2020 Annual Report
Total Page:16
File Type:pdf, Size:1020Kb
Contents Company Profile 2 Summary of Financial Data 7 Party Secretary’s Statement 10 President’s Statement 12 Management Discussion and Analysis 13 Changes in Share Capital and Shareholders 55 Directors, Supervisors and Senior Management 66 Corporate Governance Report 77 Report of the Board of Directors 100 Report of the Board of Supervisors 111 Major Events 119 Report on Sannong Financial Services 120 Independent Auditor’s Report 131 Financial Statements and Accompanying Notes 139 Unaudited Supplementary Financial Information 292 Definitions 295 COMPANY PROFILE I. COMPANY PROFILE (I) Official Name 1. Official Chinese Name: 廣州農村商業銀行股份有限公司 (Abbreviated as:“廣州農村商業銀行”) 2. Official English Name: Guangzhou Rural Commercial Bank Co., Ltd. (Abbreviated as “GRCB”) (II) Registered Capital: RMB9,808,268,539.00 (III) Legal representative: Mr. Cai Jian (IV) Authorized Representatives: Mr. Yi Xuefei and Mr. Ngai Wai Fung (V) Joint Company Secretaries: Ms. Zheng Ying and Mr. Ngai Wai Fung (VI) H-Share Listing Stock Exchange: The Stock Exchange of Hong Kong Limited (VII) Stock Name and Code: GRCB (1551.HK) (VIII) Offshore Preference Share Name and Code: GRCB 19USDPREF (4618.HK) (IX) Registered Address: No. 9 Yingri Road, Huangpu District, Guangzhou, PRC (X) Principal Place of Business in Hong Kong: 40th Floor, Dah Sing Financial Centre, No. 248 Queen’s Road East, Wanchai, Hong Kong (XI) Scope of Business: Monetary and financial services (XII) Contact Address: No. 1 Huaxia Road, Pearl River New Town, Tianhe District, Guangzhou, Guangdong Province, PRC Postal Code: 510623 Website: www.grcbank.com (XIII) Place of Inspection of the Annual Report: Office of the Board of Directors of the Bank (XIV) Auditor: PricewaterhouseCoopers (XV) Legal Advisor as to PRC Law: Dentons Law Offices, LLP (Guangzhou) (XVI) Legal Advisor as to Hong Kong Law: Herbert Smith Freehills (XVII) H-Share Registrar: Computershare Hong Kong Investor Services Limited (XVIII) Non-overseas Listed Shares Depository: China Securities Depository and Clearing Corporation Limited (XIX) Other Relevant Information of the Company Date of Registration: 9 December 2009 Registration Authority: Guangzhou Administration for Industry and Commerce Unified Social Credit Code: 914401017083429628 Financial License Registration No.: B1048H244010001 Customer Service and Complaint Telephone No.: +8695313 Investor Relations Telephone No.: (8620)28019324 Email Address: [email protected] 2 GUANGZHOU RURAL COMMERCIAL BANK COMPANY PROFILE II. BRANCHES AND SUBSIDIARIES (I) Branches The following table sets forth the basic information of the branches of the Bank: Contact telephone Facsimile No. Name of branch Business address Postal code number number Remarks 1 Baiyun Sub-branch 1/F to 3/F, No. 466–472 Huangshi West Road, Baiyun District, Guangzhou 510425 020–86295397 NA – 2 Conghua Sub-branch 1/F and 2/F, No. 98 Hebin North Road, Chengjiao Subdistrict, Conghua 510900 020–87999606 NA – District, Guangzhou 3 Panyu Sub-branch No. 239 Qinghe East Road, Shiqiao Subdistrict, Panyu District, Guangzhou 511400 020–34619802 NA – 4 Haizhu Sub-branch 2/F, No. 173–1 Changgang Middle Road, Haizhu District, Guangzhou 510250 020–84278835 NA – 5 Huadu Sub-branch South Tower, No. 21 Gongyi Road, Xinhua Subdistrict, Huadu District, 510800 020–36911004 020–36911006 – Guangzhou 6 