DOCSLIB.ORG

Case 4:15-Cv-40028-TSH Document 1 Filed 12/12/14 Page 1 of 124

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Case 4:15-Cv-40028-TSH Document 1 Filed 12/12/14 Page 1 of 124 Case 4:15-cv-40028-TSH Document 1 Filed 12/12/14 Page 1 of 124 UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK ESAM ABDELGADIR, RITA DOS SANTOS and JOSEPH SHIKHMAN – PUTATIVE CLASS REPRESENTATIVES AND THOSE SIMILARLY SITUATED, Case No. 14-cv-9857 - GHW Plaintiffs, v. TELEXELECTRIC, LLLP; TELEX MOBILE, DEMAND FOR TRIAL BY JURY HOLDINGS, INC.; JAMES M. MERRILL; CARLOS N. WANZELER; STEVEN M. LABRIOLA; JOSEPH H. CRAFT, a/k/a JOE H. CRAFT; CRAFT FINANCIAL SOLUTIONS, LLC; CARLOS COSTA; KATIA WANZELER; SANDERLEY RODRIGUES DE VASCONCELOS; WWW GLOBAL BUSINESS, INC.; SANTIAGO DE LA ROSA; RANDY N. CROSBY; FAITH R. SLOAN; DANIIL SHOYFER; GERALD P. NEHRA, individually and doing business as LAW OFFICES OF NEHRA AND WAAK; GERALD P. NEHRA ATTORNEY AT LAW, PLLC; RICHARD W. WAAK, individually and doing business as LAW OFFICES OF NERHA AND WAAK; RICHARD W. WAAK, ATTORNEY AT LAW, PLLC; PRICEWATERHOUSECOOPERS, LLP; BANK OF AMERICA CORPORATION, BANK OF AMERICA, NA; TD BANK, NA; FIDELITY CO-OPERATIVE BANK, doing business as FIDELITY BANK; MIDDLESEX SAVINGS BANK; WELLS FARGO & COMPANY; WELLS FARGO BANK, NA; SYNOVUS FINANCIAL CORPORATION, SYNOVUS BANK; FMR, LLC, also known as FIDELITY INVESTMENTS; GLOBAL PAYROLL GATEWAY INC.; INTERNATIONAL PAYOUT SYSTEMS, INC.; PROPAY, INC., doing business as PROPAY.COM; BASE COMMERCE, LLC, doing business as PHOENIX PAYMENTS; VANTAGE PAYMENTS, LLC; ALLIED WALLET, LTD; DOE INSIDE PROMOTERS; DOE PROFESSIONAL SERVICES PROVIDERS; DOE BANKS; DOE INVESTMENT SERVICES PROVIDERS; DOE PAYMENT PROCESSORS; and PARALEGAL DOE, Defendants. COMPLAINT Case 4:15-cv-40028-TSH Document 1 Filed 12/12/14 Page 2 of 124 TABLE OF CONTENTS I. NATURE OF THE ACTION ...........................................................................................1 II. JURISDICTION AND VENUE .......................................................................................6 III. THE PARTIES..................................................................................................................7 A. PLAINTIFFS ........................................................................................................7 B. THIRD-PARTY TELEXFREE BANKRUPT ENTITIES ...................................8 C. DEFENDANTS ....................................................................................................9 i. Electric and Mobile ................................................................................... 9 ii. Founders, Officers, Directors, Owners and Businesses Associated With Such Individuals............................................................................. 10 iii. Principals, Aiders and Abettors: Attorneys and Other Professional Services Providers ................................................................................... 13 iv. Principals, Aiders and Abettors: Banks and Other Financial Service Providers ................................................................................................. 15 IV. FACTS AND ALLEGATIONS ......................................................................................19 A. The History of TelexFree’s Formation and its Brazilian Connections ...............19 B. The Formation of The Bankrupt TelexFree Companies .....................................20 i. TelexFree, Inc. ........................................................................................ 20 ii. TelexFree, LLC ....................................................................................... 21 iii. TelexFree Financial, Inc. ........................................................................ 22 C. Relationship of the Bankrupt TelexFree Companies ..........................................23 D. Defendants Electric and Mobile..........................................................................24 E. TelexFree’s Brazilian-Based Operations: Ympactus .........................................25 F. TelexFree’s Unlawful, Unfair and Deceptive Pyramid Scheme .........................26 G. TelexFree’s Fraudulent and Deceptive Use of Best Western Hotel ...................35 H. Investigation of, and Injunctions against, Telexfree’s Brazilian Operations in Brazil ...................................................................................................................35 I. TelexFree’s Continued United States’ Operations .............................................38 J. Collapse of TelexFree’s United States’ Operations ............................................39 K. TelexFree’s Belated Efforts to Legitimize Its Scheme .......................................40 L. Events Since TelexFree’s Bankruptcy Filing .....................................................41 M. TelexFree’s Founders Controlled TelexFree, Knowingly Perpetrated the Unlawful, Unfair, and Deceptive Pyramid Scheme, and Made False Representations about TelexFree ........................................................................43 i Case 4:15-cv-40028-TSH Document 1 Filed 12/12/14 Page 3 of 124 N. TelexFree’s Inside Promoters Played an Integral Role in and Aided and Abetted the Unlawful, Unfair, and Deceptive Pyramid Scheme ......................................49 O. TelexFree’s Attorneys Played an Integral Role in and Aided and Abetted the Unlawful, Unfair, and Deceptive Pyramid Scheme ............................................57 P. Telexfree’s Accountants and Professional Services Providers Played an Integral Role in and Aided and Abetted the Unlawful, Unfair, and Deceptive Pyramid Scheme .................................................................................................68 Q. Banks and Financial Service Providers Knowingly Aided and Abetted the Unlawful, Unfair, and Deceptive Pyramid Scheme, Knowingly Received and Executed Fraudulent Fund Transfers, and Violated Mandated Bank Reporting and “Know Your Customer” Requirements .......................................................71 R. Doe Inside Promoters who Acted as Defendants’ Agents ..................................92 V. CLASS ACTION ALLEGATIONS ...............................................................................93 VI. CLAIMS FOR RELIEF ..................................................................................................96 FIRST CLAIM FOR RELIEF VIOLATIONS OF MASSACHUSETTS GENERAL LAWS, CHAPTER 93A, SECTIONS 2 AND 11 (Against All Defendants Except Katia Wanzeler) ..........................................................96 SECOND CLAIM FOR RELIEF NEGLIGENCE (Against All Defendants) ................................................................................................97 THIRD CLAIM FOR RELIEF NEGLIGENT MISREPRESENTATION (Against All Defendants Except Katia Wanzeler) ..........................................................98 FOURTH CLAIM FOR RELIEF FRAUD (Against Defendants Electric and Mobile, Defendant Founders Inside Promoters, Retained Licensed Professionals and IPS) ......................................................................99 FIFTH CLAIM FOR RELIEF UNJUST ENRICHMENT (Against All Defendants) ..............................................................................................101 SIXTH CLAIM FOR RELIEF TORTIOUS AIDING AND ABETTING (Against All Defendants) ..............................................................................................101 SEVENTH CLAIM FOR RELIEF CIVIL CONSPIRACY (Against Defendants Electric and Mobile, Defendant Founders, Inside Promoters, Certain Retained Licensed Professionals, Fidelity Bank, Base Commerce, GPG, IPS and Katia Wanzeler) ............................................................................................................103 ii Case 4:15-cv-40028-TSH Document 1 Filed 12/12/14 Page 4 of 124 EIGHTH CLAIM FOR RELIEF VIOLATIONS OF RICO, 18 U.S.C. § 1962(c) (Against Defendants Electric and Mobile, Defendant Founders, Inside Promoters, Certain Retained Licensed Professionals, Fidelity Bank and Base Commerce) ..........104 NINTH CLAIM FOR RELIEF VIOLATIONS OF RICO, 18 U.S.C. § 1962(b) (Against Defendants Electric and Mobile, Defendant Founders, Inside Promoters, Certain Retained Licensed Professionals) ....................................................................110 TENTH CLAIM FOR RELIEF VIOLATIONS OF RICO, 18 U.S.C. § 1962(a) (Against Defendants Electric and Mobile, Defendant Founders, Inside Promoters, Certain Retained Licensed Professionals, Fidelity Bank, Base Commerce, GPG, and IPS) ...............................................................................................................................111 ELEVENTH CLAIM FOR RELIEF VIOLATIONS OF RICO, 18 U.S.C. § 1962(d) (Against Defendants Electric and Mobile, Defendant Founders, Inside Promoters, Certain Retained Licensed Professionals, Fidelity Bank, Base Commerce, GPG and IPS) ...............................................................................................................................114 