PROGRAM LIST Email: [email protected] Claims: 800.237.2917

CAMPS, CAMPGROUNDS & RESORTS 800.348.1839 Fax: 260.459.5118 877.355.0315 Fax: 260.459.5990 Boat/Motorcycle/Snowmobile PRODUCTS LIABILITY Leisure, Day, Summer, Resident, 800.927.4756 Fax: 260.459.5971 Learning, Leadership, Religious Camp Facilities & Events Manufacturers, Importers & & Conference Centers, Retreat Centers, Independent Car Clubs Distributors of Sport, Leisure & Destination Resorts Karting Entertainment Equipment Motorsports Participants & Pro Athletes On-track Crash Damage EVENT CANCELLATION Off-track & Storage 800.637.4757 Fax: 260.459.5800 Oval Tracks & Road Courses Event Cancellation Owners & Sponsors Racing Schools EVENTS & ATTRACTIONS Race Teams & Race Shops RISK PURCHASING GROUP Tractor & Truck Pulls Self-rating brochure products. Payment submitted 800.553-8368 Fax: 260.459.5624 with enrollment form. Air Shows RECREATION 800.648.6406 Fax: 260.459.5940 Fairs & Fairgrounds Festivals 877.355-0315 Fax: 260.459.5821 Activity & Social Clubs Political Campaigns & Events Community Centers Cheer Gyms Special Events Health & Fitness Facilities- Full Service Dance Schools & Programs Tenant User Racquet Clubs Gymnastics Clubs & Programs Tourist Attractions Martial Arts Schools & Programs Martial Arts Instructors Trade Shows OUTFITTERS & GUIDES Zoos & Aquariums 800.440.5580 Fax: 260.459.5810 800.506.4856 Fax: 260.459.5590 FRANCHISED DEALERSHIPS Adventure/Challenge/Ropes Courses Carriage Rides Exercise/Circuit/ 800.552-9253 Fax: 260.459.5511 Guided Equine Operations Personal Training Studios Powersport Dealers: motorcycles, ATV’s, Hunting & Fishing Fitness/Sports/Dance Instructors snowmobiles, personal watercraft, Mountaineering & Permanent Health & Fitness Facilities- Limited boats, scooters, utility vehicles and Climbing Walls Services dirt/ bikes Outfitters & Guides Recreational Vehicle Dealers White Water Rafting 877.648.6404 Fax: 260.459.5502 Event Planners ENTERTAINMENT VENUES & GAMING Independent Instructor of the Arts 800.440-5580 Fax: 260.459.5810 800.440.5580 Fax: 260.459.5810 Short Term Special Events Entertainment Centers Amphitheaters (Attendance less than 12,000) Arenas & Stadiums

SPORTS Athletic Fields & Sports Complexes 800.441-3994 Fax: 260.459.5120 Auditoriums 800.426.2889 Fax: 260.459.5105 Amateur Sports Associations Bowling Centers Amateur Sports Teams, Leagues Civic & Convention Centers & Associations (Less than 1200 Amateur Sports Events participants) Athletic Conferences Gaming Amateur Sports Tournaments & Events Coaches & Officials Mardi Gras Krewes & Events Youth Day Camps College Bowl Games Movie Theaters Youth Sports Camps & Clinics ESports Parades Walk/Run Events Fraternal Orders Pari-mutuel Racing High School All-star Games Tenant User High School Athletics Theaters & Performing Arts Centers 800.328.2317 Fax: 260.459.5502 Interscholastic Athletics Concessionaires K-12 Student Accident Entertainers, Performers, Bands, Professional Sports Teams & Events Groups Sports Camps Exhibitors Vendors

Insuring the world’s fun®

6/21 WEB SITE

For more information about K&K and what we can do for you and your business, visit us at kandkinsurance.com. You will find useful information on each of K&K’s programs as well as the applications needed to do business with us. If you have additional questions feel free to call 800.637.4757 or send us an email. kandkinsurance.com is our primary web site containing information about all of our programs. Immediate on-line quoting and purchasing available on the following sites.

ActivityClubs-kk.com EventInsurance-kk.com OutfittersGuides-kk.com CampInsurance-kk.com FitnessInsurance-kk.com SportsInsurance-kk.com DanceInsurance-kk.com MartialArtsInsurance-kk.com WalkRunInsurance-kk.com EntertainerInsurance-kk.com MotorsportsInsurance-kk.com

www.kandkinsurance.com COMPANY Profile

Introduction

K&K Insurance Group, Inc. (kandkinsurance.com) is a leading provider of specialty insurance products and services to the sports, leisure and entertainment industries. As a managing general underwriter for several insurance companies, K&K performs a variety of key functions to deliver outstanding service to our clients, such as: product/program development, sales & marketing, underwriting, policy issuance & administration, loss control & risk management, and claims management. K&K is owned by Aon plc (aon.com), the leading global provider of risk management, insurance and reinsurance brokerage, and human resources solutions and outsourcing services.

Program Focus

Over the years, one key to K&K’s success has been its commitment to a “program” business philosophy. Focusing only on sports, leisure and entertainment risks allows us to understand the unique needs of these industries and effectively design specialized insurance solutions. Our production underwriters and claims representatives are responsible for overseeing specific program groups rather than geographic territories. This familiarity with our clients’ business allows them to anticipate needs and provide high quality products and services.

K&K offers over 70 specialty programs and will consider other sports and recreation submissions outside of those programs currently available. K&K is also willing to develop insurance programs for producers with books of sports, leisure and entertainment business.

Products

K&K offers a wide array of customized commercial property & casualty insurance products on a program basis. Coverages are available in all states and written on an admitted or surplus lines basis depending on the program’s filing status. Our programs are available to individual business owners and event organizers as well as large organizations and associations.

Coverages available to our sports, leisure and entertainment clients may include: commercial general liability, commercial auto, property, business income, crime, inland marine, excess liability, workers compensation and other specialty coverages such as products liability, participant accident medical, disability income and more.

Experience

K&K brings over 65 years of specialty insurance experience to its clients. Each year, K&K provides coverage to more than 350,000 sport, leisure & entertainment events and organizations throughout North America. Our experienced and dedicated insurance underwriting and claims professionals work from our Fort Wayne, Indiana headquarters and provide world-class service to our clients.

Distribution

The vast majority of insurance coverage provided by K&K is written through licensed independent agents and brokers throughout North America. While certain specified program classes are available to insureds on a direct basis, most choose to purchase K&K’s innovative insurance programs through local or specialized insurance agents or brokers. Producers can work with K&K by simply verifying proper state insurance licensing and providing evidence of errors & omissions coverage. No volume requirements apply.

Insuring the world’s fun®

12/20 AGENT/BROKER Information

Opportunity

K&K’s insurance programs cover some of the world’s most fascinating industries and offer unique growth opportunities to agents and brokers. As a leading provider of specialty insurance products and services to the sports, leisure and entertainment industries, K&K delivers world-class service and specialized products to its producers giving them a distinctive advantage over standard market alternatives.

As a managing general underwriter for several insurance carriers, K&K conducts product and program development; sales and marketing; underwriting; policy issuance and administration; loss control and risk management; and claim management services.

Working with K&K

K&K requires no volume commitments. Our goal is to make it easy for licensed producers to work with us. No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.

Submitting Business

For most K&K programs, particularly general liability coverages, special K&K applications and/or enrollment forms must be completed for us to better understand and appropriately review an account.

Applications can be obtained from our office or downloaded directly from our website at: kandkinsurance.com. If special applications are not required, the coverage request can be submitted on standard ACORD applications or similar equivalent. All submissions will typically require the following:

• Brief narrative: describing in detail the general nature of the operation or risk. • Applications: specialty applications along with necessary ACORD applications, signed by the applicant. • Loss experience: 3-5 years of carrier loss runs with explanations for losses in excess of $25,000. • Diagrams and/or photos: particularly for event liability and property coverages. • Supplemental information: contracts, vendor agreements, waiver and release forms, rule books, event guidelines, emergency evacuation plans, etc.

Commissions

Due to the unique aspects of each specialty program we develop, commission rates can vary by program class and/ or coverage line. Please verify your commission rate with the K&K representative processing your submission. If you charge the insured a fee for services and would prefer to receive a quotation “net” of commission, please let your representative know.

Service

The managing underwriter agreements with our carriers grant K&K exclusive authority for a number of functions that cannot be passed along to agencies, such as binding coverage; policy, endorsement and certificate processing; claims handling; and loss control. Contact your K&K representative with any questions regarding detailed procedures involving these services. All descriptions of coverage are for informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

Insuring the world’s fun®

12/20 ACTIVITY & SOCIAL CLUBS

Buy Coverage Immediately Online! K&K’s specialty web site, activityclubs-kk.com offers on-line quoting and purchasing for activity and social clubs.

Eligible Operations: This program is designed for U.S.-based clubs and/or groups - Art - Game or card conducting youth or adult non-sport activities. Coverage - Bird watching (non-gambling) provided includes important liability protection for - Book - Garden the organization, including its employees and volunteers, - Calligraphy - Genealogy for liability claims arising out of its operations. Covered - Collector - History operations consist of scheduled, sanctioned, organized and - Computers - Nature supervised activities in which members participate and that - Cooking - Needlework are directly related to the specific common interest or goal for - Craft making - Puppetry which the club or group is formed. Coverage is also provided - Cultural - Scrap booking for member activities such as meetings, registrations, parades in which the insured participates, picnics, banquets and ceremonies. Coverage for activities not related directly to the club’s common interest must be pre-reported and approved Ineligible Operations: by K&K. (Including but not limited to) - Acrobatic or circus performing programs - Addiction or illness support groups - Boys or girls clubs Coverages Available & Program Highlights: - Boy scouts or girl scouts - Country clubs General Liability - Dating clubs, programs or organizations - Bodily Injury and Property Damage - Day care or adult before and/or after school - Personal and Advertising Injury care operations, latch key programs, - Products and Completed Operations babysitting or childcare clubs or programs - Damage to Premises Rented to You - Faith based or religious studies - Medical Expense (other than participants) - Fitness clubs - Hired Auto and Employers’ Nonownership - Fraternities or sororities Liability (not provided while in Hawaii) - Groups under the direction of a professional - Professional Liability counselor or therapist - Legal Liability to Participants - Historical battle re-enactment groups - Medical Payments for Participants - Instruction in first aid, CPR or life-saving/life - No Charge for Certificates of Insurance guarding - Nutritional and weight loss programs Equipment and Contents - Inland Marine (optional) - Political activist and/or governmental groups Excess Liability (optional) - Programs dedicated to discipline, Directors’ and Officers’ Liability including Employment rehabilitation or behavior modification Practices Liability (optional) - Programs or activities involving animals - Programs or activities that involve weapons Abuse, Molestation, Harassment or Sexual Conduct or firearms Defense Cost Reimbursement (optional) - School accredited classes, programs or clubs Sexual Abuse or Sexual Molestation Liability (optional) - Senior centers - Sports teams, leagues or associations or sporting events/activities - Vehicle owner clubs - Veterans or military organizations (e.g.: American Legion, Elks, Moose, Knights of Columbus) - Wine, beer, alcohol clubs

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff - Over 65 years of experience providing sports, To request coverage through this program, please submit leisure and entertainment insurance the appropriate applications along with the underwriting - In-house underwriting, policy administration information listed or apply online at activityclubs-kk.com. and claims services In some cases, requested coverages may not be offered or - 24-hour emergency claims phone service available due to underwriting criteria and/or carrier guidelines. - Insurance carriers rated “A” or higher by It is important to carefully review the appropriate brochure and A.M. Best enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Activity & Social Clubs: (Apply online at: activityclubs-kk.com)

K&K Application(s): - Activity & Social Club Enrollment Form Contact Information: - RPG Directors’ & Officers’ Liability Enrollment Form 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Activity & Social Clubs Risk Purchasing Group Program (RPG)

PHONE: 800.648.6406 FAX: 260.459.5940 EMAIL: [email protected] WEB SITE: activityclubs-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 AIR SHOWS

For event insurance from small gatherings to world-class celebrations, K&K covers special events of all sizes. Through years of experience, Eligible Operations: we’ve found that tailored coverages designed to fit your occasion - Military Air Shows provide the best insurance coverage. For events of all sizes, turn to - Civilian Air Shows K&K for superior insurance protection. - Fly-ins - Static Aircraft Displays - Static/Grounded Hot Air Balloon Coverages Available & Program Highlights: Displays & Balloon Glows - Hot Air Balloon Display/Launch General Liability - Written on Admitted Basis - Broadened Coverage Form Key Underwriting/Qualifying Factors - No Bodily Injury Deductible (Including but not limited to): - Non-Auditable Premium Basis - Copy of completed application for Certificate - Volunteer Accident Medical of Waiver or Authorization, FAA Form 7711-2 Coverage Available along with any attachments submitted - Volunteers as Additional Insureds to the FAA. - Fireworks Liability - Copy of Certificate of Waiver or - Liquor Liability Authorization issued from the FAA, - Employee Benefits Liability form 7711-1 - Stop Gap Liability - Cyber Privacy & Identity Theft - Crisis Response Coverage Ineligible for this program: - Transmissible Pathogens Coverage - Air Races - Additional Insured Status for Host Facility - Hot Air Balloon Ride Operations - Helicopter Ride Operations Directors & Officers including Employment - Aircraft Ride Operations Practices Liability - Skydiving Operations/Performers

Property K&K Benefits: - Equipment Breakdown included - Over 65 years of experience providing - More than 50 Coverage Expansions sports, leisure and entertainment insurance - Business Interruption - In-house underwriting, policy administration, loss control and claims services Inland Marine - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Commercial Auto A.M. Best - Premium installment plans available Crime

Excess Liability

Common Associated Exposures:

- Pyrotechnics - Novelty sales - Static car shows - Skydiving exhibitions - Food sales - Music/Entertainment

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Copy of completed application for Certificate of Waiver or Authorization, FAA Form 7711-2 along with any attachments submitted to the FAA. - Copy of Certificate of Waiver or Authorization issued from the FAA, form 7711-1 - Web site address (if available) - Schedule of events

Contact Information: Air Show Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Air Show Insurance Application - Vendors as Additional Insureds Information Form (if needed) Air Show Program - Fireworks Application (if needed) - Liquor Liability (if needed) PHONE: 800.553.8368 - D&O (contact K&K) FAX: 260.459.5624 EMAIL: KK.EventsAttractions@ ACORD Application(s) kandkinsurance.com - Property - Crime WEB SITE: - Commercial Auto kandkinsurance.com - Inland Marine - Excess Liability K&K Insurance Group, Inc. is a licensed - Workers’ Compensation insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 AMATEUR SPORTS ASSOCIATIONS

Eligible Operations: The Sports unit of K&K Insurance is dedicated to providing - Amateur sports associations customized insurance programs for youth and adult sports - Amateur coach & official associations activities ranging from weekend recreational leagues to world class competitive levels in a wide variety of sports. K&K’s innovative coverages, risk evaluation and claims Key Underwriting/Qualifying management results in specialized insurance programs designed to meet the needs of the athletes, officials, spectators (Including but not limited to): Factors and administrators involved in amateur sports. - $3,500 minimum account premium

Note: For smaller sports organizations with limited coverage needs, contact our RPG unit Coverages Available & Program Highlights: for pricing and minimum premium information. (see reverse side for contact information) General Liability - Broadened Coverage Form - No Deductible K&K Benefits: - Legal Liability to Participants - Experienced & professional staff dedicated - Fireworks Liability exclusively to servicing the K&K Amateur - Liquor Liability Sports Associations Program for over 25 years - Lessors, Co-promoters and Sponsors can be - Active participation in industry trade shows included as Additional Insureds and meetings - Employee Benefits Liability - Over 65 years of experience providing - Volunteers as Additional Insureds sports, leisure and entertainment insurance Directors and Officers Liability - In-house underwriting, policy administration, loss control and claims services Property - 24-hour emergency claims phone service - Over 25 property enhancements - Insurance carriers rated “A” or higher by Inland Marine A.M. Best Commercial Auto - Owned Autos - Nonowned/Hired Auto Crime Excess Liability Excess Accident Medical (Participant Accident) Sexual Abuse & Molestation Event Cancellation & Non-appearance Workers’ Compensation

Common Associated Exposures:

- Awards/banquets/ - Fund-raisers ceremonies - Games & exhibitions - Food, souvenir & - Tryouts & practices beverage concessions

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. Contact Information: 1712 Magnavox Way P.O. Box 2338 Preliminary Underwriting Information Fort Wayne, IN 46801-2338 Required:

- Application(s) (see below) Amateur Sports Associations - ACORD application(s) for other requested coverages Sports Unit - F ive years of company loss runs, including current year - Certificate of Insurance from vendors, independent PHONE: 800.441.3994 contractors or exhibitors listing insured as additional insured FAX: 260.459.5120 - Copies of all contracts - Copy of procedure/rule manuals EMAIL: - Copy of waiver & release forms [email protected] WEB SITE: kandkinsurance.com Amateur Sports Associations Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) Amateur Sports Teams, Leagues & - Amateur Associations Application Associations - Participant Accident Supplemental Application (if needed) Risk Purchasing Group Program (RPG) - Event Liquor Liability Application (if needed) - Abuse & Molestation Supplemental Questionnaire (if needed) PHONE: 800.426.2889 - Water Related Activities Supplemental (if needed) FAX: 260.459.5105 - Nonowned/Hired Application (if needed) - Fireworks Supplemental Application (if needed) EMAIL: - Security Supplemental Information (if needed) [email protected] - Inflatables Liability Questionnaire (if needed) WEB SITE: sportsinsurance-kk.com ACORD Application(s) K&K Insurance Group, Inc. is a licensed insurance - Property producer in all states (TX license #13924); - Computer Coverage operating in CA, NY and MI as K&K Insurance - Crime Agency (CA license #0334819) - Commercial Auto - Inland Marine - Excess Liability

Insuring the world’s fun® 12/20 AMATEUR SPORTS Teams, Leagues & Associations

Buy Coverage Immediately Online! K&K’s specialty web site, sportsinsurance-kk.com offers on-line quoting and purchasing for amateur teams, leagues and associations.

Eligible Operations: - Amateur sports recreational adult/youth This program is designed for U.S.-based teams, leagues, clubs teams, clubs, leagues or associations and associations conducting youth or adult amateur sports activities. Coverage provided includes important liability Ineligible Operations: protection for the organization, including its employees and (Including but not limited to) volunteers, for liability claims arising out of its operations. - BMX/stunt cycling - Intercollegiate For eligible sports and age groups reported to K&K, covered - Boating activities/ and interscholastic operations consist of scheduled, sanctioned, approved, sports teams, leagues and organized and supervised practices, try-outs, clinics, games, - Boxing associations playoffs and tournaments in which you participate or host. - Cheerleading - Mixed martial arts Coverage is also provided for registrations, meetings, concession (age 20 & over) - Open water activities/ stand operations, parades (in which you participate), picnics, - Cycling sports award banquets and ceremonies and incidental fund-raising - Dance team - Rugby activities involving the sale of products, coupons, raffle tickets (age 20 & over) - Soccer (age 20 & and services, such as: car washes, bake sales and coin drops, for - Drill team over) those sports and age groups reported to K&K. (age 20 & over) - Shooting sports - Equestrian - Skateboarding Coverages Available & Program Highlights: - Gymnastics, martial - Skiing (water or arts, cheer and snow) General Liability dance studios - Strength and - Bodily Injury and Property Damage - In-line (extreme/ conditioning - Personal and Advertising Injury stunt/aggresive/free- - Surfing - Products and Completed Operations style) skating - Tackle football (age - Damage to Premises Rented to You 20 & over) - Medical Expense (other than participants) Sports groups that are affiliated with the - Hired Auto and Employers’ Nonownership following organizations are not eligible for this Liability (not provided while in Hawaii) program. - Professional Liability - Legal Liability to Participants - American Amateur - Dixie Youth Baseball - Medical Payments for Participants Baseball Congress - Pop Warner - No Charge for Certificates of Insurance - American Youth - Soccer Association

Football for Youth USA (SAY) Equipment and Contents - Inland Marine (optional) - Babe Ruth/ Cal Ripkin - U.S. Youth Soccer Baseball Association Directors’ and Officers’ Liability including Employment - Babe Ruth Softball - USA Water Polo Practices Liability (optional) - Dixie Boys Baseball - World Adult Kickball Hosted Tournament Coverage (optional) - Dixie Softball Association (WAKA®) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement (optional) K&K Benefits: - Experienced & professional staff dedicated Premises Liability for Sports Fields (optional) exclusively to servicing the K&K Amateur Sports Sexual Abuse or Sexual Molestation Liability (optional) Teams, Leagues & Associations Program - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate applications along with the underwriting information listed or apply online at sportsinsurance-kk.com. Contact Information: In some cases, requested coverages may not be offered or 1712 Magnavox Way available due to underwriting criteria and/or carrier guidelines. P.O. Box 2338 It is important to carefully review the appropriate brochure and Fort Wayne, IN 46801-2338 enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Amateur Sports Teams, Leagues & Associations Underwriting Information Required: Risk Purchasing Group Program - Completed and signed enrollment form(s), if submitting PHONE: 800.426.2889 via fax, mail or email (see below) FAX: 260.459.5105 - Full payment by check or credit/debit card EMAIL: [email protected] Amateur Sports Teams, Leagues & WEB SITE: Association(s): sportsinsurance-kk.com (Apply online at: sportsinsurance-kk.com)

K&K Application(s): - Amateur Sports Teams, Leagues & Association Note: For sports organizations with more Enrollment Form complex coverage needs, contact our - Amateur Sports RPG Directors’ & Officers’’ Liability Sports unit Enrollment Form Amateur Sports Associations Sports Unit

PHONE: 800.441.3994 FAX: 260.459.5120 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 AMATEUR SPORTS Tournaments & Events Buy Coverage Immediately Online! K&K’s specialty web site, sportsinsurance-kk.com offers on-line quoting and purchasing for amateur tournaments and events.

