DOCSLIB.ORG

View Annual Report

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
View Annual Report 20 08 Annual report Highlights of 2008 t0QFSBUJOHQSPmUTHSFXCZQFSDFOUUP4&,CJMMJPO t3FUVSOPOFRVJUZGPSDPOUJOVJOHPQFSBUJPOTXBTQFSDFOU t/FUJOUFSFTUJODPNFSPTFCZQFSDFOUUP4&,CJMMJPO t5IFBWFSBHFWPMVNFPGMPBOTJODSFBTFECZQFSDFOUBOEIPVTFIPME EFQPTJUTSPTFCZQFSDFOU t5IFCPBSEQSPQPTFTBOPSEJOBSZEJWJEFOEPG4&,QFSTIBSF t5IF#BOLIBEBQQSPYJNBUFMZ FNQMPZFFT t)BOEFMTCBOLFOIBEUIFNPTUTBUJTmFEDVTUPNFSTJOUIF/PSEJD DPVOUSJFTBDDPSEJOHUPUIF4,*&14*TVSWFZT FINANCIAL INFORMATION Notice of attendance Handelsbanken’s annual reports, annual reviews and Shareholders wishing to attend the AGM must: interim reports can be ordered from Handelsbanken’s website: t CFFOUFSFEJOUIFSFHJTUFSPGTIBSFIPMEFSTLFQUCZ www.handelsbanken.se/ireng. Euroclear Sweden AB (previously VPC AB) by Thursday, 23 April 2009. IMPORTANT DATES 2009 tHJWFOPUJDFPGUIFJSBUUFOEBODFUP 28 April Interim report January – March 2009 Board Office, Handelsbanken, Kungsträdgårdsgatan 2, 29 April Annual general meeting SE-106 70 Stockholm, Sweden, phone +46 8 701 19 84, 21 July Interim report January – June 2009 or online at www.handelsbanken.se/bolagsstamma at 28 October Interim report January – September 2009 the latest by 3 p.m. on Thursday, 23 April 2009. ANNUAL GENERAL MEETING To be entitled to take part in the AGM, any shareholders Place: Grand Hôtel, Vinterträdgården, whose shares are nominee-registered must also request a tem- Royal entrance, Stallgatan 4, Stockholm. porary entry in the register of shareholders kept by Euroclear. Date: Wednesday, 29 April 2009, 10 a.m. Shareholders must notify the nominee about this well before 23 April 2009, when this entry must have been effected. Dividend The board proposes that the record day for the dividend be Tuesday, 5 May 2009. If the AGM votes in favour of the proposal, Euroclear expects to send the dividend to shareholders on Friday, 8 May 2009. Svenska Handelsbanken AB (publ) Corporate identity number: 502007-7862 Registered office: Stockholm www.handelsbanken.com This annual report is also available in Swedish. Contents 1BHF 5IFHSPVQDIJFGFYFDVUJWFTDPNNFOUT 2 $PODFQU XPSLJOHNFUIPETBOEPSHBOJTBUJPO 5 (PBMT NFUIPETBOEPVUDPNFT 7 Strength and stability 8 Markets CORPORATE SOCIAL RESPONSIBILITY Handelsbanken in the community &UIJDBMTUBOEBSETBOEDPSQPSBUFTPDJBMSFTQPOTJCJMJUZ 4BUJTmFEDVTUPNFSToZFBSBGUFSZFBS ADMINISTRATION REPORT Review of operations &NQMPZFFT4IBSFEWBMVFTQSPEVDFSFTVMUT &OWJSPONFOUBMSFTQPOTJCJMJUZ 'JWFZFBSPWFSWJFXo(SPVQ 'JWFZFBSPWFSWJFXo1BSFOUDPNQBOZ ,FZmHVSFTQFSZFBS 20 Quarterly performance Share and shareholders 22 Business segments #SBODIPGmDFPQFSBUJPOTJO4XFEFO 25 #SBODIPGmDFPQFSBUJPOTPVUTJEF4XFEFO 27 Handelsbanken Capital Markets Handelsbanken Asset Management FINANCIAL REPORTS $POUFOUTo(SPVQmOBODJBMSFQPSUT *ODPNFTUBUFNFOUo(SPVQ #BMBODFTIFFUo(SPVQ 4UBUFNFOUPGDIBOHFTJOTIBSFIPMEFSTFRVJUZo(SPVQ $BTInPXTUBUFNFOUo(SPVQ /PUFTo(SPVQ $POUFOUTo1BSFOUDPNQBOZ *ODome statement and balance TIFFUBOEOPUFTo1BSFOUDPNQBOZ Recommendation for appropriation PGQSPmUTBOETUBUFNFOUGSPNUIFCPBSE OTHER INFORMATION Audit report Contents Corporate Governance Corporate governance report* Corporate governance structure The board Senior management Branches and branch managers Addresses %FmOJUJPOTBOEFYQMBOBUJPOT *The corporate governance report is not part of the statutory annual report. HANDELSBANKEN O ANNUAL REPORT 2008 1 THE GROUP CHIEF EXECUTIVE’S COMMENTS “Confidence and respect” t 'PS)BOEFMTCBOLFO XBTDIBSBDUFSJTFECZBTJHOJmDBOUOVNCFSPGOFXDVTUPNFST TUSPOHEFNBOE GPSPVSTFSWJDFT CVUBMTPBHSPXJOHmOBODJBMDSJTJTBOEUIFCFHJOOJOHTPGBSFDFTTJPO t 5IFOVNCFSPGDPSQPSBUFDVTUPNFSTJO)BOEFMTCBOLFOSPTFCZNPSFUIBO BOEBUUIFFOEPG XFIBE NPSFQSJWBUFJOEJWJEVBMTBTDVTUPNFSTUIBOBUUIFCFHJOOJOHPGUIFZFBS t $SFEJUEFNBOEXBTIJHIBOEMFOEJOHHSFXCZBUPUBMPGQFSDFOU-FOEJOHUPDPNQBOJFTSPTFCZQFSDFOU