Moratuwa City –Wide Slum Upgrading Project

Implemented By Women’s Development Bank Federation

Facilitated By Janarukula Funded By 1. Government 2. Moratuwa Municipal Council 3. Slum Dwellers International 4. UN-Habitat (SUF) 5. Urban Poor Fund International

Moratuwa City General Administration and Objective of the Municipal management of the city council Moratuwa City is situated within the Colombo district in the Moratuwa urban council elevated The Municipal Council shall, western province. East and to municipal council in January subject to the power reserved south parts of the city is 1998.The mayo r is the chief to or vested by the municipal bounded by the Bolgoda River executive person in the city. The council ordinance or by other and Panadura River. Western chief administrative officer of the ordinance or by other written part and north part of the city municipal council is municipal law, be the local authority are separated by the sea beach commissioner. Municipal council within the administrative limits and Dehiwala Mount lavinia has 08 departments and also six of the municipality, charged Municipal council. Moratuwa statutory standing committees for with the regulation, control has been recognized as the roles and responsibilities to care and administration of all birth place of the national hero the moratuwa citizen. matters relating to public known as “Puranappu” who led heath, public utility service a rebellion agaist the British and public thoroughfares, colonial domination in the generally with the protection middle 19th century. Moratuwa and promotion of the comfort, is traditionally known for its convenience and welfare of skilled carpentry work and the citizens and the amenities furniture industry. of the municipality.

Functions 1- to maintain and cleanse all public streets and open spaces vested in the council or committed to its management;

2- to enforce the proper maintenance cleanliness and repair of all private streets;

3- to supervise and provide for the growth and development of the municipality by the pluming and widening of streets the reservation of open spaces, and the execution of public improvements;

4- to abate all the nuisances

5- to establish and maintain (subject to the extent of it resources) any public utility service which it is authorized to maintain under this ordinance and which is required for the welfare comfort or convenience of the public; (Source reports of the Municipal council-moratuwa)

General information 4 -0 Heath services 4-1-No of government hospital 01 1-0 population 4 -2-No of ayurvedic centers owned by MMC 10 1-1-Extent of the Moratuwa city Sq, K, M, 23.34 4-3-No of maternity and child care centers 16 1-2-Population 177190 4 -4-No of private dispensaries 39 (census in year 2001)

5-0-Recreation facilities 1-3-Number of families 40212 5-1-No of public play grounds 07 1-4- Samurdi beneficiary families 6942 5 -2-No of libraries 08 1-5-Voters 116454 5-3-No of community centers 26 1-6-Municipal members 29 5-4-Registered sport societies 55 2-0 Divisional areas

2-1- Municipal wards 17 6-0- Water source 2-2-Gramaseva divisions 42 6-1-No of common wells 37 2-3-Villages 31 6-2- No of stand posts 479 2-4 -No of underserved settlements 52

3 -0 Property 7-0-Community based organizations

3-1-No of assessed properties 51236 7 - 1 - Registered non governmental organizations 20

3-2-No of assessed residences 36281 7-2-Registered village development societies 36

3-3-No of assessed commercial properties 5387 2

8-0-Educational facilities 8-1-Primary schools 23 8-2-Secondary schools 07

8-3-National schools 02

(Source- reports of the Municipal council and divisional secretary office-moratuwa)

Details of the population The racial composition of the population as per census in year 2001

Race population percentage Sinhalese 168324 95.0 Sri-lank Tamils 4433 2.5 Muslims 2452 1.4 Burghers 734 0.4 Tamils 375 0.2 Others 872 0.5 Total 177190 100

Age profile of the population

Age category No of persons percentage 18 years and less 51004 28.78 Over 18 years 126186 71.22 Total 177190 100.00

Religious composition of population

Religion population percentage Buddhist 124205 70.0 Catholic 33893 19.1 Christine 11806 6.7 Hindus 3367 1.9 Islams 3311 1.9 Others 318 0.2 Source –profile reports of the –municipal council moratuwa

Educational level of the population (persons above 5 years old)

Remarks number % 1-persons did not schooling 5256 3.27 2-persons studying in grade 5 2012 1.25 3-persons passed grade 5 25904 16.14 4-persons completed grades 6-10 62188 38.76 5-persons completed in GCE (O) Level 39062 24.34 6- persons completed in GCE (A) Level 23187 14.45 7-Degree and above exam 2868 1.79 160477 100 8 undeclared persons 3600

Literacy rate among the citizen is 95%. There are number drop out children in age of 5 to 15 years. Though good school network has been developed in the city, only 1.79% of children being completed university education. How ever there are 3.27 % of people in illiterate.

