Energy Efficiency and Economic Recovery
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The Art of Natural Building — Revised and Updated
Praise for The Art of Natural Building — Revised and Updated The Art of Natural Building — Second Edition is an epic adventure through the world of natural building. No stone is left unturned in presenting the beauty, inclusiveness, human, socially and environmentally responsible world of building with what the earth gives us, where we are. As a whole, it’s a bit overwhelming — so much to take in — and yet each subject is complete within itself. The spirit of this book is attuned to its subject — gentle, simple, embracing, humble, caring, and infused with love for each other, our communities, and the earth. It’s really about creating a humane world, a beacon to guide us through difficult times. — Bill Hutchins, founder/principal, Helicon Works Architects This is a book to live your life by — to improve your life in every aspect. No single problem is overlooked, from global warming to the imbalance of wealth and poverty. [This book] draws from a variety of tried-and-true methods while bringing us into today’s world — anyone, anywhere can build an affordable home from the practical details in this volume. — Marion Bridge, author, Passion for Earth: Earth Houses in New Zealand This is a well-illustrated and comprehensive, wide-ranging book on many methods and aspects of natural building, drawing on materials from many parts of the world and written by prominent practitioners and proponents. It will be 2 much anticipated by those who are either keen to promote natural building, or who are simply wishing to find out a whole lot more about it, what it means, and to see a whole range of examples. -
Solar Decathlon Africa - Team OCULUS
Solar Decathlon Africa - Team OCULUS Mechanical Design Team: Edward Andrews Ermina Damlamayan Nathan Rogers Faculty Advisors: Prof. Steven Van Dessel Prof. Tahar El Korchi Design of the Mechanical Systems for Team OCULUS in Solar Decathlon Africa 2019 A Major Qualifying Project Submitted to the Faculty of the WORCESTER POLYTECHNIC INSTITUTE in partial fulfillment of the requirements for the Degrees of Bachelor of Science in Architectural Engineering, Mechanical Engineering, and Civil Engineering April 25, 2019 By: Edward Andrews Ermina Damlamayan Nathan Rogers Advisors: Prof. Steven Van Dessel Prof. Tahar El Korchi This report represents work of WPI undergraduate students submitted to the faculty as evidence of a degree requirement. WPI routinely publishes these reports on its web site without editorial or peer review. For more information about the projects program at WPI, please see http://www.wpi.edu/academics/ugradstudies/project-learning.html 1 Abstract The Solar Decathlon is an international, net-zero building design competition that seeks to raise awareness about the importance of energy efficiency and sustainability. Competing teams are tasked with designing, building, and showcasing a residential structure that meet the requirements of the competition’s ten contests. Team OCULUS, comprised of college students from Worcester Polytechnic Institute in Worcester, MA, two Moroccan universities, and one Nigerian university, will compete in the Solar Decathlon Africa 2019 which will take place in Ben Guerir, Morocco in September 2019. Team OCULUS is divided into smaller teams based on student expertise. This report details the work of the Mechanical Team of Team OCULUS. The Mechanical Team was responsible for the design of the heating, ventilation, and air-conditioning (HVAC) system, the sizing and selection of mechanical equipment and appliances, the design of the photovoltaic system, and the development of a whole-house energy balance. -
Iea Pvps Annual Report 2019 Photovoltaic Power Systems Programme
