We Take Fun Seriously. Sports | Leisure | Entertainment PROGRAM LIST

Email: [email protected] California License #0334819 Claims: 800-237-2917

CAMPS & CAMPGROUNDS MOTORSPORTS PRODUCTS LIABILITY (877) 355-0315 Fax: (260) 459-5990 (800) 348-1839 Fax: (260) 459-5118 (800) 927-4756 Fax: (260) 459-5971 Leisure, Day, Summer, Resident, Boat/Motorcycle/Snowmobile Racing Manufacturers, Importers & Distributors of Learning, Leadership, Religious Camp Drag Racing Sport, Leisure & Entertainment Equipment & Conference Centers, Boy & Girl Scout Facilities & Events Council Camps, Campfire Girl Camps, Independent Car Clubs Retreat Centers Karting Off-course & Storage EVENT CANCELLATION Oval Tracks & Road Courses (800) 637-4757 Fax: (260) 459-5800 Owners & Sponsors RISK PURCHASING GROUP Event Cancellation Racing Schools Self-rating brochure products. Payment Race Teams & Race Shops submitted with enrollment form. EVENTS & ATTRACTIONS Tractor & Truck Pulls (800) 648-6406 Fax: (260) 459-5940 (800) 553-8368 Fax: (260) 459-5624 Activity & Social Clubs Fairs & Fairgrounds ENTERTAINMENT Cheer Gyms Festivals (800) 440-5580 Fax: (260) 459-5810 Dance Schools & Programs Special Events Concert Promoters Gymnastics Clubs & Programs Tenant User Martial Arts Schools & Programs Entertainment Centers Themed Attractions Trade Shows OUTFITTERS & GUIDES (800) 506-4856 Fax: (260) 459-5105 Zoos & Aquariums (800) 440-5580 Fax: (260) 459-5810 Exercise/Circuit/ MOTORCYCLE DEALERSHIPS Adventure/Challenge/Ropes Courses Personal Training Studios Carriage Rides Fitness/Sports/Dance Instructors (800) 552-9253 Fax: (260) 459-5511 Guided Equine Operations Health & Fitness Facilities- Limited Powersport Dealers (including, but Hunting & Fishing Services not limited to): motorcycles, ATV’s, snowmobiles, personal watercraft, Mountaineering & Permanent Climbing Walls boats, scooters, utility vehicles and dirt/ (877) 648-6404 Fax: (260) 459-5502 motocross bikes Outfitters & Guides White Water Rafting Event Planners RECREATION Independent Instructor of the Arts (877) 355-0315 Fax: (260) 459-5821 VENUES & GAMING Short Term Special Events Attendance less than 12,000) Community Centers (800) 440-5580 Fax: (260) 459-5810 Health & Fitness Facilities- Full Service Amphitheaters Racquet Clubs Arenas & Stadiums Fee Based Programs Skating Facilities- Ice/In-line Athletic Fields & Sports Complexes (800) 426-2889 Fax: (260) 459-5105 Auditoriums Amateur Sports Teams, Leagues & SPORTS Bowling/Billiard Centers Associations (Less than 1200 participants) (800) 441-3994 Fax: (260) 459-5120 Civic & Convention Centers Amateur Sports Tournaments & Events Entertainment Centers Youth Day Camps Amateur Sports Associations Gaming Youth Sports Camps & Clinics Amateur Sports Events Mardi Gras Krewes & Events Athletic Conferences Movie Theaters Coaches & Officials (800) 328-2317 Fax: (260) 459-5502 Pari-mutuel Racing College Bowl Games Tenant User Concessionaires High School All-star Games Theaters & Performing Arts Centers Entertainers, Performers, Bands, Groups High School Athletics Exhibitors Interscholastic Athletics Vendors Professional Sports Teams & Events Sports Camps

Insuring the world’s fun®

2/15/11 WEB SITE

For more information about K&K and what we can do for you and your business, visit us at www. kandkinsurance.com. You will find useful information on each of K&K’s programs as well as the applications needed to do business with us. If you have additional questions feel free to call (800-637-4757) or send us an email.

www.kandkinsurance.com is our primary web site containing information about all of our programs.

Immediate on-line quoting and purchasing available on the following sites. www.ActivityClubs-kk.com www.CampInsurance-kk.com www.DanceInsurance-kk.com www.EventInsurance-kk.com www.FitnessInsurance-kk.com www.GymnasticsInsurance-kk.com www.MartialArtsInsurance-kk.com www.SportsInsurance-kk.com

www.kandkinsurance.com COMPANY Profile

Introduction

K&K Insurance Group, Inc. (www.kandkinsurance.com) is a leading provider of specialty insurance products and services to the sports, leisure and entertainment industries. As a managing general underwriter for several insurance companies, K&K performs a variety of key functions to deliver outstanding service to our clients, such as: product/ program development, sales & marketing, underwriting, policy issuance & administration, loss control & risk management, and claims management. K&K is owned by Aon Corporation (www.aon.com), a global provider of risk management services, insurance and reinsurance brokerage, human capital and management consulting, and specialty underwriting.

Program Focus

Over the years, one key to K&K’s success has been its commitment to a “program” business philosophy. Focusing only on sports, leisure and entertainment risks allows us to understand the unique needs of these industries and effectively design specialized insurance solutions. Our production underwriters and claims representatives are responsible for overseeing specific program groups rather than geographic territories. This familiarity with our clients’ business allows them to anticipate needs and provide high quality products and services.

K&K offers over 60 specialty programs and will consider other sports and recreation submissions outside of those programs currently available. K&K is also willing to develop insurance programs for producers with books of sports, leisure and entertainment business.

Products

K&K offers a wide array of customized commercial property & casualty insurance products on a program basis. Coverages are available in all states and written on an admitted or surplus lines basis depending on the program’s filing status. Our programs are available to individual business owners and event organizers as well as large organizations and associations.

Coverages available to our sports, leisure and entertainment clients may include: commercial general liability, commercial auto, property, business income, crime, inland marine, excess liability, workers compensation and other specialty coverages such as products liability, participant accident medical, disability income and more.

Experience

K&K brings 50 years of specialty insurance experience to its clients. Each year, K&K provides coverage to over 300,000 sport, leisure & entertainment events and organizations throughout North America. Our experienced and dedicated insurance underwriting and claims professionals work from our Fort Wayne, Indiana headquarters and provide world-class service to our clients.

Distribution

The vast majority of insurance coverage provided by K&K is written through licensed independent agents and brokers throughout North America. While certain specified program classes are available to insureds on a direct basis, most choose to purchase K&K’s innovative insurance programs through local or specialized insurance agents or brokers. Producers can work with K&K by simply verifying proper state insurance licensing and providing evidence of errors & omissions coverage. No volume requirements apply.

Insuring the world’s fun®

2/15/11 AGENT/BROKER Information

Opportunity

K&K’s insurance programs cover some of the world’s most fascinating industries and offer unique growth opportunities to agents and brokers. As a leading provider of specialty insurance products and services to the sports, leisure and entertainment industries, K&K delivers world-class service and specialized products to its producers giving them a distinctive advantage over standard market alternatives.

As a managing general underwriter for several insurance carriers, K&K conducts product and program development; sales and marketing; underwriting; policy issuance and administration; loss control and risk management; and claim management services.

Working with K&K

K&K requires no volume commitments. Our goal is to make it easy for licensed producers to work with us. No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.

Submitting Business

For most K&K programs, particularly general liability coverages, special K&K applications and/or enrollment forms must be completed for us to better understand and appropriately review an account.

Applications can be obtained from our office or downloaded directly from our website at: www.kandkinsurance.com. If special applications are not required, the coverage request can be submitted on standard ACORD applications or similar equivalent. All submissions will typically require the following:

• Brief narrative: describing in detail the general nature of the operation or risk. • Applications: specialty applications along with necessary ACORD applications, signed by the applicant. • Loss experience: 3-5 years of carrier loss runs with explanations for losses in excess of $25,000. • Diagrams and/or photos: particularly for event liability and property coverages. • Supplemental information: contracts, vendor agreements, waiver and release forms, rule books, event guidelines, emergency evacuation plans, etc.

Commissions

Due to the unique aspects of each specialty program we develop, commission rates can vary by program class and/ or coverage line. Please verify your commission rate with the K&K representative processing your submission. If you charge the insured a fee for services and would prefer to receive a quotation “net” of commission, please let your representative know.

Service

The managing underwriter agreements with our carriers grant K&K exclusive authority for a number of functions that cannot be passed along to agencies, such as binding coverage; policy, endorsement and certificate processing; claims handling; and loss control. Contact your K&K representative with any questions regarding detailed procedures involving these services.

Insuring the world’s fun®

2/15/11 ACTIVITY & SOCIAL CLUBS

Eligible Operations: This program has been designed for U.S.-based clubs and/ - Art - Game or card or groups conducting youth or adult non-sport activities. - Bird watching (non-gambling) Coverage provided includes important liability protection for - Book - Garden the organization, including its employees and volunteers, - Calligraphy - Genealogy for liability claims arising out of its operations. For those - Collector - History clubs or groups specifically reported to and approved - Computers - Nature by K&K, covered operations consist of scheduled, - Cooking - Needlework sanctioned, organized and supervised activities in which - Craft making - Puppetry members participate and that are directly related to the - Cultural - Scrap booking specific common interest or goal for which the club or group - Faith based or is formed. Coverage is also provided for member activities religious studies such as meetings, registrations, parades in which the insured participates, picnics, banquets and ceremonies. Coverage for activities not related directly to the club’s common interest Ineligible Operations: must be pre-reported and approved by K&K. - Acrobatic or circus performing programs - Addiction or illness support groups - Boys or girls clubs Coverages Available & Program Highlights: - Boy scouts or girl scouts - Country clubs General Liability - Dating clubs, programs or organizations - Bodily Injury and Property Damage - Day care or adult before and/or after school - Personal and Advertising Injury care operations, latch key programs, - Products and Completed Operations babysitting or childcare clubs or programs - Damage to Premises Rented to You - Fitness clubs - Medical Expense (other than participants) - Fraternities or sororities - Hired Auto and Employers’ Nonownership - Groups under the direction of a professional Liability (not provided while in Hawaii) counselor or therapist - Professional Liability - Historical battle re-enactment groups - Legal Liability to Participants - Instruction in first aid, CPR or life-saving/life - Medical Payments for Participants guarding - No Charge for Certificates of Insurance - Nutritional and weight loss programs Equipment and Contents - Inland Marine (optional) - Philanthropy groups - Political activist and/or governmental groups (not available in New Jersey) - Programs dedicated to discipline, Excess Liability (optional) rehabilitation or behavior modification Directors’ and Officers’ Liability including Employment - Programs or activities involving animals Practices Liability (optional) - Programs or activities that involve weapons or firearms Abuse, Molestation, Harassment or Sexual Conduct - Retreats Defense Cost Reimbursement (optional) - School accredited classes, programs or clubs Event Cancellation & Non-appearance (optional) - Senior centers - Sports teams, leagues or associations or sporting events/activities * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Vehicle owner clubs NOW - Buy Coverage Online! - Veterans or military organizations K&K’s specialty web site, www.activityclubs-kk.com offers (e.g.: American Legion, Elks, Moose, Knights on-line quoting and purchasing for activity and social clubs. of Columbus Commission payable to agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff - Over 50 years of experience providing sports, To request an insurance quotation through this program, leisure and entertainment insurance please submit the appropriate applications along with the - In-house underwriting, policy administration underwriting information listed or apply online at www. and claims services activityclubs-kk.com. In some cases, requested coverages - 24-hour emergency phone service may not be offered or available due to underwriting criteria - Insurance carriers rated “A” or higher by and/or carrier guidelines. It is important to carefully review A.M. Best the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Activity & Social Clubs: (Apply online at: www.activityclubs-kk.com)

K&K Application(s): - Activity & Social Club Enrollment Form - Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage Request Questionnaire - RPG Directors’ & Officers’ Liability Enrollment Form Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Activity & Social Clubs Risk Purchasing Group Program (RPG)

PHONE: (800) 648-6406 FAX: (260) 459-5940 EMAIL: [email protected] WEB SITE: www.activityclubs-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 AMATEUR SPORTS ASSOCIATIONS

Eligible Operations: The Sports unit of K&K Insurance is dedicated to providing - Amateur sports associations customized insurance programs for youth and adult sports - Amateur coach & official associations activities ranging from weekend recreational leagues to world class competitive levels in a wide variety of sports. K&K’s innovative coverages, risk evaluation and claims Key Underwriting/Qualifying management results in specialized insurance programs designed to meet the needs of the athletes, officials, spectators and (Including but not limited to): Factors administrators involved in amateur sports. - $3,500 minimum account premium

Note: For smaller sports organizations with limited coverage needs, contact our RPG unit Coverages Available & Program Highlights: for pricing and minimum premium information. (see reverse side for contact information) General Liability - Broadened Coverage Form - No General Aggregate K&K Benefits: - No Deductible - Experienced & professional staff dedicated - Legal Liability to Participants exclusively to servicing the K&K Amateur - Fireworks Liability Sports Associations Program for over 20 years - Liquor Liability - Active participation in industry trade shows - Lessors, Co-promoters and Sponsors can be and meetings included as Additional Insureds - Over 50 years of experience providing - Employee Benefits Liability sports, leisure and entertainment insurance - Volunteers as Additional Insureds - In-house underwriting, policy administration, Directors and Officers Liability loss control and claims services - 24-hour emergency phone service Property - Insurance carriers rated “A” or higher by - Over 25 property enhancements A.M. Best Inland Marine Commercial Auto - Owned Autos - Nonowned/Hired Auto Crime Excess Liability Excess Accident Medical (Participant Accident) Sexual Abuse & Molestation Event Cancellation & Non-appearance Workers’ Compensation

Common Associated Exposures:

- Awards/banquets/ - Fund-raisers ceremonies - Games & exhibitions - Food, souvenir & - Tryouts & practices beverage concessions

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applications along with the preliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required: Contact Information: 1712 Magnavox Way - Application(s) (see below) P.O. Box 2338 - ACORD application(s) for other requested coverages Fort Wayne, IN 46801-2338 - F our years of company loss runs, including current year - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copies of all contracts Amateur Sports Associations - Copy of procedure/rule manuals Sports Unit - Copy of waiver & release forms

PHONE: (800) 441-3994 FAX: (260) 459-5120 Amateur Sports Associations Application(s): EMAIL: (Applications can be obtained from our web site: www.kandkinsurance.com) [email protected] K&K Application(s) WEB SITE: - Amateur Associations Application www.kandkinsurance.com - Participant Accident Supplemental Application (if needed) - Event Liquor Liability Application (if needed) - Abuse & Molestation Supplemental Questionnaire (if needed) Amateur Sports Teams, Leagues & - Water Related Activities Supplemental (if needed) - Nonowned/Hired Application (if needed) Associations - Fireworks Supplemental Application (if needed) Risk Purchasing Group Program (RPG) - Security Supplemental Information (if needed) - Inflatables Liability Questionnaire (if needed) PHONE: (800) 426-2889 FAX: (260) 459-5105 ACORD Application(s) EMAIL: - Property [email protected] - Computer Coverage WEB SITE: - Crime www.sportsinsurance-kk.com - Commercial Auto - Inland Marine California License #0334819 - Excess Liability

Insuring the world’s fun® 2/15/11 AMATEUR SPORTS Teams, Leagues & Associations

Eligible Operations: - Amateur sports recreational adult/youth This program has been designed for U.S.-based teams, leagues, teams, clubs, leagues or associations clubs and associations conducting youth or adult amateur sports activities. Coverage provided includes important liability protection for the organization, including its employees and Ineligible Operations: volunteers, for liability claims arising out of its operations. - BMX/stunt cycling - Intercollegiate and For eligible sports and age groups reported to K&K, covered - Boating activities interscholastic teams, operations consist of scheduled, sanctioned, approved, - Boxing leagues and organized and supervised practices, try-outs, clinics, games, - Cheerleading associations playoffs and tournaments. Coverage is also provided for (age 20 & over) - Mixed martial arts registrations, meetings, concession stand operations, parades, - Cycling - Open water activities picnics, award banquets and ceremonies and incidental fund- - Drill team - Rugby raising activities involving the sale of products, coupons, raffle (age 20 & over) - Shooting sports tickets and services, such as: car washes, bake sales and coin - Equestrian - Skateboarding drops, for those sports and age groups reported to K&K. - Gymnastics, martial - Skiing (water or snow) arts, cheer and - Strength and dance studios conditioning Coverages Available & Program Highlights: - In-line extreme/ - Surfing stunt skating - Tackle football General Liability (age 20 & over) - Bodily Injury and Property Damage - Personal and Advertising Injury Sports groups that are affiliated with the - Products and Completed Operations following organizations are not eligible for this - Damage to Premises Rented to You program. - Medical Expense (other than participants) - American Amateur - Babe Ruth Softball - Hired Auto and Employers’ Nonownership Baseball Congress - Dixie Boys Baseball Liability (not provided while in Hawaii) - American Youth - Dixie Softball - Professional Liability Football - Dixie Youth Baseball - Legal Liability to Participants - Babe Ruth/ - U.S. Youth Soccer - Medical Payments for Participants Cal Ripkin Association - No Charge for Certificates of Insurance Baseball Equipment and Contents - Inland Marine (optional) (not available in New Jersey) K&K Benefits: - Experienced & professional staff dedicated Directors’ and Officers’ Liability including Employment exclusively to servicing the K&K Amateur Practices Liability (optional) Sports Teams, Leagues & Associations Hosted Tournament Coverage (optional) Program Abuse, Molestation, Harassment or Sexual Conduct - Over 50 years of experience providing Defense Cost Reimbursement (optional) sports, leisure and entertainment insurance Premises Liability for Sports Fields (optional) - In-house underwriting, policy administration and claims services Event Cancellation & Non-appearance (optional) - 24-hour emergency phone service - Insurance carriers rated “A” or higher by * * * * * * * * * * * * * * * * * * * * * * * * * * * * A.M. Best NOW - Buy Coverage Online! K&K’s specialty web site, www.sportsinsurance-kk.com offers on-line quoting and purchasing for amateur teams, leagues and associations. Commission payable to agents/ brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.sportsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Contact Information: Please contact a K&K representative if you have any questions. 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338 Underwriting Information Required:

Amateur Sports Teams, - Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) Leagues & Associations - Full payment by check or credit/debit card Risk Purchasing Group Program

PHONE: (800) 426-2889 Amateur Sports Teams, Leagues & FAX: (260) 459-5105 Association(s): EMAIL: (Apply online at: www.sportsinsurance-kk.com) [email protected] K&K Application(s): WEB SITE: - Amateur Sports Teams, Leagues & Association www.sportsinsurance-kk.com Enrollment Form - Amateur Sports RPG Directors’ & Officers’’ Liability Enrollment Form - Abuse, Molestation, Harassment or Sexual Conduct Defense Note: For sports organizations with more Cost Reimbursement Coverage Request Questionnaire complex coverage needs, contact our Sports unit

