National Westminster Bank

Total Page:16

File Type:pdf, Size:1020Kb

National Westminster Bank SUPPLEMENTARY PROSPECTUS DATED 1 MARCH 2019 NATIONAL WESTMINSTER BANK PLC (incorporated under the laws of England and Wales with limited liability under the Companies Act 1948 to 1980, with registered number 00929027) €25 billion Global Covered Bond Programme unconditionally and irrevocably guaranteed as to payments of interest and principal by NatWest Covered Bonds Limited Liability Partnership (a limited liability partnership incorporated in England and Wales) This Supplement (this Supplement) to the Prospectus dated 5 June 2018 published in relation to the Programme (as defined below) (the Prospectus), which together constitute a base prospectus for the purposes of Article 5.4 of Directive 2003/71/EC (as amended) (the Prospectus Directive), constitutes a supplementary prospectus for the purposes of Section 87G of the Financial Services and Markets Act 2000 (the FSMA) and is prepared in connection with the €25 billion global covered bond programme (the Programme) established by National Westminster Bank Plc (the Issuer or NatWest) and unconditionally and irrevocably guaranteed as to payments of interest and principal by NatWest Covered Bonds Limited Liability Partnership (the LLP). Terms defined in the Prospectus have the same meaning when used in this Supplement. This Supplement is supplemental to, and should be read in conjunction with, the Prospectus and the documents incorporated by reference therein and has been approved by the Financial Conduct Authority and filed with it. The Issuer and the LLP each accept responsibility for the information contained in this Supplement. To the best of the knowledge of each of the Issuer and the LLP (having taken all reasonable care to ensure that such is the case), the information contained in this Supplement is in accordance with the facts and does not omit anything likely to affect the import of such information. Purpose of this Supplement The purpose of this Supplement is to: (a) incorporate by reference: (i) the annual report and accounts of the Issuer (including the audited consolidated annual financial statements of the Issuer, together with the audit report thereon) for the financial year ended 31 December 2018 (excluding the section headed "Top and emerging risks" on page 3) which was published via the RNS on 15 February 2019 (the 2018 Issuer Annual Report and Accounts); (ii) the audited non-consolidated annual accounts of the LLP for the financial year ended 31 December 2017; and (iii) certain RNS announcements relating to the Programme; (b) update the Benchmark Regulation disclosure; 1 (c) insert two new risk factors titled "The market continues to develop in relation to SONIA as a reference rate for Floating Rate Covered Bonds" and "Harmonisation of the EU covered bond framework", respectively; (d) amend the Form of Final Terms; (e) amend Condition 4 (Interest); (f) update the no significant or material change statement of the Issuer or the NatWest Group; (g) update the list of directors of NatWest; and (h) update the registered address of National Westminster Bank Plc. (a) Documents Incorporated by Reference By virtue of this Supplement, each of: (i) the 2018 Issuer Annual Report and Accounts, which have been (A) previously published and (B) filed with the Financial Conduct Authority; (ii) the annual report and accounts of the LLP together with the audit reports thereon for the period from 31 December 2016 to 31 December 2017; (iii) an announcement dated 18 December 2018 concerning the appointment of Katie Murray as Chief Financial Officer and Executive Director of NatWest, published via RNS and available at: https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1217996; (iv) an announcement dated 14 December 2018 concerning the upgrade of the long term rating of NatWest by two notches and the short term rating of NatWest by one notch, published via RNS and available at: https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1217367; (v) an announcement dated 1 November 2018 concerning changes to the UK intra- Group capital and liquidity arrangements of the RBS Group (as defined therein), published via RNS and available at: https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1204094; (vi) an announcement dated 22 August 2018 concerning a dividend on series A non- cumulative preference shares of NatWest, published via RNS and available at: https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1155762; (vii) an announcement dated 17 August 2018 concerning the resignation of Ewen Stevenson as Chief Financial Officer of NatWest, published via RNS and available at: https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1150275; (viii) an announcement dated 13 August 2018 concerning the ring-fencing plans of the RBS Group (as defined therein), published via RNS and available at: 2 https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1143010; (ix) an announcement dated 3 August 2018 concerning the financial results for the half year ended 30 June 2018 of NatWest, published via RNS and available at: https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1132392; (x) an announcement dated 31 July 2018 concerning the concerning ring-fencing plans of the RBS Group (as defined therein), published via RNS and available at: https://otp.tools.investis.com/clients/uk/rbs1/rns1/regulatory- story.aspx?cid=365&newsid=1131223, shall be deemed to be incorporated in, and form part of, the Prospectus and supplement the section entitled “Documents Incorporated by Reference” on page 8 of