DOCSLIB.ORG

Board of Trustees Meeting January 15, 2020

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Board of Trustees Meeting January 15, 2020 NJSIG Board of Trustees Meeting January 15, 2020 New Jersey Schools Insurance Group 6000 Midlantic Drive, Suite 300 North Mount Laurel, New Jersey 08054 www.njsig.org 2019/2020 NJSIG Board of Trustees Irene Le Febvre O: H: (973)335-3382 Chairperson 180 South Terrace F: [email protected] v2019-2022 Boonton, NJ 07005 C: (973)349-0664 North Board Member (Boonton Town BOE) Committees: Claims, Policy Christopher Russo, Ed.D. O: (609)716-5000x5020 H: (609)694-1505 Vice-Chairperson 55 Grovers Mill Road F: [email protected] v2019-2022 Plainsboro, NJ 08536 C: South Business Administrator (West Windsor-Plainsboro) Committees: Claims, Personnel Thomas F. Connors, Ph.D. O: H: (732)463-3230 Trustee 10 Seward Avenue F: [email protected] v2018-2021 Piscataway, NJ 08854 C: (732)491-3248 Central Board Member (Piscataway Twp BOE) Committees: Finance James J. Jencarelli, Jr. O: (973)664-2291 H: (201)320-7049 Trustee 2 Mill Creek Road F: (973)627-6588 [email protected] v2018-2020 Sparta, NJ 07871 C: (201)320-7049 North Superintendent (Morris Hills Regional) Committees: Personnel Joseph Meloche, Ed.D. O: (856)429-5600x4309 H: (856)321-1969 Trustee 45 Ranoldo Terrace F: (856)616-9647 [email protected] v2019-2021 Cherry Hill, NJ 08034 C: (856)229-4318 South Superintendent (Cherry Hill Public Schools) Committees: Personnel Steven K. Robinson O: (973)535-8000x8009 H: (732)617-1219 Trustee 11 Foxcroft Drive F: [email protected] v2018-2021 Livingston, NJ 07039 C: (973)476-1046 North Business Administrator (Livingston Twp. BOE) Committees: Finance Dana Sullivan O: (908)789-4414 H: (973) 884-1737 Trustee 302 Elm Street, Rm 101 F: (908)789-4180 [email protected] v2016-2020 Westfield, NJ 07090 C: (201)803-2028 Central Business Administrator (Westfield BOE ) Committees: Claims, Policy Vacant O: H: Trustee F: v2019-2022 C: Central Superintendent Committees: Vacant O: H: Trustee F: v2017-2020 C: South Board Member (BOE) Committees: Finance Jill Deitch, Esq. 6000 Midlantic Drive, O: (609)386-6060x3007 H: Executive Director Suite 300 North F: (609)386-8877 [email protected] Mt. Laurel, NJ 08054 New Jersey Schools Insurance Group 6000 Midlantic Drive, Suite 300 North Mount Laurel, New Jersey 08054 www.njsig.org 2019/2020 NJSIG Sub-fund Liaisons Frank Rizzo Black Horse Pike Reg O: 856-227-4106 x8007 BACCEIC 580 Erial Road F: 856-227-6835 [email protected] Sub Fund Liaison Blackwood, NJ 08012 v Paula Smith Cape May Co. Tech. O: 609-465-2161 x611 [email protected] CAIP 188 Crest Haven Road F: 609-465-3069 Sub Fund Liaison Cape May Court House, v NJ 08210 O: ERIC North F: Sub Fund Liaison v Gene Mercoli Cumberland Cnty. Voc. O: (856) 451-9000 [email protected] ERIC South 601 Bridgeton Avenue F: (856) 451-8487 Sub Fund Liaison Bridgeton, NJ 08302 v John Csatlos Florham Park O: (973)822-3880x1005 [email protected] ERIC West P.O. Box 39 F: (973)822-0716 Sub Fund Liaison Florham Park, NJ 07932 v O: MOCSSIF F: Sub Fund Liaison, v Anthony Dragona Union City BOE O: (201) 348-5677 [email protected] NJEIF 3912 Bergen Turnpike F: (201) 223-0471 Sub Fund Liaison Union City, NJ 07087 v TEL (609) 386-6060 | FAX (609) 386-8877 Page 1 of 1 New Jersey Schools Insurance Group 6000 Midlantic Drive, Suite 300 North Mount Laurel, New Jersey 08054 www.njsig.org Meeting Dates 2019/2020 August 26, 2019 Trustee Retreat, Marlboro Office 11:00 am – 3:00 pm September 18, 2019, 2:00 p.m. Marlboro Office October 21, 2019 Dock’s Oyster House Atlantic City, NJ 08401 November 18, 2019, 3:00 p.m. Marlboro Office January 15, 2020 Mount Laurel Office March 18, 2020 Marlboro Office May 20, 2020 Mount Laurel Office June 17, 2020 Marlboro Office All meetings will begin at 4:00 p.m. unless otherwise noted. TEL (609) 386-6060 | FAX (609) 386-8877 Page 1 of 1 New Jersey Schools Insurance Group 6000 Midlantic Drive, Suite 300 North Mount Laurel, New Jersey 08054 www.njsig.org BOARD OF TRUSTEES MEETING Wednesday, January 15, 2020 6000 Midlantic Drive, Suite 300 North, Mount Laurel, NJ Meeting 4:00 p.m. JANUARY AGENDA PUBLIC SESSION ITEM # 1. Call to Order In accordance with the Sunshine Law and N.J.S.A. 10:4-10, due notice of all pending meetings was given to the Atlantic City Press, Newark Star Ledger, and Trenton Times on October 25, 2019. Copies of these notices are on file with the New Jersey Secretary of State. 