Reviewers Guide for CNBC on MSN Money and Microsoft Money 2003
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® MoneyMicrosoft Deluxe Reviewer’s Guide August 2002 CNBC on MSN® Money And Microsoft® Money 2003 Reviewer’s Guide August 2002 For more information, press only: AnnMarie Coe Weber Shandwick (425) 452-5463 [email protected] Danielle Adams Weber Shandwick (425) 452-5412 [email protected] Contents Introduction . .1 CNBC on MSN Money . 2 New and Enhanced Features . 4 Departments . 7 Cross-Department Features . 7 My Money . .8 Investing . 8 Banking . 10 Planning . .11 Taxes . 12 Experts . 13 CNBC on MSN Money Content Providers . 14 Microsoft Money 2003 . 15 Money 2003 Fast Facts . .16 New and Enhanced Features . 17 Departments . 21 Accounts and Bills . 21 Investing . 21 Planner . 22 Taxes . 23 Reports . 23 Shopping . .24 The information contained in this document represents the current view of Microsoft Corp. on the issues discussed as of the date of publication. Because Microsoft must respond to changing market conditions, it should not be interpreted to be a commitment on the part of Microsoft, and Microsoft cannot guarantee the accuracy of any information presented after the date of publication. This document is for informational purposes only. MICROSOFT MAKES NO WARRANTIES, EXPRESS OR IMPLIED, IN THIS DOCUMENT. © 2002 Microsoft Corp. All rights reserved. Microsoft, MSN, the MSN logo, MoneyCentral, Advisor FYI and HomeAdvisor are registered trademarks or trademarks of Microsoft Corp. in the United States and/or other countries. The names of actual companies and products mentioned herein may be the trademarks of their respective owners. Microsoft Corp. • One Microsoft Way • Redmond, WA 98052-6399 • USA CNBC on MSN and Microsoft Money 2003 Introduction In light of the current market environment, now more than ever, people are seeking reliable, objective, useful resources to help them take charge of their finances and make smarter financial decisions. They want a personal finance service tailored to their particular lifestyle and the way they manage their money. With a commitment to providing enhanced security and a complete and useful collection of financial management products, Microsoft has introduced the newest version of CNBC on MSN® Money and the latest edition of Microsoft® Money software. As a separate product, MSN Money is best for consumers Used together, MSN Money and Money 2003 are a tightly who are primarily interested in getting information quickly integrated powerful financial solution that combines the and want a current snapshot of their overall financial timeliness of the Internet with the deep analysis of the situation (account balances, stock quotes, breaking news, software to give consumers etc.). It is designed for consumers who want their home for a complete system for money financial management activities to be online, accessible for management. Consumers free any time, any place and on any device. On its own, can easily link their account Microsoft Money 2003 is information between the Microsoft ® best for consumers who MSN Money portfolio Money feel a need to go into manager and their records in Money. Updates to one are Deluxe greater depth managing automatically reflected in the other. Stock quotes and rate money. They want to information in Money 2003 are downloaded from MSN carefully track budgets, with detailed categorizations; Money, and consumers can easily access their Microsoft have precise financial goals; and want to deeply analyze Money files on the MSN Money site when away from their their financial situations. PC. MSN Money and Microsoft Money 2003 offer Microsoft Passport protection. Personal data is encrypted, helping ensure a secure sign-in and user experience. With the newest versions of the online personal finance service and software, Microsoft delivers on its commitment to providing consumers with advanced resources for efficiently and securely handling all aspects of their personal finances. This guide introduces the new version of MSN Money and outlines what’s new with Money 2003 while describing how each of these powerful resources helps consumers review, understand and improve their finances. CNBC on MSN and Microsoft Money 2003 / Introduction 1 CNBC on MSN Money CNBC on MSN Money The Internet continues to be the greatest resource available for helping people learn about and manage their personal finances quicker and more efficiently. More consumers are finding that financial management is an activity uniquely suited for the Web, which is available 24 hours a day, seven days a week. Consumers can access the Internet from their home, office or portable device — any time, anywhere. L CNBC on MSN Money CNBC on MSN and Microsoft Money 2003 / CNBC on MSN Money 2 The following figures show the increasing