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UBS at a glance
We provide fnancial advice and solutions to private, institutional and corporate clients world- wide, as well as private clients in Switzerland. The operational structure of the Group is comprised of our Corporate Center and fve business divisions: Wealth Management, Wealth Management Americas, Personal & Corporate Banking, Asset Management and the Investment Bank.
Our business model
With a network of offces in over 50 countries on fve conti- The Investment Bank provides corporate and institutional nents, UBS is the world’s largest and fastest-growing clients with expert advice, innovative solutions, execution wealth manager. Wealth Management and Wealth Manage- and comprehensive access to the world’s capital markets, ment Americas provide high net worth and ultra high supported by in-depth cross-asset research. net worth clients with products and services tailored to their fnancial needs and preferences. Corporate Center services include the Group’s control functions, such as fnance, risk control and legal. In addition, UBS is the preeminent universal bank in Switzerland, the it provides all logistics and support services, including only country where we operate in all fve of our business operations, information technology, human resources, com- areas: personal banking, wealth management, corporate and munications, physical security and information security. institutional banking, investment bank services and asset management. We provide comprehensive fnancial products and services to our private, corporate and institutional clients, maintaining a leading position in these client segments and embedding our offering in a multichannel approach.
Asset Management is a large-scale asset manager, with a presence in 22 countries. It offers investment capabilities and investment styles across all major traditional and alterna- tive asset classes to institutions, wholesale intermediaries and wealth management clients. I ent nve m stm ge a en n t a B a M t n e k s s Wealth Management A Wealth Management Americas
Client
Universal bank Switzerland
C r orporate Cente 2015 f nancial highlights
Net profi t Proposed Best CET1 • Total payout ratio of over 50% 1 attributable to ordinary capital ratio • Special dividend of CHF 0.25 per share shareholders dividend in our peer • Fully applied leverage ratio 2 at 5.3% CHF 6.2 billion per share group of large 6.2 0.60 14.5 • Full-year adjusted 3 return on tangible equity 13.7%, up 79% on CHF 0.60 global banks prior year and special at 14.5% above 2015 target of around 10% dividend per (fully applied) • Despite very challenging market conditions, UBS’s share CHF 0.25 business divisions delivered strong results in 2015
Regional employee split in Americas, Switzerland, EMEA and Asia Pacif c
35%
17%
35% 13%
60,099 employees
in 54 countries
“Despite a very challenging environment, we had an excellent year, both in terms of shareholder returns and strengthened client relationships. Going forward, we will continue with the disciplined execution of our strategy while investing for profitable and sustainable growth.”
Sergio P. Ermotti, Group Chief Executive Offi cer
1 Dividend per share as a percentage of diluted earnings per share. 2 From 31 December 2015 onwards, the Swiss SRB leverage ratio denominator calculation is fully aligned with the BIS Basel III rules. Prior- period f gures are calculated in accordance with former Swiss SRB rules and are therefore not fully comparable. Refer to the “Capital management” section of our Annual Report 2015 for more information. 3 Refer to the “Group performance” section of our Annual Report 2015 for more information on adjusted results.
This document and the information contained herein are provided solely for information purposes, and are not to be construed as a solicitation of an offer to buy or sell any securities or other financial instruments in Switzerland, the United States or any other jurisdiction. No investment decision relating to securities of or relating to UBS Group AG, UBS AG or their affiliates should be made on the basis of this document. Refer to UBS’s Annual Report 2015 and UBS’s quarterly reports and other results materials, which are available at www.ubs.com/investors. © UBS 2016. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved.