2013 BROKER KIT.Pdf

2013_ProgramBook_BROKER_KIT_FINAL.indd111542_FC.indd 1 1 3/15/133/13/13 10:48 2:33 PMAM PROGRAM LIST

Email: [email protected] California License #0334819 Claims: 800-237-2917

CAMPS & CAMPGROUNDS MOTORSPORTS PRODUCTS LIABILITY (877) 355-0315 Fax: (260) 459-5990 (800) 348-1839 Fax: (260) 459-5118 (800) 927-4756 Fax: (260) 459-5971 Leisure, Day, Summer, Resident, Boat/Motorcycle/Snowmobile Racing Manufacturers, Importers & Distributors of Learning, Leadership, Religious Camp Drag Racing Sport, Leisure & Entertainment Equipment & Conference Centers, Boy & Girl Scout Facilities & Events Council Camps, Campfire Girl Camps, Independent Car Clubs Retreat Centers Karting Off-course & Storage EVENT CANCELLATION Oval Tracks & Road Courses (800) 637-4757 Fax: (260) 459-5800 Owners & Sponsors RISK PURCHASING GROUP Event Cancellation Racing Schools Self-rating brochure products. Payment Race Teams & Race Shops submitted with enrollment form. EVENTS & ATTRACTIONS Tractor & Truck Pulls (800) 648-6406 Fax: (260) 459-5940 (800) 553-8368 Fax: (260) 459-5624 Activity & Social Clubs Fairs & Fairgrounds ENTERTAINMENT Cheer Gyms Festivals (800) 440-5580 Fax: (260) 459-5810 Dance Schools & Programs Special Events Concert Promoters Gymnastics Clubs & Programs Tenant User Martial Arts Schools & Programs Entertainment Centers Themed Attractions Trade Shows OUTFITTERS & GUIDES (800) 506-4856 Fax: (260) 459-5105 Zoos & Aquariums (800) 440-5580 Fax: (260) 459-5810 Exercise/Circuit/ MOTORCYCLE DEALERSHIPS Adventure/Challenge/Ropes Courses Personal Training Studios Carriage Rides Fitness/Sports/Dance Instructors (800) 552-9253 Fax: (260) 459-5511 Guided Equine Operations Health & Fitness Facilities- Limited Powersport Dealers (including, but Hunting & Fishing Services not limited to): motorcycles, ATV’s, snowmobiles, personal watercraft, Mountaineering & Permanent Climbing Walls boats, scooters, utility vehicles and dirt/ (877) 648-6404 Fax: (260) 459-5502 motocross bikes Outfitters & Guides White Water Rafting Event Planners RECREATION Independent Instructor of the Arts (877) 355-0315 Fax: (260) 459-5821 VENUES & GAMING Short Term Special Events Attendance less than 12,000) Community Centers (800) 440-5580 Fax: (260) 459-5810 Health & Fitness Facilities- Full Service Amphitheaters Racquet Clubs Arenas & Stadiums Fee Based Programs Skating Facilities Athletic Fields & Sports Complexes (800) 426-2889 Fax: (260) 459-5105 Auditoriums Amateur Sports Teams, Leagues & SPORTS Bowling/Billiard Centers Associations (Less than 1200 participants) (800) 441-3994 Fax: (260) 459-5120 Civic & Convention Centers Amateur Sports Tournaments & Events Entertainment Centers Youth Day Camps Amateur Sports Associations Gaming Youth Sports Camps & Clinics Amateur Sports Events Mardi Gras Krewes & Events Athletic Conferences Movie Theaters Coaches & Officials (800) 328-2317 Fax: (260) 459-5502 Pari-mutuel Racing College Bowl Games Tenant User Concessionaires High School All-star Games Theaters & Performing Arts Centers Entertainers, Performers, Bands, Groups High School Athletics Exhibitors Interscholastic Athletics Vendors Professional Sports Teams & Events Sports Camps

Insuring the world’s fun®

2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd111542_2pg.indd 1 2 3/15/133/13/13 10:53 2:33 PMAM WEB SITE

For more information about K&K and what we can do for you and your business, visit us at www. kandkinsurance.com. You will find useful information on each of K&K’s programs as well as the applications needed to do business with us. If you have additional questions feel free to call (800-637-4757) or send us an email. www.kandkinsurance.com is our primary web site containing information about all of our programs. Immediate on-line quoting and purchasing available on the following sites. www.ActivityClubs-kk.com www.CampInsurance-kk.com www.DanceInsurance-kk.com www.EventInsurance-kk.com www.FitnessInsurance-kk.com www.GymnasticsInsurance-kk.com www.MartialArtsInsurance-kk.com www.SportsInsurance-kk.com

www.kandkinsurance.com

2013_ProgramBook_BROKER_KIT_FINAL.indd111542_2pg.indd 2 3 3/15/133/13/13 10:53 2:33 PMAM COMPANY Profile

Introduction

K&K Insurance Group, Inc. (www.kandkinsurance.com) is a leading provider of specialty insurance products and services to the sports, leisure and entertainment industries. As a managing general underwriter for several insurance companies, K&K performs a variety of key functions to deliver outstanding service to our clients, such as: product/program development, sales & marketing, underwriting, policy issuance & administration, loss control & risk management, and claims management. K&K is owned by Aon Corporation (www.aon.com), the leading global provider of risk management, insurance and reinsurance brokerage, and human resources solutions and outsourcing services.

Program Focus

Over the years, one key to K&K’s success has been its commitment to a “program” business philosophy. Focusing only on sports, leisure and entertainment risks allows us to understand the unique needs of these industries and effectively design specialized insurance solutions. Our production underwriters and claims representatives are responsible for overseeing specific program groups rather than geographic territories. This familiarity with our clients’ business allows them to anticipate needs and provide high quality products and services.

K&K offers over 60 specialty programs and will consider other sports and recreation submissions outside of those programs currently available. K&K is also willing to develop insurance programs for producers with books of sports, leisure and entertainment business.

Products

K&K offers a wide array of customized commercial property & casualty insurance products on a program basis. Coverages are available in all states and written on an admitted or surplus lines basis depending on the program’s filing status. Our programs are available to individual business owners and event organizers as well as large organizations and associations.

Coverages available to our sports, leisure and entertainment clients may include: commercial general liability, commercial auto, property, business income, crime, inland marine, excess liability, workers compensation and other specialty coverages such as products liability, participant accident medical, disability income and more.

Experience

K&K brings over 60 years of specialty insurance experience to its clients. Each year, K&K provides coverage to more than 350,000 sport, leisure & entertainment events and organizations throughout North America. Our experienced and dedicated insurance underwriting and claims professionals work from our Fort Wayne, Indiana headquarters and provide world-class service to our clients.

Distribution

The vast majority of insurance coverage provided by K&K is written through licensed independent agents and brokers throughout North America. While certain specified program classes are available to insureds on a direct basis, most choose to purchase K&K’s innovative insurance programs through local or specialized insurance agents or brokers. Producers can work with K&K by simply verifying proper state insurance licensing and providing evidence of errors & omissions coverage. No volume requirements apply.

Insuring the world’s fun®

2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 4 3/13/13 2:33 PM AGENT/BROKER Information

Opportunity

K&K’s insurance programs cover some of the world’s most fascinating industries and offer unique growth opportunities to agents and brokers. As a leading provider of specialty insurance products and services to the sports, leisure and entertainment industries, K&K delivers world-class service and specialized products to its producers giving them a distinctive advantage over standard market alternatives.

As a managing general underwriter for several insurance carriers, K&K conducts product and program development; sales and marketing; underwriting; policy issuance and administration; loss control and risk management; and claim management services.

Working with K&K

K&K requires no volume commitments. Our goal is to make it easy for licensed producers to work with us. No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.

Submitting Business

For most K&K programs, particularly general liability coverages, special K&K applications and/or enrollment forms must be completed for us to better understand and appropriately review an account.

Applications can be obtained from our office or downloaded directly from our website at: www.kandkinsurance.com. If special applications are not required, the coverage request can be submitted on standard ACORD applications or similar equivalent. All submissions will typically require the following:

• Brief narrative: describing in detail the general nature of the operation or risk. • Applications: specialty applications along with necessary ACORD applications, signed by the applicant. • Loss experience: 3-5 years of carrier loss runs with explanations for losses in excess of $25,000. • Diagrams and/or photos: particularly for event liability and property coverages. • Supplemental information: contracts, vendor agreements, waiver and release forms, rule books, event guidelines, emergency evacuation plans, etc.

Commissions

Due to the unique aspects of each specialty program we develop, commission rates can vary by program class and/ or coverage line. Please verify your commission rate with the K&K representative processing your submission. If you charge the insured a fee for services and would prefer to receive a quotation “net” of commission, please let your representative know.

Service

The managing underwriter agreements with our carriers grant K&K exclusive authority for a number of functions that cannot be passed along to agencies, such as binding coverage; policy, endorsement and certificate processing; claims handling; and loss control. Contact your K&K representative with any questions regarding detailed procedures involving these services. All descriptions of coverage are for informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

Insuring the world’s fun®

2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 5 3/13/13 2:33 PM ACTIVITY & SOCIAL CLUBS

Eligible Operations: This program has been designed for U.S.-based clubs and/ - Art - Game or card or groups conducting youth or adult non-sport activities. - Bird watching (non-gambling) Coverage provided includes important liability protection for - Book - Garden the organization, including its employees and volunteers, - Calligraphy - Genealogy for liability claims arising out of its operations. For those - Collector - History clubs or groups specifically reported to and approved - Computers - Nature by K&K, covered operations consist of scheduled, - Cooking - Needlework sanctioned, organized and supervised activities in which - Craft making - Puppetry members participate and that are directly related to the - Cultural - Scrap booking specific common interest or goal for which the club or group - Faith based or is formed. Coverage is also provided for member activities religious studies such as meetings, registrations, parades in which the insured participates, picnics, banquets and ceremonies. Coverage for activities not related directly to the club’s common interest Ineligible Operations: must be pre-reported and approved by K&K. - Acrobatic or circus performing programs - Addiction or illness support groups - Boys or girls clubs Coverages Available & Program Highlights: - Boy scouts or girl scouts - Country clubs General Liability - Dating clubs, programs or organizations - Bodily Injury and Property Damage - Day care or adult before and/or after school - Personal and Advertising Injury care operations, latch key programs, - Products and Completed Operations babysitting or childcare clubs or programs - Damage to Premises Rented to You - Fitness clubs - Medical Expense (other than participants) - Fraternities or sororities - Hired Auto and Employers’ Nonownership - Groups under the direction of a professional Liability (not provided while in Hawaii) counselor or therapist - Professional Liability - Historical battle re-enactment groups - Legal Liability to Participants - Instruction in first aid, CPR or life-saving/life - Medical Payments for Participants guarding - No Charge for Certificates of Insurance - Nutritional and weight loss programs Equipment and Contents - Inland Marine (optional) - Political activist and/or governmental groups - Programs dedicated to discipline, Excess Liability (optional) rehabilitation or behavior modification Directors’ and Officers’ Liability including Employment - Programs or activities involving animals Practices Liability (optional) - Programs or activities that involve weapons or firearms Abuse, Molestation, Harassment or Sexual Conduct - Retreats Defense Cost Reimbursement (optional) - School accredited classes, programs or clubs Sexual Abuse or Sexual Molestation Liability (optional) - Senior centers - Sports teams, leagues or associations or sporting events/activities * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Vehicle owner clubs NOW - Buy Coverage Online! - Veterans or military organizations K&K’s specialty web site, www.activityclubs-kk.com offers (e.g.: American Legion, Elks, Moose, Knights on-line quoting and purchasing for activity and social clubs. of Columbus Commission payable to agents/brokers when utilizing our on-line - Wine, beer, alcohol clubs purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 6 3/13/13 2:33 PM K&K Benefits: Submission Instructions: - Experienced & professional staff - Over 60 years of experience providing sports, To request an insurance quotation through this program, leisure and entertainment insurance please submit the appropriate applications along with the - In-house underwriting, policy administration underwriting information listed or apply online at www. and claims services activityclubs-kk.com. In some cases, requested coverages - 24-hour emergency claims phone service may not be offered or available due to underwriting criteria - Insurance carriers rated “A” or higher by and/or carrier guidelines. It is important to carefully review A.M. Best the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Activity & Social Clubs: (Apply online at: www.activityclubs-kk.com)

K&K Application(s): - Activity & Social Club Enrollment Form - RPG Directors’ & Officers’ Liability Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Activity & Social Clubs Risk Purchasing Group Program (RPG)

PHONE: (800) 648-6406 FAX: (260) 459-5940 EMAIL: [email protected] WEB SITE: www.activityclubs-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 7 3/13/13 2:33 PM AMATEUR SPORTS ASSOCIATIONS

Eligible Operations: The Sports unit of K&K Insurance is dedicated to providing - Amateur sports associations customized insurance programs for youth and adult sports - Amateur coach & official associations activities ranging from weekend recreational leagues to world class competitive levels in a wide variety of sports. K&K’s innovative coverages, risk evaluation and claims Key Underwriting/Qualifying management results in specialized insurance programs designed to meet the needs of the athletes, officials, spectators and (Including but not limited to): Factors administrators involved in amateur sports. - $3,500 minimum account premium

Note: For smaller sports organizations with limited coverage needs, contact our RPG unit Coverages Available & Program Highlights: for pricing and minimum premium information. (see reverse side for contact information) General Liability - Broadened Coverage Form - No General Aggregate K&K Benefits: - No Deductible - Experienced & professional staff dedicated - Legal Liability to Participants exclusively to servicing the K&K Amateur - Fireworks Liability Sports Associations Program for over 25 years - Liquor Liability - Active participation in industry trade shows - Lessors, Co-promoters and Sponsors can be and meetings included as Additional Insureds - Over 60 years of experience providing - Employee Benefits Liability sports, leisure and entertainment insurance - Volunteers as Additional Insureds - In-house underwriting, policy administration, Directors and Officers Liability loss control and claims services - 24-hour emergency claims phone service Property - Insurance carriers rated “A” or higher by - Over 25 property enhancements A.M. Best Inland Marine Commercial Auto - Owned Autos - Nonowned/Hired Auto Crime Excess Liability Excess Accident Medical (Participant Accident) Sexual Abuse & Molestation Event Cancellation & Non-appearance Workers’ Compensation

Common Associated Exposures:

- Awards/banquets/ - Fund-raisers ceremonies - Games & exhibitions - Food, souvenir & - Tryouts & practices beverage concessions

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 8 3/13/13 2:33 PM Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required: Contact Information: 1712 Magnavox Way - Application(s) (see below) P.O. Box 2338 - ACORD application(s) for other requested coverages Fort Wayne, IN 46801-2338 - Four years of company loss runs, including current year - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copies of all contracts Amateur Sports Associations - Copy of procedure/rule manuals Sports Unit - Copy of waiver & release forms

PHONE: (800) 441-3994 FAX: (260) 459-5120 Amateur Sports Associations Application(s): EMAIL: (Applications can be obtained from our web site: www.kandkinsurance.com) [email protected] K&K Application(s) WEB SITE: - Amateur Associations Application www.kandkinsurance.com - Participant Accident Supplemental Application (if needed) - Event Liquor Liability Application (if needed) - Abuse & Molestation Supplemental Questionnaire (if needed) Amateur Sports Teams, Leagues & - Water Related Activities Supplemental (if needed) - Nonowned/Hired Application (if needed) Associations - Fireworks Supplemental Application (if needed) Risk Purchasing Group Program (RPG) - Security Supplemental Information (if needed) - Inflatables Liability Questionnaire (if needed) PHONE: (800) 426-2889 FAX: (260) 459-5105 ACORD Application(s) EMAIL: - Property [email protected] - Computer Coverage WEB SITE: - Crime www.sportsinsurance-kk.com - Commercial Auto - Inland Marine California License #0334819 - Excess Liability

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 9 3/13/13 2:33 PM AMATEUR SPORTS Teams, Leagues & Associations

Eligible Operations: - Amateur sports recreational adult/youth This program has been designed for U.S.-based teams, leagues, teams, clubs, leagues or associations clubs and associations conducting youth or adult amateur sports activities. Coverage provided includes important liability Ineligible Operations: protection for the organization, including its employees and - BMX/stunt cycling - Intercollegiate and volunteers, for liability claims arising out of its operations. - Boating activities/ interscholastic For eligible sports and age groups reported to K&K, covered sports teams, leagues and operations consist of scheduled, sanctioned, approved, - Boxing associations organized and supervised practices, try-outs, clinics, games, - Cheerleading - Mixed martial arts playoffs and tournaments. Coverage is also provided for (age 20 & over) - Open water activities/ registrations, meetings, concession stand operations, parades, - Cycling sports picnics, award banquets and ceremonies and incidental fund- - Drill team - Rugby raising activities involving the sale of products, coupons, raffle (age 20 & over) - Shooting sports tickets and services, such as: car washes, bake sales and coin - Equestrian - Skateboarding drops, for those sports and age groups reported to K&K. - Gymnastics, martial - Skiing (water or snow) arts, cheer and - Strength and dance studios conditioning Coverages Available & Program Highlights: - In-line (extreme/ - Surfing stunt/aggresive/free- - Tackle football (age General Liability style) skating 20 & over) - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You Sports groups that are affiliated with the - Medical Expense (other than participants) following organizations are not eligible for this - Hired Auto and Employers’ Nonownership program. Liability (not provided while in Hawaii) - American Amateur - Dixie Boys Baseball - Professional Liability Baseball Congress - Dixie Softball - Legal Liability to Participants - American Youth - Dixie Youth Baseball - Medical Payments for Participants Football - U.S. Youth Soccer - No Charge for Certificates of Insurance - Babe Ruth/ Cal Association Ripkin Baseball - World Adult Kickball Equipment and Contents - Inland Marine (optional) - Babe Ruth Softball Association (WAKA®) Directors’ and Officers’ Liability including Employment Practices Liability (optional) K&K Benefits: Hosted Tournament Coverage (optional) - Experienced & professional staff dedicated Abuse, Molestation, Harassment or Sexual Conduct exclusively to servicing the K&K Amateur Defense Cost Reimbursement (optional) Sports Teams, Leagues & Associations Program Premises Liability for Sports Fields (optional) - Over 60 years of experience providing Sexual Abuse or Sexual Molestation Liability (optional) sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Insurance carriers rated “A” or higher by NOW - Buy Coverage Online! A.M. Best K&K’s specialty web site, www.sportsinsurance-kk.com offers on-line quoting and purchasing for amateur teams, leagues and associations. Commission payable to agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 10 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.sportsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Contact Information: Please contact a K&K representative if you have any questions. 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338 Underwriting Information Required:

Amateur Sports Teams, - Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) Leagues & Associations - Full payment by check or credit/debit card Risk Purchasing Group Program

PHONE: (800) 426-2889 Amateur Sports Teams, Leagues & FAX: (260) 459-5105 Association(s): EMAIL: (Apply online at: www.sportsinsurance-kk.com) [email protected] K&K Application(s): WEB SITE: - Amateur Sports Teams, Leagues & Association www.sportsinsurance-kk.com Enrollment Form - Amateur Sports RPG Directors’ & Officers’’ Liability Enrollment Form

Note: For sports organizations with more complex coverage needs, contact our Sports unit

Amateur Sports Associations Sports Unit

PHONE: (800) 441-3994 FAX: (260) 459-5120 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 11 3/13/13 2:33 PM AMATEUR SPORTS Tournaments & Events

