DOCSLIB.ORG

THE BEST of the YEAR (March 11, 2015 / 12:59:47) 90352-1 FRPO-Jan2015 P02.Pdf .1

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
THE BEST of the YEAR (March 11, 2015 / 12:59:47) 90352-1 FRPO-Jan2015 P02.Pdf .1 (March 11, 2015 / 12:59:45) 90352-1 FRPO-Jan2015_p01.pdf .1 JANUARY-FEBRUARY 2015 The Myth of Youth Unemployment Apartment Plumbing: Common Problems Small Landlord, Big Problem: Small Claims Court Leasing Lessons FRPO's San Diego Housing Tour May 6-7 FRPO’S FAIR EXCHANGE OF RENTAL INDUSTRY NEWS FRPO MAC AWARDS 2014 THE BEST OF THE YEAR (March 11, 2015 / 12:59:47) 90352-1 FRPO-Jan2015_p02.pdf .1 2 FAIR EXCHANGE January-February 2015 CONTENTS January-February 2015 FRPO’S FAIR EXCHANGE OF RENTAL INDUSTRY NEWS Features Departments Leasing Reap the 8 Lessons 28Benefits of President's Report Trained Staff 3 By Scott Andison CFAA Report Landlord Utility Billing 6 By John Dickie, CFAA President 9Tenant Board 30Bottom Line Update Small Landlord, 26 Big Problems Small Claims Court By Mike Chopowick CMHC How to Prevent 10Rental Market 32 Common Outlook Apartment Upcoming Events Plumbing Issues 39 FRPO’s Reaching out to 11San Diego 34Generation Rent Housing Tour FRPO’s Interval House 142014 MAC 35Reflects on 2014 Awards Cover Story Cover photo: Former Prime Minister Brian Mulroney at FRPO's 2014 The Kids Awards Gala 24Are Alright (March 11, 2015 / 12:59:48) 90352-1 FRPO-Jan2015_p03.pdf .1 The Voice of the Federation of Rental-housing Providers of Ontario 3 President’sPERSPECTIVE by Scott Andison It is indeed my great pleasure to be writing a column for Governments have this edition of FE Magazine as it marks my one year the necessary anniversary of the association’s President & CEO. legislative tools to allocate resources to This past year has been an eventful one that included a ensure that all if its Iprovincial election, working with three different Cabinet citizens have at Ministers in the housing portfolio, and building and minimum their basic enhancing our partnerships with other organizations with needs met, and make common objectives. available the opportunities to With the dust finally settled down at Queen’s Park with a achieve the highest Liberal majority government, during these last several level of success months FRPO has retooled its government relations and possible. When advocacy approach to align with the government’s priorities governments venture primarily in the arena of affordable housing. beyond this core competency, the results are often marred Affordable housing has attracted a wide-range of definitions by inefficiency and lower than desired outcomes. and degrees of use over the years depending on the Our advice to government is quite clear: let the parties objective at hand. FRPO has most recently embraced the focus on what they do well, and avoid those things where same definition of affordable housing as used by CMHC: we cannot deliver the best possible outcome. Professional Affordable housing is housing that people can afford. While it housing providers are best at responding to the demands may appear too simplistic on first review, the definition of the housing market and provide the right style of housing really does not have to be any more complicated than that. in the right place at the right time. Government has its own Housing that is affordable cannot be delivered by just one very important role to play: to provide housing subsidies to party. Housing providers want to provide quality housing those who are economically disadvantaged and cannot solutions that meet the needs of those seeking it. The afford housing without assistance. desire of government is to ensure those who require There is significant academic research that proves that assistance in securing adequate housing needs receive the when an organization specializes in what they are equipped necessary supports to do so. The best solution can be to do well, they achieve better results and outcomes than if achieved when there is alignment between these two they pursue activities they are ill-equipped to deliver. There objectives and they work together. is nothing to suggest this same premise does not apply to Professional housing providers are very good at what they housing. do: building and managing purpose-built rental housing. The Premier has made affordable housing a priority in the In the absence of unnecessary or unhelpful administrative mandate letters of four Cabinet Ministers, so we are setting barriers or economic restrictions, professional housing out how the rental-housing sector can help them to deliver providers are able to deliver high quality, efficiently- on this common mandate. We are continuing to advance managed housing solutions to a broad spectrum of this position with government officials, and we are consumers. encouraged with our initial discussions to date. (March 11, 2015 / 12:59:49) 90352-1 FRPO-Jan2015_p04.pdf .1 4 FAIR EXCHANGE January-February 2015 03 RENT CONTROL 02 RENT DISPUTE PROCESS 01 04 PROPERTY TAXES MUNICIPAL LICENSING And of course our discussions with various government outcome in our efforts to reduce the administrative burden officials continue to bring attention to the four primary on apartment owners and managers regarding the volume policy matters important to our membership. of information requested each year by MPAC for the Tenant Information Program (TIP) forms. Through our efforts, Property Taxes MPAC agreed to implement new TIPs forms this year that Ontario is the only jurisdiction in Canada and other reduced the amount of information required by 93%. This commonwealth countries that uses an outdated method of reduction started this year and will continue each year going determining the assessed value of multi-residential forward. properties (apartment buildings). The Gross Income Multiplier (GIM) fails to produce accurate assessment Rent Dispute Process values on rental housing buildings, causing many owners We have made tremendous progress in our engagement and managers to spend significant money on appeals and with the Landlord Tenant Board in presenting our concerns litigation. This past year, FRPO commissioned a research about the unjust treatment of landlords who appear before report produced by the renowned International Property Tax the tribunal. Earlier this year FRPO partnered with the Institute (IPTI) to provide us the necessary evidence to Ontario Non-Profit Housing Association (ONPHA) in a approach Municipal Property Assessment Corporation and joint approach to the Landlord Tenant Board to explore the Ontario Government with a better solution. FRPO is changes to the current system that would result in a more currently exploring options with government officials in streamlined resolutions process that is built on fairness. order to realize better quality assessments being returned on multi-residential buildings. This broader representation of the housing sector by FRPO and ONPHA has caused the government to give In September 2014 we also announced a successful consideration to some new approaches that we believe will (March 11, 2015 / 12:59:49) 90352-1 FRPO-Jan2015_p05.pdf .1 The Voice of the Federation of Rental-housing Providers of Ontario 5 dramatically improve the process and reduce delays and costs to landlords. We look forward to sharing more news with you in the near future on the results of our efforts on this file. Rent Control The evidence clearly demonstrates that rent control policies have significant economic consequences to the housing market in terms of new supply of rental housing and the ability to respond to the changing needs of tenants. We are encouraged our message is starting to get through and that government is now finally open to considering different options that would actually promote the building of much-needed purpose-built rental housing. There is no stronger voice out there than ours on how changes to current rent control policy could improve the availability of the right homes, in the right places, for those who need them. Municipal licensing FRPO has been quite vocal about its opposition to granting municipalities the power to establish local licensing regimes for rental housing that are simply a duplication of the existing powers they already have, but at an additional cost to tenants. When municipalities charge licensing fees to housing providers, these fees are then passed through to tenants, who are usually the ones least likely to be able to afford to pay them. When governments are advocating they must do more to help those in need, how can they justify increasing the cost of one of the most basic needs, namely housing. 2015 has the potential of being a year where government and industry can work better together to strengthen the rental housing sector and provide even better outcomes than in the past. Your association will continue to advocate on your behalf and ensure the provincial government understands what is possible when our objective are more closely aligned. (March 11, 2015 / 12:59:50) 90352-1 FRPO-Jan2015_p06.pdf .1 6 FAIR EXCHANGE January-February 2015 REPORT FRPO’S FAIR EXCHANGE OF CFAA RENTAL INDUSTRY NEWS The voice of the Federation of Rental-housing Providers CFAA’s Focus Returns of Ontario to Housing Programs A PUBLICATION OF: by John Dickie, CFAA President The recent downturn in oil prices has EDITOR: changed the economic outlook of both Mike Chopowick • FRPO EMAIL: [email protected] oil-producing provinces and non-oil TF: 1 (877) 688-1960 producing provinces. It has also had PHONE: (416) 385-1100 EX 21 an impact on the goals CFAA will be FAX: (416) 385-7112 www.frpo.org Temphasizing over the near term. 20 Upjohn Rd., Suite 105 Toronto, Ontario M3B 2V9 As readers may know, CFAA recently received credible advice that it is ADVERTISING & SALES: Mike Rich • MPH Graphics unrealistic for landlords to seek broad- EMAIL: [email protected] based tax reductions on the rental TF: 1 (800) 668-6037 housing sector. That is due to the PHONE: (905) 470-2265 federal government's view that the FAX: (905) 470-2205 mphgraphics.com housing markets are working 35 Mobile Drive adequately, and the limits on how many Toronto, ON M4A 2P6 issues government can tackle at any SUBSCRIPTIONS & ADDRESS CHANGE: time.
