WHY BANK WITH ALTERNA SAVINGS?

EVERYTHING YOU NEED, ALL IN ONE SPOT. Need to make a transaction on your chequing, set aside some savings, check up on your mortgage & get a new ? Don’t worry, we’re a one-stop shop. Visit one of our branches & we’ll help you with your every banking need.

PAINLESS FINANCIAL PLANNING. You may not know it, but Alterna has amazing resources on-site to help with all your financial planning needs – we have licensed mutual fund gurus right in ! You can even speak with a representative from Aviso, the award-winning wealth management company, or manage your own finances through their top ranked self-serve broker & digital wealth capabilities.

WE’RE THE COMPETITIVE TYPE. We may not be one of the big banks, but don’t think we won’t offer you extremely competitive rates & low fees. We pass our profits back onto you, our members, through great rates & low fees that are usually better than most other banks.

SURCHARGE FEES? SAY WHAT? We belong to THE EXCHANGE® Network, the largest surcharge-free ATM network in , giving you access to 3,700+ ATMs. Just look for THE EXCHANGE® Network logo.

WE HAVE YOUR BACK. Have peace of mind knowing your money is safe with us. We’re fully covered by the Deposit Insurance Corporation of * & offer you additional protection on our products & services. We’re just as regulated, if not more, than the big banks. Safety first!

WE’RE GROWING SO WE CAN SERVE YOU BETTER. In the past two years, we’ve opened an additional 11 branches & grown 100%! Impressive, right? And if we’re not in your neighbourhood now, there’s a good chance we have a branch close by. WE’RE NOT SCARED OF TECHNOLOGY, WE’RE EMBRACING IT. With changes in technology happening every day, we thought it was better to get on board instead of getting left behind. By harnessing these new technologies, we were able to create a fully digital bank from the ground up & even offer Canada’s first end-to-end digital mortgage!

OUR PROFITS ARE YOUR PROFITS. Unlike most banks, we don’t have shareholders that we have to pay dividends to. Instead, we reinvest our profits to benefit our members through competitive rates, community donations & service improvements. You’re our first priority.

OUR COMMUNITIES ARE OUR BACKBONE. As a co-operative financial institution, our commitment to the communities we serve is part of our foundation – after all, we’ve lived & worked here for over 100 years! To stay true to this commitment, we donate 85% of our pre-tax profits back into our communities every year. We care & we’re not afraid to show it.

OUR TELLERS DON’T JUST “SELL, SELL, SELL!” There’s nothing worse than being bombarded by new products & services every time you go to your bank to make one simple transaction. We get it! That’s why Alterna does things differently. We focus on providing holistic advice and solutions to meet your needs, not ours.

HAPPY STAFF = BETTER SERVICE. What can you expect from a visit to one of our branches? Nothing but friendly and helpful service, we guarantee it. We prioritize keeping our team happy because we realized that when you have happy staff, members are the ones that benefit most

OUR CEO IS PROBABLY THE MOST ACCESSIBLE CEO IN THE COUNTRY. Rob Paterson (the head honcho at Alterna) is both transparent & highly involved – he responds to members personally! Try it out for yourself: email [email protected] or reach out to him on Twitter @rjptoronto.

THIS ISN’T OUR FIRST RODEO. We’ve been doing this since 1908 – that’s 110 years! With that many years of experience under our belt, surely you can expect nothing but the best in both our products & customer service. Come visit us & see.

OPEN AN ACCOUNT & FIND OUT MORE AT ALTERNA.CA OR CALL 1-877-560-0100

Alterna Savings & Credit Union Limited operates as Alterna Savings. *Alterna Savings is a member of Deposit Insurance Corporation of Ontario (DICO). Insurable deposits covered by the Deposit Insurance Corporation of Ontario. For further information on deposit insurance, please ask for a brochure at the credit union or visit DICO’s website at www.dico.com. Securities and securities related financial planning services are offered through Qtrade Advisor, a division of Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Mutual funds and securities related financial planning services are offered through Qtrade Asset Management Inc., Member MFDA.