Eligible Operations: This program has been designed to provide coverage on a - Amateur sporting events short-term basis for an amateur sports tournament or event or on an annual basis for those promoters with multiple events. Key Underwriting/Qualifying Factors Coverage provided under this program includes important (Including but not limited to): - Maximum number of participants liability coverage for the U.S.-based organization conducting per event is 2,500 the event, including the employees and volunteers, for liability - Maximum number of spectators claims arising out of its operations. Coverage is also included per day is 7,500 for ancillary activities (banquets, concerts, awards ceremonies) - Maximum number of event days (including for those participants in your sports tournament(s) or event(s). practice dates) is 14 days (not including setup or tear down) Coverages Available & Program Highlights: Ineligible Operations: - Events involving animals other than service animals General Liability - Professional sports events, try-outs and - Bodily Injury and Property Damage training camps/clinics - Personal and Advertising Injury - College or university level championship - Products and Completed Operations events - Highland games - Damage to Premises Rented to You - Mud runs/warrior runs/obstacle course runs/ - Medical Expense (other than participants) urbanathons (competitions, exhibitions or foot - Legal Liability to Participants races that involve man-made obstacle courses, - Medical Payments for Participants man-made mud pits, man-made slippery - No Charge for Certificates of Insurance slopes, wall climbs or other similar man-made obstacles) - Sanctioned USA Hockey tournaments & events Sexual Abuse or Sexual Molestation Liability (optional) - Events in the following sport categories: (please note, this is not a complete listing of ineligible sports) Abuse, Molestation, Harassment or Sexual Conduct - Adventure race - Mountain biking and/ Defense Cost Reimbursement (optional) - BMX biking or hiking - Boxing - Open water events - Cycling - Rugby - Endurance race - Skateboarding - Equestrian - Skiing (snow or water) - In-line (extreme/stunt/ - Snowboarding Note: For sports events with more complex aggresive/free-style) - Streetball coverage needs, contact our Sports unit skating - Tackle & contact flag (see reverse side for contact information) - Kite surfing football (age 20 & - Marathons (26.2 miles over) or more) - Wrestling (age 20 & - Mixed martial arts over)

K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Amateur Sports Tournaments & Events Program - Over 60 years of experience providing sports, * * * * * * * * * * * * * * * * * * * * * * * * * * * * leisure and entertainment insurance NOW - Buy Coverage Online! - In-house underwriting, policy administration K&K’s specialty web site, www.sportsinsurance-kk.com offers and claims services on-line quoting and purchasing for amateur tournaments and - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by events. Commission payable to agents/brokers when utilizing A.M. Best our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 12 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.sportsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Contact Information: Underwriting Information Required: 1712 Magnavox Way P.O. Box 2338 - Completed and signed enrollment form(s), if submitting via Fort Wayne, IN 46801-2338 fax, mail or email (see below) - Full payment by check or credit/debit card

Amateur Sports Tournaments & Events Amateur Sports Application(s): Tournaments & Events (Apply online at: www.sportsinsurance-kk.com) Risk Purchasing Group Program

PHONE: (800) 426-2889 K&K Application(s): - Amateur Sports Tournaments & Events Enrollment Form FAX: (260) 459-5105 EMAIL: [email protected] WEB SITE: www.sportsinsurance-kk.com

Sports Events Program Sports Unit

PHONE: (800) 441-3994 FAX: (260) 459-5120 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 13 3/13/13 2:33 PM BANDS & PERFORMING GROUPS

Eligible Operations: This program has been designed for U.S.-based performing - Balloon artists - Jugglers groups who work on an independent contractor basis entertaining - Belly dancers - Magicians at events and performances. Coverages provided include - Caricature sketching - Mimes important protection for the performing group for liability claims artists - Musical ensemble arising out of their operations. - Celebrity look-alikes (quartet, duo, - Choral group instrumental) - Clowns - Musicians, singers or - Comedians vocalists - Contortionists - Non-touring bands - DJ’s/ KJ’s (tribute, wedding, - Drum corp/bugle garage) corp - Poets - Face/body painters - Puppeteers (FDA approved - Story tellers compliant paint only) - Ventriloquists Coverages Available & Program Highlights: - Holiday characters - Western performers - Impersonators - Yodelers General Liability - Impressionists - Bodily Injury and Property Damage Ineligible Operations: - Products and Completed Operations - Acrobatic/aerialist - Mascots (college, high - Damage to Premises Rented to You performers school, professional) - Legal Liability to Participants - Actors or actresses - Models - Medical Payments for Participants - Bands and groups - Performers putting on - No Charge for Certificates of Insurance with music genres of an athletic exhibition - Abuse, Molestation, Harassment or Sexual alternative, grunge, - Performers using Conduct Defense Cost Reimbursement (optional) hip hop, punk and rap weapons (live - Circus performers ammunition or - Sexual Abuse or Sexual Molestation Liability - Cosmetologists/ sharpened blades) (optional) Beauticians - Permanent tattoo - Escape artists and/or body piercing - Exotic dancers/ artists Key Underwriting/Qualifying Factors strippers - Production/ (Including but not limited to): - Henna artists entertainment - Historical battle companies - All groups must have a least one member or representative re-enactment groups - Public speakers who is at least 18 years of age - Hypnotists - Pyrotechnicians - Instruction of other - Strength performers - Annual gross income from the performing group activities individuals for a fee - Stunt performers cannot exceed $500,000 - Jousters - Touring bands and/or - No more than 30 members in a performing group groups K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Entertainer & Performer Program - Over 60 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 14 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Entertainers & Performers Application(s):

K&K Application(s) - Bands & Performing Groups Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Bands & Performing Groups Risk Purchasing Group Program

PHONE: (800) 328-2317 FAX: (260) 459-5502 EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 15 3/13/13 2:33 PM BOWL/ALL-STAR GAMES

Eligible Operations: K&K provides winning insurance protection for both college - College bowl games bowl games and college/high school all-star games. Successful - College/high school all-star games teams know that covering all the bases is part of the game plan– and adding K&K to your lineup is great strategy. Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - $3,500 minimum account premium General Liability - Broadened Coverage Form K&K Benefits: - No General Aggregate - Experienced & professional staff dedicated - No Deductible exclusively to servicing the K&K Bowl/All- - Volunteers as Insureds star Program for over 20 years - Liquor Liability Available in Most States - Over 60 years of experience providing - Legal Liability to Participants sports, leisure and entertainment insurance - Employee Benefits Liability available - In-house underwriting, policy administration, - Fireworks Liability loss control and claims services - Sponsors, Lessors as Additional Insureds - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Directors and Officers Liability A.M. Best Property - Premium installment plans available - Over 25 Property Enhancements Inland Marine Commercial Auto - Nonowned/Hired Auto - Donated Autos - Owned Autos Crime Excess Liability Excess Accident Medical (Participant Accident) - K-12 - High School Athletics - College Athletics Catastrophic Accident Medical - High School Athletics - College Athletics Sexual Abuse & Molestation Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures: - Ancillary events - Golf tournaments - Awards/banquets/ - Parades ceremonies - Setup/teardown days - Food, souvenir & - Tryouts & practices beverage concessions

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 16 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Four years of company loss runs, including most current year - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copy of procedure/rule manuals - Copy of waiver & release forms - Copies of all contracts

Bowl/All-star Games Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Contact Information: - K&K Bowl/All-star Games Application 1712 Magnavox Way - Nonowned/Hired Application (if needed) P.O. Box 2338 - Liquor Liability Application (if needed) Fort Wayne, IN 46801-2338 - Fireworks Supplemental Application (if needed) - Security Supplemental Information (if needed) - Sexual Abuse & Molestation Supplemental (if needed) Bowl/All-star Games Program ACORD Application(s) - Property PHONE: (800) 441-3994 - Crime FAX: (260) 459-5120 - Commercial Auto EMAIL: - Computer Coverage [email protected] - Inland Marine - Excess Liability WEB SITE: - Workers Compensation www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 17 3/13/13 2:33 PM BOWLING/BILLIARDS

Eligible Operations: K&K is the smart choice for an insurance program designed - Bowling Centers specifically to meet the needs of bowling centers and billiard - Billiard Halls halls. K&K offers an innovative program and quality customer service. When you or your insurance consultant work with Key Underwriting/Qualifying K&K, you receive the benefits of our in-house claims service, underwriting and administrative services. All of this adds up to (Including but not limited to): Factors a perfect score for you. - $3,500 minimum general liability premium

Ineligible for this program: - Risks with more than 40% of their total sales derived from liquor sales Coverages Available & Program Highlights:

General Liability K&K Benefits: - Liquor Liability - Experienced & professional staff dedicated - Employee Benefits Liability exclusively to servicing the K&K Bowling & - Stop Gap Billiard Program for over 15 years - Active participation in industry trade shows and meetings Property - Over 60 years of experience providing Commercial Auto sports, leisure and entertainment insurance - In-house underwriting, policy administration, Crime loss control and claims services Inland Marine - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Business Income A.M. Best Excess Liability

Common Associated Exposures:

- Arcade/Video Games - Restaurants - Food Concessions - Special Events/ - Liquor Exposure Tournaments - Bar/Lounges - Entertainment Centers

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 18 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Applications (See below) - Three years of company loss runs - Website address

Bowling & Billiards Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Applications - Bowling/Billiard Center Application

ACORD Applications Contact Information: - Property 1712 Magnavox Way - Crime P.O. Box 2338 - Commercial Auto Fort Wayne, IN 46801-2338 - Inland Marine - Excess Liability

Bowling/Billiards Program

PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 19 3/13/13 2:33 PM CAMPS, CONFERENCE & RETREAT CENTERS Eligible Operations: With the coverage of K&K’s Camp Program, you can spend your - Activity camps - Leadership camps time on important things like keeping your campers happy. We’ll - Day camps - Learning camps take care of the rest of your worries with an insurance program - Conference centers - Religious retreats specifically tailored to the individual needs of your camp. - Boy Scout councils - Resident camps - Girl Scout councils - Summer camps Coverages Available & Program Highlights:

Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Broadened Coverage Form - Camp certified by ACA or equivalent - Non-audited Policy preferred - No Deductible - Camps must have system for personnel - Sexual Abuse Endorsement screening, written sexual abuse & - Fireworks Liability molestation procedures and criminal - Expanded Bodily Injury Definition background checks - Medical Professional Employee/Volunteer Liability - $5,000 minimum account premium - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Ineligible Operations: Expanded - Athletic/sports focused camps, travel camps, - Camp Director Liability boot camps, extreme camps - Transmissible Pathogens Coverage Camp Participant Accident & Medical Note: Sport & smaller nonsport day camps Property may qualify for coverage under K&K’s Risk - More Than 25 Coverage Expansions Purchasing Group (see reverse side for contact - Equipment Breakdown Included information) - Vacancy Clause Redefined to Address Seasonal Operations K&K Benefits: - Building Definition Redefined to Include: tent - Experienced & professional staff dedicated platforms, pavilions & shelters, signs, boat & canoe exclusively to servicing the K&K Camp racks, permanently installed playground equipment, Program for over 20 years adventure course structures, climbing walls and - Proud industry involvement through active athletic back stops participation in American Camp Association, - Business Interruption, Communicable Christian Camp and Conference Association, Disease and Food Contamination Extension American Outdoors, Association of - Emergency Vacating Expenses Covered up Challenge Course Technology, Professional to $15,000, Crisis Response Coverage—$25,000, Paddlesports of America and the Association Full Building Ordinance “A” Coverage for Experiential Educators (AEE) Crime - Active participation in industry trade shows and meetings (ACA National, Tri-State and Commercial Auto Mid-States Camping and CCCA National Excess Liability Conferences) Inland Marine - Over 60 years of experience providing Workers’ Compensation sports, leisure and entertainment insurance Event Cancellation & Non-appearance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service Common Associated Exposures: - Insurance carriers rated “A” or higher by A.M. Best - Hiking trails - Ropes courses/ - Premium installment plans available - Horseback riding climbing walls - On-site physician/nurse - Recreational - Paintball courses boating/canoeing - Swimming

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 20 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

Contact Information: - Application(s) (see below) 1712 Magnavox Way - ACORD application(s) for other requested coverages P.O. Box 2338 - Five years of detailed, currently-valued company loss runs Fort Wayne, IN 46801-2338 - Pictures of facility - Web site address (if available) - Copy of rental contract - Copy of sexual abuse screening & written procedures Camp Program - Diagram or “Plot Plan” of premises PHONE: (877) 355-0315 Camps Application(s): FAX: (260) 459-5624 (Applications can be obtained from our web site: www.kandkinsurance.com) EMAIL: KK.EventsAttractions@ K&K Application(s) kandkinsurance.com - Camp Insurance Information Form - Camp Participant Accident Primary Medical Expense WEB SITE: Coverage (if needed) www.kandkinsurance.com - Employee/Volunteer Transportation Questionnaire (if needed) - Go Kart Operations Minimum Underwriting Guidelines (if needed) - Trampoline Questionnaire (if needed) Amateur Sports RPG Program - Fireworks Supplemental Application (if needed) - Paintball Field Course Supplemental Application (if needed) For sport and smaller nonsport day camps

PHONE: (800) 426-2889 ACORD Application(s) FAX: (260) 459-5105 - Property - Crime EMAIL: - Commercial Auto [email protected] - Inland Marine - Excess Liability WEB SITE: - Workers’ Compensation www.campinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 21 3/13/13 2:33 PM CAMPGROUNDS

Eligible Operations: With the coverage of K&K’s Campground Program, you can - Private or Franchised Campgrounds with spend your time on important things like keeping your patrons ancillary activities including waterslides, happy. We’ll take care of the rest of your worries with an amusements devices, & motorized boating insurance program specifically tailored to the individual needs - Day camps of your campground.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Manager must have 3 years campground General Liability management experience - Broadened Coverage Form - $5,000 Minimum Account Premium - Non-auditable Policy - No Deductible Ineligible for this program: - Fireworks Liability - Waterparks, amusement rides, motorized - Expanded Bodily Injury Definition boating/skiing, etc. as primary reason for - Nonowned Watercraft up to 51’ patronage to the campground - Personal and Advertising Injury Definition Expanded - Transmissible Pathogens Coverage

K&K Benefits: Property - Experienced & professional staff dedicated - More Than 25 Coverage Expansions exclusively to servicing the K&K Camping - Equipment Breakdown Included Industry for over 15 years - Vacancy Clause Redefined to Address - Proud industry involvement through active Seasonal Operations participation in American Outdoors, - Building Definition Redefined to Include: tent Professional Paddlesports of America and platforms, pavilions & shelters, signs, boat & the Association for Experiential Educators canoe racks, permanently installed playground (AEE) equipment - Active participation in industry trade shows - Business Interruption, Communicable and meetings Disease and Food Contamination Extension - Over 60 years of experience providing - Emergency Vacating Expenses Covered up sports, leisure and entertainment insurance to $15,000, Crisis Response Coverage- - In-house underwriting, policy administration, $25,000, Full Building Ordinance “A” Coverage loss control and claims services - Inland Marine - 24-hour emergency claims phone service - Commercial Crime - Insurance carriers rated “A” or higher by A.M. Best Commercial Auto - Premium installment plans available Excess Liability Workers’ Compensation

Common Associated Exposures:

- Golf courses - Playgrounds - Golf driving ranges - Recreational - Hiking trails boating/canoeing - Horseback riding - Swimming - Miniature golf

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 22 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Pictures of facility - Web site address (if available) - Copy of rental contract

Campground Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Contact Information: - Campground Insurance Information Form 1712 Magnavox Way - Go Kart Operations Underwriting Guidelines (if needed) P.O. Box 2338 - Trampoline Questionnaire (if needed) Fort Wayne, IN 46801-2338 - Water Trampoline Questionnaire (if needed) - Fireworks Supplemental Application (if needed) - Liquor Liability Application (if needed) - Paintball Supplemental (if needed) Campground Program - Country Club Supplemental (if needed) - Herbicide/Pesticide & Pool Pollution Questionnaire (if needed) PHONE: (877) 355-0315 FAX: (260) 459-5990 ACORD Application(s) - Property EMAIL: - Crime KK.EventsAttractions@ - Commercial Auto kandkinsurance.com - Inland Marine - Excess Liability WEB SITE: www.kandkinsurance.com - Workers’ Compensation California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 23 3/13/13 2:33 PM COACHES/OFFICIALS

Eligible Operations: Coverage in this program is designed for the unique needs of - Coaches & officials U.S.-based sports officials and coaches while participating in or traveling to or from the site of regularly scheduled officiating or Key Underwriting/Qualifying coaching assignments. Coverage options include disability and liability insurance. Factors (Including but not limited to): - $3,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: Liability - Coached/Officials of Professional Sports - Bodily Injury and Property Damage - Personal and Advertising Injury K&K Benefits: - BI or PD arising out of Products Completed - Experienced & professional staff dedicated Operations exclusively to servicing the K&K Coaches/ - Legal Liability to Participants Officials Program - Contractual Liability - Active participation in industry trade shows Defense Expenses are covered in addition to the limits and meetings provided - Over 60 years of experience providing sports, leisure and entertainment insurance Disability - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Common Associated Exposures:

- Ancillary events related - Fund raisers to scheduled sports - Office premises activities - Volunteers

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 24 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Four years of company loss runs - Copy of procedure manual - Completed ACORD applications for other requested coverages - Any applicable contracts e.g. facility, vendors, concessionaires

K&K Coaches/Officials Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Coaches/Officials Liability Application P.O. Box 2338 Fort Wayne, IN 46801-2338

Coaches/Officials Program

PHONE: (800) 441-3994 FAX: (260) 459-5120 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 25 3/13/13 2:33 PM COMMUNITY CENTERS

Eligible Operations: Over 60 years experience has allowed K&K to design a competitive - Boys & Girls clubs insurance program for community centers, including Boys & Girls - Community centers Clubs, YMCAs, YWCAs, Jewish community centers and other - Jewish community centers similar risks. We offer a stable, committed carrier as well as top - YMCAs quality service. This, coupled with our in-house claims handling, - YWCAs binding and policy issuance authority, has made us the leader in the specialty insurance marketplace.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): Property - Recreational organizations and facilities - Newly Acquired or Constructed Building preferred - Newly Acquired Business Personal Property - Before and after school and summer - Ordinance & Law programs - Off-premises Power Failure - Must utilize appropriate waiver & release - Water Back-up of Sewers & Drains with established procedures to obtain - Outdoor Signs signatures - Outdoor Property (trees, shrubs or plants) - Property Off Premises Ineligible for this program: - Accounts Receivable/Valuable - Residential, habitational or dormitory Papers & Records operations - Replacement Cost Defined - Counseling, intervention or encounter groups - Covered Property Definition Redefined - Senior citizen day care operations - Equipment Breakdown - Welfare and social services General Liability K&K Benefits: - Admitted or Non-admitted Basis - Experienced & professional staff dedicated - Broadened Coverage Form exclusively to servicing the K&K Community - Non-auditable Policy Centers Program - Legal Liability to Participants - Carrier supported loss control services - Liquor Liability - Active participation in industry trade shows - Employee Benefits Liability and meetings - Stop Gap Liability - Over 60 years of experience providing Inland Marine sports, leisure and entertainment insurance Crime - In-house underwriting, policy administration, loss control and claims services Commercial Auto - 24-hour emergency claims phone service Excess Liability - Insurance carriers rated “A” or higher by A.M. Best Workers’ Compensation - Premium installment plans available Event Cancellation & Non-appearance

Common Associated Exposures:

- Day camps - Recreational/craft/ - Fitness/exercise educational programs programs - Swimming pools - Field trips - Whirlpools/saunas/ - Restaurants/lounges steamrooms

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 26 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs - Brochure (if available) - Copy of waiver & release forms