Cover photo THE INTERNATIONAL OLYMPIC COMMITTEE’S (IOC) NEW HEADQUARTERS’ PV ROOFTOP, BUILT BY SOLSTIS, LAUSANNE SWITZERLAND One of the most sustainable buildings in the world, featuring a PV rooftop system built by Solstis, Lausanne, Switzerland. At the time of its certification in June 2019, the new IOC Headquarters in Lausanne, Switzerland, received the highest rating of any of the LEED v4-certified new construction project. This was only possible thanks to the PV system consisting of 614 mono-Si modules, amounting to 179 kWp and covering 999 m2 of the roof’s surface. The approximately 200 MWh solar power generated per year are used in-house for heat pumps, HVAC systems, lighting and general building operations. Photo: Solstis © IOC/Adam Mork COLOPHON Cover Photograph Solstis © IOC/Adam Mork Task Status Reports PVPS Operating Agents National Status Reports PVPS Executive Committee Members and Task 1 Experts Editor Mary Jo Brunisholz Layout Autrement dit Background Pages Normaset Puro blanc naturel Type set in Colaborate ISBN 978-3-906042-95-4 3 / IEA PVPS ANNUAL REPORT 2019 PHOTOVOLTAIC POWER SYSTEMS PROGRAMME PHOTOVOLTAIC POWER SYSTEMS PROGRAMME ANNUAL REPORT 2019 4 / IEA PVPS ANNUAL REPORT 2019 CHAIRMAN'S MESSAGE CHAIRMAN'S MESSAGE A warm welcome to the 2019 annual report of the International Energy Agency Photovoltaic Power Systems Technology Collaboration Programme, the IEA PVPS TCP! We are pleased to provide you with highlights and the latest results from our global collaborative work, as well as relevant developments in PV research and technology, applications and markets in our growing number of member countries and organizations worldwide. -
Financial Market Headlines
| CASABLANCA | 08/31/2021 FINANCIAL MARKET HEADLINES | MOROCCO | ATTIJARIWAFA BANK | NBI up 0.7% in H1 2021 In H1 2021, Attijariwafa bank's NBI recorded an increase of 0.7% to MAD 12.5 Bn compared to MAD 12.4 Bn during the same pe- riod of the previous year. | MOROCCO | BANK OF AFRICA | NBI up 2% in H1 2021 In Q2 2021, Bank Of Africa's NBI recorded a decline of 4% to MAD 3.7 Bn. In H1 2021, Bank Of Africa’s NBI stood at MAD 7.2 Bn, up 2.4%. | MOROCCO | BMCI | A sharp increase of NIGS in H1 2021 Indicators (MAD Mn) H1 2020 H1 2021 Change NBI 1 554 1 514 -2,6% Gross Operating Income 638 544 -14,7% GOI margin 41,0% 35,9% -5,1 pts Cost of risk 494 225 -54,5% NIGS 61 254 313,2% Net margin 4,0% 16,8% +12,8 pts | MOROCCO | CIH BANK | Consolidated NBI up 7% in H1 2021 In H1 2021, CIH Bank's consolidated Net Banking Income amounted to MAD 1,500.6 Mn compared to MAD 1,402.8 Mn in H1 2020, i.e. an increase of 7.0%. | MOROCCO | COSUMAR | Consolidated revenue up 3% in H1 2021 At the end of Q2 2021, Cosumar's consolidated revenue stood at MAD 2,408 Mn, up 9.1% year-on-year. In this context, the opera- tor's consolidated revenue in H1 2021 shows an increase of 2.9% to MAD 4,382 Mn. | MOROCCO | TOTALENERGIES MARKETING MAROC | Sales volume up 17% in H1 2021 In H1 2021, TotalEnergies Marketing Maroc's sales volume increased by 17% to 871 KT against 747 KT a year earlier. -
Annual Integrated R E P O
2019 2019 ANNUAL ANNUAL INTEGRATED INTEGRATED REPORT REPORT INTRODUCING THE GROUP.....................................................................................................................................................8 BANK OF AFRICA, more than 60 years of continuous development ................................................................................9 BANK OF AFRICA Today......................................................................................................................................................................................... 11 Shareholders ........................................................................................................................................................................................................................ 13 BANK OF AFRICA Group’s business lines............................................................................................................................................... 16 Geographical presence................................................................................................................................................................................................ 17 A pan-African vocation................................................................................................................................................................................................ 18 Intra-Group synergies for Africa’s development .................................................................................................................................. -