2. Roll Call Thomas F. Connors, Ph.D. Joseph Meloche, Ed.D. Dana Sullivan James J. Jencarelli, Jr. Steven K. Robinson Irene Le Febvre Christopher Russo, Ed.D. 3. Acceptance of the public and executive session minutes for November 18, 2019. 4. Public Participation - Opportunity for public to address the NJSIG Trustees regarding specific agenda items. Each person will have five minutes to speak. 5. Sub-fund Liaisons - Reports/Comments 6. Reports: A. Executive Director Report Jill Deitch B. Accounting/Finance Report Michele Carosi C. Safety & Risk Control/Client Relations Report Debra Rice D. Underwriting Report Claire King E. Claims Report Sherwin Archibald F. Information Technology Report Jeff Cook TEL (609) 386-6060 | FAX (609) 386-8877 Page 1 of 2 7. Discussion Items: A. Willis Towers Watson Pricing Study Jill Deitch B. Trustee Nominations Jill Deitch C. Employee morale initiatives Jill Deitch D. Quarterly loss runs: hard copies/electronic Jill Deitch 8. Action Items: A. Checking Accounts & New Claims Ratification Jill Deitch B. Contracting: 1. Incident reporting system RFP Jill Deitch 2. Appointment of special counsel Jill Deitch 9. New Business 10. Executive Session EXECUTIVE SESSION EXECUTIVE SESSION RESOLUTION WHEREAS, N.J.S.A. 10:4-6 et. seq., (“the Open Public Meetings Act”), authorizes public entities to meet in executive session under certain circumstances; and WHEREAS, the Open Public Meetings Act requires that the Group adopt a resolution at a public meeting to go into private session; now, therefore, BE IT RESOLVED by the Board of Trustees of the New Jersey Schools Insurance Group that it is necessary to meet in executive session to discuss certain items involving: A. Litigation; B. Matters involving attorney client privilege; BE IT FURTHER RESOLVED that any discussion held by the Board of Trustees which need not remain confidential will be made public as soon as feasible. The minutes of the executive session will not be disclosed until the need for confidentiality no longer exists. FURTHER RESOLVED that the Board of Trustees will not return to open session to conduct business at the conclusion of the executive session. Page 2 of 2 New Jersey Schools Insurance Group 6000 Midlantic Drive, Suite 300 North Mount Laurel, New Jersey 08054 www.njsig.org Board of Trustees Meeting of January 15, 2020 Board of Trustees Meeting Minutes of November 18, 2019 New Jersey Schools Insurance Group’s (NJSIG) Board of Trustees Meeting of November 18, 2019 at NJSIG’s Marlboro office. ATTENDEES Trustees: Irene Le Febvre, Thomas F. Connors, Ph.D., Joseph Meloche, Ed. D., Christopher Russo, Ed. D., Dennis Quinn, Steven K. Robinson and Dana Sullivan Participants: David Rapuano, Esquire of Archer, Matt Shirley and Meredith Boehringer of Korn Ferry, Stacy Mina of Willis Towers Watson, Mary Alice Avery and Zia Qasim of Wilmington Trust, James Miles and Dennis Skalkowski of Bowman and Company and Phil Williams of Willis Re NJSIG Staff: William Mayo, Executive Director, Michele Carosi, Chief Financial Officer, Jill Deitch, Chief Legal Officer, Jeff Cook, Information Systems Manager; Debra Rice, Client Relations/Safety and Risk Control Manager, Claire King, Underwriting Manager, Sherwin Archibald, Claims Manager, Stephen Tucker, Assistant General Counsel, Beth Ferlicchi, Assistant General Counsel, and Renee Johnson-Payne, Executive