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BRSCall:T 1800-200-6626B | SMS:R FOCUSS to 575753T BRSTBRS Website: www.motilaloswalmf.com Our Investment Philosophy

The recommended way to create Wealth from equity- 'Buy Right : Sit Tight' At Molal Oswal Asset Management Company (MOAMC), our investment philosophy and invesng style is centered on 'Buy Right: Sit Tight‘ principal. ‘Buy Right' means buying quality companies at a reasonable price and 'Sit Tight' means staying invested in them for a longer me to realise the full growth potenal of the stocks.

Buy Right Stock Characteristics Sit Tight Approach

QGLP ‘Q’uality denotes quality of the business and Buy and Hold: We are strictly buy and hold management investors and believe that picking the right ‘G’rowth denotes growth in earnings and business needs skill and holding onto these sustained RoE businesses to enable our investors to benefit from the entire growth cycle needs even more ‘L’ongevity denotes longevity of the skill. competitive advantage or economic moat of the business Focus: Our portfolios are high conviction portfolios with 20 to 25 stocks being our ideal ‘P’rice denotes our approach of buying a good n u m b e r. W e b e l i e v e i n a d e q u a t e business for a fair price rather than buying a diversification but over-diversification results fair business for a good price in diluting returns for our investors and adding market risk

Benefits of our Equity Mutual Fund Schemes

No Exit Load Fund houses are seen to deduct 1-3% as exit load Exit load applied on the exit value, which means, the higher your returns the more will be the exit load Hence we don't charge exit load in any of our equity mutual fund schemes

Low Churn Higher porolio churn can increase the fund expenses disproporonately affecng the returns of the fund directly Frequent churn may not let you reap the full growth potenal of the stocks leading to poor returns Hence we research extensively before we buy any stock and hold onto them for years to reap the full growth potenal

High Conviction Too many stocks become unmanageable for the fund managers Over-diversified porolio takes away the potenal of quality stocks Risk comes from not knowing the stocks hence diversificaon beyond ones control can increase the risk Hence we believe in adequate diversificaon with less number of stocks in our porolio Scheme details

MOSt Focused 25 MOSt Focused Midcap 30 MOSt Focused Multicap 35 MOSt Focused Long Term

Type of Scheme: An open ended An open ended An open ended An open ended equity linked equity scheme equity scheme diversified equity scheme saving scheme with a 3 year lock-in Investment The investment objective of The investment objective of The investment objective of To generate long term capital Objective: the Scheme is to achieve the Scheme is to achieve long the Scheme is to achieve long a p p r e c i a t i o n f r o m a l o n g t e r m c a p i t a l term capital appreciation by term capital appreciation by diversified portfolio of appreciation by i nvesting investing in a maximum of 30 primarily investing in a predominantly equity and in upto 25 companies with quality mid-cap companies maximum of 35 equity & equity related instruments. long term s u s t a i n a b l e having long-term competitive equity r elated instruments However, there can be no competitive advantage and advantages and potential for across sectors and market assurance or guarantee that growth potential. However, growth. However, there can Capitalization levels. However, the investment objective of there can be no assurance be no assurance or guarantee there can be no assurance or the Scheme would be or guarantee that the that the investment objective guarantee that the investment achieved. investment objective of the of the Scheme would be objective of the Scheme would Scheme would be achieved. achieved. be achieved. Benchmark: CNX Nifty Index CNX Midcap Index CNX 500 Index CNX 500 Index Entry & Exit load: Nil Plans: Regular Plan and Direct Plan Options Dividend (Payout and Reinvestment) and Growth Dividend (Payout) and Growth (Under each plan): Application Minimum Rs. 5,000/- and in multiples of Re. 1/- thereafter. Rs. 500/- and in multiples of Amount: Additional Rs. 1,000/- and in multiples of Re. 1/-thereafter. Rs. 500/- thereafter

Minimum Rs. 1,000/- and in multiples of Re. 1/- thereafter or Rs. 500/- and in multiples of Redemption total investment amount, whichever is lower. Re.1/- thereafter or the Amount: balance in the unit holder's folio, whichever is lower. Systematic Minimum installment amount - Rs. 1,000/-(weekly / fortnightly/monthly) and M i n i m u m i n s t a l l m e n t Investment Plan Rs. 2,000/- (quarterly) and in multiples of Re. 1/- thereafter with minimum of amount - Rs. 500 - and in (SIP): 6 installments for weekly /fortnightly/monthly frequency and minimum 3 multiples of Rs. 500 /- installments for quarterly frequency. t h e r e a f t e r ( w e e k l y / fortnightly / monthly/ q u a r t e r l y f r e q u e n c y ) . M i n i m u m t w e l v e installments.

SIP Dates: The dates for Auto Debit Facility shall be on the 1st, 7th,14th, 21st or 28th of every month.

