Ansari inaugurated two Express’, from Delhi to Bengaluru. The move aims day international conference on ‘Yoga for Body and to reduce the delay and uncertainty over the time Beyond’ in New Delhi. Over 70 international schedule for delivery of goods. delegates from 32 countries are taking part in the  As per new DGCA announcement airlines will pay Conference. compensation to passenger in case of cancellation  Income Tax Department is set to block Permanent of flight even the passenger denied boarding due Account Number (PAN) of wilful defaulters and their to overbooking will be compensated. LPG subsidy and take measures to ensure that they  Union Cabinet approves proposal to raise retirement are not sanctioned loans. age of CHS doctors to 65.  The technology giant Microsoft is going to design mobile application for Union Human Resources Development (HRD) Ministry’s SWAYAM platform.  BILATERAL

PM Modi concluded five-nation tour  The two sides agreed to constitute an inter- Prime Minister Narendra Modi concluded five-nation visit ministerial High Level Joint Committee to regularly to Afghanistan, Qatar, Switzerland, the US and Mexico.During review all bilateral matters, as well as regional and the five-day tour between 4 June and 8 June 2016, Modi met global issues of mutual interest. with Afghan President, Ashraf Ghani; Amir of Qatar, Sheikh  Modi held detailed talks with Emir of Qatar Sheikh Tamim Bin Hamad Al-Thani; President of Swiss federation, Tamim bin Hamad Al-Thani and addressed the Johann Schneider-Ammann; US President Barack Obama; business community of Qatar, a country which is and Mexican President Enrique Pena Nieta. India’s largest supplier of LNG requirements, During this visit, he held high level meetings on a wide range accounting for 65% of the country’s total imports of bilateral issues and matters of regional and global concern. in financial year 2015-16. With US President, Swiss President and Mexico President,  Prime Minister as a rare and special gesture shared Modi discussed India’s NSG membership issue and secured meal with workers at a medical camp in Doha. their constructive support. Major Highlights of the visit to Switzerland Major Highlights of the visit to Afghanistan  Prime Minister meets Indian scientists and students  In Herat, Modi and Afghan President Ashraf Ghani at CERN in Geneva. dedicated Afghan-India friendship dam, earlier  Delegation level talks were held between Prime known as Salma dam to the people. Minister Narendra Modi and Switzerland President  The project built by India at a cost 1700 crore rupees Johann Schneider Ammann in Geneva. will irrigate 75 thousand hectares of land, generate  Switzerland supported India’s membership in the 42 megawatt power and also supply drinking water 48-member Nuclear Suppliers Group (NSG). in 620 villages.  Switzerland agreed to provide mutual support to  Afghan President conferred the highest civilian India for becoming non-permanent members of the honour of Afghanistan, the Amir Amanullah Khan United Nations Security Council. Award on Narendra Modi  Switzerland agreed to help India in combating the menace of black money and tax evasion Major Highlights of the visit to Qatar  The country agreed to build Swiss style vocational  The two nations signed 7 agreements in various and educational training centres in India that suit fields for strengthening cooperation in the field of India’s requirements. Tourism.  It also agreed to share clean technology and work on energy security and sustainable development.

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 India and Switzerland have signed a Memorandum  Mexico is an important partner for India’s energy of Understanding (MoU) to establish formal security. We are now looking to move beyond a cooperation in the fields of skills development and buyer-seller relationship, and into a long-term vocational and professional education and training. partnership.’’  Foreign Ministers of the two countries were Major Highlights of the visit to the US instructed to develop the roadmap of the Privileged  Modi addressed a joint session of the US Congress. Partnership suitable for the 21stCentury, in the  He met the Congressional Leadership at Capitol Hills. framework of the Seventh Mexico-India Joint  He addressed the gathering at 40th AGM of US Commission Meeting to be held in Mexico in 2016. India Business Council in Washington. India - Ghana  He interacted with think tanks in Washington. India and Ghana have signed three bilateral agreements to  He attended ceremony for repatriation of cultural strengthen co-operation in varied fields. These agreements objects in Washington. were signed after delegation level talks between President  He laid wreath at Space Shuttle Colombia Memorial and his Ghanaian counterpart John at Arlington Cemetery in Washington. Dramani Mahama in Accra. The signed agreements include  The two nations announced the creation of a 20 one for visa waivers for holders of diplomatic and official million dollar US-India Clean Energy Finance passports and one for setting up a Joint Commission. Civil (USICEF) initiative. The initiative will be equally Nuclear Cooperation. supported by both and is expected to mobilize up President’s 3 African countries tour to 400 million dollar to provide clean and renewable Ghana is the first country visited by the President during the electricity to up to 1 million households by 2020. six-day three countries tour as part of India’s agenda of  The two nations signed and exchanged 6 MoUs deepening ties with the African countries. The other two and 2 documents. African countries include Ivory Coast and Namibia. It should Modi was the fifth Indian prime minister to address a joint be noted that this is the first visit of any Indian President to session of US lawmakers. Other four Prime Minister’s to Ghana and Ivory Coast whereas to Namibia, such official address the joint session include Rajiv Gandhi (June 1985), P visit comes after two decades. V Narasimha Rao (May 1994), (September India – Namibia 2000), Manmohan Singh (July 2005). India and Namibia have signed two Memorandums of Jawaharlal Nehru addressed the House and Senate separately Understanding (MoUs) during the final leg of President in 1949 when he was the head of the interim government. Pranab Mukherjee’s three-nation African visit. These India and United States (US) signed a memorandum of agreements were signed after a bilateral dialogue between understanding (MoU) to facilitate hassle-free entry of Indians President Mukherjee and his Namibian counterpart Hage into America at selected airports. Geingob. Nambia also assure for the supply of uranium to MOU with USA india. During the visit of Narendra Modi to US, India and the United The two signed States (US) have signed six agreements to enhance bilateral  MoUs include MoU on Capacity building for civil cooperation in various fields. servants of Namibia. Singed Agreements are  Mou on setting up of centre of excellence in a) Arrangement for the exchange of Terrorist Screening Information and Communication Technology (ICT). Information India- Singapore b) MoU on Energy Security, Clean Energy and Climate India and Singapore have agreed to enhance the scale of Change existing bilateral military interaction and decided to expand c) MoU on Wildlife Conservation and Combating the interaction between the armed forces. Decision in this Wildlife Trafficking regard, was taken at inaugural Singapore-India Defence d) MoU for the Global Entry Programme Ministers’ Dialogue (DMD). The Dialogue was co-chaired e) Technical Arrangement concerning Unclassified by Defence Minister Manohar Parrikar and his Singapore Maritime Information Sharing counterpart Dr. Ng Eng Hen. f) MoU for Cooperation in Gas Hydrates India - Tunisia Major Highlights of the visit to Mexico India and Tunisia signed Memorandum of Understanding (MoU) for co-operation in Information Technology and  Prime Minister meets Enrique Peña Nieto, President of Mexico during his visit to Mexico promotion of traditional handicrafts.

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The MoUs were signed after the delegation level talks Narendra Modi and Emir Sheikh Tamim Bin Hamad Al between the two countries in the presence of Vice President Thani.The National Investment and Infrastructure Fund Mohammad Hamid Ansari and Tunisian Prime Minister Habib (NIIF) has signed a MoU with Qatar Investment Authority Essid in Tunis. (QIA) for facilitating investment in India’s infrastructure. India - Belgium India, Morocco: India and Morocco have launched the India- The Union Cabinet has given its approval to the signing of a Morocco Chamber of Commerce and Industry (IMCCI) in Protocol amending the Agreement between India and Belgium Moroccan capital city Rabat. The IMCCI was jointly launched for avoidance of double taxation. by visiting Indian Vice President Hamid Ansari and Moroccan India - Thailand Prime Minister Abdelilah Benkirane. Hamid Ansari’s visit is India and Thailand have signed two agreements in culture the first by an Indian Vice President in 50 years and educational sectors to boost bilateral ties. The to Morrocco. agreements were signed in New Delhi during the three day India- Vietnam: India plans to export the BharMos missile to official state visit of Thailand Prime Minister General Prayut Vietnam. Chan-o-cha to Indian. Signed agreements are MOU  Memorandum of Understanding (MoU) between Boeing, Tata to establish aerospace facility near India’s Nagaland University and Thailand’s Chiang Hyderabad Mai University. Boeing and Tata Advanced Systems have laid the foundation  Agreement for extension of the Cultural Exchange of a new facility in Hyderabad for its joint venture TATA Programme (CEP) between both countries for 2016- Boeing Aerospace Ltd (TBAL).The joint venture has been 19 established to co-produce Boeing AH-64 Apache helicopter India- South Korea: India and South Korea have launched a fuselages and other aerostructures, as well as to pursue platform ‘Korea Plus’ to promote and facilitate Korean integrated systems in aerospace. Investments in India. It was launched by the Union Commerce and Industry Minister Nirmala Sitharaman and her South Union Cabinet approves MoU between ISRO and Korean counterpart Joo Hyunghwan in New Delhi. Canadian Space Agency India – UAE:India and the UAE will constitute a jointpanel The Union Cabinet has approved the Memorandum of of parliamentarians to enhance relations and simplify their Understanding (MoU) between Indian Space Research visits to promote cooperation to combat security issues in Organization (ISRO) and Canadian Space Agency (CSA) on the region. President of UAE Khalifa bin Zayed Al Nahyan. cooperation in the field of outer space. The MoU was signed India and Taiwan between two parties in Ottawa, Canada in April 2015. The Union Cabinet has given its ex-post facto approval to the Memorandum of Understanding (MoU) between India Railways and PEC University signed MoU for and Taiwan for cooperation in the field of Agriculture and setting up of Kalpana Chawla Chair on Geospatial Allied Sector. Technology India- Nepal The Union Government has approved Ramayana and Krishna Nepal’s Deputy Prime Minister Kamal Thapa landed in New Circuits under Swadesh Darshan Scheme of the Union Delhi on 10th June on a three day visit to India. India has Ministry of Tourism. The Union Ministry of Tourism had pledged a financial assistance of Rs 48.84 million to Nepal launched the Swadesh Darshan Scheme in 2014-15 with an for the construction of a college building in the capital aim to develop theme based tourist circuits in the country. Kathmandu. This Koteshwor Multiple Campus was established in 1990. For the project, ambassador of India to Union Cabinet approves MoU between DGCA and Nepal Ranjit Rae laid the foundation stone of the building French Civil Aviation Authority the Campus in Kathmandu district. The Union Cabinet gave its ex-post facto approval to the India- Qatar: India and Qatar signed seven agreements, signing of Memorandum of Understanding (MoU) between including one on finance intelligence to check money the Directorate General of Civil Aviation of India (DGCA) laundering and terrorism financing and another to woo foreign and the French Civil Aviation Authority.The MoU was signed investment in the infrastructure sector from the gas-rich Gulf to implement Technical Cooperation Programme for promotion state. Cooperation and investment in areas of skill and implementation of Standards and Recommended development and education, health, tourism and sports Practices of the International Civil Aviation Organization between the two countries were the other agreements signed (ICAO). by Indian and Qatar officials in the presence of Prime Minister

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NEWS IN BRIEF Multimodal Transit Transport Project (KMTTP) in  Nagpur Municipal Corporation (NMC) and Jinan Myanmar that bolster ties with Myanmar. inked the agreement to be sister cities that allows  The Indian unit of search giant Google Inc and Tata for exchange of ideas and technology in the fields Trusts have jointly launched ‘Internet Saathi’ of education, sports, youth affairs, urban planning program in Purulia district of West Bengal. The among other areas. The agreement valid for five initiative has been launched as part of Google’s years and can be extended by another five years. ‘Helping Women Get Online’ campaign, in order to  The Indian Inland Waterways Authority has signed create awareness about the benefits of Internet an agreement with India Ports Global Private for among women in rural India. a Rs 476-crore project to simplify connectivity and trade. The MoU will pave the way for the implementation of additional works on the Kaladan  ECONOMY & BANKING RBI rates unchanged in 2nd bi-monthly monetary first type (Type-I) will be a NBFC-ND not accepting public policy review for year 2016-17 funds/ not intending to accept public funds in the future and  Second Bi-Monthly Monetary Policy Review For not having customer interface/ not intending to have Year 2016-17 customer interface in the future. RBI introduces Scheme for Sustainable Structuring of Stressed Assets Repo Rate 6.5% (Unchanged) The Reserve Bank of India (RBI) has issued guidelines called Reverse Repo Rate 6% (Unchanged) Scheme for Sustainable Structuring of Stressed Assets (S4A). Marginal Standing The main aim of these guidelines is to (i) Strengthen the 7% (Unchanged) lenders’ ability to deal with stressed assets and (ii) Put real Facility Rate (MSF) assets back on track of entities facing genuine difficulties by Bank Rate 7% (Unchanged) providing an avenue for reworking financial structure.The RBI has formulated the S4A as an optional framework for the Cash Reserve Ratio 4% (Unchanged) resolution of large stressed accounts. The S4A envisages (CRR) determination of sustainable debt level of a stressed borrower Statutory Liquidity Ratio 21.25% and bifurcate outstanding debt into sustainable debt and (SLR) (Unchanged) equity/quasi-equity instruments. The sustainable debt and equity/quasi-equity instruments are expected to provide upside to the lenders when the borrower turns around. The resolution plan will be prepared by credible professional Other forecast agencies in order to make sure that entire exercise is carried Growth forecast: pegged at 7.6% for the current fiscal. out in a prudent and transparent manner. Inflation target: It was kept unchanged at 5% for January 2017 with upward bias Axis Bank launched India’s first certified green Public investment: It is gaining strength and continuing bond at London Stock Exchange weakness in private investment is a concern. Axis Bank has launched India’s first internationally-listed RBI simplifies registration process for new certified green bond to finance climate change solutions around the world at London Stock Exchange (LSE). The NBFCs proceeds of the bond will be invested by Axis Bank in green In order to make the registration process of new non-banking energy, transportation and infrastructure projects. It will play finance companies smoother and hassle-free, the Reserve important role in reinforcing India’s commitment to produce Bank of India has revised the application form for registration 175,000 MW of renewable power by 2022. This is the first of these companies and the checklist of documents to be green bond of Axis Bank issued within its 5 billion dollars submitted.The number of documents to be submitted by Medium Term Note (MTN) programme, which has also been NBFC applicants has been reduced from the existing set of listed entirely on LSE. 45 documents to seven to eight in the revised process.The

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What are Green Bonds? RBI released Payment and Settlement Systems Bonds basically are debt instruments which help issuer to in India: Vision-2018 document get capital while the investors receive fixed income in the India’s Central bank has released Payment and Settlement form of interest. In case of Green Bonds, the issuer gets Systems in India: Vision-2018 document aims at building best capital from the investors only if the investment (capital) is of class payment and settlement systems for a Cash –Less being raised to fund green projects relating to renewable India and ensuring access of mobile banking services to even energy or emission reductions etc. basic phone users. AIIB approved first set of loans totalling US 509 Union Cabinet approved merger of country’s million dollars to finance projects in four countries largest lender State Bank of India (SBI) The China-led Asian Infrastructure Investment Bank (AIIB) The Union Cabinet has approved merger of country’s largest has approved first set of loans totalling US 509 million dollars lender State Bank of India (SBI) and its associate banks in to finance projects in four countries viz. Bangladesh, Pakistan, order to bring the state-owned entity on a par with global Indonesia and Tajikistan. These loans for the four projects lenders. 5 associate banks of SBI are: (i) State Bank of Bikaner were approved in Board of Directors meeting of AIIB held at and Jaipur, (ii) State Bank of Hyderabad, (iii) State Bank of its headquarters in Beijing, China. These loans will have an Mysore, (iv) State Bank of Patiala and (v) State Bank of interest rate of London Interbank Offered Rate (LIBOR) plus . The merged entity will increase SBI’s market 1.15 % and a repayment period of 25 years with 5 years in share from present 17% to 22.5-23% with total business of grace period. over 37 lakh crore rupees. It will have one-fourth of the deposit For Bangladesh US 165 million dollars loan approved for a and loan market in the country and SBI’s staff strength will Power Distribution System Upgrade and Expansion Project. increase by 35-49%.The merged entity will have nearly 24,000 For Indonesia US 216.5 million dollars loan approved for a branches and increase SBI’s network by 6,000 branches. National Slum Upgrading Project. It is expected to be co- financed with the World Bank. SBI inked with Spain’s CaixaBank In case of Pakistan US 100 million dollars loan approved for State Bank of India (SBI) and Spain’s CaixaBank have inked pact to provide loans to Indo-Spanish joint ventures and Shorkot-Khanewal Section of National Motorway M-4. It will local enterprises. be co-financed with the Asian Development Bank (ADB) and the United Kingdom’s Department for International SBI named in Hall Of Shame list of Banks funding Development (DFID). US 27.5 million dollars loan approved Cluster Bomb Makers to Tajikistan for the Dushanbe-Uzbekistan Border Road The State Bank of India (SBI) was named in the Hall of Shame Improvement Project. It will be co-financed with the European list of 158 banking institutions that have invested billions of Bank for Reconstruction and Development (EBRD). dollars in companies making cluster bombs. The list was prepared by Dutch campaign group PAX Worldwide ADB approved $500 million loan to build India’s Investments in Cluster Munitions report.State Bank of India longest river bridge across Ganga near Patna (SBI) is the only Indian entity on the list that includes global The Asian Development Bank (ADB) approved 500 million giants like JP Morgan, Barclays, Bank of America and Credit US dollars loan to build a road bridge across the river Ganga Suisse. near Patna in Bihar.Once completed, the 9.8 kilometer long Highlights of the Report bridge will be India’s longest river bridge.  The report looks at investments into companies Bank of India sells 18% stake in Star Union Dai- involved in the production of cluster munitions. ichi Life for Rs. 540 cr  158 financial institutions invested over 28 billion Bank of India (BOI) has sold 18 per cent stake in Star Union US dollars in the seven companies researched in Dai-ichi Life Insurance Company to joint venture partner the report between June 2012 and April 2016. Dai-ichi Life Insurance Company (DILIC). Post the stake sale,  These 7 companies are China Aerospace Science BoI’s stake will get diluted to 30 per cent while that of and Industry, China Aerospace Science and Japanese life insurer Dai-ichi Life will go up to 44 per cent, Technology, Hanwha (South Korea), Norinco according to the bank’s stock exchange filing. (China), Orbital ATK (US), Poongsan (South Korea) and Textron (US).

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SBI launched IT Innovation Start-up Fund to assist the new norms, all the users of P-Notes would have to follow start-ups Indian KYC and Anti Money Laundering (ALM) Regulations, India’s largest lender State Bank of India (SBI) has launched irrespective of their jurisdictions. IT Innovation Start-up Fund to support start-ups in the P-Notes ? financial technology (fintech) space. The fund has corpus P-Notes are offshore/overseas derivative instruments (ODIs) of 200 crore rupees. It will provide assistance of up to 3 crore issued by registered foreign institutional investors (FII) to rupees to a company registered in India for promoting their overseas investors. They provide easier and cost-effective business innovations using information technology for route to foreign investors to invest in Indian markets without banking and related activities SBI also has formed a mentoring directly registering as Foreign Portfolio Investors (FPIs). team to assist start-ups which will facilitate and guide International Monetary Fund approved 1.5 billion business, extending help in various areas including additional US dollar loan to Sri Lanka funding requirement. The International Monetary Fund (IMF) has approved 1.5 BRICS bank to issue first Yuan-denominated billion US dollar loan to Sri Lanka. IMF has already transferred bonds 168 million US dollars as the first Instalment with immediate The New Development Bank (NDB) of the BRICS countries effect to support the country’s economy.The Executive Board is set to issue its first yuan-denominated bonds to finance of the IMF accepted this 36-month extended arrangement sustainable development projects. The NDB’s first five-year under its Extended Fund Facility (EFF) with Sri Lanka under yuan-denominated bonds (or green bonds) will be issued special drawing rights. after receiving a rating from international ratings agencies as Union Government relaxed Foreign Direct well as getting authorities’ approval. Further, the NDB plans Investment policies to release more bonds in local currencies including in Indian Union Government relaxed Foreign Direct Investment policies Rupee if the bank’s board and local authorities endorse the in the sectors such as, Defence, Civil aviation, e-commerce project plans. in Food products, Broadcasting carriage services and Private India, ADB ink $120 million loan agreement for Security agencies irrigation in Odisha Changes in Foreign Direct Investment India has signed loan agreement of US 12 crore dollars with the Asian Development Bank (ADB) to improve irrigation Sl No Sector Approved FDI and water management 1 Defence 100% Pharmaceuticals ADB and Union Government signed Loan 2 74% (Brownfield) Agreement to upgrade 176 Km of roads in Jharkhand 3 Airports (Brownfield) 100% The Asian Development Bank (ADB) and the Union 100% (49% Automatic & Government signed the Loan Agreement for 200 million US 4 Civil Aviation dollars to upgrade 176 Kilometres of State roads in 51% Govt Approval) Jharkhand.The agreement was signed by Raj Kumar. Joint Cable Networks, DTH Secretary (Multilateral Institutions), Department of Economic 5 100% Affairs, Ministry of Finance and by M. Teresa Kho, Country and Mobile TV Director of ADB’s India Resident Mission. Union Cabinet approves setting up of India Post SEBI stricter KYC norms and disclosure regime Payments Bank for Participatory Notes (P-Notes) The Union Cabinet has given its approval for setting up the The markets regulator SEBI (Securities and Exchange Board India Post Payments Bank (IPPB) as a Public Limited of India) has put in place a stricter KYC (Know Your Customer) Company under the Department of Posts. norms and disclosure regime for Participatory Notes (P- It will have 100% (GOI) equity and shall Notes).The aim of SEBI’s stricter KYC, disclosure norms is be established with total expenditure of 800 Crore rupees. to make it tougher to use these offshore instruments that do Now, the IPPB will obtain banking licence from RBI by March not disclose the money-trail and details of their users. Under 2017 and by September 2017.IPPB will start operations in

22 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 about 50 districts and will cover the entire country by the (biometric) instead of ATM/Debit Card and PIN end of FY 2018-19. It will generate employment opportunities to dispense cash. for about 3,500 skilled banking professionals, will set up 650  DBS Bank India, a part of Asia’s foremost financial branches and 5,000 ATMs across the country. Services of services group DBS Group Holdings Limited, has IPPB will be available across the country through its 650 announced the appointment of Mr. Niraj Mittal as the Managing Director and Head of Institutional payments bank branches. Banking for the country. India and the World Bank signed a 9.2 million US  Kolhapur-headquartered, a small sized but fastest dollar under World Bank-Global Environment growing private sector lender RBL Bank (formerly Facility Programme. known as The Ratnakar Bank Limited) Union Government and the World Bank has signed a 9.2 has announced the appointment of Brijesh Mehra as the head of corporate banking at RBL. million US dollar grant agreement under the World Bank-  Online Commerce major Snapdeal has established Global Environment Facility Programme. This programme a data sciences centre in San Carlos, California to is for the Efficient and Sustainable City Bus Service get top global talent and build high-value solutions. Project that intended in improving the efficiency and  Thrissur based Kochi South Indian attractiveness of bus services in select Indian cities. The Bank Limited has announced the launch of total cost of the project is $113 million. its Remit2India Service a secure online money transfer service for NRIs. NRIs can now open National Pension Savings NPS  Union Finance Minister Arun Jaitley has released accounts online i.e. through eNPS commemorative silver coin to mark the 300th The Union Finance Ministry has announced that non- Martyrdom Day of Banda Singh Bahadur. resident Indians (NRIs) can now open National Pension Bahadur is regarded as the firstsovereign ruler of Savings (NPS) accounts online i.e. through eNPS if they Punjab. have Aadhaar Card or (PAN)  Axis Bank of India and Kasikorn Bank of card. Thailand inked pact for trade and investment Important point  Karnataka Bank Ltd has bagged CFBP (Council for a) Through eNPS, NRI’s will be able to open NPS Fair Business Practices) Jamnalal Bajaj award for accounts both on repatriable and on non-repatriable fair business practices.The bank has been awarded basis. under the ‘service enterprises – large’ category.  Reserve Bank of India has granted in-principle nod b) The NPS funds would be deposited only in their to the common service centres (CSCs) as Bharat Bill NRO accounts On a repatriable basis, NRIs will have Payment Operating Unit to makebill payments at to remit the amount through his/her NRE/NRO/ centres in rural bands. FCNR account.  German engineering company Siemens AG has c) On a non-repatriable, NRIs will be able to join NPS bagged an order worth 130 million euro (over Rs through their NRE/FCNR/NRO accounts at the time 978 crore) to set up a high voltage direct current of maturity or during partial withdrawal. (HVDC) link to connect power supply networks of India and Bangladesh. SBI and MasterCard jointly launched a travel  Retail inflation on CPI surged to 5.7% in may 2016 prepaid cards distributor Centrum from 5.47 in April due to rising vegetable prices, India’s largest lender State Bank of India (SBI) and American food inflation has increased to 7.55% from 6.32 in multinational financial services major MasterCard jointly April. launched a distribution alliance with travel prepaid cards distributor Centrum. This tie-up will help in distribution MERGER AND AQUISITION strength of the Bank for its multicurrency prepaid card and Tech Mahindra Ltd acquires UK-based BIO will largely target the corporate customers of the bank. Agency Ltd NEWS IN BRIEF Technology services provider Tech Mahindra Ltd (TechM) acquired UK-based digital transformation firm The BIO  DCB Bank has launched Bengaluru’s first ATM that Agency Ltd. accepts Aadhaar number and Aadhaar fingerprint

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The acquisition was carried out in an all-cash deal for an Energy Pvt. Ltd. In this regard, Tata Power’s renewable energy enterprise value of up to 45 million pounds. unit Tata Power Renewable Energy Ltd (TPREL) has signed share purchase agreement to acquire Welspun Renewables Microsoft signs agreement to acquire LinkedIn Energy. The transaction deal is sized at 9,249 crore rupees for $26.2 billion which is considered as largest transaction in renewables Microsoft Corporation and LinkedIn Corporation announced space in India. This acquisition will help Tata Power to grow that they have entered into a definitive agreement.As per its clean energy portfolio to 2.3 gigawatts (GW) the agreement, Microsoft will acquire LinkedIn for 196 dollar per share in an all-cash transaction valued at 26.2 billion Uber tie up with Tata group dollar, inclusive of LinkedIn’s net cash. However, LinkedIn Tech-based car-hailing company Uber has entered into an will retain its distinct brand, culture and independence. agreement with Tata group to help its drivers own Indica and Indigo cars with less hassle. Tata Power to acquire Welspun Renewables Private power producer Tata Power Co. Ltd has agreed to  acquire renewable energy company Welspun Renewables AWARD & HONOUR UN Chief Ban Ki-Moon honoured with Russia’s Margaret Atwood wins 2016 Pen Pinter Prize Order of Friendship Canadian poet, novelist, literary critic, essayist, and Russian President Vladimir Putin signed a decree awarding environmental activist Margaret Atwood was chosen for the the Order of Friendship to United Nations Secretary-General prestigious 2016 Pen Pinter Prize. She will formerly receive Ban Ki-moon.The officially published decree said that the the award at a public event scheduled to be held on 13 decoration was awarded to Ban for special merits in October 2016 at the British Library. strengthening peace, friendship, cooperation and mutual understanding between peoples.Among those awarded are AR Rahman conferred with Japan’s Fukuoka prize Prince Michael of Kent, Oscar Niemeyer, the architect of the 2016 Brazilian capital, and former President of the International Renowned Indian music composer AR Rahman was awarded Olympic Committee, Jacques Rogge. with the Japan’s Fukuoka prize 2016 for his outstanding contribution towards creating, preserving and showcasing Indian-American Author Akhil Sharma wins 2016 South Asian traditional fusion music. He will receive the International Dublin Literary Award award alongside Philippines’ historian Ameth R Ocampo and Indian American author Akhil Sharma won the prestigious Pakistan’s Yasmeen Lari.For the year 2015, noted Indian 2016 International Dublin Literary Award for his semi- Historian Ramchandra Guha was conferred with Fukuoka autobiographical novel “Family Life.” His novel was Prize in academic category. shortlisted out of an initial 160 nominations by a panel of judges of award that included novelists Ian Sansom, Juan Social entrepreneur Zubaida Bai bagged UN Pablo Villalobos and Carlo Gebler. Family Life is Sharma’s honour for corporate sustainability initiative second novel. Zubaida Bai, an Indian social entrepreneur, has been named among the ten ‘2016 Global Compact SDG Pioneers’, an President Pranab Mukherjee receives highest initiative launched by UN. The list of ten SDG Pioneers was civilian award of Ivory Coast announced by the UN Secretary General Ban Ki-moon at the President Pranab Mukherjee has been presented National 2016 UN Global Compact (UNGC) Leaders Summit in New Order of the Republic of Ivory Coast, the highest civilian York, United States. award of the West African country. The award was bestowed upon Pranab Mukherjee during his two days visit to Ivory Shashank S Shah was conferred with the Vivian Coast on the second leg of his three-nation African tour. With Fonseca Scholar Award this, Mr Mukherjee’s became the first Indian President to Pune-based diabetes specialist Shashank S Shah was visit Ivory Coast. He was invited by Ivory Coast President conferred with the Vivian Fonseca Scholar Award 2016. He Alassane Ouattara. was selected for his research titled Gastric Bypass vs. Medical/Lifestyle Care for Type 2 Diabetes in South Asia with BMI 25-40 kg/m2 — The COSMID Randomised.

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NEWS IN BRIEF Regius Professorship in Manufacturing by Queen  Kerala Tourism has bagged four awards at the 11th Elizabeth II. edition of the festival Film AT, a film festival  The International Olympic Committee has conferred dedicated to tourism, art and ecology, in Poland. the highest award of the Olympic  Star Priyanka Chopra has been Movement Olympic Orderto Indian Olympic nominated for 2016 Teen Choice Awards for her Association president N. Ramachandran for his debut stint as FBI trainee Alex Parrish role in outstanding services. American TV series Quantico in the Choice TV  Eminent sand artist Sudarsan Pattnaik has won Breakout Star category. gold medal in people’s choice prize at world  The Airports Authority of India (AAI) has been championship festival in Bulgaria. conferred the National Award for Best Performing  IIT-Kanpur professor Sanjay Mittal in third week of Central PSU for Roof Top Solar Power initiatives at June 2016 bagged the prestigious G D Birla Award a glittering function at VigyanBhawan by Minister for Scientific Research for 2015 of State for Power, Coal and Renewable Energy,  Former India captain and football coach Syed PiyushGoyal. Nayeemuddin with its highest decoration  Tata Power Solar has bagged the Ministry of New the Mohun Bagan Ratna Award. He will be the 16th and Renewable Energy (MNRE) award for rooftop recipient of the award which was instituted in 2001. solar power projects.  Eminent Indian-origin professor Lord Kumar Bhattacharyya has been awarded the prestigious  BOOK & AUTHOR  A new book The Unseen Indira Gandhi authored booklet contains illustrations and description of 24 by Dr KP Mathur was released in May 2016. Dr KP yoga asana (postures). Mathur was personal physician of former Prime  Union Power Minister Piyush Goyal released book Minister Indira Gandhi for nearly 20 years till her titled The World in 2050- Striving for a More Just, assassination in 1984. Prosperous and Harmonious Global  To commemorate the 2nd International Day of Yoga, Community penned by Harinder S. Kohli. Andhra Pradesh Postal circle on 21 June 2016 released “Information booklet, Stamps on Yoga” and “12 stamps on Suryanamaskarams”. The  PERSON IN NEWS WORLD Anne Hathaway: Hollywood actress Anne Hathaway was Yasmin Sooka:South African Indian-origin lawyer Yasmin named as the Global Goodwill Ambassador for UN Women. Sooka has been appointed to chairman of three member UN Per Lodin: Major General Per Lodin from Sweden was commission (committee) to monitor the human rights situation appointed as chief military observer and head of the UN in South Sudan. Military Observer Group in India and Pakistan (UNMOGIP). Virginia Raggi: Virginia Raggi, a leading member of the INDIA populist anti-corruption Five Star Movement (M5S), on 20 Rahul Johri: Rahul Johri took charge as first ever chief June 2016 was elected as Rome’s first female mayor. Raggi, executive officer (CEO) of the Board of Control for Cricket in who will turn 38 in July 2016, is also the youngest mayor in India (BCCI) at its headquarters in Mumbai, Maharashtra. Rome’s history. Supriya Sahu: Supriya Sahu was appointed as Director Sunil Bharti Mittal: The chief executive of Bharti Group, General of Doordarshan on 15 June 2016. Sunil Bharti Mittal has been elected chairman of the Suresh Chandra: Senior legal service officer Suresh Chandra International Chambers of Commerce (ICC). was appointed as Union Law Secretary Kamala Shirin Lakhdhir|: US President Barack Obama has P K Sinha: The government has made a selection committee nominated an Indian-origin diplomat Kamala Shirin Lakhdhir headed by cabinet secretary P K Sinha to shortlist the as the next US ambassador to Malaysia. candidates for Reserve Bank of India governor post.

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Ranu Langthasa: Ranu Langthasa was unanimously Nikesh Arora: Nikesh Arora resigned as the Representative appointed as the chairperson of the NC Hills Autonomous Director, President and Chief Operating Officer (COO) of Soft Council in Assam in a special session held in the NCHAC. She Bank Group (SBG), a Japanese company. is the first woman chairperson to be appointed to the post Ahmed Adheeb: Maldives jailed Ex-Vice President Ahmed since the formation of N C Hills Autonomous Council. Adheeb for plotting to kill President. Satya Pal Jain Additional Solicitor General of India and former Parliamentarian Satya Pal Jain was appointed as a OBITUARY part-time member of the 21st Law Commission of India. Amjad Sabri, a famed Pakistani Qawwal, shot dead in President Pranab Mukherjee had constituted the 21st Law Karachi Commission of India in September 2015. Retired Judge of the Renowned Qawwal Amjad Sabri, who was known for More Supreme Court Justice B S Chauhan was appointed as its Haji Piya, was shot dead by unidentified motorcycle-borne Chairman. Besides, Retired judge of Gujarat High Court gunmen in Karachi, Pakistan on 22 June 2016. Justice Ravi R Tripathi and Bimal N Patel Director, GNLU Boxing legend Muhammad Ali passes away were nominated members of this Commission. American boxing icon Muhammad Ali passed away after 32- V Narayanasamy: V Narayanasamy was sworn in as Chief year battle with Parkinson’s disease in Phoenix, Arizona. He Minister of the Union Territory of Puducherry. He was was 74. He was former three times world heavyweight administered the oath of office and secrecy by Lt. Governor champion (1964, 1974 and 1978) who had record-setting Kiran Bedi. boxing career, which had made him one of the best-known figures of the 20th century. He was also known globally for DEFENCE his civil rights activism. Admiral Sunil Lanba: Admiral Sunil Lanba (58) took charge D Javare Gowda: Noted Kannada writer and language activist as Chief of the Naval Staff. He succeeded Admiral Robin K. D Javare Gowda passed away due to heart failure in Mysuru, Dhowan who will superannuate from the post. He shall hall Karnataka. have full three-year-term in office till 31 May 2019. Neil O’Brien: Neil O’Brien, a pioneer of quizzing in India A R Karve:Vice-Admiral A R Karve took charge as the Flag and educationalist passed away in Kolkata, West Bengal. Officer Commanding-in-Chief of the Southern Naval Kavalam Narayana: Noted Malayalam theatre doyen Kavalam Command (SNC). Narayana Panicker passed away Jeppiaar:Jeppiaar, a renowned politician-turned- CORPORATE educationalist and founder of Jeppiaar Educational Trust, Mahendra Singh Dhoni: India Limited format’s Cricket passed away. Captain Mahendra Singh Dhoni has been appointed as Manimala Devi: Noted theatre personality and popular brand ambassador for Exide Life Insurance Company with yesteryear Odia film actress Manimala Devi passed away in immediate effect. Bhubaneswar, Odisha due to old-age-related complications. Sanjay Malik: Nokia India appointed Sanjay Malik as the Anjan Dutta: Assam Pradesh Congress President (APCC) head of Indian market, effective August 1, He Anjan Dutta has passed away in New Delhi. succeeds Sandeep Girotra, who has been heading Indian Mudrarakshas: Renowned Hindi novelist and critique market since 201. Malik joined Nokia back in 2000. Mudrarakshas passed away due to old age related causes in Chetan Chouhan: Former BJP MP & Ex-cricketer Chetan Lucknow, Uttar Pradesh. Chouhan has been appointed as Chairman of National Donald Carr: Donald Carr, the former captain of England Institute of Fashion Technology. Cricket team has passed away. He was 89 years old. Umang Bedi: Social Media major Facebook has Inder Malhotra: Veteran journalistInder Malhotra passed appointed Umang Bedi as Managing Director, India away in Delhi after a brief illness. operations. Gordie Howe Canada’s hockey icon Gordie Howe has passed RESIGN away after a lengthy illness. Amber Gurung: Father of modern Nepalimusic and composer Vijay Mallya: Vijay Mallya is quitting as the Chairman of the country’s national anthem Amber Gurung passed away of German pharma major Bayer Crop Science Ltd after in Dhapasi. Gurung was composer, lyricist and singer. He over 12 years of holding the office in the company with effect had composed Nepal’s National Anthem Sayaun Thunga from June 30. Fulka Hami (written by Byakul Maila). Anju Bobby George :Olympian Anju Bobby George has decided to resign from the post of the president of the Kerala State Sports Council after an alleged face-off  with the state’s new sports minister.

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Nakhatrana, Kutch: Wind turbine maker Suzlon Group Salma Dam, Afghan:Prime Minister Narendra Modi and announced the completion and commissioning of its 4.20 Afghanistan President Dr Ashraf Ghani jointly inaugurated MW maiden wind project for Ahmedabad Municipal the Afghan-India Friendship Dam with in Herat province in Corporation.The project, located at Nakhatrana, Kutch, Western Afghanistan on 4 June 2016. comprises of two units of Suzlon’s latest product variant, The Dam was earlier known as Salma Dam on the river Chist- S97 120 metre hybrid tower wind turbine. e-Sharif in western Herat neighbouring Iran. It will irrigate 75000 hectares of land and generate 42 Mega Watts of Langtang, Nepal:The International Astronomical Union power.At the inaugural function, Afghan Presresident (IAU) has named a crater on Mars as Langtang after one of connferred the the highest civilian honour of Afghanistan, the villages most affected by the devastating 2015 the Amir Amanullah Khan Award on Indian Prime Minister earthquakes in Nepal. The Langtang crater on Mars is 9.8 Narendra Modi. kilometers wide and has scientific importance. The marks on the top of the crater wall probably show the flow of water Gotthard Base Tunnel,Switzerland: Switzerland inaugurated and below it are ridges which are the remains of former Gotthard Base Tunnel, world’s longest and deepest railway Martian glaciers. tunnel. The tunnel is also the first flat low-level route through the Alps.It took 17 years and 12.2 billion Swiss francs to Mori , Andhra Pradesh:Mori village in East Godavari district construct the tunnel. of Andhra Pradesh will be developed as a smart village of global standards. Towards this endeavor, the partners in the Mahasthangarh, Bangladesh:Mahasthangarh, the 3rd project on 19 June 2016 announced that prototype will be century BC archaeological site in Bogra, Bangladesh, has ready by mid-December 2016. Under the project, the village been declared as the South Asian Association of Regional will be developed as a self-contained sustainable business Cooperation (SARRC) cultural capital for the year 2016-17. model. Mori is a small cashew-exporting village in Andhra As a SARRC cultural capital, the historic place will host Pradesh’s East Godavari district. The project involves using festivals on literature, films, foods and dances from October digital tools, real time information and uninterrupted internet 2016 to September 2017. Besides, the year 2016-17 has also connectivity. be declared the SAARC Year of Cultural Heritage.

Jaffna, Sri Lankan: Prime Minister Narendra Modi along Taipei, Taiwan: The five day long Asia’s largest technology with Sri Lankan President Maithripala Sirisena inaugurated trade show COMPUTEX is underway in Taipei, Taiwan Duraiappah Stadium in Jaffna which was renovated by India. Sri Lankan President Sirisena was present at the stadium in NEWS IN BRIEF Jaffna while PM Narendra Modi joined the event through  Assam: Union government is planning to make the video-conferencing from New Delhi.The newly renovated Assam as a hydrocarbon hub to meet petroleum Duraiappah Stadium has been named in honour of a former requirements of Bhutan, Bangladesh, Myanmar and Mayor of Jaffna late Alfred Thambirajah Duraiappah. The other Southeast Asian countries by 2030. stadium was not in use since 1997 as it was damaged and  IIM-Amritsar: The Union Finance Minister Arun neglected during the course of the various phases of the Sri Jaitley put down the foundation stone for a new Lankan civil war. campus of IIM-Amritsar. The new is reported to be the smallest among the 14 existing IIMs in the Muzaffarpur, Bihar: Public Sector Power equipment country by area. This would be the 15th Indian manufacturer Bharat Heavy Electricals Limited (BHEL) has Institute of Management in the country. commissioned 195 MW unit at Muzaffarpur Thermal Power  Haryana state cabinet approved a proposal to Station in Bihar. This is the second 195 MW unit to be upgrade Shri Krishna Government Ayurvedic commissioned by BHEL at the 2×195 MW Muzaffarpur College, Kurukshetra as a university, which will Thermal Power Station Stage-II of Kanti Bijlee Utpadan Nigam bring the Country’s first AYUSH University. This is Limited (KBUNL). KBUNL is a joint venture (JV) of NTPC the first of its kind in the country. (National Thermal Power Corporation) and BSPGCL (Bihar  Union Government gave its final approval for setting State Power Holding Company Limited). The first 195 MW up of a Greenfield Electronic Parkwhich is a unit was commissioned in March, 2015. dedicated IT hub near Bhubaneswar in Odisha.

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 A bronze statue of Netaji Subhash Chandra  Mr. K. Chandrashekhar Rao, the Chief Minister of Bose has been unveiled at the Indian cultural centre Telangana state has ordered to setting up a ‘Pharma premises in the presence of nine Indian National City’ on 12,500 acres of land in Rangareddy and Army (INA) veterans, including three women. Mahbubnagar districts.  Baltimore’s National Aquarium has announced its  As per recent report Mumbai get the dubious plan to create an Oceanside dolphin sanctuary. This distinction of being the city with the maximum road will be first of its kind sanctuary for the marine accident in India while the number of death in the mammals in North America. mishap is highest in Delhi.  Residents of Shiyal Bet, a nondescript island in Gujarat’s Amreli district gets electricity supply in their homes for the first time.  SPORTS CRICKET  Sri Lankan pace bowler Nuwan Kulasekara has IPL announced retirement from Test cricket after being Sunrisers Hyderabad (SRH) has won the ninth edition of the a part of 21 Test matches. Indian Premier League (IPL). It is their maiden IPL title. In the  India has won the three-match One-Day final match played at Chinnaswamy stadium in Bangalore International (ODI) series against Zimbabwe 3-0. (Karnataka), SRH defeated Royal Challengers Bangalore  The Bermuda Cricket Board has banned all-rounder (RCB) by eight runs. Kavon Fubler from the cricket for seven years after Man of the Match: Ben Cutting (SRH). being charged with Level 4 offences relating to his Orange Cap Award -Most Runs Scored : Virat Kohli (RCB) behaviour. Purple Cap Award (Most Wickets): Bhuvneshwar Kumar  The Board of Control for Cricket in India (BCCI) has (SRH) appointed former spinner Anil Kumble (45) as the Most Valuable Player: Virat Kohli (RCB) Emerging Player of head coach of Indian Cricket Team. He will have the Season: Mustafizur Rahman (SRH) tenure of one year. The CEAT Cricket Awards TENNIS The CEAT Cricket Awards 2015-16 was presented with the cream of Indian cricket in attendance in Mumbai. Garbine Muguruza won French Open 2016 International Cricketer of the Year Joe Root Garbine Muguruza from Spain won her first Grand Slam title International Batsman of the Year Joe Root by beating defending champion Serena Williams at the French International Bowler of the Year R Ashwin Open denying the American her record-equalling 22nd major Test Cricketer of the Year Kane Williamson trophy. ODI Cricketer of the Year Martin Guptill T20 Player of the Year Virat Kohli HOCKEY Indian Cricketer of the Year Rohit Sharma  Australia has won the 2016 Champions Trophy title Domestic Cricketer of the Year Shreyas Iyer of Hockey by defeating India by 3-1 score. With Young Player of the Year Rishabh Pant this victory, Australia created history by winning Special Award Ajinkya Rahane the title for record 14 times. In the final match played Lifetime Achievement Award Dilip Vengsarkar at London (United Kingdom), both teams in ICC Rankings for ODI regulation period failed to score goals. Rank Bowlers Batsman  The Russian professional ice hockey winger Artemi 1 Sunil Narine (WI) AB De Villiers (RSA) Panarin (24) has won the 2015-16 season Calder 2 Trent Boult (NZ) Virat Kohli (IND) Memorial Trophy. 3 Imran Tahir (RSA) Hasim Amla (RSA)  England Test captain Alastair Cook, who became FOOTBALL the first English batsman to score 10,000 runs in test  Defending champion Chile won the 2016 Copa matches in the ongoing test series against Sri Lanka America Football tournament by defeating in his 128th Test. Argentina. The final match was played at MetLife Stadium, New Jersey (US).

