Failed Or Closed Bank Mergers

FEDERAL DEPOSIT INSURANCE CORPORATION

MERGER DECISIONS

ANNUAL REPORT TO CONGRESS

Bank Merger Act Reporting Requirements January 01, 2005 through December 31, 2005

All of the following Merger applications have been approved by the FDIC during the year 2005. With regard to each of these applications, the FDIC considered and found favorably with respect to the statutory factors involved, including the financial and managerial resources; future prospects; convenience and needs of the community to be served; and the effectiveness of each depository institution involved in the merger in combating money laundering activities.

The FDIC has requested reports regarding the competitive factors from the Attorney General and other Federal banking agencies. The reports provided by the Attorney General and comments received from the other Federal banking agencies indicated that the proposed transactions would not have a significant adverse effect on competition.

In each case, the FDIC has determined: (1) that the transaction would not result in a monopoly or further any combination or conspiracy to monopolize or to attempt to monopolize the business of banking in any part of the United States; and (2) that the transaction would not have the effect in any section of the country to substantially lessen competition or tend to create a monopoly or in any other manner restrain trade, unless the anticompetitive effects of the transaction were clearly outweighed in the public interest by the probable effect of transaction in meeting the convenience and needs of the community to be served.

Note: Additional copies of this Report can be downloaded from the FDIC's Public Information Center's web site at www.fdic.gov/news/publications/public/index.html

Regular Mergers

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

West Alabama Bank & Trust 356,386 16175 Merchants & Farmers Bank 71,344 3 16743 12/09/2005 11/18/2005 20052539 REFORM, AL MILLPORT, AL

Citizens Bank & Savings Company 553,762 15310 Colonial Bank, National Association 53,431 4 9609 06/08/2005 05/03/2005 20050417 RUSSELLVILLE, AL MONTGOMERY, AL

1st Bank Yuma 69,962 57298 Compass Bank 17,340 2 19048 10/17/2005 08/30/2005 20052197 YUMA, AZ BIRMINGHAM, AL

Premier Valley Bank 192,791 57098 Yosemite Bank 160,850 4 22486 03/14/2005 03/03/2005 20050293 FRESNO, CA MARIPOSA, CA

Fullerton Community Bank, FSB 495,889 28449 Wescom Credit Union 19,100 0 03/21/2005 03/08/2005 20050049 FULLERTON, CA PASADENA, CA

Guaranty Bank of California 151,642 22366 Sincere Federal Savings Bank 53,948 2 31992 04/08/2005 03/31/2005 20050527 LOS ANGELES, CA SAN FRANCISCO, CA

Citizens Business Bank 4,345,507 21716 Granite State Bank 112,771 2 25144 01/10/2005 12/22/2004 20043270 ONTARIO, CA MONROVIA, CA

Bank of the West 40,955,966 3514 Commercial Federal Bank 10,384,663 199 30341 10/06/2005 08/23/2005 20051945 SAN FRANCISCO, CA OMAHA, NE

Commercial Federal Corporation 908,000 0 OMAHA, NE

United Commercial Bank 6,484,619 32469 Pacifica Bank 164,279 2 34829 08/12/2005 07/27/2005 20051824 SAN FRANCISCO, CA BELLEVUE, WA

United Commercial Bank 7,032,656 32469 Asian American Bank & Trust Company 127,121 3 33825 10/14/2005 09/20/2005 20052447 SAN FRANCISCO, CA BOSTON, MA

United Commercial Bank 7,338,262 32469 Great Eastern Bank 320,510 5 26673 12/20/2005 12/02/2005 20053141 SAN FRANCISCO, CA NEW YORK, NY

Savings Bank of Mendocino County 682,749 8011 Westamerica Bank 40,665 1 3430 04/14/2005 04/12/2005 20050655 UKIAH, CA SAN RAFAEL, CA

Alpine Bank 1,581,294 23091 First National Bank 149,335 4 33699 11/22/2005 11/18/2005 20052966 GLENWOOD SPRINGS, CO TELLURIDE, CO

Colorado East Bank & Trust 288,504 3027 Peoples National Bank Colorado 27,890 2 16409 09/07/2005 08/23/2005 20052078 LAMAR, CO COLORADO SPRINGS, CO

NewAlliance Bank 6,237,945 18261 Trust Company of Connecticut 5,866 0 05/25/2005 05/16/2005 20050998 NEW HAVEN, CT HARTFORD, CT

NewAlliance Bank 6,465,577 18261 Cornerstone Bank 230,230 7 26006 09/21/2005 07/15/2005 20051719 NEW HAVEN, CT STAMFORD, CT

WashingtonFirst Bank 55,459 57696 Greater Atlantic Bank 8,223 1 32583 02/23/2005 01/31/2005 20050037 WASHINGTON, DC RESTON, VA

Commercebank, National Association 4,109,795 22953 Banco de Sabadell S.A. 27,388 0 12/15/2005 10/25/2005 20052617 CORAL GABLES, FL MIAMI, FL

Synovus Bank of Tampa Bay 367,065 34172 CapitalSouth Bank 57,704 1 22130 06/24/2005 06/06/2005 20060865 SAINT PETERSBURG, FL BIRMINGHAM, AL

Regular Mergers (Page 1 of 6, of 115 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Synovus Bank of Tampa Bay 367,065 34172 First Tennessee Bank, National 194,244 1 4977 06/24/2005 06/06/2005 20060867 SAINT PETERSBURG, FL Association MEMPHIS, TN

Wauchula State Bank 475,514 8021 CITRUS BANK, NATIONAL 8,420 1 32918 09/13/2005 08/30/2005 20052062 WAUCHULA, FL ASSOCIATION VERO BEACH, FL

United Security Bank 64,326 22286 NetBank 909 32575 01/27/2005 01/14/2005 20043372 SPARTA, GA ALPHARETTA, GA

Midwest Heritage Bank, FSB 115,237 4432 Community America Credit Union 3,443 3 0 12/08/2005 12/02/2005 20053104 CHARITON, IA KANSAS CITY, MO

Great Western Bank 599,192 35516 UMB Bank, National Association 6,527 8273 06/07/2005 06/06/2005 20051143 CLIVE, IA KANSAS CITY, MO

Cresco Union Savings Bank 223,203 18443 Peoples Savings Bank 31,358 1 5818 09/02/2005 08/23/2005 20051985 CRESCO, IA CHARLES CITY, IA

Farmers State Bank 78,702 5797 Valley Bank 8,417 1 10450 10/27/2005 10/07/2005 20052656 NORTHWOOD, IA MOLINE, IL

Mountain West Bank 629,205 33844 Zions First National Bank 7,987 1 2270 04/25/2005 04/12/2005 20050669 COEUR D ALENE, ID SALT LAKE CITY, UT

Morton Community Bank 1,138,774 18429 Pekin Savings Bank 119,674 2 30775 11/08/2005 11/04/2005 20052757 MORTON, IL PEKIN, IL

First Bank & Trust, S.B. 228,593 29786 Rantoul First Bank, s.b. 30,752 1 30590 08/23/2005 07/15/2005 20051758 PARIS, IL RANTOUL, IL

Wemple State Bank 42,276 12393 UMB Bank, National Association 6,117 1 8273 09/14/2005 08/30/2005 20052199 WAVERLY, IL KANSAS CITY, MO

Peoples State Bank of Francesville 142,326 197 State Bank of Oxford 71,047 3 14680 09/22/2005 09/09/2005 20052222 FRANCESVILLE, IN OXFORD, IN

