DOCSLIB.ORG

MOST INFLUENTIAL WOMEN in FINTECH Methodology

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text

Load more

TOP-50 MOST INFLUENTIAL WOMEN IN FINTECH Methodology In the survey, 123 applicants involved in the development and promotion of the Ukrainian fintech sector were selected. 292 applications were received and 123 were selected and submitted to the expert jury for further voting. Basic screening of candidates was conducted among women working in banks and non-banking institutions, payment companies, startups and the public sector. The selection criteria was experience and results of work in the financial sector, publications on the fintech topics, participation in specialized activities, a proactive position in the promotion of innovative programs and products in the field of finance. The final list includes 50 women who are recognized as the most influential in FinTech industry of Ukraine. The women in the catalog are listed alphabetically by name. This publication is made possible by support of the American people through the United States Agency for International Development (USAID). The opinions expressed do not necessarily reflect the views of USAID or the United States Government. The information contained in the catalog is provided for informational purposes only, without any obligation toward the Association. The Ukrainian Association of Fintech and Innovation Companies, USAID FST, EFSE Development Facility and the jury shall be not liable for any material or any other losses or any outcomes arisen out of the use of the data provided. All rights reserved. The use of data from the catalog is allowed only with reference to the Ukrainian Association of Fintech and Innovation Companies. © UAFIC, 2021 2 Content Introductory speech, Rostyslav Dyuk, Chairman of the Ukrainian Association of Fintech and Innovation companies 4 Introductory speech, Robert Bond, Chief of Party for the Ukraine Financial Sector Transformation 5 Members of the Jury 6 Key facts 8 The Top-50 most influential women in FinTech 10 Upcoming events 35 3 Women are the driving force of Ukraine’s fintech industry There are still many stereotypes about women in everyday life and business. Some people say men are stronger, more resilient and able to work, they are more reliable partners or colleagues and business is not for women. Is it fair to say that such stereotypes have nothing to do with the real state of affairs? For example, a third of the world’s wealth (approximately $70 trillion) belongs to women, and by 2023 this figure could rise even more and reach $93 trillion. In many leading companies, women hold senior positions or are founders and their number is constantly growing. Gender diversity in financial companies leads to better performance. A McKinsey & Company study found that companies with more women in management and employees were 21% more likely to increase profitability and 27% more likely to show better profitability. All this shows that the patriarchal times in business are long over, and women play a very important role in it. And the financial technology industry is no exception – today we will be able to prove it with the help of the rating of «TOP-50 most influential women of FinTech». This rating is designed to show the important role that women play in the fintech industry of Ukraine and society in general, to tell about their successes Rostyslav Dyuk and achievements. The number of women founders or senior executives in fintech startups in Ukraine is Chairman of the Board of the 28% – this figure is even better than in Europe. We are confident that this figure will only grow in the future, Ukrainian Association of Fintech and the stories of the participants in the ranking of «TOP-50 most influential women of FinTech» will inspire and Innovative Companies other women to new achievements and accomplishments. 4 Women in FinTech: Changing the Gender Balance In the financial services industry, women are often overlooked, and not celebrated enough for their achievements. We are pleased that this catalogue is a step toward acknowledging their contributions. However, lack of gender balance is at least as big a problem for the FinTech industry as it is for com- mercial banks. Finance remains a male-dominated profession, whether FinTech or big banks. To some this is an odd result: Fintech entrepreneurs are disruptors, so why wouldn’t they take a non-conventional path in utilizing the untapped potential of women? Yet the data paint a clear picture. In an Oliver Wyman survey of FinTech firms, women represent only 14% of board members, below even the 23% of banks. In a different study carried out in the United Kingdom in 2017, women accounted for just 29% of the Fintech work force. FinTech companies need to be building products and services that consider the ways women approach and access financial servic- es. To accomplish that they must embed diversity into their creative processes. Increasing the participation of women in a country’s economic life is goal that USAID has pursued since the 1960s. Research shows that increased involvement of women in the work force, and especially in Robert Bond finance and credit, promotes more equitable and more sustainable economic growth. The challenge for Chief of Party for the USAID Financial the FinTech industry in Ukraine is to internalize a culture of gender sensitivity in its products, its manage- Sector Transformation Project ment and workforce, and its ownership. 