DOCSLIB.ORG

Knowledge First Financial Prospectus 2021

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Knowledge First Financial Prospectus 2021 PROSPECTUS CONTINUOUS OFFERING DETAILED PLAN DISCLOSURE May 27, 2021 No securities regulatory authority has expressed an opinion about these securities and it is an offence to claim otherwise. These investment funds are scholarship plans managed by Knowledge First Financial Inc. EDUCATION SAVINGS PLANS FLEX FIRST Flex First Plan ($500 total contribution minimum) FAMILY INDIVIDUAL PLAN Family Single Student Education Savings Plan ($449 total contribution minimum) Important information to know before you invest The following is important information you should wait until you are sure you can get the beneficiary’s know if you are considering an investment in a social insurance number within the 18-month time scholarship plan. period. No Social Insurance Numbers = No government grants, no tax benefits PAYMENTS NOT GUARANTEED We need your social insurance number and the We cannot tell you in advance if your beneficiary will social insurance number of the child named as your qualify to receive any educational assistance beneficiary under the Plan before we can register payments (EAPs) or any of the discretionary your plan as a Registered Education Savings Plan payments that are available from the Knowledge (RESP). The Income Tax Act (Canada) won’t allow First Foundation (the “Foundation”), or how much us to register your plan as an RESP without these your beneficiary will receive. We do not guarantee social insurance numbers. Your plan must be the amount of any payments or that they will cover registered before it can: the full cost of your beneficiary’s post-secondary • qualify for the tax benefits of an RESP, and education. • receive any government grants. PAYMENTS FROM THE FLEX FIRST PLAN You can provide the beneficiary’s social insurance DEPEND ON THESE FACTORS number after you have enrolled. If you don’t provide the beneficiary’s social insurance number when you The amount of the EAPs from a Flex First Plan, sign your contract with us, we’ll put your which includes income on your contributions, grants contributions into a holding account. The holding and grant income, will depend on how much your account is an unregistered education savings plan earns and whether the student attends a account and is not eligible for the RESP tax benefits qualifying post-secondary education program, which or government grants. During the time your gives the student access to these amounts. The contributions are held in the holding account (see amount of EAPs can also be affected by the amount “Escrow Account” in the Education Assistance of money available for the discretionary payment Agreement) we will deduct the sales charge and ‘top-up’ to students from the Foundation’s excess fees from your contributions as described under revenues. Discretionary payments are not “Costs of investing in this Plan” in this prospectus. guaranteed. You must not count on receiving a Any income earned in the holding account will be discretionary payment. The Foundation decides if it included in your taxable income in the year it is will make a payment in any year and how much the earned. If we receive your beneficiary’s social payment will be. If the Foundation makes a insurance number within 18 months of your payment, you may get less than what has been paid application date we’ll transfer your contributions in the past. Flex First also pays a loyalty bonus at and the income they earned to the RESP savings the time the beneficiary starts eligible post- account. If we do not receive the beneficiary’s social secondary studies, the amount of which will depend insurance number within 18 months of your on how much loyalty bonus, if any, you have application date, we’ll cancel your plan. You’ll get accumulated on behalf of your plan. back your contributions and the income earned, less the sales charge and fees paid to date. Since you pay sales charges up front, you could end up with much less than you put in if your plan cancels so soon after enrollment. If you don’t expect to get the social insurance number for your beneficiary within 18 months of your application date, you should not enroll or make contributions at this time, but rather i Education Savings Plans PAYMENTS FROM THE FAMILY When your plan is cancelled and you withdraw your INDIVIDUAL PLAN DEPEND ON THESE contributions, whether it is before or after the first FACTORS 60 days: • any government grants collected will be returned The amount of the EAPs from the family individual to the government; plan, which includes income on your contributions, • this government grant contribution room will be grants and grant income, will depend solely on how lost (with the exception of the Canada Learning much your plan earns and