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BADMINTON  Indian sprinter Dutee Chand has qualified for 2016 Rio Olympics in the women’s 100metre event Saina Nehwal clinches second Australian Open scheduled to be held in August 2016 in Rio de title Janeiro, Brazil. Indian ace Saina Nehwal received a huge boost ahead of the  Mercedes driver Nico Rosberg from Germany has Rio Olympics as she clinched her second Australian Open won the 2016 European Grand Prix of Formula One. title after defeating China’s Sun Yu in a thrilling three-game  The Indian mixed recurve team of Deepika Kumari final of the Super Series badminton tournamentIt is Saina’s and Atanu Das has won the silver medal at the second Australian Open victory, having clinched the title in Archery World Cup held in Antalya, Turkey. 2014 as well. It ended a rather long title drought for the  Olympic champion Usain Bolt has won 100 metres celebrated Indian, whose previous title before today was at race in 9.88 seconds at the inaugural Jamaica the India Super Series in New Delhi in . National Racers Grand Prix.  The Lucknow city of Uttar Pradesh is going to host OTHER GAME the 2016 Junior Men’s hockey World Cup. The  Mercedes racing driver Lewis Hamilton of Britain Junior hockey World Cup would be held from 8th to won the Formula 1 Canada Grand Prix and Monaco 18th December 2016. The eleven-daylong event will Grand Prix title feature 16 teams. It will be the 11th edition of  National football team goalkeeper Gurpreet Singh the Hockey Junior World Cup. Sandhu became the first Indian to play top-tier  Kerala hailed track and field athlete Tintu European football league match. He turned out for Luka bagged a silver medal in 800 meters making Norwegian side Stabaek FC in Norwegian Premier season’s best of 2:00.61 in the Josef Odlozil League (Tippeligaen) . Memorial Athletics Meet in Prague, Czech Republic.  Indian boxer Sonia Lather has won the silver medal  Serena Williams to become the world’s highest-paid at the AIBA Women’s World Championships held female athlete, according to Forbes as she has in Astana, Kazakhstan. overtaken Maria Sharapova as the world’s highest-  The USA Women’s Senior National Team won gold paid sportswoman. at the FINA Women Water Polo World League Super  Real Madrid Cristiano Ronaldo has become the first Final. The team defeated Spain 13-9 in the athlete from a team sport in almost 20 years to top championship match in Shanghai, China. Forbes annual list of the World’s Highest-Paid  Indian boxers Manoj Kumar and Vikas Krishan have Athletes. Serena Williams is world highest paid qualified for the Rio 2016 Olympics scheduled to be female athlete. held in August 2016 in Rio de Janerio, Brazil.  US Golfer Dustin Johnson clinched his  maiden Major golf title US Open. SCIENCE & TECHNOLOGY

ISRO launched 20 satellites in one go US and another American satellite. The rest are from Canada Setting a record in its space programme, India successfully (two) and one each from Germany and Indonesia.Two launched 20 satellites, including its earth observation academic satellites are from Sathyabama University Cartosat-2 series, in a single mission on board ISRO’s (Sathyabamasat) in Chennai and from the College of workhorse PSLV-C34 from the spaceport.In a precision Engineering (Swayam) at Pune. launch, PSLV-C34 took off from the second launch pad of Satish Dhawan Space Centre at Sriharikota in Andhra Sunway-TaihuLight: World’s powerful Pradesh, about 110 km at 9.26 am and placed the Cartosat-2 Supercomputer for the sixth consecutive time Series and 19 others in the designated polar Sun Synchronous The 2016 edition of Top500 list of supercomputers has Orbit (SSO) about 30 minutes later in clear skies. revealed that China’s Sunway TaihuLight supercomputer is The 727.5 kg Cartosat-2 series satellite will provide regular the world’s most powerful supercomputer system Sunway- remote sensing services with its panchromatic and TaihuLight can perform calculations with processing speed multispectral cameras and its imagery will be of multiple use.Of of 124.5 petaflops per second (Pflops). It is world’s first the 19 satellites, 12 are earth imaging “Dove satellites” of the system to surpass 100 petaflops. This supercomputer has displaced Tianhe-2, an Intel-based Chinese supercomputer

29 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 that has claimed the top spot on the past six Top500 Four new elements in Periodic table get names lists.Second position: An Intel-based Chinese Tianhe-2 The International Union of Pure and Applied Chemistry supercomputer which can perform calculations with (IUPAC) has announced four proposed names for the four processing speed of 33.86 Pflops. new elements that were added in periodic table in January 2016.These new elements are Nihonium (Nh)-atomic no 113, NASA unveils X-57 Hybrid Electric Research Moscovium (Mc) -atomic no 115, Tennessine (Ts) - atomic Plane no 117, and Oganesson (Og)- atomic no 118. The National Aeronautics and Space Administration (NASA) on 17 June 2016 unveiled the iconic X-57 Hybrid Electric World’s first 3D-printed aircraft THOR was Research Plane nicknamed as Maxwell.The plane is fixed with unveiled 14 electric motors turning propellers and all of them are During the International Aerospace Exhibition held in integrated into a uniquely-designed wing. NASA will use Schoenefeld, Germany the world’s first 3D-printed aircraft this plane to test new propulsion technology. THOR was unveiled by European aerospace company, Airbus. The THOR is short for Test of High-tech Objectives HAL unveils indigenous basic trainer aircraft in Reality. It resembles a large, white model airplane but is HTT-40 windowless. Public sector aerospace and defence major Hindustan Aeronautics Limited (HAL) has unveiled indigenous Basic NEWS IN BRIEF Trainer Aircraft (BTA) HTT-40 in Bengaluru. The aircraft  Chinese Academy of Sciences would launch its first made its maiden flight recently the HAL Airport in Bengaluru experimental quantum communication satellite in in presence of Union Defence Minister Manohar Parrikar. It July 2016 whose communications cannot be was flown by Group Captain C Subramaniam and Group intercepted. It is a hack proof first quantum Captain Venugopal for about 10 to 15 minutes.HTT-40 stands communication satellite in the world. for Hindustan Turbo Trainer-40. It is two-seater aircraft  The scientists have developed d a microchip, named designed and developed indigenously by the HAL. The KiloCore that has 1000 independent programmable aircraft weighs about 2,800 kg and has Turbo Prop engine of processors. The microchip is the world’s first 1,000- 950 shp class. It has indigenous content close to 80%. Almost processor chip and has the highest clock-rate 50% of the components on HTT-40 are manufactured by processor ever designed at the university level. private players of the Indian aerospace manufacturers.  The National Aeronautics and Space Administration SpaceX successfully launched two commercial (NASA) unveiled the iconic X-57 Hybrid Electric satellites Research Plane nicknamed as Maxwell. US based private space transport service company SpaceX  HP has launched the Spectre 13 in India, a laptop successfully launched two commercial satellites viz. that’s claimed to be the thinnest in the world by the EUTELSAT 117 West B and ABS-2A. They were launched US-based firm. With a thickness of 10.4mm, it’s using SpaceX’s reusable Falcon 9 rocket which had lifted off thinner than both the12-inch MacBook and 13-inch from Cape Canaveral Air Force Station in Florida, US. This MacBook Air. mission was SpaceX’s second dual-satellite launch.  HEALTH

Punjab Government launches Mukh Mantri public health measures of the state as the prevalence rate of Punjab Hepatitis C Relief Fund patients affected by Hepatitis could be as high as 3%. The Punjab government has launched a special fund “Mukh to include four new Mantri Punjab Hepatitis C Relief Fund” to provide free vaccines treatment for patients affected by Hepatitis C. With this The Union health ministry to revamp its flagship initiative, Punjab became the first Indian state to provide immunisation programme Mission Indradhanush to include free treatment to confirmed cases of Hepatitis C.The fund four new vaccines for rotavirus, measles rubella, inactivated will have initial corpus of 20 crore rupees. This fund will polio vaccine biavalent and Japanese Encephalitis for adults. provide all the residents of Punjab affected by Hepatitis C free treatment. The scheme is considered important in the

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Mission Indradhanush: born with a rare genetic disorder called ‘Harlequin a) The mission depicting the seven colours of the Ichthyosis’. rainbow that provides immunisation coverage  The Union Government has banned use of against diphtheria, whooping cough, tetanus, polio, potassium bromate (KbrO3) as a food additive as it tuberculosis, measles and hepatitis B. is carcinogenic. Decision in this regard was taken b) The centre is targeting to immunise 90% of infants by Union Health Ministry based on the by 2020 under its ambitious nationwide recommendation of Food Safety and Standards immunisation drive. Authority of India (FSSAI). Potassium bromate is used as chemical additive in food items in the form R Madhavan appointed as the goodwill of white crystals or powder. It is added to aid baking ambassador for the the LEPRA process as it strengthens the bread dough in order Bollywood Actor R Madhavan appointed as the goodwill to raise it higher. ambassador for the the LEPRAIndia organisation that fights  As per the World Health Organization (WHO), against diseases. Telangana based non-government Thailand has become the first Asian country to organisation LEPRA India is working in the fields of leprosy, eliminate mother-to-child HIV transmission. tuberculosis, malaria, HIV or AIDS and community health. Previously, Cuba was the only other country and NEWS IN BRIEF first country in the world to eliminate mother-to- child transmission under the WHO’s criteria back  Japanese scientists developed a new tool that can in July 2015. predict the risk of Zika virus importation and local transmission across the world.  With the birth of a baby girl in Nagpur, India has  reportedly recorded its first ever case of a baby ENVIRONMENT & ECOLOGY

Ministry of Environment and Forests decided to Kepler1647b orbiting a system of two stars. The planet was implement Swachhta Mission in 10 significant discovered by astronomers from NASA’s Goddard Space Wildlife Sanctuaries Flight Centre and San Diego State University (SDSU). Union Ministry of Environment and Forests has decided to Assam’s Guwahati became the first city in the implement Swachhta Mission in 10 significant Wildlife country to have its own city animal Sanctuaries, Tiger reserves and National Parks and make Assam’s Guwahati became the first city in the country to visitors to use Jute bag have its own city animal after Kamrup metropolitan district The ten places recognised for Swachh Bharat mission administration declared Gangetic River dolphin as its official National Parks: mascot. Gangetic River Dolphin locally in Guwahati is known 1.Gir National Park, Gujarat as ‘Sihu’ and it is on the verge of extinction. River Wildlife Sanctuary: dolphin has been official declared as National Aquatic Animal 1. Coringa Wildlife Sanctuary, Andhra Pradesh of India. The Gangetic Dolpin are also called as the ‘Tigers 2. Flamingo Sanctuary, Maharashtra of Ganga’. Scientific name: Platanista gangetica. Tiger Reserve: 1. Kanha Tiger Reserve, Madhya Pradesh NEWS IN BRIEF 2. Tadoba Andhari Tiger Reserve, Maharshtra · Australian Great Barrier Reef rodent (also known as 3. Nagarhole Tiger Reserve, Karnataka Bramble Cay melomys) has become the first mammal species 4. Periyar Tiger Reserve, Kerala driven to extinction by human-induced climate change. 5. Sariska Tiger Reserve, Rajasthan In a unique experiment, scientists from Iceland have 6. Mudumalai Tiger Reserve, Tamil Nadu discovered a new way to trap the greenhouse gas (GHG) 7. Jim Corbett Tiger Reserve, Uttarakhand carbon dioxide (CO2) deep underground by changing it into rock. The new way was discovered as by Scientists from Jupiter-like circumbinary planet named Columbia University’s Lamont-Doherty Earth Observatory Kepler1647b discovered and other institutions as part of a pilot program called CarbFix Scientists using NASA’s Kepler Space Telescope have project. discovered a Jupiter-like circumbinary planet named 

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India, Japan and US navies kick off 2016 Malabar with SU-30 MKI aircraft at its Nasik airport. With the Exercise near South China Sea successful integration of BrahMos missile system with Su- India, Japan and United States (US) navies have kicked off 30 MKI aircraft. 2016 MALABAR trilateral naval Exercise near South China Sea. This year it is the 20th edition of the naval exercise in Union Defence Ministry gave nod for purchase of which over 100 aircraft and 22 naval ships including a nuclear 145 Ultra Light Howitzers guns from the US submarine are participating. The Defence Acquisition Council (DAC) chaired by Union Defence Minister Manohar Parrikar has given its approval Exercise Desert Eagle-II concluded to for the purchase of 145 Ultra-Light Howitzers (ULH) guns Exercise Desert Eagle II, which was the second in the series from the US. The procurement of ULH will be through the of bilateral exercises between Indian Air Force (IAF) and Foreign Military Sales (FMS) route from the US and it will United Arab Emirates Air Force (UAE AF), was concluded cost around 750 million dollars. As part of this deal, 25 ULH on 3 June 2016.This was a ten-day air combat exercise in guns will come to India directly from US in a fly away which the IAF and the UAE Air Force undertook air exercises condition. Rest will be assembled in India at the proposed from Al-Dhafra Air Base, Abu Dhabi starting from 22 May Assembly Integration and Test facility (AITF) for the weapon 2016 system in partnership with Mahindra and Mahindra Company. First flight of BrahMos missile from SU-30 MKI aircraft successfully conducted Sahyog-Hyeobleod-2016 BrahMos Aerospace for the first time successfully Indian Coast Gaurd and their Korean Counterpart are taking demonstrated integration of the world’s most formidable part in a joint exercise codenamed Sahyog-Hyeobleod-2016 is supersonic cruise missile system BrahMos on the Sukhoi being scheduled in the Bay of Bengal in Chennai. SU-30 MKI fighter aircraft. In this regard, Hindustan Aeronautics Limited’s (HAL) Nasik division conducted a test flight of a 2,500 kg supersonic BrahMos missile integrated  RECENT SUMMIT IN NEWS

SCO summit 2016 begins in Tashkent, Uzbekistan The North Atlantic Treaty Organization (NATO) members The 2016 Shanghai Cooperation Organization (SCO) summit and partners on 6 June 2016 launched Anaconda-16 Exercise, started in Tashkent, Uzbekistan. The 2-day meeting of heads the biggest ever joint military exercise in Poland.The drill is of state of SCO is being conducted under the presidency of part of NATO’s exercise program and is being held just weeks Uzbekistan. During the summit, the issues related to before NATO’s summit in Warsaw that is expected to decide strengthen stability and security in Central Asia will be that significant numbers of NATO troops and equipment undertaken. It will also take into consideration the expansion will be based in Poland and in the Baltic states.The exercise of SCO’s contacts with other international organization and was launched at the crucial time when central and eastern states. It will also seek wide involvement of the SCO observer European nations are seeking strong security guarantees states and dialogue partners in practical cooperation within amid concerns about Russia. the organization will be discussed. About SCO Asia’s largest annual security forum Shangri-La SCO is a Eurasian economic, political and military Dialogue opens in Singapore organisation. Its aim is jointly preserving and safeguarding Asia’s largest annual security forum Shangri-La Dialogue regional peace, security and stability and also establishing a was inaugurated in Singapore to talk about security issues democratic, fair and rational new international political and in the Asia-Pacific region. The forum has been organised by economic order. Headquarters: Beijing, China. the London-based International Institute for Strategic Studies (IISS). The three day event will be attended by at least 20 NATO launches biggest ever Joint Military Defence Ministers from Asia-Pacific countries including India Exercise Anaconda-16 in Poland represented by Union Defence Minister Manohar Parrikar.

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42nd G7 Summit concluded in Japan has outline RAPID, five-point mantra to tax officials to reform The 42nd G7 Summit was held at Ise-Shima in Japan for 2- and broaden the direct tax net base. The new five point charter days from 26 May to 27 May 2016. During the summit, the for tax administrators RAPID means R for Revenue, A for member countries discussed a wide range of major global Accountability, P for Probity, I for Information and D for economic and political challenges and approved the G7 Ise- Digitization. Shima Leaders’ Declaration.The summit assumed significance NEWS IN BRIEF as it was the first one to be held after the adoption of the 2030 Sustainable Development Agenda by the United  Prime Minister Narendra Modi inaugurated the two- Nations in September 2015.During the summit, global day Annual Conference of Senior Tax Administrators economy and trade, climate change and energy, development, of Central Board of Direct Taxes (CBDT) & Central health and quality infrastructure investment were discussed Board of Excise & Customs (CBEC) on 16th of at by the leaders.The Summit was attended by all the seven Vigyan Bhavan in New Delhi.  Two days extraordinary meeting of NSG was held at members’ viz., Canada, France, Germany, Italy, Japan, the United Kingdom and the United States and the European Vienna but Indian membership issue remain Commission (EC). unresolved to be discussed at Seoul in June 24-25.  At teh Seoul Summit Indian membership application Rajasva Gyan Sangam was rejected due to Chinese opposition. During Rajasva Gyan Sangam, a two-day Annual Conference of Senior Tax Administrators Prime Minister Narendra Modi  COMMITTEE & ITS FUNCTION

Rajiv Gauba Committee on Decongestion of sport event, involving athletes with a range of Traffic in Delhi submitted report physical disabilities. These games are organized in parallel The Rajiv Gauba Committee on Decongestion of Traffic in with the Olympic Games, This year along with Rio Olympics Delhi submitted its report to the Union Ministry of Urban it will be hosted.Headquarters: Bonn, Germany. Development.  Commonwealth Boxing Council grants affiliation to Indian Boxing Council The Indian Boxing Council (IBC) was granted affiliation by VANIK’S KNOWLEDGE GARDEN the Commonwealth Boxing Council (CBC) on 2 June 2016. Important Nuclear Power Plant in India The affiliation was unanimously endorsed by CBC.IBC is a licensing body for professional boxers in India which has Plant Location State Capacity Narora Atomic Power Vijender Singh among others on its roster.The IBC so far Narora Uttar Pradesh 440 MW conducted two fight cards and will hold its biggest event on Station Rajasthan Atomic 16 July 2016 in which Vijender Singh competes for the WBO Rawatbhata Rajasthan 1180 MW Asia title.The CBC will formally register Raja as a Director in Power Station Tarapur Atomic Power its Annual General Meeting scheduled in December 2016. Tarapur Maharashtra 1400 MW Station The Rio 2016 organising committee Kakrapar Atomic Kakrapar Gujarat 440 MW The Rio 2016 organising committee revealed the official Power Station slogan for the first Olympic and Paralympic Games in South Kudankulam Nuclear Kudankulam Tamilnadu - MW America – “A new world” – while also unveiling the medals. Power Plant st nd Rio Olympic 2016 is the 31 edition.32 edition will be held at Madras Atomic Power Kalpakkam Tamilnadu - MW tokiyo, Japan. Station Kaiga Nuclear Power The International Paralympic Committee (IPC) Kaiga Karnataka 660 MW Plant The International Paralympic Committee (IPC) has recognized Madras Atomic Power the Paralympic Committee of India (PCI) led byUnion Minister Kalpakkam Tamil Nadu 440 MW of State for Planning and Defence Rao Inderjit Singh as the Station president.Paralympic Games is a major international multi-

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Theme: “Inclusive cooperation for achieving Land  31 May. 2016- World No-Tobacco Day (WNTD) Degradation Neutrality”. Theme: “World No Tobacco Day – Get ready for  14 June - The World Blood Donor Day plain packaging”. Slogan: “Share life, give blood”.  1st June- World Milk Day Theme: “Blood connects us all”.  25 June - The Day of the Seafarer  12 June- The World Day Against Child Labour is  23 June - the United Nations Public Service Day Theme: ‘End child labour in supply chains – It’s  June 26- The International Day Against Drug Abuse everyone’s business.’ and Illicit Trafficking ,theme: “Listen First”.  8th June - World Oceans Day  June 20- World Refugee Day Theme: “Healthy oceans, healthy planet”.  June 19 - International Day for the Elimination of Sexual Violence in Conflict  17 June-The World Day to Combat Desertification  (WDCD) INTERNATIONAL & NATIONAL INSTITUTION

1. World Trade Organization (WTO) – Head – Michel Jarraud Headquarters – Geneva, Switzerland Founded on – 1950 Head – Roberto Azevedo Founded on – 1 January, 1995 8. International Committee of the Red Cross (ICRC) – Headquarters – Geneva, Switzerland 2. World Health Organization (WHO) – Head – Jakob Kellenberger Headquarters – Geneva, Switzerland Founded on – 1863 Head – Dr Margaret Chan Founded on – 7 April, 1948 9. International Monetary Fund (IMF) – Headquarters – Washington DC, US 3. World Economic Forum (WEF) – Head – Christine Lagarde Headquarters – Geneva, Switzerland Founded on – 27 December, 1945 Head – Klaus Schwab Founded on – 1971 10. The World Bank – Headquarters – Washington DC, US 4. World Intellectual Property Organisation(WIPO Also Founded on – July, 1944 called OMPI) – Headquarters – Geneva, Switzerland 11. United Nations Organization (UN) – Head – Francis Gurry Headquarters – New York, US Founded on – July 14, 1967 Head – Ban Ki-moon Founded on – 1945 5. International Labour Organisation (ILO/OIT) – Headquarters – Geneva, Switzerland 12. United Nations Children’s Fund (UNICEF) – Head – Guy Ryder Headquarters – New York, US Founded on – 1919 Head – Anthony Lake Founded on – December, 1946 6. United Nations Conference on Trade & Development (UNCTAD) – 13. United Nations Populations Fund (UNFPA) – Headquarters – Geneva, Switzerland Headquarters – New York, US Head – Mukhisa Kituyi Head – Dr. Babatunde Osotimehin Founded on – 1964 Founded on – 1969 7. World Meteorological Organisation (WMO) – 14. Asian Development Bank – Headquarters – Geneva, Switzerland Headquarters – Manila, Philippines Head – Takehiko Nakao

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Founded on – 22 August, 1966 Head – Queen Elizabeth II Founded on – 28 April, 1949 15. Asian Infrastructure Investment Bank (AIIB) – Headquarters – Beijing, China 26. International Atomic Energy Agency (IAEA) – Head – Jin Liqun Headquarters – Vienna, Austria Founded on – 4 October, 2014 Head – Yukiya Amano Founded on – July 29, 1957 16. New Development Bank (BRICS Development Bank) – Headquarters – Shanghai, China 27. United Nations Industrial Development Head – K. V. Kamath Organisation (UNIDO) – Founded on – July, 2015 Headquarters – Vienna, Austria Head – Li Yong 17. United Nations Education Scientific & Cultural Founded on – 1966 Organisation (UNESCO) – Headquarters – Paris, France 28. Organisation of Petroleum Exporting Countries Head – Irina Bokova (OPEC) – Founded on – 16 November, 1945 Headquarters – Vienna, Austria Head – Diezani Alison-Madueke 18. Organisation for Economic Cooperation & Development Founded on – 1961-62 (OECD) – Headquarters – Paris, France 29. International Olympic Committee (IOC) – Head – Jose Angel Gurria Headquarters – Lausanne, Switzerland Founded on – 30 September, 1961 Head – Thomas Bach Founded on – 23 June, 1894 19. North Atlantic Treaty Organisation (NATO) – Headquarters – Brussels, Belgium 30. International Cricket Council (ICC) – Head – Philip M. Breedlove Headquarters – Dubai, UAE Founded on – 4 April, 1949 Head – N. Srinivasan (Chairman) Founded on – 15 June, 1909 20. Asia Pacific Economic Cooperation (APEC) – Headquarters – Singapore 31. The Fédération Internationale de Football Association Head – Dr. Alan Bollard (FIFA) – Founded on – 1989 Headquarters – Zurich, Switzerland Head – Joseph S. Blatter 21. Association of South East Nations (ASEAN) – Founded on – 21 May, 1904 Headquarters – Jakarta, Indonesia Secretary-General – Le Luong Minh, Vietnam 32. World Wide Fund for Nature (WWF) – Founded on – 8 August, 1967 Headquarters – Avenue du Mont-Blanc, Gland, Vaud, Switzerland 22. South Asian Association for Regional Cooperation Founded on – 29 April, 1961 (SAARC) – Headquarters – Kathmandu, Nepal 33. Food & Agricultural Organisation (FAO) – Head-Ahmed Saleem Headquarters – Rome, Italy Founded on – 8 December, 1985 Head – Jose Graziano da Silva Founded on -16 October, 1945 23. International Maritime Organisation (IMO) – Headquarters – London, UK 34. International Court of Justice (ICJ) – Head – Koji Sekimizu Headquarters – The Hague, The Netherland Founded on – 1959 Head – Abdulqawi Yusuf Founded on -1945 24. Amnesty International – Headquarters – London, UK Head – Salil Shetty Founded on – July, 1961  25. Commonwealth of Nations – Headquarters – London, UK

35 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 STATE NEWS Maharashtra Government granted minority status integrate the websites of various departments and all services to Jews can be accessed through the integrated data base. Maharashtra Government has accorded minority status to Assam Assembly passes Ease of Doing Business Jews in the state as per the provisions of the Maharashtra Bill, 2016 State Minorities Commission Act, 2004. Decision in this Assam Assembly has passed Assam Ease of Doing Business regard was taken at the state cabinet meeting chaired by Bill, 2016 to facilitate ease of doing business in the state. The Chief Minister Devendra Fadnavis in Mumbai. With this, bill seeks to attract fresh investment in the state through an Maharashtra becomes second state in the country to accord easy computerised clearance system.The bill has the minority status to Jews after West Bengal. provision for speedy processing of applications and issue Assam Government launches Maitree Ek Gyan of clearances for setting up industries. The basic aim of the Yatra initiative to link primary schools to colleges bill is to create an investment-friendly environment for The Assam Government has launched a unique initiative economic development of the state. ‘Maitree Ek Gyan Yatra’ to link primary schools to high Bihar Chief Minister Nitish Kumar has schools to colleges. The purpose of the programme is to inaugurated ‘Child Labour Tracking System change the mindset of the teachers, as in some places in (CLTS) states teachers of a school considered it below their dignity to teach the lower level students.Under the initiative, college Bihar Chief Minister Nitish Kumar has inaugurated ‘Child teachers will take classes in high schools and high schools Labour Tracking System (CLTS)’ in order to keep a track of teachers will teach in primary schools voluntarily. The basic rescued child labour for their proper rehabilitation besides idea of implementing the initiative is to improve quality of announcing financial help of Rs 25,000 for every rescued school students and create better synergy in education child labour to be given from Chief Minister’s Relief Fund. sector. The Gujarat government announced its first ever Sikkim becomes India’s first State to launch open IT and Electronics Start-up Policy government data portal The Gujarat government has announced its first ever IT and Sikkim became the first state in India to have an open Electronics Start-up Policy. The policy will be applicable only to IT and electronics related start-ups. As per the policy the government data portal linked ‘sikkim.data.gov.in’. The portal was launched by MP, P D Rai and also launched State Government has allotted 10 lakh sq ft for development Open Government Data Platform (Sikkim). Key facts The of 50 new incubators to mentor and guide 2,000 start-ups in the next five years. State government will provide 50% capital portal has been developed by Government of Sikkim’s Information Technology Department and NIC team from Delhi. investment assistance, in the limit of 50 lakh rupees, for setting up an incubator. Rajasthan Government launches Mobile App The Delhi government approved the first Solar RajVayu on Air Quality Index June Policy Rajasthan Government has launched mobile application RajVayu for sharing information about air quality index of The Delhi government has approved the first Solar Policy to Jaipur, Udaipur and . The app was launched by make Delhi an environment-friendly solar city. It was Rajasthan Chief Minister Vasundhara Raje on the eve of approved by Chief Minister Arvind Kejriwal on behalf of World Environment Day (5th June). With this, Rajasthan one of Government’s 70-point agendas. As per the policy 1 becomes first state in country to launch such app for sharing GW (1,000 Mega Watts) solar power capacity will be installed information about air quality index of cities. in Delhi by 2020, which is proposed to be doubled to 2 GW by 2025. Himachal Pradesh becomes first state to launch Union Railway Minister Suresh Prabhu has flaged green-concept based State Data Centre off Champaran Satyagrah Express Himachal Pradesh became the first state in the country to have a State Data Centre (SDC), designed using green data Union Railway Minister Suresh Prabhu has flaged off centre concept. It was launched by Chief Minister Virbhadra Champaran Satyagrah Express train at a function in Motihari, Singh in Shimla. The SDC will offer 101 people-oriented Bihar. Champaran Satyagrah Express train has been services online through an integrated data base. It would introduced to mark 100 years of the historic Champaran

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Satyagraha (movement) launched by Mahatma Gandhi in 1917.  Ministry of railways has signed an agreement with Government of Odisha for the formation of a joint NEWS IN BRIEF venture Company to develop the  Andhra Pradesh became the first State to have railway infrastructure in the state. obtained a telecom licence and it can issue phone  Haryana government has approved a Rs 25 crore numbers starting with the ‘797’ series from August project that will benefit 75,000 farmers. this year  The Maharashtra government has decided  The Union Cabinet has approved a Rs 2,070-crore to celebrate the 21st day of every monthas Yoga highways project in Punjab under its hybrid annuity Day across all schools, colleges and universities in mode to ensure faster movement of traffic between the State. Chandigarh and Ludhiana.  RECENT GOVERNMENT DEVELOPMENT & SCHEME

Union Railways minister Suresh Prabhu launched housing, pension and food grains. This move seeks to give three passenger service the transgender community in the state same benefits as Union Railways minister Suresh Prabhu on 8th June those living below the poverty line (BPL) in order to improve 2016launched three passenger service initiatives viz. a their overall social and economic status. JananiSewa for mothers, optional catering in Rajdhani and Members of the transgender community will be given BPL Shatabdi trains on a pilot basis and a children’s menu on cards that will allow them to access benefits under various trains. government welfare programmes. Henceforth they will get JananiSewa: Under this scheme hot milk, hot water and baby benefits such as free housing, pensions loans to start up food will be available at railway stations. Initially on pilot their own businesses and 100 days of paid work annually. basis this scheme will be available at 25 railway stations including New Delhi, Howrah, Mumbai, Chennai, Surat and Delhi Government launched ‘DVAT M Lucknow. SEWA’ mobile app Optional catering services project: It will be available only Delhi Government has launched ‘DVAT M SEWA’ mobile app on the Secunderabad-Pune Shatabdi Express and Mumbai through which city traders can register themselves with the Central-HazratNizammudinRajdhani Express on a pilot basis VAT department of the state government. DVAT M SEWA’ for 45 days initially. The catering charges would be deducted mobile app is launched in order to boost the tax collection. from the cost of the Rajdhani and Shatabdi Express ticket if a Aadhaar to linked with caste and domicile passenger opts out of the catering service. certificates to be issued to school students Children’s menu on trains’ scheme: It seeks to make travel Union Government has asked all state governments to link a happier experience for children. Under it, IRCTC (Indian Aadhaar with caste and domicile certificates to be issued to Railway Catering and Tourism Corporation) will provide food school students. It is the first-of-its-kind initiative to be items like french fries, noodles, burgers and meal combos undertaken by Union Government to issue these certificates through through its e-catering services. to the students within 60 days when they are studying in URJA’- Urban Jyoti Abhiyaan Mobile app Class V or VIII. Union Minister of State for Power, Coal and New and Assam Government has launched a unique Renewable Energy Piyush Goyal has launched ‘URJA’- Urban Jyoti Abhiyaan Mobile app during the two day initiative ‘Maitree Ek Gyan Yatra’ Conference of Power Ministers at Cansaulim in South The Assam Government has launched a unique initiative Goa. The Minister also launched the Pradhan Mantri ‘Maitree Ek Gyan Yatra’ to link primary schools to high UJALA (Unnat Jyoti by Affordable LED for all) Yojana in the schools to colleges. Under the initiative, college teachers state with a target of replacing approximately 15 lakh LED will take classes in high schools and high schools teachers bulbs that benefits 5 lakh households. will teach in primary schools voluntarily. Odisha became first state to give social welfare Goverment to open Yoga departments in six benefits to transgender community central universities Odisha became the first state in the country to give Union Minister of Human Resource Development, Smriti Irani announced during the National Seminar on Yoga that transgender people social welfare benefits – such as a 37 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 government has decided to open Yoga departments in six of the App is to provide one-click emergency services to central universities of the country during 2016-2017. These senior citizens in Puducherry. recommendation was made by a panel headed by Professor Swachh Saathi Programme H R Nagendra. These Universities will start offering Bollywood actress Dia Mirza was named as the ambassador bachelors, masters, and postgraduate diploma, PhD and for Swachh Saathi (student internship) programme. certificate courses in yoga from the new academic session About Swachh Saathi Programme this year.These university are Hemwati Nandan Bahuguna Swachh Saathi programme is a youth-based programme of Garhwal University of Uttrakhand, Visva Bharati University Swachh Bharat Mission. Under it, more than 2000 interns of West Bengal, Central University of Rajasthan, Central will be enrolled to coordinate around 10000 schools across University of Kerala, Indira Gandhi National Tribal University India. They also will ensure that all students in the schools of Amarkantak and Manipur University. across India take the pledge for Clean India. Govt. Launched , a school volunteer NEWS IN BRIEF programme  The Union Rural Development Ministry and ISRO, Human Resource Development Minister Smriti Irani has Department of Space have signed a Memorandum launched Vidyanjali, a school volunteer programme in New of Understanding (MoU) for geo-tagging the assets Delhi. Vidyanjali is an initiative under Padhe Bharat Badhe created under MGNREGA in each gram panchayat. Bharat, to enhance community and private sector involving  The Union Urban Development Ministry has government-run elementary schools across the country. sanctioned 37.5 crore rupees for development of “HelpAge SOS App’’ Machilipatnam town under the Atal Mission for The “HelpAge SOS App’’ was launched by Lieutenant Rejuvenation and Urban Transformation (AMRUT) Governor Kiran Bedi at Raj Nivas. The primary and first use scheme.  MISCELLANEOUS

106-year-old Aida Gemanque becomes oldest The Union Ministry of AYUSH Ministry has released a Yog Olympic torch bearer Geet (Yoga song) for celebrating the second International Three years after becoming the world’s oldest skydiver, Aida Yoga Day on 21 June 2016. It is the three-minute-15-seconds Gemanque became the oldest Olympic torch bearer on song in Hindi short-listed based on the better lyrics. It has Saturday when she carried the flame in the Amazonian city been produce and written by Dheeraj Saraswat. Music of Macapa, aged 106. Gemanque broke the record formerly Director of the song was Sumanto Ray. It has been voiced held by Alexander Kaptarenko, who was 101 when he took by Gandhar T. D. Jadhav and Ms. Gatha Jadhav. The song part in the Sochi 2014 Winter Olympics relay. also has backup vocals of Santosh Kshatriya and Sumanto Ray. Sachin Tendulkar’s name to be used in Kerala Government’s Anti-Drug Campaign NEWS IN BRIEF This was announced by the Chief Minister Pinarayi Vijayan.  During the recent event in District Mandla, Madhya He said that the cricket icon has given his consent to use his Pradesh, 3,049 people registered their spot in the name to strengthen the campaign against liquor and drug Guinness book of world records for performing abuse in the state.This agreement was reached when largest Karma Naach dance ever. Tendulkar along with three other co-owners of the Kerala  Shri Dharmendra Pradhan, the Minister of State (I/ Blasters Football Club (KBFC) met Vijayan at the state C) for Petroleum and Natural Gas is going to visit St secretariat. The other co-owners of KBFC are actor-turned Petersburg, Russia on two days meet holding on politician Chiranjeevi, actor Akkineni Nagarjuna and Prasad. 16th and 17th June, to represent India at the St Petersburg International Economic Forum (SPIEF). AYUSH Ministry has released a Yoga song for celebrating the second International Yoga Day 

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VANIK’S STUDY GUIDE SPECIAL CLASS ON MATH 3. Two stations A and B are 110 kms.apart on a straight line. One train starts from A at 7 a.m and travels towards B at 20 km per Problems on Trains (Time and Distance) hour speed. Another train starts from B at 8.a.m and travels On problems related to trains Commit to memory the following towards A at a speed of 25 km per hour. At what time will tips for solving questions easily. they meet? Key concepts: 4. Two trains are running in opposite directions with speed of 62 1. If two objects are moving in opposite directions towards each kmph and 40 kmph respectively. If the length of one train is other at speeds u and v, then relative speed = Speed of first + 250 metres and they cross each other in 18 seconds, the length Speed of second = u + v. of the other train is This is also the speed at which they are moving towards each 5. A train 100 metres in length passes a milestone in 10 seconds other or the speed at which they may be moving away from and another train of the same length travelling in opposite each other. direction in 8 seconds. The speed of the second train is : 2. If the two objects move in the same direction with speeds u 6. A train travelling at 36 kmph completely crosses another train and v, then having half its length and travelling in the opposite direction relative speed = difference of their speeds = u – v. at 54 kmph, in 12 seconds. If it also passes a railway platform This is also the speed at which the faster object is either 1 drawing closer to the slower object or moving away from the in 1 minutes, the length of the platform is : slower object as the case may be. 2 Important Models: 7. A train leaves station A towards B at an average speed of 60 Model 1. 1 Pole and I Train: km/h at 9 a.m., after 2 hours another train leaves station A at Length of The Train (m) = Speed of the Train (m/s) × Time an average speed of 100 km/h. When the two trains will meet? taken to cross the pole (s) 8. Two trains start at the same time from two stations and proceed Model 2. 1 Train and 1 Platform: towards each other at the speed of 15 km and 20 km per hour Length of the Train + Length of the Platform (m) = Speed of respectively. When the trains meet, it is found that one train the Train (m/s) × Time taken to cross the platform (s) has travelled 50 km more than the other. Find the distance

Model 3. 1 Train with speed speed v1 and 1 moving person with between the two stations.

speed v2 9. A man standing on a railway platform notices that a train going Case 1: If both are moving in same direction in one direction takes 9 seconds to pass him and other train of Length of The Train (m) = [Speed of the Train - Speed of the the same length takes 6 seconds to pass him. Find the time Man] (m/s) × Time taken to cross the man (s) taken by the two trains to cross each other when they are Case 2: If both are moving in opposite direction running in the same direction. Length of The Train (m) = [Speed of the Train + Speed of the 10. A man standing on a railway platform notices that a train going Man] (m/s) × Time taken to cross the man (s) in one direction takes 10 seconds to pass him and other train

Model 4. 2 Trains with speeds v1,v2 of the same length takes 15 seconds to pass him. Find the Case 1: If both are moving in same direction time taken by the two trains to cross each other when they [Length of The Train 1 + Length of the Train 2](m) = [Speed are running in the opposite directions. of the Train1 - Speed of the Train 2] (m/s) × Time taken to cross (s) EXPLANATIONS Case 2: If both are moving in opposite direction 1. Correct Option : D [Length of The Train 1 + Length of the Train 2](m) = [Speed Explanation: of the Train1 + Speed of the Train 2] (m/s) × Time taken to cross (s) 5 180 km/hr = (180× ) m/sec = 50 m/sec Solved Questions 18 1. A train moves with the speed of 180 km/hr then its speed in 2. Correct Option : C metres per second is Explanation: 2. A train overtakes two persons who are walking in the same Let the length of the train be x km and its speed y km/hr. direction in which the train is going, at the rate of 2 kmph and Then, speed relative to first man = (y-2) km/hr. 4 kmph and passes them completely in 9 and 10 seconds respectively. The length of the train is : Speed relative to second man = (y-4) km/hr.

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x 9 x 10 5 = and = = 15 km/hr =54 km/hr.. y  2 60  60 y  4 60  60 18 9y - 18=3600x or 10y - 40=3600x 6. Correct Option : C So, 9y-18=10y-40 or y =22 Explanation: Let the length of slower train be x metres and the length of x 9 20  9 1 = or x=  x 22  2 3600 3600 20 faster train be meter 2 1 = ( 1000)m  50m 20  5  Relative speed = (36+54)km/hr = 90  m/sec = 25 m/ 3. Correct Option : B  18  Explanation: sec Suppose they meet x hrs after 7 a.m.  2  Distance covered by A in x hrs = (20×x) km 3x    12 Distance covered by B in (x-1) hrs=25(x-1) km  25  20x+25(x-1)=110 or x  200 45x = 135 or x = 3 Length of slower train = 200 m So, they meet at 10 a.m Let the length of platform be y metres 4. Correct Option : C Explanation:   Let the length of the another train = x meres  200  y  90    90 Their relative speed = (62+40) km/hr Then,  5   36    5  85  18  = 102  m / sec  m/sec  18  3 y = 700 m Length of platform = 700 m   7. Distance covered by the first train in 2 hours = 2 x 60 = 120  205  x     18 km.  85  Second train gains = 100 - 60 = 40 km/h    3  120 Therefore, Second train will gain 120 km in = 3 hours.  250+x=510  x=260 40 Length of another train = 260 m 8. Therefore, They will meet at 9 a.m. + 2 hours + 3 hours = 2 5. Correct Option : C p.m. Explanation: In one hour, faster train travels (20 - 15) = 5 km more than the shower. 100  In 10 hours, faster train travels 50 km more than the slower. Speed of first train =  m / sec  10m / sec m/sec  10  In one hour, distance covered by the two trains = (15 + 20) = 35 km Let the speed of 2nd rain be x m/sec Therefore, Total distance covered in 10 hours = 10 x 35 = 350 Relative speed = (10+x) m/sec km.  200     8 2ab 2 9 6 10  x  9. Time taken = = = 36 seconds a  b 3 X=15m/sec Speed of 2nd train = 15 m/sec 2ab 2 10 15 10. Time taken = = = 12 seconds a  b 25

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SPECIAL CLASS ON REASONING their death. There is only one torch. The four people each travel at different speeds. Sharukh can cross the bridge in one minute; Aamir PUZZLE-1 in two minutes; Salman takes five minutes; and the slowest person, Amit, Bunty, Reena, Veena and Dolly were selected for prizes Saif, takes ten minutes. The bridge is going to collapse in exactly because of their excellent performance by the school. On this seventeen minutes. How can all four people cross the bridge? occasion their parents were also invited by the school authority. Brajest, Jayant, Manoj, Ritesh and Vinod were the fathers of the Directions (Q. 1-5): Each of the questions below consists of a individuals but not in the same order. Anju, Babita, Punam, Rita question and three statements numbered I, II and III given and Vinita were the mothers of the individuals but not in the same below it. You have to decide whether the data provided in the order. Among the children only two are males. The first letter of statements are sufficient to answer the questions. Read all the name of any parent was not same as the first letter of eth name the three statements and give answer of their child. The same was true of spouses also. 1. There are seven letters C, O, R, T, Y, I and V. What is the word The first letter of the name of Dolly’s father was the same as that formed after performing the following operations using these of Reena’s mother. Similarly, Dolly’s mother’s name started with seven letters only? the first letter of Reena’s father name. Brajesh and Manoj were not I. R is placed fifth to the right of V. C and T are not placed the fathers of Veena and Amit respectively. The first letter of immediately next to either R or V. Bunty’s mother was the same as the first letter of the name of II. I is placed to immediate left of C but is not an immediate Veena’s father. Anju is not Dolly’s mother. Jayant is the husband neigbour of R. O is placed second to the left of Y. of Punam. Reena’s performance was best among all; that is why III. Both I and O are placed immediately next to R. her mother Babita praised her. a) Only I and III are sufficient to answer the question PUZZLE-2 b) Only I and II are sufficient to answer the question Eight persons from different banks viz. UCO Bank, Syndicate c) Only II and III are sufficient to answer the question Bank, Canara Bank, PNB, Dena Bank, Oriental Bank of Commerce, d) All I, II and III are required to answer the question Indian Bank and Bank of Maharashtra are sitting in two parallel e) Question cannot be answered even with all I, II and III rows containing four people each, in such a way that there is an 2. How is ‘season’ coded in a code language? equal distance between adjacent persons. In row 1, A, B, C and D I. ‘rainy season is too beautiful’ is coded as ‘lo ke pe zo go’ are seated and all of them are facing south. In row 2, P, Q, R and S and ‘climate too cool’ is coded as ‘ke al me’. are seated and all of them are facing north. Therefore, in the given II. ‘winter season is chilling’ is coded as ‘zo go ye te’ and seating arrangement each member seated in a row faces another ‘winter chilling’ is coded as ‘te ye’. member of the other row. (All the information given above does III. ‘enjoy the weather’ is coded as ‘be ce da’ and ‘weather not necessarily represent the order of seating as in the final are beautiful’ is coded as ‘da fe pe’. arrangement.) a) Only I and II are sufficient to answer the question. C sits second to right of the person from Bank of Maharashtra. R b) Only II and III are sufficient to answer the question. is an immediate neighbor of the person who faces the person from c) Only III and I are sufficient to answer the question Bank of Maharashtra. Only one person sits between R and the d) All I, II and III are required to answer the question. person for PNB. Immediate neighbor of the person from PNB e) Question cannot be answered even with all I, II and III. faces the person from Canara Bank. 3. Six friends, M, N, O, P, Q and R are sitting around a circular The person from UCO Bank faces the person from Oriental Bank table and they are facing the centre of the table. Who sits of Commerce. R is not from Oriental Bank of Commerce. P is not between M and O? from PNB. P does not face the person from Bank of Maharashtra. I. M is facing N and O is facing R, who is on the immediate Q faces the person from Dena Bank. The one who faces S sits to left of M. the immediate left of A. II. Q is on the immediate left of O, who is not an immediate B does not sit at any of the extreme ends of the line. The person neighbour of M. P is an immediate neighbour of N and R. from Bank of Maharashtra does not face the person from Syndicate III. P is facing Q and O is facing R. O is on the immediate Bank. right of P and second to the left of M, who is adjacent to P. PUZZLE-3 a) Only I and II are sufficient to answer the question. There is an old bridge over river Ganga. Four people wants to cross b) Only II in sufficient to answer the question. the bridge at night. Many plants are missing, and the bridge can c) Only II and III are sufficient to answer the question. hold only two people at a time (any more than two, and the bridge d) All I, II and III are required to answer the question. collapses). The travellers must use a torch to guide their steps; e) Question cannot be answered even with all I, II and III otherwise they’re sure to step through a missing space and fall to

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4. Which date in August was definitely Anjali’s father’s birthday? immediately returns with the torch (one minute). Elapsed time: I. Anjali correctly remembers that her father’s birthday is there minutes. before nineteenth but after thirteenth August. Round - trip two : the slow pair, Salman and Saif, cross taking ten minutes. As soon as they reach the farside of the bridge, they hand II. Anjali’s brother correctly remembers that their father’s the torch to the faster person who is already there. (That’s Aamir, birthday is after fifteenth but before eighteenth August. assuming that Sharukh returned in the first round - trip). Aamir III. Anjali’s father’s birthday falls on an even date. returns the torch to the nearside (two minutes). Elapsed time : a) Only II and III are sufficient to answer the question fifteen minutes. b) Only I and II are sufficient to answer the question Final, one - way trip : the fast pair is now reunited on the nearside. c) Only I and III are sufficient to answer the question. They cross for the second and last time (two minutes). Elapsed d) Question cannot be answered even with all I, II and III time : seventeen minutes. e) All I, II and III are required to answer the question. 1.B 2.E 3.B 4.A 5.b 5. Six plays, M, N, O, P, Q and R were organized in a week from Monday to Saturday with one play each day. On which day SPECIAL CLASS ON BANKING was Play N organized? I. Play P was organized before Thursday but after Monday. Pradhan Mantri Jeevan Jyoti Bima Yojana Play O was not organized on the first day. It is a low premium insurance scheme which will link with the II. Play Q was organized on Saturday. Play M was organized Pradhan Mantri Jhan Dhan Yojna. on Tuesday. Key points of the scheme: III. Play N was organized on the next day of Play O. (i) Age limit – 18 yrs – 50 yrs a) Only I and III are sufficient to answer the question. (ii) Premium payable for this scheme is Rs.330 per year i.e. less b) All I, II and III are required to answer the question than Rs.1 per day. c) Only I and II are sufficient to answer the question (iii) Risk coverage of Rs.2 Lakh in case of death for any reason. d) Only II and III are sufficient to answer the question (APY) e) Question cannot be answered even with all I, II and III. It is a scheme mainly for workers in unorganized sector. The scheme EXPLANATIONS will be administered by the Pension Fund Regulatory and Development Authority (PFRDA) and replace the previous Puzzle-1 Amit JAyant Punam government’s Swavalamban Yojana NPS Lite. Bunty Manoj Rita Key points of the scheme: Reena Vinod Babita (i) Minimum & Maximum pension –The subscribers who will Veena Ritesh Anju joined the scheme would receive the fixed pension of Rs. 1000 per Dolly Brajest Vinita month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month, Rs. 5000 per month, at the age of 60 years, depending on PUZZLE-2 their contributions. (ii) Age limit: 18 yrs – 40 yrs. (iii) A subscriber can contribute for minimum period of 20 years or more and pension payment will start at the age of 60 years. (iv) The government of India has decided to co-contribute 50% of the subscriber’s contribution or Rs. 1000 per annum, whichever is lower, to each eligible subscriber account, for a period of 5 years, i.e., from 2015-16 to 2019-20, who join the NPS before 31st December, 2015 and who are not income tax payers.