BOEJOUIFmOBMRVBSUFS )BOEFMTCBOLFOBDDPVOUFEGPSNPSFUIBOIBMGPGBMMOFXMPBOTUP4XFEJTIDPNQBOJFT t %FQPTJUTSPTFCZBUPUBMPGQFSDFOU0OUIFQSJWBUFNBSLFU EFQPTJUTSPTFCZQFSDFOU XIJDIPOBOBOOVBM CBTJTJTPOFPGUIFMBSHFTUJODSFBTFTJOUIF#BOLTSFDFOUIJTUPSZ t )BOEFMTCBOLFOTJODSFBTFEBDUJWJUZJOJOUFSOBUJPOBMDBQJUBMNBSLFUT TUBSUJOHJO NBEFJUQPTTJCMFUPGVOE FYJTUJOHBOEOFXMFOEJOH%FTQJUFBSFMBUJWFMZTVCTUBOUJBMWPMVNFPGOFXMFOEJOH UIF#BOLTMJRVJEJUZSFTFSWFT BSFTVCTUBOUJBMBOEBUUIFFOEPGUIFZFBSBNPVOUFEUP4&,CJMMJPO BWBJMBCMFXJUIJOIPVST t 0VS5JFSDBQJUBMHSFXCZ4&,CJMMJPOEVSJOHUIFZFBS t 0OFDPOTFRVFODFPGUIFCFHJOOJOHTPGBSFDFTTJPOXBTBOJODSFBTFJOMPBOMPTTFT CVUUIFTFXFSFPGGTFU CZSJTJOHFBSOJOHT QBSUMZSFTVMUJOHGSPNUIFIFBWZJOnPXPGOFXDVTUPNFST t )BOEFMTCBOLFOTSFUVSOPOFRVJUZGPSXBTQFSDFOU0QFSBUJOHQSPmUTHSFXZFBSPOZFBS GSPN 4&,CJMMJPOUP4&,CJMMJPO t 5IFTFSFTVMUTNFBOUIBU GPSUIFUIZFBSSVOOJOH UIF#BOLBDIJFWFEJUTDPSQPSBUFHPBMPGBIJHIFSSFUVSO POFRVJUZUIBOUIFBWFSBHFGPSPVSDPNQFUJUPST Behind these key figures there are many numbers, all of them largely due to the fact that during the autumn we acquired new meticulously reported in detail further on in this report. But customers to an extent we have seldom experienced before. the key figures don’t explain everything – there are two vital key Such a substantial rise in business volumes in the midst of an words underlying Handelsbanken’s results: confidence and respect. economic downturn and increasing financial turbulence can be Good banking operations demand confidence and respect – the seen as an expression of the confidence the world around has in confidence of customers, lenders and the public authorities, and Handelsbanken. respect for risk, particularly credit and liquidity risk. IMPROVED PRODUCTIVITY AND AVAILABILITY RISING DEMAND To meet this greater demand from our customers – while keep- One difference between key figures and key words is that a key ing our costs in check – we have continued our work to boost word like confidence is much more difficult to quantify and to productivity. Since its launch in 2006, the programme to improve assign an exact value. But one way of obtaining a picture of the productivity has increased the time available to meet customers by confidence Handelsbanken enjoys and how it is developing is to 40 percent. But we believe that there is great potential for further look at how much our customers want to do business with us. rises in productivity. In 2008, our lending grew by a total of 15 percent. New One way to increase availability for our customers is to con- lending and credit commitments totalled SEK 118.7 billion in stantly try to expand the opportunities of doing business outside the second half of the year. Overall, the growth in credit-related office hours, partly via our online services but also via our phone products at Handelsbanken has never been as high as it was in service Handelsbanken Direct, which is staffed around the clock 2008. by experienced banking employees led by a branch manager. Our Deposits also increased during “This increase is aim here is that customers should be able to discuss and carry the year and our market share largely because we out advanced banking transactions with expert help, even when for Swedish household deposits their own branch is closed. was 17.7 percent at year-end – an BDRVJSFEOFXDVT- increase of 1.7 percentage points. UPNFSTUPBOFYUFOU MORE SATISFIED CUSTOMERS The increase can be explained by we have seldom If higher business volumes are one method of measuring the factors such as new products and confidence of the world around in the Bank, satisfied customers increased availability, but it is also FYQFSJFODFECFGPSFw may be another. Every year, the Swedish Quality Index (SKI) and 2 HANDELSBANKEN O ANNUAL REPORT 2008 THE GROUP CHIEF EXECUTIVE’S COMMENTS EPSI carry out an extensive survey of customer satisfaction in all the Nordic countries. The