Eligible Operations: This program is designed to provide coverage on a short- - Amateur sporting events term basis for an amateur sports tournament or event or on Key Underwriting/Qualifying Factors: an annual basis for those promoters with multiple events. (Including but not limited to) Coverage provided under this program includes important - Maximum number of participants liability coverage for the U.S.-based organization conducting per event is 2,500 the event, including the employees and volunteers, for liability - Maximum number of spectators claims arising out of its operations. Coverage is also included per day is 7,500 - Maximum number of event days (including for ancillary activities (banquets, concerts, awards ceremonies) practice dates) is 14 days (not including setup for those participants in your sports tournament(s) or event(s). or tear down)

Ineligible Operations: (Including but not limited to) Coverages Available & Program Highlights: - Events involving animals other than service animals General Liability - Professional sports events, try-outs and - Bodily Injury and Property Damage training camps/clinics - College or university level championship - Personal and Advertising Injury events - Products and Completed Operations - Highland games - Damage to Premises Rented to You - Glow runs/color runs/similar type events or runs - Medical Expense (other than participants) - Mud runs/warrior runs/zombie runs/obstacle - Legal Liability to Participants course runs/urbanathons (competitions, exhibitions or foot races that involve man- - Medical Payments for Participants made obstacle courses, man-made mud pits, - No Charge for Certificates of Insurance man-made slippery slopes, wall climbs or other similar man-made obstacles) - Sanctioned USA Hockey tournaments & events Sexual Abuse or Sexual Molestation Liability (optional) - Events in the following sport categories: (please note, this is not a complete listing of ineligible sports) Abuse, Molestation, Harassment or Sexual Conduct - Adventure race - Open water events Defense Cost Reimbursement (optional) - BMX biking - Rugby - Boxing - Skateboarding - Cycling - Skiing (snow or - Endurance race water) - Equestrian - Note: For sports events with more complex - In-line (extreme/ - Streetball coverage needs, contact our Sports unit stunt/aggresive/free- - Tackle & contact flag style) skating football (age 20 & (see reverse side for contact information) - Kite surfing over) -  (26.2 miles - / or more) - Wrestling (age 20 & - Mixed martial arts over) - Mountain biking and/ or hiking K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Amateur Sports Tournaments & Events Program - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at sportsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and Contact Information: enrollment form to make sure you meet all the underwriting 1712 Magnavox Way guidelines and understand the program terms and conditions. P.O. Box 2338 Please contact a K&K representative if you have any questions. Fort Wayne, IN 46801-2338 Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via Amateur Sports fax, mail or email (see below) Tournaments & Events - Full payment by check or credit/debit card Risk Purchasing Group Program

PHONE: 800.426.2889 Amateur Sports Tournaments & Events FAX: 260.459.5105 Application(s): (Apply online at: sportsinsurance-kk.com) EMAIL: [email protected] K&K Application(s): WEB SITE: - Amateur Sports Tournaments & Events Enrollment Form sportsinsurance-kk.com

Sports Events Program Sports Unit

PHONE: 800.441.3994 FAX: 260.459.5120 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 BANDS & PERFORMING GROUPS Buy Coverage Immediately Online! K&K’s specialty web site, entertainerinsurance-kk.com offers on-line quoting and purchasing for bands and performing groups.

Eligible Operations: - Balloon artists - Impressionists This program is designed for U.S.-based performing groups - Belly dancers - Jugglers who work on an independent contractor basis entertaining - Caricature sketching - Magicians at events and performances. Coverages provided include artists - Mimes important protection for the performing group for liability - Celebrity look-alikes - Musical ensemble claims arising out of their operations. - Choral group (quartet, duo, - Clowns instrumental) - Comedians - Musicians, singers or - Conductors vocalists - Contortionists - Non-touring bands - DJ’s/KJ’s (tribute, wedding, - Drum corp/bugle garage) corp - Poets - Face/body painters - Puppeteers (FDA approved/ - Story tellers compliant paint only) - Ventriloquists - Holiday characters - Western performers Coverages Available & Program Highlights: - Impersonators - Yodelers Ineligible Operations: General Liability (Including but not limited to) - Bodily Injury and Property Damage - Acrobatic/aerialist - Models - Products and Completed Operations performers - Performers putting on - Damage to Premises Rented to You - Actors or actresses an athletic exhibition - Legal Liability to Participants - Bands and groups - Performers using - Medical Payments for Participants with music genres of weapons (live - No Charge for Certificates of Insurance alternative, grunge, ammunition or hip hop, punk and rap sharpened blades) - Abuse, Molestation, Harassment or Sexual and techno/DJ - Permanent tattoo Conduct Defense Cost Reimbursement (optional) - Circus performers and/or body piercing - Sexual Abuse or Sexual Molestation Liability - Cosmetologists/ artists (optional) Beauticians - Production/ - Escape artists entertainment - Exotic dancers/ companies strippers - Public speakers Key Underwriting/Qualifying Factors (Including but not limited to): - Henna/Mehndi artists - Pyrotechnicians - Historical battle - School accredited/ re-enactment groups sponsored programs, - All groups must have a least one member or representative - Hypnotists bands and/or who is at least 18 years of age - Instruction of other performing groups - Annual gross income from the performing group activities individuals for a fee - Strength performers cannot exceed $500,000 - Jousters - Stunt performers - No more than 30 members in a performing group - Mascots (college, high - Touring bands and/or school, professional) groups K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Entertainer & Performer Program - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at entertainerinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Bands & Performing Groups Application(s): Contact Information: (Apply online at: entertainerinsurance-kk.com) 1712 Magnavox Way P.O. Box 2338 K&K Application(s) Fort Wayne, IN 46801-2338 - Bands & Performing Groups Enrollment Form

Bands & Performing Groups Risk Purchasing Group Program PHONE: 800.328.2317 FAX: 260.459.5502 EMAIL: [email protected] WEB SITE: entertainerinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 BOWL/ALL-STAR GAMES

Eligible Operations: K&K provides winning insurance protection for both college - College bowl games bowl games and college/high school all-star games. Successful - College/high school all-star games teams know that covering all the bases is part of the game plan–and adding K&K to your lineup is great strategy. Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - $3,500 minimum account premium General Liability - Broadened Coverage Form K&K Benefits: - No Deductible - Experienced & professional staff dedicated - Volunteers as Insureds exclusively to servicing the K&K Bowl/All-star - Liquor Liability Available in Most States Program for over 20 years - Legal Liability to Participants - Over 65 years of experience providing - Employee Benefits Liability available sports, leisure and entertainment insurance - Fireworks Liability - In-house underwriting, policy administration, - Sponsors, Lessors as Additional Insureds loss control and claims services - 24-hour emergency claims phone service Directors and Officers Liability - Insurance carriers rated “A” or higher by Property A.M. Best - Over 25 Property Enhancements - Premium installment plans available Inland Marine Commercial Auto - Nonowned/Hired Auto - Donated Autos/Courtesy Vehicles - Owned Autos Crime Excess Liability Excess Accident Medical (Participant Accident) - K-12 - High School Athletics - College Athletics Catastrophic Accident Medical - High School Athletics - College Athletics Sexual Abuse & Molestation Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures: - Ancillary events - Golf tournaments - Awards/banquets/ - Parades ceremonies - Setup/teardown days - Food, souvenir & - Tryouts & practices beverage concessions

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs, including most current year - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copy of procedure/rule manuals - Copy of waiver & release forms - Copies of all contracts

Contact Information: Bowl/All-star Games Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - K&K Bowl/All-star Games Application - Nonowned/Hired Application (if needed) Bowl/All-star Games Program - Liquor Liability Application (if needed) - Fireworks Supplemental Application (if needed) PHONE: 800.441.3994 - Security Supplemental Information (if needed) FAX: 260.459.5120 - Sexual Abuse & Molestation Supplemental (if needed)

EMAIL: ACORD Application(s) [email protected] - Property - Crime WEB SITE: kandkinsurance.com - Commercial Auto - Computer Coverage - Inland Marine K&K Insurance Group, Inc. is a licensed insurance - Event Cancellation producer in all states (TX license #13924); - Excess Liability operating in CA, NY and MI as K&K Insurance - Workers Compensation Agency (CA license #0334819)

Insuring the world’s fun® 12/20 BOWLING/BILLIARD/ ENTERTAINMENT CENTERS

Eligible Operations: K&K is committed to meeting the demands of the sports and - Batting cages - Food/Novelty entertainment marketplace and in response to clients requests, - Billiards - Inflatables ** we have expanded our Entertainment Program. In addition to - Bowling - Kiddie rides ** bowling operations, the program now includes coverage for - Bumper cars/boats - Laser tag a wide variety of fun center operations. From miniature golf - Bungee trampolines* - Miniature golf to video arcades, K&K has the crucial insurance solutions that - Climbing walls * - Paintball * entertainment centers need. - Coin operated rides - Soft play - Driving ranges - Video arcades The Bowling/Billiard Entertainment Center program - Other entertainment is not available in New York state. risks

* If part of entertainment center ** With operator/attendant Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Employee Benefits Liability Factors (Including but not limited to): - Liquor Liability (Not available AL or VA) - $5,000 minimum premium - Entertainment - Stop Gap centers - Employment Practices Liability - $10,000 minimum - Bowling centers Property Boiler & Machinery Ineligible for this program: This program is ineligible in New York state. Inland Marine - Amusement parks - Trampolines Commercial Auto (note: bungee tramps - Bungee jumps Crime - Go-karts accepted) - Mechanical bulls - Velcro jumps Business Income - Night clubs - Water parks/ Excess Liability - Skateboarding slides Workers’ Compensation

K&K Benefits: - Experienced & professional staff dedicated Common Associated Exposures: exclusively to servicing the K&K Entertainment Center Program - Bar/lounges - Food concessions - Active participation in industry trade shows - Restaurants and meetings - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Applications (See below) - Five years of company loss runs - Brochure (if available) - Website address

Bowling/Billiards/Entertainment Center Application(s): Contact Information: (Applications can be obtained from our web site: kandkinsurance.com) 1712 Magnavox Way P.O. Box 2338 K&K Applications Fort Wayne, IN 46801-2338 - Entertainment Center Information Form

ACORD Applications Bowling/Billiards/ - Property Entertainment Center Program - Crime - Commercial Auto PHONE: 800.440.5580 - Inland Marine FAX: 260.459.5810 - Excess Liability - Workers’ Compensation EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 CAMPS, CONFERENCE & RETREAT CENTERS

Eligible Operations: With the coverage of K&K’s Camp Program, your clients - Activity camps - Learning camps can spend time on important things like keeping campers - Day camps - Religious retreats happy. We’ll take care of the rest with an insurance program - Conference centers - Resident camps specifically tailored to the individual needs of your camp. - Leadership camps - Summer camps Coverages Available & Program Highlights: Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Broadened Coverage Form - Camp certified by ACA or equivalent - Non-audited Policy preferred - No Deductible - Camps must have system for personnel - Sexual Abuse Endorsement - Per person form screening, written sexual abuse & - Fireworks Liability molestation procedures and criminal - Expanded Bodily Injury Definition background checks - Medical Professional Employee/Volunteer Liability - $5,000 minimum account premium - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded Ineligible Operations: - Camp Director Liability - Athletic/sports focused camps, travel camps, - Transmissible Pathogens Coverage boot camps, extreme camps - Cyber Liability Coverage - Crisis Response Coverage  Note: Sport & smaller nonsport day camps may qualify for coverage under K&K’s Risk Camp Participant Accident & Medical Purchasing Group (see reverse side for contact Property information) - More Than 25 Coverage Expansions - Equipment Breakdown Included K&K Benefits: - Vacancy Clause Redefined to Address Seasonal Operations - Experienced & professional staff dedicated - Building Definition Redefined to Include: tent platforms, exclusively to servicing the K&K Camp pavilions & shelters, signs, boat & canoe racks, Program for over 20 years permanently installed playground equipment, adventure - Proud industry involvement through active course structures, climbing walls and athletic back stops participation in American Camp Association, - Business Interruption, Communicable Christian Camp and Conference Association, Disease and Food Contamination Extension, Civil American Outdoors, Association of Authority Expansion Available Challenge Course Technology, Professional - Emergency Vacating Expenses Covered, Paddlesports of America and the Association Building Ordinance “A” Coverage for Experiential Educators (AEE) Crime - Active participation in industry trade shows Commercial Auto and meetings (ACA National, Tri-State and Excess Liability Mid-States Camping and CCCA National Inland Marine Conferences) - Over 65 years of experience providing Workers’ Compensation sports, leisure and entertainment insurance Event Cancellation & Non-appearance - In-house underwriting, policy administration, loss control and claims services Common Associated Exposures: - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher - Hiking trails - Ropes courses/ by A.M. Best - Horseback riding climbing walls/ziplines - Premium installment plans available - On-site physician/nurse - Recreational boating/ - Paintball courses canoeing -

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. Contact Information: 1712 Magnavox Way Preliminary Underwriting Information P.O. Box 2338 Required: Fort Wayne, IN 46801-2338

- Application(s) (see below) - ACORD application(s) for other requested coverages Camp Program - Five years of detailed, currently-valued company loss runs - Pictures of facility PHONE: 877.355.0315 - Web site address (if available) FAX: 260.459.5990 - Copy of sexual abuse screening & written procedures - Diagram or “Plot Plan” of premises EMAIL: KK.CampCgrdResort@ Camps Application(s): kandkinsurance.com (Applications can be obtained from our web site: kandkinsurance.com) WEB SITE: kandkinsurance.com K&K Application(s) - Camp Insurance Information Form - Camp Participant Accident Primary Medical Expense Coverage (if needed) - Employee/Volunteer Transportation Questionnaire (if needed) Amateur Sports RPG Program - Go Kart Operations Minimum For sport and smaller nonsport day camps Underwriting Guidelines (if needed) - Trampoline Questionnaire (if needed) PHONE: 800.426.2889 - Fireworks Supplemental Application (if needed) FAX: 260.459.5105 - Paintball Field Course Supplemental Application (if needed)

EMAIL: ACORD Application(s) [email protected] - Property - Crime WEB SITE: campinsurance-kk.com - Commercial Auto - Inland Marine K&K Insurance Group, Inc. is a licensed insurance - Excess Liability producer in all states (TX license #13924); - Workers’ Compensation operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 CAMPGROUNDS

Eligible Operations: With the coverage of K&K’s Campground Program, you can - Private or Franchised Campgrounds with spend your time on important things like keeping your patrons ancillary activities including waterslides, happy. We’ll take care of the rest of your worries with an amusements devices, & motorized boating insurance program specifically tailored to the individual needs - Day camps of your campground.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Manager must have 3 years campground General Liability management experience - Broadened Coverage Form - $5,000 Minimum Account Premium - Non-auditable Policy - No Deductible Ineligible for this program: - Fireworks Liability - Waterparks, amusement rides, motorized - Expanded Bodily Injury Definition boating/skiing, etc. as primary reason for - Nonowned Watercraft up to 51’ patronage to the campground - Personal and Advertising Injury Definition Expanded - Transmissible Pathogens Coverage K&K Benefits: - Cyber Liability - Experienced & professional staff dedicated - Crisis Response Coverage exclusively to servicing the K&K Camping Property Industry for over 15 years - More Than 25 Coverage Expansions - Proud industry involvement through active - Equipment Breakdown Included participation in American Outdoors, - Vacancy Clause Redefined to Address Professional Paddlesports of America and Seasonal Operations the Association for Experiential Educators - Building Definition Redefined to Include: tent (AEE) platforms, pavilions & shelters, signs, boat & - Active participation in industry trade shows canoe racks, permanently installed playground and meetings equipment - Over 65 years of experience providing - Business Interruption, Communicable sports, leisure and entertainment insurance Disease and Food Contamination Extension; - In-house underwriting, policy administration, Civil Authority Expansion Available loss control and claims services - Emergency Vacating Expenses Covered, - 24-hour emergency claims phone service Full Building Ordinance “A” Coverage - Insurance carriers rated “A” or higher by - Inland Marine A.M. Best - Commercial Crime - Premium installment plans available Commercial Auto Excess Liability Workers’ Compensation

Common Associated Exposures:

- Golf courses - Playgrounds - Golf driving ranges - Recreational - Hiking trails boating/canoeing - Horseback riding - Swimming - Miniature golf Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Pictures of facility - Web site address (if available)

Campground Application(s): (Applications can be obtained from our web site: kandkinsurance.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Campground Insurance Information Form Fort Wayne, IN 46801-2338 - Fireworks Supplemental Application (if needed) - Liquor Liability Application (if needed)

Campground Program ACORD Application(s) - Property PHONE: 877.355.0315 - Crime FAX: 260.459.5990 - Commercial Auto - Inland Marine EMAIL: - Excess Liability KK.CampCgrdResort@ - Workers’ Compensation kandkinsurance.com WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 COACHES/OFFICIALS

Eligible Operations: Coverage in this program is designed for the unique needs of - Coaches & officials U.S.-based sports officials and coaches while participating in or traveling to or from the site of regularly scheduled officiating Key Underwriting/Qualifying or coaching assignments. Coverage options include disability and liability insurance. Factors (Including but not limited to): - $3,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: Liability - Coaches/Officials of Professional Sports - Bodily Injury and Property Damage - Personal and Advertising Injury K&K Benefits: - BI or PD arising out of Products Completed - Experienced & professional staff dedicated Operations exclusively to servicing the K&K Coaches/ - Legal Liability to Participants Officials Program - Contractual Liability - Active participation in industry trade shows Defense Expenses are covered in addition to the limits and meetings provided - Over 65 years of experience providing sports, leisure and entertainment insurance Game Fee Reimbursement - In-house underwriting, policy administration, Accident Medical loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Common Associated Exposures:

- Ancillary events related - Fund raisers to scheduled sports - Office premises activities - Volunteers

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - Five years of company loss runs - Copy of procedure manual - Completed ACORD applications for other requested coverages - Any applicable contracts e.g. facility, vendors, concessionaires

Contact Information: 1712 Magnavox Way P.O. Box 2338 K&K Coaches/Officials Application(s): Fort Wayne, IN 46801-2338 (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - Coaches/Officials Liability Application Coaches/Officials Program

PHONE: 800.441.3994 FAX: 260.459.5120 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 COMMUNITY CENTERS

Eligible Operations: Over 65 years experience has allowed K&K to design a competitive - Boys & Girls clubs insurance program for community centers, including Boys & - Community centers Girls Clubs, YMCAs, YWCAs, Jewish community centers and other - Jewish community centers similar risks. We offer a stable, committed carrier as well as top - YMCAs quality service. This, coupled with our in-house claims handling, - YWCAs binding and policy issuance authority, has made us the leader in the specialty insurance marketplace.

Key Underwriting/Qualifying Coverages Available & Program Highlights: (Including but not limited to): Factors Property - Recreational organizations and facilities - Newly Acquired or Constructed Building preferred - Newly Acquired Business Personal Property - Before and after school and summer - Ordinance & Law programs - Off-premises Power Failure - Must utilize appropriate waiver & release - Water Back-up of Sewers & Drains with established procedures to obtain - Outdoor Signs signatures - Outdoor Property (trees, shrubs or plants) - Property Off Premises Ineligible for this program: - Accounts Receivable/Valuable - Residential, habitational or dormitory Papers & Records operations - Replacement Cost Defined - Counseling, intervention or encounter groups - Covered Property Definition Redefined - Senior citizen day care operations - Equipment Breakdown - Welfare and social services General Liability K&K Benefits: - Admitted or Non-admitted Basis - Experienced & professional staff dedicated - Broadened Coverage Form exclusively to servicing the K&K Community - Non-auditable Policy Centers Program for over 20 years - Legal Liability to Participants - Carrier supported loss control services - Liquor Liability - Active participation in industry trade shows - Employee Benefits Liability and meetings - Stop Gap Liability - Over 65 years of experience providing Inland Marine sports, leisure and entertainment insurance Crime - In-house underwriting, policy administration, loss control and claims services Commercial Auto - 24-hour emergency claims phone service Excess Liability - Insurance carriers rated “A” or higher by A.M. Best Workers’ Compensation - Premium installment plans available Directors’ & Officers’ Not for Profit Event Cancellation & Non-appearance

Common Associated Exposures:

- Day camps - Recreational/craft/ - Fitness/exercise educational programs programs - Swimming pools - Field trips - Whirlpools/saunas/ - Restaurants/lounges steamrooms

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs - Brochure (if available) - Copy of waiver & release forms

Community Centers Application(s): (Applications can be obtained from our web site: kandkinsurance.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Community Center Questionnaire Fort Wayne, IN 46801-2338 - General Application - Abuse & Molestation Supplemental Questionnaire (if needed) - Public Transportation Questionnaire (if needed) Community Centers Program - Liquor Liability Application (if needed) ACORD Application(s) PHONE: 877.355.0315 - Property 260.459.5821 FAX: - Crime EMAIL: - Commercial Auto [email protected] - Inland Marine - Excess Liability WEB SITE: - Workers’ Compensation kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 CONCESSIONAIRES, EXHIBITORS, VENDORS

Buy Coverage Immediately Online! K&K’s specialty web site, eventinsurance-kk.com offers on-line quoting and purchasing for concessionaires, exhibitors and vendors.

