MONTHLY ISSUE - MAY - 2015 CurrVanik’s ent Affairs

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

A Complete Magazine for all Competitive ExaNEmsW SECTIONS

BLUE ECONOMY

Vanik’s Page Events of the month 200 Updated MCQs 100 One Liners 40 MCQs on Computers 100 GK for SSC & Railway Leading Institute for Banking, Railway & SSC New P u b l i c a t i o n s Vanik’s Knowledge Garden VANIK'S PAGE Cultural Dances In

Andhra Pradesh Ÿ Ghumra Ÿ Ÿ Karma Naach Ÿ Kolattam Ÿ Keisabadi Arunachal Pradesh Puducherry Ÿ Ÿ Garadi Assam Punjab Ÿ Ÿ Ÿ Jumur Nach Ÿ Ÿ Ÿ Malwai Giddha Ÿ Ali Ai Ligang Ÿ Jhumar Chhattisgarh Ÿ Karthi Ÿ Panthi Ÿ Kikkli Ÿ Raut Nacha Ÿ Sammi Ÿ Gaur Maria Dance Ÿ Dandass Gujarat Ÿ Ludi Ÿ Ÿ Jindua Ÿ Padhar Rajasthan Ÿ Raas Ÿ Ÿ Dance Ÿ Himachal Pradesh Ÿ Bhavai Ÿ Kinnauri Ÿ Tera tali Ÿ Namgen Ÿ Chirami Karnataka Ÿ Gair Ÿ Sikkim Ÿ Bayalata Ÿ Singhi Chham Ÿ Dollu Kunitha Tamil Nadu Ÿ Veeragaase dance Ÿ Bharatanatya Kashmir Ÿ Kamandi or Kaman Pandigai Ÿ Dumhal Ÿ Devarattam Lakshadweep Ÿ Ÿ Lava Ÿ Kolattam Madhya Pradesh Ÿ Karagattam or Karagam Ÿ Tertal Ÿ Mayil Attam or Peacock dance Ÿ Charkula Ÿ Paampu attam or Snake Dance Ÿ Jawara Ÿ Ÿ Ÿ Puliyattam Ÿ Phulpati Dance Ÿ Poikal Kudirai Attam Ÿ Grida Dance Ÿ Bommalattam Ÿ Maanch Ÿ Theru Maharashtra Ÿ Pavri Nach Ÿ Ÿ Lavani Manipur Ÿ Gambhira Ÿ Thang Ta Ÿ Kalikapatadi Ÿ Dhol cholom Ÿ Nacnī Mizoram Ÿ Ÿ Ÿ Nagaland Others Ÿ Chang Lo or Sua Lua Ÿ Ghoomar (Rajasthan, Haryana) Ÿ Koli (Maharashtra and Goa) Ÿ Ghumura Dance Ÿ (Kerala) Ÿ Ruk Mar Nacha (& ) North India Ÿ Goti Pua Ÿ Ÿ Nacnī Ÿ Ÿ Danda Nacha Ÿ Baagh Naach or Tiger Dance Ÿ Ÿ Dhap MAGAZINE FOR THE MONTH OF MAY - 2015

VANIK’S MAGAZINE FOR THE MONTH OF MAY - 2015

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Vanik Publications Knowledge has taken over the barrel of the gun as the new dimension of EDITOR power around the world. In the wake of the knowledge revolution engulfing the Mr. Pramod Padhi globe, acquiring knowledge and information has turned to be synonymous with power PUBLISHING MANAGER and influence. Publication of a monthly magazine by VANIK -The Leading Insti- Smrutiranjan Chhatoi tute of India for Banking, SSC & Railway is an innovative step towards empower- ADVISORS G. Khatua ing the candidates preparing for different competitive exams. B. R. Das

ASSOCIATE EDITORS S.S. Mohanty The contents in this magazine has been developed in a comprehensive yet S.N. Sahoo lucid manner to be very useful for all competitive examinations. Utmost care has been DESIGNING & LAYOUT taken to incorporate relevant informations in most up-to-date manner. Vijaya Moharana

Publisher : Subrat Kumar Chhatoi It will be a great pleasure and reward for the entire team at Vanik if millions Printed and Published by : Vanik Publication of aspirants select this monthly magazine as their best companion in their journey for Printed at : a bright career.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 ______With Best Wishes © Copyright Reserved  No part of this magazine can be printed in Subrat Kumar Chhatoi whole or part without the written permission of the publisher.  The editor and publisher have tried their best to verify the factual accuracy of the informations published, but do not take any responsibility for the absolute accuracy of the  informations in the magazine. All disputes subject to Bhubaneswar (Odisha) Jurisdiction. CONTENTS

Topics Page No Event of the Month 4  International news 8  National news 11  Bilateral 15  Economy and Banking 17  Award and Honour 21  Book and Author 22  Person in news 23  Places in news 25  Sports 26  Science and Technology 29  Environment and Ecology 31  Defence 32  Committee and its Function 33  International and National institution 34  Recent visit and visitor 35  Date and Observation 35  State news 36  Recent government devlopement and scheme 38

 200 MCQ current affairs 40  40 MCQ of Computer 52

 Descriptive English 55  Word of the Month 57  Banking Terminology 58  Abbreviation 58

 Miscellaneous G.K. for SSC and Railway 59  Practice Set for Upcoming Exam 65  Previous Year Question 80  Who’s Who? 102  One Liner 104 MAGAZINE FOR THE MONTH OF MAY - 2015

EVENT OF THE MONTH MODI’S INDIAN OCEAN YATRA MoU in the field of Ocean Economy- Indian Prime Minister  It will provide an extensive framework for launched his cooperation in the field of Ocean Economy between Indian Ocean Yatra in March two countries for sustainable development in the 2015 to visit Island nations Indian Ocean Region. like Seychelles, and  It includes mutually beneficial cooperation for Sri Lanka with the objective exploration and capacity development in the field not only to bolster Indian relation with these nations but also of marine resources, green tourism, fisheries, to spread the message that India intends to pursue a more research and development of ocean technology, active policy in the Indian Ocean region. exchange of experts and other related activities.

Modi visit to Seychelles Programme for Cultural Cooperation between both nations Modi visit to Seychelles as part of for the year 2015-18 three-nation tour for cementing  The programme will provide enhanced bilateral strategic partnership with of cooperation between both nations in this field for Seychelles. the term 2015-2018. It will enhance people-to- Narendra Modi is first Prime people participation between the two countries Minister to visit Seychelles in 34 years. Previously, late Prime  The programme envisages exchange of cultural Minister Indira Gandhi had visited the country in 1981. troupes, organization of cultural exhibitions, preservation of cultural heritage, training in fine arts, Key agreements signed during the visit includes : promotion of Indian languages, exchange of  Both nations agreed to set up joint working group students, etc. to promote ocean based economy i.e. on Blue Economy. In this regard, India committed to provide Protocol between both countries for the importation of all help to Seychelles. fresh mango from India  Prime Minister Narendra Modi also announced free  The aim of this Protocol is to facilitate Mauritius visa on arrival (VoA) and free visas for three months with importation of world-renowned Indian facility to the citizens of Seychelles. mangoes.  Four agreements and MoUs were signed between MoU for the Improvement in Air and Sea Transportation both the countries. They were signed in the fields Facilities at Agalega Island of Mauritius of renewable energy, hydro graphic survey,  It provides provisions for setting up and upgradation electronics navigation and infrastructure of infrastructure for improving sea and air development at the island of Seychelles. connectivity at Agalega Island of Mauritius and  Prime Minister Narendra Modi also inaugurated a Outer Island. Coastal Surveillance Radar system (CSRS) set up in Seychelles with the help of India. MoU on Cooperation in the field of Traditional System of  India also announced to provide 2nd Donnier aircraft Medicine and Homeopathy to the island nation to enhance maritime security.  It will promote cooperation in the field of traditional system of health and medicine between the both Modi visit to Mauritius countries. During the visit of Indian PM to the  It envisages exchange of experts, joint R&D and Island nation India and Mauritius inked recognition of the traditional systems of health and 5 Memoranda of Understanding (MoU) medicine, supply of traditional medicinal substances, to give new impetus to bilateral co- in both countries. operation such as :

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 It also aims to promote and popularization of the Key provisions of the bill various Indian traditional systems of AYUSH.  The Bill mergers of Person of Indian Origin (PIO) and Overseas Citizenship of India (OCI) schemes. Modi visit to Sri Lanka  It also adds that the Union government may notify that Modi reached Colombo on the Persons of Indian Origin (PIO) cardholders shall be last programme of his visit considered to be Overseas Citizen of India card holder. where India and Sri Lanka on  It also provides 30-day break to person who applies for 13 March 2015 signed four Indian citizenship if they have to leave India for some agreements. time. The four agreements signed includes  It gives power to Union government to cancel the OCI  Agreement on visa. card obtained by the spouse of an Indian citizen if the  Agreement on customs. marriage is dissolved by a court or the spouse enters  Agreement on youth development. into another marriage even while the first marriage has  Agreement on building memorial of Rabindranath not been dissolved. Tagore in Sri Lanka.  It allows the Union govt. to relax the requirement of 12 months stay or service if specified circumstances exist Apart from this other areas of corporation includes in cases related to citizenship by naturalisation and  Both nations agreed to strengthen the economic registration. relations between India and Sri Lanka.  It provides addition justification for registering on  India to help Sri Lanka to develop a petroleum hub overseas citizen of India (OCI) card such as minor at Trincomalee city. children whose parents are Indian citizen or spouse of  Fresh Line of Credit (LOC) up to $318 million will an Indian citizen. be provided by India for the railways sector in Sri  It introduces a new provision which allows the union Lanka. govt. to register a person as an OCI card holder even if  Reserve Bank of India (RBI) and the Central Bank he does not satisfy only of the listed qualifications. of Sri Lanka to enter into a Currency Swap  It proudes that the union govt. may notify that PIO card Agreement of $1.5 billion in order to keep the Sri holders shall be considered to SI OCI card holders from Lankan rupee stable. a specific date. By all accounts Prime Minister Narendra Modi’s Indian  It enables the union govt. to cancel the OCI card where Ocean sojourn—which took him to it is obtained by the spouse of an Indian citizen or Seychelles, Mauritius and Sri Lanka-has served to reclaim overseas citizen of Indian card holder. some of New Delhi’s lost footing in the area. MUDRA BANK CITIZENSHIP AMENDMENT BILL The Union government announced that it would set up MUDRA, a bank to finance the setting up of small and micro- units and thereby encourage entrepreneurship among SC/STs and OBCs. Indian Parliament passed a bill to amend the Citizenship Act While presenting Union Budget 2015-16, Finance to bring parity between provisions for Persons of Indian Minister Arun Jaitley on Saturday announced that the Origin (PIO) and Overseas Citizens of India (OCI) government would set up the Micro Units Development cardholders. The Citizenship (Amendment) Bill, 2015 was Refinance Agency (MUDRA) Bank with a corpus of Rs one of the six items on which ordinances had been 20,000 crore and a credit guarantee corpus of Rs 3,000 crore. promulgated by the NDA government.

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The Mudra Bank will refinance institutions through the newly- taking the mickey out of the government’s Big Bank theory. announced Pradhan Mantri Mudra Yojana. The RBI is all set to follow up on the Prime Minister’s Jan- The proposed bank is part of the government’s Skill India Dhan Yojana and bring more people into the banking fold by Programme and is in line with its focus on job-creation, all bringing registered NBFCs, Prepaid Payment Instrument big priority as 54 per cent of the Indian population is less (PPI) companies, supermarket chains, telecom companies and than 25 years of age and about 12 million workers join the other corporate to open Payment Banks and Small Finance workforce annually. “While large corporate and business Banks in underbanked areas. That old mantra seems to have entities have a role to play, this has to be complemented by sent the regulator’s plans a cropper. informal sector enterprises which generate maximum “A Universal Banking licence allows registered NBFCs to employment,” he said while presenting the Budget, stressing offer banking services using their existing base. that members of SC, ST and OBC community will be given Supermarket chains or telecom companies, who already have priority in lending through the Mudra Bank. infrastructure, may want to encash and offer banking services The move would help provide easy capital and funding to as one more product offering to attract customers. such businesses. There are over 5.77 crore small business “Payment and Small Finance Banks are two categories being units, mostly individual proprietorship, which run small licensed to meet disparate objectives. Small banks have the manufacturing, trading or service businesses of which 62 per potential to create low-cost banking using the doorstep cent are owned by SC/ST. business model for hitherto deprived sections through a “These measures will greatly increase the confidence of our judicious mix of community banking and appropriate young educated and skilled workers who are able to become technology. Payment banks, on the other hand, can legitimise first-generation enterprises, and existing small businesses will and make efficient the entire payment mechanism in every be able to expand their activities. Just as we are banking the nook and corner of the country. unbanked, we are also funding the unfunded,” Jaitley said. According to the World Bank, only 35 percent of India’s To boost entrepreneurship, Jaitley also announced a Rs 1,000 adult population has access to banking and financial services. crore corpus for a new Self-Employment and Talent the country’s 89 public, private and foreign banks, between Utilisation (SETU) fund that would support all aspects of them have 2.33 lakh branches. But of this, only 71,091 start-up businesses and other self-employment activities, branches were located in rural areas. particularly in technology-driven areas. Jaitley also announced a National Skills Mission that would consolidate skill initiatives spread across several ministries COMPARATIVE STATUS / ROLE Payment Banks Small Banks and allow for standard procedures and outcomes across 31 Can Do Can Do Sector Skill Councils. The Ministry of Skill Development Open small savings Take deposits and Entrepreneurship is already working on a blueprint for accounts Lend money the mission, which is likely to be launched over the next few Accept deposits of Rs. 1 Finance small months. Less than five per cent of the Indian workforce has lakh per individual business units, small formal skill training. customer and marginal farmers, Provide remittance micro and small The minister also promised a more liberal system of raising services industries and global capital, incubation facilities in centres of excellence, Issue ATM debit cards unorganised sector funding for seed capital and ease of doing business — Distribute non-risk entities measures the government hopes will create 1 lakh jobs in the sharing simple financial technology sector. products like mutual funds and insurance products Small & Payment Bank Can’t Do “Turnover is vanity, profit is Lend money sanity”, but cash is reality – the Issue credit cards old banker’s mantra seems to be

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 Unlicensed sellers With little or no legitimate earnings the Ponzi scheme requires a consistent flow of money from new investors to continue. Revenue Sources Who Can Apply : It tends to collapse when it becomes difficult to attract new By January 16, 2015 Interest from deposit on Prepaid payment investors & when a large number of investors act to withdraw. statutory liquidity ratio issuers (e.g, ItZ Cash The whole structure collapses when the cash outflow exceeds Fee from distributing Card Ltd., FINO Pay the cash inflow, as happened in Indian economy in the recent third-party products like Tech Ltd, Oxigen period. mutual funds, insurance Services India Pvt. Starting from Saradha in West Bengal to AT Group in Odisha products Ltd., Citrus Payment Transaction fee or Solutions Pvt. Ltd. a large number of states and millions of investors have been payments NBFCs (e.g. Shriram duped of crores of rupees in the Ponzi scam in Indian Group, Muthoot economy. Finance Ltd, As the Ponzi bubble brust many state governments have been Mannapuram Finance working with the capital market regulator SEBI and money Ltd., Srei Infrastructure) market regulator RBI to control the finance of the Ponzi Mobile Telephone schemes. More than 20 states UTs have passed the Depositors Companies Protection Act. Besides the state acts the amended SEBI Super Market Chains Act is also being used to crackdown on Ponzi schemes. Corporate Business The law enforcement agencies and economic offence wings Correspondents Cooperatives and in the state and central investigator agencies like CBI, ED Companies etc., have started their investigations in to the massive fraud involving many influential persons all over the country. Many arrests has taken place. Marathon interrogation are done and Ponzi Scheme/Scams raid conducted to seize the evidences at different locations. A Ponzi scheme is an investment Assets have been seized from the main operators and legal fraud that involves the payment of measures have been launched to auction the seized assets to purported returns to existing pay back the depositors. Some state governments like that in investors from funds collected Odisha have constituted a Corpus Fund (Rs. 300 cr.) to pay from new investors. Ponzi scheme the poor investors who lost their hard earned money in the organizers often solicit new process. All are waiting for an amicable solution to this investers by promising to invest massive fraud. funds in opportunities claimed to generate high returns with little or no risk. In many such Ponzi schemes the fraudsters focus on attracting new money  to make promised payment to earlier-stage investors to create the false appearance that investors are earning profit from a legitimate business. The scheme is named after Charles Ponzi of England who duped thousands of residents of new England in a postage stamp speculation scheme in 1920s. Since that day Ponzi schemes operates around the world and at times came to limelight due to its massive fraud. Many Ponzi scheme shares common features likes :  High investment return with little or no risk  Overly consistent return  Unregistered investment

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INTERNATIONAL NEWS

China launched Silk Road Infrastructure Project worth US to provide work permits for H-1B spouses visa holders $79.8bn in Gansu province from May 26 China has launched a massive In a move that brought cheer to Indian techies the US USD 79.8 billion infrastructure Citizenship and Immigration Services (USCIS) has project in the northwest announced that spouses of province of Gansu which will H-1B and a handful of other facilitate trade and people visa holders will be eligible exchanges between China and to work from May 26. central Asia as part of its Under existing US laws, ambitious Silk Road plan. Though the province does not share spouses of H-1B visa its borders with any central Asian countries, it will be an holders are not eligible to work. important stretch of the Silk Road Economic Belt. The six- H-1B visa is a non-immigrant visa in US under section year development project will add more than 60,000 101(a)(15)(H) of Immigration and Nationality Act. H-1B visa kilometres of road, including 4,070 km expressways, and allows US employers to temporarily employ foreign workers. improve the connectivity of the existing transportation As per new rules, US Citizenship and Immigration Services network. (USCIS) will begin accepting applications for work visas of H-1B spouses from 26 May 2015. In this regard H-1B visa Sri Lanka suspended controversial Chinese port city holders spouse has to submit Form I-765 to USCIS. Once project this form is accepted by USCIS, H-4 dependent spouse will The Sri Lankan newly elected be granted an Employment Authorisation Card to start government temporarily suspended working in US. This move is going to benefit more than 1.79 work on the construction of a lakh in the first year and 55,000 annually in subsequent years controversial USD 1.5 billion Chinese especially Indians. port city project in Colombo, which is the single-largest foreign direct China, Japan Hold First Security Talks in 4 Years investment in Sri Lanka . The new government alleged that China and Japan have held the real estate deal with China was signed without cabinet high-level security talks in approval and without following procedures, and hinted at Tokyo for the first time in corruption. four years, another step toward mending ties that Cyprus signed deal to allow Russian navy to use ports were severely damaged after Cyprus President Nicos China had claimed its rights over the group of tiny East China Anastasiades has signed an Sea islets. In the security talks both nations agreed to keep agreement with Russian President alive and foster a nascent recovery in bilateral ties plagued Vladimir Putin to give Russian navy ships access to Cypriot ports. The by the legacy of Japan’s wartime aggression and a territorial dispute. deal with Cyprus comes as tensions with the West over the Ukrainian conflict continue.As Russia has lost its previous France, Germany, Italy decides to join China-backed base in Syria due to the Syrian crisis, it will use these ports in AIIB France, Germany and Italy have agreed to join the Cyprus to dock its naval ships for the purpose of counter- China-backed Asian Infrastructure Investment Bank (AIIB) terrorism and anti-piracy operations and also looking to use after the (UK) decided to join the bank.With an air base in Cyprus for humanitarian relief missions in this this the total number of the bank’s member states including region.

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India will go up to 30. AIIB is an international financial that took place on 16 December 2012. The film was institution proposed by China to provide support to simultaneously released in Denmark, Sweden, Switzerland, infrastructure projects in Asia. It is expected to be operational Norway and Canada. The documentary film was directed by by the end 2015 and its headquarters will be located at Beijing. Leslee Udwin.

Former President of Maldives Mohamed Nasheed Egyptian court declared Hamas as terrorist group arrested in Male under anti-terror law An Egyptian court listed the Former President,environmental Palestinian group, Hamas as a activist and journalis of Maldives terrorist organisation. Hamas Mohamed Nasheed was arrested was accused of meddling into the in Male and sentenced to 13 country’s internal affairs and years in prison. He was arrested supporting insurgents in Sinai under anti-terrorism laws after a court said that he might flee Peninsula. Earlier Egypt labeled the armed wing of Hamas, the country to avoid hearings on terrorism charges.He faced the Ezzedine al-Qassam Brigades, as a terrorist group. criminal charges over his order to arrest a Court judge Abdulla Apple Inc fined $553 million for patent infringement Mohamed in January 2012. US Tech giant Apple Inc fined $553 million for three patent Abdul Jabbar sentenced to life imprisonment for war infringements owned by patent licensing crimes in Bangladesh firm Smartflash LLC.This verdict was given Former Jatiya Party lawmaker Abdul Jabbar was sentenced by federal Jury in US District Court for the to life imprisonment by the International Crimes Tribunal-1 Eastern District of Texas. in Bangladesh for crimes committed during the Liberation The federal jury in its verdict also held that War in 1971. The tribunal chaired by Justice M Enayetur Apple had not only used Smartflash’s Rahim in its verdict said that if Jabbar fails to submit the fine patents without permission, but also used them willfully. In then his jail term would be extended by two years. May 2013, Smartflash LLC had sued Apple Inc, alleging that iTunes software has violated its 3 patents related to accessing WHO approved ReEBOV Antigen rapid test kit to identify Ebola-infected patients and storing downloaded songs, videos and games. In this World Health Organisation regard, Smartflash LLC had asked $852 million in damages (WHO) in the fourth week of from Apple. February 2015 approved the Sri Lanka Parliament enacted witness protection law ReEBOV Antigen rapid test kit Sri Lankan Parliament has passed a bill the “Assistance to for Ebola virus disease (EVD) and Protection of Victims of Crime and Witnesses Bill” which which can give the result in 15 minutes.The test kit developed aim at protecting the rights of criminal victims and witnesses by Corgenix in the United States (US) has been approved especially in human rights accountability.According to this for use in West African nations.The key feature of the rapid bill Compensation will give to to witnesses who cooperate test kit is that it can correctly distinguish Ebola infected with investigations as well as they will receive fair treatment patients from non-Ebola infected patients. It can identify and privacy from judicial and investigatory authorities and about 92 percent of Ebola-infected patients and 85 percent Strict punishment against those who harass victims or of those patients not infected with the virus. witnesses.

India government banned documentary film ‘India’s IS militants destroyed ancient Hatra site in Iraq Daughter’ Islamic State (IS) militants also “India’s Daughter”,the BBC’s documentary film has been known as ISIL/ISIS destroyed the baned by an Indian court.The film is based on the Delhi gang ruins at the ancient city of Hatra, rape and murder of the 23-year-old female named Nirbhaya a UNESCO World Heritage Site

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 9 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 which was founded 2,000 years ago, in the days of the University of Oxford (UK) are in 2nd and 3rd position Parthian Empire.Previously IS militants had bulldozed the respectively. ancient city of Nimrud, an Assyrian city founded in the 13th Nobel laureate Sir Venkatraman Ramakrishnan to head Century BC. IS militants are destroying these heritage Islamic Royal Society of Britain. Arab cities as part of its extremists propaganda. Nobel laureate Sir Venkatraman Ramakrishnan Oxford dictionary adds new words related to Technology has been confirmed as president of Britain’s Recently Oxford dictionary has added words ride-share, prestigious Royal Society. He will succeed unboxing, bioprinting and vishing related to Technology in eminent geneticist Sir Paul Nurse. the new list. Ramakrishnan will be the first Indian-origin Oxford dictionary defined these words as scientist to hold the post.In 2009, RIDE-SHARE- To participate in an arrangement in which a Ramakrishnan was awarded Nobel Prize in passenger travels in a private vehicle driven by its owner, for Chemistry for discovering the precise structure of ribosomes free or for a fee, especially as arranged by means of a website i.e. the molecular machines that manufacture proteins inside or app. all living cells. Royal Society is a self-governing fellowship BIOPRINTING- The use of 3D printing technology with society of the world’s most distinguished scientists drawn materials that incorporate viable living cells. For e.g. to from all areas of science, medicine and engineering. produce tissue for reconstructive surgery. UNBOXING- An act or instance of removing a newly NEWS IN BRIEF purchased product from its packaging and examining its  Pakistani High Court in Islamabad has ordered to release features, typically when filmed and shared on a social media 2008 Mumbai attack master mind LeT Commander Zaki- site. Ur-Rehman Lakhvi, which was strong protest from India. VISHING- It is like phishing, but using phone calls or voice  The European Union (EU) has formally adopted climate messages instead of emails to trick people in revealing change targets for December 2015 UNFCCC Paris sensitive information. Conference with a 40 per cent cut in emissions by 2030 compared to 1990 levels. These targets were agreed by Bill Gates Retain his position at the top of Forbes’ list leaders of the 28 EU member-states at a summit in of Billionaires October 2014. US announced to reduce emissions by Microsoft co-founder Bill 26-28 per cent in 2025 compared with their level in 2005. Gates with net worth of EU countries accounts for nine per cent of global $79.2 billion has retained his emissions of greenhouse gases. title as the world’s richest China has decided to increase its defence budget by person.The person in the top 10% in 2015. five are Mexican  Boko Haram of Nigeria has pledged allegiance to the entrepreneur Carlos Slim Helu ($77.15 billion), American Islamic State Militants group. investor Warren Buffett ($72.7 billion), Spanish fashion mogul  USA has suspended its consular service in Saudi Arab Amancio Ortega ($64.5 billion) and Oracle Corporation due to security threat founder Lanai Larry Ellison ($54.3 billion).At $33.4 billion, 2nd round diplomatic talk started between USA & Cuba Facebook’s Mark Zuckerberg moved up 5 spots to number in Washington. 16.  Zimbabwean President Robert Mugabe has admitted Times’ World Reputation Rankings 2015 that he has blundered by giving ill-equipped black farmers Harvard University of United States (US) retained in top vast track of farmland seized from white farmers position in World Reputation Rankings 2015 published by Times Higher Education. University of Cambridge (UK) and 

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NATIONAL NEWS Parliament passed Motor Vehicles (Amendment) Bill, EVMs to carry photos of candidates from May 1, 2015: 2015 EC The Motor Vehicles Amendment Bill, Election Commission has announced 2015 was passed in the Parliament that Electronic Voting Machines on 11 March 2015. The Bill seeks to (EVMs) and ballot papers will carry amend the Motor Vehicles Act, 1988 photographs of candidates from 1 and replace the ordinance May 2015. In order to avoid voters promulgated in this regard. being misled by several namesakes in the election fray. The Provision of the bill photo of candidate will appear between the name and election It brings e-carts and e-rickshaws under ambit of the symbol on the ballot sheet and EVM. Motor Vehicles Act, 1988 so they can ply on roads across the country. Govt announces 33% women’s quota in UTs’ police It defines e-carts and e-rickshaws as special purpose The union cabinet gave its battery powered vehicles with power up to 4000 approval for 33 percent watts and having 3 wheels. These vehicles can be reservation for women in direct used for carrying goods or passengers. recruitment to posts ranging from  These vehicles should be manufactured, equipped constables to sub-inspector in all and maintained in accordance with specifications as union territories including Delhi in a move aimed at making prescribed by Union government. police more gender-sensitive. At present Chandigarh has 6.18  It exempts drivers of e-rickshaw and e-cart from per cent women police force. While, Puducherry with 5.89 the requirement of learner’s licence to drive. per cent has lowest representation. Delhi has 7.61 per cent  It gives powers to Union government to make Rules and Lakshwadeep has 10.52 per cent women among its police on the specifications for e-carts and e-rickshaws, force. and the conditions and manner for issuing driving Union Ministry of Railways constitutes KayaKalp council licenses. To recommend innovative methods and processes for the Election Commission launched NERPAP throughout the improvement, betterment and transformation of the Indian country Railways Railway Minister Suresh Prabhu constituted To bring in authenticity in the ‘Kayakalp’ Council and appointed noted industrialist Ratan electoral list and to make it totally Tata as its head.Shiv Gopal Mishra General Secretary of All error free, the Election Indian Railwaymen’s Federation (AIRF) and Raghavaiah, Commission of India has launched General Secretary of National Federation of Indian “National Electoral Roll Railwaymen (NFIR) are also initial members of the Council. Purification and Authentication PM Modi inaugurated two units in Shree Singaji Thermal Programme” (NERPAP) throughout the country. To put an Power Project. end to all problems regarding deletion and non-inclusion of Prime Minister Narendra Modi inaugurated two units each the names from voter lists and to know the reports of bogus of 600 Mega Watt (MW) capacity in Shree Singaji Thermal voting list,now Electoral Photo Identity Card (EPIC) data Power Project in Khandwa district of Madhya Pradesh. of electors will be linked with Aadhar data through sms, Madhya Pradesh Power Generation Company Limited email, mobile application and National Voters Service Portal (MPPGCL) at an expense of RS.7820 crore rupees developed using web services through ECI website.Electors also can the first phase of Shree Singaji Thermal Power Project with link their Aadhar number by making a call at 1950 to state 1200 MW capacity. The total thermal power generation call centres. capacity of the State increased to 4500 MW with the commissioning of these two plants. Union Government launches BIRAC AcE Fund to B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 11 Leading Institute for Banking, Railway & SSC accelerate growth of entrepreneurs in Biotechnology Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

Union Government launched Biotechnology Industry Union Railways Minister launched a Customer Research Assistance Council (BIRAC) AcE Fund to Complaint Web Portal accelerate growth of The Union Railways Minister Suresh entrepreneurs in Biotechnology. Prabhu launched a Customer It was announced by Minister of Complaint Web Portal and Mobile State (MoS) for Science and Application. The passengers who want Technology (S&T) and Earth to complain or make any suggestions Sciences Y.S. Chowdary on the may download the mobile App from the URL occasion of the third foundation day of BIRAC in New Delhi. “www.coms.indianrailways.gov.in.” . Apart from launching the fund, MoS for S&T and Earth British Irish Visa Scheme came into force in India Sciences also inaugurated a two day Panel discussions focused Minister of State for External Affairs, VK Singh revealed at making biotechnology as one of the drivers of the ‘Make that the British Irish Visa Scheme has came into force in in India’ Programme. The theme for this year’s foundation India while answering the questions in Rajya Sabha .The day of BIRAC was “Accelerating Innovations: India the Next scheme allows Indian nationals on the same trip to travel to Biotech Global Hub” the United Kingdom (UK) and Ireland on a single-visit visa CCEA extended PDS Kerosene, Domestic LPG Subsidy from either country. Scheme UN Cabinet gave nod for 15,000 MW grid-connected The Cabinet Committee on Economic Affairs (CCEA),gave solar projects its nod to extend the PDS Kerosene and Domestic LPG The Cabinet gave its approval for implementation of the Subsidy Scheme, 2002 and Freight scheme for setting up of 15,000 MW of grid-connected solar Subsidy (for far-flung areas) photo voltaic power projects by state-run NTPC under the Scheme for a period of one year that National Solar Mission. They will be executed by NTPC is up to 31st March, 2015.This Vidyut Vyapar Nigam (NVVN), an arm of NTPC, in three decision was taken by CCEA tranches. meeting chaired by Prime Minister Narendra Modi. This Union Government launched website Shipping Samvad extension comes after both the schemes ended on 31 March, Union Minister of Shipping, Road Transport & Highways 2014 and to help Oil Marketing Companies to reduce its Shri Nitin Gadkari launched a website “Shipping Samvad”. under-recovery. The objective of the The Government was providing a subsidy of Rs.22.58 per website is to invite 14.2 kg. LPG cylinder and Rs.0.82 per litre on PDS Kerosene innovative ideas and and Domestic LPG Subsidy Scheme, 2002. suggestions from general Environment Ministry will Launch The National Air public and experts related to Indian maritime sector for Quality Index improvements in the shipping, ports and inland waterways The environment ministry is going to launch the National sector. Air Quality Index, a simple, composite, and easy to The ideas and suggestions submitted through this portal will understand measure of air quality, be further examined for implementation by Ministry of on April 6. The index will measure Shipping and the workable ideas and suggestions will be the eight major pollutants that published on this website. The Ministry of Shipping will also impact health - particulate matter select the best five contributions in the year. The Ministry (PM 10 and PM2.5), nitrogen will also upload the draft policies/new initiatives from time dioxide, sulphur dioxide, ozone, carbon monoxide, ammonia to time on the portal for the valuable suggestions/feedback and lead to distribute information on associated health risks from the citizen. This will help Ministry of Shipping in through a colour-coded easy to identify format. bringing transparency and blue revolution in the country.

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Union Ministry of Corporate Affairs released the data of Union Cabinet gave nod for creation of two additional top ten Corporate of 2014 benches of AAR Union Ministry of Corporate Affairs The Union Cabinet approved creating two additional benches released data of top ten Corporate of of Authority for Advance Rulings (AAR),one in New Delhi 2014.In the list Reliance Industries Ltd and other in Mumbai to dispose of cases related with income (RIL) is in the top position with assets tax. The Cabinet also approved creation of two posts of Vice- worth Rs 3.68 lakh crore followed by Chairmen in the Apex scale and four posts of Members (two state-owned Indian Oil Corporation posts of Revenue Members and two posts of Law Members) (IOC) with assets worth Rs2.52 lakh crore. in the Higher Administrative Grade (HAG+) and two posts Entities in the top ten are 3-HDFC,4- Power Finance of Secretary at the level of Commissioner of Income Tax/ Corporation, 5-National Thermal Power Corporation Joint Secretary.For the running of thes two additional benches (NTPC), 6-Rural Electrification Corporation (devil),7-Power it will estimate to Rs. 7.48 crores for one time estabilishment Grid Corporation, 8-LIC Housing Finance (music), 9-Steel and annual recurring expenditure of Rs. 6.61 crores. Authority of India Limited and 10-Bharat Sanchar Nigam Green India Mission converged with MGNREGA to Limited . reclaim forest cover Lok Sabha passed Coal Mines Bill to replace Ordinance The government has merged Lok Sabha passed the Coal Mines (Special Provisions) Bill, National Mission for a Green 2015 to allow e-auction of coal blocks that aims at making India which aims to the process of issuing coal mine leases more transparent. e- afforestation at 10 million auction of coal blocks will ensure the continuity in coal mining hectares of land over the next operations, optimum utilization of coal resources,allot mines decade, with MGNREGA to increase and improve the directly to state and central Public Sector Undertakings country’s forest cover.Modern technology like remote sensing (PSUs). The Coal Mines (Special Provisions) Bill, 2015, will be used to monitor the progress of this initiative regularly. would replace two ordinances issued by the government — Union Government launched portal “Madad “ to redress the first on October 21 last year and the other in December, consular grievances after the apex court cancelled the allocation of 204 blocks. Indian citizens living abroad will now be Mobile Number Portability Across India From 3 May able to file consular grievances online as Telecom Regulatory Authority of the government launched an e-portal to India (TRAI) has amended address such complaints promptly with a regulation to allow Pan-India high degree of “accountability”.The Mobile Number Portability portal ‘Madad’ (Help) was launched at (MNP). In this regard, TRAI has the MEA headquarters by External Affairs issued 6th amendment to the Minister Sushma Swaraj, who said the Telecommunication Mobile Number Portability Regulation, grievance monitoring facility would enhance “accessibility” 2009. It will come into effect from 3rd May 2015.Earlier in for people and fix greater “accountability and responsibility” November 2014, the Department of Telecom (DoT) had on officials. issued an amendments to MNP licence agreement. According A person can be treated as Scheduled Caste even after to which Mobile Number Portability (MNP) allows re-conversion: Supreme Court consumers to change their service provider while retaining The Supreme Court held that a person can be accorded the same number only within a telecom circle, which in most Scheduled Caste (SC) status on his re-conversion to Hinduism cases, is limited to a State. But as per the new amendments a if he is accepted by fellow caste men and proves that either person while shifting between two states will be able to retain he or his forefathers previously belonged to that caste before the same mobile number while selecting a service provider. embracing another religion.

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In our considered opinion, three things that need to be selling beef or in possession of it can be jailed for established by a person who claims to be a beneficiary of the five years and fined Rs 10,000. caste certificate are (i) there must be absolutely clear-cut proof  A Bench headed by NGT Chairperson Justice that he belongs to the caste that has been recognised by the Swatanter Kumar in an order made it clear that both Constitution (Scheduled Castes) Order, 1950; (ii) there has petrol and diesel vehicles older than 15 years will been reconversion to the original religion to which the parents not be permitted to run on Delhi roads; and these and earlier generations had belonged; and (iii) there has to vehicles will be seized as per the Motor Vehicle Act be evidence establishing the acceptance by the community.  To monitor staff’s online activities Union Government blocked private email network like NEWS IN BRIEF Yahoo and Gmail for official work.  Two coaches of Dehradun-Varanasi Janta Express  Noted environmentalist and social activist Medha derailed due to Brake failure at Bachhrawan railway Patekar joined the campaign against the proposed station near Raebareli district of in Neutrino observatory project in Tamil Nadu @ Rs. which at least 36 people were killed and over 150 1500 cr. were injured.  PM wrote to the CMs about the govt’s wholehearted  On the ave of International Women’s Day on 8 acceptance of the 14th Finance Commission’s March UST Global launched women safety recommendations to hike state’s share in centre’s App iSafe in Thiruvananthapuram. Through the taxes to 42% from 32% in the spirit of cooperative app, women will be able to send instant alerts to the federalism. police control room by using the panic button or just by the long press of volume rocker (down) key of their mobile phones.   AAP head Arvind Kejriwal decided to make a separate Delhi Dialogue Commission to be headed by him with 9 members to act as a think tank on development of Delhi in model of Planning VANIK’S KNOWLEDGE GARDEN Commission. Important Nuclear Power Plant in India  National Payments Corporation (NPCI) an umbrella Plant Location State Capacity Narora Atomic Power body for all retail payments system in India has Narora Uttar Pradesh 440 MW Station successfully linked 15 crore Direct Benefit Transfer Rajasthan Atomic Rawatbhata Rajasthan 1180 MW (DBT) accounts with the Aadhaar numbers. By this Power Station Tarapur Atomic Power it moved a step closer to map its target of linking all Tarapur Maharashtra 1400 MW Station 17 crore DBT accounts with Aadhaar numbers by Kakrapar Atomic Kakrapar Gujarat 440 MW 30 June 2015. Power Station  The Lok Sabha passed the Insurance Laws Kudankulam Nuclear Kudankulam Tamilnadu - MW (Amendment) Bill, 2015, that proposes to raise the Power Plant Madras Atomic Power Kalpakkam Tamilnadu - MW foreign direct investment (FDI) cap in insurance to Station 49% from 26%. The bill aims at estabilishment of Kaiga Nuclear Power Kaiga Karnataka 660 MW Life Insurance Council and the General Insurance Plant Madras Atomic Power Council, two self-regulating bodies for the insurance Kalpakkam Tamil Nadu 440 MW Station sector.  President gave his assent to the Maharashtra Animal Preservation (Amendment) Bill, 1995 banning the cow slaughter in Maharashtra, pending for 19 years. Now, anyone found to be

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BILATERAL

Kathmandu-Varanasi-Kathmandu bus service flagged Confederation of Indian Industry (CII) signed a Memorandum off of Understanding (MoU) with Lee Kuan Yew School of In a step aimed at boosting Buddhist Public Policy, National University of Singapore (NUS) to and religious tourism, a direct AC improve India’s rating on ease of doing business and bring bus service between Kathmandu’s the rating of India amongst the top 50 countries from the Pashupatinath Temple and Varanasi’s present 142nd slot as per World Bank Report. Kashi Vishwanath Temple was flagged off by Uttar Pradesh Chief Minister Akhilesh Yadav Indian Railways signed MoU with LIC in Varanasi. The Varanasi to Kathmandu service is called the Life Insurance Corporation “Bharat-Nepal Maitri Bus Seva” (India-Nepal Friendship Bus (LIC) has signed a MOU with Service).Also the the regular Kathmandu-Varanasi- Indian Railways to provide a Kathmandu bus service was flagged off from near Dashrath Financial Assistance of Rs 1.5 Stadium in Kathmandu. Kathmandu-Varanasi-Kathmandu bus lakh crore to Indian Railways for service was launched under the ambit of Motor Vehicle development of its various Agreement between India and Nepal signed during 18th commercially viable infrastructure projects.The MoU was SAARC Summit.This is the second direct bus service between signed by Financial Commissioner (Railways) Rajalakshmi Nepal and India after the one linking Kathmandu and New Ravikumar and LIC Chairman SK Roy in presence of Union Delhi. Nepal and India are also planning to establish a direct Finance Minister Arun Jaitley and the Minister of Railways bus service to link Kathmandu and Patna in future. Suresh Prabhu.

