FDIC: Failed Bank List 11/4/15, 10:02 PM
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Morgan Gallup Poll SSHOWWCCARDS Yoour Opinion Counts Your answers to all questions will be treated in strict confidence and only used for statistical purposess. ACT Rounds: 2448 / 2449 / 2450 / 2451 PAGE 1 ACT ROTATION 4 4/4 x:\systems\database\cards\docs\2500\2080.doc Front page - ACT A 2 ES 2448 / 2449 / 2450 / 2451 PAGE 1 Alfa Romeo Holden Kia Mini Tesla 8501 Giulia 1531 Acadia 7930 Carnival 9545 Cabrio/Convertible 0603 Model 3 8499 Giulietta 1230 Astra 7344 Cerato 9544 Clubman 0601 Model S 8502 Stelvio 1110 Barina 7540 Optima 9540 Cooper/Hatch 0602 Model X 1832 Captiva 7343 Picanto 9541 Countryman Audi Toyota 1886 Colorado 7215 Rio Mitsubishi 8636 A1/S1 4120 86 1512 Commodore Tourer 7347 Rondo 3110 ASX 8696 A3/S3 4121 C-HR 1506 Commodore 7216 Sorento 3201 Eclipse Cross 4320 Camry/Camry Hybrid 8693 A4/S4 3210 Lancer 1602 Equinox 7348 Soul 4200 Corolla 8738 A5/S5 3230 Mirage 1570 HSV (Holden Special 7213 Sportage 4214 Fortuner 8694 A6/S6 Vehicle) 3713 Outlander PHEV 7142 Stinger 4830 Hiace 8727 A7/S7 1112 Spark 3711 Outlander Land Rover 4820 Hilux 8695 A8/S8 1819 Trailblazer 3235 Pajero Sport 9840 Defender 4861 Kluger 8728 Q2 1879 Trax 3860 Pajero 8726 Q3 9831 Discovery Sport 3820 Triton 4950 Landcruiser Honda 8737 Q5 9830 Discovery Nissan 4880 Prado 9721 Range Rover Evoque 4116 Prius C 8735 Q7 7300 Accord 5386 350Z/370Z 9615 Range Rover Sport 4117 Prius V 8699 TT 7303 City 5401 Juke 9611 Range Rover Velar 4115 Prius 7200 Civic 5387 Leaf BMW 9610 Range Rover 4760 RAV4 7840 CR-V 5850 Navara PAGE 2 PAGE 2 8446 1-Series 4730 Tarago 7841 -
JP Morgan Chase Sofya Frantslikh Pace University
Pace University DigitalCommons@Pace Honors College Theses Pforzheimer Honors College 3-14-2005 Mergers and Acquisitions, Featured Case Study: JP Morgan Chase Sofya Frantslikh Pace University Follow this and additional works at: http://digitalcommons.pace.edu/honorscollege_theses Part of the Corporate Finance Commons Recommended Citation Frantslikh, Sofya, "Mergers and Acquisitions, Featured Case Study: JP Morgan Chase" (2005). Honors College Theses. Paper 7. http://digitalcommons.pace.edu/honorscollege_theses/7 This Article is brought to you for free and open access by the Pforzheimer Honors College at DigitalCommons@Pace. It has been accepted for inclusion in Honors College Theses by an authorized administrator of DigitalCommons@Pace. For more information, please contact [email protected]. Thesis Mergers and Acquisitions Featured Case Study: JP Morgan Chase By: Sofya Frantslikh 1 Dedicated to: My grandmother, who made it her life time calling to educate people and in this way, make their world better, and especially mine. 2 Table of Contents 1) Abstract . .p.4 2) Introduction . .p.5 3) Mergers and Acquisitions Overview . p.6 4) Case In Point: JP Morgan Chase . .p.24 5) Conclusion . .p.40 6) Appendix (graphs, stats, etc.) . .p.43 7) References . .p.71 8) Annual Reports for 2002, 2003 of JP Morgan Chase* *The annual reports can be found at http://www.shareholder.com/jpmorganchase/annual.cfm) 3 Abstract Mergers and acquisitions have become the most frequently used methods of growth for companies in the twenty first century. They present a company with a potentially larger market share and open it u p to a more diversified market. A merger is considered to be successful, if it increases the acquiring firm’s value; m ost mergers have actually been known to benefit both competition and consumers by allowing firms to operate more efficiently. -
2010 Our Vision