Advocating for Net-Zero Energy Sustainable Houses Through the International Solar Decathlon Competition
Proceedings of the 3rd World Congress on Civil, Structural, and Environmental Engineering (CSEE'18) Budapest, Hungary – April 8 - 10, 2018 DOI: 10.11159/icsenm18.1 Advocating for Net-Zero Energy Sustainable Houses through the International Solar Decathlon Competition Timothy J McCarthy, Brendan J Banfield, Yeganeh Baghi, Luca Faidutti, Clayton McDowell University of Wollongong NSW Australia Abstract - The US Department of Energy has been running the Solar Decathlon since 2000. This contest challenges teams of university students to design, build and operate a solar powered net-zero energy house. The contests are held in the US and at locations around the world. Transporting the house to the contest location is a major challenge for the teams. The University of Wollongong became the first Australian team to enter the Solar Decathlon when it’s house was constructed at Datong, China for the SD China 2013 competition. Team UOW won that competition against 18 other universities from around the world. The university will be in the final of the Solar Decathlon Middle East 2018 to be held in Dubai in October/November of that year. The new house, named Desert Rose, is a net-zero energy, dementia friendly eco house designed for the harsh Gulf climate. This paper will summarise the history of the 16 Solar Decathlon contests to date. The impact of the competition on the 235 international teams will be examined to demonstrate how the Solar Decathlon is a vehicle for educating engineers, architects and universities about sustainable and net-zero energy buildings. Case studies, including Team UOW’s winning entry to SD China 2013 will examine the value of such a large educational initiative from multiple perspectives. -
Morocco's Bank of Africa BMCE Group Accelerates Digital Banking And
www.ncipher.com Morocco’s Bank of Africa BMCE Group accelerates digital banking and meets eIDAS requirements with nCipher HSMs Bank of Africa operates over 1500 commercial branches in Africa, In addition the solution would have to meet the requirements laid Europe and Asia. Bank of Africa BMCE Group is majority-owned by out by the Direction Générale de la Sécurité des Systèmes Bank of Africa and is the second largest private bank in Morocco. d’Information (DGSSI), the Moroccan authority responsible for BMCE Group brings strong strategic and operational support to the computer systems security. Bank of Africa Group, as well as direct access to the international market as a result of its presence in Europe and Asia. A major priority TECHNICAL CHALLENGE for the group is to accelerate digital banking for its customers. The eIDAS regulation requires that government and public commercial services recognize standard signature formats and pan-European BUSINESS CHALLENGE identities. It applies to many commercial services that require an Bank of Africa BMCE Group wanted to deploy a digital banking EU identity, including know your customer in banking, where it identity solution that would enhance the customer experience with is mandatory to identify and verify the identity of the client when seamless online account on-boarding and management. opening a bank account. Because of its international reach and strong ties with Europe, the To comply with eIDAS, Bank of Africa BMCE Group would need to solution needed to comply with the European Union’s Electronic upgrade its customer-facing public key infrastructure (PKI) to include a Identification, Authentication and Trust Services (eIDAS) regulation. -
Annual Report 2013 Table of Contents
