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Rule D4 Institution Numbers and Clearing Agency/Representative Arrangements

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Rule D4 Institution Numbers and Clearing Agency/Representative Arrangements RULE D4 INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS 2021CANADIAN PAYMENTS ASSOCIATION This Rule is copyrighted by the Canadian Payments Association. All rights reserved, including the right of reproduction in whole or in part, without express written permission by the Canadian Payments Association. Payments Canada is the operating brand name of the Canadian Payments Association (CPA). For legal purposes we continue to use “Canadian Payments Association” (or the Association) in these rules and in information related to rules, by-laws, and standards. RULE D4 – INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS TABLE OF CONTENTS IMPLEMENTED ............................................................................................... 3 AMENDMENTS PRE-NOVEMBER 2003 ........................................................ 3 AMENDMENTS POST-NOVEMBER 2003 ..................................................... 3 INTRODUCTION ................................................................................................................. 6 ELIGIBILITY......................................................................................................................... 6 INSTITUTION NUMBERS ................................................................................................... 6 AMALGAMATION AND ACQUISITION .............................................................................. 6 NON-MEMBER ENTITIES ................................................................................................... 7 NOTIFICATION BY THE PRESIDENT ................................................................................ 7 PAPER PAYMENT ITEM ROUTING PROCESS ................................................................. 8 CANCELLED NUMBERS ..................................................................................................... 8 INSTITUTION NUMBERS, CLEARING ARRANGEMENTS ................................................ 8 APPENDIX I PART 1– LIST OF INSTITUTION NUMBERS AND CLEARING AGENT/REPRESENTATIVE ARRANGEMENTS ............................................ 9 APPENDIX I PART II – PHASED OUT/INACTIVE INSTITUTION NUMBERS 21 APPENDIX I PART III - NOTES ..................................................................... 32 APPENDIX II .................................................................................................. 80 APPENDIX III ................................................................................................. 81 2 RULE D4 – INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS IMPLEMENTED February 1983 AMENDMENTS PRE-NOVEMBER 2003 March 1984, May 11, 1988, May 19, 1994, November 27, 1995, January 22, 1996, March 25, 1996, May 23, 1996, July 15, 1996, November 25, 1996, January 27, 1997, July 14, 1997, December 1, 1997, February 4, 1998, April 9, 1998, May 11, 1998, June 18, 1998, July 18, 1998, December 7, 1998, February 1, 1999, March 4, 1999, April 5, 1999, May 7, 1999, October 7, 1999, November 18, 1999, February 3, 2000, March 8, 2000, May 25, 2000, October 5, 2000, March 22, 2001, May 28, 2001, June 28, 2001, November 29, 2001, February 14, 2002, July 15, 2002, November 25, 2002, February 20, 2003, March 31, 2003, June 1, 2003, September 25, 2003 and November 27, 2003. AMENDMENTS POST-NOVEMBER 2003 1. Amendments to reflect consistency with the new CPA Payment Items and ACSS By-law, approved by the Board November 27, 2003, effective January 27, 2004. 2. Revisions made under the authority of the CPA President, effective October 7, 2004. 3. Revisions made under the authority of the CPA President, effective December 1, 2004. 4. Appendix I, approved by the Board December 1, 2004, effective February 3, 2005. 5. Section 4 amended, new sections 5 and 6 added, and new Appendix III added. Amendments to reflect requirements to update paper payment item routing processes, approved by the Board February 24, 2005, effective September 1, 2005. 6. Revisions made under the authority of the CPA President, effective October 6, 2005. 7. Amendments made to reflect consistency with ability to designate multiple Clearing Agents in different POS Networks and online payment services. Representative arrangements made more transparent, approved by the Board February 23, 2006, effective April 24, 2006. 8. Revisions made under the authority of the CPA President, effective June 15, 2006. 9. Revisions made under the authority of the CPA President, effective October 5, 2006. 10. Revisions made under the authority of the CPA President, effective March 29, 2007. 11. Revisions made under the authority of the CPA President, effective October 11, 2007. 