Amateur Sports Associations Sports Unit

PHONE: (800) 441-3994 FAX: (260) 459-5120 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 AMATEUR SPORTS Tournaments & Events

Eligible Operations: This program has been designed to provide coverage on a - Amateur sporting events short-term basis for an amateur sports tournament or event or on an annual basis for those promoters with multiple events. Key Underwriting/Qualifying Factors Coverage provided under this program includes important (Including but not limited to): liability coverage for the U.S.-based organization conducting - Maximum number of participants the event, including the employees and volunteers, for liability per event is 2,500 claims arising out of its operations. Coverage is also included - Maximum number of spectators for ancillary activities (banquets, concerts, awards ceremonies) per day is 7,500 for those participants in your sports tournament(s) or event(s). - Maximum number of event days (including practice dates) is 14 days (not including setup Coverages Available & Program Highlights: or tear down) General Liability Ineligible Operations: - Bodily Injury and Property Damage - Events involving animals other than service - Personal and Advertising Injury animals - Products and Completed Operations - Professional sports events, try-outs and - Damage to Premises Rented to You training camps/clinics - Medical Expense (other than participants) - College or university level championship - Legal Liability to Participants events - Medical Payments for Participants - Highland games - No Charge for Certificates of Insurance - Sanctioned USA Hockey tournaments & events - Events in the following sport categories: (please note, this is not a complete listing of Event Cancellation & Non-appearance (optional) ineligible sports)

- Adventure race - Open water events - BMX biking - Rugby Note: For sports events with more complex - Boxing - Skateboarding coverage needs, contact our Sports unit - Cycling - Skiing (see reverse side for contact information) - Endurance race (snow or water) - Equestrian - Snowboarding - Kite surfing - Streetball - Marathons (26.2 - Tackle football miles or more) (age 20 & over) - Mixed martial arts - Wrestling - Mountain biking (age 20 & over)

K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Amateur * * * * * * * * * * * * * * * * * * * * * * * * * * * * Sports Tournaments & Events Program NOW - Buy Coverage Online! - Over 50 years of experience providing sports, K&K’s specialty web site, www.sportsinsurance-kk.com leisure and entertainment insurance offers on-line quoting and purchasing for amateur tournaments - In-house underwriting, policy administration and events. Commission payable to agents/brokers when and claims services utilizing our on-line purchasing web site. - 24-hour emergency phone service * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.sportsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Contact Information: Underwriting Information Required: 1712 Magnavox Way P.O. Box 2338 - Completed and signed enrollment form(s), if submitting via Fort Wayne, IN 46801-2338 fax, mail or email (see below) - Full payment by check or credit/debit card

Amateur Sports Tournaments & Events Amateur Sports Application(s): Tournaments & Events (Apply online at: www.sportsinsurance-kk.com) Risk Purchasing Group Program

PHONE: (800) 426-2889 K&K Application(s): - Amateur Sports Tournaments & Events Enrollment Form FAX: (260) 459-5105 EMAIL: [email protected] WEB SITE: www.sportsinsurance-kk.com

Sports Events Program Sports Unit

PHONE: (800) 441-3994 FAX: (260) 459-5120 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 BOWL/ALL-STAR GAMES

Eligible Operations: K&K provides winning insurance protection for both college - College bowl games bowl games and college/high school all-star games. Successful - College/high school all-star games teams know that covering all the bases is part of the game plan– and adding K&K to your lineup is great strategy. Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - $3,500 minimum account premium General Liability - Broadened Coverage Form K&K Benefits: - No General Aggregate - Experienced & professional staff dedicated - No Deductible exclusively to servicing the K&K Bowl/All- - Volunteers as Insureds star Program for over 15 years - Liquor Liability Available in Most States - Over 50 years of experience providing - Legal Liability to Participants sports, leisure and entertainment insurance - Employee Benefits Liability available - In-house underwriting, policy administration, - Fireworks Liability loss control and claims services - Sponsors, Lessors as Additional Insureds - 24-hour emergency phone service - Insurance carriers rated “A” or higher by Directors and Officers Liability A.M. Best Property - Premium installment plans available - Over 25 Property Enhancements Inland Marine Commercial Auto - Nonowned/Hired Auto - Donated Autos - Owned Autos Crime Excess Liability Excess Accident Medical (Participant Accident) - High School Athletics - College Athletics Catastrophic Accident Medical - High School Athletics - College Athletics Sexual Abuse & Molestation Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures:

- Ancillary events - Golf tournaments - Awards/banquets/ - Parades ceremonies - Setup/teardown days - Food, souvenir & - Tryouts & practices beverage concessions

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Four years of company loss runs, including most current year - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copy of procedure/rule manuals - Copy of waiver & release forms - Copies of all contracts

Bowl/All-star Games Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Contact Information: - K&K Bowl/All-star Games Application 1712 Magnavox Way - Nonowned/Hired Application (if needed) P.O. Box 2338 - Liquor Liability Application (if needed) Fort Wayne, IN 46801-2338 - Fireworks Supplemental Application (if needed) - Security Supplemental Information (if needed) - Sexual Abuse & Molestation Supplemental (if needed) Bowl/All-star Games Program ACORD Application(s) - Property PHONE: (800) 441-3994 - Crime FAX: (260) 459-5120 - Commercial Auto EMAIL: - Computer Coverage [email protected] - Inland Marine - Excess Liability WEB SITE: - Workers Compensation www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 BOWLING/BILLIARDS

Eligible Operations: K&K is the smart choice for an insurance program designed - Bowling Centers specifically to meet the needs of bowling centers and billiard - Billiard Halls halls. K&K offers an innovative program and quality customer service. When you or your insurance consultant work with Key Underwriting/Qualifying K&K, you receive the benefits of our in-house claims service, underwriting and administrative services. All of this adds up to (Including but not limited to): Factors a perfect score for you. - $3,500 minimum general liability premium

Ineligible for this program: - Risks with more than 40% of their total sales derived from liquor sales Coverages Available & Program Highlights:

General Liability K&K Benefits: - Liquor Liability - Experienced & professional staff dedicated - Employee Benefits Liability exclusively to servicing the K&K Bowling & - Stop Gap Billiard Program for over 15 years - Active participation in industry trade shows and meetings Property - Over 50 years of experience providing Commercial Auto sports, leisure and entertainment insurance - In-house underwriting, policy administration, Crime loss control and claims services Inland Marine - 24-hour emergency phone service - Insurance carriers rated “A” or higher by Business Income A.M. Best Excess Liability

Common Associated Exposures:

- Arcade/Video Games - Restaurants - Food Concessions - Special Events/ - Liquor Exposure Tournaments - Bar/Lounges - Entertainment Centers

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Applications (See below) - F ive years of company loss runs - Website address

Bowling & Billiards Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Applications - Bowling/Billiard Center Application

ACORD Applications Contact Information: - Property 1712 Magnavox Way - Crime P.O. Box 2338 - Commercial Auto Fort Wayne, IN 46801-2338 - Inland Marine - Excess Liability

Bowling/Billiards Program

PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 CAMPS, CONFERENCE & RETREAT CENTERS Eligible Operations: With the coverage of K&K’s Camp Program, you can spend your - Activity camps - Leadership camps time on important things like keeping your campers happy. We’ll - Day camps - Learning camps take care of the rest of your worries with an insurance program - Conference centers - Religious retreats specifically tailored to the individual needs of your camp. - Boy Scout councils - Resident camps - Girl Scout councils - Summer camps Coverages Available & Program Highlights:

Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Broadened Coverage Form - Camp certified by ACA, CCCA or equivalent - Non-audited Policy preferred - No Deductible - Camps must have system for personnel - Sexual Abuse Endorsement screening, written sexual abuse & - Fireworks Liability molestation procedures and criminal - Expanded Bodily Injury Definition background checks - Medical Professional Employee/Volunteer Liability - $5,000 minimum account premium - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Ineligible Operations: Expanded - Athletic/sports focused camps, travel camps, - Camp Director Liability boot camps, extreme camps - Transmissible Pathogens Coverage Camp Participant Accident & Medical Note: Sport & smaller nonsport day camps Property may qualify for coverage under K&K’s Risk - More Than 25 Coverage Expansions Purchasing Group (see reverse side for contact - Equipment Breakdown Included information) - Vacancy Clause Redefined to Address Seasonal Oerations K&K Benefits: - Building Definition Redefined to Include: tent - Experienced & professional staff dedicated platforms, pavilions & shelters, signs, boat & canoe exclusively to servicing the K&K Camp racks, permanently installed playground equipment, Program for over 15 years adventure course structures, climbing walls and - Proud industry involvement through active athletic back stops participation in American Camp Association, - Business Interruption, Communicable Christian Camp and Conference Association, Disease and Food Contamination Extension American Outdoors, Association of - Emergency Vacating Expenses Covered up Challenge Course Technology, Professional to $15,000, Crisis Response Coverage—$25,000, Paddlesports of America and the Association Full Building Ordinance “A” Coverage for Experiential Educators (AEE) Crime - Active participation in industry trade shows and meetings (ACA National, Tri-State and Commercial Auto Mid-States Camping and CCCA National Excess Liability Conferences) Inland Marine - Over 50 years of experience providing Workers’ Compensation sports, leisure and entertainment insurance Event Cancellation & Non-appearance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency phone service Common Associated Exposures: - Insurance carriers rated “A” or higher by A.M. Best - Hiking trails - Ropes courses/ - Premium installment plans available - Horseback riding climbing walls - On-site physician/nurse - Recreational - Paintball courses boating/canoeing - Swimming

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

Contact Information: - Application(s) (see below) 1712 Magnavox Way - ACORD application(s) for other requested coverages P.O. Box 2338 - Five years of detailed, currently-valued company loss runs Fort Wayne, IN 46801-2338 - Pictures of facility - Web site address (if available) - Copy of rental contract - Copy of sexual abuse screening & written procedures Camp Program - Diagram or “Plot Plan” of premises PHONE: (877) 355-0315 Camps Application(s): FAX: (260) 459-5990 (Applications can be obtained from our web site: www.kandkinsurance.com) EMAIL: KK.EventsAttractions@ K&K Application(s) kandkinsurance.com - Camp Insurance Information Form - Camp Participant Accident Primary Medical Expense WEB SITE: Coverage www.kandkinsurance.com Primary Medical Expense Coverage (if needed) - Employee/Volunteer Transportation Questionnaire (if needed) - Go Kart Operations Minimum Underwriting Guidelines - Trampoline Questionnaire (if needed) Amateur Sports RPG Program - Fireworks Supplemental Application (if needed) - Paintball Field Course Supplemental Application (if needed) For sport and smaller nonsport day camps

PHONE: (800) 426-2889 ACORD Application(s) FAX: (260) 459-5105 - Property - Crime EMAIL: - Commercial Auto [email protected] - Inland Marine - Excess Liability WEB SITE: - Workers’ Compensation www.campinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 CAMPGROUNDS

Eligible Operations: With the coverage of K&K’s Campground Program, you can - Private or Franchised Campgrounds with spend your time on important things like keeping your patrons ancillary activities including waterslides, happy. We’ll take care of the rest of your worries with an amusements devices, & motorized boating insurance program specifically tailored to the individual needs - Day camps of your campground.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Risk must have system for personnel General Liability screening, written sexual abuse & - Broadened Coverage Form molestation procedures and criminal - Non-auditable Policy background checks - No Deductible - $5,000 Minimum Account Premium - Fireworks Liability (available on request) - Expanded Bodily Injury Definition Ineligible for this program: - Nonowned Watercraft up to 51’ - Waterparks, horseback riding, amusement - Personal and Advertising Injury Definition rides, motorized boating/skiing, etc. as Expanded primary reason for patronage to the - Transmissible Pathogens Coverage campground Property - More Than 25 Coverage Expansions - Equipment Breakdown Included

K&K Benefits: - Vacancy Clause Redefined to Address - Experienced & professional staff dedicated Seasonal Operations exclusively to servicing the K&K Camping - Building Definition Redefined to Include: tent Industry for over 15 years platforms, pavilions & shelters, signs, boat & - Proud industry involvement through active canoe racks, permanently installed playround participation in American Outdoors, equipment Professional Paddlesports of America and - Business Interruption, Communicable the Associaiton for Experiential Educators Disease and Food Contamination Extension (AEE) - Emergency Vacating Expenses Covered up - Active participation in industry trade shows to $15,000, Crisis Response Coverage- and meetings $25,000, Full Building Ordinance “A” Coverage - Over 50 years of experience providing - Inland Marine sports, leisure and entertainment insurance - Commercial Crime - In-house underwriting, policy administration, loss control and claims services Commercial Auto - 24-hour emergency phone service - Insurance carriers rated “A” or higher by Excess Liability A.M. Best Workers’ Compensation - Premium installment plans available Common Associated Exposures:

- Golf courses - Playgrounds - Golf driving ranges - Recreational - Hiking trails boating/canoeing - Horseback riding - Swimming - Miniature golf

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, please submit the appropriate applicatons along with the priliminary underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotatations received. Please contact a K&K representative if you have any questions.

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Pictures of facility - Web site address (if available) - Copy of rental contract

Campground Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Contact Information: - Campground Insurance Information Form 1712 Magnavox Way - Go Kart Operations Underwriting Guidelines (if needed) P.O. Box 2338 - Trampoline Questionnaire (if needed) Fort Wayne, IN 46801-2338 - Water Trampoline Questionnaire (if needed) - Fireworks Supplemental Application (if needed) - Liquor Liability Application (if needed) - Paintball Supplemental (if needed) Campground Program - Country Club Supplemental (if needed) - Herbicide/Pesticide & Pool Pollution Questionnaire (if needed) PHONE: (877) 355-0315 FAX: (260) 459-5990 ACORD Application(s) - Property EMAIL: - Crime KK.EventsAttractions@ - Commercial Auto kandkinsurance.com - Inland Marine - Excess Liability WEB SITE: www.kandkinsurance.com - Workers’ Compensation California License #0334819

Insuring the world’s fun® 2/15/11 COACHES/OFFICIALS

Eligible Operations: Coverage in this program is designed for the unique needs of - Coaches & officials U.S.-based sports officials and coaches while participating in or traveling to or from the site of regularly scheduled officiating or Key Underwriting/Qualifying coaching assignments. Coverage options include disability and liability insurance. Factors (Including but not limited to): - $3,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: Liability - Coached/Officials of Professional Sports - Bodily Injury and Property Damage - Personal and Advertising Injury K&K Benefits: - BI or PD arising out of Products Completed - Experienced & professional staff dedicated Operations exclusively to servicing the K&K Coaches/ - Legal Liability to Participants Officials Program - Contractual Liability - Active participation in industry trade shows Defense Expenses are covered in addition to the limits and meetings provided - Over 50 years of experience providing sports, leisure and entertainment insurance Disability - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best

Common Associated Exposures:

- Ancillary events related - Fund raisers to scheduled sports - Office premises activities - Volunteers

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Four years of company loss runs - Copy of procedure manual - Completed ACORD applications for other requested coverages - Any applicable contracts e.g. facility, vendors, concessionaires

K&K Coaches/Officials Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Coaches/Officials Liability Application P.O. Box 2338 Fort Wayne, IN 46801-2338

Coaches/Officials Program

PHONE: (800) 441-3994 FAX: (260) 459-5120 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 COMMUNITY CENTERS

Eligible Operations: Over 50 years experience has allowed K&K to design a competitive - Boys & Girls clubs insurance program for community centers, including Boys & Girls - Community centers Clubs, YMCAs, YWCAs, Jewish community centers and other - Jewish community centers similar risks. We offer a stable, committed carrier as well as top - YMCAs quality service. This, coupled with our in-house claims handling, - YWCAs binding and policy issuance authority, has made us the leader in the specialty insurance marketplace.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): Property - Recreational organizations and facilities - Newly Acquired or Constructed Building preferred - Newly Acquired Business Personal Property - Before and after school and summer - Ordinance & Law programs - Off-premises Power Failure - Must utilize appropriate waiver & release - Water Back-up of Sewers & Drains with established procedures to obtain - Outdoor Signs signatures - Outdoor Property (trees, shrubs or plants) - Property Off Premises Ineligible for this program: - Accounts Receivable/Valuable - Residential, habitational or dormitory Papers & Records operations - Replacement Cost Defined - Counseling, intervention or encounter groups - Covered Property Definition Redefined - Senior citizen day care operations - Equipment Breakdown - Welfare and social services General Liability K&K Benefits: - Admitted or Non-admitted Basis - Experienced & professional staff dedicated - Broadened Coverage Form exclusively to servicing the K&K Community - Non-auditable Policy Centers Program - Legal Liability to Participants - Carrier supported loss control services - Liquor Liability - Active participation in industry trade shows - Employee Benefits Liability and meetings - Stop Gap Liability - Over 50 years of experience providing Inland Marine sports, leisure and entertainment insurance Crime - In-house underwriting, policy administration, loss control and claims services Commercial Auto - 24-hour emergency phone service Excess Liability - Insurance carriers rated “A” or higher by A.M. Best Workers’ Compensation (subject to state availability) - Premium installment plans available Event Cancellation & Non-appearance

Common Associated Exposures:

- Day camps - Recreational/craft/ - Fitness/exercise educational programs programs - Swimming pools - Field trips - Whirlpools/saunas/ - Restaurants/lounges steamrooms

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Four years of company loss runs - Brochure (if available) - Copy of waiver & release forms

Community Centers Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Community Center Questionnaire - General Application - Abuse & Molestation Supplemental Questionnaire (if needed) - Public Transportation Questionnaire (if needed) Contact Information: - Liquor Liability Application (if needed) 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338 ACORD Application(s) - Property - Crime - Commercial Auto Community Centers Program - Inland Marine - Excess Liability PHONE: (877) 355-0315 - Workers’ Compensation (subject to state availability) FAX: (260) 459-5821 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 CONCERT PROMOTERS

Eligible Operations: Developed exclusively for the concert promoter industry, K&K - Concert promoters Insurance Group provides this specialty insurance program for promoters. We offer a stable, committed carrier as well as top quality service. This, coupled with our in-house claims handling, Key Underwriting/Qualifying binding and policy issuance authority, has made us the leader in the specialty insurance marketplace. Factors (Including but not limited to): - Management must have at least three years industry experience - $25,000 minimum account premium