Eligible Operations: This program is designed for the concessionaires, vendors and - Antiques & collectibles videographers - single exhibitors who are selling, displaying, demonstrating or promoting - Apparel & accessories event option only) their products or services, on a short term basis at special - Arts & crafts - Kitchen or cookware events, malls, shopping centers, tradeshows, consumer shows - Candles accessories or - Caterer (single event appliances or a location that is away from any owned or long term leased option only) - Lawn & garden premises. The insured operations can be conducted from a kiosk, - Celebrity, mascot or equipment booth, cart, trailer, tent or an outdoor area. character appearances - Literature distribution - Cleaning accessories & - Micro-reality race tracks products - Motorized equipment - - Exercise equipment static display - Floral - Product demonstrations - Food, drink or produce - Product or service Coverages Available & Program Highlights: sales displays - Game trailers or booths - Souvenir sales - Gift wrap booths - Sports or camping General Liability - Hardware sales equipment - Bodily Injury and Property Damage - Health & beauty - Toys (for ages 5 and - Personal and Advertising Injury products over) - Home based wedding - Vehicle/boat display - - Products Completed Operations vendors (caterers, static only - Damage to Premises Rented to You DJs, florists, ice - Vehicle accessories - Medical Expense (other than participants) sculptors, decorators, (non-mechanical) - No Charge for Certificates of Insurance photographers/ - Options Available Include: Single Event Coverage (one month or less) Ineligible Operations: 3, 6 or 12 Months Coverage (Including but not limited to) - Discounted Rates for Multiple Booths - Alcoholic beverages - On-site equipment - No Limitation on Number of Shows for -selling sales & rentals - Animals - Oxygen or 3+ Months Coverage Periods - Auto parts aromatherapy bars (mechanical) - Paintball equipment/ - Body piercing or accessories Equipment and Contents - Inland Marine (optional) permanent tattooing - Photographers - Christmas tree retail (unless for a single lots event home-based - Contractors (Lighting, photographer) stage, sound, etc.) - Protective equipment - Cryogenic chambers/ or apparel therapy - Storefront operations - E-commerce selling - Tobacco products - Fire safety equipment (including e-cigarettes/ - Fireworks sales & vapor products) displays - Toys (for ages 4 & - Haunted attractions under) - Hot wax impressions - Unmanned aircraft - Leasing/rental systems (e.g.: drones, operations RC aircrafts) - Mazes (corn, hay, - Vehicles in motion fence) - Watercraft exhibits on - Medical testing water - Motorsports activities - Weapon sales - Nutritional or health - Weight loss plans or supplements (selling) products (selling) - On-site installation, - Wholesale business service or repair of operations products

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K To request coverage through this program, please submit Concessionaires, Exhibitors and Vendors the appropriate application along with the underwriting Program information listed or apply online at eventinsurance-kk.com. - Proud member of the National Independent In some cases, requested coverages may not be offered or Concessionaire Association available due to underwriting criteria and/or carrier guidelines. - Over 65 years of experience providing sports, It is important to carefully review the appropriate brochure and leisure and entertainment insurance enrollment form to make sure you meet all the underwriting - In-house underwriting, policy administration guidelines and understand the program terms and conditions. and claims services Please contact a K&K representative if you have any questions. - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Concessionaires, Exhibitors and Vendors Application(s): Contact Information: (Apply online at: eventinsurance-kk.com) 1712 Magnavox Way P.O. Box 2338 K&K Application(s): Fort Wayne, IN 46801-2338 - Concessionaires, Exhibitors & Vendors Enrollment Form

Concessionaires, Exhibitors and Vendors Risk Purchasing Group Program

PHONE: 800.328.2317 FAX: 260.459.5502 EMAIL: [email protected] WEB SITE: eventinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 DANCE SCHOOLS & PROGRAMS Buy Coverage Immediately Online! K&K’s specialty web site, danceinsurance-kk.com offers on-line quoting and purchasing for dance schools & programs.

Eligible Operations: This program has been designed for U.S.-based dance schools - Aero dance - Jazz and other organizations specializing in the instruction of - Ballet - Latin performance and social dance. Coverage provided includes - Ballroom - Modern important liability protection for the school or organization, - Belly dancing - Salsa including its employees and volunteers, for liability claims - Clogging - Scottish arising out of its operations. - Contemporary - Square - Country western - Swing - Cultural/ethnic - Tango - Flamenco - Tap - Folk dancing - Tumbling (floor - Hawaiian only, no gymnastic - Hip hop apparatus) - Irish - ZUMBA®

Ineligible Operations: (Including but not limited to) Coverages Available & Program Highlights: - Acrobatic & circus skills training - Ballroom rental facilities General Liability - Banquet & reception halls - Bodily Injury and Property Damage - Cabarets - Personal and Advertising Injury - Dance halls - Products and Completed Operations - Discotheques - Damage to Premises Rented to You - Night clubs - Medical Expense (other than participants) - Production companies - Professional Liability - Professional dance companies - Legal Liability to Participants - Professional touring companies - Medical Payments for Participants - Trampoline parks/facilities - Hired Auto and Employers’ Nonownership Liability (not provided while in Hawaii) K&K Benefits: - No Charge for Certificates of Insurance - Experienced & professional staff dedicated - Premises Liability Included exclusively to servicing the K&K Dance - Coverage for Demonstrations, Exhibitions and School Program Recitals Included - Over 65 years of experience providing Non-Registered Member Activity Coverage (optional) sports, leisure and entertainment insurance - In-house underwriting, policy administration Birthday/Social Party Coverage (optional) and claims services - 24-hour emergency claims phone service Equipment and Contents - Inland Marine (optional) - Insurance carriers rated “A” or higher by Abuse, Molestation, Harassment or Sexual Conduct A.M. Best Defense Cost Reimbursement Coverage (optional) - Premium installment plans available Directors’ and Officers’ Liability including Employment Practices Liability (optional)

Excess Liability (optional) Sexual Abuse or Sexual Molestation Liability (optional)

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at danceinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Deposit payment by check or credit/debit card

Dance Schools & Program Application(s): (Apply online at: danceinsurance-kk.com) Contact Information: K&K Application(s) 1712 Magnavox Way - Dance Schools & Programs Enrollment Form P.O. Box 2338 - RPG Directors’ & Officers’ Liability Enrollment Form Fort Wayne, IN 46801-2338

Dance Schools & Programs Risk Purchasing Group Program

PHONE: 800.648.6406 FAX: 260.459.5940 EMAIL: [email protected] WEB SITE danceinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 ENTERTAINER & PERFORMER Buy Coverage Immediately Online! K&K’s specialty web site, entertainerinsurance-kk.com offers on-line quoting and purchasing for entertainers and performers.

Eligible Operations: This insurance program is designed for a U.S. based entertainer - Actor portraying - Holiday character or performer who works on an independent contractor basis historical person - Impersonator entertaining at local fairs, festivals, special events, private (actual or fictional) - Impressionist parties, convention or tradeshow booths. Coverages provided - Balloon artist - Juggler under this program include important liability protection for - Belly dancer - Magician the entertainer or performer for liability claims arising out of - Caricature sketching - Mime their operations. - Celebrity look-alike - Musician, singer or - Clown vocalist - Comedian - Poet - Contortionist - Puppeteer - DJ or KJ - Story teller - Face/body painter - Ventriloquist (FDA approved/ - Western performer compliant paint only) - Yodeler Coverages Available & Program Highlights:

Ineligible Operations: General Liability (Including but not limited to) - Bodily Injury and Property Damage - Acrobatic or aerialist ammunition or - Products and Completed Operations performer sharpened blades) - Damage to Premises Rented to You - Actor or actress - Permanent tattoo - Medical Expense (other than participants) - Circus performer and/or body piercing - Legal Liability to Participants - Cosmetologist/ artist - Medical Payments for Participants Beautician - Production/ - No Charge for Certificates of Insurance - Escape artist entertainment - Exotic dancer companies - Fire handlers - Public speaker - Group acts or bands - Pyrotechnician Key Underwriting/Qualifying Factors - Henna/Mehndi artist - Rap, hip-hop, (including but not limited to): - Hypnotist alternative or techno - Jouster musical entertainer/ - Entertainer or performer must be at least 18 years of age - Mascot (college, high performer/DJ - Annual gross income from the entertainer’s or performer’s school, professional) - Strength performer activities cannot exceed $300,000 - Model - Stripper - Performer putting on - Stunt performer an athletic exhibition - Touring entertainer/ - Performer using performer weapons (live K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Entertainer & Performer Program - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at entertainerinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Entertainers & Performers Application(s): (Apply online at: entertainerinsurance-kk.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Entertainer & Performer Enrollment Form Fort Wayne, IN 46801-2338

Entertainers & Performers Risk Purchasing Group Program PHONE: 800.328.2317 FAX: 260.459.5502 EMAIL: [email protected] WEB SITE: entertainerinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 ESPORTS

Eligible Operations: The Sports unit of K&K Insurance is dedicated to providing - Pro eSports teams customized insurance programs for amateur and pro eSports. - Amateur eSports teams K&K’s innovative coverages, risk evaluation and claims management results in specialized insurance programs designed to meet the needs of the players, officials, spectators, Key Underwriting/Qualifying coaches and administrators involved in eSports. Factors (Including but not limited to): - $3,500 minimum account premium

 Coverages Available & Program Highlights: K&K Benefits: - Experienced & professional staff dedicated General Liability exclusively to servicing the K&K Sports - Broadened Coverage Form Programs for over 25 years - No Deductible - Active participation in industry trade shows - Legal Liability to Participants and meetings - 24/7 Premises/Operations Liability - Over 65 years of experience providing - Liquor Liability sports, leisure and entertainment insurance - Lessors, Co-promoters and Sponsors can be - In-house underwriting, policy administration, included as Additional Insureds loss control and claims services - Employee Benefits Liability - 24-hour emergency claims phone service - Volunteers as Additional Insureds - Insurance carriers rated “A” or higher by A.M. Best Property - Over 25 property enhancements Inland Marine Commercial Auto - Owned Autos - Nonowned/Hired Auto Crime Excess Liability Excess Accident Medical (Participant Accident) Sexual Abuse & Molestation Event Cancellation & Non-appearance Workers’ Compensation

Common Associated Exposures:

- Team operations - 24/7 Premises/Operations Liability Coverage - Promotional Events and Public Appearances

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. Contact Information: 1712 Magnavox Way P.O. Box 2338 Preliminary Underwriting Information Fort Wayne, IN 46801-2338 Required:

- Application(s) (see below) eSports - ACORD application(s) for other requested coverages Sports Unit - F ive years of company loss runs, including current year - Certificate of Insurance from vendors, independent PHONE: 800.441.3994 contractors or exhibitors listing insured as additional insured FAX: 260.459.5120 - Copies of all contracts (i.e. player, housing, sponsorship), codes of conduct EMAIL: - Copy of procedure/rule manuals [email protected] - Copy of waiver & release forms - SAM prevention and reporting policy WEB SITE: kandkinsurance.com eSports Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - eSports Application - Participant Accident Supplemental Application (if needed) - Event Cancellation (if needed) - Workers’ Compensation (if needed)

ACORD Application(s) - Property - Computer Coverage - Crime K&K Insurance Group, Inc. is a licensed insurance - Commercial Auto producer in all states (TX license #13924); - Inland Marine operating in CA, NY and MI as K&K Insurance - Excess Liability Agency (CA license #0334819)

Insuring the world’s fun® 12/20 EVENT CANCELLATION

Eligible Operations: K&K Insurance offers an insurance program designed specifically to protect event organizers, promoters or - Concerts - Outdoor events sponsors against cancellation, abandonment, postponement, - Conventions - Special events interruption, curtailment or relocation of insured events. - Conference - Sporting events - Fairs (amateur/collegiate/ Coverage is available on a first-dollar basis. Deductibles in - Festivals high school/ the form of a fixed dollar amount or a percentage of the sum - events professional) insured are also available in order to reduce the risk pricing. - Music events - Trade shows The program is offered on surplus lines paper through Lloyd’s - Non Appearance - And more with the option of insuring either gross revenues or the loss of costs and expenses.

Key Underwriting/Qualifying Factors (Including but not limited to): - $250 minimum premium per event Causes Of Loss May Include: - Must be bound and paid for 14 days prior to the event - Power failure - Damage to leased or rented venues - Damage to surrounding venues or infrastructure K&K Benefits: resulting in lack of access - Experienced & professional staff dedicated - Failure of public transport facilities or denial of access exclusively to servicing the Showstoppers - Natural catastrophe such as earthquake or flood K&K Event Cancellation Program - Adverse weather conditions (This coverage is broader than - Active participation in industry trade shows rain insurance and there are no rain gage requirements.) and meetings - Non appearance of key individuals - Over 65 years of experience providing - Inability to erect facilities at venue sports, leisure and entertainment insurance - Disease outbreak (certain exclusions may apply) - In-house underwriting, policy administration, - Strike risks loss control and claims services - Failure of TV broadcast - K&K processes over 200,000 policy - Any other previously unforeseen cause not excluded transactions and 40,000 claims annually under the wording - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher The policy covers the normal contractual relationships by A.M. Best of an event organizer which can be adapted for any changed circumstances.

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application (See below) - Multiple events under one policy require a breakdown per event, including a limit & location address

Event Cancellation Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

Contact Information: K&K Applications 1712 Magnavox Way - Event Cancellation and Non-appearance Application P.O. Box 2338 Fort Wayne, IN 46801-2338

Event Cancellation Program

PHONE: 800.637.4757 FAX: 260.459.5866 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 EVENT PLANNER

Eligible Operations: This program is designed for U.S.-based event planners. Fee-based professionals or businesses who Coverage provided includes important liability protection for have annual gross sales of $2,000,000 or less, liability claims arising out of their operations and premises. domiciled in the United States, that plan, In addition, equipment and contents coverage is available as organize, coordinate and/or arrange public or an option to provide protection for direct loss or damage to private events and social gatherings for others. the event planner’s office supplies, equipment, furnishings, improvements and betterments, signs and non-structural glass.

Ineligible Operations: Please note, this program does not provide liability coverage (Including but not limited to) for the actual events planned, organized, coordinated or arranged by the event planner. - Athletic event promoters - Caterers - Concert promoters - Event production companies* - Rental companies - Talent agencies/companies Coverages Available & Program Highlights: - Travel agencies - Those who own their own retail store or General Liability event/banquet facility - Bodily Injury and Property Damage - Personal and Advertising Injury Note: Concert promoters may qualify for - Products and Completed Operations coverage under another K&K program - Damage to Premises Rented to You (see reverse side for contact information) - Medical Expense (other than participants) - No Charge for Certificates of Insurance *An event production company is a business that hosts event and profit in all money pro- Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement (optional) ceeds of their hotsed events. (e.g.: ticket sales/ merchandise/food/etc.) Equipment and Contents - Inland Marine (optional)

K&K Benefits: Hired Auto and Employers’ Nonownership - Experienced & professional staff dedicated Liability (not provided while in Hawaii) (optional) exclusively to servicing the K&K Event Planner Program  Professional Liability (optional) - Over 65 years of experience providing Sexual Abuse or Sexual Molestation Liability (optional) sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/ or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K Contact Information: representative if you have any questions. 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338 Underwriting Information Required:

- Completed and signed enrollment form(s) (see below) - Deposit payment by check or credit/debit card

Event Planner Program Event Planner Application(s): Risk Purchasing Group Program (Applications can be obtained from our web site: kandkinsurance.com) PHONE: 877.648.6404 FAX: 260.459.5502 K&K Application(s) - Event Planner Enrollment Form EMAIL: [email protected]

Entertainment Program

PHONE: 800.440.5580 FAX: 260.459.5810 EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 FAIRS & FAIRGROUNDS

Eligible Classifications: K&K covers everything from small local and county fairs to - 4H fairs - County fairs state fairs, including more specialized areas like livestock shows - Agricultural - Livestock shows and agricultural expositions. expositions - State fairs Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Written on an Admitted Basis in Most States Factors (Including but not limited to): - Broadened Coverage Form - Management must have at least three years - Non-auditable Policy fair management experience - No Deductible - Minimum premiums - Legal Liability to Participants general liability- $2,500 - Volunteer Accident- Accident Medical Coverage For package- $5,000 Fair Volunteers - Volunteers as Additional Insureds - Contingent Ride Liability - Fireworks Liability K&K Benefits: - Liquor Liability - Experienced & professional staff dedicated - Motorsports Liability exclusively to servicing the K&K Fairs & - Vendor/Exhibitor Coverage Fairgrounds Program for over 30 years - Employee Benefits Liability - Proud member of International Association of - Transmissible Pathogens Coverage Fairs & Expositions (IAFE) Directors and Officers Including Employment - Active participation in industry trade shows Practices Liability and meetings Property - Over 65 years of experience providing - Equipment Breakdown Included sports, leisure and entertainment insurance - Emergency Vacating Expenses Covered up - In-house underwriting, policy administration, to $25,000, Crisis Response Coverage—$25,000, Full loss control and claims services Building Ordinance “A” Coverage - 24-hour emergency claims phone service Inland Marine - Insurance carriers rated “A” or higher by Commercial Auto A.M. Best - Premium installment plans available - Owned Auto - Nonowned/Hired Auto Crime Excess Liability Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures:

- Carnival rides - Interim events - Concerts - Livestock shows - Concessionaires or auctions - Demolition derbies - Parades - Displays - Rodeos - Fireworks - Truck & tractor pulls - Horticultural, agricultural - Vendors and home economic exhibits Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/setup - Schedule of events - Web site address

Contact Information: Fairs & Fairgrounds Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Fairground Liability Information Form - Event Insurance Enrollment Form - Demo Derby Guidelines (if needed) Fairs & Fairgrounds Program - Tractor Pull- Promoters Event Insurance Information Form (if needed) PHONE: 800.553.8368 - Tractor Pull Minimum Underwriting Guidelines - Vendors As Additional Insureds Information Form (if needed) FAX: 260.459.5624 - Fireworks Application (if needed) EMAIL: - Liquor Liability (if needed) KK.EventsAttractions@ - Directors and Officers including Employment Practices kandkinsurance.com Liability (contact K&K for specific application) 

WEB SITE: ACORD Application(s) kandkinsurance.com - Property - Crime K&K Insurance Group, Inc. is a licensed insurance - Commercial Auto producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance - Inland Marine Agency (CA license #0334819) - Umbrella/Excess Liability - Workers’ Compensation

Insuring the world’s fun® 12/20 FESTIVALS

Eligible Operations: When it comes to festivals, you name it, chances are we’ve - Arts & craft festivals - Holiday covered it–everything from small community tulip festivals to - City celebrations celebrations nationally known and recognized festivals. K&K has everything - Ethnic festivals - Themed festivals you need in insurance coverage to keep things festive. - Exhibitions/ (e.g. rib fest, tulip expositions festival, etc.) - Music festivals Coverages Available & Program Highlights:

Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Written on an Admitted Basis in Most States - Management must have at least three years - Broadened Coverage Form festival/event management experience - Non-auditable Policy - Minimum premiums - No Deductible general liability- $2,500 - Legal Liability to Participants package- $5,000 - Volunteer Accident- Accident Medical Coverage For Volunteers - Volunteers as Additional Insureds K&K Benefits: - Contingent Ride Liability - Experienced & professional staff dedicated - Fireworks Liability exclusively to servicing the K&K Festival - Liquor Liability Program for over 20 years - Vendor/Exhibitor Coverage - Proud member of International Festivals & - Employee Benefits Liability Events Association (IFEA) as well as many - Transmissible Pathogens Coverage state and regional organizations Directors and Officers Including Employment - Active participation in industry trade shows Practices Liability and meetings - Over 65 years of experience providing Property sports, leisure and entertainment insurance - Emergency Vacating Expenses Covered up - In-house underwriting, policy administration, to $25,000, Crisis Response Coverage—$25,000, Full loss control and claims services Building Ordinance “A” Coverage - 24-hour emergency claims phone service Inland Marine - Insurance carriers rated “A” or higher by A.M. Best Commercial Auto - Premium installment plans available - Owned Auto - Nonowned/Hired Auto Crime Excess Liability Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures:

