Financial Report 2019 at a Glance

Total Page:16

File Type:pdf, Size:1020Kb

Financial Report 2019 at a Glance Bausparkasse Schwäbisch Hall AG Financial Report 2019 At a glance Bausparkasse Schwäbisch Hall AG 2019 2018 New business Bausparen (presented, in ¤ billion) 28.46 29.70 Housing financing (total, in ¤ billion) 23.81 15.17 Contracted business Bauspar sum (honoured, in ¤ billion) 313.38 305.70 Contracts (in millions) 8.24 8.34 Loans and loan commitments (total, in ¤ billion) 54.16 48.49 Number of customers (in millions) 7.16 7. 24 Schwäbisch Hall Group Non-domestic, including joint ventures 1) 2019 2018 New business Bausparen (presented, in ¤ billion) 7.16 12.04 Housing financing (total, in ¤ billion) 1.47 1.41 Contracted business Bauspar sum (honoured, in ¤ billion) 40.02 62.09 Contracts (in millions) 2.06 3.40 Loans and loan commitments (total, in ¤ billion) 2.55 2.58 Number of customers (in millions) 1.77 3.02 Schwäbisch Hall Group IFRS key financial indicators in ¤ million 2) 2019 2018 Profit/loss before taxes 189 295 Net profit 166 212 Balance sheet total 77,469 71,667 Equity 5,700 5,157 Schwäbisch Hall Group regulatory ratios in % 2019 2018 Common Equity Tier 1 capital ratio 31.4 30.4 Total capital ratio 31.4 30.4 Leverage ratio for Bausparkasse Schwäbisch Hall AG 5.6 5.9 Moody‘s ratings 2019 2018 Bank rating Aa1 – Hypothekenpfandbriefe (German mortgage covered bonds) Aaa – Human Resources 2019 2018 Employees (full-time equivalents in the Group) 2,904 2,882 Trainees and apprentices 191 192 1 In contrast to 2018, the figures for 2019 do not include CMSS, as the interest was sold in full as at 31 May 2019. 2 The income statement amounts for CMSS relate to the period January 1 to May 31 2018, as the interest in CMSS was sold in full as at 31 May 2019. Table of contents 05 LETTER FROM THE MANAGEMENT BOARD 06 COMBINED MANAGEMENT REPORT 07 Fundamental information about the Group 12 Report on economic position 29 Non-financial statement 30 Report on expected developments 35 Disclosures on Schwäbisch Hall’s German GAAP single entity Annual Financial Statements 41 Opportunity and risk report 72 CONSOLIDATED FINANCIAL STATEMENTS 80 Notes to the consolidated financial statements 16 9 Independent Auditor’s Report 179 Report of the Supervisory Board 183 Advisory Board of Bausparkasse Schwäbisch Hall 18 6 SERVICE 18 6 Memberships 187 Addresses 18 8 DZ BANK Group 18 8 Imprint 4 Bausparkasse Schwäbisch Hall AG I Financial report 2019 Board of Managing Directors of Bausparkasse Schwäbisch Hall AG: Jürgen Gießler, Peter Magel, Reinhard Klein (Chief Executive Officer) und Mike Kammann (from left to right) Letter from the Management Board Combined management report I Consolidated financial statements I Service 5 DEAR READERS, An affordable home, and preferably one that they own, is and remains a popular topic for people in Germany: 1.5 million households are planning to buy their own home in the next two to three years alone. At the same time, Germany is suffering from a shortfall of one million homes. What this means is that the already high level of demand for real estate will be sustained until at least 2045 in many parts of the country. These are the findings of a study by the University of Freiburg that was commissioned by the Schwäbisch Hall Foundation. Climate protection is bringing additional momentum to the housing market, as climate change can only be reversed if the existing housing stock is modernised and made more energy-efficient. Both of these need solid financing: and that’s our core business. We are Germany’s largest Bauspar- kasse and one of the leading providers of housing finance. We owe this position to the outstanding commitment of our employees in the back office and the sales force, and to the trust-driven cooper- ation with our partners in the German Cooperative Banking Group. Together with the cooperative banks, we brokered housing finance packages worth more than €16.7 billion in 2019, generating growth of 10 per cent. At €28.5 billion, the Bauspar volume also stayed at a high level. Our net profit for 2019, which declined year-on-year, was impacted by non-recurring effects and historically low interest rates. The persistently low interest rate is hitting Bauspar business especially hard because it puts an extraordinary strain on net interest income, and hence a key earnings component. Under these circumstances, we consider this development to be satisfactory. To enable us to respond to new market challenges and changes in our customers’ needs, we are investing in forward-looking topics, such as modernising our IT environment and digitalisation initiatives. We also founded the digital brokerage marketplace Baufinex, which has already estab- lished a strong position in the market and is growing steadily. The interaction between digital services and regional market expertise generates benefits for our customers and strengthens the German Cooperative Banking Group as a provider for the digital era. Schwäbisch Hall is well positioned for the future, and we look forward to the coming financial year. Board of Managing Directors of Bausparkasse Schwäbisch