Member Newsletter JULY 2014
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
Black-Entrepreneurship-Program.Pdf
Classification - PUBLIC Alterna Savings partners with the Government of Canada on the country’s first-ever Black Entrepreneurship Program Toronto, ON – September 9, 2020 – As Canadians work hard to rebuild and recover from this pandemic, Alterna Savings is committed to doing our part in supporting businesses owners and building a strong and resilient economy. Every day, Black business owners and entrepreneurs make invaluable contributions to communities across the country, and their success is essential to Canada’s recovery from the COVID-19 pandemic and future prosperity. We recognize that COVID-19 has exacerbated existing barriers that Black business owners and entrepreneurs face to economic success. Today, we are pleased to partner with the Government of Canada on the country’s first-ever Black Entrepreneurship Program. We, along with seven other Canadian financial institutions, have collectively committed up to $128 million in lending capital for the program’s new Black Entrepreneurship Loan Fund – through which Black-led business organizations will provide loans between $25,000 and $250,000 to Black business owners and entrepreneurs to support their growth and success in the years to come. Further details on the program and the loan fund, including how and where to apply, will be made available by the Government of Canada. “At Alterna Savings, we are proud to commit loan funding, and our expertise, to the Federal Government’s Black Entrepreneurship program. We have a deep understanding of community loan funds having helped hundreds -
2020 Public Accountability Statement
2020 PUBLIC ACCOUNTABILITY STATEMENT ABOUT CORPORATE SMALL ACCESS TO NUMBER OF DEBT TAXES BRANCH THIS REPORT DONATIONS & BUSINESS FINANCIAL EMPLOYEES FINANCING OPENINGS, PHILANTHROPIC BANKING SERVICES IN CANADA CLOSINGS & ACTIVITY RELOCATIONS What’s Inside 2 About this Report 17 Number of Employees in Canada 3 Corporate Donations & Philanthropic Activity 18 Debt Financing 9 Small Business Banking 20 Taxes 11 Access to Financial Services 21 Branch Openings, Closings & Relocations About this Report Scope of Reporting About Scotiabank This Public Accountability Statement includes Scotiabank is a leading bank in the Americas. information from November 1, 2019 to Guided by our purpose: “for every future”, we help October 31, 2020, for the following affiliates our customers, their families and their communities of Scotiabank in Canada: Scotia Capital Inc., achieve success through a broad range of advice, National Trust Company, Scotia Mortgage products and services, including personal and Corporation, Scotia General Insurance Company, commercial banking, wealth management and ADS Canadian Bank, Montreal Trust Company private banking, corporate and investment banking, of Canada, Scotia Life Insurance Company, and capital markets. With a team of over 90,000 The Bank of Nova Scotia Trust Company, employees and assets of approximately $1.1 trillion Scotia Dealer Advantage Inc., Roynat Inc., (as at October 31, 2020), Scotiabank trades on the MD Private Trust Company, and MD Life Insurance Toronto Stock Exchange (TSX: BNS) and New York Company. These affiliates are finance entities or Stock Exchange (NYSE: BNS). For more information, financial institution subsidiaries of Scotiabank please visit scotiabank.com and follow us on Twitter operating in Canada that have less than $1 billion @ScotiabankViews. -
Directory of the Exchange®Atm Locations in Canada
DIRECTORY OF THE EXCHANGE®ATM LOCATIONS IN CANADA Winter 2012/13 YOUR ATM NETWORK TABLE OF CONTENTS Alberta ..................................................................................................... 1 British Columbia ...................................................................................... 2 Manitoba ............................................................................................... 14 New Brunswick ...................................................................................... 15 Newfoundland ....................................................................................... 