MainSource Bank 1,185,982 5766 The Madison Bank and Trust Company 213,157 2 4399 07/05/2005 06/05/2005 20051066 GREENSBURG, IN MADISON, IN

Farmers State Bank 337,157 14578 The First National Bank of Fremont 97,666 6 4342 10/14/2005 09/20/2005 20052315 LAGRANGE, IN FREMONT, IN

The New Washington State Bank 201,717 13305 Springs Valley Bank & Trust Company 5,576 1 4419 04/28/2005 04/22/2005 20050822 NEW WASHINGTON, IN FRENCH LICK, IN

First State Bank, Southwest Indiana 83,064 33949 Peoples Community Bank 35,214 2 28200 08/31/2005 08/23/2005 20051963 TELL CITY, IN TELL CITY, IN

Hillcrest Bank 1,195,073 22173 First State Bank of Hill County 2,000 1 3353 10/27/2005 10/07/2005 20052569 OVERLAND PARK, KS MOUNT CALM, TX

Centera Bank 143,605 16436 The Peoples State Bank, of Minneola, 12,113 1 10923 10/28/2005 10/25/2005 20052669 SUBLETTE, KS Kansas MINNEOLA, KS

VisionBank 5,800 58000 Western National Bank 15,490 2 34080 03/24/2005 01/10/2005 20043395 TOPEKA, KS LENEXA, KS

Independence Bank of Kentucky 485,242 8136 South Central Bank of Daviess County, 175 1 33963 04/25/2005 04/12/2005 20050677 OWENSBORO, KY Inc. OWENSBORO, KY

Regular Mergers (Page 2 of 6, of 115 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Community Trust Bank 453,374 12614 First United Bank 105,424 3 12606 11/30/2005 11/08/2005 20052869 CHOUDRANT, LA FARMERVILLE, LA

The Peoples State Bank 298,858 8801 First State Bank 1 1 3272 11/03/2005 10/07/2005 20052488 MANY, LA ITALY, TX

Berkshire Bank 1,309,371 23621 Woronoco Savings Bank 918,890 10 90301 04/22/2005 04/12/2005 20050632 PITTSFIELD, MA WESTFIELD, MA

Mercantile-Safe Deposit and Trust 4,663,100 20347 Community Bank of Northern Virginia 879,900 14 33583 04/28/2005 03/31/2005 20050558 Company STERLING, VA BALTIMORE, MD

Fifth Third Bank 38,983,151 993 First National Wealth Management 3,544 57790 02/16/2005 12/17/2004 20043261 GRAND RAPIDS, MI Company NAPLES, FL

Community Central Bank 390,468 34234 River Place Financial Corp. 4,214 91316 06/08/2005 05/16/2005 20051080 MOUNT CLEMENS, MI DETROIT, MI

Security State Bank of Lewiston 84,807 10201 Rushford State Bank (Incorporated) 1,785 1 11411 02/17/2005 01/31/2005 20043480 LEWISTON, MN RUSHFORD, MN

Farmers State Bank 162,055 13897 UMB Bank, National Association 16,583 2 8273 08/01/2005 07/27/2005 20051745 CAMERON, MO KANSAS CITY, MO

First Missouri State Bank of Cape County 6,000 58230 First Missouri State Bank 64,245 3 8282 12/20/2005 10/07/2005 20052318 CAPE GIRARDEAU, MO POPLAR BLUFF, MO

Sun Security Bank 291,378 20115 SolutionsBank 106,851 8 4731 12/13/2005 11/04/2005 20052816 ELLINGTON, MO OVERLAND PARK, KS

Premier Bank 690,625 34016 The Oaks Bank & Trust Company 375 1 26264 12/02/2005 11/04/2005 20052837 JEFFERSON CITY, MO DALLAS, TX

The Bank of Fairport 19,732 9377 UMB Bank, National Association 3,038 1 8273 07/20/2005 07/15/2005 20051517 MAYSVILLE, MO KANSAS CITY, MO

Great Southern Bank 1,907,199 29546 Peoples Bank of the Ozarks 35,020 3 1650 06/27/2005 06/06/2005 20051300 REEDS SPRING, MO NIXA, MO

Mid-Missouri Bank 397,904 15584 First Tennessee Bank, National 53,598 1 4977 11/03/2005 10/25/2005 20052726 SPRINGFIELD, MO Association MEMPHIS, TN

Bank of Weston 81,424 1418 UMB Bank, National Association 3,500 1 8273 07/15/2005 07/15/2005 20051654 WESTON, MO KANSAS CITY, MO

State Bank & Trust Company 601,986 8878 First Bank 103,960 4 22228 02/01/2005 01/31/2005 20043436 GREENWOOD, MS BATON ROUGE, LA

BancorpSouth Bank 10,825,364 11813 American State Bank 341,931 11 5617 11/01/2005 10/07/2005 20052601 TUPELO, MS JONESBORO, AR

Stockman Bank of Montana 1,042,257 16191 First State Bank 8,045 1 11016 09/30/2005 09/20/2005 20052302 MILES CITY, MT THOMPSON FALLS, MT

Laconia Savings Bank 754,779 18012 Village Bank & Trust Company 81,183 1 23675 06/03/2005 05/24/2005 20051043 LACONIA, NH GILFORD, NH

Unity Bank 576,414 33503 interState Net Bank 21,709 1 57107 10/07/2005 09/20/2005 20052370 CLINTON, NJ CHERRY HILL, NJ

Regular Mergers (Page 3 of 6, of 115 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

First Republic Bank 8,458,564 26665 First Signature Bank and Trust Company 516,876 2 26479 12/08/2005 10/25/2005 20052606 LAS VEGAS, NV PORTSMOUTH, NH

Bank of Tokyo-Mitsubishi Trust 4,531,914 19553 UFJ Bank Limited, New York Branch 150,000 0 08/26/2005 08/12/2005 20051966 Company NEW YORK, NY NEW YORK, NY

Woori America Bank 781,919 24920 South Coast Commercial Bank 2,000 1 26015 11/02/2005 09/19/2005 20052594 NEW YORK, NY IRVINE, CA

Falls Interim Savings Bank 0 Falls Bank 81,780 2 34920 11/10/2005 09/20/2005 20052714 BOWLING GREEN, OH STOW, OH

Oak Hill Banks 1,008,346 6683 Lawrence Federal Savings Bank 120,236 5 27933 02/11/2005 01/14/2005 20043391 JACKSON, OH IRONTON, OH

Geauga Savings Bank 410,352 32287 Pan American Bank, FSB 71,800 33895 01/19/2005 01/10/2005 20043288 NEWBURY, OH BURLINGAME, CA

First United Bank and Trust Company 1,103,924 4239 Farmers & Merchants State Bank of Krum 155,255 4 16674 03/09/2005 03/09/2005 20050525 DURANT, OK KRUM, TX

First United Bank and Trust Company 1,294,714 4239 Southwestern Bank 117,622 2 19181 11/10/2005 11/04/2005 20052668 DURANT, OK OKLAHOMA CITY, OK

Rose Rock Bank 63,600 58058 Gold Bank 373,068 7 13155 05/11/2005 04/12/2005 20050712 OKLAHOMA CITY, OK LEAWOOD, KS

Pacific Continental Bank 553,938 20774 Northwest Business Bank 143,479 2 34893 11/01/2005 10/25/2005 20052788 EUGENE, OR SEATTLE, WA