Community Centers Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Community Center Questionnaire - General Application - Abuse & Molestation Supplemental Questionnaire (if needed) - Public Transportation Questionnaire (if needed) Contact Information: - Liquor Liability Application (if needed) 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338 ACORD Application(s) - Property - Crime - Commercial Auto Community Centers Program - Inland Marine - Excess Liability PHONE: (877) 355-0315 - Workers’ Compensation FAX: (260) 459-5821 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 27 3/13/13 2:33 PM CONCERT PROMOTERS

Eligible Operations: Developed exclusively for the concert promoter industry, K&K - Concert promoters Insurance Group provides this specialty insurance program for promoters. We offer a stable, committed carrier as well as top quality service. This, coupled with our in-house claims handling, Key Underwriting/Qualifying binding and policy issuance authority, has made us the leader in the specialty insurance marketplace. Factors (Including but not limited to): - Management must have at least three years industry experience - $25,000 minimum account premium

Annual Coverages Available & Ineligible for this program: Program Highlights: - Promoters whose primary portfolio of music is hip-hop or rap - Talent agents/managers/consultants General Liability - Per Event Aggregate Note: Entertainers & performers and event - No Bodily Injury deductible planners/coordinators may qualify for coverage - Employee Benefits Liability - Stop Gap Liability under another K&K program (see reverse side for contact information) Property Inland Marine K&K Benefits: Commercial Auto - Experienced & professional staff - Owned Auto dedicated exclusively to servicing the K&K - Nonowned/Hired Auto Entertainment Program for over 10 years - Active participation in industry trade shows Crime and meetings Excess - Over 60 years of experience providing Event Cancellation & Non-appearance sports, leisure and entertainment insurance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service Common Associated Exposures: - Insurance carriers rated “A” or higher by A.M. Best - Additional insureds agents entertainers business managers landlords co-promoters sponsors - Third party property damage

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 28 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Contact Information: Required: 1712 Magnavox Way P.O. Box 2338 - Application(s) (see below) Fort Wayne, IN 46801-2338 - ACORD application(s) for other requested coverages - Three years of company loss runs - Copies of contracts where insured assumes liability of others - Sample contract with venue Concert Promoters Program - Copy of event schedule

PHONE: (800) 440-5580 FAX: (260) 459-5810 Entertainment Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) EMAIL: KK.VenueGaming@ K&K Application(s) kandkinsurance.com - Concert Promoter Liability Application - Nonowned/Hired Auto Coverage Questionnaire (if needed) WEB SITE: www.kandkinsurance.com ACORD Application(s) - Property - Crime - Commercial Auto Entertainers & Performers and - Inland Marine Event Planners Programs - Excess Liability

PHONE: (800) 328-2317 FAX: (260) 459-5502 EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 29 3/13/13 2:33 PM CONCESSIONAIRES, EXHIBITORS, VENDORS

Eligible Operations: This program has been designed for the concessionaires, vendors - Antiques & collectibles DJs, florists, ice and exhibitors who are selling, displaying, demonstrating or - Apparel & accessories sculptors, decorators, promoting their products or services, on a short term basis at special - Arts & crafts photographers/ events, malls, shopping centers, tradeshows, consumer shows or a - Auto/vehicle videographers - single location that is away from any owned or long term leased premises. accessories (non- event option only) The insured operations can be conducted from a kiosk, booth, cart, mechanical) - Kitchen or cookware - Candles accessories or trailer, tent or an outdoor area. - Caterer (single event appliances option only) - Lawn & garden - Celebrity appearances equipment - Cleaning accessories & - Literature distribution products (commercially - Micro-reality race Coverages Available & Program Highlights: manufactured) tracks - Exercise equipment - Motorized equipment - - Floral static display General Liability - Food, drink or produce - Product - Bodily Injury and Property Damage sales demonstrations - Personal and Advertising Injury - Game trailers - Product or service - Gift wrap booths displays - Products Completed Operations - Hardware sales - Souvenir sales - Damage to Premises Rented to You - Health & beauty - Sports or camping - Medical Expense (other than participants) products (commercially equipment - No Charge for Certificates of Insurance manufactured) - Toys (for ages 5 and - Options Available Include: - Home based wedding over) vendors - Vehicle/boat display - Single Event Coverage (one month or less) - Home based wedding static only 3, 6 or 12 Months Coverage vendors (caterers, - Discounted Rates for Multiple Booths - No Limitation on Number of Shows for Ineligible Operations: - Alcoholic beverage supplements (selling) 3+ Months Coverage Periods sales - On-site installation, - Animals service or repair of Equipment and Contents - Inland Marine (optional) - Auto parts products (mechanical) - On-site equipment - Body piercing or sales & rentals permanent tattooing - Oxygen or - Christmas tree retail aromatherapy bars lots - Photographers (unless - Cleaning accessories & for a single event products-homemade home-based wedding - Contractors (Lighting, photographer) stage, sound, etc.) - Protective equipment - E-commerce selling or apparel - Fire safety equipment - Storefront operations - Fireworks sales & - Tobacco products displays - Toys (for ages 4 & - Haunted attractions under) - Health & beauty - Vehicles in motion * * * * * * * * * * * * * * * * * * * * * * * * * * * * products-homemade - Watercraft exhibits on NOW - Buy Coverage Online! - Hot wax impressions water K&K’s specialty web site, www.eventinsurance-kk.com offers - Leasing/rental - Weapon sales on-line quoting and purchasing for concessionaires, exhibitors operations - Weight loss plans or and vendors. Commission payable to agents/brokers when - Mazes (corn, hay, products (selling) utilizing our on-line purchasing web site. fence) - Wholesale business - Medical testing operations * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Motorsports activities - Nutritional or health

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 30 3/13/13 2:33 PM K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K To request coverage through this program, please submit the Concessionaires, Exhibitors and Vendors appropriate application along with the underwriting information Program listed or apply online at www.eventinsurance-kk.com. In some - Proud member of the National Independent cases, requested coverages may not be offered or available Concessionaire Association due to underwriting criteria and/or carrier guidelines. It is - Over 60 years of experience providing sports, important to carefully review the appropriate brochure and leisure and entertainment insurance enrollment form to make sure you meet all the underwriting - In-house underwriting, policy administration guidelines and understand the program terms and conditions. and claims services Please contact a K&K representative if you have any questions. - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Concessionaires, Exhibitors and Vendors Application(s): (Apply online at: www.eventinsurance-kk.com)

K&K Application(s): - Concessionaires, Exhibitors & Vendors Enrollment Form Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Concessionaires, Exhibitors and Vendors Risk Purchasing Group Program

PHONE: (800) 328-2317 FAX: (260) 459-5502 EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 31 3/13/13 2:33 PM DANCE SCHOOLS & PROGRAMS

Eligible Operations: This program has been designed for U.S.-based dance schools and - Ballet - Irish other organizations specializing in the instruction of performance - Ballroom - Jazz and social dance. Coverage provided includes important liability - Belly dancing - Latin protection for the school or organization, including its employees - Clogging - Modern and volunteers, for liability claims arising out of its operations. For - Contemporary - Salsa eligible dance schools or programs, covered operations consist of - Country western - Scottish premises, operations and activities involving registered participants - Cultural/ethnic - Square for those activity(s)—under direct supervision or organized by the - Flamenco - Swing - Folk dancing - Tango insured—which have been reported, paid for and approved by the - Hawaiian - Tap company along with any ancillary event or activity held directly with - Hip hop - ZUMBA® the activity(s) at the insured’s location(s) or at approved off-site locations on the insured’s behalf.

Ineligible Operations: In addition, coverage can also be considered for birthday/social - Acrobatic & circus skills training party(s) related to the above described operations and activities. - Ballroom rental facilities - Banquet & reception halls Coverages Available & Program Highlights: - Cabarets - Dance halls General Liability - Discotheques - Bodily Injury and Property Damage - Night clubs - Personal and Advertising Injury - Production companies - Products and Completed Operations - Professional dance companies - Damage to Premises Rented to You - Professional touring companies - Medical Expense (other than participants) - Professional Liability K&K Benefits: - Legal Liability to Participants - Experienced & professional staff dedicated - Medical Payments for Participants exclusively to servicing the K&K Dance - Hired Auto and Employers’ Nonownership School Program Liability (not provided while in Hawaii) - Over 60 years of experience providing - No Charge for Certificates of Insurance sports, leisure and entertainment insurance - Premises Liability Included - In-house underwriting, policy administration - Coverage for Demonstrations, Exhibitions and and claims services Recitals Included - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Non-Registered Member Activity Coverage (optional) A.M. Best Birthday/Social Party Coverage (optional) - Premium installment plans available Equipment and Contents - Inland Marine (optional)

Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage (optional)

Directors’ and Officers’ Liability including Employment Practices Liability (optional)

Excess Liability (optional)

Sexual Abuse or Sexual Molestation Liability (optional)

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 32 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.danceinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Dance Schools & Program Application(s): (Apply online at: www.danceinsurance-kk.com)

K&K Application(s) - Dance Schools & Programs Enrollment Form - RPG Directors’ & Officers’ Liability Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

* * * * * * * * * * * * * * * * * * * * * * * * * * * * NOW - Buy Coverage Online! Dance Schools & Programs K&K’s specialty web site, www.danceinsurance-kk.com offers on-line quoting and purchasing for dance schools & programs. Risk Purchasing Group Program Commission is also payable to agents/brokers when utilizing our on-line purchasing web site. PHONE: (800) 648-6406 * * * * * * * * * * * * * * * * * * * * * * * * * * * * FAX: (260) 459-5940 EMAIL: [email protected] WEB SITE www.danceinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 33 3/13/13 2:33 PM ENTERTAINMENT CENTERS

Eligible Operations: K&K is committed to meeting the demands of the sports and - Batting cages - Food/Novelty entertainment marketplace and in response to clients requests, - Billiards - Go-karts we have expanded our Entertainment Program. In addition to - Bowling - Inflatables ** bowling operations, the program now includes coverage for a - Bumper cars/boats - Kiddie rides ** wide variety of fun center operations. From miniature golf to - Bungee trampolines* - Laser tag video arcades, K&K has the crucial insurance solutions that - Climbing walls * - Miniature golf entertainment centers need. - Coin operated rides - Paintball * - Driving ranges - Soft play - Other entertainment - Video arcades risks Coverages Available & Program Highlights: * If part of entertainment center ** With operator/attendant General Liability - Employee Benefits Liability - Liquor Liability Key Underwriting/Qualifying - Stop Gap Factors (Including but not limited to): Property - $3,500 minimum general liability premium Boiler & Machinery Inland Marine Ineligible for this program: - Amusement parks - Skateboarding Commercial Auto - Bungee jumps - Trampolines Crime - Mechanical bulls - Velcro jumps - Night clubs - Water parks/slides Business Income - Roller rinks Excess Liability

Common Associated Exposures: K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K - Bar/lounges - Food concessions Entertainment Center Program - Bowling - Restaurants - Active participation in industry trade shows and meetings - Over 60 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 34 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Applications (See below) - Three years of company loss runs - Brochure (if available) - Website address

Entertainment Center Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Applications - Entertainment Center Information Form Contact Information: 1712 Magnavox Way ACORD Applications P.O. Box 2338 - Property Fort Wayne, IN 46801-2338 - Crime - Commercial Auto - Inland Marine - Excess Liability

Entertainment Center Program PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 35 3/13/13 2:33 PM ENTERTAINER & PERFORMER

Eligible Operations: This insurance program has been designed for a U.S. based - Actor portraying - Holiday character entertainer or performer who works on an independent contractor historical person - Impersonator basis entertaining at local fairs, festivals, special events, private (actual or fictional) - Impressionist parties, convention or tradeshow booths. Coverages provided - Balloon artist - Juggler under this program include important liability protection for the - Belly dancer - Magician entertainer or performer for liability claims arising out of their - Caricature sketching - Mime operations. - Celebrity look-alike - Musician, singer or - Clown vocalist - Comedian - Poet - Contortionist - Puppeteer - DJ or KJ - Story teller - Face/body painter - Ventriloquist (FDA approved - Western performer compliant paint only) - Yodeler Coverages Available & Program Highlights:

Ineligible Operations: General Liability - Acrobatic or aerialist - Performer using - Bodily Injury and Property Damage performer weapons (live - Products and Completed Operations - Actor or actress ammunition or - Damage to Premises Rented to You - Circus performer sharpened blades) - Medical Expense (other than participants) - Cosmetologist/ - Production/ - Legal Liability to Participants Beautician entertainment - Medical Payments for Participants - Escape artist companies - No Charge for Certificates of Insurance - Exotic dancer - Public speaker - Fire handlers - Pyrotechnician - Group acts or bands - Rap, hip-hop, Key Underwriting/Qualifying Factors - Henna artist alternative or techno (Including but not limited to): - Hypnotist musical entertainer/ - Jouster performer/DJ - Entertainer or performer must be at least 18 years of age - Mascot (college, high - Strength performer - Annual gross income from the entertainer’s or performer’s school, professional) - Stripper activities cannot exceed $300,000 - Model - Stunt performer - Performer putting on - Permanent tattoo an athletic exhibition and/or body piercing artist K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Entertainer & * * * * * * * * * * * * * * * * * * * * * * * * * * * * Performer Program NOW - Buy Coverage Online! - Over 60 years of experience providing sports, K&K’s specialty web site, www.eventinsurance-kk.com offers leisure and entertainment insurance on-line quoting and purchasing for entertainers and performers. - In-house underwriting, policy administration, Commission payable to agents/brokers when utilizing our on-line and claims services purchasing web site. - 24-hour emergency claims phone service * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 36 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.eventinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Entertainers & Performers Application(s): (Apply online at: www.eventinsurance-kk.com)

K&K Application(s) - Entertainer & Performer Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Entertainers & Performers Risk Purchasing Group Program

PHONE: (800) 328-2317 FAX: (260) 459-5502 EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 37 3/13/13 2:33 PM EVENT CANCELLATION

Eligible Operations: In response to the needs of our clients, K&K Insurance now offers an insurance program designed specifically to protect - Concerts - Outdoor events event organizers, promoters or sponsors against cancellation, - Conventions - Special events abandonment, postponement, interruption, curtailment or - Conference - Sporting events relocation of insured events. - Fairs (amateur/collegiate/ - Festivals high school/ Coverage is available on a first-dollar basis. Deductibles in - Motorsport events professional) the form of a fixed dollar amount or a percentage of the sum - Music events - Trade shows insured are also available in order to reduce the risk pricing. - Non Appearance - And more The program is offered on surplus lines paper through Lloyd’s with the option of insuring either gross revenues or the loss of costs and expenses.

Key Underwriting/Qualifying Factors (Including but not limited to): - $250 minimum premium per event Causes Of Loss May Include: - Must be bound and paid for 14 days prior to the event - Power failure - Damage to leased or rented venues - Damage to surrounding venues or infrastructure K&K Benefits: resulting in lack of access - Experienced & professional staff dedicated - Failure of public transport facilities or denial of access exclusively to servicing the Showstoppers - Natural catastrophe such as earthquake or flood K&K Event Cancellation Program - Adverse weather conditions (This coverage is broader than - Active participation in industry trade shows rain insurance and there are no rain gage requirements.) and meetings - Non appearance of key individuals - Over 60 years of experience providing - Inability to erect facilities at venue sports, leisure and entertainment insurance - Disease outbreak (certain exclusions may apply) - In-house underwriting, policy administration, - Strike risks loss control and claims services - Failure of TV broadcast - K&K processes over 200,000 policy - Any other previously unforeseen cause not excluded transactions and 40,000 claims annually under the wording - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher The policy covers the normal contractual relationships by A.M. Best of an event organizer which can be adapted for any changed circumstances.

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 38 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application (See below) - Multiple events under one policy require a breakdown per event, including a limit & location address

Event Cancellation Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Applications - Event Cancellation and Non-appearance Application

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Event Cancellation Program

PHONE: (800) 637-4757 FAX: (260) 459-5866 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 39 3/13/13 2:33 PM EVENT PLANNER

Eligible Operations: This program has been designed for U.S.-based Fee-based professionals or businesses, event planners. Coverage provided includes important domiciled in the United States, that plan, liability protection for liability claims arising out of their organize, coordinate and/or arrange public or operations and premises. In addition, equipment and private events and social gatherings for others. contents coverage is available as an option to provide protection for direct loss or damage to the event planner’s office supplies, equipment, furnishings, improvements and Ineligible Operations: betterments, signs and non-structural glass. - Athletic event promoters - Concert promoters Please note, this program does not provide liability coverage - Event production companies for the actual events planned, organized, coordinated - Rental companies or arranged by the event planner. - Talent agencies/companies - Travel agencies

Note: Concert promoters may qualify for Coverages Available & Program Highlights: coverage under another K&K program (see reverse side for contact information) General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury K&K Benefits: - Products and Completed Operations - Experienced & professional staff dedicated - Damage to Premises Rented to You exclusively to servicing the K&K Event - Medical Expense (other than participants) Planner Program - Hired Auto and Employers’ Nonownership - Over 60 years of experience providing Liability (not provided while in Hawaii) sports, leisure and entertainment insurance - No Charge for Certificates of Insurance - In-house underwriting, policy administration Equipment and Contents - Inland Marine (optional) and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 40 3/13/13 2:33 PM Submission Instructions:

Underwriting Information Required:

- Completed and signed enrollment form(s) (see below) Contact Information: - Full payment by check or credit/debit card 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338 Event Planner Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Event Planner Program - Event Planner Enrollment Form Risk Purchasing Group Program

PHONE: (877) 648-6404 FAX: (260) 459-5502 EMAIL: [email protected]

Entertainment Program

PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 41 3/13/13 2:33 PM FAIRS & FAIRGROUNDS

Eligible Classifications: K&K covers everything from small local and county fairs to state - 4H fairs - County fairs fairs, including more specialized areas like livestock shows and - Agricultural - Livestock shows agricultural expositions. expositions - State fairs Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Written on an Admitted Basis in Most States Factors (Including but not limited to): - Broadened Coverage Form - Management must have at least three years - No General Aggregate fair management experience - Non-auditable Policy - Minimum premiums - No Deductible general liability- $2,500 - Legal Liability to Participants package- $5,000 - Volunteer Accident- Accident Medical Coverage For Fair Volunteers Ineligible for this program: - Volunteers as Additional Insureds - Fair events involving extreme sports and - Contingent Ride Liability extreme motorsports activities - Fireworks Liability - Concerts with rap, heavy metal, alternative, - Liquor Liability grunge and/or urban R&B music - Motorsports Liability - Vendor/Exhibitor Coverage - Employee Benefits Liability K&K Benefits: - Transmissible Pathogens Coverage - Experienced & professional staff dedicated Directors and Officers Including Employment exclusively to servicing the K&K Fairs & Practices Liability Fairgrounds Program for over 30 years Property - Proud member of International Association - Equipment Breakdown Included of Fairs & Expositions (IAFE) - Emergency Vacating Expenses Covered up - Active participation in industry trade shows to $15,000, Crisis Response Coverage—$25,000, and meetings Full Building Ordinance “A” Coverage - Over 60 years of experience providing Inland Marine sports, leisure and entertainment insurance Commercial Auto - In-house underwriting, policy administration, - Owned Auto loss control and claims services - Nonowned/Hired Auto - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Crime A.M. Best Excess Liability - Premium installment plans available Workers’ Compensation Event Cancellation & Non-appearance Common Associated Exposures:

- Carnival rides - Interim events - Concessionaires - Livestock shows - Demolition derbies or auctions - Displays - Parades - Fireworks - Rodeos - Horticultural, - Truck & tractor pulls agricultural and home - Vendors economics exhibits

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 42 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/setup - Schedule of events - Web site address