Huanan Xincheng Sub- East Side of Tangxi, Village Entrance, Yingbin Road South, Tangbuxi 511442 020–34693625 NA – branch Village, Nancun Town, Panyu District, Guangzhou 7 Huangpu Sub-branch No. 138 Fengle North Road, Huangpu District, Guangzhou 510700 020–32204220 NA – 8 Liwan Sub-branch No. 89 Huadi Avenue Central, Liwan District, Guangzhou 510380 020–81615680 NA – 9 Airport Economic Zone Renhe Village, Renhe Town, Baiyun District, Guangzhou 510470 020–86451956 NA – Sub-branch 10 Tianhe Sub-branch 1/F to 2/F, No. 335 Longkou West Road, Tianhe District, Guangzhou 510635 020–38478080 NA – 11 Zengcheng Sub-branch No. 88–15, 16, 17, 18, 19, 20, 21 and 22 Fuyou Road, Licheng 511300 020–32162846 NA – Subdistrict, Zengcheng District, Guangzhou, and Rooms 201, 202, 210 and 211, No. 55 Zuanshi Street, Hehui Square, Licheng Subdistrict, Zengcheng District, Guangzhou 12 Nansha Sub-branch 2/F, No. 2 Jixiang Road, Dongchong Town, Panyu District, Guangzhou 511453 020–34929060 NA – 13 Free Trade Zone Nansha No. 56 Xinxing Road, Wanqingsha Town, Nansha District, Guangzhou 511462 020–34929298 NA Branch Branch 14 Foshan Branch Rooms 103 and 104 on 1/F and Room 202 on 2/F of Tower 1, Rooms 528000 0757–82581028 0757–82581059 Branch outside 1603 to 1605 on 16/F and Rooms 1701 to 1708 on 17/F of Block 2, Guangzhou Tower 1, No. 26 Jihua First Road, Chancheng District, Foshan 15 Qingyuan Branch Shops on 1/F to 3/F, Block 1, Oriental Paris, No. 5 Fengxiang Avenue, 511500 0763–3910555 NA Branch outside Qingcheng District, Qingyuan, Guangdong Province 16 Zhaoqing Branch Shop 01 on 1/F and Shops 01–07 on 2/F, Cultural Innovation Building, 526040 0758–2812835 0758–2812835 Guangzhou No. 5 Yuelong North Road, Duanzhou District, Zhaoqing, Guangdong Province 17 Heyuan Branch Rooms 1601–1602 and Rooms 101–102 on 1/F, Changhong Building 517000 0762–8808225 NA Branch outside (Changhong Financial Center), H Road West, Yanjiang Road North, Xueqianbaxiaoqu, Xinshi District, Heyuan, Guangdong Province 18 Guangdong Pilot Free B6 to B10 Penguin Hotel Commercial Street, Chimelong International 519031 0756–2993666 NA Branch outside Trade Zone Hengqin Ocean Tourist Resort, Fuxiang Bay, Hengqin New District, Zhuhai, Branch Guangdong Province ANNUAL REPORT 2020 3 COMPANY PROFILE (II) Subsidiaries The following table sets forth the basic information of the subsidiaries of the Bank: Contact Facsimile No. Company name Registered address Postal code telephone number number 1 Beijing Mentougou Zhujiang No. 8 Shilong South Road, Yongding 102300 010-60865137 010-60865158 County Bank Co., Ltd. Town, Mentougou District,Beijing 2 Dalian Bonded Area Zhujiang Zone 3 on 1/F and Zone 2 on 8/F, Block 116600 0411-66771959 NA County Bank Co., Ltd. E, International Trade Center, No. 205 Huanghaixi Fourth Road, Dalian Bonded Area, Liaoning Province 3 Laiwu Zhujiang County Bank Yanjie Building, No. 19 Daihuayuan, 271100 0531-75662720 0531-75662720 Co., Ltd. Longtan East Street, Laicheng District, Laiwu, Jinan City 4 Yantai Fushan Zhujiang No. 133–216 Fuhai Road, Fushan District, 265500 0535-6319002 NA County Bank Co., Ltd. Yantai, Shandong Province 5 Laizhou Zhujiang County No. 672 Wenhua East Street, Laizhou, 261400 0535-2750000 NA Bank Co., Ltd. Shandong Province 6 Qingdao Chengyang Zhujiang No. 196 Zhengyang Middle Road, 266109 0532-67762806 NA County Bank Co., Ltd. Chengyang District, Qingdao, Shandong