5 Members of the Jury Dyuk Rostyslav Rashkovan Vladyslav Chernenko Serhiy Tiutiun Anton Lisnyak Yevhen Chairman of the Board of the Alternate Executive Director, IMF Chairman of the Management Deputy Chairman of the Senior Director, Head of Strategic Ukrainian Association of Fintech (Board member) Board of the First Ukrainian Management Board of The State Partnerships in the CIS and South- and Innovation Companies International Bank Savings Bank of Ukraine Eastern Europe, Visa Fallick Stephane Kartashov Pavlo Fisun Igor Nevmerzhytskyi Vasyl Member of the Management CEO at Ukrainian Shareholder of Oxi Bank, the Advisor to the board chairperson Board, Head of Development Startup Fund owner of UKRKARD of Creditwest Bank, member of the and Innovation Crédit Agricole Association of Financial Analysts 6 Members of the Jury Kostetskyi Ruslan Iatsenko Oleksii Golik Zhanna Zadoya Yuriy Saprykin Denis Deputy Chairman of the Board Chairman of the Supervisory General Director, International Chairman of the Board Co-founder of of the Ukrainian Association Board of MEGABANK Financial Club “Banker” Concord Bank Sportbank of Fintech and Innovation Companies Lezhnin Konstantin Danilenko Valeriy Zarakhovych Dmitry Denysiuk Oleksandr Deputy Chairman of the Board Deputy Chairman of the Board CEO and Managing partner of CEO PaySpace Magazine for Retail Business UKRSIBBANK of TASKOMBANK UAPAY BNP Paribas Group 7 Distribution by position 11 % – supervisory board 9% – founder 15% – expert 85% of the women from the 26% – CEO TOP-50 list are top managers Distribution by areas of activity 39% – board level non-bank 63% bank 29% Most of the representatives work in companies government 8% providing payment services 8 Distribution by work experience 40% 20% 18% 16% 6% 5-10 11-15 16-20 21-25 26-30 All representatives of the TOP-50 most influential women of fintech have more than 5 years of experience During this time, 36% of representatives have 60% of women on the list have more than gained experience in international markets 10 years of work experience 83% took up management positions 6 years after the start of their careers 9 Alla Vanetsiants Chairperson of the Management Board PIVDENNYI Alla has been holding the position of the Chairperson of the Management Board of Pivden- nyi bank since June 2016. Her professional life is inseparably connected with Pivdennyi Bank. In 2013, Mrs. Vanetsiants was appointed Deputy Chairperson of the Management Board; in 2016 she became the First Deputy Chairperson of the Management Board of Pivdennyi Bank. During her career at Pivdennyi Bank, Alla is contributing to the develop- ment of online services and the implementation of the bank’s new digital strategy. Under Alla’s management, Pivdennyi Bank rebranded and opened 10 branches in a new format, launched a chatbot in Viber, Telegram and Facebook Messenger, and launched a new service – online currency exchange in Pivdennyi MyBank Internet banking. Alyona Andronikova CEO Moneyveo Group CEO at Moneyveo, the international fintech company, which is the leader of Ukrainian non-banking credits market. Alyona is the chairman of the Women in Fintech committee of the Ukrainian Association of Fintech and Innovation Companies. Alyona has 20 years of experience in business, including about 13 years in the field of business management. She is a transformational leader, expert in development and integration of strategies, re-engineering according to Lean-concept, and profit maximization. She has also passed various programs in Cracow University of Economics, London School of Business & Finance, also has a Master’s Degree in Finance and in Business Administration (Executive МВА program at IE Business School). Alyona is a certified auditor as well as a certified expert of SixSigma methodology and ACCA DipIFR. 10 Anastasia Zimina COO Pri-Num Anastasia Zimina joined Pri-Num in 2014. Since 2017 she has been holding the position of Chief Operating Officer. Anastasia has over 10 years’ experience and leadership in marketing with strong knowledge of the IT eco-system having worked with Systems Integrators and International Vendors. Expertise in strate- gic marketing planning, branding, and product development. Alyona Shevtsova CEO LeoGaming Alyona Shevtsova is a Ukrainian businesswoman, philanthropist and an active member of the Ukrain- ian fintech-community. She has graduated from the Kyiv Institute of International Relations. Alyona Shevtsova successfully finished her master’s degree in Psychology at The Taras Shevchenko National University of Kyiv in 2017. In 2009, Alyona Shevtsova founded LeoPartners company, which provided legal support for financial companies and banks. In 2010 she launched the LeoGaming brand, one of the first developers of non-bank payment processing in Ukraine.
Recommended publications
  • Ukrainian Investment Climate