India, Spain join hands for defence cooperation NRDC, CCRAS inked MoA to commercialise ayurvedic India and Spain has signed an medicines agreement on ‘Mutual Protection of With an objective to commercialise ayurvedic medicines and Classified Information’ to provide technologies development,National Research Development the framework for enhanced Corporation (NRDC) and Council for Research in Ayurvedic cooperation in the defence Sciences (CCRAS) has inked Memorandum of Agreement sector.This agreement was signed between Spanish Defence (MoA) at CCRAS. The MoA was signed by Director General Minister Pedro Moremes and his Indian counterpart Manohar of CCRAS Abhimanyu Kumar and Chairman & Managing Parrikar. Both sides also agreed to work on enhancing Director of NRDC H Purushotham.CCRAS is an bilateral defence cooperation. autonomous organisation under the AYUSH Department of Union Ministry of Health and Family Welfare for the NEWS IN BRIEF formulation,development, co-ordination and promotion of  Indian Foreign Secretary S. Jaishankar and his research in Ayurveda on scientific lines. Pakistan counterpart Aizaz Ahmed Choudhury reached a brood understanding to continue the Bharti Airtel Signed Mou With China Mobile bilateral dialogue process during the formers Indian telecom giant Bharti SAARC Yatra. Airtel founder and Chairman  India and Bangladesh have decided to step up joint Sunil Bharti Mittal and world’s patrolling along the boundary to act against criminals largest telecom operator China and smugglers and enhance cooperation through a Mobile Chairman Xi coordinated border management plan. Guohua has signed a memorandum of understanding (MoU) to work jointly on MOU evolving high technologies like 4G, 5G and procuring telecom CII signed agreement with NUS to improve India’s rating devices and equipment that include Wifi devices, smart on ease of doing business phones, data cards, LTE Consumer Premise Equipments

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(CPE’s) and Universal SIM (USIM). Both telecom giants will work together TD-LTE (Time division-Long-term VANIK’S KNOWLEDGE GARDEN evolution) technology. UNITED NATIONS INTERNATIONAL YEAR MoU was Signed between KVIC and RSETIS to provide The UN Year 2016 vocational training to unemployed youth . International Year of Pulses Monitoring Cell for Rural Self Employment Training . International Year of Camelids Institutes (RSETIs) and The Khadi & Village Industries The UN Year 2015 Commission (KVIC) signed a Memorandum of . International Year of Light and Light- based Technologies Understanding (MoU) to provide vocational training to . International Year of Soils unemployed youth. The MoU was signed by KN Janardhana, The UN Year 2014 Chief Project Co-ordinator of Monitoring Cell for RSETIs . International Year of Small Island Developing States and BH Anil Kumar, Chief Executive Officer (CEO) & . International Year of Crystallography Commissioner for KVIC. . International Year of Family Farming India Signed Mou With Kyrgyzstan The UN Year 2013 The MoU was signed by Minister of . International Year of Water Cooperation . International Year of Quinoa State (MoS) for Textiles Santosh The UN Year 2012 Kumar Gangwar and his counterpart . International year of Cooperatives Minister of Energy and Industry of . International Year of Sustainable Energy for All Kyrgyzstan Kubanychbek Turdubaev The UN Year 2011 in New Delhi to strengthen bilateral . The International Year of Forests cooperation between both nations in the three fields including . The International Year of Chemistry Textiles and Clothing, Silk and Sericulture and Fashion. . The International Year for People of African Descent The UN Year 2010 NEWS IN BRIEF . The International Year of Biodiversity  The Indian Army and State Bank of India (SBI) has . The International Year for the signed a Memorandum of Understanding (MoU) on Rapprochement of Cultures . The International Year of Youth the Defence Salary Package. The UN Year 2009  Private power utility Tata Power announced to sign . The International Year of Astronomy an initial agreement with Russia’s largest coal . The International Year of Human Rights producer Siberian Coal Energy Company for tapping Learning . The International Year of Natural Fibres opportunities in the energy sector. . The International Year of Reconciliation  Union Ministry of Shipping has signed an agreement The UN Year 2008 with Toyota for export of automobile units. The . The International Year of Languages . The International Year of Planet Earth export of automobile units will be done through . The International Year of the Potato Kamarajar Port Limited (KPL). . The International Year of Sanitation  Russia & Ukraine has signed agreement to supply gas to Europe until the end of March.  Hitachi India Limited and Siemens Limited has signed a MoU with CII to form a consortium that would create pilots and replicate them throughout the country for setting up 100 smart cities.

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ECONOMY & BANKING Government appoints nine EDS in PSU banks and sustainable development projects while CRA help India The Union Government appointed nine Executive Directors and other signatory countries to forestall short-term liquidity (EDs) in Public Sector Banks (PSBs) on the basis of pressures, provide mutual support and further strengthen recommendation of selection panel headed by the Reserve financial stability. The agreement will enter into force and Bank of India Governor Raghuram Rajan. the bank will begin operations only after all member countries List of appointments deposit their instruments of ratification with Brazil. Central  Charan Singh – Executive Director of UCO Bank banks of the member countries will also have to finalise an  K Venkata Rama Moorthy –Executive Director of Inter-Central Bank Agreement containing the operational Bank of Baroda details of swap transactions and the SCOP before it can be  RP Marathe – Executive Director of Bank of India operational.  Harideesh Kumar – Executive Director, Canara Union Government and RBI signed MOU on Monetary Bank Policy Framework  NK Sahoo – Executive Director of Allahabad Bank Union Government and Reserve Bank of  Pawan Kumar Bajaj - Executive Director of Indian India (RBI) signed an agreement on Overseas Bank Monetary Policy Framework. As per the  Ravi Shankar Pandey - Executive Director of agreement, RBI will aim to bring down Syndicate Bank the inflation below six percent by January  Kishore Piraji Kharat - Executive Director of Union 2016.Inflation target for 2016-2017 and subsequent years Bank of India will be 4 percent +/-2 percentage points. The agreement was  RC Lodha - Executive Director of Central Bank of signed in line with the recommendations of the RBI’s Urjit India Patel committee. India to become top market for South Africa tourism by Bank employees to get 15% increase in salary 2020 Employee unions of public sector India is set to become the biggest source market for South banks withdrew their strike call Africa tourism in the next five years. The country expects 5 following an agreement with the lakh Indian travellers by 2020. At present, UK is the top management on 15 per cent wage market for South Africa, followed by Germany and the US. hike. The bank unions had India is among the fourth and seventh largest markets threatened to go on 4-day nation-wide strike from February currently. 25 demanding 19 per cent hike in wages. The wage hike was Cabinet gives nod for BRICS bank due from November 2012. The bank employees will now Union Cabinet under Prime also get holidays on two Saturdays in a month. The banks, Minister Narendra Modi cleared however, will work full-day on remaining Saturdays instead the creation of the $ 100 billion of the current practice of half-day. New Development Bank (NDB) India signed loan agreement with ADB to boost power and the BRICS Contingent Reserve generation capacity in Assam Arrangement (CRA) a proposed 5- India has Signed Loan nation BRICS bank that will mobilise resources for Agreement with ADB infrastructure projects and provide short-term liquidity in case For $50.2 Million of payment crisis among member nations of BRICS i.e. in Loan to Support Brazil, Russia, India, China and South Africa.The New Assam’s Power Sector Devlopment Bank will help India and signatory member Improvement The fourth tranche loan under the $200 million countries to raise and avail resources for their infrastructure multi-tranche financing facility for the Assam Power Sector

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Enhancement Investment Program will build on earlier loans include stamp duty and registration charges to the cost of a which aimed to improve operational efficiency in the sector unit. Intialy these charges constitute around 15% of the cost through better transmission and distribution networks of the house and place a burden on borrowers. As per the HDFC To Launch Mobile App Chillr current practice, banks do not include stamp duty, registration India’s leading private sector lender and other documentation charges in the cost of housing HDFC Bank has partnered with a property. Kochi-based technology company Dilp Shanghvi beats Mukesh Ambani as richest Indian MobMe Wireless Solutions Ltd. to by market value launch Chillr, a mobile app that Dilip Shanghvi, the founder and allows users to instantly transfer money to any contact in managing director of Sun their phonebook 24 hours a day, seven days a week. Initially Pharmaceuticals, seems to have incubated by MobMe, Chillr was spun off as an independent overtaken Reliance Industries (RIL) entity recently. Chairman Mukesh Ambani as the RBI, Sri Lankan central bank ink deal for currency swaps richest person in India on the basis of market value.According worth USD 1.5-billion to report Shanghvi, who holds 63 per cent stake in three Reserve Bank of India has agreed for a $1.5-billion currency group companies - Sun Pharma, Sun Pharma Advanced swap agreement with the Sri Lankan central bank to help the Research and Ranbaxy Laboratories - is worth about Rs 1.46 island nation keep its currency stable. Sri Lanka rupee has lakh crore. Ambani, on the other hand, holding a total of 45 been under pressure since early January and fallen around per cent stake in RIL and Reliance Industrial Infrastructure, 1.5 per cent so far in 2015 despite the Sri Lankan central is worth Rs 1.32 lakh crore. if the global indexes are to be bank’s attempt to defend it by selling dollars. At the current noted then according to Bloomberg Billionaire Index Mukesh valuation, one Indian rupee is equivalent to 2.12 Sri Lankan Ambani is still the richest Indian (33rd globally) with a net Rupee. worth of $21.9 billion and Shanghvi stands at the second position (39th globally) with a net worth of $19.7 billion. RBI cuts repo rate by 25 basis points to 7.5 per cent The Reserve Bank of India (RBI) has cut down repo rate by NEWS IN BRIEF 25 basis points to 7.5 percent from 7.75 percent, with  Six Indian Women CEO and MD have been named immediate effect to softening inflation and to meet fiscal by Forbes in its 50 Powerful Businesswomen from consolidation measures announced by Union Government in Asia including Chanda Kochchar (ICICI), Arundhari the Union Budget 2015-16. It is the second change in rates Bhattacharya (SBI), Kiran Mazumdar Shaw by 25 basis points since January 2015. However, RBI has (BIOCON), Shikha Sharma (AXIS Bank) etc. kept the cash reserve ratio (CRR) unchanged at 4 percent.  SEBI imposed trading restriction on 33 entities and Govt asked PSU banks to increase lending to minorities suspended trading in one listed company which have The Union government has advised PSU banks to step up been found to have made undue gain of over Rs. lending to minorities with a view to ensuring that they get 1800 cr. (Kamalakshi Finance Corporation Limited). loans in proportion to their population.The decision to  Foreign Investment Promotion Board has cleared increase lending to the minorities was taken recently at a Foreign Investment in 11 entities entailing Rs. meeting called by Minority Affairs Secretary Arvind Mayaram 1075.91 cr. with bankers.  India is home to the 4th largest number of billionaires across the world which USA tops and followed by RBI eases norms for home loans up to Rs 10 lakh China & Germany. 5 Indian figure in top 100 Giving a boost to affordable housing, wealthiest across the world as per Forbes rich list the Reserve Bank of India (RBI) 2015. eased the norms for home loans of up  As per the world wide cost of Living Report by to Rs. 10 lakh by allowing banks to Economic Intelligence Union in London Singapore

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has emerged as the costliest city and Bangalore the  India has emerged as the 4th largest start-up hub in cheapest among 133 cities surveyed. the world with over 3100 start ups.  Railway Ministry has given permission to two FDI MERGER, AQUSITION AND TIE UP proposals for setting up diesel and electric Tech Mahindra ties up with Gao Feng locomotive plants in Bihar @ Rs. 2400 cr. Tech Mahindra has tied up with Hong Kong-based Gao Feng  Punjab and Haryana High Court gave its approval Advisory Company, a management consultancy firm, to for the $ 4 billion merger of Ranbaxy with Sun provide technology services to clients in China and other Pharmaceuticals. countries. As part of this partnership, the two companies will  BHEL has commissioned another 600 mw super render services around digital enterprise, smart city, critical or energy efficient Barh thermal power connected mobility, airline safety project in Bihar. monitoring and remote healthcare  7 Public Sector Banks were allowed to raise fund monitoring. from the market to meet BASEL-III norm requirement of Rs. 2.40 lakh cr. Hitachi to buy Italian railways firms  IMF projected Indian growth of 7.5% in this fiscal for over $2 billion year. Japanese firm Hitachi will buy the rail and traffic signal  Dhamra Port in Odisha in PPP paid Rs. 73.48 cr. businesses of Italy’s Finmeccanica for an estimated $2.1 revenue to the govt. of Odisha. billion, as the Japanese firm looks to expand overseas and  Supreme Court has issued an ultimatum to Shahara challenge major international railways firms. The Italian Group and its Chief Subrat Roy to pay dues of Rs. defence and aerospace company has agreed to sell its rail car 40,000 cr. to investors in a month or face auction unit AnsaldoBreda and Ansaldo STS, of group assets. the world’s number two traffic signal  The 17 bank consortium led by SBI initiated the company, to the vast Japanese process of taking over Kingfisher Airlines asset as conglomerate. it owe Rs. 7000 cr. to the banks. Aditya Birla Retail acquired Total hypermarket  The service sector has attracted highest FDI (449) Aditya Birla Retail acquired Bangalore-based Total by December 2014 followed by Telecom Sector Hypermarket owned by Jubilant Retail. Aditya Birla Retail is (198) and Computer Software & Hardware (109) a part of Aditya Birla Group. It is the fourth largest proposals. supermarket retailer in the country.  Federal Bank has launched Remit and Retain schemes for NRI customers. Reliance Infrastructure acquired Pipavav Defence Anil Ambani-led Reliance Infrastructure Ltd. has acquired  IRCON Indian Railway Construction Company is management control in Pipavav Defence and Offshore poised to bid for highways construction project in Engineering Company Ltd for up to Rs 2,082.3 crore.Reliance Sri Lanka. Infra will first invest Rs 819 crore to acquire 17.66 per cent  Canara Bank has launched three premium cards stake from the promoters and subsequently an additional 26 including a world credit card, business debit card per cent stake at Rs 1,266 and a multi currency forex travel prepaid card in crore. Anil Ambani will take partnership with Mastercard. over as chairman of Pipavav  RBI has announced that Rs. 5000 overdraft under Defence with full management PM Jan Dhan Yojana will be treated as priority sector control. advances provided the borrower’s household annual Olacabs.com acquired TaxiForSure income does not exceed 60000 per annum in rural Online cab booking service Olacabs.com, run by Mumbai- and 1.2 lakh in urban area per annum. based ANI Technologies Pvt Ltd. has acquired TaxiForSure  SEBI fined DLF promoters Rs.86 cr. fine for IPO for $200 million cash and equity deal. Interestingly, Ola and non-disclosure. TaxiForSure will continue to operate as separate entities. The

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 19 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 leadership and all of the 1700 employees shall continue to work with TaxiForSure, with Arvind Singhal (currently COO) VANIK’S KNOWLEDGE GARDEN being appointed the CEO Important Committees Google acquired Facebook mobile marketing startup 1. Suma Verma Committee - to update, and revise Toro the Banking Ombudsman Scheme, 2006. Google announced that it has acquired Toro, a startup that 2. Damodran Committee: on improvement of helps developers promote their apps on Facebook. The San customer services in banks . Francisco-based startup Toro is best known for its Facebook 3. Shri M. Narasimham Committee: on Banking ad campaigns. The company is led by Amitt Mahajan and Sector Reforms. Joel Poloney and was formally known as Red Hot Labs. 4. Shri Raghuram Rajan Committee: on Financial

NEWS IN BRIEF Sector Reforms.  Flipkart acquired mobile ad 5. Shri B. Mahapatra Committee: to review the network AdiQuity. The acquisition is existing prudential guidelines on restructuring aimed at increasing advertising muscle of of advances by banks/financial institutions. Flipkart. 6. Shri Aditya Puri Committee: Dissemination of  Facebook has acquired shopping search engine Credit Information. . company “TheFind” 7. Shri K.U.B. Rao Committee: recommended  HAL has absorbed the technology of British aligning gold import regulations. Advanced Jet trainer “Hawk” completely and would be able to support the project for next 40 years. 8. K M Chandrasekhar committee : for  In a major setback to the power sector reforms in rationalization of foreign investment norms. the state, Odisha Electricity Regulatory Commission 9. Shri Pulak Kumar Sinha Committee: to study (OERC) revoked the distribution licence of three the feasibility of Aadhaar as an additional distribution companies managed by Reliance factor. for authentication of card present Infrastructure Ltd. like NESCO, WESCO and transactions SOUTHCO and handed over the management to 10. Mukul Mudgal Committee: looking into US GRIDCO. giant Walmart's lobbying activities to enter India. 11. MBN Rao Committee: to prepare the blueprint  of India’s first women’s bank. 12. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII).

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AWARD & HONOUR

Oscar Awards: 87th Academy Awards Saraswati Samman having cash price of Rs 10 lakh,was The 87th Academy Awards ceremony, estabilished by K. K. Birla Foundation in the year 1991. presented by the Academy of Motion Krishi Karman Awards 2013-14 Picture Arts and Sciences (AMPAS) The Prime Minister Narendra was held at the Dolby Theatre in Modi on 19 February 2015 Hollywood, Los Angeles. presented Krishi Karman Awards  Best Picture- Birdman or (The 2013-14 to State Government Unexpected Virtue of Ignorance). functionaries. The awards were  Best Actor- Eddie Redmayne presented during the launch of the (The Theory of Everything). Soil Health Card scheme nationwide at Suratgarh, Rajasthan.  Best Actress- Julianne Moore Winner States of Krishi Karman Awards 2013-14 (Still Alice). Total foodgrains production  Best Supporting Actor- J. K. Simmons (Whiplash).  Category-I States (total foodgrains production  Best Supporting Actress- Patricia Arquette exceeds 10 million tonnes): Punjab (Boyhood).  Category-II States (total foodgrains production is  Best Director- Alejandro G. Iñárritu for Birdman between 1 and 10 million tonens): Odisha or (The Unexpected Virtue of Ignorance).  Category-III States (total foodgrains production less  Best Cinematography- Birdman or (The than 1 million tonnes): Meghalaya Unexpected Virtue of Ignorance). Each award winning state received a trophy, a citation and a  Best Foreign Language Film- Ida (Poland). cash award of 2 crore rupees  Best Live Action Short Film- The Phone Call. Individual crops  Best Animated Feature Film- Big Hero 6.  Rice: Chhattisgarh  Best Animated Short Film- Feast.  Wheat: Madhya Pradesh Birdman or (The Unexpected Virtue of Ignorance) and The  Pulses: Assam and Tamil Nadu Grand Budapest Hotel Both received 4 awards  Coarse Cereals: West Bengal International Women of Courage Award  Oil Seeds: Gujarat Three South Asian women, namely Niloofar Rahmani, Nadia Kerala Tourism’s campaign’ won silver prize in Golden Sharmeen and Tabassum Adnan were selected for the Gate Award at ITB-Berlin prestigious International Women of Courage Award for the Kerala Tourism’s popular global year 2015 given by the US Secretary of State. They were multimedia campaign to promote among the 10 extraordinary women selected from 10 the backwaters has won the countries for the award. Silver Prize in Golden Gate Saraswati Samman 2014 award at the Internationale Veteran Congress leader, former Tourismus-Borse Berlin named union minister, former chief minister ITB-Berlin – 2015, the world’s leading travel trade event. of Karnataka and writer, M Earlier, The Great Backwaters campaign had won the Golden Veerappa Moily will receive the Gate Gold Prize in the Print category at the ITB-Berlin 2014. Saraswati Samman 2014 for his Kerala Tourism had won the Golden Gate Silver Prize for its Kannada poem ‘ hugely successful ad campaign ‘Your Moment is Waiting’ in Mahanveshanam’. He will be the second kannad author to the print category. receive the honour after S. L. Bhyrappa (2010).

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Kendra Sahitya Academy Award 2014  actress Rani Mukerji was awarded with Odia litterateur Rabindra Kumar Praharaj has been selected the National Award by National Institute of Gender for the prestigious Kendra Sahitya Academy Award 2014 for Justice (NIGJ) for the Best Representation of the his translation book “Thila Gharara Gelhapua” of a classical Cause of Safety, Security and Protection of Women Bengali novel “Alaler Gherer Dulal” and Girl Child.  An Indian-American Purnendu Dasgupta was Stree Shakti Puraskar 2014 awarded with the 2015 J. Calvin Giddings Award President Pranab Mukherjee on the occasion of International for Excellence in Education. Women’s Day, awarded six individuals the Stree Shakti  Ganasen Reddy, an Indian-origin South African Puraskar award for their contribution for the social educator, was awarded with KwaZulu-Natal 2015 development and empowerment of women in the country. National Teachers Awards at the annual National The award this year went to Smt. Manasi Pradhan from Teaching Awards held in Johannesburg. KwaZulu- Odisha, Dr. M. Venkaiah from Andhra Pradesh, Mrs. Bina Natal National Teachers Awards is a Lifetime Sheth Lashkari from Maharashtra, Mrs. T. K. Achievement Award for teaching in South Africa. Prashanti, Dr. Vartika Nanda from Delhi and Dr. Seema  Ratan Tata was honoured with an honorary Sakhare form Maharashtra. Doctorate of Automotive Engineering by the Clemson University at the South Carolina NEWS IN BRIEF Automotive Summit. He was awarded for his  Namibian President Hifikepunye Pohamha won the contributions to the global automotive industry. 2014 Ibrahim Prize for African leadership which is worth $ 5 million announced in Nairobi.   Odisha has been awarded as leading geospatial state for 2014 for using technology like remote sensing, geographic information system, GPS etc.

BOOK & AUTHOR

 2 Years 8 Months and 28 Nights has been written  Indian writer Hindol Sengupta’s book Recasting by Salman Rushdie. India: How Entrepreneurship is Revolutionizing the  Cricket World cup : The Indian Challenge has been World’s Largest Democracy, has been shortlisted written by Aashish Re. for U.S.’ prestigious Hayek Prize 2015.  Editor Unplugged: Media, Magnates, Netas and  Two former scientists of ISRO, B. Anantharaman Me has been written by Vinod Mehta. K.S. Vishwanathan presented the book  Fragile Frontiers: The Secret History of Mumbai “Atmatirtham”, which describes Adi Sankara’s life Terror Attacks has been written by SK Rath. and teachings written by Nochur Venkataraman to  Spirit of Kumbh has been written by Santosh K. Prime Minister Narendra Modi. Mishra (chief of chattisgarh Tourism board).  PR Mohana Rao authored a book titled Flora of  Vedic Astrology: A Journey Through History, Guntur City Andhra Pradesh Principles And Mathematica has been written by G  Former Lok Sabha Meira Kumar’s book entitled Srinivasan. “Indian Parliamentary Diplomacy – Speaker’s  Book Flora of Guntur City Andhra Pradesh is Perspective” was released. written by PR Mohana Rao.  Book Kiran Bedi — Kaise Bani Top Cop is written  by her sisters, Reeta Peshawaria Menon and Anu Peshawaria

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PERSON IN NEWS

 Singapore government appointed Gopinath Pillai as its Operating Officer (COO), with effect from 1 April, special envoy to Andhra Pradesh. Pillai, 2015. a senior policy strategist, was appointed  Eminent scientist Tapan Misra has been appointed to speed up construction of new capital the Chief of ISRO’s Space Applications Centre in the state. (SAC), Ahmedabad Gujarat.He will succeed A S  The United States (US) President Kiran Kumar Barack Obama nominated veteran  Union Ministry of Human Resource Development diplomat David Hale as next appointed Baldev Sharma as chairman of National Ambassador to Pakistan.He will Book Trust (NBT). He is a former Panchajanya succeed Cameron Munter. He has editor. been the US Ambassador to Lebanon  Kavinder Gupta was unanimously since 2013 elected as Speaker of the 12th  Sri Lanka’s President Maithripala Assembly of Jammu and Kashmir Sirisena has appointed Major general (J&K). He will replace the Protem Chrishantha de Silva as the new Sri Speaker Muhammad Shafi of Lankan Army chief. He will succeed National Conference. Lieutenant General Daya Ratnayake with  UN Intergovernmental Panel on Climate Change effect from 22 February 2015. IPCC Chief Indian R.K. Pachuri resigned from the  Zekra Alwach has been appointed as 1st Woman post because he is facing allegation of sexual Mayor of Bagdad in Iraq. harassment from a woman employee. He also  Air Marshal Sohail Aman was appointed as the Chief resigned from the Director General of TERI. of Pakistan Air Force. Also he was promoted to the  AAP’s Ram Niwas Goel has been elected as Speaker rank of Air Chief Marshal from Air Marshal. of Delhi Assembly.  Indian-American Kumar P Barve of Democratic  Justice Amitava Roy was Party was in news as he decided to run for US sworn in as a judge of the Congress in 2016 elections. He will contest for the Supreme Court (SC). He was seat vacated by Congressman Chris Van Hollen of administered the oath of office Republican Party. by the Chief Justice of India  Walmart India announced two executive (CJI) H. L. Dattu and will appointments with Ashwin Mittal as the new Chief have a tenure of three years. With the elevation of Financial Officer and Javier Rojo as head of Real Justice Amitava Roy, the strength of the SC judges Estate and Business Development. has gone up to 29 out of total sectioned strength of  Sunil Sabharwal, an independent Indian-American 31 judges. investor, was re-nominated as an Alternate  The 23rd Chief Minister (CM) of Bihar Jitan Ram Executive Director at the International Monetary Manjhi has resigned from office, before the trust Fund (IMF) by the United States (US). vote he was to face in Bihar Legislature after the  Indian-origin lawyer, Kannan Ramesh Governor address to the joint session.His resignation has been appointed as Judicial was accepted by Governor of Bihar Keshri Nath Commissioner to Singapore’s Supreme Tripathi. He was the third Dalit CM of Bihar after Court bench. He will assume office Bhola Paswan Shastri and Ram Sundar Das. from 22 May 2015 and have tenure of two years.  Federal Aviation Administration (FAA) has  Wipro, India’s third largest IT services company appointed Ravi Chaudhary, an Indian-American to announced the appointment of Abid Ali a key position in the US’s national aviation authority. Neemuchwala as Group President and Chief He has been appointed as an in charge of oversight

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and execution of aviation operations in nine different  Renowned fantasy author and regions. creator of the Discworld series  Congress legislator and deputy Sir Terry Pratchett passed speaker N Shakthan was elected as away in London, United the new speaker of the Kerala Kingdom. Assembly.He will replaced G.  Lia van Leer ,Israel cinematic pioneer passed away Karthikeyan. at the age of 90.  IPS officer M Akhaya has been appointed as the  Narayan Desai a noted Gandhian and son of Chief Vigilance Officer in the Department of Mahadev Desai, Mahatma Gandhi’s personal Telecommunications. secretary and biographer passed away at the age of  Dr. Alka Beotra, Scientific Director, National Dope 90. Testing Laboratory, Ministry of Youth Affairs &  First Hindu Chief Justice of Pakistan (CJP) Rana Sports, has been nominated to the Executive Board Bhagwandas passed away in Karachi, Pakistan. He of WAADS (World Association of Anti Doping was 72 year old. Scientists).  Veteran sports journalist K Baskaran died following  Tata Consultancy Services(TCS) Limited, the a brief illness. country’s top software and services firm has  Former Bihar Chief Minister and senior JD(U) leader appointed Aarthi Subramanian as an Executive Ramsundar Das died at Patna medical college Director to the Board of Directors of the company hospital at the age of 95. for three years.  Kerala assembly Speaker G Karthikeyan passed  Senior IFS officer, Arun Singh has been named as away at a Bengaluru hospital, where he had been new Indian Ambassador to US. He was serving as undergoing treatment for liver cancer. India’s Ambassador of France. Arun Singh will  Vetran CPI leader Govind Pansare, leader of replace S Jaishankar, who was appointed as Foreign Communist Party of India (CPI), died in February Secretary. 2015 at Breach Candy hospital in Mumbai.  Japanese automaker Honda Motor Co has appointed  Popular Tamil director R.C Sakthi passed away in Takahiro Hachigo as its new President and Chief Chennai, Tamil Nadu. He was 76. Executive Officer (CEO).  Former Chief Minister of Haryana Hukam Singh died at the age of 89. OBITUARY  Veteran journalist and author Vinod Mehta  passed away at the age of 72 after prolonged illness.Mr. Mehta,who had founded the Outlook Magazine and served as its Editor-in-Chief, last held the post of editorial Chairman of the publication.  Industrialist Deepak Khaitan vice-Chairman of the Williamson Magor Group and the eldest son of BM Khaitan,died after a prolonged spell of illness at the age of 60.  Former Maharashtra Minister and Member of Parliament (MP) Sadashivrao Mandlik passed away in Mumbai. He was 83.

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PLACE IN NEWS World’s largest and tallest Indian tricolour unfurled in Ram”, a popularbhajan that was the Father of the nation’s Faridabad favourite, reverberated in the air.Bollywood legend Amitabh The world’s largest and tallest Indian Bachchan and Gandhi’s grandson Gopalkrishna Gandhi were tricolour was unfurled by Bhartiya also presened at the ceremony. Janta Party President Amit Shah on 3rd march at Town Park in Mass nesting of Olive Ridley turtles started in Ganjam Faridabad,Hariyana. The event was district of Odisha organised by Nav Chetna Trust which The mass nesting of endangered species Olive Ridley is formed to work on social issues like (Lepidochelys olivacea) sea turtles started in second week beti bachao and swachh bharat. On this occasion Haryana of March 2015 near river Rushikulya mouth in Ganjam district Chief Minister ML Khattar and Bollywood Actor Ranbir of Odisha. This mass nesting season of Olive Ridley was Kapoor were also present. followed by the sporadic nesting in the rookery, which is The flag weighs 48 kilograms and has a 96 feet by 64 feet considered as the second largest after Gahiramatha. dimension. Flag was hoisted at a height of 250 feet (75 3rd Panorama film festival began in Shillong meters). Thus, making it the world’s largest and the highest A three-day Indian Panorama hoisted Indian flag in the world. Film Festival organised by the Artificial glacier inaugurated in Phyang village of Ladakh Directorate of Film Festivals was Artificial glacier in the form of inaugurated by Meghalaya Chief Ice stupa was inaugurated at Minister Mukul Sangma in Phyang village in Ladakh Shillong with the screening of the award-winning Marathi region of Jammu and Kashmir film Dr. Prakash Baba Amte: The Real Hero. on 6 March 2015. Phyang NEWS IN BRIEF village is a desert region of  Dubai announced its plan to build an oval ring Ladakh.The purpose of shaped “Museum of the Future” to showcase building such stupa is to store water to green the entire desert innovation and selections to challenges facing cities of Phyang which has an area of 1500 acres. of the coming decades. 3rd Tortoise Festival was Organised in Assam  Maharashtra government would be developing a 3rd Tortoise Festival was organised on the banks of Hajong new city - ‘NAINA’ - over an area of 600 sq km Lake in Dima Hasao district of Assam by Dima Hasao around the upcoming Navi Mumbai International Environment and Forest Department.This festival aims to Airport. create awareness among the villagers surrounding villages  Prime Minister Narendra Modi flagged off of Hajong Lake about the safety of the endangered tortoise Hazaribagh-Koderma DMU train after inaugurating species available in the area. Hazaribagh town railway station in Hazaribagh.The 79.7-km first stage project cost Rs 936 crore. Historic Mahatma Gandhi statue unveiled at Britain’s  Indian Oil Corporation will develop South Asia’s Parliament Square largest oil depot at a port near Trencomalee named A historic bronze statue Upper Tank Farm called as China Bay in Sri Lanka of Mahatma Gandhi was with joint venture of Ceylan Petroleum Corporation. unveiled at the Parliament  Crimea celebrated one year of accession with Russia Square in after separation from Ukraine. Britain.Gandhi’s 9-foot  statue was unveiled jointly by British Prime Minister David Cameron and Finance Minister Arun Jaitley as chants of “Raghupati Raghav

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SPORTS

Cricket Quinton de Kock (South Africa) has also scored 3  New Zealand’s Martin Guptill hit the consecutive centuries in this worldcup. highest ever World Cup score of 237  Anil Kumble, Martin Croweand Betty Wilson not out against the West Indies in the inducted into ICC Cricket Hall of Fame:Former quarterfinals of 2015WC, the second India captain Anil Kumble, Australian legend Betty highest ODI individual total of all time. Wilson and Former New Zealand captain Martin  Chris Gayle hit the Croweand became the 77th, 78th and 79th inductees fastest double century in of the International Cricket Council Hall of Fame ODI. He struck 202 off at the Melbourne Cricket Ground, Australia. 138 balls in a match  Defending champion Karnataka against Zimbabwe at wons Ranji Trophy 2015 by Canberra’s Manuka Oval in World Cup 2015.The defeating Tamil Nadu by an previous record was held by Virender Sehwag of innings and 217 runs in the final India who scored a double century off 140 balls. day of match played at the  Brendon McCullum Hits Fastest World Cup Fifty Wankhede stadium in Mumbai. With this victory, when he reached the landmark off just 18 balls Karnataka clinched eight Ranji title.The man of the against England at Wellington. His innings was also match was Karnataka’s Karun Nair who had scored the equal third-fastest fifty in all one-day 338 runs. internationals, behind South Africa’s AB de Villiers  Veteran cricketers of Sri Lanka Mahela Jayawardene (16 balls) and Sri Lanka’s Sanath Jayasuriya (17 and Kumar Sangakkara retired from the One Day balls). International (ODI) format of Cricket. Sangakkara  Mahendra Singh Dhoni, the Captain played 404 ODIs and scored 14234 runs at an of Indian One Day International average of 41.98. Sangakkara who scored 541 runs (ODI) Cricket team became the first in 7 matches of this edition of the World Cup is the Indian captain and third in the history sixth player to score 500 runs in the World Cup. of the game, to lead his country to  Jagmohan Dalmiya was unanimously elected as the 100 ODI after India defeated President of the Board of Control for Cricket in Bangladesh in 2015 ICC World Cup. He reached India (BCCI) at Annual General meeting held in the milestone of 100 wins in 178th ODI. By Chennai. achieving this fete, he joined the Australian pair of  Kirket, a Hindi film based on former Indian cricketer Ricky Ponting (165 wins) and Allan Border (107 Kirti Azad’s life was launched wins).  Kumar Sangakkara hits Tennis record fourth successive Dubai ATP Tennis Championship 2015 ODI century: Sri Lankan Men’s singles :Roger Federer of wicketkeeper-batsman Switzerland won the ATP Tennis Kumar Sangakkara Championship Men’s single title by became first batsman to defeating Novak Djokovic of Serbia. score four consecutive one-day international (ODI) Women’s singles :Simona centuries in a Cricket World Cup. The prolific 37- Halep(Romanian) won the ATP Tennis year-old reached the landmark by hitting 4th century Championship women’s single title in a match against Scotland in the Pool A of ICC defeating Karolína Plíšková of Czech Cricket World Cup 2015 in Hobart, New Zealand. Republic

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Men’s doubles: Rohan Bopanna (India) and Daniel Nestor Gold 2006 New Delhi 46 kg (Canada) won the Dubai ATP Tennis Championship men’s Gold 2005 Podolsk 46 kg doubles title. They defeated Aihsan-Ul-Haq Qureshi Gold 2002 Antalya 45 kg (Pakistan) and Nined Zimonjic (Serbia) . Silver 2001 Scranton 45 kg Women’s doubles: Tímea Babos (Hungary) and Kristina Asian Women’s Boxing Championship Mladenovic (France) won the Dubai ATP Tennis Gold 2012 Ulaanbaatar Flyweight Championship women’s doubles title.They defeated Garbiñe Gold 2010 Astana Flyweight Muguruza (Spain) and Carla Suárez Navarro (Spain) . Silver 2008 Guwahati Pinweight  Rafael Nadal of Spain won the Argentina Open title Gold 2005 Kaohsiung Pinweight of Tennis by deafting Juan Monaco of Argentina. Gold 2003 Hissar Pinweight  Somdev Devvarman retained the Delhi Open title Asian Games of tennis by defeating Yuki Gold 2014 Incheon Flyweight (51kg) Bhambri by 3-6, 6-4, 6-0. With Bronze 2010 Guangzhou Flyweight (51kg) this, he won the 100000 US Indoor Asian Games dollar ATP Challenger Delhi Gold 2009 Hanoi Pinweight Open title for second time in a Asian Cup Women’s Boxing Tournament row. Gold 2011 Haikou 48 kg  Carolina Marin Martin of Spain has won the Witch Cup prestigious Women’s Singles Title in the All England Gold 2002 Pécs Pinweight Open Badminton Championships 2015. In the final UAE to host AFC Asian Cup 2019 match she defeated India’s Saina Nehwal by score United Arab Emirates (UAE) defeated Iran Football of 14-21, 21-16, 21-7. Federation (IFC) to host Asian Football Others Game Confederation (AFC) Asian Cup 2019 .  India’s best boxer and five time World Champion It will be the second time that the UAE Mary Kom has decided to quit professional boxing will host the Asian Cup after 1996. after the 2016 Anirban Lahiri won Indian Open title of Golf:Indian Olympics scheduled to golfer Anirban Lahiri won the Indian Open title take place in Rio, at the Delhi Golf Club. To clinch the title, Lahiri Brazil. She made this defeated SSP Chowrasia on the first playoff announcement citing hole. the reason that her body will not be able to cope the rigours of boxing Hero Hockey India League 2015 in future. Her full name is Mangte Chungneijang (HHIL):Ranchi Rays crowned champions of Mary Kom and was born on 1 March 1983 in Hero Hockey India League 2015 (HHIL) by defeating Jaypee Churachandpur district of Manipur. Punjab Warriors in the final by a 3-2 For her precious contribution to the sport of boxing scoreline in the penalty shootout (sports), she has been conferred with Padma after the regular time yielded a 2-2 Bhushan (2013), Padma Shree (2010) and Arjuna tie at the Major Dhyan Chand Award for Boxing (2003). National Stadium, New Delhi Mary Kom Statistics Kidambi Srikanth wins Swiss Summer Olympics Open Grand Prix Gold Bronze 2012 London Flyweight (51kg) 2015:Indian shuttler Kidambi Women’s World Amateur Boxing Championships Srikanth(World No. 4 ) clinched Gold 2010 Bridgetown 48 kg the Swiss Grand Prix Gold Gold 2008 Ningbo City 46 kg

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Saina rised to 2nd, Kashyap in top-10 of BWF rankings Names of important tribal groups & communities :Olympic bronze-medallist Saina Nehwal ranked at 2nd  Abors: Arunachal Pradesh position in the latest Badminton World Federation (BWF)  Aptanis: Arunachal Pradesh  Badagas: Nilgiri (TN) rankings followed by Olympic champion Li Xuerui of China.  Baiga: Madhya Pradesh In the men’s list, Olympic quarter-finalist Parupalli Kashyap  Bhils: Madhya Pradesh and Rajasthan, some in also headed northwards as he reached a career-high 10th. Gujarat and Maharashtra  Bhot: Himachal Pradesh Services crowned champion of Santosh Trophy 2014-  Bhotias: Garhwal and Kumaon regions of U. P. 15:Services are crowned champion of Santosh Trophy 2014-  Chakma: Tripura 15 by deafting Punjab in the final of 69th edition of this  Chenchus: Andhra Pradesh, Orissa premier football tournament to clinch their 4th overall title  Gaddis: Himachal Pradesh  Garos: Meghalaya here.  Gonds: Madhya Pradesh. Also in Bihar, Orissa and A.P. NEWS IN BRIEF  Gujjars: Himachal Pradesh  Union Minister of Development of North Eastern  Jarawas: Little Andamans Region (DoNER) has selected legendary boxer and  Khas: Jaunsar-Babar area in U.P. five-time world boxing champion MC Mary Kom  Khasis: Assam, Meghalaya as Brand Ambassador for the North East Region at  Kol: Madhya Pradesh  Kotas: Nilgiri (Tamil Nadu) a two-day business summit in New Delhi.  Kuki: Manipur  India beat Poland 3-1 to lift Women’s Hockey World  Lepchas: Sikkim League Round 2 title.  Lushais: Mizoram  1998 Asian Games gold-medallist Dingko Singh on  Murias: Bastar (Madhya Pradesh) 10 March 2015 was included in National Boxing  Mikirs: Assam Selection panel. The goal of the panel will be to  Mundas: Bihar, Orissa, West Bengal  Nagas (Angami, Sema, Ao, Tangkul, Lahora): pick a bunch that can deliver medals at the Olympics. Nagaland, some in Assam and NEFA region.  Mercedes driver Lewis Hamilton of Britain won the  Oarons (also called Kurukh): Bihar, Orissa and West 2015 Formula 1 Rolex Australian Grand Prix at Bengal.  Onges: Andaman and Nicobar islands Albert Park, Melbourne, Australia. It was his 34th  Santals: Birbhum region in Bengal, Hazaribagh, Grand Prix. Purnea in Bihar, Orissa  Sentinelese: Sentinel Island, Andaman and Nicobar  Shompens: Andaman and Nicobar   Todas: Nilgiri (Tamil Nadu)  Uralis: Kerala  Warlis: Maharashtra

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SCIENCE & TECHNOLOGY

Britain became first nation to legalise ‘three-parent’ IVF From this collaboration, India is likely to acquire the babies knowledge to minimize the cost of launching complex United Kingdom has become missions and enhancing technological capabilities in the first country to legalise the spacecraft design. creation of three-parent IVF designer babies using World’s first electric satellites successfully launched by Mitochondrial Donation SpaceX rocket Technique.Creating IVF babies involves a technique which World’s first electric satellites replaces defective mitochondrial DNA from a mother’s egg were successfully lifted off by with healthy mitochondrial DNA from a donor, preventing a SpaceX Falcon 9 rocket the child from inheriting the disease. This law will help to from Cape Canaveral Air prevent serious inherited diseases that are being passed on Force Station, United States. from mother to child, hereditary problems related to defective These satellites are fitted with mitochondrial diseases.Thus preventing new born babies from lightweight, all-electric dangerous diseases related brain damage, muscle wasting, engines and these electrical engine allow satellites to produce heart failure and blindness due to defective mitochondria. electric propulsion in order to reach and remain fixed in particular orbit. Electric propulsion from these satellites World’s First Solar-Powered Aircraft Landed In consumes less fuel compared with satellite having chemical Ahmedabad propulsion. Thus making satellites lighter in weight and Solar Impulse 2 (Si2), the world’s further reducing cost of launch. first solar flight which is on an around-the-world First-ever 3-D printed jet engines unveiled journey,successfully landed at the Researchers from Sardar Vallabhbhai Patel Australia’s Monash International Airport in Ahmedabad, University have Gujarat and the aircraft will head created world’s first 3 next to varanashi. It is a Swiss long- Dimensional (3D) range solar-powered aircraft project printed jet engine, a piloted by Swiss pilots Bertrand Piccard and Andre manufacturing Borschberg .Aircraft weighs only 2,300 kg has 17,248 solar breakthrough that could lead to cheaper, lighter and more cells in its wings. fuel-efficient jets. 3D printing is a process of making three Solar impulse started its 35000 km long journey from Abu dimensional solid objects from a digital file with extreme Dhabi (UAE) on 9th march 2015. Its first halt was in Muscat precision.Firstly, the scanned computer models of engines (Oman). It will stop in Ahmedabad and Varanasi in India, were created by the researchers.Then the 3D printing machine Mandalay (Myanmar), Chongqing & Nanjing (China). Then incorporated with high-powered laser fused the nickel, it will cross Pacific Ocean via Hawaii and fly across the US titanium or aluminium into the shape of engine parts. and take 3 stops at Phoenix, the Midwest and New York 27 Indian Satellites Currently Operational: Govt City. Then it will cross Atlantic Ocean and stop in Southern Union Government has announced as many as 27 satellites, Europe or North Africa and end its journey at Abu Dhabi. including 11 which facilitate the communication network in ISRO to collaborate with other space agencies on inter- the country, are currently operational and one more is to be planetary explorations launched next month. It was announced by Minister of State Indian Space Research Organisation, ISRO, plans to for Prime Minister Office (PMO) & Department of Space collaborate with other space agencies like United States of Jitendra Singh. America, Russia and France on inter-planetary explorations.