impartial survey institutes arrive at a customer satisfaction index by asking banking customers how they perceive the quality of service and products and how loyal and sat- isfied they are with their bank. SKI/EPSI have been carrying out these surveys since 1989. Every year since then, Handelsbanken has had the highest level of customer satisfaction of the major financial corporations in all the Nordic countries. The fundamental principle is that our specialists in central busi- In turbulent times, when stock markets and the economy are ness areas – in collaboration with our branches – repackage their slumping, customers’ confidence in their banks usually declines advanced services into slightly simpler, more standardised solu- too. However, Handelsbanken’s customer satisfaction index, tions which can then be offered to broader customer groups, among both private and corporate customers, rose in 2008. where the business potential is often substantial. The earnings generated in institutional business are consider- A DECENTRALISED UNIVERSAL BANK able, but it isn’t until this expertise is offered to customers via I believe that one way of retaining and hopefully also increasing our branches that major shareholder value arises. customer confidence is a consistent method of banking. This approach applies not only to business areas which focus Since it started in 1871, Handelsbanken has been run as a on securities, but also to business transactions where the treas- universal bank. We aim to always satisfy our customers’ require- ury departments of major corporations are the natural counter- ments for financial services, regardless of their stage of life in the party. case of private individuals, or the business climate in the case of To achieve success, the investment bank and asset management corporate customers. operations must be number one in their respective markets. We have chosen a decentralised way of
Load more

Recommended publications
  • Impacts of Future Sea Level Rise and High Water on Roads, Railways And
    Master Thesis in Geographical Information Science nr 98 Impacts of future sea level rise and high water on roads, railways and environmental objects A GIS analysis of the potential effects of increasing sea levels and highest projected high water in Scania, Sweden Emilie Arnesten 2019 Department of Physical Geography and Ecosystem Science Centre for Geographical Information Systems Lund University Sölvegatan 12 S -223 62 Lund Sweden Emilie Arnesten (2019). Impacts of future sea level rise and high water on roads, railways and environmental objects: a GIS analysis of the potential effects of increasing sea levels and highest projected high water in Scania, Sweden. Master’s degree thesis, 30 credits in Geographical Information Systems (GIS) Department of Physical Geography and Ecosystem Science, Lund University ii Impacts of future sea level rise and high water on roads, railways and environmental objects A GIS analysis of the potential effects of increasing sea levels and highest projected high water in Scania, Sweden Emilie Arnesten Master thesis, 30 credits, in Geographical Information Systems (GIS) Autumn 2018 – Spring 2019 Supervisors: Andreas Persson Lund University Jan-Fredrik Wahlin & Peter Sieurin Swedish Transport Administration Department of Physical Geography and Ecosystem Science Centre for Geographical Information Systems Lund University iii Acknowledgements I would like to thank my supervisor at Lund University, Andreas Persson, for support and guidance in academic writing, geographical information systems and climate change adaptation. I would also like to thank my supervisors at the Swedish Transport Administration, Jan- Fredrik Wahlin and Peter Sieurin, for sharing their knowledge in the subjects handled within this study, and for enabling me to do the thesis I wished to do.