whether the student Bond (CLB) as lifetime CLB entitlement is not attends a qualifying post-secondary education affected by a repayment); and program, which gives the student access to these amounts. The amount of EAPs can also be affected • the withdrawn amount will be included as an RESP by the amount of money available for the contribution when determining whether the discretionary payment ‘top-up’ to students from the $50,000 RESP contribution limit has been Foundation’s excess revenues. Discretionary exceeded, even though the contributions were payments are not guaranteed. You must not count withdrawn. on receiving a discretionary payment. The Keep in mind that you pay the sales charge up Foundation decides if it will make a payment in any front. If you cancel your family individual plan in year and how much the payment will be. the first few years, you could end up with much less than you put in. This risk is less in Flex First UNDERSTAND THE RISKS because of the return of sales charge feature built into that Plan. If you withdraw your contributions early or do not meet the terms of the plan, you could lose some or all of your money. Make sure you understand the risks before you invest. Carefully read the information found under “Risks of investing in a scholarship plan” and “Risks of investing in this plan” in this Detailed Plan Disclosure. IF YOU CHANGE YOUR MIND You have up to 60 days after signing your contract to withdraw from your plan and get back all of your money. If you (or we) cancel your plan after 60 days, you’ll get back your contributions, less some or all of the sales charge and fees paid to date. Under the Flex First Plan you may receive back part of the sales charge you paid up front. See ‘Return of sales charge’ feature in this Detailed Plan Disclosure. If you or we cancel your plan after the first 60 days, in the Flex First and the family individual plan you might be eligible to receive your earnings on both your contributions and government grants as an accumulated income payment. Continuous Offering Prospectus 2021 ii Table of Contents INTRODUCTION ................................... 1 If your beneficiary does not enrol in eligible studies . 23 TERMS USED IN THIS PROSPECTUS ................ 1 Receiving payments from your plan ................... 24 OVERVIEW OF OUR SCHOLARSHIP PLANS ......... 2 Return of contributions ............................ 24 What is a scholarship plan? ............................ 2 Accumulating Loyalty Bonus ...................... 24 Types of plans we offer ............................... 2 Educational assistance payments ................. 24 How our Plans work ................................... 3 How we determine educational assistance Enrolling in a Plan ..................................... 4 payment amounts ................................. 24 If your beneficiary does not have a social insurance Discretionary payments ........................... 25 number ................................................ 4 Past discretionary payments ...................... 25 Government grants .................................... 5 Accumulated income payments ................... 25 Contribution Limits .................................... 7 Flex First is a Specified Plan ....................... 25 Additional Services .................................... 7 FAMILY SINGLE STUDENT EDUCATION SAVINGS Fees and Expenses .................................... 7 PLAN (Family Individual Plan) ...................... 27 Eligible Studies ........................................ 8 Type of plan ........................................... 27 Payments from the Plans .............................. 8 Who this Plan is for .................................... 27 Unclaimed funds ...................................... 8 Summary of Eligible Studies ........................... 27 How we invest your money ........................... 8 What’s eligible .................................... 27 Investment Restrictions ............................... 9 What’s not eligible ................................ 27 Investments in index-linked or other variable-rate Risks of investing in this plan .......................... 27 debt securities ........................................ 10 Plan risks .......................................... 27 Risks of Investing in a scholarship plan ................ 10 Investment risks ................................... 28 How taxes affect your plan ............................ 12 How the Plan has performed ...................... 28 Who is involved in running the Plans .................. 13 Income from fixed income investments ........... 28 Your rights as an investor ............................. 14 Income from equities ............................. 28 How to Reach the Investment Fund Manager ......... 14 Making Contributions .................................