happier banking Members’ Report 2010 Our vision To be the financial institution of choice to the people in, or aligned to, north eastern Victoria and southern New South Wales while providing Our values national convenience. Our mission Compassion We seek to understand and support the needs and goals To build and enhance of members, each other and the community. relationships with members Respect to enable them to make We are inclusive and will act fairly, honestly and with integrity with consideration for others. rewarding financial choices. Aspiration We empower and challenge each other to deliver operational excellence and will strive to improve everything we do. Commitment We work together as a team with dedication and loyalty to our organisation and take responsibility for our actions. Responsive We act with purpose, conviction and courage to deliver in a timely manner. Hume Building Society Ltd ABN 85 051 868 556 AFSL No. 244248 www.humebuild.com.au Contents Key Statistics 2 Chairman and CEO’s Report 3 2010 Highlights 5 We give back more to our members 7 Convenient banking 8 Creating a clean and green future 10 Investing in the future 12 Summarised Financial Report Statement of Comprehensive Income 16 Statement of Financial Position 17 Statement of Cash Flows 18 Independent Audit Report 19 KEY STATISTICS 93.1% Total Loans Customer Satisfaction $555m (Roy Morgan Research) 89.3% Members Employee Key Statistics Satisfaction 52,100 (Hay Group) $705m $5m Total Assets Operating Profit Before Tax Success is going beyond what is $635m $141m expected in everything we do, Total Deposits Net Loan Approvals by the values we share. -
Australia's Best Banking Methodology Report
Mozo Experts Choice Awards Australia’s Best Banking 2021 This report covers Mozo Experts Choice Australia’s Best Banking Awards for 2021. These awards recognise financial product providers who consistently provide great value across a range of different retail banking products. Throughout the past 12 months, we’ve announced awards for the best value products in home loans, personal loans, bank accounts, savings and term deposit accounts, credit cards, kids’ accounts. In each area we identified the most important features of each product, grouped each product into like-for-like comparisons, and then calculated which are better value than most. The Mozo Experts Choice Australia's Best Banking awards take into account all of the analysis we've done in that period. We look at which banking providers were most successful in taking home Mozo Experts Choice Awards in each of the product areas. But we also assess how well their products ranked against everyone else, even where they didn't necessarily win an award, to ensure that we recognise banking providers who are providing consistent value as well as areas of exceptional value. Product providers don’t pay to be in the running and we don’t play favourites. Our judges base their decision on hard-nosed calculations of value to the consumer, using Mozo’s extensive product database and research capacity. When you see a banking provider proudly displaying a Mozo Experts Choice Awards badge, you know that they are a leader in their field and are worthy of being on your banking shortlist. 1 Mozo Experts Choice Awards Australia’s Best Banking 2021 Australia’s Best Bank Australia’s Best Online Bank Australia's Best Large Mutual Bank Australia's Best Small Mutual Bank Australia’s Best Credit Union Australia’s Best Major Bank 2 About the winners ING has continued to offer Australians a leading range of competitively priced home and personal loans, credit cards and deposits, earning its place as Australia's Best Bank for the third year in a row. -
Methodology Report
Mozo Experts Choice Awards Deposits 2019 Every day, Mozo keeps track of thousands of products in banking, insurance and energy. Unlike some other awards, providers don’t ‘enter’ the Mozo Experts Choice Awards nor do they pay to be considered. Our in-house team of experts analyse all the product data they’ve been tracking and scour the market to see if there are any other worthy candidates. Then we use our data and our experience to make a hard-nosed assessment of those products, to identify which offer great value or market-leading features. We recognise the leading products with the Mozo Experts Choice Awards. ● For product providers, a Mozo Experts Choice Award is a thoroughly researched third-party endorsement of their product. ● For consumers, the Mozo Experts Choice Awards badge is a sign that a product is among the leaders in the market, and is worthy of consideration. This report lists the winners and explains the judging methodology for our 2019 Deposit awards. 