the Prospectus. A copy of any or all of the information which is incorporated by reference herein will be available for viewing (i) at the office of the Issuer at 250 Bishopsgate, London EC2M 4AA and (ii) on the Regulatory News Service operated by the London Stock Exchange at www.londonstockexchange.com/exchange/news/news/market-news/market-news-home.html. If the documents which are incorporated by reference in the Prospectus by virtue of this Supplement themselves incorporate any information or other documents therein, either expressly or implicitly, such information or other documents will not form part of the Prospectus for the purposes of the Prospectus Directive except where such information or other documents are specifically incorporated by reference in, or attached to, the Prospectus by virtue of this Supplement. Any information contained in any of the documents specified above which is not incorporated by reference in this Supplement is either not relevant for prospective investors for the purposes of Article 5(1) of the Prospectus Directive or is covered elsewhere in this Supplement. Where the above documents themselves incorporate further information by reference, such further information does not form part of this Supplement. (b) Benchmark Regulation disclosure The Benchmark Regulation disclosure in the final paragraph of the front cover of the Prospectus shall be replaced as set out below: "Amounts payable on Floating Rate Covered Bonds will be calculated by reference to one of LIBOR, SONIA, EURIBOR, STIBOR, HIBOR, SIBOR and TIBOR as specified in the relevant Final Terms. As at the date of this Prospectus, the administrators of SONIA, EURIBOR, STIBOR, HIBOR, SIBOR and TIBOR are not included in ESMA's register of administrators under Article 36 of the Regulation (EU) No. 2016/1011 (the Benchmark Regulation). As far as the Issuer is aware, the transitional provisions in Article 51 of the Benchmark Regulation apply, such that the administrators of SONIA, EURIBOR, STIBOR, HIBOR, SIBOR and TIBOR are not currently required to obtain authorisation/registration (or, if located outside the European Union, recognition, endorsement or equivalence)." (c) Risk Factors The Risk Factors section on page 34 of the Prospectus is supplemented to add the following risk factors before the paragraph titled “RISK FACTORS RELATED TO THE STRUCTURE OF A PARTICULAR ISSUE OF COVERED BONDS” as set out below: 3 "The market continues to develop in relation to SONIA as a reference rate for Floating Rate Covered Bonds Investors should be aware that the market continues to develop in relation to the Sterling Overnight Index Average (SONIA) as a reference rate in the capital markets and its adoption as an alternative to Sterling LIBOR. In particular, market participants and relevant working groups are exploring alternative reference rates based on SONIA, including term SONIA reference rates (which seek to measure the market’s forward expectation of an average SONIA rate over a designated term). The market or a significant part thereof may adopt an application of SONIA that differs significantly from that set out in the Conditions and used in relation to Floating Rate Covered Bonds that reference a SONIA rate issued under this Prospectus. Interest on Covered Bonds which reference a SONIA rate is only capable of being determined at the end of the relevant Observation Period and immediately prior to the relevant Interest Payment Date. It may be difficult for investors in Covered Bonds which reference a SONIA rate to reliably estimate the amount of interest which will be payable on such Covered Bonds. Further, if the Floating Rate Covered Bonds become due and payable under Condition 9, the Rate of Interest payable shall be determined on the date the Covered Bonds became due and payable
Recommended publications
  • Chronology, 1963–89
    Chronology, 1963–89 This chronology covers key political and economic developments in the quarter century that saw the transformation of the Euromarkets into the world’s foremost financial markets. It also identifies milestones in the evolu- tion of Orion; transactions mentioned are those which were the first or the largest of their type or otherwise noteworthy. The tables and graphs present key financial and economic data of the era. Details of Orion’s financial his- tory are to be found in Appendix IV. Abbreviations: Chase (Chase Manhattan Bank), Royal (Royal Bank of Canada), NatPro (National Provincial Bank), Westminster (Westminster Bank), NatWest (National Westminster Bank), WestLB (Westdeutsche Landesbank Girozentrale), Mitsubishi (Mitsubishi Bank) and Orion (for Orion Bank, Orion Termbank, Orion Royal Bank and subsidiaries). Under Orion financings: ‘loans’ are syndicated loans, NIFs, RUFs etc.; ‘bonds’ are public issues, private placements, FRNs, FRCDs and other secu- rities, lead managed, co-managed, managed or advised by Orion. New loan transactions and new bond transactions are intended to show the range of Orion’s client base and refer to clients not previously mentioned. The word ‘subsequently’ in brackets indicates subsequent transactions of the same type and for the same client. Transaction amounts expressed in US dollars some- times include non-dollar transactions, converted at the prevailing rates of exchange. 1963 Global events Feb Canadian Conservative government falls. Apr Lester Pearson Premier. Mar China and Pakistan settle border dispute. May Jomo Kenyatta Premier of Kenya. Organization of African Unity formed, after widespread decolonization. Jun Election of Pope Paul VI. Aug Test Ban Take Your Partners Treaty.