Province (YinShengTai International Business Port) 7 Haiyang Zhujiang County No. 181 Haiyang Road, Haiyang, 265100 0535-3107730 NA Bank Co., Ltd. Shandong Province 8 Zhengzhou Zhujiang County No. 101–1, 1/F, No. 501–2, 5/F, No. 450000 0371-89959016 NA Bank Co., Ltd. 501–3, 5/F, Expo Building, No.8 Business Outer Ring Road, Zhengzhou Area (Zhengdong), Free Trade Zone, Henan 9 Xinyang Zhujiang County Intersection of Xinqi Avenue and Xinba 464000 0376-6199236 NA Bank Co., Ltd. Street, Yangshan New District, Xinyang, Henan Province 10 Anyang Zhujiang County Northwest Corner of the intersection 455000 0372-2223000 NA Bank Co., Ltd. of Xingtai Road and Jian‘an Street, Anyang City 11 Huixian Zhujiang County East Section of Gongcheng Avenue, 453600 0373-6223005 NA Bank Co., Ltd. Huixian 12 Jiangsu Xuyi Zhujiang County 5–1001, Wuzhou International Plaza 211700 0517-88558207 NA Bank Co., Ltd. Phase II, Donghu South Road, Xuyi County, Huaian 13 Jiangsu Qidong Zhujiang No. 605, 609 and 613 Jianghai Middle 226200 0513-83904316 NA County Bank Co., Ltd. Road, Huilong Town, Qidong 14 Suzhou Wuzhong Zhujiang No. 51 Jinshan Road, Mudu Town, 215101 0512-80969696- NA County Bank Co., Ltd. Wuzhong District, Suzhou, Jiangsu 8017 Province 15 Changning Zhujiang County No. 101 and 102 Qunying West Road, 421500 0734-7330833 NA Bank Co., Ltd. Changning, Hunan Province 4 GUANGZHOU RURAL COMMERCIAL BANK COMPANY PROFILE Contact Facsimile No. Company name Registered address Postal code telephone number number 16 Jizhou Zhujiang County Bank No. 33 Yangming West Road, Jizhou 343000 0796-2066666 NA Co., Ltd. District, Ji‘an, Jiangxi Province 17 Pengshan Zhujiang County No. 223 Caishan East Road, Pengshan 620860 028-37666086 NA Bank Co., Ltd. District, Meishan, Sichuan Province 18 Xinjin Zhujiang County Bank No. 4–4, 1/F of No. 5 and New No. 611430 028-82580021 NA Co.,Ltd. 6 Wujin West Road, Xinjin County, Chengdu, Sichuan Province 19 Guanghan Zhujiang County No. 188 Section 1 of Zhongshan Avenue 618300 0838-5513187 0838-5513152 Bank Co., Ltd. South, Guanghan, Sichuan Province 20 Sanshui Zhujiang County Shops 103, 104 and 105 of 1/F and 2/ 528100 0757-87791698 NA Bank Co., Ltd. F and 3/F, No. 9 Nanfeng Avenue, Yundonghai Subdistrict, Sanshui District, Foshan City 21 Zhongshan Dongfeng No. 63 Donghai Second Road, Dongfeng 528425 0760-22787010 NA Zhujiang County Bank Co., Town, Zhongshan City Ltd. 22 Heshan Zhujiang County Room 201 of No. 195, 187 and 185, 529700 0750-8818081 0750-8818081 Bank Co., Ltd. and No. 189–193 (odd numbers only), Zhongshan Road, Shaping Town, Heshan, Guangdong Province 23 Shenzhen Pingshan Zhujiang 32/F and 33/F of Building H and 518118 0755-36669888- NA County Bank Co., Ltd. Shops 165–166, 1st Phase of Liuhe 8011 Commercial Plaza, Pingshan Subdistrict, Pingshan District, Shenzhen City 24 Dongguan Huangjiang No. 1 Yuanwuwei Road, Yuanwuwei 523756 0769-82183199 NA Zhujiang County Bank Co., Village, Huangjiang Town, Dongguan Ltd. City 25 Xingning Zhujiang County No. 2 Shuguang Road, Xingning, 514500 0753-8682651 0751-3822857 Bank Co., Ltd. Meizhou City 26 Chaozhou Rural Commercial No. 130 Fengchun Road, Chaozhou City 521000 0768-2292072 0768-2301661 Bank Co., Ltd. 27 Shaoguan Rural Commercial Shop 35, No. 41 Xinhua South Road, 512000 0751-8760282 0751-8639226 Bank Co., Ltd. Wujiang District, Shaoguan City, Guangdong Province 28 Guangdong Nanxiong Rural No.