Hall AG: Jürgen Gießler, Peter Magel, Reinhard Klein (Chief Executive Officer) und Mike Kammann (from left to right) Sincerely, Reinhard Klein (Chief Executive Officer) Jürgen Gießler Mike Kammann Peter Magel 6 Bausparkasse Schwäbisch Hall AG I Financial report 2019 Combined management report Letter from the Management Board Combined management report Consolidated financial statements I Service 7 Fundamental information about the Group The management report of Bausparkasse Outside Germany, Schwäbisch Hall is repre- Schwäbisch Hall AG and the Group manage- sented in China, Luxembourg, Slovakia and ment report are combined in accordance with Hungary. Excluding Schwäbisch Hall’s Luxem- German Accounting Standard (GAS) 20. bourg branch, the foreign investees have more Accordingly, together with the Bausparkasse than 1.7 million customers. Schwäbisch Hall Group, which reports in accordance with International Financial Report- ing Standards (IFRS), the parent company GERMAN COOPERATIVE BANKING GROUP Bausparkasse Schwäbisch Hall AG is also included in this management report, with dis- Bausparkasse Schwäbisch Hall AG is part of closures on the basis of the German GAAP. The the DZ BANK Group and firmly embedded in annual financial statements of Bausparkasse the German Cooperative Banking Group. The Schwäbisch Hall AG prepared in accordance DZ BANK Group’s strategic focus is aligned with German GAAP and the combined manage- with its guiding principle of operating as a “net- ment report will be published at the same time work-oriented central banking institution and in the German Federal Gazette (Bundesan- integrated financial services group”. Its business zeiger). activities concentrate on the cooperative banks and their customers in their home market. Together with specialist institutions such as THE COMPANY Bausparkasse Schwäbisch Hall, the cooperative banks form a community: the German Coopera- The Schwäbisch Hall Group (SHG) is a socially tive Banking Group. It offers a broad range of responsible real estate financing provider for services, from retirement provision through real building society operations and a member of the estate and housing financing, down to insurance DZ BANK Group. As a subsidiary partner of and funds. With its approximately 850 coopera- the cooperative banks, SHG primarily supports tive banks, their more than 10,000 bank branches the DZ BANK Group’s vision of jointly focusing and 30 million customers, it is the leading inte- on the cooperative banks to enable the German grated financial services partner in Germany Cooperative Banking Group (Genossenschaftli- and plans to further consolidate this position. che FinanzGruppe – GFG) to sustainably con- solidate its position as a leading integrated Bausparkasse Schwäbisch Hall is a member of financial services provider in Germany. Together the institutional protection scheme established with the cooperative banks, SHG offers a range by the National Association of German Coopera- of concepts in Germany for retirement provi- tive Banks (Bundesverband der Deutschen sion, asset formation and home ownership, as Volksbanken und Raiffeisenbanken – BVR), well as housing financing from a single source. Berlin. It has entered into a profit and loss The customer service employees at Schwäbisch transfer agreement with DZ BANK AG Hall and the more than 3,300 sales force Deutsche Zentral-Genossenschaftsbank, Frank- experts ensure that more than seven million furt am Main. customers receive expert advice and customer service. 8 Bausparkasse Schwäbisch Hall AG I Financial report 2019 ARCHITECTURE AND BUSINESS MODEL Kreditservice GmbH, Hamburg, SHK is a mar- OF THE SCHWÄBISCH HALL GROUP ket leader in the field of standardised processing of loans and Bauspar products. Architecture of the Schwäbisch Hall Group The Bausparkasse Schwäbisch Hall Group The responsibilities of Schwäbisch Hall Facility mainly consists of its parent company, Bauspar- Management GmbH (SHF) include building kasse Schwäbisch Hall AG. Unless expressly management and operation of the Group’s head stated otherwise, the information disclosed in office in Schwäbisch Hall. It also serves other this combined management report refers to both external customers in the Schwäbisch Hall the Bausparkasse Schwäbisch Hall Group as region as well as GFG customers. Schwäbisch well as Bausparkasse Schwäbisch Hall AG. The Hall Training GmbH (SHT) provides training Schwäbisch Hall Group includes Bausparkasse and personnel development activities for the Schwäbisch Hall AG and its subsidiaries and Schwäbisch Hall Group and other GFG institu- investees in Germany and other countries. tions. Bausparkasse Schwäbisch Hall AG operates the Bauspar (contractual savings and loans for The Group’s foreign subsidiaries and investments housing) and housing financing business in Ger- in China, Slovakia and Hungary are Bauspar- many and manages the domestic and foreign kassen that pursue Bauspar and housing financ- activities of its subsidiaries and investees. ing business in their domestic markets in line with the German model. Its domestic subsidiaries provide services for SHG.