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Electric power transmitted wirelessly in Japan NEWS IN BRIEF Japanese scientists from the  IRSO has postponed the launch of IRNSS-1-D the Japan Aerospace Exploration 4th navigational satellite scheduled for 9th March. Agency (JAXA) have  As per report of govt. of India, India stands 7th in successfully transmitted 1.8 the world in number of nuclear reactors in operation kilowatts electric power and 14th in terms of net installed capacity. wirelessly to a pinpoint target which is 55 meters away using microwaves, an advance that brings space-based solar power closer to reality.  In space-based solar power generation, sunlight is gathered in geostationary orbit and transmitted to a receiver on Earth. For the implimantion of this project ,microwave-transmitting solar satellites would be set up approximately 35,000 kilometres from Earth. HEALTH PM Narendra Modi Launched Rotavirus Vaccine is a greenish-gray mixture of the dried, shredded leaves, Developed in India stems, seeds and flowers of Cannabis sativa – the hemp plant. Prime Minister  Narendra Modi launched the first VANIK’S KNOWLEDGE GARDEN indigenously News Agencies of Nations Countries developed and Australia --Australian Associated Press (A.A.P) manufactured China --Xin Hua Croatia --Hina Rotavirus vaccine Denmark --Ritzavuz Bureau “Rotavac” to combat infant mortality due to diarrhoea, Egypt --Middle East News Agency (MENA) developed by Hyderabad-based Bharat Biotech. Rotavac France --Agence France Press (A.F.P) Germany --Deutsche Presse Agentur (D.P.A.) vaccine was developed under the public-private partnership India --Press Trust of India (PTI) (PPP) model that involved Union Ministry of Science and India --United News of India (UNI) India --Samachar Bharti Technology, institutions of the US Government and NGOs India --Univarta in India supported by the Bill and Melinda Gates Foundation. Indonesia --Antara Iran --Islamic Republic news Agency (IRNA) Foreign companies currently sell Rotavirus vaccines in India Iran --Fars News Agency at Rs.1,100 per dose while Bharat Biotech proposed to sell Israel --Associated Israel Press (AIP) Israel --Ittim Rotavac for Rs.63 per dose to the government of India and Italy --Agenzia Nazionale Stampa Associate (ANSA) other low income countries. Japan --Kyodo Jordan --Petra Kenya --Irin Jamaica passed law to decriminalises marijuana for Malaysia --Malaysian National News Agency (MNNA) personal use Pakistan --Pakistan Press International (P.P.I) and Associated Press of Pakistan (APP) Jamaican lawmakers passed an act to decriminalise small Palestine --WAFA amounts of marijuana and established a licensing agency to Russia --Telegraph Agency of the Sovereign States (TASS) regulate a lawful medical cannabis industry on the island. Russia --Novosti The newly passed law allows licensing authority to oversee South Africa --Sapa South Korea --Yon Hap the medical and scientific uses of the Marijuana plant in the Turkey --Anadolu country. Marijuana is widely grown in Jamaica and has Turkey --Ihlas cultural roots there. It is also the biggest exporter of marijuana United Kingdom --Reuters United States of America --Assocciated Press (AP) to the United States among countries. Marijuana United States of America --United Press International (UP)

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ENVIRONMENT & ECOLOGY Global carbon emissions stall in 2014:IEA Ganymede is the biggest moon in the solar system which is According to the data released by International Energy 50% bigger than our own moon. Agency (IEA) on carbon dioxide,Global CO2 emissions from energy sector stalled for the first time in 40 years in 2014. As Two tropical cyclones Marcia and Lam hit Australia per the preliminary data released, global emissions of Two tropical cyclones Marcia and Lam hit CO2 stood at 32.3 billion tonnes in 2014 which is same as in the year 2013. According to IEA, the cause for the halt of Australia on 20 February 2015. This is the first time CO2 emissions is the changing patterns of energy consumption in China and Organisation for Economic Cooperation and that two cyclones have hit Development (OECD) countries. Australia at one time.Tropical cyclone Marcia is a category five storm and it NASA Spacecraft Became First to Orbit a Dwarf Planet made the landfall at central Queensland and left a trail of NASA’s Dawn spacecraft has become destruction over Yeppoon and Rockhampton.On the other the become first spacecraft to hand Cyclone Lam is a category four storm which made completed its orbit around dwarf planet landfall in the Northern Territory. Ceres which is the largest object in the Solar System between Mars and NEWS IN BRIEF Jupiter. Dawn has taken 7.5 years to  World Bank in collaboration with the West Bengal reach the orbit of Ceres.It was launched government recently released report Building by NASA on 2007 to study the two massive protoplanets of Resilience for Sustainable Development of the the asteroid belt: Vesta and the dwarf planet Ceres. Sundarbans,according to which Environmental damage in the climate change-hit islands of Endophytic alga species found in Indian Ocean Sundarbans is costing India Rs 1,290 crore each A species of algae previously year. reported to inhabit the seas around  Powerful cyclone Pam slammed the south Pacific the British Isles and the East China archipelago of Vanuatu(capital Port Vila), located Sea has now been found thriving north east of Australia to south west of Hawaii in the Indian Ocean. The algae Islands. belong to a type known as endophytic — meaning they are microscopic in size and found living inside macroscopic  seaweeds. Belonging to the species, Ulvella leptochaete, they are believed to confer ecological advantage to the host such as disease resistance. The discovery in the Indian Ocean gains significance because these algae may very well be an important source of anticancer compounds such as Taxol and this discovery may contribute in anticancer drug development.

Hubble telescope spots ocean on Jupiter moon Ganymede New images from the Hubble Space Telescope offered strong confirmation of a liquid body i.e a salty ocean present beneath the frozen surface of Ganymede. Jupiter’s moon

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DEFENCE

Indigenously Developed Astra successfully test-fired Squadron Leader Deepika Misra and Flight Lieutenant from Sukhoi-30 MKI fighter aircraft Sandeep Singh, an engineering officer, hope that one day, India’s indigenously there will be an all-woman quartet in the squad, whose name developed Beyond Visual means peacock. Range (BVR) air-to-air m i s s i l e A s t r a w a s DAC gives nod to MCMV project successfully tested on 18 Defence Acquisition Council (DAC) gave approval for afresh March 2015 from a Mine Counter Measure Vessel (MCMV) project worth over Sukhoi-30 fighter aircraft. Rs 32,000 crore. This decision was taken by DAC meeting The test was undertaken at the Integrated Test Range located chaired by Defence Minister Manohar Parrikar. MCMV at Chandipur in Odisha.It is Indigenously developed by project will built specialized vessels for the Indian Navy as Defence Research and Development Organisation (DRDO). per Make in India policy at Goa Shipyard Limited (GSL) in The missile can reach up to 110 km when fired from an altitude collaboration with a foreign manufacturer. These ships will of 15 km and 44 km when launched from an altitude of 8 km weigh around 600 to 1,000 tonnes and will be used to and 21 km when fired from sea level. The missile can be dismantle antiship mines. integrated with fighter aircraft including Sukhoi-30 MKI, CISF 46th Raising Day was observed Mirage-2000, MiG-29, Jaguar and the Tejas Light Combat 46th Raising Day of Central Aircraft (LCA). Industrial Security Force Exercise Surya Kiran VIII : Joint India Nepal Exercise (CISF) was observed On 10 Concluded March 2015. On the occasion 14-day-long Eighth India- of CISF Raising Day, President Nepal Combined Exercise Pranab Mukherjee and Prime Surya Kiran-VIII concluded Minister Narendra Modi were on 8 March 2015 at Salijhandi presented and greeted all the CISF officers, soldiers, civilians, in Nepal. ex-servicemen and their families. With a force larger than The exercise aimed 1,65,000,CISF is the largest security force in the world. The  To make a greater incumbent Director General of CISF is IPS Officer Arvind understanding between Indian & Nepalese Army and Ranjan. develop interoperability in Jungle Warfare and Pakistan successfully test-fires Shaheen-III ballistic Counter Terrorism operations in mountainous missile terrain. Pakistan on 9 March 2015  It also focussed on the basics of Disaster successfully conducted the Management with special reference to Pandemic/ first test of surface-to-surface Epidemic control and aviation aspects. Shaheen-III(English name- White Falcon-III ) ballistic First time ever women officers joined IAF’s Sarang team For the first time, two women missile near the Arabian Sea. are part of the Sarang team The missile having a range of of the Indian Air Force, a 2,750 km and Capable of carrying both nuclear as well as show-stopping helicopter- conventional warheads has been developed by Pakistan’s formation team that is Space and Upper Atmosphere Research Commission performing at the Aero India (SUPARCO) and NESCOM along with its subsidiary NDC. show under way here.

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NEWS IN BRIEF 4. Haryana Government launched a scheme for girl  As per report on nuclear weapons with 9 nuclear child - ‘Aapki Beti Humari Beti’ with an aim to weapon countries India has 110 nuclear warheads combat the declining child sex ratio in Haryana. 10 less than Pakistan with 120. USA & Russia have 5. Maharashtra Government launched Bhagyashree nearly 5000 each, China 200, UK 225, Israel 80. scheme for girl child replacing Sukanya scheme.  Pakistan has successfully test fired an indigenously-  State government will deposit 21200 rupees in bank developed armed drone Burraq and its laser guided for girl child born in a Below the Poverty Line family. missile Barq, which has impressive accuracy and  Bhagyashree scheme aims at providing one lakh multiplies capability against terrorists. rupee on maturity after the girl completes 18 years  Indian Army successfully test fired surface-to- of age. surface nuclear capable medium range ballistic  The scheme will be joined with Beti Bachao Beti missile Prithvi-II in full operational configuration Padhao scheme of government. from the defence base in Chandipur. It can carry a 6. Ministry of Health and Welfare launched Media payload of 500-1000 kg. Campaign for Mission Indradhanush including song  Cabinet Committee on Security headed by PM Modi composed by lyricist Javed Akhtar. The campaign has cleared the indigenous production of 7 Stealth was launched for creating awareness regarding the frigates and 6 nuclear power submarine at a cost of importance to fully immunize every child against about Rs. 1 lakh cr. all vaccine preventable diseases in the country.\  Defence Acquisition council under the Defence  Mission Indradhanush aims to cover all under Minister has cleared the order for 38 Pilatus basic vaccinated children by 2020 against seven vaccine trainer aircrafts for the Air Force. preventable diseases that include diphtheria,  Pakistan has successfully test fired an indigenously- whooping cough, tetanus, polio, tuberculosis, developed armed drone Burraq and its laser guided measles and hepatitis B. missile Barq, the ISPR announced. 7. RBI accepted to focus on inflation targeting as a tool for Monetary Policy Framework as per an  agreement between Government and Reserve Bank of India. COMITTEE & ITS FUNCTION  In Inflation targeting, central bank decides for a medium-term target inflation rate. 1. Atal Pension Yojna (APY), announced in the  RBI will have to maintain Consumer Price Index Budget, will be launched on 01-06-2015 and will (CPI)-based inflation targets below 6 % by January focus on all citizens in unorganised sector entitling 2016 and 4 % from 2016-17 with 2 % plus/minus them to pension of up to Rs 5,000 per month after range. 60 years of age.  New framework will make RBI more accountable 2. Committee on Railway traffic optimization led by as it will explain to government if it fails to meet Mohd. Jamshed submitted its report to Ministry of inflation targets. Railways.  This transition from monetary targeting suggested  Committee Suggested Measures to Increase by Chakravarty Committee (1988) to Inflation Passenger Traffic and use of Satellite Suggested for targeting suggested by Urijit Patel Committee is Operation and Safety Needs. similar to the practice adopted by central banks in 3. Government’s Beti Bachao, Beti Padhao (Save Girl- developed countries. child, Educate Girl-child) programme has been formally launched in Northeast and the Saiha District in Mizoram has been selected for this unique  initiative.

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INTERNATIONAL & NATIONAL INSTITUTION International Organizations & Its Headquarters UNO (United Nations Org) - New York VANIK’S KNOWLEDGE GARDEN UNICEF - New York Nobel Prize UNCTAD (United Nations Conference on Trade & The will of the Swedish inventor Alfred Nobel established the prizes in 1895. The prizes in Physics, Development) - Geneva Chemistry, Physiology or Medicine, Literature, and Peace were first awarded in 1901. The related Nobel WHO (World Health Org) - Geneva Memorial Prize in Economic Sciences was established by ILO (International Labour Org) - Geneva Sweden's central bank in 1968. The prizes are awarded in Stockholm, Sweden, except for the peace prize which is WTO (World Meteorological Org) - Geneva awarded in Oslo, Norway World Intellectual Property Org - Geneva The Royal Swedish Academy of Sciences awards the Nobel Prize in Physics, the Nobel Prize in Chemistry, and the International Standards Org - Geneva Nobel Memorial Prize in Economic Sciences; the Nobel Assembly at Karolinska institute awards the Nobel Prize in IMF (International Monetary Fund) - Washington DC Physiology or Medicine; theSwedish Academy grants the World Bank - Washington DC Nobel Prize in Literature; and the Nobel Peace Prize is awarded not by a Swedish organisation but by the Norwegian UNESCO (United Nations Educational Scientific and Nobel Committee. Cultural Org) - Paris Alfred Nobel was born on 21 October 1833 in Stockholm, Sweden, into a family of engineers. He was a chemist, OECD (Org. for Economic Cooperation and Dev.) - Paris engineer, and inventor. In 1894, Nobel purchased UNIDO (United Nations Industrial Dev. Org) - Vienna the Bofors iron and steel mill, which he made into a major armaments manufacturer. Nobel also IAEA (International Atomic Energy Agency) - Vienna inventedballistite. This invention was a precursor to many smokeless military explosives, especially the British Amnesty International - London smokeless powder cordite. As a consequence of his patent Commonwealth of Nations - London claims, Nobel was eventually involved in a patent infringement lawsuit over cordite. Nobel amassed a fortune IMO (International Maritime Organization) - London during his lifetime, with most of his wealth from his ICJ (International Court of Justice) - The Hague 355 inventions, of which dynamite is the most famous. First prize OPEC (Organization of Petroleum Exporting Countries) The Nobel Committee's Physics Prize shortlist cited Wilhelm - Vienna Conrad Röntgen's discovery of X-rays and Philipp Lenard's work on cathode rays. The Academy of Sciences selected FAO (Food and Agricultural Organization) - Rome Röntgen for the prize Nobel prize winner 2014 NATO (North Atlantic Treaty Organization) - Brussels Physics Transparency International - Berlin The Nobel Prize in Physics 2014 was awarded jointly to Isamu Akasaki, Hiroshi Amano and Shuji Nakamura "for the SAARC (South Asian Association for Regional Coop.) invention of efficient blue light-emitting diodes which has - Kathmandu enabled bright and energy-saving white light sources". Chemistry ASEAN (Association of South East Asian Nations) - The Nobel Prize in Chemistry 2014 was awarded jointly to Eric Betzig, Stefan W. Hell and William E. Moerner "for the Jakarta development of super-resolved fluorescence microscopy". APEC (Asia Pacific Economic Forum) - Singapore Literature The Nobel Prize in Literature 2014 was awarded to Patrick Organization of Islamic Cooperation - Jeddah Modiano"for the art of memory with which he has evoked the most ungraspable human destinies and uncovered the National Institution & Its Head quater life-world of the occupation". Physiology or Medicine Reserve Bank of India (RBI) - Mumbai The Nobel Prize in Physiology or Medicine 2014 was Securities and Exchange Board of India (SEBI) - Mumbai divided, one half awarded to John O'Keefe, the other half jointly to May-Britt Moser and Edvard I. Moser "for their Insurance Regulatory and Development Authority (IRDA) discoveries of cells that constitute a positioning system in the - Hyderabad brain". Peace Telecom Regulatory Authority of India (TRAI) - New The Nobel Peace Prize 2014 was awarded jointly to Kailash Satyarthi and Malala Yousafzai "for their struggle against Delhi the suppression of children and young people and for the Forward Markets Commission - Mumbai right of all children to education" Economic Sciences Pension Fund Regulatory and Development Authority The Sveriges Riksbank Prize in Economic Sciences in (PFRDA) - New Delhi Memory of Alfred Nobel 2014 was awarded to Jean Tirole "for his analysis of market power and regulation". 

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RECENT VISIT & VISITOR DATE & OBSERVATION  PM Modi ended his 3 Island nation tour to  20 February-Statehood day of Arunachal Pradesh Seychelles, Mauritius and Sri Lanka to strengthen  21 February - International Mother Language Day bilateral relation. (Bhasha Divas) 2015 Theme: “Inclusion in and  Foreign Minister Sushma Swaraj on Sri Lanka visit through education: Language counts”. met its PM Ranil Weckramasinghe and underscored  24 February- Central Exise Day the need to recognise the humanitarian dimension  28 February-National Science Day or Rashtriya to the fishermen issue between the two nation. Vigyan Diwas. In 2015, theme of the day is “Science  West Bengal CM left for a 3 days visit to Bangladesh for Nation Building”. to participate in the International Mother Language  3 March - The World Wildlife Day 2015 theme of Day function on the invitation of the Aware League the day is Wildlife crime is serious, let’s get govt. under Sheikh Hasina and expressed her serious about wildlife crime. willingness to resolve the Teesta river water dispute  3 March-National Defence Day and the issue of Bangladeshe enclaves (51) in India.  4 March-National Security Day  Foreign Secretary S Jaishankar completed his  8 March-International Women’s Day SAARC Yatra of four nations Afghanistan ,  9 March-CISF (Central Industrial Security Force) Pakistan, Bangladesh, Bhutan. He undertook the Raising Day SAARC Yatra with an aim to firm up India’s ties  12 March-Mauritius Day with members of the grouping while reviewing  15 March-World Consumer Day regional and bilateral cooperation.  15 March-National Vaccination Day  Visiting Israel Defence Minister Moshe Ya’alan  offered all help and technology to make PM Modi’s TAGLINES OF VARIOUS BANKS “Make in India” scheme a grand success.  Allahabad Bank - A Tradition of Trust  Visiting IMF Chief Christine Lagarde branded Indian  Andhra Bank – Where India Banks economy as the bright spot in global economy with  Bank of Baroda - India’s International Bank  Bank of India - Relationship beyond banking the recent policy reforms projected India’s growth  Bhartiya Mahila Bank – Empowering Women in 2015-16 at 7.5% but expressed the view that for  Bank of Maharashtra - One family one bank long term growth India must reduce inequality.  Canara Bank – Together We Can  Central Bank of India – “Central To you Since 1911”  Corporation Bank – A Premier Public Sector Bank  Dena Bank - Trusted Family Bank  ECGC Bank – You focus on exports. We cover the risks   IDBI Bank – Banking For All, “Aao Sochein Bada”  Indian Bank – Your Tech- Friendly Bank  Indian Overseas Bank – Good people to grow with  Punjab National Bank - The name you can bank upon  Punjab & Sind Bank – Where service is a way of life  Oriental Bank of Commerce – Where every individual is committed  UCO Bank – Honours Your Trust  Union Bank of India – Good People to Bank with  United Bank of India – The Bank that begins with “U”  Vijaya Bank - A friend you can bank on  SBI - With you all the way, Pure Banking Nothing Else, The Nation’s banks on us  Axis Bank – Badhti Ka naam Zindagi  ICICI Bank – Hum Hai Na, Apka  HDFC Bank - We understand your world indeed  Yes Bank – Experience our Expertise  HSBC - The world’s local bank

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 35 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

STATE NEWS Maharashtra Government announced to rename stress, harmful side-effect of drugs, tobacco and alcohol, Girgaum Chowpatty as Swaraj Bhoomi reproductive health, pregnancy, contraceptives and sexual Maharashtra Government harassment. Identity of the callers will be kept secret and announced to rename thus it will allow them to freely discuss their issues with the Girgaum Chowpatty as Swaraj counselor in complete confidence. Bhoomi to honour veteran NE’s first KCC opend in Tripura freedom fighter Bal Tripura Chief Minister Manik Sarkar launched North East Gangadhar Tilak.Girgaum Chowpatty is the oldest and most India’s first Kisan Call Centre famous beach of Mumbai. The demand was raised by the (KCC) and farmers’ Lokmanya Tilak Gaurav Samiti. They demanded that the spot portal(advisory to farmers for at Chowpatty where Lokmanya Tilak was cremated, and farm production under direct where a garden stands now, should be called Swaraj Bhoomi. supervision of the experts) in Himachal Pradesh presented India’s first paperless . The call centre is budget financed by Tripura government and will be run by experts Himachal Pradesh became the country’s first state to present of agriculture, fisheries, horticulture and animal husbandry a ‘paperless’ budget on March 11. Since the state already from a private enterprise. has the country’s first green assembly, all documents related Mufti Mohammad Sayeed sworn in as Chief Minister of to budget estimates would be made available online and only Jammu & Kashmir around 10 budget copies would be printed for record. Mufti Mohammad Sayeed was sworn-in as Chief Minister of Delhi Government launchedm Liquor Sale Check Peoples Democratic Party- The city’s excise department has developed a smart-phone Bhartiya Janta Party (PDP- application named ‘mLiquorSaleCheck which will allow BJP) coalition government of customers to verify the authenticity of liquor purchased and Jammu & Kashmir. As a at the same time help the excise department to monitor sale person he became 9th Chief of illicit and spurious liquor in the national capital. The app Minister of J&K and 12th provides real-time information based on scanning of a barcode Chief Minister as tenure wise pasted on the cap or case of the bottle. The user after scanning Mumbai HC directed Maharashtra Government to set the barcode gets the information such as brand name, size, up a redressal mechanism against noise pollution etc, from a central server and the application tells the customer The Bombay High Court directed Maharashtra government whether the liquor bought is coming through an excise- to frame a policy and set up redressal mechanism where by approved system or not. a common man can lodge a complaint about noise levels and Maharashtra govt started helpline for distressed prompt action can be taken by the authorities before the adolescents festival gets over. The division bench of Justices A S Oka Amruta Fadnavis the wife of the Chief Minister of and A S Gadkari on their verdict said that every citizen has Maharashtra Devendra the fundamental right to silence and to live in peace and Fadnavis inaugurated a comfort and organisers of religious festivals cannot violate helpline number it. 18002332688 to address the social, physical and Eco-restoration project for Kinnerasani Sanctuary in psychological issues faced Telangana announced by adolescents. Expert counsellors, one male and one female Wildlife Management of Palvancha announced eco- will be available between 10 am and 6 pm to guide adolescents restoration project for Kinnerasani Sanctuary in between the ages of 10 and 19 on all issues related to exam Telangana.The project will be implemented in 716 hectares

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 36 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 of land under the Kinnerasani Wildlife Sanctuary limits in Kothagudem Mandal with an estimated cost of 60 lakh rupees. VANIK’S KNOWLEDGE GARDEN The objective of the project is to reverse the damage caused to ecology due to human intervention and restore the Terms Associated With Different Sports degraded ecosystem in the sanctuary. Badminton Angled Drive Serve, Backhand Low Serve, Bird, Deuce, Double Droup, Fault, Flick Serve, Forehand Smash, Let, Lob, Love All, net Shots, Rush, Haryana goverment decided to introduce 12-digit Smash. identification number for Haryana cows Baseball State Government of Haryana decided to introduce 12-digit Base, Battery, Bunting, Catcher, Diamond, Hitter, Home Infield, Outfield, Pinch, Pitcher Plate, Pullout, Short Stop, Strike. identification number and an ID card for Basketball Haryana cows, an indigenous breed Ball, Basket, Blocking, Dribbling, Free Throw, Held Ball, Holding, Jump Ball, Multiple Throws, Pivot. found in the state. These special Billiards identification tags and unique Baulk Line, Break, Bolting, Cannon, Cue, Hazard, In-off, Jigger, Long identification numbers will be like the jenney, Pot, Scratch, Screw Back, short Stop, Strike. Boxing Unique Identification Authority of India Ausiliary, Babit Punch, Break, Cut, Defence, Down, Hook, Jab, Lying On, (UIDAI) format.The scheme aims to Knock, Seconds out, Slam, Upper Cut, Weight In, Win by Knock-out. establish identity of cows, their security Chess Bishop, Capture, Castling, Checkmate, En Passant, Gambit, Grand Master, and provide them benefits of health schemes. King, Knight, Pawn, Queen, Rook, Stalemate, Under Promoting. Cricket NEWS IN BRIEF Ashes, Banana, Boundary, Bowling, Caught, Chinaman, Cover Drive,  Bihar government has announced 35% reservation Crease, Doosra, Duck, Duckworth-Lewis Rule, Fine Leg, Follow On, Full Toss, Gardening, Googly, Gully, Hat-trick, Hit Wicket, Inswinger, l.b.w., for women in non-gazetted government jobs in Leg-break, Leg-bye, Leg Glance, late Cut, maiden Over, No Ball, Off Break, group C and D grade as announced by chief On Drive, Out, Outswinger, Over, Mandatory Over, over Pitch, Popping Crease, Rubber, Run Down, Run Out, Short Pitch, Silly Point, Slip, Square minister Jitan Ram Manjhi. Leg, Stone Walling, Straight Drive, Stumped, Short leg, Spin, Swing,  Former Bihar CM Jitan Ram Manjhi formed a new Thirdman, Yorker. political outfit named Hindustani-Awaam Morcha. Football Advantage Clause, Blind Side, Centre Forward, Corner Kick, Dead Ball,  The Gawhati High Court has directed the Central Direct Free Kick, Dribble, Goal kick, Golden Goal, Hat-trick, Marking, govt. and Nagaland govt. to ensure adequate safety OffSide, Penalty Kick, Penalty Shootout, Red Card, Striker, Throw In, Tripping to the prisoners in Nagaland jail after the Dimapur Golf Jail break to take away the rape accused and lynched Best-ball Foursome, Bogey, Bunker, Caddie, Dormy, Fairway, Fourball, him to death. Foursome, Greed Holes, Links, Niblic, Par, Put, Rough, Stymied, Tee, Threesome.  Punjab has been included in the Green Corridor Hockey Mission Project by union New & Renewable Energy Advantage, Back-stick, Bully, Cary, Centre Forward, Corner, Dribble, Flick, Ministry for development of Solar Power Free-hit, Goal Line, Green Card, Halfway Line, Hat-trick, Off-side, Roll -in, Scoop, Short Corner, Sixteen-yard hit, Square Pass, Stick, Striking Cirele,  Haryana govt. decided to introduce teaching of Tackle, Tie-breaker, Zonal Marking. Bhagvad Gita in all School in the state. Horse Racing Jockey, Punt, Steeplechase, Thorough Bred. Judo Ashi-waza, chui, Dan, Dojo, Gyaku, Hajime, Ippon, Jigotai, Kaeshiwaza, Koka, Makikomi, Nage-waza, O-goshi, Randori, Scarf, Tani-Otoshi, Uchi-  komvi, Waki-gatame, Yoshi, Yuko. Karate Age Zuki, Ai-uchi, Aka, Chakugan, Dachi, Encho Sen, Fudotachi, Gedan, Geri, Hajime, Ibuki, Jion, Kakato, Koka, Makiwara, Nidan, Obi, Rei, Sanbon, Shiro, Tobigeri, Ude, Waza-ari, Yoko-geri, Zanshin, Zen-no. Polo Bunker, Chukker, Mallet. Rowing Bow, Bucket, Cow, Ergometer, Feather, Paddle, Regatta. Rugby Football A Trackle, Lines, Scrum, Touch, Try. B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 37 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

RECENT GOVERNMENT DEVELOPMENT & SCHEME Haryana Government launched Aapki Beti Humari Beti Under the Sukanya scheme, the state government was to scheme earmark an amount of Rs. 21,200 for each girl child born in Haryana Chief Minister Manohar a Below the Poverty Line (BPL) family. Lal Khattar launched ‘Aapki Beti While the Bhagyashree scheme aims at providing one lakh Humari Beti’ Scheme on the eve of rupee on maturity after the girl completes 18 years of age. International Women’s Day i.e. 8 State government is seeking to link the Bhagyashree scheme March at Panchkula with the Union Government’s Beti Bachao Beti Padhao district,Haryana. scheme. Under the scheme- ‘Aapki Beti Humari Beti’, Government of India Launched Digital Gender Atlas  The scheme would be implemented in rural areas as The Ministry of Human well as urban areas of the state- Haryana. Resource Development,  It will include the families having first girl child born Department of School on or after January 22, 2015 under Scheduled Caste Education and Literacy, (SC) and Below Poverty Line (BPL). They would be eligible to receive 21,000 rupees. (HRD) has released ‘Digital  Likewise, all the second girl child of all families who Gender Atlas for Advancing Girls Education’ a web-based tool for advancing girls education. The tool, which has been are born on or after January 22, 2015 will get 21,000 developed with the support of UNICEF, will help identify rupees. low performing geographic pockets for girls, particularly from  Families with twin girls or multiple girls, will get marginalised groups such as scheduled castes, schedule tribes 21,000 rupees per girl child. and Muslim minorities, on specific gender related education  Haryana CM launched the scheme by giving away a indicators. cheque of 21,000 rupees each to the mothers of six As per the statistics, the total enrollment of girls in the primary girl children born on or after January 22, 2015. classes is 48.66% while the percentage in secondary is  A special budget provision would be made for this 47.29%. scheme in order to generate an environment which provides equal opportunities to the girls. Pharma Jan Samadhan scheme launched in India  Khattar also launched ‘Haryana Kanya Kosh’ for The Union Minister of Chemicals & Fertilizers Shri Ananth the welfare and development of girl child and women Kumar launched ‘Pharma Jan Samadhan’ scheme . It is a in the state. He himself contributed 1 lakh rupees to web enabled system for redressal of consumers’ grievances the Haryana Kanya Kosh and claimed to take efforts relating to pricing and availability of medicines, created by to increase the amount of this Kosh (Coffer) to 100 National Pharmaceutical Pricing Authority (NPPA). Shri crore rupees. Ananth Kumar also released Compendium of Ceiling Prices of Essential Medicines 2015 prepared by NPPA. Maharashtra Government launches Bhagyashree scheme for girls Union Government launched single window government- Maharashtra government has to-business (G2B) portal- e-Biz launched Bhagyashree scheme for Union Government has girls. The scheme replaces state launched a single window government’s previous Sukanya government-to-business (G2B) scheme. portal- e-Biz (www.ebiz.gov.in) Bhagyashree scheme was launched by Chief Minister for 11 Central government Devendra Fadnavis along with the actress Bhagyashree who services to bring transparency and ease of doing business in is brand ambassador of the scheme. the country.The portal was unveiled to public by Union Finance Minister Arun Jaitley in New Delhi.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 38 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

Key facts  It is government’s approach aimed at improving Dynamo: A machine used for transforming mechanical energy into electrical energy. India’s ranking in Ease of doing business index by Electric Motor: Machine for using electricity as a motive leveraging technology to bring transparency, power. improve efficiency and promote convenience. Electrometer: An instrument for measuring electrical potential differences.  It provides single platform for online submission and Eudiometer: It is a glass tube for measuring volumes processing of forms including online payment. changes in the chemical reactions between gases. Fathometer: Is an instrument used for measuring depth of  Government has identified 10 pilot states for its the ocean- initial implementation and later to expand it across Hydrophone: An instrument for measuring the density of liquids with that of water the country. hygrometer: An apparatus for measuring the humidity of air. Lactometer: A typical hygrometer for testing pure AAHAR Scheme in Odisha milkWater Manometer: For determining the pressure of a gas. Odisha govt. has decided to start the Rs. 5 subsidised cooked Micrometer: An instrument for measuring distance of food programme named “Aahar” from Utkal Diwas 1st April angles. Periscope: Optical instrument used in trench warfare and in submarines for enabling an observer to see 2015 available at strategic locations like Bus stand, Railway surrounding objects from a lower level. stations, Hospital and Collectorates to benefit nearly 25000 Phonograph: Is an instrument used for reproducing sound. Photometer: Is an apparatus used to compare the person per day. illuminating power of two sources of light. Pyrometer: Is an instrument for measuring high temperatures. Radar: An instrument to detect the presence of enemy aircraft, submarine, etc., and also to determine its direction, distance and speed. Radiogram: A combined radio and gramophone. Refract  meter: It is an instrument to measure refractive indices. Samaphore: System of signalling between two places generally ships. Seismometer: It is an apparatus for measuring the origin of earthquakes. Sextant: An instrument for measuring angle. VANIK’S KNOWLEDGE GARDEN Stethoscope: A doctor's tool to listen to the beat of the heart. Stereoscope : A binocular optical instrument through which List of some of the important Scientific Instruments a double Photograph taken from two slightly different angles by two lensed cameras is viewed. Altimeter: An instrument used in aircrafts for measuring Telemeter: Is an apparatus for recording physical events altitudes happening at a distance. Theodolite : An instrument for use in land surveying for Ammeter: An instrument used for measuring electric measuring vertical and horizontal angles. current. Thermometer: It is an instrument to measure the Anemometer: An instrument to measure the speed and temperature. pressure of the wind. Thermostat: It is an instrument which controls temperature Barograph: An instrument which registers automatically the automatically. It is used in refrigerators, air-conditionsers, geysers etc. altitude reached by an aeroplane. Transformer: It is an electric apparatus which is used to Barometer: An instrument to measure atmospheric convert high voltage to low and vice versa. conditions and changes. Tachometer: An instrument for measuring the speed of Calorimeter: An instrument used for measuring quantities aeroplanes, motors, etc. of heat. Telescope: An instrument designed to view the distant object Cinematograph: An apparatus for projecting pictures on the easily. Teleprinter : An instrument which prints automatically screen in so rapid a succession that picture seems to be in messages sent from one place to another on telegraph lines. motion. Viscometer: Is an instrument to measure viscosity. Crescograph: An instrument for recording electrically the Voltmeter: It is an instrument to measure the potential response of living matter to various kinds of stimuli. difference across two points of an electrical circuit. Chronometer: Is a clock to datermin longitude of a vessel at Voltameter : It is an apparatus for producing electrolysis in liquids, sea. Wattmeter: Is an instrument for the direct measurement of power in watt of an electrical circuit.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 39 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

