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Win a $100 Prepaid Credit Card 2018 Collabria Fall Campaign Contest Rules ***

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Win a $100 Prepaid Credit Card 2018 Collabria Fall Campaign Contest Rules *** Win a $100 Prepaid Credit Card 2018 Collabria Fall Campaign Contest Rules *** 1 CONTEST TIMELINE The contest is held by Collabria Financial Services Inc., and runs on October 15, 2018, 12:00:00 AM (ET) and ends on November 15, 2018, 11:59:59 PM (ET) (“Contest Period”). All time references in these Rules refer to Eastern Daylight Time. One (1) random draw (“Draw”) per Credit Union Affiliate for the Prize will be held at Collabria Financial Services Inc. (280-1414 8th Street S.W., Calgary, AB, T2R 1J6) on November 16, 2018 by a Contest Sponsor’s representative, in the presence of witnesses. 2 Sponsor and Administrator The Contest is sponsored and administered by Collabria Financial Services Inc. (“Contest Sponsor”). 3 ELIGIBILITY The Contest is open only to legal residents of Canada (excluding Québec) who are eighteen (18) years of age or older (or the legal age of majority in their province of legal residence) as of October 15, 2018, 12:00:00 AM (ET). 4 WHO ARE NOT ELIGIBLE TO ENTER THE CONTEST? Residents of the province of Québec, as well as Collabria Financial Services Inc., Zag Bank, or Desjardins employees: directors, officers and representatives of Desjardins Financial Group, of La Fédération des caisses populaires de l’Ontario Inc., their member caisses, subsidiaries and any other Desjardins Financial Group entity, their suppliers of materials and services related to this promotion and any other agent directly linked to this Contest, and all other persons with whom these employees, directors, officers and representatives live are NOT eligible to participate. p.1 You are NOT eligible to enter/win the contest if you are currently a director of a Credit Union Affiliate; or the spouse/common-law partner of a director of a Credit Union Affiliate. An employee of a Credit Union Affiliate; or the spouse/common-law partner of an employee of a Credit Union Affiliate. 5 HOW TO ENTER 5.1 Affiliated Credit Union To enter, during the Contest Period, entrants must submit their contest Entry through their respective credit union. Here is the list of Credit Union Affiliates for the Collabria Fall Campaign Contest: 1. Acadian Credit Union 35. Island Savings 2. Aldergrove Credit Union 36. Kindred Credit Union 3. Alterna CU 37. Kingston Community Credit Union 4. Bay Credit Union 38. Libro CU - National Program 5. Bayview Credit Union 39. Mainstreet Credit Union 6. Beaubear Credit Union Limited 40. Malpeque Bay Credit Union 7. Blackville Credit Union Ltd. 41. New Brunswick Teachers Association 8. Cape Breton Credit Union Credit Union Limited (NBTA) 9. Coastal Community Credit Union 42. New Ross Credit Union 10. Community Credit Union (CCUNL) 43. New Waterford Credit Union 11. Community Credit Union of 44. Newfoundland and Labrador Cumberland Colchester Limited 45. North Peace Savings & Credit Union 12. Community First Credit Union 46. North Sydney Credit Union Ltd. 13. Community Savings Credit Union 47. Omista Credit Union 14. Comtech Fire Credit Union 48. Progressive Credit Union Limited 15. Consolidated Credit Union 49. Provincial Credit Union 16. CP Clare 50. Provincial Government Employees 17. Credit Union Atlantic Credit Union 18. DUCA 51. Public Service Credit Union 19. Eagle River Credit Union 52. Rapport CU 20. Eastern Edge Credit Union Limited 53. Reddy Kilowatt Credit Union 21. East Coast Credit Union 54. SASCU 22. Education Credit Union 55. Sharons Credit Union 23. Enderby and District Financial 56. Souris Credit Union Ltd. 24. Envision Financial 57. St. Joseph's Credit Union 25. Evangeline Central Credit Union Ltd. 58. Sudbury Credit Union Limited 26. Firstontario Credit Union 59. Summerland & District Credit Union 27. Frontline Financial Credit Union 60. Sunshine Coast Credit Union 28. Glace Bay Central Credit Union 61. Sydney Credit Union 29. Hamilton Sound Credit Union 62. Teachers Plus Credit Union 30. Healthcare and Municipal Employees' 63. The Credit Union Ltd. Credit Union 64. The Energy Credit Union 31. Heritage Credit Union 65. The Police Credit Union 32. iNova Credit Union Ltd. 66. Tignish Credit Union Ltd. 33. Integris Credit Union 67. Ukrainian Credit Union Limited 34. Interior Savings Credit Union 68. Union Bay Credit Union p.2 69. Valley Credit Union 73. Venture Credit Union 70. Valley First Credit Union 74. Victory Credit Union 71. Vancouver Fire Fighters CU 75. Williams Lake and District Credit Union 72. Vantageone Credit Union 76. Your Neighbourhood Credit Union 5.2 Contest Mechanics To enter during the Contest Period, entrants must willingly submit selected personal information utilized to select and verify potential contest winners. Information including, “First Name”, “Last Name”, “Email Address”, “City”, “Province” and “Phone Number” at Contest Page hosted and administered by Collabria Financial Services Inc. (“Entry”). Limit of one (1) Entry per Entrant during the Contest Period. The odds of winning a prize depend on