GHANA Annual report 2013 Table of contents 1 Message from the CEO of BOA GROUP 2-3 Over 30 years of growth and expansion 4 Over 30 years of experience serving customers 5 The commitments of the Group 6 Banking Products & Services of BOA-GHANA 7 ActivitY REport 8-9 Comments from the Managing Director 10 Highlights 2013 11 Key figures on 31/12/2013 12-13 Corporate Social Responsibility Initiatives 14 Board of Directors & Capital 15 Report and Financial Statements 2013 16-18 Corporate Information 19-20 Report of the Directors 21-22 Independent Auditors’ Report 23 Financial Statements 2013 24 Statement of Comprehensive Income 25 Statement of Financial Position 26 Statement of Changes in Equity 27 Statement of Cash Flows 28-81 Notes to the Financial Statements © All rights reserved. Message from the CEO of BOA GROUP The BANK OF AFRICA Group’s 2013 financial year was highlighted mainly by the following five objectives: • continue its external growth, • improve its operating structure, • launch a vast plan to strengthen its risk control, • expand its sales & marketing set up, • continue to enhance its financial results. The BANK OF AFRICA Group’s development was reflected in 2013 by the opening of a subsidiary in Togo. Meanwhile, the Group’s institutionalisation continued with an expansion in its Central Departments at head office. With the same determination of more precision-based management, a major project for redefining risk management was launched in synergy with the BMCE Bank Group, our majority shareholder. In the same light, a system of environmental and social management was set up in this same area. -
Notice N° AV-2019-086 (Only the French Version Prevails)
ENR.GOFIM.539.1 Date: 26/06/2019 Notice N° AV-2019-086 (Only the french version prevails) Event Capital increase in cash Involved Instrument(s) BMCE BANK - NOTICE SUBJECT Capital increase in cash and by optional conversion of dividends of "BMCE BANK" shares - REFERENCES - In accordance with the Royal Decree (Dahir) No.1-93-211 of 21 September 1993, relating to the Stock Exchange, as modified and completed by Laws No. 34-96, 29-00, 52-01 and 45-06, namely section 7 bis ; - - Given the provisions of the Stock Exchange General Regulation, approved by Order of Economy and Finance Ministry No. 1268-08 dated July 7th 2008, as amended and completed by Order No.1156-10 of April 7th 2010, No.30-14 of January 6th 2014 and N°1955-16 of 4 July 2016, namely sections 3.2.6, 3.8.4, 3.8.5, and 3.8.7 ; - Casablanca Stock Exchange’s approval notice No 04-19 of 25/06/2019 ; - Visa of AMMC No VI/EM/017/2019 of 25/06/2019 ; The following has been decided: - CHARACTERISTICS OF THE OPERATION Capital increase in cash and by optional conversion of Capital increase type dividends into new shares Dividend Type Optional Dividend per share (MAD) 5,00 Shareholders before dividend ex-date, former shareholders and subscriber(s) holders of subscription rights Date of general extraodinary meeting 28/05/2019 Nominal value (MAD) 10,00 1 ENR.GOFIM.539.1 Date: 26/06/2019 Price share (MAD) 180,00 Maximum number of shares to be issued 10.535.508 Maximum amount of the operation (MAD) 1.896.391.440,00 Subscription starting date 09/07/2019 Subscription closing date 31/07/2019 Financial -
SOLAR DECATHLON AFRICA 2019 English Version
SOLAR DECATHLON AFRICA 2019 P A R T N E R S H I P D O S S I E R JUA HOUSE PROJECT www.juajamii.com Preface This dossier contains information on partnership opportunities supporting Jua Jamii in competing in the first SOLAR DECATHLON AFRICA to be held in September 2019 at Green Energy Park, BenGuerir, MOROCCO. TEAM Jau Jamii is a Swahili expression which means "solar community". The Jua Jamii team is a DESCRIPTION multidisciplinary team working in an interdisciplinary approach. The jamii is composed of 25 (and growing) talented young Africans enrolled in various Master’s degree courses at the Pan African University Institute of Water and Energy Sciences (PAUWES) and the University of Tlemcen in Algeria, Our team members come from eight different countries in Africa representing all five sub-regions of the continent: North, South, East, West and Central. The team boost of gender balance with women occupying strategic positions and offering a valuable contribution towards actualizing the Jau Jamii dream. This team is dedicated to the Jua dream- which is to design, build and compete in the Solar Decathlon competition in Morocco in 2019. The vision of this team is to become the first Pan African greenhouse construction company, that provides unique architectural design that reflects the African heritage while offering comfort to users in line with international standards. PROJECT JUA JAMII TEAM DESCRIPTION The Jua House is a cutting-edge solution to the ever-widening housing deficit in Africa. The house has flexible and spacious room setting fitted with localized African materials that give value for money and African experience. -