Load more

Recommended publications
  • CDP NON-DISCLOSURE CAMPAIGN: 2020 RESULTS Measuring the Impact of Investor Engagement on Corporate Environmental Disclosure
    DISCLOSURE INSIGHT ACTION CDP NON-DISCLOSURE CAMPAIGN: 2020 RESULTS Measuring the impact of investor engagement on corporate environmental disclosure WWW.CDP.NET CONTENTS CDP NON-DISCLOSURE CAMPAIGN 2 Introduction In the fight against climate change, 2020 ended with perhaps more 3 Non-Disclosure Campaign overview optimism than it started with. Analysts predict that recent net-zero Good disclosure enables pledges made by several countries, including China and the incoming US 5 2020 campaign disclosure results investors to assess how well administration, could, if achieved, limit global temperature rise to around companies manage their 2.1 degrees by the end of the century - around a degree lower than the 19 Regional focus ESG risks. CDP now reflects trajectory of current policies1. This could bring the world within striking 11 Climate change TCFD requirements and is a distance of the well below 1.5 degree target set out in the Paris Agreement. However, figures recently released from Brazil’s National 13 Forests model disclosure framework Institute for Space Research (INPE) show that deforestation in one of the 5 1 Water security on climate change, one of world’s largest carbon sinks has increased by 9.5% over the past year, the broadest risks facing with 11,088 km2 of Amazonian forest being destroyed. 17 Sectoral focus companies. We encourage all 19 Climate change companies to respond fully to Greater action is needed if the world is to avoid the worst effects of 21 Forests the CDP questionnaire. catastrophic climate change. The capital markets and corporate sector have a vital role to play.
    [Show full text]
  • OSC Bulletin Volume 42, Issue 14 (April 4, 2019)
    The Ontario Securities Commission OSC Bulletin April 4, 2019 Volume 42, Issue 14 (2019), 42 OSCB The Ontario Securities Commission administers the Securities Act of Ontario (R.S.O. 1990, c. S.5) and the Commodity Futures Act of Ontario (R.S.O. 1990, c. C.20) The Ontario Securities Commission Published under the authority of the Commission by: Cadillac Fairview Tower Thomson Reuters 22nd Floor, Box 55 One Corporate Plaza 20 Queen Street West 2075 Kennedy Road Toronto, Ontario Toronto, Ontario M5H 3S8 M1T 3V4 416-593-8314 or Toll Free 1-877-785-1555 416-609-3800 or 1-800-387-5164 Contact Centre – Inquiries, Complaints: Fax: 416-593-8122 TTY: 1-866-827-1295 Office of the Secretary: Fax: 416-593-2318 The OSC Bulletin is published weekly by Thomson Reuters Canada, under the authority of the Ontario Securities Commission. Thomson Reuters Canada offers every issue of the Bulletin, from 1994 onwards, fully searchable on SecuritiesSource™, Canada’s pre-eminent web-based securities resource. SecuritiesSource™ also features comprehensive securities legislation, expert analysis, precedents and a weekly Newsletter. For more information on SecuritiesSource™, as well as ordering information, please go to: http://www.westlawecarswell.com/SecuritiesSource/News/default.htm or call Thomson Reuters Canada Customer Support at 1-416-609-3800 (Toronto & International) or 1-800-387-5164 (Toll Free Canada & U.S.). Claims from bona fide subscribers for missing issues will be honoured by Thomson Reuters Canada up to one month from publication date. Space is available in the Ontario Securities Commission Bulletin for advertisements. The publisher will accept advertising aimed at the securities industry or financial community in Canada.