    [Show full text]
  • The Headquarters of National Provincial Bank of England
    Symbolism in bank marketing and architecture: the headquarters of National Provincial Bank of England Article Published Version Creative Commons: Attribution 4.0 (CC-BY) Open Access Barnes, V. and Newton, L. (2019) Symbolism in bank marketing and architecture: the headquarters of National Provincial Bank of England. Management and Organizational History, 14 (3). pp. 213-244. ISSN 1744-9359 doi: https://doi.org/10.1080/17449359.2019.1683038 Available at http://centaur.reading.ac.uk/86938/ It is advisable to refer to the publisher’s version if you intend to cite from the work. See Guidance on citing . To link to this article DOI: http://dx.doi.org/10.1080/17449359.2019.1683038 Publisher: Taylor and Francis All outputs in CentAUR are protected by Intellectual Property Rights law, including copyright law. Copyright and IPR is retained by the creators or other copyright holders. Terms and conditions for use of this material are defined in the End User Agreement . www.reading.ac.uk/centaur CentAUR Central Archive at the University of Reading Reading’s research outputs online Management & Organizational History ISSN: 1744-9359 (Print) 1744-9367 (Online) Journal homepage: https://www.tandfonline.com/loi/rmor20 Symbolism in bank marketing and architecture: the headquarters of National Provincial Bank of England Victoria Barnes & Lucy Newton To cite this article: Victoria Barnes & Lucy Newton (2019) Symbolism in bank marketing and architecture: the headquarters of National Provincial Bank of England, Management & Organizational History, 14:3, 213-244, DOI: 10.1080/17449359.2019.1683038 To link to this article: https://doi.org/10.1080/17449359.2019.1683038 © 2019 The Author(s).
    [Show full text]
  • The Employment Tribunals
    Case Number: 2203113/2019 A 2204740/2019 A 2205092/2019 A THE EMPLOYMENT TRIBUNALS Claimants Respondents (1) Ms S Feng v (1) National Westminster Bank (2) Ms N Holland PLC (2) Ms M Tang (3) Ms A Hammond Heard at: London Central On: 21 January 2021 Before: Employment Judge Glennie Representation: Claimants: (1) In person (2) Represented by Ms Feng Respondents: Ms T Barsam (Counsel) JUDGMENT ON PRELIMINARY HEARING 1. National Westminster Bank PLC is added as First Respondent to the claims. 2. Coutts & Co and Royal Bank of Scotland Group are discharged as Respondents. 3. The Tribunal does not have jurisdiction to hear the complaints of negligence and/or breach of duty at common law giving rise to personal injury in Schedule 5 of the Claimants’ schedule of claims. These complaints are therefore struck out. REASONS 1. Ms Feng asked for written reasons for my decision to discharge Coutts & Co and Royal Bank of Scotland Group as Respondents, but not in relation to my decision about the negligence / breach of common law duty complaints. These reasons therefore cover the former point only. 1 Case Number: 2203113/2019 A 2204740/2019 A 2205092/2019 A 2. Claim number 2203113/2019 was brought by Ms Feng with “Coutts (Royal Bank of Scotland)” named as First Respondent. The complaints were of race discrimination. The Response identified National Westminster Bank PLC as the correct First Respondent. Claim number 2204740/2019 was brought by Ms Feng and Ms Holland and named the First Respondent as “Coutts (Royal Bank of Scotland Group)”. The complaints were of victimisation, detriments by reason of protected disclosures, indirect race discrimination, harassment and negligence.
