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December 1996 A77 Index to Volume 82 GUIDE TO PAGE REFERENCES IN MONTHLY ISSUES Issue Text "A" Pages Issue Text "A' ' pages Index to Index to tables tables January 1-114 1-80 70 July 621- 700 1- 76 66 February 115-198 1-86 76 August 701- 790 1- 78 68 March 199-284 1-78 68 September 791- 882 1- 86 76 April 285-382 1-78 68 October 883- 982 1- 76 66 May 383-482 1-86 76 November 983-1076 1-122 112 June 483-620 1-76 64 December 1077-1158 1- 87 64 The "A" pages consist of statistical tables and reference information. Statistical tables are indexed separately (see p. A64 of this issue). Pages Pages ADJUSTABLE rate mortgages (ARMs) 116 Bank holding companies—Continued Allison, Theodore E., statement 320 Section 20 subsidiaries 824, 1008, 1113 Amel, Dean F., article 1-15 Bank Holding Companies and Change American Bankruptcy Institute 1001 in Bank Control (Reg. Y) 333, 907, 917, 942, 1113 Analysis of commercial bank exposure to interest Bank Holding Company Act Amendments of 1970, rate risk, article 115-28 orders issued under Annual Report to the Congress on Retail Fees and Capital One Financial Corporation 584 Services of Depository Institutions 515 Huntington Bancshares, Incorporated 688 Annual Statistical Digest, 1994 41 National City Corporation 688 Articles Bank Holding Company Act of 1956 Analysis of commercial bank exposure to interest Applications approved under rate risk 115-28 1st United Bancorp 1151 Bank and nonbank competition for small business credit: ABC Bancorp 602, 865 Evidence from the 1987 and 1993 National Surveys ABN AMRO Bank N.V., Amsterdam, of Small Business Finances 983-95 The Netherlands 187, 774, 1064, 1155 Credit risk, credit scoring, and the performance of home ABN AMRO Holding, N.V., Amsterdam, mortgages 621^48 The Netherlands 187, 774, 1064, 1155 Derivatives disclosures by major U.S. banks, 1995 791-801 ABN AMRO North America, Inc 774, 1064, 1155 Distribution of credit risk among providers of mortgages ABS Investors, LLC 279 to lower-income and minority homebuyers 1077-1102 Absarokee Bancorporation 602 Fiscal position of the state and local government sector: Acadiana Bancshares, Inc 772 Developments in the 1990s 302-11 Adam Financial Corporation 281 Location of U.S. currency: How much is abroad? 883-903 Admiral Steel Corporation 279 Mexican peso crisis 199-209 Alabama National Bancorporation 184, 975 Monetary policy reports to the Congress 285-301, 701-16 Allegiant Bancorp, Inc 1063 Profits and balance sheet developments at U.S. Am-First Financial Corp 602 commercial banks in 1995 483-505 Ameribanc, Inc 377, 977, 1060 Revision to industrial production and capacity utilization, Ameribank Corporation 184 1991-95 16-25 American Bancshares, Inc 1061 Treasury and Federal Reserve foreign American Bank Shares, Inc 110 exchange operations 210-13, 506-9, American National Corporation 279 802-5, 1103-7 Amundson Family Limited Partnership 695 Trends in the structure of federally insured Anita Bancorporation 774 depository institutions, 1984-94 1-15 Appalachian Bancshares, Inc 865 U.S. international transactions in 1995 383-93 Area Bancshares Corporation 110 Avery, Robert B., article 621 Arkansas Banking Company 865 Arkansas National Bancshares, Inc 184 BANK and nonbank competition for small business credit: Arrow Financial Corporation 977 Evidence from the 1987 and 1993 National Surveys Arrow Vermont Corporation 977 of Small Business Finances, article 983-95 ASB Corporation 110 Bank for International Settlements 142, 199 Associated Banc-Corp 377, 695, 772 Bank holding companies {See also Banking institutions Associated Banc-Shares, Inc 695 and Commercial banks) Associated Illinois Banc-Corp 772 Consumer lending trends 815 B&C Bancshares, Inc 869 Index of orders and actions taken Banc One Corporation 377, 464 by the Board 107, 372, 692, 972 BancFirst Corporation, Inc 975 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis December 1996 78 Federal Reserve Bulletin • December 1996 Pages Pages Bank Holding Company Act of 1956—Continued Bank Holding Company Act of 1956—Continued Applications approved under—Continued Applications approved under—Continued BancFirst Ohio Corp 867 Chambers Bancshares, Inc 1151 Bancorp of Lucedale, Inc 865 Chaparral Bancshares, Inc 184 BancPlus Corporation 695 Chaparral Delaware Bancshares, Inc 184 Bancshares of Nichols Hills, Inc 377 Chester Bancorp, Inc 1060 BancTenn Corp 602 Citi-Bancshares, Inc 377 BancWest Corporation 379 Citizens Bancshares, Inc 184 Bank America Corporation 1059, 1150 Citizens Bank Group, Inc 696 Bank Corporation of Georgia 184 Citizens Community Bancorp, Inc 184 Bank of Nova Scotia, Toronto, Ontario, Canada 774 Citizens Corporation 1151 Bank of Waunakee Employee Stock Ownership Plan .... 