Volume 25, No. 5 “And Ye Shall Know The Truth...” November 20, 2013 Architect Terrence E. O’Neal
“Each initiative Terrence has undertaken has had …wide-ranging and enduring reverberations. He has emphasized and advocated for architects to be engaged with government and elected officials, both of which greatly affect the practice of architecture and the quality of design.” - James McCullar, FAIA, Past President, AIA New York Chapter
In This Issue...
Jay Black Book Review BlackMarket- African American Economy Section Letter to an Place Chamber of Commerce Incarcerated Page 14 The Economy Tifffany’s Tips Pages 2-3 Productive Living Page 7-8 Brother Page 7 Page 12 Classifieds UT @ TPS How to Protect Assets Page 15 Page 4 Financial Planning Page 10 Minister’s Take
Page 7 on Today’s Cover Story; Don’t Let the Grinches TCDC’s DEEP Credit Union’s Banquet Get You Music Terrence O’Neal Page 6 Page 7 Page 11 Page 13 Page 16
Page 2 The Sojourner’s Truth November 20, 2013 Reversing the Poverty Trend By Jay Black, President TAACC The Truth Contributor
In this week’s article we continue For instance, most government pro- settling for less quality. the discussion of why our commu- grams are designed to keep us depen- When, in fact, the issue of quality and nity is amongst the poorest communi- dent on government-sponsored pro- professionalism is really color blind. ties in America and what we can do grams (especially the social programs How many times have we gone to a to reverse the trend. We offer reasons promoted by many good old Demo- majority-owned business and received seven through five today. crats). bad customer service or a product that TAACC Mission Statement When is the last time you saw local proved to be inferior in quality? The Toledo African American Democrats using their political influ- Yet we do not label all majority-owned Chamber of Commerce (TAACC) ad- ence to champion causes that help businesses as offering inferior quality vocates and promotes the economic pump public dollars into the black products or customer service. Yet many growth and development of African business community? What we get of us are quick to label all of our busi- American owned businesses by focus- is champions of social programs that nesses as inferior if we have a bad expe- ing on the development of business lead to more dependence (charity pro- rience with them. We tend to hold each opportunities, business alliances, and grams like feed the hungry; clothe the other to a much higher standard that we legislative advocacy. poor, discount senior coupons, etc.). will hold others. Number 7. Fear of indepen- Don’t get me wrong, some of these I am both amazed and frustrated by dence. For decades we have been programs are good and needed, but the fact that the message of “self-help conditioned to be dependent on others they are rarely sustainable and rarely economics” has not resonated with and not work together to be economi- lead to the type of economic indepen- middle-class blacks and above. We are Jay Black cally independent. In fact, if you are a dence that will allow a man to fend for ignorant to the fact that we have a sig- child of the 1950s and 1960s (or older) themselves and take care of their fam- nificant amount of collective purchasing munity we once had during the 60s you were conditioned to go to school, ily. power. where we owned the majority of “get a good education” and work for a As a community we must get back to On a national basis we have over businesses that were in our commu- large corporation. not caring what “Mr. Charlie” thinks $1trillion dollars in purchasing power. nity. This included corner grocery Very few of us were conditioned to and work together to be independent Locally, and as of the last economic cen- stores, gas stations, clothing stores, become entrepreneurs with the intent of him. Then and only then will we be sus that I’ve seen for this area (2009), doctors and lawyer’s offices, fu- of becoming economically indepen- independent of “Mr. Charlie”. we have over $1.5 billion in purchasing neral homes, auto mechanic shops, dent. Our fore-parents in slavery were A good place to start is for all of us power. hardware stores, pharmacies, movie conditioned for centuries to never to find black businesses to support on What do you think would happen if theaters, restaurants, bowling alleys, trust other blacks and conditioned to a regular basis; stop voting for any- we made the commitment to spend just skating rinks, and retail outlets. believe that it was wrong to think (let one (individual or institution) who 10 percent of that amount with black- What will it take to get back to alone seek) about being independent does not use their political influence owned businesses? I contend that we this type of community? A change of the master. to pump dollars into the Black Busi- could begin to transform our community in thinking coupled with a call to ac- This mentality could explain why a ness Community; when you do have and become an economic (and political) tion. Some of the actions are out- well known local pastor is known for a choice, stop financially supporting force to be reckoned with. lined in the previous section but, in discouraging other community lead- any business that will not hire you son, You would think that this group would general, we need to return to sup- ers from “rocking the boat” because daughter or the Pookies or Sheniquas be the one that understands this issue porting our own first and holding we don’t want to “make the white in our families or churches. And quit more than anyone and would be leaders each other to the same standards of folks mad.” supporting those pastors and leaders in promoting this concept. Unfortunate- accountability (and quality) that we It is could also explain why many of who consistently allow