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Black-Entrepreneurship-Program.Pdf
Classification - PUBLIC Alterna Savings partners with the Government of Canada on the country’s first-ever Black Entrepreneurship Program Toronto, ON – September 9, 2020 – As Canadians work hard to rebuild and recover from this pandemic, Alterna Savings is committed to doing our part in supporting businesses owners and building a strong and resilient economy. Every day, Black business owners and entrepreneurs make invaluable contributions to communities across the country, and their success is essential to Canada’s recovery from the COVID-19 pandemic and future prosperity. We recognize that COVID-19 has exacerbated existing barriers that Black business owners and entrepreneurs face to economic success. Today, we are pleased to partner with the Government of Canada on the country’s first-ever Black Entrepreneurship Program. We, along with seven other Canadian financial institutions, have collectively committed up to $128 million in lending capital for the program’s new Black Entrepreneurship Loan Fund – through which Black-led business organizations will provide loans between $25,000 and $250,000 to Black business owners and entrepreneurs to support their growth and success in the years to come. Further details on the program and the loan fund, including how and where to apply, will be made available by the Government of Canada. “At Alterna Savings, we are proud to commit loan funding, and our expertise, to the Federal Government’s Black Entrepreneurship program. We have a deep understanding of community loan funds having helped hundreds -
Directory of the Exchange®Atm Locations in Canada
DIRECTORY OF THE EXCHANGE®ATM LOCATIONS IN CANADA Winter 2012/13 YOUR ATM NETWORK TABLE OF CONTENTS Alberta ..................................................................................................... 1 British Columbia ...................................................................................... 2 Manitoba ............................................................................................... 14 New Brunswick ...................................................................................... 15 Newfoundland ....................................................................................... 18 Nova Scotia ........................................................................................... 21 Ontario .................................................................................................. 26 Prince Edward Island ............................................................................ 46 Quebec ................................................................................................. 47 Saskatchewan ....................................................................................... 66 DIRECTORY OF ATM LOCATIONS WINTER 2012/13 ALBERTA St. Albert Canadian Western Bank HSBC Bank Canada 300 – 700 St. Albert Road 400-665 St. Albert Road Calgary Canadian Western Bank Canadian Western Bank Canadian Western Bank #300, 5222 - 130 Ave. SE 606 4th Street SW 6606 MacLeod Trail SW HSBC Bank Canada HSBC Bank Canada HSBC Bank Canada 1217 Kensington Road NW 140, 815 – 17th Avenue SW 212-111 -
2021 Annual Report
2021 Annual Report Built to help Albertans— then, now, and always There has never been a more powerful demonstration of the strength and resiliency of Albertans than what we witnessed over the past year. In the face of an ongoing global health crisis and the resulting economic impacts, the people of this province found ways to stay connected—offering each other support, encouragement, and hope when it was needed most. ATB is grateful to have played a part in helping Albertans navigate their way through the uncertainty and challenges of 2020. We focused first on the health and safety of our team members and our clients while building solutions to address the most urgent needs of our clients and our communities. Since then, we’ve continued to uplift Albertans, their businesses, and their communities whenever and wherever we can. Our commitment to Albertans is at the centre of everything we do. It’s why we’ve encouraged people to imagine what’s possible and why we’ve nurtured the entrepreneurial spirit of Albertans. It’s