Fairs & Fairgrounds Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Fairground Liability Information Form Contact Information: - Event Insurance Enrollment Form 1712 Magnavox Way - Demo Derby Guidelines (if needed) P.O. Box 2338 - Tractor Pull- Promoters Event Insurance Information Form Fort Wayne, IN 46801-2338 (if needed) - Tractor Pull Minimum Underwriting Guidelines - Vendors As Additional Insureds Information Form (if needed) - Fireworks Application (if needed) Fairs & Fairgrounds Program - Liquor Liability (if needed) - Directors and Officers including Employment Practices Liability (contact K&K for specific application) PHONE: (800) 553-8368 FAX: (260) 459-5624 ACORD Application(s) EMAIL: - Property KK.EventsAttractions@ - Crime kandkinsurance.com - Commercial Auto - Inland Marine WEB SITE: - Umbrella/Excess Liability www.kandkinsurance.com - Workers’ Compensation California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 43 3/13/13 2:33 PM FESTIVALS

Eligible Operations: When it comes to festivals, you name it, chances are we’ve - Arts & craft festivals - Holiday covered it–everything from small community tulip festivals to - City celebrations celebrations nationally known and recognized festivals. K&K has everything - Ethnic festivals - Themed festivals you need in insurance coverage to keep things festive. - Exhibitions/ (e.g. rib fest, tulip expositions festival, etc.) - Music festivals Coverages Available & Program Highlights:

Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Written on an Admitted Basis in Most States - Management must have at least three years - Broadened Coverage Form festival/event management experience - No General Aggregate - Minimum premiums - Non-auditable Policy general liability- $2,500 - No Deductible package- $5,000 - Legal Liability to Participants - Volunteer Accident- Accident Medical Coverage Ineligible for this program: For Volunteers - Festivals involving extreme sports and - Volunteers as Additional Insureds extreme motorsports activities - Contingent Ride Liability - Concerts with rap, heavy metal, alternative, - Fireworks Liability urban R&B and/or grunge music - Liquor Liability - Vendor/Exhibitor Coverage K&K Benefits: - Employee Benefits Liability - Experienced & professional staff dedicated - Transmissible Pathogens Coverage exclusively to servicing the K&K Festival Directors and Officers Including Employment Program for over 20 years Practices Liability - Proud member of International Festivals & Property Events Association (IFEA) as well as many - Equipment Breakdown Included state and regional organizations - Emergency Vacating Expenses Covered up - Active participation in industry trade shows to $15,000, Crisis Response Coverage—$25,000, and meetings Full Building Ordinance “A” Coverage - Over 60 years of experience providing sports, leisure and entertainment insurance Inland Marine - In-house underwriting, policy administration, Commercial Auto loss control and claims services - Owned Auto - 24-hour emergency claims phone service - Nonowned/Hired Auto - Insurance carriers rated “A” or higher by A.M. Best Crime - Premium installment plans available Excess Liability Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures:

- Arts & crafts displays - Horticultural/home - Food & beverage economics exhibits concessions - Parades

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 44 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

Festival Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Festival/Special Event/Parade Information Form Fort Wayne, IN 46801-2338 - Vendors As Additional Insureds Information Form (if needed) - Fireworks Application (if needed) - Liquor Liability (if needed) - Directors and Officers including Employment Practices Liability (contact K&K for specific application) Festival Program ACORD Application(s) PHONE: (800) 553-8368 - Property FAX: (260) 459-5624 - Crime EMAIL: - Commercial Auto - Inland Marine KK.EventsAttractions@ - Excess Liability kandkinsurance.com - Workers’ Compensation WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 45 3/13/13 2:33 PM GAMING

Eligible Operations: K&K covers gaming risks from bingo halls to casinos through - Bingo halls - Casinos our tailor-made programs. Don’t gamble on your insurance - Card clubs - Tribal gaming coverage; choose K&K to protect your gaming operations and keep the good times rolling.

Key Underwriting/Qualifying Factors (Including but not limited to): - $3,500 minimum account premium

Ineligible for this program: - Cruising vessels Coverages Available & Program Highlights: - Dockside gaming General Liability - Written on an Admitted Basis in Most States K&K Benefits: - Broadened Coverage Form - Experienced & professional staff dedicated - Liquor Liability exclusively to servicing the K&K Gaming - Employee Benefits Liability Program Property - Active participation in industry trade shows and meetings Boiler and Machinery - Over 60 years of experience providing Inland Marine sports, leisure and entertainment insurance - In-house underwriting, policy administration, Commercial Auto loss control and claims services Garagekeepers Legal Liability - 24-hour emergency claims phone service Crime - Insurance carriers rated “A” or higher by A.M. Best Excess Liability Workers’ Compensation (subject to availability) Event Cancellation & Non-appearance

Common Associated Exposures:

- Concessions - Gift shops - Entertainment - Restaurants/lounges - Hotel/motel - Valet parking

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 46 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed company loss runs and payrolls - Schedule of activities & special events - Most current financial statement - Copies of contracts - Copy of Gaming Compact (if applicable)

Gaming Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Gaming Supplemental Questionnaire P.O. Box 2338 - Gaming Business Income Worksheet Fort Wayne, IN 46801-2338 ACORD Application(s) - Property - General Liability Gaming Program - Crime - Commercial Auto PHONE: (800) 440-5580 - Inland Marine FAX: (260) 459-5810 - Umbrella/Excess Liability - Workers’ Compensation EMAIL: KK.VenueGaming@ kandkinsurance.com WE SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 47 3/13/13 2:33 PM GYMNASTICS SCHOOLS/ CLUBS &/OR CHEER GYMS

This program has been designed for U.S.-based gymnastics Eligible Operations: schools/clubs and/or cheer gyms specializing in the - Artistic gymnastics - Pre-school instruction of gymnastics, tumbling, cheerleading/dance and - Cheerleading gymnastics related programs. Coverage provided includes important - Competitive - Recreational liability protection for the school/club and/or gym, including gymnastics gymnastics its employees and volunteers, for liability claims arising out - Dance team - Rhythmic gymnastics of its operations. - Group gymnastics - Sports acrobatics For eligible gymnastics schools/clubs, covered operations - Motorskills - Trampolines consist of premises, operations and activities involving registered development (instruction/training, participants for those sport(s) and/or activity(s)—under direct programs classes/programs supervision or organized by the insured—which have been - Mobile gymnastics only) reported, paid for and approved by the company along with - “Mommy & Me” - Tumble buses any ancillary event or activity held directly with that sport(s) - “Me & My Pal” - Tumbling or activity(s) at the insured’s location(s) or at approved off-site - “Parent-tot” locations on the insured’s behalf. Ineligible Operations: - Circus skill training In addition, coverage can also be considered for birthday/social - Operations as a sports complex or party(s) related to the above described operations and activities. multi-purpose facility, except for those sports(s) and/or subsidiary activities that Coverages Available & Program Highlights: have been reported, paid for, and approved by K&K. General Liability - Trampoline parks/facilities - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations K&K Benefits: - Damage to Premises Rented to You - Experienced & professional staff dedicated - Medical Expense (other than participants) exclusively to servicing the K&K Gymnastics - Hired Auto and Employers’ Nonownership Schools/Clubs &/or Cheer Gyms Program Liability (not provided in Hawaii) - Over 60 years of experience providing sports, - Professional Liability leisure and entertainment insurance - Legal Liability to Participants - In-house underwriting, policy administration - Medical Payments for Participants and claims services - No Charge for Certificates of Insurance - 24-hour emergency claims phone service - Premises Liability Included - Insurance carriers rated “A” or higher by Non-Registered Member Activity Coverage (optional) A.M. Best Birthday or Social Party Coverage (optional) - Premium installment plans available Equipment and Contents - Inland Marine (optional) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage (optional) Meets, Competitions & Events Coverage (optional) Excess Liability (optional) Directors and Officers Liability including Employment Practices Liability (optional)

Sexual Abuse or Sexual Molestation Liability (optional)

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 48 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply at www.gymnasticsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Gymnastics Schools/Clubs &/or Cheer Gyms Application(s): (Apply online at: www.gymnasticsinsurance-kk.com)

K&K Application(s): - Gymnastics Schools/Clubs and/or Cheer Gyms Enrollment Form Contact Information: - RPG Directors’ & Officers’ Liability Enrollment Form 1712 Magnavox Way - Gymnastics Schools/Clubs and/or Cheer Gyms Inflatable P.O. Box 2338 Amusement Device Questionnaire Fort Wayne, IN 46801-2338

Gymnastics Schools/Clubs and/or * * * * * * * * * * * * * * * * * * * * * * * * * * * * Cheer Gyms NOW - Buy Coverage Online! Risk Purchasing Group Program K&K’s specialty web site, www.gymnasticsinsurance-kk.com offers on-line quoting and purchasing for gymnastics schools/ PHONE: (800) 648-6406 clubs and/or cheer gyms. Commission is also FAX: (260) 459-5940 payable to agents/brokers when utilizing this our on-line purchasing web site. EMAIL: * * * * * * * * * * * * * * * * * * * * * * * * * * * * [email protected] WEB SITE: www.gymnasticsinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 49 3/13/13 2:33 PM HEALTH CLUBS FULL SERVICE

Eligible Operations: K&K’s program offers a complete package of insurance - Exercise & sport clubs coverages tailored to the specific risks faced by health club - Fitness & training centers operations today. - Gyms Coverages Available & Program Highlights: - Health & wellness clubs - Racquet & tennis clubs Property - Sports & athletic clubs - Newly Acquired or Constructed Building - Newly Acquired Business Personal Property Key Underwriting/Qualifying - Ordinance & Law Factors (Including but not limited to): - Off-premises Power Failure - Must require members & non-members - Water Back-up of Sewers & Drains (guests) to sign waiver & release/hold harmless - Outdoor Signs agreement - Outdoor Property (trees, shrubs or plants) - $3,000 minimum account premium - Property Off Premises - Accounts Receivable/Valuable Ineligible for this program: Papers & Records - Children’s fitness facility (Call 1-800-506-4856 - Replacement Cost Defined to discuss eligibility) - Covered Property Definition Redefined - Swimming & aquatic centers - Equipment Breakdown Included - Seasonal swim/tennis associations/clubs General Liability - Climbing wall clubs - No General Aggregate - Day care service (drop-off) - Admitted or Non-admitted Basis - Broadened Coverage Form * Note: Smaller health & fitness facilities may - Non-auditable Policy qualify for coverage under one of K&K’s Risk - Legal Liability to Participants Purchasing Group programs (see reverse side for contact information) - Professional Liability Extension Optional Coverages - Liquor Liability K&K Benefits: - Limited Tanning Liability - Experienced & professional staff dedicated - Sub-contractors can be added as exclusively to servicing the K&K health and Additional Insureds fitness programs for over 15 years - Employee Benefits Liability - Carrier supported loss control services - Stop Gap Liability - Advertising presence in industry trade publications such as CBI, Club Industry and Inland Marine Fitness Management Crime - Over 60 years of experience providing Commercial Auto/Nonowned Hired Auto Liability sports, leisure and entertainment insurance Excess Liability - In-house underwriting, policy administration Workers’ Compensation and claims services Event Cancellation & Non-appearance - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Baby-sitting/child care - Restaurants/lounges - Climbing walls - Snack/juice bars - Diet/weight control - Spa services - Massage therapy - Tanning - Pro/sport shops - Whirlpools/saunas/ - Personal training steamrooms

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 50 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Contact Information: Required: 1712 Magnavox Way P.O. Box 2338 - Application(s) (see below) Fort Wayne, IN 46801-2338 - ACORD application(s) for other requested coverages - Five years of company loss runs - Copy of waiver & release forms (members, guests, tanning members) *Health Club Program - Full Service

PHONE: (877) 355-0315 Health & Fitness Application(s): FAX: (260) 459-5821 (Applications can be obtained from our web site: www.kandkinsurance.com)

EMAIL: K&K Application(s) [email protected] - Health Club–Full Service Information Form WEB SITE: www.kandkinsurance.com

For our Limited Service and Basic Service, please contact: Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 51 3/13/13 2:33 PM HEALTH CLUBS BASIC SERVICE

Eligible Operations: This program is designed for U.S.-based owners and operators - Exercise clubs of health and fitness clubs offering programs and services - Fitness & training centers for members and guests that may include: circuit training, - Gyms personal training, aerobics, yoga, pilates, free weights, - Health & wellness clubs resistance machines, cardio machines, a variety of exercise group classes, strength training, non-contact martial arts, basketball/volleyball, racquet sports, whirlpool/hot tubs, Key Underwriting/Qualifying saunas/steam rooms, massage, nursery/babysitting, nutritional weight control, tanning, pro shops, snack/juice bars and 24- (Including but not limited to): Factors hour key card access facilities. - Total annual revenue should be $2,000,000 or less (excluding revenue for initiation/sign-up fees) on a per location basis Coverages Available & Program Highlights:

General Liability Ineligible for this program: - General Aggregate - Beauty/hair salon services - Products-completed Operations - Blood analysis - Personal and Advertising Injury - Dance facilities - Legal Liability to Participants - Drop-off child care services - Professional Liability - Facilities or operations outside of the US - Damage to Premises Rented To You - Full-size trampolines - Medical Expense Limit - Gymnastics and/or cheer facilities or classes - Hired Auto and Employers’ Nonownership - Ice/inline/roller skating (including skating Liability (not provided while in Hawaii) treadmills) Optional Coverages - Martial arts facilities - Inland Marine - Medical, therapy or health care services - Supplies & Inventory - Physical therapy, physicals or stress testing - Equipment & Contents - Rock climbing walls - Improvements & Betterments - Sports medicine, rehabilitation and/or - Signs therapy services - Abuse, Molestation, Harassment or Sexual - Sports skills instruction facilities, academies, Conduct Defense Cost Reimbursement Coverage schools, programs - Liquor Liability - Swimming pools/lap pools - Employee Benefits Liability Excess Liability Professional Liability for Independent * Note: Smaller health & fitness facilities may Contractor (non-employees) qualify for coverage under one of K&K’s Risk Sexual Abuse or Sexual Molestation Liability (optional) Purchasing Group programs (see reverse side for contact information) Common Associated Exposures: - Aerobics - Pilates - Cardio machines - Pro shops - Circuit training - Resistance machines - Free weights - Saunas/steam rooms - Group exercise classes - Snack/juice bars - Massage - Strength training - Nursery, baby-sitting - Tanning - Nutritional weight control - Whirlpool/hot tubs - Personal training - Yoga

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 52 3/13/13 2:33 PM K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K health and To request an insurance quotation through this program, fitness programs for over 15 years please submit the appropriate applications along with the - Advertising presence in industry trade preliminary underwriting information listed. In some cases, publications such as CBI, Club Industry and requested coverages may not be offered or available due to Fitness Management underwriting criteria and/or carrier guidelines. It is important - Over 60 years of experience providing sports, to carefully review the terms and conditions of any insurance leisure and entertainment insurance quotations received. Please contact a K&K representative if - In-house underwriting, policy administration you have any questions. and claims services - 24-hour emergency claims phone service - Insurance carrier rated “A+” by A.M. Best Preliminary Underwriting Information - Premium installment plans available Required:

- Fully completed & signed enrollment form - Deposit payment by check or credit/debit card

Health & Fitness Application(s): Contact Information: (Applications can be obtained from our web site: www.kandkinsurance.com) 1712 Magnavox Way P.O. Box 2338 K&K Application(s) Fort Wayne, IN 46801-2338 - Health Club Basic Service Enrollment Form

*Health Clubs - Limited & Basic Service Programs Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 53 3/13/13 2:33 PM HEALTH CLUBS LIMITED SERVICE

Eligible Operations: This program has been designed for U.S.-based owners and U.S.-based health clubs with annual sales of operators of health clubs offering programs and services $500,000 or less qualify for this program. that may include personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines and a Key Underwriting/Qualifying variety of exercise classes for members. Coverage provided includes important liability protection for the health club, (Including but not limited to): Factors including its employees, for liability claims arising out of the - Total revenue must be less than $500,000 operations of the health club at a designated location. Note: coverage does not extend to independent contractors of the Ineligible Operations: health club unless the optional coverage available with this - Annual sales more than $500,000 program is purchased. - Childcare services/facilities - Climbing walls Additional programs may be available for facilities not eligible for - Dance, gymnastics, cheer & martial arts schools/ this program, or those requiring additional coverage needs. studios Contact K&K to help place your risk. - Facilities or operations outside of the U.S. - Ice skating, roller skating or skating treadmills - Medical, therapy or health care services Coverages Available & Program Highlights: - Physical therapy - Physicals or stress testing General Liability - Salon service or indoor tanning - Bodily Injury and Property Damage - Saunas or steam rooms - Personal and Advertising Injury - Sports medicine - Products and Completed Operations - Sports rehabilitation services/therapy - Damage to Premises Rented to You - Sports skills instructional facilities, academies, - Medical Expense (other than participants) schools or programs - Hired Auto and Employers’ Nonownership - Swimming pools, hot tubs, whirlpools, jacuzzis, Liability (not provided while in Hawaii) cold plunge - Professional Liability - Unattended/unstaffed 24-hour key card/key - Legal Liability to Participants pad/key code access or unattended/ - No Charge for Certificates of Insurance unstaffed operations - Premises Liability Included - Off-site Premises Liability Available

K&K Benefits: Equipment and Contents - Inland Marine (optional) - Experienced & professional staff dedicated Abuse, Molestation, Harassment or Sexual Conduct exclusively to servicing the K&K health and Defense Cost Reimbursement Coverage (optional) fitness programs for over 15 years - Over 60 years of experience providing sports, Medical Payments for Participants Coverage (optional) leisure and entertainment insurance Professional Liability for Independent Contractors - In-house underwriting, policy administration (non-employees) (optional)

and claims services Excess Liability (optional) - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Sexual Abuse or Sexual Molestation Liability (optional) A.M. Best * * * * * * * * * * * * * * * * * * * * * * * * * * * - Premium installment plans available NOW - Buy Coverage Online! K&K’s specialty web site, www.fitnessinsurance-kk.com offers on-line quoting and purchasing for fitness facilities. Commission is also payable to agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 54 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.fitnessinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Health Club - Limited Services Application(s): (Apply online at: www.fitnessinsurance-kk.com)

K&K Application(s) - Health Club - Limited Services Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Health Clubs - Limited Service Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com

California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 55 3/13/13 2:33 PM HEALTH & FITNESS Exercise/Circuit/Personal Training Studio

Eligible Operations: This program has been designed for U.S.-based owners and U.S. based exercise studios or circuit training operators of exercise studios and circuit training facilities that facilities with 3,000 square feet or less of offer personal/individual training and exercise in scheduled leased or owned space per location. fitness/exercise programs that are under the direct supervision of a fitness professional such as a personal trainer or exercise Key Underwriting/Qualifying instructor or in a structured/sequential order for an individual. Coverage provided includes important liability protection for (Including but not limited to): Factors the studio/facility, including its employees for liability claims - Studio facilities with 3,000 or less square feet arising out of the operations of the studio/facility at a designated location. Note: coverage does not extend to your independent Ineligible Operations: contractors unless the optional coverage available with this - Childcare services/facilities program is purchased. - Climbing walls - Dance, gymnastics, cheer and martial arts Additional programs may be available for facilities not eligible for school/studios this program, or those requiring additional coverage needs. - Facilities or operations outside of the U.S. Contact K&K to help place your risk. - Ice skating, roller skating or skating treadmills Coverages Available & Program Highlights: - Medical, therapy or health care services - Open access to members to utilize facility on a self directed basis outside of structured General Liability program - Bodily Injury and Property Damage - Physical therapy - Personal and Advertising Injury - Physicals or stress testing - Products and Completed Operations - Salon services or indoor tanning - Damage to Premises Rented to You - Saunas or steam rooms - Medical Expense (other than participants) - Sports medicine - Hired Auto and Employers’ Nonownership - Sports rehabilitation services/therapy Liability (not provided while in Hawaii) - Sports skills instructional facilities, - Professional Liability academies, schools or programs - Legal Liability to Participants - Swimming pools, hot tubs, whirlpools, - No Charge for Certificates of Insurance jacuzzis or cold plunge - Premises Liability Included - Unattended/unstaffed 24-hour key card/ - Off-site Premises Liability Available key pad/key code access or unattended unstaffed operations Equipment and Contents - Inland Marine (optional) Medical Payments for Participants Coverage (optional) K&K Benefits: Professional Liability for Independent Contractors - Experienced & professional staff dedicated (non-employees) (optional) exclusively to servicing the K&K health and fitness programs for over 15 years Excess Liability (optional) - Over 60 years of experience providing Abuse, Molestation, Harassment or Sexual Conduct sports, leisure and entertainment insurance Defense Cost Reimbursement (optional) - In-house underwriting, policy administration Sexual Abuse or Sexual Molestation Liability (optional) and claims services - 24-hour emergency claims phone service * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Insurance carriers rated “A” or higher by NOW - Buy Coverage On-line! A.M. Best K&K’s specialty web site, www.fitnessinsurance-kk.com offers - Premium installment plans available on-line quoting and purchasing fitness facilities. Commission payable to agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * * Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 56 3/13/13 2:33 PM Submission Instructions:

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Exercise Studio Application(s): (Apply online at: www.fitnessinsurance-kk.com)

K&K Application(s) - Exercise/Circuit/Personal Training Studio Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Exercise Studio Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 57 3/13/13 2:33 PM INDEPENDENT INSTRUCTOR OF THE ARTS

Eligible Operations: This program has been designed to meet the unique needs An instructor age 18 or older who conducts of a U.S.-based independent instructor of the arts. Coverage private or group instruction for any of the provided includes important liability protection for liability following is eligible to enroll in this program: claims arising out of their operations.

