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Santander US Debt, S.A. Unipersonal Banco Santander, S.A

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Santander US Debt, S.A. Unipersonal Banco Santander, S.A LISTING PROSPECTUS Santander US Debt, S.A. Unipersonal (incorporated with limited liability in the Kingdom of Spain) guaranteed by Banco Santander, S.A. (incorporated with limited liability in the Kingdom of Spain) US$1,500,000,000 FLOATING LIBOR SENIOR NOTES DUE 2011 Santander US Debt, S.A. Unipersonal (the “Issuer”) issued on October 23, 2009 US$1,500,000,000 Floating LIBOR Senior Notes due October 21, 2011 (the “Notes”), which bear interest at the then-applicable U.S. dollar three-month LIBOR rate plus 0.40% per year. Interest on the Notes is payable on each January 21, April 21, July 21 and October 21 of each year, beginning on January 21, 2010 through and including the Maturity Date or any earlier date of redemption. The Notes will mature on October 21, 2011 (the “Maturity Date”). The Notes were issued in registered book-entry form through The Depository Trust Company (“DTC”) in denominations of U.S.$100,000 and integral multiples thereof. The Notes are unsecured and will rank equally in right of payment with the Issuer’s other unsecured unsubordinated indebtedness. The guarantees of the Notes (the “Guarantees”) as to the payment of principal and interest will be direct, unsecured and unsubordinated obligations of the Issuer’s parent, Banco Santander, S.A. (the “Guarantor”), ranking equally in right of payment with the Guarantor’s other unsecured unsubordinated indebtedness. For a more detailed description of the Notes and the Guarantees, see “Description of the Notes and Guarantees” beginning on page 69. Investing in the Notes involves risks. See “Risk Factors” beginning on page 14. Under Spanish law, the Issuer and the Guarantor are required to provide to the Spanish tax authorities certain information relating to owners of beneficial interests in the Notes and, under certain circumstances, are required to withhold taxes from interest payments on the Notes. See “Spanish Withholding Tax Requirements” beginning on page 6. Neither the Notes nor the Guarantees have been nor will be registered under the U.S. Securities Act of 1933, as amended (the “Securities Act”), and the Notes have been offered only to “qualified institutional buyers” (as defined in Rule 144A under the Securities Act (“Rule 144A”)) under Rule 144A. For a description of certain restrictions on the transfer of the Notes, see “Transfer Restrictions” beginning on page 96. This Listing Prospectus, which includes Annex A and Annex B (the “Listing Prospectus”) has been approved by the United Kingdom Financial Services Authority (the “FSA”) pursuant to Section 87A of the Financial Services and Markets Act 2000 (the “FSMA”), which is the competent authority for the purposes of Directive 2003/71/EC (the “Prospectus Directive”) and relevant implementing measures in the United Kingdom, as a prospectus issued in compliance with the Prospectus Directive and relevant implementing measures in the United Kingdom for the purpose of giving information with regard to Santander US Debt, S.A. Unipersonal and Banco Santander, S.A., the Notes and the Guarantees. Application has been made to the FSA in its capacity as competent authority under the FSMA (the “UK Listing Authority”) for the Notes to be admitted to the official list of the UK Listing Authority (the “Official List”) and to the London Stock Exchange plc (the “London Stock Exchange”) for such Notes to be admitted to trading on the Regulated Market of the London Stock Exchange. References in this Listing Prospectus to the Notes being “listed” (and all related references) shall mean that such Notes have been admitted to the Official List and have been admitted to trading on the Regulated Market of the London Stock Exchange. The Regulated Market of the London Stock Exchange is a regulated market for the purposes of the Markets in Financial Instruments Directive 2004/39/EC. The date of this Listing Prospectus is November 30, 2009 1 RESPONSIBILITY STATEMENT Each of the Issuer and the Guarantor accept responsibility for the information contained in this Listing Prospectus. Each of the Issuer and the Guarantor confirm that, having taken all reasonable care to ensure that such is the case, the information contained in this Listing Prospectus is, to the best of their knowledge, in accordance with the facts and contains no omission likely to affect its import. DOCUMENTS INCORPORATED BY REFERENCE The following documents shall be deemed to be incorporated in, and to form part of, the Listing Prospectus: 1. the Guarantor's 2008 Annual Report for the year ended December 31, 2008 and the Guarantor's Auditor's Report and Annual Consolidated Accounts thereto (together, the “2008 Annual Report”), which includes the consolidated financial statements, as well as the management report, the balance sheet and income statement of the Guarantor and the auditor's report on the consolidated financial statements thereon; 2. the Guarantor's 2007 Annual Report for the year ended December 31, 2007 (the “2007 Annual Report”), which includes the consolidated financial statements as well as the management report the balance sheet and income statement of the Guarantor and the auditor's report on the consolidated financial statements thereon; 3. the interim consolidated condensed audited financial statements of the Guarantor for the six months ended June 30, 2009 and the auditor's report thereto (the “First Half Report”); 4. the interim consolidated unaudited financial data of the Guarantor for the nine months ended September 30, 2009 (the “Third Quarter Report”); 5. the Issuer's non-consolidated audited financial statements and auditor's report for the year ended December 31, 2008 (the “Issuer's 2008 Financial Report”); 6. the Issuer's non-consolidated audited financial statements and auditor's report for the year ended December 31, 2007 (the “Issuer's 2007 Financial Report”); and 7. the Issuer's non-consolidated interim financial statement and interim management report for the period ended June 30, 009, together with the Limited Auditors Report (the “Issuer's 2009 Half Year Financial Report”); provided that any statement contained herein or in a document all or the relevant portion of which is incorporated by reference herein shall be deemed to be modified or superseded for the purpose of this Listing Prospectus to the extent that a statement contained in any subsequent document all or the relative portion of which is also incorporated by reference herein by way of a supplement prepared in accordance with Article 16 of the Prospectus Directive modifies or supersedes such earlier statement (whether expressly, by implication or otherwise). Any statement so modified or superseded shall not, except as so modified or superseded, constitute part of this Listing Prospectus. Any information incorporated by reference in the documents listed at (1) to (7) above do not form part of this Listing Prospectus. From the date hereof and throughout the period that the Notes remain listed on the Regulated Market of the London Stock Exchange, the Issuer and the Guarantor will, at the specified offices of the Fiscal and Paying Agent (as defined below) provide, free of charge, upon oral or written request, a copy of this Listing Prospectus (and any documents incorporated by reference in this Listing Prospectus). Written or oral requests for such documents should be directed to the specified office of the Issuer or to the Fiscal and Paying Agent (as defined below). 2 PRESENTATION OF INFORMATION The Guarantor publishes its consolidated financial statements in Euros and to the extent that any amounts reflected in such financial statements are stated in United States dollars or any other currency, such amounts have been translated from Euros at an assumed rate and solely for convenience and should not be construed as representations that such United States dollars or other currency actually represent such dollar or other currency amounts or could be converted into such dollars or other currency at the rate indicated. 3 TABLE OF CONTENTS Page Responsibility Statement ............................................................................................................................................... 2 Documents Incorporated By Reference ......................................................................................................................... 2 Presentation of Information ........................................................................................................................................... 3 Notice to Investors ......................................................................................................................................................... 5 Spanish Withholding Tax Requirements ....................................................................................................................... 6 Where You Can Find More Information ....................................................................................................................... 7 Cautionary Statement Regarding Forward-Looking Statements ................................................................................... 8 Enforceability of Certain Civil Liabilities ..................................................................................................................... 9 Risk Factors ................................................................................................................................................................. 14 Business Overview .....................................................................................................................................................
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