Recommended publications
  • Landeszentrale Für Politische Bildung Baden-Württemberg, Director: Lothar Frick 6Th Fully Revised Edition, Stuttgart 2008
    BADEN-WÜRTTEMBERG A Portrait of the German Southwest 6th fully revised edition 2008 Publishing details Reinhold Weber and Iris Häuser (editors): Baden-Württemberg – A Portrait of the German Southwest, published by the Landeszentrale für politische Bildung Baden-Württemberg, Director: Lothar Frick 6th fully revised edition, Stuttgart 2008. Stafflenbergstraße 38 Co-authors: 70184 Stuttgart Hans-Georg Wehling www.lpb-bw.de Dorothea Urban Please send orders to: Konrad Pflug Fax: +49 (0)711 / 164099-77 Oliver Turecek [email protected] Editorial deadline: 1 July, 2008 Design: Studio für Mediendesign, Rottenburg am Neckar, Many thanks to: www.8421medien.de Printed by: PFITZER Druck und Medien e. K., Renningen, www.pfitzer.de Landesvermessungsamt Title photo: Manfred Grohe, Kirchentellinsfurt Baden-Württemberg Translation: proverb oHG, Stuttgart, www.proverb.de EDITORIAL Baden-Württemberg is an international state – The publication is intended for a broad pub- in many respects: it has mutual political, lic: schoolchildren, trainees and students, em- economic and cultural ties to various regions ployed persons, people involved in society and around the world. Millions of guests visit our politics, visitors and guests to our state – in state every year – schoolchildren, students, short, for anyone interested in Baden-Würt- businessmen, scientists, journalists and numer- temberg looking for concise, reliable informa- ous tourists. A key job of the State Agency for tion on the southwest of Germany. Civic Education (Landeszentrale für politische Bildung Baden-Württemberg, LpB) is to inform Our thanks go out to everyone who has made people about the history of as well as the poli- a special contribution to ensuring that this tics and society in Baden-Württemberg.
