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Preuzmite Ediciju 04 Jorgovanka Tabaković, NBS 102 AIK banka NBS ogledalo države pred narodom, Cilj - kreiranje najjače domaće privatne banke refleksija naroda pred svetom Aim - to create the strongest domestic The NBS as a reflection of the state before private bank the people and a reflection of the nation before the world 104 Eurobank a.d. Beograd Odgovoran partner 12 Prof. dr Nebojša Savić Responsible partner Sačuvana stabilnost bankarskog sektora Banking sector stability preserved 107 JUBMES banka a. d. Beograd Pristupačnost i inovativnost u poslovanju 16 130 godina od osnivanja NBS Accessibility and innovation in business 130 years of the National Bank of Serbia 110 Vladimir Zečar, VTB banka Beograd 34 Prof. dr Zoran Jeremić Bankarstvo će biti znatno konzervativnije Bankarstvo u Srbiji u periodu 2000-2013. Banking will be much more conservative Banking in Serbia during the 2000-2103 period. 114 Andrea Simončeli, Generali osiguranje Takmičari moraju poštovati ista pravila 52 Petar Arsić i Dušan Tomić, KPMG Competitors must respect the same rules Trendovi razvoja bankarske regulative u Evropi 118 Kristof Cetl, GRAWE osiguranje Development trends of banking regulation in Nastavljamo trend dobrih rezultata Europe We’re continuing the trend of good results 58 Nada Suđić, Deloitte 122 Obrad Sikimić, Diners Club Jak privatni sektor uslov ekonomskog rasta International Beograd Economic growth requires a strong private Rast bezgotovinskog plaćanja sector Cashless payments growing 60 Nikola Uzelac 126 NBG Leasing sa vama u proteklih 10 godina “Prvih deset godina je najteže” NBG Leasing – with you over the last “The first ten years are the hardest” 10 years 66 Draginja Đurić, Banca Intesa 130 Goran Muftić, Bisnode Srbija Dolazak stranih banaka, glavni pokretač Pouzdana poslovna informacija rasta tržišta Reliable business information Arrival of foreign banks, main driver of market growth 134 TRASSET – inovativna bankarska rešenja TRASSET – Innovative Banking Solutions 70 Klaudio Ćezario, UniCredit banka Ključna uloga u oporavku 138 Boško Živković Key role in recovery Kriza je snažno pogodila preduzeća The crisis has strongly impacted businesses 74 Goran Pitić, Societe Generale Srbija Nema više lakog profita 142 Nikola Fabris No more easy profit Za ovakvu krizu teško je biti potpuno spreman 78 Zoran Vojnović, Hypo Alpe-Adria-Bank It’s difficult to prepare for such a crisis Aktivan partner oporavka privrede Active partner in economic recovery 146 Prof. dr Hasan Hanić, Beogradska bankarska akademija 82 Marinos Vathis, Vojvođanska banka Dramatična promena finansijskog sistema Značajna uloga u finansijskom rastu Dramatic financial system changes Major role in financing growth 150 Đorđe Đukić 86 Valerij Ovsjanikov, Sberbanka Srbija Bankarski sektor je likvidan i uzdržan Pažljivo pratimo situaciju na tržištu The Banking sector is liquid and restrained Closely monitoring market situations 154 Dario Skanapieko, EIB 90 Slavko Carić, Erste banka Srbija Razduživanje pritiska Jugoistočnu Evropu Moramo da pokrenemo novi investicioni Deleveraging puts pressure on SEE countries ciklus We must launch a new investment cycle 157 Mateo Patrone, EBRD Bankarskom sektoru potrebna konsolidacija 94 Georgios Papanastasiou, Alpha banka Banking sector needs consolidation Očuvali smo poverenje klijenata We've preserved client confidence 164 Ko je ko u finansijskom sektoru Who's who in the financial sector 98 Neoklis Neokleus, Piraeus banka Kvalitet ostaje primarni cilj Piraeus banke Quality remains Piraeus Bank primary goal WHO’S WHO IN tHE FINANCIAL SECTOR 3 Jorgovanka Tabaković, Jorgovanka Tabaković, guverner NBS Governor of NBS NBS ogledalo The NBS as a države pred reflection of narodom, the state before refleksija the people and naroda pred a reflection svetom of the people „Proučavajmo prošlost da bismo definisali buduć- nost”, govorio je Konfučije. A ja bih dodala: Samo before the povremeno pogledati u prošlost da se prisetimo na- učenog i iskušenog, osvrnuti se oko sebe da uočimo postignuto i konstantno se usmeravati na buduće world izazove, recept je za uspeh. Sto trideset godina Narodna banka Srbije ponosno “Study the past if you would define the future,” said stoji na pijedestalu najvažnije finansijske institucije Confucius. I would amend that to – “only occasion- u zemlji. Više od bilo kog životnog veka naša insti- ally reflect on the past to remind ourselves of what tucija odoleva mnogobrojnim izazovima i neprili- we have learned and experienced, look around to ac- kama koje je bankarski sistem Srbije proživljavao. knowledge what we have achieved and constantly fo- Onda kada su generacije zaposlenih prestajale da cus on the challenges that lie ahead.” This is the recipe pripovedaju svoje priče, ostajala je monumentalna for success. građevina