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1 Bay Area Companies That Match Employee Donations*
BAY AREA COMPANIES THAT MATCH EMPLOYEE DONATIONS* To our knowledge, the following local companies offer a matching gift when their employees make a personal donation to a nonprofit organization. This means that your employer may be willing to match all or part of your donation amount with its own donation. A “matching gift” is a donation made by a corporation or foundation on behalf of an employee that matches that employee’s contribution to a nonprofit organization. This can double, triple, or even quadruple your contribution! Our partial list of Bay Area corporations and foundations with matching gift programs is below. Contact your Human Resources department for information about your company’s program. If you find that your unlisted employer does offer a matching gift program, please let us know so that we can add them to our list. Thank you! *Our list was compiled from other lists found online and may not be comprehensive or up to date, so please check with your employer. Your employer will provide you with all the information needed to process your matching gift. 3Com Corporation AOL/Time Warner 3M Foundation AON Foundation Abbott Laboratories Fund Applera Corporation AC Vroman Inc. Applied Materials Accenture Aramark Corp. ACE INA Foundation Archer-Daniels-Midland Company Acrometal Companies Inc. Archie and Bertha Walker Foundation Acuson ARCO Foundation Adaptec, Inc. Argonaut Insurance Group ADC Telecommunications Arkwright Foundation, Inc. Addison Wesley Longman Arthur J. Gallagher Foundation Adobe Systems, Inc. Aspect Communications Corp. ADP Foundation Aspect Global Giving Program Advanced Fibre Communications Aspect Telecommunications Advanced Micro Devices (AMD) AT&T Foundation Advantis ATC AES Corporation ATK Sporting Equipment Aetna Foundation, Inc. -
How the House of Morgan Cooperated to Develop the Large-Cap US Multinational Corporation, 1895-1913
How the House of Morgan Cooperated to Develop the Large-Cap US Multinational Corporation, 1895-1913 The Harvard community has made this article openly available. Please share how this access benefits you. Your story matters Citation Sawe, Joseph. 2015. How the House of Morgan Cooperated to Develop the Large-Cap US Multinational Corporation, 1895-1913. Master's thesis, Harvard Extension School. Citable link http://nrs.harvard.edu/urn-3:HUL.InstRepos:24078367 Terms of Use This article was downloaded from Harvard University’s DASH repository, and is made available under the terms and conditions applicable to Other Posted Material, as set forth at http:// nrs.harvard.edu/urn-3:HUL.InstRepos:dash.current.terms-of- use#LAA ! How the House of Morgan Cooperated to Develop the Large-Cap US Multinational Corporation, 1895-1913 Joseph Sawe A Thesis in the Field of International Relations for the Degree of Master of Liberal Arts in Extension Studies Harvard University November 2015 ! ! ! ! ! ! Abstract The following investigation is intended to determine how the large-cap US multinational corporation was further advanced during the pivotal years of 1895-1913 by a leading private unincorporated institution—House of Morgan. Historical review and assessment focused on the broader US society, government, monetary landscape, the House of Morgan, leading large cap US multinationals; looking at both the key organizations and underlying people in power. The report framework focuses upon the development of the US super structure within which all major companies work down to the way actual institutions organize economic assets in the form of a multinational corporation. Questions that have been considered include: how was business conducted globally with so little formal mechanisms in place, the importance of the various forms of capital for business, and the various roles politics played in business development. -
Part of the Disease Or Part of the Cure: the Financial Crisis and the Community Reinvestment Act