200 MCQ ON CURRENT AFFAIRS 1. AAP govt. in Delhi has reduced electricity tariffs by (e) China what percentage for domestic consumers. 10. Induslnd Bank has decided to issue long-term (a) 20% (b) 30% infrastructure bond or non-convertible debenture to raise (c) 40% (d) 50% what amount (e) 60% (a) Rs. 1000 cr. (b) Rs. 2000 cr. 2. The new Rail Budget for 2015-16 has increased by what (c) Rs. 5000 cr. (d) Rs. 10000 cr. percentage. (e) Rs. 20000 cr. (a) 32% (b) 42% 11. TRAI has proposed to cut roaming charged by (c) 37% (d) 25% (a) 50% (b) 60% (e) 52% (c) 40% (d) 80% 3. The advance ticket booking for rail journey has been (e) 70% enhanced to 12. Which of the following is/are the emphasised areas for (a) 60 days (b) 80 days banks highlighted in the economic survey 2014-15? (c) 70 days (d) 90 days (a) Deregulation (b) Differential (e) 120 days (c) Diversity (d) Disenter 4. The new rail budget has proposed track capacity increase (e) All of these by 13. Who has imposed a fine of Rs. 80 cr. on DFL for IPO (a) 20% (b) 10%\ non-disclosure? (c) 15% (d) 25% (a) IRDA (b) RBI (e) 30% (c) TRAI (d) SEBI 5. How many satellite railway terminals will be developed (e) None of these in major cities 14. Singapore govt. has appointed Gopinath Pillai as its (a) 10 (b) 12 special envoy to which Indian state. (c) 15 (d) 20 (a) Odisha (b) Bihar (e) 25 (c) Tamil Nadu (d) Karnataka 6. Which is the new circuit proposed in this railway budget? (e) Andhra Pradesh (a) Tilak Circuit (b) Gandhi Circuit 15. Cricketer Martin Crowe who will be inducted into the (c) Nehru Circuit (d) Malavya Circuit ICC Cricket Hall of Fame belong to (e) None of these (a) Australia (b) New Zealand 7. Name the special travel scheme for the farmers proposed (c) Zimbabwe (d) West Indies in this new budget. (e) England (a) Krushak Yatra (b) Kishan Yatra 16. Ceasar Award in Film is given in which country. (c) Farmer Yatra (d) Agro Yatra (a) USA (b) France (e) None of these (c) England (d) Italy 8. The constitutional court in which country has struck (e) None of these down a controversial adultery law which criminalised 17. Presently how many satellites are operational by India? extra-marital sex (a) 15 (b) 18 (a) North Korea (b) Japan (c) 22 (d) 27 (c) Taiwan (d) South Korea (e) 32 (e) Vietnam 18. Ms. Usha Sangwan is the MD of 9. Broadband Internet Service has been regulated as a (a) SBI (b) BMB public utility service in which country recently (c) LIC (d) Biocon (a) France (b) UK (e) Axis Bank (c) Japan (d) USA

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 40 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

19. National Science Day is celebrated on? (e) None of these (a) 26th February 27. Defence Acquisition Council has approved for Mine (b) 27th February\ Counter Measure Vessel Project worth (c) 28th February (a) Rs. 3200 cr. (b) Rs. 320 cr. (d) 1st March (c) Rs. 32000 cr. (d) Rs. 320000 cr. (e) None of these (e) None of these 20. What is the theme of 2015 National Science Day 28. 2nd round of USA-Cuba diplomatic talk was held in celebration? (a) Havana (b) Washington (a) Science in Human Service (c) Geneva (d) New York (b) Science as Power (e) None of these (c) Science in Capacity Building 29. Which country has offered India the exclusive opportunity (d) Science for Nation Building to invest on a transhipment port in its territory? (e) None of these (a) Maldives (b) Vietnam 21. As per Economic Survey 2014-15 by 2020 the average (c) Indonesia (d) Bangladesh age of Indian population will be (e) Sri Lanka (a) 38 yrs (b) 39 yrs 30. What is India rank in the world in start ups in technology? (c) 27 yrs (d) 29 yrs (a) 1st (b) 2nd (e) 37 yrs (c) 3rd (d) 4th 22. AAP govt. in Delhi has created a Separate Delhi Dialogue (e) 5th Commission with how many members? 31. What is the Income Tax exemption limit as declared by (a) 7 (b) 6 the Finance Minister in 2015-16 budget? (c) 8 (d) 9 (a) Rs. 2.5 lakh (b) Rs. 3 lakh (e) 11 (c) Rs. 3.5 lakh (d) Rs. 4 lakh 23. Who is the Principal Economic Advisor to the govt. of (e) Rs. 5 lakh India? 32. Service Tax has been hiked to (a) Arvind Mayaram (a) 12% (b) 13% (b) Arvind Subramanyam (c) 14% (d) 15% (c) Raghuram Rajan (e) 16% (d) Kausik Basu 33. In the new budget there is provision for establishing (e) Ila Pattnaik how many AIIMS 24. Former Bihar CM Jitan Ram Manjhi formed a new (a) 3 (b) 4 political outfit named (c) 5 (d) 6 (a) Hindustani Aam Party (e) 10 (b) Hindustani Awaaam Morcha 34. For Scientific innovation which scheme has been launched (c) Hindustani Jan Morcha (a) Patel Innovation Mission (d) Hindustani Aam Morcha (b) Gandhi Innovation Mission (e) None of these (c) Atal Innovation Mission 25. State run oil firm including ONGC will invest what (d) Nehru Innovation Mission amount on project expansion in 2015-16. (e) None of these (a) Rs. 76565 cr. (b) Rs. 7656 cr. 35. Ultra Mega Power Projects have minimum power (c) Rs. 765 cr. (d) Rs. 75 cr. generation capacity of (e) None of these (a) 4000 mw (b) 2000 mw 26. Union govt. has blocked which private email network (c) 3000 mw (d) 1000 mw for official work (e) 500 mw (a) Gmail (b) Rediffmail 36. The new budget has proposed for establishment of how (c) Yahoo (d) Both (a) & (c) many Ultra Mega Power Projects

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 41 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

(a) 3 (b) 5 (d) Jungle Tack Force (c) 4 (d) 7 (e) None of these (e) 9 45. Odisha govt. has decided to start a Rs. 5 subsidised 37. To encourage 1st generation SC/ST entrepreneurs the new cooked food programme from 1st April Utkal Divas budget proposed which bank named (a) RUPAY Bank (b) GARIB Bank (a) Aadhar (b) Aahar (c) MUDRA Bank (d) SAHAYA Bank (c) Anna (d) Bhejan (e) None of these (e) None of these 38. VISA on arrival facility has been extended to how many 46. Lok Sabha has passed a bill to introduce e-rickshaw in countries in the new budget (a) Mumbai (b) Kolkata (a) 100 (b) 120 (c) Chennai (d) New Delhi (c) 130 (d) 150 (e) None of these (e) 170 47. Among the Indian who top the Forbes richest man list 39. Nirbhaya Fund has been allocated what amount in this (a) Mukesh Ambani year budget (b) Anil Ambani (a) Rs. 500 cr. (b) Rs. 1000 cr. (c) Azim Premji (c) Rs. 2000 cr. (d) Rs. 5000 cr. (d) Laxmi Mittal (e) Rs. 10000 cr. (e) None of these 40. Arun Singh will be Indian new ambassador to which 48. Hifikepunye Pohamha who own the Ibrahim Prize for country African leadership is the President of which country (a) UK (b) Pakistan (a) Namibia (b) Ethiopia (c) Japan (d) USA (c) Congo (d) Zimbabwe (e) France (e) None of these 41. Indian origin lawyer Kannan Ramesh has been appointed 49. As per the Forbes report on world’s richest who is the as Judicial Commissioner to the Supreme Court of which 2nd richest in the world? country (a) Bill Gates(b) Warren Buffet (a) Malaysia (b) Singapore (c) Carlos Slem (d) Mukesh Ambani (c) USA (d) UK (d) Laxmi Mittal (e) Ireland 50. Union govt. has decided to merge Forward Market 42. Who won the Dubai ATP Men’s Tennis Championship Commission with 2015 (a) IRDA (b) RBI (a) Roger Federer (c) SEBI (d) TRAI (b) Novak Djokovic (e) None of these (c) Rohan Bipanna 51. India is ranked at what place among the billionaires in (d) Daniel Mistor the world (e) Nined Zimonjic (a) 1st (b) 2nd 43. “Agenda of the Alliance” has been prepared by the govt. (c) 3rd (d) 4th in which state (e) 5th (a) Maharashtra (b) Bihar 52. Boris Numtsov who was assassinated recently was the (c) Odisha (d) J & K opposition leader in which country? (e) Goa (a) France (b) Germany 44. The Defence Ministry has approved for raising 4 (c) Russia (d) Italy battalions of composite Eco-Tack Force named (e) Ireland (a) Himalays Tack Force 53. In the 2nd phase of e-auction how many coal blocks will (b) Forest Tack Force be put to auction (c) Ganga Tack Force (a) 204 (b) 206

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(c) 209 (d) 208 (e) IRNSS-1A (e) 210 63. Recently a new bus service has been launched between 54. Baldev Sharma has been appointed by Union HRD India and Ministry as the new Chairman of (a) Sri Lank (b) Pakistan (a) NCERT (b) NBT (c) Bangladesh (d) Bhutan (c) NCVT (d) UGC (e) Nepal (e) None of these 64. Which Indian company has taken over the management 55. Indian best woman boxer Mary Kom has declared to control of Pipavav Defence and Offshore Engineering quit professional boxing in Company Ltd. (a) 2015 (b) 2016\ (a) Tata Infrastructure (c) 2017 (d) 2018 (b) Birla Infrastructure (e) 2020 (c) Reliance Infrastructure 56. World’s largest and tallest Indian National Flag was (d) Mahindra Infrastructure unfurled on 3rd March 2015 at (e) None of these (a) Faridabad (b) Jalandhar 65. The biggest ever 2G & 3G spectrum auction received (c) Meerut (d) Lucknow bid worth what amount on the 1st day (e) Panaji (a) Rs. 50,000 cr. (b) Rs. 60,000 cr. 57. ISRO will carry out a test flight of RLV-TD in which (c) Rs. 70,000 cr. (d) Rs. 80,000 cr. year (e) Rs. 40,000 cr. (a) 2015 (b) 2016 66. Which of the following has applied for formal banking (c) 2017 (d) 2018 licence to RBI recently (e) 2020 (a) Bandhan Financial Services Ltd. 58. Which country has decided to increase its defence budget (b) IDFC Ltd. by 10% in 2015? (c) Kotak Mahindra (a) Pakistan (b) Sri Lanka (d) Induslnd Bank Ltd. (c) China (d) USA (e) None of these (e) None of these 67. Recently the Union Cabinet has cleared the proposal for 59. Oval ring shaped “Museum of the Future” will be built the establishment of which of the following in which country? (a) Asian Infrastructure Bank (a) China (b) Mexico (b) BRICS New Development Bank (c) Dubai (d) UK (c) India China Financial Institution (e) None of these (d) SAARC Financial Institution 60. RBI has reduced repo rate to (e) None of these (a) 7.75% (b) 7.5% 68. Due to the signing of a number of nuclear agreements by (c) 7.25% (d) 7% India the capacity utilisation in Indian Nuclear Power (e) None of these Plants has increased to 61. Fiscal deficit has increased to what amount recently (a) 28% (b) 47% (a) Rs. 5.68 lakh cr. (c) 68% (d) 83% (b) Rs. 4.68 lakh cr. (e) 85% (c) Rs. 5.31 lakh cr. 69. Which state has been awarded as leading geospatial state (d) Rs. 5.81 lakh cr. award for using remote sensing and GPS technology? (e) None of these (a) Gujarat (b) Rajasthan 62. ISRO has recently postponed the launch of which (c) Odisha (d) Delhi navigation satellite (e) Assam (a) IRNSS-1C (b) IRNSS-1D (c) IRNSS-1E (d) IRNSS-1B

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 43 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

70. The govt. has approved the establishment of Ramsar 79. Which country has recently banned docking of Chinese Regional Centre for South Asia in submarine in its water (a) Odisha (b) Rajasthan (a) Myanmar (b) Sri Lanka (c) Kerla (d) Tamil Nadu (c) Pakistan (d) Vietnam (e) Karnataka (e) None of these 71. Amnesty International in its annual report the state of 80. Which of the following is not included in the World Bank World Human Rights – mentioned HR violation in how Group Institution many countries (a) IBRD (b) IFC (a) 48 (b) 90 (c) WTO (d) IDA (c) 110 (d) 160 (e) None of these (e) 180 81. Lalit Modi former IPL Chairman was removed from the 72. Indian Foreign Secretary S. Jaishankar started his presidentship of which Cricket Association SAARC Yatra with the 1st visit to (a) Bihar (b) Panjab (a) Nepal (b) Bhutan (c) Maharashtra (d) Rajasthan (c) Afghanistan (d) Pakistan (e) Madrass (e) Bangladesh 82. The 1st indigenously developed rotavirus vaccine is against 73. IPCC will held its meeting on climate at (a) Swine Flu (b) Bird Flu (a) Delhi (b) Dacca (c) Diarrhoea (d) Malaria (c) London (d) Nairobi (e) Dengue (e) None of these 83. Surya Kiran VIII joint military exercise held recently 74. The govt. of which country has recently declared internet was between India & service as a public utility (a) Nepal (b) Bhutan (a) UK (b) Russia (c) Sri Lanka (d) Bangladesh (c) France (d) USA (e) Afghanistan (e) China 84. What was the theme of 2015 International Women’s Day? 75. As per NSSO report what percentage of Indian (a) Let it Happen agricultural employee earn by Rs. 100 per day (b) Make it Happen (a) 37% (b) 47% (c) Always it Happen (c) 57% (d) 67% (d) It always Happen (e) 77% (e) None of these 76. TRAI has proposed a cut in roaming charges by 85. Appki Beti Hamari Beti Scheme has been launched by (a) 60% (b) 70% which state govt. recently (c) 80% (d) 40% (a) Bihar (b) West Bengal (e) 50% (c) Odisha (d) Punjab 77. Indian Economic Survey 2014-15 has projected a GDP (e) Haryana growth of what percentage on nest year 86. Indian PM is on a visit to which nations (a) 6% (b) 8-8.5% (a) Seychelles (b) Mauritius (c) 9% (d) 12% (c) Maldives (d) Sri Lanka (e) 14% (e) a, b and d 78. Which is incorrectly matches 87. Book Haram militants which pledged its allegiance to (a) Chanda Kochchar – ICICI Bank ISIS militant recently is active in which country (b) Arundhati Bhattacharya – SBI (a) Sudan (b) Somalia (c) Shikha Sharma – Axis Bank (c) Nigeria (d) Iraq (d) Kiran Mazumdar Shaw – HDFC (e) Syria (e) Usha Ananthsubramaniyam – BMB 88. As per report India has how many nuclear war heads

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 44 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

(a) 210 (b) 180 (c) European Badminton Championship (c) 120 (d) 110 (d) American Badminton Championship (e) 100 (e) None of these 89. Pakistan has recently test fired which nuclear weapon 98. Railway Minister has given permission to two FDI capable missile proposals for setting up diesel and electric locomotive (a) Saheen-III (b) Shaan in (c) Saheel (d) Hud (a) UP (b) Maharashtra (e) None of these (c) Rajasthan (d) Goa 90. SBI has sold its 4% stake in which rating agency recently (e) Bihar (a) CRISIL (b) CIBIL 99. As per ILO report it will take how many more years to (c) UNICRA (d) CARE bring pay parity between men and women in the world (e) None of these (a) 100 years (b) 80 years 91. Current Account Deficit has increase in the 3rd quarter to (c) 70 years (d) 60 years (a) $ 6.2 billion (b) $ 7.2 billion (e) 50 years (c) $ 8.2 billion (d) $ 4.2 billion 100. An Exclusive University to train the Spies will be (e) $ 2.6 billion established in 92. Global Consultancy firm Mckensy & Co. has project (a) India (b) UK Indian GDP growth for 2016 at (c) France (d) Israel (a) 5.5% (b) 6% (e) USA (c) 6.5% (d) 7% 101. A special CBI Court has issued summon to former PM (e) 7.5% Monmohan Singh in the Talabira-II Coal Block allocation 93. Income Tax Department has imposed a fine of $ 1.6 to billion on which company (a) Tata Steel (b) Vedanta (a) Suzlon (b) Cairn Energy (c) Reliance (d) Hindal Co (c) Posco (d) Vedanta (e) SAIL (e) None of these 102. The Lok Sabha as passed the New Land Acquiescing 94. BHEL has commissioned a 600 mw Super Critical Bill with which of the following provisions Thermal Power Plant in (i) Land for industrial corridor to be acquired up to 1 (a) UP (b) Jharkhand km on both sides of railway line or road (c) Bihar (d) Odisha (ii) Employment to at least one member of the family (e) Rajasthan affected. 95. Which High Court has permitted the merger of Ranbaxy (iii) Redressal of grievances at the district level with Sun Pharmaceuticals (iv) Land for Private Hospital and Educational (a) Delhi High Court Institutions not to be acquired (b) Patna High Court Which is/are true? (c) Punjab & Haryana High Court (a) (i) & (ii) (b) (i), (ii) & (iii) (d) Rajasthan High Court (c) (i) & (iii) (d) (i) & (iv) (e) None of these (e) (i), (ii), (iii) & (iv) 96. Binod Mehta who died recently is associated with 103. What is Indian position in the world in number of nuclear (a) Film (b) Literature reactor? (c) Journalism (d) Science (a) 4th (b) 7th (e) Sports (c) 10th (d) 14th st 97. Saina Nehwal scripted history by becoming the 1 Indian (e) 22nd woman to reach the final of 104. What is the world’s first solar powered airplane on world (a) Davis Cup tour (b) All-England Badminton Championship

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 45 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

(a) Solar Flight-II 112. A consortium of 7 IITs has submitted a report on which (b) Solar Impulse-II river basin management to the Union govt. recently (c) Solar Mission-II (a) Ganga (b) Yamuna (d) Solar Innovation-II (c) Sutlej (d) Mahanadi (e) None of these (e) Kashi 105. Which state has recently been included in the Green 113. A three day long Indian Panorama Film Festival was Corridor Mission by the Union Ministry of New and organised recently in Renewable Energy? (a) Odisha (b) Tamil Nadu (a) Bihar (b) Rajasthan (c) Maharashtra (d) Meghalaya (c) Uttar Pradesh (d) Punjab (e) West Bengal (e) Odisha 114. During PM Modi’s visit, India and Mauritius signed 106. Indian PM during his recent visit discussed about the how many MOUs Double Taxation Avoidance Treaty with (a) 3 (b) 4 (a) Sri Lanka (b) Mauritius (c) 5 (d) 7 (c) Nepal (d) Bhutan (e) 10 (e) Seychelles 115. MOU on programme for cultural cooperation for the 107. The new city named NAINA will be developed by which year 2015-18 was signed recently between India and state (a) Nepal (b) Sri Lanka (a) Gujarat (b) Rajasthan (c) Seychelles (d) Mauritius (c) Maharashtra (d) Bihar (e) Maldives (e) Tamil Nadu 116. Recently India and Sri Lanka signed how many bilateral 108. “Pharma Jan samadhan” scheme launched recently by cooperation agreements during PM Modi’s visit to that the govt. of India will inform the public regarding pricing island nation and availability of (a) 2 (b) 3 (a) Fertilizers (b) Medicine (c) 4 (d) 5 (c) Foodgrains (d) Gas Cylinder (e) 10 (e) All of these 117. India has signed a MOU to build a memorial of 109. Which of the following has signed MOU with Indian Rabindranath Tagore in railways to provide financial assistance of Rs. 1.5 lakh (a) Sri Lanka (b) Seychelles cr. for development of Commercial Viable Infrastructure? (c) Mauritius (d) Nepal (a) SBI (b) HDFC (e) None of these (c) SIDBI (d) LIC 118. India agreed to provide a fresh line of credit worth what (e) None of these amount to Sri Lanka for development of Railway 110. The Delhi High Court in its recent ruling has brought (a) $ 218 million (b) $ 318 million which of the following under the public authority so (c) $ 368 million (d) $ 428 million under the preview of the RIT Act 2005 (e) $ 538 million (a) UPSC 119. RBI and Central Bank of Sri Lanka has signed a currency (b) Election Commissioner swap agreement of (c) Attorney General (a) $ 2.5 billion (b) $ 3.5 billion (d) C & AG (c) $ 2 billion (d) $ 1.5 billion (e) None of these (e) $ 5.5 billion 111. The Insurance Law Amendment Bill 2015 passed by the 120. During recent visit of Indian PM the agreement for parliament has provision to increase FDI in insurance to launching of Coastal Surveillance Radar Project was (a) 26% (b) 49% signed with (c) 51% (d) 74% (a) Sri Lanka (b) Seychelles (e) 100%

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 46 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

(c) Maldives (d) Mauritius (c) Rs. 20000 cr. (d) Rs. 50000 cr. (e) None of these (e) None of these 121. India has offered a 2nd Dronier Aircraft & free of cost 130. Who won the Ranji-Trophy 2015 Cricket? visa for 3 months to which country recently (a) Kerla (b) Karnataka (a) Nepal (b) Bhutan (c) Tamil Nadu (d) West Bengal (c) Afghanistan (d) Seychelles (e) None of these (e) Sri Lanka 131. Which state govt. has decided to introduce teaching of 122. US President has nominated David Hale as American Bhagwat Gita in the school? Ambassador to (a) Bihar (b) Rajasthan (a) India (b) Pakistan (c) Uttar Pradesh (d) Haryana (c) Afghanistan (d) Russia (e) Maharashtra (e) None of these 132. Union Railway Ministry has proposed a draft MOU with 123. Pakistan High Court has ordered the release of Mumbai Ministry of Coal and Odisha govt. to develop projects attack mastermind Zaki-ur-Rahman Lakhvi belonging to in which sectors? which terrorist group (a) Railway (a) Taliban (b) TTP (b) National Highway (c) LeT (d) JeM (c) Port (e) Al-Quida (d) Thermal Power Plant 124. The Scientist from which country have successfully (e) All of these transmitted electric power wirelessly 133. World Consumer Right Day 2015 is observed with the (a) China (b) Japan\ theme (c) USA (d) France (a) Helping consumers choose healthy diets\ (e) None of these (b) Helping consumers choose healthy habits 125. How many public sector banks were allowed to raise (c) Helping consumers choose healthy lifestyle fund from the market to meet BASEL-III norms? (d) Helping consumers choose healthy behaviour (a) 7 (b) 11 (e) None of these (c) 17 (d) 21 134. Union govt. has selected Boxer Mary Kom as brand (e) 27 ambassador for 126. Union govt. has cleared the appointment of Executive (a) Meghalaya Directors in how many state owned banks (b) Mizoram (a) 21 (b) 27 (c) Manipur (c) 11 (d) 9 (d) Tripura (e) 12 (e) North Eastern States 127. IMF projected Indian GDP growth at what percentage 135. A historic bronze statue of Mahatma Gandhi was this fiscal unveiled recently in the parliament square in (a) 5.5% (b) 6.5% (a) UK (b) USA (c) 7.2% (d) 7.8% (c) Canada (d) South Africa (e) 8.3% (e) Sri Lanka 128. Govt. has declared to shut down how many silk PSU 136. The govt. has merged National Mission for Green India (a) 3 (b) 5 with (c) 7 (d) 11 (a) MGNREGA (e) 27 (b) Forest Right Act 129. Supreme Court has issued an ultimatum to Sahara Group (c) Namami Gange to pay what amount to the investors (d) All of these (a) Rs. 30000 cr. (b) Rs. 40000 cr. (e) None of these

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 47 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

137. Indian Oil Corporation has signed MOU to develop Asia (c) TCS (d) TechMahindra largest oil depot at China Bay in (e) None of these (a) Vietnam (b) Myanmar 146. Indian shutter Kidambi Srikantn won the title at (c) Sri Lanka (d) Mauritius (a) London Grand Prix (e) China (b) Swiss Grand Prix 138. USA has suspended its consular service in which country (c) Italian Grand Prix recently (d) France Grand Prix (a) Iran (b) Iraq (e) None of these (c) Yemen (d) Somalia 147. Who won the Santosh Trophy football tournament 2015? (e) Saudi Arab (a) Railway (b) Services 139. Mohamed Nasheed who has been convicted in terrorism (c) Mohan Bagan (d) Goa charge & sentenced to 13 yr. Jail was the former president (e) Salgaonkar of 148. Powerful cyclonic storm PAM devastated South Pacific (a) Bangladesh (b) Afghanistan country (c) Pakistan (d) Maldives (a) Palace (b) Vanuatu (e) None of these (c) Neveda (d) Both (a) and (b) 140. Pakistan has successfully test fired an indigenously (e) None of these developed laser guided missile named 149. Facebook has acquired shopping search engine company (a) Saheen (b) Saan named (c) Burraq (d) Barq (a) The Find (b) The Search (e) None of these (c) The Spree (d) The Location 141. The unmanned Atlas rocket – Magnetospheric Multiscale (d) None of these Spacecraft has been launched recently by 150. Chiristine Legarde is the head of (a) ISRO (a) World Bank (b) WTO (b) NASA (c) UNICEF (d) IMF (c) Glavcosmos (e) ADB (d) European Space Agency 151. Which of the following ruled that Aadhar is not (e) None of these mandatory for availing govt. benefits 142. SEBI has asked listed companies to mandatorily appoint (a) Delhi High Court at least how many women director in their board (b) Allahabad High Court (a) One (b) Two (c) Patna High Court (c) Three (d) Four (d) Mumbai High Court (e) Five (e) Supreme Court of India 143. As per recent report what percentage of farm work are 152. Persistent deflation has brought down inflation in Indian being done by machines now in India economy to (a) 20% (b) 30% (a) –2.06% (b) –1.2% (c) 40% (d) 50% (c) –3.2% (d) –4.2% (e) 60% (e) –5% 144. Govt. has slashed import tariffs value on 153. The Beyond Visual Range Air-to-Air missile by DRDO (a) Diamond (b) Platinum which tested recently (c) Gold (d) Silver (a) BrahMos (b) Saurya (e) Both (c) and (d) (c) Astra (d) Nag 145. Abid Ali Neemuchwala has been appointed as Group (e) Agni President and COO of 154. CBI has summoned the official from which corporate (a) Infosys (b) Wipro house in corporate spying charges

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 48 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

(a) Tata (b) Infosys (d) Cooperative Banks (c) RIL (d) Adani (e) Foreign Banks (e) None of these 164. IMF has projected Indian economic growth at what 155. Govt. Has declared to grant broadcasts permission for percentage in 2015-16 how many years at a time (a) 6.5% (b) 6.8% (a) 3 (b) 5 (c) 7% (d) 7.2% (c) 7 (d) 10 (e) 7.5% (e) 12 165. Which of the following celebrated its one year accession 156. Charan Singh assumed charge as Executive Director of with Russia (a) SBI (b) Indian Bank (a) Donetsk (b) Latvia (c) UCO Bank (d) Dena Bank (c) Crimea (d) Ukraine (e) None of these (e) None of these 157. Lupin India Ltd. Wil buy 40% stake in Pharma Dynamics 166. Modi cancelled his visit to which of the following due of to poor response from it (a) USA (b) EU (a) EU (b) Brazil (c) South Africa (d) Brazil (c) China (d) UK (e) France (e) None of these 158. The 13th Amendment as in discussion during the recent 167. Which of the following has evinced interest to join the Indian PM’s visit is related to which country Asian Infrastructure Investment Bank (a) Seychelles (b) Vietnam (a) Australia (b) Brazil (c) Sri Lanka (d) Mauritius (c) USA (d) Russia (e) None of these (e) None of these 159. Surya Kant Mishra become the new state secretary of 168. Asian Infrastructure Investment Bank is being promoted CPI (M) in by (a) Odisha (b) Goa (a) India (b) China (c) Kerla (d) West Bengal (c) Japan (d) Russia (e) Pudduchery (e) All of these 160. Wikiliaks founder Julian Aslange will be interrogated 169. Which of the following went to election recently by the Swedish prosecutor in (a) Israel (b) Zimbabwe (a) Washington (b) London (c) Somalia (d) Turkey (c) Paris (d) Geneva (e) None of these (e) Tokyo 170. The Supreme Court of India has set aside the reservation 161. Union Finance Minister has projected to reduce current given to Jats as account defect to what percentage by next fiscal (a) SC (b) ST (a) 2.5% (b) 2.7% (c) OBC (d) Minority (c) 2% (d) 1.8% (e) None of these (e) 1% 171. Which statement is/are true? 162. As per report top 30 defaulters NPA in Public Sector 1. Supreme Court has declared the govt. not to deny Banks in 2014 was worth any benefit for not having the Aadhar Card. (a) Rs. 95122 cr. (b) Rs. 98,722 cr. 2. Aadhar card is issued by UIDAI. (c) Rs. 58,132 cr. (d) Rs. 1,12,123 cr. 3. It is a 12 digit unique identity card for all Indian. (e) Rs. 1,52,152 cr. 4. It is issued free of cost. 163. NPA of which bank is highest in India (a) Both 1 & 2 (b) Both 1, 2 & 3 (a) Public Sector Banks (c) Both 2, 3 & 4 (d) All 1, 2, 3 & 4 (b) Private Sector Banks (e) None of these (c) RRB

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 49 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

172. Which is incorrectly matched? 180. Which Pvt. Bank has launched the mobile application (a) BrahMos – Cruise missile named chiler for instant transfer of money? (b) Agni-V – ICBM (a) ICICI (b) HDFC (c) Astra – BVRAM (c) AXIS (d) Federal Bank (d) Prethvi – Surface to Surface (e) None of these (e) Akash – Anti tank missile 181. Ashu Suyas has been appointed as the MD of which 173. Name the minesweeper in service since 1970 which will credit rating agency be decommissioned recently (a) CARE (b) CIBIC (a) INS Alipore (b) INS Alleppey (c) CRISIL (d) UNICRA (c) INS Chilka (d) INS Sindhughos (e) S & P (e) None of these 182. In a bid to boost investment and ease the process of 174. Haryana govt. has banned cow slaughter by making its doing business in India the Union govt. has come with violation punishable by jail term of how many years an agenda containing how many points for the states (a) 5 (b) 3 (a) 78 (b) 68 (c) 7 (d) 10 (c) 98 (d) 48 (e) 12 (e) 58 175. President of India has suggested all reputed academic 183. Election Commission of India has issued show cause institutions to adopt at least how many villages and after notice to how many political parties for not filling solution to their problems expenditure statement for the last Lok Sabha election. (a) 3 (b) 2 (a) 3 (b) 5 (c) 5 (d) 7 (c) 7 (d) 11 (e) 4 (e) 15 176. Central govt. has declared to compensate state’s loss of 184. Union govt. has decided to establish how many multi revenue by implementing GST upto how many years skill institutions to promote skill development and (a) 2 (b) 3 entrepreneurship in India (c) 4 (d) 5\ (a) 1000 (b) 1500 (e) 7 (c) 2000 (d) 2500 177. The Central govt. has introduced the Undisclosed (e) 3000 Foreign Income and Asset Bill 2015 which contain 185. BHEL disinvestment in April is projected to fetch stringent provision including punishment for how many (a) Rs. 2200 cr. (b) Rs. 2800 cr. years for stashing black money. (c) Rs. 3000 cr. (d) Rs. 3200 cr. (a) 5 (b) 7 (e) Rs. 3600 cr. (c) 10 (d) 12 186. To sent a good message to the investors in India govt is (e) 15 thinking to amend the Arbitration Act and establish 178. The Parliament passed the SC order amendment bill commercial benches in 2015 to modify the list of schedule costs in how many (a) Supreme Court states (b) High Court (a) 3 (b) 5 (c) District Court (c) 2 (d) 4 (d) Sub Divisional Court (e) 7 (e) CAT 179. India and Kyrgyzstan signed a MOU seeking to 187. PM Narendra Modi has emerged at the top of the global strengthen bilateral relation between the two in which leader in governance by a survey conducted by sector recently (a) India (b) USA (a) Defence (b) Hydrocarbon (c) UK (d) China (c) Textile (d) Space (e) Japan (e) None of these

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188. Dehradun-Varanashi train which was derailed in Uttar 196. The three day conference on India & Indian Ocean was Pradesh was named organised recently in (a) Ganga Express (a) New Delhi (b) Hyderabad (b) Jamuna Express (c) Cochin (d) Bhubaneswar (c) Tilak Express (e) Kolkata (d) Janata Express 197. Which yojana has been launched by the Central govt. to (e) None of these rejuvenate the religious places? 189. Central govt. has increased women reservation in Delhi (a) Prathana Yojana (b) Prasad Yojana Police to (c) Prasanna Yojana (d) Pratistha Yojana (a) 27% (b) 30% (e) None of these (c) 33% (d) 50% 198. Recently militant attacked a Indian army camp in J & K at (e) None of these (a) Sipore (b) Kargil 190. Nobel Laurate Sir Venkatraman Ramakrishnan has been (c) Samba (d) Baramullah appointed as president elect of Royal Society in (e) None of these (a) UK (b) USA 199. Indian Pharmaceutical sector reported a growth of what (c) France (d) Italy percent recently (e) Germany (a) 8.9% (b) 11.9% 191. A resolution condemning Dalit untauchability in India (c) 12.8% (d) 15.8% and South Asia has been introduced in the parliament of (e) 18.9% (a) UK (b) USA 200. 18th round of China-India talk was held recently in (c) France (d) Italy (a) New Delhi (b) Beijing (e) None of these (c) Kolkata (d) Songhai 192. Visitors will be imposed a health surcharge from April (e) Hyderabad 2015 in  (a) USA (b) UK ANSWER KEYS (c) Singapore (d) Italy 1. (d) 2. (e) 3. (e) 4. (b) 5. (a) 6. (b) 7. (b) 8. (d) 9. (d) 10. (b) 11. (d) 12. (e) 13. (d) 14. (e) (e) None of these 15. (b) 16. (b) 17. (d) 18. (c) 19. (c) 20. (d) 21. (d) 193. Total outstanding loan by banks to the power sector in 22. (d) 23. (b) 24. (e) 25. (a) 26. (d) 27. (c) 28. (b) 29. (a) 30. (d) 31. (a) 32. (c) 33. (c) 34. (c) 35. (a) India has been reported at 36. (b) 37. (c) 38. (d) 39. (b) 40. (d) 41. (b) 42. (a) (a) Rs. 3.58 lakh cr. 43. (d) 44. (c) 45. (b) 46. (d) 47. (a) 48. (a) 49. (c) (b) Rs. 5.38 lakh cr. 50. (c) 51. (d) 52. (c) 53. (a) 54. (b) 55. (b) 56. (a) 57. (a) 58. (c) 59. (c) 60. (b) 61. (a) 62. (b) 63. (e) (c) Rs. 5.83 lakh cr. 64. (c) 65. (b) 66. (a) 67. (b) 68. (d) 69. (c) 70. (a) (d) Rs. 8.53 lakh cr. 71. (d) 72. (b) 73. (d) 74. (d) 75. (b) 76. (c) 77. (b) 78. (d) 79. (b) 80. (c) 81. (d) 82. (c) 83. (a) 84. (b) (e) None of these 85. (e) 86. (e) 87. (c) 88. (d) 89. (a) 90. (b) 91. (c) 194. Which Stock Exchange has launched the Quality 30 92. ( ) 93. (b) 94. (c) 95. (c) 96. (c) 97. (b) 98. (e) 99. (c) 100. (e) 101. (d) 102. (e) 103. (b) 104. (b) 105. (d) index 106. (b) 107. (c) 108. (b) 109. (d) 110. (c) 111. (b) 112. (a) (a) BSE (b) NSE 113. (d) 114. (c) 115. (d) 116. (d) 117. (a) 118. (b) 119. (d) 120. (b) 121. (d) 122. (b) 123. (c) 124. (b) 125. (a) 126. (d) (c) OTCEI (d) Both (a) & (b) 127. (c) 128. (b) 129. (b) 130. (b) 131. (d) 132. (a) 133. (a) (e) None of these 134. (e) 135. (a) 136. (a) 137. (c) 138. (e) 139. (d) 140. (d) 195. Kaya Kalpa council has been established by which Union 141. (b) 142. (a) 143. (c) 144. (e) 145. (b) 146. (a) 147. (b) 148. (b) 149. (a) 150. (d) 151. (e) 152. (a) 153. (c) 154. (c) ministry 155. (d) 156. (c) 157. (c) 158. (c) 159. (d) 160. (b) 161. (e) (a) Finance (b) Defence 162. (a) 163. (a) 164. (e) 165. (c) 166. (a) 167. (a) 168. (b) 169. (a) 170. (c) 171. (d) 172. (e) 173. (b) 174. (d) 175. (c) (c) Agriculture (d) Railway 176. (d) 177. (c) 178. (a) 179. (c) 180. (b) 181. (c) 182. (c) (e) Commerce 183. (b) 184. (d) 185. (d) 186. (b) 187. (d) 188. (d) 189. (c) 190. (a) 191. (b) 192. (b) 193. (c) 194. (b) 195. (d) 196. (d) 197. (b) 198. (c) 199. (e) 200. (a)

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40 MCQ ON COMPUTER 1. Which of the following is not a type of keys? 9. A search engine is a programme to search 1) Alphabetic keys 2) Numeric keys 1) Specific information 3) Function keys 4) Toggle keys 2) Information on google 5) All the above 3) Information available on some web pages 2. BIOS stands for 4) Web pages for information using specified search items 1) Basic Input/Output System 5) None of these 2) Basic Integrated Operating System 10. The database scheme is written in 3) Bold/Italic Option System 1) OEA 2) SGA 4) Binary Input/Output sSystem 3) DDL 4) DCL 5) None of these 5) HLL 3. A group of computers and other devices connected 11. An entity set that does not have sufficient attributes to together is called form a primary key is a 1) Network 2) Networking 1) Robust entity set 3) Internet 4) Intranet 2) Weak entity set 5) None of these 3) Strong attribute set 4. Protocol is not used in internet. 4) Primary entity set 1) Telnet 5) Simple attribute set 2) WIRL 12. Descending order of a data hierarchy is 3) Point of presence (POP) 1) Database – File – Record – Fields – Bytes – Bit. 4) NNTP 2) Database – File – Record – Fields – Bit –Bytes. 5) IMAP 3) Database – Record – Fields – File – Bytes – Bit. 5. IP addresses are converted to –––– 4) Database – Record – File – Fields – Bytes – Bit. 1) A binary string 5) None of these 2) Alphanumeric string 13. is the minimal set of super key 3) A hierarchy of domain names 1) Primary Key 2) Secondary key 4) A hexadecimal string 3) Candidate key 4) Foreign key 5) None of these 5) None of these 6. Which of the following is used by XML ? 14. A transaction completes its execution is said to be 1) User define tags 1) Saved 2) Loaded 2) Pre–define tags. 3) Rolled 4) Roll back 3) Both pre defined and user–defined tags 5) Commit 4) Extended tags used in HTML and makes them 15. How long is an IPV 6 address? powerful. 1) 32 bytes 2) 128 bits 5) None of these 3) 16 bits 4) 64 bytes 7. The tag used in HTML to link it with other URL’s is 5) 128 bytes 1) < a > 2) < C > 16. Pen drive is a secondary memory consist of 3) < K > 4) < H > 1) Ultimate memory 2) Easy access memory 5) < Li > 3) Instant memory 4) Flash memory 5) Replicate memory 8. Each IP address can identify the or of IP packets. 17. Cyclic Redundancy check is a 1) Source, destination 1) Error detection technique 2) Capacity, length 2) Error correction technique 3) Destination, capacity 3) Error detection and correction 4) Size, length 4) Flow control 5) Source, capacity

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5) None of these 5) None of these 18. Operating system is used 26. is a collection of programmes written to service 1) Collection of programs that manages hardware other programme. resource. 1) System software 2) System service provider to the application programs. 2) Free application software 3) Link to interface the hardware and application. 3) Communication software 4) All of the above 4) Knowledge Representation software 5) None of these 5) Editing software 19. If a process falls, most operating system write the error 27. As per IEEE, _ is the systematic approach to the information to a development, operation, maintenance and retirement of 1) Log file 2) Existed file software. 3) Secondary file 4) New file 1) Software Engineering 5) Hybrid file 2) Digital programme 20. You can add a row using SQL in a database with which of the following? 3) System graphic 1) Install 2) Create 4) Boot loaders 3) Insert 4) Model 5) Operating systems 5) Form 28. A monitor with high dot pitch will have 21. Acronym SATA stands for 1) A relatively large number of Pixels 1) Serial Advance Technology Attachment 2) A high number of possible colors in its displays 2) Serial Advance Technology Adjustment. 3) A wide gaps between pixels 3) Serial Advance Technology Attachment 4) Relatively fast recharging of the pixel illumination. 4) Secondary Arial Technology Attachment 5) None of these 5) None of these 29. The insert, capslock and numlock are all examples of 22. Which of the following file format support in windows? ___ keys. 1) NTFS 2) JNT 1) Scroll 2) Filter 3) OSX 4) FAS 3) Toggle 4) Mouse 5) All of the above 5) Modifier 23. What is the meaning of ‘Hibernate’ in window – XP/ 30. Which of the following input device is used in playing Window? game? 1) Shut down the computer in hibernate mode. 1) DVD 2) Joystick 2) Restart the computer in hibernate mode. 3) Light pen 4) Scanner 3) Shutdown the computer terminating all the running 5) None of these 31. LCD stands for applications. 1) Liquid Carbon Diode 4) Shutdown the computer without closing the running 2) Liquid Crystal Diode applications. 3) Liquid Crystal Display 5) None of these 4) Light Crystal Display 24. data type can store unstructured data – 5) None of these 1) Raw 2) CHAR 32. What shape does the mouse take when it comes to 3) Digital 4) Alphanumeric hyperlink. 5) VACHAR 1) Arrow shape 2) Hand shape 25. Which of the following signifies a virtual memory? 3) Square shape 4) Circle shape 1) Extremely large main memory. 5) Does not change 2) Extremely large secondary memory. 3) An illusion of extremely large main memory. 33. .tiff extension is used for 4) An illusions of extremely large secondary memory.