Name of the scheme This product is suitable for investors who are seeking*

Motilal Oswal MOSt Focused 25 Fund • Return by investing in upto 25 companies with long term sustainable competitive advantage and growth potential (MOSt Focused 25): An Open Ended Equity • Investment in Equity and equity related instruments subject to overall limit of 25 companies Scheme • High risk (BROWN)

Motilal Oswal MOSt Focused Midcap 30 Fund • Long-term capital growth (MOSt Focused Midcap 30): An Open Ended • Investment in equity and equity related instruments in a maximum of 30 quality mid-cap companies having long-term Equity Scheme competitive advantages and potential for growth • High risk (BROWN)

Motilal Oswal MOSt Focused Multicap 35 Fund • Long-term capital growth (MOSt Focused Multicap 35): An Open Ended • Investment in a maximum of 35 equity and equity related instruments across sectors and market- capitalization levels Diversified Equity Scheme • High risk (BROWN)

Motilal Oswal MOSt Focused Long Term Fund • Long-term capital growth (MOSt Focused Long Term): An open ended equity • Investment predominantly in equity and equity related instruments; linked saving scheme with a 3 year lock-in • High risk (BROWN)

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Note: Risk is represented as:

(BLUE) investors understand that their (YELLOW) investors understand that their (BROWN) investors understand that their principal will be at low risk principal will be at medium risk principal will be at high risk

Mutual Fund investments are subject to market risks, read all scheme related documents carefully Sector Allocation & Top 10 Holdings

Motilal Oswal MOSt Focused Multicap 35 Fund

Banks 18.75% Sr. No. Name of Instrument % to Net Assets Pharmaceucals 12.34% Consumer Non Durables 11.07% 1 HDFC Bank 7.41 Soware 10.43% 2 Ajanta Pharma 7.16 Auto 10.14% 3 6.99 Finance 8.27% 4 6.64 Petroleum Products 6.64% 5 Corporation 6.64 Financials 5.31% Transportaon 4.86% 6 State 6.44 Texle Products 4.50% 7 5.36 Industrial Products 1.83% 8 Berkshire Hathaway 5.31 Auto Ancillaries 1.72% 9 Lupin 5.17 Cash & Equivalent 4.14% 10 Tata Consultancy Services 5.08 Motilal Oswal MOSt Focused Midcap 30 Fund Finance 31.27% Sr. No. Name of Instrument % to Net Assets Soware 8.54% Pharmaceucals 8.25% 1 Ajanta Pharma 8.25 Texle Products 7.52% 2 CRISIL 7.75 Auto Ancillaries 7.40% 3 7.52 Consumer Non Durables 6.37% Transportaon 6.12% 4 Amara Raja Batteries 7.40 Consumer Durables 5.08% 5 Gujarat Pipavav Port 6.12 Petroleum Products 4.54% 6 5.83 Auto 4.46% 7 Max India 5.59 Industrial Products 4.09% Construcon Project 2.73% 8 Multi Commodity Exchange of India 4.84 Industrial Capital Goods 2.05% 9 Hindustan Petroleum Corporation 4.54 Cash & Equivalent 1.59% 10 TVS Motor Company 4.46 Motilal Oswal MOSt Focused 25 Fund

Banks 20.37% Sr. No. Name of Instrument % to Net Assets Auto 20.22% 1 Consumer Non Durables 9.50% Eicher Motors 8.05 Finance 9.18% 2 India 7.30 Soware 8.57% 3 7.02 Petroleum Products 8.08% 4 HDFC Bank 6.99 Construcon Project 5.91% 5 6.36 Pharmaceucals 5.87% 6 Larsen & Toubro 5.91 Transportaon 4.01% 7 Sun Pharmaceuticals Industries 5.87 Chemicals 3.87% 8 Britannia Industries 5.73 Industrial Products 3.79% 9 Hindustan Petroleum Corporation 5.22 Cash & Equivalent 0.63% 10 Tech Mahindra 5.12 Motilal Oswal MOSt Focused Long Term Fund

Banks 22.60% Sr. No. Name of Instrument % to Net Assets Auto 14.15% 1 Britannia Industries 8.37 Consumer Non… 12.08% 2 HDFC Bank 7.91 Pharmaceucals 11.10% 3 Eicher Motors 7.83 Soware 10.95% 4 State Bank of India 7.65 Finance 8.18% 5 IndusInd Bank 7.04 Petroleum Products 6.98% 6 Hindustan Petroleum Corporation 6.98 Transportaon 3.55% 7 Tata Consultancy Services 5.70 Texle Products 2.85% 8 H D F C 5.68 Industrial Products 1.46% 9 Ajanta Pharma 5.64 Cash & Equivalent 6.10% 10 Lupin 5.46

Note: Industry classification as recommended by AMFI | Data as on 30th Apr 2015