18 Nova Scotia ........................................................................................... 21 Ontario .................................................................................................. 26 Prince Edward Island ............................................................................ 46 Quebec ................................................................................................. 47 Saskatchewan ....................................................................................... 66 DIRECTORY OF ATM LOCATIONS WINTER 2012/13 ALBERTA St. Albert Canadian Western Bank HSBC Bank Canada 300 – 700 St. Albert Road 400-665 St. Albert Road Calgary Canadian Western Bank Canadian Western Bank Canadian Western Bank #300, 5222 - 130 Ave. SE 606 4th Street SW 6606 MacLeod Trail SW HSBC Bank Canada HSBC Bank Canada HSBC Bank Canada 1217 Kensington Road NW 140, 815 – 17th Avenue SW 212-111 -
Cwcf-Conference-Program-2016-Fnl-4
Downtown Vancouver: YWCA Hotel, 733 Beatty Street, Except on Thursday Nov 3rd: Sandman Hotel, 180 W. Georgia St. Program Wednesday, November 2th Pre-Conference, Optional events 12:30 pm – 5:00pm: Tours: Vancouver Convention Centre (LEED Certification done by SSG Worker Co-op), Woodshop Workers’ Co- op, and Vancouver Renewable Energy Co-op; using rental bikes and/or city bus. Depart from the YWCA Hotel lobby, 12:30 pm. 6 pm: We’ll meet in the lobby of the YWCA Hotel and suggest restaurants for dinner – not included in registration. Thursday’s sessions will take place at the Sandman Hotel (180 West Georgia Street – next door to YWCA Hotel), except for the caucus meetings (4:20 – 5:30 pm) at the YWCA Hotel. Daytime sessions are in the Sandman Ballroom; you first enter the Moxie’s Restaurant, then go to the back on the second floor. Thursday, November 3rd 7:30 am Breakfast – not included in registration A: Facilitator: Reba Plummer 9:00 – 9:15 am Welcome – by CWCF President Alain Bridault, CoopZone, and Patrice Pratt, BCCA Managing Director 9:15 – 10:00 am Introduction to the 25th Anniversary Conference and the Conference Theme. (Including announcing the free developer time.) Ice-breaking & Celebration of Worker Co-ops / CWCF’s first 50 Years 10:00 – 10:30 am Networking Break 10:30 – 11:15 am Solidarity Works: Reflections from the WC movement with Rebecca Kemble, US FWC and City Councillor, Madison, Wisc. and Jessica Gordon-Nembhard, Professor of Community Justice & Social Economic Development, Dept. of African American Studies, City University of New York (CUNY) and member, Grassroots Economic Organizing Collective - who can speak with passion on what the Worker Co- op movement means to them and how they see the potential. -
Win a $100 Prepaid Credit Card 2018 Collabria Fall Campaign Contest Rules ***
Win a $100 Prepaid Credit Card 2018 Collabria Fall Campaign Contest Rules *** 1 CONTEST TIMELINE The contest is held by Collabria Financial Services Inc., and runs on October 15, 2018, 12:00:00 AM (ET) and ends on November 15, 2018, 11:59:59 PM (ET) (“Contest Period”). All time references in these Rules refer to Eastern Daylight Time. One (1) random draw (“Draw”) per Credit Union Affiliate for the Prize will be held at Collabria Financial Services Inc. (280-1414 8th Street S.W., Calgary, AB, T2R 1J6) on November 16, 2018 by a Contest Sponsor’s representative, in the presence of witnesses. 2 Sponsor and Administrator The Contest is sponsored and administered by Collabria Financial Services Inc. (“Contest Sponsor”). 3 ELIGIBILITY The Contest is open only to legal residents of Canada (excluding Québec) who are eighteen (18) years of age or older (or the legal age of majority in their province of legal residence) as of October 15, 2018, 12:00:00 AM (ET). 4 WHO ARE NOT ELIGIBLE TO ENTER THE CONTEST? Residents of the province of Québec, as well as Collabria Financial Services Inc., Zag Bank, or Desjardins employees: directors, officers and representatives of Desjardins Financial Group, of La Fédération des caisses populaires de l’Ontario Inc., their member caisses, subsidiaries and any other Desjardins Financial Group entity, their suppliers of materials and services related to this promotion and any other agent directly linked to this Contest, and all other persons with whom these employees, directors, officers and representatives live are NOT eligible to participate. p.1 You are NOT eligible to enter/win the contest if you are currently a director of a Credit Union Affiliate; or the spouse/common-law partner of a director of a Credit Union Affiliate. -