politicians ac- ly this is not the case. More than anyone hold other groups to. us see something wrong with working cess the flock who have a track record in our community, the majority in this Lastly, we need to know that there collaboratively to determine our own of showing up only when its election group appears to be oblivious to the idea are plenty of quality black-owned destiny. Lastly, the very people that we time. of promoting economic independence businesses that exist in Toledo, blindly support (to include politicians, Number 6. Ignorance or Lack of within our community. Ohio who could grow and prosper some pastors, and some community Knowledge. I am amazed at the num- Conversely, I am convinced that we leaders) feed into this mentality of de- ber of black folks whom I talk to who can have they type of business com- ... continued on page 3 pendence rather than independence. honestly believe that there is some- The more they can get us to depend on thing inherently wrong with doing them and their programs, the less we business with other black folks. It’s as will think for ourselves and the less though they believe that by supporting independent we will become. black-owned businesses that you are Community Calendar November 23 Delta Sigma Theta Sorority, Inc Diabetes Information Fair: Noon to 2 pm; The Sojourner’s Truth Prevention, management and overcoming diabetes; Pickett Academy Thanksgiving Basket Giveaway: Southern Missionary Baptist Church; 10 am Toledo’s Truthful African American to 2 pm Owned and Operated Newspaper
Fletcher Word – Publisher and Editor November 24 Becky McQueen – Business Manager First MBC 74th Anniversary: Women in Red; Wanda Dorn speaker Folasade Oladokun – Office Manager November 27 Artisha Lawson – Reporter Carla Leonard – Social Editor United Community Church Annual Thanksgiving Dinner: Noon to 2 pm Michael Hayes – Entertainment Critic Rev. D.L. Perryman – Columnist November 28 Pilgrim Church 10th Annual Thanksgiving Day Community Meal: 11 am to 2 pm Jennifer Retholtz – Webmaster Kathy Sweeny – Graphic Designer Andrew’s Free ThankZgiving Feast: Paddy Jack’s; Noon to 3 pm; Courtesy of Andrew Z A Certified MBE The Sojourner’s Truth, 1811 Adams Street, Toledo, OH 43604 December 8 Phone 419-243-0007 * Fax 419-255-7700 St. Stephen’s COGIC “Jubilee of Praise Celebration:” 4 pm [email protected] New Prospect Baptist Church Annual Candlelight Service: 4pm; Guest Rev. www.thetruthtoledo.com Jerry Boose and Second Baptist congregation November 20, 2013 The Sojourner’s Truth Page 3 Rep. Ashford Announces Funding to Repair NW Ohio Developmental Center $3.2M to replace HVAC system Special to The Truth “The Developmental Center is in The project will convert the cam- desperate need of a heating and cool- pus from a centralized boiler and State Rep. Michael Ashford (D-Tole- ing system that functions properly, chiller operation to individual, high do) announced this week that the State especially with cooler temperatures energy HVAC units in each build- Controlling Board has released funds on the horizon this winter,” said Ash- ing. The current HVAC equipment in the amount of $3,265,952 to replace ford. “Because a large number of in- is 37 and can no longer be main- the HVAC system on the campus of the dividuals reside on the Center’s cam- tained. The new equipment is more Northwest Ohio Developmental Center pus, it is essential that its buildings energy efficient and will reduce util- located in Toledo. are properly heated.” ity costs. Michael Ashford
Jay Black....continued from page 2 sit down and think about time you heard of politi- life. Parental involve- mand that our kids take if we would all redirect man suffering that goes what we need on a reg- cians going to the Catho- ment in the child’s edu- academics seriously by some of our daily ex- on in our community on ular basis and make a lic Church or the Jewish cational experience is rewarding academic penditures and support a daily basis (recogniz- sincere effort to get an synagogue to campaign much greater in other achievement and pun- them. I received an idea ing that we (black folks) African-American ven- for political office? communities than it is in ishing the lack thereof. over the weekend from can do more to eliminate dor or business owner 3. Education: Aca- ours. We must encour- For instance, as a child, Larry Anderson, com- the causes of suffering to supply it. Many of us demic achievement is age our kids to be smart I was not allowed to go missioner in Parks and that goes on in our com- may be surrounded by expected and coveted (academically) and get out and play after school Recreation for the City munity). black-owned businesses in successful communi- rid of the mentality that until all of my home- of Toledo which I plan As I look at other and not even know it. ties to the point that it it’s cool to be dumb (un- to pursue. Larry asked communities and how For instance, how many is linked to success in educated). We must de- ... continued on page 8 of us know that there is why we couldn’t have a they’ve managed to be- a black- owned florist buy black only for a day come more successful in town (Blessed Blos- or week campaign. The than we are, I’ve noticed answer is we can and we soms), or and black- a pattern. They place a owned medical equip- should. higher priority on the ment supply firm (C&M (1IPG41S $DQ5B25G T EB Number 5. Priori- items listed below than Medical Supply), or a ties. The priorities we we do: black- owned inkjet or have as a community 1. Supporting their laser toner firm for com- need adjustment. We do businesses: Their dol- puters , fax machines, '5CRS3@ G9Q5 )DA54D %89D well in supporting social lar recycles many more and copiers (Inkjet Ex- events (parties) and “feel times than ours does press)? We can find these ( 6DG 1I85G + 1I85G 97PG5- 