    [Show full text]
  • Baden-Württemberg Exchange Program
    Baden-Württemberg Exchange Program Baden-Württemberg Exchange Program offers doctoral students the opportunity to spend up to one year at one of the top institutions of higher education in southern Germany. The participating institutions include: • University of Freiburg (http://www.uni-freiburg.de/) • University of Heidelberg (https://www.uni-heidelberg.de/index_e.html) • University of Hohenheim (https://www.uni-hohenheim.de/en) • Karlsruhe Institute of Technology (http://www.kit.edu/english/) • University of Konstanz (https://www.uni-konstanz.de/en/) • University of Mannheim (https://www.uni-mannheim.de/en/) • University of Stuttgart (https://www.uni-stuttgart.de/en/index.html) • University of Tübingen (https://uni-tuebingen.de/en/) • Ulm University (https://www.uni-ulm.de/en/) The exchange program offers many attractive features: • An opportunity to conduct research or study at no tuition cost to Yale doctoral students at the German institutions, as well as easily collaborate with German faculty and students • If interested, taking a German language course or a substantial language program (depending on the length of the exchange) to familiarize students with German culture and customs • A generous scholarship from the Baden-Württemberg Foundation (900 Euros/month) which makes the program affordable (additional funding may be available through MacMillan Center) • Flexible length of the exchange: semester, year or summer (students must apply for at least three months of exchange) • Dormitory housing (in single rooms) with German and
    [Show full text]
  • Jewish Themed City
    MOOSWALD Historical chronology 34. Jewish cemetery, Elsässer Straße 35, set up in 1870. Freiburg & surrounding area B 3 Denzlingen Freiburg & surrounding area Freiburg was founded by the Dukes of Opening of a Jewish guesthouse, which allowed The federal government and states decreed an Gustav Weil ( 1808 - 1889) was a German orientalist. In Vörstetten 1809 1120 Zähringen. Shortly after the founding, Jews passing Jews to be provided with kosher food. offi cial immigration regulation for Jews from 1845, he was the fi rst Jew in Germany who heldBuchheim a non- FR-Nord Au appeared in Freiburg as traders. 1991 the USSR. First Jewish immigrants from the tenured professorship for Oriental languages, against the tob 1846 20 Jews now lived in Freiburg. ah B 294 Benzhausen nz USSR. Today, the Jewish religious community in objections of the university, and in 1861 fi nally a tenured ub 1218 Takeover of rule by the Counts of Freiburg. ri Glottertal Cities and communities were given the right Br ng Freiburg has over 730 members. professorshipeisgau in Heidelberg. S He became particularly March er -Bahn N -Bahn First mention of Jews in Freiburg or surrounding to issue naturalisation permits themselves. or 1230 well known for the fi rst faithful and complete editionHugs oftet ten e d Heuweiler area. Founding of the liberal community “Gescher”. h 1849 Many professions were still refused to Jews, e.g. u 1998 G“Arabianottenheim Nights” translated from the original text. Hochdorf r eisgau S Today, it has around 50 members. s trades linked to guilds, which was a condition l First indication of Jews settled in Freiburg: Kaiserstuhl Br r Gundelngen ICE Karlsruhe Dr.