    [Show full text]
  • Canada Capital Markets Review
    Canada Capital Markets Review FIRST HALF 2019 | MANAGING UNDERWRITERS Canada Capital Markets Review First Half 2019 | Managing Underwriters Global Deals Intelligence Canada Debt Capital Markets Issuance (C$bil) $200 350 Canadian Debt Capital Markets $180 Overall Canadian DCM issuance (excluding self-funded deals) totaled C$91.5 billion in the first half of 300 2019, a 4% decrease from the year prior. On a quarter-over-quarter basis, proceeds fell by 3% and the $160 number of issues fell by 7% and 10% on a year-over-year and quarter-over-quarter basis respectively. $140 250 Government and Agency debt led the market, with a 59% share of overall issuance at the end of the first six months. Financials and Energy & Power followed, with 21% and 10% market shares, $120 respectively. 200 $100 RBC placed first in nearly all Canadian rankings in the first half, including Canadian All Debt (including 150 & excluding self-funded), Canadian Domestic Corporate Debt (including and excluding self-funded), $80 Canadian Domestic Government Debt (True Economics), and Canadian Cross Border transactions. National Bank placed first in Canadian Domestic Government Debt (Full Credit). $60 100 Overall, the top corporate deals list for the first six months, exclusive of self-funded issues, was led by $40 Hydro One with C$1.5 billion of issuance, followed by Enbride Pipelines with $1.2 billion, and 50 Northwestern Hydro with C$1.1 billion. $20 Canadian Equity Capital Markets $0 0 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Canadian Equity & Equity-Related issuance (excluding self-led issuance) totaled C$11.6 billion from Q1 Q2 Q3 Q4 H1 # of Deals 137 issues in the first half, representing a 33% decrease in total proceeds from the previous year, but a 46% climb from the previous quarter.
    [Show full text]
  • Knowledge First Financial Prospectus 2021
    PROSPECTUS CONTINUOUS OFFERING DETAILED PLAN DISCLOSURE May 27, 2021 No securities regulatory authority has expressed an opinion about these securities and it is an offence to claim otherwise. These investment funds are scholarship plans managed by Knowledge First Financial Inc. EDUCATION SAVINGS PLANS FLEX FIRST Flex First Plan ($500 total contribution minimum) FAMILY INDIVIDUAL PLAN Family Single Student Education Savings Plan ($449 total contribution minimum) Important information to know before you invest The following is important information you should wait until you are sure you can get the beneficiary’s know if you are considering an investment in a social insurance number within the 18-month time scholarship plan. period. No Social Insurance Numbers = No government grants, no tax benefits PAYMENTS NOT GUARANTEED We need your social insurance number and the We cannot tell you in advance if your beneficiary will social insurance number of the child named as your qualify to receive any educational assistance beneficiary under the Plan before we can register payments (EAPs) or any of the discretionary your plan as a Registered Education Savings Plan payments that are available from the Knowledge (RESP). The Income Tax Act (Canada) won’t allow First Foundation (the “Foundation”), or how much us to register your plan as an RESP without these your beneficiary will receive. We do not guarantee social insurance numbers. Your plan must be the amount of any payments or that they will cover registered before it can: the full cost of your beneficiary’s post-secondary • qualify for the tax benefits of an RESP, and education.
    [Show full text]
  • Canadian Institute of Public Real Estate Companies
    “City Building”: The Live – Work – Play Paradigm 2012 Guest Speaker Douglas T. Linde President and Director Boston Properties 2012 Guest Speaker David Frum Best Selling Author & Political Analyst 2012 Guest Speaker David Miller Former Mayor of Toronto & Former Head of the C40 2012 REALpac Chief Executives Retreat Welcome To Boston! 2012 REALpac Chief Executives Retreat Greetings from the Governor 2012 REALpac Chief Executives Retreat Guest Speakers Douglas T. Linde – President & Director adviser to the Rudy Giuliani presidential campaign. Frum is a Boston Properties Keynote Speaker member of the board of directors of the Republican Jewish Mr. Douglas T. Linde has been a director Coalition. David Frum was born in Toronto, Canada in 1960. He since January 21, 2010. Mr. Linde serves as received a simultaneous B.A. and M.A. in history from Yale in 1982. President of Boston Properties, Inc. Prior to his He was appointed a visiting lecturer in history at Yale in 1986; in appointment to this position in May 2007, he 1987, he graduated cum laude from the Harvard Law School, served as Executive Vice President since where he served as president of the Federalist Society. January 2005 and he also served as Chief Financial Officer and Treasurer from 2000 until November 2007. He joined Boston Properties in January 1997 as Vice President of Acquisitions and New Business David Miller – Partner, Aird & Berlis, (Mayor to help identify and execute acquisitions and to develop new of Toronto from 2003 - 2010, former Chair of business opportunities and was promoted to Senior Vice President the C40 and Urban Green Jobs Advocate) for Financial and Capital Markets in October 1998.