South Carolina Law Review Volume 60 Issue 3 Article 4 Spring 2009 Part of the Disease or Part of the Cure: The Financial Crisis and the Community Reinvestment Act Raymond H. Brescia Albany Law School Follow this and additional works at: https://scholarcommons.sc.edu/sclr Part of the Law Commons Recommended Citation Raymond H. Brescia, Part of the Disease or Part of the Cure: The Financial Crisis and the Community Reinvestment Act, 60 S. C. L. Rev. 617 (2009). This Symposium Paper is brought to you by the Law Reviews and Journals at Scholar Commons. It has been accepted for inclusion in South Carolina Law Review by an authorized editor of Scholar Commons. For more information, please contact [email protected]. Brescia: Part of the Disease or Part of the Cure: The Financial Crisis and PART OF TIE DISEASE OR PART OF TIE CURE: THE FINANCIAL CRISIS AND TIE COMMUNITY REINVESTMENT ACT RAYMOND H. BRESCIA* I. IN TRO D UCTIO N .......................................................................................... 6 18 II. THE SUBPRIME MORTGAGE MELTDOWN .................................................. 620 III. THE CRA: HISTORY, PURPOSE, AND IMPACT ............................................ 627 IV. THE CRA AND SUBPRIME LENDING: REGULATIONS, REGULATORS, AND THE COURTS ...................................... 642 A . The Scope of the CRA ......................................................................... 642 B. Efforts to Change the Regulations and Broaden the CRA 's Scop e ..................................................................................................64 -
To the Stockholders of J.P. Morgan Chase & Co. and Bank One
To the stockholders of J.P. Morgan Chase & Co. and Bank One Corporation A MERGER PROPOSAL Ì YOUR VOTE IS VERY IMPORTANT The boards of directors of J.P. Morgan Chase & Co. and Bank One Corporation have approved an agreement to merge our two companies. The proposed merger will create one of the largest and most globally diversiÑed Ñnancial services companies in the world and will establish the second-largest banking company in the United States based on total assets. The combined company, which will retain the J.P. Morgan Chase & Co. name, will have assets of $1.1 trillion, a strong capital base, 2,300 branches in 17 states and top-tier positions in retail banking and lending, credit cards, investment banking, asset management, private banking, treasury and securities services, middle-market and private equity. We believe the combined company will be well-positioned to achieve strong and stable Ñnancial performance and increase stockholder value through its balanced business mix, greater scale and enhanced eÇciencies and competitiveness. In the proposed merger, Bank One will merge into JPMorgan Chase, and Bank One common stockholders will receive 1.32 shares of JPMorgan Chase common stock for each share of Bank One common stock they own. This exchange ratio is Ñxed and will not be adjusted to reÖect stock price changes prior to the closing. Based on the closing price of JPMorgan Chase's common stock on the New York Stock Exchange (trading symbol ""JPM'') on January 13, 2004, the last trading day before public announcement of the merger, the 1.32 exchange ratio represented approximately $51.35 in value for each share of Bank One common stock. -
PEI June2020 PEI300.Pdf
Cover story 20 Private Equity International • June 2020 Cover story Better capitalised than ever Page 22 The Top 10 over the decade Page 24 A decade that changed PE Page 27 LPs share dealmaking burden Page 28 Testing the value creation story Page 30 Investing responsibly Page 32 The state of private credit Page 34 Industry sweet spots Page 36 A liquid asset class Page 38 The PEI 300 by the numbers Page 40 June 2020 • Private Equity International 21 Cover story An industry better capitalised than ever With almost $2trn raised between them in the last five years, this year’s PEI 300 are armed and ready for the post-coronavirus rebuild, writes Isobel Markham nnual fundraising mega-funds ahead of the competition. crisis it’s better to be backed by a pri- figures go some way And Blackstone isn’t the only firm to vate equity firm, particularly and to towards painting a up the ante. The top 10 is around $30 the extent that it is able and prepared picture of just how billion larger than last year’s, the top to support these companies, which of much capital is in the 50 has broken the $1 trillion mark for course we are,” he says. hands of private equi- the first time, and the entire PEI 300 “The businesses that we own at Aty managers, but the ebbs and flows of has amassed $1.988 trillion. That’s the Blackstone that are directly affected the fundraising cycle often leave that same as Italy’s GDP. Firms now need by the pandemic, [such as] Merlin, picture incomplete. -