    [Show full text]
  • Verksamheter Med Länsstyrelsen Skåne Som Tillsynsmyndighet Sida 1 Av 6
    2021-09-01 Verksamheter med Länsstyrelsen Skåne som tillsynsmyndighet Sida 1 av 6 Nummer Anläggning Kommun 1260-101 Foodhills AB, Bjuv Bjuv 1260-129 Sven Jönssons Cykelaffär AB Bjuv 1272-50-001 Bromölla avloppsreningsverk Bromölla 1272-125 G. Larsson Starch Technology AB Bromölla 1272-102 Geberit Production AB Bromölla 1272-101 Stora Enso Paper AB Bromölla 1272-118 Ytbehandlingsteknik i Näsum AB Bromölla 1272-60-004 Åsens Avfallsanläggning Bromölla 1272-20-011 Östad Bromölla 1272-20-001 Östad Norr Bromölla 1278-20-017 Förslöv grustäkt Båstad 1278-101 LINDAB VENTILATION AB Båstad 1278-60-001 NSR återvinningsanläggning Bås Båstad 1278-50-004 Torekovs avloppsreningsverk Båstad 1285-50-001 Ellinge Avloppsreningsverk Eslöv 1285-144 O. Kavli AB Eslöv 1285-101 Orkla Foods Sverige AB Eslöv 1285-20-006 Rönneholms mosse Eslöv 1285-91-804 Skibaröd Eslöv 1285-158 Örtofta Kraftvärmeverk Eslöv 1285-105 Örtofta Sockerbruk Eslöv 1283-109H Filborna Kraftvärmeverk Helsingborg 1283-109A Fjärrvärmecentral, Israel (FCI) Helsingborg 1283-75-001 Helsingborgs Hamn AB Helsingborg 1283-101 KEMIRA KEMI AB Helsingborg 1283-60-001 NSR återvinningsanläggning Hel Helsingborg 1283-60-002 RÖKILLE AVFALLSUPPLAG Helsingborg 1283-102 Solenis Sweden AB Helsingborg 1283-109B Västhamnsverket, (VHV) Helsingborg 1283-50-001 Öresundsverket, AVR Helsingborg 1293-60-001 Hässleholms Kretsloppscenter Hässleholm 1293-20-910 Vinne mosse Hässleholm 1293-20-901 Åbuamossen Hässleholm 1284-50-001 Höganäs avloppsreningsverk Höganäs 1284-101B Höganäs Hetvattencentral 1 Höganäs 1284-101 Höganäs
    [Show full text]
  • Svenska Handelsbanken
    Annual Report 2001 Svenska Handelsbanken THE ANNUAL GENERAL MEETING OF SVENSKA HANDELSBANKEN will be held at the Grand Hôtel, Vinterträdgården, Royal entrance, Stallgatan 4, Stockholm, at 10.00 a.m. on Tuesday, 23 April 2002. NOTICE OF ATTENDANCE AT ANNUAL GENERAL MEETING Shareholders wishing to attend the Meeting must: • be entered in the Register of Shareholders kept by VPC AB (Swedish Central Securities Depository and Clearing Organisation), on or before Friday, 12 April 2002, and • give notice of attendance to the Chairman's Office at the Head Office of the Bank, Kungsträdgårdsgatan 2, SE-106 70 Stockholm, telephone +46 8 701 19 84, or via the Internet www.handelsbanken.se/bolagsstamma (Swedish only), by 3 p.m. on Wednesday, 17 April 2002. In order to be entitled to take part in the Meeting, any share- holders whose shares are nominee-registered must also request a temporary entry in the register of shareholders kept by the VPC. Shareholders must notify the nominee about this well before 12 April 2002, when this entry must have been effected. DIVIDEND The Board of Directors recommends that the record day for the dividend be Friday, 26 April 2002. If the Annual General Meeting votes in accordance with this recommendation, the VPC expects to be able to send the dividend to shareholders on Thursday, 2 May 2002. PUBLICATION DATES FOR INTERIM REPORTS January–March 22 April 2002 January–June 20 August 2002 January–September 22 October 2002 Svenska Handelsbanken AB (publ) Registered no. 502007-7862 www.handelsbanken.se Contents HIGHLIGHTS OF THE YEAR 2 THE GROUP CHIEF EXECUTIVE’S COMMENTS..........