Extent of the moratuwa city is Sq, K, M, 23.34

Land use pattern of Moratuwa Municipal Council Area 2003 Housing condition Land use Extent Percentage hector yard 1 residential 1126 57.5 S,no Type houses % 2 commercial 52.6 2,7 1 Single houses 33291 82.7 3 industrial 85.2 4,3 2 Storeyed houses 2611 6.5 4 Timber industry 32.9 1,7 3 Sub houses 2410 6.0 5 Institutions 136.2 6,9 4 Line rooms 401 1.0 6 Sports and recreation 12.9 0,7 5 Slum/shanty house 1527 3.8 7 Religious places 27.2 1,4 total 40168 100 8 Cemeteries 3.8 0.2 9 Agricultural lands 292 1,5 10 Roads and reservation 103,4 5,7 According to the above report, there are 4338 11 Marshy lands 33.5 1.7 houses that are occupied by the poor. Mostly 12 Open places 16.9 0,9 these houses are building by using temporary 13 Costal lands 21,2 1,0 building materials. Reference to reports of 14 Water bodies 290,5 14,7 urban development authority, there is a 1972 100 crucial housing problem in the city. So then, Source-field survey reports of the urban development authority there is good opportunity for the community based organizations for their contribution in Out of total, 71% of the lands have been used for helping poor to solve their housing problems. residential, commercial, industrial and They can develop good partnership with the institutional. Moreover 14.7 percent of the land is poor as well as concern organizations. covered by the water bodies of the area. As such scarcity of the lands is very big problem. Under this situation land value in the moratuwa city is very high.

Housing requirement according to increase of the population

Year population families Estimated houses 2003 196470 4.4 44243 2005 204047 4.4 46374 2010 229512 4.4 52161 2015 258155 4.4 58671 2020 290373 4.4 65993 Number of houses available at 40150 present Source-proposed development plan for moratuwa city by urban development authority Out of total houses (40160) in the city 4338 are temporary houses. Reference to the millennium goals, 18521 new houses are to be constructed in the moratuwa city during years 2001-2015 in order to solve the housing problems,.

Toilets

S,no Type of toilet No of units % 1 Individual toilet 29896 73.47 2 Individual toilet but uses with others 5511 13.55 3 Toilet owned by others 3401 8.36 4 Common toilet 1378 3.38 5 Open field 504 1.24 6 total 40689 100.00 Information not given family units 593 Total units 41282

Drinking water

S,no Water source No of % units 1 Pipe borne water (within unit) 28001 Pipe borne water (without unit) 9861 Total 37862 93.29 2 Protected wells(within premises) 1403 Protected wells(out site of the premises) 353 total 1758 4.33 3 Unprotected wells 102 0.25 4 Tube well 775 1.91 5 Others(rivers, canals etc 88 0.22 40583 100 information not given family units 699 Total units 41282

Poverty

Out of total population in Sri-lanka 22, 7% are coming under poverty line (families who are unable to earn one dollar per a day coming under poverty line in sri-lanka) data is not available to identify the population of the town according to different income level. How ever there are 8,278 samurdhi beneficiary families in the city. These families are identified as poor. Most of the samurdhi beneficiary families are living in low income settlements. Samurdhi beneficiaries Samurdhi beneficiaries are 20660