TWELFTH CLAIM FOR RELIEF VIOLATIONS OF MASSACHUSETTS GENERAL LAWS, CHAPTER 110a, SECTION 410(b) (Against Defendants Mobile and Electric, Defendant Founders, Inside Promoters, and Certain Retained Licensed Professionals) ....................................................................114 VII. PRAYER FOR RELIEF ...............................................................................................116 iii Case 4:15-cv-40028-TSH Document 1 Filed 12/12/14 Page 5 of 124 I. NATURE OF THE ACTION 1. This litigation arises out of a pyramid scheme through which TelexFree, Inc., TelexFree, LLC and TelexFree Financial, Inc. (“TelexFree”) and the Defendants (as defined
Load more

Recommended publications
  • Multilevel Marketing Diffusion and the Risk of Pyramid Scheme Activity: the Ac Se of Fortune Hi‐Tech Marketing in Montana Stacie A
    Hamline University DigitalCommons@Hamline School of Business All Faculty Scholarship School of Business Spring 2015 Multilevel Marketing Diffusion and the Risk of Pyramid Scheme Activity: The aC se of Fortune Hi‐Tech Marketing in Montana Stacie A. Bosley Hamline University, [email protected] Kim McKeage Hamline University, [email protected] Follow this and additional works at: http://digitalcommons.hamline.edu/hsb_faculty Part of the Economics Commons, Marketing Commons, and the Public Policy Commons Recommended Citation Bosley, Stacie A. and McKeage, Kim, "Multilevel Marketing Diffusion and the Risk of Pyramid Scheme Activity: The asC e of Fortune Hi‐Tech Marketing in Montana" (2015). School of Business All Faculty Scholarship. Paper 2. http://digitalcommons.hamline.edu/hsb_faculty/2 This is the author's submitted copy before peer reviewed edits. The final, definitive version of this document can be found online at Journal of Public Policy & Marketing published by the American Marketing Association. Copyright restrictions apply. doi: 10.1509/jppm.13.086 This Article is brought to you for free and open access by the School of Business at DigitalCommons@Hamline. It has been accepted for inclusion in School of Business All Faculty Scholarship by an authorized administrator of DigitalCommons@Hamline. For more information, please contact [email protected]. 1 July 14, 2014 Stacie Bosley and Kim K. McKeage Forthcoming in the Journal of Public Policy and Marketing Multilevel marketing diffusion and the risk of pyramid scheme activity: The case of Fortune Hi-Tech Marketing in Montana Abstract While statisticians have simulated the expected rate of growth in pyramid schemes, this research examines actual data on the spread of an alleged pyramid scheme in Montana.
    [Show full text]
  • 1 of 93 1 2 3 4 5 6 7 8 a B C D E F G First Name Last Name City State Zip Country Willie Gobabis Omahe Ke 9000 NAMIBIA Z
    A B C D E F G 1 First Name Last Name City State Zip Country Petition Comment Willie Gobabis Omahe 9000 NAMIBIA 2 ke zohaib jhelum 49600 PAKISTAN truth of mlm companies 3 4 Armando AZ 85257 USA 5 Yesenia CA 90063 USA Jayasankar Chennai Tamil 600034 INDIA Dear President, I am from India. Kindly ban the MLM companies nadu like AMWAY which is making false claim and cheating people of India.We people of India see you as a Different from other President's who ruled US> we see you next to Abraham Linkcon,JFK. we all hope that you will bring a Amendentment in the Senete to BAN MLM COMPANY AMWAY. 6 LONNIE & LACOMBE ALBER T4L 2N5 CANADA MERLO TA 7 SULZLE Londell & Jodie LACOMBE ALBER T4L 1P4 CANADA Sulzle TA 8 Petitions for Regulation of Multi-Level Marketing – PUBLIC 1 of 93 Gathered on http://www.pyramidschemealert.org A B C D E F G Dahya Des Plaines IL 60018 USA Government must take strong actions against all the pyramid and so called MLM schemes.common people fall for ir as they are pitched well and are very deceptive.For people awareness past records and investigations should be made to run again on TV and other medias. have been financially hurt by Amway/Quixtar,and finally left it.FTc especially should investigate the support systems so called motivational organisations associated with the Amway like BWW,LTD,WWDB,network21 and so on..who litterly sucks money out of the members by selling cds,videos,meetings,books and whatever they can.I humbly asks a Congressional Investigation of the FTC and SEC regarding enforcement of laws against Pyramid Selling Schemes, Multi-level Marketing Scams, Ponzi Investment Frauds, Bogus "Motivational organisations" and "Work from Home" Schemes.