why we’ve supported local, seeded ingenuity, and spurred innovation both before and during the pandemic. And it’s what we’ll continue to do to keep Albertans moving toward the better days ahead. We know those days will come—and we’ll be here to help Albertans embrace the possibilities that come with them. Table of Contents Built to help Albertans—then, now, and always 01 Message from President and CEO Curtis Stange 03 Message from Board Chair Joan Hertz 05 Our Strategic Leadership Team 07 Business Highlights 08 Our Corporate Social Responsibility 09 Economy 11 Workplace 18 Diversity, Inclusion, and Belonging 22 Social Impact and Community Initiatives 28 Environment 34 2020–21 Financial Highlights 38 Message from Chief Financial Officer Dan Hugo 41 Stakeholder Engagement 43 About This Report 46 GRI Index 48 Locations 49 Management’s Discussion and Analysis and Financial Statements 50 Message from President and CEO Curtis Stange The act of reflection is powerful. -
Credit Union Guidebook
Retail Impact Investing A GUIDEBOOK FOR CANADIAN CREDIT UNIONS FOREWORD Impact investing has the potential to be a growth opportunity and differentiator for the Canadian credit union sector. Today, impact investment options exist primarily for institutional and accredited investors. The opportunities for everyday investors to generate a return, while generating positive impact, are limited – this, despite evidence of market interest led by millennials and others. Credit unions are well positioned to tap into this opportunity. A core part of their mission is to ensure the financial, social and environmental well-being of the communities they serve: a mission that is aligned with the principles of impact investing. We see this Guidebook as a tangible resource to help credit unions address a marketplace gap and empower members to make investments that will have demonstrable, positive impacts in their communities. The Guidebook offers credit unions of all sizes and at all stages of their social responsibility journey actionable ideas of how to create and deploy retail impact investment products for their members. The guide also points to recommendations that the credit union sector as a whole can undertake. The Canadian Credit Union Association (CCUA) is committed to working with credit unions to explore how these recommendations can be advanced. We welcome your ideas and feedback - contact us at www.impactinvesting.ca/contact. CCUA is proud to have partnered with Purpose Capital, Employment and Social Development Canada, as well as a number of interested credit unions, to develop and share the research in this Guidebook. We want to extend our gratitude to Affinity Credit Union, Alterna Savings and Credit Union, Assiniboine Credit Union, Conexus Credit Union, DUCA Financial Services Credit Union, Libro Credit Union, Mennonite Savings & Credit Union, Meridian Credit Union, Servus Credit Union and Vancity Credit Union for their support and contribution to the development of this Guidebook. -
2021 Salary Projection Survey Summary
2021 Salary Projection Survey Insights on compensation trends expected in 2021 - Summary report 38th edition | September 2020 Table of contents 1 Introduction 2 Compensation consulting 3 Participant profile 6 Survey highlights 8 Historical base salary increase trend 9 Base salary 11 Salary structure 13 Survey participants 22 Notice 22 For more information Introduction The results presented in this report are an analysis of responses collected between July and August 2020 to the 38th edition of Morneau Shepell’s 2021 Salary Projection Survey. The data represents a broad cross-section of industries representing 889 organizations across Canada and provides data on actual salary budget increase percentages for the past and current years, along with projected increases for next year. • The report contains segmented data and a detailed analysis by Morneau Shepell’s compensation consultants. • Survey participation jumped over 75% on a year over year basis from 506 organizations participating in 2019, to 889 in 2020. Many of these organizations also participated in our 2020 Canadian Salary Surveys. • Survey data includes actual 2020 and projected 2021 base salary increases and salary structure adjustments. • Survey data is reported excluding zeros and including zeros (freezes) but does not include temporary rollbacks due to COVID-19. • Findings are summarized for non-unionized employees. • Statistical requirements applied to the data analysis include a minimum of three organizations for average/mean reported results, and a minimum of five organizations -