Chicago Fed Letter: Understanding the New World Order of Private
ESSAYS ON ISSUES THE FEDERAL RESERVE BANK OCTOBER 2010 OF CHICAGO NUMBER 279a ChicagoFedLetter Understanding the new world order of private equity by William Mark, lead examiner, Supervision and Regulation, and head, Private Equity Merchant Banking Knowledge Center, and Steven VanBever, lead supervision analyst, Supervision and Regulation The Federal Reserve System’s Private Equity Merchant Banking Knowledge Center, formed at the Chicago Fed in 2000 after the passage of the Gramm–Leach–Bliley Act, sponsors an annual conference on new industry developments. This article summarizes the tenth annual conference, The New World Order of Private Equity, held on July 21–22, 2010. Tokickofftheconference,1Carl lossofcompetitivenessoverthelong Tannenbaum,FederalReserveBank termfortheU.S.andotherdeveloped ofChicago,reflectedbrieflyonthe economiesrelativetoChinaandother decadesincethepassageoftheGramm– emergingcountries.Hutchinsciteda Leach–BlileyAct.Theseyearssawexten- numberofnegativeindicatorsintheU.S., sivefinancialinnovation,alongwiththe suchasrisinghealthcareandenergy removalofregulatorybarriersthat costs,thetradedeficit,governmental traditionallyseparatedtheactivities budgetdeficits,lossofleadershipintech- ofcommercialandinvestmentbanks. nologicalinnovation,laggingeducational Thefinancialcrisispromptedareeval- systems,andpoliticalpolarization. By a number of measures, uationofmanyviewsthathadbeen the state of private equity widelyheld,culminatinginPresident State of the industry has improved since the worst ObamasigningtheDodd–FrankWall ApanelledbyMarkO’Hare,Preqin of the financial crisis, but StreetReformandConsumerProtection Ltd.,exploredtheevolvingroleofpri- ActonJuly21,2010(bycoincidence, vateequity(PE)intheeconomyand many features of the asset thefirstdayoftheconference). ininvestorportfolios.ItfeaturedPaul class have been altered. -
JP Morgan Library
Page 1 of 3 Susan Burgess From: Readingroom Readingroom [[email protected]] Sent: Tuesday, April 10, 2007 4:41 PM To: Susan Burgess Cc: Christine Nelson; Maria Molestina; Sylvie Merian Subject: visiting to research holdings re: Theodore Vail & AT&T Hi, Susan, Just to confirm your appointments for Wed. April 18 all day and for Thurs. Apr. 19 in the morning. 1. Here is some general information on using the RR: In order to consult materials in the Reading Room, you will need to fill out an application form, provide a letter of reference from a professional colleague, bring a valid form of photo identification such as a driver's license or passport, and make appointments in advance. We suggest at least two to three weeks' advance notice, as we do get booked up. Please note that we cannot accept an emailed letter of reference as we need a signature, but we can accept it by fax (the fax number is below). The Reading Room is open by appointment only, Monday to Friday, 9:30 AM to 4:00 PM,and is closed on weekends and holidays. You can fill out the application form at your first appointment. Please note that the Reading Room will be closed to readers on the following Mondays and holidays in 2007: April 30, May 21 and 28, June 25, July 4 and 30, Sept. 3, Oct. 8, Nov. 12, Nov. 22-23, Dec. 24- 25. After we have confirmed your appointments, we will send you the security information you will need to access this building. -
Chase Acquiring Wepay to Fully Integrate Payments Into Software Used by Millions of Small Businesses | Business Wire
Chase acquiring WePay to fully integrate payments into software used by millions of small businesses Chase will now provide software partners developer-friendly platform integration, instant client onboarding, and access to Chase’s network of 4 million small business clients October 17, 2017 05:01 PM Eastern Daylight Time NEW YORK--(BUSINESS WIRE)--JPMorgan Chase & Co. (NYSE: JPM) announced today its plan to acquire WePay to make it easy for business app makers and independent software vendors (ISVs) to seamlessly integrate payments into the software commonly used by small businesses. Chase and WePay will ease payment friction for both software providers and merchants: Software providers will be able to provide instant onboarding