FUTURE INCOME FUND SFIN No

FUTURE INCOME FUND SFIN No. ULIF002180708FUTUINCOME133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide stable returns by investing in assets of MONEY MARKET INSTRUMENTS & NCA 10.53% relatively low to moderate level of risk. The interest BFSI 20.84% credited will be a major component of the fund’s return. SECURITIES HOLDINGS The fund will invest primarily in fixed interest securities, GOVERNMENT SECURITIES 41.89% G-Sec 42.89% such as Govt. securities of medium to long duration Central Government 24.50% Infrastructure & Housing and Corporate Bonds and money market instruments Andhra Pradesh SDL 4.77% 29.62% for liquidity. Kerala SDL 2.84% Other 6.65% Haryana SDL 2.45% STRATEGY West Bengal SDL 2.44% Investments in assets of low or moderate risk. Karnataka SDL 2.13% FUND - NAV Tamil Nadu SDL 1.44% Name of Fund Manager Madhya Pradesh SDL 0.57% 24.00 Pankaj Maharashtra SDL 0.44% 22.00 20.00 Gujarat SDL 0.30% 18.00 ASSET ALLOCATION 16.00 Composition Min. Max. SECURITIES HOLDINGS 14.00 12.00 50.00% 100.00% Fixed Interest Investments CORPORATE DEBT 47.57% 10.00 Money Market and Cash 0.00% 50.00% IOT Utkal Energy Services Limited AAA 6.74% 8.00

Equity 0.00% 0.00% Indiabulls Housing Finance Limited AAA 6.08%

Jan-09 Jan-10 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Reliance Gas Transportation Infrastructure Limited AAA 5.74% Jan-11

Sep-08 Sep-09 Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16 Sep-10

May-09 May-12 May-13 May-14 May-15 May-16 May-10 May-11 RISK RETURN PROFILE Reliance Capital Limited AAA 5.31% Risk Low Low Reliance Ports & Terminals Limited AAA 5.01% Return Low Low LIC Housing Finance Limited AAA 1.74% FUND - NAV LNT Infra Debt Funds Limited AAA 1.42% RATING Housing Development Finance Corporation Limited AAA 1.16% 30,000 28,000 The rating of all the Corporate Debt in our IL&FS Financial Services Limited AAA 0.87% 26,000 23,447 24,000 portfolio is rated as AA or higher. India Infradebt Limited AAA 0.63% 22,000 20,000 Rural Electrification Corporation Limited AAA 0.12% 18,000 DATE OF INCEPTION Power Finance Corporation Limited AAA 0.12% 16,000 14,000 18th July 2008 LNT Finance Limited AA+ 4.47% 12,000 10,000 10,000 Shriram Transport Finance Company Limited AA+ 3.47% 8,000 6,000 FUND PERFORMANCE as on TATA Capital Financial Services Limited AA+ 2.94% 4,000 2,000 31st Jan 2017 Mahindra and Mahindra Financial Services Limited AA+ 1.25% 0 Returns since Publication of NAV Bajaj Finance Limited AA+ 0.51% NAV Publication Date:18/08/2008 31-Jan-17 Absolute Return 134.47% Simple Annual Return 15.87%

CAGR 10.58% BENCHMARK COMPARISON

15.00%

11.92% 13.72% 13.05%

NAV as on 31st Jan 2017 12.09%

10.47%

10.58%

9.16%

23.44706 10.00% 8.76%

6.37%

5.58%

AUM as on 31st Jan 2017 (Rs. In Lakhs) 5.00% 1.20% 17,933.07 0.80% 0.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month ASSET ALLOCATION Inception Money Benchmark FGILICL Market & NCA, 11% NCD, 48% Benchmark : CRISIL Composite Bond Index CAGR Return

GSEC, 42% FUTURE BALANCE FUND SFIN No. ULIF003180708FUTBALANCE133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide a balanced return from investing in both MONEY MARKET INSTRUMENTS & NCA 3.97% fixed interest securities as well as in equities so as to BFSI 22.53% balance stability of return through the former and growth SECURITIES HOLDINGS Chemical Products 2.78% in capital value through the latter. The fund will also GOVERNMENT SECURITIES 3.79% invest in money market instruments to provide liquidity. Central Government 3.16% Coke & Refined Petroleum 3.60% Kerala SDL 0.63% Computer Programming 6.92% STRATEGY G-Sec 5.40% Balances high return and high risk from equity SECURITIES HOLDINGS investments by the stability provided by fixed interest CORPORATE DEBT 38.76% Infrastructure & Housing 32.62% instruments. Reliance Gas Transportation Infrastructure Limited AAA 7.41% Motor Vehicles 6.61% IOT Utkal Energy Services Limited AAA 6.57% Pharmaceuticals 4.07% Name of Fund Manager IL&FS Financial Services Limited AAA 4.38% Pankaj/Biswarup Mohapatra Housing Development Finance Corporation Limited AAA 3.76% Tobacco 2.49% LNT Infra Debt Funds Limited AAA 3.48% Other 12.99% ASSET ALLOCATION LIC Housing Finance Limited AAA 2.54% Composition Min. Max. India Infradebt Limited AAA 2.53% Fixed Interest Investments 40.00% 70.00% Reliance Capital Limited AAA 1.78% FUND - NAV Money Market and Cash 0.00% 30.00% Reliance Capital Limited AA+ 6.30% Equity 30.00% 60.00% 24.00 SECURITIES HOLDINGS 22.00 20.00 RISK RETURN PROFILE EQUITY 53.47% 18.00 Risk Moderate Infosys Technologies Limited 3.59% 16.00 Return High HDFC Bank Limited 3.16% 14.00 12.00 ITC Limited 2.49% 10.00 RATING Housing Development Finance Corporation Limited 2.48% 8.00

The rating of all the Corporate Debt in our ICICI Bank Limited 2.44%

Jan-09 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

portfolio is rated as AA or higher. Larsen & Toubro Limited 2.44% Jan-10

Sep-08 Sep-09 Sep-10 Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16

May-10 May-11 May-12 May-13 May-15 May-16 May-09 May-14 TATA Motors Limited 2.37% DATE OF INCEPTION Reliance Industries Limited 2.07% 18th July 2008 TATA Consultancy Services Limited 2.05% FUND - NAV Sun Pharmaceuticals Industries Limited 2.04% FUND PERFORMANCE as on Mahindra and Mahindra Limited 1.67% 30,000 28,000 31st Jan 2017 Maruti Suzuki India Limited 1.62% 26,000 24,000 Returns since Publication of NAV Axis Bank Limited 1.49% 22,000 18,787 20,000 Absolute Return 87.87% Hindustan Unilever 1.30% 18,000 Simple Annual Return 10.37% Lakshmi Vilas Bank Limited 1.29% 16,000 14,000 CAGR 7.73% State Bank of India 1.29% 12,000 10,000 10,000 Asian Paints Limited 1.19% 8,000 6,000 NAV as on 31st Jan 2017 Lupin Limited 0.82% 4,000 2,000 18.78721 HCL Technologies Limited 0.76% 0 Castrol India Limited 0.73% NAV Publication Date:18/08/2008 31-Jan-17 AUM as on 31st Jan 2017 (Rs. In Lakhs) Hero MotoCorp Limited 0.73% 8,907.46 UltraTech Cement Limited 0.72%