Annual Coverages Available & Ineligible for this program: Program Highlights: - Promoters whose primary portfolio of music is hip-hop or rap - Talent agents/managers/consultants General Liability - Per Event Aggregate Note: Entertainers & performers and event - No Bodily Injury deductible planners/coordinators may qualify for coverage - Employee Benefits Liability - Stop Gap Liability under another K&K program (see reverse side for contact information) Property Inland Marine K&K Benefits: Commercial Auto - Experienced & professional staff - Owned Auto dedicated exclusively to servicing the K&K - Nonowned/Hired Auto Entertainment Program for over 10 years - Active participation in industry trade shows Crime and meetings Excess - Over 50 years of experience providing Event Cancellation & Non-appearance sports, leisure and entertainment insurance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency phone service Common Associated Exposures: - Insurance carriers rated “A” or higher by A.M. Best - Additional insureds agents entertainers business managers landlords co-promoters sponsors - Third party property damage

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Contact Information: Required: 1712 Magnavox Way P.O. Box 2338 - Application(s) (see below) Fort Wayne, IN 46801-2338 - ACORD application(s) for other requested coverages - Five years of company loss runs - Copies of contracts where insured assumes liability of others - Sample contract with venue Concert Promoters Program - Copy of event schedule

PHONE: (800) 440-5580 FAX: (260) 459-5810 Entertainment Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) EMAIL: KK.VenueGaming@ K&K Application(s) kandkinsurance.com - Concert Promoter Liability Application - Nonowned/Hired Auto Coverage Questionnaire (if needed) WEB SITE: www.kandkinsurance.com ACORD Application(s) - Property - Crime - Commercial Auto Entertainers & Performers and - Inland Marine Event Planners Programs - Excess Liability

PHONE: (800) 328-2317 FAX: (260) 459-5502 EMAIL: info@eventinsurance-kk-com WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 CONCESSIONAIRES, EXHIBITORS, VENDORS

Eligible Operations: This program has been designed for the concessionaires, vendors - Antiques & collectibles - Home based wedding and exhibitors who are selling, displaying, demonstrating or - Apparel & accessories vendors (caterers, DJs, promoting their products or services, on a short term basis at special - Arts & crafts florists, ice sculptors, events, malls, shopping centers, tradeshows, consumer shows or a - Auto/vehicle decorators, location that is away from any owned or long term leased premises. accessories photographers/ The insured operations can be conducted from a kiosk, booth, cart, (non-mechanical) videographers) trailer, tent or an outdoor area. - Candles - Kitchen or cookware - Celebrity accessories or appearances appliances - Cleaning accessories - Lawn & garden equipment & products - Literature distribution Coverages Available & Program Highlights: (commercially - Micro-reality race manufactured) tracks - Exercise - Motorized equipment - General Liability equipment static display - Bodily Injury and Property Damage - Floral - Performing groups - Personal and Advertising Injury - Food, drink or (carolers, dance groups, - Products Completed Operations produce sales choirs) - Damage to Premises Rented to You - Game trailers - Product demonstrations - Medical Expense (other than participants) - Gift wrap booths - Product or service displays - No Charge for Certificates of Insurance - Hardware sales - Souvenir sales - Options Available Include: - Health & beauty - Sports or camping products equipment Single Event Coverage (one month or less) (commercially - Toys (for ages 5 and over) 3, 6 or 12 Months Coverage manufactured) - Vehicle/boat display - - Discounted Rates for Multiple Booths static only - No Limitation on Number of Shows for 3+ Months Coverage Periods Ineligible Operations: - Alcoholic beverage - Motorsports activities Equipment and Contents - Inland Marine (optional) sales - Nutritional or health (not available in New Jersey) - Animals supplements (selling) - Auto parts - On-site installation, (mechanical) service or repair of Event Cancellation & Non-appearance (optional) - Body piercing or products permanent tattooing - On-site equipment - Christmas tree retail rentals lots - Oxygen or aromatherapy - Cleaning accessories bars & products - - Protective equipment or homemade apparel - E-commerce selling - Storefront operations - Fire safety equipment - Tobacco products - Fireworks sales & - Toys (for ages 4 & under) * * * * * * * * * * * * * * * * * * * * * * * * * * * * displays - Vehicles in motion NOW - Buy Coverage Online! - Haunted attractions - Watercraft exhibits on K&K’s specialty web site, www.eventinsurance-kk.com offers - Health & beauty water on-line quoting and purchasing for concessionaires, exhibitors products-homemade - Weapon sales and vendors. Commission payable to agents/brokers when - Hot wax impressions - Weight loss plans or - Mazes (corn, hay, products (selling) utilizing our on-line purchasing web site. fence) - Wholesale business * * * * * * * * * * * * * * * * * * * * * * * * * * * * - Medical testing operations

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K To request coverage through this program, please submit the Concessionaires, Exhibitors and Vendors appropriate application along with the underwriting information Program listed or apply online at www.eventinsurance-kk.com. In some - Proud member of the National Independent cases, requested coverages may not be offered or available Concessionaire Association due to underwriting criteria and/or carrier guidelines. It is - Over 50 years of experience providing sports, important to carefully review the appropriate brochure and leisure and entertainment insurance enrollment form to make sure you meet all the underwriting - In-house underwriting, policy administration guidelines and understand the program terms and conditions. and claims services Please contact a K&K representative if you have any questions. - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Concessionaires, Exhibitors and Vendors Application(s): (Apply online at: www.eventinsurance-kk.com)

K&K Application(s): - Concessionaires, Exhibitors & Vendors Enrollment Form Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Concessionaires, Exhibitors and Vendors Risk Purchasing Group Program

PHONE: (800) 328-2317 FAX: (260) 459-5502 EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 DANCE SCHOOLS & PROGRAMS

Eligible Operations: This program has been designed for U.S.-based dance schools and - Ballet - Irish other organizations specializing in the instruction of performance - Ballroom - Jazz and social dance. Coverage provided includes important liability - Belly dancing - Latin protection for the school or organization, including its employees - Clogging - Modern and volunteers, for liability claims arising out of its operations. For - Contemporary - Salsa eligible dance schools or programs, covered operations consist of - Country western - Scottish premises, operations and activities involving registered participants - Cultural/ethnic - Square for those activity(s)—under direct supervision or organized by the - Flamenco - Swing - Folk dancing - Tango insured—which have been reported, paid for and approved by the - Hawaiian - Tap company along with any ancillary event or activity held directly with - Hip hop - ZUMBA® the activity(s) at the insured’s location(s) or at approved off-site locations on the insured’s behalf.

Ineligible Operations: In addition, coverage can also be considered for birthday/social - Acrobatic & circus skills training party(s) related to the above described operations and activities. - Ballroom rental facilities - Banquet & reception halls Coverages Available & Program Highlights: - Cabarets - Dance halls General Liability - Discotheques - Bodily Injury and Property Damage - Night clubs - Personal and Advertising Injury - Production companies - Products and Completed Operations - Professional dance companies - Damage to Premises Rented to You - Professional touring companies - Medical Expense (other than participants) - Professional Liability K&K Benefits: - Legal Liability to Participants - Experienced & professional staff dedicated - Medical Payments for Participants exclusively to servicing the K&K Dance - Hired Auto and Employers’ Nonownership School Program Liability (not provided while in Hawaii) - Over 50 years of experience providing - No Charge for Certificates of Insurance sports, leisure and entertainment insurance - Premises Liability Included - In-house underwriting, policy administration - Coverage for Demonstrations, Exhibitions and and claims services Recitals Included - 24-hour emergency phone service - Insurance carriers rated “A” or higher by Non-Registered Member Activity Coverage (optional) A.M. Best Birthday/Social Party Coverage (optional) - Premium installment plans available Equipment and Contents - Inland Marine (optional) (not available in New Jersey) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage (optional)

Directors’ and Officers’ Liability including Employment Practices Liability (optional)

Excess Liability (optional)

Event Cancellation & Non-appearance (optional)

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.danceinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Dance Schools & Program Application(s): (Apply online at: www.danceinsurance-kk.com)

K&K Application(s) - Dance Schools & Programs Enrollment Form - RPG Directors’ & Officers’ Liability Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

* * * * * * * * * * * * * * * * * * * * * * * * * * * * NOW - Buy Coverage Online! Dance Schools & Programs K&K’s specialty web site, www.danceinsurance-kk.com offers on-line quoting and purchasing for dance schools & Risk Purchasing Group Program programs. Commission is also payable to agents/brokers when utilizing our on-line purchasing web site. PHONE: (800) 648-6406 * * * * * * * * * * * * * * * * * * * * * * * * * * * * FAX: (260) 459-5940 EMAIL: [email protected] WEB SITE www.danceinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 ENTERTAINMENT CENTERS

Eligible Operations: K&K is committed to meeting the demands of the sports and - Batting cages - Go-karts entertainment marketplace and in response to clients requests, - Billiards - Inflatables ** we have expanded our Entertainment Program. In addition to - Bowling - Kiddie rides ** bowling operations, the program now includes coverage for a - Bumper cars/boats - Laser tag wide variety of fun center operations. From miniature golf to - Climbing walls * - Miniature golf video arcades, K&K has the crucial insurance solutions that - Coin operated rides - Paintball * entertainment centers need. - Driving ranges - Soft play - Food/Novelty - Video arcades - Other entertainment risks

* If part of entertainment center Coverages Available & Program Highlights: ** With operator/attendant General Liability - Employee Benefits Liability Key Underwriting/Qualifying - Liquor Liability - Stop Gap Factors (Including but not limited to): - $3,500 minimum general liability premium Property Boiler & Machinery Ineligible for this program: Inland Marine - Amusement parks - Skateboarding - Bungee jumps - Trampolines Commercial Auto - Mechanical bulls - Velcro jumps Crime - Night clubs - Water parks/slides - Roller rinks Business Income Excess Liability

K&K Benefits: Common Associated Exposures: - Experienced & professional staff dedicated exclusively to servicing the K&K Entertainment Center Program - Bar/lounges - Food concessions - Active participation in industry trade shows - Bowling - Restaurants and meetings - Over 50 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Applications (See below) - F ive years of company loss runs - Brochure (if available) - Website address

Entertainment Center Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Applications - Entertainment Center Information Form Contact Information: 1712 Magnavox Way ACORD Applications P.O. Box 2338 - Property Fort Wayne, IN 46801-2338 - Crime - Commercial Auto - Inland Marine - Excess Liability

Entertainment Center Program PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 ENTERTAINER & PERFORMER

Eligible Operations: This insurance program has been designed for a U.S. based - Balloon artist - Magician entertainer or performer who works on an independent contractor - Belly dancer - Mime basis entertaining at local fairs, festivals, special events, private - Caricature artist - Musician, singer or parties, convention or tradeshow booths. Coverages provided - Celebrity look-alike vocalist under this program include important liability protection for the - Clown - Poet entertainer or performer for liability claims arising out of their - Comedian - Puppeteer operations. - Contortionist - Story teller - Face painter - Ventriloquist - Holiday character - Western - Impersonator performer - Impressionist - Yodeler - Juggler

Coverages Available & Program Highlights: Ineligible Operations: - Acrobatic or - Performer putting General Liability aerialist performer on an athletic - Bodily Injury and Property Damage - *Actor portraying a exhibition - Products and Completed Operations historical person - Performer using - Damage to Premises Rented to You - Circus performer weapons (live - Medical Expense (other than participants) - DJ or KJ ammunition or - Legal Liability to Participants - Escape artist sharpened blades) - Medical Payments for Participants - Exotic dancer - Pyrotechnician - No Charge for Certificates of Insurance - Group acts or bands - Stripper - Hypnotist - Stunt personnel - Jouster - Tattoo or body - Mascot (college, piercing artist Key Underwriting/Qualifying Factors (Including but not limited to): high school, school related) - Entertainer or performer must be at least 18 years of age - Annual gross income from the entertainer’s or performer’s *Contact us for information regarding our activities cannot exceed $300,000 reenactor program.

K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Entertainer & Performer Program - Over 50 years of experience providing sports, * * * * * * * * * * * * * * * * * * * * * * * * * * * * leisure and entertainment insurance NOW - Buy Coverage Online! - In-house underwriting, policy administration, K&K’s specialty web site, www.eventinsurance-kk.com and claims services offers on-line quoting and purchasing for entertainers and - 24-hour emergency phone service performers. Commission payable to agents/brokers when - Insurance carriers rated “A” or higher by utilizing our on-line purchasing web site. A.M. Best * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.eventinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Entertainers & Performers Application(s): (Apply online at: www.eventinsurance-kk.com)

K&K Application(s) - Entertainer & Performer Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Entertainers & Performers Risk Purchasing Group Program

PHONE: (800) 328-2317 FAX: (260) 459-5502 EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 EVENT CANCELLATION

Eligible Operations: In response to the needs of our clients, K&K Insurance now - Community events - Music events offers an insurance program designed specifically to protect - Concerts - Special events event organizers, promoters or sponsors against cancellation, - Conventions - Sporting events abandonment, postponement, interruption, curtailment or - Conference (amateur/collegiate/ relocation of insured events. Championships high school/professional) - Exhibitions - Teleconference Coverage is available on a first-dollar basis. Deductibles in - Fairs - Trade shows the form of a fixed dollar amount or a percentage of the sum - Festivals - Weddings insured are also available in order to reduce the risk pricing. - Motorsport events - And more The program is offered on surplus lines paper through Lloyd’s with the option of insuring either gross revenues or the loss of costs and expenses.

Key Underwriting/Qualifying Factors (Including but not limited to): - $250 minimum premium per event Causes Of Loss May Include: - Must be bound and paid for 14 days prior to the event - Power failure - Damage to leased or rented venues - Damage to surrounding venues or infrastructure K&K Benefits: resulting in lack of access - Experienced & professional staff dedicated - Failure of public transport facilities or denial of access exclusively to servicing the K&K Event - Natural catastrophe such as earthquake or flood Cancellation Program - Adverse weather conditions (This coverage is broader than - Active participation in industry trade shows rain insurance and there are no rain gage requirements.) and meetings - Non appearance of key individuals - Over 50 years of experience providing - Inability to erect facilities at venue sports, leisure and entertainment insurance - Disease outbreak (certain exclusions may apply) - In-house underwriting, policy administration, - Strike risks loss control and claims services - Failure of TV broadcast - K&K processes over 200,000 policy - Any other previously unforeseen cause not excluded transactions and 40,000 claims annually under the wording - 24-hour emergency phone service - Insurance carriers rated “A” or higher The policy covers the normal contractual relationships by A.M. Best of an event organizer which can be adapted for any changed circumstances.

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application (See below) - Multiple events under one policy require a breakdown per event, including a limit & location address

Event Cancellation Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Applications - Event Cancellation and Non-appearance Application

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Event Cancellation Program

PHONE: (800) 637-4757 FAX: (260) 459-5866 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 EVENT PLANNER

Eligible Operations: This program has been designed for U.S.-based professional Fee-based professionals or businesses, event planners. Coverage provided includes important domiciled in the United States, that plan, liability protection for liability claims arising out of their organize, coordinate and/or arrange public or operations and premises. In addition, equipment and private events and social gatherings for others. contents coverage is available as an option to provide protection for direct loss or damage to the event planner’s office supplies, equipment, furnishings, improvements and Ineligible Operations: betterments, signs and non-structural glass. - Concert promoters - Event production companies Please note, this program does not provide liability coverage - Rental companies for the actual events planned, organized, coordinated - Talent agencies/companies or arranged by the event planner. - Travel agencies

Note: Concert promoters may qualify for coverage under another K&K program Coverages Available & Program Highlights: (see reverse side for contact information) General Liability - Bodily Injury and Property Damage K&K Benefits: - Personal and Advertising Injury - Experienced & professional staff dedicated - Products and Completed Operations exclusively to servicing the K&K Event - Damage to Premises Rented to You Planner Program - Medical Expense (other than participants) - Over 50 years of experience providing - Hired Auto and Employers’ Nonownership sports, leisure and entertainment insurance Liability (not provided while in Hawaii) - In-house underwriting, policy administration - No Charge for Certificates of Insurance and claims services Equipment and Contents - Inland Marine (optional) - 24-hour emergency phone service (not available in New Jersey) - Insurance carriers rated “A” or higher by A.M. Best Event Cancellation & Non-appearance (optional) - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s) (see below) Contact Information: - Full payment by check or credit/debit card 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338 Event Planner Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Event Planner Program - Event Planner Enrollment Form Risk Purchasing Group Program

PHONE: (877) 648-6404 FAX: (260) 459-5502 EMAIL: [email protected]

Entertainment Program

PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: KK.VenueGaming@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 FAIRS & FAIRGROUNDS

Eligible Classifications: K&K covers everything from small local and county fairs to state - 4H fairs - County fairs fairs, including more specialized areas like livestock shows and - Agricultural - Livestock shows agricultural expositions. expositions - State fairs Coverages Available & Program Highlights:

General Liability Key Underwriting/Qualifying - Written on an Admitted Basis in Most States Factors (Including but not limited to): - Broadened Coverage Form - Management must have at least three years - No General Aggregate fair management experience - Non-auditable Policy - Minimum premiums - No Deductible general liability- $2,500 - Legal Liability to Participants package- $5,000 - Volunteer Accident- Accident Medical Coverage For Fair Volunteers Ineligible for this program: - Volunteers as Additional Insureds - Fair events involving extreme sports and - Contingent Ride Liability extreme motorsports activities - Fireworks Liability - Concerts with rap, heavy metal, alternative, - Liquor Liability grunge and/or urban R&B music - Motorsports Liability - Vendor/Exhibitor Coverage - Employee Benefits Liability K&K Benefits: - Transmissible Pathogens Coverage - Experienced & professional staff dedicated Directors and Officers Including Employment exclusively to servicing the K&K Fairs & Practices Liability Fairgrounds Program for over 20 years Property - Proud member of International Association - Equipment Breakdown Included of Fairs & Expositions (IAFE) - Emergency Vacating Expenses Covered up - Active participation in industry trade shows to $15,000, Crisis Response Coverage—$25,000, and meetings Full Building Ordinance “A” Coverage - Over 50 years of experience providing Inland Marine sports, leisure and entertainment insurance Commercial Auto - In-house underwriting, policy administration, - Owned Auto loss control and claims services - Nonowned/Hired Auto - 24-hour emergency phone service - Insurance carriers rated “A” or higher by Crime A.M. Best Excess Liability - Premium installment plans available Workers’ Compensation Event Cancellation & Non-appearance Common Associated Exposures:

- Carnival rides - Interim events - Concessionaires - Livestock shows - Demolition derbies or auctions - Displays - Parades - Fireworks - Rodeos - Horticultural, - Truck & tractor pulls agricultural and home - Vendors economics exhibits

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/setup - Schedule of events - Web site address

Fairs & Fairgrounds Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Fairground Liability Information Form Contact Information: - Event Insurance Enrollment Form 1712 Magnavox Way - Demo Derby Guidelines (if needed) P.O. Box 2338 - Tractor Pull- Promoters Event Insurance Information Form Fort Wayne, IN 46801-2338 (if needed) - Tractor Pull Minimum Underwriting Guidelines - Vendors As Additional Insureds Information Form (if needed) - Fireworks Application (if needed) Fairs & Fairgrounds Program - Liquor Liability (if needed) - Directors and Officers including Employment Practices Liability (contact K&K for specific application) PHONE: (800) 553-8368 FAX: (260) 459-5624 ACORD Application(s) EMAIL: - Property KK.EventsAttractions@ - Crime kandkinsurance.com - Commercial Auto - Inland Marine WEB SITE: - Umbrella/Excess Liability www.kandkinsurance.com - Workers’ Compensation California License #0334819

