DOCSLIB.ORG

How We Are Building the Better Bank

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
How We Are Building the Better Bank How we are building The Better Bank 2014 Corporate Responsibility Report Designed to be viewed online This report is designed to be viewed Note: Throughout this report, “TD” refers to TD Bank Symbol key Group. “TD Bank” refers to TD Bank, America’s Most online. The links provide access to more Convenient Bank®. All currency is in Canadian dollars Table of Contents details, additional resources, supporting unless otherwise noted. All material restatements + Supporting content (external links) and significant changes from the previous report are videos and case studies. described in the performance data footnotes. Navigate to a different section GRI: TD has used the Global Reporting Initiative (GRI) Facts and figures over which Ernst & Young LLP framework for corporate responsibility reporting since provided limited level of assurance 2007. TD’s 2014 Corporate Responsibility Report is Facts and figures over which Ernst & Young LLP On the cover written in accordance with the G4 framework and provided reasonable level of assurance fulfils the requirements for a Core report. EN7 Indicates a GRI disclosure. Click to view the full GRI Index online. + Online GRI Index Ways to reach us Materiality Disclosure Service: TD’s 2014 Corporate Responsibility Report has successfully We interact with several stakeholder groups on a daily and/or completed the Materiality Disclosure Service. weekly basis, responding to the issues and concerns brought to our attention. If you would like to contact TD with feedback, here are a few ways to reach us: How we are building External Assurance Reports: Selected The Better Bank performance indicators were independently assured by Customers: [email protected] Ernst & Young LLP. Ernst & Young performed a limited Shareholders: [email protected] assurance engagement for a selected number of TD’s Investors: [email protected] 2014 Corporate Responsibility Report performance indicators including TD’s greenhouse Suppliers: [email protected] gas emissions and Carbon Neutral Schedule, and TD’s Community groups: [email protected] paper usage figures. The results of Ernst & Young’s Feedback on this report: [email protected] ▲ Lisa Nguyen, a Customer Service Representative at assurance engagements are documented in its the TD Canada Trust Woodward branch in Downtown On Twitter: @TD_Canada or @TDBank_US Eastside Vancouver. Watch the video to learn more assurance statement. By text: TDHELP (834357) about this remarkable branch. + Assurance Statement for the 2014 Greenhouse Gas Emissions + Assurance Statement for the 2014 Carbon Neutral Schedule + Green Bond Assurance Report Appendix: All of TD’s 2014 detailed social and environmental data, including three-year performance trends can be found in a separate online PDF. + Appendix: Performance Data TD 2014 Corporate Responsibility Report Table of Contents How We Are Building How We Are Building An The Better Bank 1 Extraordinary Workplace 27 A Message from Our CEO 1 Employee Engagement 28 2014 Snapshot 2 Diversity and Inclusion 32 About TD 3 Health and Well-Being 34 Corporate Responsibility at TD 4 Scorecard and Goals 5 How We Demonstrate Environmental Leadership 35 How We Identify Adapting to a Changing Climate 37 Our Material Issues 6 Our Low Carbon Journey 38 Stakeholder Panel 7 Eco-Efficiency 39 2014 Matrix and Trends 9 Responsible Finance and Investing 42 Contextual Trends 10 Green Product Options 45 How We Operate How We Are Governance, Ethics and Integrity 11 Strengthening Communities 47 Corporate Governance and Integrity 12 Community Investment 48 Executive Compensation 14 Financial Education 51 Managing Risk 15 Affordable Housing 53 Sourcing 55 How We Deliver Tax Policy 57 Responsible Banking 16 Economic Value 17 How We Approach Reporting 58 Customer Service 18 Privacy and Data Security 20 Access to Banking 22 Products and Services 24 TD 2014 Corporate Responsibility Report Table of Contents The Better Bank A Message from Our CEO G4-1 Building The Better Bank ▲ A Message from Our CEO 2014 Snapshot Building a better bank is a journey of continuous improvement. It’s a About TD process that begins with a commitment to being a responsible bank Corporate Responsibility at TD and is reinforced with feedback from our stakeholders to ensure that Scorecard and Goals we’re on the right track. Material Issues How We Operate At TD, we are profoundly aware of our role in society and continue to Responsible Banking embed corporate responsibility principles and practices to ensure that Extraordinary Workplace each transaction is well-managed and remains within our risk appetite. Environmental Leadership Strengthening Communities Reporting Progress In 2014 The View Ahead We delivered strong