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1) tagged image format 2) transferred image file ANSWER KEYS 3) tagged edit format 1. (5) 2. (1) 3. (1) 4. (2) 5. (3) 6. (1) 7. (1)

4) transfered immediate file 8. (1) 9. (4) 10. (3) 11. (2) 12. (1) 13. (3) 14. (5) 5) None of these 15. (2) 16. (4) 17. (2) 18. (4) 19. (1) 20. (3) 21. (3) 34. Which of the following domain is used for National Informatic Centre? 22. (1) 23. (4) 24. (1) 25. (3) 26. (1) 27. (1) 28. (3) 1) .co.in 2) .in 29. (3) 30. (2) 31. (3) 32. (2) 33. (1) 34. (5) 35. (4) 3) .mil 4) .gov 36. (1) 37. (5) 38. (1) 39. (4) 40. (2) 5) .nic 35. While sending an email to the main person, address of email is put where is given in the box of compose mail? 1) CC : 2) BCC : 3) SUB 4) TO : 5) None of these 36. COBOL stands for 1) Common Business Oriented Language 2) Common Bright Oriented Language 3) Co-axis Business Oriented Language 4) Common British Oriented Language 5) None of these 37. is the smallest unit of data storage. 1) Byte 2) MB 3) G.B 4) TB 5) Bit 38. Radio is an example of . 1) Simple X 2) Half Duplex 3) Full Duplex 4) Either 2) or 3) 5) None of these 39. What’s should be the range for an IP address? 1) 10 - 255 2) 1 - 255 3) 1 - 300 4) 0 - 255 5) 0 - 500 40. VPN stands for 1) Variable Private Network 2) Virtual Private Network 3) Virtual Perfect Network 4) Virtual Pact Network 5) None of these

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DESCRIPTIVE ENGLISH Directions (Q.1-9) : Read the following passage and answer just one urgent example, I have read that perhaps half a million the questions below it. A few words are given in the bold scientists and engineers around the world are engaged in form to help easy location while answering some questions. weapons research. I have no doubt that the vast majority of these people have no desire for war. They feel they are only To some extent, it is the nature of the intellect to narrow our doing a job, playing a small role in an inevitable activity. vision and give it focus. Tragedy comes in when we forget Nevertheless, this is not a defence industry, this is a half a this limitation and think the intellect can comprehend things million highly skilled men and women preparing for war. as a whole. The intellect views the world through a slit. When Producing and selling instruments of war is one of the biggest a cat walks by, it observes the eye, then fur, and then the tail, business in the world today. Even before the First World War, and then it infers that the eye is the cause of the tail, unless of George Bernard Shaw caught the spirit of the industry in the course, the cat was walking backward. If this sounds absurd, character of undershaft in Major Barbara. Undershaft is no some of the theories about biochemistry and behaviour use sinister “merchant of death”. He is just a businessman, whose very similar reasoning. Nachiketa would object, “Man, why credo is to give arms to all who offer an honest price for don’t you open the door? That’s just your black cat Frodo, them, without respect of persons or principles, to capitalist pacing back and forth.” But instead we usually get caught and socialist, to protestant and catholic, to burglar and up in clarifying slit-information, even though without a larger policeman, to black man, white man and yellow man, to all view our conclusions may be entirely wrong. To make matters sorts and conditions, all nationalities and faiths, all follies, all worse, we specialize. I am not against specialization per se causes and all crimes. but what often happens is that we do not even look through The defence-minded intellect might object, “That’s whole slit; we subdivide. My field is the upper part of the unfortunate, but defence is necessary. Everybody has to have tail; yours is the lower. I might even forget about the eye and weapons, and somebody is going to sell them. Here is a the fur. My main concern will be my debate with a colleague business that is thriving”. These sales”, the merchant argue, in Tokyo over whether hair on the tail grows up or down. If “help supply allies who cannot produce needed equipment.” anybody asks how the eye fits in, I refer him to another Needed for what? Any school boy knows that weapons are researcher. After all, what have eyes got to do with geotropic needed by people in order to kill each other. From the hair growth? evidence, we would have to conclude that death is a much Debates like this cannot be resolved on the slit level. What is more desirable goal than health, education, or welfare. required is to open the door; then argument becomes Or, look at cancer. Many researchers today maintain that unnecessary. Once the door is opened, even a little, we will perhaps seventy to ninety per cent of all human cancers are not quarrel over whose slit is correct or whether we should caused by environmental agents involved in manufacturing confine ourselves to the top of it or the bottom. As long as and processing new products. Most of these substances are we see only part of the picture, logic and argumentation can relatively recent additions to our environment. We made them, never settle an issue. When the intellect becomes calm and and we can cease to make them if we choose. Yet one way or clear, theory gives way to demonstration. It is not beyond another such substances appeal to us so much that life without our reach to see life whole. We have simply become so them seems untenable. As a result, instead of trying to attached to this precious slit that we think there is no higher eliminate the causes of cancer, we pour millions of dollars mode of knowing. After a while, we become so used to slits into what one writer calls “the Vietnam of modern medicine”: that we put on a special mask with just a hairline crack in The Search for a Cancer Cure. front of the eyes. Try walking around wearing a mask like This kind of myopia is not a necessary fault of the intellect. this and see what happens. Every little thing will fill your Given a larger picture, the intellect can rise to the occasion. field of vision. Then even if the Nobel Prize is dangled before its eyes, it The intellect that sees only a small corner of life makes a will refuse to work at any project that is at the expense of very poor guide. We follow it like the blind led by the blind. life, but will give all its attention to matters of real urgency. I see this illustrated every day in the newspapers. To take

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1. Which of these is true in context to the passage: (5) narrow vision leads to Nobel prizes and broad vision (1) humans are capable of unlimited applications of the refuses them mind 7. In context to the passage, which one of these is false: (2) whether the slit is small or large, conclusion is the (1) weapons are needed by nations for money same (2) weapons are needed for security reasons (3) all researchers view through slit-like intellects (3) a person with a broad intellect would not sell weapons (4) it is not possible to view life as a whole to all (5) the intellect is capable of adjustments (4) the author is against specialisations 2. The passage is against: (5) scientists all over the world are preparing for war (a) short-sightedness of the scientists 8. The title to the passage can be: (b) the nature of the intellect (1) Disasters of science (c) narrowness of the intellect (2) Nature of the intellect (1) (a) only (3) Intellectual misconducts (2) (b) only (4) Human debates (3) (a) and (b) (5) Viewing life as a whole (4) (a) and (c) 9. The under shaft is: (5) all (a), (b) and (c) (1) a very clever businessman 3. What should be the right approach for argumentation: (2) an intellectual businessman (1) to specialise in a particular field (3) an immoral character (2) to study bio-chemistry (4) the major role in Major Barbara (3) sub-divide topics and research on them (5) a blindly-led intellect (4) open the doors of the intellect Directions (Q.10-12) : In context of the above passage (5) leave attachment to our slits choose the word which is most similar in meaning to the 4. According to the author, the intellect which sees a small given word. corner of life, can: (1) lead to scientific and engineering outcomes 10. CREDO (2) lead to follies and crimes (1) crime (2) credit (3) race for better defence (3) business (4) job (4) cause environmental pollution (5) management (5) lead to harmful and unwanted results 11. COMPREHEND 5. What leads to cancer? (1) absorb (2) digest (1) pre-existing environmental pollutants (3) guide (4) assimilate (2) man-made additions to environment (5) understand (3) tasty and good-looking things 12. GEOTROPIC (4) modern medicines (1) falling to ground (5) None of the above (2) attracted towards earth 6. The difference between narrow and broad vision is: (3) touching the earth (1) narrow vision leads to specialisations, while broad (4) projected toward the earth vision does not (5) None of these (2) narrow vision leads to debates while broad vision Directions (Q.13-15) : In context of the above passage easily settles them choose the word which is most opposite in meaning to the (3) narrow vision leads to desire for war while broad given word. vision leads to desire for defence sales (4) narrow vision leads to greedy business while broad 13. INEVITABLE vision leads to fair salesmanship (1) blasting (2) accidental

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(3) certain (4) incidental WORD OF THE MONTH (5) avoidable Word : Elegance 14. MYOPIA Synonyms : Beauty, Gracefulness Antonyms Coarseness, Ugliness, Deformity (1) narrow mindedness Example : The elegance of her manners were noticed by (2) broad mindedness everyone. (3) short sightedness (4) evil sightedness Word : Emancipate (5) hypermetropia Synonyms : Liberate, free Antonyms Disfranchise , Enslave 15. UNTENABLE (1) probable (2) cured Word : Ignominy (3) unworthy (4) worthsome Synonyms : Disgrace, Contempt (5) pleasant Antonyms Honour, Credit Example : It is difficult ot suffer the ignominy of defeat.

Word : Frailty  Synonyms : Defect, Infirmity Antonyms Strength, Perfection Example : Despite her frailty she manages to work hard.

ANSWERS Word : Augment Synonyms : increase, enhance, enrich 1. (5) Refer last few lines. Antonyms: reduce, abate 2. (4) Refer Ist and last paragraphs. Example: While searching for a way to augment the family income, she began making dolls. 3. (4) Refer 2nd statement, para 2. 4. (5) Refer last para and the main theme. Other options also Word : Castigate follow closely. Synonyms :criticize, censure, punish, admonish Antonyms :praise, appreciate 5. (2) Example: marx never lost an opportunity to castigate 6. (2) Refer 2nd para. colonialism

7. (2) Refer para 1. Word : Congenial 8. (2) Refer para 1, line 1 and subject theme. Synonyms :agreeable, pleasant favourable Antonyms :abhorrent, unfit 9. (5) Refer 2nd line, para 3. Example: he is back in more congenial company. 10. (4) Word : Ameliorate 11. (5) Synonyms : better, improve, amend promote 12. (2) Antonyms: mar, worsen 13. (5) Word : Attenuate 14. (5) Synonyms : reduce, rarefy, diminish, lessen 15. (1) Antonyms: increase, magnifiy Example: you could never eliminate risk, but preparation and training could attenuate it.

Word : Grotesque Synonyms : Odd, Ugly Antonyms Graceful, Normal Example : His walk is very grotesque

Word : Hoax Synonyms : Trick, Cheat Antonyms Honesty, Candor

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BANKING TERMINOLOGY Automatic Bill Payment:A checkless system for paying Account Agreement:The contract governing your open-end recurring bills with one authorization statement to a financial credit account, it provides information on changes that may institution. For example, the customer would only have to occur to the account. provide one authorization form/letter/document to pay the Account Holder:Any and all persons designated and cable bill each month. The necessary debits and credits are authorized to transact business on behalf of an account. Each made through an Automated Clearing House (ACH). account holder’s signature needs to be on file with the bank. The signature authorizes that person to conduct business on ABBREVIATION behalf of the account. AFS Annual Financial Statement Adjustable-Rate Mortgages (ARMS):Also known as AFS Available For Sale variable-rate mortgages. The initial interest rate is usually BoP Balance of Payments below that of conventional fixed-rate loans. The interest rate BPSD Balance of Payments Division may change over the life of the loan as market conditions BSCS Basel Committee on Banking Supervision change. There is typically a maximum (or ceiling) and a CR Capital Receipts minimum (or floor) defined in the loan agreement. If interest CRAR Capital to Risk Weighted Asset Ratio rates rise, so does the loan payment. If interest rates fall, the DCCB District Central Cooperative Bank loan payment may as well. ECB External Commercial Borrowing Adverse Action:Under the Equal Credit Opportunity Act, a ECB European Central Bank creditor’s refusal to grant credit on the terms requested, ECGC Export Credit and Guarantee Corporation termination of an existing account, or an unfavorable change GFD Gross Fiscal Deficit in an existing account. GFS Government Finance Statistics Amortization:The process of reducing debt through regular GIC General Insurance Corporation installment payments of principal and interest that will result HUDCO Housing & Urban Development in the payoff of a loan at its maturity. Corporation Annual Percentage Yield (APY):A percentage rate IBRD International Bank for Reconstruction and reflecting the total amount of interest paid on a deposit account based on the interest rateand the frequency of Development compounding for a 365-day year. IBS International Banking Statistics Annuity:A life insurance contract sold by insurance MSS Market Stabilisation Scheme companies, brokers, and other financial institutions. It is OD Over Draft usually sold as a retirement investment. An annuity is a long- OECD Organisation for Economic Cooperation term investment and can have steep surrender charges and and Development penalties for withdrawal before the annuity’s maturity date. OLTAS OnLine Tax Accounting System (Annuities are not FDIC insured.) OFI Other Financial Institutions Automated Clearing House (ACH):A computerized facility OLTAS OnLine Tax Accounting System used by member depository institutions to electronically RWA Risk Weighted Asset combine, sort, and distribute inter-bank credits and debits. SAM Social Accounting Matrix ACHs process electronic transfers of government securities SEBI Securities and Exchange Board of and provided customer services, such as direct deposit of India customers’ salaries and government benefit payments (i.e., TC Temporary Change social security, welfare, and veterans’ entitlements), and TT Telegraphic Transfer preauthorized transfers. Automated Teller Machine (ATM):A machine, activated UBB Uniform Balance Book by a magnetically encoded card or other medium, that can WPI Wholesale Price Index process a variety of banking transactions. These include WSS Weekly Statistical Supplement accepting deposits and loan payments, providing withdrawals, YTM Yield to Maturity and transferring funds between accounts. 

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G.K. QUESTION FOR SSC/RAILWAY 1. Foreign currency which has a tendency of quick migration D. C.K.Jaffer Sheriff is called 12. Decimal coinage was introduced in India in the year A. Hot currency B. Soft currency A. 1850 B. 1957 C. Gold currency D. Scarce currency C. 1955 D. 1960 2. Finance Commission is constituted every 13. The slogan Garibi Hatao was included in A. two years B. three years A. First plan B. Fourth plan C. five years D. six years C. Fifth plan D. Second plan 3. India earns maximum foreign exchange by the export of 14.The mineral in which India depends largely on imports is A. iron B. Tea A. Iron Ore B. Bauxite C. Textile D. Rubber C. Mica D. Mercury 4. India’s foreign trade policy could be best described as 15. In India, barter exchange is still in practice in A. Free trade A. Calcutta B. Lucknow B. Laizzez faire C. Ahmedbad D. Jabalpur C. Controlled free trade 16. The President of India can be removed from his office by D. None of these the 5. The Aid India Club has been formed under the A. Parliament B. Chief Justice of India A. ILO B. IBRD C. Prime Minister D. Lok Sabha C. IMF D. UNESCO 17. If the President returns a Bill sent to him for his assent 6. Which is the most important source of income for and the Parliament once again passes the Bill in its Government of India? original form, then the President A. Interest B. Licence fee A) Can seek the opinion of the Supreme Court on the C. Income tax D. Excise duty bill 7. Which institution is known as Soft loan window of World B) Gives assent to the bill Bank? C) Can once again return the bill for further A. IFC reconsideration B. IMF D) Can ask for a referendum on the bill C. Indian Development Forum 18. If a Minister loses a no- confidence motion, then D. IDA A) Lok Sabha is dissolved 8. The New Symbol of Indian Rupee is a blend of B) Only Prime Minister and that Minister resigns. A. Devanagiri Ra C) The whole Council of Ministers resigns B. Roman R D) The Minister resigns C. Devanagiri Ra and Roman 19. The only instance when the President of India exercised D. None of these his power of veto related to the 9. Nehru Sethu the longest bridge in Asia has beeen built A) Indian Post Office (Amendment Bill) on the river B) Dowry Prohibition Bill A. Sone B. Yamuna C) Hindu Code Bill\ C. The Ganges D. Brahmaputra D) PEPSU Appropriation Bill 10. Kudremukh Iron Ore project is in the state of 20) The control of the preparation of electoral rolls for A. Kerala B. Tamil Nadu parliament and legislature vests with the C. Karnataka D. None of these A) President 11.The chairman of the 13th Finance Commission is B) Election Commission A. Vijay L.Kelkar C) Cabinet B. Millen Kuamr Banerjee D) Prime Minister C. C.Rangarajan

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21. What is contained in the tenth schedule of the constitution? 29. To elect the President of India, which one of the following A) Languages recognised by constitution election procedures is used? B) Forms of oath or affirmation A) System of proportional representation by means of C) Laws that cannot be challenged in any court of law the single transferable vote D) Provision regarding disqualification on grounds of B) Secondary voting system defection C) Proportional representation through list system 22. The Election commission holds election for D) Collective Voting system A) The Parliament, State Legislature and the posts of 30. In which year were the first general election held in India? the president and the Vice-President A) 1950-51 B) 1948-49 B) The parliament, State legislative Assemblies and the C) 1951-52 D) 1947-48 State Council 31. Election to the house of the people and the Legislative C) The Parliament Assemblies of States in India are conducted on the basis D) The parliament and the State Legislative Assemblies of 23. For Election to the Lok Sabha, a nomination paper can A) Single Transferable vote be field by B) Propotional Representation A) Any citizen of India C) Limited sufferage B) Any citizen of India whose name appears in the D) Adult Franchise electoral roll of a Constituency 32. Who appoints the Chief Election Commissioner of India? C) Anyone residing in India A) Chief Justice of India D) A resident of the Constituency from which the election B) President to be contested C) Prime Minister 24. In India, political parties are given recognition by D) Parliament A) Election Commission 33. Which among the following is not a part of the electoral B) Speaker of Lok Sabha reforms? C) President A) Installation of electronic voting machines\ D) Law Commission B) Appoinment of election Commissioner 25. The Vice President is elected by an Electoral College C) Registration of Political parties consisting of members of D) Disqualifying the offenders A) Both Houses of Parliament and state legislative 34. Recognition to a political party is accorded by B) Both Houses of Parliament A) The Election Commission C) Lok Sabha B) A Committee of Whips D) Rajya Sabha C) The ministry of parliament Affours 26. The election Commission does not conduct the elections D) The speaker of the Lok Sabha in the case of national to the Parties and the Speaker of Legislative assemblies in A) Lok Sabha the case of regional parties B) President’s election 35. The Chief Minister of a state in India is not eligible to C) Rajya Sabha vote in the Presidential election if D) Local Bodies A) He is a member of the Upper House of the State 27. The maximum age prescribed for election as president is Legislature A) No such Limit B) 62 years B) He is a caretaker Chief Minister C) 58 years D) 60 years C) He himself is a candidate 28. The power to decide an election petition is vested in the D) He is an political member A) High Court B) Election Commission 36. Which is not the characteristic of socialist or planned C) Parliament D) Supreme Court economy ? (A) Government is the owner of resources

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(B) Production decisions are determined by the 44. How many industries have been reserved for government government sector at present ? (C) Profit motive (A) 3 (B) 4 (D) None of the above (C) 5 (D) 6 37.The main feature of mixed economy is 45. When was World Trade Organisation set up by the (A) Combination of free market economy and centrally member countries of the united Nations to promote trade planned economy among countries ? (B) Production is carried out by private individuals and (A) 1994 (B) 1995 government (C) 1999 (D) 2005 (C) Both of the above 46. The main objective of WTO is (D) None of the above (A) Import and export restrictions to be abolished 38. Which of the following country’s economy is known as (B) Instead of bilateral agreements, WTO expects the high income economy ? countries to follow multilateral agreements (A) America (B) U.K. (C) To regulate international trade of both goods and (C) Singapore (D) All of the above services 39. Which policy of economic system has been adopted by (D) All of the above India for its economic development ? 47. The largest source of National Income in India is (A) Capitalist Economy (A) Agriculture Sector (B) Mixed Economy (B) Industry Sector (C) Socialist Economy (C) Service Sector (D) Centralised Planned Economy (D) Trade Sector 40. A positive aspect of economic development after 48. In which state the percentage of people living below independence is poverty line is largest ? (A) Creation of a large industrial base (A) Orissa (B) Bihar (B) Proportion of population living below poverty line (C) M.P. (D) U.P. has declined 49. Which of the following programmes is not for rural (C) Self sufficient in the production of food grains poverty eradication ? (D) All of the above (A) SGSY 41. The negative aspect of economic development after (B) SJSRY independence is (C) PMGY (A) Problems of poverty and unemployment have not (D) All above programmes are for rural poverty been eliminated eradication (B) Industrialisation did not take place as expected 50. The cause of rise in prices of goods, in the market is (C) Many public sector enterprises started making losses (A) Rise in money supply (D) All of the above (B) Increase in cost of production 42. Reasons for the privatisation and liberalisation of public (C) Increase in stocks of goods and blackmarketing sector after 1991 are (D) All of the above (A) Corruption 51. The much-awaited “Extradition Treaty” between India (B) Lack of efficiency in work and Bangladesh came into effect from (C) Ineffective management A) October 2012 B) December 2012 (D) All of the above C) October 2013 D) December 2013 43. The main strategy adopted in the new economic policy 52. How many languages are contained in the VIIIth schedule of 1991 is of the Indian Constitution? (A) Liberalisation (B) Privatisation A) 18 B) 22 (C) Globalisation (D) All of the above C) 16 D) 12

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53.The articles 17 and 18 of Constitution provide A) 200 million B) 400 million A) Social Equality B) Economic Equality C) 600 million D) 750 million C) Political Equality D) Religious Equality 65. What is the currency of cuba? 54. Who rules the state in the event declaration of emergency A) Kuna B) Peso under Article 356? C) Dollar D) None A) Prime Minister 66. The famous Vedic saying “War begins in the minds of B) Chief Minister men”, is stated in C) Governor A) Rig Veda D) Chief Justice of the High Court B) Atharva Veda 55. Africa is seperated from Europe by C) Sama Veda A) Red Sea D) Mundaka Upnishad B) Mediterranean Sea 67. Which of the following statements is not correct? C) Atlantic Ocean A) The Rig Vedic people worshipped nature. D) Persian Gulf B) The Rig Vedic Aryans were by and large urban people. 56. Which one of the following rivers is recharged by subsoil C) The Rig Vedic family comprised parents and other water? kith and kin apart from husband and wife. A) Godavari B) Damodar D) The Rig Vedic women were highly; respected and C) Narmada D) that most of the religious ceremonies’ were 57. First China War was fought between considered incomplete unless wives joined their A) China and Britain B) China and France husbands C) China and Egypt D) China and Greek 68. Codes of conduct of the Vedic Society are laid down in 58.Goa Shipyard Limited (GSL) was established in A) Puranas B) Vedas A) 1955 B) 1956 C) Brahmanas D) Smritis C) 1957 D) 1958 69. Which of the following was not one of the distinguished 59. Frederick Sanger is a twice recipient of the Nobel Prize tribes of the later Vedic period?’ for A) Videhas B) Bharatas A) Chemistry in 1958 and 1980 C) Panchalas D) Kurus B) Physics in 1956 and 1972 70. In Rig Vedic period, the most important functionary after C) Chemistry in 1954 and Peace in 1962 the king was D) Physics in 1903 and Chemistry in 1911 A) Purohita B) Senani 60. The world’s largest biofuel plant with production capacity C) Law Officer D) Tax Collector of 110 million liters of fuel annually has been set up in 71. The tax which the kings used to collect from the people A) China B) India in the Vedic period was called C) Brazil D) USA A) Kara B) Varman 61. An astronaut in outer space will observe sky as C) Bali D) Vidatha A) White B) Black 72. In the Vedic Society, the term used to denote a group of C) Blue D) Red families was 62.“One People, One State, One leader” was the policy of A) gotra B) jana A) Stalin B) Hitler C) vish D) grama C) Lenin D) Mussolin 73. The Puranas are ...... in number. 63. Golf player Vijay Singh belongs to which country? A) 18 B) 25 A) USA B) C) 52 D) 108 C) India D) UK 74. Which of the following Vedangas contains the Srautra, 64. As per a UNESCO report released in october 2013, how the Grihya and the Dharma Sutras? many internal migrants are there in India? A) Nirukta B) Shiksha

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C) Chhandas D) Kalpa D) None of these 75. Which one of the following is the earliest school of Indian 86. The Girnar Hills are situated in which of the following philosophy? States ? A) Vaisesika B) Samkhya A. Gujarat B. Karnataka C) Yoga D) Karma mimamsa C. Madhya Pradesh D. Maharashtra 76. Taxila was a famous site of A) Mauryan Art B) Gupta Art 87. Large number of fish are found on the western coast of C) Gandhara Art D) Early Vedic Art the deserts In the tropical region This is because 77. The world is God and God is my soul is the philosophy A. The hot-dry climate is more suitable for fish contained in the B. Up-welling of cold waters from the bottom of the sea A) Vedas B) Puranas provide abundant food for fish C) Brahamanas D) Upanishads C. Fish in large numbers come up from the sea bottom 78. Which of the following was one of the ingredients of D. Clear sunshine attracts fish in large numbers ‘Middle Path’ advocated by Buddha? A) Abandonment of killing 88. What is the principal reason for the dense population in B) Right effort North-West Europe and North-East America? C) Speak no falsehood A. Growth of manufacturing industries. D) Giving up hankering for wealth B. Advancement of agriculture 79. The Granary at Harappa was made of C. Both (1) and (2) A) bricks only B) bricks and timber C) bricks and stones D) None of these D. None of these 80. Which colour was commonly used in Harappan pottery? 89. Which part of the equatorial region has well-developed A) Blue B) Red rubber plantations ? C) Blue-green D Buff A. Amazon basin B. Indonesian islands 81. Svetambaras and Digambaras were two sects of C. Malaysia D. Zaire basin A) Jainism B) Buddhism C) Saivism D) Vaishnavism 90. In which State is the Koyali oil refinery located ? 82. The distinguishing feature of Upnishadic thought is A. Assam B. Gujarat A) faith in idol worship C. Maharastra D. Tripura B) belief in karma and rebirth 91. Which atomic power station in India is built completely C) belief in practising Veda for attaining moksha indigenously ? D) All the above 83. The great Indian philospher Sankara advocated A. Kalpakkam B. Narora A) Advaita B) Dvaita C. Rawat Bhata D. Tarapore C) Vishistadvaita D) None of these 92. Which one of the following is the highest gravity dam in 84. During the Neolithic age in India, the only metal known the world ? to the people was A. Beas Dam B. Bhakra Dam A) iron B) copper\ C) gold D) silver C. Hirakud D. Nangal Dam 85. Which of the following is the correct statement regarding 93. Which one of the following is the world’s longest dam ? the Buddha’s attitude on the subject of entry of women A. Beas Dam B. Bhakra Dam into the Buddhist Sangha? C. Hirakud D. Nagarjunasagar Dam A) He was indifferent on this subject 94. Which of the following processes brings the land surface B) He gladly accepted women into the Sangha. to a common level ? C) He did not allow women into the Sangha. A. Aggradation B. Erosion

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C. Gradation D. Weathering ANSWER KEYS 95. The land use in an area changes with the time because of 1. (A) 2. (C) 3. (B) 4. (C) 5. (B) 6. (D) 7. (D) change in the 8. (C) 9. (A) 10. (C) 11. (A) 12. (B) 13. (C) 14. (D) A. Fertility of land B. Quality of land 15. (A) 16. (A) 17. (B) 18. (C) 19. (A) 20. (B) 21. (D) C. Utility of land D. Price of land 22. (A) 23. (B) 24. (A) 25. (B) 26. (D) 27. (A) 28. (B) 96. In which type of rocks are coal and petroleum found? 29. (A) 30. (C) 31. (D) 32. (B) 33. (A) 34. (A) 35. (A) A. Granite B. Igneous 36. (C) 37. (C) 38. (D) 39. (B) 40. (D) 41. (D) 42. (D) C. Metamorphic D. Sedimentary 43. (D) 44. (A) 45. (B) 46. (D) 47. (C) 48. (A) 49. (B) 97. Which of the following regions of the world is most thickly 50. (D) 51. (C) 52. (B) 53. (A) 54. (C) 55. (B) 56. (C) populated ? 57. (A) 58. (C) 59. (A) 60. (C) 61. (B) 62. (B) 63. (B) A. East Asia 64. (D) 65. (B) 66. (C) 67. (B) 68. (D) 69. (B) 70. (A) B. South Asia 71. (A) 72. (B) 73. (A) 74. (D) 75. (A) 76. (C) 77. (D) C. North-West Europe 78. (B) 79. (A) 80. (B) 81. (A) 82. (B) 83. (C) 84. (C) D. North and South America 85. (B) 86. (A) 87. (B) 88. (A) 89. (C) 90. (B) 91. (A) 98. What approximately is the percentage of the world 92. (B) 93. (C) 94. (C) 95. (A) 96. (D) 97. (B) 98. (C) population concentrated in Asia? 99. (C) 100. (A) A. 17% B. 39% C. 58% D. 73% 99. The maping of which of the following is most difficult? A. Mountains B. Plateaus and Plains C.Interior of the Earth D.Oceans and their depth 100.The deepest mine in the world (about 4 km deep) is in the Continent of A. Africa B. Asia C. North America D. South America

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PRACTICE SET FOR UPCOMING EXAM REASONING II. Some plates are tables. Directions (Q.1-4) : Study the following information carefully 6. Statement : and answer the questions given below: Some chairs are houses. There are six people P, Q, R, S, T and U are sitting around All houses are rooms. Some rooms are hammers. the hexagonal table each at one corner facing inside the Conclusion : hexagonal table but not necessarily in the same order. P is I. Some hammers are chairs. second to the left of U. Q is the neighbor of R and S. T is II. Some rooms are chairs. second to the left of S. 7. Statement : 1. Which of the following is sitting opposite to T ? Some ropes are rods. 1) R 2) Q Some rods are tap. 3) P 4) S Some tap are bridge. 5) None of these Conclusion : 2. Out of the five (five pairs alike) find odd one ? I. Some bridge are rods. 1) Q, S 2) P, R II. Some taps are ropes. 3) T, U 4) T, P 8. Statement : 5) R, Q All books are pens. 3. Which of the following are the neighbor of P ? No pen is rock. 1) U and P 2) T and R Some rocks are stones. 3) U and R 4) Data inadequate Conclusion : 5) None of these I. Some stones are books. 4. Who is fourth to the left of Q ? II. No stone is book. 1) P 2) U 9. Statement : 3) R 4) S All desks are mirrors. 5) T All mirrors are hotels. All hotels are roads. Directions (Q.5-9) : In each questions below are given two/ Conclusion : I. Some roads are desks. three statements followed by two conclusions numbered I and II. Some roads are mirrors. II. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all Direction (Q.10-14) : Read the following information and the conclusions and then decide which of the given conclusions answer the questions that follows : logically follows from the given statements, disregarding There are ten persons at a round table conference consisting commonly known facts. Give answer : of a Professor, a Lawyer, a Doctor, a Scientist, an 1) If only conclusion I follows. Accountant, a Grocer, two Computer Specialists and two 2) If only conclusion II follows. Marketing Executives, all are facing inside. The Professor 3) If either conclusion I or conclusion II follows. sits opposite to the Lawyer. The Scientist and the Doctor sit 4) If neither conclusion I nor conclusion II follows. opposite each other. The two Marketing Executives sit 5) If both conclusion I and II follow. opposite each other with one of them sitting to the immediate 5. Statement : left of the Scientist. The Professor sits to the immediate right Some doors are tables. of Scientist. Some tables are utensils. 10. If the two Computer Specialists sit opposite each other All utensils are plates. but neither of them is immediately next to any Conclusion : Marketing Executive, who sits to the immediate right I. Some plates are doors. of the Professor ?

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1) Computer Specialist 1) 5 2) 3 2) Marketing Executive 3) 8 4) 7 3) Grocer 5) None of these 4) Accountant Direction (Q. 17–20) : Study the following information 5) Doctor carefully and answer the given question : 11. If the Grocer and Accountant do not sit opposite each ‘A + B’ means, ‘A’ is the father of ‘B’. other, them which of the following must be true ? ‘A – B’ means, ‘A’ is the wife of ‘B’. 1) The Computer Specialist cannot sit beside the Lawyer. ‘A × B’ means, ‘A’ is the brother of ‘B’. 2) One of the Computer Specialists is next to a Marketing ‘A ÷ B’ means, ‘A’ is the daughter of ‘B’. Executive. 3) The Professor cannot have the Scientist and a 17. If P ÷ R + S + Q, which of the following is true ? Computer Specialist on his either side. 1) P is the daughter of Q 4) The Computer specialists must sit next to one another. 2) Q is the aunt of P 5) None of these 3) P is the aunt of Q 12. If the Grocer and the Accountant each have a Marketing 4) P is the mother of Q Executive as his immediate neighbor, then which of the 5) None of these following is definite false ? 1) The two Computer Specialists are opposite each other. 18. If P – R + Q, which of the following statement is true ? 2) A Computer Specialist is an immediate neighbor of 1) P is the mother of Q the Scientist. 2) Q is daughter of P 3) The Grocer is next to a Computer Specialists. 3) P is the aunt of Q 4) A Computer Specialists in an immediate neighbor of 4) P is the sister of Q the Lawyer. 5) P is the niece of Q 5) None of these 19. If P × R ÷ Q, which of the following is true ? 1) P is the uncle of Q 13. If a Computer Specialists is the immediate neighbor of a 2) P is the father of Q Marketing Executive and the Grocer is the immediate 3) P is the brother of Q neighbor of the Lawyer, how many different kinds of 4) P is the son of the Q sitting arrangements are possible ? 5) None of these 1) 3 2) 6 20. If P × R – Q, which of the following is true? 3) 16 4) 18 1) P is the brother–in–law 5) Can’t be determined 2) P is the brother of Q 14. The maximum number of persons you can count. If you 3) P is the uncle of Q start counting with the Scientist and end with a 4) P is the father of Q Marketing Executive (excluding both) is 5) None of these 1) 0 2) 8 21. How many such pairs of letters are there in the word 3) 5 4) 6 ‘BONDING’ each of them in the word as in the English 5) 4 alphabet ? 15. If Sachin is written as RZBGHM then Ganguli will be 1) None 2) One written in the code ? 3) Two 4) Three 1) FZMFTKX 2) FANFTKX 5) None of these 3) FZMFTKZ 4) HBOHVMZ 22. Four of the following five alike is a certain way and 5) NAFTKX hence from a group. find the one that does not belong to 16. In a certain code ‘358’ means ‘please come soon’, ‘275’ the group? means ‘you go soon’ and ‘867’ means ‘please go there’, 1) 35 2) 45 then which code is proper for ‘come’ ? 3) 21 4) 28

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5) 14 M E J P A * 6 U T ? 23. What is the next letter in this series ? 1) I Q $ 2) I Q 5 9 8 7 6 5 4 3 2 1 8 7 6 5 4 3 2 1 7 6 5 4 3 2 1 ? 3) © 1 5 4) © 1 Q 1) 8 2) 5 5) None of these 3) 6 4) 2 31. A watch reads 3. If the minute hand points towards the 5) None of these North East then the hour hand will point towards the ? 24. How many meaningful word can be formed by using 1) South 2) South–West ASTE letters only one time ? 3) North–West 4) South–East 1) None 2) One 5) None of these 3) Two 4) Three 32. The height of each M, N, T, R and D is different T is 5) More than three longer than D but shorter than M. R is longer than N but 25. Five of the following four alike is a certain way and shorter than D. Who is the longer person ? hence form a group. Find the one that does not belongs 1) D 2) T to the group? 3) M 4) R 1) 99 2) 143 5) N 33. If number 9 2 5 8 1 4 7 3 be arranged in ascending order 3) 132 4) 88 then what is the difference between fourth from right side 5) 126 and third from left side in new arrangement ? Directions (Q.26-30) : Study the following arrangement 1) One 2) Two carefully and answer the questions given below : 3) Three 4) Four R 2 % M 3 E J # P 4 A * 9 6 @ U T 7 © I 1 Q 5 $ W 8 V N B 5) None of these 34. From the given alternatives select the word which can 26. How many such symbols are there in the above be formed using the letters given in the word ? arrangement each of which preceded by a number and PREPARATION followed by a consonant ? 1) PAMPER 2) REREAT 1) None 2) One 3) PARTITION 4) PARROT 3) Two 4) Three 5) None of these 5) More than three Directions (Q.35-39) : Some letters are given below in the 27. Four of the following five in the above arrangement alike first line and numbers/symbols are given below then in second is a certain way and hence form a group. Find the one line. Numbers/symbols are codes for the alphabets and vice– that does not belong to the group ? versa choose the correct option according to given below 1) M E % 2) 4 * P rules for the given set of alphabets : 3) 7 I T 4) W V 5 5) T © U 28. How many such numbers will be there in above arrangements each of which preceded by a consonant and followed by a vowel ? 1) None 2) One I. If the first letter in the group is a vowel and the last 3) Two 4) Three letter is consonant both are to be coded as the code 5) More than three for consonant. 29. If all numbers are excluded from the above arrangements II. If the first letter in the group is consonant and the then which is the eight from the left side ? last letter is a vowel their codes are to be 1) * 2) A interchanged. 3) # 4) © III. If there is no vowel in the set of letters first and last 5) None of these letter both are to be coded as ©. 30. What will come in place of (?) in this series based on above arrangements ?