The Commerce Bank of Oregon 20,000 58223 First Consumers National Bank 33,030 27410 10/04/2005 08/30/2005 20052219 PORTLAND, OR LAKE OSWEGO, OR

Keystone Nazareth Bank & Trust 2,391,552 28166 First Federal Bank 830,059 17 29492 04/25/2005 03/03/2005 20050444 Company HAZLETON, PA BETHLEHEM, PA Northeast Pennsylvania Trust Company 1,100 0 HAZLETON, PA

Clearfield Bank & Trust Company 298,200 11116 First Commonwealth Bank 15,600 1 7468 05/05/2005 04/22/2005 20050768 CLEARFIELD, PA INDIANA, PA

Clearfield Bank & Trust Company 306,428 11116 First Commonwealth Bank 107,674 6 7468 10/11/2005 09/20/2005 20052453 CLEARFIELD, PA INDIANA, PA

The Legacy Bank 319,571 35204 The Harleysville National Bank and Trust 14,981 1 7516 02/07/2005 01/31/2005 20043515 HARRISBURG, PA Company HARLEYSVILLE, PA

Fulton Bank 4,562,327 7551 Susquehanna Bank PA 14,753 7579 11/09/2005 11/04/2005 20052675 LANCASTER, PA LITITZ, PA

Community Banks 1,947,408 12984 Blue Ball National Bank 1,144,241 19 7411 03/16/2005 02/17/2005 20050253 MILLERSBURG, PA BLUE BALL, PA

Minersville Safe Deposit Bank and Trust 98,958 15145 Mid Penn Bank 4,600 9889 01/07/2005 01/07/2005 20043165 Company MILLERSBURG, PA MINERSVILLE, PA

Standard Bank, PaSB 265,269 27757 The Hoblitzell National Bank of Hyndman 71,239 4 7535 11/09/2005 10/25/2005 20052723 MURRYSVILLE, PA HYNDMAN, PA

Regular Mergers (Page 4 of 6, of 115 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Beneficial Mutual Savings Bank 2,428,237 15697 Northwood Savings Bank 9,366 35034 10/24/2005 07/27/2005 20051906 PHILADELPHIA, PA PHILADELPHIA, PA

NOVA Savings Bank 416,645 27148 Susquehanna Patriot Bank 25,443 1 6443 10/13/2005 08/03/2005 20052108 PHILADELPHIA, PA MARLTON, NJ

Northwest Savings Bank 5,948,816 28178 Equinox Bank, FSB 90,384 1 34871 08/25/2005 08/08/2005 20051971 WARREN, PA PEMBROKE PINES, FL

Affinity Bank of Pennsylvania 92,440 57478 Susquehanna Patriot Bank 412,000 1 6443 11/28/2005 11/04/2005 20052898 WYOMISSING, PA MARLTON, NJ

First Citizens Bank and Trust Company, 4,293,648 15504 People's Community Bank of South 122,025 3 34529 01/14/2005 01/10/2005 20043213 Inc. Carolina COLUMBIA, SC AIKEN, SC

People's Community Capital Corporation 0 AIKEN, SC

First Citizens Bank and Trust Company, 4,293,648 15504 Mutual Savings Bank 15,436 3 29999 01/14/2005 01/10/2005 20043317 Inc. HARTSVILLE, SC COLUMBIA, SC

First Citizens Bank and Trust Company, 4,389,965 15504 Summit Financial Corporation 0 05/05/2005 04/22/2005 20050756 Inc. GREENVILLE, SC COLUMBIA, SC Summit National Bank 317,843 4 33003 GREENVILLE, SC

Great Western Bank 1,096,425 15289 Security Bank, Madison, South Dakota 142,957 3 16220 12/28/2005 12/14/2005 20053177 WATERTOWN, SD MADISON, SD

First South Bank 275,883 9170 First Tennessee Bank, National 72,492 2 4977 11/09/2005 10/25/2005 20052718 BOLIVAR, TN Association MEMPHIS, TN

The Bank of Bolivar 53,431 14671 Colonial Bank, National Association 83,085 3 9609 06/08/2005 05/03/2005 20050485 BOLIVAR, TN MONTGOMERY, AL

Citizens Tri-County Bank 311,872 20818 Cumberland Bank 27,395 2 31916 06/14/2005 06/06/2005 20051311 DUNLAP, TN FRANKLIN, TN

Greene County Bank 1,372,732 895 Old National Bank 158,206 5 3832 09/16/2005 09/09/2005 20052194 GREENEVILLE, TN EVANSVILLE, IN

Heritage Community Bank 42,348 57656 National Bank of Tennessee 6,230 1 17847 05/26/2005 05/16/2005 20051014 GREENEVILLE, TN NEWPORT, TN

Bank of Tennessee 491,204 21573 Priority Mortgage 239 0 09/23/2005 09/20/2005 20052261 KINGSPORT, TN KINGSPORT, TN

Bank of the South 265,353 57152 Academy Bank 42,318 1 35559 05/13/2005 05/03/2005 20050841 MOUNT JULIET, TN LEBANON, TN

Prosperity Bank 2,707,857 16835 FirstCapital Bank, ssb 770,974 28 30448 01/13/2005 12/22/2004 20043212 EL CAMPO, TX CORPUS CHRISTI, TX

Prosperity Bank 3,446,051 16835 First State Bank, Grapeland, Texas 72,976 2 11910 11/03/2005 10/07/2005 20052643 EL CAMPO, TX GRAPELAND, TX

The Citizens National Bank of Hillsboro 77,284 3255 Colonial Trust Company 10,093 1 90409 05/16/2005 05/16/2005 20050781 HILLSBORO, TX HILLSBORO, TX

Regular Mergers (Page 5 of 6, of 115 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Franklin Bank, S.S.B. 3,477,922 26870 The First National Bank of Athens 217,720 4 3080 03/15/2005 03/03/2005 20050247 HOUSTON, TX ATHENS, TX

Franklin Bank, S.S.B. 3,477,922 26870 Elgin Bank of Texas 84,471 3 3185 04/05/2005 03/22/2005 20050507 HOUSTON, TX ELGIN, TX

Franklin Bank, S.S.B. 4,296,454 26870 Washington Mutual Bank 42,395 5 32633 08/19/2005 08/12/2005 20051890 HOUSTON, TX STOCKTON, CA

The First State Bank 135,039 17588 First Victoria National Bank 6,181 1 5570 09/08/2005 08/30/2005 20052127 LOUISE, TX VICTORIA, TX

First State Bank Central Texas 648,903 11151 First National Bank of Hamilton 37,027 2 3242 09/23/2005 09/09/2005 20052171 TEMPLE, TX HAMILTON, TX

First State Bank of Uvalde 378,306 9978 Union State Bank 3,246 1 16686 09/02/2005 08/23/2005 20051923 UVALDE, TX KERRVILLE, TX

World Financial Capital Bank 9,741 57570 JLB Service Bank 170,000 57306 09/16/2005 08/12/2005 20051986 SALT LAKE CITY, UT NEW CASTLE, DE

Merrick Bank 486,874 34519 Chase Manhattan Bank USA, National 8,900 1 23702 03/18/2005 03/03/2005 20050341 SOUTH JORDAN, UT Association NEWARK, DE

Venture Bank 577,185 22868 Redmond National Bank 110,695 2 27372 08/11/2005 07/27/2005 20051774 LACEY, WA REDMOND, WA

The Cowlitz Bank 301,140 22643 Asia-Europe-Americas Bank 89,297 1 34095 08/12/2005 07/27/2005 20051808 LONGVIEW, WA SEATTLE, WA