Bharti Infratel Limited 0.72% BENCHMARK COMPARISON

ASSET ALLOCATION Zee Entertainment Enterprises Limited 0.71%

15.00%

12.17% 13.42% 14.00% Money Bajaj Auto Limited 0.71% 11.51%

Market &

GSEC, 4% 9.00%

Ambuja Cements Limited 0.64% 10.00%

7.73%

NCA, 4%

LIC Housing Finance Limited 0.60% 4.41%

EQU, 53% 3.48% 2.96%

5.00% 2.83%

Indian Oil Corporation Limited 0.59% 2.59% 2.43% Ashok Leyland Limited 0.58% 0.00% NCD, 39% Titan Company Limited 0.55% Since 3 Year 2 Year 1 Year 6 Months 1 Month Adani Ports & Special Economic Zone Limited 0.55% Inception Britannia Industries Limited 0.53% Benchmark FGILICL Aurobindo Pharma Limited 0.53% Tech Mahindra Limited 0.52% Benchmark : Nifty + CRISIL Composite Bond Index Grasim Industries Limited 0.51% + CRISIL Liquid Fund Index Oil & Natural Gas Corporation Limited 0.48% CAGR Return Coal India Limited 0.44% RBL Bank Limited 0.43% Divis Laboratories Limited 0.43% Petronet LNG Limited 0.42% Capital First Limited 0.39% ACC Limited 0.39% IndusInd Bank Limited 0.39% Eicher Motors Limited 0.36% Power Finance Corporation Limited 0.35% Sadbhav Engineering Limited 0.32% Hindalco Industries Limited 0.30% India Cements Limited 0.29% UPL Limited 0.28% Yes Bank Limited 0.28% GAIL (India) Limited 0.26% Dr. Reddys Laboratories Limited 0.26% Bharat Forge Limited 0.24% Gateway Distriparks Limited 0.24% Bharat Petroleum Corporation Limited 0.21% Bank of Baroda 0.20% FUTURE MAXIMISE FUND SFIN No. ULIF004180708FUMAXIMIZE133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide potentially high returns to unit holders by MONEY MARKET INSTRUMENTS & NCA 3.86% investing primarily in equities to target growth in capital BFSI 23.47% value of assets. The fund will also be invested to a SECURITIES HOLDINGS Chemical Products 4.40% certain extent in govt. securities, corporate bonds and GOVERNMENT SECURITIES 6.61% money market instruments. Central Government 6.61% Coke & Refined Petroleum 5.60% Computer Programming 10.98% STRATEGY SECURITIES HOLDINGS G-Sec 9.46% Investment in a spread of equities. Diversification by CORPORATE DEBT 6.62% sector, industry and risk. IOT Utkal Energy Services Limited AAA 3.70% Infrastructure & Housing 8.42% Reliance Gas Transportation Infrastructure Limited AAA 1.05% Motor Vehicles 9.89% Name of Fund Manager Housing Development Finance Corporation Limited AAA 0.51% Pharmaceuticals 6.29% Pankaj/Biswarup Mohapatra LIC Housing Finance Limited AAA 0.12% Shriram Transport Finance Company Limited AA+ 1.24% Tobacco 3.84% ASSET ALLOCATION Other 17.65% Composition Min. Max. SECURITIES HOLDINGS Fixed Interest Investments 10.00% 50.00% EQUITY 82.91% Money Market and Cash 0.00% 40.00% Infosys Technologies Limited 5.57% FUND - NAV Equity 50.00% 90.00% HDFC Bank Limited 4.84% ITC Limited 3.84% 24.00 RISK RETURN PROFILE ICICI Bank Limited 3.80% 22.00 20.00 Risk High Housing Development Finance Corporation Limited 3.78% 18.00 Return High Larsen & Toubro Limited 3.78% 16.00 TATA Motors Limited 3.64% 14.00 12.00 RATING Reliance Industries Limited 3.22% 10.00 The rating of all the Corporate Debt in our Sun Pharmaceuticals Industries Limited 3.14% 8.00

portfolio is rated as AA or higher. TATA Consultancy Services Limited 3.14%

Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Mahindra and Mahindra Limited 2.43% Jan-09

Sep-08 Sep-09 Sep-10 Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16

May-09 May-10 May-11 May-12 May-13 May-14 May-15 May-16 DATE OF INCEPTION Maruti Suzuki India Limited 2.34% 18th July 2008 Axis Bank Limited 2.21% State Bank of India 2.05% FUND - NAV FUND PERFORMANCE as on Hindustan Unilever 2.04% 31st Jan 2017 Asian Paints Limited 1.83% 30,000 28,000 Returns since Publication of NAV Lakshmi Vilas Bank Limited 1.79% 26,000 24,000 20,436 Absolute Return 104.36% Lupin Limited 1.21% 22,000 20,000 Simple Annual Return 12.32% HCL Technologies Limited 1.19% 18,000 CAGR 8.80% UltraTech Cement Limited 1.15% 16,000 14,000 Bharti Infratel Limited 1.14% 12,000 10,000 10,000 NAV as on 31st Jan 2017 Hero MotoCorp Limited 1.14% 8,000 6,000 20.43594 Castrol India Limited 1.13% 4,000 2,000 Bajaj Auto Limited 1.10% 0 AUM as on 31st Jan 2017 (Rs. In Lakhs) Zee Entertainment Enterprises Limited 1.09% NAV Publication Date:18/08/2008 31-Jan-17 8,536.87 Ambuja Cements Limited 0.98% Indian Oil Corporation Limited 0.91%

ASSET ALLOCATION Ashok Leyland Limited 0.91% BENCHMARK COMPARISON

Aurobindo Pharma Limited 0.90%

Money GSEC, 7% 20.00%

NCD, 7% LIC Housing Finance Limited 0.89% 16.39%

Market & 13.13%

15.00% 12.58%

NCA, 4% Titan Company Limited 0.87% 11.86%

8.80%

8.68%

Adani Ports & Special Economic Zone Limited 0.86% 10.00%

3.98%

Britannia Industries Limited 0.85% 3.95% 1.68%

5.00% 2.61% 1.15%

Tech Mahindra Limited 0.81% 0.22% 0.00% Oil & Natural Gas Corporation Limited 0.79% EQU, 83% Since 3 Year 2 Year 1 Year 6 Months 1 Month Grasim Industries Limited 0.79% Inception Coal India Limited 0.71% Benchmark FGILICL RBL Bank Limited 0.67% Petronet LNG Limited 0.66% Benchmark : CNX Nifty + CRISIL Composite Bond Divis Laboratories Limited 0.66% Index + CRISIL Liquid Fund Index IndusInd Bank Limited 0.64% CAGR Return Capital First Limited 0.62% Eicher Motors Limited 0.57% Power Finance Corporation Limited 0.55% ACC Limited 0.54% UPL Limited 0.54% Bank of Baroda 0.49% Gateway Distriparks Limited 0.49% Sadbhav Engineering Limited 0.49% Hindalco Industries Limited 0.47% India Cements Limited 0.46% Yes Bank Limited 0.44% GAIL (India) Limited 0.39% Dr. Reddys Laboratories Limited 0.38% Bharat Forge Limited 0.36% Bharat Petroleum Corporation Limited 0.34% Hexaware Technologies Limited 0.28% FUTURE SECURE FUND SFIN No. ULIF001180708FUTUSECURE133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide stable returns by investing in relatively low MONEY MARKET INSTRUMENTS & NCA 67.28% risk assets. The Fund will invest exclusively in treasury HDFC BANK FD 8.82% BFSI 45.11% bills, bank deposits, certificate of deposits, other money Kotak Mahindra Prime Limited CP 7.01% Civil Engineering 6.30% instruments and short duration government securities. Larsen & Toubro Infra Finance Limited CP 6.73% Larsen & Toubro Limited CP 6.30% G-Sec 34.55% STRATEGY Axis Bank CD 6.27% Infrastructure & Housing 6.73% Low risk investment such as money market instruments. IndusInd Bank FD 5.82% YES Bank FD 5.82% Pharmaceuticals 5.66% Name of Fund Manager ICICI Bank CD 5.70% Other Pankaj Piramal Enterprises Limited CP 5.66% 1.65% Capital First Limited CP 5.66% ASSET ALLOCATION CBLO 1.82% FUND - NAV Composition Min. Max. Net Current Assets 1.65% Money Market and Cash 0.00% 75.00% 24.00 Short Term Debt 20.00% 100.00% SECURITIES HOLDINGS 22.00 20.00 Equity 0.00% 0.00% GOVERNMENT SECURITIES 32.72% 18.00 Maharashtra SDL 11.81% 16.00 RISK RETURN PROFILE Central Government 8.60% 14.00 12.00 Risk Low Andhra Pradesh SDL 5.82% 10.00 Return Low West Bengal SDL 4.73% 8.00