Assistant ITEM #1 CALL TO ORDER Pursuant to N.J.S.A. 10:4-10, with a quorum present, the meeting was called to order at approximately 3:11 p.m. In accordance with the Sunshine Law and N.J.S.A. 10:4-10, due notice of this meeting was given to the Atlantic City Press, Newark Star Ledger, and Trenton Times on October 25, 2019. Copies of these notices are on file with the New Jersey Secretary of State. TEL (609) 386-6060 | FAX (609) 386-8877 Page 1 of 6 ITEM #2 ROLL CALL Thomas F. Connors, Ph.D. √ Joseph Meloche, Ed.D √ Christopher Russo, Ed.D. √ James J. Jencarelli, Jr. A Dennis Quinn √ Dana Sullivan √ Irene Le Febvre √ Steven K. Robinson √ ITEM #3 ACCEPTANCE OF THE PUBLIC SESSION AND EXECUTIVE SESSION MINUTES OF OCTOBER 21, 2019. Action Taken: M (Quinn)\ S (Connors)\ Carried (Affirmative Votes = Connors, Le Febvre, Meloche, Quinn, Robinson, Russo, Sullivan) to accept the October 21, 2019 public session and executive session minutes Board of Trustees meeting minutes. ITEM #4 PUBLIC PARTICIPATION There was no public participation. ITEM #5 SUB-FUND LIAISONS – Reports/Comments There were no sub-fund liaison reports. ITEM #6 REPORTS: A. Executive Director: William Mayo, Executive Director, explained the difficulties and possible solutions relative to the errors and omissions line of coverage. B. Chief Financial Officer: Michele Carosi, Chief Financial Officer, had nothing to add to the report. C. Client Relations/Safety and Risk Control Manager: Debra Rice, Client Relations/Safety and Risk Control Manager, reported Workshop 2019 was extremely successful. Both training sessions were well attended. Page 2 of 6 D. Underwriting Manager: Claire King, Underwriting Manager, had nothing to add to her report. E. Information Technology: Jeff Cook, Information Systems Manager, had nothing to report. F. Claims Manager: Sherwin Archibald, Claims Manager, discussed the claims audit results for the department.
Load more

Recommended publications
  • The ALM Vanguard: Strategic Risk Management Consulting2019
    Source: ALM Intelligence's Strategic Risk Management Consulting (c) 2019; used by licensing permissions Buyer Ratings Guide The ALM Vanguard: Strategic Risk Management Consulting 2019 March 2019 Source: ALM Intelligence's Strategic Risk Management Consulting (c) 2019; used by licensing permissions Buyer Ratings Guide Contents Overview 3 ALM Vanguard of Strategic Risk Management Consulting Providers 5 Competitive Landscape 6 Provider Capability Rankings 7 Rating Level Summaries 8 Leader Assessments 9 Provider Capability Ratings 10 Best in Class Providers 11 Provider Briefs 12 Definitions 20 Methodology 22 About ALM Intelligence 24 Author Naima Hoque Essing Senior Research Analyst, Management Consulting Research T +1 212-457-9174 [email protected] For more information, visit the ALM Intelligence website at www.alm.com/intelligence/industries-we-serve/consulting-industry/ © 2019 ALM Media Properties, LLC 2 Source: ALM Intelligence's Strategic Risk Management Consulting (c) 2019; used by licensing permissions Buyer Ratings Guide Overview Capability Drivers Risk is finally making it onto the formal agenda of boards and senior leadership. With the risk environment more complex than ever and with the frequency and impact of disruption rising due to the confluence of changing geopolitical trends, technology disruption and rising stakeholder expectations, boards are looking for better ways to stay abreast of change or to get ahead of it. At the same time, while many companies have invested in basic internal risk controls, they are still blindsided by risk. These trends are creating tension among companies for the need to do something. Boards are increasingly questioning consultants on how to incorporate risk into the strategic agenda and make risk management more relevant and connected to the actual needs of the business in making decisive, bigger and faster bets on the future.