Peoples State Bank 44,870 8714 M&I Marshall and Ilsley Bank 15,673 1 1020 01/25/2005 01/14/2005 20043463 AUGUSTA, WI MILWAUKEE, WI

The Peoples State Bank, Mazomanie, 104,072 15046 Community Bank Spring Green and Plain 71,535 2 34174 06/29/2005 06/17/2005 20051239 Wisconsin SPRING GREEN, WI MAZOMANIE, WI

River Bank 218,244 14995 Farmers State Bank 75,954 3 13861 09/01/2005 08/23/2005 20052040 STODDARD, WI BANGOR, WI

MVB Bank, Inc. 118,851 34603 Susquehanna Bank 16,672 1 9694 09/20/2005 09/20/2005 20052254 FAIRMONT, WV HAGERSTOWN, MD

Union Bank, Inc. 90,106 16620 Wesbanco Bank, Inc. 20,300 4 803 12/19/2005 12/14/2005 20053058 MIDDLEBOURNE, WV WHEELING, WV

Regular Mergers (Page 6 of 6, of 115 records) Data Date(s) 01/01/2005 to 12/31/2005

Corporate Reorganization Mergers

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

First American Bank 2,606,071 23577 Byars and Company, Inc. 4,223 0 10/13/2005 09/20/2005 20052427 DECATUR, AL BIRMINGHAM, AL

Citizens Bank & Savings Company 553,762 15310 The Bank of Bolivar 53,431 5 14671 06/08/2005 05/03/2005 20050486 RUSSELLVILLE, AL BOLIVAR, TN

Calhoun County Bank 38,010 88 First Bank of South Arkansas 102,340 4 89 01/19/2005 12/06/2004 20043232 HAMPTON, AR CAMDEN, AR

First Arkansas Bank and Trust 226,519 16849 First Team Bank 207,434 12 8731 10/11/2005 09/09/2005 20052457 JACKSONVILLE, AR HEBER SPRINGS, AR

Liberty Bank of Arkansas 857,890 3878 TrustBanc 115,846 1 34797 02/16/2005 01/31/2005 20050184 JONESBORO, AR MOUNTAIN HOME, AR

Liberty Bank of Arkansas 1,014,027 3878 Liberty Bank of Arkansas 214,839 9 18277 07/15/2005 06/28/2005 20051627 JONESBORO, AR SILOAM SPRINGS, AR

First Security Bank 1,198,199 5633 First Security Bank of Clarksville 127,630 4 3855 10/03/2005 09/09/2005 20052317 SEARCY, AR CLARKSVILLE, AR

First California Bank 302,073 22819 South Coast Commercial Bank 162,571 3 26015 11/28/2005 11/07/2005 20052965 CAMARILLO, CA IRVINE, CA

Center Bank 1,260,335 26610 Center Savings Bank of Washington 5,000 1 57992 02/22/2005 01/10/2005 20043297 LOS ANGELES, CA LYNNWOOD, WA

Mellon 1st Business Bank, National 2,976,390 23406 A.P. Beaumeade, Inc. 0 02/28/2005 01/31/2005 20060745 Association WILMINGTON, DE LOS ANGELES, CA

The Bank of New York Trust Company, 468,630 23472 Beacon Fiduciary Advisors, Inc. 19,990 0 09/14/2005 08/12/2005 20052064 National Association BOSTON, MA LOS ANGELES, CA

Bank of the West 38,766,882 3514 Trinity Capital Corporation 210,700 0 05/23/2005 04/20/2005 20050997 SAN FRANCISCO, CA SAN FRANCISCO, CA

Bank of Colorado 1,165,933 16980 Western Bank 107,066 3 21467 01/20/2005 01/10/2005 20060785 FORT COLLINS, CO GALLUP, NM

Naugatuck Savings Bank (In Formation) 0 Naugatuck Savings Bank 611,132 11 18198 01/05/2005 10/25/2004 20042795 NAUGATUCK, CT NAUGATUCK, CT

HSBC Bank USA, National Association 126,908,000 57890 Global Fund Services (San Francisco) 2,000 1 0 02/24/2005 01/14/2005 20060751 WILMINGTON, DE Limited SAN FERNANDO, CA

Bank of Bermuda (New York) Limited 91,000 1 0 NEW YORK, NY

CNL Bank, First Coast 9,735 58045 CNLBank 35,945 1 34427 06/01/2005 05/16/2005 20051375 JACKSONVILLE, FL ORLANDO, FL

HSBC Private Bank International 2,837,886 HSBC Bank USA, National Association 829,303 57890 03/08/2005 11/16/2004 20042524 MIAMI, FL WILMINGTON, DE

Mercantile Bank 4,843,261 27515 Pointe Bank 428,410 12 27549 01/21/2005 01/10/2005 20043341 ORLANDO, FL BOCA RATON, FL

Peoples Bank 351,546 34172 United Bank and Trust Company 540,671 7 23052 04/29/2005 03/31/2005 20050697 PALM HARBOR, FL SAINT PETERSBURG, FL

Corporate Reorganization Mergers (Page 1 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Peoples Bank 351,546 34172 United Bank of the Gulf Coast 128,880 2 35012 04/29/2005 03/31/2005 20050697 PALM HARBOR, FL SARASOTA, FL

Peoples Bank 367,065 34172 United Bank of the Gulf Coast 133,137 2 35012 06/24/2005 06/06/2005 20051244 PALM HARBOR, FL SARASOTA, FL

Peoples Bank 367,065 34172 United Bank and Trust Company 526,221 7 23052 06/24/2005 06/06/2005 20051656 PALM HARBOR, FL SAINT PETERSBURG, FL

FLAG Bank 910,648 186 First Capital Bank 670,673 1 32736 11/15/2005 10/25/2005 20052791 ATLANTA, GA NORCROSS, GA

The First Bank of Brunswick 147,082 32988 First National Bank 170,924 3 27544 11/28/2005 10/25/2005 20052730 BRUNSWICK, GA SAINT MARYS, GA

Habersham Bank 394,531 151 Liberty Bank & Trust 23,658 2 26879 06/30/2005 06/17/2005 20051101 CLARKESVILLE, GA TOCCOA, GA

Peoples Community Bank 129,082 21292 Peoples Community Bank 159,896 6 53 01/28/2005 12/08/2004 20042409 COLQUITT, GA COLUMBIA, AL

PCB, The Community Bank 62,851 4 15923 MALONE, FL

First Bank of the South 464,150 35390 Lanier Community Bank 114,497 1 57486 12/15/2005 12/14/2005 20053068 LAWRENCEVILLE, GA BUFORD, GA

Security Bank of Bibb County 653,171 27367 Rivoli Bank & Trust 212,367 3 34309 12/19/2005 12/14/2005 20053250 MACON, GA MACON, GA

The Citizens Bank 155,227 15934 Adel Banking Company 80,612 2 5682 09/12/2005 08/23/2005 20051981 NASHVILLE, GA ADEL, GA

First Hawaiian Bank 10,608,792 17985 First Hawaiian Insurance, Inc. 2,059 0 03/28/2005 02/24/2005 20050462 HONOLULU, HI HONOLULU, HI

Farmers & Merchants Bank & Trust 224,300 13737 Farmers and Merchants Bank and Trust 11,700 1 35334 04/25/2005 03/22/2005 20050719 BURLINGTON, IA MOUNT PLEASANT, IA

Community Savings Bank 153,528 14633 Community Savings Bank 66,531 3 34484 03/14/2005 03/08/2005 20050217 EDGEWOOD, IA ROBINS, IA