Gujarat SDL 1.75%

Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

DATE OF INCEPTION Jan-09

Sep-08 Sep-09 Sep-11 Sep-12 Sep-13 Sep-15 Sep-16 Sep-10 Sep-14

May-09 May-10 May-11 May-12 May-13 May-14 May-15 May-16 18th July 2008

FUND PERFORMANCE as on FUND - NAV 31st Jan 2017 Returns since Publication of NAV 30,000 28,000 Absolute Return 110.62% 26,000 24,000 21,062 Simple Annual Return 13.06% 22,000 20,000 CAGR 9.19% 18,000 16,000 14,000 NAV as on 31st Jan 2017 12,000 10,000 10,000 21.06206 8,000 6,000 4,000 2,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) 0 3,400.76 NAV Publication Date:18/08/2008 31-Jan-17

ASSET ALLOCATION

BENCHMARK COMPARISON

GSEC, 33%

15.00%

10.52%

10.33%

8.56%

8.69%

9.19% 8.35%

10.00% 9.09%

Money 7.71%

Market &

3.79%

NCA, 67% 5.00% 3.40%

0.57% 0.55% 0.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month Inception Benchmark FGILICL

Benchmark: CRISIL Liquid Fund Index + CRISIL TBILL INDEX CAGR Return FUTURE PENSION SECURE FUND SFIN No. ULIF005171008FUPENSECUR133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Preservation of nominal value of contributions along MONEY MARKET INSTRUMENTS & NCA 6.63% with stable returns over policy term so that the BFSI 20.17% probability of negative return is very low. SECURITIES HOLDINGS GOVERNMENT SECURITIES 53.08% G-Sec 57.98% Name of Fund Manager Maharashtra SDL 49.87% Pankaj Central Government 3.21% Infrastructure & Housing 20.12%

ASSET ALLOCATION SECURITIES HOLDINGS Other 1.74% Composition Min. Max. CORPORATE DEBT 40.29% Money Market Instruments, Reliance Capital Limited AAA 6.82% FUND - NAV Government Bonds and 0.00% 100.0% Reliance Gas Transportation Infrastructure Limited AAA 6.74% Corporate Bonds IL&FS Financial Services Limited AAA 6.71% 24.00 Equity 0.00% 0.00% IOT Utkal Energy Services Limited AAA 6.67% 22.00 20.00 Mahindra and Mahindra Financial Services Limited AA+ 6.75% 18.00 RISK RETURN PROFILE TATA Capital Financial Services Limited AA+ 6.60% 16.00 Risk Low 14.00 12.00 Return Low 10.00 8.00

RATING

Jan-09 Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-16 Jan-17

The rating of all the Corporate Debt in our Jan-15

Sep-10 Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16 Sep-09

May-09 May-10 May-11 May-13 May-14 May-15 May-16 May-12 portfolio is rated as AA or higher.

DATE OF INCEPTION FUND - NAV 17th October 2008 30,000 28,000 FUND PERFORMANCE as on 26,000 23,939 24,000 31st Jan 2017 22,000 20,000 Returns since Publication of NAV 18,000 Absolute Return 139.39% 16,000 14,000 Simple Annual Return 16.92% 12,000 10,000 10,000 CAGR 11.18% 8,000 6,000 4,000 2,000 NAV as on 31st Jan 2017 0 23.93925 NAV Publication Date:10/11/2008 31-Jan-17

AUM as on 31st Jan 2017 (Rs. In Lakhs)

166.18 BENCHMARK COMPARISON

15.00%

12.51% 13.72% 14.18%

ASSET ALLOCATION 12.09%

10.47%

11.18%

9.98%

Money 10.00% 8.84% 7.05%

Market & 6.37%

NCD, 40% NCA, 7% 5.00%

1.35% 1.20% 0.00% GSEC, 53% Since 3 Year 2 Year 1 Year 6 Months 1 Month Inception Benchmark FGILICL

Benchmark : CRISIL Composite Bond Index CAGR Return FUTURE PENSION BALANCE FUND SFIN No. ULIF006171008FUPENBALAN133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Preservation of nominal value of contributions along MONEY MARKET INSTRUMENTS & NCA 6.66% with a low exposure to high expected return, with a BFSI 13.44% low probability of negative return. SECURITIES HOLDINGS Chemical Products 0.80% GOVERNMENT SECURITIES 52.65% Name of Fund Manager Maharashtra SDL 40.61% Coke & Refined Petroleum 1.04% Pankaj/Biswarup Mohapatra Central Government 12.03% Computer Programming 2.07%

G-Sec 57.79% ASSET ALLOCATION SECURITIES HOLDINGS Composition Min. Max. CORPORATE DEBT 25.47% Infrastructure & Housing 16.40% Money Market Instruments, IOT Utkal Energy Services Limited AAA 6.32% Motor Vehicles 1.88% Government Bonds and 80.00% 100.0% Reliance Capital Limited AAA 4.90% Pharmaceuticals Corporate Bonds Reliance Gas Transportation Infrastructure Limited AAA 4.84% 1.20% Equity 0.00% 20.00% LIC Housing Finance Limited AAA 4.66% Tobacco 0.73% TATA Capital Financial Services Limited AA+ 4.75% Other 4.65% RISK RETURN PROFILE Risk Medium SECURITIES HOLDINGS Return Medium EQUITY 15.22% FUND - NAV Infosys Technologies Limited 1.04% RATING HDFC Bank Limited 0.95% 24.00 The rating of all the Corporate Debt in our ITC Limited 0.73% 22.00 20.00 portfolio is rated as AA or higher. Housing Development Finance Corporation Limited 0.72% 18.00 Larsen & Toubro Limited 0.71% 16.00 DATE OF INCEPTION ICICI Bank Limited 0.70% 14.00 12.00 17th October 2008 TATA Motors Limited 0.70% 10.00 Reliance Industries Limited 0.60% 8.00

FUND PERFORMANCE as on TATA Consultancy Services Limited 0.60%

Jan-09 Jan-10 Jan-11 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

31st Jan 2017 Sun Pharmaceuticals Industries Limited 0.60% Jan-12

Sep-09 Sep-10 Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16

May-09 May-10 May-11 May-12 May-13 May-14 May-15 May-16 Returns since Publication of NAV State Bank of India 0.46% Absolute Return 140.35% Maruti Suzuki India Limited 0.46% Simple Annual Return 17.04% Mahindra and Mahindra Limited 0.45% FUND - NAV CAGR 11.23% Hindustan Unilever 0.37% Axis Bank Limited 0.37% 30,000 28,000 NAV as on 31st Jan 2017 Asian Paints Limited 0.35% 26,000 24,035 24,000 24.03544 Lupin Limited 0.23% 22,000 20,000 HCL Technologies Limited 0.22% 18,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) Castrol India Limited 0.21% 16,000 14,000 231.24 Bajaj Auto Limited 0.21% 12,000 10,000 10,000 UltraTech Cement Limited 0.21% 8,000 6,000 ASSET ALLOCATION Bharti Infratel Limited 0.21% 4,000 2,000 Money Hero MotoCorp Limited 0.21% 0 EQU, 15% Market & Zee Entertainment Enterprises Limited 0.20% NAV Publication Date:10/11/2008 31-Jan-17 NCA, 7% Ambuja Cements Limited 0.19% Aurobindo Pharma Limited 0.19% NCD, 25%