    [Show full text]
  • National Westminster Bank Plc Annual Report and Accounts 2019
    National Westminster Bank Plc Annual Report and Accounts 2019 natwest.com Strategic report Franchises Page Commercial & Private Banking (CPB), combining the reportable Strategic report segments of Commercial Banking and Private Banking ceased to Presentation of information 1 operate as one business area and the franchise Personal & Ulster, Description of business 1 combining the reportable segments of UK Personal Banking and Ulster Principal activities and operating segments 1 Bank RoI was also disbanded. The reportable operating segments Performance overview 1 remain unchanged and no comparatives have been restated. Stakeholder engagement and s.172(1) statement 3 Principal activities and operating segments Board of directors and secretary 5 NWB Group serves customers across the UK and Ireland with a range Top and emerging risks 6 of retail and commercial banking products and services. A wide range Financial review 7 of personal products are offered including current accounts, credit Capital and risk management 10 cards, personal loans, mortgages and wealth management services. Report of the directors 65 NWB Plc is the main provider of shared service activities for RBS Statement of directors’ responsibilities 69 Group. This includes the provision of Treasury services on behalf of Financial Statements 70 the ring-fenced bank and RBS Group. Risk factors 150 The reportable operating segments are as follows: Forward-looking statements 163 UK Personal Banking serves individuals and mass affluent customers Presentation of information in the UK and includes Ulster Bank customers in Northern Ireland. National Westminster Bank Plc (‘NWB Plc’) is a wholly-owned subsidiary of NatWest Holdings Limited (‘NWH Ltd’ or ‘the intermediate Commercial Banking serves start-up, SME, commercial and corporate holding company’).
    [Show full text]
  • Annual Report and Accounts 2016
    Annual Report & Accounts 2016 Report & Accounts Annual Building our brands Direct Line Insurance Group plc Annual Report & Accounts 2016 Contents Strategic report 2 Group highlights 4 Group at a glance 6 Market overview 8 Business model 10 Chairman’s statement 12 Chief Executive Officer’s review 14 Our strategy 24 Our key performance indicators 26 Risk management 30 Corporate social responsibility 34 Operating review 38 Finance review Governance 48 Chairman’s introduction 50 Board of Directors 52 Executive Committee 53 Corporate governance report 64 Committee reports 82 Directors’ remuneration report 110 Directors’ report Financial statements 114 Contents 115 Independent Auditor’s report 122 Consolidated financial statements 127 Notes to the consolidated For all the latest news financial statements and announcements visit www.directlinegroup.com 179 Parent Company financial statements 182 Notes to the Parent Company financial statements Other information 187 Additional information 189 Glossary and appendices 195 Forward-looking statements disclaimer 196 Contact information Building our brands Our mission: To make insurance much easier and better value for our customers Our strategy supports our aspiration to be the leading personal and small business general insurer in the UK. Our customers are at the centre of everything we do, as we remain focused on protecting an ever-changing Britain. Building a culture of great service Find out more on page 18 Building our brands by offering more Find out more on page 22 Building our technology and data capabilities Find out more on page 20 www.directlinegroup.com 1 Group highlights Providing stability for our customers and shareholders Profit before tax1 Return on tangible equity2 Combined operating ratio2 (£m) (%) Ongoing operations2 (%) 9 7.