12. Revisions made under the authority of the CPA President, effective February 21, 2008. 13. Revisions made under the authority of the CPA President, effective October 20, 2008. 14. Revisions made under the authority of the CPA President, effective January 26, 2009. 3 RULE D4 – INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS 15. Amendments to sections 3, 4 and 5 to clarify Member’s responsibilities upon acquisition and amalgamation, approved by the Board March 26, 2009, effective May 25, 2009. 16. Revisions made under the authority of the CPA President, effective May 25, 2009. 17. Revisions made under the authority of the CPA President, effective December 14, 2009. 18. Revisions made under the authority of the CPA President, effective February 1, 2010. 19. Amendment to replace references to “General Manager” with “President”, consequential to amendments to the Canadian Payments Act (Bill C-37) that came into effect on March 1, 2010. 20. Revisions made under the authority of the CPA President, effective May 25, 2010. 21. Revisions made under the authority of the CPA President, effective August 16, 2010. 22. Revisions made under the authority of the CPA President, effective May 24, 2011. 23. Amendment to Appendix I, Part I to replace reference to “Credit Union Central of Canada” with “Central 1 Credit Union”, approved by the Board May 26, 2011, effective July 6, 2011. 24. Revisions made under the authority of the CPA President, effective May 26, 2011. 25. Amendments to reflect the holistic credit union review. Approved by the Board May 26, 2011, effective July 25, 2011. 26. Revisions made under the authority of the CPA President, effective April 2, 2012. 27. Revisions made under the authority of the CPA President, effective April 23, 2012. 28. Revisions made under the authority of the CPA President, effective May 28, 2012. 29. Revisions made under the authority of the CPA President, effective August 7, 2012. 30. Revisions made under the authority of the CPA President, effective December 10, 2012. 31. Revisions made under the authority of the CPA President, effective April 22, 2013. 32. Revisions made under the authority of the CPA President, effective October 31, 2013. 33. Revisions made under the authority of the CPA President, effective April 7, 2014. 34. Revisions made under the authority of the CPA President, effective August 25, 2014. 35. Revisions made under the authority of the CPA President, effective December 8, 2014. 36. Revisions made under the authority of the CPA President, effective April 20, 2015. 37. Revisions made under the authority of the CPA President, effective February 2, 2016. 38. Revisions made under the authority of the CPA President, effective June 6, 2016. 39. Revisions made under the authority of the CPA President, effective October 24, 2016. 40. Amendments to Appendices I and III to replace references to “La caisse Centrale Desjardins du Québec” and/or “La Fédération des caisses Desjardins du Québec” with “Fédération des caisses Desjardins du Québec”. Revisions made under the authority of the CPA President, effective January 1, 2017. 4 RULE D4 – INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS 41. Revisions made under the authority of the CPA President, effective January 30, 2017. 42. Revisions made under the authority of the CPA President, effective April 24, 2017. 43. Revisions made under the authority of the CPA President, effective August 21, 2017. 44. Revisions made under the authority of the CPA President, effective November 27, 2017. 45. Revisions made under the authority of the CPA President, effective March 12, 2018. 46. Revisions made under the authority of the CPA President, effective April 23, 2018. 47. Revisions made under the authority of the CPA President, effective September 17, 2018. 48. Revisions made under the authority of the CPA President, effective November 27, 2018. 49. Revisions made under the authority of the CPA President, effective February 13, 2019. 50. Revisions made under the authority of the CPA President, effective July12, 2019. 51. Revisions made under the authority of the CPA President, effective October 2, 2019. 52. Revisions made under the authority of the CPA President, effective January 27, 2020. 53. Revisions made under the authority of the CPA President, effective May 1, 2020. 54. Revisions made under the authority of the CPA President, effective November 23, 2020. 55. Revisions made under the authority of the CPA President, effective April 26, 2021. 5 RULE D4 – INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS Introduction 1. This Rule outlines procedures by which an Institution Number is allocated to a Member by the Association. Eligibility 2. Only Members of the Association shall be allocated an Institution Number. Entities that are not Members of the Association but that have
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