Load more

Recommended publications
  • CDP NON-DISCLOSURE CAMPAIGN: 2020 RESULTS Measuring the Impact of Investor Engagement on Corporate Environmental Disclosure
    DISCLOSURE INSIGHT ACTION CDP NON-DISCLOSURE CAMPAIGN: 2020 RESULTS Measuring the impact of investor engagement on corporate environmental disclosure WWW.CDP.NET CONTENTS CDP NON-DISCLOSURE CAMPAIGN 2 Introduction In the fight against climate change, 2020 ended with perhaps more 3 Non-Disclosure Campaign overview optimism than it started with. Analysts predict that recent net-zero Good disclosure enables pledges made by several countries, including China and the incoming US 5 2020 campaign disclosure results investors to assess how well administration, could, if achieved, limit global temperature rise to around companies manage their 2.1 degrees by the end of the century - around a degree lower than the 19 Regional focus ESG risks. CDP now reflects trajectory of current policies1. This could bring the world within striking 11 Climate change TCFD requirements and is a distance of the well below 1.5 degree target set out in the Paris Agreement. However, figures recently released from Brazil’s National 13 Forests model disclosure framework Institute for Space Research (INPE) show that deforestation in one of the 5 1 Water security on climate change, one of world’s largest carbon sinks has increased by 9.5% over the past year, the broadest risks facing with 11,088 km2 of Amazonian forest being destroyed. 17 Sectoral focus companies. We encourage all 19 Climate change companies to respond fully to Greater action is needed if the world is to avoid the worst effects of 21 Forests the CDP questionnaire. catastrophic climate change. The capital markets and corporate sector have a vital role to play.
    [Show full text]
  • OSC Bulletin Volume 42, Issue 14 (April 4, 2019)
    The Ontario Securities Commission OSC Bulletin April 4, 2019 Volume 42, Issue 14 (2019), 42 OSCB The Ontario Securities Commission administers the Securities Act of Ontario (R.S.O. 1990, c. S.5) and the Commodity Futures Act of Ontario (R.S.O. 1990, c. C.20) The Ontario Securities Commission Published under the authority of the Commission by: Cadillac Fairview Tower Thomson Reuters 22nd Floor, Box 55 One Corporate Plaza 20 Queen Street West 2075 Kennedy Road Toronto, Ontario Toronto, Ontario M5H 3S8 M1T 3V4 416-593-8314 or Toll Free 1-877-785-1555 416-609-3800 or 1-800-387-5164 Contact Centre – Inquiries, Complaints: Fax: 416-593-8122 TTY: 1-866-827-1295 Office of the Secretary: Fax: 416-593-2318 The OSC Bulletin is published weekly by Thomson Reuters Canada, under the authority of the Ontario Securities Commission. Thomson Reuters Canada offers every issue of the Bulletin, from 1994 onwards, fully searchable on SecuritiesSource™, Canada’s pre-eminent web-based securities resource. SecuritiesSource™ also features comprehensive securities legislation, expert analysis, precedents and a weekly Newsletter. For more information on SecuritiesSource™, as well as ordering information, please go to: http://www.westlawecarswell.com/SecuritiesSource/News/default.htm or call Thomson Reuters Canada Customer Support at 1-416-609-3800 (Toronto & International) or 1-800-387-5164 (Toll Free Canada & U.S.). Claims from bona fide subscribers for missing issues will be honoured by Thomson Reuters Canada up to one month from publication date. Space is available in the Ontario Securities Commission Bulletin for advertisements. The publisher will accept advertising aimed at the securities industry or financial community in Canada.
    [Show full text]
  • Canada Capital Markets Review
    Canada Capital Markets Review FIRST HALF 2019 | MANAGING UNDERWRITERS Canada Capital Markets Review First Half 2019 | Managing Underwriters Global Deals Intelligence Canada Debt Capital Markets Issuance (C$bil) $200 350 Canadian Debt Capital Markets $180 Overall Canadian DCM issuance (excluding self-funded deals) totaled C$91.5 billion in the first half of 300 2019, a 4% decrease from the year prior. On a quarter-over-quarter basis, proceeds fell by 3% and the $160 number of issues fell by 7% and 10% on a year-over-year and quarter-over-quarter basis respectively. $140 250 Government and Agency debt led the market, with a 59% share of overall issuance at the end of the first six months. Financials and Energy & Power followed, with 21% and 10% market shares, $120 respectively. 200 $100 RBC placed first in nearly all Canadian rankings in the first half, including Canadian All Debt (including 150 & excluding self-funded), Canadian Domestic Corporate Debt (including and excluding self-funded), $80 Canadian Domestic Government Debt (True Economics), and Canadian Cross Border transactions. National Bank placed first in Canadian Domestic Government Debt (Full Credit). $60 100 Overall, the top corporate deals list for the first six months, exclusive of self-funded issues, was led by $40 Hydro One with C$1.5 billion of issuance, followed by Enbride Pipelines with $1.2 billion, and 50 Northwestern Hydro with C$1.1 billion. $20 Canadian Equity Capital Markets $0 0 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Canadian Equity & Equity-Related issuance (excluding self-led issuance) totaled C$11.6 billion from Q1 Q2 Q3 Q4 H1 # of Deals 137 issues in the first half, representing a 33% decrease in total proceeds from the previous year, but a 46% climb from the previous quarter.