    Ukrainian Investment Climate

    10 Gorky Street, Suite 8 01004 Kiev, Ukraine Tel: +38(044) 585-8464; 585-8465 Fax: +38(044) 235-6342; 289-1406 [email protected] www.frishberg.com TO: Clients and Friends of the Firm FR: Frishberg & Partners RE: Ukrainian Investment Climate At last, foreign investors have realized that their economic gains in Ukraine can be enormous. A brief summary of business activities, immediately below, will attest to the level of new-found interest in Ukraine, which is arguably one of the top emerging markets in the world. At the same time, doing business in Ukraine is not exactly a rose garden. Thus, we will also give you a summary of the bad news. I. The Good News: Ukrainian M&A Report Many large Western companies have been operating in Ukraine for years, and only recently have decided to drastically increase their investment. For instance, in 2007 McDonalds is investing $7 million into 4 new restaurants in Kyiv, Odessa, Kharkiv and Kriyvy Rih, in addition to their 57 other establishments. Swiss-based Nestle, who started doing business in Ukraine in 1994, will invest $50 million into a new greenfield ketchup and sauce production in Volyn region in addition to their Svitoch chocolate factory, acquired in 1998. The US company, Archer Daniels Midland, bought from Risoil S.A. (Switzerland) 100% stock in Illichevsk Oil Extraction Factory in the Odessa region, consolidating full control over one of the world’s top three producers of unrefined sunflower oil. Besides their two production facilities in Kyiv and Dnipropetrovsk, Finland-based Ruukki Corporation will launch a new plant 20 kilometers outside Kyiv that will manufacture roofing products.
  • Ranking System for Ukrainian Banks Based on Financial Standing Рейтингування Українських Банків Н

    Ranking System for Ukrainian Banks Based on Financial Standing Рейтингування Українських Банків Н

    View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by PhilPapers 348 ГРОШІ, ФІНАНСИ І КРЕДИТ Valentyn Yu. Khmarskyi 1, Roman A. Pavlov 2 RANKING SYSTEM FOR UKRAINIAN BANKS BASED ON FINANCIAL STANDING The paper provides a new approach to determining the financial standing of Ukrainian banks in the long and short terms. Using the European assessing indices and the national ones, a new ranking system is created. The authors ranked 20 biggest Ukrainian banks by assets and grouped them into corresponding financial groups. Keywords: bank; financial standing; "black swan" event; financial fragility. JEL classification: G21. Валентин Ю. Хмарський, Роман А. Павлов РЕЙТИНГУВАННЯ УКРАЇНСЬКИХ БАНКІВ НА ОСНОВІ ФІНАНСОВИХ ПОЗИЦІЙ У статті наведено новий підхід до визначення фінансових позицій українських банків на довго- та короткострокову перспективу. Використовуючи європейські та національні показники розроблено нову систему рейтингування банків. Оцінено 20 найбільших банків України за активами і згрупувано їх у відповідні фінансові групи. Ключові слова: банк; фінансова позиція; подія «чорний лебідь»; фінансова крихкість. Табл. 11. Літ. 16. Валентин Ю. Хмарский, Роман А. Павлов РЕЙТИНГОВАНИЕ УКРАИНСКИХ БАНКОВ НА ОСНОВЕ ФИНАНСОВЫХ ПОЗИЦИЙ В статье приведен новый подход к определению финансовых позиций украинских бан - ков на долго- и краткосрочную перспективу. Используя европейские и национальные пока - затели, создана новая система рейтингования банков. Оценено 20 крупнейших банков Украины по активам и сгруппировано их в соответствующие финансовые группы. Ключевые слова: банк; финансовая позиция; событие «черный лебедь»; финансовая хруп - кость. Problem setting. Since the Ukrainian society is developing in technical and tech - nological aspects, banks should correspond to the new requirements in order to sur - vive.
  • REQUIEM for DONBAS Three Essays on the Costs of War in Ukraine