    [Show full text]
  • Documento Protegido Pela Leide Direito Autoral
    1 UNIVERSIDADE CANDIDO MENDES / AVM PÓS-GRADUAÇÃO LATO SENSU A EXPANSÃO DO MARKETING MULTINÍVEL NO BRASIL Daniel Nunes de Mello e Alvim ORIENTADOR: Prof. Mario Luiz Rio de Janeiro 2017 DOCUMENTO PROTEGIDO PELA LEIDE DIREITO AUTORAL 2 UNIVERSIDADE CANDIDO MENDES / AVM PÓS-GRADUAÇÃO LATO SENSU A EXPANSÃO DO MARKETING MULTINÍVEL NO BRASIL Apresentação de monografia à AVM como requisito parcial para obtenção do grau de especialista em Gestão Empresarial. Por: Daniel Nunes de Mello e Alvim Rio de Janeiro 2017 3 AGRADECIMENTOS Aos amigos e parentes, por tudo que fizeram e fazem por mim, além dos novos colegas que fiz durante o curso. 4 DEDICATÓRIA Dedica-se ao pai, mãe, amigo, cônjuge, familiar, filho etc. 5 RESUMO Marketing multinível, também conhecido como marketing de rede, é um sistema de marketing caracterizado pela formação de uma rede de contatos através da indicação de novos associados, por parte dos antigos. Ou seja, trata-se de uma estratégia empresarial de distribuição de bens e serviços, onde a divulgação dos produtos se dá pela indicação “boca a boca” feita por distribuidores independentes. Por esse trabalho, tais distribuidores recebem bônus, que seriam utilizados nas campanhas de propaganda tradicional. Além da indicação dos produtos, os distribuidores tem a possibilidade de indicar novos distribuidores, criando assim uma rede de escoamento de produtos. De acordo com Will Marks “O marketing de rede é um sistema de distribuição, ou forma de marketing, que movimenta bens e/ou serviços do fabricante para o consumidor por meio de uma ‘rede’ de contratantes independentes”. O sistema de Marketing Multinível possui várias nomenclaturas utilizadas pelo mercado, entre elas podemos encontrar: * Marketing de Rede (MR) * Marketing Multinível (MMN) * Multi Level Marketing (MLM) * Network Marketing (NM) 6 METODOLOGIA A metodologia a ser aplicada foi a pesquisa bibliográfica.
    [Show full text]
  • Universidad Nacional De San Agustín De Arequipa Facultad De Ciencias Histórico Sociales Escuela Profesional De Sociología
    UNIVERSIDAD NACIONAL DE SAN AGUSTÍN DE AREQUIPA FACULTAD DE CIENCIAS HISTÓRICO SOCIALES ESCUELA PROFESIONAL DE SOCIOLOGÍA TESIS RELACIÓN ENTRE CAPACIDAD DE NEGOCIACIÓN Y GRADO DE ÉXITO EN LAS REDES EMPRESARIALES MULTINIVEL DE LOS NETWORKERS EN AREQUIPA METROPOLITANA, 2018 Tesis presentada por el Bachiller: DANI FRANKLIN ZAPANA VILCA Para optar el Título Profesional de: Licenciado en Sociología Asesor: Dr. Eliseo Zeballos Zeballos AREQUIPA – PERÚ 2018 I DEDICATORIA A mis padres, con amor. II AGRADECIMIENTOS Estoy muy agradecido con los networkers, quienes con su entusiasmo, generosidad y tremenda disposición apoyaron brindando información y conectándonos con otros distribuidores de la industria multinivel. Quiero reconocer el asesoramiento del Soc. Eliseo Zeballos, quien ha sido el asesor de la presente tesis, por su contribución en este proyecto. También un agradecimiento especial a todas las demás personas que colaboraron en algún sentido, porque todo suma, con esta investigación. III RESUMEN La presente investigación ofrece una perspectiva centrada en el estudio de las relaciones entre la capacidad de negociación y el grado de éxito en las redes empresariales multinivel, teniendo como propósito determinar la relación entre estas categorías. Realizado entre los networkers de Arequipa Metropolitana en el 2018, este estudio es transversal no experimental y cuantitativo, que ha contado con una muestra probabilística de 378 casos seleccionados mediante un procedimiento aleatorio simple, y ha requerido el uso de un cuestionario estructurado como instrumento de medición. Los resultados evidencian la estrecha vinculación entre la capacidad de negociación y el grado de éxito en las redes empresariales multinivel, y más aún, al profundizar en la capacidad de negociación, esta asociación es más intensa en una de sus dimensiones: en la habilidad para generar alternativas.