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35. G Q R D B N 1) 19 2) 14 1) © * 1 7 3 © 2) 8 * 1 7 3 8 3) 17 4) 16 3) 6 * 1 7 3 6 4) 8 * 1 7 3 8 5) None of these 45. 23.65 + 451.25 + 670.15 + 37.75 = ? 5) None of these 1) 1202.60 2) 1182.80 36. I P E B Q S 3) 1098.80 4) 1204.90 1) # 5 $ 3 * £ 2) # 5 3 $ * # 5) None of these 3) £ 5 $ 3 * # 4) £ 5 $ 3 * # 46. (8)3 + (9)3 – (7)3 = ? 5) None of these 1) 898 2) 792 37. R M A P S I1) 3) 798 4) 826 5) None of these 1 @ 9 5 £ # 2) 1 @ 9 5 £ 1 3) # @ 9 5 £ # 4) # @ 9 5 £ 1 ? 47. 58% of 550 = 5) None of these 13 38. A R E M Q N 1) 3927 2) 4147 1) 9 1 $ @ * 8 2) 8 1 $ @ * 8 3) 4012 4) 3936 3) 8 1 $ @ * 9 4) 9 1 $ @ * 9 5) None of these 5) None of these 48. 43 + 54 ÷ 13.5 × 1.5 – 1 = ? 1) 45 2) 14.37 39. K J B P R D 3) 58 4) 38 1) 9 2 3 5 1 7 2) 7 2 3 5 1 7 3) % 2 3 5 1 9 4) 2 9 1 5 © 5) None of these 5) None of these 49. 2304 34  13824 ? 40. Which one fo the given responses would be a meaningful 1) 88 2) 64 order of the following ? 3) 48 4) 52 a) Twilight 5) None of these b) Dawn 50. 3 × 4 × 6 × 2× 12× 12 × 4 × 3 = (12)? c) Noon 1) 4 2) 5 d) Night 3) 3 4) 6 5) None of these 1) b, a, c, d 2) b, c, a, d 51. 85% of 480 + 42% of 950 = ? + 58 3) a, b, c,d 4) a, c, b, d 1) 773 2) 807 5) None of these 3) 749 4) 779 5) None of these APTITUDE  1 1 1 1  52.      of 4200  Directions (Q.41-55) : What should come in place of question  2 3 4 5  mark (?) in the following questions : 1) 5160 2) 4980 41. 16 × ? × 395 = 82160 3) 5390 4) 5290 1) 13 2) 17 5) 4890 3) 23 4) 16 53. 424 × (0.25) × × 328 × (0.5) + 222 × (0.75) = ? 5) None of these 1) 60844 2)58244 42. 112% of 6500 = 91% of ? 3)61626 4)60728 1) 7200 2) 7000 5) None of these 3) 8500 4) 8000 54. (95)2 + (?)2 – 5 = (96)2 5) 7500 1) 14 2) 16 3) 12 4) 22 43. 12769  15376  5) None of these 1) 237 2) 253 3) 241 4) 239 55. 3 50653 2  5) None of these 1) 72 2) 54 2 3 ? + 2 44. (5) × (625) × 125 × 25 = (5) 3) 78 4) 64

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5) None of these 65. Sohan drove from home to office at the speed of 60 km/ h and on his returning journey, he drove at the speed of Directions (Q.56-60) : What should come in the place of 45 km/h and also took an hour longer to reach home. question mark(?) in the following numbers series? What distance did he cover each way? 56. 88 44 176 88 352 ? 1) 240 km 2) 360 km 1) 176 2) 224 3) 180 km 4) 540 km 3) 398 4) 164 5) None of these 5) None of these 66. A trader sells 180 m of cloth for Rs. 10800 at the profit 57. 72 73 89 170 ? 1051 of Rs. 10 per m. of cloth. What is the cost price of 1 m. of 1) 396 2) 426 cloth? 3) 492 4) 504 1) 50 2) 55 5) None of these 3) 75 4) 60 58. 126 378 1890 ? 119070 5) None of these 1) 18570 2) 24240 67. There are 8 dozen balls kept in a box. If there are 16 3) 12950 4) 13230 such boxes, how may balls are there in all the boxes 5) None of these together? 59. 24 14 9 6.5 5.25 ? 1) 18 2) 20 1) 4.625 2) 3.925 3) 25 4) 13 3) 4.725 4) 4.225 5) 15 5) None of these 68. Ramchandran obtained an amount of Rs. 4140 as simple 60. 100 100 105 115 130 ? interest on a certain amount at 9% per annum after 4 1) 145 2) 155 years. What is the amount invested by Ram chandran? 3) 150 4) 160 1) Rs. 17450 2) Rs. 12250 5) None of these 3) Rs. 13400 4) Rs. 11500 61. How many6 digit numbers can be made from the number 5) None of these 5, 6, 2, 3, 9, 8 using each digit only once? 69. The number of ways in which a mixed double tennis 1) 180 2) 340 game can be arranged among 8 married couples if no 3) 720 4) 49 husband and wife play in the same game is- 5) None of these 1) 1120 2) 840 62. On a test consisting of 150 questions, shilpa answered 3) 1568 4) 784 20% of first 75 questions correctly. What % of the other 5) None of these 75 questions does she need to answer correctly for her 70. Three fourth of a number is 423. What will 35% of that grade on the entire exam to be 40%? number? 1) 70 2) 60 1) 197.4 2) 178.6 3) 50 4) 55 3) 192 4)154.6 5) None of these 5) None of these 63. The cost of 11 tables and 14 chairs is Rs. 46230. What is 71. A spent Rs. 14125 on his college fees, Rs. 2003 on the cost of 44 tables and 56 chairs? personality development classes and the remaining 28% 1) Rs. 196420 2) Rs. 184920 of the total amount he had as cash with him. What is the 3) Rs 246440 4) Rs 264480 total amount? 5) None of these 1) Rs. 23200 2) Rs. 24180 64. ‘A’ can complete a piece of work in 15 days. ‘A’ and ‘B’ 3) Rs. 22400 4) Rs. 21980 together can complete the same piece of work in 6 days. 5) None of these In howmany days can ‘B’ alone complete the same piece 72. The profit earned after selling an article for Rs. 1224 is of work? the same as loss incurred after selling the article for Rs. 864. What is the cost price of the article? 1 1) Rs. 1044 2) Rs. 986 1) 10 days 2) 9 days 2 3) Rs. 1104 4) Rs. 1048 5) None of these 3 73. The product of two consecutive odd numbers is 5183. 3) 8 days 4) 12 days 4 Which is the greater of the two numbers? 5) None of these

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1) 73 2) 77 ENGLISH LANGUAGE 3) 69 4) 71 5) None of these Directions (Q.81-90) : Read the passage carefully and answer 74. 45 women can do a piece of work in 10 days. How many the questions given below it. Certain words/ phrases are given women would be required to do the same work in 6 in bold to help you locate them while answering some of the days? questions. 1) 60 2) 75 For any growing nation education is most important aspect 3) 72 4) 65 in all terms may it be human development or mechanical 5) None of these 75. The simple interest accrued on an amount of Rs 20000 development , although education comes after hunger but at the end of the three year is 6000. What would be the know after 65 years of independence , hunger is not our compound interest accrued on the same amount at the major problem but education is . Thus now our politicians same rate in the same period? need to be qualified and educated. So this leads to a very 1) Rs. 7240 2) Rs. 6824 3) Rs. 6620 4) Rs. 6448 common discussion that Weather Educational Qualifications 5) None of these for politicians are necessary or not? 76. Ajay started a business investing Rs. 15000. After 6 Politician should be people with high education because months Vijay joined him with a capital of 10000. At the end of the year the total profit was Rs. 3460. What is many leadership attributes are gained through education. the share of profit of Ajay? Leaders with no education cannot cope up with the change 1) Rs. 1380 2) Rs. 1850 hence it hinders country development. Education is necessary 3) Rs. 1150 4) Rs. 2170 5) None of these for a leader, for the country’s bright future and prosperity. 77. A car travels at a constant speed of 90 km/hr for one km. As now a days it is the basic need of a person, but yes, it and at 30 km/hr for the next one km. what is the average should not be fixed till a certain level. A leader should be speed of the train? matured, experienced, kind, educated, and should understand 1) 45 km/hr 2) 60 km/hr 3) 48 km/hr 4) 72 km/hr people’s feelings, thinking, vision etc. And that all comes 5) None of these from education itself and our moral life. So friends that’s all 78. In a circle of radius 14 cm, an arc subtends an angle of I think! I hope you all will like your small friend thinking, in 540 at the centre. Find the length of arc. 1) 24.6 cm 2) 13.2 cm my view politicians needed Higher education, because they 3) 12.4 cm 4) 15.3 cm are the persons rule the society. Unfortunately the highly 5) None of these educating peoples like IAS Officers working under the 79. Three fair coins are tossed simultaneously. Find the probability of getting at least two tails. uneducated persons and also there is no rule for politician’s education. First of all we are changing the ours. 3 3 1) 2) Some high educated politicians are doing the schemes. But 8 4 Only Qualification insufficient for the politicians and also 3 1 having good leader ship qualities and genuine persons are 3) 4) 7 4 required. So knowledge is more necessary than a written 5) None of these degree; anyone in today’s world can get a degree just by 80. If Vipul rows 18 km upstream and 24 km downstream taking 6 hours each time, then the speed of the stream is paying some amount! 1) 2 km/hr 2) 0.5 km/hr We totally have to disagree that education makes men for 3) 1 km/hr 4) 3 km/hr see things and value things better. Talk about Bill Gates, Henry 5) None of these Ford, Albert Einstein and manymore throughout history. They have no educational qualifications that they can speak of and yet are great leaders; in fact they are among the most powerful motivation of the world. So there by knowledge should be

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 70 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 trusted rather than a show off degree! Government is printed in bold as used in the passage introducing many policies to ruin illiteracyfrom our country. 86. Cope If the leader is illiterate, there is no use to make all citizens 1) Refuse 2) Manage literate. A corruption free nation will come only from a well 3) Deal 4) Confront educated leader. 5) Wrestle 87. Hinders 81. Which of the following attributes are used to describe a 1) Retard 2) Cripple good leader ? 3) Impede 4) Encourage 1) Adolescent 2) Understanding 5) Preclude 3) Knowledgeable 4) Both 2 and 3 88. Ruin 5) All of the above 82. According to the author, what is the main cause or 1) Wreck 2) Creation bottleneck of the human development in our country ? 3) Extinction 4) Destruction 1) Lack of food 2) Illiteracy 5) Collapse 3) Corrupt Leader 4) All of the above Direction (Q.89-90) : Choose the word/group of words which 5) None of these is MOST SIMILAR in meaning of the word/group of words 83. According to the passage, which of the following is/are printed in bold as used in the passage- true about the impact of education ? 1) If we are well–educated, we can make better decisions 89. Attribute both professionally and personally. 1) Trait 2) Point 2) Educated leaders tend to preside over more 3) Mark 4) Usualness development of country. 5) Hatred 3) It appears that the more educated leaders were doing 90. Genuine something right before they were suddenly removed. 1) Illegitimate 2) Deceptive 4) All of the above 3) Authentic 4) Dubious 5) Both 1 and 2 5) Affected 84. What is the essence of the passage ? Directions (Q.91-95) : In the following questions, a sentence 1) The main point is that education is to some extent, a has been given with some of its parts in bold. To make the useful heuristic for thinking about leadership quality sentence grammatically correct, you have to replace the bold but only when s a good quality of education not a it’ part with the correct alternative given below. If the sentence is piece of paper. correct as it is, give 5) as your answer (i.e. No correction 2) Only better educated leaders are better at leading. – required) 3) It’s harder than you might think to include education as a variable in politics. 91. Good heart help you to take care of others. 4) Both 2 and 3 1) help to you 2) enables you to 5) None of these 3) make able you 4) support you 85. Which of the following facts is true as per the passage ? 5) No correction required 1) An uneducated man has no chance of being successful. 92. Without money it will be really difficult for you to survive 2) An educated man will surely do well in life. in a strange city. 3) An educated person gets better opportunities in life. 1) that would be really difficult 4) Only an educated person is much more aware of the 2) that only can be difficult latest technologies and all the changes. That are 3) that is difficult taking place in the world. 4) it is being difficult 5) None of these 5) No correction required 93. Gentle people has consideration highly reputable in the Direction (Q.86-88) : Choose the word/group of words which is MOST OPPOSITE in meaning to the word/ group of words society.

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1) B 2) C 1) can be considered 3) F 4) A 2) will be considered 5) D 3) is considered 98. Which of the following would be the THIRD sentence 4) are considered after rearrangement? 5) No correction required 1) A 2) E 94. Ritesh walked in to the shopping mall numerous times 3) C 4) D and is waiting patiently to explain that his mobile was not 5) B working properly. 99. Which of the following would be the FIRST sentence 1) waited patiently to explain after rearrangement? 2) waiting patiently with explanation 1) C 2) E 3) has patience for explanation 3) D 4) F 4) waited not only to explain 5) B 5) No correction required 100. Which of the following would be the LAST sentence 95. We have to pay out–of–pocket for medical care and only after rearrangement? seeking care when we really need it. 1) B 2) F 1) are to pay 2) had been paid 3) A 4) E 3) have been paying 4) have payment 5) C 5) No correction required Directions (Q.101-105) : Find the part of the sentence which Directions (Q.96-100) : Rearrange the following six sentences has a grammatical error. If there is no error, your answer will (A), (B), (C), (D) ,(E) and (F) in the proper sequence to form be 5. a meaningful paragraph and then answer the questions given 101. 1 ) As a school boy from an / 2) Andhra town he was below. denied / 3) drinking water from /4) the common well. / (A) When we deal with our seniors of higher status we 5) No error are polite as it is compulsory. 102. 1) Pollution levels in some of the areas / 2) of Delhi (B) Not only with family member but also with others were very high so that /3) the test instruments failed to we must be polite as they are our helpers. (C) Good measure them as the levels /4) were beyond the in–built behavior is said to be one of the important attributes measuring scales. / 5) No error 103. 1) I was having a light lunch /2) of sweet potato fries / of civilized person. 3) with sour cream and /4) a couple of friends. /5) No (D) In this computational world in order to full fill our error\ social needs, we need to have good behavior. (E) It 104. 1) There is a strong lesson to be learnt /2) in taking for granted any / 3) retrospective view of the past, / 4) must be implemented in every walk of life. including the recent past of business./ 5) No error (F) But a person having good behavior is polite with 105. 1) In most cases they are only visible /2) through a everyone. television monitor hooked / 3) to a low–light but high– 96. Which of the following would be the SECOND sentence intensity / 4) video camera in a simulated environment. after rearrangement? 5) No error 1) D 2) E Direction (Q.106-110) : Each question below has two blanks, 3) A 4) B each blank indicating that something has been omitted. Choose 5) C the set of words for each blank that best fits the meaning of 97. Which of the following would be the FOURTH sentence the sentence as a whole. after rearrangement?

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106. Amit the views and of his ideal not I think the Insurance Company like LIC should have had only within his industry, but also from his friends. mandates 116 them that they could not use this plan as an 1) pick up, thoughts excuse to cancel an existing customer ’s coverage in an effort 2) stimulant, disdain to 117 people like me that I’m sure they 118 a higher risk. 3) accelerate, concrete In any case, when I found out that I had to 119 into the 4) impromptu, intuition Vehicle Insurance market, I immediatelybegan trying to get 5) cope up, regard my account setup online so I can get myapplication in process. 107. From this data a statistician is able to _ But after many attempts, system has still not let me even get the population has been affected or not. my account in place, much less filing my application. I’ve 1) choose, yet 2) resolve, if attempted to work with an agency manager to file the 3) decide, to 4) discover, that application over 5) determine, whether the phone, but the system threw him out 120. 108. Time helps us our daily lives and activities, so that we can live more , productive lives. 111. 1) transposing 2) dealing 1) architecture, classified 3) as 4) being 2) structure, organized 5) castling 3) format, analyzed 112. 1) exchange 2) actuality 4) network, coordinated 3) pour 4) precipitate 5) complex, standardized 5) drain 109. For me the family is the of life and love 113. 1) presence 2) buying I am born and grow. 3) pro quo 4) here 1) aspect, there 2) facet, that 5) out 3) part, site 4) cradle, where 114. 1) vitality 2) dropping 5) need, spot 3) taking 4) shuffling 110. A leader is an extremely important _ of any team 5) bringing work for a of reasons. 115. 1) at 2) shift 1) rear, heap 2) angle, herd 3) through 4) traffic 3) facet, multitude 4) feature, crowd 5) splash 5) level, number 116. 1) put to 2) refuse 3) leave 4) quit Directions (Q.111-120) : In the following passage, some of 5) heel the words have been left out, each of which is indicated by a 117. 1) well–formed 2) unload number. Find the suitable word from the options given against 3) delicate 4) sublime each number and fill up the blanks with appropriate words to 5) appealing make the paragraph meaningfully complete. 118. 1) rare 2) desir I am a self-employed content writer. 111 self-employed, I 3) ask 4) consider had to secure my own insurance coverage, but with my pre- 5) demand existing condition, every insurance provider gave me an 119. 1) manifest 2) opportunity automatic denial. LIC insurer that had some arrangement 3) obvious 4) show with the government requiring them to cover people like me 5) venture in 112 for a very high premium. But as of October 14th, when 120. 1) too 2) conspicuous the signup for the Govt. vehicle insurance Plan opened, LIC 3) there 4) at all didn’t waste a second getting letters 113 telling people like 5) never me that they were 114 us as of year-end and that we’d have to find alternate coverage 115 the government vehicle insurance plan.

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GENERAL AWARENESS (3) 8 (4) 9 (5) 11 121. Name the special travel scheme for the farmers proposed 131. Who is the Principal Economic Advisor to the govt. of in this new budget. India? (1) Arvind Mayaram (1) Krushak Yatra (2) Kishan Yatra (2) Arvind Subramanyam (3) Farmer Yatra (4) Agro Yatra (3) Raghuram Rajan (5) None of these (4) Kausik Basu 122. The constitutional court in which country has struck (5) Ila Pattnaik down a controversial adultery law which criminalised 132. Former Bihar CM Jitan Ram Manjhi formed a new extra-marital sex political outfit named (1) North Korea (2) Japan (1) Hindustani Aam Party (3) Taiwan (4) South Korea (2) Hindustani Awaaam Morcha (5) Vietnam (3) Hindustani Jan Morcha 123. Broadband Internet Service has been regulated as a (4) Hindustani Aam Morcha public utility service in which country recently (5) None of these (1) France (2) UK 133. The Public Service Broadcasting day is celebrated on (3) Japan (4) USA which of the following days? (5) China 1) 11 November 2) 15 November 124. TRAI has proposed to cut roaming charged by 3) 11 December 4) 12 November (1) 50% (2) 60% 5) 29 November (3) 40% (4) 80% 134. PAN card is must for all purchase above Rupees (5) 70% ______125. Which of the following is/are the emphasised areas for 1) 50000 2) 100000 banks highlighted in the economic survey 2014-15? 3) 125000 4) 150000 (1) Deregulation (2) Differential 5) 200000 (c3 Diversity (4) Disenter 135. Corporate tax reduced from 30% to ______over next (5) All of these four years. 126.Who has imposed a fine of Rs. 80 cr. on DFL for IPO 1) 27.5% 2) 25% non-disclosure? 3) 22.5% 4) 20% (1) IRDA (2) RBI 5) 22% (3) TRAI (4) SEBI 136. Mudra banks to be established with capital of Rs._____ (5) None of these crore. 127. Singapore govt. has appointed Gopinath Pillai as its 1) 10000 2) 12000 special envoy to which Indian state. 3) 15000 4) 20000 (1) Odisha (2) Bihar 5) 25000 (3) Tamil Nadu (4) Karnataka 137. Transportation allowance increased from Rs._____ to (5) Andhra Pradesh Rs.1,600 128. Ms. Usha Sangwan is the MD of 1) 750 2) 1000 (1) SBI (2) BMB 3) 800 4) 1200 (3) LIC (4) Biocon 5) 900 (5) Axis Bank 138. Shoes and Chapals to become cheaper as excise duty 129. What is the theme of 2015 National Science Day reduced to ______? celebration? 1) 5% 2) 6% (1) Science in Human Service 3) 7% 4) 8% (2) Science as Power 5) 10% (3) Science in Capacity Building 139. AIIMS to be set up in 5 states and which state is not in (4) Science for Nation Building set up list? (5) None of these 1) Punjab 2) Tamil Nadu 130.AAP govt. in Delhi has created a Separate Delhi Dialogue 3) Himachal Pradesh 4) Assam Commission with how many members? 5) Kerala (1) 7 (2) 6 140. IIT to be build in ______

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1) Kerala 2) Tamil nadu 149. Name the eminent Marathi writer who has been selected 3) Andhra Pradesh 4) Telangana for the prestigious Jnanpith award for the year 2014? 5) Karnataka 1) Vishnu Sakharam Khandekar 141. Among the following who has been recently appointed 2) Khuswant Singh as Union Health Minister of India? 3) Bhalachandra Nemade 1) Suresh Prabhu 4) Sabaanis Mahadev 2) J.P Nadda 5) None of these 3) Rajiv Pratap Rudy 150.Who will inaugurate the Head of the Missions Conference 4) Mukhtar Abbas Naqvi scheduled to be held in New Delhi on 7th Feb’15? 5) Manohar Parrikar 1) Smriti Irani 142. World’s first 3D-printed jet engine developed by 2) Narendra Modi 1) America 2) Russia 3) Prakash Javdekar 3) china 4) Australia 4) Suresh Prabhu 5) India 5) None of these 143. ______and ______signed military deal on port 151. Indian origin lawyer Kannan Ramesh has been appointed access in Mediterranean Sea as Judicial Commissioner to the Supreme Court of which 1) Russia and Spain country 2) Syria and State of Palestine (1 Malaysia (2 Singapore 3) Bosnia and Israel (3 USA (4 UK 4) Turkey and Albania (5 Ireland 5) Russia and Cyprus 152.Who won the Dubai ATP Men’s Tennis Championship 144. Government to give digital boost to which of the 2015 following scheme ? 1) Roger Federer 1) Aam Aadmi Bima Yojana 2) Novak Djokovic 2) National Literacy Mission Programme 3) Rohan Bipanna 3) Mahatma Gandhi National Rural Employment 4) Daniel Mistor Guarantee Act 5) Nined Zimonjic 4) National Heritage Development and Augmentation 153.”Agenda of the Alliance” has been prepared by the govt. Yojana (HRIDAY) in which state 5) Pradhan Mantri Adarsh Gram Yojana 1) Maharashtra 2) Bihar 145. ______Acquires Facebook Marketing Start Up Toro 3) Odisha 4) J & K 1) Yahoo 2) IBM 5) Goa 3) Google 4) Twitter 154.The Defence Ministry has approved for raising 4 5) Microsoft battalions of composite Eco-Tack Force named 146. Apple Inc ordered to pay Smartflash USD ______for 1) Himalays Tack Force patent infringement 2) Forest Tack Force 1) 520 million 2) 533 million 3) Ganga Tack Force 3) 546 million 4) 553 million 4) Jungle Tack Force 5) 563 million 5) None of these 147. ______resigned as Chairperson of Intergovernmental 155.Odisha govt. has decided to start a Rs. 5 subsidised Panel on Climate Change cooked food programme from 1st April Utkal Divas 1) Rajendra K Pachauri named 2) Carlos Martin-Novella 1) Aadhar 2) Aahar 3) Jonathan LYNN 3) Anna 4) Bhejan 4) Sophie SCHLINGEMANN 5) None of these 5) Judith EWA 156.Lok Sabha has passed a bill to introduce e-rickshaw in 148. ______announced to allow work permits to spouses 1) Mumbai 2) Kolkata of H-1B visa holders from May 2015 3) Chennai 4) New Delhi 1) China 2) Russia 5) none of these 3) US 4) UK 157. ASBA Scheme is related for the purchase of ? 5) Mauritius 1) KPO 2) IPO 3) CD 4) Travellers Cheque

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5) None of These 158. According to IRDA guideline Insurance Companies in India have to complete how many years to be listed on stock markets? 1) 7yrs 2) 10 yrs Because, there are no direct relation between bridge and 3) 12 yrs 4) 5 yrs roads and tap and ropes. 5) 3 yrs 8. 3 159. Foreign Exchange Rate is determined by the RBI on- 1) DailyBasis 2) Weekly Basis 3) Monthly Basis 4) YearlyBasis 5) None of These 160. Service Area Approach is associated with- 1) Micro Finance 2) Rural Finance 3) Industrial Finance 4) Housing Finance Because, there is a possibility of both sentences. 5) None of these 9. 5



EXPLANATION

(1– 4) :

(10–14) :

1. 2 2. 3 3. 2 4. 1 5. 2

10. 1 11. 2 12. 2 13. 1 14. 2 Tables are directly related to plates. 15. 1 6. 2

G A N G U L Y F Z M F T K X Rooms are directly related to chairs. 7 1 14 7 21 12 25 6 26 13 6 20 11 24 7. 4 7 – 1= 6 1 – 1 = 26 14 – 1 = 13

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7 – 1 = 6 21 – 1 = 20 12 – 1 = 11 25 – 1 = 24 (F Z M F T K X) 16. 2; 3 5 8  please come soon. 2 7 5  you go soon. 8 6 7  please go there. come 3 (17–20) : 17. 3; P ÷ R + S + Q 32. 3; M > T > D > R > N 33. 2; 1 2 3 4 5 7 8 9 5 – 3 = 2 34. 4; (35–39) : 35. 1; © * 1 7 3 © 36. 5; £ 5 $ 3 * £ 37. 4; # @ 9 5 £ 1 18. 1; P – R + Q 38. 2; 8 1 $ @ * 8 39. 5; © 2 3 5 1 © 40. 2; 82160 41. 1; ? 13 16395 19. 4; P × R ÷ Q 112 91 42. 4; 6500  ? 100 100 1126500  ?  8000 20. 1; P × Q – Q 91 43. 1; ? = 113 + 124 = 237 21. 4; BONDING 44. 3; (5)?+2 = (5)2 × (5)12 × (5)5 = (5)19  ? + 2 = 19  ? = 17 B – D, O – N, D – G 22. 2; Except 45, all are the multiple of 7. 45. 2; ? = 1182.80 23. 3; Now next step will be started by 6. 46. 1; ? = 512 + 729 – 343 = 898 24. 4; A S T E E A ST, T E A S, S E A T 25. 4; Except ‘126’ all are divisible by ‘11’. 58 ? 47. 2; 550  (26-30): 100 13 26. 3; 2 % M, 5 $ W  ? = 319 X 13 = 41477 27. 4; 54 28. 3; M 3 E, P 4 A 48. 5; ?  43  1.5 1 29. 2; R % M E J # P A * @ U T © I Q $ W V N B 13.5 30.4; = 43 + 4 X 1.5 - 1 31. 4; = 43 + 6 - 1 = 48 49. 1; 48 ÷ 3 × 4+ 24 = ?  ? = 16 × 4+ 24 = 88 50. 2; (12)? = 12 × 12 × 12 × 12 × 12 = (12)5  ? = 5

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85 42 51. 3; 480 950? 58 100 100  408 + 399 = ? + 58  ? = 749 (30  20 15 12)  Efficiency of B = 5 – 2 = 3 52. 3; ?  4200 60 30  Required No. of days = = 10 dayss 53. 5; 106 × 164 + 166.5 = ? 3  ? = 17550.5 x x 2 2 2 65. 3;  1 54. 1; (?) = (96) × (95) + 5 = 9216 – 9025 + 5 = 196 45 60  ? = 14 8x  6x  1 55. 5; 37 × 2 = ?  ? = 74 360 56. 1;  x = 180 km 66. 1; (x + 10) × 180 = 10800  x = 60 –10 = Rs. 50 67. 4; Required No. of candles = 8 × 12 ×16 = 1536 57. 2; SI100 4140100  68. 4; Principal amount = TR 49 = Rs. 1150 69. 2; We can choose two men out of 8 in c ways. 58. 4; 82 No husband and wife are play in the same game. Two women out of the remaining 6 can be chosen in 6 ways. c2 59. 1; Required No. of ways : 8 6  c2  c2 2840 4 35 70. 1; Required Number of  423 197.4 60. 1; 3 100 71. 3; (100 x 28) % = 14125 + 2003  72 % = 16128 16128 61. 3; Required Number = 6 ! = 720 100%  100  Rs.22400 72 75 20 75 x 150 40 62. 2;   1224  864 100 100 100 72. 1; Cost price of the article   Rs.1044 2 1500  75x 600 73. 1; x (x +2) = 5183 4500 2  x   60%  x + 2x – 5183 = 0 75  x 2 + 73 x – 71 x – 5183 = 0  (x + 73) (x – 71) = 0 63. 2; Required cost = 4 × (46230) = Rs. 184920  x = 71  64. 1; greater No. = 71 + 2 = 73

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450 81. 4 82. 2 83. 5 84. 1 85. 5 74. 2; 45 x 10 = x6 x  75 womens. 86. 1 87. 4 88. 2 89. 1 90. 3 6 91. 2 92. 5 93. 4 94. 1 95. 3 6000100 (96–100) : D C E A F B 75. 3; Rate = 10% p.a. 96. 5 97. 4 98. 2 99. 3 100. 1 200003 101. 1; Replace ‘from’ with ‘in’. 102. 2; It should be ‘so high that’ instead of ‘very high so 3  10   that’. Required C.I = 20000 1  1 103. 3; Interchange ‘with’ with ‘and’.  100    104. 2; Replace ‘in’ with ‘about’. 105. 2; Add ‘up’ after ‘hooked’. 13311000   20000  106. 1 107. 5 108. 2 109. 4 110. 3  1000  111. 4 112. 1 113. 5 114. 2 115. 3 116. 1 117. 2 118. 4 119. 5 120. 1 20000331 121. 2 122. 4 123. 4 124. 4 125. 5   Rs.6620 1000 126. 4 127. 5 128. 3 129. 5 130. 4 76. 5; Profit Ratio = 15000 × 12 : 10000 × 6 = 3 : 1 131. 5 132. 2 133. 4 134. 2 135. 2 136. 4 137. 3 138. 2 139. 5 140. 5  share of Ajay in the profit 141. 2 142. 4 143. 5 144. 3 145. 3 3 146. 4 147. 1 148. 3 149. 3 150. 2 = 3460  Rs.2595 (31) 151. 2 152. 1 153. 4 154. 3 155. 2 156. 4 157. 2 158. 2 159. 1 160. 2 77. 1; Average Speed =

11 29030   45km / hr 1 1  30  90  90 30

   78. 2; Length of the arc = 2r   3600 

22 540 2 14 13.2cm 7 3600 79. 5; E {TTT, TTH, THT, HTT}  n (E) = 4 s {HHH, HTH, HHT, HTT, THH, THT, TTH, TTT}  n (s) = 8 4 1 P(E)   8 2 1  24 18  80. 2; Speed of stream =    km/h 2  6 6  1  1 0.5km / hr 2

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BANK OF BARODA-PO (PREVIOUS YEAR PAPER) REASONING 1) The English that we get to listen on TV in India is as good as that on BBC. Directions (Q.1-3 ) : Read the following information carefully 2) The English that we get to listen on TV is very and answer the given questions: good. The Indian Market has rallied over 30 percent so far in the 3) Children should not be sent to school everyday. year 2014, but the rally is just getting started, say expert 4) Son of vegetable vendor should not be sent to school who have come out with target in excess of 1,00000 for Nifty every day. and 4,00000 for Sensex in the next 15 year or by 2030. 5) None of these A) Nifty has grown 10 times in the last 15 years and 5. The government is considering proposal to ban the sale can Jump 10–12 times in the next decade. of loose cigarettes; a move that will hit ITC and other B) GDP growth to achieve only 4–5 % in next 15 years. cigarette markers hard. Which of the following is a probable reason of the C) Sensex will grow with the support from strong move hurting the cigarette makers ? economic growth, stable government at the centre, 1) 70 % of retail sale take place in the form of loose as well as infrastructure and technology cigarettes. development. 2) To move will severely impact the legal domestic D) Nifty has move the levels of 943 recorded on 29 cigarette industryin India and the livelihoods of over April 2003 to 8600 level today. 38 million people who are engaged in tobacco while E) Growth of Economy depends on the Nifty and giving a fillip to smuggling. Sensex. 3) Lose cigarette do not let us see the warning image on cigarette packets. 1. Which of the following among (A), (B ), (C) (D) and (E) 4) Discouraging tobacco consumption appears to be may be strong argument in favour of the Indian stock high on government’s agenda. market reaching to a level of new high? 5) None of these 1) Only A and C 2) Only B Directions (Q.6-10) : Study the following information 3) Only D 4) Only B and E carefully to answer the given questions. 5) None of these A word and number arrangement machine when given an 2. Which of the following can’t be inferred from the given input line of words and number rearranges them following a information? ( An inference is something that is not particular rule in each step. The following is an illustration directly but can be inferred from the given information.) of an input and various steps of rearrangement. 1) Only A 2) Only A and E 3) Only B 4) Only D Input : acquire special ethics onion formulae diary 9 16 5) None of these 8 64 27 4. 3. Which of the following may not be concluded form Step I : acquire diary special ethics onion formulae 9 8 the above passage ? 16 64 27 4. 1) Only A 2) Only C Step II : acquire diary ethics special onion formulae 9 8 3) Only B and E 4) Only D 16 64 27 4. 5) None of these Step III : acquire diary ethics formulae special onion 9 8 4. “Now my son goes to school every day to study and 16 64 27 4. speak such good English, like they do on T.V” – A vegetable vendor. Step IV : acquire diary ethics formulae onion special 9 8 Which of the following is an assumption in the above 16 64 4 27. statement? Step IV is the last step of the above input as per the rules followed in the above steps, find out in each of the following

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 80 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 questions the appropriate steps for the given input. alone are not sufficient to answer the question. Input: insect grapes tension union retirement estate 9 64 8 4 4) If the data in both statements I and II together are 16 27. necessary to answer the question. 5) If the data in statement II alone are sufficient to 6. How many steps will be required to complete the answer the question, while the data in statement I rearrangement? alone are not sufficient to answer the question. 1) Four 2) Three 3) More than five 4) Five 11. Who is the 3rd fastest among U, V, W, X, Y (Where 5) None of these speed is an integer) ? 7. Which of the following is second to the left to third I. X is faster than U. U is slower than Y and V. element from the left in step III? II. U is faster than W and have a speed 100 m in 8s , Y is 1) tension 2) 16 slower than V but faster than X. 3) grapes 4) estate 12. There are six friends P, Q, R, V, T and W. Who is just 5) None of these opposite of W ? 8. Which of the following is step II? I. V and P are sitting in two rows. R is just opposite to 1) estate tension grapes insect union retirement 9 16 V, who is second to the left of W. 27 64 4 8. II. Q is just opposite to T, which is just right of V. W and 2) estate grapes insect union tension retirement 9 8 64 R are not facing in the same direction. V and W are facing 4 16 27. towards 3) estate grapes insect tension union retirement 9 8 64 North. 4 16 27. 13. P is in which direction with respect to Q? 4) estate grapes insect tension union retirement 8 9 64 I. L is in North–East of M, which is East of Q. Q is to 4 16 27. 5) None of these the West of R. II. R is to the South of L and P is to the West of L. 9. Which word/ number is fourth to the right of ‘retirement’ in step V? 14. If B is brother of A, then who is grand daughter of X? 1) 4 2) insect I. S and V are the only two children of Y and X, S is the 3) 16 4)8 5) There is no such step father of only son T, who is cousin of A. 10. What is the position of ’tension’ from the right end in II. B is the only son of V. step IV ? 15. There are five musical instruments Santoor, Tabla, 1) Eight 2) Fourth Mridang, Flute, Sarod are played in five different months 3) Third 4) Fifth of a year from May to September. Is Tabla is played on 5) None of these that month which is of 30 days ?