Name of the underserved settlements (slums) According to the data available in the Municipal council there are 52 underserved settlements in the city. Detailed as follows seri, Name of the settlement no no no of no of of pop, hou- fami- ses lies 1 Usavi watte-Rawatawatte 50 56 256 2 Dandeniya watte-Katubedde 211 235 928 3 Alavi watte-Moratuwa 49 55 186 4 St Anthny'spura-Kadalana 22 26 114 5 Kovila watte-Kadalana 19 23 96 6 Srama shakthimawatha-E, uyana - - - 7 Ivonwatte Egoda uyana 30 33 151 8 Pittaniya watte koralawella 62 70 306 9 Siribara menikepura-katubedda 117 119 582 10 Weerapuran appugama-Katubedda 25 27 123 11 Jayagathpura-Egoda uyana 43 43 176 Jayagath place-Egoda uyana 102 129 645 12 Bolgoda siripura Edama 32 36 165 13 Sanwatsaranivasa-national hous) EUyana 85 92 412 14 Madangahawatte-housing scheme 20 23 97 15 Modarapola housing scheme -Egodauyana 20 24 112 16 Henawatte housing scheme-Moratumulla 22 26 112 17 Atkamnivasa- Katubedde 25 29 129 18 Luckyseven pura-Katukurunda 65 69 319 19 Gangasiripura-Koralawella 48 53 235 20 Visiwas sewa samarapura-Katukurunda 15 17 67 21 Maithreepatumpura-Edibedde 48 55 223 22 Susitha Mitudampura-zoisapura 47 48 208 23 Mahanugasevena -Katukurunda 20 26 112 24 Bahinatotapura - Angulana 40 42 172 25 Ratukurusa watte-Luxapatiya 15 18 70 26 Salgaha singhapura-Mratumulla 20 23 92 27 Janajayapura -Koralawella 34 36 151 28 Delmage rotary pura-Borupoan 25 28 110 29 Malwil watte -Moratau wella 90 96 437 6

30 Nagarasaba watupura-Edibedda 15 18 66 31 Devesiri Sewana-Luxapatiya 45 49 208 32 Singhasamaja housing scheme-Koralawella 18 26 117 33 Murawatte-Moratauwella 80 86 378 34 Lancia watte-Egoda uyana 22 24 106 35 Deewara karyala watta 97 101 477 36 Baiwatte -Borupana 1100 1112 5442 37 De Mel watte -Luxapatiya 48 52 216 38 Dewala watte -Luxapatiya 15 19 67 39 Delgaha wate-Luxapataiya 20 23 96 40 Nugagaha watte -Luxapatiya 15 18 63 41 22 wate- Luxapatiya 22 26 92 42 Modara watte- uyana 29 32 117 43 Samarakoon watte-Molpe 70 73 312 44 Zoisawatte-Idibedde 33 37 142 45 Markat watte - Moratumulla 21 25 92 46 Puwakgaha totupolawatta-Moratumulla 39 42 176 47 Puwakgaha totupolawatta(gangabada) M, Mu 36 36 142 48 Edal watta- uyana 25 27 120 49 Bakary watta -Egodauyana 20 23 93 50 Veluvanarama Rd watta- Rawatawatta 11 13 60 51 10 patumaga Edama -Rawatawatta 21 23 89 52 Upanadapura 16 21 85 Total 3219 3463 15542

Jayagathpura Tsunami affected community Enumeration

Numbering the site Community mapping

family card 10

Proof of land tenure

Demanding permission for the construction of transit.

Transit houses constructed by the community

Land Sharing

Housing plan & design

Layout

Handing over the transit Laying the foundation stone of houses to the beneficiaries permanent house

Families lived in the coastal area = 50 families Constructed 50 transit houses.

43 permanent houses built. Contributions. Moratuwa Municipal Council = Land

Ministry of Nation Building =USD 100,000. Permanent Houses SDI = USD 50,000

Usaviwaththa

Historical background of the Usavi watte

The settlement is cited as Usavi watte [settlement] because it is situated besides the Magistrate court (Usavi) of Moratuwa City. The settlement was called as Rawatawatte settlement prior to opening of the magistrate court. The land is owned by the state. Having considered the request made by the then moratuwa urban council, then Government had agreed to vest the land in extent of 03 roods and 36 perches with the Moratuwa urban council in 1942 in order to build a marketing complex.[ the Survey plan bearing no PPA -1621 drawn by Department of Survey General in 1943 for the purpose of vesting is here annexed. [Annexure no 01] Unfortunately vesting order with regard to the land transformation yet not materialized. Still land is belonged to the state and Moratuwa Municipal council has been using it since 1942 for the various purposes other than original purpose.

In 1952, part of the land had been used for construction of 10 labor quarters for conservancy labors who were residing behind to the office of the Moratuwa Urban Council. After a few years, families who settled down at Usavi watte encroached and extended their houses in order to make accommodation for their new members of the families. How ever at present there are 50 unauthorized, unsanitary houses in the settlement. 56 families are residing in 50 houses. Now the families are struggling for constructing of 50 new permanent houses.