1 Deposits - 2019 Winners Transaction Accounts Everyday Bank of the Year Exceptional Everyday Account Bank of Sydney Everyday Saver Account Bankwest Hero Transaction Account Bankwest Qantas Transaction Account BOQ Specialist Everyday Plus Account Citi Global Currency Account Citi Plus Transaction Account ING Orange Everyday Macquarie Platinum Transaction Account Macquarie Transaction Account UBank USaver Ultra Transaction Account Up Bank Everyday Account Best New Transaction Account Citi Global Currency Account 2 Student Bank Account Community First Credit Union Student -
Rule D4 Institution Numbers and Clearing Agency/Representative Arrangements
RULE D4 INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS 2021CANADIAN PAYMENTS ASSOCIATION This Rule is copyrighted by the Canadian Payments Association. All rights reserved, including the right of reproduction in whole or in part, without express written permission by the Canadian Payments Association. Payments Canada is the operating brand name of the Canadian Payments Association (CPA). For legal purposes we continue to use “Canadian Payments Association” (or the Association) in these rules and in information related to rules, by-laws, and standards. RULE D4 – INSTITUTION NUMBERS AND CLEARING AGENCY/REPRESENTATIVE ARRANGEMENTS TABLE OF CONTENTS IMPLEMENTED ............................................................................................... 3 AMENDMENTS PRE-NOVEMBER 2003 ........................................................ 3 AMENDMENTS POST-NOVEMBER 2003 ..................................................... 3 INTRODUCTION ................................................................................................................. 6 ELIGIBILITY......................................................................................................................... 6 INSTITUTION NUMBERS ................................................................................................... 6 AMALGAMATION AND ACQUISITION .............................................................................. 6 NON-MEMBER ENTITIES .................................................................................................. -
AFG Mortgages Lodged
Market Release 19 January 2021 Market Announcements Office ASX Limited Exchange Centre 20 Bridge Street SYDNEY NSW 2000 Dear Sir/Madam AFG MORTGAGE INDEX – Q2 2021 Please see attached statement regarding AFG’s Mortgage Index for the second quarter of financial year 2021. Authorised for disclosure by: Lisa Bevan Company Secretary CONTACT DETAILS Alison Clarke, AFG Head of Corporate Communications Mob 0402 781 367 David Bailey, CEO Tel (08) 9420 7888 January 2021 AFG Index Market Release Table of contents 3 Media Release 4 AFG Mortgages lodged 5 Four Major Banks & their Associated Brands vs Non Major lender market share 6 Total lodgement volume 7 Average mortgage size in dollars 8 Loan Value Ratios (LVR) 9 Four Major Banks & their Associated Brands market share all mortgages 10 Non Major Lender market share all mortgages 11 Four Major Banks & their Associated Brands market share Fixed Rate mortgages 12 Non Major Lender market share fixed rate mortgages 13 Lender Product Type 14 Top Lenders by State 15 Four Major Banks & their Associated Brands vs Non Major by state 16 Lender Turnaround Times Contact Details Alison Clarke, AFG Head of Corporate Communications Mob 0402 781 367 www.afgonline.com.au AFG Index 2 Record quarter as homebuyers on the move Australian Finance Group (ASX:AFG) has today announced a record-breaking quarter with more than $19.9 billion of home finance lodged by AFG brokers across the second quarter of the 2021 financial year. AFG CEO David Bailey explained the results: “The national figure represents an increase of 9.5% on the first quarter of the 2021 financial year and an increase of 30% on the corresponding quarter last year. -