Making Banking Easier at Every Step
2015Annual Report Making banking easier at every step. © BlueShore Financial Credit Union 2015 Annual Report of BlueShore Financial Credit Union. TABLE OF CONTENTS Leadership Viewpoints 3 Easy to do Business With 4 Achievements & Advancements 5 Celebrating 75 Years 6 Advancing Growth & Profitability 7 Report of the Independent Auditor 8 Financial Results & Message to Members 9 Accountability & Transparency 10 © BlueShore Financial Credit Union Leadership Viewpoints Message from Board and Management Chris Catliff, President When we ask clients what they need more of, it’s often not more money, it’s more and CEO, and Dave time. We are all more time-starved than ever before. This is why BlueShore Financial Davenport, Chair, Board continues to introduce new services to save time and increase convenience, while of Directors, in the new remaining true to our commitment to develop long-term relationships to improve BlueShore Financial our clients’ overall financial well-being. branch in Edgemont Village, North Vancouver Through client research you’ve told us that “being easy to do business with” is a priority. We achieve this by combining easy-to-use mobile and digital solutions with our team of trusted advisors to make which opened in fall 2015. the complex, simple; the routine, convenient; and the time-consuming, streamlined. In addition to launching new online and mobile services for our clients in 2015, we exceeded financial objectives reaching $4 billion in Assets Under Administration, achieved robust growth in total loans and deposits, and reduced loan delinquency to a mere 8 basis points, the lowest level in our history. For 75 years we have put our clients first, building a stable, profitable, award-winning credit union along the way. -
Notes to the Consolidated Financial Statements
Annual Report / 2018 Central 1 Credit Union Annual Report 2018 | 2 Contents 2018 in Review Report from the Board of Directors ...... 3 Message from the President & CEO ...... 5 Financial and Governance Review Management’s Discussion and Analysis ...... 7 Schedule A — Corporate Governance ...... 53 2018 President and CEO Compensation ...... 84 Consolidated Financial Statements ...... 86 Notes to the Consolidated Financial Statements ...... 97 Credit Unions in British Columbia and Ontario ...... 161 Contact Information ...... 162 Central 1 Credit Union | 3 / William (Bill) Kiss, Chair of the Board Board ofBoard Directors Report from the As we boldly move forward to meet the disruption and challenges ahead of us in the financial industry, at Central 1, we’re focused on delivering results that benefit the whole system and the long-term viability of Canadian credit unions. In 2018, Central 1’s Board and leadership identified our aspiration through 2023 to enable credit union excellence, leadership and impact through a healthy, high-performing central. To support our success as an organization, we’re increasing our focus on organizational health to foster innovation, accountability and a mindset for agility in all areas of our business. We are here to serve our members – to build relationships, find collaborative solutions, and deliver products that give clients a competitive edge – yet we understand the need to evolve as we move forward. We’re cultivating a strong and flexible organization that will engage our members and clients and learn from each obstacle and opportunity as the future unfolds. In support of our system leadership role, we fully transitioned the dues-funded government relations and marketing and research to Canadian Credit Union Association (CCUA) to align key service functions. -
Jazz-Fest-2017-Program-Guide.Pdf