- Arts & crafts displays - Horticultural/home - Food & beverage economics exhibits concessions - Parades

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/ setup - Web site address - Schedule of events

Contact Information: Festival Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Festival/Special Event/Parade Information Form - Vendors As Additional Insureds Information Form (if needed) - Fireworks Application (if needed) Festival Program - Liquor Liability (if needed) - Directors and Officers including Employment Practices PHONE: 800.553.8368 Liability (contact K&K for specific application)  FAX: 260.459.5624 EMAIL: ACORD Application(s) - Property KK.EventsAttractions@ - Crime kandkinsurance.com - Commercial Auto - Inland Marine WEB SITE: - Excess Liability kandkinsurance.com - Workers’ Compensation

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 FRANCHISED MOTORCYCLE & POWERSPORT DEALERSHIPS

Approved Manufacturer Brands: The Franchised Motorcycle & Powersport Dealership Program - Aprilia - KTM has been specifically designed to provide dealerships selling - Arctic Cat - Kymco powersports products with a comprehensive package policy - Bad Boy ATV - Lehman Trikes, Inc. including optional excess, employment related practices - Bennche - Lynx liability and workers’ compensation. Eligible dealership - Big Bear American - Mahindra Roxor operations sell products including motorcycles, ATVs, Made Choppers, Inc. - Moto Guzzi snowmobiles, watercraft, etc. Liability coverage is limited to - BMW - Motor Trike, Inc. approved manufacturer brands. - Bombardier - Orange County - Boss Hoss Choppers - Bourget’s Bike - Piaggio Coverages Available: Works - Polaris - California Side Car - Royal Enfield Garage - Can-am - Saxon - Demo Liability (including watercraft) - Champion Side Car - SeaDoo - Hired and Nonowned Auto Liability and - Derbi - Segway Physical Damage - Ducati - Schwinn Motor - Federal Odometer - E-TON Scooters - Title E&O - EZ-GO - SkiDoo - Truth-in-lending - Genuine Scooters - Suzuki - Agents E&O - Gilera - The Trike Shop - False Pretense - Harley-Davidson - Tomberlin - Golf - Damage to Product and Work - Honda Carts - Dealers Physical Damage - Husqvarna/ - Triumph - Drive-away Collision Coverage Cagiva USA - Ural - Transit & Temporary Locations - Hyosung - Vespa - Garagekeepers - Indian - Yamaha General Liability - Kawasaki - Zero Property - Knievel - Buildings; Business Personal Property; Business Key Underwriting/Qualifying Factors Income/Extra Expense (Including but not limited to): - False Pretense - $7,500 & $10,000 minimum account - Equipment Breakdown premium, depending on state filing - Property Enhancement Endorsements Inland Marine Common Associated Exposures: Crime - Demo rides Excess Liability - Parts & accessories sales Employment Practices Liability - Service & repair Workers’ Compensation - Storage of customer units Program Highlights: K&K Benefits: - Experienced & professional staff dedicated to - Interest-free payment plans available. servicing the K&K Franchised Motorcycle & - Boats manufactured by Bombardier and Yamaha can Powersport Dealership Program for over 30 be insured for liability, physical damage and includes years demonstration coverage. - Over 65 years of experience providing sports, - Personal Watercraft coverage is limited to the acceptable leisure and entertainment insurance manufacturer brands. - In-house underwriting, policy administration, - Program is available to approved manufacturer brand loss control and claims services dealerships without motorcycle sales. - 24-hour emergency claims phone service - Audit and Reporting processes eliminated. - Insurance carriers rated “A” or higher by - Inventory values can be rated on prior 12-month average values. A.M. Best

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - Five years of company loss runs, as applicable - Employee list with name, date of birth, license number, job title and if furnished a vehicle - List of owned vehicles - If a new venture, a business plan, ProForma and a narrative detailing owner’s experience (required) - Prior 12-month inventory values Contact Information: 1712 Magnavox Way P.O. Box 2338 Motorcycle & Powersport Dealership Fort Wayne, IN 46801-2338 Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) Franchised Motorcycle & - Franchised Dealership Supplemental Powersport Dealership Program ACORD Application(s) PHONE: 800.552.9253 - Property - General Liability FAX: 260.459.5511 - Garage EMAIL: - Crime [email protected] - Inland Marine - Excess Liability WEB SITE: - Workers’ Compensation kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 FRANCHISED RV DEALERSHIPS

Key Underwriting/Qualifying Factors The Franchised RV Dealership Program has been specifically (Including but not limited to): designed to provide dealerships selling recreational vehicles - $7,500 & $10,000 minimum account with a comprehensive package policy including optional premium, depending on state filing excess, employment related practices liability and workers’ compensation. Common Associated Exposures: - Demo rides - Parts & accessories sales - Service & repair Coverages Available: K&K Benefits: Garage - Experienced & professional staff dedicated to servicing the K&K Franchised RV Dealership - Demo Liability (including watercraft) Program for over 30 years - Hired and Nonowned Auto Liability and - Over 65 years of experience providing sports, Physical Damage leisure and entertainment insurance - Federal Odometer - In-house underwriting, policy administration, - Title E&O loss control and claims services - Truth-in-lending - 24-hour emergency claims phone service - Agents E&O - Insurance carriers rated “A” or higher by - False Pretense A.M. Best - Damage to Product and Work - Dealers Physical Damage - Garagekeepers General Liability Property - Buildings; Business Personal Property; Business Income/Extra Expense - False Pretense - Equipment Breakdown - Property Enhancement Endorsements Inland Marine Crime Excess Liability Employment Practices Liability Workers’ Compensation

Program Highlights:

- Interest-free payment plans available. - Audit and Reporting processes eliminated.

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - Five years of company loss runs, as applicable - Employee list with name, date of birth, license number, job title and if furnished a vehicle - List of owned vehicles - If a new venture, a business plan, ProForma and a narrative detailing owner’s experience (required)

Contact Information: 1712 Magnavox Way RV Dealership Application(s): P.O. Box 2338 (Applications can be obtained from our web site: kandkinsurance.com) Fort Wayne, IN 46801-2338 K&K Application(s) - Franchised RV Dealership Supplemental

Franchised RV Dealership Program ACORD Application(s) - Property PHONE: 800.552.9253 - General Liability FAX: 260.459.5511 - Garage - Crime EMAIL: - Inland Marine [email protected] - Excess Liability - Workers’ Compensation WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 FRATERNAL ORDERS

Eligible Operations: K&K’s Fraternal Orders Insurance Program provides vital - American Legion business protection for a variety of fraternal organizations - Eagles such as the American Legion, Eagles, VFW, Moose, Knights of - VFW Columbus, and similar fraternal orders. No prior appointment - Moose or agreement is needed for agents to submit applications for - Knights of Columbus quotation.

Key Underwriting/Qualifying Factors (Including but not limited to): - Account must be in operation for at least Coverages Available & Program Highlights: three years - Organization must have tax exempt status General Liability as defined by the I.R.S. - Liquor Liability - Operations must be overseen by a lodge Directors and Officers Liability manager whose duties include staff reports - including EPLI to management and responsible for hiring and retention Property - Liquor liability is available for any risk that has Inland Marine a valid liquor license. (Servers must have Crime formal training-TIPS/TAMS or equivalent) Business Automobile Equipment Breakdown Ineligible for this program: Follow Form Excess - Social organizations at a college or university Workers’ Compensation - Off-site events open to the general public in - Coverage for volunteers which the insured is acting as a promoter of Limits of $1 million with up to $10 million are offered the event regardless if live entertainment is being provided for the event - Organizations with swimming pool exposures where liquor is served or in any way available for consumption - Accounts that have had liquor license Common Associated Exposures: revoked, suspended or been fined. - Any account with “All you can drink” specials - Premises Liability  - Events held on premises for members and to the general public K&K Benefits: - Restaurant and liquor operations for the benefit of - Over 65 years of experience providing members and guests sports, leisure and entertainment insurance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - F ive years of company loss runs, including current year - Copy of Hall Rental Contracts - Any event brochures

Contact Information: 1712 Magnavox Way Fraternal Order Application(s): P.O. Box 2338 (Applications can be obtained from our web site: kandkinsurance.com) Fort Wayne, IN 46801-2338 K&K Application(s) - Fraternal Order Supplemental Application Fraternal Orders Sports Unit

PHONE: 855.536.2431 ACORD Application(s) FAX: 260.459.5120 - Property - Crime EMAIL: - Commercial Auto [email protected] - Computer Coverage - Inland Marine WEB SITE: - Excess Liability kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 GAMING

Eligible Operations: K&K covers gaming risks from bingo halls to casinos through - Bingo halls - Casinos our tailor-made programs. Don’t gamble on your insurance - Card clubs - Tribal gaming coverage; choose K&K to protect your gaming operations and keep the good times rolling.

Key Underwriting/Qualifying Factors (Including but not limited to): - $3,500 minimum account premium

Ineligible for this program: - Cruising vessels Coverages Available & Program Highlights:

General Liability K&K Benefits: - Written on an Admitted Basis in Most States - Experienced & professional staff dedicated - Broadened Coverage Form exclusively to servicing the K&K Gaming - Liquor Liability Program - Employee Benefits Liability - Active participation in industry trade shows Property and meetings - Over 65 years of experience providing Boiler and Machinery sports, leisure and entertainment insurance Inland Marine - In-house underwriting, policy administration, loss control and claims services Commercial Auto - 24-hour emergency claims phone service Garagekeepers Legal Liability - Insurance carriers rated “A” or higher by Crime A.M. Best Excess Liability Workers’ Compensation (subject to availability)

Common Associated Exposures:

- Concessions - Gift shops - Entertainment - Restaurants/lounges - Hotel/motel - Valet parking

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed company loss runs and payrolls - Schedule of activities & special events - Most current financial statement - Copies of contracts - Copy of Gaming Contract (if applicable)

Contact Information: Gaming Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Gaming Supplemental Questionnaire - Gaming Business Income Worksheet

Gaming Program ACORD Application(s) - Property PHONE: 800.440.5580 - General Liability FAX: 260.459.5810 - Crime - Commercial Auto EMAIL: - Inland Marine KK.VenueGaming@ - Umbrella/Excess Liability kandkinsurance.com - Workers’ Compensation WEBSITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 GYMNASTICS SCHOOLS/ CLUBS

Eligible Operations: This program has been designed for U.S.-based gymnastics - Artistic gymnastics - Recreational schools/clubs specializing in the instruction of gymnastics, - Cheerleading* gymnastics tumbling, cheerleading/dance and related programs. Coverage - Competitive - Rhythmic gymnastics provided includes important liability protection for the school/ gymnastics - Sports acrobatics club including its employees and volunteers, for liability claims - Group gymnastics (USAG sanctioned) arising out of its operations. - Mobile gymnastics - Trampolines - “Mommy & Me” (instruction/training, - “Me & My Pal” classes/programs - Ninja Zone™ only) Coverages Available & Program Highlights: - “Parent-tot” - Tumble buses General Liability - Pre-school gymnastics - Tumbling - Bodily Injury and Property Damage * Note: For cheer-only facilities. Please visit - Personal and Advertising Injury gymnasticsinsurance-kk.com for a specialized - Products and Completed Operations application or by contacting us at - Damage to Premises Rented to You 1.800.648.6406. - Medical Expense (other than participants) - Hired Auto and Employers’ Nonownership Ineligible Operations: Liability (not provided in Hawaii) (Including but not limited to) - Professional Liability - Circus skill training - Legal Liability to Participants - Operations as a sports complex or - Medical Payments for Participants multi-purpose facility, except for those - No Charge for Certificates of Insurance - Premises Liability Included sports(s) and/or subsidiary activities that have been reported, paid for, and approved Ancillary instructional or learning programs by K&K. Coverage (optional) - Trampoline parks/facilities (defined as On-site Birthday Party Coverage (optional) any facility having multiple trampoline Equipment and Contents - Inland Marine (optional) beds positioned closely together and used Abuse, Molestation, Harassment or Sexual Conduct for recreational activities) Defense Cost Reimbursement Coverage (optional) Meets, Competitions & Events Coverage (optional) K&K Benefits: Parkour/Ninja/Free-/Extreme tumbling/indoor - Experienced & professional staff dedicated obstacle courses coverage (optional) exclusively to servicing the K&K Gymnastics Excess Liability (optional) Schools/Clubs &/or Cheer Gyms Program Directors and Officers Liability including Employment - Over 65 years of experience providing sports, Practices Liability (optional) leisure and entertainment insurance Sexual Abuse or Sexual Molestation Liability (optional) - In-house underwriting, policy administration and claims services On-site Inflatable amusement device (optional) - 24-hour emergency claims phone service Open gym/parents night out/special events - Insurance carriers rated “A” or higher by coverage (optional) A.M. Best Camps/clinics coverage (optional) - Premium installment plans available Swimming pools coverage (optional)

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Fully completed and signed enrollment form) - Deposit payment by check or credit/debit card

Gymnastics Schools/Clubs Application(s): (Applications can be obtained from our website: gymnasticsinsurance-kk.com)

Contact Information: K&K Application(s): 1712 Magnavox Way - Gymnastics Schools/Clubs Enrollment Form P.O. Box 2338 - RPG Directors’ & Officers’ Liability Enrollment Form Fort Wayne, IN 46801-2338 - Cheer Gym Enrollment Form

Gymnastics Schools/Clubs/Cheer Gyms Risk Purchasing Group Program

PHONE: 800.648.6406 FAX: 260.459.5940 EMAIL: [email protected] WEBSITE: gymnasticsinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 HEALTH CLUBS FULL SERVICE

Eligible Operations: K&K’s program offers a complete package of insurance - Exercise & sport clubs coverages tailored to the specific risks faced by health club - Fitness & training centers operations today. - Gyms Coverages Available & Program Highlights: - Health & wellness clubs - Racquet & tennis clubs Property - Sports & athletic clubs - Newly Acquired or Constructed Building - Newly Acquired Business Personal Property Key Underwriting/Qualifying - Ordinance & Law Factors (Including but not limited to): - Off-premises Power Failure - Must require members & non-members - Water Back-up of Sewers & Drains (guests) to sign waiver & release/hold harmless - Outdoor Signs agreement - Outdoor Property (trees, shrubs or plants) - $3,000 minimum account premium - Property Off Premises - Accounts Receivable/Valuable Ineligible for this program: Papers & Records - Children’s fitness facility (Call 1-800-506-4856 - Replacement Cost Defined to discuss eligibility) - Covered Property Definition Redefined - Swimming & aquatic centers - Equipment Breakdown Included - Seasonal swim/tennis associations/clubs General Liability - Climbing wall clubs - Admitted or Non-admitted Basis - Day care service (drop-off) - Broadened Coverage Form - Non-auditable Policy  * Note: Smaller health & fitness facilities may - Legal Liability to Participants qualify for coverage under one of K&K’s Risk - Professional Liability Extension Purchasing Group programs (see reverse side for contact information) Optional Coverages - Liquor Liability K&K Benefits: - Limited Tanning Liability - Sub-contractors can be added as - Experienced & professional staff dedicated Additional Insureds exclusively to servicing the K&K health and - Employee Benefits Liability fitness programs for over 25 years - Stop Gap Liability - Carrier supported loss control services - Advertising presence in industry trade Inland Marine publications such as CBI, Club Industry and Crime Fitness Management Commercial Auto/Nonowned Hired Auto Liability - Over 65 years of experience providing Excess Liability sports, leisure and entertainment insurance Workers’ Compensation - In-house underwriting, policy administration Event Cancellation & Non-appearance and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Baby-sitting/child care - Restaurants/lounges - Climbing walls - Snack/juice bars - Diet/weight control - Spa services - Massage therapy - Tanning - Pro/sport shops - Whirlpools/saunas/ - Personal training steamrooms

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Contact Information: Preliminary Underwriting Information 1712 Magnavox Way Required: P.O. Box 2338 Fort Wayne, IN 46801-2338 - Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs *Health Club Program - Full Service - Copy of waiver & release forms (members, guests, tanning members)

PHONE: 877.355.0315 FAX: 260.459.5821 Health & Fitness Application(s): EMAIL: (Applications can be obtained from our web site: kandkinsurance.com) [email protected] K&K Application(s) WEB SITE: - Health Club–Full Service Information Form kandkinsurance.com

For our Limited Service and Basic Service, please contact: Risk Purchasing Group Program PHONE: 800.506.4856 FAX: 260.459.5590 EMAIL: [email protected] WEB SITE: fitnessinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 HEALTH CLUBS BASIC SERVICE

This program is designed for U.S.-based owners and operators Eligible Operations: of health and fitness clubs and/or tennis/racquet clubs offering - Crossfit Affiliate facilities programs and services for members and guests that may - Exercise clubs include: circuit training, personal training, aerobics, yoga, - Fitness & training centers pilates, free weights, resistance machines, cardio machines, a - Gyms variety of exercise group classes, strength training, non-contact - Health & wellness clubs martial arts, basketball/volleyball, racquet sports, whirlpool/ hot tubs, saunas/steam rooms, massage, nursery/babysitting, nutritional weight control, tanning, pro shops, snack/juice bars Key Underwriting/Qualifying Factors: and 24-hour key card access facilities. (Including but not limited to) - Total annual sales should be $2,000,000 or less (excluding revenue for initiation/sign-up Coverages Available & Program Highlights: fees) General Liability - Products-completed Operations Ineligible operations/services: - Personal and Advertising Injury (Including but not limited to) - Legal Liability to Participants - Beauty/hair salon services - Professional Liability - Blood analysis - Damage to Premises Rented To You - Dance facilities - Medical Expense Limit - Drop-off child care services - Hired Auto and Employers’ Nonownership Liability - Facilities outside of the US (not provided while in Hawaii) - Full-size trampolines - Gymnastics and/or cheer facilities or classes Optional Coverages - Ice/inline/roller skating (including skating - Inland Marine treadmills) - Supplies & Inventory - Martial arts facilities - Equipment & Contents - Medical, therapy or health care services - Improvements & Betterments - Physical therapy, physicals or stress testing - Signs - walls - Abuse, Molestation, Harassment or Sexual Conduct - Sports medicine, rehabilitation and/or Defense Cost Reimbursement Coverage therapy services - Liquor Liability - Sports skills instruction facilities, academies, - Excess Liability schools, programs (except for tennis/racquet) - Liability for Independent Contractor (non-employees) - Swimming pools/lap pools - Sexual Abuse or Sexual Molestation Liability - Abuse, Molestation, Harassment or Sexual Conduct Defense Reimbursement  * Note: Smaller health & fitness facilities may qualify for coverage under one of K&K’s Risk Purchasing Group programs Common Associated Exposures: (see reverse side for contact information) - Aerobics - Pilates - Cardio machines - Pro shops - Circuit training - Resistance machines - Free weights - Saunas/steam rooms - Group exercise classes - Snack/juice bars - Massage - Strength training - Nursery, baby-sitting - Tanning - Nutritional weight control - Whirlpool/hot tubs - Personal training - Yoga

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K health and To request coverage through this program, please submit fitness programs for over 15 years the appropriate applications along with the preliminary - Advertising presence in industry trade underwriting information listed. In some cases, requested publications such as CBI, Club Industry and coverages may not be offered or available due to underwriting Fitness Management criteria and/or carrier guidelines. It is important to carefully - Over 65 years of experience providing sports, review the terms and conditions of any insurance quotations leisure and entertainment insurance received. Please contact a K&K representative if you have any - In-house underwriting, policy administration questions. and claims services - 24-hour emergency claims phone service - Insurance carrier rated “A+” by A.M. Best Preliminary Underwriting Information - Premium installment plans available Required:

- Fully completed & signed enrollment form - Deposit payment by check or credit/debit card

Contact Information: Health & Fitness Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Health Club Basic Service Enrollment Form

*Health Clubs - Limited & Basic Service Programs Risk Purchasing Group Program PHONE: 800.506.4856 FAX: 260.459.5590 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 HEALTH CLUBS LIMITED SERVICE Buy Coverage Immediately Online! K&K’s specialty web site, fitnessinsurance-kk.com offers on-line quoting and purchasing for fitness facilities.