Staff Study 174
Board of Governors of the Federal Reserve System Staff Study 174 Bank Mergers and Banking Structure in the United States, 1980–98 Stephen A. Rhoades August 2000 The following list includes all the staff studies published 171. The Cost of Bank Regulation: A Review of the Evidence, since November 1995. Single copies are available free of by Gregory Elliehausen. April 1998. 35 pp. charge from Publications Services, Board of Governors of 172. Using Subordinated Debt as an Instrument of Market the Federal Reserve System, Washington, DC 20551. To be Discipline, by Federal Reserve System Study Group on added to the mailing list or to obtain a list of earlier staff Subordinated Notes and Debentures. December 1999. studies, please contact Publications Services. 69 pp. 168. The Economics of the Private Equity Market, by 173. Improving Public Disclosure in Banking, by Federal George W. Fenn, Nellie Liang, and Stephen Prowse. Reserve System Study Group on Disclosure. November 1995. 69 pp. March 2000. 35 pp. 169. Bank Mergers and Industrywide Structure, 1980–94, 174. Bank Mergers and Banking Structure in the United States, by Stephen A. Rhoades. January 1996. 29 pp. 1980–98, by Stephen A. Rhoades. August 2000. 33 pp. 170. The Cost of Implementing Consumer Financial Regula- tions: An Analysis of Experience with the Truth in Savings Act, by Gregory Elliehausen and Barbara R. Lowrey. December 1997. 17 pp. The staff members of the Board of Governors of the The following paper is summarized in the Bulletin Federal Reserve System and of the Federal Reserve Banks for September 2000. The analyses and conclusions set forth undertake studies that cover a wide range of economic and are those of the author and do not necessarily indicate financial subjects. -
Spare the Air Employer Program Members
Spare the Air Employer Program Members 511 Affymetrix Inc. 1000 Journals Project Agilent Technologies ‐ Sonoma County 3Com Corporation Public Affairs 511 Contra Costa Agnews Developmental Center 511 Regional Rideshare Program AHDD Architecture 7‐Flags Car Wash Air Products and Chemicals, Inc. A&D Christopher Ranch Air Systems Inc. A9.com Akeena Solar AB & I Akira ABA Staffing, Inc. Akraya Inc. ABB Systems Control Alameda Co. Health Care for the Homeless Abgenix, Inc. Program ABM Industries, Inc Alameda County Waste Management Auth. Above Telecommunications, Inc. Alameda Free Library Absolute Center Alameda Hospital AC Transit Alameda Unified School District Academy of Art University Alder & Colvin Academy of Chinese Culture & Health Alexa Internet Acclaim Print & Copy Centers Allergy Medical Group Of S F A Accolo Alliance Credit Union Accretive Solutions Alliance Occupational Medicine ACF Components Allied Waste Services/Republic Services Acologix Inc. Allison & Partners ACRT, Inc Alta Bates/Summit Medical Center ACS State & Local Solutions Alter Eco Act Now Alter Eco Americas Acterra ALTRANS TMA, Inc Actify, Inc. Alum Rock Library Adaptive Planning Alza Corporation Addis Creson American Century Investment Adina for Life, Inc. American International (Group) Companies Adler & Colvin American Lithographers ADP ‐ Automatic Data Processing American Lung Association Advance Design Consultants, Inc. American Musical Theatre of San Jose Advance Health Center American President Lines Ltd Advance Orthopaedics Amgen, Inc Advanced Fibre Communications Amtrak Advanced Hyperbaric Recovery of Marin Amy’s Kitchen Advanced Micro Devices, Inc. Ananda Skin Spa Advantage Sales & Marketing Anderson Zeigler Disharoon Gallagher & Advent Software, Inc Gray Aerofund Financial Svcs.,Inc. Anixter Inc. Affordable Housing Associates Anomaly Design Affymax Research Institute Anritsu Corporation Anshen + Allen, Architects BabyCenter.com Antenna Group Inc BACE Geotechnical Anza Library BackFlip APEX Wellness Bacon's Applied Biosystems BAE Systems Applied Materials, Inc. -
The World of Startup Valuations Magic, Mystery Or Craft?