Pradhan Mantri Suraksha Bima Yojana It is an insurance scheme which covers death or disablement of the policyholder caused due to accident or accidental injuries. Key points of the scheme: PUZZLE-3 (i) Age limit: 18 yrs – 70 years. Round - trip one: The fastest pair, Sharukh and Aamir cross, taking (ii) The scheme will be a one year cover, renewable from year to two minutes. One of them (let’s say Sharukh - it doesn’t matter) year and would be administered through the Public Sector General Insurance Companies in collaboration with Banks.

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(iii) Risk coverage: The Pradhan Mantri Suraksha Bima Yojana will (v) An additional Rs. 30,000 life insurance cover will be provided offer an accidental death and full disability cover of Rs. 2 Lakh and for those opening bank accounts before January 26, 2015. Life for partial disability cover of Rs. 1 Lakh. Insurance Corporation (LIC) will provide the life insurance cover (iv) Premium: Rs.12 per annum. The premium will be directly (vi) The scheme will provide Rs 5,000 overdraft facility for auto-debited by the bank from the subscribers’ account. Aadhar – linked accounts, and Ru Pay Debit Card for all account holders Sukanya Samriddhi Yojana (vii) A minimum monthly remuneration of Rs 5,000 will be given It is a small deposit scheme for the girl child. to the business correspondents who will provide the last link Key points of the scheme – between account holders and the bank (i) Age Limit – The upper age limit of the girl child for opening this account is 10 years. The govt. has given a relaxation of one year in Pradhan Mantri Kaushal Vikas Yojana (PMKVY) the upper age limit for those opening accounts till December 1, The scheme aims to impart skill training to youth with focus on 2015 first time entrants to the labour market and class 10 and class 12 (ii) Minimum & Maximum deposit: The minimum deposit under drop outs. the scheme is Rs. 1000/-. The maximum deposit is Rs. 1.5 lakhs. The scheme will be implemented by the Union Ministry of Skill (iii) Interest rate: The government will announce the interest rate Development and Entrepreneurship through the National Skill of the scheme every year. However, the government of India has Development Corporation (NSDC). It will cover 24 lakh persons increased the rate of interest from 9.1% (2014-15) to 9.2% (2015- and skill training would be based on the National Skill Qualification 16) for this financial year. Framework (NSQF) and industry led standards (iv) Maturity period: The maturity period of the scheme is 21 years from the date of account opening, though deposits need to be Bhagyashree scheme made only for the first 14 years. It is girl child scheme was launched in Maharashtra. Bollywood (v) The minimum lock-in in period under the Sukanya Samriddhi actress Bhagyashree is the brand ambassador of the scheme. Yojana is 11 years. Key points of the scheme: (i) The state government will deposit an amount of 21200 rupees Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) in bank for a girl child born in a Below the Poverty Line (BPL) Agriculture Irrigation Scheme. family. Key points: (ii) The scheme aims at providing one 1 lakh rupees on maturity (i) Scheme aims at providing irrigation facilities to every village in after the girl completes 18 years of age. the country by converging ongoing irrigation schemes implemented (iii) The scheme would be linked to the Beti Bachao Beti Padhao by various ministries. scheme of Union Government. (ii) Budgetary allocation: 1,000 crore rupees for fiscal year 2015- 16. Rashtriya Avishkar Abhiyan (RAA) (iii) Funding Pattern: Centre- States will be 75: 25 per cent. In case Former Dr. APJ Abdul Kalam launched the of north-eastern region and hilly states it will be 90:10. Rashtriya Avishkar Abhiyan(RAA) in New Delhi. Key Points: Pradhan Mantri Jan Dhan Yojana (i) The abhiyan aims to inculcate a spirit of inquiry, creativity and Financial inclusion initiative Pradhan Mantri Jan Dhan Yojna has love for Science and Mathematics in school children. entered into the Guinness Book of World Records, by opening (ii) Rashtriya Avishkar Abhiyan is a concept developed by the nearly 11.50 crore bank accounts in the shortest period of time. Ministry of Human Resource Development. RAA is an effort to The Guinness Book of World Records has also recognized the take forward the Prime Minister Narendra Modi’s vision of Digital achievements made under PMJDY and has given a certificate stating India, ‘Make in India’ and ‘Teach in India’. that the most bank accounts opened in one week as part of the financial inclusion campaign is 1.8 crore. Aapki Beti Humari Beti girl child scheme Key points: The scheme launched by Haryana Chief Minister Manohar Lal (i) ‘Pradhan Mantri Jan Dhan Yojana’ Scheme for financial inclusion Khattar in the state (Haryana). launched was launched by Prime Minister Narendra Modi on Key points of the scheme: 28th Aug 2014 to help the poor open bank accounts. (i) The scheme was launched with an aim to combat the problem of (ii) The slogan of the scheme is ”Mera Khata – Bhagya Vidhaata” declining child sex ratio in the state. (iii) The scheme aims to open minimum 15 Crore Bank accounts (ii) The scheme will be implemented in both rural and urban areas by 15 Aug. 2015 of the state. (iv) Every person will be eligible to receive an accident insurance (iii) Under this scheme, the first girl child born on or after January cover of up to Rs. 1 Lakh. HDFC Ergo General Insurance will 22, 2015, in SC and BPL families will be eligible to receive Rs provide the accident cover under the scheme 21,000. 43 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

(iv) Similarly, all second girl children born on or after January 22, “How dare you? You think you are so clever that you ran away? 2015 of all families will also get Rs 21,000. Come home at once!” (v) Families, where twin girls or multiple girls are born, will get Rs The headman understood someone had played a trick on Keshava. 21,000 per girl child. “I am not your donkey!” he said. “Go find the sage in the forest.” Keshava found the sage sitting under a tree with his eyes closed, New Urban Rejuvenation Mission to replace JNNRUM deep in meditation. He crept up and grabbed the sage’s beard. According to the Urban Development Minister , “Come back home now!” he shouted. The startled sage somehow government will replace Jawaharlal Nehru National Urban Renewal calmed Keshava. When he heard what had happened, he had a good Mission, JNNRUM with a new Urban Rejuvenation Mission to laugh. Then he told the washerman kindly, “The teacher made a bring more areas for development under its ambit. fool of you. Your donkey must be still with him. Go and take it Key Points back from him. Try to make some real friends, who will talk with (i) Under the proposed scheme, cities with population of 1 Lakh you and share your troubles. A donkey will never be able to do or above will also be covered. that!” Keshava returned home later that day with his donkey, (ii) The new mission will focus on modern concept for cities planned sadder and wiser. using Geographic information system (GIS), best transport facilities and will have solid and liquid waste management system to develop 1. Which of the following can be said about the teacher? clean cities.” JNNRUM had already completed its term, which (a) He had the ability to transform animals into human beings was launched by previous UPA government. (b) He took advantage of Keshava’s simple nature (c) He had plotted with the village headman to cheat Keshava SPECIAL CLASS ON ENGLISH (d) He enjoyed teaching children though he was poorly paid (e) Directions (Q.1-8) : Read the following passage carefully and He was honest and used Keshava’s money to care for the donkey answer the questions given below it. Certain words have been 2. Why did Keshava talk to his donkey while working? printed in bold to help you locate them while answering some (a) He wanted to practise his communication skills because of the questions. he wanted to make friends Keshava, the washerman had a donkey. They worked together all (b) To entertain himself because he found his work day, and Keshava would pour out his heart to the donkey. One monotonous day, Keshava was walking home with the donkey when he felt (c) The donkey helped him to find answers to his problems tired. He tied the donkey to a tree and sat down to rest for a while, (d) He regarded the donkey as his friend and confided in him near a school. A window was open, and through it, a teacher could (e) He believed the donkey to be a human being in disguise be heard scolding the students. “Here I am, trying to turn you 3. Which of the following is NOT true in the context of the donkeys into human beings, but you just won’t study! As soon as passage? Keshava heard these words, his ears pricked up. A man who could A. The donkey was overburdened by the teacher. actually turn donkeys into humans! This was the answer to his B. The teacher was cunning by nature. prayers. Impatiently, he waited for school to be over that day. C. The sage laughed at Keshava and treated him unkindly. When everyone had gone home, and only the teacher remained (a) Both (A)and(C) behind to check some papers, Keshava entered the classroom. (b) Both (B) and (C) “How can I help you?” asked the teacher. Keshava scratched his (c) Only (B) head and said, “I heard what you said to the children. This donkey (d) All (A), (B) and (C) is my companion. If you made it human, we could have such good (e) None of these times together.” The teacher decided to trick Keshava. He 4. What made Keshava pull the sage’s beard? pretended to think for a while and then said, “Give me six months (a) He wanted to wake up the sage who was asleep under and it will cost you a thousand rupees.” The washerman agreed the tree and rushed home to get the money. He then left the donkey in the (b) The headman requested him to move the sage from under teacher’s care. the tree After the six months were up, Keshava went to the teacher. The (c) He wanted the sage to explain what had happened to the teacher had been using the donkey for his own work. Not wanting donkey to give it up, he said, “Oh, your donkey became so clever that it (d) He misunderstood the village headman and took the sage ran away. He is the headman of the next village.” When Keshava to be his donkey reached the next village he found the village elders sitting under a (e) None of these tree, discussing serious problems. How surprised they were when 5. Why did the teacher ask Keshava to leave to donkey with him Keshava marched up to the headman, grabbed his arm and said, for six months? A. He realised that the donkey would require a lot of training.

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B. To reduce Keshava’s dependence on the donkey. 12.REAL C. He wanted to rescue the donkey from Keshava who did (a) false (b) imitated not know how to treat the donkey properly. (c) dishonest (d) imagine (a) Only (A) (e) genuine (b) Only (B) Read the following passage carefully (c) Both (A) and (B) Directions (13 – 27) : and answer the questions given below it. Certain words/ (d) Only (C) phrases have been printed in bold to help you locate them (e) None of these while answering some of the questions. 6. Why was Keshava keen to meet the teacher one day? There are various sectors in India that are to be assessed for their (a) Keshava wanted to ask the teacher how to make his strengths, weaknesses, opportunities and threats. donkey a better companion The total population is over 1 billion which will increase to 1.46 (b) He wanted to learn more prayers as he was devout billion by 2035 to cross China. The huge population will result in (c) He had been reliably informed that the teacher had changed higher unemployment and deterioration of quality. Literacy, in donkey into human beings India is yet another factor to be discussed. According to 1991 (d) He needed the teacher’s words of advice and wanted to census, 64.8% of the population was illiterate. The major downtrend study of education is due to child labour which has spread all over India (e) None of these and this should be totally eradicated by way of surveillance and 7. How did Keshava get his donkey back? a good educational system implemented properly by Government. (a) He threatened to take the teacher to the village elders Pollution is one more threat to the environment and for the (b) The sage told Keshava the truth that donkey was with prospects. This has been experienced more in urban the teacher country’s areas mainly in metropolitan cities. The water pollution by the (c) He asked the village headman for help sewage seepage into the ground water and improper maintenance (d) The teacher returned it on learning that Keshava had not will lead to various diseases which in turn will affect the next learnt his lesson generation. In most of the cities there is no proper sewage disposal. (e) None of these The government has to take effective steps to control population 8. Why did Keshava interrupt the discussion among the village which, in turn, will minimize the pollution. elders? (a) He did not agree with their views on different issues Poverty questions the entire strength of India’s political view and minimized the energetic way of approach. The shortfall of rains, (b) To confront the headman who had cheated him out of enormous floods, unexpected famine, drought, earthquake and the one thousand rupees recent tsunami hit the country in a negative way. The proactive (c) He wanted them to get justice for him approach through effective research and analytical study helps us (d) He was looking for the donkey and wanted to ask for to determine the effects in advance. Proper allocation of funds is a directions prerequisite. In developed countries like U.S., Japan precautionary (e) None of these methods are adopted to overcome this, but it has to be improved a Directions (9-10) : Choose the word which is most similar in lot in our systems. meaning to the word printed in bold as used in the passage. Increased population is one of the major reasons for poverty and the government is unable to allocate funds for basic needs to the 9. REMAINED society. India has nearly 400 million people living below the poverty (a) pending (b) waited line and 90% of active population is in informal economy. The (c) lasted (d) survived children are forced to work due to their poverty and differential (e) continued caste system. They work in match industry for daily wages, as 10. TRICK servants, mechanics, stone breakers, agricultural workers, etc. To (a) joke (b) skill prevent child labour, existing laws which favour the Anti Child (c) mislead (d) technique Labour Act should be implemented by the Government vigorously. (e) funny More population results in cheap cost by virtue of the demand Directions (11-12) : Choose the word which is most opposite supply concept. Most of the foreign countries try to utilize this in meaning to the word printed in bold, as used in the passage. factor by outstanding their business in India with a very low capital. According to U.S., India is a “Knowledge Pool” with cheap labour. 11. DEEP The major advantage is our communication and technical skill which (a) below (b) distracted is adaptable to any environment. The cutting edge skill in IT of our (c) flat (d) awake professionals helps the outstanding companies to commensurate (e) asleep with the needs of the consumers in a short span. The major

45 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016 competitors for India are China and Philippines and by the way of 15. What is the author’s main objective in writing this passage? an effective communication and expert technical ability. Indians (a) To exhort the government to garner support from its are ahead of the race. The major Metropolitan states are targeting neighbouring countries the outsourcing field vigorously by giving various amenities to the (b) To suggest to the government to follow China’s example outsourcing companies like tax concession, allotting land etc., to blindly thereby bringing about rapid development start their businesses in its cities without any hurdles. Thereby (c) To bring highlight the plight of the poor most of MNCs prefer India as their assets. Infrastructure is another (d) To discuss the problems of child labour and suggest key factor for an outsourcing company to start a business in a suitable remedies particular city. It includes road, rail, ports, power and water. The (e) To bring forth the problems associated with the India’s 16. Why, according to the author, is India one of the favourite increased input in infrastructure in India is very limited where destinations for investment by outsourcing companies? China’s record is excellent. 1. shorter response time for clients India in earlier days gave more importance to the development of 2. better technical skills industry and less importance to other departments. But the scenario 3. availability of cheap labour has quite changed now-a-days by allocating a special budget of (a) only 3 (b) all 1, 2 and 3 funds for security. This is because of the frightening increase in (c) only 2 and 3 (d) only 1 and 2 terrorism all around the world especially emerging after the 9/11 (e) only 1 terror attack in U.S. In the last ten years, budget towards the 17. Which of the following is/are true in the context of the passage? development of military forces is higher when compared to others. 1. India leads the way in the amount invested in the It shows that the threat from our neighbouring countries is development of infrastructure escalating. India has to concentrate more on this security factor to 2. Political system in India is not influenced by poverty wipe out the problem in the way of cross-border terrorism. 3. Indian population would increase by approximately 50 Making India a developed country in 2020 is not an easy task. percent in the next twenty five years India has to keep in check a variety of factors in order to progress (a) only 1 and 2 (b) only 2 rapidly. To quote China as an example is that they demolished an (c) only 3 (d) only 2 and 3 old building to construct a very big port to meet future demands, (e) all 1, 2 and 3 but India is still waiting for things to happen. The profits gained 18. Which of the following is/are the facility (ies) available to by India through various sectors are to be spent for the development MNCs investing in India? and welfare of the country. India’s vision for a brighter path will 1. easy availability of land come true not only by mere words or speech, but extra efforts 2. better infrastructure than china needed at all levels to overcome the pitfalls. 3. tax concessions (a) only 3 (b) all 1, 2 and 3 13. Which of the following, according to the author, is/are a result (c) only 1 and 2 (d) only 1 and 3 (s) of increased population in India? (e) None of these 1. Pollution 2. Poverty 3. Unemployment 19. Which of the following, according to the author, is a result of (a) only 1 (b) only 1 and 2 poverty in India? (c) only 2 (d) only 1 and 3 (a) Lack of a robust security system (e) all 1, 2 and 3 (b) Child labour and the resulting dearth of education youth 14. Why, according to the author, has the India Government allotted (c) Floods, famines and other calamities more funds to strengthen the military forces? (d) Rapid increase in population (a) To improve security in order to counter increasing (e) None of the above terrorism 20. How, according to the author, can the effects of floods, famines, (b) As the security in India over the past ten years was droughts, etc, be minimized? grossly inadequate (a) By limiting pollution thereby reducing the chances of (c) As the US too has strengthened its military forces after such events taking place the 9/11 attack (b) By educating the children about the ill effects of such (d) As the industry is developed enough and is not in need calamities who in turn will help during the time of need (c) By following the U.S. system of providing relief to its of any more funds citizens (e) None of the above

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(d) By allotting proper funds for research which can predict SPECIAL CLASS ON COMPUTER the outcome of such calamities and thus design relief File Transfer Protocol: Network protocol used to transfer measures (e) None of the above computer files between a client and server on a computer network. Fragmentation: When memory is cut in small fragments it is called Direction (21 – 24) : Choose the word/group of words which is fragmentation. most similar in meaning to the word/group of words printed Intranet: Intranet is a private network which is accessible by the in bold as used in the passage. particular organization. Compile: It is a process to convert program into machine code by 21. SURVEILLANCE which the program can be executed. (a) spying (b) cameras Root Directory: Main folder of a storage is called root directory. (c) security (d) observation Bug: It is a programming error which prevents computer from (e) alertness working correctly. 22. PREREQUISITE Gig: It means a gigabyte which equals to 1024 megabyte. (a) result (b) association Hypertext Markup Language (HTML): Is a markup language (c) necessity (d) factor for describing web pages. (e) mystery Cache: Cache is a component that stores data so future requests 23. PROSPECTS for that data can be served faster. (a) assimilation (b) demand (c) future (d) brochure Dialogue Box: It is an on- screen message box that appears when (e) diagnosis the computer requires additional information before completing a 24. COMMENSURATE command. (a) match (b) extracting Host computer: Main or controlling computer connected to other (c) contemplating (d) request computers or terminals to which it provides data or computing (e) employing services via a network. Hypertext transfer protocol (HTTP): The protocol used on the Directions (25 – 27) : Choose the word/group of words which World Wide Web that permits Web browsers to communicate with is most opposite in meaning to the word/group of words printed Web servers. This protocol allows programmers to embed in bold as used in the passage. hyperlinks in Web documents using hypertext markup language. 25. LIMITED Internet Service Provider (ISP): An organization that provides (a) abundant (b) complete access to the Internet for a fee, via telephone lines or cables. (c) flowing (d) inadequate Companies like America Online are more properly referred to as (e) encompassing commercial online services because they offer many other services 26. DIFFERENTIAL in addition to Internet access. (a) solitude (b) homogeneous Domain: Typically, a three letter element in a Web address or an (c) synonymous (d) unique e-mail address. The domain, commonly referred to as the zone, (e) different indicates the type of organization that owns the computer being 27. VIGOROUSLY identified in the address. For example, .com signifies a commercial (a) simply (b) regularly organization; .edu signifies an educational institution. (c) roughly (d) softly (e) leniently 

ANSWER KEYS 1.(b) 2.(d) 3.(a) 4.(d) 5.(e) 6.(a) 7.(b) 8.(e) 9.(d) 10.(c) 11.(b) 12.(a) 13.(e) 14.(a) 15.(e) 16.(b) 17.(c) 18.(d) 19.(d) 20.(d) 21.(d) 22.(c) 23.(c) 24.(a) 25.(a) 26.(b) 27.(e)

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200 MCQ ON CURRENT AFFAIRS 19. Government of India to set up ETF to 1. International Yoga day is observed on? 11. Who will replace Nikesh Arora as Soft meet disinvestment targets, Expand a) June 21 b) June 19 Bank President? ETF? c) June 22 d) June 20 a) Masayoshi Son a) Extra Traded Fund 2. Online retailer ______has b) Ken Miyauchi b) Exchange Training Fund topped LinkedIn’s ‘Top Attractors‘list c) Jen Sashay c) Exchange Traded Fund of the most sought-after companies by d) None of these d) Exchange Traded Finance professionals across India. 12. India ranks ______in FDI inflows: 20. Rome elected its first ever female a) Amazon b) Flipkart UNCTAD report Mayor, as Virginia Raggi, from the Five c) Snapdeal d) Shopclues a) 5th b) 1st Star Movement party. Rome is the 3. ______has topped c) 10th d) 7th Capital of which Country? LinkedIn’s ‘Top Attractors’ list of the 13. Cabinet Approved 6 projects on June a) Spain b) Italy most sought-after companies by 22-2016. Which project is not one c) Japan d) China professionals across the world. among them? a) Google b) Microsoft a) Cabinet approves ¹ 10,000 crore 21. Which State announced that the state’s first Medical College will be functional c) Apple d) Facebook fund for startups by next year? 4. The new set of rules introduced by the b) Cabinet approves ¹ 6,000 cr a) Kerala Indian Railways, including 50% refund package for textiles b) Jammu and Kashmir of the amount paid for a tatkal ticket, c) Cabinet approves biggest ever c) Arunachal Pradesh will be effective from ______spectrum auction d) Madya Pradesh a) January 1 b) July 1 d) Cabinet approves 4g plans for all 22. The ______cabinet c) August 1 d) June 28 cities approved a proposal to grant minority 5. Government of India relaxed foreign direct 14. The Maharashtra Cabinet has approved status to Jews in the state. investment (FDI) norms in Defence a proposal to set up a Counter- a) Maharashtra sector from 49% to ____% Insurgency and Anti-Terrorist school b) Delhi a) 51 b) 75 at ______to train police and c) Haryana c) 90 d) 100 other security forces. d) Kerala 6. Which country became world leader in a) Mumbai b) Nagpur 23. North Korea launched an intermediate super computers? c) Thane d) Pune a) India b) Japan 15. India has successfully launched 20 range missile in which country’s direction. c) China d) USA satellites in a single mission, They a) India b) USA 7. Which State government has started an include satellites belonging to the c) Russia d) Japan SMS campaign to ensure that all ______24. Government of India extended the educational institutions in the state are a) USA, Japan, China and Pakistan timeline for states to join the Ujwal tobacco-free? b) USA, North Korea, Spain and Discom Assurance Yojana (UDAY) by a) Tamil Nadu b) Rajasthan Norway a year to ______c) Bihar d) Assam c) USA, Australia, South Korea and a) March 2017 8. India’s ______city and Japan b) January 2017 China’s Jinan city have become sister d) USA, Canada, Germany and c) April 2017 cities for exchange of ideas and Indonesia d) December 2016 technology. 16. NASA unveiled Hybrid Electric Research 25. Guda Anjaiah who passed away recently a) Mumbai b) Nagpur Plane. Which named as ______? was a/an c) Bangalore d) Hyderabad a) X-57 b) X-75 a) Actor 9. ISRO to test indigenously developed c) X-93 d) X-63 b) Poet and Song writer ______engine. 17. The World Music Day is observed on? c) Economist a) Scramjet b) Cryogenic a) June 10 b) June 15 d) Journalist c) Rocket d) None of these c) June 21 d) June 18 26. Which State announced that it will 10. The book titled “A Life in Diplomacy” 18. An experimental Zika vaccine is ready develop at least one madrasa in every was written by ______to be tested on humans. The vaccine, district of the state as a model institute? a) MM Agarwal named ______a) Tamil Nadu b) Maharajakrishna Rasgotra a) GLS-5700 b) GLS-5800 b) Kerala c) Govind Pansare c) GLS-5500 d) GLS-5400 d) Kartar Lalvani c) Rajasthan d) Jammu and Kashmir 48 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

27. The ______government 36. Which US State has overtaken France as a) $50 b) $75 launched a pilot project to facilitate the world’s sixth-largest economy? c) $150 d) $100 easy procurement of certificates needed a) Florida 45. Union Home Minister Rajnath Singh has for school admissions. b) New Mexico approved proposal to set up a Central a) Puducherry c) Washington Marine Police Force in ______b) Delhi d) California a) Tamil Nadu c) Assam 37. The Brazilian state of Rio de Janeiro has b) Andra Pradesh d) Tamil Nadu declared a financial emergency less than c) Goa 28. Russia unveiled the world’s biggest 50 days before the Olympics. The d) Maharashtra nuclear-powered icebreaker, Which capital of Brazil is ______46. Which State Government bans the sale named as ______a) Portugal b) Brasilia of paint thinner in bottles? a) Ankita b) Akshitha c) Tokyo d) Madrid a) Kerala b) Haryana c) Arktika d) Alkita 38. Which two countries will set up a joint c) Rajasthan d) Tamil Nadu 29. Nearly 2,000 pregnant women set a new parliamentary panel to enhance 47. Which State government has banned world record by performing yoga in relations and facilitate their visits to electronic cigarettes in the state? ______on the occasion of promote cooperation to tackle security a) Kerala b) Tamil Nadu International Yoga Day. issues? c) Karnataka d) West Bengal a) Bihar a) India and USA 48. Government of India to give unique ID b) Delhi b) India and Japan cards to______c) Andra Pradesh c) India and UAE a) Political Persons d) Gujarat d) India and China b) Disabled Persons 30. Which team won NBA Championship 39. India and ______have c) Senior citizens title 2016? launched a platform to promote and d) None of these a) Cleveland Cavaliers facilitate investments from the East 49. The US Senate has unanimously b) Los Angeles Lakers Asian country. approved a move to enhance military c) Chicago Bulls a) USA b) South Korea co-operation with ______d) Golden State Warriors c) Ghana d) North Korea a) China b) Russia 31. India and ______signed a 40. International Space Station (ISS) c) Japan d) India MoU to boost economic and defence astronauts return to Earth after _____ 50. Which two countries have launched ties. months transshipment operations at the a) Thailand a) Six b) Three Ashuganj port to boost trade? b) Sweden c) Nine d) Twelve a) India and USA c) Bangladesh 41. The European Council on Tourism and b) India and Bangladesh d) China Trade (ECTT) has named c) India and Japan 32. An alien rock has been dug up in a ______as the World Best d) India and Thailand limestone quarry in ______Tourism Destination for 2016. 51. Which State to have India’s first AYUSH a) Norway b) USA a) USA b) Japan UNIVERSITY? c) Sweden d) India c) Cambodia d) India a) Tamil Nadu 33. Gregory Rabassa, prominent literary 42. Who has been elected as Chairman of b) Haryana translator who passed away recently, International Chamber of Commerce? c) Rajasthan He belongs to which country? a) Ajay Mittal d) Bihar a) Switzerland b) Sunil Mittal 52. Which Kannada film won two awards at b) Japan c) Sanjay Kumar Shanghai Film Fest? c) China d) Anil Ambani a) Thithi b) Harivu d) USA 43. Congress councillor Soram Sunil was c) Thaayi d) Bharat Stores 34. Ann Morgan Gulibert who passed away sworn in as the first mayor of Imphal. 53. Which newspaper has won the Data recently was a/an Imphal is the capital city of Journalism Awards 2016 for a) Singer b) Actress ______. Investigation of the Year? c) Reporter d) Journalist a) Assam b) Nagaland a) The Hindu 35. Anjan Dutta who passed away recently c) Manipur d) Meghalaya b) Economic Times was a/an 44. International Finance Corp. (IFC), the c) The Indian Express a) Actor b) Journalist private sector lending arm of the World d) Times of India c) Politician d) Economist Bank to invest _____million in 54. Which State has launched a special fund Glenmark Pharmaceuticals Ltd called ‘Mukh Mantri Punjab Hepatitis

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C Relief Fund’ to provide free treatment orbiting the sun that also appears to Public Provident Fund accounts and for patients affected by Hepatitis C? circle around Earth. withdraw the complete amount after a) Assam a) 2016 HO3 b) 2017 BO3 ___ years. b) Punjab c) 2016 RO3 d) 2017 GO3 a) 5 b) 7 c) Tamil Nadu 63. International Picnic day is observed on? c) 8 d) 10 d) Telangana a) June 17 b) June 18 73. The first-ever National Yoga Olympiad 55. The world’s most expensive luxury train c) June 19 d) June 15 was held in ______will be introduced in 64. A total of 4,800 villages across the state a) Varanasi b) Delhi southern India. of ______have been declared as open c) Mumbai d) Bangalore a) Cargo Express defecation free. 74. Which Ministry has released the draft b) King Express a) Haryana b) Bihar National Forest Policy, which if c) Maharaja Express c) Gujarat d) Rajasthan enforced, will replace the current 1988 d) Bharat Express 65. India ranks ______in the list of policy? 56. Who has been named as the chairman of hacked servers available for sale on a) Ministry and Information and the National Institute of Fashion xDedic. Broadcasting Technology (NIFT)? a) Sixth b) First b) Ministry of Human Resource a) Chetan Chauhan c) Second d) Fourth Development b) Ajit Agarkar 66. Union Power Minister Piyush Goyal c) Ministry of Transport c) Sourav Ganguly launched ______app to better d) Ministry of Environment d) Mohamed Azaruddin consumer connect 75. World’s oldest footballer ______sets 57. Which State Tourism has bagged a clutch a) UJALA b) UJAT new goal record of awards at FilmAT, one of the biggest c) URJA d) USHA a) ANDREA PIEROBON international film festivals dedicated to 67. World Refugee day is observed on? b) ALEKSANDAR URI tourism, art and ecology, in Poland? a) June 21 b) June 20 c) Kazuyoshi Miura a) Tamil Nadu c) June 18 d) June 19 d) MARCO BALLOTTA b) Karnataka 68. Hindustan Aeronautics Limited (HAL) 76. To support start-ups in the financial c) Kerala has inaugurated indigenous Basic technology (fintech) space, d) Jammu and Kashmir Trainer Aircraft. Which named as ______has set up a Rs 200-crore 58. Who became the oldest Olympic torch ______? fund. bearer when she carried the flame in a) HTT – 40 b) HTC – 40 a) Indian Bank the Amazonian city of Macapa, aged c) HCL – 40 d) HTP – 40 b) State Bank of India 106? 69. Which State government has launched a c) Punjab National Bank a) Alexander Kaptarenko Rs. 640 crore project for skill d) Syndicate Bank b) Aida Gemanque development under which 77. ______has been selected as the technical c) Riba Santana multipurpose training centres will be partner to build a mobile application d) None of these set up in rural areas? for Union Human Resources 59. Who won European Grand Prix 2016? a) Assam Development Ministry’s SWAYAM a) Lewis Hamilton b) Rajasthan (Study Webs of Active-Learning for b) Sebastian Vettel c) Tamil Nadu Young Aspiring Minds) platform. c) Fernando Alanso d) Himachal Pradesh a) Microsoft b) Opera d) Nico Roseberg 70. Which country is the most open c) Google d) HCL 60. Which team won Hockey Champions economy in the world for FDI? 78. FSSAI banned use of cancer-causing Trophy Title 2016? a) USA b) India potassium bromate. Expand FSSAI? a) Australia b) India c) China d) Japan a) Food Safety Services Authority c) Pakistan d) Argentina 71. Government of India gave six month of India 61. IRCTC launched mobile app to book air extension to One Rank One Pension b) Food Security Standards tickets, which named as ______committee. The committee is headed Authority of India a) IRCTC Ticket by ______c) Food Safety Standards b) IRCTC Booking a) RM Lodha Administrative of India c) IRCTC Air b) d) Food Safety Standards Authority d) IRCTC Trip c) Narasimha Reddy of India 62. NASA scientists have discovered an d) Mohamed Khan 79. The Supreme Court refused to stay asteroid, named ______, 72. Government of India allows the Centre’s notification allowing culling subscribers to prematurely close their of ______

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a) Nilgai, Horse and Monkey d) Central Bureau of Direct Trade b) Ministry of Information and b) Nilgai, Elephant and Tiger 88. Which telecom company has extended Technology c) Nilgai, Wild Boar and Monkey its free roaming service by one more c) Ministry of Information and d) Nilgai, Wild Boar and Cow year? Broadcasting 80. World’s first magnetic refrigerator a) Airtel b) Aircel d) Ministry of External Affairs launched in ______c) Reliance d) BSNL 96. The Indian unit of search giant Google a) USA b) France 89. HRD ministry has launched ______Inc and Tata Trusts launched ‘Internet c) Japan d) China scheme inviting volunteers to hold Saathi‘program in ______81. Indian-American Author ______won public speaking, storytelling, play a) West Bengal 2016 International Dublin Literary acting sessions and participate in other b) Rajasthan Award co-scholastic activities. c) Sikkim a) Ishant Sharma a) Geethanjali d) Andra Pradesh b) Rohit Sharma b) Pathanjali 97. Which country has become the first c) Akhil Sharma c) Vidyanjali country to stop clear-cutting of trees, a d) Prakash Sharma d) Sudanjali huge step toward curbing global 82. Who has been appointed as new head of 90. NITI Aayog has decided to set up _____ deforestation? the United Nations mission tasked with Atal Tinkering Labs (ATL) in schools a) USA b) India monitoring the ceasefire line between across the country. c) Austria d) Norway India and Pakistan in Jammu and a) 100 b) 500 98. NATO announced that the alliance will Kashmir? c) 1000 d) 750 deploy four multinational battalions to a) Major General Per Gustaf Lodin 91. Who has been awarded with the highest Estonia, Latvia, Lithuania and Poland. b) Major General Delali Johnson Sakyi honour of Cote D’Ivoirie Award? Expand NATO? c) Major General Ling Seth Sara a) Narendra Modi a) North Atlantic Trade Organization d) Major General SK Saini b) Barrack Obama b) North Atlantic Treaty 83. Which Bank launched India’s first c) Vladimir putin Organization certified green bond at London Stock d) Pranab Mukherjee c) North Asian Treaty Organization Exchange? 92. Who has been appointed as a Part-time d) North Atlantic Travelling a) HDFC Bank Member of the Law Commission of Organization b) Axis Bank India? 99. Which country’s scientists turn CO2 into c) State Bank of India a) Ram Kumar Jain Stone under CarbFix Project? d) ICICI Bank b) Prakash Singh Jain a) Spain b) Australia 84. According to a nationwide survey by c) Satya Pal Jain c) Iceland d) USA the Registrar General of India, the d) Rajeev Pal jain 100. How many new elements got new names percentage of non-vegetarians in 93. ______has approved $100 million in Periodic table? Telangana was ______loan for irrigation system in Tamil Nadu a) 4 b) 5 a) 78% b) 100% a) BRICS Bank c) 6 d) 7 c) 99% d) 95% b) Asian Development Bank 101. Who won 2016 Pen Pinter Prize? 85. India’s first reported ‘Harlequin’ baby c) World Bank a) Sheik Dawood born in ______d) NABARD Bank b) Margaret Atwood a) Assam 94. ______Government has sounded a c) Martin Thorpe b) Maharashtra “global emergency” after an active d) Justin Kemp c) West Bengal strain of wild polio virus (P2 strain) 102. Who has been appointed as Director d) Tamil Nadu was detected in a water sample General of Doordarshan’s? 86. ______Bank to issue maiden local collected from a drain. a) Bhuvanesh Saha currency bond a) Telangana b) Amit Mittal a) Asian Development Bank b) Andra Pradesh c) Pankaj Kumar b) World Bank c) Tamil Nadu d) Supriya Sahu c) New Development Bank d) Kerala 103. Who has been appointed as UN women d) NABARD 95. Which ministry has framed a New Print goodwill ambassador? 87. PM Modi inaugurates 1st conference of Media Advertisement Policy for a) Anne Hathaway CBDT, CBEC. Expand CBDT? Directorate of Advertising & Visual b) Mary George a) Central Board of Direct Taxes Publicity (DAVP)? c) Jessica Lange b) Central Bureau of Direct Taxes a) Ministry of Corporate Affairs d) Angelina Jolie c) Central Board of Distance Taxes

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104. Who has been elected as President of ‘Panchayat Pratikar’, across the state’s 120. India and ______have signed 71st session of United Nations General gram panchayats? three bilateral agreements to strengthen Assembly? a) Assam co-operation in varied fields. a) Albert Michael b) West Bengal a) USA b) Japan b) Mogens Lykketoft c) Rajasthan c) Thailand d) Ghana c) John Kennedy d) Tamil Nadu 121. India has joined a group of nearly _____ d) Peter Thomson 113. Which Ministry start social media nations that have signed a Europe-led 105. _____has granted in-principle approval system for grievance for passengers? clampdown on tax evasion and to the centres as Bharat Bill Payment a) Transport Ministry corruption. Operating Unit. b) Shipping Ministry a) 40 b) 50 a) Government of India c) Railway Ministry c) 75 d) 100 b) Reserve Bank of India d) None of these 122. The National Investment and c) SEBI 114. Railway Minister Suresh Prabhu Infrastructure Fund (NIIF) has signed d) None of these flagged off India’s first time-tabled a MoU with ______to boost 106. Which company signed a deal to acquire freight train, named ______, from infrastructure investments. energy firm Welspun Renewables for Delhi to Bengaluru. a) Japan Investment Authority an estimated value of ¹ 10,000 crore? a) Cargo Express b) Qatar Investment Authority a) Tata Power b) Comfort Express c) Dubai Investment Authority b) Adani Power c) Speed Express d) Saudi Arabia Investment Authority c) Suzlon d) Soft Express 123. ______emissions from a specific d) Reliance Power 115. Arktika, the most powerful nuclear leaking facility on Earth’s surface have 107. A Guinness World Record was set for icebreaker launched by been measured by an instrument the “Largest gathering of people ______onboard an orbiting spacecraft for the dressed as ghosts at a single venue” in a) USA b) India first time. ______c) China d) Russia a) Oxygen b) Nitrogen a) China b) India 116. Which State government approved a c) Methane d) Hydrogen c) Singapore d) USA project worth ¹ 25 crore to make the 124. According to Social Cops analysis of 108. Who won Canadian Grand prix 2016? state’s agriculture production system Ministry of Environment data, India a) Lewis Hamilton more flexible to climate change? has ____ wildlife sanctuaries and b) Nico Roseberg a) Maharashtra _____ national parks. c) Sebastian Vettel b) Sikkim a) 515 and 102 d) Fernando Alanso c) Himachal Pradesh b) 530 and 204 109. Legendary ice hockey player Gordie d) Haryana c) 525 and 126 Howe who passed away recently, He 117. The ______government has d) 500 and 85 was from ______identified and listed 21 trees across the 125. The Indian School of Business (ISB) is a) Japan b) Argentina state to be tagged as ‘Heritage Trees’ planning to conduct a capacity-building c) Spain d) Canada due to their historical and cultural programme for ______MLAs in 110. Achyut Lahkar who passed away importance. Hyderabad. recently was a/an a) Tamil Nadu b) Kerala a) Telangana b) Andra Pradesh a) Play wright c) Sikkim d) Rajasthan c) Kerala d) Tamil Nadu b) Actor 118. Which state government aims to 126. Which State Government has decided c) Theatre personality provide 30 lakh LPG connections to to use plastic waste to build roads? d) All of the above BPL families in the current financial a) Assam 111. Indian Railways has signed a pact with year? b) Maharashtra the ______government for setting a) Andra Pradesh c) Jammu and Kashmir up a joint venture company for b) Assam d) Rajasthan development of rail infrastructure in the c) Telangana 127. World blood donor day is observed on? eastern state. d) Bihar a) June 10 b) June 12 a) Assam 119. Which State government to launch c) June 15 d) June 14 b) Meghalaya mobile app for delivery of common 128. World Elder Abuse Awareness Day is c) Odisha services? observed on? d) Arunachal Pradesh a) Telangana b) Bihar a) June 11 b) June 15 112. Which State Government launched a c) Gujarat d) Assam c) June 12 d) June 10 bilingual grievance redressal app,

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129. Global Wind day is observed on? c) A New Olympic 147. Which State Island got electricity a) June 10 b) June 16 d) A New Game supply in their homes after 70 years of c) June 15 d) June 14 139. Mudrarakshas who passed away independence? 130. Which country’s Ryugyong Hotel is recently was a ______writer a) Gujarat the world’s tallest unoccupied building, and novelist b) Bihar according to Guinness World Records? a) Tamil b) Telugu c) Jammu and Kashmir a) Russia b) Japan c) Hindi d) Kannada d) Maharashtra c) USA d) North Korea 140. Donald Carr who passed away recently 148. Who won in Peru’s presidential election 131. Which country has successfully was a/an 2016? launched 23rd BeiDou Navigation a) Cricketer b) Actor a) Keiko Fujimori Satellite? c) Economist d) Musician b) Ollanta Humala a) USA b) China 141. Who has been honoured with Russia’s c) Pedro Pablo Kuczynski c) Japan d) India Order of Friendship Award? d) Alan Garcia 132. Which company has now unveiled the a) Barack Obama 149. Which country successfully launched latest version of its OS X desktop b) Narendra Modi world’s largest rocket? operating system, which named as c) Ban Ki Moon a) USA b) Japan macOS Sierra? d) Pranab Mukherjee c) Russia d) China a) Microsoft b) Google 142. ______objects to India’s anti 150. Air pollution could cause _____ million c) Lenovo d) Apple dumping probe into Chinese steel premature deaths by 2060: OECD 133. Which company announced a $26.2 products a) 1-5 million billion deal to acquire professional a) Australia b) 10-20 million social platform LinkedIn for $196 per b) China c) 6-9 million share? c) Bangladesh d) 4-8 million a) Samsung b) Microsoft d) USA 151. Indian Origin professor ______c) Facebook d) Google 143. Indian entrepreneur ______has awarded Regius Professorship (royal 134. Tech firm ______to buy been named by Time to its 2016 list of patronage) by Queen Elizabeth II. Blue Coat Systems for $4.65 billion “10 millennials. a) Lord Kumar Arun Singh a) Infosys a) Umesh Sachdev b) Lord Kumar Prasad Yadav b) TCS b) Azim Premji c) Lord Kumar Patnaik c) Symantec Corp c) Anil Ambani d) Lord Kumar Bhattacharyya d) Tech Mahindra d) Lakshmi Mittal 152. Who takes charge as Managing Director 135. Pranab Mukherjee became the first 144. Which State government has decided of State Bank of Travancore (SBT)? Indian President to visit ______to celebrate the 21st day of every a) NK Chari a) Afghanistan month as Yoga Day across all schools, b) CR Sasikumar b) Ghana colleges and universities in the State? c) M Prakash Kumar c) Iran a) Tamil Nadu d) P Jayakumar d) Iraq b) Maharashtra 153. The World Bank cuts Global Growth 136. Government of India has decided not c) Kerala forecast to ______in 2016 to increase the prices of urea for the d) Assam a) 2.4 b) 2.8 next ______years 145. Director ______will be c) 3.0 d) 4.2 a) Four b) Three honoured with the 30th American 154. International team of astronomers found c) Two d) Five Cinematheque award an alien world named ______137. Which Bank launched a “card-less and a) James Cameron a) HOST- 18c PIN-less” ATM in Bengaluru? b) Steven Spielberg b) HALL-18a a) State Bank of India c) Ridley Scott c) HATS-18b b) ICICI Bank d) Alfred Hichcock d) HACK-18d c) Axis Bank 146. Which State to become the first state 155. Government of India launched “Surya d) DCB Bank in India to have an open government Mitra” mobile app for ______138. The Rio 2016 organising committee data portal? a) Solar Power revealed the official slogan for the first a) Tamil Nadu b) Magnetic Power Olympic and Paralympic Games in b) Sikkim c) Wind Power South America is ______c) Uttar Pradesh d) None of these a) A New Rio d) Rajasthan b) A New World

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156. Which country got support for make a seventh appearance at the b) Larsen and Toubro admission into Missile Technology Olympics? c) Vodafone Control Regime (MTCR)? a) Mahesh Bhupathi d) Honda a) USA b) China b) Rohan Bhopanna 174. KK Katyal who passed away recently c) India d) North Korea c) Andy Murray was a/an 157. US named ______as a Major d) Leander Paes a) Economist Defence Partner 6. UN estimates 300,000-400,000 people b) Actor a) China b) Japan enslaved in ______c) Politician c) Russia d) India a) Eritrea b) Kenya d) Journalist 158. Which three countries started the c) Canada d) South Africa 175. Christina Grimmie who passed away MALABAR-16 naval exercise off the 167. India ranked _____on the list of recently was a/an Western Pacific coast, close to the countries figuring in the Malware a) Actress disputed South China Sea? Infection Index 2016. b) Singer a) India, USA and China a) 1st b) 3rd c) Economist b) India, Japan and Russia c) 7th d) 8th d) Scientist c) India, USA and Japan 168. A large-scale military training exercise 176. The U.S firm to build ______nuclear d) India, Sri Lanka and China involving more than 20 NATO and reactors in India 159. The first ever e-FIR in the state of partner countries has kicked off in a) Seven b) Six Uttar Pradesh was filed in a ______c) Five d) Three police station. a) USA b) Poland 177. ______Ground to host first day- a) Meerut b) Kanpur c) India d) Russia night Test in India c) Lucknow d) Varanasi 169. The WHO has declared that ______a) Mumbai Wankhede stadium 160. Which cricketer became the first Indian has reached the end of active Ebola b) Delhi Feroz Shah Kotla ground to score a century on his ODI debut? virus transmission. c) Kolkata Eden Gardens ground a) KL Rahul a) Liberia d) Chennai Nehru stadium b) Virat Kohli b) India 178. Indian Railways on launched ‘Janani c) Suresh Raina c) South Africa Sewa’, a service under which ______d) Rahul Dravid d) Australia will be provided at stations. 161. Which State government launched an 170. India and the ______have signed/ a) Baby Food IT-enabled management system for finalized eight agreements/ b) Hot Milk irrigation projects in the state? Memorandum of Understanding c) Hot Water a) Sikkim b) Andra Pradesh (MoUs) in various fields including d) All of the above c) Telangana d) Tamil Nadu exchange of Terrorist Screening 179. India joined with ___ nations to clamp 162. According to a nationwide survey by Information and climate change. down on tax evasion and corruption. the Registrar General of India, the a) Russia a) 5 b) 3 percentage of non-vegetarians in India b) China c) 4 d) 2 was ______c) Saudi Arabia 180. US president Barack Obama has a) 71% b) 85% d) USA approved a broader role for American c) 54% d) 33% 171. Who has been chosen as India’s flag forces in ______163. Government of India has approved bearer at Rio Olympics 2016? a) Iran b) Afghanistan projects worth over ______crore a) Gagang Narang c) Pakistan d) Iraq for developing Ramayana, Krishna and b) Abhinav Bindra 181. ______has been conferred the Buddhist circuits in Uttar Pradesh. c) Vijendar Singh National Award for Best Performing a) 500 b) 300 d) Sushil Kumar Central PSU for Roof Top Solar Power c) 750 d) 100 172. Who has been named as world’s highest initiatives. 164. Who won Australian Open Super Series paid athlete? a) Sports Authority of India Badminton title 2016? a) Virat Kohli b) Telecom Regulatory Authority of a) PV Sindhu b) Tiger Wood India b) Jwala Gutta c) Cristiano Ronaldo c) Airports Authority of India c) Saina Nehwal d) Lionel Messi d) National Highways Authority of d) Aparna Balan 173. Which company has secured a contract India 165. Who will become the only tennis player to build a $135 million stadium for 182. Laboratory testing of two popular baby in the world and the first Indian to Qatar’s 2022 World Cup? care products of US firm ______has a) Adidas been ordered by a child rights body.