    [Show full text]
  • Annual & Sustainability Report
    Smart solutions out of fibers Annual2020 & Sustainability Report 1 / ANNUAL & SUSTAINABILITY REPORT 2020 Contents YEAR IN BRIEF ........................................................................3 Abrasive ................................................................................52 THE FINANCIAL YEAR 2020........................................96 CSR DATA ..............................................................................184 Highlights of 2020 ................................................................4 Medical ..................................................................................53 Board of Directors’ report ...........................................97 Reporting principles ..................................................... 185 CEO word ....................................................................................5 Liquid Technologies ........................................................54 Key figures .............................................................................112 GRI content index ............................................................ 193 Beverage & Casing ..........................................................55 Consolidated financial statements, IFRS ........ 118 UN Global Compact........................................................ 198 THE COMPANY .......................................................................7 Tape .........................................................................................56 Income statement ..........................................................
    [Show full text]
  • Uniendo Empresas Y Gobiernos Para Una Mejor
    DECLARACIÓN DE UNIENDO EMPRESAS EMPRESAS DE LA INICIATIVA DE OBJETIVOS Y GOBIERNOS PARA UNA BASADOS EN LA CIENCIA Y SU CAMPAÑA DE MEJOR RECUPERACIÓN AMBICIÓN EMPRESARIAL EN UN MOMENTO DE DISRUPCIÓN MUNDIAL, PARA 1.5 °C LA AMBICIOSA ACCIÓN CLIMÁTICA SIGUE TENIENDO LA MISMA URGENCIA Demuestren que las mejores decisiones y acciones se Con el coronavirus (COVID-19) nos enfrentamos a una 1 basan en la ciencia. pandemia global que es devastadora tanto para las Con la implementación de objetivos ambiciosos basados en personas como para su sustento, ya que interrumpe la ciencia, apuntamos a situar al mundo en una trayectoria de las cadenas de suministro, intensifica aún más las 1.5 °C que conduce a personas más sanas y seguras, así como desigualdades y revierte el progreso de los Objetivos a un planeta también más sano y seguro. de Desarrollo Sostenible. Al mismo tiempo, seguimos Inviertan en recuperación y resiliencia para una afrontando una emergencia climática global con transformación socioeconómica sistémica. impactos irreversibles para las personas y para todos 2 Al deshacernos del uso de combustibles fósiles y a través de la los sistemas naturales que nos sustentan. Ante estas innovación en soluciones de bajo nivel de carbono y resilientes, crisis interconectadas no podemos permitirnos abordar estamos priorizando los empleos ecológicos y el crecimiento solo una u otra. La salud humana depende de la salud sostenible, protegiendo a la naturaleza y a las personas, del planeta. Podemos, y debemos, abordar ambas. y cumpliendo con la Agenda 2030 y el Acuerdo de París. A medida que los países trabajan en los paquetes de Trabajen con los Gobiernos y amplíen el movimiento.
    [Show full text]
  • Orsa Advisory Services
    GUY CARPENTER STRATEGIC ADVISORYSM GROWTH | CAPITAL | RISK | INSIGHT ORSA ADVISORY SERVICES For the P&C Insurance Industry Managing property and casualty risk in today’s business environment can be an extremely difficult task. Chief Actuaries and Chief Financial Officers are faced with the challenges of minimizing risks while maximizing returns within an ever-changing legal, economic, and regulatory environment. The challenges are only heightened with the new regulatory requirements for the Own Risk and Solvency Assessment (ORSA) that went into effect on January 1, 2015. Our independent, specialized advice and professional services are helping organizations meet this challenge. The National Association of Insurance Commissioners (NAIC) launched the Solvency Modernization Initiative (SMI) in June 2008, seeking to upgrade regulatory supervision over the enterprise risks of US insurance companies. The NAIC subsequently adopted the ORSA Model Act in September 2012, and many states have now passed this legislation. Beginning in 2015, companies domiciled in these states with at least $500M of written premium (or belonging to a group with at least $1B) were required to file an ORSA Summary Report annually with the regulator. F-4 | ORSA/ERM FRAMEWORK –THE FOUR LAYERS F-2 | ASIAN ECONOMIES AND INSURANCE REGULATION IN PERSPECTIVE F-1 | REGULATION SOPHISTICATION SCALE F-3 | C-ROSS FRAMEWORK F-5 | MSA BASIC FRAMEWORK CULTURE An eective ERM is important 70,000 Myanmar Philippines, Indonesia, Thailand, Hong Kong* Australia, Switzerland, Solvency II*
    [Show full text]
  • AFERM Newsletter June 2020 Thought Leadership for the Federal Enterprise Risk Management Community