Farmers Savings Bank 17,939 18518 West Side State Savings Bank 28,320 3 238 01/31/2005 01/14/2005 20043444 HALBUR, IA WESTSIDE, IA

Community State Bank 69,242 25267 Fort Des Moines Community Bank 19,567 1 34931 01/06/2005 12/01/2004 20043152 INDIANOLA, IA DES MOINES, IA

Two Rivers Bank and Trust 20,000 58013 Burlington Bank and Trust 8,225 1 11760 03/10/2005 02/11/2005 20050204 JOHNSTON, IA BURLINGTON, IA

Community Bank 108,950 23189 Wilton Savings Bank 76,959 1 9302 11/16/2005 10/25/2005 20052795 MUSCATINE, IA WILTON, IA

MidWestOne Bank & Trust 289,167 14197 MidWestOne Bank 173,822 4 28495 12/01/2005 10/25/2005 20052820 OSKALOOSA, IA BURLINGTON, IA

Central Valley Bank 122,551 4 33921 OTTUMWA, IA

Corporate Reorganization Mergers (Page 2 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

MidWestOne Bank & Trust 289,167 14197 Pella State Bank 64,477 2 34600 12/01/2005 10/25/2005 20052820 OSKALOOSA, IA PELLA, IA

Panhandle State Bank 596,900 23415 Intermountain Savings Bank of 105 1 58038 03/28/2005 02/25/2005 20050302 SANDPOINT, ID Washington SPOKANE VALLEY, WA

Main Street Bank & Trust 1,212,406 10842 Citizens Savings Bank 299,939 5 28428 09/05/2005 08/02/2005 20052038 CHAMPAIGN, IL BLOOMINGTON, IL

United Community Bank 488,729 19459 State Bank of Auburn 71,773 3 15859 06/21/2005 06/01/2005 20051348 CHATHAM, IL AUBURN, IL

ShoreBank 1,507,460 15640 ShoreBank 68,259 1 753 09/01/2005 07/27/2005 20051995 CHICAGO, IL CLEVELAND, OH

First State Bank of Eldorado 95,456 10886 The First National Bank of Dana 13,864 1 4331 10/31/2005 10/07/2005 20052622 ELDORADO, IL DANA, IN

Centrue Bank 600,768 10881 Illinois Community Bank 30,249 1 31068 07/22/2005 06/28/2005 20051636 KANKAKEE, IL EFFINGHAM, IL

The Bank of Marion 187,644 15565 The Egyptian State Bank 39,212 3 17060 06/10/2005 05/10/2005 20051118 MARION, IL CARRIER MILLS, IL

State Bank of Seaton 40,160 11705 Valley Bank 961 1 10450 12/15/2005 11/18/2005 20053032 SEATON, IL MOLINE, IL

Busey Bank 1,524,417 16450 First Capital Bank 248,578 4 34157 07/22/2005 06/28/2005 20051623 URBANA, IL PEORIA, IL

Norstates Bank 617,330 18626 First State Bank of Round Lake 133,673 2 16884 11/01/2005 09/20/2005 20060729 WAUKEGAN, IL ROUND LAKE, IL

MainSource Bank 984,300 5766 Peoples Trust Company 115,602 4 13126 04/13/2005 03/22/2005 20060733 GREENSBURG, IN LINTON, IN

Landmark National Bank 452,785 5826 First Manhattan Bancorporation, Inc. 8,972 0 11/29/2005 11/18/2005 20052864 MANHATTAN, KS MANHATTAN, KS

The Central Bank USA, Inc. 238,089 9314 Citizens Financial Bank, Inc. 41,291 1 57028 02/08/2005 01/14/2005 20043455 GREENSBURG, KY GLASGOW, KY

The Central Bank USA, Inc. 398,532 9314 Brownsville Deposit Bank 52,637 1 1877 11/21/2005 10/19/2005 20052834 GREENSBURG, KY BROWNSVILLE, KY

Ascencia Bank 326,443 1 278 LOUISVILLE, KY

Bullitt County Bank 168,724 2 9674 SHEPHERDSVILLE, KY

First Bank and Trust Co. of Princeton, 85,740 2764 South Central Bancshares, Inc. 333 0 05/13/2005 04/12/2005 20050896 Kentucky RUSSELLVILLE, KY PRINCETON, KY

Eastern Bank 5,124,410 32773 Plymouth Savings Bank 1,259,471 18 23463 04/04/2005 03/03/2005 20050385 BOSTON, MA WAREHAM, MA

Fall River Five Cents Interim Subsidiary 0 Fall River Five Cents Savings Bank 536,042 7 23286 05/12/2005 03/03/2005 20050301 Bank FALL RIVER, MA FALL RIVER, MA Corporate Reorganization Mergers (Page 3 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Florence Interim Stock Savings Bank 1 Florence Savings Bank 846,599 8 23293 09/02/2005 08/08/2005 20051946 FLORENCE, MA FLORENCE, MA

Greenfield Interim Stock Bank 0 Greenfield Savings Bank 490,296 6 90206 04/04/2005 12/22/2004 20043380 GREENFIELD, MA GREENFIELD, MA

Monson Interim Subsidiary Bank 0 Monson Savings Bank 174,488 2 90245 10/19/2005 08/08/2005 20052113 MONSON, MA MONSON, MA

Legacy Banks 693,039 90265 Mutual Bancorp of the Berkshires, Inc. 57,621 0 08/25/2005 07/27/2005 20051932 PITTSFIELD, MA PITTSFIELD, MA

Mercantile-Safe Deposit and Trust 4,663,117 20347 Mercantile Potomac Bank 1,024,057 16 21415 04/08/2005 02/17/2005 20060749 Company GAITHERSBURG, MD BALTIMORE, MD

Farmers & Merchants Bank and Trust 937,702 9694 Susquehanna Bank 1,439,944 22 29973 03/22/2005 01/10/2005 20050029 HAGERSTOWN, MD BALTIMORE, MD

First American Bank of Pennsylvania 214,024 6 7495 EVERETT, PA

Citizens Bank of Southern Pennsylvania 251,946 7 7796 GREENCASTLE, PA

Independent Bank - South Michigan 434,478 13930 Independent Bank 8,130 1 27811 04/11/2005 03/22/2005 20050497 LESLIE, MI BAY CITY, MI

Citizens First Savings Bank 1,271,306 30005 Metrobank 170,859 4 18685 09/06/2005 07/01/2005 20051696 PORT HURON, MI FARMINGTON HILLS, MI

Independent Bank-West Michigan 508,641 22094 Independent Bank 207,079 8 27811 04/11/2005 03/22/2005 20050494 ROCKFORD, MI BAY CITY, MI

Preferred Bank 69,667 1414 The Oakley National Bank of Buffalo 165,865 2 14948 02/23/2005 01/10/2005 20043490 BIG LAKE, MN BUFFALO, MN

State Bank of Chanhassen 139,331 1 1914 CHANHASSEN, MN

First National Bank of Chaska 181,772 4 5111 CHASKA, MN

Home Town Mortgage, Inc. 19,317 0 EDINA, MN

The Klein National Bank of Madison 56,254 2 5189 MADISON, MN

First National Bank in Montevideo 132,698 2 5211 MONTEVIDEO, MN

State Bank of Young America 109,871 1 19513 NORWOOD YOUNG AMERICA, MN

Victoria State Bank 58,151 1 22085 VICTORIA, MN

The First National Bank of Waconia 200,493 3 5267 WACONIA, MN

Corporate Reorganization Mergers (Page 4 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Citizens State Bank of Clara City 159,394 1402 First State Bank, Lake Lillian, Minnesota 113,098 1404 06/17/2005 05/18/2005 20051297 CLARA CITY, MN LAKE LILLIAN, MN