- Artist painting Please note, this program does not provide liability coverage - Clay work and/or pottery for the operation, ownership or management of an art or music - Craft making facility. - Culinary (chef, baker) - Digital photography and/or art - Drama - Drawing - Instrumental Music (brass, percussion, string, woodwind) Coverages Available & Program Highlights: - Language - Piano, keyboard and/or organ General Liability - Public speaking - Bodily Injury and Property Damage - Sculpting - Personal and Advertising Injury - Vocals - Products and Completed Operations - Damage to Premises Rented to You

- Medical Expense (other than participants) Key Underwriting/Qualifying - Professional Liability - Legal Liability to Participants (Including but not limited to): Factors - No Charge for Certificates of Insurance - Must be an instructor who directly supervises an individual or group in music and/or arts

Ineligible for this program: - Instructors under the age of 18 - Employment as an exempt or non-exempt employee of a school, university or college - Instructors operating outside the U.S. - Sports, fitness or dance related instructor activities

K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Instructor Programs - Over 60 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 58 3/13/13 2:33 PM Submission Instructions:

Underwriting Information Required:

- Completed and signed enrollment form(s) (see below) - Full payment by check or credit/debit card

Independent Instructor of the Arts Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Independent Instructor of the Arts Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Arts Instructor Risk Purchasing Group Program

PHONE: (877) 648-6404 FAX: (260) 459-5502 EMAIL: [email protected] NOTE: WEB SITE: Agent/broker commission is not payable in this program. A fee may be www.kandkinsurance.com charged separately, subject to state regulations. Contact a K&K representative if you have questions.

California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 59 3/13/13 2:33 PM INSTRUCTORS Dance - Fitness - Martial Arts/Self Defense - Sports

Eligible Operations: Sports, fitness, dance, and martial arts/self defense instructors, Dance Instructors: now your insurance program can be in top shape, too! K&K - Ballet - Irish can offer coverages that will defend and indemnify instructors - Ballroom - Jazz for alleged negligence resulting in bodily injury and property - Belly dancing - Latin damage while performing their duties. - Clogging - Modern - Contemporary - Salsa - Country western - Scottish Must be an instructor who directly supervises an individual or - Cultural/ethnic - Square group in sport, fitness, dance, or martial arts-related activities. - Flamenco - Swing - Folk dancing - Tango - Hawaiian - Tap - Hip hop - ZUMBA® Coverages Available & Program Highlights: Fitness Instructors: - Aerobics - Personal training General Liability - Aquatic exercise - Pilates - Bodily Injury and Property Damage - Cardio kickboxing - Qigong - Personal and Advertising Injury - Children’s fitness - Spinning - Products and Completed Operations - Exercise - Strength - Fitness bootcamp - Tai chi - Professional Liability - GYROTONIC® - Yoga - Medical Expense (other than participants) - Hoop fitness - Legal Liability to Participants - Damage to Premises Rented to You Martial Arts/Self Defense: - No Charge for Certificates of Insurance - Law enforcement/ Juijitsu security defense Kali - 1-year and 2-year Policy Terms tactic instruction Karate - Self defense Kenjitsu Ineligible Operations: instruction Krav maga - Boxing (contact/sparring) - Martial arts Kung fu instruction of: Mixed Martial Arts/ - Certified athletic trainers Aikido Ultimate Fighting - Coaching of organized competitive athletic teams Brazilian jiu jitsu Muay thai - Firearms training Capoeria Savate - Instructors operating outside of the United States Chi kun Sayoc Kali - Military/paramilitary combat training Dim Mak Taekwondo - Instructors under the age of 18 Escrima Tai chi - Employment as an exempt or non-exempt employee of a Gojo-ryu Tang soo do Haganah Thai boxing school, university or college Hapkido - Tournaments or competitions Jeet kune do - Sports instruction of the following activities: Judo canoeing life guarding Sports Instructors: cycling rowing diving scuba diving - Baseball - Tumbling (floor only, - Basketball no gymnastic equestrian skiing - Baton twirling apparatus) gymnastics surfing - Bowling - Racquetball kayaking - Cheerleading - Road running - Instruction/activity being held on or in open water (lakes, - Cross country - Soccer ponds, ocean) - Fencing - Softball - Acrobatic/partner yoga instructors - Figure skating - Swimming - Cycling (other than stationary) - Football - Table tennis - Golf - Tennis - Hockey - Track & field - Lacrosse - Volleyball - Wrestling

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 60 3/13/13 2:33 PM Contact Information: Submission Instructions: 1712 Magnavox Way P.O. Box 2338 To request coverage through this program, please submit the Fort Wayne, IN 46801-2338 appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and Martial Arts/Self Defense conditions. Please contact a K&K representative if you have Instructor any questions. Risk Purchasing Group Program PHONE: (800) 648-6406 FAX: (260) 459-5940 Underwriting Information Required:

EMAIL: [email protected] - Completed and signed enrollment form(s), if submitting via WEB SITE: www.kandkinsurance.com fax, mail or email (see below) - Full payment by check or credit/debit card

Dance Instructor K&K Application(s): Risk Purchasing Group Program PHONE: (800) 648-6406 - Sports Instructor Enrollment Form FAX: (260) 459-5940 - Fitness Instructor Enrollment Form EMAIL: [email protected] - Dance Instructor Enrollment Form - Martial Arts/Self Defense Instructor Enrollment Form WEB SITE: www.danceinsurance-kk.com

K&K Benefits: Fitness Instructor Risk Purchasing Group Program - Experienced & professional staff dedicated exclusively to PHONE: (800) 506-4856 servicing the K&K Instructor Programs FAX: (260) 459-5590 - Over 60 years of experience providing sports, leisure and entertainment insurance EMAIL: [email protected] - In-house underwriting, policy administration and WEB SITE: www.fitnessinsurance-kk.com claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best Sports Instructor Risk Purchasing Group Program PHONE: (800) 426-2889 * * * * * * * * * * * * * * * * * * * * * * * * * * * FAX: (260) 459-5105 NOW - Buy Coverage Online! K&K’s specialty web site, www.fitnessinsurance-kk.com offers EMAIL: [email protected] on-line quoting and purchasing for sports, fitness, and dance WEB SITE: www.sportsinsurance-kk.com instructors only. Commission is also payable to agents/brokers when utilizing our on-line purchasing web site. California License #0334819 * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 61 3/13/13 2:33 PM MARTIAL ARTS SCHOOLS & PROGRAMS

Eligible Operations: This program has been designed for U.S.-based martial arts - Aikido - Kickboxing (contact/ schools and other organizations specializing in the instruction - Brazilian jiu jitsu sparring) of martial arts. Coverage provided includes important liability - Capoeira - Krav maga protection for the school or organization, including its employees - Chi kun - Kung fu and volunteers, for liability claims arising out its operations. For - Dim mak * - Mixed martial arts eligible martial arts schools or programs, your covered operations - Fitness boxing (Ultimate/extreme/ consist of premises, operations and activities involving registered (non-contact) cage fighting)* participants of those activity(s) under your direct supervision - Goju-ryu - Savate * or organized by you, which have been reported, paid for and - Haganah * - Sayoc kali * approved by the company along with any ancillary event or - Hapkido - Shaolinquan activity held directly with the activity(s) at your location(s) or at - Jeet kune do - Taekwondo approved off-site locations on your behalf. - Judo - Tai chi - Juijitsu - Taijiquan In addition, coverage can also be considered for birthday - Kali/escrima * - Tang soo do party(s) supervised by you and related to the above described - Karate - Thai boxing/muay operations and activities. - Kenjitsu thai * - Kickboxing (cardio/ - Wushu Coverage is provided by a carrier rated A+ (Superior) by A.M. fitness only) Best Company.

Karate includes various styles such as: Coverages Available & Program Highlights: Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu- General Liability ryu, Shorin-ryn, Shotokan, Shito-ryu, Uechi-ryu, - Bodily Injury and Property Damage Wado-ryu and Yoshukai karate - Personal and Advertising Injury - Products and Completed Operations *Note: Coverage for these styles apply only to - Damage to Premises Rented to You instruction/training type programs. Events/ - Medical Expense (other than participants) competitions/tournaments in which the insured’s - Hired Auto and Employers’ Nonownership members participate with these styles are Liability (not provided while in Hawaii) excluded and not covered under this program. - Professional Liability - Legal Liability to Participants Ineligible Operations: - Medical Payments for Participants - Boxing (contact/sparring) - No Charge for Certificates of Insurance - Training programs for law enforcement, - Premises Liability Included public safety and military personnel - Wrestling Non-Registered Member Activity Coverage (optional) Birthday Party Coverage (optional) Equipment and Contents - Inland Marine (optional) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage (optional) Hosted Tournament Coverage (optional) Excess Liability (optional) Directors’ and Officers’ Liability Including Employment Practices Liability for Not-for-Profit Organizations (optional)

Sexual Abuse or Sexual Molestation Liability (optional)

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 62 3/13/13 2:33 PM K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Martial Arts To request coverage through this program, please submit the Schools Program appropriate application along with the underwriting information - Over 60 years of experience providing sports, listed or apply online at www.martialartsinsurance-kk.com. leisure and entertainment insurance In some cases, requested coverages may not be offered or - In-house underwriting, policy administration available due to underwriting criteria and/or carrier guidelines. and claims services The earliest date that coverage can be bound is the day after - 24-hour emergency claims phone service your completed enrollment form and payment are received and - Insurance carriers rated “A” or higher by approved. It is important to carefully review the appropriate A.M. Best brochure and enrollment form to make sure you meet all the - Premium installment plans available underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Martial Arts Schools & Programs Application(s): (Apply online at: www.martialartsinsurance-kk.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Martial Arts Schools & Programs Enrollment Form Fort Wayne, IN 46801-2338 - Amateur Sports RPG Directors’ & Officers’ Liability Enrollment Form

Martial Arts Schools & Programs Risk Purchasing Group Program

* * * * * * * * * * * * * * * * * * * * * * * * * * * * PHONE: (800) 648-6406 NOW - Buy Coverage Online! FAX: (260) 459-5940 K&K’s specialty web site, www.martialartsinsurance-kk.com offers on-line quoting and purchasing for martial EMAIL: arts schools & programs. Commission is also payable to [email protected] agents/brokers when utilizing this our on-line purchasing web site. WEB SITE: * * * * * * * * * * * * * * * * * * * * * * * * * * * * www.martialartsinsurance-kk.com

California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 63 3/13/13 2:33 PM MOTORCYCLE & POWERSPORT DEALERSHIPS (Franchised) Approved Manufacturer Brands: The Franchised Motorcycle & Powersport Dealership Program - American Ironhorse - Kymco - Aprilia - Lehman Trikes, Inc. has been specifically designed to provide dealerships selling - Arctic Cat - Lynx powersports products with a comprehensive package policy - Bennche - Moto Guzzi including optional excess, employment related practices - Big Bear American - Motor Trike, Inc. liability and workers’ compensation. Eligible dealership Made Choppers, Inc. - Orange County operations sell products including motorcycles, ATVs, - BMW Choppers snowmobiles, watercraft, etc. Liability coverage is limited to - Bombardier - Piaggio approved manufacturer brands. - Boss Hoss - Polaris Coverages Available: - Bourget’s Bike - Royal Enfield Works - Saxon Garage - California Side Car - SeaDoo - Demo Liability (including watercraft) - Can-am - Segway - Hired and Nonowned Auto Liability and - Champion Side Car - Schwinn Motor Physical Damage - Derbi Scooters - Federal Odometer - Ducati - SkiDoo - Title E&O - E-TON - Sullivan’s - Truth-in-lending - Genuine Scooters Motorcycles - Agents E&O - Gilera - Suzuki - False Pretense - Harley-Davidson - The Trike Shop - Honda - Thunder Mountain - Damage to Product and Work - Husqvarna/ Motorcycles - Dealers Physical Damage Cagiva USA - Tomberlin - Golf - Drive-away Collision Coverage - Hyosung Carts - Transit & Temporary Locations - Indian - Triumph - Garagekeepers - Kawasaki - Vespa General Liability - Knievel - Yamaha Property - KTM - Buildings; Business Personal Property; Business Income/Extra Expense Key Underwriting/Qualifying - False Pretense Factors (Including but not limited to): - Equipment Breakdown - $7,500 & $10,000 minimum account - Property Enhancement Endorsements premium, depending on state filing Inland Marine Crime Common Associated Exposures: Excess Liability - Demo rides - Parts & accessories sales Employment Practices Liability - Service & repair Workers’ Compensation - Storage of customer units Program Highlights: K&K Benefits: - Experienced & professional staff dedicated to - Interest-free payment plans available. servicing the K&K Franchised Motorcycle & - Boats manufactured by Bombardier and Yamaha can Powersport Dealership Program for over 20 be insured for liability, physical damage and includes years demonstration coverage. - Over 60 years of experience providing sports, - Personal Watercraft coverage is limited to the acceptable leisure and entertainment insurance manufacturer brands. - In-house underwriting, policy administration, - Program is available to approved manufacturer brand loss control and claims services dealerships without motorcycle sales. - 24-hour emergency claims phone service - Audit and Reporting processes eliminated. - Insurance carriers rated “A” or higher by - Inventory values can be rated on prior 12-month average values. A.M. Best

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 64 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Five years of company loss runs, as applicable - Employee list with name, date of birth, license number, job title and if furnished a vehicle - List of owned vehicles - If a new venture, a business plan, ProForma and a narrative detailing owner’s experience (required) - Prior 12-month inventory values

Motorcycle & Powersport Dealership Application(s): Contact Information: 1712 Magnavox Way (Applications can be obtained from our web site: www.kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Franchised Dealership Supplemental

ACORD Application(s) for requested coverages at: Franchised Motorcycle & - Property - General Liability Powersport Dealership Program - Garage - Crime PHONE: (800) 552-9253 - Inland Marine FAX: (260) 459-5511 - Excess Liability - Workers’ Compensation EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 65 3/13/13 2:33 PM MOTORSPORTS Disability Income

Eligibility: Specialty insurance protection for loss of income during the time - Contractual indemnity for teams or sponsors the insured person is unable to perform his/her occupation due - Crew chiefs to injury or sickness. Coverage can include: temporary total - Drivers disability, permanent total disability and accident medical - Sponsors expense. Loss payee can be the individual, the team or other contract holder.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Favorable driving history Permanent Total Disability - Occupation must be full-time racer Temporary Total Disability - Proof of earnings progression - Benefit period 52 to 104 weeks Ineligible for this program: Accidental Death & Dismemberment - Boat drivers Accidental Medical Expenses - Part-time racers 24-hour/Racing Activities Coverage Racing Activities Only Coverage K&K Benefits: Worldwide Coverage - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports Programs for over 60 years - Attendance at industry conventions including Additional Products: RPM Promoters Workshops, Performance Racing Industry Trade Show (PRI) and Auto/Shop Liability Specialty Equipment Manufacturers Commercial Coverage For Race Teams Association (SEMA) - Auto Liability - Active industry involvement through - Building sanctioning bodies, racing associations and - Business Personal Property event attendance - General Liability (Nonracing) - Over 60 years of experience providing - Workers’ Compensation sports, leisure and entertainment insurance - In-house underwriting, policy administration, Contingency/Prize Indemnity loss control and claims services Contractual Indemnity - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Employment Practices Liability A.M. Best Excess Liability - Premium installment plans available Ocean Marine Off-course & Storage Coverage for Competition Vehicles and Racing Equipment On Track Crash Damage Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 66 3/13/13 2:33 PM Submission Instructions:

Underwriting Information Required:

- Motorsport Driver Insurance Profile - Copy of contract for contractual indemnity - Proof of Income/Prior Earnings

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Motorsport Disability Income Program

PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 67 3/13/13 2:33 PM MOTORSPORTS Facilities & Events

Eligible Operations: K&K Insurance pioneered motorsports insurance over 60 years - Boat racing - Short track oval ago and is still the leader in the industry today. No other - Demo derbies racing organization has the knowledge and experience that allows - Drag racing - Racing associations K&K to provide superior coverage for world-renowned racing - Independent car - Road courses organizations as well as local tracks, teams and drivers. club activities - Snowmobile - Indoor karting competitions A wide range of products are available to protect motorsports - Kart racing - Specialty motorsports facilities and/or event promoters. From liability and participant - Motorcycle racing events accident coverages to property and commercial auto coverages, - Motorsports - Super speedways K&K has it covered. Programs are also available to cover country clubs - Tractor/truck pulls facility operators, specialty event promoters and sanctioning - Motorsports driving organizations. schools

Coverages Available & Program Highlights: Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Must meet K&K motorsport insurability - No General Aggregate guidelines - Separate Limits for Legal Liability to Participants - Expanded Bodily Injury Definition Ineligible for this program: - Personal and Advertising Injury - Noncompetitive participation facilities Definition Expanded (i.e., go kart concession tracks, off-road - Official Vehicle Physical Damage vehicle parks) - Promoter Errors & Omissions - Drag boat racing - Customized Motorsport Policy Language - Host Liquor Liability - Cyber Risk ($25,000 sublimit) K&K Benefits: - Experienced & professional staff dedicated Participant Accident Coverage exclusively to servicing the K&K Motorsports - Accidental Death & Specific Loss Programs for over 60 years - Accident Medical Benefits Available on - Attendance at industry conventions including Excess or Primary Basis RPM Promoters Workshops, Performance - Limits up to $1,000,000 Racing Industry Trade Show (PRI) and - Volunteer- Accident Medical Coverage for Specialty Equipment Manufacturers Motorsport Volunteers Association (SEMA) - Weekly Accident Income - Active industry involvement through Property sanctioning bodies, racing associations and event attendance Crime - Over 60 years of experience providing Inland Marine sports, leisure and entertainment insurance Commercial Auto - In-house underwriting, policy administration, loss control and claims services Liquor Liability - 24-hour emergency claims phone service Excess Liability - Insurance carriers rated “A” or higher by Event Cancellation & Non-appearance A.M. Best - Premium installment plans available Workers Compensation