    [Show full text]
  • Universidad Técnica Del Norte
    UNIVERSIDAD TÉCNICA DEL NORTE FACULTAD DE EDUCACIÓN, CIENCIA Y TECNOLOGÍA TEMA: “NIVEL DE ACEPTACIÓN DE LAS REDES DE MERCADO O MARKETING MULTINIVEL EN LA PARROQUIA EL SAGRARIO DE LA CIUDAD DE IBARRA” Trabajo de grado previo a la obtención del título de Licenciado en la Especialidad de Diseño y Publicidad AUTORES: Collaguazo Lincango Edgar Patricio Garrido Mejía Santiago Martín DIRECTOR: Msc. David Ortiz Ibarra, 2014 1 2 DEDICATORIA Con todo nuestro cariño y amor dedicamos este Trabajo de Grado a las personas que han sido parte fundamental de nuestra vida, como es nuestra familia, quiénes han hecho todo en la vida para que podamos lograr cada uno de nuestros sueños, y nos han permitido culminar esta etapa de nuestra vida con su apoyo incondicional. 3 AGRADECIMIENTO Primeramente agradecemos a DIOS, que nos ha permitido vivir esta hermosa etapa de nuestra vida. Agradecemos también a todas y cada una de las personas que han sido nuestra influencia y que nos han permitido ser lo que hoy somos. Gracias a nuestros familiares, a nuestros maestros, a nuestros compañeros de la Universidad. Gracias a cada uno de ustedes por colaborar con nuestra formación personal no solo en la parte cognitiva sino también en la parte emocional y espiritual. 4 ÍNDICE GENERAL Pág. Aceptación del Director………………………………………………………….ii Dedicatoria……………………………………………………………………….iii Agradecimiento………………………………………………………………….iv Resumen……………………………………………………………..…………viii Abstract………………………………………………………………….………..ix Introducción……………………………………...…………….………….……..x PROBLEMA DE INVESTIGACIÓN
    [Show full text]
  • Eduardo Luís Barroso Fernandes Marketing Multinível: Um Estudo De
    0 UNIVERSIDADE FEDERAL DO CEARÁ FACULDADE DE ECONOMIA, ADMINISTRAÇÃO, ATUÁRIA E CONTABILIDADE CURSO DE CIÊNCIAS ECONÔMICAS MARKETING MULTINÍVEL: UM ESTUDO DE CASO DA EMPRESA TELEXFREE Eduardo Luís Barroso Fernandes FORTALEZA JUNHO/2013 1 EDUARDO LUÍS BARROSO FERNANDES MARKETING MULTINÍVEL: UM ESTUDO DE CASO DA EMPRESA TELEXFREE Monografia apresentada à Faculdade de Economia, Administração, Atuária, e Contabilidade, para a obtenção do grau em Bacharel em Ciências Econômicas. Orientador: Profº. Dr. Elano Ferreira Arruda FORTALEZA JUNHO/2013 2 Dados Internacionais de Catalogação na Publicação Universidade Federal do Ceará Biblioteca da Faculdade de Economia, Administração, Atuária, Contabilidade e Secretariado Executivo F399m Fernandes, Eduardo Luis Barroso. Marketing multinível: um estudo de caso na empresa Telexfree / Eduardo Luis Barroso Fernandes. – 2013. 57 f.: il. color., enc.; 30 cm. Monografia (Graduação) – Universidade Federal do Ceará, Faculdade de Economia, Administração, Atuária, Contabilidade e Secretariado Executivo, Curso de Ciências Econômicas, Fortaleza, 2013. Orientação: Profº. Dr. Elano Ferreira Arruda 1.Marketing de rede. 2.Vendas. I. Título. CDD 658.8 3 EDUARDO LUÍS BARROSO FERNANDES MARKETING MULTINÍVEL: UM ESTUDO DE CASO NA EMPRESA TELEXFREE Monografia submetida ao Curso de Ciências Econômicas da Universidade Federal do Ceará como requisito parcial para obtenção do título de graduação. Aprovado em: _29/07/2013___ Conceito Obtido:_8,0_ 4 BANCA EXAMINADORA ______________________________________________ Prof. Dr. Elano Ferreira Arruda Universidade Federal do Ceará Orientador ______________________________________________ Prof. Dr. Daniel Barboza Guimarães Universidade Federal do Ceará ______________________________________________ Prof. Dr. Glauber Marques Nojosa Universidade Federal do Ceará 5 AGRADECIMENTOS A Deus, que me deu vida, inteligência, e que me dá força para continuar a caminhada em busca dos meus objetivos.