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a) Mother Care b) GSN Games ANSWER KEYS b) Omved c) Madrat Games 1.a 2.b 3.c 4.b c) Himalaya d) Game4u 5.d 6.c 7.d 8.b d) Johnson and Johnson 192. Which state to become open defecation- 9.a 10.b 11.b 12.c 183. The National Green Tribunal (NGT) free by November? 13.d 14.b 15.d 16.a has directed the Delhi government to a) Karnataka 17.c 18.a 19.c 20.b register two new diesel vehicles used b) Kerala 21.c 22.a 23.d 24.a for ______c) Rajasthan 25.b 26.c 27.b 28.c a) Public transport d) Gujarat 29.d 30.a 31.a 32.d b) Trade transport 193. World Ocean day is observed on? 33.d 34.b 35.c 36.d c) Waste disposal a) June 5 b) June 7 37.b 38.c 39.b 40.a d) None of these c) June 2 d) June 8 41.c 42.b 43.c 44.b 184. World Day against Child Labour is 194. India has been ranked _____ out of 45.d 46.b 47.c 48.b observed on? 163 countries in Global Peace Index 49.d 50.b 51.b 52.a a) June 10 2016 53.c 54.b 55.c 56.a b) June 12 a) 150 b) 53 57.c 58.b 59.d 60.a c) June 8 c) 141 d) 98 61.c 62.a 63.b 64.c d) June 5 195. Indian Reserve Battalion in Rajasthan 65.d 66.c 67.b 68.a 185. Which State government has set up a will be named after ______69.d 70.b 71.c 72.a single window clearance system for a) Faisal Khan 73.b 74.d 75.c 76.b investors? b) Maharana Pratap 77.a 78.d 79.c 80.b a) Gujarat b) Bihar c) Udai Singh c) Rajasthan d) Assam d) 81.c 82.a 83.b 84.c 186. Who has been named as most powerful 196. Who becomes a first woman to contest 85.b 86.c 87.a 88.d woman in technology on the Forbes’ US presidential elections? 89.c 90.b 91.d 92.c 100 Most Powerful Women list? a) Michelle Obama 93.b 94.a 95.c 96.a a) Indra Nooyi b) Hillary Clinton 97.d 98.b 99.c 100.a b) Sheryl Sandberg c) Loretta Lynch 101.b 102.d 103.a 104.d c) Chanda Kochhar d) Penny Pritzker 105.b 106.a 107.c 108.a d) Ginni Rometty 197. ______became the first Asian 109.d 110.d 111.c 112.b 187. How many Indians in Forbes 100 most country to eliminate mother-to-child 113.c 114.a 115.d 116.d powerful women list? transmission of HIV 117.c 118.a 119.c 120.d a) 10 b) 5 a) Thailand 121.a 122.b 123.c 124.a c) 2 d) 4 b) Singapore 125.b 126.b 127.d 128.b 188. Facebook appoints _____ as Managing c) India 129.c 130.d 131.b 132.d Director for India d) Bangladesh 133.b 134.c 135.b 136.b a) Umang Bedi 198. Suzuki chairman ______to step 137.d 138.b 139.c 140.a b) Ramesh Bedi down as CEO 141.c 142.b 143.a 144.b c) Bharathi Bedi a) Toshihiro Suzuki 145.c 146.b 147.a 148.c d) Kiran Bedi b) Michio Suzuki 149.a 150.c 151.d 152.b 189. India and the Asian Development Bank c) Osamu Suzuki 153.a 154.c 155.a 156.c (ADB) have signed a USD 120 million d) Toshifumi Suzuki 157.d 158.c 159.b 160.a loan pact for irrigation in ______199. World’s 1st passenger drone cleared 161.b 162.a 163.b 164.c a) Tamil Nadu for testing at ______165.d 166.a 167.d 168.b b) Odisha a) China b) USA 169.a 170.d 171.b 172.c c) Assam c) Japan d) Russia 173.b 174.d 175.b 176.b d) Bihar 200. Which country has launched a 177.c 178.d 179.a 180.b 190. Online retail giant Amazon to invest smartphone app for terror alerts? 181.c 182.d 183.c 184.b ____ billion in India’s online market a) USA b) India 185.d 186.b 187.d 188.a a) $3 b) $5 c) Norway d) France c) $10 d) $7 189.b 190.a 191.c 192.b 191. Ratan Tata invests in kids gaming 193.d 194.c 195.b 196.b startup ______ 197.a 198.c 199.b 200.d a) Sentient Gaming  55 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

100 G.K. QUESTION FOR SSC/RAILWAY 1. Champa was the capital of which Maha 10. Which article of the Indian Constitution (D) Nani Palkhivala Janapada empowers the president to consult the 18. Rangaswami Cup is associated with – (A) Magadha (B) Vajji Supreme Court ? (A) Wrestling (C) Koshal (D) Anga (A) Article 129 (B) Football 2. Who has the power to dissolve the Rajya (B) Article 132 (C) Hockey Sabha ? (C) Article 143 (D) Golf (A) The President of India (D) Article 32 19.The first Buddhist Council was held (B) The Prime Minister 11. Reservation wage means – during the reign of ? (C) The Lok Sabha (A) Fair wage at which an individual (A) Aniruddha (D) None of the above are Willing to work (B) Ajatsatru 3. Who proposed Five Kingdom (B) Subsistence wage at which an (C) Bimbisara Classification? individual is willing to work (D) Udayabhadra (A) Carolus Linnaes (C) Minimum wage at which an 20. The rhythmic rise and fall of ocean water (B) H.F. Copeland individual is willing to work twice in a day is called – (C) R.H. Whittaker (D) Maximum wage at which an (A) Wave (D) John Ray individual is willing to work (B) Water cycle 4. An ivory scale in Harappan context was 12. Who was the founder of the (C) Tide Found at – ‘Independent Labour Party’ ? (D) Ocean current (A) Kalibangan (A) R. Srinivasan 21. Planning and control are so related that (B) Lothal (B) B.R. Ambedkar (A) Planning initiates control (C) Dhaulavira (C) C. Rajagopalachari (B) Control initiates planning (D) Banawali (D) Lala Lajpat Rai (C) Both are equivalent 5. A desert is defined as an area where 13. By which of the following Acts the high (D) Both go on simultaneously in cycle (A) temperature remains above 42°C Courts of Bombay, Madras and 22. The ruler of England at the time of the 40° Calcutta established? Formation of the (B) no plants are found (A) Indian High Court Act, 1911 was – (C) Annual rainfall is less than 25 cm (B) Indian High Court Act, 1861 (A) Charles I 25 (C) Indian High Court Act, 1865 (B) Elizabeth I (D) sand-dunes dominate (D) None of these (C) James I 6. Which of the following sanctuaries is 14. Which of the following mountain (D) James II not correctly matched with the systems 23. The term “closure” in Parliamentary specified has the feature of syntaxial bend? terminology implies Protected species ? (A) Aravallis (A) the end of session of Parliament (A) Jim Corbett-Tiger (B) Vindhyas (B) stoppage of debate on a motion (B) Ghana-Lion (C) Western Ghats (C) end of a day’s proceedings (C) Kaziranga-Rhinoceros (D) Himalayas (D) None of the above (D) Periyar-Elephants 15. Who has been the only Lok Sabha 24. Which committee was established on 7. Which of the following forts was not Speaker to have become the President Criminal-Politician and Bureaucratic built by Akabar? of India? nexus ? A) (A) V.V. Giri (A) Tarkunde Committee (B) Fort (B) K.R. Narayanan (B) Santhanam Committee (C) (C) Giani Zail Singh (C) Vohra Committee (D) (D) Neelam Sanjiva Reddy (D) Indirailt Gupta Committee 8. Which one of the following acids is used 16. If news is broadcast from London at 10 25. Which is the first vertebral bone ? in the manufacturing of baking power ? : 30 AM, at what time it will be heard (A) Atlas (A) Oxalic acid at Baghdad (45 degree E) – (B) Axis (B) Lactic Acid (A) 9 : 00 AM (C) Sternum (C) Tartaric acid (B) 7 : 30 AM (D) Coccyx (D) Benzoic acid (C) 12 : 00 Noon 26. Cardiac notch is associated with – 9. Which is called the country of winds? (D) 1 : 30 PM (A) Lungs (B) Heart A) Denmark 17. Who wrote the book “we the people” ? (C) Kidney (D) Brain (B) Indonesia (A) T.N. Kaul 27. If the gravitational force of the earth (C) Mali (B) J.R.D. Tata suddenly disappears, which are of the (D) Thailand (C) Khushwant Singh following will be the correct consequence ?

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(A) The weight of an object will (B) the satisfaction which a 44. The device used for producing electric become zero but the mass will commodity yields current is called a – remain the same. (C) the service which a commodity is (A) Ammeter (B) The mass of the object will capable of rendering (B) Motor become zero but the weight will (D) None of these (C) Generator remain the same. 36. After which Indian biologist, a bird is (D) Galvanometer (C) Both the mass and the weight of named ? 45. Distances of stars are measured in – the object will become zero (A) Saleem Ali (A) Cosmic kilometer (D) The mass of the object will (B) Raheem Ali (B) Light year increase. (C) Suresh Kumar (C) Galactic unit 28.Carborundum is another name of (D) Rakesh Kumar (D) Stellar mile (A) Calcium carbide 37. If the change in demand for a commodity 46. The phenomenon of electromagnetic (B) Calcium oxide is at a faster rate than change in the induction is – (C) Silicon carbide price of the commodity, the demand is (A) The process of Charging a body (D) Silicon oxide (A) perfectly inelastic (B) The process of generating 29. Parallel venation is characteristic of – (B) elastic magnetic filed due to a current (A) Monocot (C) perfectly elastic passing through a coil (B) Dicot (D) inelastic (C) Producing induced current in a coil (C) Algae 38. Which one of the following is used as a due to relative motion between a (D) Fungus moderator in a nuclear reactor ? magnet and the coil 30. The tomb of Kasturba Gandhi is situated (A) Thorium (D) The process of rotating a coil of in (B) Heavy water an electric motor the premises of ? (C) Radium 47. When is world No-Tobacco Day (A) Alipur Central Jail (D) Ordinary water observed ? (B) Ahmadnagar Fort Jail 39. The demand for money, according to (A) 21th May (C) Agha Khan Palace, Pune Keynes, is for (B) 31th May (D) Yervada Jail (A) speculative motive (C) 21th June 31. In which Country is the active Valcano (B) transaction motive (D) 31th June mount Merapi located ? (C) precautionary motive 48. The term ‘PC-XT’ refers to – “PC–XT (A) Indonesia (D) All the above motives (A) Personal Computer Embeded (B) Italy 40. The original name of Nana Phadnavis Technology (C) Japan was (B) Personal Compute Expanded (D) Philippines (A) Mahadaji Sindhia Technology 32. Which region of the Earth’s surface is (B) Tukoji Holkar (C) Personal Compute Extended called doldrums ? 1 (C) Balaji Janardan Bhanu Technology (A) Between 10° to 23 0 North (D) Naryan Rao (D) Personal Compute External and South Latitudes 2 41. Which hormone is used for pregnancy Technology (B) Equatorial low pressure belt test ? 49. The first Pakistani to receive nobel (C) Sub-tropical high pressure belt (A) HCG prize– (D) Sub-polar low pressure belt (B) Projestron (A) Mala Yousufzai 33. In the budget figures of the Government (C) Oesterogen (B) Abdus Salam of India the di fference between total (D) Oxytocin (C) Kahan Abdul Gaffar Khan expenditure and total receipts is called– 42. The blood group of each parent is A. (D) A.Q. Khan (A) Fiscal deficit Then what is probable boold group for 50. Who performed first successful (B) Budget deficit the progeny ? operation on Siamese twins ? (C) Revenue deficit I. A II. B (A) Moniz (D) Current deficit III. A, B IV. O (B) Herold Voris 34. In which plan was self-reliance first (A) Both I and IV (C) Evan Pavlov emphasized (B) Only I (D) Sigmund Freud (A) Second Plan (C) All of these 51. Which of the following metals is not (B) Third Plan (D) Only IV affected (C) Fourth Plan 43. Which lens is used in Astigmatism? by air and water under ordinary (D) Fifth Plan (A) Concave less conditions? 35. The term utility means – (B) Convex less (A) Iron (B) Platinum (A) usefulness of a commodity (C) Bifocal (C) Sodium (D) None of these (D) Toric

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52. The department of atomic energy in India 61. Which of the following is mixed to make (C) Sulphuric acid was established in — steel hard ? (D) Bleaching powder (A) 1948 (B) 1954 (A) Quantity of carbon 71. “Cyanocobalamine” is — (C) 1963 (D) 1971 (B) Quantity of Manganese (A) Vitamin C 53. Which of the following river never meets (C) Quantity of Silicon (B) Vitamin B2 with ? (D) Quantity of Chromium (C) Vitamin B6 (A) Ken (B) Betwa 62. “Lacrimal Gland” secrets — (D) Vitamin B12 (C) Son (D) Chambal (A) Sebum (B) Mucous 72. The name, “Chandra X-ray telescope”, 54. mandal or Maratha (C) Tears (D) Sweat was given in the honour of which confederacy 63. Teeths are mainly composed of — scientist? was established in the reign of which (A) Enamel (A) C. Venkatraman “Peshwa” ? (B) Dentine (B) J.C. Bose (A) Balaji Vishwanath (C) Bone marrow (C) P.C. Rai (B) Bajirao I (D) Odontoblast (D) S. Chandrashekhar (C) Balaji Bajirao 64. Who decides the “Profit post” ? 73. Dew is not formed in the night of strong (D) None of these (A) President and Governor wind, because — 55. When was Jain religion divided in (B) Cabinet Union (A) Rate of vaporisation is fast “Shwetambar” and “Digambar” (C) Supreme court (B) Humidity is less community ? (D) UPSC (C) The temperature is high (A) At the time of Chandra Gupta 65. Objective of National Development (D) Sky is not clear Maurya Council is — 74. In which Five Year Plan, “Heavy (B) At the time of Ashoka (A) Determining and ensuring the Five Industry” (C) At the time of Kanishka Year Plan was given priority — (D) None of these (B) To audit the budget (A) Second (B) First 56. “Tihari hydroelectric complex” was (C) To suggest the govt. about (C) Seventh (D) Fourth situated development of new project and 75. Every decision in the constituent on the bank of which of the following policies assembly was taken on which of the river — (D) None of these following basis ? (A) Alaknanda 66. Companies pay “Corporate Taxes” on (A) Unity and Integrity (B) Bhagirathi their — (B) Voting (C) Dhauliganga (A) Investment (C) Unanimous consent (D) Mandakinee (B) Production (D) Agreement and appropriation 57. When was “Disinvestment Committee” (C) Sales proceeds 76. In which of the following article of the established is India ? (D) Income constitution, the procedure of (A) August, 1992 67. Fiscal Responsibility and Budget “Impeachment” of “Chief Justice of (B) August, 1995 Management Act (FRBMA) 2003 is India” is mentioned — (C) August, 1996 related with — (A) Article 256 (D) March, 1998 (A) Fiscal deficit only (B) Article 151 58. “Palghat Pass” connects which of the (B) Revenue deficit only (C) Article 124 following two states ? (C) Both fiscal and revenue deficit (D) Article 111 (A) Kerala-Tamil Nadu (D) Neither fiscal nor revenue deficit 77. The salary and allowances of Governor (B) Karnataka-Tamil Nadu 68. Where was “Bhoodan movement” are charged to which fund ? (C) Andhra Pradesh-Tamil Nadu started for the first time ? (A) Consolidated fund of India (D) Karnataka-Kerala (A) In Uttar pradesh state (B) Consolidated fund of state 59. Which of the following enzyme found (B) In Madhya pradesh state (C) In the ratio of 50 : 50 from the in Human’s tear, by which Bacteria (C) In Andhra pradesh state consolidated fund of state and dies? (D) In Himachal pradesh state centre (A) Amylase 69. “Soorya Shekhar Ganguly” is a player (D) From the contingency fund of (B) Uriaze of — state (C) Lysozyme (A) Chess (B) Cricket 78. Net national product - Indirect Tax + (D) Ptylin (C) Golf (D) Hockey Subsidy equals to — 60. Catalyst used in the hydrogenation of 70 “Hasen clever process” is the commercial (A) National income at factor cost oil — process of which agent ? (B) National income at wage cost (A) Fe (B) Ni (A) Caustic soda (C) National income at marginal cost (C) Mo (D) Pt (B) Nitric acid (D) None of these

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79. Who is known as “Socrates of (B) Pyrethrine (A) Expenditure which requires voting Maharashtra” ? (C) Zinc sulphide in the parliament (A) Bal Gangadhar Tilak (D) Rotinon (B) Expenditure which does not (B) Feroze Shah Mehta 90. “Sagar Mala project” is related with — requires voting in the parliament (C) Bipin Chandra Pal (A) Ocean Exploration (C) Expenditure which is incurred on (D) Mahadeo Govind Ranade (B) Sea route development productive activities 80. When was “Untouchability Offence (C) Modernization of ports (D) Expenditure which is incurred on Act” passed — (D) Mangrove development social welfare schemes. (A) 1935 (B) 1945 91. A body weighs less at the equator than 100. Which of the following was the only (C) 1955 (D) 1965 at the poles because — Mahajanpada located in south India ? 81. What is “Pyroclastics” ? (A) Earth rotates about its axis (A) Surasena (B) Ashmak (A) Heated pieces of rocks and lava (B) The ice-cap at the pole increases (C) Chedi (D) Matsya (B) Lava level gravitational pull (C) Poisonless gases (C) Equatorial diameter is greater than (D) Stem explosive polar diameter 82. Which one of the following organ (D) Of some unknown fact  iconoclasm fat and produced 92. Diffraction of light is not easy to detect cholesterol ? because — ANSWER KEYS (A) Intestine (B) Liver (A) It has a very high wavelength 1. (D) 2. (D) 3. (C) 4. (B) (C) Lung (D) Renal (B) It has a very low wavelength 5. (C) 6. (B) 7. (C) 8. (C) 83. When was “All India Kisan Association” (C) It has no wavelength constituted — (D) None of these 9. (A) 10. (C) 11. (C) 12. (B) (A) 1936 (B) 1937 93. X-rays produced when electrons are — 13. (B) 14. (D) 15. (D) 16. (D) (C) 1938 (D) 1939 (A) Suddenly stopped 17. (D) 18. (C) 19. (B) 20. (C) 84. The plastic used in the manufacture of (B) Sent through a wire nonstick utensils — (C) Neutralised 21. (D) 22. (B) 23. (B) 24. (C) (A) Bakelite (B) Halite (D) None of these 25. (A) 26. (A) 27. (A) 28. (C) (C) Veetel (D) Teflon 94. Which of the following cities is nearest 29. (A) 30. (C) 31. (A) 32. (B) 85. If the radius of the blood vessels of a to the IST ? person decreases, then the blood (A) Hyderabad 33. (A) 34. (D) 35. (B) 36. (A) pressure will — (B) Bengaluru 37. (C) 38. (B) 39. (C) 40. (A) (A) Increases (C) Lucknow 41. (A) 42. (A) 43. (D) 44. (C) (B) Decreases (D) Reewa (C) Remains Constant 95. Who discovered “Hard water” ? 45. (B) 46. (C) 47. (B) 48. (C) (D) Increases in male and decreases in (A) H. Hertz 49. (B) 50. (B) 51. (B) 52. (B) females (B) H.C. Ure 53. (C) 54. (A) 55. (A) 56. (B) 86. “Social Security and Social Insurance” (C) G. Mendel is the subject of — (D) Joseph Pristtey 57. (C) 58. (A) 59. (C) 60. (D) (A) Concurrent list 96. Who was appointed as the new Chief 61. (A) 62. (C) 63. (B) 64. (A) (B) Residuary list Election Commissioner ? 65. (C) 66. (D) 67. (C) 68. (C) (C) State list (A) V.S. Sampath (D) Union list (B) Ajit Seth 69. (A) 70. (D) 71. (D) 72. (D) 87. The “Indian Independence League” was (C) Harishankar Brahma 73. (A) 74. (A) 75. (D) 76. (C) set up by — (D) Nasim Zaidi 77. (B) 78. (A) 79. (D) 80. (C) (A) Jay Prakash Narayan 97. Hardware that adds two number is — (B) Aruna Asaf Ali (A) the control unit 81. (A) 82. (B) 83. (A) 84. (D) (C) S.M. Joshi (B) an internal CPU register 85. (A) 86. (A) 87. (D) 88. (D) (D) Ras Behari Bose (C) Arithmetic logic unit 89. (B) 90. (C) 91. (A) 92. (B) 88. “Aluminium sulphate” is used in — (D) Browser (A) Sewage Treatment 98. Who is the author of “Forbidden Verses”? 93. (B) 94. (D) 95. (B) 96. (D) (B) Purification of water (A) Salman Rushdie 97. (C) 98. (B) 99. (A) 100. (B) (C) Paper industry (B) Abu Nuwas (D) All of these (C) Tasleema nasreen 89. Which of the following is used in (D) D.H. Lawrence  “Mosquito Coil” ? 99. Which of the following statement is false (A) Ephidrine about charged expenditure ?

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40 MCQ ON COMPUTER 1. The ______directory is mandatory d) Margin that is added to the a) down time for every disk binding side of page when printing b) Seek time a) Root e) None of these c) Rotational delay b) Base 8. A______converts and execute one d) Access time c) Sub statement at a time e) None of these d) Case a) Compiler 16. A program that is employed in the e) None of these b) Interpreter development, repair or enhancement of 2. This is a group of servers that share c) Converter other programs is known as work and may be able to back each d) Instructions ______other up if one server fails e) None of these a) System software a) Channel bank 9. What is usually used for displaying b) Software tool b) Cluster information at public places? c) Applications program c) Tiger team a) Monitors d) utility programs d) Server less backup b) overhead Projections e) None of these e) Logical unit c) Monitors and overhead projections 17. The windows registry consists of which 3. Every computer connected to an intranet d) Touch screen kiosks two files? or extranet must have a distinct e) None of these a) Auto exe. bat and con fig. sys ______10. The first step in the transaction b) user . dat and win. ini a) Firewall processing cycle is______c) user. dat and system . dat b) Proxy server a) database operations d) win .reg and user . dat c) IP address b) audit e) None of these d) Domain name c) data entry 18. DSDD is e) None of these d) user inquiry a) double sided double density 4. The network interface card of LAN is e) None of these b) dual sided double density related to following layer of OSI 11. ______is not a microcomputer c) double sided dual density model______a) Desktop computer d) dual sided dual density a) Transport b) Tablet PC e) None of these b) Network c) Handled computer 19. The operation of subnet is controlled c) Data link d) Mainframe computer by ______d) Physical e) Laptop a) Network layer e) Both ‘c’ and ‘d’ 12. Which of the following is the coding of b) Data link layer 5. A ______camera is a peripheral data so that is can’t be easily c) Data layer device used to capture still images in a understood if intercepted d) Transport layer digital format that can be easily a) Barcode e) None of these transferred into a computer and b) decoder 20. At which OSI layer does data translation manipulated using graphics software. c) Encryption and code formatting occur? a) digital d) Mnemonics a) Network b) analog e) None of the above b) Physical c) classic 13. An optical input device that interprets c) Data link d) film pencil marks on paper media is d) Transport e) None of these a) OMR e) presentation 6. A human readable version of a program b) Punch card reader 21. First integrated circuit chip was is called______c) Optical Scanners developed by a) Source code d) Magnetic tape a) CV Raman b) Program code e) None of these b) W. H. Brittain c) human code 14. A group of magnetic tapes, videos or c) J. S. Kill by d) system code terminals usually under the control of d) Robert noyce e) None of these one master is e) None of these 7. What is gutter margin? a) Cylinder 22. Protecting the data from unauthorized a) Margin that is added to right b) Cluster access is called margin when printing c) Surface a) data inaccessibility b) Margin that is added to the left d) Track b) data encryption margin when printing e) None of the above c) data security c) Margin that is added to the 15. The average time necessary for the d) data validity outside of the page when printing correct sector of a disk to arrive at the e) None of these read write head is______

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23. If a home computer user wants access d) Overlaps c) is always the same for the entire to national database networks he/ she e) None of these document at least requires. 30. The difference between people with d) can have any colour you choose a) a microcomputer, a modem, a access to computers and the internet e) None of these telephone line. and those without this access is known 37. To find a saved document in the b) a microcomputer, a tale printer, a as the computer’s memory and bring it up on telephone line. a) digital divide the screen to view . c) a micro computer, b) Internet divide a) reverse communications software, a c) Web divide b) rerun telephone line d) Cyber way divide c) retrieve d) a microcomputer, a modem , e) None of these d) return communications software, a 31. Computers on an internet are identified e) None of these telephone line by. 38. Which of the following was first social e) None of these a) e- mail address networking virus in 2011 gathering all 24. Stored instructions and data in digital b) street address users data through their IP? computers consists of c) IP address a) Win 32. 5 – 0- 1 a) alphabets d) Mac add b) My doom b) numerals e) None of these c) I love you c) Characters 32. S/MIME in internet technology stands d) brain d) scripts for 39. Which of the following is a music file e) bits a) Secure Multipurpose Internet extension? 25. If you want to improve the performance Mail Extension a) . jpg of your PC, you need to upgrade the b) Secure Multimedia Internet Mail b) .mp4 a) CPU Extension c). aac b) Monitor c) Simple Multipurpose Internet d) .bkt c) Keyboard Mail Extension e) .sys d) Printer d) Simple Multimedia Internet Mail 40. Virus program which modify operating e) None of these Extension system and hide virus from detection 26. In computer technology, what is meant e) None of these is known as by the phrase ‘state- of-the- art’? 33. Transfer of data from one application to a) Root kits a) up to date another line is known as b) Malware b) best a) Dynamic disk exchange c) Worm c) Latest b) Dodgy Data exchange d) Trojan horse d) all of the above c) Dogmatic data exchange e) None of these e) None of these d) Dynamic data exchange 27. Real time computing is possible because e) None of these of the following characteristic of 34. Rohit was asked to prepare a multimedia computer presentation as part of a seminar.  a) Storage Capability Which of the following software can b) High speed be made use of? c) accuracy a) Note pad ANSWER KEYS d) Versatility b) Excel e) Automatic in execution c) Power point 1.a 2.b 3.c 4.e 28. It has been found that about 30% of the d) Adobe reader 5.a 6.d 7.d 8.b people feel ‘Computer anxious’ out of e) None of these these, about 3 to 5% suffer from serious 35. Its main purpose is to prohibit 9.d 10.c 11.d 12.c computer phobia. What is the technical unauthorized access to your computer 13.a 14.b 15.c 16.b name for this feeling of fear? Via the internet. a) Comp Phobia a) popup blocker 17.c 18.a 19.a 20.e b) Techno stress b) firewall 21.c 22.c 23.d 24.e c) Cyber phobia c) spyware blocker 25.a 26.d 27.b 28.c d) dizziness d) spam e) None of these e) None of these 29.b 30.a 31.c 32.a 29. Vendor created program modifications 36. The background of any word document 33.d 34.c 35.b 36.d are called ______37.c 38.a 39.c 40.a a) Patches a) is always white colour b) Fixes b) is the colour you preset under the c) Holes option menu

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40 SPECIAL MCQ ON BANKINGAWARENESS 1. The Holidays for the Banks are declared d) Solvency II norms] c) Statutory Liquidity Ratio as per which of the following act – e) None of these d) Loan-to-Value Ratio a) RBI act – 1934 10. Where is the Bank of International e) None of these b) Banking Regulation act – 1949 Settlement headquartered? 17. Which one of the following is used when c) Negotiable instruments act- 1881 a) Belgium describing the monthly charges on a d) Companies act – 1956 b) France mortgage? e) None of these c) Germany a) BIS b) CPI 2. Banking Ombudsman is appointed by d) Switzerland c) FII d) PITI a) Union govt e) None of these e) None of these b) RBI 11. What is the tagline of HDFC Bank? 18. The relation ship between RBI and the c) Respective Bank a) India’s International Bank Bank maintaining the currency chest is d) IBA b) Relationships beyond banking that of? e) EXIM Bank c) One Family One Bank a) Debtor and Creditor 3. Who is primarily liable on a cheque? d) We understand your world b) Principal and Agent (a) Drawer e) None of these c) Bailor and Bailee (b) Paying banker 12. Which bank launched smart star d) Creditor and Debtor (c) Collection banker account? e) None of these (d) Everybody who touches the cheque a) HDFC Bank 19. Which of the following committees are (e) None b) HSBC related to ‘Micro financing’? 4. What are the first six numbers indicate c) ICICI Bank a) Nayak Committee in MICR Cheque? d) IDBI Bank b) Tandon committee a) City code e) None of these c) Vyas Committee b) Branch code 13. PJ Naik committee is related to d) Narasimham committee c) Bank name a) Refinancing weak banks e) None of these d) Cheque number b) Licensing to private bank 20. Which of the following is not directly e) Person name c) Governance of bank boards involved in rural lending? 5. On 19 July 1969, 14 banks were d) Privatization of nationalized banks a) Cooperatives nationalised, these banks had deposits e) None of these b) RRBs of more than 14. Which of the following is not the part of c) Commercial banks a) 25 crore b) 50 crore organized sector of India Money d) SIDBI c) 85 crore d) 100 crore Market? e) None of these e) 200 crore a) Chit Funds 21. Under Section 19(1) of the Banking 6. Which country started first plastic b) Mutual Funds Regulation Act, 1949, para- banking notes? c) Non-Banking Financial Companies activities refer to : a) Afghanistan d) Reserve Bank of India a) leasing b) Argentina e) None of these b) hire purchase finance c) Australia 15. What happens if a cheque is post dated? c) factoring d) Austria a) Bank on whom it is drawn will d) credit card operations e)none of these not honour the cheque before the e) only a, b & c 7. Whose signature does Indian currency date of the cheque 22. NIXI stands for : note bear? b) Bank on whom it is drawn has to a) National & International Exchange a) Finance Minister honour the cheque before the date of India b) Finance Secretary of the cheque b) National Internet Exchange of c) RBI Governor c) Bank on whom it is drawn has to India d) The President refer to RBI to honour the cheque c) Notional Inter Exchange interest e)none of these before the date of the cheque d) National Income Exchange of India 8. What is the full form of FCCB? d) Bank on whom it is drawn has to e) None of the above a) Foreign Currency Convertible Bond refer to court to honour the cheque 23. Which of the following taxes are not b) Foreign Currency Convertible Bank before the date of the cheque levied by the Union Govt.? c) Foreign Currency Convertible Board e) None of these (a) Customs d) Foreign Convertible Currency Board 16. Which one of the following is a financial (b) Corporate Tax 9. Which one of the following belongs to ratio that gives a measure of a (c) Land Revenue Bank Capitalization? company’s ability to meet its financial (d) Income Tax a) Basel II norms losses? (e) Surcharge on Income Tax b) Basel III norms a) Cash Reverse Ratio 24. One of the major emphasis of Basel II is c) Basel I norms b) Leverage Ratio that banks should have

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(a) adequate Capital Adequacy Ratio e) Special schemes of banks b. A cheque bearing the date later (b) only few branches in urban centres 30. Assume that Reserve Bank of India than it was drawn (c) more and more branches in rural reduces the Bank Rate by 1%, what c. A cheque bearing no date at all 4. areas will be its impact A cheque bearing same date on (d) core banking mode of operation a) Less liquidity in the market which it was drawn (e) all the above to comply with b) More liquidity in the market d. None of these Basel II norms c) No change in the liquidity in the 37. The Foreign Exchange Reserves in India 25. Which of the following public sector market are kept in the custody of which of the insurance companies of India is d) Mobilization of more deposits by following Institution? headquartered in Mumbai? commercial-banks a. SBI A. National Insurance Company e) None of these b. RBI Limited. 31. Who was the First Chairman of SEBI c. GOI B. Life Insurance Corporation of as well of Disinvestment Commission d. SEBI India. of India e. None of these C. New India Assurance Co. Ltd. a) C.B Bhave 38. The relationship of banker and customer D. United India Insurance Company b) G.V.Ramakrishna in case of safe deposit vault (Locker) Limited. c) A.S. Morrthy is of ______Select the correct answer using the d) Vijay Kelkar a. Bailor and Bailee codes given below: e)None of these b. Lessor and Lessee (a) Only A and B 32. Bank Deposits that can be withdrawn c. Principal and Agent (b) Only C and D without notice are called d. Debtor and Creditor (c) Only B and C a) Variable Deposits e. None of these (d) Only A, C and D b) Demand Deposits 39. PAN number is required for all (e) All of the above c) Fixed Deposits transactions above 26. Which of the following is correct d) Account Payable Deposits a) Rs. 25,000 regarding the Reverse Repo Rate used e) None of these b) Rs. 50,000 by the Reserve Bank of India (RBI)? 33. If an account remains NPA for a period c) Rs. 1 lac (a) It is used to control liquidity in of _____ it is classified as doubtful. d) Rs. 10 lacs the system a. 14 months e) None of the above (b) It s the rate at which the RBI b. 12 months 40. The government has allowed issue of borrows money from commercial c. 18 months Long-Term Bonds for Insurance banks d. 3 months Companies and others upto: (c) An Increase in reverse repo rate e. 6 months a) 10 years can prompt banks to park more 34. Which of the following is considered to b) 15 years funds with the RBI be a comprehensive and dynamic c) 25 years (d) It is a tool which can be used by framework for measurement, d) 30 years the RBI to drain excess money monitoring and managing the market e) None of the above out of the banking system risk of the Banks? (e) All of the above a. Wholesale Price Index 27. Banks sell insurance for b. Market Risk Measurement (a) increasing deposits c. Debtor Creditor Mismatch  (b) increasing loans d. Asset Liability Mismatch (c) increasing clients e. None of these ANSWER KEYS (d) earning more profits 35. Which of the following is the Central (e) taking over insurance companies Office Department (support) under 1. (c) 2. (b) 3. (a) 4. (d) 28. Loans to software industry up to a limit RBI? 5. (d) 6. (a) 7. (c) 8. (a) of Rs.______are classified as priority a. Customer Service Department 9. (b) 10. (d) 11. (d) 12. (c) sector advances. b. Department of Currency 13. (c) 14. (a) 15. (a) 16. (b) a) 50 lacs b) 100 lacs Management c) 1000 lacs d) 500 lacs c. Department of Communication 17. (d) 18. (b) 19. (c) 20. (d) e) None of these d. Department of Payment and 21. (e) 22. (c) 23. (c) 24. (a) 29. Many a times we read in the news paper Settlement Systems 25. (c) 26. (e) 27. (d) 28. (b) about CASA deposits of banks. CASA e. None of these 29. (a) 30. (c) 31. (b) 32. (b) deposits are. 36. What do you understand by the term 33. (c) 34. (e) 35. (e) 36. (a) a) Demand deposits “Ante- Dated Cheque”? 37. (c) 38. (d) 39. (d) 40. (b) b) Term deposits a. A cheque bearing the date earlier c) Hybrid deposits than it was drawn d) Recurring deposits

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PRACTICE SET - FOR UPCOMING EXAM [SBI-PO (PRELIM)]

ENGLISH LANGUAGE The drive to loosen the hold of middlemen a)Only B needs to extend to other areas. Millions of b)Only A and B Directions (Q.1-10) : Read the following small farmers are in the grip of middlemen c)Only B and C passage carefully and answer the linked to agricultural mandis or markets. d)All A, B and C questions given below it. Certain words Eliminating the monopoly of agricultural e)Only A and C have been printed in bold to help you mandis on sale of farm produce will introduce 4. Which programme of UPA has managed locate them while answering some of the competition and help farmers get a better to save Rs. 3000 crore in 2015 questions. deal. If NDA wants to make good its promise a)PDS Prime Minister Narendra Modi’s call for of doubling farmers’ income, it should free b)LPG Middleman Mukt Bharat resonates, for a them from the clutches of middlemen. c)MGNREGA simple reason. All political parties see Today, it is possible to directly transfer cash d)Jan Dhan themselves as ‘pro-poor’ and plough or food coupons to poor households. The e)JAM enormous funds into social welfare schemes. time is ripe for the country to move away 5. How the NDA has managed to remove However, the bulk of those funds are from the traditional mai baap sarkar towards bogous beneficiaries? siphoned off by middlemen. Almost three a vibrant social democracy that thrives on a) By Direct Benefits transfer decades after then Prime Minister Rajiv innovation. b) By pro. Poor scheme Gandhi famously argued that only 17 paise c) Use of Adhar in public of every rupee spent on the poor actually 1. Which of the following is not true in the distribution system reaches them, the ghost of corruption and context of the passage? d) Both (a) and (c) inefficiency still hangs over the sarkari A) Jandhan, Adhar and mobile e) None of these system of social welfare. technology now make it possible 6. As per the passage how any political However, the overlapping potential of to eliminate middle men from party win the gratitude of the electorate technology and the universalisation of delivery of welfare schemes. for a long time? banking – through the trinity of Jan Dhan, B) Social welfare schemes have a) By exploiting various Loophole Aadhaar and Mobile technology (JAM) – always been a boon for middle to profiter now makes it possible to eliminate men who have exploited various b) Providing incentive for large scale middlemen from the delivery of welfare loophole to profiteer. pilferage . schemes. Any political party that succeeds C) The ghost of corruption and c) By eliminating middle men from in doing this while in government will inefficiency still hangs over the the delivery of welfare scheme transform India’s democracy and win the sarkari system of social welfare. d) Ploughing enormous funds into gratitude of the electorate for a long time to a) Only A social welfare scheme. come. b) Only B and C e) None of these Social welfare schemes have always been a c) Only A and B boon for middlemen who have exploited d) Only C Directions (7-8): choose the word which various loopholes to profiteer. The system e) All are true is most similar in meaning to the word of delivering welfare such as food grains at 2. The author’s chief concern appears to printed in bold as used in the passage. highly discounted price has provided be the incentives for large scale pilferage. Ghost a) Fund draw off by middle men 7. Vibrant beneficiaries are one symptom of this flawed b) Weed out bogus beneficiaries a)idle b)lethargic approach. Building on Direct Benefits c) Doubling farmers income c)sluggish d)active Transfer initiated by its predecessor, NDA d) Vibrant social democracy e)electrifying has managed to weed out 3.5 crore bogus e) Cut out middle man 8. Loopholes beneficiaries saving over Rs 21,000 crore 3. As per the passage how the govt. can a)outlet b)benifite under the LPG Pahal scheme in 2015 and cut out the hold of middle men? c)adoptes d)sanctiones 2016. The use of Aadhaar in Public A) Overlapping potential of e)privileges Distribution System (PDS) by states like technology and universalisation of Direction (9-10): Choose the word which Delhi, Andhra Pradesh, Telangana and banking. is most opposite in meaning to the word Puducherry has already yielded results with B) Directly transfer cash or food printed in bold as used in the passage. Rs 10,000 crore as savings in the kitty. As coupon to poor household. many as 1.6 crore bogus ration cards were C) Providing food grain at highly 9. Clutche culled from the list of beneficiaries. UPA’s discount price a)Release b)Grab flagship programme – MGNREGA – too c)Liberate d)Emancipate has managed to save Rs 3,000 crore in 2015. e)seize