    [Show full text]
  • Canadian Equity Strategy Research Analysts STRATEGY Andrew M
    22 December 2016 Americas/Canada Equity Research Double click here to select a sector. Canadian Equity Strategy Research Analysts STRATEGY Andrew M. Kuske 416 352 4561 [email protected] Balancing the Barbell; Canadian Commodities Andrew E. Buscaglia 212 325 5870 and Rates Sensitives in Focus for 2017 [email protected] Jason Frew ■ A Balancing Act: Nearly half of the S&P/TSX Composite is directly related 403 476 6022 to a variety of global commodities with a skew to energy. With the recent oil [email protected] price moves along with the current outlook, there are many impacts on the Laurent Grandet 212 538 7901 Canadian market. Another overarching area of interest is changes in trade [email protected] patterns with the new incoming US administration. In any event, we believe Brian Ho there are pockets of opportunities. Most recently, we witnessed rebounding 403 476 6009 equity values and a higher move on bond yields. These factors are shown, [email protected] in part, on Figure 1, which illustrates the relative value of Canadian Mohammad Khan, CPA, CA 416 352 4596 treasuries against the TSX, with equities looking rather attractive. [email protected] Figure 1: Bond versus Stock indices – Canada Allison M. Landry 212 325 3716 500 [email protected] 450 Robert Loebach 403 476 6021 400 [email protected] Alvise Marino 350 212 325 5911 300 [email protected] David Phung 250 403 476 6023 200 [email protected] Ralph M.
    [Show full text]
  • Municipal Licensing of Rental Homes: What Has to Happen Property Tax
    (September 16, 2014 / 09:48:07) 87722-1 FRPO-Sept_p01.pdf .1 SEPTEMBER 2014 Municipal Licensing of Rental Homes: What Has to Happen Property Tax Fairness for Renters Small Landlord, Big Problem: Bugged by Bugs The Risks of Short-Term Vacation Rentals FRPO’S FAIR EXCHANGE OF Kris Boyce on What Success Look RENTAL INDUSTRY NEWS Like: People, Planet and Profit (September 16, 2014 / 09:48:10) 87722-1 FRPO-Sept_p02.pdf .1 Hassle-Free Laundry Rooms For more information, contact us today! 1.877.755.5302 ■ [email protected] ■ www.coinamatic.com (September 16, 2014 / 09:48:12) 87722-1 FRPO-Sept_p03.pdf .1 The Voice of the Federation of Rental-housing Providers of Ontario 3 CONTENTS September 2014 FRPO’S FAIR EXCHANGE OF RENTAL INDUSTRY NEWS Features Departments Government Doing Social 7 Funding for 25Media Right CFAA Report Housing 4 By John Dickie, CFAA President Legislative Report Ontario Longest 8 10Energy Board 27Apartment Small Landlord, Update Building in the 32 Big Problems World Bugged by Bugs By Mike Chopowick Update On FRPO's Upcoming Events 172nd Annual 28Condominium Women’s Lunch Act, 1998 Review 39 Tenancy Don't Forget 20 Turnover 30the Parents Enhancing FRPO: 22Indoor Air 34 Bulletin Quality Wrap-Up Cover Story Federation of Rental-housingProviders of Ontario Cover photo: Kris Boyce, CEO of Greenwin Inc. Property 24Tax Fairness (September 16, 2014 / 09:48:13) 87722-1 FRPO-Sept_p04.pdf .1 4 FAIR EXCHANGE September 2014 REPORT FRPO’S FAIR EXCHANGE OF CFAA RENTAL INDUSTRY NEWS The voice of the Federation of Rental-housing Providers CFAA adopts a new tack of Ontario on tax lobbying A PUBLICATION OF: by John Dickie, CFAA President Federation of Rental-housingProviders of Ontario EDITOR: CFAA’s main government relations goal is to Mike Chopowick • FRPO achieve tax reform to improve the position of EMAIL: [email protected] TF: 1 (877) 688-1960 the rental housing industry.