    [Show full text]
  • Canadian Institute of Public Real Estate Companies
    “City Building”: The Live – Work – Play Paradigm 2012 Guest Speaker Douglas T. Linde President and Director Boston Properties 2012 Guest Speaker David Frum Best Selling Author & Political Analyst 2012 Guest Speaker David Miller Former Mayor of Toronto & Former Head of the C40 2012 REALpac Chief Executives Retreat Welcome To Boston! 2012 REALpac Chief Executives Retreat Greetings from the Governor 2012 REALpac Chief Executives Retreat Guest Speakers Douglas T. Linde – President & Director adviser to the Rudy Giuliani presidential campaign. Frum is a Boston Properties Keynote Speaker member of the board of directors of the Republican Jewish Mr. Douglas T. Linde has been a director Coalition. David Frum was born in Toronto, Canada in 1960. He since January 21, 2010. Mr. Linde serves as received a simultaneous B.A. and M.A. in history from Yale in 1982. President of Boston Properties, Inc. Prior to his He was appointed a visiting lecturer in history at Yale in 1986; in appointment to this position in May 2007, he 1987, he graduated cum laude from the Harvard Law School, served as Executive Vice President since where he served as president of the Federalist Society. January 2005 and he also served as Chief Financial Officer and Treasurer from 2000 until November 2007. He joined Boston Properties in January 1997 as Vice President of Acquisitions and New Business David Miller – Partner, Aird & Berlis, (Mayor to help identify and execute acquisitions and to develop new of Toronto from 2003 - 2010, former Chair of business opportunities and was promoted to Senior Vice President the C40 and Urban Green Jobs Advocate) for Financial and Capital Markets in October 1998.
    [Show full text]
  • Canadian Equity Strategy Research Analysts STRATEGY Andrew M
    22 December 2016 Americas/Canada Equity Research Double click here to select a sector. Canadian Equity Strategy Research Analysts STRATEGY Andrew M. Kuske 416 352 4561 [email protected] Balancing the Barbell; Canadian Commodities Andrew E. Buscaglia 212 325 5870 and Rates Sensitives in Focus for 2017 [email protected] Jason Frew ■ A Balancing Act: Nearly half of the S&P/TSX Composite is directly related 403 476 6022 to a variety of global commodities with a skew to energy. With the recent oil [email protected] price moves along with the current outlook, there are many impacts on the Laurent Grandet 212 538 7901 Canadian market. Another overarching area of interest is changes in trade [email protected] patterns with the new incoming US administration. In any event, we believe Brian Ho there are pockets of opportunities. Most recently, we witnessed rebounding 403 476 6009 equity values and a higher move on bond yields. These factors are shown, [email protected] in part, on Figure 1, which illustrates the relative value of Canadian Mohammad Khan, CPA, CA 416 352 4596 treasuries against the TSX, with equities looking rather attractive. [email protected] Figure 1: Bond versus Stock indices – Canada Allison M. Landry 212 325 3716 500 [email protected] 450 Robert Loebach 403 476 6021 400 [email protected] Alvise Marino 350 212 325 5911 300 [email protected] David Phung 250 403 476 6023 200 [email protected] Ralph M.