1C4 1P78I5G good” opportunities but before it leaves their businesses by doing a we have lost sight of the community. As a result, little research (www.to- %CAS ( 6DG 5138 1449I9DC1A 41P78I5G more important issues their tax base to fund ledoaaacc.com). that impact us. schools, safety forces, 2. Political influence: (5B96DGB1A II9G5 EA51H5 )93@5IH G5FP9G54 I have people in my and infrastructure repair They hold their politi- family who care more is better than ours. We cians accountable for &A51H5 3DCI13I "10DCC1 !93@H 1I I5A5E8DC5 CPB25G 6 about buying the latest must make support- delivering public con- DG (9BDC5 #93@A5H 1I I5A5E8DC5 CPB25G 6 sneakers for their kid ing black-owned busi- tracts and programs to than showing up for par- nesses a priority. This their community. If the 6DG I93@5I 9C6DGB1I9DC ents/teachers conferenc- means it must become politician does not de- es. I have people in my “intentional” commu- liver, they don’t vote for %CAS 1 A9B9I54 CPB25G D6 I93@5IH R9AA 25 1Q19A12A5 6DG EPG381H5 1I I85 4DDG church that care more nity wide. We should them. When is the last about having the latest handbag or pair of dress shoes than for mentoring MY MOM IS BATTLING CANCER. I NEED TO WORK FULL TIME. I a fatherless child. I know a lot of black ANT TO BE THERE EVERY DAY. HOW CAN I DO IT ALL? MY MOM IS people who care more om is battling can “I could never have done it on my own about doing all that needTTLING CANCER. to I NEEDwork TO WORK ful FULL TIME. I WANT TO BE THERE they can to “get theirs” want to be ther without Hospice of Northwest Ohio.” but have little regard day. How can I d “I wasn’t familiar with watching somebody you love pass away. for using their talents, V ERYMy DAY.MY HOW momMOM CAN ISI DO BATTLINGis IT ALL? bat- MY MOM cancer. IS BATTLING CANCER. influence, and knowl- cancer. I need to I felt a weight had been lifted off my shoulders when Hospice of edge to help someone NEED TO WORK FULL TIME. I WANT TO BE THERE EVERY DAY. HOW Northwest Ohio got involved because I had no idea what I was worthy from our com- full time. I want I FULL TIME. doing, and they explained everything to me.” munity to “get theirs.” AthereN I DOneed IT ALL? everyMY MOMto IS BATTLING workday. CANCER. I NEED TO WORK I have lots of relatives can I do it all? My – April, daughter of a Hospice of Northwest Ohio patient who are more concerned s battling cancer LL TIME. I WANT TO BE THERE EVERY DAY. HOW CAN I DO IT ALL? We are the area’s largest and most experienced provider of hospice about eating out than toI WANT work TO full time EVERY DAY. eating healthy. Lastly, to be therebe thereever care, a nonprofit organization solely dedicated to providing the best I know a lot of pastors owY MOM IScan BATTLING I CANCER.do itI NEED all TO WORK FULL TIME. I WANT possible end-of-life experience for our patients and their families. who are more concernedom is battling can with being seen with needO BE THERE HOW EVERYto workDAY. CAN HOW I do CAN ful I DOit IT ALL?all? MY MOM IS BAT- Ask for us by name. The sooner you do, the more we can help. (and having them come through their church want to be ther during election season) day.LING CANCER. How I NEED TOcan WORK FULLI d TIME. I WANT TO BE THERE Answers for Living the Last Months of Life certain politicians than My mom is bat- they are with demand- Vcancer.ERY DAY. HOW CAN I I needDO IT ALL? MYto MOM IS BATTLING CANCER. ing that the politicians full time. I want use their political office there every day. Visit hospicenwo.org NEED TO WORK FULL TIME. I WANT TO BE THERE EVERY DAY. HOW 419-661-4001 (Ohio) / 734-568-6801 (Michigan) to help alleviate the hu- can I do it all? My © 2013 Hospice of Northwest Ohio s battling cancer Page 4 The Sojourner’s Truth November 20, 2013 UT@TPS Receives Praise at National Education Conference Special to The Truth
Five University of Toledo under- support each other in their learning baugh, from the doctoral program in ed- isolating place; for you it is a place of graduate students made their first and in their other life responsibilities. ucation at the University of Pittsburgh, inspiration and connection.” presentation at the American Educa- Currently, UT@TPS students range commented, “What you are doing is In discussion, student Phyllis Toney tional Studies Association (AESA) in age from 21 to 67. The classes are powerful. Your stories are powerful. I concurred: “Now that I am going to annual meeting in Baltimore earlier held in local public schools to create think your program should be a national college, I really understand what’s this month. They received accolades. a college-going culture for younger model.” going on around me. It’s opened my “This is the most inspiring panel I students in those buildings, and to One advantage to having the college eyes to things that I need to know.” have ever attended in all my years at surround them with adult role mod- classes taught in Toledo Public Schools Her classmate Earma Algee agreed: “I AESA,” said George Noblit, Ph.D, els pursuing—and enjoying—higher is that the students receive a 22 percent think we have a lot to bring to the table. distinguished professor of the Sociol- education. Toledo Public Schools tuition scholarship and a general fees Being in school calls you to task to be ogy of Education at the University of is unique nationally for hosting this scholarship from the University of To- conscious of your surroundings.” ledo. At this reduced rate, the federal North Carolina, Chapel Hill. program to bring college to their stu- Students interested in joining UT@ Pell grant covers most students’ costs UT students Earma Algee, Belinda dents, and to their students’ families TPS for classes starting in January entirely, allowing them to take classes Collier, Lillie Cox, Phyllis Toney and and communities. should call or text HEAT at 