Local Employers & Resources
Updated December 2020 Local Employers & Resources LNG CANADA PROJECT LNG Canada has Talent Community where you can create a profile and upload your resume for work directly with LNG Canada (not for the build of the facility) • Visit lngcanada.ca > career centre > join talent community • Must provide a mobile phone number & have access to email for the confirmation code that will be emailed to you • Upload resume JGC Fluor is the prime contractor for the LNG Canada project. • Visit www.jfjvkitimat.com for job postings with subcontractors with the LNG Canada project. Please follow the application instructions for each job posting carefully. Coastal Gas Link To learn more about potential employment and contracting opportunities, you can connect directly with their prime contractors: Macro Spiecapag Joint Venture – Section 8 Kitimat o Email resume to [email protected] AECON Group Inc. o Email resume to [email protected] Pacific Atlantic Pipeline Construction Inc. o Email resume to [email protected] Surerus Murphy Joint Venture o Visit www.surerus-murphy.com/careers for job opportunities and instructions on how to apply Coastal Gas also posts employment opportunities online at: o www.indeed.ca o https://www.workbc.ca/jobs-careers/find-jobs/jobs WORKFORCE ACCOMODATIONS CIVEO – apply for posted positions only. No general applications. • Visit www.civeo.com > job opportunities > Canada • Create profile, upload resume and supporting documents • APPLY • Complete questionnaire Page 1 of 11 Updated December 2020 Horizon North Workforce Camp • Email your resume to the recruitment inbox to [email protected] • IMPORTANT – include in your subject line your FULL NAME and the COMMUNITY / NATION you belong to and reference job # • In the body of the email clearly state the positions you are most interested in. -
2014 Graduates
Congratulations to The Directors College 2014 Chartered Director* Program Graduates Ann Adair Kim L. Baker Linda S. Beairsto Heather Bell Riz Matthew Blair Brynn Boback-Lane Pierre M. Bocti Roseline Brennan Brian Brown Siemens Canada Ltd. Central Local Health Algonquin Power & NAV CANADA Siemens Canada Ltd. Children’s Hospital Certified General Certified General Canadian Grain Integration Network Utilities Corp. Foundation of Accountants of Ontario Accountants Commission Saskatchewan Edward Carter Barry Cheal Laurel Clark Pierre Côté Nancy Cuelenaere Matthew D. Davies Andrew Day Jacqueline De Gagné Melinda Diebel Certified General Grand River Hospital Jazz Aviation LP Ontario Secondary School Alberta Treasury Board Ciena Canada Inc. Rogers Communications Bayer Inc. Automodular Corporation Accountants of Ontario Teachers’ Federation and Finance Inc. Eldon H. W. Dixon Anna Dopico Doug Elliott Michael Fenn Frank D. Finn Larry Flynn Brian Friedrich David T. Fung Cory Furman Veridian Connections Inc. Corporate Director Corporate Director OMERS Administration McCain Foods Ontario Lottery & Gaming friedrich & friedrich CSA Group Furman IP Law & Strategy Corporation Corporation corporation PC Rose Marie Gage James Harries Ronald Harvey Peter F. J. Heffernan Daniel Johnson Paul G. Keane Jan A. C. Klakurka Martine Leben Jeff M. Leclerc Ag Energy Property and Casualty Certified General Scotiabank Innovation Credit Union CSA Group Huron University College, The Martinique Group Pty University of Manitoba Co-operative Ltd. Insurance Compensation Accountants of Ontario Western University Ltd. (Aus) Corporation (UWO) Carol MacCulloch Gayle MacDonald Diana MacKay Paul Manias Sarah Marriott Scott A. McDonald Dave McPherson Candice J. Molnar George Murphy Independent G-Mac’s AgTeam Inc. The Conference Board OMERS Strategic KWG Resources Inc. -
2020 Public Accountability Statement Contents