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10. Culled grammatical error in it. The error, if any, 24. (a) inadequate (b) due a)extracted b)inserted will be in one part of the sentence. The (c)liability (d)deficit c)preferred d)sifted number of that part is the answer. If there (e) scantiness e)None of these is no error, the answer is (e). (Ignore 25. (a)shortfall (b) surplus errors of punctuation, if any) (c)gain (d)paucity Directions (Q.11-15): Rearrange the (e) plethora following five sentences (A), (B), (C), (D) 16. As you know (a)/ by my visiting card and (E) in a proper sequence so as to form (b)/ I am now (c)/ in Mumbai. (d)/ No Directions (Q.26-30) : Each question a meaningful paragraph, and then error (e). below has two blanks, each blank answer the questions given below. 17. With a fresh coat (a)/ of paint (b)/ the indicating that something has been (A) Understandably, the newly school can (c)/ look much nice. (d)/ No omitted. Choose the set of words for each married woman herself wants to error (e) blank that best fits the meaning of the spend more time with the family. 18. I asked the salesman (a)/ If I could sentence as a whole. (B) They also worry that she might exchange (b)/ the faulty camera (c)/ with not be able to defend herself in another one. (d)/ No error (e) 26. As the boat ___, all those on board case of trouble. 19. I took me (a)/ almost a hour (b)/ to fill fortunately managed to reach the bank (C) Once married, the in-laws exert a the (c)/ application form. (d)/ No error of the river __, with the help of the life lot of pressure for similar cause (e) boats. of security. 20. She insists (a)/ you stay (b)/ until her (a) capasized, drowned (D) Initially, the family does not want husband (c)/ comes home (d)/ No (b) fell, harmlessly the “decent” girl going all around. error (e) (c) dropped, uninjured (E) Retaining female workers at door- (d) deceased, unhurt to-door sales jobs is just as hard Directions (21-25) : In the following (e) sank, safety as ever. passage there are blanks, each of which 27. Ashima __ her team with a lot of skill has been numbered. These numbers are and the __ increase in the sales by the 11. Which of the following should be the printed below the passage and against team is a measure of her success. SECOND sentence after each, five words are suggested, one of (a) dominates, poor rearrangement? which fits the blanks appropriately. Find (b) condemns, sudden 1) E 2) B out the appropriate word in each case. (c) manages, significant 3) D 4) C The country eastern region is—(21)—to fce (d) directs, worthless 5) A a power shortage of 10.1 per cent in the (e) overpowers, exceptional 12. Which of the following should be the current financial year but would have a peak 28. On being asked for the passport, he __ FOURTH sentence after —(22)——of 4.9 percent. The country will to his dismay that he had __ to bring it rearrangement? have surplus power of 1.1 along with him to the airport. 1) A 2) C percent.Nationwide power requirement is – (a) shocked, failed 3) D 4) B (23)— at 1214,642 million units in FY17, (b) realized, forgotten 5) E against which is availability is 1227895 mu, (c) pleaded, neglected 13. Which of the following should be the says the lord generation balance report (d) understood, lost FIRST sentence after rearrangement? (LGBR) for 2016-17 by the Central (e) recognized, missed 1) D 2) B Electricity Authority (CEA).The northen 29. Helen quickly ___ the career ladder and 3) C 4) E region is tipped to face an average power — is now the ___ managing director, the 5) A (24)—-of 1.8 percent and peak power — company has ever appointed. 14. Which of the following should be the (25)—-of 1.6 percent of current financial (a) jumped, shortest THIRD sentence after rearrangement? year. The western and southern region will (b) entered, oldest 1) C 2) A have surplus power during peak and non- (c) started, junior most 3) E 4) D peak hour, says the report. (d) climbed, youngest 5) B (e) ascended, inexperienced 21. (a) Pointed (b) feared 15. Which of the following should be the 30. A famous economist says that the (c)Projected (d)assumed LAST (FIFTH) sentence after government should do more to ___ jobs (e) Knobed rearrangement? in the area in order to curb the ___ rate 22. (a) gain (b) shortage 1) B 2) D of unemployment. (c)surplus (d)rise 3) C 4) A (a) create, rising (e) residue 5) E (b) need, increasing 23. (a) Pegged (b)clinched (c) employ, high Directions (16-20) : Read each sentence (c)required (d)available (d) invent, growing to find out whether there is any (e) announced (e) generate, slowing 65 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

QUANTITATIVE APTITUDE 45. 12 18 36 102 360 (?) a) 1364 b)1386 Directions (Q.31-35): Study the c) 1384 d)1376 following graph carefully and answer e) None of these the questions given below. The Quantity and the price of Tea, Directions (Q. 46-50) : In the following Produced by a company in Given years questions, two equations numbered I and ii are given. You have to solve both the equations and given answer if a) if x > y b) if  xy 36. Total number of people staying in locality J forms approximately what c)if x < y d) x  y percent of the total number of people e) if x= y or the relationship cannot be staying in locality F? established. a) 81 b) 72 2 c) 78 d) 93 46. i. x 19x  84  0 e) 87 2 37. What is the total number of children ii. y  25y 156  0 staying in localities H and I together? 31. How much percentage fall in the price in 47. i. 3 a) 1287 b) 1278 x  468  1729 2007 that of in 2006? c) 1827 d) 1728 ii. y2 1733 1564  0 2 1 e) None of these a) 12 b) 3 38. The number of women staying in which 3 3 9 19 locality is the highest? 48. i.   x c) 20 d) 16 a) H b) J x x e) None of these c) F d) G 32. If per kg price of tea in 2007 was equal e) None of these 11/ 2 5 214 to that of in 2005, what will be the 39. What is the total number of men and ii. y   0 total value in 2007? children staying in locality I together ? y a) Rs 650 crore a) 4115 b) 4551 49. I. 2x2 b) Rs 625 crore c) 4515 d) 4155 + 3x – 20 =0 II. 2y2 + 19y +44 =0 c) Rs 700 crore e) None of these 50. I. 6x2 +77x +121 =0 d) Rs 725 crore 40. What is the ratio of the number of men II. y2 e) None of these staying in locality F to the number of + 9y – 22 =0 33. In which of the following years the price men staying in locality H ? Directions (Q.51-55) : What approximate per kg tea was Rs 250? a) 517:416 b) 403:522 value should come in place of the a) 2004 b) 2005 c) 416:517 d) 522:403 question mark (?) in the following c) 2002 d) 2003 e) None of these questions ? (You are not expected to e) None of these 34. In which of the following years price Directions (Q.41-45): What will come in calculate the exact value.) per tonne tea was maximum? place of the question mark (?) in the 51. 2 2 a) 2001 and 2002 following number series? (1.3) (4.2)  2.7 ? b) 2003 and 2005 41. 8 10 18 44 124 (?) (a) 7 (b) 21 c) 2002 and 2003 a) 344 b) 366 (c) 18 (d) 11 d) 2005 and 2007 c) 354 d) 356 (e) 16 e) None of these e) None of these 52. 746 ÷ 32 × 15 =? 35. What was the average approximate 42. 13 25 61 121 205 (?) (a) 350 (b) 345 production of tea? a) 323 b) 326 (c) 355 (d) 340 a) 200 tonne b) 250 tonne c) 324 d) 313 c) 150 tonne d) 180 tonne e) Nome of these (e) 335 e) 220 tonne 43. 656 352 200 124 86 (?) 53. Directions (Q.36-40): Study the given a) 67 b) 59 834  349 ? table carefully to answer the questions c) 62 d) 57 (a) 525 (b) 556 e) None of these that follow: (c) 534 (d) 550 44. 454 472 445 436 (?) Number of people staying in five different (e) 540 a) 436 b) 456 localities and the percentage break-up of 54. (3986 + 2416 + 3897) ÷ 754 =? c) 454 d) 434 men, women and children in them (a) 18 (b) 14 e) None of these

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(c) 11 (d) 9 61. The average temperature of the first 5 row from left to right. (The one (e) 21 days in a week is 38.20C. If average standing at the left and will be 55. 41.25 + 11.085 × 2.75 =? temperature of the last two days is also called the 1 st; the one standing at (a) 63 (b) 67 included, the average temperature of the right end, the 7 th.) 0 (c) 76 (d) 72 the week goes up by 1.8 C. Find the 2) Their professions are : lawyer, (e) 80 average temperature for the last two accountant, social workers, IAS, 56. A is 50% as efficient as B.C does half of days. housewife, commissioner and the work done by A and B together. If a) 40.50C b) 42.20C student, though not necessarily in C does the work in 80 days, then A, B, c) 44.50C d) 41.80C that order. And C together can do the work in e) 42.50C 62. The ratio of the ages of a man and his 3) The third persons is the 2 wife is 8:5. After 8 years, this ratio housewife. a) 26 days will be 10:7. If at the time of marriage 4) M, who is not the commissioner, 3 the ratio was 7:4, then how many years will stand after the person who b) 30 days ago were they married ? immediately follows N. c) 40 days a) 3 years b) 2 years 5) J is the social worker. c) 2 years d) 5 years 6) The lawyer stands sixth. 2 e) 4 years 7) The accountant stands to the d) 27 days 7 63. After giving a discount of 10% on the immediate left of the marked price of an article, a trader loses commissioner. 2 1%. By what percentage should he 8) P stands to the immediate right of e) 22 day increase the marked price in order to o and to the immediate left of K. 3 again 8%, while the discount 9) N, the student, stands fifth. 57. A train traveling at 54 kmph completely percentage remains the same? crosses another train having half its 66. The person standing first from left is length and traveling in opposite 1 a) O b) the social worker a) 10% b) 11 % direction at 45 Kmph in 15 seconds. It 2 c) P d) the commissioner also passes a railway platform in 52 e) J seconds. The length of platform (in 1 1 67. The person standing to the immediate meters) is c) 12 % d) 9 % left of M is a) 505 b) 405 2 11 a) the housewife b) j c) 705 d) 605 e) 12% c) the lawyer d) 5 e) 805 64. A leak in the bottom of a tank can empty e) House wife 58. A hollow iron pipe is 21 centimeters the full tank in 6 hours. An inlet pipe 68. Which of the following correctly long and its external diameter is 8 fills water at the rate of 5 liters a minute. matches a person with his/ her centimeters. If the thickness of the When the tank is full, the inlet is pipe is 1 cm and iron weighs 8 grams/ profession ? opened, and due to the leak, the tank is cubic centimeter, then the weight (in a) O-IAS empty in 8 hours. How many liters Kilograms) of the pipe is b) K- housewife does the cistern hold? a) 3.6 b) 3.696 c) L- commissioner a) 7,150 liters b) 7,100 liters c) 36 d) 36.9 d) P- lawyer c) 7,000 liters d) 7,200 liters e) 369.6 e) N-accountan e) 8000 liters 59. A dishonest milkman professes to sell 69. Suppose P has to go on account of an 65. In a class, there are 15 boys and 10 girls. his milk at the cost price but he mixes emergency and the family brings in the Three students are selected at random. it with water and thereby gains 25%. family servant Q, who stands to the The probability that 1 girl and 2 boys The percentage of water in the mixture are selected is immediate right of L. the sixth person is a) 21/46 b) 25/117 from the left is now a) 13 b) 15 c) 1/50 d) 3/25 a) K b) J c) 18 d) 20 c) N d) Q e) 22 e) 4/25 e) None of these 60. Simple interest on a certain sum of 70. If in addition to the changes described in money for 3 years at 8% p.a. is half REASONING ABILITY Q.69. the housewife and her husband, the CI on Rs. 4000 for 2 years at 10% Directions: Read the following per annum. The sum calculated on SI the IAS, agree to interchange places, information and answer the questions is which of the following will be true? that follow: a) Rs.1550 b) Rs.1650 a) M will stand after o but before J. c) Rs.1750 d) Rs.2000 1) Seven members of a family J, K, b) K will be the only person to the e) 2250 L, M, N, O and P are to be seated right of L.

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c) There will be an equal no. of born, then with which of the following 80. Statements: No pin is a tin. persons to the left and to the right L is related on the same basis? All tins are copper. No copper is a of J. 1) G 2) A metal. d) There will be only one person to 3) K 4) E Conclusions: the right of N and to the left of K. 5) B I. All metals being tins is a e) None of these possibility. Directions (Q.76-80): In each question II. Some pins are not copper. Directions : Study the following below are given three/four statements information carefully and answer the followed by two conclusions numbered I Directions: (Q.81-85): Study the questions given below: and II. You have to take the given following information carefully and Twelve friends A, B,C, D, E, F, G, H, I, J, K statements to be true even if they seem answer the given questions. and L were born in different months of the to be at variance with commonly known In a certain code language, ‘teacher always same year. A was born in the month of April facts. Read all the conclusions and then be right’ is written as ‘jo la fo re’, ‘right is and G was born in the month of August. J decide which of the given conclusions also respected’ is written as ‘so re na bi’, was born in the month immediately followed logically follows from the given ‘teacher comes on time’ is written as ‘fo py the month in which K was born and statements, disregarding, commonly ku me’ and ‘respected is always on immediately succeeding the month in which known facts, Give answers. expectations’ is written as ‘py jo so bi pe’. C was born. J was not born in the month of 1) if only conclusion I follows. October nor in February. There is a gap of 2) if only conclusion II follows. 81. What is the code for ‘always’? two months between the birthdays of L and 3) if either conclusion I or II follows. a) so b) bi B. there were 30 days in the month in which 4) if neither conclusion I nor II c) fo d) jo L was born. D was born in the month follows. e) Can’t be determined immediately after the month in which I was 5) if both conclusions I and II follow. 82. What is the code for ‘right’? born. There were 31 days in the month in a) re b) jo which D was born. There is a gap of one 76. Statements: Some apartments are huts. c) bi d) so month between the birthdays of B and F. E All apartments are buildings. e) Either bi or la and H were born in that months which had All buildings are cottages. 83. Which of the following may represent 31 days each. In the bith day party of B, Conclusions: ‘be comes time expectations’? both L and F decided to return the gift which I. Some apartments are not cottages. a) la ku me bi B had given to him in their birth day party II. All buildings being huts is a b) la ku me pe possibility. c) na bi la ku 71. In which of the following months B was 77. Statements: All staplers are printers. d) la me so bi born? No printer is a computer. e) pe me ku na 1) December 2) June All computers are machines. 84. What does ‘me’ stand for? 3) March 4) November Conclusions: a) comes 5) September I. All staplers being machines is a b) time 72. Four of the following five alike in a possibility. c) be certain way and hence form a group. II. No stapler is a computer. d) expectations Which one of the following does not 78. Statements: Some fans are moons.All e) Can’t be determined belong to that group? planets are fans. No planet is a universe. 85. Which of the following may represent 1) L 2) A Conclusions: ‘respected is on right’? 3) J 4) K I. Some moons, if they are planets, a) py bi so re 5) B are also fans. b) py bi la pe 73. Who among the following was in the II. All universe being fans is a c) la pe so re month of February? possibility. d) so py ku me 1) J 2) L 79. Statements: All professors are e) me py bi re 3) E or H 4) C scientists. Some professors are 5) I intelligent. Directions: (Q.86-90): In these 74. How many friends did celebrate their No intelligent is honest. questions, relationship between birthdays after F? Conclusions: different elements is shown in the 1) None 2) Three I. At least some professors being statements. The statements are followed 3) Four 4) Five honest is a possibility. by conclusions. Study the conclusions 5) Six II. All professors, if they are based on the given statement and select 75. If I is related A and A is related to J on intelligent, are also honest. the appropriate answer. the basis of months in which they were 86. Statements: E < C = U > T; B > C > A

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Conclusions: I. A < E II. T < B 91. How many people sit between A and 96. How much time does C take to reach a)Neither conclusion I nor II is true the representative from Austria when office? b)Either conclusion I or II is true counted in clockwise directions? 1) 60 minutes c)Only conclusion I is true 1) None 2) One 2) 50 minutes d)Both conclusion I and II are true 3) Two 4) Three 3) 40 minutes e)Only conclusion II is true 5) Four 4) 20 minutes 87. Statements: E < C = U > T ; B > C > A 92. Which of the following is True regarding 5) Cannot be determined Conclusions: I. B > E II. A < T representative F? 97. Who amongst the following takes a) Both conclusions I and II are true 1) F is representative of Austria maximum time to reach office? b) Neither conclusion I nor II is true 2) F sits second to the left of the 1) B 2) C c) Only either conclusion I or II is true representative from Thailand. 3) D 4) F d) Only conclusion II is true 3) The representative from 5) Cannot be determined e) Only conclusion I is true Germany is not an immediate 98. How many people take more time to 88. Statements: Q >R < S = T < L > V neighbor of F. reach office than D? Conclusions: I. Q < V II. L > R 4) E sits third to the right of F. 1) Four 2) Three a) Only conclusion I is true 5) None of these 3) Two 4) One b) Neither conclusion I nor II is true 93. In which of the following pairs is the 5) None of these c) Either conclusion I or II is true representative from the first country 99. If P $ Q means P is father of Q, P # Q d) Only conclusion II is true sitting on the immediate left of the means P is mother of Q, P * Q means P e) Both conclusion I and II are true representative from the second is sister of Q, then how is Q related to 89. Statements: N > L < Z; P > L; Q > Z country? N in N # L $ P * Q? Conclusions: I. Q > L II. Z > N 1) India –Thailand a)Grandson a) Neither conclusion I nor II is true 2) Austria-US b)Granddaughter b) Both conclusions I and II are true 3) Thailand-Holland c)Nephew c) Only conclusion II is true 4) Spain-Germany d)Data inadequate d) Only conclusion I is true 5) US-Spain e)None of these e) Either conclusion I or II is true 94. What is the position of B with respect 100. How many pairs of letters are there in 90. Statements: N > L < Z; P > L ; Q > Z to the position of the representative the word EXCLUSIVE which have as Conclusions: I. P > N II. Z > P from the US? many letters between them as in the a) Only conclusion I is true 1) Third to the left alphabet? b) Either conclusion I or II is true 2) Fourth to the right a)2 b)3 c) Only conclusion II is true 3) Fourth to the left c)4 d)Nil d) Neither conclusion I nor II is true 4) Second to the right e)None of these e) Both conclusions I and II are true 5) Second to the left 95. Which of the following pairs represents  Directions: Study the following the immediate neighbors of the information carefully and answer the representative from Holland? ANSWER KEYS questions given below: 1) CG 2) BE In an international meet, representatives A, 3) AH 4) HB 1. (e) 2. (e) 3. (b) 4. (a) B, C, D, E, F, G and H from eight different 5) GE countries, viz Thailand, France, Holland, 5. (d) 6. (c) 7. (d) 8. (b) Austria, US, Spain, India and Germany (not Directions: Study the following 9. (b) 10. (a) 11. (c) 12. (b) necessarily in the same order), sit around a information carefully and answer the 13. (d) 14. (e) 15. (d) 16. (e) circular table facing the center. A, who questions given below: 17. (d) Look much nice should be replace represents Germany, sits third to the left of Six friends A, B, C, D, E and F working in with look very nice E. The one who is from India sits on the the same office take different time to reach 18. (d) Another is a indefinite determiner immediate right of A.D, who is from office. All of take time in the multiples of which means a additional person or Holland, sits second to the right of B. B is then in such a manner that the one who thing. The use of ‘one’ after it is not an immediate neighbor of E. C, who is reaches office the earliest, reaches in 10 superfluous. from Spain, sits exactly in the middle of minutes and the one who takes maximum 19. (b) Almost a hour replaced with almost people representing US and India. G, the time reaches office in 60 minutes. D takes an hour. representative from France, sits second to more time than E but less time than A. A 20. (b) You stay should be replaced with the left of H, who is from Thailand. reaches in 30 minutes. B takes less time than you on staying. Because insists is only F. always followed preposition on. 21. (c) 22. (c) 23. (a) 24. (d)

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25. (a) 26. (e) 27. (c) 28. (b) = 3.696 kg 59. Let C.P. of 1 litre milk = Re. 1 (Dearer) 99 29. (d) 30. (a) Marked price = 100 =110 31-d; S.P. of 1 litre of mixture = Re. 1 10 Reqd. Answer Gain = 25% For a gain of 8%,s.p must be 108 C.P. of 1 litre of mixture = Re. (100/ 600  500 2 Again Rs 108 is 90% of new marcked 125) x 1 = 4/5 (Mean) price = 100 = 16 % 600 3 C.P. of water = Re. 0 (Cheaper) 32-a; Ratio of milk to water = 4/5 - 0 : 1 - 4/ 108 So new marked price = 100 5 = 4/5 : 1/5 90 600 Percentage of water in the mixture = Reqd. Answer =  260 = Rs 650 % increase by increasing marked price 240 (1/5)  100% = 20% crore 60. C.I – Rs 1 from 110 to 120= 9 % 33-e; 34-e; 35-b; 36. (e) 11  2  37. (b) 38. (d) 39. (c) 40. (a)  10  64. (d) 65. (a) 40001 2   4000 41. (b), +1×2,×2-2,×3-2   100   (66-70) 42. (d), +12×1,+12×3,+12×5…   43. (a), +152,-76,-38,-19 11 11 44. (a), +18,-27,+36,-45   O N L =Rs 400   4000 P K J M 45. (a), ×0.5,×1,×1.5,×2,×2.5  10 10  O – Accountant 46. (b) 47. (d) 48. (e) 49. (b) =Rs .840 50. (e) 51. (d) 52. (a) 53. (e) P – Commissioner 54. (b) 55. (d) 56.(a)  420100  K – House wife  Sum – Rs   J - Social worker 57. a) Let the length of train having 54 kmph  38  =2x As per the question= N – Student =Rs.1750 L – Lawyer 2x 1 61. Average temperature of first five day M – IAS = 0 c 66. (a) 67. (c) 68. (b) 69. (d) 5 =15 sec 38.2 55  45 70. (a) 18 Total temperature of five day =38.2×5=191 (71-75) 5115 Average temperature of seven January - 31 E/H X= day= 400 c February - 28 I 2 Total temperature of seven day March - 31 D 2x=275 meter =40×7=280 April - 30 A Again the train crosses the Plat from in Total last two day temperature = 280- May - 31 C 52 sec 191=89 June - 30 J Total length crossed Average temperature of last two day July - 31 K August - 30 G 5 89 September- 30 L = 52 54 =780 meter = = 0 c 18 2 44.5 October- 31 F Length of Platform =780-275=505 62. Let the age of man = 8x, wife = 5x November- 30 B meter After 8 year ratio of man and his wife December- 31 H/E 58. External radius = 4 cm = 10 :7 71. (d) 72. (d) 73. (e) 74. (a) 75. (e) 76. (b) 77. (e) 78. (e) Internal radius = 3 cm [because 8x 8 10 thickness of pipe is 1 cm]   79. (a) 80. (4) 81. (d) 82. (a) 5x 8 7 83. (b) 84. (e) 85. (a) 86. (b) 87. (a) 88. (b) 89. (a) 90. (d) Volume of iron = r 2 h Solving this we get x=4 Man present age =32, wife =20 91. (c) 92. (e) 93. (c) 94. (d) 95. (c) 96. (e) 97. (d) 98. (a) 22 2 2 3 At the time of marriage man’s age =28, = 4  3  21cm 99. (d) 100. (b) 7 wife age=16 63. Let C.P.=100 3 =462cm  S.P = 99  Weight of iron = 4628 =3696 gm

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PRACTICE SET FOR UPCOMING EXAM [SBI-PO (MAIN)] REASONING ABILITY & b)4095-black colour train 7. Statements: Should there be a restriction on the construction of high rise COMPUTER KNOWLEDGE c)4230-prem kumar d)Jyoti praksh-Green colour shirt buildings in big cities India ? Direction (1-5) Study the following e)Vaishali express colour-Red Arguments: information and answer the question 4. The guard in the vaishali express wearing (A) No, big cities in India do not have given below. shirt having colour adequate open land plots to Six train run by Indian railway having a)blue accommodate the growing population. different numbers have different guards. The b)green (B) yes, only the builders and trains have six different colour i.e. Red, blue, c)white or yellow developers benefit from the yellow, white, black and green not necessarily d)white or red construction of high rise buildings. in the same order). The shirt of each guard is e)Red (C) Yes, the govt. should first provide in different coloUr viz green, brown, red, 5. The colour of shan-e- Punjab is adequate infrastructural facilities to blue, white, and black not necessarily in the a)Red b)Blue existing buildings before allowing the same order. c)Green d)White construction of new high rise buildings. Charanjeet sing is a guard on either train no e)Black a) Only (B) is strong 2418 or 2494. 2554 and 4258 is the number b) Only (C) is strong Directions (Q.6-7) In making decisions of vaishali expres and kasha viswanath c) Only (A) and (C) are strong about important questions, it is desirable express, through not respectively. Kasi d) Only (A) is strong to be able to distinguish between ‘strong’ viswanath express, which guard is wearing e) None of the above arguments and ‘weak’ arguments. a white shirt is not blue in colour. Prayag ‘Strong’ arguments are those which are Directions (8-9) In each question below Raj express is green in colour but its guard is both important and directly related to is given a statement followed by three not wearing brown or red shirt. Dayal pandey the questions. ‘Weak’ arguments are assumptions (A), (B) and (C). An and avinash bharadwaj are not the guards of those which are of minor important and assumption is something supposed or prayag Raj and tain no.4230. Sahn-e-punjab also may not be directly related to the taken for granted. You have to consider and Lucknow mail have the no 4230 and question or may be related to a trivial the statement and the following 2494,through not respectively. Shan-e- aspect of the question. assumptions and decide which of the Punjab and the train no 4230 are not being Each question below is followed by three assumptions implicit in the statement. guarded by Dayal pandey. The guard of arguments numbered (A), (B), and (C). lucknow express is wearing green shirt but 8. Statement: The Govt. has decided to you have to decide which of the the train is neither blue or white in colour. auction construction of highways to arguments is ‘strong’ argument and The guard of Shan-e-Punjab wearing Red private entities in several blocks across which is a ‘weak’ argument. shirt and vaishali express colour is not blue the country on build-operate transfer or Red. Prem kumar is not a guard of Kashi 6. Statements: Should all the deemed basis. viswanath and Vaishali express. Jyoti universities be derecognized and Which of the following assumption prakash and Omar abdulha are guard on attached to any of the central of state (s)is/are implicit in the above prayag Raj and Himalayan queen universities in India? statement? respectively. One of the train is numbered Arguments: A) An adequate number of private 4095 and it is not prayag Raj. Himalayan (A) Yes many of these deemed entities may not respond to the Queen colour is black and its guard wearing universities do not conform to the government’s auction notification. black colour shirt. required standards of a full-fledged B) Many private entities in the country university and hence the level of are capable of constructing highways 1. When Prayag Raj express and himalayn education is compromised. within reasonable time. Queen pass each other, which two (B) No, these deemed universities have C) The Govt.’s proposal of build- guard will show flag to each other. been able to introduce innovative operate-transfer may financially a)Charanjeet Sing-Dayal Pandey course suitable to the requirement of benefit the private entities. b)Dayal pandey-Abhinas bharadwaj various industries as they are free from a) Only (A) and (B) are implicit c)Dayal Pandey-Prem kumar strict Govt. controls. b) Only (B) and (C) are implicit d)Jyoti prakash-Omar abdulha (C) Yes, many such universities are c) Only (B) is implicit e)Prem kumar-Jyoti prakash basically money spinning activities and d) Only (A) and (C) are implicit 2. What is the colour of Lucknow express? education takes a backseat in these e) None of the above a)Green b)Red institutions. 9. Statements: Govt. has urged all the c)Blue d)White a) Only (A) and (B) are strong citizens to use electronic media for e)Brown b) Only (B) and (C) are strong carrying out their daily activities, 3. Which of the following combination is c)Only (A) and (C) are strong whenever possible, instead of using not true? d) All (A) , (B) and (C) are strong paper as the manufacture of paper a)2418- Prayag raj express e) None of the above requires the cutting down of a large

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number of trees causing severe damage I)Government should initiate steps like e)None of these to the ecosystem. reducing Government taxes on essential 16. Which of the following statements is Which of the following assumption(s) commodities with immediate effect. true about H? is/are implicit in the above statement? II)Farmers should be asked by the a) He sits second to the left of F. A)Most people may be capable of using Government to sell their produce at b) He sits third to the left of B. electronic media to carry out various lower prices. c) He reads either Darpan or BSC. routines. d) G and F are his immediate B)Most people may have access to Directions (Q.12-16): Study the neighbours. electronic media for carrying out their following information carefully and e) His neighbours read India Today daily routine activities. answer the given questions. and Times. A, B, C, D, E, F, G and H are eight students C)People at large may reject the Govt.’s appeal and continue using paper as sitting around a circular table. Four of them Directions (Q. 17-21): A word before. are facing towards the centre and four of arrangement machine, when given a a)Only (A) is implicit them are facing away from the centre. All of particular input, rearranges it following b)Only (B) is implicit them like a different magazine, viz. India a particular rule. The following is the c)Only (A) and (B) are implicit Today, Darpan, BSC, Kiran, Chronicle, illustration of the input and the steps of d) Only (C) is implicit Rozgar, Times and Current Affairs, but not arrangement: e) None of the above necessarily in the same order. Input: cook 32 look 39 give 95 take 47 E faces towards the centre and likes India 71 Directions (Q.10-11) In each question Today. Both the immediate neighbours of E Step I: 95 32 look 39 give cook take 47 below is given a statement followed by face away from the centre and like BSC or 71 two course of action numbered I and ii. A Kiran. D faces away from the centre. Both Step II: 95 71 look 39 give cook take 47 course of action is a step or the immediate neighbours of D do not face 71 administrative decision to be taken for away from the centre. E sits third to the Step III: 95 71 take 39 give cook look 47 improvement, follow-up or further action right of F, who likes Chronicle and faces 32 in regard to the problem, policy, etc. On away from the centre. C sits third to the left Step IV: 95 71 take look give cook 39 47 the basis of the information given in the of F. 32 statement, you have to assume The one who likes BSC sits opposites F. Step V: 95 71 take look 47 cook 39 give everything in the statement to be true, The one who likes Darpan is not the 32 then decide which of the suggested immediate neighbour of F and faces away Step VI: 95 71 take look 47 give 39 cook courses of action logically follow(s) foe from the centre. A sits second to the left of 32 pursuing. C and does not like Times or Current Affairs. Step VII: 95 71 take look 47 give cook Give answer (a) if only course of action The one who likes Times sits between H 39 32 I follows. and F. B faces away from the centre and Step VII is the final oputput of this Give answer (b) if only course of action does not like Darpan. machine II follows. Give answer (c) if either course of 12. Who among the following sits third to 17. If “97 82 sun 50 moon night 36 72 action I or II follows. the right of G? evening” is step 2 then how many more Give answer (d) if neither course of a)A b)B steps are required to reach on final action I nor II follows. c)C d)D output? Give answer (e) if both course of action e)F a) 5 steps more I and II follow. 13. Which of the following combinations is b) 6 steps more true? c) 4 steps more 10. Statement: Many pilgrims died in a a)A – Chronicle d) 3 steps more stampede while boarding a private b)B – Kiran e) None of these ferry to the holy place on the first day c)G – Times 18. “86 92 fighter next 88 tire army 29 75” of the ten day long festival. d)F – BSC is the input of a machine and “92 88 Courses of action e)None of these tire next 86 fighter army 29 75” is one I)The Govt. should immediately cancel 14. If all the people are made to sit in of the step of given input. Find out the licenses of all the private ferry alphabetical order, in clockwise which step is it? operators with immediate effect. direction, starting from A, the position a) Step III II)The Govt. should deploy an of who amongst the following remains b) Step IV adequate number of its personnel to the same? (excluding A) c) Step V guide pilgrims on their journey to the a)D b)E d) This step is not possible holy place. c)G d)H e) None of these 11. Statement : The rate of inflation has e)None of these 19. “52 42 tag mug 36 hug 40 bag 21” is the reached its highest in last twenty years 15. Who among the following reads Rozgar? step no. 3 of an input. Find out the and there is no sign of it softening in a)H b)A step 1 from this step. a) 52 36 40 mug the coming months. c)C d)D 42 hug tag bag 21

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b) 52 40 mug 36 42 tag hug bag 21 d) No consonant is a vowel. d) if the data in both statements I c) 52 36 mug 40 hug 42 tag bag 21 e) No paper is a consonant. and II even together are not d) Can’t be determined 24. Statements: sufficient to answer the question. e) None of these No table is a chair. e) if the data in both statements I 20. If input of a machine is “94 hair fair 61 Some chairs are boxes. and II together are necessary to dare 69 share 57 32”, find out the step No box is a cover. answer the question. 4. All covers are drawers. a) 94 69 share hair 61 fair dare 57 32 Conclusions: 27. “You must reach home within five days b) 94 69 share hair dare 61 57 fair 32 a) Some boxes are not tables. from the date of receiving the letter.” c) 94 69 share hair 61 dare fair 57 32 b) Some chairs are not covers. — ‘A’ wrote to ‘B’ What is the exact d) 94 69 share hair 61 57 dare fair 32 c) All chairs are covers. date before which ‘B’ should reach e) None of these d) No cover is a box. home? 21. If step 2 is “99 83 hate gate 64 rate 23 e) Some drawers are covers. I. The letter war received on 25th date 57”, then how many more steps 25. Statements: February. are required to get the final output? All cups are bottles. II. It was not a leap year. a) 3 step Some bottles are jugs. 28. How many students are there between b) 4 step No jug is a bucket. Suresh and Mohan in a row of fifty c) 5 step All buckets are tubs. students? d) It can’t be step 2 Conclusions: I. Suresh is twelfth from the left end e) None of these a) Some cups are buckets. and Mohan is seventeenth from b) Some cups are jugs. the right end. Directions (Q. 22-26): In each question c) Some bottles are not buckets. II. Suresh is six places away from are given four statements followed by d) No cup is a jug. Jayesh, who is twentieth from the five conclusions, one of which definitely e) All tubs are jugs. left end. does not logically follow (or is not a 26. Statements: 29. How many daughters does ‘X’ have? possibility of occurrence) from the given All numbers are letters. I. A and B are the only sisters of D. statements. That conclusion is your No letter is a book. II. B’s father is X and has only one answer. (Note: You have to take the four Some books are papers. son, ie D. given statements to be true even it they No paper is a copy. 30. In how many hours did a train XYZ seem to be at variance with commonly Conclusions: complete a journey between two known facts and then decide which of a) No number is a book. stations P and Q? the given conclusions logically does not b) Some books are not copies. I. According to A’s wife the train follow from the given statements c) Some papers are not numbers. took more than five hours but less disregarding commonly known facts.) d) Some books are not letters. than ten hours to complete the journey. 22. Statements: e) All papers being letters is a possibility. II. According to B’s husband the Some chocolates are toffees. train took more than eight hours All toffees are gems. Directions (Q. 27-31): Each of the but less than twelve hours to All gems are candies. questions below consists of a question complete the journey. No candy is a stone. and two statements numbered I and II 31. What will be code for “beautiful and Conclusions: given below it. You have to decide lovely dream in a code language”? a) No toffee is a stone. whether the data provided in the I. ‘Koko dhoo kan cha’ means ‘Have b) Some chocolates are not stones. statements are sufficient to answer the a nice dream’ and ‘pich kich nich’ c) No gem is a stone. question. Read both the statements and means ‘fair and lovely’. d) All stones being chocolates is a give answer II. ‘loch chop toto’ means ‘she is possibility. a) if the data in statement I alone are beautiful’ and ‘chop pich nich’ e) All gems being stones is a sufficient to answer the question, means ‘fair and beautiful’ possibility. while the data in statement II alone 23. Statements: are not sufficient to answer the Directions: For the Assertion (A) and All letters are words. question. reason (R) below,choose the correct No vowel is a consonant. b) if the data in statement II alone alternative from the following. Some words are papers. are sufficient to answer the a) Both A and R are true R is the All papers are vowels. question, while the data in correct explanation of A. Conclusions: statement I alone are not sufficient b) Both A and R are true but R is not a) Some papers are consonants. to answer the question. the correct explanation of A. b) Some vowels not being papers is c) if the data either in statement I c) A is true but R is false. a possibility. alone or in statement II alone are d) A is false but R is true. c) All words being vowels is a sufficient to answer the question. possibility.

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32. Assertion: One should not take e)None of these medicines without a prescription. 38. A______is used to read handwritten or printed text to make a digital image that is stored Reason: Taking medicines without in memory. prescription is dangerous because only a)printer b)laser beam c)scanner d)touchpad e)keyboard the doctor knows the actual 39. The most widely used code that represents each character as a unique 8-bit code is components in a medicine and the a)ASCII b)Unicode possible side effects due to taking the c)binary numbering system d)EBCDIC medicine. e)ACSII 33. Assertion: Harshad Mehts was 40. Information stored in RAM is considered volatile, which means it is responsible for a major bull run in the a) stored there permanently. Indian Stock market. b) not held permanently, only temporarily. Reason: Harshad Metha was known c) stored when the electricity is shut off. as the “big bull”. d) stored permanently in the CPU device. e) None of these Directions for Questions 34to 35: in the 41. The display size of a monitor is measured following questions there is a statement a)zig – zag b)horizontally followed by two conclusions. You have to c)vertically d)from center to the furthest corner choose: e)diagonally a) If only conclusion I follows. 42. Expansion cards are inserted into b) If only conclusion II follows. a)slots b)peripheral devices c) If only conclusion I and II both c)the CPU d)the back of the computer follow. e)pegs d) If neither I nor II follows. 43. Web pages are saved in ______format. e) If both I nor II follows. a)http:// B)HTML c)DOC d)URL e)None of these 34. Statement: A degree in law is one of the 44. Which type of software is used in the design of products, structures, civil engineering, most wanted degrees by youth in India. drawings and maps? Conclusions: a)CAD programs b)desktop programs I. A degree in law guarantees a good c)drawing programs d)painting – programs profession. e)video/audio-programs II. A degree in law is the first choice 45. Before you can begin using e-mail, you must have a(n) for youth in India. a)Browser b)Modem c)Server d)Scanner e)Account 35. Statement: Due to the onset of monsoon there is a sharp hike in the QUANTITATIVE APTITUDE price of alphonso mangoes. Directions: (Q. 46-50): Following graph shows the number of males and females is 5 Conclusions: I. Alphonso mangoes are in demand different cities. at any price. II. The onset of monsoons affects the market for alphonso mangoes. 36. Compatibility, with regard to computers, refers to a) the software doing the right job for the user b) it being versatile enough to handle the job c) the software able to run on the computer d) software running with only other previously installed software e) software permanently available in the computer 37. A partially completed workbook that contains formulas and formatting, but no data is called a a)prototype Pie-chart I and pie-chart II shows the percentage illiterate males and percentage b)template c)model literate females of different states respectively. d)function

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51. In the year 2005 what is the sum of total export of Company A and total import of Company B? (answer in lakh) a)157.8 lakh b)115.3 lakh c)185 lakh d)148.3 lakh e)87.94 lakh 52. What is the percentage rise in import of Company A from year 2007 to 2008? (Answer in approximate value) a)33% b)37% c)41% d)43% e)45% 53. Export of Company A in the year 2006 is what percentage of Import of Company B in the year 2007? (Answer in approximate value) a)75% b)77.5% c)80% d)82.5% e)85% 54. Import of Company A in the year 2010 is how much percentage 46. What is the total number of illiterate females in State C? more than the export of Company B in the year 2007? a)142 b)161 c)145 d)153 e)160 (Approximate value) 47. The literate females in State B is what percent more than the a)12.5% b)15% c)18.3% d)20% e)22.8% illiterate males in State C? 55. If the export of Company A increased by 20% and import is a)23.33% b)66.66% c)99.99% d)44.44% e)33.33% decreased by 20% in the year 2006 then what will be the new 48. What is the total number of illiterate females? ratio of export to import of Company A in that year? a)912 b)812 c)842 d)852 e)862 a)0.75 b)1.2 c)1.125 d)1.475 e)1.225 49. What is the total number of literate males? Directions: (Q. 56-60): There are six companies which produce a)912 b)710 c)618 d)594 e)814 p articu lar item in tw o m od els M and M . These companies 50. The illiterate females in State A is what percent more than that 1 2 produce 5 lakh items. The given pie-chart shows the in State D? percentage distribution of the total items produced and the a)14.2% b)15.6% c)13.3% d)18.5% e)16.3% table shows the ratio of model M1 to M2 produced by these Directions: (Q. 51-55): In the following line graph the ratio companies and their percentage sale. of exports to import of two Company A and B are shown during a time period. Given bar graph shows the import of Company A and export of Company B (in lakh) during this period.

56. What is the total number of model M2 items sold by Company A? a) 19750 b)20250 c)21450 d)22500 e)None of these

57. If Company C sells model M2 items at the rate of Rs 115 per

item, how much money did it earn by selling all M2 items? a) Rs 11.25 lakh b)Rs 12.45 lakh c)Rs 13.75 lakh d)Rs 14.95 lakh e)None of these

58. The total number of model M2 items sold by Company E is

what percent of the total number of model M1 items sold by Company C? a) 30% b)35% c)40% d)45% e)50%

59. What is the difference between the total number of model M2

items sold by Company F and the total number of model M1 items sold by Company D? a) 750 b)800 c)850 d)900 e)950

60. What is the total number of unsold items of model M1 and M2 of Company B? a)50000 b)52500 c)55000 d)57500 e)60000

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61. The angles of quadrilateral are in the ratio A school consisting of a total of 1560 given below it. You have to decide of 2: 4: 7: 5.The smallest angle of the students has boys and girls in the ratio whether the data provided in the quadrilateral is equal to the smallest 7:5.All the students are enrolled in different statements are sufficient to answer the angle of the triangle. One of the angles types of hobby classes, viz Singing, dancing questions. Read both the statements and of the triangle is twice the smallest angle and painting. One-fifth of the boys are give answer: of the triangle. What is the second enrolled in only Dancing classes. Twenty a) if the data in statement I alone are largest angle of the triangle? per cent of the girl are enrolled in only sufficient to answer the question, a)800 painting classes. Twenty four percent of the while the data in statement II alone b)600 boys are enrolled in only Singing classes. are not sufficient to answer the c)1200 Twenty four percent of girls are enrolled in question. d)Canont be determined both singing and Dancing classes together. b) if the data in statement II alone e)None of these The number of girls enrolled in only Singing are sufficient to answer the 62. A shopkeeper sells notebooks at the rate classes is two hundred percent of the boys question, while the data in of Rs. 45 each and earns a commission enrolled in the same. One thirteenth of the statement I alone are not sufficient of 4% . He also sells pencil box at the boys enrolled in all the three classes together. to answer the question. rate of Rs.80 each and earns a The ratio of boys enrolled in dancing and c) if the data either in statement I commission of 20%. How much amount Painting classes together to the girls enrolled alone or in statement II alone are of commission will be earn in two in the same is 2:1.Ten percent of girls sufficient to answer the question. weeks if he sells 10 notebooks and 6 enrolled in both dancing and painting class d) if the data even in both the pencil boxes a day? together. The remaining girls are enrolled in statements I and II together are a)Rs. 1956 b) Rs.1586 all the three classes together. The number of not sufficient to answer the c) Rs.1496 d) Rs.1596 boys enrolled in Singing and dancing classes question. e) if the data in both the e)None of these together is fifty percent of the number of statements I and II together are 63. Train-A crosses a stationary Train-B in girls enrolled in the same. The remaining boys necessary to answer the question 50 seconds and a pole in 20 seconds are enrolled in only Painting classes. with the same speed. The length of the 71. How much time would Rahul take to Train-A is 240 metre. What is the length 66. What is the total number of boys who reach the destination if he travels by of the stationary Train-B? are enrolled in Dancing? car? a)360 m a)318 b)364 I. The speed of Rahul’s car is double b)260 m c)292 d)434 his walking speed for the c)300 m e)None of these destination. d)Cannot be determined 67. Total number of girls enrolled in Singing II. The ratio of the speed at which e) None of these is approximately what percent of the Rahul and Sanjay walk is 3 : 4 and 64. In a test, minimum passing percentage total number of students in the school? Rahul takes 30 minutes more than for girls and boys is 35% and 40% a)37 b)19 the time taken by Sanjay to reach respectively. A boy scored 483 marks c)32 d)14 the destination. and failed by 117 marks. What are the e)26 72. Mohan does a work in 10 days. After 5 minimum passing marks for girls? 68. What is the total number of students days he is joined by Suresh. In how a)425 b)520 enrolled in all the three classes together? many days will the work be finished? c)500 d)625 a)135 b)164 I. Suresh takes double time to finish e)None of these c)187 d)142 the work than Mohan. e)None of these 65. Twelve per cent of Kaushal’s monthly II. Suresh does half of the work in 10 salary is equal to sixteen per cent of 69. Number of girls enrolled in only Dancing days. classes is what percent of the boys Nandini’s monthly salary. Suresh’s 73. There are three friends A, B and C enrolled in the same? (rounded off to monthly salary is half that of Nandini’s working in a company. If ‘A’ has a two digits after decimal) monthly salary. If Suresh’s annual salary of `10,000 per month, who has salary is Rs. 1.08 lacs. What is a)38.67 b)35.71 a salary of `12,500 per month? c)41.83 d)28.62 Kaushal’s monthly salary? I. C’s salary is 25% more than A’s a) Rs. 20000 e)None of these salary. b) Rs. 18000 70. What is the ratio of the number of girls II. A’s salary is 20% less than B’s c) Rs. 26000 enrolled is only painting classes to the salary. d) Rs. 24000 number of boys enrolled in the same ? 74. What is the unitary digit of the number e)None of these a)77:26 b)21:73 ‘x’? c)26:77 d)73:21 2n 2n1 Directions (Q.66-70) : Study he e)None of these I. x ends in 1 while x ends information carefully to answer the in 9. Directions (Q. 71-75): Each of the questions that follow: II. ‘X’ is less than ‘20’ and the sum questions below consists of a question of its digits is 10. and two statements numbered I and II

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75. If deep and Vivek work alternatively, in A recent report on adverse child sex ratio only adds to their woes. A culture where a how many day the work will be that was released by the Census daughter can be an equal support to her finished? Commissioner’s office and the Union parents in their times of needs in I. Vivek alone can do that piece of ministry of health is a frightening indicator unpalatable even in urban, educated work in 6 days. that the ancient prejudice against the girl settings. The high incidence of crime and