    [Show full text]
  • 2015 Annual Report
    CAPREIT 2015 ANNUAL REPORT A STRONG TRACK RECORD OF ACCRETIVE GROWTH 2015 46,790 units 1997 2,900 units PROFILE Canadian Apartment Properties Real Estate Investment Trust (“CAPREIT”) is a growth-oriented investment trust owning interests in multi-unit residential complexes, including apartment buildings, townhomes and manufactured home communities (“MHC”), principally located in or near major urban centres across Canada. 2015 Highlights Objectives • Acquired 5,362 residential suites and • To provide Unitholders with long-term, sites for total costs of $823.9 million, stable and predictable monthly further strengthening and diversifying distributions the portfolio • To grow NFFO, sustainable distribu- • Revenues, Net Operating Income tions and Unit value through the (“NOI”) and Normalized Funds From active management of our properties, Operations (“NFFO”) at record levels, accretive acquisitions and strong driven by strong occupancies, fi nancial management increased same property average monthly rents and acquisitions • To reinvest capital within the property portfolio in order to ensure the life • Average monthly rents on stabilized safety of residents and maximize residential properties up 1.7%, with earnings and cash fl ow potential strong 97.3% occupancy • Same property NOI up 3.3%, our 10th consecutive year of strong organic growth • NFFO up 9.1%, with NFFO per Unit up an accretive 1.0% • Named one of Canada’s Fifty Best Employers for the third year in a row FINANCIAL HIGHLIGHTS Year Ended December 31, 2015 2014 Portfolio Performance
    [Show full text]
  • Top 100 Biggest Real Estate Deals of 2015 Ranked by Total Value of the Deal
    Top 100 biggest real estate deals of 2015 Ranked by total value of the deal Published March 22, 2016. Sources: Interviews with companies below, advisers to those companies and BIV research. Search This Table Partial list Rank Description of the Date deal Deal value Property Purchaser Seller of primary '16 deal closed (CAD) advisers 1 Metrotower III, Metro Vancouver Ivanhoé Cambridge Sale of Tower III in Avison December $250,000,000 Metrotown www.metrovancouver.org ivanhoecambridge.com three-tower complex; Young; 17, 2015 Centre transaction required Blake, (http://www.metrovancouver.org) (http://ivanhoecambridge.com) 4710 to 4730 the creation of an Cassels & Kingsway, airspace parcel with Graydon multiple cross- Burnaby easements and covenants as property is connected to two other office towers and B.C.'s largest retail mall 2 Fairmont Hotel Larco Hospitality Ivanhoé Cambridge 556-room landmark May 2015 $180,000,000 Vancouver larcohospitality.com (http://larcohospitality.com) ivanhoecambridge.com hotel in downtown Vancouver 900 Georgia St (http://ivanhoecambridge.com) W, Vancouver 3 WIP LP Canadian Apartment Properties Real Estate WIP Investment LP 19 apartment McMillan September $170,000,000 apartment Investment Trust (CAPREIT) www.wipinvestmentcorp.com properties totalling 919 LLP; CBRE 14, 2015 portfolio residential suites; Ltd www.caprent.com (http://www.caprent.com) (http://www.wipinvestmentcorp.com) Various; properties are in North suburban Vancouver, Port Moody, Coquitlam, Metro Burnaby, New Vancouver Westminster, Surrey and
    [Show full text]
  • Driving Climate Resilience Through Carbon Mitigation CDP Canada 200 Climate Change Report 2014
    Driving climate resilience through carbon mitigation CDP Canada 200 Climate Change Report 2014 On behalf of 767 investors representing US$92 trillion in assets 02 03 Contents 04 Karen Clarke-Whistler Chief Environment Officer, TD Bank Group 05 Paul Simpson Chief Executive Officer, CDP 06 Executive summary 08 Introduction: New risks emerging 10 Emissions and policy backdrop: Canadian target will not be met 12 CDP disclosure and lagging emissions performance findings 16 Building resilience to climate change 18 GHG mitigation and resilience case studies 20 Responding to increased climate risks with resilience planning 22 Cost of mitigation 24 Resilience best practices: High-level corporate responsibility for climate change strategy 26 Turning resilience into win-wins 27 Resilience, business continuity and risk management 28 Resilience and policy engagement 29 Conclusions 29 Disclosure leaders Climate Disclosure Leadership Index 30 Appendix I Scores, emissions, and company detail by sector 33 Appendix II Non-responding companies 34 Appendix III Other responding companies Important Notice The contents of this report may be used by anyone providing acknowledgement is given to CDP. This does not represent a license to repackage or resell any of the data reported to CDP and presented in this report. If you intend to repackage or resell any of the contents of this report, you need to obtain express permission from CDP before doing so. CDP has prepared the data and analysis in this report based on responses to the CDP 2014 climate change information request. No representation or warranty (express or implied) is given by CDP as to the accuracy or completeness of the information and opinions contained in this report.