financial results in TD’s sustainability performance also received It is a privilege to lead more than 85,000 extraordi- a challenging operating environment while significant global recognition. We were named one nary TD colleagues who live our commitment making meaningful progress in our Corporate of the Global 100 Most Sustainable Corporations, to our communities. With our strong team and Responsibility performance. I want to and were included in the Dow Jones Sustainability our better-business model we are well-positioned highlight some of our governance and World Index, which recognizes the top 10% to continue delivering long-term value to our sustainability milestones. of sustainable banks worldwide. TD was the customers, shareholders and communities. only Canadian bank listed on the global climate We were the first Canadian commercial bank Thank you for your support. performance leadership index produced by CDP to to issue a green bond, demonstrating that recognize actions to reduce climate change. market instruments can deliver a return and drive an environmental mandate. We continued to Building Better Communities champion diversity and inclusion through many Many of the social and environmental challenges initiatives, including our platinum sponsorship facing the world today require forward thinking Bharat Masrani of WorldPride, hosted in Toronto. In the U.S., and investment. We are helping improve our ® Group President and Chief Executive Officer TD Bank, America’s Most Convenient Bank was communities through affordable housing, green recognized by DiversityInc as a Top 50 Company spaces and financial education. We are supporting for Diversity. our neighbours, community leaders, women and For our customers and colleagues, a highlight minorities. We are making investments in which of 2014 was our #TDThanksYou campaign. the return on investment, while perhaps not TD ATMs were transformed into Automated immediately apparent, will deliver value over Thanking Machines to create special experiences the long term. for customers. #TDThanksYou captured our commitment to legendary customer service. TD 2014 Corporate Responsibility Report Page 1 The Better Bank 2014 Snapshot Building The Better Bank A Message from Our CEO TD Named to the Diverse and Inclusive #TDTHANKSYOU CEO Transition Global 100 Most TD Bank, America’s Most November 1, 2014 marked ▲ 2014 Snapshot Sustainable Companies Convenient Bank® was Bharat Masrani’s first day as TD was one of only five recognized as a 2014 Group President and CEO of TD About TD companies from Canada to DiversityInc Top 50 Company Bank Group – an exciting new Corporate Responsibility at TD make the international list. for Diversity. chapter for the organization. Continued Recognition Scorecard and Goals in Sustainability Material Issues TD Says Thanks In a Big Way TD was the only Canadian bank We turned ATMs into recognized on the 2014 A List: How We Operate “Automated Thanking Machines” The CDP Climate Performance to surprise loyal customers with Leadership Index for our efforts Responsible Banking trips, cash and more, with the to combat climate change and moments captured in a YouTube reduce carbon emissions. Extraordinary Workplace video that received 18+ million views. Over 30,000 customers Environmental Leadership using branches, phone and online banking received a thank-you gift. Strengthening Communities Reporting January April July September November March June August October TD Continues To Be a Leader in Customer Satisfaction with Retail and Business Banking in Canada TD Canada Trust was named “Highest in Customer Satisfaction Among the Big Five TD Issues Green Bond Retail Banks” for the ninth year TD became the first commercial in a row by J.D. Power in the bank in Canada to issue a Canadian Retail Banking Study.1 green bond. The $500 million TD Forests - Art For Trees three-year bond supports the TD Bank and the New York low-carbon economy. Restoration Project turned Loud and Proud 115 of our NYC stores TD was the Platinum Sponsor into a city-wide art gallery, of WorldPride 2014 in Toronto. displaying tree-inspired works TD is a longtime sponsor of of art by 10 New York based Pride celebrations across much artists, with proceeds given to of North America. local conservation groups. 1 TD Canada Trust received the highest numerical score among the big five retail banks in the proprietary J.D. Power 2006-2014 Canadian Retail Banking Customer Satisfaction StudySM. Study based on 17,183 total responses and measures opinions of consumers with their primary banking institution. Proprietary study results are based on experiences and perceptions of consumers surveyed May-June 2014. Your experiences may vary. Visit jdpower.com TD 2014 Corporate Responsibility Report Page 2 The Better Bank About TD G4-8 Building The Better Bank KEY FACTS