Indian Oil Corporation Limited 0.17% BENCHMARK COMPARISON

GSEC, 53%

Ashok Leyland Limited 0.17%

20.00%

15.58%

Oil & Natural Gas Corporation Limited 0.16% 13.47%

13.64%

15.00% 12.03%

Britannia Industries Limited 0.16% 11.23%

9.10%

10.08% 9.45%

Titan Company Limited 0.16% 10.00%

6.97%

5.30%

Adani Ports & Special Economic Zone Limited 0.16% 5.00% 1.94% Tech Mahindra Limited 0.15% 1.61% 0.00% Grasim Industries Limited 0.15% Since 3 Year 2 Year 1 Year 6 Months 1 Month IndusInd Bank Limited 0.14% Inception Coal India Limited 0.13% Benchmark FGILICL Divis Laboratories Limited 0.12% RBL Bank Limited 0.12% Benchmark : Nifty + CRISIL Composite Bond Index Petronet LNG Limited 0.12% + CRISIL Liquid Fund Index LIC Housing Finance Limited 0.11% CAGR Return ACC Limited 0.10% Sadbhav Engineering Limited 0.10% Power Finance Corporation Limited 0.10% Eicher Motors Limited 0.10% Bank of Baroda 0.09% Gateway Distriparks Limited 0.09% India Cements Limited 0.09% Hindalco Industries Limited 0.09% Yes Bank Limited 0.08% UPL Limited 0.08% GAIL (India) Limited 0.08% Bharat Forge Limited 0.07% Dr. Reddys Laboratories Limited 0.07% Bharat Petroleum Corporation Limited 0.06% Capital First Limited 0.06% Hexaware Technologies Limited 0.05% FUTURE PENSION GROWTH FUND SFIN No. ULIF007201008FUPENGROWT133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Provision of high expected returns with a moderate MONEY MARKET INSTRUMENTS & NCA 4.20% probability of negative return. BFSI 16.76% SECURITIES HOLDINGS Chemical Products 3.37% Name of Fund Manager GOVERNMENT SECURITIES 20.64% Pankaj/Biswarup Mohapatra Central Government 15.91% Coke & Refined Petroleum 4.28% Maharashtra SDL 4.73% Computer Programming 8.28% ASSET ALLOCATION G-Sec 23.59% Composition Min. Max. SECURITIES HOLDINGS Money Market Instruments, CORPORATE DEBT 12.44% Infrastructure & Housing 14.74% Government Bonds and 30.00% 80.00% Reliance Gas Transportation Infrastructure Limited AAA 6.37% Motor Vehicles 7.33% Corporate Bonds IOT Utkal Energy Services Limited AAA 6.08% Equity 20.00% 70.00% Pharmaceuticals 4.75% SECURITIES HOLDINGS Tobacco 2.94% RISK RETURN PROFILE EQUITY 62.71% Other 13.95% Risk High Infosys Technologies Limited 4.25% Return High HDFC Bank Limited 3.75% Housing Development Finance Corporation Limited 2.95% FUND - NAV RATING ITC Limited 2.94% The rating of all the Corporate Debt in our Larsen & Toubro Limited 2.89% 24.00 portfolio is rated as AA or higher. ICICI Bank Limited 2.89% 22.00 20.00 TATA Motors Limited 2.71% 18.00 DATE OF INCEPTION Reliance Industries Limited 2.45% 16.00 20th October 2008 Sun Pharmaceuticals Industries Limited 2.39% 14.00 12.00 TATA Consultancy Services Limited 2.31% 10.00 FUND PERFORMANCE as on Maruti Suzuki India Limited 1.78% 8.00

31st Jan 2017 Mahindra and Mahindra Limited 1.75%

Jul-09 Jul-15 Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jul-16

Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Returns since Publication of NAV Axis Bank Limited 1.63% Jan-09

Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-09 Apr-10 Apr-11 Apr-12 Apr-13 Apr-14 Apr-15 Apr-16 Absolute Return 161.20% State Bank of India 1.59% Simple Annual Return 19.57% Hindustan Unilever 1.55% CAGR 12.36% Asian Paints Limited 1.40% FUND - NAV Lakshmi Vilas Bank Limited 1.22% NAV as on 31st Jan 2017 HCL Technologies Limited 0.90% 30,000 26,120 28,000 26.11979 Lupin Limited 0.89% 26,000 24,000 Castrol India Limited 0.87% 22,000 20,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) UltraTech Cement Limited 0.86% 18,000 351.68 Bharti Infratel Limited 0.85% 16,000 14,000 Hero MotoCorp Limited 0.85% 12,000 10,000 10,000 ASSET ALLOCATION Bajaj Auto Limited 0.84% 8,000 6,000 Money Zee Entertainment Enterprises Limited 0.83% 4,000 Market & 2,000 Ambuja Cements Limited 0.75% 0 NCA, 4% GSEC, 21% Indian Oil Corporation Limited 0.70% NAV Publication Date:10/11/2008 31-Jan-17 Ashok Leyland Limited 0.69% Aurobindo Pharma Limited 0.68%

EQU, 63% NCD, 12% Oil & Natural Gas Corporation Limited 0.66% BENCHMARK COMPARISON

Adani Ports & Special Economic Zone Limited 0.65%

20.00% 17.19%

Titan Company Limited 0.65% 13.34% 13.13%

15.00% 12.36% 11.94%

Britannia Industries Limited 0.64% 11.64%

Tech Mahindra Limited 0.62% 10.00%

4.10%

4.29%

4.28% 3.42% Grasim Industries Limited 0.60% 5.00% 3.30% LIC Housing Finance Limited 0.57% 1.70% 0.00% Coal India Limited 0.54% Since 3 Year 2 Year 1 Year 6 Months 1 Month RBL Bank Limited 0.51% Inception Divis Laboratories Limited 0.51% Benchmark FGILICL IndusInd Bank Limited 0.49% Petronet LNG Limited 0.49% Benchmark : Nifty + CRISIL Composite Bond Index Capital First Limited 0.47% + CRISIL Liquid Fund Index UPL Limited 0.42% CAGR Return Power Finance Corporation Limited 0.41% ACC Limited 0.41% Eicher Motors Limited 0.39% Sadbhav Engineering Limited 0.38% Gateway Distriparks Limited 0.38% Hindalco Industries Limited 0.36% Bank of Baroda 0.35% India Cements Limited 0.35% Yes Bank Limited 0.34% GAIL (India) Limited 0.31% Bharat Forge Limited 0.29% Dr. Reddys Laboratories Limited 0.27% Bharat Petroleum Corporation Limited 0.26% Hexaware Technologies Limited 0.21% FUTURE PENSION ACTIVE FUND SFIN No. ULIF008201008FUPENACTIV133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Provision of high expected returns with a high MONEY MARKET INSTRUMENTS & NCA 4.77% probability of negative return. BFSI 23.98% SECURITIES HOLDINGS Chemical Products 5.15% Name of Fund Manager EQUITY 95.23% Biswarup Mohapatra Infosys Technologies Limited 6.57% Civil Engineering 4.50% HDFC Bank Limited 4.83% Coke & Refined Petroleum 6.64% ASSET ALLOCATION ITC Limited 4.52% Computer Programming 12.91% Composition Min. Max. Larsen & Toubro Limited 4.50% Money Market Instruments, ICICI Bank Limited 4.48% G-Sec 4.12% Government Bonds and 0.00% 40.00% Housing Development Finance Corporation Limited 4.40% Motor Vehicles 11.49% Corporate Bonds TATA Motors Limited 4.23% Equity 60.00% 100.00% Reliance Industries Limited 3.81% Pharmaceuticals 7.31% Sun Pharmaceuticals Industries Limited 3.66% Tobacco 4.52% RISK RETURN PROFILE TATA Consultancy Services Limited 3.63% Other 19.37% Risk Very High Mahindra and Mahindra Limited 2.77% Return High Maruti Suzuki India Limited 2.77% Hindustan Unilever 2.41% FUND - NAV DATE OF INCEPTION State Bank of India 2.36% 20th October 2008 Axis Bank Limited 2.34% 28.00 Asian Paints Limited 2.16% 23.00 FUND PERFORMANCE as on Lakshmi Vilas Bank Limited 1.52% 31st Jan 2017 HCL Technologies Limited 1.42% 18.00 Returns since Publication of NAV Lupin Limited 1.38% 13.00 Absolute Return 185.66% Bharti Infratel Limited 1.35% Simple Annual Return 22.54% Castrol India Limited 1.34% 8.00

CAGR 13.59% UltraTech Cement Limited 1.33%

Jul-09 Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jul-15 Jul-16

Jan-09 Jan-10 Jan-11 Jan-14 Jan-15 Jan-16 Jan-17 Jan-13

Hero MotoCorp Limited 1.32% Jan-12

Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-10 Apr-11 Apr-12 Apr-13 Apr-14 Apr-15 Apr-16 Apr-09 NAV as on 31st Jan 2017 Bajaj Auto Limited 1.31% 28.56558 Zee Entertainment Enterprises Limited 1.28% Ambuja Cements Limited 1.17% FUND - NAV AUM as on 31st Jan 2017 (Rs. In Lakhs) Indian Oil Corporation Limited 1.09% 28,566 1,195.72 Ashok Leyland Limited 1.07% 30,000 28,000 Aurobindo Pharma Limited 1.05% 26,000 24,000 ASSET ALLOCATION Britannia Industries Limited 1.01% 22,000 20,000 Money Titan Company Limited 1.01% 18,000 Market & Adani Ports & Special Economic Zone Limited 1.00% 16,000 14,000 NCA, 5% Tech Mahindra Limited 0.98% 12,000 10,000 10,000 Oil & Natural Gas Corporation Limited 0.98% 8,000 6,000 Grasim Industries Limited 0.94% 4,000 2,000 Coal India Limited 0.82% 0 EQU, 95% LIC Housing Finance Limited 0.81% NAV Publication Date:10/11/2008 31-Jan-17 Petronet LNG Limited 0.78% RBL Bank Limited 0.78%