The World of Startup Valuations Magic, Mystery or Craft? AUGUST Valuation Investment Banking Restructuring Advisory Services 2019 Content 1 Foreword 2 Introduction to Start-ups 3 Growth Stages for a Start-up 4 Funding Stages for a Start-up 5 Valuation Methods for valuing Start-ups 5.1. Venture Capital Method 5.2. Berkus Method 5.3. Scorecard Method 5.4. Risk Factor Summation Method 5.5. First Chicago Method 5.6. Backsolve Method 6 Concluding Remarks The World of StartupValuation Valuations Methods – Magic, for ValuingMystery Start-ups or Craft? 02 FOREWORD The dotcom bubble of the 2000 was one of the most phenomenal disruption that took place in the history of equity markets. Also known as the internet bubble it was a surge in the prices of stocks in the U.S. primarily pertaining to Internet / Tech companies. This was supplemented by the bull market run around the same time which fueled the upsurge in prices. From 1994 to 2000 the equity stock of these so called “Internet-Based” Companies grew aggressively 5x-6x. Such exponential growth was driven by the sentimental estimates of analysts/investors that, internet would be the next big thing. Nevertheless, the internet did end up being a phenomenon. However the value expectation may have been slightly over-estimated. The entire episode led to the crashing of NASDAQ with an estimated loss of $ 5 trillion in Market Capitalization. The aftermath being NASDAQ taking 15 years to recover its all time high it once honed at the peak of the dotcom bubble which can be seen in the figure shown below: -
Electronic Funds Transfer Systems and Crime
,.-,"" u.s. Department o~Justice Bureau of .ltstice Statistics National Crlminal Justice Reference Service ----------------~~~-----------------------------------------------------nCJrs This microfiche was produced from documents received for inclusion in the NCJRS data base. Since NCJRS cannot exercise control over the physical condition of the documents submitted, :. , the individual frame quality will vary. The resolution chart on ',.,':. this frame may be used to evaluate the document quality. COMPUTER 2 5 11111 . CRIME 111111.0 2.2 IIII 1.1 111111.8 111111.25 \\\\\1.4 111111.6 Mlcr.JCOPY RESOLUTION TEST CHART NATIONAL BUREAU OF STANDARDS-J963-A M:crofilming procedures used to create this fiche comply with the standards set forth in 41CFR 101-11.504. ¥ Ii Points of view or opinions stated in this document are - I 11 those of the author(s) and do not represent the official 'i" " position or policies of the U. S. Department of Justice. National Institute of Justice United States Department of Justice Washington, D. C. 20531 . .. t":.~::':'=~:;:;1=~~~~~~~~~J-"u. .v:;:l\l'SM;\sll1ll:!1I"l'':'~~~ml.~~\1i1\lt'l!1>"'; f U.S. Department of Justice I' Bureau of Justice Statistics r Computer Bureau of Justice statistics Crime U. S. Department of Justice Benjamin H. RenshaW, III Acting Director Electronic Fund carol G. Kaplan Assistant Director, Transfer Systems Federal statistics and Information Policy and Crime U.S. Department of Justice 83736 National Institute of Justice This document has been reproduced exactly as received from the person or organization originating it. Points of view or opinions stated in this document are those of the authors and do not necessarily represent the official position or policies of the National Institute of Justice. -
Financial Institutions That Have Agreed to Overdraft Notification
Financial Institutions that have agreed to Overdraft Notification The following list includes the names of all financial institutions that have agreed to provide Overdraft Notification on Lawyer Trust Accounts, as of April 23, 2021. This list will be updated periodically as the financial institutions submit their Trust Account Overdraft Notification Agreements. To confirm whether your financial institution also offers IOLTA accounts within the requirements of Illinois Supreme Court Rule 1.15(f) please check the Lawyers’ Trust Fund of Illinois website: www.ltf.org. (Note: If a financial institution’s name begins with the word “The,” in most cases that word was omitted in the following listing.) 1st Community Bank (Sherrad) Bank of Pontiac 1st Equity Bank Bank of Rantoul 1st MidAmerica Credit Union Bank of Springfield Albany Bank & Trust Co. NA Bank of Stronghurst Algonquin State Bank NA BankChampaign NA Allied First Bank SB BankFinancial FSB Alpine Bank & Trust BankOrion Amalgamated Bank of Chicago Banterra Bank American Bank & Trust Co. NA Barrington Bank & Trust Co. NA American Chartered Bank Baytree National Bank American Community Bank & Trust Belmont Bank & Trust American Eagle Bank Better Banks American Eagle Bank of Chicago Beverly Bank & Trust American Enterprise Bank Blackhawk Bank American Midwest Bank Blackhawk Bank & Trust American National Bank of DeKalb County Bluestem National Bank AmericaUnited Bank & Trust Co. USA BMO Harris Bank NA Anna State Bank Bradford National Bank Anna-Jonesboro National Bank Buena Vista National Bank Apple River State Bank Builders Bank Archer Heights Credit Union Burling Bank Arcola First Bank Burr Ridge Bank & Trust Area Bank Busey Bank Arthur Community Bank Business Bank of St.