to small business clients no matter how they take payments - in store, online, or on-the-go, with the backing and fraud protection of Chase. Chase and WePay will allow merchants to accept payments instantly and get paid faster so they never lose a sale Software platforms will be able to easily become payment facilitators or third party payment processors A Silicon Valley-based financial technology firm founded in 2008, WePay delivers payments-as-a-service APIs for simple onboarding and activation of payments, without impacting the user experience designed by developers. “With WePay, Chase is taking the work out of payments for both our business clients and the software providers who serve them,” said Matt Kane, CEO of Chase Merchant Services. "We are powering payments for growth, so businesses can accept payments instantly, get paid faster, and never lose a sale. And we’ll give ISVs a payment facilitator-like experience without the overhead or increased fraud risk.” Software-enabled payments are growing at four times the industry average, but embedding payment acceptance still remains a pain point for many software providers. -
Edward Sturgis of Yarmouth, Massachusetts 1613-1695
EDWARD STURGIS OF YARMOUTH, MASSACHUSETTS 1613-1695 AND HIS DESCENDANTS ROGER FAXTON STURGIS, EDITOR PRINTED FOR PRIVATE CIRCULATION AT THE $tanbope preee BOSTON, MASSACHUSETTS 1914 (PlPase paste in your copy of Book) ADDENDA AND ERRATA. EDWARD STURGIS AND HIS DESCENDANTS. RocrnR FAXTON STURGIS, Editor. p. 22 In thinl line of third paragraph strike out "name m1kn0wn" brackets and substitute "Wendall." p. 22 In reference to Samuel Sturgis (D) strike 011t all after the date 1751 the third paragraph and substitute the following: - ''Fora third wife he marrh•d Abigail Otis a11d had a s011 J (E) born Ot:tuber l':I, 17::i7 aml a daughter l,ncretia CE) l November 11, 1758 (B. '.r. R. 2-275). Administration was grar upon his estate April 25, 1762, he being described as "of llarm:ta gentleman," to .Joseph Otis (his brother-in-law) and to his wi< .Abigail (B. 1'. C. vol. 10, p. 101). His estate was insolve11t am mention is made of children." p. 22 Strike out the reference to Prince Stnrgis (DJ aml sul.JstitutP following paragraph: - " Prince Sturgis (D), the fourth son, married October 12. 1 ElizalJelh Fayerweather and died at Dorchester, Massaeh11se 1779. There was one daughter of this marriage, ElizalJeth lJaptized February 7, 1740 and married December 2fl, liGl, Art Savage. They had five children. The eldest, Faith or Fidt married lkv. Hichard Munkhouse. Tlle others dir,d unmarrirc pp. 22 & 23. Strike out the reference to f-;anrnel (E) beginning at the foo µage 22 and substitute the following: - " Samnel (E), the other so11, married Lydia Crocker, daugl of Cornelius a11d Lydia (.J enkius) Crocker, aml had one child Sn (F) born November 8, 17G0 (4 B. -
A Guide to Enforcing the Community Reinvestment Act Richard Marisco New York Law School
Fordham Urban Law Journal Volume 20 | Number 2 Article 2 1993 A Guide to Enforcing the Community Reinvestment Act Richard Marisco New York Law School Follow this and additional works at: https://ir.lawnet.fordham.edu/ulj Part of the Property Law and Real Estate Commons Recommended Citation Richard Marisco, A Guide to Enforcing the Community Reinvestment Act, 20 Fordham Urb. L.J. 165 (1993). Available at: https://ir.lawnet.fordham.edu/ulj/vol20/iss2/2 This Article is brought to you for free and open access by FLASH: The orF dham Law Archive of Scholarship and History. It has been accepted for inclusion in Fordham Urban Law Journal by an authorized editor of FLASH: The orF dham Law Archive of Scholarship and History. For more information, please contact [email protected]. A GUIDE TO ENFORCING THE COMMUNITY REINVESTMENT ACT Richard Marsico* TABLE OF CONTENTS I. Introduction ........................................... 170 II. Step One: Assessing Community Credit Needs .......... 180 A. Defining the Community ........................... 180 B. Gathering Socioeconomic Data about the Community's Residents ............................. 180 1. Demographic Data ............................. 181 2. Income and Employment Data .................. 181 3. Business D ata .................................. 181 4. Housing Data .................................. 182 5. Quality of Life Data ............................ 