    REQUIEM for DONBAS Three Essays on the Costs of War in Ukraine

    JOHANNES KEPLER UNIVERSITY LINZ Altenberger Str. 69 4040 Linz, Austria www.jku.at, DVR 0093696 REQUIEM FOR DONBAS Three Essays on the Costs of War in Ukraine By Artem Kochnev A Doctoral Thesis submitted at Department of Economics to obtain the academic degree of Doctor of Philosophy in the Doctoral Program “PhD Program in Economics” Supervisor and First Examiner Second Examiner em. Univ-Prof. Dr. Michael Landesmann Dr. habil. rer. soc. oec. Robert Stehrer May 2020 Abstract The thesis investigates short- and long-term effects of war on the economy of Ukraine. Specifically, it discusses the impact of separatists’ control and subsequent adverse trade policies on the real economy, responses of stock market investors to battle events, and the effect of conflict intensity on reform progress and institutional change in Ukraine. The thesis finds that the impact of war on the economy is most pronounced on the real economy of the war-torn regions. Whereas separatists’ control caused a decline in economic activity by at least 38%, the thesis does not find evidence supporting that the impact of conflict intensity on asset prices and institutional change in Ukraine was linear in parameters. The thesis explains the lack of the linear relationship between asset price move- ments and conflict intensity by investors’ inattention caused by information overload during the early stages of the conflict. Regarding the possible relationship between con- flict and institutional change, the thesis argues that it was electoral competition, not the conflict dynamics, that had an impact on the decision-making process of the policymak- ers in Ukraine.
  • Reforms in Ukraine After Revolution of Dignity

    Reforms in Ukraine After Revolution of Dignity

    REFORMS IN UKRAINE AFTER REVOLUTION OF DIGNITY What was done, why not more and what to do next This publicaon was produced with financial Responsibility for the informaon and views set out assistance from the EBRD-Ukraine Stabilisaon and in this publicaon lies enrely with the authors. The Sustainable Growth Mul-Donor Account, the EBRD makes no representaon or warranty, express donors of which are Denmark, Finland, France, or implied, as to the accuracy or completeness of the Germany, Italy, Japan, the Netherlands, Norway, informaon set forth in the publicaon. The EBRD Poland, Sweden, Switzerland, the United Kingdom, has not independently verified any of the informaon the United States of America and the European contained in the publicaon and the EBRD accepts Union, the largest donor. The views expressed herein no liability whatsoever for any of the informaon can in no way be taken to reflect the official opinion contained in the publicaon or for any misstatement of the EBRD or any donor of the account. or omission therein. The publicaon remains the property of the EBRD. REFORMS IN UKRAINE AFTER REVOLUTION OF DIGNITY What was done, why not more and what to do next Editors Ivan Miklos Pavlo Kukhta Contents Foreword 4 Introducon What was done, why not more and what to do next: Ukrainian reforms aer the Revoluon of Dignity 7 Chapter 1 Polical economy of reforms: polical system, governance and corrupon 10 Chapter 2 Macroeconomic policies 35 Chapter 3 Rule of law 48 Chapter 4 Energy policy 75 Chapter 5 Business environment 87 Chapter 6 Land reform 101 Chapter 7 Privasaon and SOE reform 112 Chapter 8 Healthcare reform 132 Chapter 9 Ukraine and the European Union 144 Annex 1 Report on reforms in 2016-17 162 Annex 2 The role of the government and MPs in reform implementaon in Ukraine 167 About SAGSUR (Strategic Advisory Group for Support of Ukrainian Reforms) 173 Glossary of terms 174 Foreword Foreword | 4 Foreword Maeo Patrone and Peter M.
  • Ukraine's Gontareva on One of the Toughest Jobs in Central Banking