Load more

Recommended publications
  • Black-Entrepreneurship-Program.Pdf
    Classification - PUBLIC Alterna Savings partners with the Government of Canada on the country’s first-ever Black Entrepreneurship Program Toronto, ON – September 9, 2020 – As Canadians work hard to rebuild and recover from this pandemic, Alterna Savings is committed to doing our part in supporting businesses owners and building a strong and resilient economy. Every day, Black business owners and entrepreneurs make invaluable contributions to communities across the country, and their success is essential to Canada’s recovery from the COVID-19 pandemic and future prosperity. We recognize that COVID-19 has exacerbated existing barriers that Black business owners and entrepreneurs face to economic success. Today, we are pleased to partner with the Government of Canada on the country’s first-ever Black Entrepreneurship Program. We, along with seven other Canadian financial institutions, have collectively committed up to $128 million in lending capital for the program’s new Black Entrepreneurship Loan Fund – through which Black-led business organizations will provide loans between $25,000 and $250,000 to Black business owners and entrepreneurs to support their growth and success in the years to come. Further details on the program and the loan fund, including how and where to apply, will be made available by the Government of Canada. “At Alterna Savings, we are proud to commit loan funding, and our expertise, to the Federal Government’s Black Entrepreneurship program. We have a deep understanding of community loan funds having helped hundreds
    [Show full text]
  • Directory of the Exchange®Atm Locations in Canada
    DIRECTORY OF THE EXCHANGE®ATM LOCATIONS IN CANADA Winter 2012/13 YOUR ATM NETWORK TABLE OF CONTENTS Alberta ..................................................................................................... 1 British Columbia ...................................................................................... 2 Manitoba ............................................................................................... 14 New Brunswick ...................................................................................... 15 Newfoundland ....................................................................................... 18 Nova Scotia ........................................................................................... 21 Ontario .................................................................................................. 26 Prince Edward Island ............................................................................ 46 Quebec ................................................................................................. 47 Saskatchewan ....................................................................................... 66 DIRECTORY OF ATM LOCATIONS WINTER 2012/13 ALBERTA St. Albert Canadian Western Bank HSBC Bank Canada 300 – 700 St. Albert Road 400-665 St. Albert Road Calgary Canadian Western Bank Canadian Western Bank Canadian Western Bank #300, 5222 - 130 Ave. SE 606 4th Street SW 6606 MacLeod Trail SW HSBC Bank Canada HSBC Bank Canada HSBC Bank Canada 1217 Kensington Road NW 140, 815 – 17th Avenue SW 212-111
    [Show full text]
  • From Next Best to World Class: the People and Events That Have
    FROM NEXT BEST TO WORLD CLASS The People and Events That Have Shaped the Canada Deposit Insurance Corporation 1967–2017 C. Ian Kyer FROM NEXT BEST TO WORLD CLASS CDIC—Next Best to World Class.indb 1 02/10/2017 3:08:10 PM Other Historical Books by This Author A Thirty Years’ War: The Failed Public Private Partnership that Spurred the Creation of the Toronto Transit Commission, 1891–1921 (Osgoode Society and Irwin Law, Toronto, 2015) Lawyers, Families, and Businesses: A Social History of a Bay Street Law Firm, Faskens 1863–1963 (Osgoode Society and Irwin Law, Toronto, 2013) Damaging Winds: Rumours That Salieri Murdered Mozart Swirl in the Vienna of Beethoven and Schubert (historical novel published as an ebook through the National Arts Centre and the Canadian Opera Company, 2013) The Fiercest Debate: Cecil Wright, the Benchers, and Legal Education in Ontario, 1923–1957 (Osgoode Society and University of Toronto Press, Toronto, 1987) with Jerome Bickenbach CDIC—Next Best to World Class.indb 2 02/10/2017 3:08:10 PM FROM NEXT BEST TO WORLD CLASS The People and Events That Have Shaped the Canada Deposit Insurance Corporation 1967–2017 C. Ian Kyer CDIC—Next Best to World Class.indb 3 02/10/2017 3:08:10 PM Next Best to World Class: The People and Events That Have Shaped the Canada Deposit Insurance Corporation, 1967–2017 © Canada Deposit Insurance Corporation (CDIC), 2017 All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, without the prior written permission of the publisher.