II. Deepak alone can do that piece c h ild still looms large on India society. abuse against women makes the situation of work in 5 days. Statistics reveal that India has one of the worse. 76. At simple interest, a sum becomes 3 word’s lowest ratios for women to men in The mindset against the female sex needs to times in 20 yr. Find the time, in which the 0 -6 year group, which has decreased be broken before any serious measures can the sum will be double at the same rate from 945 women per 1,000 men in 1999 to be taken to correct the sex ratio. Education of interest. 927 women per 1,000 men in 2001. It is, therefore, the key whereby both women a)8 yr b)10 yr continues to plummet even in urban and and girls can reduce their economic c)12 yr d)14 yr uptown areas of Delhi, such as in South dependence on men and avail of a brighter e)None of these Delhi, where the child sex ratio (CSR) is as future. In Murder Without Bloody Hands, 77. 10 yr before, the ratio of ages of A and B low as 845 girls per 1,000 boys. Sakuntala Narasimhan quotes Paramjit was 13 : 17. After 17 yr from now, the This dismal ratio, in spite of the Pre- Natal Singh, sarpanch of Khaniyan in Fatehgarh, ratio of their ages will be 10 : 11. The Diagnostic Techniques (Regulation and as saying that unless girls are given equal present age of B is Prevention of Misuse) Act of 1994, is clearly rights, no amount of sloganeering will help. a)23 yr b)40 yr indicative that the solution does not lie in Concrete action like education, jobs, a proper c)27 yr d)44 yr mere legislative provisions, but rather in status in society and legal rights alone will e)None of these tackling the problem at its root . make a genuine difference to girl’s status. 78. A alone can do a piece of work in 3 days, In their write petition before the Supreme Ensuring free or subsidised education for while B alone can do the same work in Court on the issue of sex determination tests, girls and incentives that allow for certain 2 days. If they work together to Sabu George (a social activist), CEHAT privileges to be granted to a girl in terms of complete the work, their total wages is (Centre for Enquiry into Health and Allied food and reservation in various spheres will fixed Rs 225. Find the share of A. Themes) and MASUM (Mahila Sarvangeen undoubtedly go a long way in aiding the a)Rs 90 b)Rs 75 Utkarsh Mandal) sought to stress the cause of the girl child. c)Rs 95 d)Rs 65 ‘diabolic ink’ that exists between sex e)None of these selection technologies, female foeticide and 81. Why have the legislative measures 79. A boat takes 9 h to travel a distance India’s falling sex ratio. In addition, the enacted to protect female foeticide upstream and takes 3 h to travel the petitioners asked for the implementation of failed in their objective? same distance downstream. If the speed the existing legislation banning pre-natal sex a) They were not practically of the boat in still water is 4 km/h, then selection as well as amendment of the law designed. b) People are not aware what is the velocity of the stream? to include newer sex-selection techniques. of such measures so they are not a)4 km/h b)3 km/h However, legislative measures have failed in use in a large context. c)6 km/h d)2 km/h to stem the falling sex ratio. Legal provisions c) Greedy and dishonest medical e)None of these banning sex determination of an unborn child practitioners have overcome the 80. A basket contains three blue and four are easily circumvented by unscrupulous measures by deceiving methods. red balls. If three balls are drawn at doctors who have devised a sign language to d) They are against the religious and random from the basket, what is the indicate the sex of the child to the parent. social norms. probability that all the three balls are The alarming rate of female foeticide can be e) None of these either blue or red? attributed to the ‘son complex’, as 82. Which of the following is /are demographer Ashish Bose puts it, that most responsible for the growing number of 1 Indians suffer from. It is ironic that in India, female foeticide in India? a)1 b) i) There is much yearning for male 7 where women are worshipped as goddesses, the average India family is preoccupied with child in our society the male child. His arrival into the family is ii) Women are worshipped as 3 3 goddesses in India ? c) d) greeted with jubilation. The daughter, on 14 28 the other hand, is considered a burden, iii) A girl child has to settle in her e)None of these primarily because of the low status that she marital home after marriage, is afforded both within home and in society. leaving her parents. ENGLISH LANGUAGE In fact, bringing up a daughter is seen as iv) A girl’s marriage brings enormous watering a plant in someone else’s house— economic burden on her parents. Directions (Q.81 - 90): Read the for, although the parents educate and nature a) Only (i) and (iii) following passage carefully and answer her, she becomes the asset of her marital b) Only (ii) and (iv) the questions given below it . Certain home. c) Only (i) and (iv) words are given in bold to help you locate Further, the financial pressure that is put d) Only (i), (iii) and (iv) them while answering some of the on parents at the time of a girl’s marriage e) All of these questions. 77 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

83. Which of the following is false in the 87. LOOMS b) realised, counts context of the passage? a) haunts b) operates c) assumes, pay a) As the figures indicate, India has c) appears d) promises d) thinks, matters the world’s group. e) signals e) imagine, drive b) Even in metros, women-to – men 88. JUBILATION 95. Unemployment problem is a ratio is much low. a) satisfaction b) pride great______to the economic______c) Law has not worked in arresting c) honour d) prestige a) scar, upliftment the falling sex ratio in our country. e) mirth b) tragedy, spirit d) Boys and girls do not enjoy the c) demand, buoyance same status in our society. Directions (Q. 89 & 90): Choose the word d) obstacle, growth e) None of these which is opposite in meaning of the word e) hindrance, upheaval 84. Which of the following steps need(s) to given in bold as used in the passage. Directions(Q.96 - 100): Read each be taken to bring the girls on equal 89. PLUMMET terms with the boys? sentence to find out whether there is any a) sustain b) soar error in it. The error, if any will be in i) Proper education should be given c) unfold d) manifold to girls one part of the sentence. The number of e) diversify that part is the answer. If there is no ii) Girls shoul be provided with 90. UNPALATABLE suitable employment. error, the answer is (e). (Ignore the errors a) acceptable b) conducive of punctuation, if any.) iii) Women should be worshipped as c) reasonable d) judicious goddesses. e) certain 96. a) The spurt in economic growth (b)/ iv) Our society should be made cannot be sustained (c)/ until the women- dominated. Directions(Q. 91 – 95): In each of the development process (d)/ is supported a) Only (i), (ii) and (iii) following sentences there are two blank by good governance. (e) No error b) Only (ii), (iii) and (iv) spaces. Below each sentence there are 97. a) Should he be doing so, (b)/ he may c) Only (i) five pairs of words denoted by numbers indeed (c)/ set an example (d)/ in this d) Only (ii) (a),(b), c), (d) and (5). Find out which pair direction. (e) No error e) Only (i) and (ii) of words can be filled up in the blanks in 98. a) It is for those (a)/ sorts of reason that 85. Which of the following is true in the the sentence in the same sequence to (c)/ he seeks now on (d)/ to do such context of the passage? make it meaningfully complete. things. (e) No error a) Only legislative provisions ca n 99. a) Back from Independence (b)/ we have bring desired results in 91. The Act, if properly______in letter and spirit, will ______as a brake on had a (c) number of important (d)/ maintaining the women –to –men politicians from the region (e)/ No error sex ratio bad governing practices. a) balanced, provide 100. a) The Constitution should be (b)/ b) The women –to- men ratio is amended so that elections (c)/ can be much low in villages compared to b) raised, succeed c) negotiated, settle held only on(d)/ completion of the five- the towns. year term.(e) No error c) Women- to- men ratio has fallen d) implemented, serve in recent years in India e) utilised, manage Directions (101 - 105): Given below are d) Birth of female child is welcomed 92. India ______its internationally six sentences proper order so as to form only in rich families competitive ______in the production a meaningful paragraph and then answer e) None of these and export of IT services. the questions given below. 86. What message does the author want to a) maintained, edge A. The provisions under Article 41 convey in this passage? b) projected, foray of the Constitution for the welfare a) Girls are more deserving and c) launched, bid of the elders are not adequate. social than boys. d) initiated, front B. Besides, given the advance in b) Accept girl child with love as they e) affirmed, forecast medical since and healthcare, the are equally deserving. 93. Lack of political ______and the number of elderly people has c) Women must get united to fight ‘perils of democracy’ are ______increased manifold. for their survival most often as the reasons for retarded C. Some countries have found ways infrastrure. d) ‘Son complex’ must be replaced to take care of the elderly people. a) consensus, cited with ‘daughter complex’ in our D. With the breakdown of joint society. b) conviction, availed family system and the strain of e) None of these c) resolution, missed modern life, elderly people no d) will, arrived longer receive the attention they Directions (Q. 87 – 88): Choose the word e) empowerment, debated deserve. which is the same in meaning as the 94. It is high time the India women______E. Besides devising new schemes, word given in bold as used in the passage. that it is their talent that______and there is need to sensitise the not the colour of their skin. a) feels, sustains 78 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

families about the senior citizens’ 108. a)engage b) debate a)IRDA b)SEBI problems. c) focus d) extend c)RBI d)NABARD F. But in India, government schemes e) attend e)NHB are still ad hoc and hardly touch 109. a)issued b) restricted 118. As reported in various newspapers, the periphery of the problem. c) availing d) managing the Reserve Bank of India is planning e) cleared to allow more and more banks to 101. Which will be the first sentence of the 110. a) sustain b) meet function as “LocalArea Banks”. This paragraph? c) liberalise d) arrive will help RBI in the implementation of a) A b) B e) erase which of the following of its plans/ c) C d) D drives? e) E Directions (Q111- 115): In each question (A) Financial Inclusion 102. Which will be the last sentence of the below a sentence with four words printed (B) Rural Banking paragraph? in bold type is given. These are (C) Mobile and e-Banking a) E b) D numbered as (a), (b), (c) and (d). One of 1) Only (A) 2) Only (B) c) C d) B these four boldly printed words may be 3) Only (C) 4) Only (A) and (B) e) A either wrongly spelt or inappropriate in 5) None of these 103. Which sentence will come at second the context of the sentence. Find out the 119. Some banks which were not able to place in the paragraph? word which is wrongly spelt or meet their priority sector lending targets a) E b) A inappropriate, if any. The number of that are now allowed to do so by purchasing c) F d) C word is your answer. If all the boldly Priority Sector Lending Certificates e) B printed words are correctly spelt and also (PSLC). Which of the following 104. Which will be the fourth sentence of appropriate in the context of the agencies/ organizations is/are the paragraph? sentence, mark (e), i.e. ‘All correct’, as authorized to issue these certificates? a) C b) E your answer. (A)Micro finance Institutions c) F d) D (B)Non Banking Finance Companies 111. a) It is indeed recommendable /(b) e) B (C)NABARD that the apex court has deemed/(c) it 105. Which sentence will come at fifth place 1) Only (A) necessary to remind the government of in the paragraph? 2) Only (B) its duties in promoting /(d) education a) B b) A 3) Only (A) and (B) and investing in it/(e)All correct c) E d) D 4) All (A), (B) and (C) 112. a) The perception /(b) of animal life e) F 5) None of these was even more ambiguous/(c) because 120. In commodity exchanges in India, Index Directions (Q.106 – 110): In the following of anthropomorphic /(d) Futures are not permitted, as some of passage there are blanks, each of which characterisations of animal behaviour. the provisions of the FCRA do not has been numbered. These numbers are /(e) All correct allow the same. What is the full form printed below the passage and against 113. a) Policy of permitting /(b) legal/ (c) of FCRA? each five words are suggested, one of import of gold has stimulated /(d) its 1) Foreign Commodities Regulation which fits the blank appropriately. Find consummation /(e) All correct Act out the appropriate words. 114. a) His continually/ (b) defending /(c) 2) Forward Commodities India- Pakistan relations have dramatically his stand on the issue has risen / (d) Repurchasing Act im proved since w e have a (26) socio- doubts in the mind of the jury./(5) All 3) Forward Contracts Regulation Act economic and socio psychological correct 4) Financial Contracts Reformation background, we should (27)our fund of 115. a) The government’s strategy to Act knowledge. We should motivate scholars, encourage/ (b) entrepreneurship / 5) None of these teachers and researchers to (28) workshops (c) gathers momentum /(d) with 121. Which of the following initiatives has/ and seminars in each other’s countries. The unenvisaged / (e) response. All have been taken by the Govt of India visa policy must be reformulated and invitees correct. should be (29)entry visas at check posts at to boost the development of airports, rail and bus stations. The visa fee GENERAL AWARENESS, agriculture? could be marginally increased to (30) the ECONOMY & BANKING (A) Accelerated Irrigation Benefit additional -expenses of the embassies. Programme AWARENESS (B) Fertiliser Subsidy Scheme 106. a) unique b) spectacular (C) Public Distribution System (PDS) 116. Headquaters of Vijayan Bank situated c) genuine d) common 1) Only (A) at e) scientific 2) Only (B) a)Mumbai b)Kolkata 107. a) meet b) compete 3) Only (C) c)Bangalore d)Vododra c)share d) inspire 4) Only (A) and (B) e)Chennai e) establish 5) All (A), (B) and (C) 117. Which authority Regulate venture capital fund ?

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122. As per the news published in various a)V.shanmuganathan 2) Only (A) and (C) financial newspapers, the RBI is b)Nirbhaya sharma 3) Only (B) and (C) reworking the road map on Capital c)P.B. Acharya 4) Only (C) Account Convertibility. If this is done, d)S.C Jamir 5) None of the above who amongst the following would be e)Okram lbobi sing 132. Many a time we read in the newspapers able to invest in foreign projects or 127. Consider the following statements: about the benefits of National acquire assets outside India without (A) In call money market, funds are Electronic Fund Transfer (NEFT), a any restrictions? borrowed and lent for one day and delivery service launched by a bank. (A) Public Sector Banks for a period of up to 14 days Why do banks advocate for such (B) Companies which are registered without any collateral security. delivery channels? in India (B) Ways and Means Advances are (A) It is a system in which no physical (C) Govt of India made the commercial banks to transfer takes place, hence risk is (D) Any individual maintain mandatory reserves. very low. 1) Only (A) (C) Treasury Bills are promissory (B) In this system banks are not 2) Only (B) notes issued by State required to transfer any money 3) Only (C) Governments for fixed period actually to the account of the 4) All (A), (B), (C) and (D) extending up to one year. customer. Only book adjustment 5) None of these Which of the above statement/s is/are is done. Hence actual fund is not 123. As per the current practice, the correct? needed. maximum part of the Global Foreign 1) Only (A) (C) This facility is available to Exchange Reserves (more than 60%) 2) Only (A) and (B) anybody at any place. Even having and Foreign Exchange Transactions 3) Only (C) a bank account is not at all (more than 90%) take place in only one 4) Only (A) and (C) necessary. currency all over the world. Which is 5) All the above 1) Only (A) is correct that currency? 128. Bancassurance can be sold to 2) Only (B) is correct 1) Euro 1) All banks 3) Only (C) is correct 2) Pound Sterling 2) All insurance companies 4) Both (A) and (B) are correct 3) US Dollar 3) Insurance Agents 5) All the above are correct 4) Yen 4) All existing and prospective bank 133. Consider the following statement/s 5) None of these customers about ‘Open Market Operations’ is/ 124. Which of the following statement is 5) All the above are true: false 129. Cross-selling is not effective for which (A) ‘Open Market Operation’ stands A)Repo rate 6.50% and CRR 3.5% of the following products? for the purchase and sale of B) SLR 21.25% and MSF 7.00% 1) Debit cards government securities by the RBI C) CRR 4% and Bank Rate 7.00% 2) Savings accounts from/to the public and banks. D)MSF 7.00% and Repo Rate 7.00% 3) Internet banking (B) The RBI buys all the unsold stock a)Only A and C 4) Pension loans new government loans at the end b)Only A, B and D 5) Personal loans of the subscription period. c)Only A and D 130. Mohininattam is the classical dance of (C) Such purchases of the government d)Only D, C, and B which state? securities by the RBI constitute e)Only A, C, and D a)Kerala only an internal arrangement and 125. Many economists and financial b)Tamil Nadu are not genuine market purchases. analysts are of the opinion that India c)karnatak 1) Only (A) could withstand the recent global d)Telangana 2) Only (A) and (B) economic crisis comfortably because of e)Andhra Pradesh 3) Only (B) and (C) a good fiscal consolidation and Govt’s 131. Consider the following statements about 4) Only (C) adherence to the targets fixed by the the Regional Rural Banks (RRBs): 5) All the above are true 1) Fiscal Responsibility and Budget (A) Regional Rural Banks (RRBs) 134. Rihand dam is situated at which state? Management Act have been consolidated into 83 a)Tamil Nadu 2) Banking Regulation Act different banks. b)Uttar Pradesh 3) Finance Bill Act (B) RRBs were established in 1972. c)Madhya Pradesh 4) Foreign Exchange Management (C) RRBs are working in all states of d)Rajasthan Act the country except Sikkim and e)Gujarat 5) All the above Goa. Which of the above 135. Which of the following country’s 126. Who is the present governer of statement/s is/are true? currency is Euro ? Manipur ? 1) Only (B)

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a)Belgium b)Croatia C.HSBC 150. Which Shipyard handed over the Fast c)Hungary d)Poland D.Bank of Japan Patrol Vessel ICGS Aryaman to Indian e) Serbia E. DBC Coast Guard will be operated from the 136. Which of the following country-capital 143. Who has been appointed as the Chief Coast Guard Station at Kochi? combination is false Executive and Managing Director of A.Cochin a)Somalia – Mogadishu the Airtel Payments after successor of B.Mumbai b)Sudhan – Khartum Manish Khera? C.Odisha c) Zambia – Lusaka A.Shasri Khera D.Vizahakapatnam d) Namibia – Windhoex B.Shashi Mehta E.Goa e) Tajikistan – Tashkent C.Shashi Gupta 151. Which of the following women is not 137. The theme of the World Day against D.Shashi Arora involved in the inducting female pilots Child Labour for the year 2016 E.None of these in the Indian Air force into Combat is______144. Which Bank has introduced the Scheme roles? A. End Child Labour in India – It’s for Sustainable Structuring of Stressed A.Avani Chaturvedi everyone’s business. Assets to further strengthen the B.Bhawana Kanth B. End Child Labour around the Lender’s Ability to deal with Stressed C.Mohana Singh world – It’s everyone’s business. assets? D.Avani Kanth C. End Child Labour in Supply A.World Bank E. None of these chains – It’s everyone’s business. B.BRICS Bank 152. Which Insurance sector merged with D. End Child Labour in Transport – C.RBI Max Life and Max Financial Services It’s everyone’s business. D.None of these to form the largest private player in E. None of these 145. Which country holds the first position India’s Insurance sector? 138. Saina nehwal has won the Australian among 30 developing countries in 2016 A.ICICI Prudential Life Open title against Sun Yu of which on ease of doing business index? B.TATA AIG country in Sydney? A.Malaysia C.HDFC Standard Life A.China B.Japan B.United States D.All the above C.Singapore D.South Korea C.China 153. Which bank has decided to create IT E.Thiland D.United Kingdom Innovations and Start up Fund of Rs. 139. Former England captain and Derbyshire E.Norway 200 Crore for investment in promising batsman has been passed away at the 146. Which language film has won the Best startups? age of 89. Who is he? Film and Best Script Writers Award at A.Punjab National Bank A.Donald Rousdie the 19th Shanghai International Film B.Syndicate Bank B.Donald Carr Festival in Shanghai? C.State Bank of India C.Ronald Carr A.Telugu B.Kannada D.HDFC D.Madonna Carr C.Tamil D.Hindi E.ICICI E.Polland Carr E.Odia 154. The Union Government initiated a step 140. Microsoft has acquired the professional 147. How many Universities to hold Yoga to launch ______Scheme Social platform LinkedIn with value of? Departments announced by Human to deal with Tax related issues of the A. $17.2 billion Resource Development Minister public on test mode. B. $33.2 billion during National Seminar on Yoga? A.E-Nivaran C. $26.2 billion A.Five B.Four B.E-Help D. $48.2 billion C.Seven D.Six C.E-Nirman E. $56.2 billion E.Ten D.E-Vishya 141. India accorded to provide financial grant 148. Indian President has been conferred E.E-Tax of how many rupees to Nepal for the with the highest national honour of the 155. Which bank was awarded with the construction of a college? Grande Croix Commandeur by Which CFBP Jamnalal Bajal Award for Fair A. Rs. 48.84 million country? Business Practices under the category B. Rs. 46.84 million A.Ghana B.Cote D’Ivoire Service Enterprises Large in Mumbai? C. Rs. 33.44 million C.Namibia D.Qatar A.State Bank of India D. Rs. 44.44 million E.keneya B.Andhra Bank E. Rs. 88.84 million 149. Which country gave assurance to C.Karnataka Bank 142. Which Bank chief to be joined in the supply the Uranium legally to use the D.HDFC Bank Maharasthra based Ratnakar Bank nuclear energy peacefully? E.Yes Bank Limited as Head of corporate banking? A.Namibia B.Sri Lanka A.Bank of America C.Argentina D.Russia  B.Royal Bank of Scotland E.Mexico

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ANSWER KEYS Smallest angle of Quadrilateral = 2 × 200 = 400 Smallest angle of trangle = 400 and its (1-5) Twice = 800 So the angle of trangle = 400, 600 and 800 Train Train No Guard Train Shirt Second Largest angle = 60 Name colour colour K. V. Express 2554/4258 D.P/ A.V White W/R/y 62.d) In two weeks total note books = 14 × 10 = 140 Vaishali Express 2554/4258 D.P/ A.V Brown W/Y 4 Shan –e- Punjab 2418 Jyoti Red Blue Commission earned = 45 × × 140 Prayg Raj 2494 Chit Blue Green 10 H . Queen 4095 Omar Black Black = Rs. 252 L . Express 4230 P. K Green R/y In two weeks total Pencil boxes = 14 × 6 = 84 1. (a) 2. (a) 3. (e) 4. (c) 5. (a) 6. (c) 20 Commission earned = 80 × × 84 7. (d) 8. (c) 9. (c) 10. (b) 11. (a) 12. (d) 100 13. (c) 14. (b) 15. (b) 16. (e) = Rs. 1344 17. c; Step II: 97 82 sun 50 moon night 36 72 evening Total Commission = 252 + 1344 = Rs. 1596 Step III: 97 82 sun night moon 50 36 72 evening 63. a) If the length of the train B = x meter Step IV: 97 82 sun night 72 50 36 moon evening 240  x 240   Step V: 97 82 sun night 72 moon 36 50 evening 50 20 Step VI: 97 82 sun night 72 moon evening 50 36 x = 360 m Four more steps are required. 64.e) According to passing % = 40% (boy) 18. a; Input: 86 92 fighter next 88 tire army 29 75 According to Question Step I: 92 86 fighter next 88 tire army 29 75 X × 40% = 483 + 117 (x = Total mark) Step II: 92 88 fighter next 86 tire army 29 75 X = 1500 Step III: 92 88 tire next 86 fighter army 29 75 Passing mark of girl= Rs. 525 This step is step no. 3. 65.d) Annual salary of Suresh = 108000 19. d; “52 42 tag mug 36 hug 40 bag 21” is step 3 and finding step 108000 Monthly salary = = 9000 1 is not possible. Can’t be determined. 12 20. c; Input: 94 hair fair 61 dare 69 share 57 32 Nandini monthly salary = 18000 Step I: 94 69 fair 61 dare hair share 57 32 Let x = Kaushal’s monthly salary Step II: 94 69 share 61 dare hair fair 57 32 12 16 Step III: 94 69 share hair dare 61 fair 57 32 x  18000  Step IV: 94 69 share hair 61 dare fair 57 32 100 100 21. b; 99 83 hate gate 64 rate 23 date 57 x  24000 After just 4 step (more) we will reach on final output. 99 83 66.d) Total number of boys who are enrolled in dancing rate hate 64 gate date 57 23 . = 182 + 70 + 104 + 78 = 434 22. (e) 23. (a) 24. (c) 25. (e) 26. (e) 27. (e) (156 182  65) 28. (a) 29. (e) 30. (d) 31. (d) 32. (a) 33. (b) 67.e) Required number = 100 1560 34. (d) 35. (b) 36. (b) 37. (c) 38. (c) 39. (a) 68.a) Required number = (70 + 65)= 135 40. (b) 41. (b) 42. (a) 43. (a) 44. (c) 45. (e) 46. (d) 47. (e) 48. (c) 49. (e) 50. (b) 51. (b) 65 69.b) Required percentage = 100  35.71% 52. (b) 53. (d) 54. (c) 55. (c) 56. (b) 57. (d) 182 58. (c) 59. (a) 60. (b) 0 130 61.b) The sum of an angles of Quadrilateral = 360 70.c) Required ratio =  26.77 2x + 4x + 7x + 5x = 3600 385 X = 200

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71. e; From II, Ratio of time (walking) min 301 ? ? time taken by 4 Rahul (walking) = 4 × 30 = 120 m. Now, from I, since speed C3 Probability to be a red = 7 of Rahul’s car is double the walking speed, hence time taken C3 by Rahul to reach the destination by car = minutes. 60 2 120 3C 4 C 5 1 ? So, both the statements are necessary. 3  3   72. c Reqd. Probability = 7 7 C3 C3 35 7 73. c; Either of the statements gives the answer but the answers are 81. (c) 82. (d) 83. (a) 84. (e) 85. (c) 86. (b) different. In statement I, answer is ‘C’, while in II, it is ‘B’. 87. (c) 88. (e) 89. (b) 90. (a) 91. (d) 92. (a) 74. c; From I, any number ending in 9 will have this property. 93. (a) 94. (b) 95. (d) 96. (e) 97. (a) 98. (c) From II, numeric value of ‘x’ would be 19, so unitary digit of ‘x’ is 9. 99. (a) 100. (e) 101. (d) 102. (a) 103. (e) 104. (c) 75. d; Who starts the work, Deepak or Vivek? 105. (b) 106. (d) 107. (c) 108. (e) 109. (a) 110. (d) 76-b; 111. (e) 112. (b) 113. (b) 114. (c) 115. (b) 116. (c) 117. (b) 118. (a) 119. (b) 120. (c) 121. (d) 122. (b) Here, n =3, m=2, T1 =20 yr m 1 2 1 123. (c) 124. (c) 125. (e) 126. (a) 127. (a) 128. (d) T  20 129. (b) 130. (a) 131. (b) 132. (b) 133. (e) 134. (b) T2 = 1 = =10 yr n 1 31 135. (a) 136. (e) 137. (c) 138. (a) 139. (b) 140. (c) 77-c; 141. (a) 142. (b) 143. (d) 144. (c) 145. (c) 146. (b) Let the age of A and B 10 yr before were 13x and 17x yr respectively. 147. (d) 148. (b) 149. (a) 150. (a) 151. (d) 152. (c) The present age of A = 13x +10 153. (c) 154. (a) 155. (c) And present age of B =17x+10 13x 10 17 10  According to the question,  17x 10 17 11 X=1 Vanik’s Knowledge Garden Hence, present age of B = 17 1 +10 =27 yrs  Name of the Bank /Head Office 78-a; 1 1. Allahabad Bank Kolkata A’s 1 day’s work = 2. Bank of Baroda Baroda 3 3. Bank of Maharashtra Pune 4. Bank of India Mumbai 1 5. Central Bank of India Mumbai B’s 1 days work = 6. Canara Bank Bangalore 2 7. Dena Bank Mumbai 1 1 2 3 8. Indian Bank Chennai 9. Indian Overseas Bank Chennai A’s share : B’s share = : = : =2:3 3 2 6 6 10. Punjab National Bank New Delhi 2 11. Syndicate Bank Manipal Share of A =  225  Rs90 12. Union Bank of India Mumbai 5 13. United Commercial Bank (UCO Bank) 79-d; Kolkata Let velocity of the stream be x kmph. 14. United Bank of India Kolkata Velocity of the boat downstream = 4+x km/h 15. Andhra Bank Hyderabad And velocity of the boat upstream = 4 –x km/h 16. Corporation Bank Mangalore 3(4+x) =9 (4-x) 17. Oriental Bank of Commerce New Delhi 12x = 24 18. Punjab and Sindh Bank New Delhi X =2 km/h 19. Vijaya Bank Bangalore 80-b; 20. IDBI Bank Ltd Mumbai 21. ECGC (The Export Credit 3 C3 Guarantee Corporation of Probability to be a blue = 7 India Ltd) Mumbai C3

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PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIM)] QUANTITATIVE APTITUDE e)16900 Which number will come from the 7. 68.003  11.03 = (?)2 – 18.789 following at place of c)? Directions (Q. 1-5): The following bar a)8 b)3 a)321 b)277 graph shows the revenue obtained by a c)18 d)10 c)519 d)502 hotel from three types of rooms. Delux, e)5 e)None of these semi deluxe and suits over the period 8. 13.689 17.213 + 21.864 8.79 =?   Directions (16-20): In each of the 1999-2002. The values represented are a)460 b)380 following questions, two equations are in Rs lakh. c)440 d)400 given. You have to solve them and e)510 Give answer 9. 20440  639.890 = ? 1) if x > y a)980 b)1084 2) if x  y c)1184 d)1020 3) if x

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22. Which of the following banks recruited Anil receives 10% profit for managing, the tank is full, how much time will the the Maximum number of officers in the the rest being divided in proportion to leak take to empty it? given period? their capitals. Out of the total profit of a)40 h b)30 h a)BOB b)Canara Bank Rs 9000, the money received by Anil c)50 h d) 30 h c)SBI d)UCO Bank is e) None of these e)IDBI a)Rs 4500 b)Rs 4800 34. An urn contains 3 red and 4 green 23. Among SBI, PNB, UCO and IDBI Bank, c)Rs 4600 d)Rs 3937.5 marbles. If three marbles are picked at which bank has the minimum difference e)None of these random, what is the probability that between the number of clerks and that 29. A, B and C can do a piece of work two are green and one is red? of officers for the given years? individually in 8, 12 and 15 days, a)PNB b)IDBI respectively. A and B start working but 3 18 a) b) c)SBI d)UCO Bank A quites after working for 2 days. After 7 35 e)Both SBI and IDBI this, C joins B till the completion of 24. What is the average number of officers work. In how many days will the work 5 4 recruited (in thousand) by BOB during be completed? c) d) all the years together? 14 21 a)6.6 b)6.3 8 6 e)None of these a)5 days b)4 days c)6.5 d)6.4 9 7 35. The principal amount which yields a e)None of these compound interest of Rs 208 in the 25. The total number of officers recruited 7 3 second year at 4% is by all the banks together in the year c)6 days d)3 days a)Rs 5000 b)Rs 10000 2012 is approximately what percent 13 4 c)Rs 130000 d)Rs 6500 of the total number of clerks recruited e)None of these e)None of these by SBI, UCO Bank and IDBI in the 30. The distance between two stations ‘X’ REASONING ABILITY year 2014? and ‘Y’ is 450 km. A train L starts at 6 a)146 b)152 : 00 pm from X and moves towards Y Directions (Q.36-40): Study the c)192 d)136 at an average speed of 60 km/h. Another following information carefully and e)None of these train M starts from Y at 5 : 20 pm and answer the given questions. 26. The price of ghee is increased by 32%. moves towards X at an average speed Eight people A, B, C, D, E, F, G and H are Therefore, a family reduces its of 80 km/h. How far from x will the consumption, so that the increment in two trains meet and at what time? sitting around a circular table. Each of them price of ghee is only 10%. If a)170 km, 8 : 50 pm belongs to a different state, viz Delhi, consumption of ghee is 10 kg before b)150 km, 7 : 50 pm Rajasthan, Haryana, UP, Uttarakhand. the increment, then what is the c)170 km, 6 : 50 Himachal Pradesh, Bihar and Kerala, but not consumption now? d)150 km, 9 : 50 pm necessarily in the same order. e)None of these E is third to the left of G. The B is fourth to 1 3 31. The average weight of 4 men A, B, C and a)8 kg b)8 kg the right of H. F belongs to UP and is third 3 4 D, is 67 kg. The 5th man E is included to the right of the person who comes from and the average weight decreases by 2 Rajasthan. The person who belongs to 1 kg. A is replaced by F. The weight of F Himachal Pradesh is second to the left of c)8 kg d)9 kg 2 is 4 kg more than E. Average weight the person who comes from UP. The person decrease because of the replacement of who comes from Bihar is second to the left e)None of these A and now the average weight is 64 kg. of E. A belongs to Haryana and sits exactly 27. 60 kg of a certain variety of rice at Rs 32 Find the weight of A. between F and H. The person who comes per kg is mixed with 48 kg of another a)78 kg b)66 kg from Uttarakhand is second to the right of variety of rice and the mixture is sold c)75 kg d)58 kg at the average price of Rs 28 per kg. If e)None of these the person who comes from Haryana. C is there be no profit or loss due to the 32. The present age of Ravi’s father is four third to the left of F. one who belongs to new sale price, then the price of the times Ravi’s present age. Five years Rajasthan is on the immediate right of E. second variety of rice is back Ravi’s father was seven times as Neither B nor H is an immediate neighbour a)Rs 25.60 per kg old as Ravi was at that time. What is of E. b)Rs 25 per kg the present age of Ravi’s father? c)Rs 23 per kg a)84 yr b)70 yr 36. The person who sits between C and D d)Rs 30 per kg c)40 yr d)35 yr belongs to which of the following e)Rs 35 per kg e)None of these states? 28. Anil is an active and Vimal is a sleeping 33. A pipe can fill a tank in 20 h. Due to a a)Delhi partner in a business. Anil invests Rs leak in the bottom, it is filled in 40 h. If b)Uttarakhand 12000 and Vimal invests Rs 20000. c)Rajasthan

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d)Kerala c)Only I and III follow row. (All the information given above does e)Can’t be determined d)None follows not necessarily represent the order of seating 37. Who comes from Himachala Pradesh? e)None of these as in the final arrangement). a)A b)B 43. Statements: Some biscuits are  Roshan sits second to right of the c)C d)D chocolates. No chocolate is a pastry. person from Shimla. Madan is an e)None of these All pastries are cakes. immediate neighbour of the 38. H comes from which of the following Conclusions: I. No biscuit is a pastry. person who faces the person from states? II. Some cakes are biscuits. Shimla. a)Bihar b)UP III. No pastry is a chocolate.  Only one person sits between c)Delhi d)Haryana a)Only I follows Madan and the person from- e)None of these b)Both I and II follow Mumbai. The immediate 39. Which of the following statements is c)Only III follows neighbour of the person from true about B? d)All follow Mumbai faces the person from a)B is second to the right of F. e)None of these Patna. b)B is on the immediate left of H. 44. Statements: Some cars are jeeps.  The person from Delhi faces the c)B comes from Rajasthan. Some jeeps are scooters. person from Agra. Madan is not d)All are true All scooters are motorcycles. from Agra. Mohan is not from e)None is true Conclusions: I. Some jeeps are Mumbai. Mohan does not face the 40. Who comes from Delhi? motorcycles. person from Shimla. a)D b)B II. All motorcycles being cars is a  Mitesh faces the person from c)E d)G possibility. Chennai. The one who faces Mihir e)Can’t be determined III. All cars being scooters is a sits on the immediate left of Raj. possibility.  Ramesh does not sit at any of the Directions (Q.41-45): In each question a)Only I follows extreme ends of the line. The below are given three statements b)Only I and II follow person from Shimla does not face followed by two conclusions numbered I c)Only III follows the person from Gujarat. and II. You have to take the given d)All follow statements to be true even if they seem e)None follows 46. Who is sitting between Madan and the to be at variance with commonly known 45. Statements: Some books are papers. person from Mumbai? facts. Read all the conclusions and then All papers are pencils. Some pencils a)The person from Agra decide which of the given conclusions are copies. b) Mohan logically follows from the given Conclusions: I. Some books are c)Mitesh statements, disregarding, commonly copies. II. Some books are pencils. d) The person from Gujarat known facts. III. Some papers are copies. e) Mihir a)Only II follows 47. Who amongst the following sit at 41. Statements: No cat is a dog. b)Both I and III follow extreme ends of the rows? Some dogs are camels. c)Only II and III follow a)Ratan and the person from Mumbai No camel is a rat. d)All I, II and III follow b)The persons from Delhi and Ranchi Conclusions: I. Some camels are not e)None follows c)The person from Chennai and Mohan cats. d)The person from Gujarat and Ratan II.Some cats are not rats. Directions (Q.46-50): Read the following e)Roshan and Mitesh III.Some rats are not dogs. information carefully and answer the 48. Who amongst the following faces the a)Only I and II follow questions given below. person from Shimla? b)Only I and III follow Eight persons from different cities - Delhi, a)The person from Ranchi c)Only II and III follow Gujarat, Patna, Mumbai, Chennai, Agra, b)Mohan d)Only II follows Ranchi and Shimla, - are sitting in two parallel c)Madan e)None of these rows containing four people each in such a d)The person from Gujarat 42. Statements: All digits are numbers. way that there is an equal distance between e)The person from Patna Some numbers are alphabets. adjacent persons. In row 1 Raj, Ramesh, 49. Who amongst the following is from All alphabets are vowels. Roshan and Ratan are seated and all of them Gujarat? Conclusions: I. All digits being vowels are facing north. In Tow 2, Mohan, Mitesh, a) Roshan b) Madan is a possibility. Madan and Mihir are seated and all of them c)Mohan d) Ratan II.Some numbers are vowels. are facing south. Therefore, in the given e) Raj III.Some numbers are digits. seating arrangement, each member is seated 50. Roshan is from which of the following a)All follow in a row facing another member of the other cities? b)Only II and III follow 86 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

a) Delhi b) Gujarat 58. How many such symbols are there in b)nut put sat c)Chennai d) gra the above arrangement each of which c)vat put nut e) Patna is immediately preceded by a d)Can’t be determined consonant and also immediately e)None of these Directions: (Q.51-52): Study the followed by a vowel? 65. What does ‘put’ stand for? following information carefully and a)None b)One a)wholesale b)price answer the questions given below. c)Two d)Three c)net d)Can’t be determined (i) P Q means P is mother of Q e)None of these e)None of these (ii) P + Q means P is sister of Q 59. If the position of fifteen elements from (iii) P  Q means P is father of Q the right end are reversed, which of the Directions (Q.66-70): Read the following (iv) P – Q means P is brother of Q following will be the fifteenth element information carefully and answer the 51. Which of the following means ‘M is niece from the left end? questions given below. of R’? a)5 b)$ Banking Complex is an 8 storeyed building a)M – T  J – R c)W d)Z located in suburbs of Mumbai. The seven b)T  M – K e)None of these major banks of the country have their c)R – T  M – K 60. How many such numbers are there in corporate offices on the different floors of d)R + T  M + K the above arrangement each of which the building starting from 1st floor to 7th e)None of these is immediately followed by a floor. 0th or Ground floor has a parking lot. 52. Which of the following means J is consonant and also immediately The different banks are namely ICICI bank, paternal grandfather of W? preceded by a vowel? HDFC bank, syndicate bank, VTI bank, a)W  T  J a)One b)Two Canara bank, corporation bank and HFBC b)J  T W c)Three d)Four bank. Each of these bank is managed by a c)J T  W e)None of these manager. The names of the managers of these d)J T  W banks are Mr. K.Bangarappa, Mr. V.Kant, e)None of these Directions (Q.61-75): Study the Mr. S.Raju, Mr. R.Sanjay, Mr. A.Subodh, following information carefully and Mr. D.Shishir and Mr. B.Krishna (not Directions: (Q.53-58): In the following answer the following questions: necessarily in the same order). Further, questions, each of the questions In a certain code language ‘market retail price’ information is given as assuming the given statements to be is written as ‘cut nut but’, ‘gross domestic a. Either VTI bank or HFBC bank is true, find out which of the two price’ is written as ‘nut hut kat’, ‘market on the top or first floor conclusions I and II given below them is/ wholesale price’ is written as ‘sat nut cut’, respectively. are definitely true. and ‘net gross demand’ is written as ‘hut b. Shishir is the manager of the bank Give answer – put vat’. which is on 5th floor. a) If only conclusion I follows. c. HDFC and Corporation bank are b) If only conclusion II follows. 61. What is the code for ‘market’ in the given on the consecutive floors. c) If either conclusion I or II follows code language? d. Bangarappa and Mr. A. Subodh d) If neither conclusion I nor II a)cut b)but are the managers of the ICICI follows c)sat d)nut bank and Canara bank e) If both conclusion I and II follows e)None of these respectively. 62. What is the code for ‘wholesale’ in the 53. Statements: G  H, H  K, K > M e. Mr. S. Raju and Mr. D. Shishir are given code language? the managers of the banks which Conclusions: I. M  G II. G < M a)hut b)sat 54. Statements: F  D, H  M, M = D are on consecutive floors. c)nut d)kat f. Mr. V.Kant, who is the manager Conclusions: I. F  H II. F > H e)None of these 55. Statements: R < M, M L, L Q of HDFC bank, and Mr. K.   63. What may be the possible code for ‘gross Conclusions: I. M = Q II. M > Q Bangarappa have one bank in demand market? between their respective floors. 56. Statements: F  R, Q  R, Q < M a)cut but sat Conclusions: I. F  Q II. R < M g. Mr. S.Raju, who is the manager of b)hut put cut the Syndicate bank sits on the 57. Statements: D < T, R  T, R  M c)vat sat hut Conclusions: I. M < T II. M = T floor just above the Corporation d)Can’t be determined bank. Directions (Q.58-60): Study the e)None of these following arrangement carefully and 64. What may be the possible code for ‘net 66. Which bank is on the immediate next answer the questions given below: price demand’ is the given code floor to Canara bank? U 9 P I % 1 8 R 4 $ M E 7 Q W 3 { Z 5 T # language? A. HDFC bank A 2 J a)put vat hut B. ICICI bank

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C. Either (A) or (B) level of emission cuts, we could stabilize and this may lead to severe climate D. Syndicate bank the threat of climate change,” he added. change. E. Corporation bank Average global temperatures have warmed c) As the NCAR has forced the 67. Mr. D.Shishir is the manager of which by close to 1 degree Celsius since the pre- European Union to announce the bank? industrial era. Much of the warming is due cuts. A. Corporation bank to human-produced emissions of greenhouse d) As all the nations have decided to B. Canara bank gases, predominantly carbon dioxide. This cut emissions of carbon dioxide. C. HDFC bank heat-trapping gas has increased from a pre- e) None of these D. Either (A) or (B) industrial level of about 284 parts per million 72. What would Not be one of the impacts E. ICICI bank (ppm) in the atmosphere to more than 380 of cutting greenhouse gas emissions ? 68. If Mr. R.Sanjay is the manager of the ppm today. With research showing that a) Temperatures will stop soaring bank on 1st floor, who is the manager threshold for dangerous of about I degree C b) Ice in the Arctic sea would melt at of VTI bank? may be the threshold for dangerous climate a slower pace A. Mr. R. Sanjay change, the European union has called for c) The rise in sea level would be B. Mr. K. Bangarappa dramatic cuts in emissions of carbon dioxide lesser C. Mr. A. Subodh and other greenhouse gases. d) All of the above would be the D. Cannot be determined To examine the impact of such cuts on the impact E.Mr. S. Raju worl’s climate, Washington and his colleagues e) None of these 69. The manager of the Syndicate bank sits ran a series of global studies with the NCAR- 73. What can be the most appropriate title on which floor? based community Climate System Model of the above passage ? A. Second B. Third (CCSM). They assumed that carbon dioxide a) A study of the rise in water level C. Sixth D. Fourth levels could be held to 450 ppm at the end b) A study of rise in temperatures E.fifth of this century. In contrast, emissions are c) A study of the effects of 70. If HFBC bank is on top floor, how many now on track to reach about 750 ppm by greenhouse gas emissions banks are in between HDFC bank and 2100 if unchecked. The team’s results d) A study of the Arctic region HFBC bank? showed that if carbon dioxide were held to e) A study of change in seasons A. Two B. Four 450 ppm, global temperatures would 74. Which of the following statements is C. One D. Three increase by 0.6 degrees Celsius above current true in context of the passage ? E. Five readings by the end of the century. In a) At present the carbon dioxide contrast, the study showed that emission is about 284 ppm. ENGLISH LANGUAGE temperatures would rise by almost four b) The carbon dioxide emissions will Directions (71-77) : Read the following times that amount, to 2.2 degrees Celsius be about 450 ppm at the end of passage carefully and answer the above current readings, if emissions were this century if unchecked. questions given below it. certain words/ allowed to continue on their present course. c) The carbon dioxide emission was phrase have been printed in bold to help Holding carbon dioxide levels to 450 ppm about 380 ppm during the pre- you locate them while answering some would have other impacts, according to the industrial era. of the questions. climate modelling study. d) The carbon dioxide emissions will A new analysis has determined that the Sea-level rise due to thermal expansion as be about 750 ppm at the end of threat of global warming can still be greatly water temperatures warmed would be 14 this century if unchecked. diminished if nations cut emissions of heat- centimetres (about 5.5 inches) instead of 22 e) None of these trapping greenhouse gases by 70% this centimetres (8.7 inches). Also, Arctic ice in 75. What does the scientist Warren century. The analysis was done by scientists the summertime would shrink by about a Washington mean when he says “we at the National Center for Atmospheric quarter in volume and stabilize by 2100, as could stabilize the threat of climate Research (NCAR). While global opposed to shrinking at least three-quarters change” ? temperatures would rise, the most dangerous and continuing to melt, and Arctic warning a) Climate change can be stopped potential aspects of climate change, would be reduced by almost half. completely. b) Climate change can be regularized. including massive losses of Arctic sea ice 71. Why has the European union called for c) Climate change and its effects can and permafrost and significant sea-level dramatic cuts in carbon dioxide and be studied extensively. rise, could be partially avoided. green house gas emissions ? d) The ill-effects of the change in “This research indicates that we can no a) As global warming is not an issue climate can be minimized. longer avoid significant warming during the of concern e) None of these century,’’ said NCAR scientist warren b) As the temperatures may rise 76. What would be the impact of holding Washington, the study paper’s lead author. almost by an additional one degree “But, if the world were to implement this the carbon dioxide level at 450 ppm at the end of this century?