In 1975, another part of land was used by the urban council in constructing of child welfare centre for the children of the municipal area. After the construction of the child welfare centre another big portion of the land had been released to the ministry of Justice in 1983 and new magistrate court had been constructed for the benefit of the Moratuwa citizen. [Detailed documents in relation to construction of the magistrate court are annexed here with] Annexure no 02

At present extent of the Usavi watte is limited to only 60.89 perches. At the end of the land sharing process Annexure 03 Usavi watte families will possess only 37.45 perches for their house construction, and municipal council will hold only 23.44 perches for any development program. [A plan of allotment of land bearing no 5733 drawn by a licensed surveyor is annexed here. Annexure 04. The Municipal council has passed the resolution at the General meeting held on 25th May 2006 in relation to sharing of the Usavi watte. [Minutes of the meeting Annexure 04a] Municipal council will not able to transfer ownership of land direct into the housing cooperative society at Usavi watte because ownership of the land still not vested with the municipal council. Hence municipal council intended to draw the state support in order to solve the problem of transformation of ownership the land to housing cooperative society at Usavi watte.

Prime Information on Usavi Setlement Moratuwa City

1-When land was occupied by the labors of Moratuwa Town Council

Land was occupied by the labors in year1953

2-When Janarukula Women Development Bank Federation intervened with people of the settlement.

8th May 2005

3-No of housing in the settlement- 50

No of families - 56

Population - 256 [male 129 female 127]

No of children under 18 years - 99

Land is owned by- Municipal Council Moratuwa.

Size of the land.- 60 perch

3-Common property

Hindu Temple.

Two ‘Bo’ trees

Well.

4-Basic amenities.

Common water seal toilets 08

Common water taps 02

Well

5-Type of Housing

Semi permanent houses 10

Temporary houses 40

 Supplying of electricity Houses with electricity 42

Houses without electricity-08

 Floor area[sq, ft] Size no of unit

Less than 100 - 02

100-200 30 200-300 16 300-400 01 400-+ 01

6- Type of occupation

Pensioners 03

Skill labour 58

Unskilled labour 13

Clerk 01 16

Garment employee 05

Foreign employee 06

Peon 01

Driver 02

Business man 06

Cobbler 01

Total no of employees 98

Mode of transport from residence to working place

By Bus 69 persons

On Bike 08 persons

On foot 08 persons

Distance from residence to working place

No of K,M No of employees

Less than ½ 11

½ to 1 51

1 to 3 18

More than 3 05

Total No of persons 85

Incom level of the families.

Monthly income No of families

0-5000 04

5000-15000 38

15000 -20000 03

20000 -25000 02

25000 + 03

Total no of families 50

No of families are eligible for paying of assessment tax.

All the families are eligible. [50] Households

9-Type of organization where persons employed

No of persons employed in Government sector -17

No of persons employed in private sector -63

No f persons involved in self employment -19

Total no of parsons 99

10-Level of education

1 -5 years 66 persons

6 -10 years 85 persons

GCE[O/L] 24

GCE [A/L] 0

Total no of persons studied in schools 169

Saving

Sa ving Group 21

Enumeration

Land Sharing Household survey House Numbering

USAVIWATTA VANITH SHAKTHI HOUSEING DEVELOPMENT CO-OPERATIVE SOCIETY

Family member Relation Sex Age Occupation Ship Puthiyanan Babu H/HO-HOL Male 40 Unsk- Labour Selaveraj Wife Female 27 H.Whife Nirmalaa Babu Dulindran Son male 12 Student

Babu Pavithran Son Male 09 Do Babu Dilandran Son Male 03 Baby

Plan No :- 02 Member Ship No :- 4/29

Family Card

Community Mapping

Land Sharing

• decision to give part of the land in usaviwatha to community and municipal council to retain part of it.

Demolition of old houses by the community

Construction of temporary houses

Homework for affordable house

Construction training

Laying the foundation stone of permanent house

1st Stage

New House Old House

Before After

2nd Stage

Usaviwaththa. Slum Houses 50. Eight houses constructed and occupied.

Construction in progress 12 houses. Partnership. Moratuwa Municipal Council - Land Ministry of Urban Development 8 houses - USD 10,000.

Seed capital = UPFI - USD 60,000.

UN-Habitat SUF = USD 40,000. Saving USD – 20,000

Dandeniyawaththa Housing Project

Dandeniyawatta Settlement.