419-283- without going into debt with student Anthony Wyatt are all pursing degrees Algee, Collier, Cox, Toney and Wy- 8288. Information is also available loans. in business management through the att each narrated their experiences in on the UT@TPS website at www.uto- But the impact of the program goes UT@TPS program at Samuel M. the program and discussed the impact ledo.edu/call/ut_tps. Jones at Gunckel Park Elementary that their being in school has had on beyond saving money. As discussant School. Lynne Hamer, Ph.D,the di- themselves, their families, and their for the panel, Noblit noted a difference in how the students spoke about their Contact: rector of UT@TPS and an associate communities. They then analyzed school experience: “Usually education Lynne Hamer, Ph.D. professor in the UT Judith Herb Col- the stories to discuss themes of mo- is all about abstracted information, but lege of Education, joined them in the tivation, characteristics of individuals HEAT from what I hear from you, education The Padua Center presentation. involved, potential barriers and how is deeply embedded in your lives. I hear 1416 Nebraska Avenue The UT@TPS program is based on they have been overcome, key com- themes of how you work together, com- a cohort approach: a group of students ponents of the program, and inspira- pared to higher education more gener- Toledo OH 43607 commits to taking classes together to- tion from and to others. ally, where we are highly individualis- Ph: 419-283-8288 ward a degree. This allows them to AESA member Linda Deafen- tic. For me, higher education is a highly Email: [email protected] November 20, 2013 The Sojourner’s Truth Page 5 Lucas County to Receive the Benefit of $2.6 Million in Grants to Expand Community Programs, Services Special to The Truth This funding provides qualified Lucas County resi- Schools and the Lucas County Family Council in pursuit dents with access to home rehabilitation and repair of a $12 million grant to administer the Head Start pro- WSOS Community Action is pleased to announce a services and emergency mortgage payment assis- gram in Lucas County. WSOS has administered Head community meeting to be held at 9:30 a.m. Nov. 26 at tance. In addition, rent assistance will be available Start and Early Head Start administration for a number the Toledo Grows Robert J. Anderson Urban Agricul- through the Lucas Metropolitan Housing Authority; of years in Wood, Sandusky, Ottawa and Seneca coun- ture Center, 900 Oneida St., to announce four recently homeownership in partnership with Maumee Valley ties. WSOS’ participation in this collaborative further awarded federal grants serving Lucas County and its Habitat for Humanity; and rental rehabilitation to demonstrates its commitment to building partnerships to new campaign, “Building Partnerships, Helping Peo- units owned by Preferred Properties, Inc. The grant help people in the community. ple.” amount for CHIP totals $400,000. The community meeting starts at 9:30 a.m. Nov. 26. “Building Partnerships, Helping People” is an ini- Currently, WSOS is a partner with Toledo Public Light refreshments will be provided. tiative to invite and actively explore collaborations between Lucas County, social service agencies and education organizations. The campaign also hopes to increase awareness regarding the new programs and services offered by WSOS within Lucas County. WSOS Community Action Commission, Inc. is a community based 501(c) (3) corporation with a 48 year history of providing comprehensive community and family development services, as well as the imple- mentation and administration of a seven-state network TARTA.COM of rural training and technical assistance. “Lucas County Juvenile Court is looking forward to our partnership with WSOS. The Lucas County com- munity has the opportunity to further assist this popu- lation of young adults who need focused support and direction as they become %%1#'&(0 PASSENGER INCOME 19% productive community members,” Lucas County Ju- venile Court Judge Navarre Cubbon said. Although 0&0!&$$1%"02 FEDERAL ASSISTANCE 18% WSOS primarily serves Wood, Sandusky, Ottawa and PROPERTY TAX 61% Seneca counties, for the past seven years the organi- STATE ASSISTANCE 1% zation has collaborated with several Lucas County On behalf of the Toledo Area Regional Transit Authority’s non-profits such as United North, The Source, Lucas employees and Board of Trustees, I am pleased to present OTHER REVENUE 1% County Commissioners and the Northwest Ohio Con- this Annual Report. The TARTA Board of Trustees and struction Education Center. 100% I recognize that without the support of our employees, Together, these partnerships have administered pro- grams such as the Early Learning Initiative, The West- passengers and constituents, the Authority would not ern Lake Erie Basin Residential Ash Tree Removal continue to succeed. LABOR & FRINGES 55% Program and the Constructing Futures Program. MATERIAL & SUPPLIES 13% “We’ve been partnering with Lucas County agen- TARTA’s main goal is to deliver superior service to our cies since 2006. We welcome opportunities to partner riders, as evidenced by 2012’s key activities: FUEL 10% with organizations whose missions align with ours, 2% particularly when partnerships improve services to D Continued to develop TARTA Tracker, a web- and SERVICES those in need and produce strong outcomes,” said phone-based system that provides real-time bus UTILITIES, TAXES, INSURANCE, CLAIMS 4% Ruthann House, WSOS president/CEO. route information available to everyone at DEPRECIATION 16% As a result of WSOS’ efforts, the following new TARTAtracker.com grant-funded programs within Lucas County will of- 100% fer much needed services to several different constitu- D Grew ridership to nearly 3.5 million trips in 2012. ents: Adult ridership grew by 8% and