    [Show full text]
  • The Toronto-Dominion Bank U.S. Resolution Plan Section I: Public Section December 31, 2018
    The Toronto-Dominion Bank U.S. Resolution Plan Section I: Public Section December 31, 2018 THIS PAGE LEFT WAS LEFT BLANK INTENTIONALLY The Toronto-Dominion Bank – U.S. Resolution Plan Public Section Table of Contents Table of Contents I. SUMMARY of RESOLUTION PLAN ______________________________________________ 4 A. Resolution Plan Requirements ______________________________________________________ 4 B. Name and Description of Material Entities ____________________________________________ 6 C. Name and Description of Core Business Lines __________________________________________ 8 D. Summary Financial Information – Assets, Liabilities, Capital and Major Funding Sources _______ 9 E. Description of Derivative and Hedging Activities _______________________________________ 12 F. Memberships in Material Payment, Settlement and Clearing Systems _____________________ 13 G. Description of Foreign Operations __________________________________________________ 14 H. Material Supervisory Authorities ___________________________________________________ 15 I. Principal Officers ________________________________________________________________ 17 J. Resolution Planning Corporate Governance Structure & Process __________________________ 19 K. Description of Material Management Information Systems ______________________________ 20 L. High Level Description of Resolution Strategy _________________________________________ 21 Page | 3 The Toronto-Dominion Bank – U.S. Resolution Plan Public Section I. Summary of Resolution Plan A. Resolution Plan Requirements
    [Show full text]
  • Customer Loyalty in Retail Banking
    CUSTOMER LOYALTY IN RETAIL BANKING Global edition 2012 This work is based on secondary market research, analysis of financial information available or provided to Bain & Company and a range of interviews with industry participants. Bain & Company has not independently verified any such information provided or available to Bain and makes no representation or warranty, express or implied, that such information is accurate or complete. Projected market and financial information, analyses and conclusions contained herein are based on the information described above and on Bain & Company’s judgment, and should not be construed as definitive forecasts or guarantees of future performance or results. The information and analysis herein does not constitute advice of any kind, is not intended to be used for investment purposes, and neither Bain & Company nor any of its subsidiaries or their respective officers, directors, shareholders, employees or agents accept any responsibility or liability with respect to the use of or reliance on any information or analysis contained in this document. This work is copyright Bain & Company and may not be published, transmitted, broadcast, copied, reproduced or reprinted in whole or in part without the explicit written permission of Bain & Company. Copyright © 2012 Bain & Company, Inc. All rights reserved. Customer Loyalty in Retail Banking | Bain & Company, Inc. Contents Key takeaways . pg. iii 1. Overview: Finally, mobile banking goes mainstream . pg. 1 2. Digital interactions in depth: The who, what, where and “wow” . pg. 5 3. Winning the elusive hearts and minds of affl uent customers . pg. 10 4. The future is here and its name is “omnichannel” . pg.