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i) Global temperatures would d) In this way, the wise old priest 88. She is pretending(a)/to be sick (b)/ increase by 0.6 degrees Celcius. caught the thief. because she don’t(c)/want to study(4). ii) Arctic warming would be reduced e) He approached the wise priest in No error(e) by half. the village and asked for help on 89. I was very lucky (a)/that day (b)/and iii) Thermal expansion will stop the matter. catched (c)/a lot of fish (d)/.No error(e) completely. f) The priest then gave them each a 90. As a child, (a)/I always want to (b)/have a)Only (i) stick of equal length and said that a bicycle (c)/of my own (d)/. No error b)Only (i) and (ii) the stick of the real thief would (e) c)Only (ii) and (iii) grow by two inches the next Directions (91-95): Each question below d)All the three (i), (ii) and (iii) morning. has two blanks, each blank indicating e)None of these 81. Which of the following should be the that something has been omitted. Directions (77-80): choose the word SIXTH (LAST) sentence after the Choose the set of words for each blank which is MOST SIMILAR in meaning rearrangement? which best fits the meaning of the to the word printed in bold as used in a)F b)B sentence as a whole. the passage. c)C d)E e)D 91. The actress’s ___ from a chilled-out girl 77. DRAMATIC 82. Which of the following should be the off screen to an intense actor on screen a)unprecedented FIFTH sentence after the in just a few minutes is­ ­ ­ ___amazing. b)thrilling rearrangement ? a)change, improperly c)spectacular a)A b)D b)revolution, just d)effective c)C d)B c)transformation, simply e)feeble e)E d) adjustment, really 78. PREDOMINANTLY 83. Which of the following should be the e)renovation, truthfully a)clearly b)aggressively SECOND sentence after the 92. Considering the ___ of the city to c)mainly d)firstly rearrangement? chemical and industrial disasters, the e)faintly a)B b)C State disaster management authority Directions (79-80): choose the word c)E d)A has decided to constitute an expert which is SIMILAR in meaning to the e)F study group to analyze all possible word printed in bold as used in the 84. Which of the following should be the threats and suggest ___ to make the passage. FIRST sentence after the city ‘disaster-resilient’. rearrangement? a)vulnerability, measures 79. SIGNIFICANT b)propensity, sketches a)substantial b)miniscule a)C b)D c)F d)A c)volatility, plans c)incoherent d)unimportant d)regularity, preparations e)irrelevant e)E 85. Which of the following should be the e)instability, maps 80. OPPOSED 93. Despite the collapse of efforts to a)resistant b)against FOURTH sentence after the rearrangement? legislate a climate bill, the country has c)favouring d)similar ___ international negotiators it remains e)agree a)A b)E c)B d)F ___ to reducing carbon emissions over Directions (81-85): rearrange the e)D the next ten years. following six sentence (a), (b), (c), (d), a)entrusted, obligated (e) and (f) in the proper sequence to form Directions (86-90) :Read each sentence b)promised, averse a meaningful paragraph; then answer to find out whether there is any c)declared, ignorant the questions given below them. grammatical error in it. The error, if any, d)assured, committed a) The next day, the priest discovered will be one part of the sentence. The e)pledged, attentive that one of the servants cut his number of that part is the answer. If there 94. ____ by other singers and musicians , stick shorter by two inches, is no error, the answer is (5), i.e., ‘No the singer sang his heart out and even fearing that it would grow. error’. (Ignore the errors of punctuation, ___ the young newcomers during their b) When the priest questioned each if any ) act. a)Helped, smiled of the servants, they denied. 86. The employee was (a)/asked to leave c) One day a rich merchant’s house b)Accompanied, cheered her job (b)/ as she was not (c)/ c)Created, judged was robbed, and he suspected one performing well (d)/. No error(e) of his servants. d)Stopped, applauded 87. This report (a)/highlights on (b)/the need e)Assisted, greeted for(c)/further research (d)/.no error(e)

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95. The health officials were told to ____ 97. a) opinion b) judgement 13-a; the medical practitioners about the c) end d) drama The series is  7-1,  6-2,  5-3, ..... treatment and immediate medical ___ e) conclusion On this pattern starting from 12, 2477 to be given to swine flu patients. 98. a) stimulated b) calculated will come at the place of c). a)inform, assistance c) considered d) hastened 14-b; b)enlist, backing e)designed The series is +4  2, +8  2, +12  2, c)dissuade, aid 99. a) appears b) allow ...... d)apprise, emergency c) become d) recommends On this pattern starting from 124, 528 e)encourage, help e) visualizes will come at the place of b). 100. a) truth b) fairness 15-d; Directions (96-100): In the following c) injustice d) murder The series is +242, -212, +182, -152, ...... passage there are blanks, each of which e) fortune has been numbered. These numbers are On this pattern starting from 43, 502 printed below the passage and against will come at the place of c). each, five words are suggested, one of  16.c 17.a 18.b 19.c the which fits the blank appropriately. 20.e 21.e 22.e 23.b Find out the appropriate word in each 24.b 25.d case. EXPLANATIONS 26-a; People are as much attuned to fairness as Let the price of Ghee before increments they are to individual self-interest. (1-7): =Rs x Therefore, any institution regulating human 1-c; Consumption = 10 kg behaviour will have to ensure that the 2000 to 2001 is the only year when Then , expenditure of ghee = Rs 10x compromises between individual self- there is a change. In all other years, After increments interest, collective interest and fairness are revenue is constant. Expenditure on ghee = 110% of 10x = all within tolerable limits. These trade-offs 2-c; 11x are as (96) for larger institutions, including Total =45+48+80=173 Price of ghee = 132% of x = the largest of them all, i.e., the state, as they are for the smallest ones like the family. Like 80 132 33x So deluxe % = 100 = 46% x   per kg as parents should not repeatedly favour one 173 100 25 child over another, the state cannot 3-a; New consumptions repeatedly favour one community or class Just 1 over another. The (97) of fairness is ingrained From 1999 to 2000 11x 25 1 in our psyches. Since human beings often kg  8 kg 4-d; 33x 3 grab what they can, we need institutions to Revenue growth from 2001-2002 = 170 ensure fair discouragement. Of these 27-c; institutions, the state is the most important, to 173 Let price of second variety of rice be since it is (98) to ensure that basic human So approximately revenue will increase Rs x per kg. needs are ensured with minimal standards to 176 lakh. of fairness. A state incapable of or 5-d; Rice I Rice II uninterested in ensuring equity in security, Revenue in 1999 =165 lakh 32 X education, food, health and shelter is a state Revenue in 2002 = 173 lakh 28 whose legitimacy will be questioned. 173 165 Further, the legitimacy of the state is So % increase = 100 dependent on its being as close to a neutral 165 28-x 4 umpire as possible. When the state (99) = 4.8% According to the question, partisan, its legitimacy, can be questioned. 6.e 7.e 8.c 9.d When the state sheds the umpire’s clothes 10.a 28  x 60 and becomes one of the players, the rules of 11-d;  fair play are so badly stopped that we can The series is +169, -121, +81, -49, ...... 4 48 only call such an event intolerable (100). On this pattern starting from 14, 94 X= Rs 23 will come at the place of d). 28-d; 96. a) important b)juvenile 12-a; For management money received by c)insignificant d)supreme The series is  2-2,  2-2,  2-2, ..... Anil = 10% of 9000 =Rs 900 e)part On this pattern starting from 284, 72 Balance = Rs (9000 -900) =Rs 8100 will come at the place of b).

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And amount after second year = Now, ratio of investments =12000 : 170 20000 = 3 :5 = h = 2 h 50 min x104 4 60  3 100 100 Anil’s share = Rs8100 = So, the two trains will meet 2h 50 min 3 5 after 6 pm. It means that the two trains According to the question, Rs 3037.50 will meet at 8 : 50 pm. x104 4 Amount received Anil =Rs 31-b; = = 208 900+3037.50 =Rs 3937.50 Sum of the weights of A, B, C and D = 100100 29-a; 674 =268 kg X = Rs 5000 Work done by A and B in 1 day And average weight of A, B, C, D and (36-40): 1 1 5 E =67 – 2 =65 kg =   Sum of the weights of A , B, C, D and E 8 12 24 = 655= 325 kg 10 Weight of E =325 – 268 = 57 kg 2 days work of A and B = Weight of F = 57 +4 = 61 kg 24 Now, avg. Weight of F, B, C, D and E After 2 days A left the work =64 kg 10 14 Sum of weights of F, B, C, D and E Remaining work = 1 –  =64  5 = 320 kg 24 24 Sum of the weights of B, C and D =320 One day work of B and C together – 57 – 61 = 202 kg 1 1 9 Weight of A =268 – 202 =66 kg =   32-c; 12 15 60 Let the present age of Ravi be x. 36-e; 37-b; 38-a; 39-e; So, the number of days required by B Then, present age of Ravi’s father = 4x 40-e; 41-e; 41-a; 43-c; and C to finish work = Now, 5 year ago, Ravi’s father’s age =7 44-d; 45-a; 14 / 24 14 60 35  Ravi’s age (46-50):    4x – 5 = 7(x-5) 9 / 60 24 9 9 =3x= 30 Total days to complete the work X =10 35 53 8 Ravi’s present age x = 10 yr. =2+   5 days Ravi’s father’s present age = 4x 9 9 9 =4  10 =40 yr 30-a; 33-a; Let two trains meet at a km from ‘x’ Here, m =20 and n =40 (Time taken by M to cover (450-a) km Required time = to cover a km) = – (Time taken by L m n 20 40 46-e; 47-d; 48-a; 49-c; 40   40 h 50-e; 51-d; 52-e; 53-c; n  m 40  20 54-a; 55-d; 56-e; 57-c; 60 34-b; 58-b; 59-a; 60-c; 61-a; Number of ways to select 3 marbles 62-b; 63-b; 64-c; 65-d; 450  a a 40 7   out of 7 marbles = n(S) = C3 =35 66-c; 67-a; 68-d; 69-c; 80 60 60 Probability that 2 are green and 1 is red 70-a; 71-b; 72-d; 73-c; =n (E) =4C 3C =18 74-d; 75-d; 76-a; 77-d; 450  a a  40 2  1 Or,   0 18 78-3; 79-b; 80-d; 81-e; 8 6 Reqd. Probability = 82-a; 83-c; 84-a; 85-d; Or, 3(450-a)-4 (a+40) =0 35 86-e; 87-b; 88-c; 89-c; 7a =1190 35-a; 90-b; 91-c; 92-a; 93-d; Let the principal be Rs x. 94-b; 95-a; 96-a; 97-a; 1190 98-e; 99-a; 100-c; a= = 170 x104 7 Amount after first year = Time taken by L to cover 170 km 100 

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PRACTICE SET QUESTION PAPER FOR (SSC-CGL)

SSC CGL 2016 – Pre (Tier I) 12. 3 : 243 : : 5 : ? a) 200 b) 70 Mock Test a) 425 b) 465 c) 220 d) 320 This Mock Test consists of 200 questions c) 546 d) 3125 21. If ‘L’ means ‘×’, ‘m’ means ‘÷’, ‘P’ which are spread across 4 sections – General 13. Muslim : Quran : : Sikh : ? means ‘+’, and ‘Q’ means ‘– ’. Then Intelligence, Mathematics, General a) Bible find out the value of the equation? Awareness and English Language. The mock b) Torah 24 M 8 P 6 Q 16 L 3 L 3 = ? test carries 200 marks and of 2 hour c) Gurugranth Sahib a) 135 b) 145 duration. There is negative marking of 1/4 d) Zend Awestha c) 155 d) – 135 marks for each wrong answer. 14. 24 : 60 : : 120 : ? 22. If 15 September, 2015 was Tuesday, a)160 b) 220 Then How many Tuesday and Friday PART-A c) 300 d) 108 were there in this month REASONING ABILITY 15. Police : Police Station : : Ambassador : ? a) 5 Tuesday and 5 Friday Directions : In questions no 1 to 6, a a) Embassy b) Foreign b) 4 Tuesday and 4 Friday series is given, with one term missing. c) Office d) Department c) 5 Tuesday and 4 Friday Choose the correct alternative from the 16. In a row A is 7th from the left and B is d) 4 Tuesday and 5 Friday given ones that will complete the series. 9th from the right. If both interchange 23. Arrange are following words as per order their places, then A becomes 11th from in the dictionary: 1. 5255, 5306 , ? 5408 , 5459 the left. The number of person is the a)5057 b) 5357 row is: 1. Emplane 2. Empower c) 2257 d) 5157 a) 18 b) 20 3. Embrace 4. Elocution 2. b3 p, c 6 R, d 12 T, e 24 V, ? c) 21 d) 19 5. Equable a) f 48 X b) f 46 X 17. Kishan walks 10 km towards north. a) 5, 1, 3, 2, 4 c) f 48 W d) g 48 X From there he walk 6 km towards b) 4, 2, 1, 3, 5 3. 4, 5, 9, 18, 34, ? south. Then he walks 3 km towards c) 4, 3, 1, 2, 5 a) 43 b) 49 east. How far and in which direction is d) 4, 5, 2, 3, 1 c) 50 d) 59 he from his starting point? 24. Arrange the colours of the rainbow in 4. 3, 12, 27, 48, 75, 108, ? a) 5 km, North – East the reverse order. a) 162 b) 183 b) 7 Km, East c) 192 d) 147 c) 5km, East Red , Orange. 5. 49, 121, 169, 289, ? d) 7 km, Wes 1. Blue 2. Indigo a) 361 b) 529 18. Vikash is taller than Shyam but shorter 3. Yellow 4. Green c) 400 d) 441 than Umesh, Umesh is not as tall as 5. Violet 6. 11, 13, 17, 19, 23, 25, ? Samir Ashok is shorter than Shyam. a) 3, 4, 1, 2, 5 a) 26 b) 27 Find out who is the tallest among them? b) 4, 3, 2, 5, 1 c) 29 d) 33 a) Vikas b) Umesh c) 5, 3, 4, 2, 1 c) Samir d) Ashok d) 2, 4, 3, 1, 5 Directions : In questions no 7 to 15, select 19. In a certain code language ‘TROUBLE’ 25. Introducing a girl, Ramesh said to his the related word / letter/ number from is written as ‘GNDWQTV’. Then, how the given alternatives. will ‘TEACHER’ be written in that son-in-law. “Her brother is the only son of my brother –in-law”. Who is 7. DCAB : ZYWX : : HGEF : ? code language? the girl of Ramesh? a) DEBC b) UVTS a) TGJECGV c) VUST d) WXUV b) THJEDHV a) Sister-in-law 8. NUMBER : UNBMRE : : GHOST : ? c) TGIFDGV b) Nice a)HOGST b) HOGTS d) TGJEDGV c) Daughter c) HGOTS d) HGSOT 20. On the basis of the given statement. d) Sister 9. DARE : ADER : : REED : ? How many person do not read any 26. Out of three figures that follow, you News paper a)EEKR b) EKER have to indicate which figure will best c) ERDE d) EERK represent the relationship amongst the 10. Love : Hate : : Friend : ? Smokers, Lawyers, Non smokers? a) Trusty b) Companion c) Devotee d) Foe 11. 1: 27 : 64 : ? a) 216 b) 343 c) 125 d) 729

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30. Which of the following figure is the you have to identify the set for the correct mirror image of the given figure? word ‘PLAYED’. Question figure:

27. Two position of a cube are shown below. When the number 4 will be at the bottom then which number will be at the top? Answer figure:

a)43, 36, 62, 45, 62, 23 b) 43, 36, 33, 33, 12, 23 c) 15, 32, 42, 45, 12, 42 d) 43, 36, 42, 45, 13, 24 31. What will be the water image of the a)3 question figure Directions (Question nos. 34 and 35): one b) 5 Question figure: or two statements are given followed by c) 6 some conclusions. You have to consider d) Cannot be determined the two statements to be true even if they 28. From the given answer figure, select the seem to be at variance from commonly one in which the question figure is known facts. You have to decide which of hidden/ embedded the given conclusions, if any, follow from Question figure: the given statements.

Answer figure: 34. Statement : “I have not received telephone bills for nine month in spite of several complaints”- A telephone customer’s letter to the editor. Conclusions: I. Every customer has a right to get Answer figure: 32. How many triangle are there in the bills regularly from the telephone following figure? company II. The Customer’s complaints point to defect in the service which is expected to be corrected a) If only I is implicit 29. Which answer figure will be completed b) If only II is implicit to the question figure? a)27 b) 25 c) If neither I nor II is implicit Question figure: c) 23 d) 21 d) If both I and II are implicit 33. In the following question, a word is 35. Statements : represented by a set of numbers as Some cup are tea given in any one of the alternatives. Some tea are bottle The sets of numbers given in the Some bottle are water alternatives are represented by Conclusions: alphabets as in the matrices given I. Some water are bottle Answer figure: below. The columns and rows of matrix II. All bottle are cup are numbered from 1 to 6. A letter from a) Only I follows these matrices can be represented first b) Only II follows by its row and next by its column no.; c) Both I and II follows e.g., ‘A’ can be represented by 42, ‘S’ d) Either I or II follows can be represented by 21 etc. Similarly,

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Directions: In questions no. 36 to 45, a)5 b) 6 (b) Biological insecticide select the one which is different from c) 8 d) 9 (c) Chemical fertilizer other three alternatives. 47. (d) Chemical insecticide 54. Azimullah Khan was an advisor to –– 36. a) Remayan b) Mahabharat (a) Nana Saheb c) Upnishad d) Panchtantra (b) Tantya Tope 37. a) 126 b) 217 (c) Rani Laxmi Bai c) 730 d) 253 (d) Kunwar Singh 38. a) BCDE b) JKLM 55. In which of the following rivers’ c) STVU d) WXYZ a) 20 b) 25 confluence is Gobindghat located ? 39. a)EBD b) JKLM c) 26 d) 75 (a) Alaknanda and Bhagirathi c) URT d) YEX 48. (b) Alaknanda and Khirongad 40. a) September b) April (c) Alaknanda and Laxman Ganga c) November d) January (Bhyundar Gad) 41. a) Petrol b) Diesel (d) Alaknanda and Dhauli Ganga c) Water d) LPG 56. Which one is the most extensive part of 42. Which one set of letters when the oceanic floor ? sequentially placed at the gaps in the (a) Ocean Deeps given letter series shall completed it? (b) Continental Slope ab_ gtpog _ bbgt_ ogabb_ a) 29 b) 39 (c) Continental Shelves a) b a p g b) a b g p c) 38 d) 45 (d) Deep Sea Plains c) g p a b d) p a g b 49. 57. The Phillips Curve represents 43. From the given alternative words, select relationship between – the word which can be formed using (a) Deflation and Unemployment the letters of the given word: (b) Inflation and Unemployment FUNDAMENTAL (c) Inflation and Disguised a) NOSE b) TAME Unemployment c) FUNDS d) DETERMENTAL (d) Deflation and Cyclical 44. From the given alternative words, select 58. Which one of the following element is the word which cannot be formed using a) 33 b) 145 used in solar cells ? the letters of the given word: c) 135 d) 18 (a) Silicon (b) Cerium PROSPECTIVE 50. The angle between the hands of clock at (c) Astatine (d) Vanadium a) PEPTIC b) PEPPER 3 : 40 would be - 59. Who was the first Indian to join as a c) VECTOR d) RESET a) 130p b) 150p member of UN Human Rights 45. Find the wrong number in the given c) 140p d) 125p Commission, number series. constituted in 1946 ? 19, 26, 35, 44, 59, 74 PART-B (a) Smt. Sarojini Naidu a) 44 b) 35 GENERAL AWARENESS (b) Smt. Hansa Mehta c) 26 d) 74 51. After the downfall of the Delhi (c) Smt. Vijaya Laxmi Pandit Direction: In questions no. 46 to 49 Sultanate, who was the first ruler to (d) None of the above select the missing number from the issue the gold coin ? 60. Who presides over the joint sitting of given responses. (a) Akbar the two houses of the Parliament ? (b) Humayun (a) President of India 46. (c) Shahjahan (b) Vice-President of India (d) Sher Shah (c) 52. Which Constitutional amendment (d) Speaker of Lok Sabha provided constitutional status to urban 61. Which seismic wave covers longest local government ? distance and is most violent and (a) 72nd (b) 73nd destructive ? (c) 74nd (d) 71nd (a) ‘P’ wave 53. Bacillus thuringiensis is used as – (b) ‘S’ wave (a) Biofertilizer (c) ‘Pg-Sg’ wave (d) ‘L’ wave 94 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

62. Kishanganga is a tributary of – (c) Property taxes (a) Vaibhashika (a) Ravi (b) Chenab (d) Electricity (b) Sautrantika (c) Jhelum (d) Beas 72. The ‘Treaty of Purandar’ was signed (c) Shunyavada 63. Which one of the following is having between – (d) Syad Vada elastic demand ? (a) Akbar and Rana Pratap 80. On which river is the Pong Dam (a) Electricity (b) Jai Singh and Shivaji constructed ? (b) Medicines (c) Aurangzeb and Sahu (a) Ganga (b) Tapti (c) Rice (d) Jai Singh and Golkunda (c) Yamuna (d) Beas (d) Match boxes 73. What is the tenure of Chief Election 81. The class of hormones that stimulates 64. Which of the following is deducted from Commissioner of India ? cell division in plants is – GNP to arrive at NNP ? (a) Five years (a) Cytokinins (a) Depreciation (b) Six years or 65 years of age, (b) Abscisic Aci (b) Interest whichever is earlier (c) Hydroxyindole acetic acid (c) Tax (c) Five years or 65 years of age, (d) Ethylene (d) Subsidy whichever is earlier 82. What is responsible for the Nitrogen 65. Wage fund theory was propounded by (d) During the pleasure of the fixation by legumes ? (a) J.B. Say President of India (a) Mycorrhiza (b) J.S. Mill 74. Which of the following states in India is (b) Rhizospheric microflora (c) J.R. Hicks famous for rubber cultivation ? (c) Rhizobia (d) J.M. Keynes (a) Karnataka (d) Soil fungi 66. Which part is absent in Gymnosperm ? (b) Odisha 83. Which among the following proteins is (a) Embryo (c) Andhra Pradesh found in milk – (b) Endosperm (d) Kerala (a) Renin (b) Casein (c) Ovule 75. Where the Public Interest Litigation (c) Myosin (d) Actin (d) Ovary (PIL) can be filed ? 84. Which one of the following chemical is 67. The system of issuing and monitoring (a) Only in used as food preservative ? of money in the market is known as – (b) Only in High Courts of States (a) Sodium Hydroxide (a) Proportional reserve ratio (c) In Central Administrative (b) Sodium Sulphate (b) Fixed reserve ratio Tribunals (c) Phenol (c) Minimum reserve ratio (d) Both in High Courts and Supreme (d) Sodium Benzoate (d) Floating reserve ratio Court 85. When the speed of car is doubled, then 68. Who discovered x-rays ? 76. Kedar valley disaster of June, 2013, was what will be the braking force of the (a) Thomson cause by heavy rains in the catchment car to stop it (b) Rontgen area in the same distance ? (c) Goldstein of a river, which was – (a) four times (d) None of these (a) Alaknanda (b) two times 69. The national income of a country is (b) Bhagirathi (c) half (a) Government annual revenue (c) Yamuna (d) one – fourth (b) Total productive income (d) Mandakini 86. The mass of a star is two times the mass (c) Surplus of the public sector 77. Who wrote ‘Revolutionary Life’ ? of the Sun. how it will come to an end? enterprise (a) Laxmi Sehgal (a) Neutron Star (d) Export – (Loan) Import (b) Vikram Seth (b) Black hole 70. Stone cancer of Taj Mahal is primarily (c) Abul Fazal (c) White Dwarf due to pollution from ? (d) Mulk Raj Anan (d) Red Giant (a) Emissions from Mathura refinery 78. Biodiversity changes occur – 87. In Cyber Law terminology ‘DOS’ (b) Growing population of Agra (a) Increases towards the equator means: (c) Change in climate (b) Decreases towards the equator (a) Denial of Service (d) Pollution from tanneries (c) Remains unchanged throughout (b) Disk Operating System 71. Which of the following is not a fixed the Earth (c) Distant Operator Service cost ? (d) Increases towards the poles (d) None of the above (a) Salaries of administrative staff 79. Which philosophy is associated with 88. Indian Institute of Remote Sensing (IIRS) (b) Rent of factory building the Mahayana Buddhism – is situated at –

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(a) Dehradun (a) Salmonella typhi (a) 42 km/hr (b) 44 km/hr (b) New Delhi (b) Vibrio Cholerae (c) 36 km/hr (d) 48 km (c) Lucknow (c) Mycobacterium Tuberculosis 104. A room is 8 m long, 4 m broad and 3 m (d) Nagpur (d) Trypamosoma high. If all the walls are to be covered 89. Make in India’ Campaign started on 97. In the process of production of energy with paper 60 cm wide, then the length (a) 1 September 2014 in Sun, it is – of the paper is (b) 25 September 2014 (a) Conversion of hydrogen into oxygen (a) 100 m (b) 80 m (c) 1 March 2015 (b) Conversion of carbon into hydrogen (c) 120 m (d) 90 m (d) 25 March 2015 (c) Conversion of hydrogen into helium 105. The radius and height of a right circular 90. National Green Tribunal Act was passed (d) Conversion of helium into hydrogen cone are in the ratio 4 : 7. If its volume in the year – 98. By which Constitutional Amendment is 1008 π cm3 , then what is the length (a) 2008 (b) 2010 the number of ministers have been of its slant height? (c) 2011 (d) 2009 limited to 15% of the total number of (a) 24.18 cm (b) 25.26 cm 91. The Planned Development Model was members of thelower house ? (c) 23 cm (d) 26.14 cm adopted in India from – (a) Ninety First Amendment 106. If the volume of a sphere is 38808 cubic (a) 1st April, 1951 (b) Ninety Second Amendment cm, then its surface area is (b) 15 th August, 1947 (c) Ninetieth Amendment (a) 5445 cm2 (b) 5544 cm2 2 2 (c) 26th January, 1950 (d) None of the above (c) 8074 cm (d) 7084 cm (d) 1 st May, 1965 99. Presence of which hormone in the urine 107. If 27 is subtracted from a number, then it is reduced to 40% of its original. The 92. Which ruler completed the structure of is the basis for the common test for Qutub Minar ? pregnancy ? 1 rd of the number is (a) Qutbuddin Aibak (a) Growth hormone 3 (b) Balban (b) Testasterone (c) Razia Sultana (c) Human chorionic gonadotropin (a) 15 (b) 35 (d) Iltutmish (d) Relaxin (c) 45 (d) 30 93. Which of the following commissions/ 100. Khwaja Moinuddin Chishti was a 1 committees has recommended the disciple of – 108. rd of a tank is filled with water. After creation of a Local Body Ombudsman? (a) Abdul Qadir Gilani 3 (a) First Administrative Reforms (b) Khwaja Abu Yusuf 1 Commission (c) Khwaja Usman Haruni taking out 8 litres of water, th of (b) Second Administrative Reforms (d) Khwaja Mawdud 4 Commission the tank is still filled. The capacity of (c) Balwantrai Mehta Committee PART-C the water tank is (d) Ashok Mehta Committee QUANTITATIVE APTITUDE (a) 72 litres (b) 128 litres (c) 96 litres (d) 84 litres 94. Under which article of the Constitution 101. Manipur tea and Darjeeling tea are Rs. reservations in admission to 29 and Rs. 23 per kg respectively. In Direction (109 – 113): Study the table educational institutions, including what ratio both should be mixed so as given below and answer the questions private and unaided, to OBCs/ST/SC to gain 40% by selling the mixture at based on it. is made ? Rs.35 per kg. Percentage increase in the production (a) Article 15(4) (a) 1 : 2 (b) 3 :1 of different companies from the year (c) 2 : 1 (d) 2 : 3 (b) Article 15(5) 2010 to 2015. 102. A water filling pipe A is 7 times faster (c) Article 16(4) than second pipe B. If B fills a cistern (d) Article 16(5) in 48 minutes. How long will it take to 95. Disorder of which of the following fill the tank, when both the pipes are organs, causes the disease-Diabetes in opened simultaneously? humans ? (a) 5 minutes (b) 7 minutes (a) Liver (b) Kidney (c) 6 minutes (d) 8 minutes (c) Lungs (d) Pancreas 103. A man on riding a cycle at 16 km/hr can 96. Typhoid fever is an extremely serious reach a town in 5 hrs 30 min. If he is delayed by 3 hour 30 minute at the infection of the gastrointestinal tract. start, then in order to reach his It is caused by – destination in time he should ride the cycle with a speed of

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109. In year 2011, percentage increase in and BAC = 45º, then measure of 123. The volume of a solid hemispherical the production of C is how much object is 10472 cm3. Its total surface percent more than percentage increase BCD is area is – in the production of A? a) 60º (b) 65º (a) 2757.008 cm2 (a) 80% (b) 35% (c) 75º (d) 85º (b) 2775.008 cm2 (c) 40% (d) 60% 119. The perimeter of a rectangle and a square (c) 2575.008 cm2 110. What is the percentage increase in are 120 m each. The area of the (d) 2600.008 cm2 production of company F in the year rectangle is less than that of the area of 124. A mixture contains milk and water in 2013 as compared to 2010? the ratio of 3 : 8. On adding 25 litres of square by 100 square mtr. The length (a) 8% (b) 16% water, the ratio of milk to water of the rectangle is (c) 12% (d) 18% becomes 2 : 7. Find the total quantity 111. If company D has production 366174 (a) 40 (b) 30 of the original mixture. units in 2012, then find its production (c) 20 (d) 60 in 2011? 120. Two trains start at the same time from (a) 121 litres (b) 105 litres (a) 272140 units A and B and proceed towards B and A (c) 110 litres (d) 108 litres (b) 270124 units having speeds of 38 km/hr and 32 km/ 125. On mixing the students of class A and (c) 271240 units class B (having average marks 48 and hr respectively. When they meet, it is (d) 256784 units 90 respectively) the new average so 112. If company E has a production of found that one train has moved 54 kms formed is 62. The ratio of number of 336400 units in year 2010, then find more than the other. The distance students of class B and class A is – its production in year 2012. between A and B is (a) 1 : 2 (b) 3 : 2 (a) 566757 units a) 624 km (b) 630 km (c) 2 : 1 (d) 2 : 3 (b) 563467 units (c) 628 km (d) 625 km 126. In what proportion water must be (c) 567675 units 121. In the given figure, find the value of a, mixed with spirit to gain 35% by selling (d) 567765 units b, c it at cost price? 113. Which company has the maximum (a) 20 : 7 (b) 3 : 11 average percentage increase in production during all years? (c) 7 : 20 (d) 11 : 7 (a) F (b) C 127. A 164 m long train, running at the speed (c) B (d) D of 54 km/hr crosses a bus coming with 114. Maximum value of the speed of 36 km/hr in 9 seconds (7sin 11cos ) is (coming from other side). The length of the bus is a) 143 b) 163 (a) 57 m (b) 61 m (c) 59 m (d) 62 m c) d) 146 170 128. In a fruit shop, the cost price of 30 115. Find the value of sin210º + sin235º + a) 90º , 90º , 46º mangoes is equal to the selling price of 2 2 2 sin 45º + sin 55º+ sin 80º. (b) 90º , 46º , 44º 25 mangoes. The percentage profit (a) 1.5 (b) 2 (c) 90º , 46º , 90º earned by the shopkeeper is – (c) 2.5 (d) 3 116. A flag of 3 metres high, placed on the (d) 46º , 90º , 90º (a) 20% (b) 22% top of a tower throws a shadow of 122. In the given figure, DE||BC. If DE = 8 (c) 25% (d) 24% cm, BC = 12 cm and Area of  ADE = 129. The cube root of 148877 is 53, then 3 3 metres along the ground, then 2 3 2 4 c m , then the area of ABC is – the value of the angle (in degrees) that the sun  148.887  makes with the ground is – 3 0.148877  3 0.000148877 (a) 30º (b) 45º (c) 60º (d) 90º is 117. The vertex angle of an isosceles triangle (a) 5.603 (b) 5.803 measure ten times the measure of a base (c) 5.883 (d) 5.243 angle. Find the measure of base angle. 1 (a) 30º (b) 15º 130. If x   3, then find the value x (c) 20º (d) 25º 118. ABCD is a cyclic quadrilateral whose vertices are equidistant from the point (a) 46cm2 (b) 27 cm2  3 1  2 2  x   (c) 48 cm (d) 54 cm of  3  O (centre of circle). If COD = 100º  x  97 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

(a) 343 (b) 1298 (a) Rs. 12000 (b) Rs. 8000 (c) 322 (d) 364 (c) Rs. 10000 (d) Rs. 6000 1 146. If 37 of a number is 900, then 131. If x = 1.75, y = 0.5, then find the value 140. The simple interest on a certain sum 2 of 4x2 + 4xy + y2 = ? x = 1.75, y = 0.5 4x2 for 8 months at 4% per annum is Rs. + 4xy + y2 =? 129 less than the simple interest on the 1 62 % of that number is – (a) 15.75 (b) 16.00 same sum for 15 months at 5% per 2 (c) 16.25 (d) 16.75 annum. The sum is (a) 1200 (b) 1350 2 132. If p = 102, then the value of P(p – (a) Rs. 2580 (b) Rs. 2400 (c) 1500 (d) 1540 2 6p+12) is p = 102 p(p – 6p +12) (c) Rs. 2529 (d) Rs. 3600 (a) 1000008 (b) 10000008 1 (c) 999992 (d) 9999992 1 4  141. A person can row 7 km an hour in 1 133.The value of 2 2  0 0 still water and he finds that it takes 1 sin43 cos19 2 0 147. 3   8cos 60 : him twice as long to row up as to row 1 cos470 sin710 down the river. The speed of the stream 1  a) –1 b) 0 is 4 (a) 2 km/hr (b) 3 km/hr c) 1 d) 2 191 19 134. Two triangles  ABC and  PQR 1 1 a ) b) (c) 2 km/hr d) 3 km/hr 43 43 are congruent. If the area of  ABC is 2 2 60 sq. cm, then area of  PQR will 142. A man received Rs. 880000 as his annual 189 191 c) d) be: salary of the year 2015 which was 10% 43 41 a) 120 sq. cm (b) 60 sq. cm more than his annual salary in 2014. 148. A contractor undertakes to dig a canal (c) 30 sq. cm (d) 15 sq. cm His annual salary in the year 2014 was 13 km long in 330 days and employs 135. The ratio of the ages of two persons is (a) Rs. 480000 36 men. After 220 days he finds that 4 :7and the age of one of them is greater (b) Rs. 800000 only 6 km of the canal has been dug. than that of the other by 30 years. The (c) Rs. 400000 How many extra men should be sum of their ages (in years) is : (d) Rs. 840000 employed to finish the work in time? (a) 110 (b) 100 143. A man purchases two fans for Rs. 2,160. (a) 46 men (b) 52 men (c) 70 (d) 40 By selling one fan at a profit of 15% (c) 48 men (d) 54 men 136. A train running at the speed of 84 km/ and the other at a loss of 9% he neither 149. If A × B × C × D × E × F = 64, then hr passes a man walking in opposite gains nor loses in the whole transaction. what will be the minimum value of (A direction at the speed of 6 km/hr in 4 Find the cost price of each fan in Rs. + B + C + D + E + F)? seconds. What is the length of the train (a) 710 and 1450 (a) 10 (b) 12 (in metre)? (b) 1530 and 630 (c) 16 (d) 14 (a) 150 (b) 120 (c) 810 and 1350 150. In the given figure, AB is the diameter (c) 100 (d) 90 (d) 1340 and 820 of the circle and CAB = 35º. Find 137. Angle B of a parallelogram ABCD is 144. Find the number lying between 900 the value of . 60°, the other angles are in the ratio A : and 1000 which when divided by 38 DCA C : D as and 57 leaves in each case a remainder (a) 1 : 2 : 1 (b) 2 : 1 : 3 23. (c) 1 : 2 : 3 (d) 2 : 2 : 1 (a) 912 (b) 926 138. The coordinates of one end point of a (c) 935 (d) 962 diameter of a circle are (2, 3) and the 145. What will be the remainder when (51)103 coordinates of its centre are (1, 2). Find is divided by 7 ? the co-ordinates of other end of the (a) 0 (b) 1 diameter. (c) 2 (d) 4 (a) (2,1) (b) (1,0) (c) (3,1) (d) (0,1) a) 45p b) 65p 139. A man had Rs. 16000, part of which he c) 55p d) 75p lent at 4% and the rest at 5% per annum simple interest. If the total interest received was 700 in one year, the 98money lent at 4% per annum was B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

PART-D (a) off (b) on 164. They are not beware of all the facts. ENGLISH LANGUAGE (c) about (d) down (a) are not beware 157. The police rounded ______anti-social (b) are not aware of Direction : In Question nos. 151 to 155, elements last night. (c) are not to be aware somepart of the sentences have errors (a) off (b) up (d) No improvement and some are correct. Find out which part (c) about (d) in 165. Call in this evening ,if you can, I have of a sentence hasan error and blacken 158. As I entered the conference hall, I got something important to discuss. the oval [ ] corresponding to the  the hang ______conspiracy. (a) Called in appropriate letter (a), (b),(c) and (d). If a (a) to (b) off (b) Call for sentence is free from error, blacken the (c) of (d) upon (c) Call off oval corresponding to ‘No error’ in the 159. He is popular ______the students of (d) No improvement Answer Sheet. the class. 166. The workers are hell-bent at getting 151. You have to collect as much stamps as (a) with (b) in what is due to them. possible (c) around (d) down (a) hell bent through getting (a) as possible 160. The hope of winning the lottery (b) hell bent for getting (b) as much stamps amounting to lakhs of rupees is simply (c) hell bent on getting (c) You have to collect crying ______(d) No improvement (d) No error the moon. 167. The more they earn, more they spend. 152. Before the rain would stop, they would (a) near (b) about (a) More they earned, more they have reached home. (c) to (d) for spent (a) No error (b) The more they earn , the more Direction: In Question nos. 161 to 167, a (b) reached home they spend sentence/ a part of the sentence is (c) Before the rain (c) More they earn, the more they underlined. (d) would stop, they would have spend Below are given alternatives to the 153. Until you remain in the office, you will (d) No improvement underlined part at (a), (b), (c) which may get no rest. improve the sentence. Choose the Directions : In Question nos. 168 to 171 (a) get no rest correct alternative. Incase no out of the four alternatives, choose the (b) no error improvement is needed your answer is one which best expresses the meaning (c) Until you remain in (d). Mark your answer in the Answer of the given word and mark it in the (d) the office, you will Sheet. Answer Sheet. 154. I, you and he should try to visit Sri Lanka. 161. Such people never have and never will 168. Interregnum (a) to visit Sri Lanka be trusted. (a) Persistence (b) I, you and he (a) never have and never will be trust (b) Discontinuity (c) No error (b) never have and will be trusted (c) Continuity (d) should try to visit (c) never have been and never will be (d) Endurance 155. Men work so that they may earn living. trusted 169. Penitence (a) No error (d) No improvement (a) Retribution (b) they may 162. The use of radar as well as two-way (b) Submission (c) men work so that radio paging make it possible for state (c) Confinement (d) earn Living police to intercept most speeders. (d) Repentance (a) make it possible 170. Malingering Directions : In Question nos. 156 to 160, (b) makes it possible (a) Creating ill will sentences given with blanks to be filled (c) allows the possibility (b) Feigning illness in with an appropriate word. Four (d) No improvement (c) Defaming alternatives are suggested for each 163. The alarming report of the building (d) Being habitually lazy question. Choose the correct alternative collapse had everyone spellbound. 171. Whirlpool out of the four and indicate it (a) alarmed report (a) Wave (b) Direction byblackening the appropriate oval [ ]  (b) reporting alarm (c) Trend (d) Current in theAnswer Sheet. (c) reported alarm 156. The hypocrites always pass themselves (d) No improvement ______as honest persons.