JUNE 22 – JULY 2 | 2017 /coastaljazz | #VanJazzFest | COASTALJAZZ.CA 20TH ANNIVERSARY SEASON 2017 181 CHAN CENTRE PRESENTS SERIES The Blind Boys of Alabama with Ben Heppner I SEP 23 The Gloaming I OCT 15 Zakir Hussain and Dave Holland: Crosscurrents I OCT 28 Ruthie Foster, Jimmie Dale Gilmore and Carrie Rodriguez I NOV 8 The Jazz Epistles: Abdullah Ibrahim and Hugh Masekela I FEB 18 Lila Downs I MAR 10 Daymé Arocena and Roberto Fonseca I APR 15 Circa: Opus I APR 28 BEYOND WORDS SERIES Kate Evans: Threads I SEP 29 Tanya Tagaq and Laakkuluk Williamson Bathory I MAR 16+17 SUBSCRIPTIONS ON SALE MAY 2 DAYMÉ AROCENA THE BLIND BOYS OF ALABAMA HUGH MASEKELA TANYA TAGAQ chancentre.com Welcome to the 32nd Annual TD Vancouver International Jazz Festival TD is pleased to bring you the 2017 TD Vancouver International Jazz Festival, a widely loved and cherished world-class event celebrating talented and culturally diverse artists from Canada and around the world. In Vancouver, we share a love of music — it is a passion that brings us together and enriches our lives. Music is powerful. It can transport us to faraway places or trigger a pleasant memory. Music is also one of many ways that TD connects with customers and communities across the country. And what better way to come together than to celebrate music at several major music festivals from Victoria to Halifax. ousands of fans across British Columbia — including me — look forward to this event every year. I’m excited to take in the music by local and international talent and enjoy the great celebration this festival has to o er. -
Conventions De Garde
Conventions de garde Gestionnaires de fonds approuvés au mai 31, 2021 Gestionnaires de fonds Pays Type de Produits Fonds visé par la convention 1 1832 Asset Management L.P. (Dynamic Funds) Canada Fonds comm. de place./Fonds de couver / LSF's Includes Deposit accounts 2 3IQ CORP. Canada Fonds de fonds 3IQ Corp. 3 Aberdeen Global Services S.A. Outre-mer Fonds commun de placement Aberdeen Global Funds Aberdeen Global II Funds 4 Accilent Capital Management Inc. Canada Fonds comm. de place./Fonds de fonds/Société à r Capsure Hedged Oil and Gas Income & Growth Trust 5 Acker Finley Asset Management Inc. Canada Fonds commun de placement QSATM Funds 6 ACM Advisors Ltd. Canada Fonds d’investissements hypothécaires ACM Commercial Mortgage Fund 7 Addenda Capital Inc. Canada Fonds de fonds Addenda Pooled Funds 8 ADS Canadian Bank Canada CPG / Compte d'epargne-placement 9 AGAWA Fund Management Inc. Canada Société à responsabilité limitée AGAWA Fund I Limited Partnership 10 AGF Investments Inc. Canada Fonds comm. de place. / Fonds de fonds Acuity Pooled funds Acuity family of mutual funds AGF Pooled funds AGF Elements family of mutual funds Harmony family of mutual funds AGF family of mutual funds 11 AHF Capital Partners Inc. Canada Fonds comm. de place/Fonds de couverture/Fonds AHF Credit Opportunities Fund - Series A, F and I 12 AIP Asset Management Inc. Canada Société à responsabilité limitée AIP Convertible Private Debt Fund LP 13 Aldergrove Credit Union Canada Certificats de placements garantis 14 Algonquin Capital Corporation Canada Société à responsabilité limitée 15 Alignvest Capital Management Inc. Canada Fonds de couverture 16 Alignvest Investment Management Corporation Canada Fonds de fonds 17 Alitis Investment Counsel Inc. -
Directory of the Exchange®Atm Locations in Canada
DIRECTORY OF THE EXCHANGE®ATM LOCATIONS IN CANADA SUMMER 2006 YOUR ATM NETWORK TABLE OF CONTENTS Alberta ......................................................................................................1 British Columbia .......................................................................................2 Manitoba.................................................................................................14 New Brunswick.......................................................................................15 Newfoundland.........................................................................................18 Nova Scotia ............................................................................................20 Ontario....................................................................................................24 Prince Edward Island..............................................................................37 Quebec...................................................................................................39 Saskatchewan ........................................................................................57 DIRECTORY OF ATM LOCATIONS SUMMER 2006 ALBERTA Calgary Canadian Western Bank Citizens Bank of Canada HSBC Bank Canada 6606 MacLeod Trail SW 505 Third St. SW 407-8th Avenue S.W HSBC Bank Canada HSBC Bank Canada HSBC Bank Canada 212-111 3rd Ave E 95 Crowfoot Centre NW 347 - 58th Avenue SE National Bank of Canada 301 6th Avenue Sw Edmonton Canadian Western Bank HSBC Bank Canada HSBC Bank Canada 10303 -