Community Bank of the Red River 228,836 19180 Rural American Bank - Ada 38,560 1 8206 05/16/2005 04/22/2005 20060730 Valley ADA, MN EAST GRAND FORKS, MN

Border State Bank 205,441 15684 Border State Bank of International Falls 38,895 1 35471 11/07/2005 10/04/2005 20052751 GREENBUSH, MN INTERNATIONAL FALLS, MN

American Bank Lake City 77,541 10973 American Bank 74,793 1 20557 05/09/2005 03/31/2005 20050776 LAKE CITY, MN EAU CLAIRE, WI

Frandsen Bank & Trust 153,145 1399 Valley Bank Dundas 28,639 1 1395 01/20/2005 12/17/2004 20043332 LONSDALE, MN DUNDAS, MN

First National Bank of the North 62,016 17195 JDOB, Inc. 0 11/08/2005 10/07/2005 20052695 SANDSTONE, MN SANDSTONE, MN

Roundbank 198,698 5271 American Savings, Inc. 19,946 34549 11/22/2005 10/05/2005 20052703 WASECA, MN FARMINGTON, MN

First State Bank and Trust Company, Inc. 238,579 14185 Bank of Hayti 62,737 2 1627 09/02/2005 08/08/2005 20052020 CARUTHERSVILLE, MO HAYTI, MO

First Security State Bank of Charleston 167,634 1426 Bank of Paragould 103,784 2 14033 04/28/2005 03/28/2005 20050724 CHARLESTON, MO PARAGOULD, AR

First Security State Bank of Southeast 61,781 4 14218 Missouri CARUTHERSVILLE, MO

Reliance Bank 566,248 35123 Reliance Bank 53,619 1 34552 10/26/2005 09/22/2005 20052630 DES PERES, MO GODFREY, IL

The Peoples Bank and Trust Company 1,978,000 12437 Renasant Bank 270,000 2 35132 03/25/2005 03/03/2005 20050402 TUPELO, MS GERMANTOWN, TN

First Gaston Bank of North Carolina 216,691 34041 Catawba Valley Bank 453,376 15 34083 11/22/2005 08/23/2005 20052120 GASTONIA, NC HICKORY, NC

American Community Bank 294,137 34868 First National Bank of the Carolinas 81,668 4 34237 03/04/2005 01/31/2005 20050156 MONROE, NC GAFFNEY, SC

Capital Bank 915,970 34452 1st State Bank 370,737 7 27789 10/31/2005 10/26/2005 20052633 RALEIGH, NC BURLINGTON, NC

Branch Banking and Trust Company 76,719,103 9846 BB&T Factors Corporation 198,000 0 09/30/2005 08/30/2005 20052212 WINSTON SALEM, NC HIGH POINT, NC

State Bank & Trust 1,201,351 19581 First State Bank of Audubon 12,169 2 9739 03/23/2005 02/10/2005 20060758 FARGO, ND DETROIT LAKES, MN

Security State Bank of Hunter 33,473 16231 First State Bank of Hope 17,674 1 9129 05/31/2005 05/03/2005 20051070 HUNTER, ND HOPE, ND

Commercial Bank of Mott 42,550 15741 Mott Bankshares, Inc. 1,963 0 06/09/2005 05/16/2005 20051159 MOTT, ND MOTT, ND

Holbrook Exchange Bank 4,000 58217 Security First Bank 15,246 1 5415 11/07/2005 09/28/2005 20052160 HOLBROOK, NE SIDNEY, NE

Corporate Reorganization Mergers (Page 5 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

The Bank of Talmage 4,153 10641 Randolph State Bank 54,494 2 12417 12/12/2005 11/18/2005 20053109 TALMAGE, NE RANDOLPH, IA

The Berlin City Bank 391,562 14240 The Pemigewasset National Bank of 221,988 9 6247 07/07/2005 06/28/2005 20051521 BERLIN, NH Plymouth PLYMOUTH, NH

Lakeland Bank 1,753,941 19953 The Newton Trust Company 366,556 8 14940 09/12/2005 08/08/2005 20052114 NEWFOUNDLAND, NJ NEWTON, NJ

Bergen Commercial Bank 263,967 27180 Rock Community Bank 34,728 1 34981 04/19/2005 03/03/2005 20050478 PARAMUS, NJ GLEN ROCK, NJ

Greater Community Bank 557,486 26480 Rock Community Bank 46,992 2 34981 12/05/2005 11/02/2005 20053028 TOTOWA, NJ LITTLE FALLS, NJ

Bergen Commercial Bank 326,360 6 27180 PARAMUS, NJ

Emigrant Savings Bank - 0 58170 Emigrant Savings Bank 1,210,500 7 12054 07/20/2005 07/01/2005 20051726 Bronx/Westchester NEW YORK CITY, NY BRONX, NY

Emigrant Savings Bank - 0 58169 Emigrant Savings Bank 869,900 7 12054 07/20/2005 07/01/2005 20051725 Brooklyn/Queens NEW YORK CITY, NY BROOKLYN, NY

Provident Municipal Bank 143,209 57339 Provident Bank 3,400 30337 03/24/2005 03/03/2005 20050428 MONTEBELLO, NY MONTEBELLO, NY

Emigrant Savings Bank - Manhattan 0 58168 Emigrant Savings Bank 1,349,200 10 12054 07/20/2005 07/01/2005 20051724 NEW YORK, NY NEW YORK CITY, NY

Mitsubishi Trust and Banking 580,754 26621 UFJ Trust Company of New York 73,640 27350 06/15/2005 06/06/2005 20051230 Corporation (U.S.A.) NEW YORK, NY NEW YORK, NY

Emigrant Savings Bank - Long Island 0 58167 Emigrant Savings Bank 623,300 7 12054 07/20/2005 07/01/2005 20051716 WESTBURY, NY NEW YORK CITY, NY

U.S. Bank National Association 194,436,638 6548 FBS-First Building Corporation 192,850 0 04/19/2005 03/02/2005 20050501 CINCINNATI, OH WILMINGTON, DE

Keybank National Association 86,061,798 17534 EverTrust Asset Management 372,000 0 06/09/2005 03/03/2005 20060786 CLEVELAND, OH SEATTLE, WA

JPMorgan Chase Bank, National 967,365,000 628 Banc One Management Corporation 1,026,622 0 03/16/2005 03/03/2005 20050516 Association COLUMBUS, OH COLUMBUS, OH

First Financial Bank, National 1,958,517 6600 First Financial Bancorp Services Corp 8,374 0 09/02/2005 08/17/2005 20052010 Association MIDDLETOWN, OH HAMILTON, OH

Cleo State Bank 38,438 406 Meno Guaranty Bank 26,682 1 14029 12/14/2005 11/18/2005 20060738 CLEO SPRINGS, OK MENO, OK

Meno Guaranty Bank 5,836 14029 The Farmer's State Bank 4,774 1 17984 12/14/2005 11/18/2005 20053094 MENO, OK HAZELTON, KS

First Commonwealth Bank 6,121,900 7468 First Commonwealth Professional 837 0 12/02/2005 11/04/2005 20052981 INDIANA, PA Resources, Inc. INDIANA, PA