TARPS also posted &(& (1)0) Face Forward Program . A program designed to increased ridership for the 16th consecutive year Bonita Johnson Steven Pecsenye provide former youth offenders, ages 16-24, with the (President) with an impressive 11.4% increase. Tom Ramsdell skills that lead to gainful employment and a new out- Francis Frey Barbara Sperr look on life. This program is operated in partnership D Opened a new TARPS facility that boasts many (Vice President) with the Lucas County Juvenile Court’s Community “green” features. Deb Angel Troy Stevenson Integration for Training and Employment program, or Brian Fitch Anthony Szilagye CITE. The grant amount for the Face-Forward Pro- Expanded free ridership to allow those who qualify Ted Kaczorowski Dee Talmage gram totals $1,000,000. for TARPS to use TARTA’s fixed routes, Call-A-Ride and Jack Murphy William Thomas “United Toledo” YouthBuild. This program pro- Muddy™ and Walleye shuttles for free. Shelly Papenfuse Clifford Wright vides low-income young people ages 16–24 work toward their GEDs or high school diplomas while Thanks to the support of passengers andd consticonstituents, learning job skills by building affordable housing for homeless and low-income people and participating TARTA continues to improve its seservrvices and offer in leadership development activities in their com- high-quality publicblic tratransit to the Toledo area. munities. The WSOS administered YouthBuild pro- gram works to refurbish homes in Toledo’s United ThaThanknk You, North area. The grant amount for YouthBuild totals $1,100,000. Supportive Services for Veteran Families James K. Gee (SSVF). This program provides rental assistance to TARTA General Manager help Veteran families remain in or acquire permanent housing on a sustainable basis and provides outreach, case management, and assistance in obtaining VA and other benefits. This is a multi-county grant totaling $435,000. Community Housing Improvement Program 1127 W. Central Ave., Toledo, OH 43610 | 419-243-RIDE (7433) (CHIP). The Lucas County Commissioners are the grantee and WSOS is the administrator of the CHIP. Page 6 The Sojourner’s Truth November 20, 2013 The First Graduation Class of the DEEP- Central Green Jobs Training Program Special to The Truth Toledo Community Development provide workforce training as Retrofit Corporation (Toledo CDC), Owens Installer Technician. Community College and its partners The DEEP Central City Green Jobs hosted the first 2013 graduating class Training Program is designed to com- of the Detroit Ave. Energy Efficiency plement the DEEP Revolving Loan Program (DEEP) Central City Green Fund, which is a housing preservation Jobs Training Program. Students who program for residents whose income have completed the Green Jobs Train- levels are between 80 percent up to 120 ing Program as Retrofit Technicians percent Area Median Income (AMI) and Installers were honored during a obtain a low interest loan up to $5,000 ceremony at the Frederick Douglass for the purpose of retrofitting their home DEEP graduates (L.to R.): Charles Cotton, Ebony Depp, Christopher Center; located at 1001 Indiana Ave. to make it more energy efficient. Bradford, Brandon Lindsey, Alfred Brown, Jamews Carswell, Christian Griffin, on Friday, November 15, 2013 at 3 Toledo CDC’s mission is “… to foster Cammeron Griffin and Jessie Williams Jr. (not in photo but was present later). p.m. This is the first of its kind work- a healthy, vibrant community through force development program in the affordable housing, job creation and purpose of preservation of existing Block Grant (CDBG) through the heart of the city of Toledo. economic development and by utilizing housing stock and owner occupied Dept. of Neighborhoods for both com- The DEEP in the Heart of the City green and sustainable practices”. The homes through retrofits for energy ef- ponents of the DEEP program with the (Central City) Green Jobs Training DEEP workforce and housing program ficiency and green jobs training/work- intent to create a community develop- Program is for reentry citizens or is a component of a strategic initiative force housing redevelopment. ment model in the heart of the city to be those who are hard to employ. The to bring stability and sustainability to Toledo CDC has partnered with duplicated throughout Toledo. partners of this program are: Owens the central city of Toledo. The reentry The Toledo-Lucas County Port Au- EnerSol and Phoenix Customer Community College, The Frederick population has a strong presence in the thority, Owens Community College, Builders were present. They are part- Douglas Community Association, community served by Toledo Commu- The Frederick Douglass Community ners in this program and are potential Parker Energy Solutions, the Toledo- nity Development Corporation (Toledo Association, Parker Energy Solutions, employers. They met the graduates and Lucas County Port Authority, the City CDC) and Toledo CDC believes that EnerSol, Phoenix Customer Builders discussed employment opportunities of Toledo, Dept. of Neighborhoods, providing relevant workforce training and the City of Toledo-Department with the graduates. the University of Toledo- Dept. of So- through Owens Community College is of Neighborhoods. Toledo CDC was For more information please contact ciology & Anthropology, Assets To- a way to meet an immediate need for awarded a total of $145,000 from the Toledo Community Development Cor- ledo, The NW Ohio Reentry Coalition the hard-to-employ and reentry popula- Toledo –Lucas County Port Author- poration at (419) 255-7500 or email at and The Ridge Project. The goal is to tion. The DEEP program serves a dual ity and the Community Development [email protected] November 20, 2013 The Sojourner’s Truth Page 7
Stable Reliable Renters Special to The Truth