Dandeniyawatta is one of such settlement .selected under the above project. It is situated behind the University of Katubedda Moratuwa. Most parts of the settlement are bounded by the Bolgoda River. It comes under the administrative control of the Moraatuwa Municipal Council and also Dvisional Secretary of the Moratuwa city. The land is extended covering of 06 acres 02 rooda and 28 perches. At present though thereare 230 families in the settlement ,until year 1990 it was abundant and covered by variety of bushes. Whenever rain occurs the land goes under floods. There was no eveneccess road for the settlement . Under those circumstances no one was interested to settle down in Dandeniyawatta. Originally the land was owned by private sector. It was acquired by the Government in 1990. specially for the purpose of making accommodation for some of the failies who were residing at the coastal area of the Morayuwa city Plot plan which was made in 1990 made provision for 178 plots. But only 94 families came to settle down in the settlement.

Afterwards another 17 families who had been living at Galle road reservation in Moratuwa city settled down in Dandeniyawatta.They were asked to vacate their homes and settle down at Dandeniyawatta by the respective officers of the then Government in order to carry out Galle road development project .Afterwards on several occations ,a number of families have been sent to Dandeniyawatta as settlers by the Government officers in favor of Moratuwa city development. Plot plan drawn in 1995 had made provisions for 261 plots

Dandeniyawatta land had been acquired by the government in order to give the land ownership by providing them with deeds according to the Land Development Act of SriLanka. And the Divisional Officer of Moratuwa division., had been making arrangements to that effect. This land had been divided in to 261 plots and 92 families were given permits to occupy the relevant plots. Beneficiaries were selected considering the period of occupation.

The settlement is not properly planned out. Moratuwa MC has to give all the present occupants permits to legalize their occupation and the MC is looking out for Stake holders so as to undertake development initiatives of upgrading.

At present there are 225 plots including buildings and bear lands. Number of land plots with houses are 205.Number of land plots with more than one house are 11. Number of families at present in the settlement are 230. Total population 912..

There is a high tension electricity power line over the settlement. In that reservation there are 30 families they should be shifted to other places. And the area surrounding the Bolgoda River and the lake is affected with floods in the rainy seasons. Those are constraints for the redevelopment in that area.

Dandeniyawaththa Housing Project

MORATU URBAN POOR DEVELOPMENT FUND

Board Meeting

1 Vision statement of Mupdf

‘Upliftment of overall economic well being of the urban underserved communities in general and the upgrading of their housing & livelihood conditions, in particular’

2 Mission statement of Mupdf

‘Mupdf, shall achieve the goal of establishing a sustainable solution to resolve the housing problem of the urban poor, by implementing a comprehensive program in line with the Community Driven Development Approach’

3 Corporate Objectives of Mupdf (as provided for in the Articles)

(a) To provide assistance to realize the housing needs of the urban poor;

(b) To launch community based participatory housing development programs in line through commercially viable processes in order to enhance, enrich and contribute to the development;

(c) To promote co-ordination with commercial banks and other financial institutions and also act as a guarantor to the credit facilities offered to poor in order to fulfill the housing needs of the said community;

(d) To implement all activities of the Fund in partnership with the community, member organizations of the Fund, Government and local and foreign non-governmental organizations and multinational agencies;

(e) To improve income level of member community by promoting and initiating income generating, livelihood improvement programs;

(f) To assist promoting in thrift among community and launching saving and credit programs with reputed banks or any Financial Institutions;

(g) To organize programs to share and exchange experience with similar type Funds that are operating at local as well as in foreign lands;

The Corporate background of Mupdf.

3.2.1 Registered name: Moratu Urban Poor Development Fund (Mupdf)

3.2.2. Date of Incorporation: 01st September 2008

3.3.3. Statutory Type of the Company: Mupdf is involved in a ‘non-profit’ operation and therefore it has been incorporated as a ‘company limited by guarantee’ under Section 34 of the Companies Act No 07 of 2007, which is an alternate type of corporation used primarily for ‘non-profit’ organizations that requires a legal personality.Being a non-profit company Mupdf is treated as a voluntary social service organization, as defined under the Social Service Organization (Registration & Supervision) Act.

3.3 Members (collaborators) of Mupdf

3.3.1. Mupdf, being a guarantee company, shall not have a Share Capital or Share Holding, instead, has members who are guarantors, instead of shareholders. The guarantors give an undertaking to contribute a nominal amount towards the winding up of the company, in the event of a shortfall upon cessation of business.