    [Show full text]
  • Annual Report 1998 Unidanmark Unibank Contents
    Annual Report 1998 Unidanmark Unibank Contents Summary . 6 Financial review . 8 The Danish economy . 14 Business description . 15 Retail Banking . 15 Corporate Banking . 21 Markets . 23 Investment Banking . 25 Risk management . 26 Capital resources . 33 Employees . 35 Management and organisation . 37 Accounts Accounting policies . 42 The Unidanmark Group . 44 Unidanmark A/S . 50 Unibank A/S . 55 Notes . 59 Unidanmark’s Local Boards of Shareholders . 84 Unibank’s Business Forum . 85 Branches in Denmark . 86 International directory . 88 Notice of meeting . 90 Management Supervisory Board of Unidanmark Jørgen Høeg Pedersen (Chairman) Holger Klindt Andersen Laurids Caspersen Boisen Lene Haulrik* Steffen Hvidt* Povl Høier Mogens Hugo Jørgensen Brita Kierrumgaard* Kent Petersen* Mogens Petersen Keld Sengeløv * Appointed by employees Executive Board of Unidanmark Thorleif Krarup Supervisory Board of Unibank Unibank’s Supervisory Board has the same members as the Supervisory Board of Unidanmark. In addition, as required by Danish banking legisla- tion, the Danish Minister of Business and Industry has appointed one mem- ber of the Supervisory Board of Unibank, Mr Kai Kristensen. Executive Board of Unibank Thorleif Krarup (Chairman) Peter Schütze (Deputy Chairman) Christian Clausen Jørn Kristian Jensen Peter Lybecker Henrik Mogensen Vision We are a leading financial services company in Denmark with a prominent position in the Nordic market. We ensure our shareholders a return in line with the return of the best among comparable Nordic financial services companies. Through our customer focus, efficient business processes and technology we create customer satisfaction and attract new customers. This confirms the customers in their choice of bank. Unibank is an attractive workplace where team spirit and customer focus are important criteria for individual success.
    [Show full text]
  • Preparing for EURO 2004 How the Qualifiers Shaped up Germany Win
    .03 11 Preparing for EURO 2004 03 How the qualifiers shaped up 06 Germany win the Women’s World Cup 09 Professional leagues 1010 no 19 – november 2003 – november no 19 COVER IN THIS ISSUE Professional leagues 10 Greece (Angelos Charisteas, in blue) Coach education directors will be taking part in their first EURO 2004 preparations in full swing 03 in Brussels 12 European Championship final round UEFA prepares for its jubilee 14 since 1980 and only their second ever. Review of the EURO 2004 qualifiers 06 News from member PHOTO: FLASH PRESS Germany win the Women’s World Cup 09 associations 17 AchievingEditorial the right balance The final tournament of the European Championship really started to take definite shape on 11 October, when Portugal found out the names of ten of their potential opponents and football fans were presented with the outline of what already shows all the signs of being a particularly mouth-watering line-up. Interest in the competition will be maintained in November with the play-offs, which promise to be exciting and open, and could give the final field of participants a very interesting look indeed. After these deciders, the draw for the final round will well and truly put us on tenterhooks in anticipation of the tournament itself and the fever will continue to mount until the opening match kicks off on 12 June 2004. For the supporters of the national teams which have not managed to qualify for next year’s European Championship final round, the draw for the 2006 World Cup qualifying competition at the beginning of December will give them renewed reason to hope and dream.