popularity of Today, the CNBC on MSN Money Web service has online financial management: expanded with even more useful, powerful tools and services alongside breaking news, expert insight and L More and more consumers are moving money online. leading content from an esteemed editorial staff. With For example, online bill payment activities rose 12.5 step-by-step workshops, guidance from financial experts, percent from 2000 to 2001 (Source: Jupiter Media a quick reference tool for answers to financial questions, Metrix Inc., 2002 — http://www.jup.com/). context-sensitive help, several quizzes and planning LL calculators, and breaking financial news specific to Account aggregation continues to be a hot trend. money management, the site is a personal finance Analysts predict that 19 million Americans will use powerhouse. The information and tools are conveniently (Source: Celent aggregation services by 2003 organized by financial topic in the following departments: Communications LLC, 2001) . My Money, Investing, Banking, Planning and Taxes. MSN Money is easy to use and navigate and is customizable, People are beginning to use the Web for tax preparation making it simple for consumers to get their personal and filing as commonly as they use ATMs for withdrawing finances under control. money. After the online tax market experienced growth rates of 400 percent and 140 percent in 2000 and MSN Money, available at http://money.msn.com/ or 2001, respectively, Forrester Research Inc. believes it http://www.cnbc.com/ or by visiting MSN, is accessible will grow by only 50 percent in 2002, to 4.5 million using any Internet browser. The following chart outlines (Source: Forrester Research, 2002) households . the new and enhanced features. When the award-winning Microsoft Investor site was launched five years ago, times were different. The Internet was primarily a toy for the technology-savvy. But Microsoft knew the Web offered inherent advantages that would make it a particularly powerful tool for people to better manage their finances. The original site, Investor, was later renamed MSN MoneyCentral® to reflect the broader focus and offerings. Last year, the site expanded again to become CNBC on MSN Money, bringing breaking news from CNBC together with award-winning tools and editorial content from Microsoft all in one place on the Web. CNBC on MSN and Microsoft Money 2003 / CNBC on MSN Money 3 New and Enhanced Features INVESTING: Helping investors follow breaking financial news, track stock and fund holdings, and find and research new investing opportunities STATUS FEATURE DESCRIPTION New CNBC Stock Pick Investors can monitor and analyze stock picks made by financial Analysis experts appearing on CNBC-TV to determine which experts make the most profitable picks. They can also search for recent articles mentioning designated stock pickers. L CNBC Stock Pick Analysis STATUS FEATURE DESCRIPTION Enhanced Markets Investors can make smarter decisions with the redesigned Markets home Home Page page. The section now includes market internals (daily advancers/decliners and unchanged information for the NASDAQ and New York Stock exchanges), foreign currency rates, key index futures and Market Dispatches from CNBC, all in one convenient location. Enhanced Stock Research Redesigned to include more tools and resources, the Stocks home page Home Page makes researching stocks more efficient than ever. Enhanced Portfolio Manager Investors can now create and save up to five customized views to more easily track portfolio performance from all angles. They can get more data from the StockScouter stock-rating system, including rating summaries and overall score via the enhanced Portfolio Review. And they can check StockScouter info in the Stock List view on MSN Messenger. Enhanced Stock Screener The comprehensive Stock Screener includes near-real-time screening and supports an extended range of screening parameters. Besides the existing 550 search criteria, investors can use Stock Screener to search by current intraday data, risk expectation, return expectation and StockScouter data (sector, market capitalization or growth vs. value). CNBC on MSN and Microsoft Money 2003 / CNBC on MSN Money 4 STATUS FEATURE DESCRIPTION New CNBC-TV Investors receive a notification via MSN Messenger Service, e-mail Guest Alerts and/or the MSN Money Web site when relevant company executives are scheduled to appear on CNBC-TV. New Earnings Calendar Powered by Corporate Communication Broadcast Network Inc., a leading provider of Internet-based shareholder communications, the new Earnings Calendar provides a picture of scheduled and proposed earnings announcements and other important corporate events as well as access to audio conference calls. New Key Developments Through an alliance with Multex, a global provider of