Eligible Operations: This program is designed for U.S.-based owners and U.S.-based health clubs with annual sales of operators of health clubs offering programs and services $500,000 or less qualify for this program. that may include personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines and a Key Underwriting/Qualifying variety of exercise classes for members. Coverage provided includes important liability protection for the health club, Factors (Including but not limited to): including its employees, for liability claims arising out of the - Total sales must be less than $500,000 operations of the health club at a designated location. Note: coverage does not extend to independent contractors of the Ineligible Operations: health club unless the optional coverage available with this (Including but not limited to) program is purchased. - Annual sales more than $500,000 - Childcare services/facilities Additional programs may be available for facilities not eligible for - Climbing walls this program, or those requiring additional coverage needs. - CrossFit Affilitate owners Contact K&K to help place your risk. - Dance, gymnastics, cheer & martial arts schools/ studios - Facilities outside of the U.S. Coverages Available & Program Highlights: - Ice skating, roller skating or skating treadmills - Medical, therapy or health care services General Liability - Physical therapy - Bodily Injury and Property Damage - Physicals or stress testing - Personal and Advertising Injury - Salon service or indoor tanning - Products and Completed Operations - Saunas or steam rooms - Damage to Premises Rented to You - Sports medicine - Medical Expense (other than participants) - Sports rehabilitation services/therapy - Hired Auto and Employers’ Nonownership - Sports skills instructional facilities, academies, Liability (not provided while in Hawaii) schools or programs - Professional Liability - Swimming pools, hot tubs, whirlpools, jacuzzis, - Legal Liability to Participants cold plunge - No Charge for Certificates of Insurance - Unattended/unstaffed 24-hour key card/key - Premises Liability Included pad/key code access or unattended/ - Off-site Premises Liability Available unstaffed operations Equipment and Contents - Inland Marine (optional) K&K Benefits: Abuse, Molestation, Harassment or Sexual Conduct - Experienced & professional staff dedicated Defense Cost Reimbursement Coverage (optional) exclusively to servicing the K&K health and Medical Payments for Participants Coverage (optional) fitness programs for over 15 years - Over 65 years of experience providing sports, Liability for Independent Contractors (non-employees) (optional) leisure and entertainment insurance - In-house underwriting, policy administration Excess Liability (optional) and claims services Sexual Abuse or Sexual Molestation Liability (optional) - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at fitnessinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Deposit payment by check or credit/debit card

Health Club - Limited Services Application(s): (Apply online at: fitnessinsurance-kk.com)

K&K Application(s) - Health Club - Limited Services Enrollment Form Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Health Clubs - Limited Service Risk Purchasing Group Program

PHONE: 800.506.4856 FAX: 260.459.5590 EMAIL: [email protected] WEB SITE: fitnessinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 HEALTH & FITNESS Exercise/Circuit/Personal Training Studio Buy Coverage Immediately On-line! K&K’s specialty web site, fitnessinsurance-kk.com offers on-line quoting and purchasing fitness facilities.

Eligible Operations: This program is designed for U.S.-based owners and U.S. based exercise studios or circuit training operators of exercise studios and circuit training facilities that facilities with 3,000 square feet or less of offer personal/individual training and exercise in scheduled leased or owned space per location. fitness/exercise programs that are under the direct supervision of a fitness professional such as a personal trainer or exercise Key Underwriting/Qualifying instructor or in a structured/sequential order for an individual. Coverage provided includes important liability protection for Factors: (Including but not limited to) the studio/facility, including its employees for liability claims - Studio facilities with 3,000 or less square feet arising out of the operations of the studio/facility at a designated location. Note: coverage does not extend to independent Ineligible Operations: contractors unless the optional coverage available with this (Including but not limited to) program is purchased. - Childcare services/facilities - Climbing walls Additional programs may be available for facilities not eligible for - CrossFit Affiliate owners this program, or those requiring additional coverage needs. - Dance, gymnastics, cheer and martial arts Contact K&K to help place your risk. school/studios - Facilities outside of the U.S. Coverages Available & Program Highlights: - Ice skating, roller skating or skating treadmills - Medical, therapy or health care services General Liability - Open access to members to utilize facility on - Bodily Injury and Property Damage a self directed basis outside of structured - Personal and Advertising Injury program - Products and Completed Operations - Physical therapy - Damage to Premises Rented to You - Physicals or stress testing - Medical Expense (other than participants) - Salon services or indoor tanning - Hired Auto and Employers’ Nonownership - Saunas or steam rooms Liability (not provided while in Hawaii) - Sports medicine - Professional Liability - Sports rehabilitation services/therapy - Legal Liability to Participants - Sports skills instructional facilities, academies, - No Charge for Certificates of Insurance schools or programs - Premises Liability Included - Swimming pools, hot tubs, whirlpools, - Off-site Premises Liability Available jacuzzis or cold plunge - Unattended/unstaffed 24-hour key card/key Equipment and Contents - Inland Marine (optional) pad/key code access or unattended unstaffed operations Medical Payments for Participants Coverage (optional) Liability for Independent Contractors K&K Benefits: (non-employees) (optional) - Experienced & professional staff dedicated Excess Liability (optional) exclusively to servicing the K&K health and fitness programs for over 15 years Abuse, Molestation, Harassment or Sexual Conduct - Over 65 years of experience providing Defense Cost Reimbursement (optional) sports, leisure and entertainment insurance Sexual Abuse or Sexual Molestation Liability (optional) - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at fitnessinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Exercise Studio Application(s): (Apply online at: fitnessinsurance-kk.com)

K&K Application(s) - Exercise/Circuit/Personal Training Studio Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Exercise Studio Risk Purchasing Group Program

PHONE: 800.506.4856 FAX: 260.459.5590 EMAIL: [email protected] WEB SITE: fitnessinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 INDEPENDENT INSTRUCTOR OF THE ARTS

Eligible Operations: This program is designed to meet the unique needs (Including but not limited to) of a U.S.-based independent instructor of the arts. Coverage An instructor age 18 or older who conducts provided includes important liability protection for liability private or group instruction for any of the claims arising out of their operations. following is eligible to enroll in this program: Please note, this program does not provide liability coverage - Artist painting for the operation, ownership or management of an art or music - Clay work and/or pottery facility. - Craft making - Culinary (chef, baker) - Digital photography and/or art (classroom setting only) - Drama - Drawing Coverages Available & Program Highlights: - Instrumental Music (brass, percussion, string, woodwind) General Liability - Language - Bodily Injury and Property Damage - Piano, keyboard and/or organ - Personal and Advertising Injury - Public speaking - Products and Completed Operations - Sculpting - Damage to Premises Rented to You - Vocals - Medical Expense (other than participants) - Professional Liability Key Underwriting/Qualifying - Legal Liability to Participants Factors: (Including but not limited to) - No Charge for Certificates of Insurance - Must be an instructor who directly supervises an individual or group in music and/or arts

Ineligible for this program: (Including but not limited to) - Instructors under the age of 18 - Employment as an exempt or non-exempt employee of a school, university or college - Sports, fitness or dance related instructor activities

K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Instructor Programs - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/ or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s) (see below) - Full payment by check or credit/debit card

Independent Instructor of the Arts Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - Independent Instructor of the Arts Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Arts Instructor Risk Purchasing Group Program PHONE: 877.648.6404 FAX: 260.459.5502 EMAIL: [email protected] WEB SITE: kandkinsurance.com NOTE: Agent/broker commission is not payable in this program. A fee may be charged separately, subject to state regulations. Contact a K&K K&K Insurance Group, Inc. is a licensed insurance representative if you have questions. producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 INSTRUCTORS Dance - Fitness - Sports - Yoga

Eligible Operations: Buy Coverage Immediately Online! Dance Instructors: K&K’s specialty web site, fitnessinsurance-kk.com offers on-line quoting and purchasing for sports, fitness, dance and - Acro dance - Flamenco - Square - Ballet - Folk dancing - Swing yoga instructors only. - Ballroom - Hawaiian - Tango - Belly dancing - Hip hop - Tap - Clogging - Irish - Tumbling Sports, fitness, dance, and yoga instructors, now your - Contemporary - Jazz (floor only, insurance program can be in top shape, too! K&K can - Country - Latin no gymnastic offer coverages that will defend and indemnify instructors western - Modern apparatus) for alleged negligence resulting in bodily injury and property - Cultural/ - Salsa - ZUMBA® damage while performing their duties. ethnic - Scottish Fitness Instructors: Must be an instructor who directly supervises an individual or - Acrobatic/partner - GYROTONIC® group in sport, fitness, dance, or yoga-related activities. yoga - Hoop fitness - Acro dance - Personal training - Aerial/anti-gravity/ - Pilates suspended yoga - Qigong Coverages Available & Program Highlights: (certified instructors - Spinning only) - Strength - Aerobics - Tai chi General Liability - Aquatic exercise - Tumbling (floor only, - Bodily Injury and Property Damage - Cardio kickboxing no gymnastic apparatus) - Personal and Advertising Injury - Children’s fitness - Yoga - Products and Completed Operations - Exercise - Zumba® - Professional Liability - Fitness bootcamp - Medical Expense (other than participants) - Legal Liability to Participants Sports Instructors: - Damage to Premises Rented to You - Baseball - No Charge for Certificates of Insurance - Basketball - Racquetball - 1-year and 2-year Policy Terms - Baton twirling - - Bowling - Soccer - Cheerleading - Softball Ineligible Operations: - Cross country - Swimming (Including but not limited to) - Fencing - Table tennis - Boxing (contact/sparring) - Figure skating - Tennis - Certified athletic trainers - Football - Track & field - Coaching of organized competitive athletic teams - Golf - Tumbling (floor - Gymnastics only, no gymnastic - Firearms training - Hockey apparatus) - Military/paramilitary combat training - Lacrosse - Volleyball - Instructors under the age of 18 - Pickleball - Wrestling - Employment as an exempt or non-exempt employee of a school, university or college Yoga Instructors: - Tournaments or competitions - Acrobatic/partner - Hot yoga - Sports instruction of the following activities: yoga - Iyengar canoeing life guarding - Jivamukti - Aerial/anti-gravity/ cycling rowing suspended yoga - Kripalu (certified instructors - Kundalini  diving scuba diving only) - Mysore equestrian skiing - Ananda - Power kayaking surfing - Anusara - Prenatal & Postnatal - Ashtanga - Restorative - Dharma - Sivananda - Forrest - Vinyasa - Hatha - Yin - Hatha Flow

Insuring the world’s fun® Contact Information: Submission Instructions: 1712 Magnavox Way P.O. Box 2338 To request coverage through this program, please submit Fort Wayne, IN 46801-2338 the appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/ Dance Instructor or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure Risk Purchasing Group Program you meet all the underwriting guidelines and understand PHONE: 800.648.6406 the program terms and conditions. Please contact a K&K FAX: 260.459.5940 representative if you have any questions. EMAIL: [email protected] WEB SITE: danceinsurance-kk.com Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via Fitness Instructor fax, mail or email (see below) Risk Purchasing Group Program - Full payment by check or credit/debit card PHONE: 800.506.4856 FAX: 260.459.5590 K&K Application(s): EMAIL: [email protected] WEB SITE: fitnessinsurance-kk.com - Sports Instructor Enrollment Form - Fitness Instructor Enrollment Form - Dance Instructor Enrollment Form Sports Instructor - Yoga Instructor Enrollment Form Risk Purchasing Group Program PHONE: 800.426.2889 FAX: 260.459.5105 K&K Benefits:

EMAIL: [email protected] - Experienced & professional staff dedicated exclusively to WEB SITE: sportsinsurance-kk.com servicing the K&K Instructor Programs - Over 65 years of experience providing sports, leisure and entertainment insurance Yoga Instructor - In-house underwriting, policy administration and claims services Risk Purchasing Group Program - 24-hour emergency claims phone service PHONE: 800.506.4856 - Insurance carriers rated “A” or higher by A.M. Best FAX: 260.459.5590 EMAIL: [email protected] WEB SITE: fitnessinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 INSTRUCTORS Martial Arts/Self Defense

Eligible Operations: Contact us online!

- Law enforcement/ Judo Martial Arts instructors, now your insurance program can security defense Jiu jitsu be in top shape, too! K&K can offer coverages that will tactic instruction Kali defend and indemnify instructors for alleged negligence - Self defense Karate resulting in bodily injury and property damage while instruction Kenjitsu performing their duties. - Martial arts Krav maga instruction of: Kung fu Must be an instructor who directly supervises an individual or Aikido Mixed Martial Arts/ group in martial art-related activities. Brazilian jiu jitsu Ultimate Fighting Capoeria Muay thai Martial arts instructors can obtain an application online at Chi kun Savate kandkinsurance.com or by contacting us. Dim Mak Sayoc Kali Escrima Taekwondo Gojo-ryu Tai chi Haganah Tang soo do Hapkido Thai boxing Jeet kune do

Coverages Available & Program Highlights:

General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Expense (other than participants) - Legal Liability to Participants - Damage to Premises Rented to You - No Charge for Certificates of Insurance - 1-year and 2-year Policy Terms

Ineligible Operations: (Including but not limited to) - Boxing (contact/sparring) - Certified athletic trainers - Coaching of organized competitive athletic teams - Firearms training - Military/paramilitary combat training - Instructors under the age of 18 - Employment as an exempt or non-exempt employee of a school, university or college - Tournaments or competitions - Sports instruction of the following activities: • canoeing • equestrian • rowing • cycling • kayaking • scuba diving • diving • life guarding • skiing • surfing

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/ or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required: Contact Information: 1712 Magnavox Way - Completed and signed enrollment form(s), if submitting via P.O. Box 2338 fax, mail or email (see below) Fort Wayne, IN 46801-2338 - Full payment by check or credit/debit card

K&K Application(s):

- Martial Arts/Self Defense Instructor Enrollment Form

Martial Arts/Self Defense Instructor K&K Benefits: Risk Purchasing Group Program PHONE: 800.648.6406 - Experienced & professional staff dedicated exclusively to servicing the K&K Instructor Programs FAX: 260.459.5940 - Over 65 years of experience providing sports, leisure and EMAIL: [email protected] entertainment insurance WEB SITE: kandkinsurance.com - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MARTIAL ARTS SCHOOLS & PROGRAMS Buy Coverage Immediately Online! K&K’s specialty web site, martialartsinsurance-kk.com offers on-line quoting and purchasing for martial arts schools & programs.

Eligible Operations: This program is designed for U.S.-based martial arts schools - Aikido - Kickboxing (contact/ and other organizations specializing in the instruction of - Brazilian jiu jitsu sparring) martial arts. Coverage provided includes important liability - Capoeira - Krav maga protection for the school or organization, including its - Chi kun - Kung fu employees and volunteers, for liability claims arising out its - Dim mak * - Mixed martial arts operations. For eligible martial arts schools or programs, - Fitness boxing (Ultimate/extreme/ your covered operations consist of premises, operations and (non-contact) cage fighting)* activities involving registered participants of those activity(s) - Goju-ryu - Savate * under your direct supervision or organized by you, which - Haganah * - Sayoc kali * have been reported, paid for and approved by the company - Hapkido - Shaolinquan along with any ancillary event or activity held directly with the - Jeet kune do - Taekwondo activity(s) at your location(s) or at approved off-site locations - Judo - Tai chi on your behalf. - Jiu jitsu - Taijiquan - Kali/escrima * - Tang soo do - Karate - Thai boxing/muay - Kenjitsu thai * - Kickboxing (cardio/ - Wushu fitness only)

Karate includes various styles such as: Chito-ryu, Coverages Available & Program Highlights: Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryn, General Liability Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and - Bodily Injury and Property Damage Yoshukai karate - Personal and Advertising Injury - Products and Completed Operations *Note: Coverage for these styles apply only - Damage to Premises Rented to You to instruction/training type programs. Events/ - Medical Expense (other than participants) competitions/tournaments in which the - Hired Auto and Employers’ Nonownership insured’s members participate with these Liability (not provided while in Hawaii) styles are excluded and not covered under this - Professional Liability program. - Legal Liability to Participants Ineligible Operations: - Medical Payments for Participants (including but not limited to) - No Charge for Certificates of Insurance - Boxing (contact/sparring) - Premises Liability Included - Training programs for law enforcement, public safety and military personnel Non-Registered Member Activity Coverage (optional) - Trampoline parks/facilities Birthday Party Coverage (optional) - Wrestling Equipment and Contents - Inland Marine (optional) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage (optional) Hosted Tournament Coverage (optional) Excess Liability (optional) Directors’ and Officers’ Liability Including Employment Practices Liability for Not-for-Profit Organizations (optional) Sexual Abuse or Sexual Molestation Liability (optional)

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Martial Arts To request coverage through this program, please submit the Schools Program appropriate application along with the underwriting information - Over 65 years of experience providing sports, listed or apply online at martialartsinsurance-kk.com. In some leisure and entertainment insurance cases, requested coverages may not be offered or available due - In-house underwriting, policy administration to underwriting criteria and/or carrier guidelines. The earliest and claims services date that coverage can be bound is the day after your completed - 24-hour emergency claims phone service enrollment form and payment are received and approved. It is - Insurance carriers rated “A” or higher by important to carefully review the appropriate brochure and A.M. Best enrollment form to make sure you meet all the underwriting - Premium installment plans available guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Deposit payment by check or credit/debit card

Martial Arts Schools & Programs Application(s): (Apply online at: martialartsinsurance-kk.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Martial Arts Schools & Programs Enrollment Form Fort Wayne, IN 46801-2338 - Amateur Sports RPG Directors’ & Officers’ Liability Enrollment Form

Martial Arts Schools & Programs Risk Purchasing Group Program

PHONE: 800.648.6406 FAX: 260.459.5940 EMAIL: [email protected] WEB SITE: martialartsinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MOTORSPORTS PARTICIPANTS AND PROFESSIONAL ATHLETES Disability Income

Eligibility: Specialty insurance protection for loss of income during the time - Contractual indemnity for teams or sponsors the insured person is unable to perform his/her occupation due - Motorsport drivers and crew chiefs to injury or sickness. Coverage can include: temporary total - Professional athletes disability, permanent total disability and accident medical expense. Loss payee can be the individual, the team or other contract holder.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Favorable driving history Permanent Total Disability caused by accident or illness - Proof of earnings progression Temporary Total Disability caused by accident or illness Ineligible for this program: - Benefit period 52 to 104 weeks - Boat drivers  Accidental Death & Dismemberment - Motorcycle drag racers Accident Medical Expenses - Motocross riders - Football players 24-hour/Racing Activities Coverage Racing Activities Only Coverage Worldwide Coverage K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports Programs for over 65 years Additional Products: - Attendance at industry conventions including RPM Promoters Workshops, Auto/Shop Liability Performance Racing Industry Trade Show Commercial Coverage For Race Teams (PRI) - Auto Liability - Active industry involvement through - Building sanctioning bodies, racing associations and - Business Personal Property event attendance - General Liability (Nonracing) - In-house underwriting, policy administration, - Workers’ Compensation loss control and claims services - 24-hour emergency claims phone service Contingency/Prize Indemnity - Insurance carriers rated “A” or higher by Contractual Indemnity A.M. Best - Premium installment plans available Employment Practices Liability Excess Liability Ocean Marine Off-track & Storage Coverage for Competition Vehicles and Racing Equipment On Track Crash Damage Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Motorsport Driver Insurance Profile - Copy of contract for contractual indemnity - Proof of Income/Prior Earnings

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Motorsport Disability Income Program

PHONE: 800.348.1839 FAX: 260.459.5102 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MOTORSPORTS Facilities & Events

Eligible Operations: No other organization has the knowledge and experience that allows K&K to provide superior coverage for world-renowned - - Short track oval racing organizations as well as local tracks, teams and drivers. - Demo derbies racing K&K Insurance has provided motorsports insurance to the - Drag racing - Racing associations industry since 1952 and is still the leader in the industry today. - Independent car - Road courses club activities - Snowmobile A wide range of products are available to protect motorsports - Karting competitions facilities and/or event promoters. From liability and participant - - Specialty accident coverages to property and commercial auto coverages, - Motorsports motorsports events K&K has it covered. Programs are available to cover facility country clubs - Super speedways operators, specialty event promoters and sanctioning - Motorsports driving - Tractor/truck pulls organizations. schools Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Separate Limits for Legal Liability to Participants Factors (Including but not limited to): - Expanded Bodily Injury Definition - Must meet K&K motorsport insurability - Personal and Advertising Injury guidelines Definition Expanded - Official Vehicle Physical Damage Ineligible for this program: - Motorsports Errors & Omissions - Noncompetitive participation facilities - Customized Motorsport Policy Language (i.e., go kart concession tracks, off-road - Host Liquor Liability vehicle parks, mud parks)  - Cyber Risk ($25,000 sublimit) - Drag boat racing Participant Accident Coverage - Accidental Death & Specific Loss K&K Benefits: - Accident Medical Benefits Available on Excess - Experienced & professional staff dedicated or Primary Basis exclusively to servicing the K&K Motorsports - Limits up to $1,000,000 Programs for over 65 years - Volunteer- Accident Medical Coverage for - Attendance at industry conventions Motorsport Volunteers including RPM Promoters Workshops, - Weekly Accident Income Performance Racing Industry Trade Show Property (PRI) Crime - Active industry involvement through sanctioning bodies, racing associations and Inland Marine event attendance Commercial Auto - In-house underwriting, policy administration, Liquor Liability loss control and claims services - 24-hour emergency claims phone service Excess Liability - Insurance carriers rated “A” or higher by Event Cancellation & Non-appearance A.M. Best Workers Compensation - Interest-free premium installment plans available

Additional Products: - Contingency/Prize - High Limit Disability Indemnity - Products Liability - Employment Practices Liability

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- K&K Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs - Diagram of event locations - Schedule of events - Copies of contracts where insured assumes liability of others

Motorsports Facilities & Events Application(s): Contact Information: (Applications can be obtained from our web site: kandkinsurance.com) 1712 Magnavox Way P.O. Box 2338 K&K Application(s) Fort Wayne, IN 46801-2338 - Motorsport Facilities Application (if needed) - Property Insurance Questionnaire (if needed) - Premises Liability Insurance Application (if needed) - General Application (if needed) - Permanent Facility Event Enrollment Form (if needed) Motorsports Facilities & Events - Temporary Event Motorsports Enrollment Form (if needed) Program - Liquor Liability (if needed) - Fireworks Application- Motorsports (if needed) PHONE: 800.348.1839 FAX: 260.459.5118 ACORD Application(s) - Property EMAIL: - Commercial Auto [email protected] - Crime - Inland Marine WEB SITE: kandkinsurance.com - Excess Liability