    [Show full text]
  • Tätorter 2010 Localities 2010
    MI 38 SM 1101 Tätorter 2010 Localities 2010 I korta drag Korrigering 2011-06-20: Tabell I, J och K, kolumnen Procent korrigerad Korrigering 2012-01-18: Tabell 3 har utökats med två tätorter Korrigering 2012-11-14: Tabell 3 har uppdaterats mha förbättrat underlagsdata Korrigering 2013-08-27: Karta 3 har korrigerats 1956 tätorter i Sverige 2010 Under perioden 2005 till 2010 har 59 nya tätorter tillkommit. Det finns nu 1 956 tätorter i Sverige. År 2010 upphörde 29 områden som tätorter på grund av minskad befolkning. 12 tätorter slogs samman med annan tätort och i en tätort är andelen fritidshus för hög för att den skall klassificeras som tätort. Flest nya tätorter har tillkommit i Stockholms län (16 st) och Skåne län (10 st). En tätort definieras kortfattat som ett område med sammanhängande bebyggelse med högst 200 meter mellan husen och minst 200 invånare. Ingen hänsyn tas till kommun- eller länsgränser. 85 procent av landets befolkning bor i tätort År 2010 bodde 8 016 000 personer i tätorter, vilket motsvarar 85 procent av Sveriges hela befolkning. Tätortsbefolkningen ökade med 383 000 personer mellan 2005 och 2010. Störst har ökningen varit i Stockholms län, följt av Skå- ne och Västra Götaland län. Sju tätorter har fler än 100 000 invånare – Stockholm, Göteborg, Malmö, Upp- sala, Västerås, Örebro och Linköping. Där bor sammanlagt 28 procent av Sveri- ges befolkning. Av samtliga tätorter har 118 stycken fler än 10 000 invånare och 795 stycken färre än 500 invånare. Tätorterna upptar 1,3 procent av Sveriges landareal. Befolkningstätheten mätt som invånare per km2 har ökat från 1 446 till 1 491 under perioden.
    [Show full text]
  • 1 Globala Målen
    GLOBALA MÅLEN | BAKGRUND 1 FÖR KÄVLINGE, LOMMA, SIMRISHAMN, SJÖBO, SKURUP, SVEDALA, TOMELILLA, TRELLEBORG, VELLINGE OCH YSTAD 2 BAKGRUND | GLOBALA MÅLEN Remiss Remiss GLOBALA MÅLEN | BAKGRUND 3 Tänk att du bor i ett hus och helt plötsligt inte kan göra dig av med dina sopor. Vad skulle du göra? Du kanske börjar lägga dem i källaren. Sen fyller du vinden. Boendemiljön blir sämre och sämre. Antagligen skulle du vilja flytta. Planeten är vårt gemensamma hem. Här ska våra barn bo och deras barn i all evighet. Eller? Vilket hem får de? Allt vi köper gör att det uppstår avfall, även när det tillverkas. Oftast i andra delar av världen. Hur mycket avfall rymmer vår planet? Vart kan vi flytta? Remiss Vi harRemiss en enda planet. Ett enda hem. 4 FÖRORD | VAD ÄR AVFALL FÖR DIG? VAD ÄR AVFALL för dig? Vad tänker du på när du hör ordet avfall? Kanske tänker du på soporna under diskbänken, på din halvgamla fåtölj, eller din omoderna mobiltelefon? Eller så tänker du att din soffa är ett kap för någon annan och säljer den vidare? Eller så tänker du efter innan du handlar nya saker och lagar det som är trasigt, innan du ger dem till återbruk? En privatperson i Sverige ger upphov till nästan 500 kg sopor per år. För 100 år sedan var samma siffra cirka 30 kg per person. En sak är säker, allt vi handlar och i stort sett allt som produceras kommer att bli avfall i framtiden. I Sverige kommer befolkningen att fortsätta öka under perioden fram till år 2030.
