SCHONGAU (LU) Map of Municipality Regional Overview

Economic Research

Disposable Income in Swiss Municipalities MAY 2011 SCHONGAU (LU) Map of Municipality Regional Overview

Municipality Facts

Canton LU Mandatory charges

District Hochdorf low high Population (2009) 851 Fixed costs Swiss average Population growth (1999-2009) 1.5% low high Employed persons (2008) 325

The fixed costs comprise: living costs, ancillary expenses, charges for water, sewers and waste collection, cost of commuting to nearest center. The mandatory charges comprise: Income and wealth taxes, social security contributions, mandatory health insurance. Both are standardized figures taking the Swiss average as their zero point.

Information about Commuting

Commute to Transportation Commuter Time Integrated fare network / Cost per year in CHF mode no. (2000) each way travel pass Single person Married couple Family in minutes 1 commuter 2 commuters 1 commuter

Aarau (AG) Private vehicle 3 32 - 6'600 16'246 6'862 Aarau (AG) Public transp. 3 74 Point-to-point ticket 2'025 4'050 2'025

Zürich (ZH) Private vehicle 11 39 - 7'415 17'965 7'717 Zürich (ZH) Public transp. 11 94 Point-to-point ticket 2'628 5'256 2'628

Information on commuting relates to routes to the nearest relevant center. The starting point in each case is the center of the corresponding municipality. Travel costs associated with vehicles vary according to household type and are based on the following vehicle types: Single person = compact car, married couple = higher-price-bracket station wagon + compact car, family: medium-price-bracket station wagon.

Disposable Income for Reference Households

Single person Married couple (no children) Family (2 children) Retired couple In employment 1 person 2 persons 1 person Retired Income 75'000 250'000 150'000 80'000 Assets 50'000 600'000 300'000 300'000 Living situation Rented apartment 60m2 High-quality SFH Medium-quality SFH Rented apartment 100m2 Commute to Transp. mode CHF% CHF % CHF% CHF %

Aarau (AG) Private vehicle 32'50043% 84'000 34% 64'900 43% - - Aarau (AG) Public transp. 37'00049% 96'200 38% 69'700 46% - - - Zürich (ZH) Private vehicle 31'70042% 82'600 33% 64'100 43% - - Zürich (ZH) Public transp. 36'50049% 95'300 38% 69'200 46% - -

No commuting 38'70052% 99'200 40% 71'400 48% 49'500 62%

"Disposable income" relates to the amount that remains at a household's disposal based on income from employment, assets, occupational pensions and any transfer payments and after deduction of all mandatory charges (income and wealth taxes, social security contributions, pension contributions, health insurance premiums) and fixed costs (living costs, ancillary expenses, electricity costs). The inclusion of commuting results in transportation costs, part of which are tax-deductible. SFH = single-family house. % = relative share of gross income.

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SCHONGAU (LU) Comparison of Disposable Income

30 selected reference Cost of commuting to nearest center Commuting costs excluded municipalities in the region RDI IndicatorSingle* Couple* Family* Single* Couple* Family* Rtd Couple* Schongau (LU) 0.8234'700 90'100 67'300 38'700 99'200 71'400 49'500 Aesch (LU) 0.7434'200 90'700 68'000 37'900 99'300 71'100 48'500 Fahrwangen (AG) 0.3534'100 89'300 66'900 37'500 96'60069'700 48'500 Bettwil (AG) 0.3333'900 86'100 65'500 37'600 94'600 68'500 48'800 Meisterschwanden (AG) 0.4634'600 90'200 66'100 38'000 98'200 69'600 48'100 Buttwil (AG) 0.3033'900 84'100 63'800 37'900 93'300 67'200 48'800 Sarmenstorf (AG) 0.5734'500 93'200 68'700 37'800 100'600 72'200 48'900 Ermensee (LU) 0.4734'000 80'600 61'800 37'900 89'700 65'000 48'100 Hitzkirch (LU) 0.6934'300 89'000 65'900 37'600 96'200 69'300 47'600 Gelfingen (LU) 0.7134'400 89'200 66'000 37'600 96'200 69'300 47'600 Beinwil am See (AG) 0.5335'000 89'400 66'300 38'500 97'500 69'900 49'700 Boswil (AG) 0.4633'300 97'100 71'700 36'800 104'700 74'700 47'200 Büttikon (AG) 0.6634'900 94'000 68'900 38'100 101'100 72'200 49'000 Seengen (AG) 0.3834'500 87'800 64'900 37'400 94'900 67'900 47'400 Villmergen (AG) 0.4434'200 89'400 65'900 37'400 96'900 69'200 47'700 Bünzen (AG) 0.3734'200 87'400 66'200 37'400 95'100 68'700 48'400 Muri (AG) 0.4034'200 89'600 66'600 37'500 96'800 69'300 48'100 Birrwil (AG) 0.4034'500 87'600 65'300 37'700 94'500 68'600 48'300 Menziken (AG) 0.5734'000 95'500 70'100 37'300 102'600 73'500 48'400 Reinach (AG) 0.5434'200 91'800 68'100 37'400 98'700 71'400 48'300 Boniswil (AG) 0.5435'300 87'600 65'200 38'200 93'800 67'400 49'200 Burg (AG) 0.7234'400 98'700 72'800 37'800 106'700 76'300 49'200 Hallwil (AG) 0.5635'100 87'700 65'600 37'800 93'600 68'400 49'000 Besenbüren (AG) 0.5834'700 92'200 68'300 37'900 99'100 71'600 49'200 Beromünster (LU) 0.6833'700 91'400 68'300 37'200 99'200 71'200 47'100 Pfeffikon (LU) 0.6534'200 88'100 66'600 37'400 95'800 69'100 47'700 Egliswil (AG) 0.4435'100 86'200 64'500 37'800 92'000 66'500 48'700 Beinwil (AG) 0.6134'400 95'700 70'200 37'500 102'200 73'400 48'500 Benzenschwil (AG) 0.6035'300 91'100 67'700 38'300 98'100 70'000 49'300 Aarau (AG) 0.3536'500 79'500 58'800 37'200 81'200 59'500 47'300 Zürich (ZH) -2.2632'600 19'300 21'200 33'500 21'500 22'100 39'800

The RDI (Regional Disposable Income) indicator expresses the disposable income for a wide range of households. For Switzerland it is set at 0. Cost of commuting: average cost of public transport and private vehicle. * The definition of reference households corresponds to that on the first page. Bold = nearest relevant center of employment. Only municipalities with more than 500 inhabitants are taken into account. The number of municipalities corresponds to the number in 2008 (2'706). Information

Contact Further Information Credit Suisse Economic Research "Living and Commuting: Where's the Least Expensive Place to Live? Disposable Income in Switzerland" Regional Analysis www.credit-suisse.com/research Swiss Economy Regions Publications Email: [email protected] Sources Tel.: +41 44 334 74 19 Details of sources are contained in the above-mentioned study.

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Disclaimer This document was prepared by Credit Suisse Economic Research, and does not constitute the results of any financial analysis by ourselves or others. As a result, the "Directives on the Independence of Financial Research" issued by the Swiss Bankers Association do not apply to this document. This publication is for information purposes only. The views expressed herein are those of Credit Suisse Economic Research at the time of going to print (we reserve the right to make amendments).

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