182 6. Community Outreach Data ..................... 182 C. Preparing a Community Credit Needs Statement .... 182 1. Socioeconomic Profile ........................... 183 2. Credit Needs Statement ......................... 184 III. Step Two: Gathering Information about a Bank's CRA R ecord ................................................ 185 A. Choosing a Bank to Evaluate ....................... 185 B. Locating Information about the Bank's CRA Record ... ......................................... 186 1. The Bank ...................................... 186 a. CRA Disclosure Requirements .............. 186 b. The Home Mortgage Disclosure Act ....... -
Fhlbiamendcomplrescissiond
ALLY FINANCIAL INC. f/k/a GMAC, INC.; ) GS MORTGAGE SECURITIES CORP.; ) GOLDMAN, SACHS & CO.; GOLDMAN ) SACHS MORTGAGE COMPANY; THE ) GOLDMAN SACHS GROUP, INC.; ) RBS SECURITIES INC. f/k/a GREENWICH ) CAPITAL MARKETS, INC.; INDYMAC ) MBS, INC.; J.P. MORGAN ACCEPTANCE ) CORPORATION I; J.P. MORGAN ) SECURITIES INC.; JPMORGAN ) SECURITIES HOLDINGS LLC; ) JPMORGAN CHASE & CO.; CHASE ) MORTGAGE FINANCE CORPORATION; ) UBS SECURITIES LLC; WAMU ASSET ) ACCEPTANCE CORP.; WAMU CAPITAL ) CORP.; WELLS FARGO ASSET ) SECURITIES CORPORATION; WELLS ) FARGO BANK, NATIONAL ) ASSOCIATION; WELLS FARGO & ) COMPANY, and JOHN DOE ) DEFENDANTS, 1-50, ) ) Defendants. ) Table of Contents I. NATURE OF THE ACTION ........................................................................................... 1 II. EXECUTIVE SUMMARY .............................................................................................. 2 A. PMLBS Defined.................................................................................................... 2 B. The Bank Purchased Only the Highest Rated (Triple-A-Rated) PLMBS ................................................................................................................. 3 C. The Mortgage Originators Who Issued Loans Backing the Certificates Abandoned Underwriting Guidelines and Issued Loans Without Ensuring the Borrowers’ Ability to Pay and Without Sufficient Collateral.............................................................................................. 4 D. The Defendants Provided Misleading Information About -
Bank One Securities Litigation 00-CV-00767-First Chicago NBD
Case 1:00-cv-00767 Document 180 Filed 10/17/2002 Page 1 of 117 IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION In re BANK ONE SECURITIES ) Civil Action No. 00-CV-0767 LITIGATION Judge Wayne R. Andersen First Chicago Shareholder Claims ) Magistrate Judge Morton Denlow FILED OCT 1 7 2002 MICHAEL W. CLERK, u. S. DOB8INS DISTRICT CoURr FIRST CHICAGO NBD PLAINTIFFS' FIRST AMENDED CONSOLIDATED CLASS ACTION COMPLAINT „e'1;1 /o Case 1:00-cv-00767 Document 180 Filed 10/1 7/29Q2 Page 2 of 117 TABLE OF CONTENTS Pa e 1. NATURE OF THE ACTION .............................................. 1 H. JURISDICTION AND VENUE ............................................ 8 III. THE PARTIES .......................................................... 9 A. Lead Plaintiff ..................................................... 9 B. Defendants ....................................................... 9 IV. CLASS ACTION ALLEGATIONS ......................................... 13 V. NO STATUTORY SAFE I-IARBOR ........................................ 15 VI. SUBSTANTIVE ALLEGATIONS ......................................... 16 A. The Banc One/First Chicago Merger .................................. 16 B. The Registration Statement And Prospectus Were Materially Misleading And Omitted Material Facts, Trends And Risks Related To First USA's Operations, Earnings And Prospects For Continued Growth ..... 22 1. The Changing Credit Card Environment And Banc One's Acquisition Of First USA ....................... 22 2. First USA Quietly Changes Its Business Strategy In Response To The Changing Market .... ............... 23 3. The Change In Pricing Strategy Exacerbates An Undisclosed Attrition Problem And Breakdown in Customer Service At First USA ................................ 26 4. First USA's Elimination Of Grace Periods On Its Credit Card Accounts Compounds The Undisclosed Attrition And Customer Service Problems At First USA ............ 28 5. The Undisclosed "Portfolio Collapse" At First USA And Ensuing Class Action Lawsuits ..................