Additional Products: - Contingency/Prize - High Limit Disability Indemnity - Products Liability

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 68 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs - Diagram of event locations - Schedule of events - Copies of contracts where insured assumes liability of others

Motorsports Facilities & Events Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Motorsport Facilities Application (if needed) P.O. Box 2338 - Property Insurance Questionnaire (if needed) Fort Wayne, IN 46801-2338 - Premises Liability Insurance Application (if needed) - General Application (if needed) - Permanent Facility Event Enrollment Form (if needed) - Temporary Event Motorsports Enrollment Form (if needed) - Liquor Liability (if needed) Motorsports Facilities & Events - Fireworks Application- Motorsports (if needed) Program ACORD Application(s) PHONE: (800) 348-1839 - Property FAX: (260) 459-5118 - Commercial Auto - Crime EMAIL: - Inland Marine [email protected] - Excess Liability WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 69 3/13/13 2:33 PM MOTORSPORTS Independent Clubs

Eligibility: K&K offers affordable general liability protection for independent - Independent Clubs car club shows, meetings, rallies and social functions. General - Organizations operating Liability coverage extends to officers, members, and volunteers the premises for covered programs while participating in covered activities and excess liability limits - Autocross - Poker runs are available by request. The program automatically includes - Business meetings - Rallies Products Liability (food or drink) and $1 million Commercial - Caravans - Slaloms General Liability. Legal Liability to Participants (LLP), which - Concours - Social Functions applies to motorized events and protects the club if it is found - Gymkhanas - Tours to be legally liable for a participant’s injuries, is included - Parades - Other one car at a (LLP coverage requires the participant’s signature on a Release time events and Waiver of Liability Agreement approved by K&K Insurance). For competitive events, such as autocrosses, gymkahanas or rallies, K&K also provides general liability for officials, car Key Underwriting/Qualifying owners, drivers, pit crews, sponsors, advertisers, and any person or organization operating, managing, sanctioning, sponsoring or (Including but not limited to): Factors providing the premises for the covered program. - Must meet K&K Motorsports Guidelines - $500 minimum account premium

Ineligible for this program: Coverages Available & Program Highlights: - Wheel to wheel racing - Boating risks General Liability - Hill climbs - Broadened Coverage Form - Drifting - No General Aggregate - Fireworks Liability K&K Benefits: - Racing Event Errors & Omissions - Experienced & professional staff dedicated - Legal Liability to Participants exclusively to servicing the K&K Motorsports - Official Vehicle Property Damage Programs for over 60 years - Increased Participant Accident Medical - Attendance at industry conventions including - Weekly Indemnity Benefits to Participants RPM Promoters Workshops, Performance - Cyber Risk ($25,000 sublimit) Racing Industry Trade Show (PRI) - International Motorsports Industry Show Additional Products: (IMIS) - Active industry involvement through Commercial Auto associations and event attendance Crime - Over 60 years of experience providing sports, leisure and entertainment insurance Business Income - In-house underwriting, policy administration, Directors’ & Officers’ Liability loss control and claims services Garage Liability - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by Inland Marine A.M. Best Liquor Liability - Premium installment plans available Participant Accident Medical Coverage Property Excess Liability Event Cancellation & Non-appearance

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 70 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Five years of company loss runs - Completed ACORD applications for other requested coverages - Copy of contracts where insured assumes liability of others

Independent Club Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Motorsports Independent Car Club ICEL Application P.O. Box 2338 - Motorsports Independent Motorcycle ICEL Application Fort Wayne, IN 46801-2338

ACORD Application(s) - Property - Commercial Auto Motorsport Independent Clubs - Crime Program - Inland Marine - Excess Liability PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 71 3/13/13 2:33 PM MOTORSPORTS Off-course & Storage

Eligible Operations: This program is designed to protect competition vehicles from - Individuals physical damage losses due to fire, theft, trailer upset and most - Race teams other physical damage claims. Other items that can be covered - Show car operations are spare parts, tools and equipment. Coverage is provided - Sanctioning bodies while the insured items are stored and transported to and from events and while in paddock or garage areas.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - The policy inventory schedule must include Written on an Admitted Basis in all States at least one competition or show vehicle (no surplus lines fees or taxes) - $1,000 minimum earned account premium Valuation of Loss Based on Agreed Amount of Insured Property Rather Than Actual Cash Value Ineligible for this program: - Vehicles licensed or registered for public Coverage Extends to Competition Vehicle Under Own road use Power for Incidental Movement No Coinsurance Expediting & Rental Expense Coverage Included K&K Benefits: - Experienced & professional staff dedicated Flood and Earthquake Coverage While in Transit exclusively to servicing the K&K Motorsports Worldwide Coverage Available Programs for over 60 years - Attendance at industry conventions including RPM Promoters Workshops, Performance Racing Industry Trade Show (PRI) and Additional Products: Specialty Equipment Manufacturers Auto/Shop Liability Association (SEMA) - Active industry involvement through Commercial Coverage For Race Teams sanctioning bodies, racing associations and - Auto Liability event attendance - Building - Over 60 years of experience providing - Business Personal Property sports, leisure and entertainment insurance - General Liability (Nonracing) - Workers’ Compensation - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service Contingency/Prize Indemnity - Insurance carriers rated “A” or higher by Contractual Indemnity A.M. Best Disability Income For Professional - Premium installment plans available Crew Chiefs & Drivers Employment Practices Liability Excess Liability Ocean Marine On Track Crash Damage Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 72 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Four years of company loss runs

Off-course & Storage Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Motorsports Off-course and Storage Application

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Off-course & Storage Program

PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 73 3/13/13 2:33 PM MOTORSPORTS On-track Crash Damage

Eligible Operations: A new option in our portfolio of motorsports insurance products, - Professional racing teams the On-track Crash Damage Program is designed for professional racing teams. The coverage is for damage to the automobile Key Underwriting/Qualifying only (no liability included). Coverage on this program is offered on surplus paper through Lloyds. Factors (Including but not limited to): - Driver resume and claim history

Ineligible for this program: - High speed ovals Coverages Available & Program Highlights:

K&K Benefits: Accident Damage - Experienced & professional staff dedicated Fire Damage exclusively to servicing the K&K Motorsports Written on a seasonal and/or per event basis Program for over 60 years - Attendance at industry conventions including “Agreed” policy valuation-no need for appraisals RPM Promoters Workshops, Performance Performance modifications included Racing Industry Trade Show (PRI) and (subject to overall sum insured) Specialty Equipment Manufacturers Association (SEMA) - Active industry involvement through sanctioning bodies, racing associations and event attendance - Premium installment plans available Additional Products:

Auto/Shop Liability Commercial Coverage For Race Teams - Auto Liability - Building - Business Personal Property - General Liability (Nonracing) - Workers’ Compensation

Contingency/Prize Indemnity Contractual Indemnity Disability Income For Crew Chiefs & Drivers Employment Practices Liability Excess Liability Ocean Marine Off-course & Storage Coverage for Competition Vehicles and Racing Equipment Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 74 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Applications (See below) - Driver bio - Claim history

Motorsports On-track Crash Damage(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Applications - Combined Physical Damage Proposal Form Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Motorsports On-track Crash Damage

PHONE: (800) 348-1839 FAX: (260) 459-5118 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 75 3/13/13 2:33 PM MOTORSPORTS Race Teams & Race Shops

Eligible Operations: Race Teams: Commercial property & casualty coverage for - Drivers - Racing service & race team operations. Workers’ compensation available. - Race shops repair shops - Race teams - Show car exhibitions Race Owners & Sponsors Liability: Contingent racing - Racing associations - Sponsors liability for the race team owner, sponsor or driver. Off-course & Storage: Protects competition vehicles, trailers, Additional Products: spare parts, tools and racing equipment from physical damage losses due to fire, theft, trailer upset and other physical damage Auto/Shop Liability claims. Contingency/Prize Indemnity Coverages Available & Program Highlights: Contractual Indemnity Disability Income For Crew Chiefs & Drivers Race Teams General Liability Employment Practices Liability - Liability Provided While Away From Premises Ocean Marine - Incidental Products Coverage for Promotional On Track Crash Damage Operations/Souvenir Sales Participant Accident for Tuning & Testing Business Auto Including Transporters Building & Business Personal Property Products Liability Broadened Coverage Enhancement for Property Workers’ Compensation Business Income and Extra Expense Crime Key Underwriting/Qualifying Cyber Risk ($25,000 sublimit) Factors (Including but not limited to): Electronic Data Processing Race Teams Excess Liability minimum premium - $500 Garagekeepers Owners & Sponsors minimum premium - $1,500 Workers’ Compensation Off-course & Storage Racing Owners & Sponsors minimum premium - $1,000 General Liability - No General Aggregate Ineligible for this program: - Legal Liability to Participants - Hospitality/catering risks must be for racing - No Bodily Injury Deductible exposure only - Incidental Products Coverage - Testing Sessions Included Note: For more underwriting information Off-course & Storage see individual program sheets for Racing Written on Admitted Basis in All States Owners & Sponsors Liability and Off- (no surplus lines fees or taxes) course & Storage. Valuation of Loss Based on Agreed Value of Insured Property Rather Than Actual Cash Value Coverage Extends to Competition Vehicle Under Own Power for Incidental Movement No Coinsurance Expediting & Rental Expense Coverage Included Flood and Earthquake Coverage While in Transit Worldwide Coverage Available

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 76 3/13/13 2:33 PM K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports To request an insurance quotation through this program, Programs for over 60 years please submit the appropriate applications along with the - Attendance at industry conventions including preliminary underwriting information listed. In some cases, RPM Promoters Workshops, Performance requested coverages may not be offered or available due to Racing Industry Trade Show (PRI) and underwriting criteria and/or carrier guidelines. It is important Specialty Equipment Market Association to carefully review the terms and conditions of any insurance (SEMA) quotations received. Please contact a K&K representative if - Active industry involvement through you have any questions. sanctioning bodies, racing associations and event attendance - Over 60 years of experience providing sports, leisure and entertainment insurance Preliminary Underwriting Information - In-house underwriting, policy administration, Required: loss control and claims services - 24-hour emergency claims phone service - Application(s) (see below) - Insurance carriers rated “A” or higher by - ACORD application(s) for other requested coverages A.M. Best - Five years of company loss runs - Premium installment plans available For Workers’ Compensation - Five years of company loss runs (including current year) - Experience Modification Worksheet

Race Teams Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Contact Information: - Race Team Supplemental 1712 Magnavox Way (use in conjunction with ACORD General Liability Application) P.O. Box 2338 - Motorsports Racing Owners & Sponsors Liability Application Fort Wayne, IN 46801-2338 (if needed) - Motorsports Off-course & Storage Application (if needed)

ACORD Application(s) Race Team Program - Commercial Insurance - Property PHONE: (800) 348-1839 - Electronic Data Processing - Inland Marine FAX: (260) 459-5102 - Crime EMAIL: - Commercial General Liability [email protected] - Commercial Auto - Garagekeepers Legal Liability WEB SITE: - Excess Liability www.kandkinsurance.com - Workers’ Compensation California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 77 3/13/13 2:33 PM MOTORSPORTS Racing Owners & Sponsors Liability

Eligible Operations: This program is designed to protect the interests of racing - Drivers - Race team owners owners, sponsors and drivers for covered losses where the - Event sponsors - Race team sponsors facility’s or sanctioning body’s insurance limits are insufficient - Racing associations for possible claims in which the owner, sponsor or driver is named.

Key Underwriting/Qualifying Factors (Including but not limited to): Coverages Available & Program Highlights: - $1,000,000 minimum underlying coverage required General Liability - $1,500 minimum account premium - No General Aggregate - Spectator Liability Ineligible for this program: - Legal Liability to Participants - Drag boat racing (subject to underwriting) - Mud bogs - No Bodily Injury Deductible - Jet vehicle exhibition/racing - Incidental Products Coverage - Cyber Risk ($25,000 sublimit) - Primary Test & Tune available (refer to underwriting) K&K Benefits: - Experienced & professional staff dedicated Additional Products: exclusively to servicing the K&K Motorsports Programs for over 60 years Auto/Shop Liability - Attendance at industry conventions including Commercial Coverage For Race Teams RPM Promoters Workshops, Performance - Auto Liability Racing Industry Trade Show (PRI) and - Building Specialty Equipment Market Association - Business Personal Property (SEMA) - General Liability (Nonracing) - Active industry involvement through - Workers’ Compensation sanctioning bodies, racing associations and event attendance Contingency/Prize Indemnity - Over 60 years of experience providing sports, Contractual Indemnity leisure and entertainment insurance - In-house underwriting, policy administration, Disability Income For Crew Chiefs & Drivers loss control and claims services Employment Practices Liability - 24-hour emergency claims phone service Excess Liability - Insurance carriers rated “A” or higher by A.M. Best Ocean Marine - Premium installment plans available Off-course & Storage Coverage for Competition Vehicles and Racing Equipment On Track Crash Damage Participant Accident for Tuning & Testing Products Liability World Wide Liability Workers’ Compensation

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 78 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Four years of company loss runs - Copy of sponsorship agreement/contract

Racing Owners & Sponsors Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Motorsports Racing Owners & Sponsors Liability Application Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Racing Owners & Sponsors Program

PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 79 3/13/13 2:33 PM OUTFITTERS & GUIDES

Eligible Operations: Over the years, K&K has established itself as a leader in providing - Adventure/challenge - Indoor climbing custom insurance programs to the outfitters & guides industry. ropes course gyms/centers When it comes to specialized coverages go to the company facilitators - Mountain biking that knows the business. We understand and insure adventure - Canoeing/kayaking - Mountaineering activities such as white water rafting, kayaking, canoeing, hunting, - Equine operations - Rafting fishing, rock climbing, ropes courses, climbing walls and much - Hunting & fishing - Sailing more. - Surfing

Also Available - A special risk purchasing group program with a Key Underwriting/Qualifying reduced minimum premium for outfitter and guide operations that: Factors (Including but not limited to): • Are engaged in select activities such as Class I, II, - Management must have at least three years III and flat water operations, guided sea kayaking, management experience in the industry paddling schools, guided hunting and fishing, hiking, - General liability minimum premium: backpacking, bicycling, cross-country skiing, snow- $1,500 for water activities shoeing and non-motorized watercraft/tube rental $2,500 for mountaineering and ropes courses • Meet specific gross revenue levels $5,000 for equine exposures • Have been in business for at least one year or 3 years equivalent experience Ineligible for this program: • General Liability minimum premium $1,000 - Adventure races - Retail only - Animal breeding/boarding operations - Animal auctions - Rodeos - ATV rentals - Snowmobile rental Coverages Available & Program Highlights: - Dog sledding - Stand-alone - Downhill/powder equine operations General Liability skiing - Stand-alone Commercial Auto - Dude ranches portable climbing - Destination resorts walls and Excess Liability - Mud runs bicycle rentals - Petting zoo - Steeplechase

Common Associated Exposures: K&K Benefits: - Experienced & professional staff dedicated - Camping - Instruction exclusively to servicing the K&K Outfitters & - Equipment rentals - Lodges Guides Program for over 10 years - Food & beverage - Restaurants - Active participation in industry trade shows concessions - Retail sales and meetings - Hiking - Swimming - Over 60 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 80 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) - Three years of company loss runs - Facility brochure (if available) - Copy of waiver & release forms - Website

Outfitters & Guides Application(s):

Applications can be obtained from our web site: www.kandkinsurance.com Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Outfitters & Guides Program

PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 81 3/13/13 2:33 PM PARI-MUTUEL RACING (Horse Tracks & Greyhound Tracks)

Eligible Operations: K&K offers insurance products developed specifically for the - Greyhound dog - Quarter horse tracks pari-mutuel industry that address the unique needs of horse tracks - Racino gambling and greyhound tracks. Our specialized coverages will keep - Harness tracks - Simulcast facilities your operations running smoothly. For pari-mutuel insurance, - Off-track betting - Thoroughbred tracks K&K is always a winner. parlors

Key Underwriting/Qualifying Factors (Including but not limited to): - $3,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: General Liability - Chariot racing - Legal Liability to Participants - Steeplechase events - Horse Legal Liability - Dog Legal Liability - Liquor Liability K&K Benefits: - Employee Benefits Liability - Experienced & professional staff dedicated Property exclusively to servicing the K&K Pari-mutuel Program for over 20 years Inland Marine - Active participation in industry trade shows Commercial Auto and meetings - Over 60 years of experience providing Crime sports, leisure and entertainment insurance Excess Liability - In-house underwriting, policy administration, Jockey Accident Medical Coverage loss control and claims services - 24-hour emergency claims phone service Event Cancellation & Non-appearance - Insurance carriers rated “A” or higher by Workers’ Compensation (in select states) A.M. Best - Premium installment plans available Common Associated Exposures:

- Casinos - Hotel/Motel - Entertainment - Promotional activities - Food & beverage - Restaurants/lounges concessions - Valet parking

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 82 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs - Most current financial statement - Copy of stall or kennel agreement

Pari-mutuel Racing Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Contact Information: - Horse Track Liability Information Form - Horse Legal Liability Application 1712 Magnavox Way - Dog Track Liability Information Form P.O. Box 2338 - Participant Legal Liability Horse Racing Supplemental Fort Wayne, IN 46801-2338 Application - Liquor Liability Application (if needed) - Security Supplemental Information - Jockey Accident Medical Proposal Request Form (if needed) Pari-mutuel Racing Program ACORD Application(s) PHONE: (800) 440-5580 - Property FAX: (260) 459-5810 - Crime - Commercial Auto EMAIL: - Inland Marine KK.VenueGaming@ - Excess Liability kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 83 3/13/13 2:33 PM PRODUCTS LIABILITY

Key Underwriting/Qualifying K&K’s Product Liability Program was developed for the sports, Factors (Including but not limited to): leisure and entertainment industry with emphasis on automobile, - Vendor status/certificates of insurance motorcycle, sports equipment, boat, trailer and amusement - U.S.-based operations ride manufacturers. The program includes most support - Deductible versus SIR requirements industries and other tough product liability classes. - Stand alone products coverage available - General liability must include products coverage - Experience evaluation - $7,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: Products Liability - Aviation - Vendors as Additional Insureds - Latex gloves - Worldwide coverage - Tobacco products - Occurrence or Claims Made policy forms - Deductible and SIR Options Available K&K Benefits: General Liability (including products coverage) - Experienced & professional staff dedicated Umbrella/Excess Liability exclusively to servicing K&K’s Products Liability clients - Excellent relationships with several leading insurance carriers Eligible Operations: - Active participation in product trade associations such as The International Boat - Auto, motorcycle, truck parts Builders Exhibition & Conference (IBEX), - Boats & marine equipment International Health, Racquet & Sportclub - Camping equipment Association (IHRSA), Specialty Equipment - Critical auto parts Market Association (SEMA) and International - Collector car kits, street rods, kit cars Association of Amusement Parks and - Custom motorcycle manufacturers Attractions (IAAPA) - Distributors - Over 60 years of experience providing - Exercise equipment sports, leisure and entertainment insurance - Gymnastic & martial art equipment - 24-hour emergency claims phone service - Industrial products - Insurance carriers rated “A” or higher by - Importers A.M. Best - Manufacturers - Premium financing available - New Ventures - Assistance with surplus lines tax filings - Racing equipment and parts - Ski equipment, snow boards, skate boards - Sports equipment, helmets - Trailers & recreational vehicles - Vitamins & Supplements

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 84 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of current valued loss runs or equivalent - Website address, brochure or narrative describing products and operations

Products Liability Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Application for Product Liability Insurance Contact Information: 1712 Magnavox Way ACORD Application(s) P.O. Box 2338 - Commercial Information Fort Wayne, IN 46801-2338 - General Liability - Umbrella/Excess