Insuring the world’s fun® 2/15/11 FESTIVALS

Eligible Operations: When it comes to festivals, you name it, chances are we’ve - Arts & craft festivals - Holiday covered it–everything from small community tulip festivals to - City celebrations celebrations nationally known and recognized festivals. K&K has everything - Ethnic festivals - Themed festivals you need in insurance coverage to keep things festive. - Exhibitions/ (e.g. rib fest, tulip expositions festival, etc.) - Music festivals Coverages Available & Program Highlights:

Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Written on an Admitted Basis in Most States - Management must have at least three years - Broadened Coverage Form festival/event management experience - No General Aggregate - Minimum premiums - Non-auditable Policy general liability- $2,500 - No Deductible package- $5,000 - Legal Liability to Participants - Volunteer Accident- Accident Medical Coverage Ineligible for this program: For Volunteers - Festivals involving extreme sports and - Volunteers as Additional Insureds extreme motorsports activities - Contingent Ride Liability - Concerts with rap, heavy metal, alternative, - Fireworks Liability urban R&B and/or grunge music - Liquor Liability - Vendor/Exhibitor Coverage K&K Benefits: - Employee Benefits Liability - Experienced & professional staff dedicated - Transmissible Pathogens Coverage exclusively to servicing the K&K Festival Directors and Officers Including Employment Program for over 20 years Practices Liability - Proud member of International Festivals & Property Events Association (IFEA) as well as many - Equipment Breakdown Included state and regional organizations - Emergency Vacating Expenses Covered up - Active participation in industry trade shows to $15,000, Crisis Response Coverage—$25,000, and meetings Full Building Ordinance “A” Coverage - Over 50 years of experience providing sports, leisure and entertainment insurance Inland Marine - In-house underwriting, policy administration, Commercial Auto loss control and claims services - Owned Auto - 24-hour emergency phone service - Nonowned/Hired Auto - Insurance carriers rated “A” or higher by A.M. Best Crime - Premium installment plans available Excess Liability Workers’ Compensation Event Cancellation & Non-appearance

Common Associated Exposures:

- Arts & crafts displays - Horticultural/home - Food & beverage economics exhibits concessions - Parades

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

Festival Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Festival/Special Event/Parade Information Form Fort Wayne, IN 46801-2338 - Vendors As Additional Insureds Information Form (if needed) - Fireworks Application (if needed) - Liquor Liability (if needed) - Directors and Officers including Employment Practices Liability (contact K&K for specific application) Festival Program ACORD Application(s) PHONE: (800) 553-8368 - Property FAX: (260) 459-5624 - Crime EMAIL: - Commercial Auto - Inland Marine KK.EventsAttractions@ - Excess Liability kandkinsurance.com - Workers’ Compensation WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 GAMING

Eligible Operations: K&K covers gaming risks from bingo halls to casinos through - Bingo halls - Casinos our tailor-made programs. Don’t gamble on your insurance - Card clubs - Tribal gaming coverage; choose K&K to protect your gaming operations and keep the good times rolling.

Key Underwriting/Qualifying Factors (Including but not limited to): - $3,500 minimum account premium

Ineligible for this program: - Cruising vessels Coverages Available & Program Highlights: - Dockside gaming General Liability - Written on an Admitted Basis in Most States K&K Benefits: - Broadened Coverage Form - Experienced & professional staff dedicated - Liquor Liability exclusively to servicing the K&K Gaming - Employee Benefits Liability Program Property - Active participation in industry trade shows and meetings Boiler and Machinery - Over 50 years of experience providing Inland Marine sports, leisure and entertainment insurance - In-house underwriting, policy administration, Commercial Auto loss control and claims services Garagekeepers Legal Liability - 24-hour emergency phone service Crime - Insurance carriers rated “A” or higher by A.M. Best Excess Liability Workers’ Compensation (subject to availability) Event Cancellation & Non-appearance

Common Associated Exposures:

- Concessions - Gift shops - Entertainment - Restaurants/lounges - Hotel/motel - Valet parking

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed company loss runs and payrolls - Schedule of activities & special events - Most current financial statement - Copies of contracts - Copy of Gaming Compact (if applicable)

Gaming Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Gaming Supplemental Questionnaire P.O. Box 2338 - Gaming Business Income Worksheet Fort Wayne, IN 46801-2338 ACORD Application(s) - Property - General Liability Gaming Program - Crime - Commercial Auto PHONE: (800) 440-5580 - Inland Marine FAX: (260) 459-5810 - Umbrella/Excess Liability - Workers’ Compensation EMAIL: KK.VenueGaming@ kandkinsurance.com WE SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 GYMNASTICS SCHOOLS/ CLUBS &/OR CHEER GYMS

This program has been designed for U.S.-based gymnastics Eligible Operations: schools/clubs and/or cheer gyms specializing in the - Artistic gymnastics - “Parent-tot” instruction of gymnastics, tumbling, cheerleading/dance and - Cheerleading - Pre-school related programs. Coverage provided includes important - Competitive gymnastics liability protection for the school/club and/or gym, including gymnastics - Recreational its employees and volunteers, for liability claims arising out - Dance team gymnastics of its operations. - Group gymnastics - Rhythmic For eligible gymnastics schools/clubs, covered operations - Motorskills gymnastics consist of premises, operations and activities involving registered development - Sports acrobatics participants for those sport(s) and/or activity(s)—under direct programs - Trampolines supervision or organized by the insured—which have been - Mobile gymnastics - Tumble buses reported, paid for and approved by the company along with - “Mommy & Me” - Tumbling any ancillay event or activity held directly with that sport(s) or - “Me & My Pal” activity(s) at the insured’s location(s) or at approved off-site locations on the insured’s behalf. Ineligible Operations: - Circus skill training In addition, coverage can also be considered for birthday/social - Operations as a sports complex or party(s) related to the above described operations and activities. multi-purpose facility, except for those sports(s) and/or subsidiary activities that Coverages Available & Program Highlights: have been reported, paid for, and approved by K&K. General Liability - Bodily Injury and Property Damage K&K Benefits: - Personal and Advertising Injury - Products and Completed Operations - Experienced & professional staff dedicated - Damage to Premises Rented to You exclusively to servicing the K&K Gymnastics - Medical Expense (other than participants) Schools/Clubs &/or Cheer Gyms Program - Hired Auto and Employers’ Nonownership - Over 50 years of experience providing sports, Liability (not provided in Hawaii) leisure and entertainment insurance - Professional Liability - In-house underwriting, policy administration - Legal Liability to Participants and claims services - Medical Payments for Participants - 24-hour emergency phone service - No Charge for Certificates of Insurance - Insurance carriers rated “A” or higher by - Premises Liability Included A.M. Best Subsidiary Activities Coverage (optional) - Premium installment plans available Birthday or Social Party Coverage (optional) Equipment and Contents - Inland Marine (optional) (not available in New Jersey) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage (optional) Meets, Competitions & Events Coverage (optional) Excess Liability (optional) Directors and Officers Liability including Employment Practices Liability (optional) Event Cancellation & Non-appearance (optional)

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply at www.gymnasticsinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Gymnastics Schools/Clubs &/or Cheer Gyms Application(s): (Apply online at: www.gymnasticsinsurance-kk.com)

K&K Application(s): - Gymnastics Schools/Clubs and/or Cheer Gyms Enrollment Form Contact Information: - RPG Directors’ & Officers’ Liability Enrollment Form 1712 Magnavox Way - Gymnastics Schools/Clubs and/or Cheer Gyms Inflatable P.O. Box 2338 Amusement Device Questionnaire Fort Wayne, IN 46801-2338

Gymnastics Schools/Clubs and/or * * * * * * * * * * * * * * * * * * * * * * * * * * * * Cheer Gyms NOW - Buy Coverage Online! Risk Purchasing Group Program K&K’s specialty web site, www.gymnasticsinsurance-kk.com offers on-line quoting and purchasing for gymnastics schools/ PHONE: (800) 648-6406 clubs and/or cheer gyms. Commission is also FAX: (260) 459-5940 payable to agents/brokers when utilizing this our on-line purchasing web site. EMAIL: * * * * * * * * * * * * * * * * * * * * * * * * * * * * [email protected] WEB SITE: www.gymnasticsinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 HEALTH CLUBS FULL SERVICE

Eligible Operations: K&K’s program offers a complete package of insurance - Exercise & sport clubs coverages tailored to the specific risks faced by health club - Fitness & training centers operations today. - Gyms Coverages Available & Program Highlights: - Health & wellness clubs - Racquet & tennis clubs Property - Sports & athletic clubs - Newly Acquired or Constructed Building - Newly Acquired Business Personal Property Key Underwriting/Qualifying - Ordinance & Law Factors (Including but not limited to): - Off-premises Power Failure - Must require members & non-members - Water Back-up of Sewers & Drains (guests) to sign waiver & release/hold harmless - Outdoor Signs agreement - Outdoor Property (trees, shrubs or plants) - $3,000 minimum account premium - Property Off Premises - Accounts Receivable/Valuable Ineligible for this program: Papers & Records - Children’s fitness facility (Call 1-800-506-4856 - Replacement Cost Defined to discuss eligibility) - Covered Property Definition Redefined - Swimming & aquatic centers - Equipment Breakdown Included - Seasonal swim/tennis associations/clubs General Liability - Climbing wall clubs - No General Aggregate - Day care service (drop-off) - Admitted or Non-admitted Basis - Broadened Coverage Form * Note: Smaller health & fitness facilities may - Non-auditable Policy qualify for coverage under one of K&K’s Risk - Legal Liability to Participants Purchasing Group programs (see reverse side for contact information) - Professional Liability Extension Optional Coverages - Liquor Liability K&K Benefits: - Limited Tanning Liability - Experienced & professional staff dedicated - Sub-contractors can be added as exclusively to servicing the K&K health and Additional Insureds fitness programs for over 15 years - Employee Benefits Liability - Carrier supported loss control services - Stop Gap Liability - Advertising presence in industry trade publications such as CBI, Club Industry and Inland Marine Fitness Management Crime - Over 50 years of experience providing Commercial Auto/Nonowned Hired Auto Liability sports, leisure and entertainment insurance Excess Liability - In-house underwriting, policy administration Workers’ Compensation (subject to state availability) and claims services Event Cancellation & Non-appearance - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Baby-sitting/child care - Restaurants/lounges - Climbing walls - Snack/juice bars - Diet/weight control - Spa services - Massage therapy - Tanning - Pro/sport shops - Whirlpools/saunas/ - Personal training steamrooms

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

Contact Information: - Application(s) (see below) 1712 Magnavox Way - ACORD application(s) for other requested coverages P.O. Box 2338 - Five years of company loss runs Fort Wayne, IN 46801-2338 - Copy of waiver & release forms (members, guests, tanning members)

*Health Club Program - Basic Health & Fitness Application(s): Service (Applications can be obtained from our web site: www.kandkinsurance.com)

PHONE: (877) 355-0315 K&K Application(s) - Health Club–Full Service Information Form FAX: (260) 459-5821 - Abuse & Molestation Supplemental Questionnaire EMAIL: (if needed) [email protected] - Liquor Liability Application (if needed) WEB SITE: www.kandkinsurance.com

*Health Clubs - Limited Service Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 HEALTH CLUBS BASIC SERVICE

- Aerobics - Pilates * Note: Smaller health & fitness facilities may - Basketball/volleyball - Pro shops qualify for coverage under one of K&K’s Risk - Cardio machines - Racquet sports Purchasing Group programs - Circuit training - Resistance machines (see reverse side for contact information) - Free weights - Saunas/steam rooms - Group exercise classes - Snack/juice bars - Massage - Strength training - Noncontact martial arts - Swimming pools - Nursery, baby-sitting - Tanning - Nutritional weight control - Whirlpool/hot tubs - Personal training - Yoga

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K health and To request an insurance quotation through this program, fitness programs for over 15 years please submit the appropriate applications along with the - Carrier supported loss control services preliminary underwriting information listed. In some cases, - Advertising presence in industry trade requested coverages may not be offered or available due to publications such as CBI, Club Industry and underwriting criteria and/or carrier guidelines. It is important Fitness Management to carefully review the terms and conditions of any insurance - Over 50 years of experience providing sports, quotations received. Please contact a K&K representative if leisure and entertainment insurance you have any questions. - In-house underwriting, policy administration and claims services - 24-hour emergency phone service - Insurance carriers rated “A” or higher by Preliminary Underwriting Information A.M. Best Required: - Premium installment plans available - Fully completed & signed enrollment form for coverage desired (see below) - Four years of company loss runs - New ventures (in operation less than two years), a financial proforma showing revenue projections with the resume of the owner or manager, outlining their previoius experience - Copy of waiver & release forms (members, guests, tanning members)

Health & Fitness Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Health Club Basic Service Enrollment Form P.O. Box 2338 Fort Wayne, IN 46801-2338

*Health Clubs - Limited Service Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 HEALTH CLUBS LIMITED SERVICE

Eligible Operations: This program has been designed for U.S.-based owners and U.S.-based health clubs with annual sales of operators of health clubs offering programs and services $500,000 or less qualify for this program. that may include personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines and a Key Underwriting/Qualifying variety of exercise classes for members. Coverage provided includes important liability protection for the health club, (Including but not limited to): Factors including its employees, for liability claims arising out of the - Total revenue must be less than $500,000 operations of the health club at a designated location. Note: coverage does not extend to independent contractors of the Ineligible Operations: health club unless the optional coverage available with this - Annual sales more than $500,000 program is purchased. - Childcare services/facilities - Climbing walls Additional programs may be available for facilities not eligible for - Dance, gymnastics & martial arts schools/studios this program, or those requiring additional coverage needs. - Facilities or operations outside of the U.S. Contact K&K to help place your risk. - Ice skating, roller skating or skating treadmills - Medical, therapy or health care services - Physical therapy Coverages Available & Program Highlights: - Physicals or stress testing - Salon service or indoor tanning General Liability - Saunas or steam rooms - Bodily Injury and Property Damage - Sports medicine - Personal and Advertising Injury - Sports rehabilitation services/therapy - Products and Completed Operations - Sports skills instructional facilities, academies, - Damage to Premises Rented to You schools or programs - Medical Expense (other than participants) - Swimming pools, hot tubs, whirlpools, jacuzzis, - Hired Auto and Employers’ Nonownership cold plunge Liability (not provided while in Hawaii) - Unattended/unstaffed 24-hour key card/key - Professional Liability pad/key code access or unattended/ - Legal Liability to Participants unstaffed operations - No Charge for Certificates of Insurance - Premises Liability Included K&K Benefits: - Off-site Premises Liability Available - Experienced & professional staff dedicated Equipment and Contents - Inland Marine (optional) exclusively to servicing the K&K health and (not available in New Jersey) fitness programs for over 15 years Abuse, Molestation, Harassment or Sexual Conduct - Over 50 years of experience providing sports, Defense Cost Reimbursement Coverage (optional) leisure and entertainment insurance Medical Payments for Participants Coverage (optional) - In-house underwriting, policy administration and claims services Professional Liability for Independent Contractors (non-employees) (optional) - 24-hour emergency phone service - Insurance carriers rated “A” or higher by Excess Liability (optional) A.M. Best Event Cancellation & Non-appearance (optional) - Premium installment plans available * * * * * * * * * * * * * * * * * * * * * * * * * * * NOW - Buy Coverage Online! K&K’s specialty web site, www.fitnessinsurance-kk.com offers on-line quoting and purchasing for fitness facilities. Commission is also payable to agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or apply online at www.fitnessinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Health Club - Limited Services Application(s): (Apply online at: www.fitnessinsurance-kk.com)

K&K Application(s) - Health Club - Limited Services Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Health Clubs - Limited Service Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com

California License #0334819

Insuring the world’s fun® 2/15/11 HEALTH & FITNESS Exercise/Circuit/Personal Training Studio

Eligible Operations: This program has been designed for U.S.-based owners and U.S. based exercise studios or circuit training operators of exercise studios and circuit training facilities that facilities with 3,000 square feet or less of offer personal/individual training and exercise in scheduled leased or owned space per location. fitness/exercise programs that are under the direct supervision of a fitness professional such as a personal trainer or exercise Key Underwriting/Qualifying instructor or in a structured/sequential order for an individual. Coverage provided includes important liability protection for (Including but not limited to): Factors the studio/facility, including its employees for liability claims - Studio facilities with 3,000 or less square feet arising out of the operations of the studio/facility at a designated location. Note: coverage does not extend to your independent Ineligible Operations: contractors unless the optional coverage available with this - Childcare services/facilities program is purchased. - Climbing walls - Dance, gymnastics and martial arts school/ Additional programs may be available for facilities not eligible for studios this program, or those requiring additional coverage needs. - Facilities or operations outside of the U.S. Contact K&K to help place your risk. - Ice skating, roller skating or skating treadmills - Medical, therapy or health care services Coverages Available & Program Highlights: - Open access to members to utilize facility on a self directed basis outside of structured General Liability program - Bodily Injury and Property Damage - Physical therapy - Personal and Advertising Injury - Physicals or stress testing - Products and Completed Operations - Salon services or indoor tanning - Damage to Premises Rented to You - Saunas or steam rooms - Medical Expense (other than participants) - Sports medicine - Hired Auto and Employers’ Nonownership - Sports rehabilitation services/therapy Liability (not provided while in Hawaii) - Sports skills instructional facilities, - Professional Liability academies, - Legal Liability to Participants schools or programs - No Charge for Certificates of Insurance - Swimming pools, hot tubs, whirlpools, - Premises Liability Included jacuzzis or cold plunge - Off-site Premises Liability Available - Unattended/unstaffed 24-hour key card/key pad/key code access or unattended/ Equipment and Contents - Inland Marine (optional) unstaffed (not available in New Jersey) operations Medical Payments for Participants Coverage (optional) Professional Liability for Independent Contractors K&K Benefits: (non-employees) (optional) - Experienced & professional staff dedicated exclusively to servicing the K&K health and Excess Liability (optional) fitness programs for over 15 years Event Cancellation & Non-appearance (optional) - Over 50 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration * * * * * * * * * * * * * * * * * * * * * * * * * * * * and claims services NOW - Buy Coverage On-line! - 24-hour emergency phone service K&K’s specialty web site, www.fitnessinsurance-kk. - Insurance carriers rated “A” or higher by com offers on-line quoting and purchasing fitness facilities. A.M. Best Commission payable to agents/brokers when utilizing our on-line - Premium installment plans available purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun® Submission Instructions:

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Exercise Studio Application(s): (Apply online at: www.fitnessinsurance-kk.com)

K&K Application(s) - Exercise/Circuit/Personal Training Studio Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Exercise Studio Risk Purchasing Group Program

PHONE: (800) 506-4856 FAX: (260) 459-5590 EMAIL: [email protected] WEB SITE: www.fitnessinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 INDEPENDENT INSTRUCTOR OF THE ARTS

Eligible Operations: This program has been designed to meet the unique needs An instructor age 18 or older who conducts of a U.S.-based independent instructor of the arts. Coverage private or group instruction for any of the provided includes important liability protection for liability following is eligible to enroll in this program: claims arising out of their operations.