First Commonwealth Systems Corp. 8,383 0 INDIANA, PA

Corporate Reorganization Mergers (Page 6 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

First Commonwealth Bank 6,121,900 7468 First Commonwealth Trust Company 8,073 33574 12/02/2005 11/04/2005 20052981 INDIANA, PA INDIANA, PA

Community Banks 1,974,020 12984 PennRock Financial Advisors, N.A. 3,184 57839 10/27/2005 09/28/2005 20052641 MILLERSBURG, PA BLUE BALL, PA

Royal Asian Bank 15,000 58196 Royal Bank America 58,198 4 18962 11/14/2005 08/30/2005 20051967 PHILADELPHIA, PA NARBERTH, PA

PNC Bank, National Association 73,809,165 6384 Riggs National Trust Company 2,000,000 0 04/26/2005 03/08/2005 20050565 PITTSBURGH, PA MC LEAN, VA

PNC Bank, National Association 84,741,642 6384 PNC Commercial Management, Inc 0 11/17/2005 10/27/2005 20052994 PITTSBURGH, PA WILMINGTON, DE

Northwest Savings Bank 5,828,484 28178 Jamestown Savings Bank 408,588 12 34088 02/07/2005 01/10/2005 20043496 WARREN, PA LAKEWOOD, NY

BankNewport 0 Bank of Newport 922,821 9 18129 03/31/2005 11/02/2004 20042784 NEWPORT, RI NEWPORT, RI

Carolina First Bank 9,620,000 26849 CF Technology Services Company 8,000 0 11/14/2005 10/25/2005 20052807 GREENVILLE, SC GREENVILLE, SC

Wells Fargo Bank, National Association 367,581,390 3511 Wells Fargo Business Credit, Inc. 2,894,384 0 07/01/2005 05/24/2005 20051217 SIOUX FALLS, SD WILMINGTON, DE

The Peoples National Bank of La Follette 112,036 4945 Peoples National of LaFollette Financial 8 0 12/05/2005 11/08/2005 20060732 LA FOLLETTE, TN Corporation LA FOLLETTE, TN

Wilson Bank and Trust 745,891 26962 Community Bank of Smith County 81,610 2 34368 03/14/2005 02/11/2005 20050212 LEBANON, TN CARTHAGE, TN

DeKalb Community Bank 109,754 2 34163 SMITHVILLE, TN

Independent Bank 57,676 17711 Independent Bank 36,259 1 3076 03/25/2005 02/22/2005 20050420 COUPLAND, TX MC KINNEY, TX

Patriot Bank 120,387 3258 Farmers & Merchants State Bank 13,446 2 10354 12/15/2005 10/25/2005 20053163 HOUSTON, TX LADONIA, TX

Sterling Bank 3,455,644 21726 The Oaks Bank & Trust Company 106,096 4 26264 08/22/2005 08/12/2005 20052011 HOUSTON, TX DALLAS, TX

American State Bank 1,857,311 16701 First National Bank in Cisco 40,134 1 3137 10/12/2005 09/28/2005 20052392 LUBBOCK, TX CISCO, TX

Van Horn State Bank of Van Horn, Texas 25,168 1720 First National Bank 31,503 1 25881 02/10/2005 11/15/2004 20043076 VAN HORN, TX LUBBOCK, TX

Independent Bank 84,990 17711 First State Bank of Hill County 14,431 2 3353 11/03/2005 09/28/2005 20052529 WACO, TX MOUNT CALM, TX

Independent Bank 84,990 17711 First State Bank 9,936 1 3272 11/03/2005 09/20/2005 20052552 WACO, TX ITALY, TX

AbbyBank 206,608 19795 Abbotsford Investment Corporation 14,705 0 08/24/2005 07/19/2005 20051800 ABBOTSFORD, WI LAS VEGAS, NV

Corporate Reorganization Mergers (Page 7 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

Associated Bank, National Association 18,097,519 5296 Associated Mortgage, Inc. 140,457 4 0 10/12/2005 10/07/2005 20052524 GREEN BAY, WI GREEN BAY, WI

Rural American Bank - Luck 64,117 9525 Little Buttercup, Inc. 10,415 0 11/08/2005 10/25/2005 20052782 LUCK, WI LUCK, WI

Capitol Bank 122,788 34074 Capitol Investments, Inc. 20,858 0 09/30/2005 09/09/2005 20052258 MADISON, WI LAS VEGAS, NV

The Peoples Community Bank 177,870 15046 Iron Horse Investments 9,265 0 12/14/2005 11/15/2005 20053073 MAZOMANIE, WI MAZOMANIE, WI

McFarland State Bank 180,114 2476 McFarland Investment Corporation 45,590 0 08/08/2005 06/28/2005 20051628 MC FARLAND, WI MC FARLAND, WI

Milwaukee Western Bank 151,727 12515 MWB Investment Corporation 25,594 0 10/28/2005 10/25/2005 20052412 MILWAUKEE, WI MILWAUKEE, WI

Mitchell Bank 79,513 13029 MBH Investment Corporation 17,012 0 09/02/2005 08/08/2005 20051950 MILWAUKEE, WI LAS VEGAS, NV

Community State Bank 26,793 15130 Community Securities Corporation 5,498 0 08/26/2005 08/08/2005 20051922 NORWALK, WI NORWALK, WI

Palmyra State Bank 29,000 15116 Palmyra Investments, Inc. 13,000 0 06/02/2005 05/03/2005 20050820 PALMYRA, WI PALMYRA, WI

Brill State Bank 57,337 6196 Brill Investments 3,338 0 11/03/2005 10/07/2005 20060781 RICE LAKE, WI PAHRUMP, NV

Community Bank Spring Green and Plain 74,459 34174 SGP Investments, Inc. 13,022 0 06/10/2005 05/16/2005 20051060 SPRING GREEN, WI LAS VEGAS, NV

Citizens State Bank 28,374 13032 First National Bank in Viroqua 84,449 3 14062 05/12/2005 04/12/2005 20050808 TREMPEALEAU, WI VIROQUA, WI

Timberwood Bank 91,042 15158 Timberwood, Ltd. 828 0 12/01/2005 11/01/2005 20060776 WABENO, WI WABENO, WI

Fortress Bank 141,454 9521 Wisconsin State Bank 22,153 2 15131 07/25/2005 06/06/2005 20051408 WESTBY, WI RANDOM LAKE, WI

First Citizens State Bank 186,050 11228 Whitewater Investments Inc. 0 07/22/2005 05/03/2005 20050821 WHITEWATER, WI WHITEWATER, WI

The Grant County Bank 180,873 11953 The National Bank of Davis 26,013 2 6759 11/08/2005 10/25/2005 20052597 PETERSBURG, WV DAVIS, WV

Corporate Reorganization Mergers (Page 8 of 8, of 156 records) Data Date(s) 01/01/2005 to 12/31/2005

Interim Mergers

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Cert# Action DOJ Application City, State (000's) City, State Acquired Approved Reply Date Number (000's)

Uniti Merger Corporation 0 UNITI BANK 137,686 57120 05/10/2005 04/22/2005 20050866 BUENA PARK, CA BUENA PARK, CA

First Bank of Beverly Hills, FSB 1,337,346 32069 First Bank of Beverly Hills 0 07/27/2005 07/15/2005 20051601 CALABASAS, CA CALABASAS, CA

First California Bank 285,909 22819 FCB Merger Corporation 0 07/15/2005 07/15/2005 20051593 CAMARILLO, CA CAMARILLO, CA