    Ukraine's Gontareva on One of the Toughest Jobs in Central Banking

    http://www.centralbanking.com/operational-risk/governance/3238311/ukraines-gontareva-on-one-of- the-toughest-jobs-in-central-banking Ukraine’s Gontareva on one of the toughest jobs in central banking Christopher Jeffery Dan Hardie 12 May 2017 The outgoing National Bank of Ukraine governor speaks about transforming the central bank while engaging in wartime deficit funding and overhauling the banking sector How did you end up as governor of the National Bank of Ukraine (NBU)? This is really a question for the president, Petro Poroshenko. But perhaps it was because I was a seasoned banker with more than 20 years of experience and the president knew me personally. The request came as big surprise and, initially, I refused it. But he convinced me. And it also came just after the ‘Revolution of Dignity’ [the Maidan Revolution in 2014, which overthrew then-president Viktor Yanukovych], at a very patriotic time when everybody wanted to implement real reform. After a few weeks of quite difficult discussions, the president convinced me to accept his proposal, and my nomination was put to Ukraine’s parliament, the Verkhovna Rada, where a majority of the deputies who voted supported the motion. Were there any terms you required from President Poroshenko in terms of support or otherwise before you took on your role? At the time, it was a very difficult macro situation. So we only discussed some general areas for reform – particularly the real need for reform in the banking sector – but nothing on specific details, of what should be done. What was the situation like when you took over as governor? It was the epicentre of a perfect storm.
  • CRA Evaluation Charter No.705801

    CRA Evaluation Charter No.705801

    PUBLIC DISCLOSURE January 22, 2018 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Universal Bank Charter Number 705801 3455 Nogales Street 2nd Floor West Covina, CA 91792 Office of the Comptroller of the Currency Los Angeles Field Office 550 North Brand Boulevard Suite 500 Glendale, CA 91203 NOTE: This document is an evaluation of this institution's record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operation of the institution. This evaluation is not, and should not be construed as, an assessment of the financial condition of this institution. The rating assigned to this institution does not represent an analysis, conclusion, or opinion of the federal financial supervisory agency concerning the safety and soundness of this financial institution. Table of Contents OVERALL CRA RATING ........................................................................................................... 3 DEFINITIONS AND COMMON ABBREVIATIONS ............................................................... 4 DESCRIPTION OF INSTITUTION ............................................................................................ 8 SCOPE OF THE EVALUATION................................................................................................ 9 DISCRIMINATORY OR OTHER ILLEGAL CREDIT PRACTICES REVIEW .................. 10 CONCLUSIONS WITH RESPECT TO PERFORMANCE TESTS..................................... 11 LENDING TEST .....................................................................................................................
  • Impact of Political Course Shift in Ukraine on Stock Returns

    Impact of Political Course Shift in Ukraine on Stock Returns

    IMPACT OF POLITICAL COURSE SHIFT IN UKRAINE ON STOCK RETURNS by Oleksii Marchenko A thesis submitted in partial fulfillment of the requirements for the degree of MA in Economic Analysis Kyiv School of Economics 2014 Thesis Supervisor: Professor Tom Coupé Approved by ___________________________________________________ Head of the KSE Defense Committee, Professor Irwin Collier __________________________________________________ __________________________________________________ __________________________________________________ Date ___________________________________ Kyiv School of Economics Abstract IMPACT OF POLITICAL COURSE SHIFT IN UKRAINE ON STOCK RETURNS by Oleksii Marchenko Thesis Supervisor: Professor Tom Coupé Since achieving its independence from the Soviet Union, Ukraine has faced the problem which regional block to integrate in. In this paper an event study is used to investigate investors` expectations about winners and losers from two possible integration options: the Free Trade Agreement as a part of the Association Agreement with the European Union and the Custom Union of Russia, Belarus and Kazakhstan. The impact of these two sudden shifts in the political course on stock returns is analyzed to determine the companies which benefit from each integration decisions. No statistically significant impact on stock returns could be detected. However, our findings suggest a large positive reaction of companies` stock prices to the dismissal of Yanukovych regime regardless of company`s trade orientation and political affiliation.
  • Swiss Banking Business Models of the Future Download the Report