- Artist painting Please note, this program does not provide liability coverage - Brass instruments for the operation, ownership or management of an art or music - Clay work and/or pottery facility. - Craft making - Digital photography and/or art - Drama - Drawing - Language - Percussion instruments Coverages Available & Program Highlights: - Piano, keyboard and/or organ - Sculpting General Liability - String instruments - Bodily Injury and Property Damage - Vocals - Personal and Advertising Injury - Woodwind instruments - Products and Completed Operations - Damage to Premises Rented to You

Key Underwriting/Qualifying - Medical Expense (other than participants) - Professional Liability (Including but not limited to): Factors - Legal Liability to Participants - Must be an instructor who directly supervises - No Charge for Certificates of Insurance an individual or group in music and/or arts Event Cancellation & Non-appearance (optional) Ineligible for this program: - Instructors under the age of 18 - Employment as an exempt or non-exempt employee of a school, university or college - Instructors operating outside the U.S. - Sports, fitness or dance related instructor activities

K&K Benefits: - Experienced & professional staff dedicated exclusively to servicing the K&K Instructor Programs - Over 50 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration and claims services - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

Underwriting Information Required:

- Completed and signed enrollment form(s) (see below) - Full payment by check or credit/debit card

Independent Instructor of the Arts Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Independent Instructor of the Arts Enrollment Form

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Arts Instructor Risk Purchasing Group Program

PHONE: (877) 648-6404 FAX: (260) 459-5502 EMAIL: [email protected] NOTE: WEB SITE: Agent/broker commission is not payable in this program. A fee www.kandkinsurance.com may be charged separately, subject to state regulations. Contact a K&K representative if you have questions.

California License #0334819

Insuring the world’s fun® 2/15/11 INSTRUCTORS Dance - Fitness - Martial Arts/Self Defense - Sports

Eligible Operations: Sports, fitness, dance, and martial arts/self defense instructors, Dance Instructors: now your insurance program can be in top shape, too! K&K - Ballet - Irish can offer coverages that will defend and indemnify instructors - Ballroom - Jazz for alleged negligence resulting in bodily injury and property - Belly dancing - Latin damage while performing their duties. - Clogging - Modern - Contemporary - Salsa Must be an instructor who directly supervises an individual or - Country western - Scottish group in sport, fitness, dance, or martial arts-related activities. - Cultural/ethnic - Square - Flamenco - Swing - Folk dancing - Tango - Hawaiian - Tap Coverages Available & Program Highlights: - Hip hop - ZUMBA®

General Liability Fitness Instructors: - Bodily Injury and Property Damage - Aerobics - Personal training - Personal and Advertising Injury - Aquatic exercise - Pilates - Products and Completed Operations - Cardio kickboxing - Qigong - Professional Liability - Children’s fitness - Spinning - Medical Expense (other than participants) - Exercise - Strength - Legal Liability to Participants - Fitness bootcamp - Tai chi - Damage to Premises Rented to You - Gyrotonic® - Yoga - No Charge for Certificates of Insurance - 1-year and 2-year Policy Terms

Martial Arts/Self Defense: - Law enforcement/security defense tactic Ineligible Operations: instruction - Boxing (contact/sparring) - Self defense instruction - Certified athletic trainers - Martial arts instruction of: - Coaching of competitive athletics Aikido Juijitsu - Firearms training Brazilian jiu jitsu Karate - Instructors operating outside of the United States Capoeria Kenjitsu - Instructors of: Dim Mak, Haganah, Kali, Escrima, Savate, Chi kun Krav maga Sayoc Kali, Thai boxing, Muay thai Gojo-ryu Kung fu - Military/paramilitary combat training Hapkido Taekwondo - Instructors under the age of 18 Jeet kune do Tai chi Judo Tang soo do - Employment as an exempt or non-exempt employee of a school, university or college - Tournaments or competitions Sports Instructors: - Training of mixed martial or ultimate fighting - Baseball - Racquetball - Sports instruction of the following activities: - Basketball - Road running canoeing life guarding - Baton twirling - Soccer cycling rowing - Bowling - Softball diving scuba diving - Cheerleading - Swimming equestrian skiing - Fencing - Table tennis gymnastics surfing - Figure skating - Tennis kayaking - Football - Track & field

- Golf - Volleyball - Hockey - Wrestling - Lacrosse - Tumbling (floor only, no gymnastic apparatus)

Insuring the world’s fun® Contact Information: Submission Instructions: 1712 Magnavox Way P.O. Box 2338 To request coverage through this program, please submit the Fort Wayne, IN 46801-2338 appropriate application along with the underwriting information listed. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and Martial Arts/Self Defense conditions. Please contact a K&K representative if you have Instructor any questions. Risk Purchasing Group Program PHONE: (800) 648-6406 FAX: (260) 459-5940 Underwriting Information Required:

EMAIL: [email protected] - Completed and signed enrollment form(s), if submitting via WEB SITE: www.kandkinsurance.com fax, mail or email (see below) - Full payment by check or credit/debit card

Dance Instructor K&K Application(s): Risk Purchasing Group Program PHONE: (800) 648-6406 - Sports Instructor Enrollment Form FAX: (260) 459-5940 - Fitness Instructor Enrollment Form EMAIL: [email protected] - Dance Instructor Enrollment Form - Martial Arts/Self Defense Instructor Enrollment Form WEB SITE: www.danceinsurance-kk.com

K&K Benefits: Fitness Instructor Risk Purchasing Group Program - Experienced & professional staff dedicated exclusively to PHONE: (800) 506-4856 servicing the K&K Instructor Programs FAX: (260) 459-5590 - Over 50 years of experience providing sports, leisure and entertainment insurance EMAIL: [email protected] - In-house underwriting, policy administration and WEB SITE: www.fitnessinsurance-kk. claims services com - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best

Sports Instructor Risk Purchasing Group Program * * * * * * * * * * * * * * * * * * * * * * * * * * * PHONE: (800) 426-2889 NOW - Buy Coverage On-line! FAX: (260) 459-5105 K&K’s specialty web site, www.fitnessinsurance-kk.com offers on-line quoting and purchasing for sports, fitness and EMAIL: [email protected] dance instructors only. Commission payable to agents/brokers WEB SITE: www.sportsinsurance-kk.com when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * * California License #0334819

Insuring the world’s fun® 2/15/11 MARTIAL ARTS SCHOOLS & PROGRAMS

Eligible Operations: This program has been designed for U.S.-based martial - Aikido - Kickboxing (cardio/ arts schools and other organizations specializing in the - Brazilian jiu jitsu fitness only) instruction of martial arts. Coverage provided includes - Capoeira - Kickboxing (contact/ important liability protection for the school or organization, - Chi kun sparring) including its employees and volunteers, for liability claims - Fitness boxing - Krav maga arising out of its operations. For eligible schools or (non-contact) - Kung fu organizations, covered operations consists of premises - Goju-ryu - Shaolinquan liability as well as martial arts activities, instruction, - Hapkido - Taekwondo practices, demonstrations and exhibitions that are hosted - Jeet kune do - Tai chi and supervised by the insured for those participants who - Judo - Taijiquan are registered members of their school or program at the - Jujitsu - Tang soo do reported locations or at various off-site locations while - Karate* - Wushu the insured’s operations and activities are being held. In - Kenjitsu addition, coverage is provided for parades in which the enrolled member participates, picnics, award banquets and * Karate includes various styles such as: ceremonies and incidental fund-raising activities involving Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, the sale of products, coupons, raffle tickets and services, Kyokushinkai, Seido juku, Keichu do, such as: car washes, bake sales and coin drops hosted and Keichu-ryu, Shorin-ryn, Shotokan, Shito-ryu, supervised by the insured. Uechi-ryu, Wado-ryu and Yoshukai karate Coverages Available & Program Highlights:

Ineligible Operations: General Liability - Boxing (contact/sparring) - Bodily Injury and Property Damage - Thai boxing/muay thai - Personal and Advertising Injury competitions/tournaments - Products and Completed Operations - Training programs for law enforcement, - Damage to Premises Rented to You public safety and military personnel - Medical Expense (other than participants) - Ultimate fighting/extreme fighting/cage - Hired Auto and Employers’ Nonownership fighting competitions/tournaments Liability (not provided while in Hawaii) - Wrestling - Professional Liability - Legal Liability to Participants - Medical Payments for Participants - No Charge for Certificates of Insurance - Premises Liability Included

Subsidiary Activities Coverage (optional) Birthday Party Coverage (optional) Equipment and Contents - Inland Marine (optional) (not available in New Jersey) Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage (optional) Hosted Tournament Coverage (optional) Excess Liability (optional) Directors’ and Officers’ Liability Including Employment Practices Liability for Not-for-Profit Organizations (optional) Event Cancellation & Non-appearance (optional)

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Martial Arts To request coverage through this program, please submit the Schools Program appropriate application along with the underwriting information - Over 50 years of experience providing sports, listed or apply online at www.martialartsinsurance-kk.com. leisure and entertainment insurance In some cases, requested coverages may not be offered or - In-house underwriting, policy administration available due to underwriting criteria and/or carrier guidelines. and claims services The earliest date that coverage can be bound is the day after - 24-hour emergency phone service your completed enrollment form and payment are received and - Insurance carriers rated “A” or higher by approved. It is important to carefully review the appropriate A.M. Best brochure and enrollment form to make sure you meet all the - Premium installment plans available underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Martial Arts Schools & Programs Application(s): (Apply online at: www.martialartsinsurance-kk.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Martial Arts Schools & Programs Enrollment Form Fort Wayne, IN 46801-2338 - Workers’ Compensation Acord Form - K&K Workers’ Compensation Supplemental Questionnaire - Amateur Sports RPG Directors’ & Officers’ Liability Enrollment Form Martial Arts Schools & Programs Risk Purchasing Group Program

PHONE: (800) 648-6406 FAX: (260) 459-5940 * * * * * * * * * * * * * * * * * * * * * * * * * * * * NOW - Buy Coverage Online! EMAIL: K&K’s specialty web site, www.martialartsinsurance-kk.com [email protected] offers on-line quoting and purchasing for martial arts schools & programs. Commission is also payable to WEB SITE: agents/brokers when utilizing this our on-line purchasing www.martialartsinsurance-kk.com web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * * California License #0334819

Insuring the world’s fun® 2/15/11 MOTORCYCLE & POWERSPORT DEALERSHIPS (Franchised)

Approved Manufacturer Brands: The Franchised Motorcycle & Powersport Dealership Program - American Ironhorse - KTM has been specifically designed to provide dealerships selling - Aprilia - Kymco powersports products with a comprehensive package policy - Arctic Cat - Lehman Trikes, Inc. including optional excess, employment related practices - Bennche - Lynx liability and workers’ compensation. Eligible dealership - Big Bear American - Moto Guzzi operations sell products including motorcycles, ATVs, Made Choppers, Inc. - Motor Trike, Inc. snowmobiles, watercraft, etc. Liability coverage is limited to - Big Dog - Orange County approved manufacturer brands. - BMW Choppers - Bombardier - Piaggio Coverages Available: - Boss Hoss - Polaris - Bourget’s Bike - Royal Enfield Garage Works - Saxon - Demo Liability (including watercraft) - California Side Car - SeaDoo - Hired and Nonowned Auto Liability and - Can-am - Schwinn Motor Physical Damage - Champion Side Car Scooters - Federal Odometer - Derbi - SkiDoo - Title E&O - Ducati - Sullivan’s - Truth-in-lending - E-TON Motorcycles - Agents E&O - Genuine Scooters - Suzuki - False Pretense - Gilera - The Trike Shop - Damage to Product and Work - Harley-Davidson - Thunder Mountain - Dealers Physical Damage - Honda Motorcycles - Drive-away Collision Coverage - Husqvarna/ - Tomberlin - Golf - Transit & Temporary Locations Cagiva USA Carts - Garagekeepers - Hyosung - Triumph General Liability - Indian - Vespa Property - Kawasaki - Yamaha - Buildings; Business Personal Property; - Knievel Business Income/Extra Expense Key Underwriting/Qualifying - False Pretense - Equipment Breakdown Factors (Including but not limited to): - Property Enhancement Endorsements - $10,000 minimum account premium Inland Marine Crime Common Associated Exposures: - Demo rides Excess Liability - Parts & accessories sales Employment Practices Liability - Service & repair Workers’ Compensation - Storage of customer units Program Highlights: K&K Benefits: - Experienced & professional staff dedicated to - Interest-free payment plans available. servicing the K&K Franchised Motorcycle & - Boats manufactured by Bombardier and Yamaha can Powersport Dealership Program for over 20 be insured for liability, physical damage and includes years demonstration coverage. - Over 50 years of experience providing sports, - Personal Watercraft coverage is limited to the acceptable leisure and entertainment insurance manufacturer brands. - In-house underwriting, policy administration, - Program is available to approved manufacturer brand loss control and claims services dealerships without motorcycle sales. - 24-hour emergency phone service - Audit and Reporting processes eliminated. - Insurance carriers rated “A” or higher by - Inventory values can be rated on prior 12-month average values. A.M. Best

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Five years of company loss runs, as applicable - Employee list with name, date of birth, license number, job title and if furnished a vehicle - List of owned vehicles - If a new venture, a business plan, ProForma and a narrative detailing owner’s experience (required) - Prior 12-month inventory values

Motorcycle & Powersport Dealership Application(s): Contact Information: 1712 Magnavox Way (Applications can be obtained from our web site: www.kandkinsurance.com) P.O. Box 2338 Fort Wayne, IN 46801-2338 K&K Application(s) - Franchised Dealership Supplemental

ACORD Application(s) for requested coverages at: Franchised Motorcycle & - Property - General Liability Powersport Dealership Program - Garage - Crime PHONE: (800) 552-9253 - Inland Marine FAX: (260) 459-5511 - Excess Liability - Workers’ Compensation EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 MOTORSPORTS Disability Income

Eligibility: Specialty insurance protection for loss of income during the time - Contractual indemnity for teams or sponsors the insured person is unable to perform his/her occupation due - Crew chiefs to injury or sickness. Coverage can include: temporary total - Drivers disability, permanent total disability and accident medical - Sponsors expense. Loss payee can be the individual, the team or other contract holder.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Favorable driving history Permanent Total Disability - Occupation must be full-time racer Temporary Total Disability - Proof of earnings progression - Benefit period 52 to 104 weeks Ineligible for this program: Accidental Death & Dismemberment - Boat drivers Accidental Medical Expenses - Part-time racers 24-hour/Racing Activities Coverage Racing Activities Only Coverage K&K Benefits: Worldwide Coverage - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports Programs for over 50 years - Attendance at industry conventions including Additional Products: RPM Promoters Workshops, Performance Racing Industry Trade Show (PRI) and Auto/Shop Liability Specialty Equipment Manufacturers Commercial Coverage For Race Teams Association (SEMA) - Auto Liability - International Motorsports Industry Show - Building (IMIS) - Business Personal Property - Active industry involvement through - General Liability (Nonracing) sanctioning bodies, racing associations and - Workers’ Compensation event attendance - Over 50 years of experience providing Contingency/Prize Indemnity sports, leisure and entertainment insurance Contractual Indemnity - In-house underwriting, policy administration, loss control and claims services Employment Practices Liability - 24-hour emergency phone service Excess Liability - Insurance carriers rated “A” or higher by Ocean Marine A.M. Best - Premium installment plans available Off-course & Storage Coverage for Competition Vehicles and Racing Equipment Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun® Submission Instructions:

Underwriting Information Required:

- Motorsport Driver Insurance Profile - Copy of contract for contractual indemnity - Proof of Income/Prior Earnings

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Motorsport Disability Income Program

PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 MOTORSPORTS Facilities & Events

Eligible Operations: K&K Insurance pioneered motorsports insurance over 50 years - Boat racing - Short track oval ago and is still the leader in the industry today. No other - Demo derbies racing organization has the knowledge and experience that allows - Drag racing - Racing associations K&K to provide superior coverage for world-renowned racing - Independent car - Road courses organizations as well as local tracks, teams and drivers. club activities - Snowmobile - Indoor karting competitions A wide range of products are available to protect motorsports - Kart racing - Specialty motorsports facilities and/or event promoters. From liability and participant - Motorcycle racing events accident coverages to property and commercial auto coverages, - Motorsports - Super speedways K&K has it covered. Programs are also available to cover country clubs - Tractor/truck pulls facility operators, specialty event promoters and sanctioning - Motorsports driving organizations. schools

Coverages Available & Program Highlights: Key Underwriting/Qualifying General Liability Factors (Including but not limited to): - Must meet K&K motorsport insurability - No General Aggregate guidelines - Separate Limits for Legal Liability to Participants - Expanded Bodily Injury Definition Ineligible for this program: - Personal and Advertising Injury - Noncompetitive participation facilities Definition Expanded (i.e., go kart concession tracks, off-road - Official Vehicle Physical Damage vehicle parks) - Promoter Errors & Omissions - Drag boat racing - Customized Motorsport Policy Language - Host Liquor Liability K&K Benefits: Participant Accident Coverage - Experienced & professional staff dedicated - Accidental Death & Specific Loss exclusively to servicing the K&K Motorsports - Accident Medical Benefits Available on Programs for over 50 years Excess or Primary Basis - Attendance at industry conventions including - Limits up to $1,000,000 RPM Promoters Workshops, Performance - Volunteer- Accident Medical Coverage for Racing Industry Trade Show (PRI) and Motorsport Volunteers Specialty Equipment Manufacturers - Weekly Accident Income Association (SEMA) Property - International Motorsports Industry Show (IMIS) Crime - Active industry involvement through Inland Marine sanctioning bodies, racing associations and Commercial Auto event attendance - Over 50 years of experience providing Liquor Liability sports, leisure and entertainment insurance Excess Liability - In-house underwriting, policy administration, Event Cancellation & Non-appearance loss control and claims services - 24-hour emergency phone service Workers Compensation - Insurance carriers rated “A” or higher by A.M. Best Additional Products: - Premium installment plans available - Contingency/Prize - High Limit Disability Indemnity - Products Liability

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Four years of company loss runs - Diagram of event locations - Schedule of events - Copies of contracts where insured assumes liability of others