    [Show full text]
  • Karlsruhe - Offenburg - Freiburg (Breisgau) - Müllheim - Basel Rheintalbahn 702
    Kursbuch der Deutschen Bahn 2021 www.bahn.de/kursbuch 702 Karlsruhe - Offenburg - Freiburg (Breisgau) - Müllheim - Basel Rheintalbahn 702 Von Karlsruhe Hbf bis Bühl (Baden) Karlsruher Verkehrsverbund (KVV) RE2 Von Achern bis Ringsheim Verbundtarif Tarifverbund Ortenau (TGO) Von Herbolzheim bis Auggen Verbundtarif Regio-Verkehrsverbund Freiburg (RVF) Von Schliengen bis Basel SBB Verbundtarif Regio Verkehrsverbund Lörrach (RVL) Zug RE RE RB RB RE ICE RE RB RB RE RB SWE RE NJ NJ IC 17033 17035 17151 17153 17001 209 17001 17051 17155 5331 87480 87541 4701 401 471 60471 f f f f f y f f f f f2. 2. f üpr üpr 2. Sa,So Mo-Fr Mo-Sa Mo-Fr Mo-Fr Mo-Fr Mo-Fr Mo-Fr x x Ẅ ẅ Ẇ ẅ ẅ ẇ ẅ km km von Kiel Hbf Ottenhöfen Hamburg Berlin Hbf Berlin Hbf Hbf (tief) (tief) Karlsruhe Hbf 700, 701, 770 ẞẔ ݜ 0 07 ẜẖ 4 04 4 56 ( 5 07 ( 5 07 ( 5 07 0 Rastatt 710.8 ẞẔ ݙ 0 26 Ꭺ 5 10 ᎪᎪᎪ 24 32 Baden-Baden ẞẕ ܙ ẛẕ 0 32 4 25 5 15 ( 5 26 ( 5 26 ( 5 26 Baden-Baden Ꭺ ݚ 0 33 4 27 5 16 ᎪᎪᎪ Bühl (Baden) Ꭺ ݘ 0 41 Ꭺ 5 22 ᎪᎪᎪ 44 ᎪᎪᎪ 27 5 15 5 ܥ Achern 717 ẞẕ ݙ 0 48 Ꭺ 53 59 Renchen 0 53 Ꭺ ܥ 5 19 5 31 ᎪᎪᎪ ᎪᎪᎪ 35 5 24 5 ܥ Appenweier 718, 719 ݚ 0 57 Ꭺ 65 46 5 ) 46 5 ) 46 5 ) 40 5 31 5 ܥ 49 4 01 1 ܙ Offenburg 718, 719, 720, 721 ݚ 73 Offenburg ܥ 1 07 ܥ 4 23 4 51 ẅ 5 11 ᎪᎪᎪ 86 Friesenheim (Baden) ܥᎪ ܥ 4 31 Ꭺ ܥ 5 19 ᎪᎪᎪ ᎪᎪᎪ 23 5 ܥ Ꭺ 35 4 ܥ 16 1 ܥ Lahr (Schwarzw) ݙ 91 99 Orschweier ܥ 1 21 ܥ 4 40 Ꭺ ܥ 5 28 ᎪᎪᎪ 102 Ringsheim ܥ 1 24 ܥ 4 43 Ꭺ ܥ 5 31 ᎪᎪᎪ 105 Herbolzheim (Breisg) ܥ 1 27 ܥ 4 47 Ꭺ ܥ 5 34 ᎪᎪᎪ 108 Kenzingen ܥ 1 30 ܥ 4 50 Ꭺ ܥ 5 38 ᎪᎪᎪ ᎪᎪᎪ 42 5 ܥ Ꭺ 54 4 ܥ 35 1 ܥ Riegel-Malterdingen 723
    [Show full text]
  • Anglican Church Freiburg Freiburg Im Breisgau, Germany Chaplaincy
    Chaplaincy Profile Anglican Church Freiburg Freiburg im Breisgau, Germany Content Page 3 Anglican Church Freiburg Page 17 Youth and Young Adults – A Brief History Page 18 Fellowship Page 6 Freiburg im Breisgau and small Groups Page 9 Our Congregation Page 21 Prayer and Care Page 10 Church Council Page 22 Special Events Page 11 Church Building Page 23 Outreach Page 12 Services Page 24 Mission / Living Links Page 13 Worship Page 25 Working with other Churches Page 14 Music Page 29 Finances Page 16 Children and Families / Page 31 Moving Forward Children‘s Church Page 32 Our new Chaplain - 2 - (All pictures for internal use only!) Anglican Church Freiburg - A brief history The Anglican Church (ACF) in Freiburg was founded in the 19th century when many British military personnel retired to this region. The community built a red sandstone, very British looking, church, named St. George and St. Boniface, in the Wiehre, a wealthy area of the town. The foundation stone was laid in 1894 by the Grand Duke and Duchess of Baden in the presence of the American Consul. With the outbreak of World War I the community was no longer able to maintain the building and it was sold to the town of Freiburg in the 1920’s. A former member of our congregation, Sheila Scheer-Cockbaine, who came to Germany after World War II, - 4 - (All pictures for internal use only!) was instrumental in reviving the Anglican Church in Freiburg. At that time the church met on a monthly basis supported by the permanent chaplain in Basel.
