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Current Affairs Magazine We Are Trying Our Best to Be a ADVISORS Facilitator Cum Mentor in Your Journey to Be Knowledgeable MONTHLY ISSUE - OCTOBER - 2015 CurrVanik’s ent Affairs Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU UAE Visit New OPSC OCS-2015 Special Volume-2y Govt. of India aunched b New Scheme L Two Practice Set for IBPS-PO (Preliminary) One Practice Set for IBPS-PO (Main) 40 MCQs on Computers Vanik’s Page 200 Updated MCQs 100 One Liners 100 GK for SSC & Railway Vanik’s Knowledge Garden Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s VANIK'S PAGE COUNTRY, CAPITAL & CURRENCY European Coun tries Capital Currency North Capital Currency United Kingdom London Pound Sterling Americ an Nations France Paris Euro Antigua and Barbuda St. John's East Caribbean Spain Madrid Euro dollar Portugal Lisbon Euro The Bahamas Nassau Bahamian dollar Germany Berlin Euro Barbados Bridgetown Barbadian dollar Italy Rome Euro Belize Belmopan Belize dollar Vatican City Vatican Euro Canada Ottawa Canadian dollar Malta Valletta Euro Costa Rica San José Costa Rican colón Switzerland Bern Swiss Franc Cuba Havana Peso Belgium Brussels Euro Dominica Roseau East Caribbean Netherlands Amsterdam Euro dollar Denmark Copenhagen Krone Dominican Republic Santo Dominican Peso Norway Oslo Norwegian krone Domingo Sweden Stockholm Krona El Salvador San Salvador United States dollar Finland Helsinki Euro Grenada St. George's East Caribbean Estonia Tallinn Euro dollar Latvia Riga Euro Guatemala Guatemala Guatemalan quetzal Lithuania Vilnius Euro City Belarus Minsk Belarusian ruble Haiti Port-au-Prince Haitian gourde Ukraine Kiev Ukrainian hryvnia Poland Warsaw Zloty Honduras Tegucigalpa Honduran lempira Czech Republic Prague Koruna Jamaica Kingston Jamaican dollar Austria Vienna Euro Mexico Mexico City Peso Albania Tirana Lek Nicaragua Managua Nicaraguan córdoba Bosnia Sarajevo Convertible mark Panama Panama City Panamanian balboa, Bulgaria Sofia Lev United States dollar Saint Kitts and Nevis Basseterre East Caribbean Croatia Zagreb Kuna dollar Macedonia Skopje Macedonian denar Saint Lucia Castries East Caribbean Moldova Chi?inău Moldovan leu dollar Romania Bucharest Romanian leu Saint Vincent and the Kingstown East Caribbean Slovakia Bratislava Euro Grenadines dollar Slovenia Ljubljana Euro Trinidad and Tobago Port of Spain Trinidad and Hungary Budapest Forint Tobago dollar Greece Athens Euro United States Washington, United States dollar Cyprus Nicosia Euro D.C. Ir eland Dublin Euro / Pound Sterling South Capital Currency Iceland Reykjavík Icelandic króna Lux embourg Luxembourg Euro American Nations Argentina Buenos Aires Peso Bolivia La Paz Boliviano Brazil Brasília Real Chile Santiago Peso Colombia Bogotá Peso Ecuador Quito United States dollar Guyana Georgetown Guyanese dollar Paraguay Asunción Guaraní Peru Lima Nuevo sol Suriname Paramaribo Surinamese dollar Uruguay Montevideo Uruguayan peso Venezuela Caracas Bolívar fuerte To be continued..... MAGAZINE FOR THE MONTH OF OCTOBER - 2015 VANIK’S MAGAZINE FOR THE MONTH OF OCTOBER - 2015 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 1 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] Message from Director Vanik Publications EDITOR Dear Students, Mr. Pramod Padhi ASSOCIATE EDITORS “Knowledge in Power” is an age old saying having universal relevance. Satabdi Sagar Mohanty Samarendra Narayan Sahoo Through this Monthly Current Affairs Magazine we are trying our best to be a ADVISORS facilitator cum mentor in your journey to be knowledgeable. Warm response of our G. Khatua B. R. Das reader is the biggest encouragement that encourage our team for more perfection. PUBLISHING MANAGER This issue also contains a special section for the coming OPSC Civil Service Exam., Smrutiranjan Chhatoi where the recently launched socio-economics developmental programmes launched DESIGNING & LAYOUT by the India and Odisha Govt. has been compiled by our Editor Pramod Padhi Vijaya Moharana Publisher : Subrat Kumar Chhatoi with added features I hope the Magazine will help in enriching your level of Printed and Published by : Vanik Publication Printed at : knowledge. Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 _____________________________________________________ © Copyright Reserved No part of this magazine can be printed in whole or part without the written permission of the publisher. Best of Luck The editor and publisher have tried their best to verify the factual accuracy of the Subrat Kumar Chhatoi informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine. All disputes subject to Bhubaneswar (Odisha) Jurisdiction. CONTENTS Topics Page No Events of the Month 4 International news 8 National news 11 Bilateral 14 Economy and Banking 16 Award and Honour 19 Book and Author 20 Person in news 21 Places in news 23 Sports 24 Science and Technology 25 Environment and Ecology 26 Defence 26 Recent Summit in News 27 Committee and its Function 27 International and National institution 28 Recent visit and visitor 29 Date and Observation 29 State news 30 Recent government devlopement and scheme 32 200 MCQ current affairs 34 40 MCQ of Computer 43 Abbreviation 44 Descriptive English 45 Word of the Month 46 Banking Terminology 47 Miscellaneous G.K. for SSC and Railway 48 Practice Set : IBPS-PO-Preliminary -1 52 IBPS-PO-Preliminary -2 60 IBPS-PO-Main 68 Who’s Who? 88 One Liner 86 OPSC CSE-2015 Special Volume-1 (Analysis of Syllabus) 90 MAGAZINE FOR THE MONTH OF OCTOBER - 2015 EVENTS OF THE MONTH Distribute non-risk sharing simple financial products AYMENTS BANKS : NEW ERA IN like mutual funds and insurance products P What They Cannot Do INCLUSIVE BANKING Issue credit cards Undertake lending services Reserve Bank of India, has granted ‘in-principle’ approval to Open accounts for NRIs 11 out of the 41 applicants to set up payments banks – first This approval is another step towards launching inclusive such differentiated banks in the country.The ‘in-principle’ banking in India. approval granted will be valid for a period of 18 months, during which time the applicants have to comply with the requirements under the guidelines and fulfil the other INDIA & BANGLADESH - LAND conditions as may be stipulated by the Reserve Bank. Draft guidelines for payments banks were issued last BOUNDARY AGREEMENT November. The idea is to encourage small savings, meet credit On Midnight of 31st July 2015 the long awaited India, and remittance needs of migrant work force, small Bangladesh Land Boundary Agreement came in to force businesses, unorganized sector, low income households and benefiting thousands of people living on statelessness for farmers in underbanked locations. Payments banks are many decades. expected to make financial transactions like utility bills – A Parliamentary Standing Committee on External currently possible via internet or at physical centres – and Affairs presented Constitution (119th Amendment) banking services like cash deposits or ATM transactions – Bill, 2013 to give effect to the India-Bangladesh Land now done at brick-and-mortar branches. Boundary Agreement (LBA). Meanwhile, RBI said, on fulfilling the requisite ‘in-principle’ This Standing Committee was headed by Congress conditions, it will consider granting them licences to MP Shashi Tharoor. commence banking business. Until a regular licence is issued, The committee in its report has mentioned Passage the applicants can not undertake any banking business. of this Bill is a national interest and will pave way Differentiated banking entails going beyond the current for broader ties with the neighboring country. universal banking framework to serve specific purposes. The The Constitution (119th Amendment) Bill, 2013 aimed move to allow them came after RBI found just two entities- to ratify the LBA between India and Bangladesh IDFC and Bandhan from over 24 applicants – eligible for under the Indira-Mujib pact of 1974 to exchange setting up commercial banks. The central bank issued in- areas and people on either side of the border. principle approval to the following for Payment Bank : On 16th May 1974, soon after the independence of 1. Reliance Industries Bangladesh the LBA was signed between India and 2. Aditya Birla Nuvo Bangladesh in order to find a solution to the complex 3. Vodafone nature of border demarcation. This pact was ratified 4. Airtel by Bangladesh government in 1974. 5. Department of Posts In 1974, in India Cabinet had granted approval to 6. Cholamandalam Distribution Services this pact but was not ratified as it involved cession 7. Tech Mahindra of territory. 8. National Securities Depository Ltd. As per the provision of pact, India will exchange 9. Fino PayTech 111 enclaves measuring 17,160 acres with 10. Sun Pharma’s Dilip Shantilal Shanghvi Bangladesh and receive 51 enclaves covering 7,110 11. Paytm’s Vijay Shekhar Sharma acres. What They Can Do The territories involved in the exchange are in Accept demand deposits, remittance services, Assam, West Bengal, Meghalaya and Tripura in internet banking the Indian side. Hold a maximum balance of Rs. 1 lakh per customer Issue ATM/debit cards, prepaid payment instruments B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 4 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER
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