3.3.2. According to the constitution of Mupdf, the number of the membership shall not be more than 25, but the Board of Directors of mupdf may, from time to time, register an increase of members.

3.3.3. The principal inaugural members of Mupdf consist of the organizations listed below, who have been actively involved in the formation of the project. Un-Habitat, which has not been enrolled a member of Mupdf, however, has played the most decisive role to make the project a reality. In fact, it is with the initiative of UN Habitat that the concept of the project was first conceived and thereafter groomed it to the stage of its implementation, by providing the necessary advisory assistance as well as the seed capital requirement to meet the pre-operative and start-up capital expenses of the project. Though UN-Habitat is not a member of Mupdf due to its policy, it will continue to closely monitor the performance of the project and maintain a useful working relations with Mupdf .

3.3.4. The members of Mupdf as described below, have wide exposure towards community based activities and therefore, are capable of guiding Mupdf to reach its corporate objectives;

(1) The Municipal Council of Moratuwa;

(2) Slum Dwellers International;

(3) Janarukula;

(4) Women’s development Bank Federation;

(5) Vanitha Shakthi Housing Co-operative Societies;

(1) The Municipal Council of Moratuwa (MCM); MCM is the third largest municipality in Sri Lanka. (?) and is located in the Colombo District in the Western Province of Sri Lanka.. MCM has fairly high density population distribution and according to the estimates of the Dept. of Census & Statistics, it’s the population in 2008 (?), was ----- ranking it as the third largest city in Sri Lanka. The Mayor is the Chief Executive of the municipal council and the Chief Administrative Officer is the Municipal Commissioner. Administratively the city area is divided into17 wards and the operations are managed by seven operational departments. Further it has six statutory standing committees on policy decisions

(2) Slum Dwellers International (SDI) is a loose network of people’s organizations from anincreasing number of countries in the South and is a global non-governmental organization (NGO). Its funders include the World Bank, USAID and Gates Foundation. The network is made up of Federations of community organizations and other grassroots initiatives that are in the process of developing Federations. Linked to this network is a group of professionals who are committed to supporting Federations of the urban poor. The SDI affiliates in 23 countries have come together to give a voice to the poor in the arena of decision making. All SDI affiliates are organizations of the Urban Poor. They range in size from a few hundred in Zambia, to more than a million and a half in India. Some are decades old and some have been in existence less than a year. SDI has a presence in the following countries; Cambodia, India, Kenya Namibia, Nepal,South Africa, Sri Lanka, Swaziland, Thailand, Zimbabwe, Madagascar, Uganda, Colombia, Indonesia, Malawi, Lesotho, Tanzania, Zambia, Argentina, Brazil and Ghana. They all share a common vision that the state on its own cannot solve problems of poverty and under development. SDI’s participation in Mupdf has materialized due to its working relationship with Wdbf on the grass root level community based housing development work in Sri Lanka.

(3) Janarukula, is a community based non-governmental organization registered under the Social Service Act and engaged in various community welfare and social service activities including the provision of management advisory services for community based operations. It has been behind the establishment of a number of self helped savings and credit cooperative societies for rural poor women in Sri Lanka. Janarukula has been instrumental in the formation of Women’s Development Services (WDS), which consists of a number of such rural cooperative savings societies with a total membership of over 50,000 rural poor women. Also, Janarukula is the main strength behind Wdbf, which was formed as a people movement, to offer managerial and other capacity building services to cooperative savings and credit societies under WDS, as well as various other community groups. Janarukula works in close affiliation with Wdbf. It is taking the lead role in the formation of Mupdf and the implementation of the pilot project under Mupdf, on the initiative and assistance of UN-Habitat.

(4) Women’s Development Bank Federation (Wdbf), is a national network of ‘women’s savings and credit groups’ in rural and urban communities across Sri Lanka and an ongoing participatory movement for poverty alleviation by the poor for themselves and the community at large. The focus is on total 38 development of communities through the Savings & Credit programs. It focuses on mobilization of small groups of women from the same locality who have reasonable trust in each other to save a fixed amount on a weekly basis. The funds pooled are made available as credit for the needy in the group. These groups are then joined together with a large network town/village, district and national level. It has a membership of more than 50,000. It is working with about 5,000 small women’s savings groups all over the island covering 10 municipalities and 12 urban council areas. They have formed 105 primary banks, 12 district banks and 9 zonal banks covering 250 settlements. At the moment they carry saving deposits of about Rs 2.5 Mn and loans aggregating to Rs 250 Mn have been granted and the average loan recovery ratio of 97% has been recorded. Wdbf members are emphatic that the objective is to put their resources, ideas, and support together, to resolve their problems by themselves. Though savings and credit have been the main activity the federation was engaged in for the achievement of the above objective, it has since commenced addressing the land, shelter, sanitation and community infrastructure issues as well for which it has received funding assistance from foreign NGOs such as ACHR and Selavip. Its main areas of focus at present are;