    [Show full text]
  • Natwest-Markets-Nv-Cash-Ssi.Pdf
    NatWest Markets N.V., AMSTERDAM Standard Settlement Instruction (cash) for Foreign Exchange, Money Market, Currency Options, FRAs, Interest Rate & Commodity Swaps, Interest Rate & Commodity Options, Fixed Income, Collateral, Credit Derivatives and Exchange Traded Futures & Options & Equity Derivatives Transactions. All accounts are in the name of NatWest Markets N.V., Amsterdam OMGEO Alert Acronym is RBSFMFX. Model Name is NWMNV. Effective From 15/04/2019 Correspondent Swift Beneficiary ISO CCY Country Correspondent Details Account Number Address Swift Code United Arab 1012003958924016 AED NBADAEAA National Bank of Abu Dhabi RBOSNL2RTCM Emirates IBAN - AE540351012003958924016 AUD Australia NATAAU3303M National Australia Bank Ltd Melbourne 1803114456500 RBOSNL2RTCM BBD BARBADOS BNBABBBB Republic Bank (Barbados) Ltd 028042192003 RBOSNL2RTCM 1030028017 BGN BULGARIA RZBBBGSF Raiffesen Bank AD Sofia RBOSNL2RTCM IBAN - BG55RZBB91551030028017 0099637057 BHD BAHRAIN NBOBBHBM National Bank of Bahrain RBOSNL2RTCM IBAN - BH94NBOB00000099637057 BMD Bermuda BNTBBMHM Bank of NT Butterfield & Son Hamilton 0601664670019 RBOSNL2RTCM CAD CANADA ROYCCAT2 Royal Bank of Canada Toronto 095911005743 RBOSNL2RTCM 02300000061046050000B CHF Switzerland UBSWCHZH80A UBS AG, Zurich RBOSNL2RTCM IBAN - CH140023023006104605B Care should be taken as this relates to CNH/CNY trading and settling offshore in CNY Hong Kong SCBLHKHH 44700867654 RBOSNL2RTCM Hong Kong with Standard Chartered Bank (Hong Kong) Ltd 266310663 CZK CZECH REPUBLIC CEKOCZPP Ceskoslovenska Obchodni Banka
    [Show full text]
  • PAF Corporate Licence Holders - Listed Alphabetically PDF Created: 03 09 2020
    PAF Licensing Centre PAF ® Corporate Licensees: PAF Corporate Licence Holders - Listed Alphabetically PDF created: 03 09 2020 Company Name. Corporate Licence Holder AGF Holdings UK Ltd Allianz Management Services Ltd Allianz Business Services Allianz Management Services Ltd Allianz Cornhill Engineering Inspection Services Limited Allianz Management Services Ltd Allianz Cornhill Equity Investments Limited Allianz Management Services Ltd Allianz Cornhill Holdings Limited Allianz Management Services Ltd Allianz Cornhill Insurance Company Pension Fund Trustees Allianz Management Services Ltd Limited Allianz Cornhill Insurance Plc Allianz Management Services Ltd Allianz Cornhill Management Services Limited Allianz Management Services Ltd Allianz Engineering Inspection Services Limited Allianz Management Services Ltd Allianz Equity Investments Ltd Allianz Management Services Ltd Allianz Holdings Allianz Management Services Ltd Allianz Insurance Plc Allianz Management Services Ltd Allianz International Limited Allianz Management Services Ltd Allianz Pension Fund Trustees Limited Allianz Management Services Ltd Allianz Properties Limited Allianz Management Services Ltd Allianz UK Ltd Allianz Management Services Ltd British Reserve Insurance Company Limited Allianz Management Services Ltd Buddies Enterprises Limited Allianz Management Services Ltd Domestic Insurance Services Limited Allianz Management Services Ltd Fairmead Distribution Services Limited Allianz Management Services Ltd Fairmead Insurance Limited Allianz Management Services Ltd Fairmead
    [Show full text]
  • Natwest Markets Plc Cash Ssis
    NatWest Markets, London Standard Settlement Instruction (cash) for Foreign Exchange, Money Market, Currency Options, FRAs, Interest Rate & Commodity Swaps, Interest Rate & Commodity Options, Fixed Income, Credit Derivatives and Exchange Traded Futures & Options & Equity Derivatives Transactions. For Equity Derivative business only, settled via DTCC CFM - please note these settlement instructions pertain to DTCC Participant ID 00007701. All accounts are in the name of NatWest Markets Plc Effective from : 22/05/2019 Correspondent Beneficiary Swift ISO CCY Country Swift Correspondent Details Account Number Code Address United Arab AED NBADAEAA First Abu Dhabi