Divis Laboratories Limited 0.77% BENCHMARK COMPARISON

Capital First Limited 0.73%

20.00% 16.76%

IndusInd Bank Limited 0.71% 13.19%

13.70%

13.59% 12.23%

15.00% 12.03%

Eicher Motors Limited 0.65%

10.00%

Power Finance Corporation Limited 0.64%

4.59% 4.35%

5.00% 0.89%

1.60% -

ACC Limited 0.63% 1.42%

- 0.30% UPL Limited 0.58% 0.00% Gateway Distriparks Limited 0.58% -5.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month Sadbhav Engineering Limited 0.57% Inception Hindalco Industries Limited 0.56% Benchmark FGILICL India Cements Limited 0.54% Yes Bank Limited 0.51% Benchmark : CNX Nifty Bank of Baroda 0.51% CAGR Return GAIL (India) Limited 0.47% Dr. Reddys Laboratories Limited 0.44% Bharat Forge Limited 0.43% Bharat Petroleum Corporation Limited 0.40% Hexaware Technologies Limited 0.30% FUTURE DYNAMIC GROWTH FUND SFIN No. ULIF009121009FUTDYNAGTH133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To maximise participation in an actively managed, well MONEY MARKET INSTRUMENTS & NCA 4.41% diversified equity portfolio of fundamentally strong BFSI 24.04% SECURITIES HOLDINGS blue-chip companies while using debt instruments to Chemical Products 5.16% safeguard the interest of the policyholder. EQUITY 95.59% Infosys Technologies Limited 6.58% Civil Engineering 4.49% STRATEGY HDFC Bank Limited 5.10% Coke & Refined Petroleum 6.62% Investment in equities and debt ITC Limited 4.55% Computer Programming 12.90% instruments. Larsen & Toubro Limited 4.49% ICICI Bank Limited 4.48% Motor Vehicles 11.78% Name of Fund Manager TATA Motors Limited 4.28% Non-metallic Minerals 3.68% Biswarup Mohapatra Housing Development Finance Corporation Limited 4.09% Pharmaceuticals 7.36% Reliance Industries Limited 3.79% ASSET ALLOCATION Sun Pharmaceuticals Industries Limited 3.69% Tobacco 4.55% Composition Min. Max. TATA Consultancy Services Limited 3.62% Other 19.43% Money Market Instruments, Mahindra and Mahindra Limited 2.91% Government Bonds and 0.00% 100.00% Maruti Suzuki India Limited 2.80% Corporate Bonds Hindustan Unilever 2.39% FUND - NAV Equity 0.00% 100.00% State Bank of India 2.39% Asian Paints Limited 2.19% 24.00 RISK RETURN PROFILE Axis Bank Limited 2.17% 22.00 20.00 Risk High Lakshmi Vilas Bank Limited 1.87% 18.00 Return High HCL Technologies Limited 1.40% 16.00 Lupin Limited 1.38% 14.00 12.00 DATE OF INCEPTION Hero MotoCorp Limited 1.33% 10.00 12th October 2009 Castrol India Limited 1.33% 8.00

Bharti Infratel Limited 1.32%

Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jul-15 Jul-16

Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

FUND PERFORMANCE as on UltraTech Cement Limited 1.31% Jan-10

Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-14 Apr-10 Apr-11 Apr-12 Apr-13 Apr-15 Apr-16 31st Jan 2017 Bajaj Auto Limited 1.29% Returns since Publication of NAV Zee Entertainment Enterprises Limited 1.28% Absolute Return 65.33% Ambuja Cements Limited 1.18% FUND - NAV Simple Annual Return 9.02% Indian Oil Corporation Limited 1.09% CAGR 7.19% Ashok Leyland Limited 1.08% 30,000 28,000 Aurobindo Pharma Limited 1.06% 26,000 24,000 NAV as on 31st Jan 2017 Oil & Natural Gas Corporation Limited 1.02% 22,000 20,000 16,533 16.53271 Adani Ports & Special Economic Zone Limited 1.01% 18,000 Titan Company Limited 1.01% 16,000 14,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) Britannia Industries Limited 0.99% 12,000 10,000 10,000 2,187.50 Tech Mahindra Limited 0.96% 8,000 6,000 Grasim Industries Limited 0.93% 4,000 2,000 ASSET ALLOCATION Coal India Limited 0.84% 0 Money Divis Laboratories Limited 0.78% NAV Publication Date:09/11/2009 31-Jan-17 Market & RBL Bank Limited 0.78% NCA, 4% Petronet LNG Limited 0.78%

IndusInd Bank Limited 0.74% BENCHMARK COMPARISON

Capital First Limited 0.73%

20.00%

13.19% 16.48%

Eicher Motors Limited 0.71%

12.03%

15.00% 11.74%

EQU, 96% Power Finance Corporation Limited 0.64%

8.33%

ACC Limited 0.63% 10.00% 7.19%

4.59%

4.37%

1.42% 0.89%

5.00% 1.84%

1.47% - LIC Housing Finance Limited 0.61% - UPL Limited 0.59% 0.00% Bank of Baroda 0.58% -5.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month Sadbhav Engineering Limited 0.57% Inception Gateway Distriparks Limited 0.56% Benchmark FGILICL Hindalco Industries Limited 0.56% India Cements Limited 0.55% Benchmark : Nifty Yes Bank Limited 0.51% CAGR Return GAIL (India) Limited 0.46% Dr. Reddys Laboratories Limited 0.44% Bharat Forge Limited 0.43% Bharat Petroleum Corporation Limited 0.41% Hexaware Technologies Limited 0.33% FUTURE OPPORTUNITY FUND SFIN No. ULIF012090910FUTOPPORTU133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To generate capital appreciation & provide long term MONEY MARKET INSTRUMENTS & NCA 4.39% growth oppurtunities by investing in a portfolio BFSI 24.07% predominantly of equity & equity related instruments SECURITIES HOLDINGS Chemical Products 5.24% generally in S & P CNX Nifty stocks and to generate EQUITY 95.61% Civil Engineering consistent returns by investing in debt & money market Infosys Technologies Limited 6.57% 4.46% instruments. The risk profile of the fund is high. HDFC Bank Limited 5.05% Coke & Refined Petroleum 6.55% ITC Limited 4.54% Computer Programming 12.93% Name of Fund Manager ICICI Bank Limited 4.48% Biswarup Mohapatra Larsen & Toubro Limited 4.46% Motor Vehicles 11.73% TATA Motors Limited 4.29% Non-metallic Minerals 3.67% ASSET ALLOCATION Housing Development Finance Corporation Limited 4.28% Pharmaceuticals 7.38% Composition Min. Max. Reliance Industries Limited 3.78% Fixed Interest Investments 0.00% 15.00% Sun Pharmaceuticals Industries Limited 3.71% Tobacco 4.54% Cash and Money Market 0.00% 20.00% TATA Consultancy Services Limited 3.70% Other 19.41% Equity 80.00% 100.00% Mahindra and Mahindra Limited 2.99% Maruti Suzuki India Limited 2.72% RISK RETURN PROFILE State Bank of India 2.41% FUND - NAV Risk High Hindustan Unilever 2.39% Return High Asian Paints Limited 2.18% 24.00 Axis Bank Limited 2.15% 22.00 20.00 DATE OF INCEPTION Lakshmi Vilas Bank Limited 1.65% 18.00 9th September 2010 HCL Technologies Limited 1.41% 16.00 Lupin Limited 1.40% 14.00 12.00 FUND PERFORMANCE as on Bharti Infratel Limited 1.32% 10.00 31st Jan 2017 Hero MotoCorp Limited 1.32% 8.00

Returns since Publication of NAV Castrol India Limited 1.32%

Jul-11 Jul-12 Jul-13 Jul-14 Jul-15 Jul-16

Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Absolute Return 45.61% UltraTech Cement Limited 1.31% Jan-11

Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-12 Apr-11 Apr-13 Apr-14 Apr-15 Apr-16 Simple Annual Return 7.14% Bajaj Auto Limited 1.30% CAGR 6.06% Zee Entertainment Enterprises Limited 1.29% Ambuja Cements Limited 1.17% FUND - NAV NAV as on 31st Jan 2017 Indian Oil Corporation Limited 1.08% 14.56058 Aurobindo Pharma Limited 1.06% 30,000 28,000 Ashok Leyland Limited 1.06% 26,000 24,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) Titan Company Limited 1.01% 22,000 11,246.40 Oil & Natural Gas Corporation Limited 1.01% 20,000 18,000 14,561 Adani Ports & Special Economic Zone Limited 1.00% 16,000 14,000 ASSET ALLOCATION Britannia Industries Limited 0.99% 12,000 10,000 10,000 Money Tech Mahindra Limited 0.94% 8,000 6,000 Market & Grasim Industries Limited 0.93% 4,000 NCA, 4% 2,000 Coal India Limited 0.84% 0 Divis Laboratories Limited 0.78% NAV Publication Date:14/09/2010 31-Jan-17 RBL Bank Limited 0.78% Petronet LNG Limited 0.78%

EQU, 96% IndusInd Bank Limited 0.74% BENCHMARK COMPARISON

Capital First Limited 0.73%

20.00% 13.19%

LIC Housing Finance Limited 0.71% 16.45%

12.53%

15.00% 12.03%

Eicher Motors Limited 0.67%

10.00%

6.40%

UPL Limited 0.67% 6.06% 4.59% 5.00% 4.37%

ACC Limited 0.64% 1.50% 0.08%

Power Finance Corporation Limited 0.64% 0.00%

Gateway Distriparks Limited 0.57% -5.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month

Inception 0.89% -

Sadbhav Engineering Limited 0.57% 1.42% - Bank of Baroda 0.57% Benchmark FGILICL Hindalco Industries Limited 0.56% India Cements Limited 0.54% Benchmark : CNX Nifty Yes Bank Limited 0.52% CAGR Return GAIL (India) Limited 0.46% Dr. Reddys Laboratories Limited 0.43% Bharat Forge Limited 0.43% Bharat Petroleum Corporation Limited 0.39% Hexaware Technologies Limited 0.32% FUTURE APEX FUND SFIN No. ULIF010231209FUTUREAPEX133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide potentially high returns to unit holders by MONEY MARKET INSTRUMENTS & NCA 6.83% investing primarily in equities to target growth in capital BFSI 23.55% value of assests. The fund will also invest to a certain SECURITIES HOLDINGS Chemical Products 4.95% extent in govt. securities, corporate bonds and money EQUITY 93.17% Civil Engineering market instruments. The risk profile of the fund is high. Infosys Technologies Limited 6.42% 4.41% HDFC Bank Limited 5.10% Coke & Refined Petroleum 6.43% Name of Fund Manager ITC Limited 4.45% Computer Programming 12.56% Biswarup Mohapatra Larsen & Toubro Limited 4.41% ICICI Bank Limited 4.37% Motor Vehicles 11.34% ASSET ALLOCATION TATA Motors Limited 4.19% Non-metallic Minerals 3.62% Composition Min. Max. Housing Development Finance Corporation Limited 3.97% Pharmaceuticals 7.24% Fixed Interest Investments 0.00% 40.00% Reliance Industries Limited 3.71% Cash and Money Market 0.00% 50.00% Sun Pharmaceuticals Industries Limited 3.59% Tobacco 4.45% Equity 50.00% 100.00% TATA Consultancy Services Limited 3.51% Other 21.45% Mahindra and Mahindra Limited 2.82% RISK RETURN PROFILE Maruti Suzuki India Limited 2.64% Risk High Axis Bank Limited 2.39% FUND - NAV Return High State Bank of India 2.34% Hindustan Unilever 2.31% 24.00 DATE OF INCEPTION Asian Paints Limited 2.13% 22.00 20.00 23rd December 2009 Lakshmi Vilas Bank Limited 1.64% 18.00 HCL Technologies Limited 1.36% 16.00 FUND PERFORMANCE as on Lupin Limited 1.35% 14.00 12.00 31st Jan 2017 Castrol India Limited 1.30% 10.00 Returns since Publication of NAV Hero MotoCorp Limited 1.30% 8.00

Absolute Return 75.10% UltraTech Cement Limited 1.28%

Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jul-15 Jul-16

Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Simple Annual Return 10.55% Bajaj Auto Limited 1.27% Jan-10

Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-14 Apr-10 Apr-11 Apr-12 Apr-13 Apr-15 Apr-16 CAGR 8.19% Bharti Infratel Limited 1.25% Zee Entertainment Enterprises Limited 1.25% NAV as on 31st Jan 2017 Ambuja Cements Limited 1.17% FUND - NAV 17.50993 Aurobindo Pharma Limited 1.09% Ashok Leyland Limited 1.06% 30,000 28,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) Indian Oil Corporation Limited 1.05% 26,000 24,000 1,368.33 Oil & Natural Gas Corporation Limited 1.01% 22,000 20,000 17,510 Titan Company Limited 1.00% 18,000 ASSET ALLOCATION Adani Ports & Special Economic Zone Limited 0.99% 16,000 14,000 Money Britannia Industries Limited 0.97% 12,000 10,000 10,000 Market & Tech Mahindra Limited 0.93% 8,000 NCA, 7% 6,000 Grasim Industries Limited 0.91% 4,000 2,000 Coal India Limited 0.81% 0 Divis Laboratories Limited 0.77% NAV Publication Date:23/12/2009 31-Jan-17 Petronet LNG Limited 0.77% EQU, 93% RBL Bank Limited 0.73%

IndusInd Bank Limited 0.72% BENCHMARK COMPARISON

Capital First Limited 0.71%

20.00% 16.96%

Eicher Motors Limited 0.64% 13.19%

13.94%

15.00% 12.03%

ACC Limited 0.63%

8.19%

7.89%

Power Finance Corporation Limited 0.62% 10.00%

4.59%

4.38%

1.42%

0.89% -

5.00% 1.65% - LIC Housing Finance Limited 0.58% 1.06% Gateway Distriparks Limited 0.56% 0.00% Hindalco Industries Limited 0.56% -5.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month Bank of Baroda 0.54% Inception India Cements Limited 0.54% Benchmark FGILICL UPL Limited 0.51% Sadbhav Engineering Limited 0.48% Benchmark : CNX Nifty GAIL (India) Limited 0.46% CAGR Return Yes Bank Limited 0.46% Dr. Reddys Laboratories Limited 0.44% Bharat Forge Limited 0.42% Bharat Petroleum Corporation Limited 0.38% Hexaware Technologies Limited 0.33% FUTURE NAV GUARANTEE FUND SFIN No. ULIF011180510NAVGUARANT133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide capital protection and optimum returns based MONEY MARKET INSTRUMENTS & NCA 8.05% on model involving systematic asset allocation and dynamic BFSI 17.96% rebalancing. SECURITIES HOLDINGS Chemical Products 2.13% GOVERNMENT SECURITIES 19.84% Name of Fund Manager Gujarat SDL 6.09% Civil Engineering 2.02% Pankaj/Biswarup Mohapatra West Bengal SDL 6.00% Coke & Refined Petroleum 2.65% Tamil Nadu SDL 5.13% Computer Programming 5.37% ASSET ALLOCATION Madhya Pradesh SDL 2.63% Composition Min. Max. G-Sec 25.37% Fixed Income including SECURITIES HOLDINGS 0.00% 100.00% Infrastructure & Housing 25.93% Money Market Instruments CORPORATE DEBT 32.38% Motor Vehicles 5.08% Equity 0.00% 100.00% Power Finance Corporation Limited AAA 8.67% Housing Development Finance Corporation Limited AAA 6.81% Pharmaceuticals 2.77% RISK RETURN PROFILE LIC Housing Finance Limited AAA 4.88% Other 10.72% Risk Low to medium Reliance Gas Transportation Infrastructure Limited AAA 4.13% Return Low to medium Shriram Transport Finance Company Limited AA+ 7.37% Mahindra and Mahindra Financial Services Limited AA+ 0.52% FUND - NAV RATING The rating of all the Corporate Debt in our SECURITIES HOLDINGS 24.00 portfolio is rated as AA or higher. EQUITY 39.73% 22.00 20.00 Infosys Technologies Limited 2.78% 18.00 DATE OF INCEPTION HDFC Bank Limited 2.20% 16.00 18th May 2010 Larsen & Toubro Limited 2.02% 14.00 12.00 ITC Limited 1.93% 10.00 FUND PERFORMANCE as on ICICI Bank Limited 1.90% 8.00