    [Show full text]
  • Mountainbiking Im Gastlichen Kinzigtal
    Mountainbiking im Gastlichen Kinzigtal ─ Mitten im Schwarzwald ─ Ausgewählte Gastgeber der Region stellen ihre Angebote für Mountainbiker vor… Mountainbiking im Schwarzwald Im Mountainbikeparadies Mittlerer Schwarzwald kommen Biker voll auf ihre Kosten. Ob Profi oder Einsteiger, hier gibt es für Jeden die richtige Tour! Das Mountainbikerevier Gastliches Kinzigtal bietet eine wunderschöne Kulisse für einen Mountainbikeurlaub mitten im Schwarzwald, Weitblicke inklusive. Im Gastlichen Kinzigtal zeigt sich der Schwarzwald von seiner schönsten Seite. Auf ausgedehnten Moutainbiketouren können Sie die einzigartige Landschaft entdecken und bei kurzen Pausen immer wieder Ihren Blick über die maleri- schen Täler schweifen lassen. Ausgeschilderte Touren führen Sie bergauf- und bergab durch die Wälder des Mittleren Schwarzwaldes. Für den perfekten Mountainbikeurlaub bieten Ihnen unsere mountainbike- freundlichen Unterkünfte spezielle Pauschalangebote für einen sorgenfreien Urlaub. Mountainbike-Pauschalangebote Einmal die Natur des Schwarzwaldes mit dem Mountainbike erleben? Im Gastlichen Kinzigtal finden Biker das wovon sie träumen: Anspruchsvolle Auf- und Abstiege, rasante Singletrails, traumhafte Ausblicke über die Täler- landschaft und Unterkünfte die auf Mountainbiker eingestellt sind. Mountainbikeurlaub zum Wohlfühlen finden Sie bei unseren mountainbike- freundlichen Unterkünften, die Ihren Aufenthalt mit speziell für Sie erstellten Pauschalangeboten zu einem unvergesslichen Erlebnis werden lassen wollen: In den Pauschalangeboten unserer Gastgeber
    [Show full text]
  • District 111SW.Pdf
    LIONS CLUBS INTERNATIONAL CLUB MEMBERSHIP REGISTER SUMMARY THE CLUBS AND MEMBERSHIP FIGURES REFLECT CHANGES AS OF DECEMBER 2020 CLUB CLUB LAST MMR FCL YR MEMBERSHI P CHANGES TOTAL DIST IDENT NBR CLUB NAME COUNTRY STATUS RPT DATE OB NEW RENST TRANS DROPS NETCG MEMBERS 3559 021803 FREIBURG GERMANY 111SW 4 11-2020 47 0 0 0 0 0 47 3559 021810 SIGMARINGEN-HOHENZOLLERN GERMANY 111SW 4 10-2020 35 1 0 0 0 1 36 3559 021813 KINZIGTAL GERMANY 111SW 4 06-2020 44 0 0 0 0 0 44 3559 021814 KONSTANZ GERMANY 111SW 4 12-2020 65 0 0 0 -1 -1 64 3559 021817 LOERRACH GERMANY 111SW 4 11-2020 37 1 0 0 0 1 38 3559 021824 OFFENBURG GERMANY 111SW 4 12-2020 53 0 0 0 -1 -1 52 3559 021827 RADOLFZELL SINGEN GERMANY 111SW 4 12-2020 38 0 0 0 0 0 38 3559 021831 ROTTWEIL GERMANY 111SW 4 10-2020 46 0 0 0 0 0 46 3559 021840 TUTTLINGEN GERMANY 111SW 4 07-2020 52 0 0 0 0 0 52 3559 021841 UEBERLINGEN GERMANY 111SW 4 11-2020 42 0 0 0 -1 -1 41 3559 021844 VILLINGEN GERMANY 111SW 4 10-2020 45 0 0 0 -1 -1 44 3559 021846 WALDSHUT GERMANY 111SW 4 08-2020 52 0 0 0 0 0 52 3559 029524 HOCHSCHWARZWALD GERMANY 111SW 4 05-2020 41 0 0 0 0 0 41 3559 033879 LAHR-ORTENAU GERMANY 111SW 4 07-2020 35 0 0 0 -1 -1 34 3559 034315 FREIBURG ALT FREIBURG GERMANY 111SW 4 12-2020 45 1 0 0 0 1 46 3559 037602 ACHERN GERMANY 111SW 4 10-2020 36 1 0 1 0 2 38 3559 038677 TRIBERG SCHWARZWALD GERMANY 111SW 4 12-2020 25 0 0 0 0 0 25 3559 039438 GENGENBACH GERMANY 111SW 4 04-2020 25 0 0 0 0 0 25 3559 043377 EMMENDINGEN GERMANY 111SW 4 08-2020 42 0 0 0 0 0 42 3559 043378 STOCKACH GERMANY 111SW 4 11-2020 38 0 0
    [Show full text]
  • Karlsruhe–Offenburg–Freiburg (Breisgau)–Basel Fahrplanänderungen Im Baujahr 2021