    [Show full text]
  • Municipal Licensing of Rental Homes: What Has to Happen Property Tax
    (September 16, 2014 / 09:48:07) 87722-1 FRPO-Sept_p01.pdf .1 SEPTEMBER 2014 Municipal Licensing of Rental Homes: What Has to Happen Property Tax Fairness for Renters Small Landlord, Big Problem: Bugged by Bugs The Risks of Short-Term Vacation Rentals FRPO’S FAIR EXCHANGE OF Kris Boyce on What Success Look RENTAL INDUSTRY NEWS Like: People, Planet and Profit (September 16, 2014 / 09:48:10) 87722-1 FRPO-Sept_p02.pdf .1 Hassle-Free Laundry Rooms For more information, contact us today! 1.877.755.5302 ■ [email protected] ■ www.coinamatic.com (September 16, 2014 / 09:48:12) 87722-1 FRPO-Sept_p03.pdf .1 The Voice of the Federation of Rental-housing Providers of Ontario 3 CONTENTS September 2014 FRPO’S FAIR EXCHANGE OF RENTAL INDUSTRY NEWS Features Departments Government Doing Social 7 Funding for 25Media Right CFAA Report Housing 4 By John Dickie, CFAA President Legislative Report Ontario Longest 8 10Energy Board 27Apartment Small Landlord, Update Building in the 32 Big Problems World Bugged by Bugs By Mike Chopowick Update On FRPO's Upcoming Events 172nd Annual 28Condominium Women’s Lunch Act, 1998 Review 39 Tenancy Don't Forget 20 Turnover 30the Parents Enhancing FRPO: 22Indoor Air 34 Bulletin Quality Wrap-Up Cover Story Federation of Rental-housingProviders of Ontario Cover photo: Kris Boyce, CEO of Greenwin Inc. Property 24Tax Fairness (September 16, 2014 / 09:48:13) 87722-1 FRPO-Sept_p04.pdf .1 4 FAIR EXCHANGE September 2014 REPORT FRPO’S FAIR EXCHANGE OF CFAA RENTAL INDUSTRY NEWS The voice of the Federation of Rental-housing Providers CFAA adopts a new tack of Ontario on tax lobbying A PUBLICATION OF: by John Dickie, CFAA President Federation of Rental-housingProviders of Ontario EDITOR: CFAA’s main government relations goal is to Mike Chopowick • FRPO achieve tax reform to improve the position of EMAIL: [email protected] TF: 1 (877) 688-1960 the rental housing industry.
    [Show full text]
  • THE BEST of the YEAR (March 11, 2015 / 12:59:47) 90352-1 FRPO-Jan2015 P02.Pdf .1
    (March 11, 2015 / 12:59:45) 90352-1 FRPO-Jan2015_p01.pdf .1 JANUARY-FEBRUARY 2015 The Myth of Youth Unemployment Apartment Plumbing: Common Problems Small Landlord, Big Problem: Small Claims Court Leasing Lessons FRPO's San Diego Housing Tour May 6-7 FRPO’S FAIR EXCHANGE OF RENTAL INDUSTRY NEWS FRPO MAC AWARDS 2014 THE BEST OF THE YEAR (March 11, 2015 / 12:59:47) 90352-1 FRPO-Jan2015_p02.pdf .1 2 FAIR EXCHANGE January-February 2015 CONTENTS January-February 2015 FRPO’S FAIR EXCHANGE OF RENTAL INDUSTRY NEWS Features Departments Leasing Reap the 8 Lessons 28Benefits of President's Report Trained Staff 3 By Scott Andison CFAA Report Landlord Utility Billing 6 By John Dickie, CFAA President 9Tenant Board 30Bottom Line Update Small Landlord, 26 Big Problems Small Claims Court By Mike Chopowick CMHC How to Prevent 10Rental Market 32 Common Outlook Apartment Upcoming Events Plumbing Issues 39 FRPO’s Reaching out to 11San Diego 34Generation Rent Housing Tour FRPO’s Interval House 142014 MAC 35Reflects on 2014 Awards Cover Story Cover photo: Former Prime Minister Brian Mulroney at FRPO's 2014 The Kids Awards Gala 24Are Alright (March 11, 2015 / 12:59:48) 90352-1 FRPO-Jan2015_p03.pdf .1 The Voice of the Federation of Rental-housing Providers of Ontario 3 President’sPERSPECTIVE by Scott Andison It is indeed my great pleasure to be writing a column for Governments have this edition of FE Magazine as it marks my one year the necessary anniversary of the association’s President & CEO. legislative tools to allocate resources to This past year has been an eventful one that included a ensure that all if its Iprovincial election, working with three different Cabinet citizens have at Ministers in the housing portfolio, and building and minimum their basic enhancing our partnerships with other organizations with needs met, and make common objectives.