If you are a Landlord or property uation, we came to the conclusion that, rent or buy housing before they sign on to a wise investor mentality. owner… are you in need of stable reli- as a full-time student, she was unable the dotted line. “Plan out” meaning to We are striving to accomplish this able renters? to work enough hours to manage all of research and acknowledge the pros and through our newly developed Tenant If you are a renter… is stability and the expenses of that apartment. She re- cons of their choices, short and long Readiness Program. The program reliability important to you? ceived some help from her parents and term. It is also about partnering with takes a proactive approach in address- The above questions are the motiva- friends and a small child support check, renters and their prospective landlords ing eviction concerns by helping a tion behind Catholic Charities Diocese which combined, barely covered the to open the lines of communication to prospective renter assess their finan- of Toledo’s new housing initiative – monthly rent payment and utilities. address setbacks before they become cial vulnerabilities before they sign a Productive Living. The word produc- Still determined, she made a case emergencies. lease. tive is defined as yielding favorable or about using her tuition check that Catholic Charities sincerely believes We then form a partnership with the effective results (Dictionary.com). Un- would arrive at the end of the semes- that most first-month rent callers de- tenant and their landlord throughout fortunately, over the years, we found ter. With that information she was able sire to be and to remain stable reliable the term of the lease to help keep the that there are those who misinterpret to convince a landlord to rent to her if renters. But we also know that it is tenant on track. This is just another its definition and then incorrectly apply she could come up with half of the first more favorable to them, their land- way Catholic Charities is creating life it to their live, especially when it comes month rent. lords and the service providers when transformation and helping people in to making money decisions about their Ms. Smith, in spite of our conversa- they are encouraged to invest more Toledo to live stable productive lives. housing. tion on the most productive choices for time on preparation and preservation For more information about the Ten- For over nine years, our Fam- her situation and the obvious risk she before they sign on a dotted line. Pro- ant Readiness Program or to post your ily Emergency Guidance program has would be taking, still felt it was the ductive Living is about developing vacant properties in our Vacant Prop- provided rent assistance to current and right choice for her to take that risk and more reliable citizens, helping them erty Database contact us at (419) 244- new renters. Through observation and look for money elsewhere. Surpris- evolve from the consumer mentality 6711 ext. 222. statistical analysis we are finding there ingly, she called back a few months is a vital need to encourage, teach and later to inform us that the landlord went expect “productive decision making ahead and rented to her; but now she skills” from those we serve. We will needed assistance to avoid an eviction. Imagine their future with you. admit that many renters have had good Needless to say, the loan did not come intentions, but their decisions did not through as expected and forced the always “yield favorable or effective landlord to threaten her with a three- results.” Instead, their decisions made day eviction notice. them vulnerable for eviction before As the number of people who call they actually moved into their new us facing eviction within the first three home. Here is one of many true stories months of their lease continues to that have sparked our concern: grow, it is becoming very apparent that Ms. Smith called our program in des- a more proactive approach to housing perate need of monetary assistance to assistance is necessary. move into a new apartment. She was Productive Living is about encour- a student at one of the local colleges aging and teaching families and in- and a single parent, sincerely trying to dividuals how to make choices with improve her life and obtain her inde- their money that “yield favorable or pendence. effective results.” Its purpose is to help Unfortunately, after assessing her sit- them better “plan out” the decision to Resolve to Create a Better Retirement Financial Plan in 2014 By Phil Walton, Social Security Manager in Toledo, OH Special to The Truth
Another new year is just around term financial plan. According to a November is National Adoption Month. Consider adopting the corner, offering a new oppor- 2013 survey by the Employee Ben- a sibling group from Lucas County Children Services. tunity to improve your life in any efit Research Institute, “the percent- To learn how, call 419-213-3336 or visit www.lucaskids.net. number of ways with a wise New age of workers confident about hav- Year’s resolution or two. (No doubt, ing enough money for a comfortable for most of us the possibilities are retirement is essentially unchanged endless.) from the record lows observed in But one good idea for many might be creating (or updating) a long- ... continued on page 11 Page 8 The Sojourner’s Truth November 20, 2013 Economy Section • Economy Section • Economy Section • Economy Section • Economy Section • Economy Section • Economy Section Toledo Urban Federal Credit Union Holds Annual Meeting and Appreciation Banquet Sojourner’s Truth Staff