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MOTORSPORTS Independent Clubs

Eligibility: K&K offers affordable general liability protection for - Independent Clubs independent car club shows, meetings, rallies and social - Organizations operating functions. General Liability coverage extends to officers, the premises for covered programs members, and volunteers while participating in covered - Autocross - Poker runs activities and excess liability limits are available by request. - Business meetings - Rallies - Caravans - Slaloms Coverages Available & Program Highlights: - Concours - Social Functions - Gymkhanas - Tours General Liability - Parades - Other than one car - Broadened Coverage Form at a time events - Fireworks Liability - Motorsports Errors & Omissions - Legal Liability to Participants (for motorized Key Underwriting/Qualifying events, waivers required) - Official Vehicle Physical Damage Factors (Including but not limited to): - Cyber Risk ($25,000 sublimit) - Must meet K&K Motorsports Guidelines - Products Liability (food & beverage) - $500 minimum premium - Additional insureds (including officials, car owners, drivers, pit crews, sponsors, Ineligible for this program: persons or organizations operating, - Wheel to wheel racing managing, sanctioning, sponsoring or - Boating risks providing the premises for competitive - Hill climbs covered programs) - Drifting Participant Accident K&K Benefits: - Accidental Death & Specific Loss - Experienced & professional staff dedicated - Increased Accident Medical Limits exclusively to servicing the K&K Motorsports - Weekly Accident Income Benefits Programs for over 65 years - Attendance at industry conventions including RPM Promoters Workshops, Performance Racing Industry Trade Show Additional Products: (PRI) - Active industry involvement through Commercial Auto associations and event attendance - In-house underwriting, policy administration, Crime loss control and claims services Business Income - 24-hour emergency claims phone service Directors’ & Officers’ Liability - Insurance carriers rated “A” or higher by A.M. Best Garage Liability - Interest-free premium installment plans Inland Marine available Liquor Liability Property Excess Liability Event Cancellation & Non-appearance

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- K&K Application(s) (see below) - Five years of company loss runs - Completed ACORD applications for other requested coverages - Copy of contracts where insured assumes liability of others

Independent Club Application(s): (Applications can be obtained from our web site: kandkinsurance.com) Contact Information: 1712 Magnavox Way P.O. Box 2338 K&K Application(s) Fort Wayne, IN 46801-2338 - Motorsports Independent Car Club ICEL Application - Motorsports Independent Motorcycle ICEL Application

ACORD Application(s) Motorsport Independent Clubs - Property Program - Commercial Auto - Crime PHONE: 800.348.1839 - Inland Marine FAX: 260.459.5102 - Excess Liability EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MOTORSPORTS Off-track & Storage

Eligible Operations: This program is designed to protect competition vehicles from - Individuals physical damage losses due to fire, theft, trailer upset and - Race teams most other physical damage claims. Other items that can be - Show car operations covered are spare parts, tools and equipment. Coverage is - Sanctioning bodies provided while the insured items are stored and transported to and from events and while in paddock or garage areas.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - The policy inventory schedule must include Valuation of Loss Based on Agreed Amount of Insured at least one competition or show vehicle Property Rather Than Actual Cash Value - $500 minimum premium Coverage Extends to Competition Vehicle Under Own Power for Incidental Movement Ineligible for this program: - Vehicles licensed or registered for public No Coinsurance road use Expediting & Rental Expense Coverage Included Flood and Earthquake Coverage While in Transit K&K Benefits: Worldwide Coverage - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports Programs for over 65 years Additional Products: - Attendance at industry conventions including RPM Promoters Workshops, Auto/Shop Liability Performance Racing Industry Trade Show Commercial Coverage For Race Teams (PRI) - Auto Liability - Active industry involvement through - Building sanctioning bodies, racing associations and - Business Personal Property event attendance - General Liability (Non-racing) - In-house underwriting, policy administration, - Workers’ Compensation loss control and claims services - 24-hour emergency claims phone service Contingency/Prize Indemnity - Insurance carriers rated “A” or higher by A.M. Best Contractual Indemnity - Premium installment plans available Disability Income For Professional Crew Chiefs & Drivers Employment Practices Liability Excess Liability Ocean Marine On Track Crash Damage (for certain classes) Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- K&K Application(s) (see below) - Four years of company loss runs

Off-track & Storage Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - Motorsports Off-track and Storage Application

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Off-track & Storage Program

PHONE: 800.348.1839 FAX: 260.459.5102 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MOTORSPORTS On-track Crash Damage

Eligible Operations: A new option in our portfolio of motorsports insurance - Professional and semi-professional products, the On-track Crash Damage Program is designed racing teams, drivers and/or car owners for professional racing teams. The coverage is for damage to the automobile only (no liability included). Coverage on this Key Underwriting/Qualifying program is offered through various carriers on a surplus lines basis. Factors (Including but not limited to): - Driver resume and claim history

Ineligible for this program: Coverages Available & Program Highlights: - High speed ovals - Drag racing Accident Damage - Short Fire Damage Written on a seasonal and/or per event basis K&K Benefits: - Experienced & professional staff dedicated “Agreed” policy valuation-no need for appraisals exclusively to servicing the K&K Motorsports Performance modifications included Program for over 65 years (subject to overall sum insured) - Attendance at industry conventions including RPM Promoters Workshops, Performance Racing Industry Trade Show (PRI) - Active industry involvement through sanctioning bodies, racing associations and Additional Products: event attendance - Premium installment plans available Auto/Shop Liability Commercial Coverage For Race Teams - Auto Liability - Building - Business Personal Property - General Liability (Nonracing) - Workers’ Compensation

Contingency/Prize Indemnity Contractual Indemnity Disability Income For Crew Chiefs & Drivers Employment Practices Liability Excess Liability Ocean Marine Off-track & Storage Coverage for Competition Vehicles and Racing Equipment Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- K&K Applications (See below) - Driver bio - Claim history

Motorsports On-track Crash Damage(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Applications Contact Information: - Combined Physical Damage Proposal Form 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Motorsports On-track Crash Damage

PHONE: 800.348.1839 FAX: 260.459.5118 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MOTORSPORTS Race Teams & Race Shops

Eligible Operations: Race Teams: Commercial property & casualty coverage for - Drivers - Racing service & race team operations. Workers’ compensation available. - Race shops repair shops Contingent racing - Race teams - Show car exhibitions Race Owners & Sponsors Liability: liability for the race team owner, sponsor or driver. - Racing associations - Sponsors Off-track & Storage: Protects competition vehicles, trailers, spare parts, tools and racing equipment from physical damage Additional Products: losses due to fire, theft, trailer upset and other physical damage Auto/Shop Liability claims. Contingency/Prize Indemnity Coverages Available & Program Highlights: Contractual Indemnity Disability Income For Crew Chiefs & Drivers Race Teams General Liability Employment Practices Liability - Liability Provided While Away From Premises Ocean Marine - Incidental Products Coverage for Promotional On Track Crash Damage (for certain classes) Operations/Souvenir Sales Participant Accident for Tuning & Testing Business Auto Including Transporters Building & Business Personal Property Products Liability Broadened Coverage Enhancement for Property Workers’ Compensation Business Income and Extra Expense Crime Key Underwriting/Qualifying Factors Cyber Risk ($25,000 sublimit) (Including but not limited to): Electronic Data Processing Race Teams Excess Liability minimum premium - $500 Owners & Sponsors Garagekeepers minimum premium - $1,500 Workers’ Compensation Off-track & Storage Racing Owners & Sponsors minimum premium - $500 General Liability - Legal Liability to Participants Ineligible for this program: - No Bodily Injury Deductible - Hospitality/catering risks must be for racing - Incidental Products Coverage exposure only - Testing Sessions Included

 Note: For more underwriting information see Off-track & Storage individual program sheets for Racing Owners Valuation of Loss Based on Agreed Value of Insured & Sponsors Liability and Off-track & Storage. Property Rather Than Actual Cash Value Coverage Extends to Competition Vehicle Under Own Power for Incidental Movement No Coinsurance Expediting & Rental Expense Coverage Included Flood and Earthquake Coverage While in Transit Worldwide Coverage

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports To request an insurance quotation through this program, Programs for over 65 years please submit the appropriate applications along with the - Attendance at industry conventions including preliminary underwriting information listed. In some cases, RPM Promoters Workshops, Performance requested coverages may not be offered or available due to Racing Industry Trade Show (PRI) underwriting criteria and/or carrier guidelines. It is important - Active industry involvement through to carefully review the terms and conditions of any insurance sanctioning bodies, racing associations and quotations received. Please contact a K&K representative if event attendance you have any questions. - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Preliminary Underwriting Information A.M. Best Required: - Premium installment plans available - K&K Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs For Workers’ Compensation - Five years of company loss runs (including current year) - Experience Modification Worksheet

Contact Information: Race Teams Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: www.kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Race Team Supplemental (use in conjunction with ACORD General Applicant Information) - Motorsports Racing Owners & Sponsors Liability Application Race Team Program (if needed) - Motorsports Off-track & Storage Application (if needed) PHONE: 800.348.1839 FAX: 260.459.5102 ACORD Application(s) - Commercial Insurance EMAIL: - Property [email protected] - Electronic Data Processing - Inland Marine WEB SITE: - Crime kandkinsurance.com - Commercial General Liability - Commercial Auto K&K Insurance Group, Inc. is a licensed insurance - Garagekeepers Legal Liability producer in all states (TX license #13924); - Excess Liability operating in CA, NY and MI as K&K Insurance - Workers’ Compensation Agency (CA license #0334819)

Insuring the world’s fun® 12/20 MOTORSPORTS Racing Owners & Sponsors Liability

Eligible Operations: This program is designed to protect the interests of racing - Drivers - Race team owners owners, sponsors and drivers for covered losses where the - Event sponsors - Race team sponsors facility’s or sanctioning body’s insurance limits are insufficient - Racing associations for possible claims in which the owner, sponsor or driver is named.

Key Underwriting/Qualifying Factors (Including but not limited to): Coverages Available & Program Highlights: - $1,000,000 minimum underlying coverage required General Liability - $1,500 minimum premium - Spectator Liability - Legal Liability to Participants Ineligible for this program: (subject to underwriting) - Drag boat racing - No Bodily Injury Deductible - Mud bogs - Incidental Products Coverage - Jet vehicle exhibition/racing - Primary Test & Tune available (refer to underwriting)

K&K Benefits: Additional Products: - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports Auto/Shop Liability Programs for over 65 years - Attendance at industry conventions including Commercial Coverage For Race Teams RPM Promoters Workshops, Performance - Auto Liability Racing Industry Trade Show (PRI) - Building - Active industry involvement through - Business Personal Property sanctioning bodies, racing associations and - General Liability (Non-racing) - Workers’ Compensation event attendance - In-house underwriting, policy administration, Contingency/Prize Indemnity loss control and claims services - 24-hour emergency claims phone service Contractual Indemnity - Insurance carriers rated “A” or higher by Disability Income For Crew Chiefs & Drivers A.M. Best Employment Practices Liability - Premium installment plans available Excess Liability Ocean Marine Off-track & Storage Coverage for Competition Vehicles and Racing Equipment On Track Crash Damage (for certain classes) Participant Accident for Tuning & Testing Products Liability World Wide Liability Workers’ Compensation

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- K&K Application(s) (see below) - Four years of company loss runs - Copy of sponsorship agreement/contract

Racing Owners & Sponsors Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - Motorsports Racing Owners & Sponsors Liability Application Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Racing Owners & Sponsors Program

PHONE: 800.348.1839 FAX: 260.459.5102 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 OUTFITTERS & GUIDES

Eligible Operations: K&K is a leader in providing custom insurance programs to the outfitters & guides industry. When it comes to specialized - Adventure/challenge - Mountain biking coverages go to the company that knows the business. We ropes course - Mountaineering understand and insure adventure activities such as white water facilitators - Paddleboarding rafting, kayaking, canoeing, hunting, fishing, rock climbing, - Cabins - Rafting ropes courses, climbing walls and much more. - Canoeing/kayaking - Sailing - Hunting & fishing - Surfing - Indoor climbing - Zipline Also Available - A special risk purchasing group program with gyms/centers a reduced minimum premium for outfitter and guide operations that: Key Underwriting/Qualifying Factors • Are engaged in select activities such as Class I, II, (Including but not limited to): III and flat water operations, guided sea kayaking, - Management must have at least three years paddling schools, guided hunting and fishing, hiking, management experience in the industry backpacking, bicycling, cross-country skiing, snow- - General liability minimum premium: shoeing and non-motorized watercraft/tube rental $1,500 for water activities • Meet specific gross revenue levels $2,500 for mountaineering and ropes courses • Have been in business for at least one year or 3 years equivalent experience Ineligible for this program: • General Liability minimum premium $1,050 - Adventure races - Rodeos - Animal breeding/ - Snowmobile rental boarding - Stand-alone bike Coverages Available & Program Highlights: - Animal auctions rentals General Liability Inland Marine - ATV rentals - Stand-alone cross - Dude ranches country and Commercial Auto Crisis Response - Destination resorts backcountry skiing - Golf cart rental - Stand-alone equine Excess Liability Abuse Molestation - Mud runs operations Commercial Property - Petting zoo - Stand-alone portable - Retail only climbing walls operations - Common Associated Exposures:

K&K Benefits: - Camping - Liquor Liability - Experienced & professional staff dedicated - Equine - Lodges exclusively to servicing the K&K Outfitters & - Equipment rentals - Restaurants Guides Program for over 10 years - Food & beverage - Retail sales - Active participation in industry trade shows concessions - Skiing and meetings - Hiking  - Swimming - Over 65 years of experience providing sports, - Instruction leisure and entertainment insurance - In-house underwriting, policy administration, * * * * * * * * * * * * * * * * * * * * * * * * * * * * loss control and claims services - 24-hour emergency claims phone service Buy Coverage On-line! - Insurance carriers rated “A” or higher by K&K’s specialty web site, outfittersguide-kk.com offers A.M. Best on-line quoting and purchasing. Commission payable to - Premium installment plans available agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * * Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) - Three years of company loss runs - Facility brochure (if available) - Copy of waiver & release forms - Website

Outfitters & Guides Application(s): Contact Information: 1712 Magnavox Way Applications can be obtained from our web site: P.O. Box 2338 kandkinsurance.com Fort Wayne, IN 46801-2338

Outfitters & Guides Program

PHONE: 800.440.5580 FAX: 260.459.5810 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 PARADES

For event insurance from small gatherings to world-class Eligible Operations: celebrations, K&K covers special events of all sizes. Through years Parades including set-up and tear-down of experience, we’ve found that tailored coverages designed to fit your event provide the best insurance coverage. For smaller events, our risk purchasing group program protects clients without Key Underwriting/Qualifying unnecessary coverages that larger special events require. For Factors (Including but not limited to): events of all sizes, turn to K&K for superior insurance protection. - Minimum premium general liability- $2,500 Coverages Available & Program Highlights: - Stand-alone coverage for parade floats or participants not available General Liability - Written on an Admitted Basis - Broadened Coverage Form Note: Short Term Special Event Risk Purchasing - Non-auditable Policy Group program is available for events with less - No Bodily Injury Deductible than 12,000 attendance. - Legal Liability to Participants $383 minimum premium applies. - Volunteer Accident- Accident Medical Coverage For (see reverse side for contact information) Volunteers - Liquor Liability - Employee Benefits Liability K&K Benefits: - Transmissible Pathogens Coverage - Experienced & professional staff dedicated exclusively to servicing the K&K Special Directors and Officers Including Employment Event Program for over 30 years Practices Liability - Active participation in industry trade shows Property and meetings - Emergency Vacating Expenses Covered up - Over 65 years of experience providing to $25,000, Crisis Response Coverage—$25,000, Full sports, leisure and entertainment insurance Building Ordinance “A” Coverage - In-house underwriting, policy administration, Inland Marine loss control and claims services Crime - 24-hour emergency claims phone service Excess Liability - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance Contact Information: quotations received. Please contact a K&K representative if 1712 Magnavox Way you have any questions. P.O. Box 2338 Fort Wayne, IN 46801-2338 Preliminary Underwriting Information Required:

Special Events Program - Application(s) (see below) - ACORD applications for other requested coverages PHONE: 800.553.8368 - Five years of detailed, currently-valued company loss runs or 800.440.5580 - Parade route/map - Web site address EMAIL: - Copy of parade participant sign up sheet KK.VenueGaming@ kandkinsurance.com Special Events Application(s): WEB SITE: (Applications can be obtained from our web site: kandkinsurance.com) kandkinsurance.com K&K Application(s) - Parade Information Form Short Term Special Events RPG Program For short term special events with less than 12,000 ACORD Application(s) attendance - Property - Crime PHONE: 877.648.6404 - Inland Marine FAX: 260.459.5502 - Excess Liability EMAIL: [email protected] WEB SITE: eventinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 PARI-MUTUEL RACING (Horse Tracks & Greyhound Tracks)

Eligible Operations: K&K offers insurance products developed specifically for - Greyhound dog - Quarter horse tracks the pari-mutuel industry that address the unique needs of tracks - Racino gambling horse and greyhound tracks. Our specialized coverages will - Harness tracks - Simulcast facilities keep your operations running smoothly. For pari-mutuel - Off-track betting - Thoroughbred tracks insurance, K&K is always a winner. parlors

Key Underwriting/Qualifying Factors (Including but not limited to): - $3,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: General Liability - Chariot racing - Legal Liability to Participants - Steeplechase events - Horse Legal Liability - Dog Legal Liability - Liquor Liability K&K Benefits: - Employee Benefits Liability - Experienced & professional staff dedicated Property exclusively to servicing the K&K Pari-mutuel Program for over 25 years Inland Marine - Active participation in industry trade shows Commercial Auto and meetings - Over 65 years of experience providing Crime sports, leisure and entertainment insurance Excess Liability - In-house underwriting, policy administration, Jockey Accident Medical Coverage loss control and claims services - 24-hour emergency claims phone service Workers’ Compensation (in select states) - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available Common Associated Exposures:

- Casinos - Hotel/Motel - Entertainment - Promotional activities - Food & beverage - Restaurants/lounges concessions - Valet parking

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs - Most current financial statement - Copy of stall or kennel agreement

Pari-mutuel Racing Application(s): (Applications can be obtained from our web site: kandkinsurance.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Horse Track Liability Information Form Fort Wayne, IN 46801-2338 - Horse Legal Liability Application - Dog Track Liability Information Form - Participant Legal Liability Supplemental Application Pari-mutuel Racing Program - Liquor Liability Application (if needed) - Security Supplemental Information PHONE: 800.440.5580 - Jockey Accident Medical Proposal Request Form (if needed) FAX: 260.459.5810 ACORD Application(s) EMAIL: - Property KK.VenueGaming@ - Crime kandkinsurance.com - Commercial Auto - Inland Marine WEB SITE: - Excess Liability kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 POLITICAL CAMPAIGNS AND EVENTS

Eligible Operations: K&K’s Political Campaign and Event program provides coverage (Including but not limited to) for campaign offices, political conventions, inaugurations, - Conventions campaign rallies, speeches, fund-raising activities, debates and - Inauguration Activities other campaign-related appearances. Coverage is available for all - Debates levels of political campaigns including national, regional and local - Transition Committees races. - Campaign Offices - Campaign Events: Coverages Available & Program Highlights: • Speeches • Meals — Luncheons, Dinners, Picnics, BBQs General Liability • Interviews • Appearances — Parades, Television & Radio, - Written on an Admitted Basis First Pitches, General Fund Raising - Broadened Coverage Form • Other types of events with underwriting - No Bodily Injury Deductible approval - Volunteer Accident- Accident Medical Coverage For Volunteers - Volunteers as Additional Insureds K&K Benefits: - Fireworks Liability - Experienced & professional staff dedicated - Liquor Liability exclusively to servicing the K&K Special - Employee Benefits Liability Event Program for over 30 years - Transmissible Pathogens Coverage - Active participation in industry trade shows Directors and Officers Including Employment and meetings Practices Liability - Over 65 years of experience providing Business Personal Property sports, leisure and entertainment insurance Inland Marine - In-house underwriting, policy administration, Commercial Auto loss control and claims services - Owned Auto - 24-hour emergency claims phone service - Nonowned/Hired Auto - Insurance carriers rated “A” or higher by Crime A.M. Best Excess Liability - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD applications for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/setup - Web site address - Schedule of events Contact Information: 1712 Magnavox Way P.O. Box 2338 Special Events Application(s): Fort Wayne, IN 46801-2338 (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - Festival/Special Event/Parade Information Form Political Program - Vendors As Additional Insureds Information Form (if needed) - Fireworks Application (if needed) PHONE: 800.553.8368 - Liquor Liability (if needed) FAX: 260.459.5624 - Directors and Officers including Employment Practices Liability (contact K&K for specific application) EMAIL: KK.EventsAttractions@ ACORD Application(s) kandkinsurance.com - Property WEB SITE: - Crime kandkinsurance.com - Commercial Auto - Inland Marine - Excess Liability

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 PRODUCTS LIABILITY

Key Underwriting/Qualifying K&K’s Product Liability Program was developed for the sports, Factors (Including but not limited to): leisure and entertainment industry with emphasis on automobile, - Vendor status/certificates of insurance motorcycle, sports equipment, boat, trailer and amusement - U.S.-based operations ride manufacturers. The program includes most support - Deductible versus SIR requirements industries and other tough product liability classes. - Stand alone products coverage available - General liability must include products coverage - Experience evaluation - $7,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: Products Liability - Aviation - Vendors as Additional Insureds - Latex gloves - Worldwide coverage - Tobacco products - Occurrence or Claims Made policy forms - Deductible and SIR Options Available K&K Benefits: General Liability (including products coverage) - Experienced & professional staff dedicated Umbrella/Excess Liability exclusively to servicing K&K’s Products Liability clients - Excellent relationships with several leading insurance carriers Eligible Operations: - Active participation in product trade associations such as The International Boat - Auto, motorcycle, truck parts Builders Exhibition & Conference (IBEX), - Boats & marine equipment International Health, Racquet & Sportclub - Camping equipment Association (IHRSA), Specialty Equipment - Critical auto parts Market Association (SEMA) and International - Collector car kits, street rods, kit cars Association of Amusement Parks and - Custom motorcycle manufacturers Attractions (IAAPA) - Distributors - 24-hour emergency claims phone service - Exercise equipment - Insurance carriers rated “A” or higher by - Gymnastic & martial art equipment A.M. Best - Industrial products - Premium financing available - Importers - Assistance with surplus lines tax filings - Manufacturers - New Ventures - Racing equipment and parts - Ski equipment, snow boards, skate boards - Sports equipment, helmets - Trailers & recreational vehicles - Vitamins & Supplements

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative at (800) 927-4756 if you have any questions.