    Swiss Banking Business Models of the Future Download the Report

    Swiss Banking Business Models of the future Embarking to New Horizons Deloitte Point of View Audit. Tax. Consulting. Financial Advisory. Contents Management summary 2 Overview of the report 5 Chapter 1 – Key trends impacting banking 6 Chapter 2 – Disruptive innovations reshaping banking 17 Chapter 3 – Likely scenarios for banking tomorrow 26 Chapter 4 – Future business model choices 31 Chapter 5 – Actions to be taken 39 Contact details 43 The banking market in Switzerland is undergoing significant change and all current business models are under scrutiny. Among several universal trends and Switzerland-specific market factors affecting banks and their customers, ‘digitisation’ is the most significant. In addition upcoming new regulations will drive more changes to business models than any regulations in Switzerland have ever done before. Deloitte has produced this report, based on extensive research and fact-finding, to assess how major trends and disruptive innovations will re-shape the business of banking in the future. The report addresses the following questions: • What are the key trends affecting banks and their customers? • What are the main innovations that are being driven by these key trends? • Which scenarios can be predicted for the banking industry of tomorrow? • What will be the most common business models for banks in the future? • How should banks make their strategic choice? This report will not give you definite answers, but it should indicate how to start addressing the question: “Where do we want to position ourselves in the banking market of the future?” Yours sincerely, Dr. Daniel Kobler, Partner Jürg Frick, Senior Partner Adam Stanford, Partner Lead Author, Banking Innovation Leader Banking Industry Leader Consulting Leader Financial Services Swiss Banking Business Models of the future Embarking to New Horizons 1 Management summary (1/3) Digitisation as a main Banks need to adapt their business models to key trends and disruptive innovations that are driver of change already having an impact on society and the economy.
  • Public Financial Institutions in Europe

    Public Financial Institutions in Europe

    Public Financial Institutions FinancialPublic Institutions in Europe in Europe This research aims at improving the understanding of the variety and the roles of pub- licly influenced financial institutions in the 27 EU Member States, Croatia, Macedo- nia, Norway, Switzerland and Turkey. While most previous studies on public banks rely on existing global databases or local data, the authors constructed a structured, Public Financial Institutions definition-based database of public banks and credit institutions in Europe. Based on this unique database, the authors depicted varied patterns of financial in- stitutions with public involvement across Europe. Clusters of countries adopting dis- in Europe tinctive models are described. Furthermore, the research shows the extensive range of roles fulfilled by the public financial sector and the need of a number of business models, each of which is geared towards effectively fulfilling one or several specific public-interest mission(s). The reader of this book will get an understanding of who the public financial institu- tions are, what they do, why they exist and of how they operate in Europe. Mathias Schmit - Laurent Gheeraert - Thierry Denuit - Cédric Warny D/2011/10.720/1 Public Financial Institutions in Europe Date of Publication: 15 March 2011 Mathias Schmit - Laurent Gheeraert - Thierry Denuit - Cédric Warny Public Financial Institutions in Europe Date of Publication: 15 March 2011 Responsible Editor: Dr. Mathias Schmit, Managing Director of Sagora S.P.R.L. Avenue De Haverkerckelaan 28, B-1190 Brussels [email protected] - www.sagora.eu This publication has been commissioned by the European Association of Public Banks A.I.S.B.L.
  • The Securities Custody Industry

    The Securities Custody Industry

    A Service of Leibniz-Informationszentrum econstor Wirtschaft Leibniz Information Centre Make Your Publications Visible. zbw for Economics Chan, Diana; Fontan, Florence; Rosati, Simonetta; Russo, Daniela Research Report The securities custody industry ECB Occasional Paper, No. 68 Provided in Cooperation with: European Central Bank (ECB) Suggested Citation: Chan, Diana; Fontan, Florence; Rosati, Simonetta; Russo, Daniela (2007) : The securities custody industry, ECB Occasional Paper, No. 68, European Central Bank (ECB), Frankfurt a. M. This Version is available at: http://hdl.handle.net/10419/154521 Standard-Nutzungsbedingungen: Terms of use: Die Dokumente auf EconStor dürfen zu eigenen wissenschaftlichen Documents in EconStor may be saved and copied for your Zwecken und zum Privatgebrauch gespeichert und kopiert werden. personal and scholarly purposes. Sie dürfen die Dokumente nicht für öffentliche oder kommerzielle You are not to copy documents for public or commercial Zwecke vervielfältigen, öffentlich ausstellen, öffentlich zugänglich purposes, to exhibit the documents publicly, to make them machen, vertreiben oder anderweitig nutzen. publicly available on the internet, or to distribute or otherwise use the documents in public. Sofern die Verfasser die Dokumente unter Open-Content-Lizenzen (insbesondere CC-Lizenzen) zur Verfügung gestellt haben sollten, If the documents have been made available under an Open gelten abweichend von diesen Nutzungsbedingungen die in der dort Content Licence (especially Creative Commons Licences), you genannten
  • Office of the United Nations High Commissioner for Human Rights