2020 Public Accountability Statement Contents About Us 1 Affiliates 1 Community Investments 2 Accessible Banking 10 Member Consultation and Public Engagement 12 Supporting Small Businesses 13 Business Financing 14 Employment 15 Workforce Diversity 16 Taxes 16 Location Openings, Closings and Relocations 17 Contact Information Back Cover $3.9 million. We also received recognition for our About Us commitment to making Coast Capital a great place to work through prestigious business accolades, like a BC’s Coast Capital Savings Federal Credit Union (Coast Top Employers, Canada’s Best Managed Companies and Capital) is Canada’s largest credit union by member- Canada’s Most Admired Corporate Cultures™ Hall of ship and B.C.’s first federal credit union. Owned by more Fame designations. To learn more about Coast Capital, than 594,000 members, Coast Capital offers personal visit coastcapitalsavings.com. and business banking and investment services across Canada digitally, by phone and through our 51 branches in the Metro Vancouver, Fraser Valley, Vancouver Island Affiliates and Okanagan regions of British Columbia. This document provides a public accountability report For 80 years, we have played an essential role in making of the activities of Coast Capital for the fiscal year a positive difference in the lives of each of our members beginning January 1, 2020, and closing December 31, by improving their financial well-being. With trusted 2020. As a federal credit union, we publish this report and personalized advice and a broad suite of bank- to meet regulatory requirements in Section 459.3 of the ing products and financial services, we’re enabling our Bank Act. -
Directory of the Exchange®Atm Locations in Canada
DIRECTORY OF THE EXCHANGE®ATM LOCATIONS IN CANADA SUMMER 2006 YOUR ATM NETWORK TABLE OF CONTENTS Alberta ......................................................................................................1 British Columbia .......................................................................................2 Manitoba.................................................................................................14 New Brunswick.......................................................................................15 Newfoundland.........................................................................................18 Nova Scotia ............................................................................................20 Ontario....................................................................................................24 Prince Edward Island..............................................................................37 Quebec...................................................................................................39 Saskatchewan ........................................................................................57 DIRECTORY OF ATM LOCATIONS SUMMER 2006 ALBERTA Calgary Canadian Western Bank Citizens Bank of Canada HSBC Bank Canada 6606 MacLeod Trail SW 505 Third St. SW 407-8th Avenue S.W HSBC Bank Canada HSBC Bank Canada HSBC Bank Canada 212-111 3rd Ave E 95 Crowfoot Centre NW 347 - 58th Avenue SE National Bank of Canada 301 6th Avenue Sw Edmonton Canadian Western Bank HSBC Bank Canada HSBC Bank Canada 10303 -
Alterna Savings and Credit Union Ltd. 842 Brunswick Cr
SECTION I NUMERIC LIST MEMBERS / LISTE NUMÉRIQUE DES MEMBRES 1 ALTERNA SAVINGS AND CREDIT UNION LTD. 842 Routing Numbers / Numéros d'acheminement Electronic Paper(MICR) Électronique Papier(MICR) Postal Address - Addresse postale 084200646 00646-842 ALTERNA SAVINGS AND CREDIT UNION LTD, Westboro Branch, 319 McRae Avenue, Ottawa, ON K1Z 0B9 BRUNSWICK CR. UNION FEDERATION LTD. 849 Routing Numbers / Numéros d'acheminement Electronic Paper(MICR) Électronique Papier(MICR) Postal Address - Addresse postale 084907964 07964-849 BCUF-STABILIZATION BOARD, 421 CHARLES LUTES ROAD, Lutes Mountain, NB E1G 2T5 084917054 17054-849 ADVANCE SAVINGS CREDIT UNION, 141 Weldon St., P.O. Box 92, Moncton, NB E1C 8R9 084917104 17104-849 New Brunswick Teachers' Association, 2-153 Harvey Road, McAdam, NB E6J 1A1 084917294 17294-849 BAYVIEW CREDIT UNION (WEST) LTD, West Branch, 46 Main Street, 46 Main Street West, Saint John, NB E2M 3N1 084917344 17344-849 PROGRESSIVE CREDIT UNION, 106 Richmond Street, Unit 1, P.O. Box 55, Woodstock, NB E7M 2N9 084927004 27004-849 ATLANTIC CENTRAL, 663 Pinewood Road, P.O. Box 1025, Riverview, NB E1B 5R6 084927384 27384-849 ADVANCE SAVINGS CREDIT UNION (PPT), 960 St. George