This Saturday, November 23, 2013, the To- in its continued success. This year’s honorees ledo Urban Federal Credit Union will host its are: John and Sarah Bates of Heidtman Steel annual Meeting and Appreciation Banquet at and Nu Tek Steel; Deborah Beyer of Waterford The Pinnacle. The event starts at 6 p.m. Bank; Charsena Braswell of Sena’s Quality This year’s dinner will feature a keynote ad- Adult Care; James Hoffman of KeyBank; Rob- dress by Lucas County Administrator Laura ert LaClair of Fifth Third; Richard LaValley, Lloyd-Jenkins. Lloyd-Jenkins, a California na- Jr. of LaValley, LaValley, Todak & Schaefer; tive, became administrator earlier this year and Jan Scotland of State Farm Insurance; Stepha- is the first non-Toledoan and the first African- nie Turner of KeyBank; Shaun Cowell; Rich- American to hold the position. ard Grant; Dawn Heffner, Richard McCray and As always, the TUFCU diner is the occasion Charles Turner. to recognize individuals who have contributed For ticket information, call TUFCU at 419- Laura Lloyd-Jenkins, Lucas County to the credit union and have been instrumental 255-8876 Administrator
Jay Black....continued from page 3 sis. For instance, when I was a kid we walked to es, and community. We must send the message that school, church, and most social events, because we we are going to stand opposed to criminal activ- work was done. The modern day equivalent would had all of them within walking distance in the black ity in our community. We need to do more to cre- be to deny access to cell phones, computers, or community. Our parents made sure that fresh fruits ate employment opportunities in our community. video games until the home work is successfully and vegetables were a part of our daily diet (much Kids won’t have time to get into trouble because completed. We must elect school board members it came from the garden we had in the back). Next, they will be gainfully employed and earning a liv- who will put the interest of our kids first rather than we need to recognize that stress will kill us if we let ing wage. Elect judges and prosecutors who will their political careers. As a community we must it and we can do more to eliminate the stressors in be consistent with the application of criminal jus- rise up and place a high priority on educational at- our lives. tice penalties and policies among all groups. Elect tainment and be willing to accept nothing less than 5. Criminal Justice: We can drive down crime mayors, city council people, and sheriffs who pro- excellence in this area. rates in our community by not tolerating certain ac- mote a sense of fairness and consistency among all 4. Healthcare: We’ve lost sight of the importance tivity in our community. Quit being afraid to turn groups with the application of legislation, and law of eating healthier and exercising on a regular ba- in known criminal activity in our families, church- enforcement policies and procedures.
Offer good for Church’s Chicken at 2124 Franklin Avenue Toledo, Ohio November 20, 2013 The Sojourner’s Truth Page 9
Economy Section • Economy Section • Economy Section • Economy Section • Economy Section • Economy Section • Economy Section How to Stand Out from the Crowd to Get the Job! By Tiffany Reynolds The Truth Contributor
A lot of people say it’s hard relations, advertising, market- working sites like LinkedIn, to get a job these days. And ing or even a website design- or Facebook. Start creating a most likely, you’ll agree. The er, having your own website professional LinkedIn profile question is: how willing are to showcase examples of your showcasing your work experi- you to do whatever it takes work is a sure-fire way of get- ence and skills, and get active to get the job of your dreams, ting noticed. on relevant LinkedIn groups. or for some, just any job that Stop using cliché wording Who knows? A hiring man- matches your skills and expe- on your cover letter and CV. ager might notice one of your rience? With thousands of ap- A number of job applicants just brilliant posts on a certain plicants, sometimes it’s easy copy and paste wordings from LinkedIn group. to lose hope that you’ll even- samples found online. And why Send a thank you note. Af- tually be hired. The key really wouldn’t they right? The inter- ter your job interview, make to getting the job is being cre- net has a lot of resources that sure to follow up with the ative and standing out. you can tap into. But if you just hiring manager or employer copy and paste wording from by sending a thank you note. Here are some ways that you two or three different cover let- A written note is not some- can definitely stand out among ters or CVs, you will end up thing that most job applicants all the other job applicants: sounding like everybody else. send out, so by sending one, • Create an online CV. Make sure to use short sentenc- you will definitely stand out. You’re CV should not only be es and highlight your achieve- If you can’t send a thank you on paper. This extra step of ments. note, you can also opt for an e- putting your CV online would Get active on social me- card. These are free and there get your employers to notice dia. These days, employers are several websites that allow you. Let’s say that you’re in or hiring managers are on the you to send e-cards for free the creative field. Whether you lookout for the right people to are a graphic designer, public hire and they utilize social net- ... continued on page 10 Tiffany Reynolds
LAST YEAR, UNITED WAY 2-1-1 ANSWERED OVER 83,000 CALLS FOR ASSISTANCE. MINE WAS ONE. Y
BE PART OF THE CHANGE
Page 10 The Sojourner’s Truth November 20, 2013
Economy Section • Economy Section • Economy Section • Economy Section • Economy Section • Economy Section • Economy Section How to Protect Your Nest Egg From Financial Downturns Special to The Truth