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Directions : In question nos. 172 to 174, (c) Citizen 190. Steal a march : choose the word opposite in meaning to (d) Denizen (a) outshine (b) defy the given word and mark it in the 180. A place that provides refuge : (c) challenge (d) resist Answer Sheet (a) Asylum (b) Sanatorium Direction : In Question nos. 191 to 200, (c) Shelter (d) Orphanage 172. Indigent you have two brief passages with 5 181. Using ambiguous words to conceal the (a) Inferior questions each. Read the passages truth : (b) Wealthy carefully and choose the best answer to (a) Clear (b) Obvious (c) Subordinate each question out of the four alternatives (c) Authentic (d) Equivocal (d) Insolvent and mark it by blackening the 182. To surround on all sides : 173. Inadvertently appropriate oval [ ] in the Answer (a) Buyoff (b) Fleece  (a) Fearfully Sheet. (c) Envelope (d) Squeeze (b) Impartially 183. A paradise with perfect bliss : PASSAGE-1 (c) Purposely (a) Hangar (b) Orchard Ordinarily, nothing upsets the equilibrium (d) Accidently (c) Elysium (d) Hive of the Pandit. But the loss of the necklace, 174. Ambivalent 184. A family of young ones : which his wife had borrowed from a (a) Submissive (a) Bevy (b) Brood neighbor, and the fact that he had to replace (b) Misleading (c) Batch (d) Brace it worried him. He spent all his time in (c) Suspect devising ways and means to repay the debt. (d) Decisive Direction : In Question nos. 185 to 190, Six months later, he gave his wife a gold 175. Gainsay four alternative are given for the Idiom/ necklace. It was exactly what she had (a) Oppose Phrase underlined in the sentence. (b) Disapprove Choose the alternative which best yearned for. “There is no need to repay it,” she said. The pandit was surprised. She (c) Forbid expresses the meaning of the Idiom/ (d) Agree Phrase and mark it in the Answer Sheet. explained, “The necklace was not stolen. That was the on way I could think of making Directions : In question nos. 176 to 177, 185. Plough a lone furrow : you get me one”. four words are given in each question, (a) to be best at something 191. The pandit was almost never upset as out of which only one word is correctly (b) to be the last one to leave he spelt. Find the correctly spelt word and (c) to do something without help (a) had the courage to face a problem mark your answer in the Answer Sheet. from other people (b) had a balanced attitude (d) to achieve the desired success 176. (a) Segregate (b) Saggergate (c) was indifferent to ordinary 186. Be down and out : (c) Seggregate (d) Segreggate incidents (a) be destitute 177. (a) Insousience (d) always succeeded in finding a (b) be tipsy (b) Insouciance solution to his problems (c) be over drunk (c) Insausiance 192. What worried the pandit most was that (d) be rivals (d) Insoucience (a) his wife had lost the necklace 187. Chew one’s cud- (b) he had to replace the necklace Directions : In Question nos. 178 to 184, (a) go through legalities (c) his wife was so foolish and careless out of the four alternatives, choose the (b) to ponder over something (d) the necklace was very expensive one which can be substituted for the (c) have breakfast 193. The pandit struggled for six months so given words/ sentences and indicate it (d) kill time that by blackening the appropriate oval [ ] 188. Purple prose :  (a) he could present the necklace to in the Answer Sheet. (a) a dark spot his wife (b) a blemish in otherwise good work (b) he could lend the necklace to 178. Cessation of arms before a formal treaty (c) multicolored decoration others is signed during war : (d) writing that is unnecessarily or (c) his wife could replace the lost (a) Embargo (b) Armistice ornateflowery necklace (c) Accord (d) Retreat 189. In a brown study (d) his wife could satisfy her desire 179. One who feels at home in every (a) in a study room to own a necklace country: (b) absorbed in reading 194. The reason why the pandit’s wife (a) Metropolitan (c) absorbed in one’s thoughts refused to return the necklace was that (b) Cosmopolitan (d) in a state of shock

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(a) she had always wanted one like it (d) the interests of the factory (b) the real owner did not expect it owners 29 23 back 200. According to the author, which one of (c) she had not lost any necklace the following best describes an (d) she was tempted to keep this one industrial 25 for herself society? 195. The pandit’s wife had told him a lie in (a) In an industrial society the order to individual member is not important 2 4 (a) trick him into satisfying her (b) In an industrial society power is yearning concentrated in the hands of a few  Required ratio = 1 : 2 (b) punish him for refusing to get her (c) In an industrial society members 102. c) Total time taken by B = 48 min what she desired are dependent on each other So, Time taken by A = 48 min (c) make him repay a debt (d) Industrial society is blind to the Work done by both the pipes in 1 (d) force him to work hard to earn needs of its member minute more and more  7 1  8      PASSAGE-2 48 48 48 Since modern industrial society is highly   organised, if there is a strike in a vital EXPLANATIONS 1 industry, the whole community suffers. I = part of cistern am not arguing that the right to strike should 6 be abolished; I am only arguing that, if it is 1.b 2.a 3.d 4.d Hence they will fill the cistern in 6 to be preserved, it must be for reasons 5.a 6.c 7.c 8.d minutes. concerned with this particular matter, and 9.c 10.d 11.a 12.a not on general grounds of personal liberty. 13.c 14.c 15.a 16.d 11 103 .b) Distance is 16 = 88km In a highly organised country there are many 17.a 18.a 19.a 20.a 2 activities that are important to everybody; 21.d 22.c 23.c 24.a and without which there would be 25.b 26.b 27.a 28.d 11 7 widespread hardship. New time =   2hrs 29.a 30.c 31.c 32.d 2 2 196. A strike is generally regarded as 33.d 34.d 35.a 36.d (a) an act of indiscipline 37.d 38.c 39.b 40.d 88 new speed   44km/hr (b) an expression of individual 41.d 42.a 43.b 44.b 2 freedom 45.a 46.d 47.c 48.b (c) a gross violation of rules 104. c) The area of four walls of a room 49.c 50.a 51.b 52.c = 2(8 ×3 + 4 × 3) = 72m2 (b) an undemocratic act 53.b 54.a 55.c 56.d 197. The author is of the opinion that So, required length of paper = 57.b 58.a 59.b 60.d (a) all strikes are bad 61.d 62.c 63.a 64.a 72 (b) strikes should always be  120m encouraged 65.b 66.b 67.c 68.b 0.6 (c) strikes should be suppressed by 69.b 70.c 71.a 72.b 105. a) Let radius and height of cone are 4x all means 73.b 74.d 75.d 76.d and 7x (d) strikes may be there, in the interest 77.a 78.a 79.c 80.d of the general good 81.a 82.c 83.b 84.d 1 The volume of cone =  (4x)2 × 7x 198. In the light of this passage, if there is a 85.a 86.a 87.a 88.a 3 strike in a soap factory, it may be 89.b 90.b 91.a 92.d viewed as 93.b 94.b 95.d 96.a 1 2 1008 =  16x  7x (a) a serious matter 97.c 98.a 99.c 100.c  (b) a matter of deep concern 3 101.a) a) S. P. mixture = Rs. 35 3 (c) not a serious matter 27 = x (d) a thing not likely to happen profit = 40% 3 = x Radius and height = 12 cm & 21 cm 199. The phrase “this particular matter” 35100 refers to C.P.of mixture Rs.25 So, (a) the unity of the strikers 140 The slant height of cone = (b) the fact that industrial society is 2 2 highly orgainsed (12)  (21) (c) the suffering of the strikers

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109. d) Required % = 2 = 585  24.18 cm  1  1 (20  25)  11   2  100% 2 2 106. b) The volume of the sphere = 38808 25   3 cm 5 15   2.5 4 3 100 = 60% i.e. r  38808 2 3 25 110. c) Difference = (46 – 34)= 12% 116. a) 4 22 111. c) Let production in year 2011 = x   r 3  38808 3 7 units Then, production in 2012 = x × 135% 388083 7 r3 = 27x 4 22 = r3 = 441 × 21 = (21)3 20 r = 21 cm The surface area of the sphere 27x ATQ, = 366174 = 4 r 2 20 Let x= the height of the tower 22 366174 20 4  21 21 x   13562 20 Y = The length of shadow of the tower 7 27 If  is required angle, = 5544 cm2 = 271240 units Production in the year 2011 = 271240 x 3 x 107. a) Let the number be x.  X – 27 = 40% of x units Then, tan = 112. c) Production of E y 3 3  y 2x In year 2010 = 336400 units X – 27=  3 3x  xy  3y  xy 5 135 In year 2011 = 336400 × 5x – 135 = 2x 100 3 3x  3y 3x = 135 X = 45 = 454140 units x 3  1 125  of 45  15 In year 2012 = 454140 × y 3 3 3 100 = 567675 units x 1 1 113. a) F  tan   108. c) Part of the tank filled = rd y 3 3 114. d) Maximum value of 0 capacity = x l (let) a sin  + cos = a2  b2    30 The quantity of water in the tank = 117. b) Let the vertex angle x angle of isosceles maximum value of  1   xl 7sinθ 11cosθ triangle = x & AB = AC  3   49 121  170 x So, ABC  ACB  1  1 2 0 2 0 2 0 2 0 10  x  8  (x) 115. c) Sin 10 + sin 35 + sin 45 sin 55  3  4 2 0 x x + sin 80  x    1800 x  24 1 10 10  x = (sin2 100 + sin2800) + (sin2 350 + 3 4 6x  1800 5 sin2550 ) + sin2 450 4 x – 96 = 3 x x  1500 4 x – 3 x = 96 = (sin2 100 + cos2100 ) + (sin2 350 +sin2 x = x 150 0 96l 350 ) + sin2450 So,   15 10 10

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125. a) Class A Class B 118. d) A  A common ADE  ABC 48 90 (corresponding angle) 62 AED  ACB (corresponding angle) 28 14 in ADE 2 : 1 Angle made by chord (i) at the center Δ  ΔABC  B : A = 1 : 2 of the circle will be 100p . as Δ ADE 64 So, angle at circumference will be =  126. c) In these questions, required ratio i.e. as Δ ABC 144 1000 The ratio of water mixed to amount of  500 24 4 spirit 2  = Gain percentage : 100% area of Δ ABC 9 35% : 100% 0 0 0  BAD  45  50  95 2  7% : 20 So, area of Δ ABC  54cm 127. b) Let the length of the bus = x m BCD  1800  950  850 123. a) The value of a solid hemisphere = Distance (164 x)m 120 10472 T = 9  119. a) Each side of the square m Speed (5436)km/hr 4 2 22  r 3  10472 (164  x)m = 30m  9  25  164  x 3 7 5 2 × (l + b )= 120 9 = 90  m / s (l + b ) = 60 8 2 3 10472 21 (30) – lb = 100 r  x  225 164  61m lb = 800 22 2 The length of the bus = 61 m l = 40 m and b = 20 m r3 = 4998 r = 17.1 cm 128. a) C. P. of 30 mangoes = S. P. of 25 120. b) Let they meet ‘t’ hrs after they start Total surface area = 3 r2 d2 – d1 = 54 kms mangoes 38t – 32t = 54 C. P : S. P. t = 9hr 22 = 3 17.117.1 25 : 30 Then, the distance between two 7 5 : 6 stations is (38 + 32) × 9 = 630 km 2 = 2757. 008cm Percentage profit = 121. a) In  ADB 124. c) Milk : Water 6  5 0 0 0 28 + 62 + a = 180 Original mixture 3 : 8 100  20% a= 900 5 b + a = 1800 (liner pair) Let the mixture 3xl & 8xl 0 129. c) b = 90 3x 2 In  ADC  c + 440 + 900 = 1800 8x  25 7 148877 148877 3 3 c = 460  21x 16x  50 1000 1000000 122. d) In  ADE and  ABC 5x  50 148877  3 A x  10 1000000000 Total amount of original mixture = 5.5 + 0.53 D 8cm E = 3 × 10 + 8 × 10 = 5.883 = 110 litres 1 x   9 B 130. c) 12cm C x m 103 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2016

2 2  x 3 y  1  C = ,  x    81 2 2  x  2  x 3 y 1  1and + 2 x   7 2 2 x X = 0 and y = 1 1 1  1   Coordinates of other end = (0,1) x3   3.x.  x   3.43 136. c) x3 x  x  139. c) Rate = 4% Rate = 5 % 4 5 1 16000 × 16000 × x3   343 3 7 100 100 x3 =640 =800 3 1 x  3  322 700 x 137. d) 100 60

131. b) Given that – 100 = 16000

× 100

700

100 × 100 60 × 100

132. a) Money that given at 4% = 10000 140. d) Let the principal = P p515 = 10012 p 48   129 10012 133. b) 75p32p 43p 129 129 1200 1200 138. d) 129 P = 1200 43 P = 3600

C(1, 2) 141. c) Let the speed of stream = y km/h 15 15  ATQ,  y  2  2 2  2  134. b) If triangles are congruent then there A(2, 3) area must be equal. 15  y  15  2y 135. a) 2 C is mid point of AB  Co-ordinates of 15 15 3y  15   2 2

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5 1 1 2400 151. b)e‘much’ by ‘many’. ‘As many as’ y  or  2 km/hr = 62   1500 2 2 2 100 expresses the number whereas ‘as much as’ exprquantity. Eg. Of the 142. b) The income of a man in2015 = 147. a) thirty students, as many as ten have 880000 failed (NOT ‘As much as’). 1 1 The income of a man in 2014 = 4   4  152. d) ops’ in place of ‘would stop’. ‘When, 1 5 100 2  2  while, after, till, before’, when the 880000  800000 4 19 110 3 wor used in the subordinate clause with 5 reference to some future event, te not 143. c) The C.P. of two fans = 2160 19 191  4   followed by a verb in the future tense. + 15 % – 9% 43 43 0% Eg. When you come to me, we will go 9 15 to LudhNOT ‘when you will come to 3 5 148. c) 8 = 2160 me’). × 270 153.c) e ‘until’ by ‘as long as’. ‘As long The C.P. of first fan (+ 15%) = 3 × 270 as’ is used to express the duration of = 810 an action, as ‘until’ is used to express 144. c) L. C. M. of 38 and 57 is 114 the time before an action takes place. Number divisible by 38 and 57 between 154. b) ou, he and I I, you and 900 and 1000 is 912. ’ in place of ‘ he’. When pronouns having Required number = 912 + 23 = 935  Required number of men to be differenons are used, the correct order 103 103 added = 84 – 36 = 48 men 51 (49  2) of pronouns is (231) 145. c)  149. b) Minimum value is when all the value 7 7 2 (The s person), Remainder of are equal i.e. 3 (the thrson) and A = B = C = D = E = F 51103 1 (the firson). is same remainder A+ B + C + D + E + F = 2 + 2 + 2 + 2 7 + 2 + 2 = 12 155. (a)ror, the sentence is correct. 150. c) 156.a 158.c 159.a 160.d 103 2 161.c 162.b 163.d 164.b as 7 165.d 166.c 168.b 169.d S o , 170.b 171.d 172.b 173.c 2103 22102 22334 174.d 175.d 176.a 178.b   7 7 7 179.b 180.a 181.d 182.c 183.c 184.b 185.c 186.a 34 34 2(8) 2(7 1) 188.d 189.c 190.a 191.c =  7 7 192.b 193.c 194.c 195.a Remainder = 2 × 1 = 2 196.c 198.b 199.d 200.c 146. c)Let number = x Then, 1 x 37  = 900  2 100 X = 2400 Required number

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WHO’S WHO

OFFICE BEARERS

Pranab Mukherjee : President Hamid Ansari : Vice- president Narendra Modi : Prime Minister, Public Grievances and Pension, Atomic Energy and Space Department

CABINET MINISTERS PORTFOLIO MINISTER Home Affairs Rajnath Singh External Affairs, Overseas Indian Affairs Sushama Swaraj Finance, Corporate Affairs, Information & Broadcasting Arun Jaitley Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs M. Venkaiah Naidu Road Transport and Highways, shipping Nitin Jairam Gadkari Defence Manohar Parrikar Railways Suresh Prabhu Law & Justice DV Sadananda Water Resources, River Development Uma Bharati and Ganga Rejuvenation Minority Affairs Dr, Najama A Heptulla Consumer Affairs, Food and Public Distribution Ramvilas Paswan Micro, Small and Medium Enterprises Kalraj Mishra Women and Child Development Menaka Sanjay Gandhi Chemicals and Fertilizers Ananthakumar Communications and Information Technology Ravi Shankar Prasad Health & family Welfare Jagat Prakash Nadda Civil Aviation Ashok Gajapathi Raju Heavy Industries and Public Enterprises Anant Geete Food Processing industries Harsimrat Kaur Badal Mines, Steel Narendra Singh Tomar Rural Development, Panchayati Raj, drinking Chaudhary Birender Singh Water and Sanitation Tribal Affairs Jual Oram Agriculture Mohan Singh Social Justice and Empowerment Thaawar Chand Gehlot Human Resource Development Smriti Zubin Irani Science and Technology, Earth Science Dr. Harsh Vardhan

MINISTERS OF STATE (INDEPENDENT CHARGE)

PORTFOLIO MINISTER Statistics and Programme Implementation, General VK Singh External Affairs, Overseas Indian Affairs Planning, Defence Indrajit Singh Rao Textiles Santosh Kumar Gangwar Labour and Employment Bandaru dattatreya Skill Development & Entrepreneurship Rajiv Pratap Rudy Parliamentary Affairs AYUSH, Health & Family Welfare Shripad Yesso Naik Petroleum and Natural Gas Dharmendra Pradhan Youth Affairs and Sports Sarbananda Sonowal Environment, Forest and Climate Change Prakash Javadekar

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Power, Coal, New and Renewable Energy Piyush Goyal Development of North Eastern Region, Prime Dr, Jitendra Singh Minister’s Office, Personnel, Public Grievances & Pensions. Department of Atomic Energy, Department of Space Commerce and Industry Nirmala Sitharaman Culture, Tourism, Civil Aviation Dr, Mahesh Sharma

MINISTERS OF STATE MINISTER Minority Affairs, Parliamentary Affairs Mukhtar Abbas Naqvi Drinking Water & Sanitation Ram Kripal Yadav Home Affairs Haribhai Parthibhai Chaudhary Water Resources, River Development & Sanwar Lal Jat Ganga Rejuvenation Agriculture Mohanbhai Kalyanjibhai Kundariya Micro, Small & Medium Enterprises Giriraj Singh Chemicals & Fertilizers Hansraj Gangaram Ahir Heavy Industries & Public Enterprises GM Siddeshwara Railways Manoj Sinha Panchayati Raj Nihalchand Human Resource Development Upendra Kushwaha Road Transport & Highways, Shipping P. Radhakrishnan Home Affairs Kiren Rijiju Social Justice & Empowerment Krishan Pal Agriculture Dr. Sanjeev Kumar Balyan Tribal Affairs Manuskhbhai Dhanjibhai Vasava Mines, steel Vishnu Deo Sai Rural evelopment Sudarshan Bhagat Human Resource Development Ram Shankar Katheria Science and Technology, Earth Sciences YS Chowdhary Finance Jayant Sinha Information & Broadcating Col. Rajyavardhan Singh Rathore Urban development, Housing and Urban Babul Supriyo Poverty Alleviation Food Processing Industries Sadhvi Niranjan Jyoti Social Justice & Empowerment Vijay Sampla

GOVERNORS AND CHIEF MINISTERS

STATE GOVERNOR CHIEF MINISTER Andhra Pradesh ESL Narasimhan N. Chandrababu Naidu Arunachal Pradesh J P Rajkhowa Kalikho Pul Asam PB Acharya (Add. Charge) Tarun Gogoi Bihar Nitish Kumar Chhattisgarh Balramji Tandon Raman Singh Goa Mridula Sinha Lakshmikant Parsekar Gujarat OP Kohli Anandiben Patel Haryana Kaptaan Singh Solanki Manohar Lal Khattar Himachal Pradesh Acharya Dev Vrat Virbhadra Singh Jammu- Kashmir N N Vohra Mehbooba Mufti Jharkhand Drupadi Murmu Raghuvar Das Karnataka Vajubhai R. Vala K. Siddharamaiah Kerala P. Sathasivam Ooman Chandy Madhya Pradesh Ram Naresh Yadav Shivraj Singh Chouhan Maharashtra C. Vidyasagar Rao Devendra Phadnavis Manipur V. Shanmuganathan Okram Ibobi Singh (Add. Charge)

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Meghalaya V. Shanmuganathan Mukul Sangma Mizoram Nirbhaya Sharma P. Lalthanhawla Nagaland PB Acharya TR Zeliang Odisha SC Jamir Naveen Patnaik Punjab Kaptaan Singh Solanki Prakash Singh Badal (Add.Charge) Rajasthan Kalyan Singh Vasundhara Raje Sikkim Srinivas Patil Pawan Chamling Tamil Nadu K. Rosaiah Jayalalitha Telangana ESL Narasimhan K. Chandrashekhar Rao Tripura Tathagata Roy Manik Sarkar Uttar Pradesh Ram Naik Akhilesh Yadav Uttarakhand K K Paul President’s Rule West Bengal Kesarinath Tripathi Mamata Banerjee

LT. GOVERNORS & ADMINISTRATORS

Union Territory Lt. Governor (Administrator) Andaman and Nicobar Islands AK Singh (Lt. Governor) Chandigarh Kaptaan Singh Solanki (Add. Charge) and Nagar Haveli Vikam Dev Dutta (Administrator) Daman and Diu Vikam Dev Dutta (Administrator) Delhi Najeeb Jung (lt. Governor) Lakshadweep Vijay Kumar (Administrator) Punducherry AK Singh (Additional Charge)

JUDICIAL HEADS

Designation Person Chief Justice, Supreme Court Tirath Singh Thakur Attorney General Mukul Rohtagi Solicitor General Ranjit Kumar Chairperson, National Green Tribunal Justice Swatantra Kumar Chairperson, Intellectual Property K N Basha Appellate Tribunal Chairperson, Armed Forces Tribunal Prakash Tatia

HEADS OF ARMED FORCES

Designation Person Air Force Chief Air Chief Marshal Arup Raha Navy Chief Admiral RK Dhowan Army Chief Gen. Dalbir Singh Suhag

HEAD OF INTELLIGENCE ORGANISATIONS

Designation Person Director, Intelligence Bureau (IB) Dineshwar Director,Research & Analysis Wing (RAW) Rajinder Khanna Director, NTRO Alok Joshi Chairperson, National Investigation Sharad Kumar Agency (NIA)

CHIEF JUSTICES OF HIGH COURTS

High Court Chief Justice Allahabad Dr.Dhananjay Y Chandrachud

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Bombay DH Waghela Calcutta Manjula Chellur Chhattisgarh Navin Sinha Delhi Gorla Rohini Gujrat Jayant Patel Guwahati Ajeet Singh Himachal Pradesh Mansoor Ahmad Mir Hyderabad DB bhonsale Jammu & Kashmir NNP Vasanth Kumar Jharkhand Virendra Singh Karnataka Shubhro Kamal Mukherjee Kerala Ashok Bhushan Madhya Pradesh Ajay Manikrao Khanwilkar Madras Sanjoy Kumar Kaul Manipur LK Mahapatra Meghalaya Dinesh Maheshwari Orissa Vineet Saran Patna Md Iqwal Ahmad Ansari Punjab & Haryana SJ Wazifdar Rajasthan Satish Kumar Mittal Sikkim Sunil Kumar Sinha Tripura Deepak Gupta Uttarakhand KM Joseph

HEADS OF VARIOUS BOARDS

Designation Person Chairperson, Railway Board AK Mittal Chairperson, Atomic Energy Regulatory SS Bajaj Board Chairperson, CBDT Atulesh Jindal Chairperson, Company Law Board DR Deshmukh Chairperson, SEBI UK Sinha Chairperson, Central Board of film Pahlaj Nihalani Certification Chairperson, Central Social Welfare Board Durgabai Deshmukh Chairperson, PNGRB S. Krishnan Director, NCERT Hrushikesh Senapathy Chairperson, CBSE YSK Seshukumar Chairman, CBEC Najib Shah

ELECTON COMMISSION

Designation Person Chief Election Commissioner Syed Naseem Ahmed Zaidi Election Commissioner Election Commissioner II

CONSTTITUTIONAL HEADS

Designation Person Speaker, Lok Sabha Sumitra Mahajan Deputy Speaker , Lok Sabha M. Thambidurai Comptroller and Auditor General Shashikant Sharma Chairperson, 14th Finance Commission YV Reddy Chairperson, National Commission Lalitha Kumarmanglam for Woman

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Chairperson, national Commission for PL Poonia scheduled Castes Chairperson, National Commission for Rameshwar Oraon Scheduled Tribes Chairperson, National Commission for Wangla Ishwaraiah Backward Classes Chairperson, National Human Rights HL Dattu Commission Chairperson, Union Public Service Deepak Gupta Commission

HEADS OF FINANCIAL INSTITUTES/ ORGANISATIONS

Person Designation Arvind Panagariya Vice President, NITI Aayog Raghuram G. Rajan Governor, Reserve Bank of India Harshavandhan Neotia Chairperson, FICCI SB Mathur Chairperson, Unit Trust of India SK RoyChairperson, Life insurance Corporation of India Harsha Kumar Bhanwala Chairperson, NABARD NK Maini CMD, SIDBI Sriram Kalyanaraman Chairperson, National Housing Bank Sunil Kanoria Chairperson, ASSOCHAM Rajan Bharati Mittal Chairperson, International Chamber of Commerce Satyanand Mishra Chairperson, Multi Commodities Exchange TM Bhasin Chairperson, Indian Banks Association AK Saxena CMD, Oriental Insurance Company Deepak Kumar Director General , Employees’ State Insurance Corporation Mamta Binani Chairperson, Institute of Company secretary of India

HEAD OF NATIONALISED BANKS

Bank CMD Allahabad Bank Rakesh Sethi Andhra Bank Surendra K. Patel Bank of Baroda Ps Jayakumar Bank of India MO Rego Bank of Maharashtra Sushil Muhnot Bharatiya Mahila Bank SM Swathi Canara Bank Rakesh Sharma Central Bank of India Rajeev Rishi Corporation Bank J K Garg Dena Bank Ashwini Kumar IDBI Bank Kishor Karat Indian Bank Mahesh Kumar Jain Indian Overseas Bank R. Koteeswaran Oriental Bank of Commerce Animesh Chauhan Punjab and Sind Bank Jatinderbir Singh Punjab National Bank Usha Ananta Subrahmaniam State Bank of India PK Gupta State Bank of Bikaner and Jaipur Jyoti Ghosh State Bank of Hyderabad Santanu Mukherjee State Bank of Mysore Sharad Sharma State Bank of Patiala MS Ramesh Rangan State Bank of Travancore Jivananand Das Narayan Syndicate Bank Arun Shrivastava

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UCO Bank RK Takkar United Bank of India P. Srinivas Union Bank of India Arun Tiwari Vijaya Bank Kishore Kumar Sansi

MAHARATNA/ NAVARATNA COMPANIES

Maharatna Chairman/MD Bharat Heavy Electricals Limited Atul Sobti Coal India Limited S. Bhattacharya Gas Authority of India Limited BC Tripathi Indian Oil Corporation Limited B. Ashok Oil and Natural Gas Corporation DK Sarraf Steel Authority of India Limited PK Singh National Thermal Power Corporation Gurdeep Singh

Navaratna Chairman/ MD Container Corporation of India Limited Anil Kumar Gupta Engineers India Limited Sanjoy Gupta National Buildings Construction Corporation AK Mittal Bharat Electricals Limited SK Sharma Bharat Petroleum Corporation Limited S. Varadarajan Hindustan Aeronautics Limited T. Suvama Raju Hindustan Petroleum Corporation Limited MK Surana National Mineral Development Corporation Narendra Kothari Mahanagar Telephone Nigam Limited NK Yadav Power Finance Corporation MK Goel Power Grid Corporation IS Jha Rashtriya Ispat Nigam Limited P. Madhusudan Shipping Corporation of India AK Gupta Neyvelli Lignite Corporation Limited SK Acharya Oil India Limited UP Singh Rural Electrification Corporation Limited Rajiv Sharma National aluminium Company Limited Anshuman Das

INTERNATIONAL INSTITUTES/ ORGANISATIONS

Designation Person General Secretary, United Nations Ban ki-moon Organisaton India’s Permanent Representative, UNO Syed Akbaruddin Secretary General Assembly Mogens Lykketoft Director, UN General Assembly Mogens Lykketoft Director General, International Atomic Yukia Amano Energy Agency Director General, International Labour Guy Ryder Organisation Director General FAO Jose Graziano da Silva Director General UNESCO Irina Bakova Director, UNHCR Antonio Gutterus Director General, World Health Margaret Chan Organisation Director General, IMF Christine Lagarde Director, World Bank Jim Yong Kim

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ABBREVIATION IOB-Indian Overseas Bank. AFS-Annual Financial Statement IPO-Initial Public Offering. AFS-Available For Sale IRBI-Industrial Reconstruction Bank of India. BoP-Balance of Payments KCC-Kisan Credit Card. CR-Capital Receipts KMB-Kotak Mahindra Bank. KVB-Karur Vysya Bank. CRAR-Capital to Risk Weighted Asset KYC-Know Your Customer. Ratio LAB-Local Area Bank. DCCB-District Central Cooperative Bank LAF-Liquidity Adjustment Facility. ECGC-Export Credit and Guarantee Corporation LDB-Land Development Bank. GFD-Gross Fiscal Deficit LIBOR-London Inter Bank Offered Rate. GIC-General Insurance Corporation MIBOR-Mumbai Inter Bank Offer Rate. HUDCO-Housing & Urban Development Corporation NABARD-National Bank for Agricultural and Rural IBRD-International Bank for Reconstruction and Development. NAS-National Account Statistics. Development NAV-Net Asset Value. IBS-International Banking Statistics NBC-Non Banking Companies. OECD-Organisation for Economic Cooperation and NBFC-Non Banking and Finance companies. Development NEFT-National Electronic Funds Transfer System. OLTAS-OnLine Tax Accounting System NFA-No Frills Account. RWA-Risk Weighted Asset NFC-Non Banking Finance Companies. SEBI-Securities and Exchange Board of India NHB-National Housing Bank. NIB-Nordic Investment Bank. UBB-Uniform Balance Book NPA-Non Performing Assets. WPI -Wholesale Price Index NPS-National Pensions Scheme. FDI-Foreign Direct Investment. NSE-National Stock Exchange. FERA-Foreign Exchange Regulation Act. OMO-Open Market Operations. FICCI-Federation of Indian Chambers of Commerce and OTP-One Time Password. Industry. PGS-Payment Gateway System. FII-Foreign Institutional Investor. RBI-Reserve Bank Of India. FIPB-Foreign Investment Promotion Board. RBS-Royal Bank of Scotland. FPI-Foreign Portfolio Investment. RRB-Regional Rural Bank. FTA-Free Trade Agreement. RTGS-Real Time Gross Settlement System. GDP-Gross Domestic Product. SCB-Scheduled Commercial Bank. GDR-Global Depository Receipt. SCC-Selective Credit Control. GAAR-General Anti Avoidance Rule. SEPA-Single Euro Payment Area. HDFC-Housing Development Finance Corporation. SEBI-Security Exchange Board Of India. IBRD-International Bank For Reconstruction And SHGs-Self Help Groups. Development. SIDBI-Small Industries and Development Bank of India. ICICI-Industrial Credit and Investment Corporation of SLR-Statutory Liquidity Ratio. India. SPNS-Shared Payment Network System. IDB-Islamic Development Bank. SWIFT-Society For World Wide Inter Bank Financial IDBI-Industrial Development Bank of India. Telecommunication. IDR-Indian Depository Receipts. ULIP-Unit Linked Insurance Plan. IIB-International Investment Bank. UCB-Urban Cooperative Bank. IIBF- Indian Institute of Banking and Finance. UEBA-Universal Electronic Bank Account. IRR- Internal Rate Of Return. UIDAI-Unique Identification Authority of India. IMD-India Millennium Deposits. ULIP-Unit Linked Insurance Policies. IMF-International Monetary Fund. UPIN-Unique Property Identification Numbers. IMPS-Immediate Mobile Payment System. USB-Ultra Small Branch.

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USD-United States Dollar. OPEC - Organisation for Petroleum Exporting Countries VDBS-Vertically Differentiated Banking System. MCA - Ministry of Corporate Affairs WBCIS-Weather Based Crop Insurance Scheme. SMEs - Small and Medium Enterprises WL ATM-White Label ATM. SMO - Special Market Operations WPFI-World Press Freedom Index. WPI-Wholesale Price Index. MFDEF - Micro Finance Development and Equity fund ECR - Export Credit Refinance SEBI - Securities and Exchange Board of India ECS - Electronic Clearing Services ORFS - Online Returns Filing System SDR - Special Drawing Rights OSMOS - Off-Site Monitoring and Surveillance BRBNMPL - Bharatiya Reserve Bank Note Mudran Private OTC - Over-the-Counter Limited OTS - One-Time Settlement CDR - Corporate Debt Restructuring BSA - Bilateral Swap Arrangements EEA - Exchange Equalisation Account IMF - International Monetary Fund NFA - Net Foreign Assets MBS - Mortgage Backed Securities PDO - Public Debt Office BSE - Bombay Stock Exchange, Mumbai REER - Real Effective Exchange Rate CBDT - Central Board of Direct Taxes OPEC - Organisation for Petroleum Exporting Countries CBLO - Collateralised Borrowing and Lending SPMCIL - Security Printing and Minting  WORD OF THE MONTH TUMULTUOUS Ant : cause, impetus, antecedent Syn : uproarious, violent, disorderly, riotous CATASTROPHY Ant : peaceful, passive, orderly, harmonious Syn: disaster, calamity, misfortune, adversity AWKWARD: causing difficulty; hard to do or deal with Ant: triumph, blessing, boon Syn: clumsy, ungainly, Ponderous, rough OBLIVIOUS Ant: Clever, dexterous, apt, skilful Syn: forgetful, absentminded, inattentive BRITTLE: hard but liable to break easily. Ant: attentive, aware, observant Syn: frail, fragile, delicate, breakable SLANDER Ant:tough, enduring, unbreakable, strong Syn: decry, defame, aspersion, accuse, malign COVETOUS: having or showing a great desire to possess Ant: praise, eulogise, laud, commen something belonging to someone else. BABBLE – nonsense, bombast, jargon. Syn: cupidity, avarice, greed, voracity ECCENTRICITY – oddity, anomaly, peculiarity, exception. Ant: liberality, benevolence, selfless, magnanimous FLATTERER – sycophant, adulator, hanger – on DESPICABLE: very bad or unpleasant HENPECKED – enslaved, obedient, dutiful, faithful. Syn: Contemptible, worthless, shameless, base PLEBEIAN – common, simple, untitled, ignoble. Ant: worthy, decent, honourable, respectable ABUNDANCE – lack, dearth, shortage, want, deficiency. EXPLICIT: stated clearly and in detail, leaving no room for EVASION – defence, non- avoidance, response. confusion or doubt. PERSUADE – deter, discourage, dissuade, restrain. Syn: definite, intelligible, obvious, apparent RAMBLING – methodical, regular, orderly. Ant; confine, hold, retard, enforce REBUKE – praise, applaud, extol, acclaim. CONCEIT Syn : vanity, egotism, selfesteem Ant : modernity, humility, humbleness  CONSEQUENCE Syn: result, outcome, effect, importance, significance

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ONE LINER 1. Who launched Smart city Mission Projects in Pune - PM Narendra Modi 2. Sprinter Dutee Chand qualifies for - Rio Olympics 3. First flight of which missile from SU-30 MKI aircraft successfully conducted – BrahMos 4. Expanded Panama Canal reopens after how many years of work – 9 Years 5. Which football player retires from Argentina after Copa America final loss to Chile - Lionel Messi 6. Which country became 35th full member of Missile Technology Control Regime – India 7. First loans for projects in four countries was approved by - AIIB 8. Which state zoo gets a male snow leopard for breeding conservation programme – Darjeeling 9. Jitu Rai wins silver in - ISSF 10. Who launched Smart city Mission Projects in Pune - PM Narendra Modi 11. Sprinter Dutee Chand qualifies for - Rio Olympics 12. First flight of which missile from SU-30 MKI aircraft successfully conducted – BrahMos 13. BCCI appoints whom as the head coach of Indian Cricket Team - Anil Kumble 14. Union Government launches India’s first pilot programme to run two wheelers on - CNG 15. UK Prime Minister David Cameron announced resignation after - Brexit vote 16. IIT-Kanpur professor Sanjay Mittal has been awarded with - 2015 GD Birla Award 17. Which country votes to exit European Union in historic referendum – Britain 18. Name of first 1000-processor computer chip - KiloCore 19. Establishment of Fund of Funds for Startups under SIDBI approved by - Union Cabinet 20. EU reached agreement on new border force to tackle - Migrant Crisis 21. United Nations Public Service Day is observed on - 23 June 2016 22. In Karachi which famed Pakistani Qawwal, shot dead - Amjad Sabri 23. Who appoints Anupam Pahuja as India Country Manager and MD - PayPal 24. How many satellites ISRO launched in one go - 20 satellites 25. Guda Anjaiah passed away, he was a noted - Telangana poet and lyricist 26. Book titled A Life in Diplomacy released, author of book is - MK Rasgotra 27. Which community was given minority status by Maharashtra Cabinet - Jew 28. India Development Update 2016 relased by - World Bank 29. Union Cabinet approved establishment of Fund of Funds for - Startups 30. International Day of Yoga 2016 observed on - 21st June 2016 31. Name of food additive which was banned by Union Government - Potassium Bromate 32. Name of first female mayor of Rome - Virginia Raggi 33. Which Kannada movie won Best Film Award at 19th Shanghai International Film Festival - Thithi 34. Which supercomputer was declared as world’s fastest - China’s Sunway TaihuLight 35. Indigenous basic trainer aircraft HTT-40 was created by - HAL 36. Name of village of Andhra Pradesh which was chosen for development as smart village - Mori 37. Which medal India won at Archery World Cup in Antalya - Silver 38. Korea Plus initiative is taken to strengthen relations between - India and South Korea 39. Name of mobile app launched to enhance consumer connect with Urban Power Distribution sector - URJA 40. World refugee day was observed on - 20th June 41. Name of SriLankan cricket player suspended for illegal action - Shaminda Eranga 42. X-57 Hybrid Electric Research Plane was unveiled by - NASA 43. Who won 2016 Formula 1 Grand Prix of Europe - Nico Rosberg 44. Hockey Champions Trophy 2016 was won by - Australia 45. IT Innovation Start-up Fund to assist start-ups was launced by - SBI 46. First batch of women fighter pilots inducted in - Indian Air Force 47. India inked MoUs with which country for capacity building for civil servants, centre of excellence in ICT - Namibia 48. AICTE inked agreement with which tech gaint to build app for SWAYAM platform of HRD Ministry - Microsoft 49. Union Ministry of AYUSH released Yog Geet for - International Day of Yoga–2016 50. Name of former Indian football team coach who will be conferred with Mohun Bagan Ratna - Syed Nayeemuddin 51. Rio 2016 unveils - Official slogan for Olympic and Paralympic Games

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52. Name of Assam PCC president who passed away - Anjan Dutta 53. When was World Day to Combat Desertification 2016 observed -17th June 2016 54. Name of Chinese exascale supercomputer which will be in operation by 2020 - Tianhe-3 55. Who is elected as Chairman of International Chamber of Commerce - Sunil Mittal 56. What is route of transit facility which became operational between India and Bangladesh - Kolkata-Ashuganj-Tripura 57. Who was awarded with prestigious PEN Pinter Prize 2016 - Margaret Atwood 58. Name of first mammal declared extinct from human-caused climate change - Bramble Cay melomys 59. With how many subsidiaries SBI bank was approved for merger - Five subsidiaries 60. Bill to fast track recovery of bad loans was approved by - Union Cabinet 61. Who has been appointed as institutional banking head of DBS Bank - Niraj Mittal 62. Name of hollywood actor who was appointed as UN Women Goodwill Ambassador - Anne Hathaway 63. Name of mobile app launched by Union Government for volunteer work at government schools - Vidyanjali Mobile App 64. Who has been appointed as Director General of Doordarshan - Senior IAS officer Supriya Sahu 65. Name of nuclear icebreaker launched by Russia - Arktika 66. When was World Elder Abuse Awareness Day observed - 15th June 2016 67. Which state inaugurated Child Labour Tracking System - Bihar 68. Name of planet found which has two suns - Kepler-1647b 69. Which country elected to chair Legal committee of UN - Israel 70. Who was elected as President of 71st session of United Nations General Assembly - Peter Thomson of 71. Who was declared as Proclaimed Offender by Money Laundering Court - Vijay Mallya 72. World Day Against Child Labour was observed on - 12th June 2016 73. Tata Power signed agreement to acquire - Welspun Renewables 74. Who was appointed as Chief Justice of Manipur HC - Justice Rakesh Ranjan Prasad 75. Who was appointed as first woman chairperson of NCHAC in Assam - Ranu Langthasa 76. Tech gaint Microsoft to acquire which portal for $26.2 billion - Linkedin 77. India inked three agreements to strengthen co-operation with which country - Ghana 78. Who won 2016 Canada Grand Prix of Formula 1 - Lewis Hamilton 79. World Blood Donors Day 2016 observed was observed on - 14th June 2016 80. Mudrarakshasa passed away, he was a noted - Hindi writer 81. Women’s title of the Australian Open Super Series Badminton tournament won by – Saina Nehwal 82. Which country becomes the first country to ban deforestation – Norway 83. SEBI issues stricter KYC, disclosure norms for - P-Notes 84. Which country successfully launches 23rd BeiDou Navigation Satellite – China 85. Indian-American Author Akhil Sharma wins – 2016 International Dublin Literary Award 86. How many new elements in Periodic table get names – Four 87. Who appointed as Law Commission member - Satya Pal Jain 88. Union Ministry of Civil Aviation proposes passenger centric amendments to – CARs 89. Which state becomes India’s first State to launch open government data portal – Sikkim 90. Who is elected as Speaker of Puducherry Assembly - V. Vaithilingam 91. 2016 Global Peace Index released by - IEP 92. India Post launches logo and tagline design contest for - India Post Payments Bank 93. Malware Infection Index 2016 is released by – Microsoft 94. Who releases 2016 World’s 100 Highest-Paid Athletes list – Forbes 95. Union Railways Ministry flags off which train in Bihar - Champaran Satyagrah Express 96. India, Japan and US navies kick off 2016 Malabar Exercise near - South China Sea 97. With whom Qatar Investment Authority inks MoU to boost infrastructure investments - NIIF 98. Who concluded five-nation tour to Afghanistan, Qatar, Switzerland, the USA and Mexico - PM Modi 99. Road Accidents in India 2015 Report released by - Union Government 100. Major Global Initiatives against Weapons of - Mass Destruction & India’s stance 101. India signs Europe-led clampdown on - Tax Evasion and Corruption 102. Which bank launched India’s first certified green bond at London Stock Exchange - Axis Bank 103. Union Government to introduce - International Yoga Award Scheme

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104. Which country tops in 2016 Malware Infection Index – Pakistan 105. Which tennis player receives two-year suspension for failing drug test - Maria Sharapova 106. Which country becomes third largest oil consumer – India 107. WHO validates elimination of mother-to-child transmission of HIV and syphilis in four countries including - Thailand 108. World Bank Report cuts global growth forecast to - 2.4% 109. On 8 June which day is celebrated - World Oceans Day 110. World’s 100 Most Powerful Women 2016 list released by – Forbes 111. Which state will host Men’s Hockey Junior World Cup 2016 – Lucknow (Uttar Pradesh) 112. RBI rates unchanged in 2nd bi-monthly monetary policy review for year - 2016-17 113. Facebook India appoints whom as Managing Director - Umang Bedi 114. Which country ranked 2nd on GRD index on ease of doing business – India 115. Who has been appointed as Adobe MD for South Asia - Kulmeet Bawa 116. Rajasthan Government launched which app on Air Quality Index - Mobile App RajVayu 117. Which two countries signed MoU for hassle-free entry of Indians into US - India, US 118. Gujarat Government announces IT policy to promote - IT-based start-ups 119. ADB and Union Government signed Loan Agreement to upgrade 176 Km of roads in – Jharkhand 120. Which state becomes first Indian state to give pension and food benefits to transgenders – Odisha 121. Who won 2016 French Open Women’s Singles tennis title - Garbine Muguruza 122. World’s first 3D printed plane THOR unveiled by – Airbus 123. Right to Public Grievance Redressal Act launched by - Bihar CM Nitish Kumar 124. M Modi, Ghani inaugurates - Afghan-India Friendship Dam 125. Asia’s first which Programme has been launched - Gyps Vulture Reintroduction Programme 126. Scientists create what that turns sunlight into liquid fuel - Bionic Leaf 127. Name of former heavyweight boxing champion died - Muhammad Ali 128. Who is appointed as DG of National Anti-Doping Agency - Navin Agarwal 129. Scientists of which organisation found 39 unreported sources of SO2 pollution – NASA 130. Which organisation launched DND Services Mobile Application to register complaints against pesky calls, SMSes – TRAI 131. Which state Assembly passes Ease of Doing Business Bill, 2006 - Assam Assembly 132. Name of Indian banker who was awarded with Green Economy Visionary Award - Raghavan Seetharaman 133. India joins Hague Code of Conduct against - Ballistic Missile Proliferation 134. Name of famous Tamil actor-director who passed away - Balu Anand 135. India inked MoUs for co-operation in IT, handicrafts sector with which country – Tunisia 136. Who was re-elected as Legislative Assembly Speaker of Tamil Nadu - P Dhanapal 137. Who was elected as Speaker of Kerala Legislative Assembly - P Sreeramakrishnan 138. Name of two Indian Origin women who made their place in Forbes Self-Made American Women List - Neerja Sethi and Jayshree Ullal 139. What is the name of the World’s longest and deepest rail tunnel which has been inaugurated - Gotthard Base Tunnel 140. Who releases National Disaster Management Plan – PM Narendra Modi 141. Which cricket player’s name to be used in Kerala Government’s Anti-Drug Campaign - Sachin Tendulkar 142. India joins the Hague Code of Conduct against - Ballistic Missile Proliferation 143. Retirement age of doctors of Central Health Services was raised to - 65 Years 144. Name of Senior IAS officer who was appointed as Finance Secretary - Ashok Lavasa 145. India inked an agreement with World Bank to - Improve efficiency and attractiveness of City Bus Services 146. India launched Chamber of Commerce and Industry with which country - Morocco 147. In which military ammunition depot there was a major fire outbreak - Central Ammunition Depot, Pulgaon 148. Name of former Delhi Police Commissioner who is appointed as UPSC member - BS Bassi 149. Which tax related scheme came into force - Direct Tax Dispute Resolution Scheme 2016 150. World Milk Day was observed globally on - 1st June 2016 151. Name of world’s longest and deepest rail tunnel which was inaugurated in Switzerland - Gotthard Base Tunnel

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STUDY MATERIAL KIT (Total 25 Volumes) MARKETING Reasoning APTITUDE MONTHLY ISSUE - AUGUST - 2016 V V ENGLISH V V A A A A Vanik’s N N N N I I I I K K K K APTITUDE BANKING Current Affairs COMPUTER COMPUTER for Bank PO for Bank PO & Clerical for Bank PO R E A S O N I N G for Bank PO Awareness Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU Bank PO & Clerical MARKETING

Bank PO y & SSC Railway & SSC Bank PO & Clerical | SSC & Railway Railwa ENGLISH Bank PO & Clerical Bank PO & Clerical Bank PO & Clerical for , Clerical & Bank PO, Clerical & , Clerical & , Clerical & , Clerical & General Awareness Banking Awareness Current Affairs All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations

Vanik’s Study Guide Vanik’s Question Hub Assignment - I Assignment - II Vanik’s Practice Set (Class Room Practice) (Home Work Practice) Vanik’s Extra Dose Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Vanik’s Knowledge Garden Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Assignment - I Assignment - II Assignment - I Assignment - II Assignment - I Assignment - II Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Practice Set for IBPS, SBI-PO (Prelim) (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) Practice Set for SBI-PO (Main) EUROPEAN UNION Practice Set for CGL-2016 Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s P u b l i c a t i o n s Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s Monthly Updated Current Affairs unctions New Committees & its F Awards & Honours Events of the month Games & Sports Date and Observations onomy & Banking Important Index Ec s Recent MOU echnology Famous Personality Science & T Books & Authors Famous Places Bank PO Clerical Railway SSC

VA N I K C R P F C E N T R E VA N I K S A H E E D N A G A R C E N T R E VANIK STUDENTS SELECTION ONLINE TEST @ HOME Rs. 150/- Rs. 250/- Rs. 350/- Rs. 500/- 1 Month 3 Months 6 Months 12 Months 1. 12 Ongoing Test in Alternative Days DILLIP SAMAL RAJENDRA SAHOO RASHMI BISWAL SUSANGITA DASH BISWANATH SINGH ABINASH JENA SREELEKHA SWAIN DEEPAK KU. NAYAK DEBI PRASAD PADHY ALINA SHARMA CO.OP.BANK PNB & SBI-PO SBI-PO LIC SSC POSTAL SBI MYSORE SBI-HYDERABAD SBI MYSORE SBI-HYDERABAD 2. 100 Practice Test & All Previous Year Test 3. Current Affairs Classes free at Institute Online Test & Discussion RAHUL KAPOOR SANTOSH K. DAS ADITYA P. MOHAPATRA SWARNALATA BEHERA SUSHREE PRIYADARSHINI INDRAJIT UPADHAYA MANOJ K. BISWAL SUMEET SHARMA ASIS PANDA SANKAR MISHRA SYNDICATE BANK-PO UCO BANK BANK OF INDIA SYNDICATE BANK UCO BANK SYNDICATE BANK KAR. BANK-PO & CLERK BOI-PO VIJAYA BANK-PO SYNDICATE BANK KARNATAKA BANK Features Facility Hard Copy of Test & Explanation CENTRES Weekly 3 Test & 3 Discussion Library - 7am to 9pm CRP & Saheed Nagar Test Discussion by 5 Faculties Current Affairs Handout Weekly C/A Test & Discussion Current Affairs Class Attend 1 Free TAPAN SAHOO SUVASHIS BEHERA SUMIT MISHRA SUBHASIS MOHANTY SRIKANTA BEHERA SONALI SAHOO SOMANATH GAHAN SHIBAJEE TRIPATHY SATYAKAMA BEHERA Monthly Magazine UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK ODISHA GRAMYA BANK ODISHA GRAMYA BANK UTKAL GRAMYA BANK ODISHA GRAMYA BANK ODISHA GRAMYA BANK UTKAL GRAMYA BANK Centralized A/C Lab with Wi-Fi Demo Test Scholarship for Toppers Individual Doubt Clear Regular Classroom Course Features & Facilities Doubt clear after the class SANDHYARANI SAMBIT SAHOO SAKHYA SINGH SETHI RAM PRASAD SAHOO RAKESH ROSAN ROUT RAKESH GADATYA PRANAB NATH NISHIKANTA JENA MANORANJAN BEHERA India’s best faculty MADHY BIHAR GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTAR BIHAR GRAMYA BANK LIC-ADO UTKAL GRAMYA BANK ODISHA GRAMYA BANK Best study material (25nos.) A/C Classroom Online test and discussion Highest no. of class (550hr.) Daily current affair hardcopy Class room workbook Subject-wise Class Available Daily test and discussion LOPAMUDRA KUMAR GOURI SHANKAR KANHA CHARAN DAS JYOTI BIKASH PANDA HIMANSHU SEKHAR PALEI DIPTIMAYEE SUBUDHI DIGBIJAY ROUL DEEPESH BISHI ASISH KUMAR ROUT Current Affairs Class MADHYA BIHAR GRAMYA BANK ODISHA GRAMYA BANK LIC-ADO ODISHA GRAMYA BANK ODISHA GRAMYA BANK MADHY BIHAR GRAMYA BANK HIMACHAL PRADESH BANK UTTAR BIHAR GRAMYA BANK ODISHA GRAMYA BANK Weekly test and discussion Hostel Facility (Boys & Girls) Unique concept of schedule Library Facility

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Leading Institute for Banking, Railway & SSC P uPbul bi cl iact ai ot inosn s Corporate Office : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph : 0674-6556677, 8093-556677 Web : www.vanik.org, E-mail : [email protected] Price : `40