Blvd., Moncton, NB E1E 3Y3 084937094 37094-849 BEAUBEAR CREDIT UNION, 376 Water Street, P.O. Box 764, Miramichi, NB E1V 3V4 084937664 37664-849 BAYVIEW CREDIT UNION, Administration & Executive, 57 King Street, Saint John, NB E2L 1G5 084947184 47184-849 BEAUBEAR CREDIT UNION, 202 Pleasant Street, P.O. Box 764, Miramichi, NB E1V 3V4 084957084 57084-849 THE CREDIT UNION LTD, 422 William Street, Dalhousie, NB E8C 2X2 084957134 57134-849 BLACKVILLE CREDIT UNION, 128 Main Street, Blackville, NB E9B 1P1 084957324 57324-849 ADVANCE SAVINGS CREDIT UNION, Advance Savings Credit Union, 47 Main Street, Petitcodiac, NB E4Z 4L9 084967034 67034-849 BAYVIEW CREDIT UNION LTD, Westmorland Roadbranch, 550 Main Street, Hampton, NB E5N 6C3 084967174 07013-839 OMISTA CREDIT UNION, 494 Queen Street, P.O. -
Chris Fowler
And the winners are... HeaderAward of Distinction BodyLEADER Copy OF THE YEAR Sponsored by: Award of Distinction: LEADER OF THE YEAR Chris Fowler President & CEO, CWB Financial Group Award of Distinction: LEADER OF THE YEAR Chris Fowler has served at CWB in roles with increasing responsibility since 1991, including commercial account management (1991-1995), credit risk (1995-2008) and joined the executive team in 2008 as Executive Vice President, Banking. He became President and Chief Executive Officer of CWB Financial Group in March 2013, concurrent with his election to the Board of Directors. Chris started his career in commercial and corporate banking in 1985 with Continental Bank of Canada, which was subsequently acquired by Lloyds Bank Canada and then by HSBC Bank Canada. He holds a Master of Arts Degree in Economics from the University of British Columbia. Chris sits on the University Hospital Foundation Board of Trustees and is currently the Chair of the Finance & Investment Committee. He is also a member of the Canadian Bankers Association’s Executive Council, the Business Council of Canada, Business Council of Alberta and the Alberta Economic Recovery Council. Chris is married with twin daughters. Played rugby for Team Canada in 1979, 1989 and 1990. He also played for UBC and club teams in Victoria, Vancouver and Edmonton where he won multiple provincial championships as well as the national city championships. HeaderAward of Distinction BodyCOMMUNICATOR Copy OF THE YEAR Sponsored by: Award of Distinction:COMMUNICATOR OF THE YEAR Shani Gwin Founder & Managing Partner Gwin Communications Award of Distinction:COMMUNICATOR OF THE YEAR Shani Gwin is the founder and managing partner of Gwin Communications, an Indigenous owned, led and staffed public relations agency. -
Connecting Neighbourhoods Across BC
Connecting neighbourhoods across BC At Island Savings, a division of First West Credit Union, we aim to help our communities thrive. Through our Simple Generosity Neighbourhood Grants, we will be gifting $100-$500 grants to support local grassroots ideas, events and initiatives focused on building stronger and more connected communities. Completed applications can be submitted: • By email: [email protected] • By mail: Attn: Jackey Zellweger, First West Credit Union, 184 Main Street, Penticton BC V2A 8G7 There’s two ways to complete this application form: 1) Answer the following questions in an email and send along with a completed and signed copy of Page 2. 2) Use the space below to answer the questions, sign and send to us by email or mail. Name of event/initiative: Date of event: Location & Community: Amount of funding requested Grants are available for $100-$500: What are your rental requirements for this idea? You may be eligible for an additional grant. i.e. Recreation Centre; tables, chairs, tents, BBQs How will this funding be used? How will you share this idea, event or initiative in your neighbourhood or community? How will this idea benefit people in your neighbourhood or community? Thank you for inspiring us! We appreciate your contributions to our communities. #SimpleGenerosity is a community initiative of: Please review and acknowledge your consent to the following: I authorize First West Credit Union to use the information and images provided to profile this idea, event or initiative on the First West websites and social media channels, should my application be successful. The legal stuff: • Grants are not to be used as personal funds.