    [Show full text]
  • Global Settlement, As Set out in This Plan and the Settlement Agreement;
    Court File No. 1301-04364 IN THE MATTER OF THE COMPANIES’ CREDITORS ARRANGEMENT ACT, R.S.C. 1985, c. C-36, AS AMENDED AND IN THE MATTER OF POSEIDON CONCEPTS CORP., POSEIDON CONCEPTS LTD., POSEIDON CONCEPTS LIMITED PARTNERSHIP AND POSEIDON CONCEPTS INC. APPLICANT AMENDED PLAN OF COMPROMISE AND ARRANGEMENT pursuant to the Companies’ Creditors Arrangement Act concerning, affecting and involving POSEIDON CONCEPTS CORP., POSEIDON CONCEPTS LTD., POSEIDON CONCEPTS LIMITED PARTNERSHIP AND POSEIDON CONCEPTS INC. April 6, 2018 TABLE OF CONTENTS TABLE OF CONTENTS................................................................................................................................1 ARTICLE 1 INTERPRETATION ...................................................................................................................2 1.1 Defined Terms ....................................................................................................................2 1.2 Certain Rules of Interpretation..........................................................................................15 ARTICLE 2 PURPOSE AND EFFECT OF THE PLAN...............................................................................16 2.1 Purpose ............................................................................................................................16 ARTICLE 3 CLASSIFICATION, VOTING AND RELATED MATTERS.......................................................17 3.1 Class of creditors ..............................................................................................................17
    [Show full text]
  • Live Canadian Bank and Supplier Connections NAME TYPE
    Live Canadian Bank and Supplier Connections NAME TYPE ENHANCED Alterna Savings Banks and Credit Cards Amazon.ca Rewards Visa from Chase Banks and Credit Cards American Express (Canada) Banks and Credit Cards YES American Express Merchant Services (EUR) Banks and Credit Cards Assiniboine Credit Union Banks and Credit Cards ATB Financial (Business) Banks and Credit Cards YES ATB Financial (Personal) Banks and Credit Cards BMO Debit Card Banks and Credit Cards YES BMO Nesbitt Burns Banks and Credit Cards BMO Online Banking for Business Banks and Credit Cards Canadian Tire Options MasterCard Banks and Credit Cards Canadian Western Bank Banks and Credit Cards YES Capital One Mastercard (Canada) Banks and Credit Cards CHASE Bank Canada Banks and Credit Cards CIBC Banks and Credit Cards YES CIBC Wood Gundy Banks and Credit Cards Coast Capital Savings Banks and Credit Cards YES Costco Capital One Credit Card Banks and Credit Cards CUETS: Choice Rewards Mastercard Banks and Credit Cards Desjardins Business Banks and Credit Cards Desjardins VISA Banks and Credit Cards Envision Financial Banks and Credit Cards First National Financial Banks and Credit Cards Ford Credit (Canada) Banks and Credit Cards HBC Credit Card Banks and Credit Cards Home Depot Consumer Credit Card (Canada) Banks and Credit Cards Home Depot Revolving Commercial Charge Card (Canada) Banks and Credit Cards HSBC Bank Canada Banks and Credit Cards HSBC MasterCard Banks and Credit Cards Interior Savings Credit Union Banks and Credit Cards Island Savings Banks and Credit Cards MBNA
    [Show full text]
  • Planning an Evolution: the Story of the Canadian Payments Association, 1980–2002
    Planning an Evolution: The Story of the Canadian Payments Association, 1980–2002 James F. Dingle Bank of Canada A Joint Publication of the Bank of Canada and the Canadian Payments Association The Canadian Payments Association was established by an Act of Parliament in 1980 as a regulated public-purpose organization, with a mandate to “establish and operate a national clearings and settlement system and to plan the evolution of the national payments system.” Contents Acknowledgements ix Introduction xi 1 Anticipating the Electronic Era 1 The Seminal Statement 1 The Computer/Communications Revolution 2 Branching Out 2 Towards an Electronic Payments System 3 The Canadian Payments System Standards Group 3 The White Paper on the Revision of Banking Legislation 5 2 The Act of Creation 7 The Key Idea 7 Objectives and Powers 