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Geschäftsbericht 2012 Geschäftsbericht 2012 Mitglieder des Vorstands der Deutschen Bundesbank Dr. Jens Weidmann Präsident der Deutschen Bundesbank Sabine Lautenschläger Vizepräsidentin der Deutschen Bundesbank Dr. h. c. Rudolf Böhmler (bis 15. Juli 2012, ab 23. Juli 2012) Dr. Andreas Dombret Dr. Joachim Nagel Carl-Ludwig Thiele Wir beklagen den Verlust der Mitarbeiterinnen und Mitarbeiter Karl-Wilhelm Rosendahl 18. März 2012 Rico Backhauß 18. März 2012 Dr. Thomas August Vogel 23. Mai 2012 Gebhard Greimel 26. Mai 2012 Andreas Beuchert 5. Juli 2012 Adam Thomas Gussmann 25. Juli 2012 Franz Grießer 8. August 2012 Wolfgang Germann 25. August 2012 Wolfgang Scherz 3. September 2012 Klaus Heinz August Wenzel 30. Oktober 2012 Andrea Ingeborg Brust 31. Oktober 2012 Renate Schmitt 10. November 2012 Hartmut Zieße 27. November 2012 Wir gedenken auch der im Jahr 2012 verstorbenen ehemaligen Angehörigen der Bank. Ihnen allen ist ein ehrendes Andenken gewiss. DEUTSCHE BUNDESBANK Deutsche Bundesbank Geschäftsbericht 2012 6 Deutsche Bundesbank Wilhelm-Epstein-Straße 14 60431 Frankfurt am Main Postfach 10 06 02 60006 Frankfurt am Main Fernruf 069 9566-0 Durchwahlnummer 069 9566- . und anschließend die gewünschte Hausrufnummer wählen. Der Geschäftsbericht erscheint im Selbstverlag Telefax 069 9566-3077 der Deutschen Bundesbank, Frankfurt am Main, und wird aufgrund von § 18 des Gesetzes über Internet http://www.bundesbank.de die Deutsche Bundesbank veröffentlicht. Er wird an Interessenten kostenlos abgegeben. Nachdruck nur mit Quellenangabe gestattet. ISSN 0070-394X (Druckversion) ISSN 1861-5686 (Internetversion) Deutsche Bundesbank Geschäftsbericht 2012 7 Inhalt Vorwort des Präsidenten der Deutschen Bundesbank .............................. 13 Geldpolitik und Wirtschaftsentwicklung ........................................................ 19 I. Internationales Umfeld .................................................................................................. 20 1. Weltwirtschaft ohne Schwung ........................................................................................ 20 2. Wechselkurse unter dem Einfluss der Krise und der Maßnahmen zu ihrer Bewältigung ... 26 3. Kapitalmärkte im Spannungsfeld von Staatsschuldenkrise und Zentralbankmaßnahmen .. 29 II. Wirtschaftliche und monetäre Entwicklung im Euro-Währungsgebiet...................... 33 1. Anhaltende Konjunkturschwäche und weitere Verschlechterung der Arbeitsmarktlage ... 33 2. Geldpolitik und Geldmarktentwicklung ........................................................................... 41 3. Entkopplung von Geldmengen- und Kreditwachstum ..................................................... 50 III. Wirtschaftsentwicklung in Deutschland ..................................................................... 53 1. Deutliche Konjunkturabschwächung ............................................................................... 53 2. Im Jahr 2012 staatlicher Gesamthaushalt leicht im Plus, aber Anstieg der hohen Schuldenquote ............................................................................................................... 61 3. Vermögensbildung und Finanzierung .............................................................................. 64 Finanz- und Währungssystem ............................................................................ 81 I. Aktuelle Fragen des Finanzsystems .............................................................................. 82 1. Internationales Finanzsystem .......................................................................................... 82 2. Stabilität des deutschen Finanzsystems ........................................................................... 83 3. Ertragslage der deutschen Banken .................................................................................. 84 II. Internationales Finanz- und Währungssystem – Internationale Kooperationen ....... 86 1. Internationales Währungssystem und IWF-Fragen ........................................................... 86 2. Internationale Kooperation ............................................................................................. 89 Bankenaufsicht ........................................................................................................ 93 I. Weiterentwicklung internationaler Aufsichtsstandards ............................................... 94 1. Auswirkungsstudie zu Basel III ......................................................................................... 94 2. Überprüfung der Umsetzung der Baseler Standards ........................................................ 94 3. Baseler Grundsätze für eine wirksame Bankenaufsicht .................................................... 95 4. Neue Standards für systemrelevante Banken ................................................................... 95 5. Liquidity Coverage Ratio (LCR) ........................................................................................ 96 Deutsche Bundesbank Geschäftsbericht 2012 8 II. Europäische Arbeiten ................................................................................................... 97 1. CRR und CRD IV .............................................................................................................. 97 2. Krisenmanagement ......................................................................................................... 97 3. Rekapitalisierungsumfrage und EU-weiter Stresstest ........................................................ 97 4. Bankenunion .................................................................................................................. 98 III. Fortentwicklung der nationalen Aufsichtsstandards ................................................. 99 1. CRD IV-Umsetzungsgesetz ............................................................................................... 99 2. Drittes Finanzmarktstabilisierungsgesetz .......................................................................... 100 3. Anpassung der Mindestanforderungen an das Risikomanagement .................................. 100 4. Entwurf eines Rundschreibens zu MaSan ........................................................................ 101 IV. Laufende Überwachung der Banken .......................................................................... 101 1. Aktuelle Entwicklungen .................................................................................................. 101 2. Prüfungswesen ............................................................................................................... 102 3. Meldewesen ................................................................................................................... 103 Bargeld ....................................................................................................................... 107 Unbarer Zahlungsverkehr und Wertpapierabwicklung ............................. 111 Statistik....................................................................................................................... 117 Bildung ....................................................................................................................... 121 Sonstige Aktivitäten .............................................................................................. 125 I. Forschungszentrum ....................................................................................................... 126 II. Dienstleistungen der Deutschen Bundesbank für die öffentliche Hand .................... 127 III. Eigenportfolio und Verwaltung der Währungsreserven ............................................ 129 IV. Management finanzieller Risiken ................................................................................ 131 Personal ...................................................................................................................... 135 I. Personal ......................................................................................................................... 136 II. Mandate der Vorstandsmitglieder der Deutschen Bundesbank................................. 137 Deutsche Bundesbank Geschäftsbericht 2012 9 Strategie 2016 .......................................................................................................... 139 1. Zielsetzung der Strategie 2016 ........................................................................................ 140 2. Entwicklungsprozess der Strategie 2016 .......................................................................... 140 3. Kernaussagen der Strategie 2016 .................................................................................... 140 Der Jahresabschluss der Deutschen Bundesbank für das Jahr 2012 .... 143 I. Bilanz der Deutschen Bundesbank zum 31. Dezember 2012 ...................................... 144 II. Gewinn- und Verlustrechnung der Deutschen Bundesbank für das Jahr 2012 ......... 146 III. Bestätigungsvermerk des Abschlussprüfers ............................................................... 147 IV. Allgemeine Angaben zum Jahresabschluss ................................................................ 150 V. Erläuterungen zu den einzelnen Bilanzpositionen ...................................................... 152 1. Aktiva ............................................................................................................................. 152 2. Passiva ............................................................................................................................ 158 VI. Erläuterungen
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