    Issue 33 AFERM Newsletter June 2020 Thought Leadership for the Federal Enterprise Risk Management Community Contents The President’s Corner .............................................. 2 Sharing Your Success Stories .................................. 5 ERM Events ................................................................. 6 Thought Leadership ................................................... 7 AFERM’s 2020 Virtual Summit ............................... 16 AFERM’s ERM Podcasts ........................................ 18 Thought Leadership ................................................. 19 ERM News ................................................................. 24 AFERM’s ERM Blog ................................................. 25 Thought Leadership ................................................. 27 AFERM’s Communities of Interest/Practice ......... 29 AFERM Membership ................................................ 31 Thought Leadership ................................................. 32 AFERM Officers, Committees, and Communities 38 Highlights This 33rd issue of the quarterly AFERM Newsletter includes thought leadership articles from ERM practitioners with Grant Thornton, Guidehouse, and RSA, and a short article from WAEPA. Also, AFERM’s Virtual 2020 Summit Training is September 10th – a full day of connectivity, idea sharing, and continuing professional education! Issue 33 AFERM Newsletter June 2020 Thought Leadership for the Federal Enterprise Risk Management Community The President’s Corner Applying Enterprise Risk
    [Show full text]
  • Unlock Growth by Integrating Sustainability: How to Overcome the Barriers
    Global Risk Center UNLOCK GROWTH BY INTEGRATING SUSTAINABILITY: HOW TO OVERCOME THE BARRIERS AUTHOR Integrating sustainability into and finance and risk Lucy Nottingham, management strategies will help companies capture Director, Global Risk Center, growth in the face of shifting customer, capital market and Marsh & McLennan Companies regulatory demands. EIGHT TAKEAWAYS 1. The rising pressures of a changing physical environment present a wide array of strategic and operational risks to many companies. Executives must ask themselves: How sustainable is our business, and are our strategies and operations at risk? 2. Customers, capital markets, and regulators are increasingly examining corporate sustainability risk profiles. The focus on sustainability and climate-change-related practices will affect both the cost and availability of financing for many companies. 3. Companies must identify, assess and respond to the strategic and operational risks and opportunities presented by the changing business environment. 4. Yet there are often disconnects between established corporate finance modeling and enterprise risk management processes and the discourse and expertise surrounding sustainability issues. 5. Three factors contribute to the organizational gap between finance and enterprise risk management and sustainability: unclear terms, unclear roles and risk responsibilities, and unclear corporate leadership and engagement on sustainability. 6. Companies that do not close this gap may find themselves losing ground in an increasingly competitive global marketplace. 7. Leading companies have leveraged sustainability initiatives to raise capital and reduce operational costs and volatility. 8. Finance, enterprise risk and sustainability leaders must integrate their efforts to provide real value in helping their organizations respond to evolving risks and capture competitive advantages.
    [Show full text]
  • FTI Consulting Hires from EY, Oliver Wyman, Mazars to Build EMEA Insurance Consultancy
    FTI Consulting hires from EY, Oliver Wyman, Mazars to build EMEA insurance consultancy This article is written by Christopher Cundy and first appeared in Insurance ERM on 8th August 2019. FTI Consulting is continuing to hire staff from across the insurance sector to expand its EMEA insurance consulting team. The consultancy group, best known for its dispute resolution and structured finance expertise, has recruited more than 10 senior industry executives to its EMEA insurance team based in London with ambitions to double again next year. Rory O’Brien, formerly managing partner at RPC Consulting “We are also independent. Having to decline work because and EMB, was appointed senior managing director last year. of a conflict of interest is a growing issue for some of the He has since been joined by managing director Graham Handy, established consultancies, but since we do not provide audit or previously a partner at EY where he led the development of its broking services, it’s not the same systemic problem for us,” he Asia insurance team; managing director Simon Grout, formerly added. a partner at Oliver Wyman; and managing director Romy FTI is working on a broad variety of insurance projects across Comiter, previously a partner at Mazars. future strategy, Handy noted, and has been involved in They join Jeremy Riley, previously regional CEO with insurer projects that use new technologies to improve operations and RSA, and Mark Higgins, senior managing director of FTI’s management. Digital Science team. For example, FTI recently agreed a partnership with price Handy told InsuranceERM that FTI is offering “cross service” comparison site MoneySuperMarket, whereby FTI will use its high-value advice from a pool of senior experts.