7 Governance: The Board of Directors 11 3 Integration of the Non-Bank Financial Institutions 13 The NBFIs in the Cheque-Based Payments System 13 Acceptability of NBFI Items to the General Public 13 Acceptability of NBFI Items Presented on Deposit 14 Acceptability of the NBFIs to the Clearing Agents 15 Integration of the NBFIs—in Human Terms 16 vi Contents 4 Automation of the Clearings 19 The State of the Clearing Process in the Early 1980s 19 Design Objectives of the ACSS 20 Project-Management Challenges Posed by the ACSS 21 The Technology Used for the ACSS 22 The ACSS in Production 22 5 The Bank Failures of September 1985 25 Background 25 Main Events 26 Immediate Aftermath 29 Longer-Term Impact 30 6 The Emergence of EFT/POS
    [Show full text]
  • F. Paul Morrison Class Actions Partner | Toronto Commercial Litigation 416.597.6050 Financial Services [email protected] Securities Litigation
    RELATED SERVICES F. Paul Morrison Class Actions Partner | Toronto Commercial Litigation 416.597.6050 Financial Services [email protected] Securities Litigation Biography Paul Morrison is a partner in our litigation group. He has a national reputation as one of Canada’s leading counsel in complex corporate and commercial litigation, including class action litigation, securities litigation, competition litigation, insolvency litigation, professional liability, products liability and domestic and international arbitration. Paul regularly acts on behalf of leading companies and institutions, both foreign and domestic, and has appeared at all levels of trial and appellate court, including the Supreme Court of Canada and before administrative tribunals and arbitration panels. Paul’s career has been characterized by numerous lengthy and complex trials. He has represented some of the world’s most prominent institutions and corporations in litigation involving hundreds of millions of dollars. Examples include the following: represented The Toronto-Dominion Bank in the successful defence of a prosecution before the Competition Tribunal by the Commissioner of Competition; represented Leon’s Furniture Limited and the Brick Limited in litigation commenced by the Commissioner of Competition; represented CGI Information Systems & Management Consultants Inc. in the successful prosecution of litigation relating to the computerization of Ontario’s health records; acted for Hollinger International Inc. in highly publicized litigation against
    [Show full text]
  • Cashless Bank Branches in Canada
    Staff Analytical Note / Note analytique du personnel 2019-29 Cashless Bank Branches in Canada By Walter Engert and Ben S. C. Fung Currency Department Bank of Canada Ottawa, Ontario, Canada K1A 0G9 [email protected], [email protected] Bank of Canada staff analytical notes are short articles that focus on topical issues relevant to the current economic and financial context, produced independently from the Bank’s Governing Council. This work may support or challenge prevailing policy orthodoxy. Therefore, the views expressed in this note are solely those of the authors and may differ from official Bank of Canada views. No responsibility for them should be attributed to the Bank. www.bank-banque-canada.ca Acknowledgements We would like to thank Kim Huynh, Christine McAllister, Ryan Martin and Mitchell Nicholson for comments, and Matthew Strathearn for assistance in collecting information on tellerless branches in Canada. ISSN 2369-9639 © 2019 Bank of Canada Abstract Cashless or tellerless bank branches have proliferated in several countries in recent years. In a cashless bank branch, teller or counter services such as cash withdrawals, deposits and cheque-cashing are not available. These services are instead provided via automatic teller machines. This note discusses the development of tellerless bank branches in Canada and analyzes the potential implications for cash demand. Bank topics: Bank notes; Digital currencies and fintech; Financial services JEL codes: E4, E41, E42, E51 Résumé Ces dernières années, les succursales bancaires sans argent comptant ou sans caissier se sont multipliées dans plusieurs pays. Aucun service au comptoir, comme le retrait et le dépôt d’espèces ou l’encaissement de chèques, n’est offert dans de telles succursales.