the number of Entries received in the respective credit union during the Contest Period. All Entries must be submitted during the Contest Period in order to be eligible to win a Prize. The timestamp on the Contest submission will be the official timekeeper for the Contest. Entries must not contain profane, libelous or otherwise derogatory language. Please do not engage in spamming or phishing or send messages to unauthorized or unknown recipients. The Contest Sponsor reserves the right to disqualify any Entry on that basis at their discretion. Subsequent Entries by the same Entrant will be void. Entrants may not attempt to share IP addresses, nor enter with multiple accounts, identities, logins or registrations, nor may Entrants use any other device or artifice to enter multiple times. Any Entrant who benefits from or is suspected of cheating, including but not limited to using fraudulent entry methods, spamming, phishing, entering through a contest-entry service or similar methods, or submitting Entries generated by an automated program, bot, script, robotic, macro or any other similar device, will be disqualified. Sponsor reserves the right, at their reasonable discretion, to refuse, disqualify, or withdraw any Entry and/or Entrant at any time during or after the Contest. If disqualification results after Prize award, Prize must be returned in full immediately upon request of Sponsor. Depending on the Entry method used, data and message rates may apply. Other charges may also apply; check your mobile plan for rates/details. The Contest Sponsor is not responsible for late, lost, incomplete, illegible, damaged, invalid, unintelligible, technically corrupted, garbled or misdirected Entries, which will be disqualified, or for any failure to capture Entries, or problems of any kind whether mechanical, human or electronic. The Potential winner is subject to determination of eligibility and verification before any Prize will be awarded. 6 PRIZE 6.1 Prize Description There will be one (1) prize awarded during the Contest (the “Prize”) per each participating Credit Union Affiliate consisting of one (1) $100 prepaid credit card. The prize will be fulfilled as either a $100 prepaid Mastercard or $100 prepaid VISA (choice of Mastercard or Visa will be of each Credit Union’s choosing). A total of seventy six (76) $100 prepaid credit cards will be awarded (one per Credit Union Affiliate). p.3 6.2 Prize Terms and Conditions Prizes must be accepted as awarded and cannot be exchanged. No transfer, assignment or substitution of Prize (in whole or in part), except Sponsors reserve the absolute right to substitute a Prize of comparable value. All federal, provincial and local taxes, if any, are the sole responsibility of each winner. Any Prize pictured in advertising or promotional materials is for illustrative purposes only and may not be the actual Prize awarded. The Prize winner will receive no further compensation or credit for use of their Entry other than awarding of the Prize. The Contest Sponsor shall have no further obligation to the Prize winner and their Entry other than that outlined in these Rules. Allow six (6) to eight (8) weeks for delivery of all Prizes from the time entrant is declared the winner. Prizes are not transferable, non-negotiable, non-refundable. 7 WINNER DECLARATION AND AWARDING 7.1 Prize Notification At the end of the Contest Period, the Contest Sponsor will compile a list of every person entered in each Credit Union Affiliate. Randomly generating a number (from 1-X number of people who submitted an entry) and will determine the potential Prize winner in each Credit Union Affiliate using a random draw. Contest Sponsor will do due diligence – check that every randomly selected potential winner complies with the legal rules and regulations – to confirm they are a suitable winner. Contest Sponsor or its authorized representatives will notify the selected potential winner through an email and a phone call, and do further follow up via email to ensure they correctly answer a mathematical skill-testing question. If for some reason selected potential winner does not fit the criteria, Contest Sponsor will select another random potential winner and repeat the same process. To remain eligible to win, the Potential Prize winner must respond to Contest Sponsor by replying to Sponsor’s email or phone call within 72 hours with the information requested for Prize fulfillment purposes. If the potential Prize winner does not respond to the notification by the stated date and time, that Entrant will be disqualified and will forfeit their right to the Prize. In such case, an alternate potential Prize winner will be randomly selected in the same process. The Contest Sponsor is not responsible for incorrect and/or outdated contact information provided on an Entry or by a potential winner, or for late, lost, incomplete, illegible, damaged or misdirected communications during the notification process. Only the Prize stated herein will be awarded. In no event will the Contest Sponsor be responsible for awarding more than the stated number of Prizes.
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