Preliminary Underwriting Information Required:

- K&K Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of current valued loss runs or equivalent - Website address, brochure or narrative describing products and operations

Products Liability Application(s): (Applications can be obtained from our web site: kandkinsurance.com) Contact Information: 1712 Magnavox Way P.O. Box 2338 K&K Application(s) Fort Wayne, IN 46801-2338 - Application for Product Liability Insurance

ACORD Application(s) - Commercial Information - General Liability Products Liability Program - Umbrella/Excess

PHONE: 800.927.4756 FAX: 847.953.2901 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 PROFESSIONAL SPORTS TEAMS

Eligible Operations: Professional sports teams can benefit from the knowledge - Professional sports teams or league wide K&K Insurance Group has gained through years of experience programs working closely with top sports organizations across the - Major & minor league sports teams country. Our reputation as a leader in the sports, leisure and - Team owned or managed sports facilities entertainment insurance industry comes from over 65 years of covering some of the toughest risk in sports. For professional- level coverage and world class service–turn­­ to K&K. Key Underwriting/Qualifying Factors (Including but not limited to): Coverages Available & Program Highlights: - Management must have at least three years management experience General Liability - Waiver/release forms required for all - Broadened Coverage Form activities where spectators participate - No Deductible - Minimum account premiums: - Legal Liability to Participants Minor League Baseball- $5,000 - Fireworks Liability NFL- $10,000 - Liquor Liability Other professional teams- $2,500 - Lessors and Sponsors Can be Included as Additional Insureds - Employee Benefits Liability Ineligible for this program: - Boxing * Property - Mixed Martial Arts * - Over 25 Property Enhancements - Rugby * - Equipment Breakdown Included - Wrestling * Inland Marine Commercial Auto * K&K offers spectator liability only - Owned Autos - Nonowned/Hired Auto Crime K&K Benefits: Excess Liability - Experienced & professional staff dedicated exclusively to servicing the K&K Professional Event Cancellation & Non-appearance - ShowStoppers Sports Program Workers’ Compensation (non-players) - Endorsed by Minor League Baseball - Active participation in industry trade shows and meetings Common Associated Exposures: - Over 65 years of experience providing Professional sports teams in the following areas: sports, leisure and entertainment insurance - In-house underwriting, policy administration, - Arena - Hockey Football - Lacrosse loss control and claims services - Baseball - Soccer - 24-hour emergency claims phone service - Basketball - Softball - Insurance carriers rated “A” or higher by - Football - Tennis A.M. Best - Golf - Premium installment plans available Related ancillary activities such as: - Office premises - Concessions - Practice games - Public appearances such as interviews and autograph signing sessions - Entertainment prior to, at half time, post game

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs, including current year - Most current financial statement or pro forma on new business ventures - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copies of all contracts - Copy of operations manual - Evidence of Work Comp (where applicable) Contact Information: 1712 Magnavox Way Professional Sports Teams Application(s): P.O. Box 2338 (Applications can be obtained from our web site: kandkinsurance.com) Fort Wayne, IN 46801-2338

K&K Application(s) - Professional Sports Information Form (for all sports except baseball) Professional Sports Teams Program - National Association of Professional Baseball Leagues Information Form (baseball only) - Baseball Team Property Checklist (if needed) PHONE: 800.441.3994 - Inflatable Liability Questionnaire (if needed) FAX: 260.459.5120 - Nonowned/Hired Auto Questionnaire (if needed) EMAIL: - Security Supplemental Information - Fireworks Application [email protected] - Liquor Liability Application (if needed) WEB SITE: - Hot Tub Liability Questionnaire (if needed) kandkinsurance.com ACORD Application(s) K&K Insurance Group, Inc. is a licensed - Property insurance producer in all states (TX license - Crime #13924); operating in CA, NY and MI as K&K - Commercial Auto Insurance Agency (CA license #0334819) - Computer Coverage - Inland Marine - Excess Liability

Insuring the world’s fun® 12/20 RESORTS/GUEST RANCH PROGRAM

Eligible Operations: With the coverage of K&K’s Resort and Guest Ranch Program, - Private or publicly held destination resorts, your clients can spend time on important things like keeping and guest ranches guests happy. We’ll take care of the rest with an insurance program specifically tailored to the individual needs of your operation. Key Underwriting/Qualifying Factors Coverages Available & Program Highlights: (Including but not limited to): - Manager must have 3 years industry General Liability management experience - Broadened Coverage Form - $5,000 Minimum Account Premium - Non-auditable Policy - No Deductible Ineligible for this program: - Liquor Liability - Bed & Breakfast - Fireworks Liability - Ski Resort - Expanded Bodily Injury Definition - Franchised hotels/motels - Nonowned Watercraft up to 51’ - Waterparks, amusement parks, etc. as primary - Personal and Advertising Injury Definition reason for patronage to the facility. Expanded - Homeowners associations - Sexual Abuse & Molestation Coverage - Transmissible Pathogens Coverage - Cyber Liability Coverage K&K Benefits: - Crisis Response Coverage - Experienced & professional staff dedicated Property exclusively to servicing the K&K Camping - More Than 50 Coverage Expansions Industry for over 20 years - Equipment Breakdown Included - Proud industry involvement through active - Vacancy Clause Redefined to Address participation in American Outdoors, Seasonal Operations Professional Paddlesports of America and - Building Definition Redefined to Include: tent the Association for Experiential Educators platforms, pavilions & shelters, signs, boat & (AEE) and American Camp Association canoe racks, permanently installed playground - Active participation in industry trade shows equipment and meetings - Business Interruption, Communicable - Over 65 years of experience providing Disease and Food Contamination Extension; sports, leisure and entertainment insurance Civil Authority Expansion Available - In-house underwriting, policy administration, - Emergency Vacating Expenses Covered, loss control and claims services Full Building Ordinance “A” Coverage - 24-hour emergency claims phone service - Inland Marine - Insurance carriers rated “A” or higher by - Commercial Crime A.M. Best - Premium installment plans available Commercial Auto Excess Liability Workers’ Compensation

Common Associated Exposures:

- Golf courses - Playgrounds - Golf driving ranges - Fine Dining - Hiking trails - Fishing & Hunting - Horseback riding - Cross-country skiing - Miniature golf - Spas/Health & Fitness - Boating/Canoeing Centers

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Pictures of facility - Web site address (if available)

Resort/Guest Ranch/Campground Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - Resorts Insurance Information Form Contact Information: - Fireworks Supplemental Application (if needed) 1712 Magnavox Way - Golf Course Supplemental (if needed) P.O. Box 2338 - Herbicide/Pesticide Questionnaire (if needed) Fort Wayne, IN 46801-2338 - Guided Hunting/Fishing (if needed)

Resorts/Guest Ranch Program ACORD Application(s) PHONE: 877.355.0315 - Property - Crime FAX: 260.459.5990 - Commercial Auto EMAIL: - Inland Marine KK.CampCgrdResort@ - Excess Liability kandkinsurance.com - Workers’ Compensation WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 SCHOOL ATHLETICS

Eligible Operations: K&K Insurance provides unique insurance programs for all - College athletic - H.S. athletic levels of intercollegiate and interscholastic sports activities. conferences conferences/ - Bowl games associations - Coaches & officials - Jr. college athletic associations programs - Collegiate athletic & - Sports camps & clinics Coverages Available & Program Highlights: activity programs - Student government - Collegiate clubs & - Tournaments/ General Liability intramural sports all-star games - Broadened Coverage Form programs - Volunteers as Additional Insureds - Legal Liability to Participants - No Deductible Key Underwriting/Qualifying Factors - Employee Benefits Liability (Including but not limited to): - Sponsors, Lessors as Additional Insureds - $3,500 minimum account premium - $1,500 minimum per collegiate conference Property - Over 25 Property Enhancements Inland Marine Ineligible for this program: Commercial Auto - Liability coverage for individual high schools or - Nonowned/Hired Auto individual private schools - Business Auto - Stand alone legal liability to participants  Directors and Officers Liability Crime K&K Benefits: Excess Liability - Experienced & professional staff dedicated Excess Accident Medical exclusively to servicing the K&K School - K-12 (mandatory and voluntary) Athletics Program Including Athletics - Active participation in industry trade shows - College Athletics and meetings - Over 65 years of experience providing sports, Catastrophic Accident Medical leisure and entertainment insurance - K-12 Including Athletics - In-house underwriting, policy administration, - College Athletics loss control and claims services Sexual Abuse & Molestation - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Event Cancellation & Non-appearance A.M. Best - Premium installment plans available

Common Associated Exposures:

- Ancillary events related - Fund raisers to scheduled sports - Office premises activities - Setup/teardown days

Insuring the world’s fun® Preliminary Underwriting Information Submission Instructions: Required:

- Application(s) (see below) To request an insurance quotation through - Five years of company loss runs, including current year this program, please submit the appropriate - Copy of procedures manual applications along with the preliminary - Certificate of Insurance from vendors, independent underwriting information listed. In some cases, contractors or exhibitors listing insured as additional insured requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any K&K School Athletics Application(s): insurance quotations received. Please contact a (Applications can be obtained from our web site: kandkinsurance.com) K&K representative if you have any questions.

Athletic Conferences - Athletic Conferences Application - Nonowned/Hired (included in above application) - Liquor Liability Application (if applicable) - Security Supplemental Information (if applicable)

Intercollegiate Athletic Association - Intercollegiate Athletic Association Application

High School Athletics/Activities Association - High School Activities/Athletics Association Application Contact Information: - Nonowned/Hired Application (if applicable) 1712 Magnavox Way P.O. Box 2338 Bowl/All-star Games Fort Wayne, IN 46801-2338 - Bowl/All-star Games Application - Participant Accident Supplemental Application (if applicable) - Nonowned/Hired Application (if applicable) - Liquor Liability Application (if applicable) - Fireworks Supplemental Application (if applicable) School Athletics Program - Security Supplemental Information (if applicable) - Inflatable Liability Questionnaire (if needed) PHONE: 800.441.3994 - Sexual Abuse & Molestation Supplemental (if needed) FAX: 260.459.5120 EMAIL: Coaches/Officials [email protected] - Coaches/Officials Liability Application

WEB SITE: Intercollegiate Sports Accident Medical kandkinsurance.com - Intercollegiate/Club/Intramural Sports-Basic Medical Insurance Program Quotation Request Form K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Interscholastic Sports Accident Medical Insurance Agency (CA license #0334819) - Interscholastic Quotation Request Form

Insuring the world’s fun® 12/20 SHORT TERM SPECIAL EVENTS Buy Coverage Immediately On-line! K&K’s specialty web site, eventinsurance-kk.com offers on-line quoting and purchasing for short term special events.

Ineligible Operations: (Including but not limited to) This insurance program is designed for organizers of - Activist rallies/marches/protests short term special events that meet the following criteria: - Airshows/events • Total attendance is 12,000 or less - Animal obedience training • Maximum number of consecutive event days is 10 - Any events involving organized athletic (not including set-up or tear down) events/competitions • Event is held at a single location (except for weddings – - Any events and/or concerts – involving rap, hip-hop, coverage can be extended to include the rehearsal, ceremony alternative or techno/DJ and reception as a single event) - Any events held on an airport premises • Event must take place in the United States - Any events honoring national and/or local celebrities or professional athletes - Any events involving battle reenactments - Any events involving in or on water activities - Bonfires - Christmas tree sales/lots Eligible Operations (Including but not limited to): - Cinematography & photography for commercial use - Auctions - Meetings - Circuses - Award presentations - Pageants - Color party, foam party, or raves - Banquets/luncheons - Proms - Food eating contests - Bazaars - Quinceanera - Fraternity or sorority events (except alumni - Car/motorcycle/RV/ - Recitals (dance, music) association off-sites events that have been boat shows-static - Reunions approved by us) display only - School band or drill team - Geocaching events - Charity events competitions - Gun and/or knife shows - Concerts (call for - School carnivals (no rides/ - Haunted attractions/events approval) inflatables) - Health fairs/expositions - Conventions - Seminars - Mazes (corn, hay or fence) - Debuts or - Shows (art, wedding, etc.) - Parades (or any event involving a parade) debutante balls - Social gatherings or - Political events (except private fundraising auctions, - Festivals (art, craft, receptions benefits, dances, dinners) ethnic, harvest) - Speaking engagements - Pumpkin chunkin events - Flea markets - Swap meets - Rodeos - Graduation - Theatrical performances - Seances ceremonies - Wedding activities - Tailgating events (unless reported and approved - Job fairs (rehearsal, ceremony, or by us) - Lectures reception) - Tractor pulls - Union meetings Coverages Available & Program Highlights: - Walks/running events General Liability K&K Benefits: - Bodily Injury and Property Damage - Experienced & professional staff dedicated - Personal and Advertising Injury exclusively to servicing the K&K Short Term - Products and Completed Operations Special Events Program - Damage to Premises Rented to You - Over 65 years of experience providing sports, - Medical Expense leisure and entertainment insurance - No Charge for Certificates of Insurance - In-house underwriting, policy administration - Host Liquor Liability Included and claims services - 24-hour emergency claims phone service Liquor Liability - Primary (optional) (not available online) - Insurance carriers rated “A” or higher by Increase Medical Expense (optional) (not available online) A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or by applying online at eventinsurance-kk.com. In some Contact Information: cases, requested coverages may not be offered or available due 1712 Magnavox Way to underwriting criteria and/or carrier guidelines. It is important P.O. Box 2338 to carefully review the appropriate brochure and enrollment Fort Wayne, IN 46801-2338 form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Short Term Special Events Underwriting Information Required: Risk Purchasing Group Program- For special events with less than 12,000 attendance - Completed and signed enrollment form(s), if submitting via fax, mail, or email (see below) PHONE: 877.648.6404 - Full payment by check or credit/debit card FAX: 260.459.5502

EMAIL: Short Term Special Events Application(s): [email protected] (Apply online at: eventinsurance-kk.com) WEB SITE: eventinsurance-kk.com K&K Application(s) - Short Term Special Event Enrollment Form

Note: Larger special events may qualify for coverage under another K&K program

Special Events Program Events & Attractions Unit- For special events with more than 12,000 attendance

PHONE: 800.553.8368 FAX: 260.459.5624 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 SPECIAL EVENTS

For event insurance from small gatherings to world-class Eligible Operations: celebrations, K&K covers special events of all sizes. Through years (Including but not limited to) of experience, we’ve found that tailored coverages designed to - Art displays - Pageants fit your event provide the best insurance coverage. For smaller - Auctions - Proms events, our risk purchasing group program protects clients without - Banquets - Religious assemblies unnecessary coverages that larger special events require. For - Bazaars - Reunions events of all sizes, turn to K&K for superior insurance protection. - Charity events - Seminars - Concerts - Shows - Conventions - Social gatherings Coverages Available & Program Highlights: - Craft displays - Trade shows - Graduations - Weddings & General Liability - Lectures receptions - Written on an Admitted Basis - Meetings - Broadened Coverage Form - Non-auditable Policy Key Underwriting/Qualifying - No Bodily Injury Deductible - Legal Liability to Participants Factors (Including but not limited to): - Volunteer Accident- Accident Medical Coverage For - Minimum premium Volunteers general liability- $2,500 - Volunteers as Additional Insureds package- $5,000 - Contingent Ride Liability - Fireworks Liability Note: Short Term Special Event Risk Purchasing - Liquor Liability Group program is available for events with less - Motorsports Liability than 12,000 attendance. - Vendor/Exhibitor Coverage $383 minimum premium applies. - Employee Benefits Liability (see reverse side for contact information) - Transmissible Pathogens Coverage Directors and Officers Including Employment Practices Liability K&K Benefits: Property - Experienced & professional staff dedicated - Emergency Vacating Expenses Covered up to $25,000, Crisis Response Coverage—$25,000, Full exclusively to servicing the K&K Special Building Ordinance “A” Coverage Event Program for over 30 years - Active participation in industry trade shows Inland Marine and meetings Commercial Auto - Over 65 years of experience providing - Owned Auto sports, leisure and entertainment insurance - Nonowned/Hired Auto - In-house underwriting, policy administration, Crime loss control and claims services Excess Liability - 24-hour emergency claims phone service Event Cancellation & Non-appearance - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available Common Associated Exposures:

- Exhibitions - Festivals - Food & beverage concessions - Promotional activities

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance Contact Information: quotations received. Please contact a K&K representative if 1712 Magnavox Way you have any questions. P.O. Box 2338 Fort Wayne, IN 46801-2338 Preliminary Underwriting Information Required:

Special Events Program - Application(s) (see below) - ACORD applications for other requested coverages PHONE: 800.553.8368 - Five years of detailed, currently-valued company loss runs FAX: 260.459.5624 - Diagram/site plan of location/setup - Web site address EMAIL: - Schedule of events KK.EventsAttractions@ kandkinsurance.com Special Events Application(s): WEB SITE: (Applications can be obtained from our web site: kandkinsurance.com) kandkinsurance.com K&K Application(s) - Festival/Special Event/Parade Information Form Short Term Special Events - Vendors As Additional Insureds Information Form (if needed) RPG Program - Fireworks Application (if needed) For short term special events with less than 12,000 - Liquor Liability (if needed) attendance - Directors and Officers including Employment Practices Liability (contact K&K for specific application) PHONE: 877.648.6404 FAX: 260.459.5502 ACORD Application(s) - Property EMAIL: - Crime [email protected] - Commercial Auto - Inland Marine WEB SITE: eventinsurance-kk.com - Excess Liability

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 SPORTS COMPLEXES

Eligible Operations: K&K Insurance offers insurance coverages designed to meet the - Multi-purpose sports facilities needs of a variety of sports complexes. Whether your operations - Sports complexes include league play, clinics and/or tournaments for sports activities - Sports fields or food concessions and pro shops, we can put together a - Sports instructional facilities package that meets your needs. This program can accommodate - Sports training facilities organizations that own their facilities as well as those that operate or manage the premises owned by others.