2019 Annual Report | Outlook & Strategy
20 19 ANNUAL REPORT Outlook & Strategy WHO WE ARE First West is one of Canada’s leading member-owned financial co-operatives. Our core business is traditional banking, the provision of personal daily banking and financial advice, and business banking services and business advice. We exist to simplify lives and help our members and communities thrive. Our 1,400 employees strive to create real value for our members by keeping banking simple, through low or no-cost daily account products, competitive lending facilities, segment-tailored service and financial advice, and innovative online and digital experiences. With more than $14 billion in total assets and assets under management and over 250,000 members, we’re British Columbia’s third-largest credit union. Our 50 branches give us the largest geographic reach among credit unions in the province. WE WORK BIG IN ORDER TO WORK MORE LOCAL First West was formed in 2010 through the merger of Envision Credit Union and Valley First Credit Union, but our roots date back to 1946. We’ve experienced considerable growth since 2010, as likeminded credit unions like Enderby & District and Island Savings joined First West and we continued to bring new, innovative products and services to market through our locally known and trusted brand divisions. Our collective size, strength and local expertise enables us to create greater value for our members and communities. Find more information about First West and our multi-brand business model online at www.firstwestcu.ca. OUR BUSINESS RETAIL FINANCIAL SERVICES First West offers a full suite of personal banking services and products, including chequing and savings accounts, term deposits, loans, lines of credit, letters of credit, mortgages, credit cards and registered savings accounts. -
Alterna Savings and Credit Union Ltd. 842 Brunswick Cr
SECTION I NUMERIC LIST MEMBERS / LISTE NUMÉRIQUE DES MEMBRES 1 ALTERNA SAVINGS AND CREDIT UNION LTD. 842 Routing Numbers / Numéros d'acheminement Electronic Paper(MICR) Électronique Papier(MICR) Postal Address - Addresse postale 084200646 00646-842 ALTERNA SAVINGS AND CREDIT UNION LTD, Westboro Branch, 319 McRae Avenue, Ottawa, ON K1Z 0B9 BRUNSWICK CR. UNION FEDERATION LTD. 849 Routing Numbers / Numéros d'acheminement Electronic Paper(MICR) Électronique Papier(MICR) Postal Address - Addresse postale 084907964 07964-849 BCUF-STABILIZATION BOARD, 421 CHARLES LUTES ROAD, Lutes Mountain, NB E1G 2T5 084917054 17054-849 ADVANCE SAVINGS CREDIT UNION, 141 Weldon St., P.O. Box 92, Moncton, NB E1C 8R9 084917104 17104-849 New Brunswick Teachers' Association, 2-153 Harvey Road, McAdam, NB E6J 1A1 084917294 17294-849 BAYVIEW CREDIT UNION (WEST) LTD, West Branch, 46 Main Street, 46 Main Street West, Saint John, NB E2M 3N1 084917344 17344-849 PROGRESSIVE CREDIT UNION, 106 Richmond Street, Unit 1, P.O. Box 55, Woodstock, NB E7M 2N9 084927004 27004-849 ATLANTIC CENTRAL, 663 Pinewood Road, P.O. Box 1025, Riverview, NB E1B 5R6 084927384 27384-849 ADVANCE SAVINGS CREDIT UNION (PPT), 960 St. George Blvd., Moncton, NB E1E 3Y3 084937094 37094-849 BEAUBEAR CREDIT UNION, 376 Water Street, P.O. Box 764, Miramichi, NB E1V 3V4 084937664 37664-849 BAYVIEW CREDIT UNION, Administration & Executive, 57 King Street, Saint John, NB E2L 1G5 084947184 47184-849 BEAUBEAR CREDIT UNION, 202 Pleasant Street, P.O. Box 764, Miramichi, NB E1V 3V4 084957084 57084-849 THE CREDIT UNION LTD, 422 William Street, Dalhousie, NB E8C 2X2 084957134 57134-849 BLACKVILLE CREDIT UNION, 128 Main Street, Blackville, NB E9B 1P1 084957324 57324-849 ADVANCE SAVINGS CREDIT UNION, Advance Savings Credit Union, 47 Main Street, Petitcodiac, NB E4Z 4L9 084967034 67034-849 BAYVIEW CREDIT UNION LTD, Westmorland Roadbranch, 550 Main Street, Hampton, NB E5N 6C3 084967174 07013-839 OMISTA CREDIT UNION, 494 Queen Street, P.O.