Directions (Q.11-15) : Each of the questions below consists I. Flute is played by the man, whose birthday is in the of a question and two statements numbered I and II given below month earlier than August, it is the month when Sarod it. Youhave to decide whetherthe data providedinthe statements are sufficient to answer the question. Read both the statements is played, but not when Mridang is played, which is just and give answer. after when Santoor is played. 1) If the data in both the statements I and II together II. Mridang is played in that month after which there is are not sufficient to answer the question. again a 31 days in a month. 2) If the data either in statement I alone or in statement Directions (Q.16-20) : Study the following information II alone are sufficient to answer the question. carefully and answer the given questions. 3) If the data in statement I alone are sufficient to In a certain code language ‘This time is important’ is written answer the question, while the data in statement II

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‘ro ti pi #’ , ‘This is special commodity’ is written as ‘si ro ti III. Every Indian is corrupt. sa’, ‘Time is costliest commodity’ is written as ‘si pi nu ti’ 22. Conclusions: and ‘Special is important’ is written as ‘ti # sa’. I. All corrupts being Minister is a possibility. II. Some politicians are not corrupt. 16. What is the code for ’This’? III. All politician are not being corrupt is a possibility. 1) pi 2) either ti or sa 3) ro 4) si (23 – 24) : 5) # Statements : All banks are is schedule. Some VANIK are 17. Which of the following can be the code for ‘Costliest Bank No department is VANIK. commodity is very special’? 23. Conclusions: 1) si ro # ti nu I. Some Bank are not VANIK. 2) pi # ro si ni II. All schedule being department is a possibility. 3) ti si nu nee sa III. All department being schedule is a possibility. 4) Can’t be determined 24. Conclusions: 5) si ti pi sa ro I. All bank being VANIK is a possibility. 18. What is the code for ‘commodity’ ? II. All VANIK being not a bank is not a possibility. 1) sa 2) either ro or ti III. No bank is schedule. 3) si 4) # 25. Statements : Some flowers are fruit. All famous is future. 5) nu No fruit is famous. 19. What is the code for ‘Speciality is important’? Conclusions: 1) nu pi ro 2) sa # ti I. Some famous are not flowers. 3) pi # pa 4) # ti ni II. Some future are not fruit. 5) None of these III. All future being famous is not a possibility. 20. What is the code for “special”? Directions (Q.26-30) : Study the following information 1) si 2) nu or pa carefully to answer the given questions. 3) sa 4) ti 5) None of these There are seven persons sitting around a circle. Four of the persons are facing away from the centre while remaining Directions (Q.21-25) : In each questions below are given three statements followed by three conclusions numbered I and II three are facing towards the centre. Ruchika sits third to the and III. You have to take the given statements to be true even if right of Ravi, who belongs to Latvia. Shweta belongs to they seem to be at variance with commonly known facts. Read Sudan and third to the left of Aditya, who is not from Kenya, all the conclusions and then decide which of the given Ethiopia and Nigeria. Madhu sits towards the centre and conclusions logically follows from the given statements, third to the right of both Shweta and Rishi. Ruchika is third disregarding commonly known facts. Give answer : 1) If only conclusion I follows. to the right of Bharat, who belongs to Libya and just left of 2) If only conclusion I and III follows. Madhu, who belongs to neither Ethiopia nor Kenya. The one 3) Neither conclusion I nor III follows. who belongs to Ethiopia is fourth to the left of one, who 4) Both the conclusion II and III follows. belongs to Nigeria. Rishi does not belong to Nigeria and 5) None of these Zimbabwe. (21–22): 26. Who is from Kenya? Statements : Some ministers are not corrupt. Some 1) Aditya 2) Ruchika corrupts are politicians. All politicians are Indian. 3) Rishi 4) Madhu 21. Conclusions: 5) None of these I. No politician is Minister. 27. Aditya belongs to which country ? II. Some Indians being not minister is a possibility. 1) Ethiopia 2) Kenya

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3) Zimbabwe 4) Sudan 1) J 2) I 5) None of these 3) either N or P 4) N 5) Can’t be determined 33. Which of the following pairs of persons represent a 28. Which of the following combinations is correct? couple? 1) Zimbabwe – Ruchika 1) N and O 2) L and J 2) Kenya – Rishi 3) H and I 4) G and P 3) Libya – Aditya 5) All of the above 4) Nigeria – Madhu 34. How is N related to P ? 5) Both 1 and 4 1) Husband 2) Brother 29. The person sitting between Bharat and Shweta belongs 3) Father 4) Brother-in-law to which of the following country ? 5) Can’t be determined 1) Kenya 2) Latvia 35. J likes which of the following subject? 3) Nigeria 4) Ethiopia 1) Geography 2) Sanskrit 5) Sudan 3) Biology 4) Maths 30. Who is the second right from the person who belongs to 5) None of these Latvia? 1) Ruchika 2) Bharat Directions (Q.36-40) : In these questions, a relationship 3) Madhu 4) Rishi between different elements is shown in the statements. The 5) Aditya statements are followed by two conclusions. Give answer 1) If only Conclusion I is true. Directions (Q.31-35) : Study the following information 2) If only conclusion II is true. carefully to answer the given questions. 3) If either conclusion I or II is true. There are 10 persons in the family, G, H, I, J, K , L, M, N, O, 4) If neither conclusion I nor II is true. P. In which 5 are males and 5 are females. All of them have 5) If both conclusion I and II are true. different knowledge of subjects, viz. English, Sociology, (36 – 37) : History, Biology, Psycology, Sanskrit, Hindi, Anthropology, Statements : R  T > Q, S  Q, S < O, Q  R < O Maths, Geography, three generation is here. Each female member except J has no any real brother. The grandfather of 36. Conclusions: I. T  O II. Q < O M doesn’t like Sociology. K, who is unmarried has two 37. Conclusions: I. S < T II. R > S maternal uncle. J doesn’t know Sanskrit. I is the mother in law of L and she likes Sociology, M is nephew of J. No male 38. Statements : 1 = 6 , 5 > 4 < 3, 3  6 member likes Biology and Sanskrit. O likes Anthropology Conclusions: I. 1 > 4 II. 5 = 6 and is daughter–in–law of H. G who likes Hindi is the 39. Statements : A = B  C, C > D, E  B brother–in–law of L. Who doesn’t like Psychology, 3rd generation likes either Geography or Maths. No female likes Conclusion: I. A  D II. C  E Geography. O is J’s sister–in–law. M’s mother is G’s wife 40. Statements : M  P > Q, R > L > Z , R < P who doesn’t like Biology, Psychology or Anthropology. Conclusion: I. M > L II. Z < P Grandparents likes either Sociology or English. K is niece of N, who is brother–in–law of L. There is four married couple Directions (Q.41-42) : Study the information carefully and in a family N is brother of G; and O is married with N. answer the given questions.

31. How is L related to H? The national Institution for transforming India (NITI) Aayog 1) Brother 2) Father with a new structure and focusing on policy will replace the 3) Daughter–in–law 4) Son–in–law 64 year old Planning Commission that was seen as a vestige 5) None of these of the socialist era. The NITI Aayog seeks substitute 32. Who among the following likes Psychology? centralised planning with a bottom–up approach where the

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 83 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 bodywill support formulation of plans at the village level and 1) Making Aadhar card mandatory for Benefit of aggregate them at higher levels of government. This body is subsidised LPG, will make great pressure on system, envisaged to follow the norm of co–operative federalism that was struggling to issue Aadhar Card. giving scope to states to suit their unique needs. 2) This will ensure that subsidies reach those for whom 41. What assumption can be drawn from the above they are intended. statement? 3) Now Corruption will vanish. 1) This will end the slow process of implementation 4) This is Something which will make vote bank for of the plan. the government. 2) This is meant to be recognition of the country’s 5) All of the above diversity. 45. The Union Minister of Health and Family welfare has 3) Now, states not to be dictated to by the centre, when suggested making health a fundamental right. It will it comes to make scheme according to their need. address the issues universal health coverage reducing 4) This will be a free market institution that ignores maternal mortality and infant mortality, access to free the disadvantaged or deprived. drugs and diagnostics. What assumption can be drawn from the above said 5) Both 2 and 3 statement? 42. What may be the reason of scrapping Planning Commission and making NITI Aayog at that place? A) Now all the people below BPL of India can get free 1) Planning commission has lost its relevance in today’s drugs at all the medicine shops across India. scenario. B) Right to health will become the part of Indian 2) NITI Aayog has a significant aspect which Planning Commission didn’t have, like national security in constitution. economic strategy. C) Now, India is competing with developed countries. 3) NITI Aayog will have networking with other D) Now making denial of health is an offence. national and international expert practitioner, that 1) Only D 2) Only B and D will add hept to advice that NITI Aayog will provide. 3) Only C 4) Only B and A 4) Both 1 and 3 5) None of these 5) None of these 46. Pakistan frequently violating the ceasefire. The recent 43. If the people watching the movie don’t mind the mocking firing on border has shown it again. India’s Defence of religion who are these opportunistic political parties Minister Manohar Parikar said to Indian Armyto respond to take up cudgels on their behalf – Editor of National with double force to Pakistan. He said Pakistan has not learnt anything from the Peshawar massacre while Newspaper says regarding movie Pk. addressing press. Which of the following is/are making the above said What assumption can be drawn from the above statement stronger? statement? 1) Film has been cleared by censor board. 1) India has already started war against Pakistan. 2) Some Hindu outfit like VHP, and Muslim law board 2) Pakistan doesn’t accept ceasefire agreement. have demanded to remove some scene in the 3) Peshawar attack was gruesome attack, which interest of communal harmony. propelled Pakistan to revisit its strategy towards 3) It is being guaranteed that it is the first Hindi movie, terrorism. which is going to cross ‘ 300 crore mark. 4) India believes Pakistan can understand when it will 4) Movie is just like an election. face some. 5) None of these 5) None of these 44. Government has launched Direct Benefit Transfer (DBT) for LPG from first January 2015. Directions (Q.47-48) : Study the information carefully and What would be most probable effect of this? answer the given questions.

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Networking Sites contributing to loneliness, also Recently, insurgent groups in the North–East are violating lead to breakdown of family units. the ceasefire signed with the Union government. They are 1) Only B 2) All except B carrying their weapons in civilian areas, blocking national 3) Both C and D 4) Only C highways for purpose of extorsions, increasing their arm 5) All of the above procurement people are afraid and have to payso–called taxes 50. India had made it clear at Geneva, that it wouldn’t ratify like, house tax, business tax, road tax etc. In spite of ceasefire the trade facilitation Agreement (TFA), until a permanent their illegal activities like extorsions arms and drug solution was found on the food security issue, India has smuggling are continue. There will not be any state operation asked WTO to amend the norms for calculating against these insurgents. agriculture subsidies, 47. What will be the effect of such situation on the common What is the reason that India didn’t agree with this? people of North–East ? A) India thinks, it would hinder its economic growth. A) Most of them will also join insurgent groups B) This TFA can only help developed countries. C) It is a duty of Indian government to protect the protecting themselves from being targeted by such interest of its poor. groups. D) India does it taking into account the currency B) Government must do something for those people fluctuation and inflation. so that they can live dignified life. 1) Only A 2) Only C C) This will tend to lose faith in a democratic system. 3) Only A, B and C 4) Only C and D D) This situation reduces common people to 5) All of the above helplessness and they become susceptible to dire need for physical safety and security. ENGLISH LANGUAGE 1) Only D 2) Both A and D Directions (Q.51-60) : In the following questions, every 3) All except B 4) Both C and D sentence has two blanks; each blank indicating that something has been omitted. Choose the set of words for the given blanks 5) Only C which best fits the meaning of the sentence as a whole. 48. What is the course of action to overcome this problem? 51. You must know that MRF is Ind s largest tyre with A) Government must devise a new Northeast policy ia’ an annual turnover ‘14,600 crores. and offers to take to these groups. 1) producer, to B) Monitoring and supervision of the designated ‘cease 2) exporter, implement fire camps should be carried out monthly. – ’ 3) company, negotiates C) Increase state administrative capabilities in remote 4) distributor, price districts. 5) Manufacturer, exceeding D) Use Army to fight such insurgents groups. 52. Adidas, the best shoe making company, has growth 1) Only B 2) All of them except D plans and wants to strengthen and expand the _ sales 3) Only A and B 4) Both C and A in India. 5) None of these. 1) determined, area 49. Suicide rates are highest in southern states which are 2) Pushy, regional richer and more developed with better literacy, social 3) ruthless, countryside welfare and health care. 4) ambitious, countrywide What is the reason behind this? 5) motivated, deceased A) Unable to face distress. 53. A(n) number of Indian companies have begun to B) Rest of states don’t show real data. viewtheir employees as a/an brand buildingresource. C) Disappointments as a result of unmet expectation 1) decreasing, priceless of achievement. 2) amazing, invaluable D) New technology like Mobile Phones, Social 3)universal, helpful

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4) intentional, important face (3) in coming years (4)/ is tackling Ebola virus. / 5) ending, worthless No error (5) 54. Rekha, it’s to be non – committal or to complain 62. Illegal sand mining in the peripheral areas (1)/ of the about company. district continues to remain a big problem by (2) / forest range officers as yet another instance of illegal (3) 1) easier, one’s – mining was reported yesterday. (4)/ No error (5) 2) tougher, there 63. The policemen, who (1) / were deployed heavily (2) / in 3) dangerous, particular the area, did nothing to (3) / dissuading the 4) strong, oneself protesters.(4) / No error (5) 5) sturdy 64. Festivals are prime occasions (1)/ for splurging on 55. Their stories are told a one month period. presents and owing improved economic situation, (2) / 1) there, at 2) to, in the youths are gung-ho (3) / about breaking all previous 3) being, over 4) going, with records (4). / No error (5) 5) to, on 65. It is important to recruit personnel in (1)/ different levels 56. groups of people different views about in the organisation so that (2) / the ensuing human the best way we can improve quality of life. resource gap is bridged (3) / at least for the critical 1) As, suffer 2) When, regard operations(4). / No error (5) 66. Banks are in the verge (1)/ of facing a formidable 3) If, locate 4) Since, hold challenge (2)/ of losing over fifty percent of (3)/ their 5) The, transcend employees due to retirement (4). / No error (5) 57. When you at the front door, I mus ve been in the t’ 67. The commerce ministry has not only fixed (1)/ back yard garden new seedlings. extraordinarily high minimum prices for onion exports 1) banged, placed (2)/ but also made licences mandatory (3) / for every 2) smacked, fixing consignment (4). / No error (5) 3) bashed, lodging 68. A new study found that while weight loss (1)/via surgery 4) knocked, planting may improve knee pain, in obese patients (2)/ there may 5) hit, depositing be permanent damage to the knee (3) for being severely 58. We can only go for a drive you find the keys. So overweight.(4) /No error (5) please help me the keys. 69. In order to streamlining (1)/ the movement of vehicles 1) after, finding 2) before, locating during (2)/ the festival, traffic police have (3) /chalked out diversion plans.(4) /No error (5) 3) just, transcending 4) ahead, destroying 70. With a view to avoid another cast conflict, (1)/ the 5) prior, vanishing administration has deployed additional police force (2)/ 59. Garima and Gargi from Kerala to Delhi in just two in the village, while the administration as well as police days. officials (3) are monitoring the situation.(4) /No error 1) dived, competing 2) drives, hasty (5) 3) drive, that 4) driving, the 5) drove, just Directions (Q.71-75) : Rearrange the following five sentences 60. The large size of the group has that it is (A), (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the question given below impossible to control. them. 1) dived, to 2) meant, nearly A) The agency determined that environmental and 3) decided, though 4) amalgamated, nearly food safety groups that presented “substantial 5) appealed, nearly information” supporting the review. B) Which scientists say is threatened by the loss of Directions (Q.61-70) : Read sentence to find out whether wintering forest habitat in Mexico and milkweed there is my grammatical error or idiomatic error in it. The error, essential to its reproduction in the United States if any, will be in one part of the sentence. The number of that and Canada. part is the answer. If there is ‘No error’ the answer is (5). C) The federal Fish and Wildlife Service will conduct a (Ignore of punctuation if any) : “status review” of the monarch butterfly to see if it deserves federal endangered species protection. 61. The biggest (1)/ health burden that India (2) / is set to D) Environmental groups hailed last week’s announcement, calling it a “vital first step” to give

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stronger protection for the iconic butterfly. the existence of the Solar System. It was believed the Earth E) The regulatory step does not mean the agency will to be stationary at the centre of the universe and downright place the monarch on the endangered or protected different from the divine or ethereal objects that moved list, but its decision ensures a comprehensive review of up a year. through the sky. While the Greek philosopher Aristarchus of Samos had speculated on a heliocentric reordering of the 71.Which of the following should be the “Second” sentence cosmos, Nicolaus Copernicus first developed a mathematically after the rearrangement? predictive heliocentric system. His 17th-century successors, 1) C 2) A Galileo Galilei, Johannes Kepler, and Isaac Newton, developed 3) B 4) D an understanding of physics which led to the gradual 5) E acceptance of the idea that the Earth moves round the Sun 72. Which of the following should be the “Third” sentence and that the planets are governed by the same physical laws after the rearrangement? that governed the Earth. In more recent times, this led to 1) B 2) A the investigation of geological phenomena such as mountains and craters and seasonal meteorological phenomena such 3) D 4) E as clouds, dust storms and ice caps on the other planets. 5) C The first exploration of the Solar System was conducted by 73. Which of the following should be the “First” sentence telescope, when astronomers first began to map those objects after the rearrangement? too faint to be seen with the naked eye. Galileo Galilei was 1) E 2) D the first to discover physical details about the individual 3) A 4) C bodies of the Solar System. He discovered that the Moon 5) B was cratered, that the Sun was marked with sunspots, and 74. Which of the following should be the “Fourth” sentence that Jupiter had four satellites in orbit around it. Christian after the rearrangement? Huygens followed on from Galileo’s discoveries by discovering Saturn’s moon Titan and the shape of the rings 1) D 2) E of Saturn. Giovanni Domenico Cassini later discovered four 3) C 4) A more moons of Saturn, the Cassini division in Saturn’s rings. 5) B Edmond Halley realised in 1705 that repeated sightings of a 75. Which of the following should be the “Fifth” sentence comet were recording the same object, returning regularly after the rearrangement? once every 75–76 years. This was the first substantiation 1) E 2) A that anything other than the planets orbited the Sun. 3Around 3) D 4) B this time (1704), the term “Solar System” first appeared in 5) C English. In 1781, William Herschel was looking for binarystars in the Directions (Q.76-90) : Read the following passage carefully constellation of Taurus when he observed what he thought and answer the question given below it. Certain words have were a n ew comet. Its or bit r evealed that it was a n ew been printed in bold to help you locate them while answering planet, Ur anus, th e fir st ever discover ed. Gi useppe some of the questions. Piazzi discovered Ceres in 1801, a small world between Mars Discoveryand exploration of the Solar System is observation, and Jupiter that initiallywas considered a newplanet. However, visitation, and increase in knowledge and understanding of subsequent discoveries of thousands of other small worlds in Earth’s “cosmic neighbourhood”. This includes the Sun, the the same region led to their eventual reclassification as Earth and its Moon, major planets including Mercury, Venus, asteroids. By 1846, discrepancies in the orbit of Uranus led Mars, Jupiter, Saturn, Uranus, and Neptune, their satellites, many to suspect a large planet must be tugging at it from as well as smaller bodies including comets, asteroids, and farther out. Urbain Le Verrier ’s calculations eventually led dust. The Solar System — our Sun’s system of planets, moons, to the discoveryof Neptune. The excess perihelion precession and smaller debris — is humankind’s cosmic backyard. Small of Mercury’s orbit led Le Verrier to postulate the intra- by factors of millions compared to interstellar distances, Mercurial planet Vulcan in 1859, but that would turn out to be an irrelevant thesis. While it is debatable when the Solar the spaces between the planets are daunting, but System was truly “discovered,” three 19th century technologically surmountable. For many thousands of years, observations determined its nature and place in the universe civilizations, with a few notable exceptions, did not recognize beyond reasonable doubt. First, in 1838, Friedrich Bessel

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 87 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 successfully measured a stellar parallax, an apparent shift in which called for a replacement for the aging Shuttle, a return the position of a star created by the Earth’s motion around to the Moon and, ultimately, a manned mission to Mars. In the Sun. This was not only the first direct, experimental proof 1992, the first evidence of a planetary system other than our of heliocentrism, but also revealed, for the first time, the own wasdiscovered, orbiting the pulsar PSRB1257 +12. Three vast distance between our Solar System and the stars. Then, years later, 51 Pegasi b, the first extra solar planet around a in 1859, Robert Bunsen and Gustav Kirchhoff, using the Sun like star, was discovered. As of 2008, 221 extra solar newly invented spectroscope, examined the spectral signature of the Sun and discovered that it was composed of the same systems have been found. elements as existed on Earth, establishing for the first time 76. Which of the following statement is true according to a physical link between the Earth and the heavens. Then, the given passage? Father Angelo Secchi compared the spectral signature of the Sun with those of other stars, and found them virtually 1) Galileo was the first to discover physical details identical. The realisation that the Sun was a star led to the about the individual bodies of the Earth system. hypothesis that other stars could have systems of their own, 2) Edmond Hally realized in 1705 that repeated sightings of a asteroid were recording the same though this was not to be proven for nearly 140 years. object, returning regularly once every 75 – 76 years. Further apparent discrepancies in the orbits of the outer 3) William was looking for stars in the constellation planets led Percival Lowellto conclude that yet another of Taurus when he observed of Taurus when he planet, “Planet X”, must lie beyond Neptune. After his death, observed what he thought were a new comet. his Lowell Observatory conducted a search that ultimately 4) Father Angelo Sacchi compared the spectral led to Clyde Tombaugh’s discovery of Pluto in 1930. Pluto signature of the Sun with those of other stars, and found them virtually identical.\ was, however, found to be too small to have disrupted the orbits of the outer planets, and its discovery was therefore 5) None of these coincidental. Like Ceres, it was initially considered to be a 77. Which of the following is considered as the first only planet, but after the discovery of many other similarly sized direct proof of heliocentrism and what did it reveal? objects in its vicinity it was reclassified in 2006 as a dwarf 1) Spectroscope and it revealed that sun was composed planet by the IAU. Manned exploration of the Solar System of the same elements which existed in each. is currentlyconfined to Earth’s immediate environs. The first 2) Steller parallax, as it revealed the vast distance human being to reach space (defined as an altitude of over between our solar system and the stars. 100 km) and to orbit the Earth was Yuri Gagarin, a Soviet 3) The discovery of Neptune as it revealed that there cosmonaut who was launched in Vostok 1 on April 12, 1961. can be more than one sun. The first man to walk on the surface of another Solar System body was Neil Armstrong, (it was originally meant to be 4) The discovery of Saturn planet and it’s discovery Lachlan Rocca) who stepped onto the Moon on July 21, revealed that Saturn has rings. 1969 during the Apollo 11 mission; five more Moon landings 5) None of these occurred through 1972.The United States’ Space Shuttle, 78. What was the name given to the planet by Percival which debuted in 1981, is the only reusable spacecraft to lowellto and it was reclassified as which category of successfullymake multiple orbital flights. This spacecraft has plant? a very prominent history in terms of its use. The five shuttles 1) Planet X, and it was reclassified as a dwarf planet. that have been built have flown a total of 121 missions, with 2) Plant K and it was reclassified as a minion planet. two of the craft destroyed in accidents. The first orbital space 3) Planet T and it was reclassified as a inner planet. station to host more than one crew was NASA’s Skylab, which prolifically held three crews from 1973 to 1974. The first 4) Planet S and it was reclassified as outer planet. true human settlement in space was the Soviet space station 5) None of these Mir, which was continuously occupied for close to ten years, 79. Where “Ceres” is located in space which was initially from 1989 to 1999. It was decommissioned in 2001, and its considered as a new planet? successor, the International Space Station, has maintained a 1) It is located between mercury and sun. continuous human presence in space since then. In 2004, 2) It is located between Neptune and Uranus. SpaceShip one became the first privately funded vehicle to 3) It is located on the other side of moon. reach space on a suborbital flight. That year, U.S. President 4) It is located between mars and Jupiter. George W. Bush announced the Vision for Space Exploration, 5) It is located on the opposite side of Venus.

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80. Which of the following statement is false about the “Space 3) Aristarchus of samos shuttle” spacecraft? 4) Nicolaus copernicus 1) It was introduced in 1981. 5) Issac newton 2) It is the onlyreusable spacecraft to successfully make Directions (Q.85-87) : Choose the word is Most Similar in multiple orbital flights. meaning to the word printed in bold as used in the passage. 3) It was launched by Soveit union. 4) It was very useful. 85. Surmountable 5) None of the above. 1) Fall short 2) Unsuccessful 81. According to the passage what is considered as the 3) Break down 4) Conquerable humankind’s cosmic backyard? 5) Consequence 1) Our earth as a cosmic ray ground and the satellites 86. Ethereal exploring the space. 1) Celestial 2) Delicate 2) The inner core of earth and all the planets and the 3) Light 4) Substantial outer space. 5) Extensive 3) The solar system of the entire unexplored universe 87. Debatable together. 1) Incontestable 2) Controversial 4) Our sun’s system of planets, moons and smaller 3) In dubious 4) Certain debris. 5) Inarguable 5) None of the above. Directions (Q.88-90) : Choose the word which in most 82. What distinct function did space station ‘MIR’ catered opposite in meaning to the word printed in bold as used in the according to the passage? passage. 1) Mir was occupied for more than two decades in outer 88. Disrupted space. 1) Caged 2) Spoiled 2) It hods the position of being the first true human 3) Disordered 4) Agitated settlement in space. 5) Organized 3) It was just a predecessor of international space 89. Tugging station. 1) Towing 2) Hauling 4) It was a joint alliance with space – ship – one to 3) Heaving 4) Yanking become first privately funded vehicle. 5) Pushing 5) None of the above. 90. Substantiation 83. What can be inferred from the statement of the given 1) Confirmation 2) Corroboration passage ‘As of 2008, 221 extra solar systems have been 3) Endorsement 4) Contradiction found’? 5) Prop up 1) Only 221 extra solar systems have been found. 2) Hypothetically there are nearly 300 extra solar Directions (Q.91-100) : In the following passage there are systems till 2014. blanks, each of which has been numbered. These numbers are 3) It’s a myth to think that there is only one solar printed below the passage, against each, five words are system. suggested, one of which fits the blank appropriately, find out 4) Humans are doing their exploration work of new the appropriate word in each case. extra solar system very properly. When it comes to writing and producing a content for book 5) None of the above. using the NCERT style, the NCERT manual 91 quality of 84. According to the passage the Heliocentric system was content over anything else and 92 and that research be well developed first by . designed and managed. All documented research/ study and 1) Galileo Galiei sources must be critically reviewed and 93 for importance, 2) Johannes kepler relevance and 94. Therefore, word choice ultimately 95

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 89 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015 around such guidelines. Further, words or phrases that distract days. How many days will 21 men and 30 women take from scientific ideas, research and study must be 96 and to build a wall of 1800 m? 1) 15 days 2) 20 days metaphors and figurative expressions must be 97. According 3) 30 days 4) 25 days to the manual, of NCERT accepts authors word choices 5) 35 days unless those choices are inaccurate, unclear, or 102. The ratio of principal and amount at certain rate of ungrammatical. Whenever 98 to individuals or groups. interest for certain period of time is 4: 5. After 3 years, NCERT guidelines instruct writers to “choose words that are this ratio may become 5:7. Find the rate of interest. accurate, clear and free from bias”. Specifically, NCERT 99 1) 5% 2) 4.5% writers to be sensitive to labels, gender, religion and ethnic 3) 6% 4) 8% identity, disabilities and age and to positively 100 5) 5.5% participation in research. 103. Rohan bought 120 rims of paper at the rate of Rs.100 per rim. He spent Rs. 480 on transportation. He pays 50 91. 1) mask 2) emphasize paise per rim as tax, and spent Rs. 60 on coolie. At what 3) play down 4) walk down rate he should sell per rim so that he get 40% profit? 5) curtailing 1) Rs. 140 2) Rs.150 92. 1) insists 2) deny 3) Rs. 145 4) Rs. 146 3) rebuffing 4) defiance 5) Rs. 147 5) discovering 104. In how many different ways can the number ‘974652’ be 93. 1) priced 2) evaluated arranged, using each digit onlyonce in each arrangement, 3) overlooked 4) disregarded such that digit 4 and 7 are at extreme ends in each 5) odium arrangement. 94. 1) abhorrence 2) stability 1) 50 2) 48 3) consequence 4) repercussion 3) 24 4) 30 5) soundness 5) 36 95. 1) gyrated 2) revolves 3) twisted 4) entwined Directions (Q.105-109) : Study the table carefully to answer 5) tangled the questions that follow: 96. 1) gone 2) vanished Total number of students trainee in different departments of a company and (of these) percentage of females and males: 3) lost 4) missing 5) eliminated Total Number Percentage Percentage 97. 1) hearten 2) egg on Department of students of fe males of Males 3) avoided 4) vile 5) dreadful IT 860 55 45 98. 1) touching 2) criticizing Accounts 250 32 68 3) slamming 4) hiding HR 850 44 56

5) referring Production 380 65 35 99. 1) dodged 2) escaped Marketing 550 36 64 3) excused 4) encourages Customer 5) dissuade 640 40 60 service 100. 1) acknowledge 2) rebuffed 3) disavowed 4) recanted 5) protested 105. The total number of male students trainee in HR and Accounts department forms approximately what percent APTITUDE of the total number of male student trainee in all 101. A wall of 100m can be built by 7 men or 10 women in 10 departments together?

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1) 22% 2) 25% 3) 3881 4) 3661 3) 30% 4) 34% 5) 3781 5) None of these 112. 4, 91, 278, 565, 952, ? 106. The total number of female student trainee in marketing 1) 1539 2) 1339 departments forms approximately what percent of 3) 1439 4) 1493 female student trainee in accounts and customer service 5) 1569 departments together? 113. 1, 8, 28, 99, 412, ? 1) 50.25% 2) 53.87 % 1) 2075 2) 2175 3) 68.87% 4) 68.25% 3) 2275 4) 2375 5) None of these 5) 2475 107. What is the ratio of female student trainee from IT 114. 18000, 3595, 714, 137.8, ? department to the male student trainee from production 1) 20.65 2) 22.65 departments? 3) 21.56 4) 22.56 1) 473 : 133 2) 480 : 133 5) 23.56 3) 500 : 133 4) 561 : 131 115. ?, 483, 159, 51, 15, 3 5) None of these 1) 1445 2) 1455 108. What is the difference in the number of male student 3) 1465 4) 1460 trainee from IT departments and the number of male 5) 1450 student trainee from customer service departments? Directions (Q.116-120) : Study the given pie–chart and bar 1) 15 2) 10 graph carefully to answer the questions that follows. Percentage 3) 2 4) 3 5) None of these wise distribution of student in six different groups : 109. What is the ratio of the number of female students trainee Total number of students = 6800 from Accounts and Production departments to the number of female students trainee from HR and Customer service department? 1) 108 : 210 2) 181 : 210 3) 109 : 210 4) 107 : 211 5) None of these 110. An urn contains 3 blue, 6 red, 4 green and 2 yellow balls. If three balls are picked at random. What is the Number of boys out of 6800 students in each group probability that two balls are red and one is green ? separately : 11 12 1) 2) 91 91 13 14 3) 4) 91 91 (e) None of these

Directions (Q.111-115) : What will come in the place of the question mark (?) in the following number series?

111. 19, 23, 55, 181, 749, ? 1) 3681 2) 3771

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116. What is the total number of girls in group C the number of girls in group E and the number of boys in the group 6 8 x y y 200 123. I.   II.   D together ? 7 21 42 5 15 y 1) 760 2) 768 3) 764 4) 766 124. I. 4 625x  1225 155 5) None of these 117. Number of girls in a group A is approximately what II. 196y 13  279 percent of total number of students in group B? 1) 20% 2) 25% 125. I. 3x2+5x-2=0 II. 5y2-18y+9=0 3) 30% 4) 35% 5) None of these 13 2 118. What is the respective ratio between the number of 6 (38) 126. I. x  576 II. y  0 boys in group C, number of girls in group B and total y number of students in group F? Directions (Q.127 131): Study the graph carefully to answer 1) 290: 106: 493 2) 291: 107: 493 – 3) 290: 106: 495 4) 291: 106: 493 the question that follow : Percent profit made by two units of 5) None of these company over the years : 119. Number of girls in group C, D and E is approximately what percent of total number of students in group A, B and F? 1) 10% 2) 14% 3) 20% 4) 25% 5) None of these 120. What is the difference between the total number of students in group C and the number of boys in Group F? 1) 258 2) 268 3) 248 4) 284 127. If in the year 2009 the expenditure incurred by unit I 5) None of these and II were the same, what was the ratio of the income 121. A moving train, 66m long, overtakes another train of 88 of unit I to the unit II? m long, moving in the same direction in 0. 168 min. If the second train is moving at 30km/h, at what speed is 1) 24 : 29 2) 25 : 27 the first train moving? 3) 24 : 27 4) Can’t be determined 1) 83 km/hr 2) 84 km/hr 5) None of these 3) 80 km/hr 4) 85 km/hr 128. If the amount of profit earned by unit I in the year 2013 5) 86 km/hr was j 2.5 lakhs, what was its expenditure in that year? Directions (Q.122-126) : In the following two equations 1) 6.25 lakh 2) 6 lakh numbered I and II are given. You have to solve both the 3) 7 lakh 4) Can’t be determined equations and given answer : 5) None of these 1) If x > y 129. What is the average percent profit earned by unit II 2) If x > y over all the years together? 3) If x < y 1 1 1) 32 % 2) 32 % 4) If x £ y 3 4 5) If x = y or the relationship cannot be established 1 3) 32 % 4) Can’t be determined 122. I. 144x 2 1728  0 II. 484y 132  0 2

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5) None of these 3) 388 cm2 4) 378 cm2 5) None of these 130. If in the year 2013, the income of both the units I and Directions (Q.136 -140) : Study the following graph carefully II were same, what was the ratio of expenditure of unit to answer the questions that follow: Number of teachers I to the expenditure of unit II in that year? recruited (in thousands) in three different subjects in six different years: 1) 6 : 7 2) 6 : 11 3) 5 : 7 4) Can’t be determined 5) None of these 131. What is the ratio of the amount of profit earned by unit I to the unit II in the year 2014? 1) 10 : 11 2) 21 : 23 3) 15 : 17 4) Can’t be determined 5) None of these 132. The total area of circle and a rectangle is 2541 sq. cm.

The diameter of the circle is 42 cm. What is the sum of

the circumference of the circle and the perimeter of the

rectangle if the breadth of the rectangle is 33 cm? 1) 241 cm 2) 246 cm 136. What was the approximate percentage decrease in 3) 286 cm 4) 268 cm number of teachers recruited in Hindi in the year 2012 5) None of these as compared to previous year? 133. The number is first increased by 20% and then decreased 1) 33% 2) 34% 3) 32% 4) 31% by 20%. The number so obtained is 50 less than the 5) None of these original number. The original number is 137. What was the approximate percentage of teachers 1) 1200 2) 1275 recruited in English in the year 2013 to the year 2014? 3) 1250 4) Can’t be determined 1) 54% 2) 58% 5) None of these 3) 65% 4) 56% Direction (Q. 134-135) : Study the following diagram 5) None of these carefully to answer the questions : If the diameter of each 138. What was the approximate percentage increase in the circle is 21 cm and DC= CE = 42 cm number of the teacher recruited in English and Maths in the year 2012 as compared to the year 2009? 1) 325% 2) 375% 3) 400% 4) 390% 5) None of these 139. If 30 percent of teacher recruited in English in the year 2014 were males then what is the number of female recruited in English that year? 134. The area of whole diagram is 1) 60,000 2) 61,000 1) 2460 cm2 2) 2646 cm2 3) 62,000 4) 62,500 3) 2466 cm2 4) 2406 cm2 5) None of these 5) None of these 140. Number of teacher recruited in Maths in the year 2014 135. The area of shaded region is is what percentage of teachers recruited in Hindi in the 1) 368 cm2 2) 358 cm2

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year 2010? 5) 18 1) 265% 2) 200% 148. 9865.11 = 5620 + 64.91 × ? 3) 300% 4) 325% 1) 63 2) 65 5) None of these 3) 67 4) 69 5) 71 Directions (Q.141-145) : What value should come in the 149. (134.01 × 17.05) = [? × 39.99] + 176.98 place of question marks (?) in the following question? 1) 50 2) 55 3 2 3) 48 4) 57 729  27 81 5) 53 141. 3 4  9 3 249.98 299.95 14.99 1) 7 2) 9 150.   ? 3) 8.5 4) 9.5 14.99 20.01 100.110 5) 8 1) 1667 2) 1660 3) 1675 4) 1678 1764 ? 5) 1662 142.  441 11.5 GENERAL KNOWLEDGE 1) 25 2) 24 151. A special CBI Court has issued summon to former PM 3) 22 4) 23 Monmohan Singh in the Talabira-II Coal Block allocation 5) 21 to 143. 1.33 × ? – 2.85 ÷ 1.9 = 6.48 (a) Tata Steel (b) Vedanta (c) Reliance (d) Hindal Co 1) 6 2) 6.5 (e) SAIL 3) 5 4) 5.5 152.The Lok Sabha as passed the New Land Acquiescing 5) 7 Bill with which of the following provisions 1818 ?11 1111 (i) Land for industrial corridor to be acquired up to 1   1 144. 7 7 77 77 km on both sides of railway line or road (ii) Employment to at least one member of the family 1) 32 2) 34 affected. 3) 36 4) 35 (iii) Redressal of grievances at the district level 5) 37 (iv) Land for Private Hospital and Educational Institutions not to be acquired 145. 3 658503 ? Which is/are true? 1) 97 2) 77 (a) (i) & (ii) (b) (i), (ii) & (iii) (c) (i) & (iii) (d) (i) & (iv) 3) 83 4) 73 (e) (i), (ii), (iii) & (iv) 5) 87 153.What is Indian position in the world in number of nuclear Directions (Q.146-150) : What approximate value should reactor? come in the place of question marks (?) in the following th th ( a ) 4 (b) 7 questions : (c) 10th (d) 14th (e) 22nd 2 1.998 154.What is the world’s first solar powered airplane on world 146. 728.991  (4.856) ? 11.012 tour (a) Solar Flight-II 1) 6.5 2) 7.5 (b) Solar Impulse-II 3) 11.5 4) 9.5 5) 12.5 (c) Solar Mission-II (d) Solar Innovation-II 147. (233 % of 575.10) ÷ 150 = ? (e) None of these 1) 7 2) 9 3) 12 4) 15

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155. Which state has recently been included in the Green (a) 2 (b) 3 Corridor Mission by the Union Ministry of New and (c) 4 (d) 5 Renewable Energy? (e) 10 (a) Bihar (b) Rajasthan 165.India has signed a MOU to build a memorial of (c) Uttar Pradesh (d) Punjab Rabindranath Tagore in (e) Odisha (a) Sri Lanka(b) Seychelles 156. Indian PM during his recent visit discussed about the (c) Mauritius (d) Nepal Double Taxation Avoidance Treaty with (e) None of these (a) Sri Lanka (b) Mauritius 166. India agreed to provide a fresh line of credit worth what (c) Nepal (d) Bhutan amount to Sri Lanka for development of Railway (e) Seychelles (a) $ 218 million (b) $ 318 million 157.The new city named NAINA will be developed by which (c) $ 368 million (d) $ 428 million state (e) $ 538 million (a) Gujarat (b) Rajasthan 167. RBI and Central Bank of Sri Lanka has signed a currency (c) Maharashtra (d) Bihar swap agreement of (e) Tamil Nadu (a) $ 2.5 billion (b) $ 3.5 billion 158. “Pharma Jan samadhan” scheme launched recently by (c) $ 2 billion (d) $ 1.5 billion the govt. of India will inform the public regarding pricing (e) $ 5.5 billion and availability of 168. US President has nominated David Hale as American (a) Fertilizers (b) Medicine Ambassador to (c) Foodgrains (d) Gas Cylinder (a) India (b) Pakistan (e) All of these (c) Afghanistan (d) Russia 159. The Insurance Law Amendment Bill 2015 passed by (e) None of these the parliament has provision to increase FDI in insurance 169. Pakistan High Court has ordered the release of Mumbai to attack mastermind Zaki-ur-Rahman Lakhvi belonging to (a) 26% (b) 49% which terrorist group (c) 51% (d) 74% (a) Taliban (b) TTP (e) 100% (c) LeT (d) JeM 160. A consortium of 7 IITs has submitted a report on which (e) Al-Quida river basin management to the Union govt. recently 170. The Scientist from which country have successfully (a) Ganga (b) Yamuna transmitted electric power wirelessly (c) Sutlej (d) Mahanadi (a) China (b) Japan (e) Kashi (c) USA (d) France 161. A three day long Indian Panorama Film Festival was (e) None of these organised recently in 171.Which of the following gland is responsible for the (a) Odisha (b) Tamil Nadu secretion of insulin? (c) Maharashtra (d) Meghalaya (a) Pituitary (b) Pineal (e) West Bengal (c) Thymus (d) Pancrease 162. During PM Modi’s visit, India and Mauritius signed how many MOUs (e) None of these (a) 3 (b) 4 172.Insulin is discovered by (c) 5 (d) 7 (a) Linak (b) Batting & Best (e) 10 (c) Jenner (d) Waksman 163. MOU on programme for cultural cooperation for the (e) None of these year 2015-18 was signed recently between India and 173. Islets of langerhans is situated in (a) Nepal (b) Sri Lanka (a) Spleen (b) Brain (c) Seychelles (d) Mauritius (e) Maldives (c) Pancreas (d) Liver 164. Recently India and Sri Lanka signed how many bilateral (e) None of these cooperation agreements during PM Modi’s visit to that 174. Corpus luteum is a mass of cells found is island nation (a) Brain (b) Ovary (c) Pancreas (d) Spleen

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(e) None of these (a) Prime Lending Rate 175. Hormone insulin is a (b) Repo Rate (a) Glycolipid (b) Fatty acid (c) Cost of Fund (d) Risk Premium (c) Peptide (d) Sterol (e) Reverse Repo Rate (e) None of these 185. Micro Credit or Micro finance is a novel approach to 176. Number of muscles found in human body- banking with the poor. In this approach bank credit is (a) 600 (b) 630 extended to the poor through- (c) 639 (d) 653 (a) Self Help Groups (e) None of these (b) Anganwadees 177. Strongest muscle of man found in (c) Cooperative Credit Societies (a) Wrist (b) Finger (d) RBI (c) Jaw (d) Leg (e) None of these 186. Fiscal Responsibility and Budget Management Act (e) None of these (FRBM) concerns: 178. Which of the following organ have its own wave of I. Fiscal Deficit autonomic excitation? II. Balance of Payment (a) Heart (b) Kidney III. Revenue Deficit (c) Liver (d) Intestine (a) Only I (b) Only II (e) None of these (c) I & II (d) I & III 179. A person feel fatigued due to deposit in of a acid in their (e) All of these muscles is 187. Which of the following cannot be called as a Debt (a) Lactic Acid (b) Ureic acid Instrument as referred in financial transactions? (a) Certificate of Deposits (c) Citric acid (d) Pyruvic acid (b) Bonds (e) None of these (c) Stocks 180. Cornea is an important part of (d) Commercial Paper (a) Ear (b) Nose (e) Loans (c) Kidney (c) Eye 188. Whenever RBI does some open market operation (e) None of these transactions actually it wishes to regulate which of the 181. Interest payable on Savings bank account is : following? (a) not regulated by RBI (a) Inflation only (b) regulated by State Govt (b) Liquidity in economy (c) regulated by Central Govt (c) Borrowing powers of the banks (d) regulated by individual banks (d) Flow of Foreign Direct Investment (e) None of these (e) None of these 182. Money lend for 15 days or more inter-bank is called: 189. Expand the term LRMT? (a) Call money (b) notice money (a) Liquidity Risk Monitoring Tools (c) term money (d) All of these (b) Liquidity Ratio Monitoring Tools (e) None of these (c) Liquidity Rate Monetary Tools 183. The Statutory Liquidity Ratio (SLR), the amount of (d) Liquidity Ratio Monetary tools liquid assets such as cash, precious metals and other (e) None of these short-term securities are kept with: 190. Bank assurance is (a) RBI (a) an insurance scheme to insure bank deposits. (b) Individual banks (b) an insurance scheme exclusively for the employees (c) Finance Ministry of banks (d) A bank designated by RBI (c) a composite financial service offering both bank & (e) None of these insurance products 184. The rate of interest, banks charge to its main/major and (d) a bank deposit scheme exclusively for employees prime; customers is popularly called as (e) None of these

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191. The objective of Know Your Customer (KYC) norms (a) All the above (b) Only 1 is? (c) Only 2 (d) Only 1& 3 (a) To give boost to bank deposits (e) Only 2 & 3 (b) To safeguard bank advances 198. As per the provision in the new Companies Act, Non- (c) To monitor transactions of suspicious nature Banking Finance companies (NBFCs) have to maintain (d) Both 1 and 2 what per cent of the monies in low-interest securities or (e) None of these SLR-backed instruments? 192. Recently RBI has issued draft guidelines for setting up (a) 5 per cent (b) 10 per cent small banks and payment banks. The minimum paid-up capital requirement of both payments banks and small (c) 15 per cent (d) 20 per cent banks is (e) 25 per cent (a) Rs. 50 crore (b) Rs. 20 crore 199. Which of the following interest rates signifies RBI’s (c) Rs. 100 crore (d) Rs. 40 crore long term stance of monetary policy? (e) Rs. 500 crore (a) Repo Rate 193. Max money that can remitted to Nepal from any of the (b) CRR NEFT-enabled branches in India (c) Bank Rate (a) Rs 50,000 (b) Rs 10,000 (d) Reserve Repo Rate (c) Rs 20,000 (d) Rs 25,000 (e) None of these (e) Rs 5000 200. When RBI sells government securities, its result is that: 194. The letter ‘F’ denotes which of the following in the term IFRS. (a) The liquidity in the banking system increases (a) Formative (b) Formal (b) The liquidity in the banking system remains (c) Functional (d) Fiscal unchanged (e) Financial (c) The liquidity in the banking system gets diminished 195. Which of the following rates is not decided by RBI? (d) None of the above (a) Bank Rate (e) None of these (b) Repo Rate (c) Reverse Repo rate (d) Prime Lending Rate (e) Cash Reserve Ratio  196. Consider the following in context with the CVV or Card security code of an ATM or Credit card: (A) Magnetic Stripe (B) Front of the in embossed or printed digits (C) Back of the card as a separate group of 3 digits to the right of the signature strip. At which among the above locations CVV or Card security code of an ATM is found? (a) A & B (b) B & C (c) A & C (d) All of the above (e) None of these 197. Examine the following with respect to Exchange Earner’s Foreign Currency Account (EEFC): (1) It is a facility provided to the foreign exchange earner (individual or company) (2) The account holders are entitled to get only 50 percent of their foreign exchange earnings credited to the account (3) It can be held only in the form of a current with no interest payable on it Which of the above statements is/are correct?