Bank AE120354022003002430029 RBOSGB2RTCM Emirates AUD Australia NATAAU3303M National Australia Bank Ltd Melbourne 1803071544500 RBOSGB2RTCM BBD Barbados BNBABBBB Barbados National Bank Bridgetown 028042192002 RBOSGB2RTCM BGN Bulgaria RZBBBGSF Raiffeisenbank AD Sofia BG93RZBB91551030526107 RBOSGB2RTCM BHD Bahrain NBOBBHBM National Bank Of Bahrain Manama BH48 NBOB 0000 0099628864 RBOSGB2RTCM BMD Bermuda BNTBBMHM Bank of NT Butterfield & Son Hamilton 060 1644010020 RBOSGB2RTCM BWP Botswana BARCBWGX Barclays Bank of Botswana, Gaborone 1002227 RBOSGB2RTCM CAD Canada ROYCCAT2 Royal Bank of Canada Toronto 09591 100 314 4 RBOSGB2RTCM For MT103 ONLY use IBAN CH260023023004042505H CHF Switzerland UBSWCHZH80A UBS AG, Zurich RBOSGB2RTCM For MT202 use account number: 02300000040425050000H Care should be taken as this relates to CNH/CNY trading CNY Hong Kong SCBLHKHH and settling offshore in Hong
    [Show full text]
  • National Westminster Bank Plc
    National Westminster Bank Plc Primary Credit Analyst: Richard Barnes, London + 44 20 7176 7227; [email protected] Secondary Contact: John Wright, London (44) 20-7176-0520; [email protected] Table Of Contents Major Rating Factors Outlook Rationale Related Criteria Related Research WWW.STANDARDANDPOORS.COM/RATINGSDIRECT NOVEMBER 23, 2020 1 National Westminster Bank Plc Major Rating Factors Global Scale Ratings Issuer Credit Rating A/Negative/A-1 Resolution Counterparty Rating A+/--/A-1 Strengths: Weaknesses • Core subsidiary of NatWest Group plc. • The sharp recession triggered by the COVID-19 pandemic significantly increased credit impairments. • Solid market position across U.K. retail, commercial, and private banking. • Pressure on revenues from the flatter yield curve and reduced customer activity in some product • Supportive capital, funding, and liquidity profiles. segments. • Geographically concentrated in the U.K. WWW.STANDARDANDPOORS.COM/RATINGSDIRECT NOVEMBER 23, 2020 2 National Westminster Bank Plc Outlook S&P Global Ratings' negative outlook on National Westminster Bank Plc (NWB) mirrors that on ultimate parent NatWest Group plc (NWG; previously named The Royal Bank of Scotland Group plc). It reflects downside risks to the group's asset quality and earnings from the economic and market impact of the COVID-19 pandemic. Although we view positively NWG's robust balance sheet profile and the unprecedented fiscal and monetary response, an extended economic downturn could further increase impairment losses and weaken revenues over our two-year outlook horizon. Our ratings on NWB will move in tandem with those on NWG as long as we continue to view NWB as a core subsidiary of the group.
    [Show full text]
  • Curr Bank Swift/BIC AUD Australia and New Zealand Banking Group Limited, Docklands ANZB AU 3M AUD Commonwealth Bank of Austral
    SSI Information Curr Bank Swift/BIC AUD Australia and New Zealand Banking Group Limited, Docklands ANZB AU 3M AUD Commonwealth Bank of Australia, Sydney CTBA AU 2S CAD Bank of Montreal, Montréal BOFM CA M2 CAD The Bank of Nova Scotia, Toronto NOSC CA TT CAD The Toronto-Dominion Bank, Toronto TDOM CA TT CHF Credit Suisse AG, Zürich CRES CH ZZ 80A CHF Isbank AG, Zürich ISBK DE FX ZUR CHF UBS AG, Zürich UBSW CH ZH 80A CHF Zürcher Kantonalbank, Zürich ZKBK CH ZZ 80A DKK Danske Bank A/S, Copenhagen DABA DK KK DKK Nordea Bank Danmark A/S, Copenhagen NDEA DK KK EUR BANCA MONTE DEI PASCHI DI SIENA, Siena PASC IT MM EUR Banco Bilbao Vizcaya Argentaria SA, Bilbao BBVA ES MM EUR Banco Comercial Português SA, Porto BCOM PT PL EUR BANCO POPULAR ESPANOL, Madrid POPU ES MM EUR BANCO SANTANDER CENTRAL HISPANO S.A., Boadilla del Monte BSCH ES MM EUR Bank of Ireland, Dublin BOFI IE 2D EUR BNP Paribas SA, Paris BNPA FR PP EUR Citigroup Global Markets Deutschland AG, Frankfurt am Main CITI DE FF EUR Commerzbank AG, Frankfurt am Main COBA DE FF EUR Crédit Agricole SA, Montrouge AGRI FR PP EUR Deutsche Bank AG, Frankfurt am Main DEUT DE FF EUR Erste Group Bank AG, Vienna GIBA AT WG EUR ING Belgium SA/NV, Brussels BBRU BE BB 010 EUR Intesa Sanpaolo SpA BCIT IT MM EUR Isbank AG, Amsterdam ISBK NL 2A EUR Isbank AG, Frankfurt am Main ISBK DE FX EUR Isbank AG, Paris ISBK FR PP EUR KBC Bank NV, Brussels KRED BE BB EUR Landesbank Baden-Württemberg, Stuttgart SOLA DE ST EUR Natixis, Paris NATX FR PP EUR Raiffeisen Bank International AG, Vienna RZBA AT WW EUR Société