Telecharger La Version
B.T.P ENERGIES EFFICACITÉ ENERGÉTIQUE PAGE : 10 RENOUVELABLES PAGE : 50 Saad Dine El Otmani et PAGE : 20 APEBI : Rencontre pour Un Cluster national L’efficacité énergétique et le création d’emploi dans de l’hydrogène vert « pompage solaire dans le secteur les métiers du digital et GreenH2 Maroc » voit de l’agriculture de l’Offshoring. le jour N°98 • MARS • 2021 • 50 dh • 5€ • www.innovantmagazine.ma PAGE 12 EN EXERGUE PAGE 08 LES HYDROCARBURES : UNE SATISFACTION DE BESOIN EST MÉRITOIRE INDUSTRIE PRODUCTION TOURISME PAGE : 26 ALIMENTAIRE PAGE : 44 PAGE : 30 Relance industrielle Des avancées / Banque de projets : considérables dans le Les femmes pour les femmes : Signature de 52 conventions domaine de la recherche Le potentiel des coopératives d’investissement sur l’arganier féminines, mis en exergue ! PUB 04 32 •EDITO •FINANCES LA RECHERCHE SCIENTIFIQUE EN ÉNERGIE : UN BENCHAÂBOUN À LA CHAMBRE DES DOMAINE EN PLEINE CROISSANCE AU MAROC CONSEILLERS : 51 MMDH PAR AN POUR LA GÉNÉRALISATION DE LA PROTECTION SOCIALE 06 •ACTIVITÉS ROYALES 35 APRÈS LE LANCEMENT PAR SM LE ROI •FORMATION ET ENSEIGNEMENT MOHAMMED VI DE LA CAMPAGNE NATIONALE DE LA RÉFORME EN PROFONDEUR DU SYSTÈME VACCINATION CONTRE LA COVID-19. ÉDUCATIF : UN CHANTIER D’URGENCE CONTRIBUTION DU ROYAUME DU MAROC : UN DON D’UN MILLION DE DOLLARS AU PROFIT DU 38 PEUPLE YÉMÉNITE. •INTERNATIONAL DIRECTEUR DE LA LE MAROC PARTICIPE AUX TRAVAUX DU 155ÈME PUBLICATION CONSEIL DE LA LIGUE ARABE AU NIVEAU DES Jamal KORCH MINISTRES DES AE 08 RÉDACTEUR EN CHEF •EN EXERGUE Jamal KORCH LES HYDROCARBURES : UNE SATISFACTION DE 40 [email protected] BESOIN EST MÉRITOIRE •EAU GSM: 0661 34 58 85 PRÉSERVATION DE NOS RESSOURCES EN EAU : ACTIONS DE SENSIBILISATION JOURNALISTES 10 Meryem KORCH •BTP innovant.meryem@ SAAD DINE EL OTMANI ET APEBI : RENCONTRE 41 gmail.com POUR CRÉATION D’EMPLOI DANS LES MÉTIERS •RICHESSE NATURELLE Hajar BRAYCH DU DIGITAL ET DE L’OFFSHORING. -
Rapport Moral 2019 Sommaire
ASSEMBLÉE GÉNÉRALE ORDINAIRE ÉLECTIVE RAPPORT MORAL 2019 SOMMAIRE MOT DU PRÉSIDENT 3 FAITS MARQUANTS 5 DIMENSION TRANSVERSALE 18 DIMENSION RÉGIONALE 49 DIMENSION SECtorieLLE 68 DIMENSION LégisLATIVE 121 DIMENSION INTERNATIONALE 124 MOT DU PRÉSIDENT Chers membres de la CGEM, Je signe l’Edito de ce rapport moral, en ma qualité de Président par intérim de la CGEM, une responsabilité dont m’ont honoré mes collègues administrateurs de la CGEM, en me désignant pour gérer la période de transition, suite au départ inattendu du Président élu de la CGEM, Monsieur Salaheddine Mezouar. Les activités évoquées dans ce rapport sont en grande partie le résultat des engagements qu’il a pris devant vous et je tiens, au nom de tous, à lui rendre un hommage appuyé pour toutes ses contributions au développement de notre Confédération. Assurer la continuité de l’action de notre Confédération fut le souci principal de notre Conseil d’Administration. Grâce à votre implication à tous, la CGEM est demeurée mobilisée pour servir ses membres. Ainsi, Bureau, Fédérations, CGEM- Mohamed BACHIRI Régions, Commissions et Groupe parlementaire ont tous fait Président par Intérim preuve d’une mobilisation exemplaire et continué à mettre en oeuvre leurs plans d’actions 2019. Tout au long de cette année, notre Confédération n’a cessé de consolider sa posture. Celle de représentant d’un secteur privé responsable qui milite pour le développement écono- mique et social de notre pays. Lors de la 2ème Université d’Été de la CGEM, nous avions rappelé, sans langue de bois, que nous étions, tout autant que les pouvoirs publics, soucieux de l’intérêt général.