    [Show full text]
  • “Rampant Fraud” | Behindmlm
    TelexFree US business plagued with “rampant fraud” | BehindMLM http://behindmlm.com/companies/telexfree/telexfree-us-busines... About Home The Latest Search GlobalAdShare Review: $10 ad pack Ponzi scheme AdTelligent Review: $10 advertising node scheme Power Lead System Review: Accelerated leverage? KalosLife Review: Therma Mend pain relief TelexFree’s 13th appeal denied in Supreme Court TelexFree US business plagued with “rampant fraud” New Earth Review: Simplexity Health rebooted TelexFree civil action case filed in Brazil Your Feedback M_Norway: " Carlos: Why are you saying that Telexfree is done? TelexFree in Brazil. You referred..." Oz: "How dumb do you have to be to reduce criticism of a recruitment-driven investment..." peter daltrey: "actually lifestyles return your money if you’re not satisfied with the..." Oz: "“Huh?” is Anjali’s middle name. Apparently people generate leads faster..." Oz: "I’m reading a lot of non-Brazilian affiliates haven’t been paid by TelexFree..." Most Wanted (30 days) Better Living Global Marketing Review: 99 day ROIs WCM777 Review: Cloud services & investment returns Did Peterson kill himself over Herbalife changes? TelexFree Review: Spam the internet for $20 a week TelexFree lose final interlocutory appeal Navigation companies AutoXTen Avant Bidify Bon Voyage 1000 Carbon Copy Pro Dubli Network Empower Network GiveOpp Herbalife iWowWe Javita JubiRev Lifepath Unlimited 1 of 10 9/12/13 6:16 PM TelexFree US business plagued with “rampant fraud” | BehindMLM http://behindmlm.com/companies/telexfree/telexfree-us-busines..
    [Show full text]
  • Tennessee Volunteers Are Hoping Ent Take on the Matter
    T U E S D A Y 162nd YEAR • No. 229 JANuARY 24, 2017 clEVElAND, tN 16 PAGES • 50¢ City manager unveils ‘Downtown Vision Plan’ Fivas plan includes Community meetings six significant parts slated to begin tonight By LARRY C. BOWERS By LARRY C. BOWERS Banner Staff Writer Banner Staff Writer The flair, expertise, and knowledge of redevelopment and revital- City Manager Joe Fivas and his staff are launching a series of six com- ization which City Manager Joe Fivas displayed to Cleveland City munity meetings in the continuing saga of Cleveland’s first “Citizen Council members, prior to his hire about six months ago, is appar- Community Survey” campaign. ently stepping to the forefront of his plans for the city. These community meetings will start tonight with at 6:30 at George R. During Monday’s Council work session, Fivas unveiled a Stuart Elementary Schools at 802 20th St. N.W., just off Keith Street. “Downtown Vision Plan: Blueprint for the Future.” Another meeting will follow this week on Thursday, with others to contin- In the plan, he acknowledges Mayor Tom Rowland, and Council ue through the first half of the month of February. members Avery Johnson, Charlie McKenzie, Bill Estes, Tom The first five meetings will be in each of the city’s respective districts, Cassada, David May Jr., Dale Hughes and Richard Banks — and with the sixth a general forum at the Museum Center at Five Points on Banner photo, lARRY c. BoWERS Wednesday, Feb. 15. their hopes for the future of the city of Cleveland. tHREE NEW oFFIcERS were administered their oath of office by He also recognized the city’s Downtown Redevelopment The schedule includes: Cleveland Mayor Tom Rowland Monday.