 Savings and Credit Program  Housing Development Fund  Social Security Program  Urban Housing Federation

Wdbf‘s activities in Moratuwa area took a significant stride, as result of the Tsunami in 2004. Wdbf moved very quickly to the assistance of its members in Moratuwa area immediately after the Tsunami. But realizing the enormity of the devastation and the scale of its impact even to the non members to the areas, it took actions to bring relief to all the affected people.

Wdbf, through the Asian Coalition of Tsunami affected countries provided 50 temporary houses. Subsequently, through the initiative of Wdbf, along with the Urban Development Authority and the Municipality Council of Moratuwa, was instrumental in providing 50 permanent houses.

(5) Vanitha Shakthi Housing Co-operative Society (Vanitha Shkthi): These are the Housing Societies mobilized by Mupdf to the pilot project. (Pl. Refer paragraph 4.4.4 (a) (ii) )

3.4 The Board of Directors of Mupdf

3.4.1 According to the constitution of Mupdf, its affairs shall be managed by the Board of Directors also known as the Executive Committee in whom all executive authority of Mupdf is vested with. The Board of Directors of Mupdf shall be elected at the Annual general Meeting of Mupdf, from among its members. The Board shall also function as the Executive Committee of Mupdf. As provided for in the constitution the composition of the Board is as follows;

 Chairman and Chief executive Officer  Vice Chairman  Secretary cum Treasurer  Two more directors 39

3.4.2. Further, the Executive Committee may appoint non-members to serve as Directors of Mupdf.

3.4.3. The first board of directors of Mupdf is as follows;

Chairman - Mr. W.W.Samanlal Fernando – (His Worship the Mayor, MCM)

Member director, representing MCM.

Director Mr. V.C.Warnakulasooriya – (Municipal Commissioner, MCM)

Appointed director

Director Mr. P Don Upali Sumithre – (Chairman, Janarukula )

. Member director, representing Janarukula.

Director Ms. .MurinFernando – (President, Wdbf and the Secretary/Treasurer, Mupdf) Member director, representing Wdbf

Director Ms. Chandrani Silva- (President- Dandeniyawatte Vanitha Shakthi)

Member director, representing DandeniyawatteVanitha Shakthi

Director Mr. T.Kannapathi, - (Administrative Secretary, Usaviwatte Vanitha Shakthi)

Member director, representing Usaviwatte Vanitha Shakthi

Projected Capitalization - Mupdf Revolving (Rs. Capital Fund Mn.)

(i) (ii) (III) (iv) (v) (vi) (vii) (viii) (ix)

Capital budgeted Capital Amount O/S Amount O/S for budgeted Total of Home Balance of balance of provision for direct Capitalization Project As at Loans of Home Guarantees guaranty of loan Target for Year Year Granted Loans Issued liability Guarantees Schemes RCF

0 2009 20 20 20 20 20 0 20

1 2010 50 68 38 51 51 20 71

2 2011 70 131 42 79 79 30 109

3 2012 80 197 40 99 99 40 139

4 2013 90 265 45 133 133 50 183 5 2014 100 334 50 167 167 60 227

6 2015 110 403 55 202 202 80 282

519

3.5. Present Financial Status of Mupdf

3.5.1. As at date Mupdf is capitalized to the extent of US$ 150,000 (SLRs.15.0Mn) representing contribution from its members as follows;

UN Habitat US $ 70,000SDI US $ 50,000

Housing deposits of Moratuwa Community US$ 25,000

WDBF US$ 3,000

Janarukula US$ 2,000

US$ 150,000

Prepared by Janarukula No 22, Galtotamulla Yakkala Sri Lanka.

Tel 94 33 22 32587 94 33 49 30406 94 33 56 27111

Fax 94 33 22 27962 e-Mail [email protected]

Contact –Upali Sumithre