From increased unemployment serious financial disasters. He en- economic crises, because some as- alone bears the debt. Howev- to commonplace home foreclo- courages readers to take steps to sets might fall while others might er, when the government over- sures, it’s hard to forget the dev- prevent future crises and protect rise. spends for short term goals, astating effects of the 2008 finan- their own nest eggs: • Don’t Rely on Your Home: If future generations are expected cial crisis and the worst recession • Get Informed: “Many culpable the recession taught people any- to foot some, or all, of the bill. since the Great Depression. entities used the crisis fallout to thing, it’s not to rely too much “This is immoral and no fancy While the hope is that regulato- lay blame elsewhere and increase on home equity for retirement. economic theory can change ry bodies and bureaus created in their own power,” says Richards. Many think their homes are more that,” asserts Richards. the crisis’ wake will help prevent “But with knowledge, prudence valuable than they really are or • Be Civic: Your vote matters a recurrence, some experts say and intelligent action, history will be when it’s time to retire. to politicians. Call, write and these reforms were shaped by the won’t have to repeat itself.” • Be Philanthropic: “Those con- visit them to express concerns same entities responsible for the “The only way to prevent de- cerned about the future should over economic regulations you crisis -- but that citizens have the ception and cynicism during future be the first to grow effective lo- don’t support. power to chart a different course crises is for ordinary citizens to cal organizations providing real More information about “In- for their own economic futures. get informed and outraged enough safety nets for the destitute,” filtrated” can be found at www. “Whether policies were formed to change our fiscal and regulatory says Richards, who believes phi- InfiltratedTheBook.com. with selfless or selfish inten- trajectory,” says Richards. lanthropy is a moral responsibil- Remember, you don’t need a tions, you don’t need to quietly • Take Control: Online educa- ity best left to communities. PhD in economics to stay in- agree to them, especially if they tional resources can help you get • Think of the Future: When formed. are misguided. We have a system informed. To brush up on basic a consumer borrows, she or he Courtesy State Point that can respond to the efforts of financial skills, visit MyMoney. individual citizens,” says Jay W. gov, a site created by the Finan- Get The Job....continued from page 9 Richards, distinguished fellow at cial Literacy and Education Com- the Institute for Faith, Work & mission with information on how such as Egreetings.com, Ameri- or hire “who they know” or said Economics and author of the new to save, what to consider when canGreetings.com, or 123Greet- another way, “who knows them.” book, Infiltrated: How to Stop the borrowing, and how to make a ings.com The bottom line everything hinges Insiders and Activists Who Are budget. Record a quick video and up- on networking. This ”Work the Net Exploiting the Financial Crisis to • Diversify: Experts recom- load it on YouTube. If you are =Networking Gala” was birthed for Control Our Lives and Our For- mend balancing different types of more techy and feel comfort- three reasons: to provide an atmo- sphere of happy people filled with tunes. assets, such as cash, stocks, bonds able getting in front of the cam- ambition and passion, learn how to In his book, Richards suggests and commodities. Having differ- era, why not record a two-minute video thanking the hiring manager “Work the Net = Network” more that complacency on the part of ent types of investments means efficiently, and most importantly ordinary citizens will lead to more you might be better shielded from for the opportunity to speak with him or her about the job? After you build employment and business upload the video, send a friendly connections. email to the hiring manager and in- As the name implies, “netWORK”, clude the link to the video. it truly indeed takes WORK to find that ideal opportunity. The first rule If you implement two or three, in “Work the Net = Networking” is or even all of these strategies I don’t give up. Here’s an example, have mentioned, I guarantee you let’s say you met a human resources will get noticed by the hiring man- manager during the “Work the Net ager. It just goes to show that you = Networking Gala” who shared an are determined to get the job, and interest in speaking with you fur- that you are thrilled to work with ther next week. He provided you his them. business card and the best number to Do you need help with getting reach him. On Monday you phoned the job of your dreams? Perhaps and left a detailed message. Three you want to learn about how you days pass. And, no return call. Don’t can perfect the job interview. I of- give up! You may not receive a re- fer a 30-minute free coaching strat- turn call on the first try, second, third, egy session just for job-seekers fourth or fifth but on the sixth call like you. Contact us for a FREE you may hit the jack pot. Statistics coaching strategy: followingmy- prove you receive more return on in- [email protected]! vestment after the sixth try. Wow! Work the Net = Networking Here’s the point. Consistency is Gala : : Topic: How to Stand the name of the game. Don’t give up Out from the Crowd and Get the on you. My friend, let’s join together Job! and Work the Net Are you unemployed? An entre- What: Work the Net = Network- preneur? Do you wish to change ing Gala careers? Or, do you enjoy meet- When: Monday, November 25, ing new people? If so, this ex- 2013 perience is just for you. What do Where: Kent Branch Library : : think is the quickest way to reach 3101 Collingwood Blvd. your goals in obtaining employ- Time: 6:30 pm – 8:00 pm ment or business opportunities? Did you say, networking? You’re Tiffany Reynolds, Success Coach correct, it is networking. Believe & Published Author, www.tif-