    [Show full text]
  • Worth Unlimited Review Ufirst Financial Rebooted | Behindmlm
    Worth Unlimited Review: UFirst Financial rebooted | BehindMLM 3/9/13 5:04 PM HOME ABOUT Order Checks Online Special Offer $5.99 Box - Delivered New Customers. 250+ Check Designs. ChecksInTheMail.com Home Equity Loan Finance Your Next Big Purchase. Choose a Home Equity Loan from PNC. PNC.com Reverse Mtg Calculator Calculate The Money You Qualify For With This Free Calculator www.reversebenefitcalculator.info Worth Unlimited Review: UFirst Financial rebooted Search Jun.26, 2012 in companies The Latest Your Feedback Back in 2006 United First Financial (UFirst) Maintenance Mode: Out of M_Norway: "Auruma seems launched in Utah and offered members the ability to market a debt consolidation the office to be a part of a GROUP of application called the ‘Money Merge Restart Your Life Review: companies, controlled and Account’. Beta Glucan supplements organized by TERRY..." Then in 2011 UFirst stopped handling the GoFunRewards Review: NHRA: "This Gal claims to sales side of their business (leaving their “Lifestyle Dollars” make over 6 figures with then affiliates in somewhat of a lurch) and instead outsourced it for the better part of a investing Bidxcel. year. http://www.youtube.com/watc..." MyRightAd Review: With that seemingly not working out as planned for the company, UFirst have rebranded “AdCentral” based Ponzi NHRA: "It looks like its the Money Merge Account as the ‘Worth Account’, hired a new CEO, made some changes scheme shutdown. to their compensation plan and are now set to relaunch themselves under the new name www.bidxcel.com/" ‘Worth Unlimited’. Pure Leverage Review: Navniit Kkhosla: "The Read on for a full review of the Worth Unlimited MLM opportunity.
    [Show full text]
  • Trabalho De Iniciação Científica MARKETING MULTINÍVEL EM EMPRESAS ESTRANGEIRAS ATUANTES NO BRASIL NO RAMO DE COSMÉTICOS
    UNIVERSIDADE DO VALE DO ITAJAÍ AMANDA BARROZO ARBOITH LUCIANO AUGUSTO ALVES DE CARVALHO Trabalho de Iniciação Científica MARKETING MULTINÍVEL EM EMPRESAS ESTRANGEIRAS ATUANTES NO BRASIL NO RAMO DE COSMÉTICOS ITAJAÍ 2013 AMANDA BARROZO ARBOITH LUCIANO AUGUSTO ALVES DE CARVALHO Trabalho de Iniciação Científica MARKETING MULTINÍVEL EM EMPRESAS ESTRANGEIRAS ATUANTES NO BRASIL NO RAMO DE COSMÉTICOS Trabalho de Iniciação Científica desenvolvido para o Estágio Supervisionado do Curso de Comércio Exterior do Centro de Ciências Sociais Aplicadas – Gestão da Universidade do Vale do Itajaí. Orientadora: Profª MSC. Renata Granemann Bertoldi Platchek ITAJAÍ 2013 Agradecemos a Deus e a espiritualidade, aos nossos familiares e amigos, estendendo nossa gratidão aos professores e companheiros do meio acadêmico, que contribuíram direta ou indiretamente para a concretização desta etapa. Agradecemos especialmente a Renata Platchek, professora, orientadora e amiga, que nos guiou de forma assertiva e carinhosa, inspirando-nos dia a dia a disciplina, bom ânimo e confiança plena. “O tamanho do seu sucesso é medido pela força do seu desejo, o tamanho do seu sonho e como você lida com a decepção ao longo do caminho. (Roberto Kiyosaki)” EQUIPE TÉCNICA a) Nome dos estagiários Amanda Barrozo Arboith Luciano Augusto Alves de Carvalho b) Área de estágio Marketing c) Orientador de conteúdo Prof. MSC. Renata Granemann Bertoldi Platchek d) Responsável pelo Estágio Prof. MSC. Natali Nascimento RESUMO A interdependência entre as pessoas, físicas ou jurídicas, públicas ou privadas, no mercado mundial, tem tornado o ambiente corporativo cada vez mais eclético, imprevisível e desafiador para qualquer um. Neste cenário as organizações procuram diferenciar-se aplicando as mais variadas estratégias comerciais e de marketing.