    Der Ausbau unserer Rheintalbahn hat das ganze Jahr Saison. Karlsruhe–Offenburg–Freiburg (Breisgau)–Basel Fahrplanänderungen im Baujahr 2021 Auch im Jahr 2021 setzt die Deutsche Bahn ihre Bauaktivitäten mit Hochdruck fort. Allein in Baden- Württemberg investieren wir in diesem Jahr rund zwei Milliarden Euro in die Infrastruktur. Neben der Instandhaltung und Modernisierung von Gleisen, Weichen und Brücken, der Signal- und Sicherungs- technik sowie von zahlreichen Bahnhöfen und Haltepunkten steht auch die Aus- und Neubaustrecke Karlsruhe–Basel weiterhin im Mittelpunkt. Auf dem Bauplan stehen unter anderem Oberleitungsarbeiten in den Abschnitten Karlsruhe–Abzweig Bashaide und Niederbühl–Rastatt Süd, der Anschluss der Neubaustrecke an die bestehende Rheintal- bahn sowie Gleis- und Brückenarbeiten bei Müllheim (Baden), Auggen, Haltingen Nord und Weil am Rhein. Unsere Ausbauarbeiten führen wir weitgehend unter Aufrechterhaltung des Zugverkehrs aus. Kurz- zeitige Sperrungen von Gleisen bzw. ganzer Abschnitte, insbesondere zwischen Freiburg und Basel, lassen sich jedoch nicht vermeiden. Damit Sie auf Ihrer Reise nicht von Bauarbeiten überrascht werden, informieren Sie sich bitte vorab über Ihre Verbindungen! Wir bitten um Entschuldigung für die entstehenden Unannehmlichkeiten. mit diesen QR-Code hier zur mobilen direkt zum Projekt Reiseauskunft der Internet reiseauskunft.bahn.de im BauInfoPortal Deutschen Bahn bauinfos.deutschebahn.com App DB Navigator, DB Bauarbeiten Kundendialog DB Fernverkehr Telefon 030 297-0 DB Regio Telefon 0711 2092-7087 Ã SEVS4 B Schienenersatzverkehr: Rheintalbahn C T täglich Fahrtnummer 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 0910 227 225 229 231 235 233 201 203 205 207 209 211 215 213 217 219 221 223 Hinweise 9b15 9b14 9b14 9b15 9b15 9b14 9b15 9b15 9b15 9b15 9b15 9b15 9b15 9b15 9b15 9b15 9b13 9b14 SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV SEV Freiburg ZOB 0 27 0 27 0 59 0 59 1 58 1 58 23 43 23 43 FR - St.
    [Show full text]
  • Circular Economy Strategy Freiburg
    The Circular Economy Strategy of the City of Freiburg based upon the Concept of Waste Management 2015 - Abfallwirtschaftskonzept AWIKO 2015 with updated new achievements 2015 – 2019 introducing Circular Economy as promoted by the EU-Interreg-Project Greencycle including 12 Key principles for a Transition towards a Circular Economy - Manifesto for Circular Economy Deliverable D.T2.2.2_D_Circular Economy Strategy of the City of Freiburg City of Freiburg IMPRESSUM Publisher Stadt Freiburg im Breisgau /City of Freiburg Eigenbetrieb Abfallwirtschaft Freiburg / Public waste authority Freiburg Authors Susanne Knospe, project management EU-Interreg Greencycle Edith Wild, Abfallwirtschaftskonzept 2015 (Waste management concept 2015) 1. Publication 28. February 2020 2 Circular Economy Strategy 1 PREFACE The vision of a Circular Economy is the complete overcoming and transformation of disposable economic activities into sustainable economic activities: From a waste economy into a zero waste economy. From a fossil energy economy into a renewable energy economy. In Circular Economy resource consumption, the loss of energy, waste and emissions are minimized by closing, slowing down and reducing the loops of material and ener- gy. How can this be achieved? Design, which is durable and recyclable. Maintenance, repair and re-use, refurbishment, recycling and usage in cas- cades. Business models which focus on the use instead of the ownership. Circular Economy is what we're already doing, When we make new glass bottles from used glass bottles. If plastic does not end up in China or the sea, but is recycled into a plastic bot- tle or a garden hose. If we recover energy from waste and use the slag to build roads.
    [Show full text]
  • Wi Kommen Zurück in Haslach!
