Microsoft Money 2006 for Dummies

01_599534_ffirs.qxd 7/27/05 7:29 PM Page iii Microsoft ® Money 2006 FOR DUMmIES‰ by Peter Weverka 01_599534_ffirs.qxd 7/27/05 7:29 PM Page i Microsoft ® Money 2006 FOR DUMmIES‰ 01_599534_ffirs.qxd 7/27/05 7:29 PM Page ii 01_599534_ffirs.qxd 7/27/05 7:29 PM Page iii Microsoft ® Money 2006 FOR DUMmIES‰ by Peter Weverka 01_599534_ffirs.qxd 7/27/05 7:29 PM Page iv Microsoft® Money 2006 For Dummies® Published by Wiley Publishing, Inc. 111 River Street Hoboken, NJ 07030-5774 www.wiley.com Copyright © 2005 by Wiley Publishing, Inc., Indianapolis, Indiana Published by Wiley Publishing, Inc., Indianapolis, Indiana Published simultaneously in Canada No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise, except as permit- ted under Sections 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the Copyright Clearance Center, 222 Rosewood Drive, Danvers, MA 01923, (978) 750-8400, fax (978) 646-8600. 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ISBN-13: 978-0-7645-9953-8 ISBN-10: 0-7645-9953-4 Manufactured in the United States of America 10987654321 1O/RV/QY/QV/IN 01_599534_ffirs.qxd 7/27/05 7:29 PM Page v About the Author Peter Weverka is the bestselling author of several For Dummies books, including Office 2003 All-in-One Desk Reference For Dummies, The Everyday Internet All-in-One Desk Reference For Dummies, and 29 other computer books about various topics. Peter’s books have been translated into 16 languages and sold three-quarter of a mil- lion copies. His humorous articles and stories — none related to computers, thankfully — have appeared in Harper’s, SPY, and other magazines for grown-ups. 01_599534_ffirs.qxd 7/27/05 7:29 PM Page vi 01_599534_ffirs.qxd 7/27/05 7:29 PM Page vii Dedication For my pals in the South End Rowing Club. Author’s Acknowledgments This book owes a lot to many hard-working people at the offices of John Wiley & Sons in Indiana. I am very grateful to Bob Woerner for giving me the opportunity to write it, and Susan Christophersen for being such a devoted project editor and copy editor. Thanks go to technical editor Allen Wyatt for dogging my every step to make sure this book is indeed accurate. I would also like to thank TECHBOOKS Production Services for writing the index and Rich Tennant for the witty cartoons you will find on the pages of this book. The first edition of this book came out in 1998! I would be remiss if I didn’t thank the talented editors who worked on earlier editions of this book, so thank you Steve Hayes, Beth Taylor, Jim McCarter, Kyle Looper, Tammy Castleman, Kathleen Dobie, Stephanie Koutek, Brian Kramer, Patricia Pan, Rev Mengle, Diane Smith, and Gareth Hancock. Finally, thanks go to my family — Sofia, Henry, and Addie — for indulging my vampire-like work schedule and my eerie demeanor at daybreak. Peter Weverka San Francisco June 2005 01_599534_ffirs.qxd 7/27/05 7:29 PM Page viii Publisher’s Acknowledgments We’re proud of this book; please send us your comments through our online registration form located at www.dummies.com/register/. Some of the people who helped bring this book to market include the following: Acquisitions, Editorial, and Composition Services Media Development Project Coordinator: Shannon Schiller Project and Copy Editor: Layout and Graphics: Carl Byers, Andrea Dahl, Susan Christophersen Stephanie D. Jumper, Lynsey Osborn Acquisitions Editor: Bob Woerner Proofreaders: Leeann Harney, Joe Niesen Technical Editor: Allen Wyatt Indexer: TECHBOOKS Production Services Editorial Manager: Carol Sheehan Editorial Assistant: Amanda Foxworth Cartoons: Rich Tennant (www.the5thwave.com) Publishing and Editorial for Technology Dummies Richard Swadley, Vice President and Executive Group Publisher Andy Cummings, Vice President and Publisher Mary Bednarek, Executive Acquisitions Director Mary C. Corder, Editorial Director Publishing for Consumer Dummies Diane Graves Steele, Vice President and Publisher Joyce Pepple, Acquisitions Director Composition Services Gerry Fahey, Vice President of Production Services Debbie Stailey, Director of Composition Services 02_599534_ftoc.qxd 7/27/05 7:27 PM Page ix Contents at a Glance Introduction ................................................................1 Part I: Setting Up and Starting Out ...............................5 Chapter 1: Introducing Money .........................................................................................7 Chapter 2: The Basics .....................................................................................................17 Chapter 3: Setting Up Your Accounts ...........................................................................27 Chapter 4: Recording Your Financial Activity ..............................................................39 Part II: Banking with Money ......................................67 Chapter 5: Categorizing Your Spending and Income ..................................................69 Chapter 6: Reconciling, or Balancing, an Account ......................................................89 Chapter 7 Writing and Printing Checks ......................................................................101 Part III: Money for Investors .....................................117 Chapter 8: Setting Up Investment Accounts ..............................................................119 Chapter 9: Tracking the Value of Your Investments ..................................................133 Chapter 10: Researching and Analyzing Your Investments .....................................157 Part IV: Getting Your Money’s Worth .........................171 Chapter 11: Some Important Housekeeping Chores .................................................173 Chapter 12: Pinching Your Pennies .............................................................................191 Chapter 13: Planning for the Years Ahead .................................................................215 Chapter 14: Preparing for Tax Time ............................................................................231 Part V: Improving Your Financial Picture ...................245 Chapter 15: Reports and Charts for Seeing Where You Stand Financially .............247 Chapter 16: Tracking Assets, Liabilities, Loans, and Mortgages .............................267 Part VI: Going Online with Money .............................285 Chapter 17: Getting Ready to Go Online .....................................................................287 Chapter 18: Banking and Bill Paying Online ...............................................................299 Part VII: The Part of Tens .........................................309 Chapter 19: Ten Things You Should Do Periodically ................................................311 Chapter 20: Ten Ways to Good Health — Financially Speaking, That Is .................315 02_599534_ftoc.qxd 7/27/05 7:27 PM Page x Chapter 21: Ten Things

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