Motorsports Facilities & Events Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Motorsport Facilities Application (if needed) P.O. Box 2338 - Property Insurance Questionnaire (if needed) Fort Wayne, IN 46801-2338 - Premises Liability Insurance Application (if needed) - General Application (if needed) - Permanent Facility Event Enrollment Form (if needed) - Temporary Event Motorsports Enrollment Form (if needed) - Liquor Liability (if needed) Motorsports Facilities & Events - Fireworks Application- Motorsports (if needed) Program ACORD Application(s) PHONE: (800) 348-1839 - Property FAX: (260) 459-5118 - Commercial Auto - Crime EMAIL: - Inland Marine [email protected] - Excess Liability WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 MOTORSPORTS Independent Clubs

Eligibility: K&K offers affordable general liability protection for independent - Independent Clubs car club shows, meetings, rallies and social functions. General - Organizations operating Liability coverage extends to officers, members, and volunteers the premises for covered programs while participating in covered activities and excess liability limits - Autocross - Poker runs are available by request. The program automatically includes - Business meetings - Rallies Products Liability (food or drink) and $1 million Commercial - Caravans - Slaloms General Liability. Legal Liability to Participants (LLP), which - Concours - Social Functions applies to motorized events and protects the club if it is found - Gymkhanas - Tours to be legally liable for a participant’s injuries, is included - Parades - Other one car at a (LLP coverage requires the participant’s signature on a Release time events and Waiver of Liability Agreement approved by K&K Insurance). For competitive events, such as autocrosses, gymkahanas or rallies, K&K also provides general liability for officials, car Key Underwriting/Qualifying owners, drivers, pit crews, sponsors, advertisers, and any person or organization operating, managing, sanctioning, sponsoring or (Including but not limited to): Factors providing the premises for the covered program. - Must meet K&K Motorsports Guidelines - $500 minimum account premium

Ineligible for this program: Coverages Available & Program Highlights: - Promoters whose primary portfolio of clients included: Alternative Acts, Clowns, Fire General Liability Dancers, Illusionists, Jugglers, Knife - Broadened Coverage Form Throwers, - No General Aggregate Urban R&B, Rap - Fireworks Liability - Event Planners/Coordinators - Racing Event Errors & Omissions - Talent Agents/Managers/Consultants - Legal Liability to Participants - Fireworks Operators - Official Vehicle Property Damage - Increased Participant Accident Medical K&K Benefits: - Weekly Indemnity Benefits to Participants - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports Additional Products: Programs for over 50 years - Attendance at industry conventions including Commercial Auto RPM Promoters Workshops, Performance Crime Racing Industry Trade Show (PRI) - International Motorsports Industry Show Business Income (IMIS) Directors’ & Officers’ Liability - Active industry involvement through Garage Liability associations and event attendance - Over 50 years of experience providing Inland Marine sports, leisure and entertainment insurance Liquor Liability - In-house underwriting, policy administration, Participant Accident Medical Coverage loss control and claims services - 24-hour emergency phone service Property - Insurance carriers rated “A” or higher by Excess Liability A.M. Best Event Cancellation & Non-appearance - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Four years of company loss runs - Completed ACORD applications for other requested coverages - Copy of contracts where insured assumes liability of others

Independent Club Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Motorsports Independent Car Club ICEL Application P.O. Box 2338 - Motorsports Independent Motorcycle ICEL Application Fort Wayne, IN 46801-2338

ACORD Application(s) - Property - Commercial Auto Motorsport Independent Clubs - Crime Program - Inland Marine - Excess Liability PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 MOTORSPORTS Off-course & Storage

Eligible Operations: This program is designed to protect competition vehicles from - Individuals physical damage losses due to fire, theft, trailer upset and most - Race teams other physical damage claims. Other items that can be covered - Show car operations are spare parts, tools and equipment. Coverage is provided - Sanctioning bodies while the insured items are stored and transported to and from events and while in paddock or garage areas.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - The policy inventory schedule must include Written on an Admitted Basis in all States at least one competition or show vehicle (no surplus lines fees or taxes) - $1,000 minimum earned account premium Valuation of Loss Based on Agreed Amount of Insured Property Rather Than Actual Cash Value Ineligible for this program: - Vehicles licensed or registered for public Coverage Extends to Competition Vehicle Under Own road use Power for Incidental Movement No Coinsurance Expediting & Rental Expense Coverage Included K&K Benefits: - Experienced & professional staff dedicated Flood and Earthquake Coverage While in Transit exclusively to servicing the K&K Motorsports Worldwide Coverage Available Programs for over 50 years - Attendance at industry conventions including RPM Promoters Workshops, Performance Racing Industry Trade Show (PRI) and Additional Products: Specialty Equipment Manufacturers Auto/Shop Liability Association (SEMA) - International Motorsports Industry Show Commercial Coverage For Race Teams (IMIS) - Auto Liability - Active industry involvement through - Building sanctioning bodies, racing associations and - Business Personal Property event attendance - General Liability (Nonracing) - Workers’ Compensation - Over 50 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, Contingency/Prize Indemnity loss control and claims services Contractual Indemnity - 24-hour emergency phone service Disability Income For Professional - Insurance carriers rated “A” or higher by Crew Chiefs & Drivers A.M. Best - Premium installment plans available Employment Practices Liability Excess Liability Ocean Marine Racing Owners & Sponsors Liability Participant Accident for Tuning & Testing Products Liability Workers’ Compensation

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Four years of company loss runs

Off-course & Storage Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Motorsports Off-course and Storage Application

Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Off-course & Storage Program

PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 MOTORSPORTS Race Teams & Race Shops

Eligible Operations: Race Teams: Commercial property & casualty coverage for - Drivers - Racing service & race team operations. Workers’ compensation available. - Race shops repair shops - Race teams - Show car exhibitions Race Owners & Sponsors Liability: Contingent racing - Racing associations - Sponsors liability for the race team owner, sponsor or driver. Off-course & Storage: Protects competition vehicles, trailers, Additional Products: spare parts, tools and racing equipment from physical damage losses due to fire, theft, trailer upset and other physical damage Auto/Shop Liability claims. Contingency/Prize Indemnity Coverages Available & Program Highlights: Contractual Indemnity Disability Income For Crew Chiefs & Drivers Race Teams General Liability Employment Practices Liability - Liability Provided While Away From Premises Ocean Marine - Incidental Products Coverage for Promotional Participant Accident for Tuning & Testing Operations/Souvenir Sales Products Liability Business Auto Including Transporters Building & Business Personal Property Workers’ Compensation Broadened Coverage Enhancement for Property Business Income and Extra Expense Key Underwriting/Qualifying Crime Factors (Including but not limited to): Electronic Data Processing Race Teams Excess Liability minimum premium - $500 Garagekeepers Owners & Sponsors minimum premium - $1,500 Workers’ Compensation Off-course & Storage Racing Owners & Sponsors minimum premium - $1,000 General Liability - No General Aggregate Ineligible for this program: - Legal Liability to Participants - Hospitality/catering risks must be for racing - No Bodily Injury Deductible exposure only - Incidental Products Coverage - Testing Sessions Included Note: For more underwriting information see individual program sheets for Racing Off-course & Storage Written on Admitted Basis in All States Owners & Sponsors Liability and Off- (no surplus lines fees or taxes) course & Storage. Valuation of Loss Based on Agreed Value of Insured Property Rather Than Actual Cash Value Coverage Extends to Competition Vehicle Under Own Power for Incidental Movement No Coinsurance Expediting & Rental Expense Coverage Included Flood and Earthquake Coverage While in Transit Worldwide Coverage Available

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Motorsports To request an insurance quotation through this program, Programs for over 50 years please submit the appropriate applications along with the - Attendance at industry conventions including preliminary underwriting information listed. In some cases, RPM Promoters Workshops, Performance requested coverages may not be offered or available due to Racing Industry Trade Show (PRI) and underwriting criteria and/or carrier guidelines. It is important Specialty Equipment Market Association to carefully review the terms and conditions of any insurance (SEMA) quotations received. Please contact a K&K representative if - International Motorsports Industry Show you have any questions. (IMIS) - Active industry involvement through sanctioning bodies, racing associations and event attendance Preliminary Underwriting Information - Over 50 years of experience providing sports, Required: leisure and entertainment insurance - In-house underwriting, policy administration, - Application(s) (see below) loss control and claims services - ACORD application(s) for other requested coverages - 24-hour emergency phone service - Four years of company loss runs - Insurance carriers rated “A” or higher by For Workers’ Compensation A.M. Best - Four years of company loss runs (including current year) - Premium installment plans available - Experience Modification Worksheet

Race Teams Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Race Team Supplemental (use in conjunction with ACORD General Liability Application) Contact Information: - Motorsports Racing Owners & Sponsors Liability Application 1712 Magnavox Way (if needed) P.O. Box 2338 - Motorsports Off-course & Storage Application (if needed) Fort Wayne, IN 46801-2338 ACORD Application(s) - Commercial Insurance - Property Race Team Program - Electronic Data Processing - Inland Marine PHONE: (800) 348-1839 - Crime - Commercial General Liability FAX: (260) 459-5102 - Commercial Auto EMAIL: - Garagekeepers Legal Liability [email protected] - Excess Liability - Workers’ Compensation WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 MOTORSPORTS Racing Owners & Sponsors Liability

Eligible Operations: This program is designed to protect the interests of racing - Drivers - Race team owners owners, sponsors and drivers for covered losses where the - Event sponsors - Race team sponsors facility’s or sanctioning body’s insurance limits are insufficient - Racing associations for possible claims in which the owner, sponsor or driver is named.

Key Underwriting/Qualifying Factors (Including but not limited to): Coverages Available & Program Highlights: - $1,000,000 minimum underlying coverage required General Liability - $1,500 minimum account premium - No General Aggregate - Spectator Liability Ineligible for this program: - Legal Liability to Participants - Drag boat racing (subject to underwriting) - Mud bogs - No Bodily Injury Deductible - Jet vehicle exhibition/racing - Incidental Products Coverage

Additional Products: K&K Benefits: - Experienced & professional staff dedicated Auto/Shop Liability exclusively to servicing the K&K Motorsports Programs for over 50 years Commercial Coverage For Race Teams - Attendance at industry conventions including - Auto Liability RPM Promoters Workshops, Performance - Building Racing Industry Trade Show (PRI) and - Business Personal Property Specialty Equipment Market Association - General Liability (Nonracing) - Workers’ Compensation (SEMA) - International Motorsports Industry Show Contingency/Prize Indemnity (IMIS) - Active industry involvement through Contractual Indemnity sanctioning bodies, racing associations and Disability Income For Crew Chiefs & Drivers event attendance Employment Practices Liability - Over 50 years of experience providing sports, leisure and entertainment insurance Excess Liability - In-house underwriting, policy administration, Ocean Marine loss control and claims services Off-course & Storage Coverage for - 24-hour emergency phone service Competition Vehicles and Racing Equipment - Insurance carriers rated “A” or higher by A.M. Best Participant Accident for Tuning & Testing - Premium installment plans available Products Liability World Wide Liability Workers’ Compensation

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - Four years of company loss runs - Copy of sponsorship agreement/contract

Racing Owners & Sponsors Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Motorsports Racing Owners & Sponsors Liability Application Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Racing Owners & Sponsors Program

PHONE: (800) 348-1839 FAX: (260) 459-5102 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 OUTFITTERS & GUIDES

Eligible Operations: Over the years, K&K has established itself as a leader in providing - Adventure/challenge - Hunting & fishing custom insurance programs to the outfitters & guides industry. ropes course - Mountain biking When it comes to specialized coverages go to the company facilitators - Mountaineering that knows the business. We understand and insure adventure - Canoeing/kayaking - Rafting activities such as white water rafting, kayaking, canoeing, hunting, - Equine operations - Sailing fishing, rock climbing, ropes courses, climbing walls and much - Surfing more.

Key Underwriting/Qualifying Also Available - A special risk purchasing group program with a reduced minimum premium for outfitter and guide operations that: Factors (Including but not limited to): - Management must have at least three years • Are engaged in select activities such as Class I, II, management experience in the industry III and flat water operations, guided sea kayaking, - General liability minimum premium: paddling schools, guided hunting and fishing, hiking, $1,500 for water activities backpacking, bicycling, cross-country skiing, snow- $2,500 for mountaineering and ropes courses shoeing and non-motorized watercraft/tube rental $5,000 for equine exposures • Meet specific gross revenue levels • Have been in business for at least one year or 3 years Ineligible for this program: equivalent experience - Animal breeding/boarding - Retail only • General Liability minimum premium $1,000 - Animal auctions operations - ATV rentals - Rodeos - Dog sledding - Snowmobile rental - Downhill/powder - Stand-alone Coverages Available & Program Highlights: skiing portable climbing - Dude ranches walls and General Liability - Destination resorts bicycle rentals Commercial Auto - Petting zoo - Steeplechase Excess Liability

K&K Benefits: - Experienced & professional staff dedicated Common Associated Exposures: exclusively to servicing the K&K Outfitters & Guides Program for over 10 years - Camping - Instruction - Active participation in industry trade shows - Equipment rentals - Lodges and meetings - Food & beverage - Restaurants - Over 50 years of experience providing sports, concessions - Retail sales leisure and entertainment insurance - Hiking - Swimming - In-house underwriting, policy administration, loss control and claims services - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best - Premium installment plans available

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) - Four years of company loss runs - Facility brochure (if available) - Copy of waiver & release forms - Website

Outfitters & Guides Application(s):

Applications can be obtained from our web site: www. kandkinsurance.com Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Outfitters & Guides Program

PHONE: (800) 440-5580 FAX: (260) 459-5810 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 PARI-MUTUEL RACING (Horse Tracks & Greyhound Tracks)

Eligible Operations: K&K offers insurance products developed specifically for the - Greyhound dog - Quarter horse tracks pari-mutuel industry that address the unique needs of horse tracks - Racino gambling and greyhound tracks. Our specialized coverages will keep - Harness tracks - Simulcast facilities your operations running smoothly. For pari-mutuel insurance, - Off-track betting - Thoroughbred tracks K&K is always a winner. parlors

Key Underwriting/Qualifying Factors (Including but not limited to): - $3,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: General Liability - Chariot racing - Legal Liability to Participants - Steeplechase events - Horse Legal Liability - Dog Legal Liability - Liquor Liability K&K Benefits: - Employee Benefits Liability - Experienced & professional staff dedicated Property exclusively to servicing the K&K Pari-mutuel Program for over 20 years Inland Marine - Active participation in industry trade shows Commercial Auto and meetings - Over 50 years of experience providing Crime sports, leisure and entertainment insurance Excess Liability - In-house underwriting, policy administration, Jockey Accident Medical Coverage loss control and claims services - 24-hour emergency phone service Event Cancellation & Non-appearance - Insurance carriers rated “A” or higher by Workers’ Compensation (in select states) A.M. Best - Premium installment plans available Common Associated Exposures:

- Casinos - Hotel/Motel - Entertainment - Promotional activities - Food & beverage - Restaurants/lounges concessions - Valet parking

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of company loss runs - Most current financial statement - Copy of stall or kennel agreement

Pari-mutuel Racing Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) Contact Information: - Horse Track Liability Information Form - Horse Legal Liability Application 1712 Magnavox Way - Dog Track Liability Information Form P.O. Box 2338 - Participant Legal Liability Horse Racing Supplemental Fort Wayne, IN 46801-2338 Application - Liquor Liability Application (if needed) - Security Supplemental Information - Jockey Accident Medical Proposal Request Form (if needed) Pari-mutuel Racing Program ACORD Application(s) PHONE: (800) 440-5580 - Property FAX: (260) 459-5810 - Crime - Commercial Auto EMAIL: - Inland Marine KK.VenueGaming@ - Excess Liability kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 PRODUCTS LIABILITY

Key Underwriting/Qualifying K&K’s Product Liability Program was developed for the sports, Factors (Including but not limited to): leisure and entertainment industry with emphasis on automobile, - Vendor status/certificates of insurance motorcycle, sports equipment, boat, trailer and amusement - U.S.-based operations ride manufacturers. The program includes most support - Deductible versus SIR requirements industries and other tough product liability classes. - Stand alone products coverage available - General liability must include products coverage - Experience evaluation - $7,500 minimum account premium Coverages Available & Program Highlights:

Ineligible for this program: Products Liability - Aviation - Vendors as Additional Insureds - Latex gloves - Worldwide coverage - Tobacco products - Occurrence or Claims Made policy forms - Deductible and SIR Options Available K&K Benefits: General Liability (including products coverage) - Experienced & professional staff dedicated Umbrella/Excess Liability exclusively to servicing K&K’s Products Liability clients - Excellent relationships with several leading insurance carriers Eligible Operations: - Active participation in product trade associations such as The International Boat - Auto, motorcycle, truck parts Builders Exhibition & Conference (IBEX), - Boats & marine equipment International Health, Racquet & Sportclub - Camping equipment Association (IHRSA), Specialty Equipment - Critical auto parts Market Association (SEMA) and International - Collector car kits, street rods, kit cars Association of Amusement Parks and - Custom motorcycle manufacturers Attractions (IAAPA) - Distributors - Over 50 years of experience providing - Exercise equipment sports, leisure and entertainment insurance - Gymnastic & martial art equipment - 24-hour emergency phone service - Industrial products - Insurance carriers rated “A” or higher by - Importers A.M. Best - Manufacturers - Premium financing available - New Ventures - Assistance with surplus lines tax filings - Racing equipment and parts - Ski equipment, snow boards, skate boards - Sports equipment, helmets - Trailers & recreational vehicles

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of current valued loss runs or equivalent - Website address, brochure or narrative describing products and operations

Products Liability Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Application for Product Liability Insurance Contact Information: 1712 Magnavox Way ACORD Application(s) P.O. Box 2338 - Commercial Information Fort Wayne, IN 46801-2338 - General Liability - Umbrella/Excess

Products Liability Program

PHONE: (800) 927-4756 FAX: (260) 459-5971 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 PROFESSIONAL SPORTS TEAMS