    [Show full text]
  • YPR PARIAH Search … the DARK SIDE of VEMMA NUTRITION COMPANY
    AUG Close https://yprpariah.wordpress.com/about/ Go JUN SEP 19 captures 15 Help 12 Jun 13 - 15 Aug 14 2013 2014 2015 ABOUT THE AUTHOR & DISCLAIMERS ADVICE FOR VEMMA AFFILIATES CURRENT VEMMA AFFILIATES PLEASE READ THIS IS VEMMA A SCAM? VEMMA IS NOT “AFFILIATE MARKETING” WANT MORE MLM INFO? WANT TO CONTACT ME? WHAT IS A PYRAMID SCHEME? YPR PARIAH Search … THE DARK SIDE OF VEMMA NUTRITION COMPANY ABOUT THE AUTHOR & DISCLAIMERS Search … Pariah (noun) – An outcast RECENT POSTS I am a male, legally an adult, I was a part of the network marketing company known as Vemma for an amount of time that would qualify me as a “veteran”. I had been Vemma YPR: Maquivi De La Rosa reasonably successful; I had “teams” in several cities and states which provided me Quitting Hypocrisy enough income to pay off my most basic expenses and have a little money on the side. Vemma YPR: Jed Buenaluz and God That was in the past though, as I am no longer a brand partner. Vemma Denial #4: Anthony Let me be very clear: Cometa Can’t Think I don’t believe anyone should join Vemma, nor should anyone in Vemma Anti-Vemma YPR Facebook Site currently stay in Vemma. Pyramid Scheme: Vemma The overwhelming majority of people lose out due to it being a product based Parody Movie pyramid scheme, and they maintain loyalty throughout their ranks through psychological bullying and cult-like worship. DISCLAIMERS: RECENT COMMENTS The posts on this site are a combination of fact, personal experiences, testimonies The Revanchist on Vemma from other brand partners and my own personal opinions.
    [Show full text]
  • In Re: Telexfree Securities Litigation 14-MD-02566-Fourth Consolidated Amended Complaint
    Case 4:14-md-02566-TSH Document 503 Filed 06/06/17 Page 1 of 231 UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS IN RE: TELEXFREE SECURITIES LITIGATION This Document Relates To: MDL No. 4:14-md-2566-TSH All Cases CELIO DA SILVA, RITA DOS SANTOS, PUTATIVE CLASS REPRESENTATIVES AND CLASS ACTION THOSE SIMILARLY SITUATED, Plaintiffs, v. FOURTH CONSOLIDATED AMENDED COMPLAINT TELEXELECTRIC, LLLP; et al., Defendants. DEMAND FOR TRIAL BY JURY Case 4:14-md-02566-TSH Document 503 Filed 06/06/17 Page 2 of 231 TABLE OF CONTENTS TABLE OF CONTENTS .............................................................................................................. i I. JURISDICTION AND VENUE .......................................................................................... 11 II. THE PARTIES ..................................................................................................................... 11 A. PLAINTIFFS ....................................................................................................................... 11 B. DEFENDANTS ................................................................................................................... 13 1. TELEXFREE DEFENDANTS .............................................................................. 13 a. Third-Party TelexFree Bankrupt Entities ...................................................... 13 b. Electric and Mobile ........................................................................................... 14 2. OTHER OPERATIONAL DEFENDANTS ........................................................
    [Show full text]