IBOC Acquisition Corporation 1 International Bank of California 158,846 21034 08/12/2005 07/15/2005 20051840 LOS ANGELES, CA LOS ANGELES, CA

FAB Acquisition Corporation 0 First American Bank 244,750 24308 07/11/2005 06/17/2005 20051538 ROSEMEAD, CA ROSEMEAD, CA

Discovery Bank 98,180 57136 DB Merger Company 0 03/10/2005 03/08/2005 20050286 SAN MARCOS, CA SAN MARCOS, CA

Cedar Acquisition Corporation 0 Cedars Bank 507,144 27069 12/05/2005 10/25/2005 20053266 SANTA MONICA, CA LOS ANGELES, CA

PLB Acquisition Corporation 0 Pacific Liberty Bank 151,029 34817 09/13/2005 08/23/2005 20052095 SANTA MONICA, CA HUNTINGTON BEACH, CA

Mission Valley Bank 122,344 57101 MVB Merger Company 0 07/19/2005 06/21/2005 20060810 SUN VALLEY, CA SUN VALLEY, CA

U.S. Bank Trust Interim National 240 State Street Bank and Trust Company of 49,011 33132 03/28/2005 03/08/2005 20050414 Association, Connecticut Connecticut, National Association HARTFORD, CT HARTFORD, CT

The Simsbury Bank & Trust Company 213,150 33999 SBT Interim Bank 0 12/02/2005 11/04/2005 20053037 SIMSBURY, CT SIMSBURY, CT

MetroCorp Facilitation 0 First United Bank 174,130 33401 09/01/2005 08/08/2005 20052043 WILMINGTON, DE SAN DIEGO, CA

Mountain Valley Community Bank 42,659 57711 MVCB Interim Corporation 0 04/22/2005 03/22/2005 20050427 CLEVELAND, GA CLEVELAND, GA

Glennville Bank 110,972,000 9244 GB Interim, Inc. 100 0 06/10/2005 06/06/2005 20051137 GLENNVILLE, GA GLENNVILLE, GA

Community Capital Bank 108,000 57036 Community Capital Interim Corporation 0 08/31/2005 08/12/2005 20052035 JONESBORO, GA JONESBORO, GA

Security Interim Bank 500 SouthBank 113,781 57105 05/23/2005 04/22/2005 20050615 WOODSTOCK, GA WOODSTOCK, GA

Northway Acquisition Corporation 0 Northway State Bank 48,755 35097 08/16/2005 08/08/2005 20051936 GRAYSLAKE, IL GRAYSLAKE, IL

Harvard Savings Bank 113,716 28938 Interim one 0 08/08/2005 06/08/2005 20051320 HARVARD, IL HARVARD, IL

Interim II 0 Harvard Savings Bank 113,716 28938 08/08/2005 06/17/2005 20052599 HARVARD, IL HARVARD, IL

Bank of Kenney 4,760 22609 Interim Bank of Kenney 5,938 0 04/06/2005 02/18/2005 20043062 KENNEY, IL KENNEY, IL

Interim Mergers (Page 1 of 3, of 42 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Cert# Action DOJ Application City, State (000's) City, State Acquired Approved Reply Date Number (000's)

Illinois State Bank 138,323 34238 North Shore Interim Bank 138,323 0 11/01/2005 09/20/2005 20052667 LAKE IN THE HILLS, IL LAKE IN THE HILLS, IL

Rantoul First Bank, s.b. 30,752 30590 Rantoul Interim Bank 0 08/23/2005 07/15/2005 20051760 RANTOUL, IL RANTOUL, IL

H. F. Gehant Banking Co. 31,690 9264 HFGB Interim Bank 0 08/16/2005 08/08/2005 20051909 WEST BROOKLYN, IL WEST BROOKLYN, IL

Central Interim Bank, Inc. 0 First Bank, Inc. 178,668 34153 03/16/2005 03/03/2005 20050363 LEXINGTON, KY LOUISVILLE, KY

Chelsea State Bank 194,687 14009 CS Bank 1,000 0 01/06/2005 12/07/2004 20043253 CHELSEA, MI CHELSEA, MI

Magyar Bank 325,096 30704 Magyar Interim Bank II 0 11/14/2005 10/25/2005 20052716 NEW BRUNSWICK, NJ NEW BRUNSWICK, NJ

The Bank of Clovis 76,434 57022 Clovis Interim Bank 1 0 03/25/2005 02/15/2005 20050345 CLOVIS, NM CLOVIS, NM

Northern Nevada Bank 111,987 35550 Interim Northern Nevada Bank 0 05/12/2005 04/19/2005 20050837 RENO, NV RENO, NV

Home Savings Bank 99,637 30219 Hometown Interim Savings Bank 0 03/11/2005 01/14/2005 20043396 KENT, OH KENT, OH

Commodore Bank 61,823 2289 CB Interim Bank 0 03/02/2005 02/11/2005 20050178 SOMERSET, OH SOMERSET, OH

Enterprise Bank 114,799 34786 Enterprise Interim Bank 77 0 07/19/2005 05/16/2005 20051145 ALLISON PARK, PA ALLISON PARK, PA

Prudential Savings Bank 409,606 30011 Prudential Interim Two 0 01/19/2005 10/01/2004 20042628 PHILADELPHIA, PA PHILADELPHIA, PA

North Penn Bank 93,444 31188 NPB Interim Stock Bank 0 03/28/2005 01/10/2005 20043458 SCRANTON, PA SCRANTON, PA

The First National Bank of Athens 217,720 3080 Franklin Interim Bank, SSB 0 03/15/2005 03/03/2005 20050519 ATHENS, TX HOUSTON, TX

HG Acquisitions Inc. 0 First State Bank, Honey Grove, Texas 19,254 3258 01/18/2005 11/02/2004 20042932 HOUSTON, TX HONEY GROVE, TX

Patriot Merger Sub, Inc. 0 Patriot Bank 120,387 3258 12/19/2005 11/18/2005 20053106 HOUSTON, TX HOUSTON, TX

NAB Acquisitions Seguin, Inc. 0 American Bank of Texas - Seguin 272,662 11577 11/03/2005 10/26/2005 20060727 MARBLE FALLS, TX SEGUIN, TX

First State Bank 70,353 11922 New Three Rivers, Inc. 1 0 01/21/2005 11/29/2004 20043121 THREE RIVERS, TX THREE RIVERS, TX

The Bank of Vernon 16,466 21413 New Vernon, Inc. 1 0 07/21/2005 07/01/2005 20051624 VERNON, TX IRVING, TX

Wallis Interim Corp 0 Wallis State Bank 210,295 20845 11/03/2005 10/25/2005 20052750 WALLIS, TX WALLIS, TX

Interim Mergers (Page 2 of 3, of 42 records) Data Date(s) 01/01/2005 to 12/31/2005

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Cert# Action DOJ Application City, State (000's) City, State Acquired Approved Reply Date Number (000's)

Cashmere Valley Bank 647,953 1265 Interim Cashmere Valley Bank 0 03/25/2005 02/22/2005 20050425 CASHMERE, WA CASHMERE, WA

Wauwatosa Savings Bank 783,556 28513 Wauwatosa Interim 2 Stock Savings Bank 0 08/12/2005 07/01/2005 20051644 WAUWATOSA, WI WAUWATOSA, WI

Interim Mergers (Page 3 of 3, of 42 records) Data Date(s) 01/01/2005 to 12/31/2005

Failed or Closed Bank Mergers

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's)

None