Key Underwriting/Qualifying Factors (Including but not limited to): - Management must have at least three years Coverages Available & Program Highlights: applicable experience - $3,500 minimum general liability premium General Liability - Legal Liability to Participants Ineligible for this program: - Employee Benefits Liability - Skate parks - Liquor Liability - Roller skating rinks - Abuse/Molestation - Employment Practices Liability Note: Ice/Roller skating facilities and in-line hockey may qualify for coverage under another Property K&K program (see reverse side for contact information) Boiler & Machinery Inland Marine K&K Benefits: Commercial Auto - Experienced & professional staff dedicated Crime exclusively to servicing the K&K Sports Excess Liability Complex Program for over 25 years - Active participation in industry trade shows Workers’ Compensation and meetings - Over 65 years of experience providing sports, leisure and entertainment insurance Common Associated Exposures: - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Arcades - Offices - Insurance carriers rated “A” or higher by - Batting cages - Parties A.M. Best - Clinics - Pro shops - Concessions - Sports camps - Instruction - Restaurants

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Contact Information: 1712 Magnavox Way Preliminary Underwriting Information P.O. Box 2338 Required: Fort Wayne, IN 46801-2338 - Application(s) (see below) - ACORD application(s) for other requested coverages - Three years of company loss runs Sports Complexes Program - Brochure (if available) - Schedule of events & dates - Copy of waiver & release forms PHONE: 800.440.5580 - Website address FAX: 260.459.5810 EMAIL: [email protected] Sports Complexes Application(s): (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) Skating Facilities Program - Sports Complex Application For information regarding ice skating arenas and in-line hockey facilities ACORD Application(s) - Property PHONE: 877.355.0315 - Crime FAX: 260.459.5821 - Commercial Auto - Inland Marine EMAIL: - Excess Liability [email protected] - Workers’ Compensation (subject to state availability)

WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 SPORTS EVENTS

Eligible Operations: K&K offers both short term professional and amateur sports - Amateur sports events event coverage. Programs for amateur sports events are - Professional sports events available where the number of participants is greater than 850 per event, the number of spectators per day is greater Key Underwriting/Qualifying than 2,500 or the number of event days is greater than six consecutive days. Factors (Including but not limited to): - Annual coverage available Note: Professional sports event coverage does not include a - $3,500 minimum account premium minimum size limitation. - $2,500 minimum premium-single event

Note: For smaller sports events with limited Coverages Available & Program Highlights: coverage needs contact our Risk Purchasing Group (see reverse side for contact information). General Liability - Written on an Admitted Basis in Most States Ineligible for this program: - Broadened Coverage Form - Mixed martial arts - No Deductible - No Bodily Injury Deductible K&K Benefits: - Volunteers and Sponsors Can be Added as - Experienced & professional staff dedicated Additional Insureds exclusively to servicing the K&K Sporting - Liquor Liability Available in Most States Events Program for over 15 years - Legal Liability to Participants - Active participation in industry trade shows - Employee Benefits Liability Available and meetings Directors and Officers Liability - Over 65 years of experience providing sports, leisure and entertainment insurance Property - In-house underwriting, policy administration, - Over 25 property enhancements loss control and claims services Inland Marine - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Commercial Auto A.M. Best - Nonowned/Hired Auto - Premium installment plans available if eligible Crime Excess Liability Excess Accident Medical (Participant Accident) Sexual Abuse & Molestation Event Cancellation & Non-appearance

Common Associated Exposures:

- Awards/banquets/ - Setup/teardown days ceremonies - Tryouts & practices - Food, souvenir & - Exhibition games beverage concessions

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if Contact Information: you have any questions. 1712 Magnavox Way P.O. Box 2338 Preliminary Underwriting Information Fort Wayne, IN 46801-2338 Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages Sports Event Program - Five years of company loss runs, including current year Sports Unit - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured PHONE: 800.441.3994 - Copy of procedure/rule manuals FAX: 260.459.5120 - Copy of waiver & release forms - Copies of all contracts EMAIL: [email protected] Sports Events Application(s): WEB SITE: (Applications can be obtained from our web site: kandkinsurance.com) kandkinsurance.com K&K Application(s) - Amateur Events Application or Pro Sports Events Application Amateur Sports - Event Questionnaire (if needed) - Water Related Events Questionnaire (if needed) Tournaments & Events - Water Ski Schools Questionnaire (if needed) Risk Purchasing Group Program - Hospitality Tents Preliminary Questionnaire (if needed) - Sponsors Liability Supplemental Application (if needed) PHONE: 800.426.2889 - Participant Accident Supplemental Application (if needed) FAX: 260.459.5105 - Security Supplemental Information (if needed) EMAIL: - Nonowned/Hired Application (if needed) - Event Liquor Supplemental Questionnaire (if needed) [email protected] - Fireworks Supplemental Application (if needed) WEB SITE: - Inflatable Liability Questionnaire (if needed) sportsinsurance-kk.com ACORD Application(s) K&K Insurance Group, Inc. is a licensed - Property insurance producer in all states (TX license - Crime #13924); operating in CA, NY and MI as K&K - Commercial Auto Insurance Agency (CA license #0334819) - Computer Coverage - Inland Marine - Excess Liability

Insuring the world’s fun® 12/20 TOURIST ATTRACTIONS

Eligible Operations: Whether it’s a small family-operated theme park or an - Architectural - Lighthouses international tourist attraction, K&K offers specialized insurance attractions - Memorabilia & coverage that will fit your individual needs, including - Botanical gardens collections coverages for walk-through exhibits and/or interactive theme - Caves - Museums parks that may include rides. Knowledgeable professionals - Children’s museums - Natural landmarks providing attentive service are a familiar theme at K&K - Forts - Old west towns Insurance. - Hall-of-Fame - Religious attractions Coverages Available & Program Highlights: facilities - Science centers - Historic homes - Theme parks - Historic mines - Tourist attractions General Liability - Historic ships - Train rides - Written on an Admitted Basis - Historic sites - Walk-through - Broadened Coverage Form - Interactive attractions attractions - Non-auditable Policy - No Deductible Key Underwriting/Qualifying - Volunteer Accident Medical - Volunteers as Additional Insureds Factors (Including but not limited to): - Amusement Ride Liability ­- Management must have at least three - Fireworks Liability years of industry management experience - Liquor Liability - Risks with no more than three ancillary - Legal Liability to Participants adult amusement rides - Employee Benefits Liability - Minimum premium - Transmissible Pathogens Coverage general liability- $2,500 package- $5,000 Directors and Officers including Employment Practices Liability Ineligible for this program: Property - Amusement parks - Equipment Breakdown included - Family entertainment centers - Emergency Vacating Expenses Covered up to $25,000, Crisis Response Coverage—$25,000, Full Building Ordinance K&K Benefits: “A” Coverage - Experienced & professional staff dedicated Inland Marine exclusively to servicing the K&K Tourist Commercial Auto Attractions Program for over 20 years - Proud member of the International - Owned Auto Association of Amusement Parks & - Nonowned/Hired Auto Attractions (IAAPA) Crime - Active participation in industry trade shows and meetings Excess Liability - Over 65 years of experience providing Workers’ Compensation sports, leisure and entertainment insurance Event Cancellation & Non-appearance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Food & beverage - Restaurants concessions - Kiddie amusement - Gift shops rides

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/setup - Brochure (if available) - Web site address - Schedule of events & dates - Copies of current ride inspection

Contact Information: 1712 Magnavox Way P.O. Box 2338 Tourist Attractions Application(s): Fort Wayne, IN 46801-2338 (Applications can be obtained from our web site: kandkinsurance.com)

K&K Application(s) - Tourist Attraction Application Tourist Attractions Program - Fireworks Application (if needed) - Liquor Liability Application (if needed) - Directors and Officers including Employment Practices PHONE: 800.553.8368 Liability (contact K&K for specific application) FAX: 260.459.5624 EMAIL: ACORD Application(s) [email protected] - Property - Crime WEB SITE: - Commercial Auto kandkinsurance.com - Inland Marine - Umbrella/Excess Liability K&K Insurance Group, Inc. is a licensed - Workers’ Compensation insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 VENUES

Eligible Operations: The K&K Venues Program offers coverage for facilities ranging - Arenas - Movie theaters from stadiums to concert halls. We’ve built a solid reputation - Amphitheaters - Music halls for providing the specialized coverages and services that facility owners and managers need for arenas, coliseums, convention - Auditoriums - Performing arts centers and many other sports, leisure and entertainment - Civic centers centers/theatres facilities. - Coliseums - Stadiums - Convention centers - Multi-purpose facilities having professional/ amateur sporting events, as well as concerts, exhibitions, trade shows, theatrical productions, motorsports events and circuses Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Liquor Liability - Employee Benefits Liability Factors (Including but not limited to): - Employment Practices Liability - $3,500 minimum general liability premium Property Ineligible for this program: Boiler & Machinery - Night clubs Inland Marine - Comedy clubs Commercial Auto Crime K&K Benefits: Excess Liability - Experienced & professional staff dedicated exclusively to servicing the K&K Venues Tenant User Liability Program for over 25 years Event Cancellation & Non-appearance - Proud member of the International Workers’ Compensation Association of Assembly Managers (IAAM) - Active participation in industry trade shows and meetings - Over 65 years of experience providing Common Associated Exposures: sports, leisure and entertainment insurance - In-house underwriting, policy administration, - Valet parking - Restaurants/lounges loss control and claims services - Off-site parking - Interactive exhibits - 24-hour emergency claims phone service - Concessions - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, Contact Information: please submit the appropriate applications along with the 1712 Magnavox Way preliminary underwriting information listed. In some cases, P.O. Box 2338 requested coverages may not be offered or available due to Fort Wayne, IN 46801-2338 underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. Venues Program

PHONE: 800.440.5580 Preliminary Underwriting Information FAX: 260.459.5810 Required:

EMAIL: - Application(s) (see below) [email protected] - ACORD application(s) for other requested coverages - Three years of company loss runs - Schedule of events & dates - Copy of event/user agreement Skating Facilities Program For information regarding ice skating arenas and in-line hockey facilities Venues Application(s): PHONE: 877.355.0315 (Applications can be obtained from our web site: kandkinsurance.com) FAX: 260.459.5821 EMAIL: K&K Application(s) [email protected] - Facility Insurance Application

ACORD Application(s) Tourist Attraction & - Property Special Event Programs - Crime For information regarding museums and - Commercial Auto special events - Inland Marine - Excess Liability PHONE: 800.553.8368 FAX: 260.459.5624 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 WALK/RUN EVENTS Buy Coverage Immediately On-line! K&K’s specialty web site, sportsinsurance-kk.com offers on-line quoting and purchasing.

Eligible Operations: This program is designed for U.S.-based organizations and/or Walking and/or running events with a course groups organizing a walking and/or running event. Coverage distance of less than 16 miles, including but not provides important liability protection for the organization, limited to: including its employees and volunteers, for liability claims - Children’s walk/runs arising out of its operations. The program also includes medical - 5k or 10k walk/run payments for participants (on an excess basis) for those - Timed/competitive walk/runs participating in the event. To qualify for program coverage, the - Non-competitive charity walk/runs following criteria must be met: - Fundraising walk/runs - Walkathons - Maximum number of participants is 10,000 - Maximum number of event days is 3 days or less Ineligible Operations: - Total course distance cannot exceed 16 miles - Activist rallies/marches/protests - Adventure races Coverage is also included for ancillary activities/events - College or university level (banquets, concerts, award ceremonies) that are ONLY for championships events those participants in your walking and/or running event. - Endurance races Optional coverages are available for separate ticketed and/or - Events involving animals other than open to the public ancillary activities/events. service animals (unless reported and approved by company) - Events with water activities or cycling activities - Events where the distance is more Coverages Available & Program Highlights: than 16 miles - Glow runs/color runs and similar types of events or runs General Liability - Hiking events - Bodily Injury and Property Damage - Iron man events - Personal and Advertising Injury - Mud runs/warrior runs/zombie runs/obstacle - Products and Completed Operations course runs/urbanathons (competitions, - Damage to Premises Rented to You exhibitions or foot races that involve man-made - Medical Expense (other than participants) obstacle courses, man-made mud pits, man- - Legal Liability to Participants made slippery slopes, wall climbs, or other - Medical Payments for Participants similar man-made obstacles) - No Charge for Certificates of Insurance - Full marathons (distances greater than 16 miles) Ancillary Activities/Events (optional) - Professional sport events, try-outs and training camps/clinics - Triathlons/duathlons Sexual Abuse or Sexual Molestation Liability (optional)

(Please note, this is not a complete listing of ineligible Abuse, Molestation, Harassment or Sexual Conduct operations. Contact us with questions regarding Defense Cost Reimbursement (optional) eligibility.) Note: For sports events with more complex coverage needs, contact our Sports unit K&K Benefits: (see reverse side for contact information) - Experienced & professional staff dedicated exclusively to servicing the K&K Amateur Sports Tournaments & Events Program - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed by applying at sportsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting Contact Information: guidelines and understand the program terms and conditions. 1712 Magnavox Way Please contact a K&K representative if you have any questions. P.O. Box 2338 Fort Wayne, IN 46801-2338 Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) Walk/Run Event - Full payment by check or credit/debit card Risk Purchasing Group Program

PHONE: 800.426.2889 FAX: 260.459.5105 Walk/Run Event Application(s): (Applications can be obtained from our web site: sportsinsurance-kk.com) EMAIL: [email protected] K&K Application(s): WEB SITE: - Walk/Run Event Enrollment Form sportsinsurance-kk.com

Sports Events Program Sports Unit

PHONE: 800.441.3994 FAX: 260.459.5120 EMAIL: [email protected] WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 YOUTH DAY CAMPS Buy Coverage Immediately On-line! K&K’s specialty web site, campinsurance-kk.com offers on-line quoting and purchasing for youth day camps.

Eligible Operations: This program is designed for U.S.-based youth day camp - Academic - Math operations (those attended by campers age 19 or under) - Arts & crafts - Music with programs dedicated to activities other than sports skill - Computer - Performing arts development. Coverage provided under this program includes - Creative writing - Photography/film important liability protection for the camp, including its - Culinary making employees and volunteers, for liability claims arising out of its - Etiquette - Science operations. In addition, the program provides medical - Inventive builder - Vacation bible payments for participants coverage to the camp participants. /Lego® schools Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported. • Day camps/clinics for youth with an accompanied adult are eligible for this program e.g.: (parents and me camps). Ratios cannot be more than two adults per child. Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Bodily Injury and Property Damage Factors (Including but not limited to): - Personal and Advertising Injury - Youth related camps (age 19 & under) - Products and Completed Operations - Damage to Premises Rented to You Ineligible Operations: - Medical Expense (other than participants) - After school/day care/latch key programs - Hired Auto and Employers’ Nonownership - Camps involving animals other than service Liability (not provided while in Hawaii) animals - Professional Liability - Camps providing overnight accommodations - Legal Liability to Participants - Camps with activities away from main - Medical Payments for Participants location, unless reported & approved by - Medical Expense Reimbursement for company prior to taking place Participants - Hunting and/or nature camps/programs - No Charge for Certificates of Insurance - Sports Camps - see Youth Sport Camp program Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement (optional)

Sexual Abuse or Sexual Molestation Liability (optional) K&K Benefits: - Over 65 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or by applying at campinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Youth Day Camp Application(s): (Apply online at: campinsurance-kk.com) Contact Information: 1712 Magnavox Way K&K Application(s): P.O. Box 2338 - Youth Day Camps Enrollment Form Fort Wayne, IN 46801-2338

Youth Day Camps Risk Purchasing Group Program

PHONE: 800.426.2889 FAX: 260.459.5105 EMAIL: [email protected] WEB SITE: campinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 YOUTH SPORTS CAMPS & SPORTS CLINICS

Eligible Operations: Buy Coverage Immediately On-line! Sports operations conducted on a clinic, day camp K&K’s specialty web site, campinsurance-kk.com offers on-line or overnight camp basis for attendees age 19 and quoting and purchasing for youth sports camps and sports clinics. under that are focused on improving skills in one of the following sport categories are eligible for this insurance program. If your sport is not listed, This program is designed for U.S.-based youth sports camp please contact K&K to confirm eligibility at operations (those attended by campers age 19 or under) 1.800.426.2889. or sports clinics that are held at premises not owned or maintained by the sport camp operator. Coverage provided Class 1 Sports: under this program includes important liability protection • Baseball • Softball • Tennis for the camp or clinic operator, including employees and • Basketball • Squash • Track & field volunteers, for liability claims arising out of its operations. In • Drill team • Swimming • Volleyball addition, the program provides medical payments coverage • Golf • Strength and • Water polo to the camp or clinic participants. Coverage is provided on an conditioning annual basis, but only applies to those camp/clinic sessions that Class 2 Sports: are specifically reported. • Cheerleading • Football • Roller hockey • Deck/floor/street • Gymnastics (quad) hockey • Ice hockey • Soccer Coverages Available & Program Highlights: • Field hockey • Inline hockey • Water hockey • Lacrosse • Wrestling General Liability - Bodily Injury and Property Damage • Classroom/lecture clinics for coaches or officials - Personal and Advertising Injury in any of the above mentioned sports are also - Products and Completed Operations eligible to enroll in this insurance program. - Damage to Premises Rented to You • Day camps/clinics for youth with an - Medical Expense (other than participants) accompanied adult are eligible for this program - Hired Auto and Employers’ Nonownership (e.g.: parents and me camps). Ratios cannot be Liability (not provided while in Hawaii) more than two adults per child. - Professional Liability - Legal Liability to Participants Ineligible Operations: - Medical Payments for Participants (Including but not limited to) - Medical Expense Reimbursement for Camps or clinics offering the following operations Participants or instruction based on any of the following - No Charge for Certificates of Insurance sport categories are not eligible for this insurance program. Please note, this is not a complete listing Abuse, Molestation, Harassment or Sexual Conduct of ineligible sports. Please contact K&K for more Defense Cost Reimbursement (optional) information.

- After school/day care/latch key programs Sexual Abuse or Sexual Molestation Liability (optional) - All star/bowl games - Hunting and/or nature camps/programs - Pro-sport try-out and training camps - Recruiting camps, showcases or combines Key Underwriting/Qualifying Factors - Sports camp/clinic operators who own their (Including but not limited to): own facility - Weight loss camps/programs - Youth related sports camps - Pop Warner Little Scholars Football or (age 19 and under) Cheer Camps/clinics

- Boxing - Equestrian - Box lacrosse - Martial arts - Broomball - Open water activities - Cycling or BMX - Skiing (snow or water) - Diving

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Youth Sports To request coverage through this program, please submit the Camp & Sports Clinic Program appropriate application along with the underwriting information - Over 65 years of experience providing sports, listed or by applying online at campinsurance-kk.com. In some leisure and entertainment insurance cases, requested coverages may not be offered or available due - In-house underwriting, policy administration to underwriting criteria and/or carrier guidelines. It is important and claims services to carefully review the appropriate brochure and enrollment - 24-hour emergency claims phone service form to make sure you meet all the underwriting guidelines and - Insurance carriers rated “A” or higher by understand the program terms and conditions. Please contact a A.M. Best K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Youth Sports Camps & Clinics Application(s): (Apply online at: campinsurance-kk.com)

K&K Application(s) Contact Information: - Youth Sports Camp & Sports Clinic Enrollment Form 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Youth Sports Camps & Sports Clinics Risk Purchasing Group Program

PHONE: 800.426.2889 FAX: 260.459.5105 EMAIL: [email protected] WEB SITE: campinsurance-kk.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20 ZOOS & AQUARIUMS

Eligible Operations: Every year the experienced team at K&K is hard at work insuring - Walk-through zoos the world’s fun. K&K handles the coverages so your clients can - Drive-through zoos concentrate on making the impossible and the amazing come to - Animal sanctuary (open to public) life. For zoos, aquariums and much more, innovative property - Aquariums and casualty coverages from K&K are just the ticket.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Management must have at least three years General Liability zoo management experience - Written on an Admitted Basis - Prefer parks that are AZA certified - Broadened Coverage Form - Parks with 24-hour security - Non-auditable Policy - Parks that comply with USDA licensing - Volunteer Accident- Accident Medical requirements Coverage for Zoo Volunteers - Parks in compliance with safety and fire codes - Volunteers as Additional Insureds - Parks that secure certificates of insurance - Amusement Ride Liability from vendors/concessionaires/sub-contractors - Liquor Liability or lessors - Employee Benefits Liability - Minimum premium - Transmissible Pathogens Coverage general liability- $2,500 package- $5,000 Directors and Officers Including Employment Practices Liability Property K&K Benefits: - Equipment Breakdown Included - Experienced & professional staff dedicated - Emergency Vacating Expenses Covered up exclusively to servicing the K&K Zoo & to $25,000, Crisis Response Aquarium Program for over 20 years Coverage—$25,000, Full Building Ordinance - Proud member of the American Zoo and “A” Coverage Aquarium Association (AZA) Inland Marine - Active participation in industry trade shows and meetings Commercial Auto - Over 65 years of experience providing - Owned Auto sports, leisure and entertainment insurance - Nonowned/Hired Auto - In-house underwriting, policy administration, loss control and claims services Crime - 24-hour emergency claims phone service Excess Liability - Insurance carriers rated “A” or higher by Workers’ Compensation A.M. Best - Premium installment plans available Event Cancellation & Non-appearance

Common Associated Exposures:

- Animal rides - Kiddie rides - Day camps - Play areas - Food & beverage - Special event liability for concessions promotions, etc.

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/map of zoo/aquarium - Brochure (if available) - Web site address - Schedule of events/promotions/ exhibitions - Amusement/carnival ride description

Contact Information: Zoos & Aquariums Application(s): 1712 Magnavox Way (Applications can be obtained from our web site: kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Zoological Park & Aquarium Information Form - Liquor Liability Application (if needed)

Zoos & Aquariums Program ACORD Application(s) PHONE: .800.553.8368 - Property FAX: 260.459.5624 - Crime - Commercial Auto EMAIL: - Inland Marine [email protected] - Excess Liability - Workers’ Compensation WEB SITE: kandkinsurance.com

K&K Insurance Group, Inc. is a licensed insurance producer in all states (TX license #13924); operating in CA, NY and MI as K&K Insurance Agency (CA license #0334819)

Insuring the world’s fun® 12/20