31st Jan 2017 TATA Motors Limited 1.89%

Jul-11 Jul-12 Jul-14 Jul-15 Jul-10 Jul-13 Jul-16

Jan-11 Jan-13 Jan-14 Jan-16 Jan-17 Jan-12 Jan-15

Oct-10 Oct-11 Oct-13 Oct-14 Oct-16 Oct-15

Returns since Publication of NAV Housing Development Finance Corporation Limited 1.76% Oct-12

Apr-12 Apr-13 Apr-15 Apr-16 Apr-11 Apr-14 Absolute Return 42.59% Reliance Industries Limited 1.60% Simple Annual Return 6.38% TATA Consultancy Services Limited 1.58% CAGR 5.46% Sun Pharmaceuticals Industries Limited 1.53% FUND - NAV Mahindra and Mahindra Limited 1.38% HIGHEST NAV GUARANTEED Axis Bank Limited 1.17% 30,000 28,000 14.3743 Hindustan Unilever 1.04% 26,000 24,000 Maruti Suzuki India Limited 1.02% 22,000 NAV as on 31st Jan 2017 Lakshmi Vilas Bank Limited 0.90% 20,000 18,000 14,259 14.25903 Asian Paints Limited 0.88% 16,000 14,000 State Bank of India 0.85% 12,000 10,000 10,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) Hero MotoCorp Limited 0.62% 8,000 6,000 2,167.21 HCL Technologies Limited 0.59% 4,000 2,000 UltraTech Cement Limited 0.58% 0 ASSET ALLOCATION Bajaj Auto Limited 0.57% NAV Publication Date:31/05/2010 31-Jan-17 Money Lupin Limited 0.57% Market & Bharti Infratel Limited 0.55% NCA, 8% EQU, 40% Zee Entertainment Enterprises Limited 0.54% GSEC, 20% Ashok Leyland Limited 0.53% No comparable benchmark available Ambuja Cements Limited 0.48% for the fund Britannia Industries Limited 0.48% NCD, 32% Indian Oil Corporation Limited 0.45% Oil & Natural Gas Corporation Limited 0.42% Castrol India Limited 0.41% IndusInd Bank Limited 0.41% Tech Mahindra Limited 0.41% Grasim Industries Limited 0.39% Coal India Limited 0.38% Adani Ports & Special Economic Zone Limited 0.36% Petronet LNG Limited 0.36% Aurobindo Pharma Limited 0.30% Power Finance Corporation Limited 0.29% Divis Laboratories Limited 0.27% LIC Housing Finance Limited 0.27% ACC Limited 0.26% Gateway Distriparks Limited 0.26% Eicher Motors Limited 0.26% Titan Company Limited 0.25% Sadbhav Engineering Limited 0.24% Bank of Baroda 0.24% Yes Bank Limited 0.22% Hindalco Industries Limited 0.22% UPL Limited 0.21% Bharat Petroleum Corporation Limited 0.19% Bharat Forge Limited 0.18% GAIL (India) Limited 0.18% Capital First Limited 0.15% Dr. Reddys Laboratories Limited 0.10% India Cements Limited 0.08% FUTURE GROUP BALANCE FUND SFIN No. ULGF003150210FUTGRBALAN133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Provision of high expected returns with a moderate MONEY MARKET INSTRUMENTS & NCA 5.82% probability of low return. BFSI 8.26% SECURITIES HOLDINGS Chemical Products 1.86% STRATEGY GOVERNMENT SECURITIES 61.05% Balances high return and high risk Central Government 34.09% Civil Engineering 1.60% from equity investments by the stability Maharashtra SDL 26.95% Coke & Refined Petroleum 2.32% provided by fixed interest instruments. Computer Programming 4.40% SECURITIES HOLDINGS Name of Fund Manager EQUITY 33.13% G-Sec 65.47% Pankaj/Biswarup Mohapatra Infosys Technologies Limited 2.24% Motor Vehicles 4.10% HDFC Bank Limited 1.94% Pharmaceuticals 2.64% ASSET ALLOCATION Larsen & Toubro Limited 1.60% Composition Min. Max. ITC Limited 1.58% Tobacco 1.58% Fixed Interest Investment ICICI Bank Limited 1.57% 60.00% 90.00% Other 7.77% Money Market and Cash TATA Motors Limited 1.54% Equity 10.00% 40.00% Housing Development Finance Corporation Limited 1.51% Reliance Industries Limited 1.37% FUND - NAV RISK RETURN PROFILE TATA Consultancy Services Limited 1.35% Risk Moderate Sun Pharmaceuticals Industries Limited 1.27% 24.00 Return High Maruti Suzuki India Limited 1.19% 22.00 20.00 Mahindra and Mahindra Limited 1.00% 18.00 DATE OF INCEPTION State Bank of India 1.00% 16.00 15th February 2010 Axis Bank Limited 0.89% 14.00 12.00 Hindustan Unilever 0.86% 10.00 FUND PERFORMANCE as on Asian Paints Limited 0.78% 8.00

31st Jan 2017 Bajaj Auto Limited 0.57%

Jul-14 Jul-10 Jul-11 Jul-12 Jul-13 Jul-15 Jul-16

Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Returns since Publication of NAV HCL Technologies Limited 0.49% Jan-11

Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-11 Apr-10 Apr-12 Apr-13 Apr-14 Apr-15 Apr-16 Absolute Return 82.21% Castrol India Limited 0.45% Simple Annual Return 11.79% Lupin Limited 0.44% CAGR 8.98% Bharti Infratel Limited 0.44% FUND - NAV Zee Entertainment Enterprises Limited 0.44% NAV as on 31st Jan 2017 Ambuja Cements Limited 0.39% 30,000 28,000 18.22077 Ashok Leyland Limited 0.37% 26,000 UltraTech Cement Limited 0.37% 24,000 22,000 18,221 20,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) Indian Oil Corporation Limited 0.37% 18,000 9.94 Grasim Industries Limited 0.37% 16,000 14,000 Titan Company Limited 0.36% 12,000 10,000 10,000 ASSET ALLOCATION Adani Ports & Special Economic Zone Limited 0.35% 8,000 6,000 Money Oil & Natural Gas Corporation Limited 0.35% 4,000 2,000 Market & Aurobindo Pharma Limited 0.34% 0 EQU, 33% NCA, 6% Hero MotoCorp Limited 0.32% NAV Publication Date:15/02/2010 31-Jan-17 Tech Mahindra Limited 0.32% Britannia Industries Limited 0.32%

GSEC, 61% Dr. Reddys Laboratories Limited 0.30% BENCHMARK COMPARISON

Divis Laboratories Limited 0.28%

20.00% 15.73%

Coal India Limited 0.28% 13.49%

15.00% 12.13%

RBL Bank Limited 0.27% 11.72%

9.00%

8.98%

Petronet LNG Limited 0.26% 10.00% 6.30%

6.89% 5.17%

Capital First Limited 0.26% 3.73% 2.34% 5.00% 2.35% IndusInd Bank Limited 0.25% 0.00% Sadbhav Engineering Limited 0.22% Since 3 Year 2 Year 1 Year 6 Months 1 Month LIC Housing Finance Limited 0.22% Inception Power Finance Corporation Limited 0.22% Benchmark FGILICL UPL Limited 0.22% Bank of Baroda 0.20% Benchmark : Nifty + CRISIL Composite Bond Gateway Distriparks Limited 0.19% Index + CRISIL Liquid Fund Index Hindalco Industries Limited 0.19% CAGR Return India Cements Limited 0.19% GAIL (India) Limited 0.19% Bharat Forge Limited 0.19% ACC Limited 0.14% Yes Bank Limited 0.14% Bharat Petroleum Corporation Limited 0.14% FUTURE GROUP MAXIMISE FUND SFIN No. ULGF002300309FUTGRMAXIM133