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SOLUTIONS 1. 5 2. 2 3. 5 4. 2 5. 1 From II: (6-10): The machine arranges one word and one number in each step. The words are rearranged from the left end and then numbers are rearranged on the right. At first, the words starting from vowel alphabetically comes along with the square of total consonants in that word; then consonant (alphabetically) comes along with the number which is cube of total no. of From I and II can’t be determined. vowels in that word. It happens alternatively. 14. 4; Input: insect grapes tension union retirement estate 15. 1; From statement I; 9 64 8 4 16 27. August – Sarod Step I: estate insect grapes tension union retirement From statement II. 9 64 8 4 16 27. July – Step II: estate grapes insect tension union retirement Mridang 8 64 4 16 27. From equation I and II, conclusion can’t be got. Here it is not cleared that when does the flute is played, here the only Step III: estate grapes insect tension union retirement information about the birthday of that man, who plays Flute. 9 8 16 64 4 27. (16-20): Step IV: estate grapes insect retirement tension union This Time is important – ro ti pi # ...... i) This is special 9 8 16 64 4 27. commodity – si ro ti sa .... ii) Time is costliest commodity – Step V: estate grapes insect retirement union tension si pi nu ti .... iii) Special is important – ti # sa .... iv) 9 8 16 64 4 27. From (i), (ii), (iv) and (iii) 6. 4 7. 4 8. 3 9. 4 10. 1 is – ti ...... v) (11-15): From (i), (ii) and (v) 11. 4; From I : This – ro ...... vi) X is faster than U From (i), (v) and (iii) X > U ...... I) (V, Y ) > U ...... II) Time – pi ...... vii) From (I) and (II) From (ii), (v) and (iv) (X, V, Y) > U V > Y > X > U > W From II: special – sa ...... viii) Hence, x will be 3rd highest among them. From (i) and (iv) 12. 4; From Ist statement, 3 are facing North and 3 are facing important – # ...... ix) South. V and P are sitting in different direction. From (ii) and (iii) commodity – si ...... x) From statement II: From (v), (vii) and (x) with the help of statement I costliest – nu ...... xi) 16. 3 17. 3 18. 3 19. 4 20. 3 21. 5 22. 2 23. 5 24. 1 25. 5 (Q.26–30) :

Hence, both the statements are necessary to give an answer. 13. 1; From I:

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26. 2 27. 3 28. 4 29. 2 30. 4 in the last in statement 3rd is also from statement. (31–35): 42. 5 43. 5 44. 1 45. 1; People get free drugs only at government hospitals, (B) So assumption can not be assumed 46. 5; Peshawar attack was gruesome some but according to statemen t it couldn’t affect Pakistan too much regarding terrorism. 47. 4; 48. 2; Army is used for external terror activities. Here (+) Male, (–)  Female. 49. 2  (Husband – Wife), (–)  Sister and brother ( )  50. 3  Generation shift. 51. 5 52. 4 53.2 54. 1 55. 3 31. 4 32. 4 33 .5 34. 4 35. 3 56. 4 57. 4 58. 1 59. 5 60. 2 36. 2; Given statements : 61. 5; No error T > Q, T < R ...... I 62.2; Replace ‘by’ with ‘for’. S < Q, S < O ...... II Q 63.4; Replace ‘dissuading’ with’ ‘dissuade’. < R, R < O ...... III Form 64.2; Add ‘to’ after ‘owing’ 65.1; Replace ‘in’ with ‘at’ equation I, II and III : 66.1; Replace ‘in’ with ‘on’ O > R > T > Q  S – (iv) 67.5; No error Now O > R > T  O > T 68. 4  I is not true. 69.1; Replace ‘streamlining ‘with’ ‘streamline’ For this, O > R  T > Q  O > T > Q  O > Q 70. 1; Replace ‘avoid’ with ‘avoiding’ Hence II is correct. (71–75) : 37. 5; From equation (iv). It can be implied T > Q > S  T > S or, S < T is true. 71. 5 72. 2 73. 4 74. 1 75.4 Hence I true. From equation (i) and (ii) R > S, hence II is 76. 4 77. 2 78. 1 79. 4 80. 3 also true. 81. 4 82. 2 83. 4 84. 4 85. 4 38.1; Given statement: 86. 1 87. 2 88. 5 89. 5 90. 4 91. 2 92. 1 93. 2 94. 5 95. 2 1 = 6 ...... (i), 96. 5 97. 3 98. 5 99. 4 100. 2 5 > 4 < 3 ...... (ii) 101. 3; 7 men = 10 men 3 < 6 ...... (iii)  21 men + 30 women = 60 women M D M D 1010 60 x Combining equation (i), (ii) and (iii) : 1 1  2 2   W1 W2 100 1800 4 < 3 < 6 = 1  4 < 1 or, 1 > 4 x 30 days From equation hence I is true.   102. 1; Again, 5 > 4 < 3 < 6. 102. 1; Let P = 100  after interest total amount = 125 Hence, relation between 5 and 6 can’t be determined. Because P : Total amount = 4 : 5 39. 4; Given, A = B  C > D After 3 year P : Total amount = 5 : 7 As P = 100, Total amount = 20 × 7 = 140 and A = B  E and C  B  E (20 × 5) We can’t compare C and E or A and D 140 125 1 Hence, neither I nor II is true. r%   5% 40. 5; 100 3 41. 5; Ist is a effect, 2nd is correct because is wrong. “Unique” 103. 5; Total cost = 120 × 100 + 120 × 0.50 + 480 + 60 = 12600

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140% of 12600 = 17640 114. 2; The pattern is: 18000 ÷ 5 – 5 = 3595 17640 3595 ÷ 5 – 5 = 714  cost per 1 rim =  Rs.147 / rim 120 714 ÷ 5 – 5 = 137.8  ? = 137.8 ÷ 5 – 5 = 22.56 104. 2; Case 1 : 1 115. 2; Logic =   2 Four empty places can be filled by 9, 6, 5 and 2 in 4! 3 i.e. 4! = 4 ×3× 2× 1 = 24 ways (116–120) : Groups Students Case II: A = 15 × 68 = 1020 Number of arrangement = 24 B = 18 × 68 = 1224 Required number of arrangements = 24 + 24 = 48  C = 23 × 68 = 1564 646 D = 6 × 68 = 408 105. 4; 100  34% E = 9 × 68 = 612 1902 F = 29 × 68 = 1972 198 116. 4; Total number of girls in group C and group E and 106.5; 10058.92% 336 the number of boys in group D together = ( 1564 – 1160) + ( 612 – 550) + 300 107. 1; Female students trainee in IT department = 404 + 62 + 300 = 766 = 860 387 = 473 – (1020  650)  Required Ratio = 473 : 133 117. 3; Required percent = 100 30% 108. 4; Difference = 387 – 384 = 3 1224 109.3; Required ratio 118. 1; Respective Ratio = 1160: (1224 – 800) : 1972 = 80  247: 374  256  327 : 630 109 : 210 = 1160 : 424: 1972 = 290 : 106 : 493 119. 2; Required % : E [(1564 1160)  (408  300)  (612  550)] 110. 2; Required Probability = 15 C 100 3 (1020 1224 1972) 6 C  4C 12 12  14 % 2 1   = 15 120. 4; Difference = 1564 – 1280 = 284 C3 137 91 111.5; The pattern is : 19 × 1 + 22 = 23 301000 121. 4;  500m / min 23× 2 + 32 = 55 60 55 × 3 + 42 = 181 122. 1; I. 12x = 1728  x = 144 181 × 4 + 52 = 749 II. 22y = – 132  y = – 6  ? = 749 × 5 + 62 = 3781  x > y 112.3; The pattern is : 123. 3; 124. 1; 4 + 87 = 91 125. 3; 91 +187 = 278 126. 5; 278 + 287 = 565 127. 2; Let the expenditure of unit I and II in the year 2009 is 565 + 387 = 952 Rs. 100 each. (Since we have to find the ratio of income, we  ? = 952 + 487 = 1439 can assume such value of expenditure). 113. 1; The pattern is : 1× 1 + 7 × 1 = 1 + 7 = 8 125 8 × 2 + 6 ×2 = 16 + 12 = 28 Income I =100  125 28 × 3 + 5 ×3 = 84 + 15 = 99 100 99 × 4 + 4 ×4 = 396 + 16 = 412 135 Income II = 100 135  ? = 412 × 5 + 3 ×5 = 2060 + 15 = 2075 100

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 Required ratio = 125 : 135 = 25 : 27 (45  30) (10  5) 2.5 = 100 = 400% 128. 1; 1006.25 lakh 15 40 139. 5; Number of female teacher recruited in the year 2014 195 9000070 129. 3; Average % = 32.5%   63000 6 100 100 5x 50 130. 1; E I  x  140. 2; Required % = 100  200% 140 7 25 100 100x 5x 141. 2 142. 4 143. 1 144. 3 145. 5 146. 4 E  x   147. 2 148. 2 149. 5 150. 1 151. d 152. e II 120 120 6 153. 2 154. 2 155. 4 156. 2 157. 3 158. 2 5 159. 2 160. 1 161. 4 162. 3 163. 4 164. d x E 165. 1 166. 2 167. 4 168. 2 169. 3 170. 2 I  7 6 : 7 E 5 171. 4 172. 2 173. 3 174. 2 175. 3 176. 3 II x 6 177. 3 178. 1 179. 1 180. 4 181. 4 182. 3 183. 2 184. 1 185. 1 186. 4 187. 3 188. 2 131. 4; Since no amount (of income, exp or profit) is given 189. 1 190. 3 191. 3 192. 3 193. 1 194. 5 in the question, we can’t find the ratio of profits. 132. 4; Area of circle = ðr2 195. 4 196. 3 197. 4 198. 3 199. 3 200. 3 1155 Length = 35cm 33  Required answer = 2 ðr + 2(L + b) = 268 cm 133. 3; Let the original number be x 120 80 x  x   x 50 100 100 Solving this equation we get x = 1250 134. 2; Area of whole diagram = area of square + area of triangle 1 42 42   42 42 2 3  42 42  2646cm2 2 135. 4; Area of shaded region : = Area of square – 4 × (Area of circle) 22 21 21 42 42  4   7 2 2 = 1764 – 1386 = 378 cm2 45  30 1 136. 1; Percentage decrease = 100  33 % 45 3 137.4; 138. 3; Required % increased

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WHO’S WHO INDIA Chairperson,Central Board of Excise & Customs - J. M. Chairman, Airports Authority of India (AAI) - Shri S. Raheja Shanti Sundharam Chief of the Naval Staff - Admiral Robin K. Dhowan Chairman, Financial Planning Standards Board India (FPSB) Chief of the Air Staff - Air Chief Marshal Arup Raha - Justice B N Srikrishna Chief of the Integrated Defence Staff - Air Marshal PP Reddy President, National Consumer Disputes Redressal Chairman, Audit Bureau Circulation(ABC) - Amit Mathew Commission - Justice D. K. Jain MD & CEO, Oriental Bank of Commerce - Animesh Chauhan Chief Justice of India - Justice Handyala Vice Chairman, NITI Aayog - Arvind Panagariya Lakshminarayanaswamy Dattu CMD, Oriental Insurance Company Ltd - Dr. A. K. Saxena Chairperson, National Human Rights Commission - Justice Chairperson Prasar Bharati Board - Dr. A. Surya Prakash K.G. Balakrishnan CMD, National Research Development Corporation (NRDC) President, National Green Tribunal - Justice Swatantra Kumar - Dr. Hanumanthu Purushotham Chairman, National Commission for Backward Classes - Deputy Speaker, Lok Sabha - Dr. M. Thambidurai Justice Vangala Eswaraiah Chairman, National Commission on Farmers (NCF) - Dr. Chairperson, National Commission for Women - Lalitha M.S. Swaminathan Kumaramangalam Chairman, National Statistical Commission - Dr. Pronob Sen Vice President - Mohammad Hamid Ansari Principal Scientific Advisor to the Govt. - Dr. R. CMD, Shipping Corporation of India - Mr. A K Gupta Chidambaram President, Confederation of Indian Industries(CII) - Mr. Ajay Chairman, Atomic Energy Commission and Secretary, Dept S. Shriram of Atomic Energy. - Dr. R. K. Sinha Chairman Space Commission and ISRO - Mr. Alur Seelin Chairman, Telecom Regulatory Authority of India - Dr. Rahul Kiran Kumar Khullar Chairman, SSC - Mr. Amitava Bhattacharyya Election Commissioner - Dr. Syed Nasim Ahmad Zaidi Director-General, Indian Merchant's Chamber - Mr. Arvind Chairperson, National Institute of Public Finance & Policy Pradhan (NIPFP) - Dr. Vijay Laxman Kelkar Chairperson, Competition Commission of India (CCI) - Mr. Director General, Indian Council of Medical Research - Dr. Ashok Chawla Vishwa Mohan Katoch Chairman & MD, General Insurance Corporation of India - Chairman 14th Finance Commission - Dr. Y. V. Reddy Mr. Ashok K Roy Chief of the Army Staff - General Dalbir Singh Suhag Chairman, Indian Farmers Fertiliser Co-operative Limited Leader of Opposition (Rajya Sabha) - Ghulam Nabi Azad (IFFCO) - Mr. B. S. NakaiDr. Harsh Vardhan Chairperson, Central Electricity Regulatory Commission (CERC) - Gireesh B. Pradhan

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INTERNATIONAL Deputy Secretary-General,UN - Jan Eliasson Secretary-General, Organisation of Petroleum Exporting President, European Commission - Jean-Claude Juncker Countries(OPEC) - Abdallah Salem el-Badri Secretary-General, North Atlantic Treaty Organisation Secretary-General, Gulf Co-operation Council - Abdullatif (NATO) - Jens Stoltenberg bin Rashid Al-Zayani Secretary-General, Organisation of Economic Cooperation President, International Cricket Council(ICC) - AHM And Development (OECD) - Jose Angel Gurria Mustafa Kamal Secretary-General, Organisation of American States - Jose Chancellor of Germany - Angela Merkel Miguel Insulza Salinas Executive Director, United Nations International Children's Secretary-General, Commonwealth - Kamalesh Sharma Emergency Fund(UNICEF) - Anthony Lake President, International Amateur Athletic Federation (IAAF) UN High Commissioner for Refugees - Antonio Guterres - Lamine Diack Secretary-General, SAARC - Arjun Bahadur Thapa Secretary-General, ASEAN - Le Luong Minh Secretary-General, United Nations Organisations - Ban Ki- Director - General, UNIDO - Li Yong moon President, European Parliament - Martin Schulz Chief of NASA (USA) - Charles F. Bolden, Jr Secretary-General, United Nations Conference on trade and Managing Director, International Monetary Fund(IMF) - Development(UNCTAD) - Mr. Mukhisa Kituyi Christine Lagarde Director - General, International Atomic Energy Agency President, African Development Bank - Donald Kaberuka (IAEA) - Mr. Yukia Amano President, European Council - Donald Tusk Chairperson, African Union Commission - Ms. Nkosazana Executive Director, UNFPA - Dr. Babatunde Osotimehin Dlamini-Zuma President, World Bank - Dr. Jim Yong Kim Chairman, International Cricket Council (ICC) - N. Srinivasan Director General, WHO - Dr. Margaret Chan President, International Court of Justice - Peter Tomka Executive Director of WFP - Ertharin Cousin Director - General, WTO - Roberto Azevedo Director General, Inter-national Labour Organisation - Guy Secretary-General, Amnesty International - Salil Shetty Ryder President, Asian Development Bank - Takehiko Nakao Administrator, United Nations Development Programme - President,International Olympic Committee - Thomas Bach Helen Clark President, South West African People's Organisation(SWAPO) - Hifikepunye Pohamba  Director General, UNESCO - Irina Bokova Secretary-General, Organisation of Islamic Cooperation - Iyad Ameen Madani

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ONE LINER

1. The Railway Minister Suresh Prabhu on 19 March 2015 constituted the ‘Kayakalp’ Council, which will recommend innovative methods and processes for the improvement, betterment and transformation of the Indian Railways. Who was appointed as the Chairman of this council? –Ratan Tata 2. The Union Govt. on 19 March 2015 disclosed that it has approved the closure of seven terminally ill central public sector enterprises (CPSEs). Which 7 CPSEs are these whose accumulated losses stood at around Rs. 3,139 crore over a period of time? – HMT Bearings, Tungabhadra Steel Products, Hindustan Photo Films Manufacturing Co, HMT Watches, HMT Chinnar Watches, Hindustan Cables and Spices Trading Corporation Ltd. 3. What is the name of the bill passed by the Rajya Sabha on 20 March 2015 that, for the first time, will facilitate the auction of mines that supply minerals like iron ore and bauxite? – Mines and Minerals Development and Regulation Bill, 2015 4. 34 persons were killed when the engine and two coaches of the Dehradun-Varanasi Janata Express derailed in Uttar Pradesh on 20 March 2015. This accident took place at which place? – near Bachrawan Railway Station 5. The Inland Waterways Authority of India (IWAI) on 19 March 2015 signed an agreement (MoU) with which entity for creation of logistic hubs with rail connectivity at Varanasi and other places on National Waterways? – Dedicated Freight Corridor Corporation of India (DFCCIL) 6. As India stormed into the semi-finals of the ICC World Cup by trouncing Bangladesh by 109 runs on 19 March 2015, Indian skipper M.S. Dhoni achieved which milestone for him? – He became just the third captain, and the first Indian, to lead his country to 100 ODI wins 7. What is the name of the Indian-born Nobel Laureate who was named as the head of Britain’s prestigious Royal Society? – Venkatraman Ramakrishnan 8. Malcolm Fraser, who passed away on 20 March 2015, was a former Prime Minister of which country? – Australia 9. Which north African country was hit by a terror attack on 18 March 2015 in which gunmen stormed country’s national museum and killed 19 persons including 17 foreigners? – Tunisia 10. Israeli Prime Minister Benjamin Netanyahu scored an unexpected win in country’s Parliamentary election as his party won 30 seats in 120-member Israeli Knesst as announced on 18 March 2015. What is the name of this party? – Likud Party 11. The Union Govt. on 18 March 2015 launched a Rs. 200 crore scheme to set up a network of technology and incubation centres to accelerate entrepreneurship and promote start-ups for innovation and entrepreneurship in agro-industry. Which entity would provide financial aid under this scheme? – Small Industries Development Bank of India (SIDBI) 12. South Africa stormed into the ICC World Cup semi-finals with a comprehensive nine-wicket victory over Sri Lanka at the Sydney Cricket Ground on 18 March 2015. Who became the first South African to take a hat-trick in the World Cup during this match? –JP Duminy 13. Two Sri Lankan cricketers retired after the quarter-final match against South Africa in the ICC World Cup on 18 March 2015. Who are these? – Mahela Jayawardene and Kumar Sangakkara 14. Which country contributed the highest FDI during the April-January period of the current fiscal as disclosed by the DIPP on 18 March 2015? – Mauritius 15. In an important ruling the Supreme Court on 18 March 2015 struck down the erstwhile UPA government’s decision to include the Jat community in the list of other backward castes (OBCs). Their inclusion on the OBC list entitled Jats to 27.5% quota in jobs and admissions in educational institutions in nine states. Which nine states are these? – Delhi, Punjab, Haryana, UP, Uttarakhand, Rajasthan, MP, Himachal Pradesh and Gujarat

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16. What was the gross non-performing assets (NPAs) of public sector banks as on December 2014 as disclosed by the Reserve Bank of India (RBI) recently? – Rs. 2,60,531 crore 17. Country’s jewellers have put forth its demand to the Union Govt. to scrap the mandatory requirement of Permanent Account Number (PAN) Card during purchase of gold ornaments. They feel that this step announced in the Union Budget of 2015-16 would be impractical to implement and hurt the jewellery sector. What is the buying limit for PAN cards? – Above Rs. 1 lakh 18. A series of peace marches were held across more than 150 cities of Brazil on 15 March 2015 demanding the impeachment of President Dilma Rousseff for her alleged role in a corruption case involving a state-run oil company. Which company is this? –Petrobras 19. Which country won the Hero women’s Hockey World League Round 2, the final of which was held on 15 March 2015? – India 20. Union Govt. announced that it will take several measures for international branding and promotion of the Puri Rath Yatra Festival of 2015, which would be a special event which comes every 19 years. What is the name given to this year’s Rath Yatra? –Nabakalebar Rath Yatra 21. Who was chosen as the brand ambassador of the Northeast by the Union Government to showcase the potential of the region as announced on 13 March 2015? – MC Mary Kom 22. What is the name of the powerful storm that hit the South Pacific Ocean on 14 March 2015 to bring heavy destruction in the island nation of Vanuatu? – Cyclone Pam 23. Who won the Australian Grand Prix – first Formula 1 (F1) Grand Prix of the season on 15 March 2015? – Lewis Hamilton (Britain) 24. What is the name of an open source, free, online education portal that was launched on 13 March 2015 by the Gujarat Chapter of Code For India? – ‘Skill Up India’ 25. Which European country on 12 March 2015 withdrew its bid to join the European Union? – Iceland 26. Indian Naval Ship (INS) Alleppey, which was decommissioned from the Indian Navy on 13 March 2015, was which category of naval vessel? – Minesweeper 27. Income Tax Department on 12 March 2015 slapped a Rs. 20,495 crore tax notice on which entity for failing to deduct withholding tax on alleged capital gains? – Cairn India Limited 28. The NDA govt. led by Narendra Modi was able to pass its first major reform bill in the form of the Insurance Laws (Amendment) Bill, 2015 when it was passed by the Rajya Sabha on 12 March 2015. The lower house (Lok Sabha) had already passed this bill. When the insurance bill was first introduced in the Parliament? – 2008 29. The NDA govt. led by Narendra Modi was able to pass its first major reform bill in the form of the Insurance Laws (Amendment) Bill, 2015 when it was passed by the Rajya Sabha on 12 March 2015. The lower house (Lok Sabha) had already passed this bill. When the insurance bill was first introduced in the Parliament? – 2008 30. India’s formal entry into the global market for warships was marked with the commissioning of an India-built naval patrol vessel for Mauritius by Prime Minister on 12 March 2015. What is the name of this first warship to be exported from India? –‘Barracuda’ 31. Indian Railways on 11 March 2015 signed a Memorandum of Understanding (MoU) that will raise Rs. 1.5 lakh crore worth of funds to finance its infrastructure. This is the largest-ever funding in Railways’ history. This historic MoU was signed with which financial entity? – Life Insurance Corporation of India (LIC)

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32. According to the information given by the govt. in Parliament on 11 March 2015, two public sector undertakings (PSUs) were added to the list of sick PSUs. There were as many as 65 units in the list of sick PSUs as on 31 March 2014. Which two PSUs are these? – Air India and MTNL 33. Which cricketer was named as the Greatest ODI (one day player) player in an online poll conducted by ESPNcricinfo’s magazine ‘Cricket Monthly’? – Sir Vivian Richards (West Indies) 34. On 11 March 2015 who became the first-ever batsman to score four consecutive centuries in the history of ICC World? 35. Who was named as the next U.S. Ambassador to Pakistan by President Barack Obama on 10 March 2015? – David Hale 36. Which former Union Minister belonging to Congress was chosen for the prestigious Saraswati Samman for year 2014 as announced on 9 March 2015? – M. Veerappa Moily 37. Which company is the largest in India in terms of assets as disclosed by the recent data compiled by the Corporate Affairs Ministry? – Reliance Industries Ltd (RIL) 38. What is the name of the solar-powered plane that started its historic 35,000-km round-the-world journey from Abu Dhabi on 9 March 2015? – Solar Impulse – 2 39. Which country has overtaken India to become the world’s biggest weapons importer in 2014 as disclosed by research company IHS on 8 March 2015? – Saudi Arabia 40. What is the name of the first indigenously developed and manufactured rotavirus vaccine that was launched by Prime Minister Narendra Modi on 9 March 2015? –ROTAVAC 41. Who won the men’s singles title at the All-England Championships for badminton on 8 March 2015? – Chen Long (China) 42. Which Indian company was named as the top employer in Europe for the third consecutive year by Top Employers Institute, the renowned employers’ certification agency? – Tata Consultancy Services (TCS) 43. What is the name of the separatist leader of Jammu & Kashmir who was released by the state government on 7 March 2015, a step which led to considerable strain between the ruling coalition of PDP and BJP? – Masarat Alam 44. Indian badminton ace Saina Nehwal’s efforts to win her first All England Championship went in vain as she lost in the finals of this prestigious championship on 8 March 2015. She was defeated by which player? – Carolina Marin (Spain) 45. Prime Minister Narendra Modi on 5 March 2015 inaugurated two units each of 600 MW of Shree Singaji Thermal Power Plant. This plant is situated at which place in Madhya Pradesh? – Dongaliya (Khandwa) 46. What is the name of the U.S. ambassador to South Korea who was slashed in the face by a Korean nationalist in an attack in capital Seoul on 5 March 2015? – Mark Lippert 47. A ban on slaughter of cows and the sale and consumption of beef was imposed in which state during March 2015? – Maharashtra 48. The Villarrica volcano, which started erupting on 3 March 2015, is situated in which Latin American country? – Chile 49. Who was chosen for the Mo Ibrahim Award for African Leadership, which is considered the World’s most valuable individual award? – Namibian President Hifikepunye Pohamba 50. Who was named as the new Indian Ambassador to the United States to replace S.Jaishankar? – Arun Singh 51. Peoples Democratic Party (PDP) leader Mufti Mohammad Sayeed on 1 March 2015 took over as the new Chief Minister of Jammu & Kashmir at an oath ceremony held at Jammu. Which BJP leader took over as state’s Deputy Chief Minister? – Nirmal Singh 52. Foreign Secretary S. Jaishankar left for his ambitious visit of SAARC countries on 1 March 2015 and reached Bhutanese capital Thimpu. He is visiting how many SAARC countries on this visit? – Four

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53. Former Bihar Chief Minister Jitan Ram Manjhi on 28 February 2015 launched a new political front to expose the real face of Chief Minister Nitish Kumar. What is the name given to this front which is being seen as the first step to counter Nitish Kumar and his JD(U) ahead of the Assembly elections? – “Hindustani Awam Morcha” (HAM) 54. Which city will host the 2022 Commonwealth Games (CWG) as it is the lone contender for this quadrennial sporting event? – Durban (South Africa) 55. Which New Zealand cricketer was inducted in the ICC Cricket Hall of Fame on 28 February 2015 and thus became the 3rd cricketer from the country to find place in this prestigious list? – Martin Crowe 56. In an important development, two consortia comprising of Indian companies have been given the project to develop a “Battlefield Management System” (BMS). This project, believed to be worth Rs. 40,000-50,000 crore, is believed to be Indian Army’s biggest project ever. Which two companies are leading these consortia? – Tata Power and Bharat Electronics (BEL) 57. Union Finance Minister Arun Jaitley presented the Economic Survey for 2015-16 in the Parliament on 27 February 2015. What the growth forecast is for fiscal year 2015-16 as disclosed in the Survey? – 8.1 to 8.5% 58. Which state-owned bank of Britain has decided to close its banking operations in India as disclosed recently? – Royal Bank of Scotland (RBS) 59. What is the name of the Russian opposition leader and former Deputy Prime Minister who was shot dead on 27 February 2015 in Moscow? – Boris Nemtsov 60. Who took over as the new Chairman and Managing Director of Small Industries Development Bank of India (SIDBI) on 27 February 2015? – Kshatrapati Shivaji 61. The report of the 14th Finance Commission was tabled in the Parliament by Finance Minister Arun Jaitley on 24 February 2015. How much raise in share of states in central taxes has been suggested in this report that has been accepted by the Union Govt.? – 10% 62. In a unique experiment State Bank of India (SBI) has recently initiated a new loan collection model that allows borrowers to pay back on a daily instalment basis. This initiative has been started primarily to keep bad loans in check. This first-of-its-kind loan product offering has been made to which entity? – Olacabs 63. Which state would become the first in India to present a ‘paperless’ budget as announced on 23 February 2015? – Himachal Pradesh 64. Dr Rajendra K Pachauri, who is facing allegations of sexual harassment, on 24 February 2015 stepped down as the Chairperson of which UN panel associated with environment? – Intergovernmental Panel on Climate Change (IPCC) 65. Which film won the Best Picture award at the 87th Academy Awards ceremony held on 22 February 2015? – “Birdman” 66. Pawel Pawlikowski’s film “Ida” won the Best Foreign Language Film award at the 87thAcademy Awards on 22 February 2015. This film is from which country? – Poland 67. British newspaper “The Guardian” in its report of 22 February 2015 claimed that the CEO of British banking giant HSBC kept millions of dollars in a Swiss account. What is the name of this CEO? – Stuart Gulliver 68. In an important development former Maldives President and current opposition leader Mohamed Nasheed was arrested by country’s police on 22 February 2015. What is the main charge against him? – Illegal arrest of a senior judge in 2012 69. Who was elected as the Speaker of the Delhi Legislative Assembly on 23 February 2015? – Ram Niwas Goel 70. Which former Indian cricketer was inducted in the ICC Cricket Hall of Fame during India’s World Cup match against South Africa at Melbourne on 22 February 2015? – Anil Kumble

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71. Which team won the 3rd edition of Hockey India League (HIL) that concluded on 22 February 2015? – Ranchi Rays 72. What is the name of the Indian Christian priest who was freed by Afghani abductors on 22 February 2015 eight months after he was captured? – Father Alexis Prem Kumar 73. What is the period of loan extension that was given to Greek government by the finance ministers of euro zone on 20 February 2015 to avert a potential crash crunch in March 2015? – 4 months 74. Cyclone Marcia and Lam struck which country on 20 February 2015 that left a trail of destruction in the country? – Australia 75. What is the name of the e-portal that was launched by the Govt. of India on 21 February 2015 to address consular complaints pertaining to the Ministry of External Affairs? – “Madad” 76. Anti-toll tax campaigner Govind Pansare, who died of on 20 February 2015 five days after he was shot at in Kolhapur, was associated with political party? – Communist Party of India (CPI) 77. What is the name of the woman pilot of the Indian Air Force (IAF) who recently became the first woman pilot to become part of the famous helicopter-formation team “Sarang”? – Squadron Leader Deepika Misra 78. Prime Minister Narendra Modi on 20 February 2015 flagged-off the first air-conditioned express train service between Delhi and Arunachal Pradesh. This train was flagged off from which station which is the only important station of Arunachal Pradesh? – Naharlagun 79. The Union Govt. on 18 February 2015 launched a single window government-to-business (G2B) portal (www.ebiz.gov.in). How many central govt. services have been brought under the ambit of this portal which will primarily facilitate ease of doing in India? – Eleven 80. The Supreme Court on 20 February 2015 ruled that national broadcaster Doordarshan (DD) can show Team India’s World Cup 2015 cricket matches free of cost. What was the main subject of conflict between Star Sports and Prasar Bharati in this case due to which Prasar Bharati took Star Sports to the Supreme Court? – Sharing of feed of matches by DD to cable operators 81. The Election Commission of India (ECI) on 19 February 2015 presented the first copy of its publication that attempts to encapsulate the most critical and outstanding features of Indian elections for a fact-filled and inside eye view. What is the name of this publication that gives data and insights on the Lok Sabha elections of 2014? – “India Votes” 82. Hikaru Nakamura of United States won the Zurich Chess Classic tournament that concluded on 20 February 2015. What was the position of India’s Vishwanathan Anand in the tournament? – Second 83. Prime Minister Narendra Modi launched the centrally sponsored nation-wide ‘Soil Health Card’ (SHC) scheme on 19 February 2015. The Soil Health Card under the scheme will carry crop-wise recommendations of nutrients\fertilizers required for farms of different soil types, will make it possible for farmers to improve productivity through judicious use of inputs. This scheme was launched at which place? – Suratgarh (Rajasthan) 84. The Corporate Affairs Ministry during February 2015 removed curbs on acquisition of shares and other securities that was imposed on banking, insurance and housing finance companies. This exemption was earlier available to these entities. The said curb was imposed under which act? – The new company law (Companies Act, 2013) 85. The Reserve Bank of India (RBI) on 18 February 2015 allowed banks to lend against gold and thus lifted the ban on the same. When was this ban imposed? – June 2013 86. The “Halwa Ceremony”, which was held on 19 February 2015, is associated with which keenly awaited event of the Union Govt.? – “Union Budget”

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 108 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2015

87. Prime Minister Narendra Modi inaugurated Aero India 2015 on 18 February 2015. This exhibition depicting aviation technology and products from all over the world is held biennially in which city? – Bengaluru 88. Which private bank on 16 February 2015 announced plans to launch India’s first Green Infrastructure Bond worth Rs. 500 crore, proceeds from which will be deployed to fund renewable energy and energy efficiency projects? – Yes Bank 89. Lunar New Year of numerous Asian countries including China started on 19 February 2015. This year is being observed as year of which animal according to the traditional Chinese zodiac system? – Year of the Sheep 90. Legendary film producer D.Ramanaidu passed away on 18 February 2015 in Hyderabad at the age of 79. He was conferred with the Dada Saheb Phalke Award for lifetime achievement in 2009. What unique record he held in film producing? – He held the world record for producing highest number of films 91. India’s first Renewable Energy Global Investors’ Meet and Expo was inaugurated by Prime Minister Narendra Modi on 15 February 2015. What is the name of this summit? – Re-Invest India 2015 92. The State Bank of India (SBI) made how much commitment for clean energy generation (renewable energy) as announced by it at Re-Invest India 2015 on 15 February 2015? – Rs. 75,000 crore 93. The 35th National Games of India concluded on 14 February 2015 at Thiruvananthapuram (Kerala). Which three teams occupied the top three spots in the final medals tally? – Services, Kerala and Haryana 94. National Lok Adalat was held on 14 February 2015 with over 56,000 cases disposed of across the country. This was which edition of National Lok Adalat, which is held under the patronage of the Chief Justice of India? – 3rd 95. Which Scandinavian country came under attacks on 14 and 15 February 2015, which are said to be inspired by an attack on French satirical weekly ‘Charlie Hebdo’ last month? – Denmark 96. am Aadmi Party (AAP) chief Arvind Kejriwal took over as the new Chief Minister of Delhi on 14 February 2015 at a huge oath taking ceremony held at Maidan. He was administered the oath of office by Lt. Governor Najib Jung. With this the Presidential rule clamped in Delhi also ended. Delhi remained under President’s rule for what duration? –Exact one year 97. Delhi Chief Minister Arvind Kejriwal made what distinction as far as allocation of portfolios is concerned? – He did not took any ministerial portfolio in Delhi Cabinet 98. Prime Minister Narendra Modi’s “Make in India” campaign got a major boost on 14 February 2015 when US multinational company General Electric (GE) opened its first manufacturing plant in India. This facility comprising of multi-modal facility primarily for exports has been established at which place? – Chakan (Pune) 99. The Reserve Bank of India (RBI) on 13 February announced it would soon put in circulation currency notes with the denomination of Re 1. When printing of Re. 1 notes was discontinued by the govt. due to higher printing costs? – November 1994 100. India successfully test fired the supersonic BrahMos cruise missile from a state-of-the-art naval warship on 14 February 2015. This test carried out in the Arabian Sea involved which warship? – INS Kolkata

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