    [Show full text]
  • Enterprise Risk Management Benchmark Review: 2013 Update
    March 2014 ENTERPRISE RISK MANAGEMENT BENCHMARK REVIEW: 2013 UPDATE In April and October 2009, Guy Carpenter published two briefings titled “Risk Profile, Appetite and Tolerance: Fundamental Concepts in Risk Management and Reinsurance Effectiveness.” This briefing is an update of those studies that summarizes the information publicly disclosed on enterprise risk management (ERM) measures. This update reinforces the conclusions from the previous briefings. Most (re)insurers are managing capital with metric-based frameworks and are publishing more about their risk management targets. This is certainly true for European carriers who are focusing on their risk management process in view of Solvency II, but also for companies in Asia Pacific, Bermuda and North America, which appear to be catching up with the disclosure quality of their European peers. Relative to the 2009 briefings, this new study covers more (re)insurers. In light of the improving disclosures, additional information has been collected on internal models and catastrophe models. Introduction There was a continued movement toward more robust enterprise-wide risk management practices in the period following the financial crises of 2002 and 2008. With the goal of greater transparency, both regulators and rating agencies have increased the emphasis on ERM-related disciplines in capital adequacy dialogues. The ongoing sovereign bond crisis and the natural catastrophe events of the last few years are again showing how important it is today for insurance companies to comprehensively assess corporate risks by accounting for various risk sources as well as the correlation between them. In that respect, insurance regulators have been recently pushing for the creation of internal risk assessment tools.
    [Show full text]
  • Document De Référence 2016 - Sopra Steria 1 PROFIL DU GROUPE SOPRA STERIA  Profil Du Groupe Sopra Steria Message Du Président
    DOCUMENT 2016 DE RÉFÉRENCE RAPPORT FINANCIER ANNUEL Réussir la transformation. la Ensemble. Réussir Delivering Transformation. Together. Ce label distingue les Documents de référence les plus transparents ARGENT LABEL selon les critères de Classement Annuel de la Transparence. Profil du Groupe Sopra Steria 2 Présentation de Sopra Steria RFA 13 Capital et action Sopra Steria Group RFA 245 1. Chiffres clés ................................................................................... 14 1. Informations générales ���������������������������������������������������������������� 246 2. Histoire de Sopra Steria Group ....................................................... 15 2. Répartition du capital ������������������������������������������������������������������ 247 1 3. Activités de Sopra Steria ................................................................ 16 6 3. Participation des salariés au capital .............................................. 248 4. Situation générale du secteur des ESN ........................................... 23 4. Droits de vote .............................................................................. 248 5. Organigramme juridique simplifié au 31 décembre 2016 ��������������� 24 5. Franchissements de seuils ............................................................ 249 6. Organisation du Groupe ................................................................ 25 6. Pactes d’actionnaires ������������������������������������������������������������������� 249 7. Examen de la situation du Groupe et
    [Show full text]
  • 2019 Internal Control & Fraud Prevention Training
    19 2019 Internal Control & Fraud Prevention Training September 18–19 | Washington, D.C. | 14 CPEs | 11 PDUs DOWNLOAD THE FRAUD 2019 APP @AGACGFM #FRAUD19 Glossary Fields of Study See page 5 for list of Fields of Study (FOS) AI Artificial Intelligence FWA Fraud, Waste and Abuse Asst. Assistant IG Inspector General CEO Chief Executive Officer Mgmt. Management CFO Chief Financial Officer Mgr. Manager Dep. Deputy RRA Remote Risk Dir. Director Assessment Div. Division Sec’y Secretary ERM Enterprise Risk Sr. Senior Management Univ. University FRM Fraud Risk Management DoD U S Department of GAO U S Government Defense Accountability Office FDIC Federal Deposit Insurance NASA National Aeronautics and Corporation Space Administration Fiscal Service Bureau of the Fiscal OIG Office of Inspector General Service Treasury U S Department of the Treasury Welcome Dear Friends and Colleagues, Welcome to AGA’s 2019 Internal Control & Fraud Prevention Training! Participation in trainings demonstrates a commitment to yourself, your organization and your profession. On behalf of AGA, we are glad that you are here! This year’s program is packed with sessions on fraud detection, organizational culture, AI, data analytics, ethics, payment integrity and more! As an attendee, you will have access to outstanding networking opportunities and world-class speakers to give you plenty of new ideas that you can take back to your organization. Two exceptional keynote speakers will bring unique perspectives on technology and cybersecurity. Our opening plenary speaker, Bart McDonough, will share tips on ways to achieve good cyber hygiene and ways to protect yourself against identity theft. Dr. Jennifer Golbeck, an expert in cybersecurity and human-centered technology design, will close out our training with an informative session on the risks organizations face when humans aren’t the center of their security plans and the three simple changes that can make systems more secure and easier to use.