Products Liability Program

PHONE: (800) 927-4756 FAX: (260) 459-5971 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 85 3/13/13 2:33 PM PROFESSIONAL SPORTS TEAMS

Eligible Operations: Professional sports teams can benefit from the knowledge K&K - Professional sports teams or league wide Insurance Group has gained through years of experience working programs closely with top sports organizations across the country. Our - Major & minor league sports teams reputation as a leader in the sports, leisure and entertainment - Team owned or managed sports facilities insurance industry comes from over 60 years of covering some of the toughest risk in sports. For professional-level coverage and world class service–turn to K&K. Key Underwriting/Qualifying Factors (Including but not limited to): Coverages Available & Program Highlights: - Management must have at least three years management experience General Liability - Waiver/release forms required for all - Broadened Coverage Form activities where spectators participate - No General Aggregate - Minimum account premiums: - No Deductible Minor League Baseball- $5,000 - Legal Liability to Participants NFL- $10,000 - Fireworks Liability Other professional teams- $2,500 - Liquor Liability - Lessors and Sponsors Can be Included as Additional Insureds Ineligible for this program: - Employee Benefits Liability - Boxing * - Mixed Martial Arts * Property - Rugby * - Over 25 Property Enhancements - Wrestling * - Equipment Breakdown Included Inland Marine * K&K offers spectator liability only Commercial Auto - Owned Autos - Nonowned/Hired Auto K&K Benefits: Crime - Experienced & professional staff dedicated Excess Liability exclusively to servicing the K&K Professional Sports Program Event Cancellation & Non-appearance - Endorsed by Minor League Baseball Workers’ Compensation (non-players) - Active participation in industry trade shows and meetings Common Associated Exposures: - Over 60 years of experience providing sports, leisure and entertainment insurance Professional sports teams in the following areas: - In-house underwriting, policy administration, - Arena - Hockey loss control and claims services Football - Lacrosse - Baseball - Soccer - 24-hour emergency claims phone service - Basketball - Softball - Insurance carriers rated “A” or higher by - Football - Tennis A.M. Best - Golf - Premium installment plans available Related ancillary activities such as: - Office premises - Concessions - Practice games - Public appearances such as interviews and autograph signing sessions - Entertainment prior to, at half time, post game

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 86 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Four years of company loss runs, including current year - Most current financial statement or pro forma on new business ventures - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copies of all contracts - Copy of operations manual

Professional Sports Teams Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Professional Sports Information Form (for all sports except baseball) Fort Wayne, IN 46801-2338 - National Association of Professional Baseball Leagues Information Form (baseball only) - Baseball Team Property Checklist (if needed) - Inflatable Liability Questionnaire (if needed) - Nonowned/Hired Auto Questionnaire (if needed) Professional Sports Teams - Security Supplemental Information Program - Fireworks Application - Liquor Liability Application (if needed) PHONE: (800) 441-3994 - Hot Tub Liability Questionnaire (if needed) FAX: (260) 459-5120 ACORD Application(s) EMAIL: - Property [email protected] - Crime - Commercial Auto WEB SITE: www.kandkinsurance.com - Computer Coverage - Inland Marine California License #0334819 - Excess Liability

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 87 3/13/13 2:33 PM SCHOOL ATHLETICS

Eligible Operations: K&K Insurance provides unique insurance programs for all levels - Athletic conferences - H.S. athletic of intercollegiate and interscholastic sports activities. - Bowl games conferences/ - Coaches & officials associations associations - Jr. college athletic - Collegiate athletic & programs activity programs - Sports camps & clinics Coverages Available & Program Highlights: - Collegiate clubs & - Student government intramural sports - Tournaments/ General Liability programs all-star games - Broadened Coverage Form - No General Aggregate - Volunteers as Additional Insureds Key Underwriting/Qualifying - Legal Liability to Participants Factors (Including but not limited to): - No Deductible - $3,500 minimum account premium - Employee Benefits Liability - $1,500 minimum per collegiate conference - Sponsors, Lessors as Additional Insureds Property - Over 25 Property Enhancements Ineligible for this program: Inland Marine - Liability coverage for individual high schools or individual private schools Commercial Auto - Stand alone legal liability to participants - Nonowned/Hired Auto - Business Auto Directors and Officers Liability K&K Benefits: Crime - Experienced & professional staff dedicated exclusively to servicing the K&K School Excess Liability Athletics Program Excess Accident Medical - Active participation in industry trade shows - K-12 (mandatory and voluntary) and meetings Including Athletics - Over 60 years of experience providing sports, - College Athletics leisure and entertainment insurance - In-house underwriting, policy administration, Catastrophic Accident Medical loss control and claims services - K-12 Including Athletics - 24-hour emergency claims phone service - College Athletics - Insurance carriers rated “A” or higher by Sexual Abuse & Molestation A.M. Best Event Cancellation & Non-appearance - Premium installment plans available

Common Associated Exposures:

- Ancillary events related - Fund raisers to scheduled sports - Office premises activities - Setup/teardown days

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 88 3/13/13 2:33 PM Submission Instructions: Preliminary Underwriting Information Required: To request an insurance quotation through this program, please submit the appropriate - Application(s) (see below) applications along with the preliminary - Four years of company loss runs, including current year underwriting information listed. In some cases, - Copy of procedures manual requested coverages may not be offered or - Certificate of Insurance from vendors, independent available due to underwriting criteria and/or contractors or exhibitors listing insured as additional insured carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. K&K School Athletics Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Athletic Conferences - Athletic Conferences Application - Nonowned/Hired (included in above application) - Liquor Liability Application (if applicable) - Security Supplemental Information (if applicable)

Intercollegiate Athletic Association - Intercollegiate Athletic Association Application

High School Athletics/Activities Association - High School Activities/Athletics Association Application - Nonowned/Hired Application (if applicable)

Bowl/All-star Games Contact Information: - Bowl/All-star Games Application 1712 Magnavox Way - Participant Accident Supplemental Application (if applicable) P.O. Box 2338 - Nonowned/Hired Application (if applicable) Fort Wayne, IN 46801-2338 - Liquor Liability Application (if applicable) - Fireworks Supplemental Application (if applicable) - Security Supplemental Information (if applicable) - Inflatable Liability Questionnaire (if needed) - Sexual Abuse & Molestation Supplemental (if needed) School Athletics Program - Short Term Special Event RPG Enrollment Form PHONE: (800) 441-3994 FAX: (260) 459-5120 Coaches/Officials - Coaches/Officials Liability Application EMAIL: [email protected] Intercollegiate Sports Accident Medical - Intercollegiate/Club/Intramural Sports-Basic Medical WEB SITE: www.kandkinsurance.com Insurance Program Quotation Request Form

California License #0334819 Interscholastic Sports Accident Medical - Interscholastic Quotation Request Form

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 89 3/13/13 2:33 PM SHORT TERM SPECIAL EVENTS

Ineligible Operations: This insurance program has been designed for organizers of - Activist rallies, marches or literature distribution short term special events that meet the following criteria: - Airshows • Total attendance is 12,000 or less - Athletic events & competitions • Maximum number of consecutive event days is 10 - Cinematography & photography for (not including set-up or tear down) commercial use • Event is held at a single location (except for weddings – - Events and/or concerts – involving rap, hip-hop, coverage can be extended to include the rehearsal, ceremony alternative or techno/DJ and reception as a single event) - Events held on an airport premises • Event must take place in the United States - Events honoring national and/or local celebrities or professional athletes New options for single-day invitation-only events (1-200 - Gun and/or knife shows attendees) are available online at www.eventinsurance-kk.com. - Haunted attractions Premiums are available as low as $100. - Health fairs or shows - Historical battle reenactments Eligible Operations (Including but not limited to): - In or on water activities - Auctions - Pageants - Mazes (corn, hay or fence) - Award presentations - Proms - Motorized vehicle, motorcycle, watercraft or - Banquets/luncheons - Quinceanera powerboat practicing for, qualifying for or testing - Bazaars - Recitals (dance, music) for any racing speed, demolition or stunt activity - Car shows-static - Reunions - Overnight retreats display only - School band or drill team - Parades - Charity events competitions - Political events (except private fundraising - Concerts (call for - School carnivals (no rides) auctions, benefits, dances, dinners) approval) - Seminars - Production and/or entertainment companies - Conventions - Shows (art, wedding, etc.) - Religious events (except memorial services) - Debutante balls - Social gatherings or - Rodeos (any rodeo activity including but not - Festivals (art, craft, receptions limited to, bronco or bull riding, steer roping, ethnic, harvest) - Speaking engagements team roping, barrel racing or horseback - Flea markets - Swap meets riding) - Graduation - Theatrical performances ceremonies - Wedding activities - Job fairs (rehearsal, ceremony, or K&K Benefits: - Lectures reception) - Experienced & professional staff dedicated - Meetings exclusively to servicing the K&K Short Term Special Events Program - Over 60 years of experience providing sports, Coverages Available & Program Highlights: leisure and entertainment insurance - In-house underwriting, policy administration and claims services General Liability - Bodily Injury and Property Damage - 24-hour emergency claims phone service - Personal and Advertising Injury - Insurance carriers rated “A” or higher by - Products and Completed Operations A.M. Best - Damage to Premises Rented to You - Medical Expense (other than participants) - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (optional) (not available online) Increase Medical Expense (optional) (not available online)

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 90 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or by applying online at www.eventinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting Contact Information: guidelines and understand the program terms and conditions. 1712 Magnavox Way Please contact a K&K representative if you have any questions. P.O. Box 2338 Fort Wayne, IN 46801-2338 Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via Short Term Special Events fax, mail, or email (see below) Risk Purchasing Group Program- For special - Full payment by check or credit/debit card events with less than 12,000 attendance

PHONE: (877) 648-6404 Short Term Special Events Application(s): FAX: (260) 459-5502 (Apply online at: www.eventinsurance-kk.com) EMAIL: K&K Application(s) [email protected] - Short Term Special Event Enrollment Form WEB SITE: www.eventinsurance-kk.com

Note: Larger special events may qualify for coverage under another K&K program

Special Events Program Events & Attractions Unit- For special events with more than 12,000 attendance

PHONE: (800) 553-8368 * * * * * * * * * * * * * * * * * * * * * * * * * * * * FAX: (260) 459-5624 NOW - Buy Coverage On-line! K&K’s specialty web site, www.eventinsurance-kk.com offers EMAIL: on-line quoting and purchasing for short term special events. [email protected] Commission payable to agents/brokers when utilizing our on-line purchasing web site. WEB SITE: www.kandkinsurance.com * * * * * * * * * * * * * * * * * * * * * * * * * * * * California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 91 3/13/13 2:33 PM SKATING FACILITIES

Eligible Operations: This program was developed for ice arenas, in-line hockey - Ice skating arenas facilities and roller rink facilities with operations including - In-line hockey facilities leagues, instruction and recreational skating as well as ancillary - Roller rink facilities operations such as concessions, pro shops, etc. Our program offers competitive pricing, superior coverage forms, experienced Key Underwriting/Qualifying claims handling, and a service commitment to the skating industry. Factors (Including but not limited to): - Must utilize appropriate waiver & release Coverages Available & Program Highlights: with established procedures to obtain signatures Property - $5,000 minimum general liability premium - Equipment Breakdown Included - Newly Acquired or Constructed Building Ineligible for this program: - Newly Acquired Business Personal Property - Ice operations on natural waterways (ponds, - Ordinance & Law lakes and streams) - Off-premises Power Failure - In-line skate activities held in parking lots or - Water Back-up of Sewers & Drains similar areas - Outdoor Signs - Non-supervised operations - Outdoor Property (trees, shrubs or plants) - Skate parks - Property Off Premises - Accounts Receivable/Valuable K&K Benefits: Papers & Records - Replacement Cost Defined - Experienced & professional staff dedicated - Covered Property Definition Redefined exclusively to servicing the K&K Skating Facility Program for over 15 years General Liability - Proud members and sponsors of the - Written on an Admitted Basis in Most States North American RINK Conference & - Broadened Coverage Form Expo (NARCE), STAR Member Rinks, Ice - Non-auditable Policy Skating Institute (ISI), and other regional - No Deductible organizations - No General Aggregate - Active participation in industry trade shows - Legal Liability to Participants and meetings - Liquor Liability - Over 60 years of experience providing - Stop Gap Liability sports, leisure and entertainment insurance - Employee Benefits Liability - In-house underwriting, policy administration Inland Marine and claims services - Carrier supported loss control services Crime - 24-hour emergency claims phone service Commercial Auto - Insurance carriers rated “A” or higher by Excess Liability A.M. Best - Premium installment plans available Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures:

- Food concessions - Sports complex - Internet sales activities - Health & fitness areas - Sports day camps - Pro shops - Vending & arcade - Restaurant w/liquor operators

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 92 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of carrier loss runs - Facility brochure (if available) - Copy of waiver & release forms - Copy of facility rental contract

Skating Facilities Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Ice/In-line Skating Facility Supplemental Contact Information: 1712 Magnavox Way ACORD Application(s) P.O. Box 2338 - Property Fort Wayne, IN 46801-2338 - Crime - Commercial Auto - Inland Marine - Excess Liability Skating Facilities Program - Workers’ Compensation (subject to state availability)

PHONE: (877) 355-0315 FAX: (260) 459-5821 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 93 3/13/13 2:33 PM SPECIAL EVENTS

Eligible Operations: For event insurance from small gatherings to world-class celebrations, (Including but not limited to) K&K covers special events of all sizes. Through years of experience, - Art displays - Pageants we’ve found that tailored coverages designed to fit your occasion - Auctions - Parades provide the best insurance coverage. For smaller events, our risk - Banquets - Proms purchasing group program protects clients without unnecessary - Bazaars - Religious assemblies coverages that larger special events require. For events of all sizes, - Charity events - Reunions turn to K&K for superior insurance protection. - Concerts - Seminars - Conventions - Shows - Craft displays - Social gatherings Coverages Available & Program Highlights: - Graduations - Trade shows - Lectures - Weddings & General Liability - Meetings receptions - Written on an Admitted Basis in Most States - Broadened Coverage Form Key Underwriting/Qualifying - No General Aggregate Factors (Including but not limited to): - Non-auditable Policy - Minimum premium - No Bodily Injury Deductible general liability- $2,500 - Legal Liability to Participants - Volunteer Accident- Accident Medical Coverage package- $5,000 For Volunteers - Volunteers as Additional Insureds Short Term Special Event Risk Note: - Contingent Ride Liability Purchasing Group program is available for - Fireworks Liability events with less than 12,000 attendance. - Liquor Liability $383 minimum premium applies. - Motorsports Liability (see reverse side for contact information) - Vendor/Exhibitor Coverage - Employee Benefits Liability Ineligible for this program: - Transmissible Pathogens Coverage - Concerts with rap, hip-hop, alternative, and/or grunge music Directors and Officers Including Employment Practices Liability Property - Equipment Breakdown Included K&K Benefits: - Emergency Vacating Expenses Covered up - Experienced & professional staff dedicated to $15,000, Crisis Response Coverage—$25,000, exclusively to servicing the K&K Special Full Building Ordinance “A” Coverage Event Program for over 30 years Inland Marine - Active participation in industry trade shows Commercial Auto and meetings - Owned Auto - Over 60 years of experience providing - Nonowned/Hired Auto sports, leisure and entertainment insurance - In-house underwriting, policy administration, Crime loss control and claims services Excess Liability - 24-hour emergency claims phone service Event Cancellation & Non-appearance - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Exhibitions - Festivals - Food & beverage concessions - Promotional activities

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 94 3/13/13 2:33 PM Submission Instructions:

Contact Information: Preliminary Underwriting Information 1712 Magnavox Way Required: P.O. Box 2338 Fort Wayne, IN 46801-2338 - Application(s) (see below) - ACORD applications for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/setup - Web site address Special Events Program - Schedule of events

PHONE: (800) 553-8368 FAX: (260) 459-5624 Special Events Application(s): EMAIL: (Applications can be obtained from our web site: www.kandkinsurance.com) KK.EventsAttractions@ kandkinsurance.com K&K Application(s) - Festival/Special Event/Parade Information Form WEB SITE: - Vendors As Additional Insureds Information Form (if needed) www.kandkinsurance.com - Fireworks Application (if needed) - Liquor Liability (if needed) - Directors and Officers including Employment Practices Short Term Special Events Liability (contact K&K for specific application) RPG Program ACORD Application(s) For short term special events with less than 12,000 - Property attendance - Crime - Commercial Auto PHONE: (877) 648-6404 - Inland Marine FAX: (260) 459-5502 - Excess Liability EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 95 3/13/13 2:33 PM SPORTS COMPLEXES

Eligible Operations: K&K Insurance offers insurance coverages designed to meet the - Multi-purpose sports facilities needs of a variety of sports complexes. Whether your operations - Sports complexes include league play, clinics and/or tournaments for sports activities - Sports fields or food concessions and pro shops, we can put together a - Sports instructional facilities package that meets your needs. This program can accommodate - Sports training facilities organizations that own their facilities as well as those that operate or manage the premises owned by others.