Computer Programming 6.57% Name of Fund Manager SECURITIES HOLDINGS Pankaj/Biswarup Mohapatra EQUITY 52.03% G-Sec 46.54% Infosys Technologies Limited 3.54% Motor Vehicles 5.94% ASSET ALLOCATION HDFC Bank Limited 3.17% Pharmaceuticals 4.14% Composition Min. Max. ITC Limited 2.49% Fixed Interest Investment Housing Development Finance Corporation Limited 2.45% Tobacco 2.49% 40.00% 80.00% Money Market and Cash ICICI Bank Limited 2.44% Other 11.79% Equity 20.00% 60.00% Larsen & Toubro Limited 2.43% TATA Motors Limited 2.38% RISK RETURN PROFILE Reliance Industries Limited 2.11% FUND - NAV Risk High Sun Pharmaceuticals Industries Limited 1.98% Return High TATA Consultancy Services Limited 1.75% 24.00 Mahindra and Mahindra Limited 1.67% 22.00 20.00 DATE OF INCEPTION State Bank of India 1.66% 18.00 30th March 2009 Axis Bank Limited 1.41% 16.00 Hindustan Unilever 1.34% 14.00 12.00 FUND PERFORMANCE as on Maruti Suzuki India Limited 1.32% 10.00 31st Jan 2017 Asian Paints Limited 1.20% 8.00

Returns since Publication of NAV UltraTech Cement Limited 0.83%

Jul-09 Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jul-15 Jul-16

Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Absolute Return 86.72% Lupin Limited 0.82% Jan-10

Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-10 Apr-11 Apr-12 Apr-13 Apr-14 Apr-15 Apr-16 Simple Annual Return 11.33% HCL Technologies Limited 0.73% CAGR 8.50% Castrol India Limited 0.73% Zee Entertainment Enterprises Limited 0.71% FUND - NAV NAV as on 31st Jan 2017 Hero MotoCorp Limited 0.71% 18.67187 Britannia Industries Limited 0.70% 30,000 28,000 Bharti Infratel Limited 0.69% 26,000 24,000 AUM as on 31st Jan 2017 (Rs. In Lakhs) Ambuja Cements Limited 0.64% 22,000 18,672 20,000 8.93 Bajaj Auto Limited 0.63% 18,000 Aurobindo Pharma Limited 0.61% 16,000 14,000 ASSET ALLOCATION Indian Oil Corporation Limited 0.57% 12,000 10,000 10,000 Money Ashok Leyland Limited 0.57% 8,000 6,000 Market & Titan Company Limited 0.57% 4,000 NCA, 4% 2,000 Adani Ports & Special Economic Zone Limited 0.56% 0 NAV Publication Date:10/06/2009 31-Jan-17 EQU, 52% Tech Mahindra Limited 0.56% GSEC, 44% Oil & Natural Gas Corporation Limited 0.54% Grasim Industries Limited 0.51%

LIC Housing Finance Limited 0.50% BENCHMARK COMPARISON

Coal India Limited 0.45%

20.00% 16.47%

Capital First Limited 0.44% 13.40%

15.00% 12.14%

RBL Bank Limited 0.43% 12.01%

8.83%

8.50%

IndusInd Bank Limited 0.42% 10.00%

5.17% 3.93%

Petronet LNG Limited 0.42% 4.46%

3.03% 2.84%

5.00% 2.28% UPL Limited 0.41% 0.00% Divis Laboratories Limited 0.39% Since 3 Year 2 Year 1 Year 6 Months 1 Month Power Finance Corporation Limited 0.35% Inception Sadbhav Engineering Limited 0.34% Benchmark FGILICL Dr. Reddys Laboratories Limited 0.34% Gateway Distriparks Limited 0.32% Benchmark : Nifty + CRISIL Composite Bond ACC Limited 0.32% Index + CRISIL Liquid Fund Index Bank of Baroda 0.31% CAGR Return Yes Bank Limited 0.31% Hindalco Industries Limited 0.30% India Cements Limited 0.29% GAIL (India) Limited 0.26% Bharat Petroleum Corporation Limited 0.23% Bharat Forge Limited 0.21% FUTURE GROUP SECURE FUND SFIN No. ULGF001300309FUTGRSECUR133

ABOUT THE FUND PORTFOLIO AS ON 31st Jan 2017 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Preservation of nominal value of contributions along MONEY MARKET INSTRUMENTS & NCA 11.09% with stable returns over policy term so that the G-Sec 98.17% probability of low return is low. SECURITIES HOLDINGS GOVERNMENT SECURITIES 88.91% STRATEGY Central Government 69.80% Other 1.83% Low risk investment such as money Maharashtra SDL 9.83% market instruments. Gujarat SDL 6.09% Tamil Nadu SDL 3.19% FUND - NAV Name of Fund Manager Pankaj 24.00 22.00 20.00 ASSET ALLOCATION 18.00 Composition Min. Max. 16.00 Fixed Income 14.00 12.00 Instruments/Money 10.00

Market and Cash 0.00% 100.00% 8.00

Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jul-15 Jul-16

Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

RISK RETURN PROFILE Jan-10

Oct-10 Oct-09 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16

Apr-15 Apr-10 Apr-11 Apr-12 Apr-13 Apr-14 Apr-16 Risk Low Return Low FUND - NAV DATE OF INCEPTION 30th March 2009 30,000 28,000 26,000 24,000 FUND PERFORMANCE as on 22,000 20,000 17,958 31st Jan 2017 18,000 Returns since Publication of NAV 16,000 14,000 Absolute Return 79.58% 12,000 10,000 10,000 Simple Annual Return 10.13% 8,000 6,000 CAGR 7.74% 4,000 2,000 0 NAV as on 31st Jan 2017 NAV Publication Date:01/09/2009 31-Jan-17 17.95848

AUM as on 31st Jan 2017 (Rs. In Lakhs) BENCHMARK COMPARISON

3.45

15.00%

14.05%

11.59%

9.87% 7.48% ASSET ALLOCATION 7.78%

10.00% 8.25%

7.74%

7.52%

Money 6.56%

Market & 5.00% 3.35% 0.85%

NCA, 11% 0.52% 0.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month Inception Benchmark FGILICL GSEC, 89% Benchmark: CRISIL Liquid Fund Index CAGR Return PERFORMANCE AT A GLANCE

FSEC FINC FBAL FMAX Future Secure Future Income Future Balance Future Maximise INDIVIDUAL Absolute Annualised Absolute Annualised Absolute Annualised Absolute Annualised Return Return CAGR Return Return CAGR Return Return CAGR Return Return CAGR Since Inception 110.62% 13.06% 9.19% 134.47% 15.87% 10.58% 87.87% 10.37% 7.73% 104.36% 12.32% 8.80%

PSEC PBAL PGRW PACT Future Pension Secure Future Pension Balance Future Pension Growth Future Pension Active INDIVIDUAL Absolute Annualised Absolute Annualised Absolute Annualised Absolute Annualised Return Return CAGR Return Return CAGR Return Return CAGR Return Return CAGR Since Inception 139.39% 16.92% 11.18% 140.35% 17.04% 11.23% 161.20% 19.57% 12.36% 185.66% 22.54% 13.59%

FDYG Future Dynamic Growth INDIVIDUAL Absolute Annualised Return Return CAGR Since Inception 65.33% 9.02% 7.19%

NGNF

Future NAV Guarantee Fund INDIVIDUAL Absolute Annualised Highest NAV Guaranteed 14.3743 Return Return CAGR Absolute Return 42.59% 6.38% 5.46%

FAPX FOPP Future Apex Future Opportunity Fund INDIVIDUAL Absolute Annualised INDIVIDUAL Absolute Annualised Return Return CAGR Return Return CAGR Since Inception 75.10% 10.55% 8.19% Since Inception 45.61% 7.14% 6.06%

GGSC GGBL GGMX Future Group Secure Future Group Balance Future Group Maximise Absolute Annualis Absolute Annualised Absolute Annualise Group ed Return Return CAGR Return Return CAGR Return d Return CAGR Since Inception 79.58% 10.13% 7.74% 82.21% 11.79% 8.98% 86.72% 11.33% 8.50%