    [Show full text]
  • ISG Providerlens™ Quadrant Report
    Banking Industry A research report Ecosystem comparing provider strengths, challenges Payment Ecosystem Services and competitive differentiators Nordics 2020 Quadrant Report Customized report courtesy of: December 2020 ISG Provider Lens™ Quadrant Report | December 2020 Section Name About this Report Information Services Group Inc. is solely responsible for the content of this report. Un- ISG Provider Lens™ delivers leading-edge and actionable research studies, reports less otherwise cited, all content, including illustrations, research, conclusions, assertions and consulting services focused on technology and service providers’ strengths and and positions contained in this report were developed by, and are the sole property of weaknesses and how they are positioned relative to their peers in the market. These Information Services Group Inc. reports provide influential insights accessed by our large pool of advisors who are actively advising outsourcing deals as well as large numbers of ISG enterprise clients The research and analysis presented in this report includes research from the ISG who are potential outsourcers. Provider Lens™ program, ongoing ISG Research programs, interviews with ISG advisors, briefings with services providers and analysis of publicly available market information For more information about our studies, please email [email protected], from multiple sources. The data collected for this report represents information that call +49 (0) 561-50697537, or visit ISG Provider Lens™ under ISG Provider Lens™. ISG believes to be current as of September 2020 for providers who actively participated as well as for providers who did not. ISG recognizes that many mergers and acquisitions have taken place since that time, but those changes are not reflected in this report.
    [Show full text]
  • Erm Power Limited Annual Report 2017 Contents
    ERM POWER LIMITED ANNUAL REPORT 2017 CONTENTS 1 FINANCIAL HIGHLIGHTS 26 CORPORATE RESPONSIBILITY 2 CHAIRMAN AND MANAGING DIRECTOR’S REPORT 26 Corporate Governance Statement 4 BOARD OF DIRECTORS’ PROFILES 32 Corporate Social Responsibility 8 EXECUTIVE TEAM PROFILES 32 – Leadership 10 OPERATING AND FINANCIAL REVIEW 32 – Customers 10 Financial Year Highlights 33 – Workplace 10 Strategy Overview 34 – Community 10 Review of Operating and Financial Results 35 – Environment 21 Market Overview 37 DIRECTORS’ REPORT 22 Material Business Risks 40 REMUNERATION REPORT 24 Outlook and Future Prospects 53 ANNUAL FINANCIAL STATEMENTS 125 DIRECTORS’ DECLARATION 126 INDEPENDENT AUDITOR’S REPORT 133 SHAREHOLDER INFORMATION 135 CORPORATE INFORMATION ABOUT ERM POWER ERM Power is an Australian energy company operating electricity sales, generation and energy solutions businesses. The Company has grown to become the second largest electricity provider to commercial businesses and industrials in Australia by load1, and is the only energy retailer licensed to sell electricity in all Australian states as well as the Northern Territory and the Australian Capital Territory. A growing range of energy solutions products and services are being delivered, including lighting and energy efficiency software and data analytics, to the Company’s existing and new customer base. ERM Power also sells electricity in several markets in the United States. The Company operates 662 megawatts of low emission, gas‐fired peaking power stations in Western Australia and Queensland. www.ermpower.com.au 1 Based on ERM Power analysis of latest published information. ERM Power Limited ABN 28 122 259 223 shares are traded on the Australian Securities Exchange under the symbol EPW. This review is for ERM Power (Company, Group, we, our) for the year ended 30 June 2017 with comparison against the previous corresponding period ended 30 June 2016 (previous period, previous year or comparative period).
    [Show full text]