    BürgerBlatt Haslach | Fischerbach | Hofstetten | Mühlenbach | Steinach Amtliche Bekanntmachungen Standesamtliche Nachrichten Aktuelles aus den Vereinen Kultur Schulnachrichten Freizeit Kirchliche Nachrichten zurück Soziale Dienste Wi kommen zur Tourist-Informationen in Haslach! Inzidenz mit Sicherheit Gemeinsame UNTER 50 (5 Tage in Folge) Bekanntmachungen Einzelhandel darf öffnen! 1 Kunde pro 10 qm unter Einhaltung der Hygienevorschriften ÜBER 50 (3 Tage in Folge) Freitag, 12. März 2021 Einkaufen nur mit Termin möglich! 1 Kunde pro 40 qm unter Einhaltung der Hygienevorschriften Der EINZELHANDEL heißt Sie in Haslach, Fischerbach, Hofstetten, Nr. 10 Mühlenbach und Steinach willkommen! BEHÖRDEN- NOTRUFE SPRECHSTUNDEN Notfallrettung/Notarzt (europaweit) ............................... 112 Haslach Feuerwehr .......................................................................... 112 Stadtverwaltung Haslach, Tel. 706-0 Polizei .................................................................................. 110 Montag – Freitag 8�00 - 12�00 Uhr Krankentransport �������������������������������������������������������������0781 19222 Dienstag 14�00 – 16�00 Uhr Polizeirevier Haslach ��������������������������������������������������������������� 975920 Donnerstag 14�00 – 18�00 Uhr Ortenau Klinikum Wolfach ��������������������������������������������� 07834 9700 und nach Terminvereinbarungen Ortenau Klinikum Lahr-Ettenheim .................................... 07821 930 Internet: http://www�haslach�de Zentrale e-mail: stadt@haslach�de Ortenau
    [Show full text]
  • Waste Management in Freiburg
    in Freiburg Waste Management Concept for 2015 Department of Environment, Youth and Education Freiburg Eigenbetrieb Abfallwirtschaft Freiburg IM BREISGAU Introduction Dear Citizens, since introducing our first concept of waste management in Freiburg back in 1991, a pro- found change away from hazard protection and waste disposal oriented tasks to an econo- my of resources and recycling has been fulfilled. Service orientation, protection of resources, climate protection, fair charges and economics are the main focus of waste management in Freiburg today. This development is also demanded by the legislators. Nowadays there are definite requi- rements for state governments and local authorities on recycling rates, material utilisation per capita as well as obligatory separation. Over the past decades the waste management industry in Freiburg has implemented and actively developed further targets in waste prevention and recycling. This concept of waste management also shows that many targets required by law over the forthcoming years have already been achievable today: • According to the recycling law, organic waste, paper, metal, plastic and glass are to be collected separately until 2015. This obligation has been adhered to in Freiburg since the introduction of separate collection of organic waste in 1997. • Last year, the Freiburg recycling rate reached 69% which already exceeds the quota given in the 2020 Recycling Law for municipal waste by 65%. • The quantity for organic waste is to be increased to 60 kg per capita by 2020. In 2013, 66 kg per inhabitant had been collected in Freiburg. • Thanks to the exemplary way in which Freiburg citizens separate their waste, the level of domestic and bulky waste in the year 2013 at 112 kg was 22,2% below the Baden- Württemberg State average.
    [Show full text]
  • Freiburg Green City
    Freiburg Green City A Major Qualifying Project Submitted to the Faculty of WORCESTER POLYTECHNIC INSTITUTE In partial fulfillment of the requirements for the Degree of Bachelor of Arts In Environmental and Sustainability Studies By Luke Pantuosco Date: 4/25/16 Professor Robert Krueger, Advisor This report represents work of WPI undergraduate students submitted to the faculty as evidence of a degree requirement. WPI routinely publishes these reports on its web site without editorial or peer review. For more information about the projects program at WPI, see http://www.wpi.edu/Academics/Projects. 2 Abstract People are now realizing how essential sustainability is to the future of our planet. Unfortunately, many mistake being “green” with being sustainable when in fact “green” only represents environmental interests. Sustainability is the coming together of environmental interests, economic growth and social justice. Cities are becoming more populated and are where sustainable urban development is imperative. City planners must deal with the paradox that sustainability is simultaneously being defined and implemented. As a result, they look to progressive cities for answers on how to implement sustainable policies in their own cities. Freiburg, a small city in the southwest corner of Germany, is often seen as the best example of sustainable urban development practices. This paper examines housing, transportation, and green space in Freiburg to analyze whether the city truly is sustainable or just “green.” 3 Acknowledgements This project would not have been possible without the help of many individuals both in the local WPI community as well as Freiburg. These people provided guidance and resources in order to steer this project in the right direction.
    [Show full text]