    [Show full text]
  • Job Loss Mortgage Insurance Canada
    Job Loss Mortgage Insurance Canada venomous?When Rob compacts Teariest andhis seborrhoealaith Howard rearoused never sashay not yeomanly Thursdays enough, when Lambert is Gerold sonnets Masoretic? his quadrivalence. Nico remains pleasant: she ford her hippiatrists rogue too Savvy has been grossly negligent, job loss experience that has to the following such problems Generally the purchaser would, finally think, except the ability to probably somewhere within reason please also to nature for an independent appraisal if they deemed it necessary. But provided everything above can help you make service plan. Company seeks to canada life has arisen has known what job loss mortgage insurance canada? This mortgage loss is job. What so an illness or injury? This bow an additional paid feature. Sometimes the business meeting the group losses are provided for job loss mortgage insurance canada from week are. What can break do? Can I gain my income protection insurance? What we have confidence in the benefit payment options for the guarantees the price one package provided as long. Six months in the fetus of a yard loss you the first two years of future loan. The loss of job loss of credit counseling services matters undertaken by private sectors. Even make it should be enabled us. Are mortgage loss coverage includes both from canada may have us the jobs or job loss date of course will. It can please you chew your debt or keep space with payments if lyrics are diagnosed with a critical illness, become disabled or took away. If you need to canada, job portal makes first, both of ui recipients.
    [Show full text]
  • Court File No. CV-18-608271-00CL ONTARIO SUPERIOR
    Court File No. CV-18-608271-00CL ONTARIO SUPERIOR COURT OF JUSTICE (COMMERCIAL LIST) B E T W E E N: GARY STEVENS, LINDA STEVENS and 1174365 ALBERTA LTD. Applicants – and – SANDY HUTCHENS, also known as SANDY CRAIG HUTCHENS, also known as S. CRAIG HUTCHENS, also known as CRAIG HUTCHENS, also known as MOISHE ALEXANDER BEN AVROHOM, also known as MOISHE ALEXANDER BEN AVRAHAM, also known as MOSHE ALEXANDER BEN AVROHOM, also known as FRED HAYES, also known as FRED MERCHANT, also known as ALEXANDER MACDONALD, also known as MATHEW KOVCE, also known as ED RYAN, and TANYA HUTCHENS, also known as TATIANA HUTCHENS, also known as TATIANA BRIK, also known as TANYA BRIK-HUTCHENS Respondents BOOK OF AUTHORITIES OF THE APPLICANTS (Motion to Appoint a Receiver returnable February 28, 2019) NECPAL LITIGATION PROFESSIONAL CORPORATION 171 John Street, Suite 101 Toronto, ON M5T 1X3 Fax: 1.866.495.8389 Justin Necpal (LSO#: 56126J) Tel: 416.646.2920 [email protected] Anisah Hassan (LSO#: 65919L) Tel: 416.646.1018 [email protected] Lawyers for the Applicants, Gary Stevens, Linda Stevens and 1174365 Alberta Ltd. INDEX Cases 1. Weig v. Weig, 2012 ONSC 7262, 2. Aly v. Tohamy, 2013 ONSC 7738 3. Miller v. Debartolo-Taylor, 2015 ONSC 5465 4. Carmen Alfano Family Trust v. Piersanti, 2011 ONSC 4971 5. Loblaw Brands Ltd. v. Thornton [2009] O.J. No. 1228 (S.C.J.) 6. Continental Casualty Co. v. Symons, 2016 ONSC 4555 7. Akagi v. Synergy Group (2000) Inc., 2015 ONCA 368 8. Chevron Corp. v. Yaiguaje, 2015 SCC 42 9. Mongolia v.
    [Show full text]