    Office of the United Nations High Commissioner for Human Rights

    Office of the United Nations High Commissioner for Human Rights Report on the human rights situation in Ukraine 15 April 2014 TABLE OF CONTENTS Page I. EXECUTIVE SUMMARY …………………………………………………. 3 I. INTRODUCTION ……………………………………………………. 6 A. Context B. Universal and regional human rights instruments ratified by Ukraine C. UN human rights response D. Methodology III. UNDERLYING HUMAN RIGHTS VIOLATIONS ……………………… … 10 A. Corruption and violations of economic and social rights B. Lack of accountability for human rights violations and weak rule of law institutions IV. HUMAN RIGHTS VIOLATIONS RELATED TO THE MAIDAN PROTESTS ……………………………………………………… 13 A. Violations of the right to freedom of assembly B. Excessive use of force, killings, disappearances, torture and ill-treatment C. Accountability and national investigations V. CURRENT OVERALL HUMAN RIGHTS CHALLENGES ……………… 15 A. Protection of minority rights B. Freedom of expression, peaceful assembly and the right to information C. Incitement to hatred, discrimination or violence D. Lustration, judicial and security sector reforms VI. SPECIFIC HUMAN RIGHTS CHALLENGES IN CRIMEA …………….. 20 VII. CONCLUSIONS AND RECOMMENDATIONS ………………………….. 22 A. Conclusions B. Recommendations for immediate action C. Long-term recommendations Annex I: Concept Note for the deployment of the UN human rights monitoring mission in Ukraine 2 | P a g e I. EXECUTIVE SUMMARY 1. During March 2014 ASG Ivan Šimonović visited Ukraine twice, and travelled to Bakhchisaray, Kyiv, Kharkiv, Lviv, Sevastopol and Simferopol, where he met with national and local authorities, Ombudspersons, civil society and other representatives, and victims of alleged human rights abuses. This report is based on his findings, also drawing on the work of the newly established United Nations Human Rights Monitoring Mission in Ukraine (HRMMU).
  • Minsky and the Regulation of the Financial System Jan Kregel

    Minsky and the Regulation of the Financial System Jan Kregel

    Minsky and the Regulation of the Financial System Jan Kregel Levy Economics Institute of Bard College, Center for Full Employment and Price Stability, Kansas City Outline 1) The “Minsky Moment” has become Folk History 2) But Minsky is not only Diagnosis of the Crisis 3) Minsky Also Provides Guide to Regulation 4) Based on Alternative Diagnosis: What Went Wrong? 1) Market as Provider of Bank Liquidity 2) But there is no “liquidity” for the market as a whole 5) Based on Alternative of How the System Works 1) Minsky Fragility of Balance Sheet Approach 6) What Can We Do To Regulate Inherent Instability 1) Macro Provision of Liquidity 2) Macro Provision of Incomes 3) Central Bank Provision of Liquidity 4) Balance Sheet Intervention Minsky: Basic Characteristic of Capitalism • Financial instability: Ownership of capital assets acquired through the issue of debt • The financial system in a capitalist economy – represented by a series of balance sheets in which the assets reported on the credit side are supported by the financial liabilies issued to acquire them that are represented on the debit side. – These assets and liabilies will generate a complex maze of “money in/money out” transacons represenng cash receipts from the assets and the cash commitments on the liabilies. • Since the household sector must own the liabilies the Financial system provides an interface between HOUSEHOLDS who acquire – liabilies of financial instuons in order to make payments – liabilies of corporaons and financial instuons as a method of holding their wealth, • … and BUSINESS FIRMS – who issue liabilies to acquire producve capital assets and to provide income and employment to households.