    [Show full text]
  • Danish Sharing Economy and New Business Models April Rinne
    SharingA Co-Created Magazine on the Sharing Economy City of Cities & Local Communities Danish Sharing April Rinne Opportunities for Economy and New — Global Perspectives on Better Mobility with Sharing Economy Business Models Sharing Economy? — Mark Lorenzen & — Søren Riis Emmy Laura Perez Fjalland READ: 24 New Sharing Economy Start-Ups / Annika Agger: On Sharing – Yours, Mine and Ours? PERSPECTIVE: Rethink Resources Within Your Business / TOPIC: What Role Should Municipalities Play in the Sharing Economy? / TOPIC: Scope of the Sharing Economy in Denmark / Resources for Further Thought 2 Article Authors (alphabetically) Ann Lehmann Erichsen Anne Grave Annika Agger April Rinne Bent Greve Brian Landbo Charlotte Fischer Sharing City Ditte Håkonsson A Co-Created Magazine on the Emmy Laura Perez Fjalland Sharing Economy of Cities & Local Ida Bigum Nielsen Ismir Mulalic Communities Jesper Kofoed-Melson Lars Pico Geerdsen Malene Freudendal-Pedersen Sharing City Project Owner Mark Lorenzen Nikolaj Sveistrup, Head of Cities programme, Martin von Haller Grønbæk Danish Architecture Centre Morten Bernhardt Søren Have Sharing City Project Manager Søren Riis Anne Grave, Senior Project Manager, Danish Architecture Centre Published First Editor and Head Journalist of Sharing City Magazine April 2017 Emmy Laura Perez Fjalland, Ph.D. Fellow, Roskilde University and Danish Architecture Centre ISBN 978-87-983096-4-2 Second Editor of Sharing City Magazine Brian Landbo, Rambøll Management Consulting Graphic Design Jakob Helmer — jakobhelmer.com In order to use this material, you must credit: The Danish Panel of Experts Architecture Centre ‘Sharing Mark Lorenzen, Professor, Copenhagen Business School City’, as well as photographers Bent Greve, Professor, Roskilde University when using pictures, and authors Martin von Haller Grønbæk, Partner, Bird & Bird Law Firm when using quotes or knowledge.
    [Show full text]
  • CONTENTS Folk Life in Sweden 1871 by AH
    (ISSN 0275-9314) CONTENTS Folk Life in Sweden 1871 65 by A.H Guernsey Mathias Bernard Pederson Found 85 by Elisabeth Thorsell Finding Surprising Ties to Halland Swedes 87 by Carl O. Helstrom, Jr. Using the Demographic Database for S. Sweden 96 by Dean Wood Old Issue Revisited 109 fry Carol J. Bern Swenson Center Serendipity 114 by Jill Seaholm The Poor Y ou Always Have with You 124 by Elisabeth Thorsell Genealogical Queries 126 Vol. XXIII June 2003 No. 2 Copyright ©2003 (ISSN 0275-9314) Swedish American Genealogist Publisher: Swenson Swedish Immigration Research Center Augustana College Rock Island, IL 61201-2296 Telephone: 309-794-7204 Fax: 309-794-7443 E-mail: [email protected] Web address: http://www.augustana.edu/administration/swenson/ Editor: Harold L. Bern, Jr. 2341 E. Lynnwood Dr., Longview, WA 98632 E-mail: [email protected] Editor Emeritus: Nils William Olsson, Ph.D., F.A.S.G., Winter Park, FL Contributing Editor: Peter Stebbins Craig. J.D., F.A.S.G., Washington, D.C. Technical editor: Elisabeth Thorsell, Järfälla, Sweden Editorial Committee: Dag Blanck, Uppsala, Sweden Ronald J. Johnson, Madison, WI Christopher Olsson, Stockton Springs, ME Ted Rosvall, Enasen-Falekvarna. Sweden Priscilla Jönsson Sorknes, Minneapolis, MN Swedish American Genealogist, its publisher, editors, and editorial committee assume neither responsibility nor liability for statements of opinion or fact made by contributors. Correspondence. Please direct editorial correspondence such as manuscripts, queries, book reviews, announcements, and ahnentafeln to the editor in Longview. Correspondence regarding change of address, back issues (price and availa• bility), and advertising should be directed to the publisher in Rock Island.