Key Underwriting/Qualifying Factors (Including but not limited to): - Management must have at least three years Coverages Available & Program Highlights: applicable experience - $3,500 minimum account premium General Liability - Legal Liability to Participants Ineligible for this program: - Employee Benefits Liability - Skate parks - Liquor Liability - Roller skating rinks Property Note: Ice skating facilities and in-line hockey Boiler & Machinery may qualify for coverage under another K&K Inland Marine program (see reverse side for contact information) Commercial Auto Crime K&K Benefits: Excess Liability - Experienced & professional staff dedicated exclusively to servicing the K&K Sports Complex Program - Active participation in industry trade shows Common Associated Exposures: and meetings - Over 60 years of experience providing - Arcades - Offices sports, leisure and entertainment insurance - Batting cages - Parties - In-house underwriting, policy administration, - Clinics - Pro shops loss control and claims services - Concessions - Sports camps - 24-hour emergency claims phone service - Instruction - Restaurants - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 96 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required: Contact Information: 1712 Magnavox Way - Application(s) (see below) P.O. Box 2338 - ACORD application(s) for other requested coverages Fort Wayne, IN 46801-2338 - Three years of company loss runs - Brochure (if available) - Schedule of events & dates - Copy of waiver & release forms Sports Complexes Program - Website address

PHONE: (800) 440-5580 FAX: (260) 459-5810 Sports Complexes Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) EMAIL: [email protected] K&K Application(s) - Sports Complex Application

ACORD Application(s) Skating Facilities Program - Property For information regarding ice skating arenas - Crime and in-line hockey facilities - Commercial Auto - Inland Marine PHONE: (877) 355-0315 - Excess Liability FAX: (260) 459-5821 - Workers’ Compensation (subject to state availability) EMAIL: [email protected]

WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 97 3/13/13 2:33 PM SPORTS EVENTS

Eligible Operations: K&K offers both short term professional and amateur sports event - Amateur sports events coverage. Programs for amateur sports events are available - Professional sports events where the number of participants is greater than 850 per event, the number of spectators per day is greater than 2,500 or the Key Underwriting/Qualifying number of event days is greater than six consecutive days. Factors (Including but not limited to): Note: Professional sports event coverage does not include a - Annual coverage available minimum size limitation. - $3,500 minimum account premium - $2,500 minimum premium-single event

Note: For smaller sports events with limited Coverages Available & Program Highlights: coverage needs contact our Risk Purchasing Group (see reverse side for contact information). General Liability - Written on an Admitted Basis in Most States Ineligible for this program: - Broadened Coverage Form - Mixed martial arts - No General Aggregate - No Deductible K&K Benefits: - No Bodily Injury Deductible - Experienced & professional staff dedicated - Volunteers and Sponsors Can be Added as exclusively to servicing the K&K Sporting Additional Insureds Events Program for over 15 years - Liquor Liability Available in Most States - Active participation in industry trade shows - Legal Liability to Participants 5m Aggregate and meetings - Employee Benefits Liability Available - Over 60 years of experience providing Directors and Officers Liability sports, leisure and entertainment insurance - In-house underwriting, policy administration, Property loss control and claims services - Over 25 property enhancements - 24-hour emergency claims phone service Inland Marine - Insurance carriers rated “A” or higher by A.M. Best Commercial Auto - Premium installment plans available if eligible - Nonowned/Hired Auto Crime Excess Liability Excess Accident Medical (Participant Accident) Sexual Abuse & Molestation Event Cancellation & Non-appearance

Common Associated Exposures:

- Awards/banquets/ - Setup/teardown days ceremonies - Tryouts & practices - Food, souvenir & - Exhibition games beverage concessions

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 98 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required: Contact Information: - Application(s) (see below) 1712 Magnavox Way - ACORD application(s) for other requested coverages P.O. Box 2338 - Four years of company loss runs, including current year Fort Wayne, IN 46801-2338 - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copy of procedure/rule manuals - Copy of waiver & release forms Sports Event Program - Copies of all contracts Sports Unit Sports Events Application(s): PHONE: (800) 441-3994 (Applications can be obtained from our web site: www.kandkinsurance.com) FAX: (260) 459-5120 EMAIL: K&K Application(s) - Amateur Events Application [email protected] - Triathlon Event Questionnaire (if needed) WEB SITE: - Water Related Events Questionnaire (if needed) www.kandkinsurance.com - Water Ski Schools Questionnaire (if needed) - Hospitality Tents Preliminary Questionnaire (if needed) - Sponsors Liability Supplemental Application (if needed) Amateur Sports - Participant Accident Supplemental Application (if needed) - Security Supplemental Information (if needed) Tournaments & Events - Nonowned/Hired Application (if needed) Risk Purchasing Group Program - Event Liquor Supplemental Questionnaire (if needed) - Fireworks Supplemental Application (if needed) PHONE: (800) 426-2889 - Fireworks Supplemental Application (if needed) FAX: (260) 459-5105 - Inflatable Liability Questionnaire (if needed) EMAIL: ACORD Application(s) [email protected] - Property WEB SITE: - Crime www.sportsinsurance-kk.com - Commercial Auto - Computer Coverage California License #0334819 - Inland Marine - Excess Liability

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 99 3/13/13 2:33 PM THEMED ATTRACTIONS

Eligible Operations: Whether it’s a small family-operated theme park or an international - Architectural - Lighthouses tourist attraction, K&K offers specialized insurance coverage attractions - Memorabilia & that will fit your individual needs, including coverages for walk- - Botanical gardens collections through exhibits and/or interactive theme parks that may include - Caves - Museums rides. Knowledgeable professionals providing attentive service - Children’s museums - Natural landmarks are a familiar theme at K&K Insurance. - Forts - Old west towns - Hall-of-Fame - Religious attractions Coverages Available & Program Highlights: facilities - Science centers - Historic homes - Theme parks General Liability - Historic mines - Tourist attractions - Written on an Admitted Basis in Most States - Historic ships - Train rides - Broadened Coverage Form - Historic sites - Walk-through - No General Aggregate - Interactive attractions attractions - Non-auditable Policy - No Deductible Key Underwriting/Qualifying - Volunteer Accident Medical Factors (Including but not limited to): - Volunteers as Additional Insureds - Management must have at least three - Contingent Ride Liability years of industry management experience - Fireworks Liability - Risks with no more than three ancillary - Liquor Liability adult amusement rides - Legal Liability to Participants - Minimum premium - Employee Benefits Liability general liability- $2,500 - Transmissible Pathogens Coverage package- $5,000 Directors and Officers including Employment Practices Liability Ineligible for this program: - Amusement parks Property - Family entertainment centers - Equipment Breakdown included - Emergency Vacating Expenses Covered up to $15,000, Crisis Response K&K Benefits: Coverage—$25,000, Full Building Ordinance “A” Coverage - Experienced & professional staff dedicated exclusively to servicing the K&K Themed Inland Marine Attractions Program for over 20 years Commercial Auto - Proud member of the International Association of Amusement Parks & - Owned Auto Attractions (IAAPA) - Nonowned/Hired Auto - Active participation in industry trade Crime shows and meetings Excess Liability - Over 60 years of experience providing sports, leisure and entertainment insurance Workers’ Compensation - In-house underwriting, policy administration, Event Cancellation & Non-appearance loss control and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Food & beverage - Gift shops concessions - Restaurants

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 100 3/13/13 2:33 PM Submission Instructions:

Preliminary Underwriting Information Required:

Themed Attractions Application(s): Contact Information: (Applications can be obtained from our web site: www.kandkinsurance.com) 1712 Magnavox Way P.O. Box 2338 K&K Application(s) Fort Wayne, IN 46801-2338 - Themed Attraction Application - Fireworks Application (if needed) - Liquor Liability Application (if needed) - Directors and Officers including Employment Practices Themed Attractions Program Liability (contact K&K for specific application)

PHONE: (800) 553-8368 ACORD Application(s) FAX: (260) 459-5624 - Property - Crime EMAIL: - Commercial Auto [email protected] - Inland Marine - Umbrella/Excess Liability WEB SITE: - Workers’ Compensation www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 101 3/13/13 2:33 PM VENUES

Eligible Operations: The K&K Venues Program offers coverage for facilities ranging - Arenas - Movie theaters from stadiums to concert halls. We’ve built a solid reputation - Amphitheaters - Music halls for providing the specialized coverages and services that facility - Auditoriums - Performing arts owners and managers need for arenas, coliseums, convention - Civic centers centers/theatres centers and many other sports, leisure and entertainment - Coliseums - Stadiums facilities. - Convention centers - Multi-purpose facilities having professional/ amateur sporting events, as well as concerts, exhibitions, trade shows, theatrical productions, motorsports events and circuses Coverages Available & Program Highlights:

Key Underwriting/Qualifying General Liability - Liquor Liability Factors (Including but not limited to): - Employee Benefits Liability - $3,500 minimum general liability premium Property Ineligible for this program: Boiler & Machinery - Night clubs Inland Marine Commercial Auto K&K Benefits: Crime - Experienced & professional staff dedicated Excess Liability exclusively to servicing the K&K Venues Program Tenant User Liability - Proud member of the International Event Cancellation & Non-appearance Association of Assembly Managers (IAAM) - Active participation in industry trade shows Workers’ Compensation (in select states) and meetings - Over 60 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, Common Associated Exposures: loss control and claims services - 24-hour emergency claims phone service - Valet parking - Restaurants/lounges - Insurance carriers rated “A” or higher by - Off-site parking - Interactive exhibits A.M. Best - Concessions

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 102 3/13/13 2:33 PM Submission Instructions:

To request an insurance quotation through this program, Contact Information: please submit the appropriate applications along with the 1712 Magnavox Way preliminary underwriting information listed. In some cases, P.O. Box 2338 requested coverages may not be offered or available due to Fort Wayne, IN 46801-2338 underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. Venues Program

PHONE: (800) 440-5580 Preliminary Underwriting Information FAX: (260) 459-5810 Required:

EMAIL: - Application(s) (see below) [email protected] - ACORD application(s) for other requested coverages - Three years of company loss runs - Schedule of events & dates - Copy of event/user agreement Skating Facilities Program For information regarding ice skating arenas and in-line hockey facilities Venues Application(s): PHONE: (877) 355-0315 (Applications can be obtained from our web site: www.kandkinsurance.com) FAX: (260) 459-5821 EMAIL: K&K Application(s) [email protected] - Facility Insurance Application

ACORD Application(s) Themed Attraction & - Property Special Event Programs - Crime For information regarding museums and - Commercial Auto special events - Inland Marine - Excess Liability PHONE: (800) 553-8368 FAX: (260) 459-5624 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 103 3/13/13 2:33 PM WALK/RUN EVENTS

Eligible Operations: This program is designed for U.S.-based organizations and/or Walking and/or running events with a course groups organizing a walking and/or running event. Coverage distance of less than 16 miles, including but not provides important liability protection for the organization, limited to: including its employees and volunteers, for liability claims - Children’s walk/runs arising out of its operations. The program also includes medical - 5k or 10k walk/run payments for participants (on an excess basis) for those - Timed/competitive walk/runs participating in the event. To qualify for program coverage, the - Non-competitive charity walk/runs following criteria must be met: - Fundraising walk/runs - Walkathons - Maximum number of participants is 10,000 - Maximum number of event days is 3 days or less Ineligible Operations: - Total course distance cannot exceed 16 miles - Adventure races - College or university level Coverage is also included for ancillary activities/events championships events (banquets, concerts, award ceremonies) that are ONLY for - Endurance races those participants in your walking and/or running event. Optional - Events involving animals other than coverages are available for separate ticketed and/or open to the service animals public ancillary activities/events. - Events with water activities or cycling activities - Events where the distance is more Coverages Available & Program Highlights: than 16 miles - Hiking events - Iron man events General Liability - Mud runs/warrior runs/zombie runs/obstacle - Bodily Injury and Property Damage course runs/urbanathons (competitions, - Personal and Advertising Injury exhibitions or foot races that involve man- - Products and Completed Operations made obstacle courses, man-made mud pits, - Damage to Premises Rented to You man-made slippery slopes, wall climbs, or - Medical Expense (other than participants) other similar man-made obstacles) - Legal Liability to Participants - Full marathons (distances greater - Medical Payments for Participants than 16 miles) - No Charge for Certificates of Insurance - Professional sport events, try-outs and training camps/clinics Ancillary Activities/Events (optional) - Triathlons/duathlons (Please note, this is not a complete listing of ineligible Sexual Abuse or Sexual Molestation Liability (optional) operations. Contact us with questions regarding eligibility.) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement (optional) K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Amateur Sports Tournaments & Events Program - Over 60 years of experience providing sports, Note: For sports events with more complex leisure and entertainment insurance coverage needs, contact our Sports unit - In-house underwriting, policy administration (see reverse side for contact information) and claims services - 24-hour emergency claims phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 104 3/13/13 2:33 PM Submission Instructions:

Walk/Run Event Walk/Run Event Application(s): Risk Purchasing Group Program (Applications can be obtained from our web site: www.kandkinsurance.com) PHONE: (800) 426-2889 FAX: (260) 459-5105 K&K Application(s): - Walk/Run Event Enrollment Form EMAIL: [email protected] WEB SITE: www.kandkinsurance.com

Sports Events Program Sports Unit

PHONE: (800) 441-3994 FAX: (260) 459-5120 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 105 3/13/13 2:33 PM YOUTH DAY CAMPS

Eligible Operations: This program has been designed for U.S.-based youth day - Academic - Math camp operations (those attended by campers age 19 or - Arts & crafts - Music under) with programs dedicated to activities other than sports - Computer - Performing arts skill development. Coverage provided under this program - Creative writing - Photography/film includes important liability protection for the camp, including its - Culinary making employees and volunteers, for liability claims arising out of its - Etiquette - Science operations. In addition, the program provides medical payments - Inventive builder - Vacation bible for participants coverage to the camp participants. Coverage /Lego® schools is provided on an annual basis, but only applies to those camp sessions that are specifically reported. • Day camps/clinics for youth with an accompanied adult are eligible for this program e.g.: (parents and me camps). Ratios cannot be more than two adults per child. Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Bodily Injury and Property Damage Factors (Including but not limited to): - Personal and Advertising Injury - Youth related camps (age 19 & under) - Products and Completed Operations - Damage to Premises Rented to You Ineligible Operations: - Medical Expense (other than participants) - After school/day care/latch key programs - Hired Auto and Employers’ Nonownership - Camps involving animals other than service Liability (not provided while in Hawaii) animals - Professional Liability - Camps providing overnight accommodations - Legal Liability to Participants - Camps with activities away from main - Medical Payments for Participants location, unless reported & approved by - Medical Expense Reimbursement for company prior to taking place Participants - Hunting and/or nature camps/programs - No Charge for Certificates of Insurance - Sports Camps Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement (optional)

Sexual Abuse or Sexual Molestation Liability (optional) K&K Benefits: - Over 60 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency claims phone service * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Insurance carriers rated “A” or higher by NOW - Buy Coverage On-line! A.M. Best K&K’s specialty web site, www.campinsurance-kk.com offers on-line quoting and purchasing for youth day camps. Commission payable to agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 106 3/13/13 2:33 PM Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or by applying at www.campinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Youth Day Camp Application(s): (Apply online at: www.campinsurance-kk.com)

K&K Application(s): - Youth Day Camps Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Youth Day Camps Risk Purchasing Group Program

PHONE: (800) 426-2889 FAX: (260) 459-5105 EMAIL: [email protected] WEB SITE: www.campinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 107 3/13/13 2:33 PM YOUTH SPORTS CAMPS & SPORTS CLINICS

Eligible Operations: This program has been designed for U.S. - based Sports operations conducted on a clinic, day youth sports camp operations (those attended by camp or overnight camp basis for attendees campers age 19 or under) or sports clinics that are age 19 and under that are focused on improving held at premises not owned or maintained by the sport skills in one of the following sport categories are camp operator. Coverage provided under this program eligible for this insurance program. If your sport includes important liability protection for the camp or is not listed, please contact K&K to confirm clinic operator, including employees and volunteers, for eligibility at 1-800-426-2889. liability claims arising out of its operations. In addition, the program provides medical payments coverage to - Baseball - Soccer the camp or clinic participants. Coverage is provided - Basketball - Softball on an annual basis, but only applies to those camp/ - Cheerleading - Squash clinic sessions that are specifically reported. - Deck/floor hockey - Swimming - Drill team - Strength & conditioning - Football - Tennis Coverages Available & Program Highlights: - Golf - Track & field - Gymnastics - Volleyball General Liability - Ice hockey - Water polo - Bodily Injury and Property Damage - Lacrosse - Wrestling - Personal and Advertising Injury - Products and Completed Operations • Classroom/lecture clinics for coaches or - Damage to Premises Rented to You officials in any of the above mentioned sports - Medical Expense (other than participants) are also eligible to enroll in this insurance - Hired Auto and Employers’ Nonownership program. Liability (not provided while in Hawaii) • Day camps/clinics for youth with an - Professional Liability accompanied adult are eligible for this - Legal Liability to Participants program (e.g.: parents and me camps). Ratios - Medical Payments for Participants cannot be more than two adults per child. - Medical Expense Reimbursement for Participants Ineligible Operations: - No Charge for Certificates of Insurance Camps or clinics offering the following operations or instruction based on any of the following sport Abuse, Molestation, Harassment or Sexual Conduct categories are not eligible for this insurance Defense Cost Reimbursement (optional) program. Please note, this is not a complete listing of ineligible sports. Please contact K&K for Sexual Abuse or Sexual Molestation Liability (optional more information. - After school/day care/latch key programs - All star/bowl games - Pro-sport try-out and training camps Key Underwriting/Qualifying Factors - Recruiting camps, showcases or combines (Including but not limited to): - Sports camp/clinic operators who own their own facility - Youth related sports camps - Weight loss camps/programs (age 19 and under) - Boxing - Equestrian - Box lacrosse - Martial arts - Broomball - Open water activities - Cycling or BMX - Skiing (snow or water) - Diving

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 108 3/13/13 2:33 PM K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Youth Sports To request coverage through this program, please submit the Camp & Sports Clinic Program appropriate application along with the underwriting information - Over 60 years of experience providing sports, listed or by applying online at www.campinsurance-kk.com. leisure and entertainment insurance In some cases, requested coverages may not be offered or - In-house underwriting, policy administration available due to underwriting criteria and/or carrier guidelines. and claims services It is important to carefully review the appropriate brochure and - 24-hour emergency claims phone service enrollment form to make sure you meet all the underwriting - Insurance carriers rated “A” or higher by guidelines and understand the program terms and conditions. A.M. Best Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Youth Sports Camps & Clinics Application(s): (Apply online at: www.campinsurance-kk.com)

K&K Application(s) - Youth Sports Camp & Sports Clinic Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Youth Sports Camps & Sports Clinics Risk Purchasing Group Program * * * * * * * * * * * * * * * * * * * * * * * * * * * * PHONE: (800) 426-2889 NOW - Buy Coverage On-line! FAX: (260) 459-5105 K&K’s specialty web site, www.campinsurance-kk.com offers on-line quoting and purchasing for youth sports camps and EMAIL: sports clinics. Commission payable to agents/brokers [email protected] when utilizing our on-line purchasing web site. WEB SITE: * * * * * * * * * * * * * * * * * * * * * * * * * * * * www.campinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 109 3/13/13 2:33 PM ZOOS & AQUARIUMS

Eligible Operations: Every year the experienced team at K&K is hard at work insuring - Walk-through zoos the world’s fun. K&K handles the coverages so you can concentrate - Drive-through zoos on providing thrills and making the impossible and the amazing - Animal sanctuary (open to public) come to life. For zoos, aquariums and much more, innovative - Aquariums property & casualty coverages from K&K are just the ticket.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Management must have at least three years General Liability zoo management experience - Written on an Admitted Basis in Most States - Prefer parks that are AZA certified - Broadened Coverage Form - Parks with 24-hour security - No General Aggregate - Parks that comply with USDA licensing - Non-auditable Policy requirements - Volunteer Accident- Accident Medical - Parks in compliance with safety and fire codes Coverage for Zoo Volunteers - Parks that secure certificates of insurance - Volunteers as Additional Insureds from vendors/concessionaires/sub- - Contingent Ride Liability contractors or lessors - Liquor Liability - Minimum premium - Employee Benefits Liability general liability- $2,500 - Transmissible Pathogens Coverage package- $5,000 Directors and Officers Including Employment Practices Liability K&K Benefits: Property - Experienced & professional staff dedicated - Equipment Breakdown Included exclusively to servicing the K&K Zoo & - Emergency Vacating Expenses Covered up Aquarium Program for over 20 years to $15,000, Crisis Response - Proud member of the American Zoo and Coverage—$25,000, Full Building Ordinance Aquarium Association (AZA) “A” Coverage - Active participation in industry trade shows Inland Marine and meetings - Over 60 years of experience providing Commercial Auto sports, leisure and entertainment insurance - Owned Auto - In-house underwriting, policy administration, - Nonowned/Hired Auto loss control and claims services - 24-hour emergency claims phone service Crime - Insurance carriers rated “A” or higher by Excess Liability A.M. Best Workers’ Compensation - Premium installment plans available Event Cancellation & Non-appearance

Common Associated Exposures:

- Animal rides - Kiddie rides - Day camps - Play areas - Food & beverage - Special event liability for concessions promotions, etc.

Insuring the world’s fun®

2013_ProgramBook_BROKER_KIT_FINAL.indd 110 3/13/13 2:33 PM Submission Instructions:

Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/map of zoo/aquarium - Brochure (if available) - Web site address - Schedule of events/promotions/ exhibitions - Amusement/carnival ride description

Zoos & Aquariums Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Zoological Park & Aquarium Information Form P.O. Box 2338 - Liquor Liability Application (if needed) Fort Wayne, IN 46801-2338

ACORD Application(s) - Property Zoos & Aquariums Program - Crime - Commercial Auto PHONE: (800) 553-8368 - Inland Marine FAX: (260) 459-5624 - Excess Liability - Workers’ Compensation EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/05/13

2013_ProgramBook_BROKER_KIT_FINAL.indd 111 3/13/13 2:33 PM 2013_ProgramBook_BROKER_KIT_FINAL.indd111542_BC.indd 1 112 3/13/133/15/13 2:331:26 PM