    [Show full text]
  • OSC Bulletin Volume 43, Issue 45 (November 5, 2020)
    The Ontario Securities Commission OSC Bulletin November 5, 2020 Volume 43, Issue 45 (2020), 43 OSCB The Ontario Securities Commission administers the Securities Act of Ontario (R.S.O. 1990, c. S.5) and the Commodity Futures Act of Ontario (R.S.O. 1990, c. C.20) The Ontario Securities Commission Published under the authority of the Commission by: Cadillac Fairview Tower Thomson Reuters 22nd Floor, Box 55 One Corporate Plaza 20 Queen Street West 2075 Kennedy Road Toronto, Ontario Toronto, Ontario M5H 3S8 M1T 3V4 416-593-8314 or Toll Free 1-877-785-1555 416-609-3800 or 1-800-387-5164 Contact Centre – Inquiries, Complaints: Fax: 416-593-8122 TTY: 1-866-827-1295 Office of the Secretary: Fax: 416-593-2318 42711461 The OSC Bulletin is published weekly by Thomson Reuters Canada, under the authority of the Ontario Securities Commission. Thomson Reuters Canada offers every issue of the Bulletin, from 1994 onwards, fully searchable on SecuritiesSource™, Canada’s pre-eminent web-based securities resource. SecuritiesSource™ also features comprehensive securities legislation, expert analysis, precedents and a weekly Newsletter. For more information on SecuritiesSource™, as well as ordering information, please go to: http://www.westlawecarswell.com/SecuritiesSource/News/default.htm or call Thomson Reuters Canada Customer Support at 1-416-609-3800 (Toronto & International) or 1-800-387-5164 (Toll Free Canada & U.S.). Claims from bona fide subscribers for missing issues will be honoured by Thomson Reuters Canada up to one month from publication date. Space is available in the Ontario Securities Commission Bulletin for advertisements. The publisher will accept advertising aimed at the securities industry or financial community in Canada.
    [Show full text]
  • Presenter Biographies 60,786 Sq/Ft
    Your Expert Partner ™ Metro Toronto Convention Centre, North Building | September 10, 2014 MCAP offers the following CMHC and Conventional financing solutions: • Competitive rates • Customized structures • Terms of 1-10 years • Forward fix of rates • Dependable closing process • National lending program Recent Financings $4,575,315 $2,870,000 $6,393,320 50 units 16 units 32 units Refinance Refinance Refinance Edmonton, AB Calgary, AB Halifax, NS $13,000,000 $6,150,000 $8,775,000 158 Units 41 Units 37,201 sq/ft. Retirement Home Rental Apartment Anchored Neighborhood Retail Pointe-Claire, QC Vancouver, BC Toronto, ON $6,300,000 $15,000,000 $5,400,000 Presenter Biographies 60,786 sq/ft. 284,133 sq/ft. 35,233 sq/ft. Single Tenant, Industrial Multi-tenant, Industrial – Office Neighborhood Retail St-Leonard, QC Vaughan, ON Ajax, ON Biographies Sponsor Contact us today to learn more about how MCAP can be your Expert Partner. Toll Free: 1 800 387 4405 George Mejury: 416 368 8837 Vito Campisi: 416 591 2888 Leo St. Germain: 416 847 3870 Steve Fabian: 416 591 2754 Derek Read: 416 847 3525 Michael Iamascia: 416 847 3495 MCAP Financial Corporation | Ontario Mortgage Brokerage #10600 www.mcap.com Your Expert Partner™ MCAP is one of Canada’s leading independent mortgage fi nancing companies, operating in three lines of business: residential mortgages, commercial mortgages and construction loans. With over $42 billion in mortgages under administration, the MCAP Group originates, trades and services residential, construction and commercial assets across Canada. MCAP offers the • Insured and Conventional Term Financing • Customized Structures following fi nancing • Competitive Rates • Forward Fix of Rates solutions: • Dependable Closing Process • National Lending Program Contact us today to learn more about how MCAP can be your Expert Partner.
    [Show full text]