kao svedok vremena i čuvar starih vred- For a hundred and thirty years the National Bank of nosti... Ostajali su zapisi o marljivosti i stručnosti Serbia (NBS) has stood proudly on a pedestal as the njenog kadra... I izgrađeno ime koje izaziva pošto- most important financial institution in the country. vanje... I uliva poverenje. Longer than any lifetime, our institution has resisted Biti guverner centralne banke velika je čast ukazana many challenges and adversities which the Serbian jednom ekonomisti koji voli svoju zemlju i radi za banking system has experienced. When the stories nju ... Biti guverner Narodne banke Srbije privilegija told by generations of our employees were no longer je i ogromna obaveza pred plejadom velikih imena heard, this monumental building stood as a witness mojih prethodnika koji su svojim radom, stručno- to time and a keeper of traditional values. The records šću i zalaganjem utrli put svojim naslednicima, ali i of the diligence and expertise of its employees has dali u nasleđe dalji razvoj monetarnog i finansijskog remained… And a name worthy of respect has been sistema Srbije. Aleksa Spasić, Đorđe Vajfert, Dra- built up; a name that inspires trust. goslav Avramović... ličnosti su koje nas neprestano To be the governor of a central bank is a great hon- podsećaju na ispravnosti zadataka i ciljeva s kojima our to be bestowed on any economist who loves and smo došli u ovu instituciju... I ne sme biti drugačije, works for their own country... To be the governor of jer je NBS ogledalo države pred narodom, refleksija the National Bank of Serbia is a privilege and a huge naroda pred svetom. commitment to the group of my illustrious prede- 4 KO JE KO U FINANSIJSKOM SEKTORU WHO’S WHO IN tHE FINANCIAL SECTOR 5 Ipak, biti guverner Narodne banke Srbije u vreme cessors who, through their work, expertise and ded- verovatno najvećih turbulencija i krize svetskih eko- ication, paved the way for their successors, as well nomija veliki je poziv i odgovornost da se bankarski as leaving behind the advancing development of the sistem očuva, povrati poljuljani kredibilitet i obnovi monetary and financial system of Serbia as their leg- međunarodni renome visokostručne institucije koja acy. Aleksa Spasić, Đorđe Vajfert, Dragoslav Avram- kvalitetno obavlja svoju misiju. ović... These are the individuals who are a constant Tokom svojih 130 godina postojanja NBS je prola- reminder of the righteousness of the tasks and aims zila kroz različite faze ugroženosti monetarnog si- we envisaged when we came to this institution. And stema. Dug period bolne hiperinflacije još uvek je that’s how it should remain, since the NBS is a reflec- duboko u sećanjima ljudi. Negativni legat prošlih tion of the state before its people and a reflection of vremena upotpunjen turbulentnostima današnjice, the people before the world. čini buduće izazove zaposlenih u NBS specifičnijim Nevertheless, being the governor of the National Bank u odnosu na ostale centralne banke sveta, ali donosi of Serbia at the time of probably the biggest turmoil i dragoceno iksustvo za pažljivo vođenje monetar- and crisis felt by economies worldwide is a great call- ne politike. I kako je to svojevremeno Čerčil rekao: ing and responsibility to preserve the banking system, „Period odugovlačenja, polovičnih mera, umiru- regain credibility and rebuild the international repu- jućih i zbunjujućih rešenja, kao i period odlaganja tation of a high-quality institution that carries out its privodi se kraju. Sada ulazimo u period posledica.” mission professionally. Nebrojeno puta u poslednjih godinu i po dana NBS During the 130 years of its existence, the NBS has se istakla svojom stručnošću, efikasnošću i uspehom gone through various stages of monetary system u ispunjavanju postavljenih ciljeva. Rezultati još više vulnerability. A long period of rather painful hyper- dobijaju na značaju sa činjenicom da se naša borba inflation is still deeply ingrained in the minds of the za poboljšanje monetarnih i finansijskih uslova od- people. The negative legacy of past times has been ex- vija u ambijentu najveće svetske ekonomske krize. acerbated by the turbulent present times, making the Period iza nas bio je pun izazova. Gotovo sedam go- future challenges that lie ahead for the NBS employees dina nakon izbijanja svetske ekonomske krize cen- different to those experienced by other central banks tralno bankarstvo i svetski finansijski tokovi nisu in the world, as well as bringing the valuable experi- isti kao što su bili u prethodnom periodu. Nosioci ence necessary for careful management of monetary monetarnih politika susreću se sa vanrednim okol- policy. Just as Churchill once said, “The era of pro- nostima koje iziskuju i upotrebu vanrednog instru- crastination, of half-measures,
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