Eligible Operations: Professional sports teams can benefit from the knowledge K&K - Professional sports teams or league wide Insurance Group has gained through years of experience working programs closely with top sports organizations across the country. Our - Major & minor league sports teams reputation as a leader in the sports, leisure and entertainment - Team owned or managed sports facilities insurance industry comes from over 50 years of covering some of the toughest risk in sports. For professional-level coverage and world class service–turn to K&K. Key Underwriting/Qualifying Factors (Including but not limited to): Coverages Available & Program Highlights: - Management must have at least three years management experience General Liability - Waiver/release forms required for all - Broadened Coverage Form activities where spectators participate - No General Aggregate - Minimum account premiums: - No Deductible Minor League Baseball- $5,000 - Legal Liability to Participants NFL- $10,000 - Fireworks Liability Other professional teams- $2,500 - Liquor Liability - Lessors and Sponsors Can be Included as Additional Insureds Ineligible for this program: - Employee Benefits Liability - Boxing * - Mixed Martial Arts * Property - Rugby * - Over 25 Property Enhancements - Wrestling * - Equipment Breakdown Included Inland Marine * K&K offers spectator liability only Commercial Auto - Owned Autos - Nonowned/Hired Auto K&K Benefits: Crime - Experienced & professional staff dedicated Excess Liability exclusively to servicing the K&K Professional Sports Program Event Cancellation & Non-appearance - Endorsed by Minor League Baseball Workers’ Compensation (non-players) - Active participation in industry trade shows and meetings Common Associated Exposures: - Over 50 years of experience providing sports, leisure and entertainment insurance Professional sports teams in the following areas: - In-house underwriting, policy administration, loss control and claims services - Arena - Football - 24-hour emergency phone service Football - Hockey - Insurance carriers rated “A” or higher by - Baseball - Lacrosse A.M. Best - Basketball - Soccer - Premium installment plans available Related ancillary activities such as: - Office premises - Concessions - Practice games - Public appearances such as interviews and autograph signing sessions - Entertainment prior to, at half time, post game

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Four years of company loss runs, including current year - Most current financial statement or pro forma on new business ventures - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copies of all contracts - Copy of operations manual

Professional Sports Teams Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) Contact Information: 1712 Magnavox Way K&K Application(s) P.O. Box 2338 - Professional Sports Information Form (for all sports except baseball) Fort Wayne, IN 46801-2338 - National Association of Professional Baseball Leagues Information Form (baseball only) - Baseball Team Property Checklist (if needed) - Inflatable Liability Questionnaire (if needed) - Nonowned/Hired Auto Questionnaire (if needed) Professional Sports Teams - Security Supplemental Information Program - Fireworks Application - Liquor Liability Application (if needed) PHONE: (800) 441-3994 - Hot Tub Liability Questionnaire (if needed) FAX: (260) 459-5120 ACORD Application(s) EMAIL: - Property [email protected] - Crime - Commercial Auto WEB SITE: www.kandkinsurance.com - Computer Coverage - Inland Marine California License #0334819 - Excess Liability

Insuring the world’s fun® 2/15/11 SCHOOL ATHLETICS

Eligible Operations: K&K Insurance provides unique insurance programs for all levels - Athletic conferences - H.S. athletic of intercollegiate and interscholastic sports activities. - Bowl games conferences/ - Coaches & officials associations associations - Jr. college athletic - Collegiate athletic & programs activity programs - Sports camps & clinics Coverages Available & Program Highlights: - Collegiate clubs & - Student government intramural sports - Tournaments/ General Liability programs all-star games - Broadened Coverage Form - No General Aggregate - Volunteers as Additional Insureds Key Underwriting/Qualifying - Legal Liability to Participants Factors (Including but not limited to): - No Deductible - $3,500 minimum account premium - Employee Benefits Liability - $1,500 minimum per collegiate conference - Sponsors, Lessors as Additional Insureds Property - Over 25 Property Enhancements Ineligible for this program: Inland Marine - Liability coverage for individual high schools or individual private schools Commercial Auto - Stand alone legal liability to participants - Nonowned/Hired Auto - Business Auto Directors and Officers Liability K&K Benefits: Crime - Experienced & professional staff dedicated exclusively to servicing the K&K School Excess Liability Athletics Program Excess Accident Medical - Active participation in industry trade shows - K-12 (mandatory and voluntary) and meetings Including Athletics - Over 50 years of experience providing sports, - College Athletics leisure and entertainment insurance - In-house underwriting, policy administration, Catastrophic Accident Medical loss control and claims services - K-12 Including Athletics - 24-hour emergency phone service - College Athletics - Insurance carriers rated “A” or higher by Sexual Abuse & Molestation A.M. Best Event Cancellation & Non-appearance - Premium installment plans available

Common Associated Exposures:

- Ancillary events related - Fund raisers to scheduled sports - Office premises activities - Setup/teardown days

Insuring the world’s fun® Submission Instructions: Preliminary Underwriting Information Required: To request an insurance quotation through this program, please submit the appropriate - Application(s) (see below) applications along with the preliminary - Four years of company loss runs, including current year underwriting information listed. In some cases, - Copy of procedures manual requested coverages may not be offered or - Certificate of Insurance from vendors, independent available due to underwriting criteria and/or contractors or exhibitors listing insured as additional insured carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. K&K School Athletics Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Athletic Conferences - Athletic Conferences Application - Nonowned/Hired (included in above application) - Liquor Liability Application (if applicable) - Security Supplemental Information (if applicable)

Intercollegiate Athletic Association - Intercollegiate Athletic Association Application

High School Athletics/Activities Association - High School Activities/Athletics Association Application - Nonowned/Hired Application (if applicable)

Bowl/All-star Games Contact Information: - Bowl/All-star Games Application 1712 Magnavox Way - Participant Accident Supplemental Application (if applicable) P.O. Box 2338 - Nonowned/Hired Application (if applicable) Fort Wayne, IN 46801-2338 - Liquor Liability Application (if applicable) - Fireworks Supplemental Application (if applicable) - Security Supplemental Information (if applicable) - Inflatable Liability Questionnaire (if needed) - Sexual Abuse & Molestation Supplemental (if needed) School Athletics Program - Short Term Special Event RPG Enrollment Form PHONE: (800) 441-3994 FAX: (260) 459-5120 Coaches/Officials - Coaches/Officials Liability Application EMAIL: [email protected] Intercollegiate Sports Accident Medical - Intercollegiate/Club/Intramural Sports-Basic Medical WEB SITE: www.kandkinsurance.com Insurance Program Quotation Request Form

California License #0334819 Interscholastic Sports Accident Medical - Interscholastic Quotation Request Form

Insuring the world’s fun® 2/15/11 SHORT TERM SPECIAL EVENTS

Ineligible Operations: This insurance program has been designed for organizers of - Activist rallies, marches or literature distribution short term special events that meet the following criteria: - Airshows • Total attendance is 12,000 or less - Athletic events & competitions • Maximum number of consecutive event days is 10 - Cinematography & photography for (not including set-up or tear down) commercial use • Event is held at a single location (except for weddings – - Concerts – involving rock, rap or hip-hop coverage can be extended to include the rehearsal, ceremony - Events held on an airport premises and reception as a single event) - Gun and/or knife shows • Event must take place in the United States - Haunted attractions - Health fairs or shows New options for single-day invitation-only events (1-200 - Historical battle reinactments attendees) are available online at www.eventinsurance-kk.com. - In or on water activities Premiums are available as low as $100. - Mazes (corn, hay or fence) - Motorized vehicle, motorcycle, watercraft or Eligible Operations (Including but not limited to): powerboat practicing for, qualifying for or testing for any racing speed, demolition or stunt activity - Auctions - Quinceanera - Overnight retreats - Award presentations - Recitals - Parades - Banquets/luncheons - Religious assemblies - Rodeos (any rodeo activity including but not - Bazaars - Reunions limited to, bronco or bull riding, steer roping, - Car shows-static - School band or drill team team roping, barrel racing or horseback display only competitions riding) - Charity events - School carnivals - Concerts (call for approval) (no rides) - Conventions - Seminars K&K Benefits: - Debutante balls - Shows (art, wedding, etc.) - Experienced & professional staff dedicated - Festivals (art, craft, - Social gatherings or exclusively to servicing the K&K Short Term ethnic, harvest) receptions Special Events Program - Flea markets - Speaking engagements - Over 50 years of experience providing sports, - Graduation ceremonies - Swap meets leisure and entertainment insurance - Job fairs - Theatrical performances - In-house underwriting, policy administration - Lectures - Wedding activities and claims services - Meetings (rehearsal, ceremony, - 24-hour emergency phone service - Pageants or reception) - Insurance carriers rated “A” or higher by - Proms A.M. Best Coverages Available & Program Highlights:

General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (optional) (not available online) Increase Medical Expense (optional) (not available online) Event Cancellation & Non-appearance (optional)

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or by applying online at www.eventinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting Contact Information: guidelines and understand the program terms and conditions. 1712 Magnavox Way Please contact a K&K representative if you have any questions. P.O. Box 2338 Fort Wayne, IN 46801-2338 Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via Short Term Special Events fax, mail, or email (see below) Risk Purchasing Group Program- For special - Full payment by check or credit/debit card events with less than 12,000 attendance

PHONE: (877) 648-6404 Short Term Special Events Application(s): FAX: (260) 459-5502 (Apply online at: www.eventinsurance-kk.com) EMAIL: K&K Application(s) [email protected] - Short Term Special Event Enrollment Form WEB SITE: www.eventinsurance-kk.com

Note: Larger special events may qualify for coverage under another K&K program

Special Events Program Events & Attractions Unit- For special events with more than 12,000 attendance

PHONE: (800) 553-8368 * * * * * * * * * * * * * * * * * * * * * * * * * * * * FAX: (260) 459-5624 NOW - Buy Coverage On-line! K&K’s specialty web site, www.eventinsurance-kk.com offers EMAIL: on-line quoting and purchasing for short term special events. KK.EventsAttractions@ Commission payable to agents/brokers when utilizing our on-line kandkinsurance.com purchasing web site. WEB SITE: * * * * * * * * * * * * * * * * * * * * * * * * * * * * www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 SKATING FACILITIES

Eligible Operations: This program was developed for ice arenas and in-line - Ice skating arenas hockey facilities with operations including leagues, instruction - In-line hockey facilities and recreational skating as well as ancillary operations such as concessions, pro shops, etc. Our program offers Key Underwriting/Qualifying competitive pricing, superior coverage forms, experienced claims handling, and a service commitment to the skating Factors (Including but not limited to): industry. - Must utilize appropriate waiver & release with established procedures to obtain Coverages Available & Program Highlights: signatures - Must have procedures for collecting Property additional insured certificates from user - Equipment Breakdown Included groups - Newly Acquired or Constructed Building - In-line hockey facilities should have no more - Newly Acquired Business Personal Property than 25% open public skating - Ordinance & Law - Ice skating facilities should have no more - Off-premises Power Failure than 40% open public skating - Water Back-up of Sewers & Drains - $5,000 minimum general liability premium - Outdoor Signs - Outdoor Property (trees, shrubs or plants) Ineligible for this program: - Property Off Premises - Ice operations on natural waterways (ponds, - Accounts Receivable/Valuable lakes and streams) Papers & Records - In-line skate activities held in parking lots or - Replacement Cost Defined similar areas - Covered Property Definition Redefined - Non-supervised operations General Liability - 100% open public skating operations - Written on an Admitted Basis in Most States - Skate parks - Broadened Coverage Form - Non-auditable Policy K&K Benefits: - No Deductible - Experienced & professional staff dedicated - No General Aggregate exclusively to servicing the K&K Skating - Legal Liability to Participants Facility Program for over 15 years - Liquor Liability - Proud members and sponsors of the - Stop Gap Liability North American RINK Conference & - Employee Benefits Liability Expo (NARCE), STAR Member Rinks, Ice Inland Marine Skating Institute (ISI), and other regional organizations Crime - Active participation in industry trade shows Commercial Auto and meetings Excess Liability - Over 50 years of experience providing sports, leisure and entertainment insurance Workers’ Compensation (subject to state availability) - In-house underwriting, policy administration Event Cancellation & Non-appearance and claims services - Carrier supported loss control services Common Associated Exposures: - 24-hour emergency phone service - Insurance carriers rated “A” or higher by - Food concessions - Sports complex A.M. Best - Internet sales activities - Premium installment plans available - Health & fitness areas - Sports day camps - Pro shops - Vending & arcade - Restaurant w/liquor operators

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Four years of carrier loss runs - Facility brochure (if available) - Copy of waiver & release forms - Copy of facility rental contract

Skating Facilities Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

K&K Application(s) - Ice/In-line Skating Facility Supplemental Contact Information: - Abuse & Molestation Supplemental Questionnaire (if needed) 1712 Magnavox Way - Liquor Liability Application (if needed) P.O. Box 2338 Fort Wayne, IN 46801-2338 ACORD Application(s) - Property - Crime - Commercial Auto Skating Facilities Program - Inland Marine - Excess Liability PHONE: (877) 355-0315 - Workers’ Compensation (subject to state availability) FAX: (260) 459-5821 EMAIL: [email protected] WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 SPECIAL EVENTS

Eligible Operations: For event insurance from small gatherings to world-class celebrations, (Including but not limited to) K&K covers special events of all sizes. Through years of experience, - Art displays - Pageants we’ve found that tailored coverages designed to fit your occasion - Auctions - Parades provide the best insurance coverage. For smaller events, our risk - Banquets - Proms purchasing group program protects clients without unnecessary - Bazaars - Religious assemblies coverages that larger special events require. For events of all sizes, - Charity events - Reunions turn to K&K for superior insurance protection. - Concerts - Seminars - Conventions - Shows - Craft displays - Social gatherings Coverages Available & Program Highlights: - Graduations - Trade shows - Lectures - Weddings & General Liability - Meetings receptions - Written on an Admitted Basis in Most States - Broadened Coverage Form Key Underwriting/Qualifying - No General Aggregate Factors (Including but not limited to): - Non-auditable Policy - Minimum premium - No Bodily Injury Deductible general liability- $2,500 - Legal Liability to Participants - Volunteer Accident- Accident Medical Coverage package- $5,000 For Volunteers - Volunteers as Additional Insureds Short Term Special Event Risk Note: - Contingent Ride Liability Purchasing Group program is available for - Fireworks Liability events with less than 12,000 attendance. - Liquor Liability $383 minimum premium applies. - Motorsports Liability (see reverse side for contact information) - Vendor/Exhibitor Coverage - Employee Benefits Liability Ineligible for this program: - Transmissible Pathogens Coverage - Concerts with rap, hip-hop, alternative, and/or grunge music Directors and Officers Including Employment Practices Liability Property - Equipment Breakdown Included K&K Benefits: - Emergency Vacating Expenses Covered up - Experienced & professional staff dedicated to $15,000, Crisis Response Coverage—$25,000, exclusively to servicing the K&K Special Full Building Ordinance “A” Coverage Event Program for over 20 years Inland Marine - Active participation in industry trade shows Commercial Auto and meetings - Owned Auto - Over 50 years of experience providing - Nonowned/Hired Auto sports, leisure and entertainment insurance - In-house underwriting, policy administration, Crime loss control and claims services Excess Liability - 24-hour emergency phone service Event Cancellation & Non-appearance - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Exhibitions - Festivals - Food & beverage concessions - Promotional activities

Insuring the world’s fun® Submission Instructions:

Contact Information: Preliminary Underwriting Information 1712 Magnavox Way Required: P.O. Box 2338 Fort Wayne, IN 46801-2338 - Application(s) (see below) - ACORD applications for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/site plan of location/setup - Web site address Special Events Program - Schedule of events

PHONE: (800) 553-8368 FAX: (260) 459-5624 Special Events Application(s): EMAIL: (Applications can be obtained from our web site: www.kandkinsurance.com) KK.EventsAttractions@ kandkinsurance.com K&K Application(s) - Festival/Special Event/Parade Information Form WEB SITE: - Vendors As Additional Insureds Information Form (if needed) www.kandkinsurance.com - Fireworks Application (if needed) - Liquor Liability (if needed) - Directors and Officers including Employment Practices Short Term Special Events Liability (contact K&K for specific application) RPG Program ACORD Application(s) For short term special events with less than 12,000 - Property attendance - Crime - Commercial Auto PHONE: (877) 648-6404 - Inland Marine FAX: (260) 459-5502 - Excess Liability EMAIL: [email protected] WEB SITE: www.eventinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 SPORTS COMPLEXES

Eligible Operations: K&K Insurance offers insurance coverages designed to meet the - Multi-purpose sports facilities needs of a variety of sports complexes. Whether your operations - Sports complexes include league play, clinics and/or tournaments for sports activities - Sports fields or food concessions and pro shops, we can put together a - Sports instructional facilities package that meets your needs. This program can accommodate - Sports training facilities organizations that own their facilities as well as those that operate or manage the premises owned by others.