602 Citizens Development Company 1063 Bankers Trust New York Corporation 867 Citizens Financial Group, Inc 1152, 1154 BANKFIRST Corporation, Inc 110 City State Bancshares, Inc 603 Banknorth Group, Inc 279, 281 City State Bancshares, Inc.-Delaware 603 BankWest Nevada Corporation 184 CJSB Bancorporation, Inc 280 BanPonce Corporation 1060 CNB Bancshares, Inc 112, 187, 280 BanPonce Financial Corp 1060 Collective Bancorp, Inc 1064 Banque National de Paris, Paris, France 379 Colonial Banc Corp 282 Barnett Banks, Inc 112, 774 Colonial BancGroup, Inc 772 Bastrop Holdings, Inc 603 Colony Bankcorp, Inc 1151 Baxter Bancshares, Inc 377 Columbia Bancorp 772 Bayerische Vereinsbank AG, Munich, Germany 1063 ComBankshares, Inc 603 Beach First National Bancshares, Inc 603 Commerce Bancshares, Inc 1151 Belknap Partnership, L.P. 975 Commercial Capital Corporation 1153 Berkshire Bancorp 110 Commercial Guaranty Bancshares, Inc 280 Beulah Bancorporation, Inc 280, 464 Commerzbank Aktiengesellschaft, Frankfurt am Main, Big Bend Bancshares Corporation 976 Germany 978 BNCCORP, Inc 280 Community Bancshares of Mississippi, Inc 185, 280 Boatmen's Bancshares, Inc 771 Community Bancshares of Mississippi, Inc., Employee BOK Financial Corporation 184 Stock Ownership Plan 185 Boscobel Bancorp, Inc 774 Community Bancshares, Inc 775 Bourbon Bancshares, Inc 281 Community Bank Shares of Indiana, Inc 112, 1151 Bradford Bancorp, Inc 865 Community Bank System, Inc 775 Bradley County Financial Services, Inc 698 Community Bankshares, Incorporated 772 Brazos Bancshares, Inc 603 Community Central Bank Corporation 1060 Bremer Financial Corporation 463, 869, 1063 Community Financial Group, Inc 603 Bren-Mar Properties, Inc 110 Community First Bancorp, Inc 185, 1154 Brickyard Bancorp, Inc 1060 Community First Bankshares, Inc 112, 606, 696, 1151 Bridgeport Bancshares, Inc 187 Community Holdings Corporation 976 Bridgeport Financial Corporation 187 Community Trust Financial Services Corporation 606 Brookwood Group, L.P. 772 Compass Bancorporation of Texas, Inc 602 Brunsville Bancorporation, Inc 1153 Compass Bancshares, Inc 602 BT Financial Corporation 110, 603 Compass Banks of Texas, Inc 602 Bullsboro Bancshares, Inc 976 Connecticut Bankshares, MHC 696 C Bar M, Inc 280 Coronado, Inc 110 Caddo Financial Corporation 603 Crestar Financial Corporation 187 Caisse Nationale de Credit Agricole, Paris, France 1153 Crestmark Bancorp, Inc 1060 Caldwell Holding Company 462 Crosstown Holding Company 280 Canadian Imperial Bank of Commerce, CU Bancorp 864 Toronto, Ontario, Canada 867 Cullen/Frost Bankers, Inc 185, 280 Canton Financial Corporation 1060 D&D Bancshares, Inc 775 Capital City Bank Group, Inc 602 Dadeland Bancshares, Inc 1063 Capital Corp of the West 606, 867 Dakotah Bankshares, Inc 280 Capitol Bancorp, Limited 695, 1060 Dartmouth Capital Group, Inc 463, 865 Capitol Bankshares, Inc 1063 Dartmouth Capital Group, L.P. 463, 865 Cardinal Bankshares Corporation 1153 DCB Financial Corp 1151 Carnegie Bancorp 603 Decatur Financial, Inc 1063 Carolina First Corporation 281 Delavan Bancshares, Inc 772 Carroll County Bancorporation, Inc 865 Delaware International Bancshares, Inc 1151 Carter County Bancorp, Inc 603 Dentel Bancorporation 185 Castle Creek Capital Partners Fund-I, L.P. 1060 Deutsche Bank AG, Frankfurt (Main), Federal Republic Castle Creek Capital, L.L.C 1060 of Germany 978 Catherine Stuart Schmoker Family Partnership 604 DFC Acquisition Corporation Two 112, 976 CB Holding Co 1060 Dickinson Financial Corporation 112 CBR Holdings, Inc 695 Doniphan Bancshares, Inc 109 CCB Services, Inc 698 Dublin Bancshares, Inc 1151 Centennial Holdings, Ltd 1063 Duke Financial Group, Inc 865 Center Bancorp, Inc 775 Duncanville Bancshares, Inc 696 Central and Southern Holding Company 280 Durden Bankshares, Inc 377 Central Bancorporation of Delaware, Inc 282 East Texas (Delaware) Holdings, Ltd 603 Central Bancorporation, Inc 282 East Texas Bancorp, Inc 976 Central Coast Bancorp 603 East Texas Delaware Financial Corporation 976 Central Financial Corporation 1151 East Texas Financial Corporation 603 Central Wisconsin Bancorporation, Inc 772 East Texas National, Inc 603 Centura Banks, Inc 280, 865, 977, 1060, 1153 East Texas-Dover, Inc 603 Century Bancshares, Inc 978 Eberhardt, Inc 1151 Century South Banks, Inc 110 Eggemeyer Advisory Corp 1060 CFX Corporation 696 Empire Bancshares, Incorporated 185 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis December 1996 Index to Volume 82 A79 Pages Pages Bank Holding Company Act of 1956—Continued Bank Holding Company Act of 1956—Continued Applications approved under—Continued Applications approved under—Continued Evans Bancshares, Inc 377 FirstBank Holding Company of Colorado Employee ExecuFirst Bancorp, Inc 696 Stock Ownership Plan 378, 976 Executive