    [Show full text]
  • The Swedish Transport Administration Annual Report 2010 Contents
    The Swedish Transport Administration Annual Report 2010 Contents A EVERYBODY ARRIVES SMOOTHLY, THE GREEN AND SAFE WAY Contents Contents Comments from the Director-General 4 B 1. The Swedish Transport Administration in brief 6 2. Transport developments 10 Traffic developments on roads and railways 11 Capacity and congestion 11 Traffic and weather 2010 12 3. The Swedish Transport Administration’s operations 2010 14 The Swedish Transport Administration’s efficiency measures 15 Planning for intermodal transports 16 Investments in roads and railways 17 Operation and maintenance of state roads and railways in accordance with the national plan 26 International work 36 Research and innovation 37 4. Transport policy goals 40 Functional objective Accessibility 42 Environment and health 50 Safe traffic 56 5. Employees 60 6. Other feedback 62 7. Financial report 66 Income and expenditure account 68 Balance sheet 69 Appropriation account 70 Statement of source and application of funds 72 Summary of key figures 73 Notes 74 8. Signing of the annual report 80 9. Auditors’ report 81 10. Board of directors 82 11. Management group 83 Comments from the Director-General Comments from the Director-General be solved in the future. When society chairman of the organisation committee changes, then the transport systems must and then elected as Director-General. The also change. This is why the initial focus was to guarantee ongoing Administration’s challenges are closely operations and to maintain contacts with linked to current developments in society. interested parties and the wider world. Climate changes will impact infra- Much effort was spent ensuring function- structure, at the same time as transports ality in the telecom and datacom system, impact the climate.
    [Show full text]
  • The Global Phenomenon of Women's Soccer
    Beyond Bend It Like Beckham BEYOND Bend It Like BECKHAM THE GLOBAL PHENOMENON OF WOMEN’S SOCCER Timothy F. GraineyÊUÊForeword by Brittany Timko university of nebraska press s lincoln and london © 2012 by Timothy F. Grainey All rights reserved. Manufactured in the United States of America. Library of Congress Cataloging-in-Publication Data Grainey, Timothy F. Beyond “Bend it like Beckham”: the global phenomenon of women’s soccer / Timothy F. Grainey; foreword by Brittany Timko. p. cm. Includes bibliographical references. isbn 978-0-8032-3470-3 (pbk.: alk. paper) 1. Soccer for women—Cross-cultural studies. 2. Soccer—Social aspects— Cross-cultural studies. I. Title. gv944.5.g73 2012 796.334082—dc23 2011047387 Set in Sabon by Kim Essman. Designed by Annie Shahan. To my wife, April, and daughter, Arianna: two precious gems who make my life better in infinite ways Contents List of Illustrations ix Foreword xi Acknowledgments xv Introduction xvii PART ONE Rapid Growth in the United States 1 Title IX, Soccer Moms, and Pioneering Players 3 2 U.S. National Team, 1996–1999: “Welcome to Our Party” 17 3 Professional Women’s Soccer and the wusa: “The Best Three Years of My Life” 35 4 Women’s Professional Soccer (wps) 65 PART TWO Challenges in the Middle East, Africa, and Latin America 5 The State of the Game in the Middle East 105 6 Challenges and Successes in Africa 123 7 Latin America: Fighting Machismo Attitudes 139 8 Women Athletes: Objects versus Wholesome Role Models 163 PART THREE Building Leagues and National Team Programs 9 Ancestral Roots:
    [Show full text]
  • The Local Government Reform – in Brief
    THE LOCAL GOVERNMENT REFORM – IN BRIEF Published by: The Ministry of the Interior and Health Department of Economics Slotsholmsgade 10-12 DK-1216 Copenhagen K Telephone: +45 72 26 90 00 Telefax: +45 72 26 90 01 E-post: [email protected] Homepage: www.im.dk Design: 1508 A/S Photo: Manipulation.as Print: SaloGruppen A/S Impression: 10,000 Price: free ISBN-no. (publication – Danish version): 87-7601-149-6 ISBN-no. (electronic – Danish version): 87-7601-151-8 ISBN-no. (publication – English version): 87-7601-152-6 ISBN-no. (electronic – English version): 87-7601-153-4 You can order the publication at: NBC Ekspedition Telephon: +45 56 36 40 48 Telefax: +45 56 36 40 39 E-mail: [email protected] Telephone opening hours: Monday-Thursday 9.30 a.m.- 4 p.m., Friday 9.30 a.m. - 3 p.m. The publication is available on the internet at the homepage of the Ministry of the Interior and Health (www.im.dk). Contents Contents...............................................................................................................................3 Preamble..............................................................................................................................4 Chapter 2 A New Map of Denmark ...................................................................................13 Chapter 3 Who will be doing what in the Public Sector? ...................................................22 Chapter 4 Public Economy after the Local Government Reform.......................................35 Chapter 5 Local Democracy..............................................................................................40
    [Show full text]