Key Underwriting/Qualifying Factors (Including but not limited to): - Management must have at least three years Coverages Available & Program Highlights: applicable experience - $3,500 minimum account premium General Liability - Legal Liability to Participants Ineligible for this program: - Employee Benefits Liability - Skate parks - Liquor Liability - Roller skating rinks Property Note: Ice skating facilities and in-line hockey Boiler & Machinery may qualify for coverage under another K&K Inland Marine program (see reverse side for contact information) Commercial Auto Crime K&K Benefits: Excess Liability - Experienced & professional staff dedicated exclusively to servicing the K&K Sports Complex Program - Active participation in industry trade shows Common Associated Exposures: and meetings - Over 50 years of experience providing - Arcades - Offices sports, leisure and entertainment insurance - Batting cages - Parties - In-house underwriting, policy administration, - Clinics - Pro shops loss control and claims services - Concessions - Sports camps - 24-hour emergency phone service - Instruction - Restaurants - Insurance carriers rated “A” or higher by A.M. Best

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required: Contact Information: 1712 Magnavox Way - Application(s) (see below) P.O. Box 2338 - ACORD application(s) for other requested coverages Fort Wayne, IN 46801-2338 - Five years of company loss runs - Brochure (if available) - Schedule of events & dates - Copy of waiver & release forms Sports Complexes Program - Website address

PHONE: (800) 440-5580 FAX: (260) 459-5810 Sports Complexes Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com) EMAIL: KK.VenueGaming@ K&K Application(s) kandkinsurance.com - Sports Complex Application

ACORD Application(s) - Property Skating Facilities Program - Crime For information regarding ice skating arenas - Commercial Auto and in-line hockey facilities - Inland Marine - Excess Liability PHONE: (877) 355-0315 - Workers’ Compensation (subject to state availability) FAX: (260) 459-5821 EMAIL: KK.Recreation@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 SPORTS EVENTS

Eligible Operations: K&K offers both short term professional and amateur sports event - Amateur sports events coverage. Programs for amateur sports events are available - Professional sports events where the number of participants is greater than 850 per event, the number of spectators per day is greater than 2,500 or the Key Underwriting/Qualifying number of event days is greater than six consecutive days. Factors (Including but not limited to): Note: Professional sports event coverage does not include a - Annual coverage available minimum size limitation. - $3,500 minimum account premium - $2,500 minimum premium-single event

Note: For smaller sports events with limited Coverages Available & Program Highlights: coverage needs contact our Risk Purchasing Group (see reverse side for contact information). General Liability - Written on an Admitted Basis in Most States Ineligible for this program: - Broadened Coverage Form - Mixed martial arts - No General Aggregate - No Deductible K&K Benefits: - No Bodily Injury Deductible - Experienced & professional staff dedicated - Volunteers and Sponsors Can be Added as exclusively to servicing the K&K Sporting Additional Insureds Events Program for over 15 years - Liquor Liability Available in Most States - Active participation in industry trade shows - Legal Liability to Participants and meetings - Employee Benefits Liability Available - Over 50 years of experience providing Directors and Officers Liability sports, leisure and entertainment insurance - In-house underwriting, policy administration, Property loss control and claims services - Over 25 property enhancements - 24-hour emergency phone service Inland Marine - Insurance carriers rated “A” or higher by A.M. Best Commercial Auto - Premium installment plans available if eligible - Nonowned/Hired Auto Crime Excess Liability Excess Accident Medical (Participant Accident) Sexual Abuse & Molestation Event Cancellation & Non-appearance

Common Associated Exposures:

- Awards/banquets/ - Setup/teardown days ceremonies - Tryouts & practices - Food, souvenir & - Exhibition games beverage concessions

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required: Contact Information: - Application(s) (see below) 1712 Magnavox Way - ACORD application(s) for other requested coverages P.O. Box 2338 - Four years of company loss runs, including current year Fort Wayne, IN 46801-2338 - Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured - Copy of procedure/rule manuals - Copy of waiver & release forms Sports Event Program - Copies of all contracts Sports Unit Sports Events Application(s): PHONE: (800) 441-3994 (Applications can be obtained from our web site: www.kandkinsurance.com) FAX: (260) 459-5120 EMAIL: K&K Application(s) - Amateur Events Application [email protected] - Triathlon Event Questionnaire (if needed) WEB SITE: - Water Related Events Questionnaire (if needed) www.kandkinsurance.com - Water Ski Schools Questionnaire (if needed) - Hospitality Tents Preliminary Questionnaire (if needed) - Sponsors Liability Supplemental Application (if needed) Amateur Sports - Participant Accident Supplemental Application (if needed) - Security Supplemental Information (if needed) Tournaments & Events - Nonowned/Hired Application (if needed) Risk Purchasing Group Program - Event Liquor Supplemental Questionnaire (if needed) - Fireworks Supplemental Application (if needed) PHONE: (800) 426-2889 - Fireworks Supplemental Application (if needed) FAX: (260) 459-5105 - Inflatable Liability Questionnaire (if needed) EMAIL: ACORD Application(s) [email protected] - Property WEB SITE: - Crime www.sportsinsurance-kk.com - Commercial Auto - Computer Coverage California License #0334819 - Inland Marine - Excess Liability

Insuring the world’s fun® 2/15/11 THEMED ATTRACTIONS

Eligible Operations: Whether it’s a small family-operated theme park or an international - Architectural - Lighthouses tourist attraction, K&K offers specialized insurance coverage attractions - Memorabilia & that will fit your individual needs, including coverages for walk- - Botanical gardens collections through exhibits and/or interactive theme parks that may include - Caves - Museums rides. Knowledgeable professionals providing attentive service - Children’s museums - Natural landmarks are a familiar theme at K&K Insurance. - Forts - Old west towns - Hall-of-Fame - Religious attractions Coverages Available & Program Highlights: facilities - Science centers - Historic homes - Theme parks General Liability - Historic mines - Tourist attractions - Written on an Admitted Basis in Most States - Historic ships - Train rides - Broadened Coverage Form - Historic sites - Walk-through - No General Aggregate - Interactive attractions attractions - Non-auditable Policy - No Deductible Key Underwriting/Qualifying - Volunteer Accident Medical Factors (Including but not limited to): - Volunteers as Additional Insureds - Management must have at least three - Contingent Ride Liability years of industry management experience - Fireworks Liability - Risks with no more than three ancillary - Liquor Liability adult amusement rides - Legal Liability to Participants - Minimum premium - Employee Benefits Liability general liability- $2,500 - Transmissible Pathogens Coverage package- $5,000 Directors and Officers including Employment Practices Liability Ineligible for this program: - Amusement parks Property - Family entertainment centers - Equipment Breakdown included - Emergency Vacating Expenses Covered up to $15,000, Crisis Response K&K Benefits: Coverage—$25,000, Full Building Ordinance “A” Coverage - Experienced & professional staff dedicated exclusively to servicing the K&K Themed Inland Marine Attractions Program for over 20 years Commercial Auto - Proud member of the International Association of Amusement Parks & - Owned Auto Attractions (IAAPA) - Nonowned/Hired Auto - Active participation in industry trade Crime shows and meetings Excess Liability - Over 50 years of experience providing sports, leisure and entertainment insurance Workers’ Compensation - In-house underwriting, policy administration, Event Cancellation & Non-appearance loss control and claims services - 24-hour emergency phone service - Insurance carriers rated “A” or higher by A.M. Best Common Associated Exposures: - Premium installment plans available - Food & beverage - Gift shops concessions - Restaurants

Insuring the world’s fun® Submission Instructions:

Preliminary Underwriting Information Required:

Themed Attractions Application(s): Contact Information: (Applications can be obtained from our web site: www.kandkinsurance.com) 1712 Magnavox Way P.O. Box 2338 K&K Application(s) Fort Wayne, IN 46801-2338 - Themed Attraction Application - Fireworks Application (if needed) - Liquor Liability Application (if needed) - Directors and Officers including Employment Practices Themed Attractions Program Liability (contact K&K for specific application)

PHONE: (800) 553-8368 ACORD Application(s) FAX: (260) 459-5624 - Property - Crime EMAIL: - Commercial Auto KK.EventsAttractions@ - Inland Marine kandkinsurance.com - Umbrella/Excess Liability - Workers’ Compensation WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 VENUES

Eligible Operations: The K&K Venues Program offers coverage for facilities ranging - Arenas - Movie theaters from stadiums to concert halls. We’ve built a solid reputation - Amphitheaters - Music halls for providing the specialized coverages and services that facility - Auditoriums - Performing arts owners and managers need for arenas, coliseums, convention - Civic centers centers/theatres centers and many other sports, leisure and entertainment - Coliseums - Stadiums facilities. - Convention centers - Multi-purpose facilities having professional/ amateur sporting events, as well as concerts, exhibitions, trade shows, theatrical productions, motorsports events and circuses Coverages Available & Program Highlights:

Key Underwriting/Qualifying General Liability - Liquor Liability Factors (Including but not limited to): - Employee Benefits Liability - $3,500 minimum general liability premium Property Ineligible for this program: Boiler & Machinery - Night clubs Inland Marine Commercial Auto K&K Benefits: Crime - Experienced & professional staff dedicated Excess Liability exclusively to servicing the K&K Venues Program Tenant User Liability - Proud member of the International Event Cancellation & Non-appearance Association of Assembly Managers (IAAM) - Active participation in industry trade shows Workers’ Compensation (in select states) and meetings - Over 50 years of experience providing sports, leisure and entertainment insurance - In-house underwriting, policy administration, Common Associated Exposures: loss control and claims services - 24-hour emergency phone service - Valet parking - Restaurants/lounges - Insurance carriers rated “A” or higher by - Off-site parking - Interactive exhibits A.M. Best - Concessions

Insuring the world’s fun® Submission Instructions:

To request an insurance quotation through this program, Contact Information: please submit the appropriate applications along with the 1712 Magnavox Way preliminary underwriting information listed. In some cases, P.O. Box 2338 requested coverages may not be offered or available due to Fort Wayne, IN 46801-2338 underwriting criteria and/or carrier guidelines. It is important to carefully review the terms and conditions of any insurance quotations received. Please contact a K&K representative if you have any questions. Venues Program

PHONE: (800) 440-5580 Preliminary Underwriting Information FAX: (260) 459-5810 Required:

EMAIL: - Application(s) (see below) KK.VenueGaming@ - ACORD application(s) for other requested coverages kandkinsurance.com - Five years of company loss runs - Schedule of events & dates - Copy of event/user agreement Skating Facilities Program For information regarding ice skating arenas and Venues Application(s): in-line hockey facilities (Applications can be obtained from our web site: www.kandkinsurance.com) PHONE: (877) 355-0315 FAX: (260) 459-5821 K&K Application(s) - Facility Insurance Application EMAIL: KK.Recreation@ kandkinsurance.com ACORD Application(s) - Property - Crime Themed Attraction & - Commercial Auto Special Event Programs - Inland Marine For information regarding museums and - Excess Liability special events

PHONE: (800) 553-8368 FAX: (260) 459-5624 EMAIL: KK.EventsAttractions@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 YOUTH DAY CAMPS

Eligible Operations: This program has been designed for U.S.-based youth day - Academic - Math camp operations (those attended by campers age 19 or - Arts & crafts - Music under) with programs dedicated to activities other than sports - Computer - Performing arts skill development. Coverage provided under this program - Creative writing - Photography/film includes important liability protection for the camp, including its - Culinary making employees and volunteers, for liability claims arising out of its - Etiquette - Science operations. In addition, the program provides medical payments - Inventive builder - Vacation bible for participants coverage to the camp participants. Coverage /Lego® schools is provided on an annual basis, but only applies to those camp sessions that are specifically reported. Key Underwriting/Qualifying Factors (Including but not limited to): - Youth related camps (age 19 & under)

Ineligible Operations: Coverages Available & Program Highlights: - After school/day care/latch key programs - Camps involving animals other than service General Liability animals - Bodily Injury and Property Damage - Camps providing overnight accommodations - Personal and Advertising Injury - Camps with activities away from main - Products and Completed Operations location, unless reported & approved by - Damage to Premises Rented to You company prior to taking place - Medical Expense (other than participants) - Camps with attendees age 20 and over - Hired Auto and Employers’ Nonownerhsip - Hunting and/or nature camps/programs Liability (not provided while in Hawaii) - Sports Camps - Professional Liability - Legal Liability to Participants - Medical Payments for Participants - Medical Expense Reimbursement for K&K Benefits: Participants - No Charge for Certificates of Insurance - Over 50 years of experience providing sports, leisure and entertainment insurance Abuse, Molestation, Harassment or Sexual Conduct - In-house underwriting, policy administration Defense Cost Reimbursement (optional) and claims services - 24-hour emergency phone service Event Cancellation & Non-appearance (optional) - Insurance carriers rated “A” or higher by A.M. Best

* * * * * * * * * * * * * * * * * * * * * * * * * * * * NOW - Buy Coverage On-line! K&K’s specialty web site, www.campinsurance-kk.com offers on-line quoting and purchasing for youth day camps. Commission payable to agents/brokers when utilizing our on-line purchasing web site. * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Insuring the world’s fun® Submission Instructions:

To request coverage through this program, please submit the appropriate application along with the underwriting information listed or by applying at www.campinsurance-kk.com. In some cases, requested coverages may not be offered or available due to underwriting criteria and/or carrier guidelines. It is important to carefully review the appropriate brochure and enrollment form to make sure you meet all the underwriting guidelines and understand the program terms and conditions. Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Youth Day Camp Application(s): (Apply online at: www.campinsurance-kk.com)

K&K Application(s): - Youth Day Camps Enrollment Form - Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage Request Questionnaire Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Youth Day Camps Risk Purchasing Group Program

PHONE: (800) 426-2889 FAX: (260) 459-5105 EMAIL: [email protected] WEB SITE: www.campinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 YOUTH SPORTS CAMPS & SPORTS CLINICS

Eligible Operations: This program has been designed for U.S. - based Sports operations conducted on a clinic, day youth sports camp operations (those attended by camp or overnight camp basis for attendees campers age 19 or under) or sports clinics that are age 19 and under that are focused on improving held at premises not owned or maintained by the sport skills in one of the following sport categories are camp operator. Coverage provided under this program eligible for this insurance program. If your sport includes important liability protection for the camp or is not listed, please contact K&K to confirm clinic operator, including employees and volunteers, for eligibility at 1-800-426-2889. liability claims arising out of its operations. In addition, the program provides medical payments coverage to - Baseball - Soccer the camp or clinic participants. Coverage is provided - Basketball - Softball on an annual basis, but only applies to those camp/ - Cheerleading - Squash clinic sessions that are specifically reported. - Deck/floor hockey - Swimming - Drill team - Strength & conditioning - Football - Tennis Coverages Available & Program Highlights: - Golf - Track & field - Gymnastics - Volleyball General Liability - Ice hockey - Water polo - Bodily Injury and Property Damage - Lacrosse - Wrestling - Personal and Advertising Injury - Products and Completed Operations - Classroom/lecture clinics for coaches or - Damage to Premises Rented to You officials in any of the above mentioned - Medical Expense (other than participants) sports are also eligible to enroll in this - Hired Auto and Employers’ Nonownership insurance program. Liability (not provided while in Hawaii) - Professional Liability Ineligible Operations: - Legal Liability to Participants Camps or clinics offering the following operations - Medical Payments for Participants or instruction based on any of the following sport - Medical Expense Reimbursement for categories are not eligible for this insurance Participants program. Please note, this is not a complete - No Charge for Certificates of Insurance listing of ineligible sports. Please contact K&K for more information. Abuse, Molestation, Harassment or Sexual Conduct - After school/day care/latch key programs Defense Cost Reimbursement (optional) - All star/bowl games - Pro-sport try-out and training camps Event Cancellation & Non-appearance (optional) - Recruiting camps, showcases or combines - Sports camp/clinic operators who own their own facility - Weight loss camps/programs Key Underwriting/Qualifying Factors (Including but not limited to): - Boxing - Equestrian - Box lacrosse - Martial arts - Youth related sports camps - Broomball - Open water activities (age 19 and under) - Cycling or BMX - Skiing (snow or water) - Diving

Insuring the world’s fun® K&K Benefits: Submission Instructions: - Experienced & professional staff dedicated exclusively to servicing the K&K Youth Sports To request coverage through this program, please submit the Camp & Sports Clinic Program appropriate application along with the underwriting information - Over 50 years of experience providing sports, listed or by applying online at www.campinsurance-kk.com. leisure and entertainment insurance In some cases, requested coverages may not be offered or - In-house underwriting, policy administration available due to underwriting criteria and/or carrier guidelines. and claims services It is important to carefully review the appropriate brochure and - 24-hour emergency phone service enrollment form to make sure you meet all the underwriting - Insurance carriers rated “A” or higher by guidelines and understand the program terms and conditions. A.M. Best Please contact a K&K representative if you have any questions.

Underwriting Information Required:

- Completed and signed enrollment form(s), if submitting via fax, mail or email (see below) - Full payment by check or credit/debit card

Youth Sports Camps & Clinics Application(s): (Apply online at: www.campinsurance-kk.com)

K&K Application(s) - Youth Sports Camp & Sports Clinic Enrollment Form - Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage Request Questionnaire Contact Information: 1712 Magnavox Way P.O. Box 2338 Fort Wayne, IN 46801-2338

Youth Sports Camps & Sports Clinics Risk Purchasing Group Program * * * * * * * * * * * * * * * * * * * * * * * * * * * * NOW - Buy Coverage On-line! PHONE: (800) 426-2889 K&K’s specialty web site, www.campinsurance-kk.com offers FAX: (260) 459-5105 on-line quoting and purchasing for youth sports camps and sports clinics. Commission payable to agents/brokers EMAIL: when utilizing our on-line purchasing web site. [email protected] * * * * * * * * * * * * * * * * * * * * * * * * * * * * WEB SITE: www.campinsurance-kk.com California License #0334819

Insuring the world’s fun® 2/15/11 ZOOS & AQUARIUMS

Eligible Operations: Every year the experienced team at K&K is hard at work insuring - Walk-through zoos the world’s fun. K&K handles the coverages so you can concentrate - Drive-through zoos on providing thrills and making the impossible and the amazing - Animal sanctuary (open to public) come to life. For zoos, aquariums and much more, innovative - Aquariums property & casualty coverages from K&K are just the ticket.

Key Underwriting/Qualifying Coverages Available & Program Highlights: Factors (Including but not limited to): - Management must have at least three years General Liability zoo management experience - Written on an Admitted Basis in Most States - Prefer parks that are AZA certified - Broadened Coverage Form - Parks with 24-hour security - No General Aggregate - Parks that comply with USDA licensing - Non-auditable Policy requirements - Volunteer Accident- Accident Medical - Parks in compliance with safety and fire codes Coverage for Zoo Volunteers - Parks that secure certificates of insurance - Volunteers as Additional Insureds from vendors/concessionaires/sub- - Contingent Ride Liability contractors or lessors - Liquor Liability - Minimum premium - Employee Benefits Liability general liability- $2,500 - Transmissible Pathogens Coverage package- $5,000 Directors and Officers Including Employment Practices Liability K&K Benefits: Property - Experienced & professional staff dedicated - Equipment Breakdown Included exclusively to servicing the K&K Zoo & - Emergency Vacating Expenses Covered up Aquarium Program for over 20 years to $15,000, Crisis Response - Proud member of the American Zoo and Coverage—$25,000, Full Building Ordinance Aquarium Association (AZA) “A” Coverage - Active participation in industry trade shows Inland Marine and meetings - Over 50 years of experience providing Commercial Auto sports, leisure and entertainment insurance - Owned Auto - In-house underwriting, policy administration, - Nonowned/Hired Auto loss control and claims services - 24-hour emergency phone service Crime - Insurance carriers rated “A” or higher by Excess Liability A.M. Best Workers’ Compensation - Premium installment plans available Event Cancellation & Non-appearance

Common Associated Exposures:

- Animal rides - Kiddie rides - Day camps - Play areas - Food & beverage - Special event liability for concessions promotions, etc.

Insuring the world’s fun® Submission Instructions:

Underwriting Information Required:

- Application(s) (see below) - ACORD application(s) for other requested coverages - Five years of detailed, currently-valued company loss runs - Diagram/map of zoo/aquarium - Brochure (if available) - Web site address - Schedule of events/promotions/ exhibitions - Amusement/carnival ride description

Zoos & Aquariums Application(s): (Applications can be obtained from our web site: www.kandkinsurance.com)

Contact Information: K&K Application(s) 1712 Magnavox Way - Zoological Park & Aquarium Information Form P.O. Box 2338 - Liquor Liability Application (if needed) Fort Wayne, IN 46801-2338

ACORD Application(s) - Property Zoos & Aquariums Program - Crime - Commercial Auto PHONE: (800) 553-8368 - Inland Marine FAX: (260) 459-5624 - Excess Liability - Workers’ Compensation EMAIL: KK.EventsAttractions@ kandkinsurance.com WEB SITE: www.kandkinsurance.com California License #0334819

Insuring the world’s fun® 2/15/11 Insuring the world’s fun® is serious business–and no one understands that better than we do. For more than five decades, K&K has been the market producers rely on to insure sports, leisure and entertainment risks.

Our vast experience combined with in-depth knowledge of the industries we serve allows us to develop, underwrite and service specialty programs in world-class fashion–providing you with a distinct advantage in this highly competitive marketplace.

As one of the country’s largest managing general underwriters, we have the carrier relationships and the internal resources to ensure our clients receive the best products and service possible. Now is the right time to contact K&K.

Join us in insuring the worlds fun®