    [Show full text]
  • A “Quiet Victory”: National Provincial, Gibson Hall, and the Switch from Comprehensive Redevelopment to Urban Preservation in 1960S London
    A “Quiet Victory”: National Provincial, Gibson Hall, and the Switch from Comprehensive Redevelopment to Urban Preservation in 1960s London VICTORIA BARNES LUCY NEWTON PETER SCOTT © The Author 2020. Published by Cambridge University Press on behalf of the Business History Conference. This is an Open Access article, distributed under the terms of the Creative Commons Attribution-NonCommercial-NoDerivatives licence (http://creativecommons.org/licenses/by-nc-nd/4.0/), which permits non-commercial re-use, distribution, and reproduction in any medium, provided the original work is unaltered and is properly cited. The written permission of Cambridge University Press must be obtained for commercial reuse or in order to create a derivative work. doi:10.1017/eso.2020.35 VICTORIA BARNES is a senior research fellow at the Max Planck Instutite for European Legal History, Frankfurt, Germany. She works on the history of business, its form and regulation in law and society. Her recent work can be read in the Journal of Corporation Law, Hastings Business Law Journal, Company Lawyer, and the Journal of Legal History. Contact information: Max-Planck-Institute for European Legal History, Hansaallee 41, Frankfurt am Main, Hesse 60323, Germany. E-mail: [email protected]. LUCY NEWTON is professor of business history at Henley Business School, University of Reading. She has published her work on banks and nineteenth-century consumer durables in a variety of business history journals. Her journal article, with Francesca Carnevali, “Pianos for the People,” was the winner of the Oxford Journals Article Prize for Best Paper in Enterprise and Society (2013), awarded March 2014. Contact information: University of Reading, Reading, Berkshire, United Kingdom of Great Britain and Northern Ireland.
    [Show full text]
  • Bank of England List of Banks- September 2018
    LIST OF BANKS AS COMPILED BY THE BANK OF ENGLAND AS AT 30 SEPTEMBER 2018 (Amendments to the List of Banks since 31st August 2018 can be found on page 5) Banks incorporated in the United Kingdom Abbey National Treasury Services Plc DB UK Bank Limited ABC International Bank Plc Diamond Bank (UK) Plc ADIB (UK) Ltd Agricultural Bank of China (UK) Limited EFG Private Bank Limited Ahli United Bank (UK) PLC Europe Arab Bank plc AIB Group (UK) Plc Al Rayan Bank PLC FBN Bank (UK) Ltd Aldermore Bank Plc FCE Bank Plc Alliance Trust Savings Limited FCMB Bank (UK) Limited Alpha Bank London Limited ANZ Bank (Europe) Limited Gatehouse Bank Plc Arbuthnot Latham & Co Limited Ghana International Bank Plc Atom Bank PLC Goldman Sachs International Bank Axis Bank UK Limited Guaranty Trust Bank (UK) Limited Gulf International Bank (UK) Limited Bank and Clients PLC Habib Bank Zurich Plc Bank Leumi (UK) plc Habibsons Bank Limited Bank Mandiri (Europe) Limited HAMPDEN & CO PLC BANK OF AMERICA MERRILL LYNCH INTERNATIONAL LIMITED Hampshire Trust Bank Plc Bank Of Baroda (UK) Limited Havin Bank Ltd Bank of Beirut (UK) Ltd HSBC Bank Plc Bank of Ceylon (UK) Ltd HSBC Private Bank (UK) Limited Bank of China (UK) Ltd HSBC Trust Company (UK) Ltd Bank of Cyprus UK Limited HSBC UK Bank Plc Bank of Ireland (UK) Plc Bank of London and The Middle East plc ICBC (London) plc Bank of Scotland plc ICBC Standard Bank Plc Bank of the Philippine Islands (Europe) PLC ICICI Bank UK Plc Bank Saderat Plc Investec Bank PLC Bank Sepah International Plc Itau BBA International PLC Barclays Bank Plc Barclays Bank UK PLC J.P.
    [Show full text]