DIVIDENDS SUMMER 2021

WELCOME 1. CEO Message CEO MESSAGE Remote Deposit Capture As we enter into the third quarter of the year, we want to thank you for your membership at Meridian . We have had a wonderful 2. Save A Tree year so far and would not have been as successful without our members, employees, and community. The Importance Of A “Rainy Day Fund” Much has changed over the past year, but with the patience and commitment from our members and the support of our community, we Did You Know? have been able to achieve more than we could ever expect. By adapting Welcome Lynnette Green to meet member needs, our digital operations can now offer a full range Summer Savings Guide of and products, expanding our ability to effectively serve our members. On behalf of the Meridian Credit Union, I would like to extend our Meridian Credit Union 1206 N. Jefferson Street appreciation for your continued commitment in our efforts to be the Ottumwa, IA 52501 primary financial institution for our members. We will continue to strive each day to positively impact and enrich the lives of our members. Phone: (641) 684-4207 Please don’t hesitate to contact us today to let us know how we can Fax: (641) 684-5557 Toll Free: (888) 632-9082 help you achieve your financial goals this summer. Lobby Hours M - F 8 a.m. - 4 p.m. Drive-Through M - F 7:30 a.m. - 5 p.m. REMOTE DEPOSIT Become a Member Today! CAPTURE Let's face it - life can be busy at times. Thankfully, CHECK OUT OUR with the help of Meridian NEW AND IMPROVED Credit Union's Remote WEBSITE AND SOCIAL Deposit Capture feature, MEDIA PAGES! you can eliminate unnecessary trips to the credit union! All it takes is one click and your check will be deposited. WWW.MYMERIDIANCU.ORG

@CuMeridian @meridian_creditunion @MeridianCU 1 SAVE A TREE! HOLIDAY CLOSURES With MCU free e-Statements, you can Independence Day: July 5, 2021 receive your statement electronically days earlier than waiting for the paper copy to Labor Day: September 6, 2021 arrive! Go paperless and save some green by eliminating the clutter with paper statements. Visit our website to request e-Statements! THANK YOU! Thank you, Jim Jackson, for your 33 years of service! Jim THE IMPORTANCE OF A “RAINY DAY FUND” was elected in January of 1987 and served as Chairman of the Like millions of people across the country during the COVID-19 pandemic, many of our Board many of those years. members have faced economic challenges and hardships due to reduced or lost income. Situations like this underscore the importance of having an emergency fund equivalent to three to six months of living expenses. That means necessities like mortgage/rent payments, car payments, utility bills, food, payments, and other bills you usually pay every month. For example, if your monthly expenses add up to $3,000, that means you’ll want to keep between $9,000 and $18,000 in a to cover them in case of an emergency — like a global pandemic.

DID YOU KNOW? Meridian Credit Union has bill pay! Bill pay is a quick and convenient solution to pay your bills online. No stamps, envelopes, or writing checks by hand. • MCU Checking Account required • enrollment required • You are in control! Tell us who, when, and how much to pay securely Are you tired of overpaying on your mortgage? Refinance your Mortgage • Schedule a payment today, in the future, or set up recurring payments with us and enjoy rates as low as 2.26% APR*! We also offer other benefits, including quick and easy approval, flexible WELCOME LYNNETTE GREEN! terms up to 15 years, and more. We would like to give a special welcome to our *APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. new board member, Lynnette Green, who was elected at our Annual Meeting in April. She will be serving a 3-year term. Lynnette is retired from AEA and is currently working part-time with Morningside College. We are excited to have you!

SUMMER SAVINGS GUIDE Here are a few ways you can make some hidden savings each month. July: Summertime can mean pressure to plan a dream vacation for your family. If that’s just not in the budget, opt for a staycation instead. There are tons of ideas - visit local parks and beaches, hit the museums and theaters, or even go camping in your own back- yard. Have you downloaded our on-the-go and August: Back to school? Already? Yes, summer is short, and by August, the shelves are easy-to-use Mobile App? With our Mobile stocked, and ads are pushing all things back to school. App, you can view account balances, September: Fall is just around the corner, and the cooler weather is rolling in, which transfer funds, make loan payments, and means open windows and no need for air conditioning. More fresh air and lower electric more! Download the app using Google Play bills are a win-win! or the App Store.

@CuMeridian @meridian_creditunion @Meridian CU 2