    [Show full text]
  • 2015 Annual Report
    CAPREIT 2015 ANNUAL REPORT A STRONG TRACK RECORD OF ACCRETIVE GROWTH 2015 46,790 units 1997 2,900 units PROFILE Canadian Apartment Properties Real Estate Investment Trust (“CAPREIT”) is a growth-oriented investment trust owning interests in multi-unit residential complexes, including apartment buildings, townhomes and manufactured home communities (“MHC”), principally located in or near major urban centres across Canada. 2015 Highlights Objectives • Acquired 5,362 residential suites and • To provide Unitholders with long-term, sites for total costs of $823.9 million, stable and predictable monthly further strengthening and diversifying distributions the portfolio • To grow NFFO, sustainable distribu- • Revenues, Net Operating Income tions and Unit value through the (“NOI”) and Normalized Funds From active management of our properties, Operations (“NFFO”) at record levels, accretive acquisitions and strong driven by strong occupancies, fi nancial management increased same property average monthly rents and acquisitions • To reinvest capital within the property portfolio in order to ensure the life • Average monthly rents on stabilized safety of residents and maximize residential properties up 1.7%, with earnings and cash fl ow potential strong 97.3% occupancy • Same property NOI up 3.3%, our 10th consecutive year of strong organic growth • NFFO up 9.1%, with NFFO per Unit up an accretive 1.0% • Named one of Canada’s Fifty Best Employers for the third year in a row FINANCIAL HIGHLIGHTS Year Ended December 31, 2015 2014 Portfolio Performance
    [Show full text]
  • Top 100 Biggest Real Estate Deals of 2015 Ranked by Total Value of the Deal
    Top 100 biggest real estate deals of 2015 Ranked by total value of the deal Published March 22, 2016. Sources: Interviews with companies below, advisers to those companies and BIV research. Search This Table Partial list Rank Description of the Date deal Deal value Property Purchaser Seller of primary '16 deal closed (CAD) advisers 1 Metrotower III, Metro Vancouver Ivanhoé Cambridge Sale of Tower III in Avison December $250,000,000 Metrotown www.metrovancouver.org ivanhoecambridge.com three-tower complex; Young; 17, 2015 Centre transaction required Blake, (http://www.metrovancouver.org) (http://ivanhoecambridge.com) 4710 to 4730 the creation of an Cassels & Kingsway, airspace parcel with Graydon multiple cross- Burnaby easements and covenants as property is connected to two other office towers and B.C.'s largest retail mall 2 Fairmont Hotel Larco Hospitality Ivanhoé Cambridge 556-room landmark May 2015 $180,000,000 Vancouver larcohospitality.com (http://larcohospitality.com) ivanhoecambridge.com hotel in downtown Vancouver 900 Georgia St (http://ivanhoecambridge.com) W, Vancouver 3 WIP LP Canadian Apartment Properties Real Estate WIP Investment LP 19 apartment McMillan September $170,000,000 apartment Investment Trust (CAPREIT) www.wipinvestmentcorp.com properties totalling 919 LLP; CBRE 14, 2015 portfolio residential suites; Ltd www.caprent.com (http://www.caprent.com) (http://www.wipinvestmentcorp.com) Various; properties are in North suburban Vancouver, Port Moody, Coquitlam, Metro Burnaby, New Vancouver Westminster, Surrey and
    [Show full text]
  • Driving Climate Resilience Through Carbon Mitigation CDP Canada 200 Climate Change Report 2014
    Driving climate resilience through carbon mitigation CDP Canada 200 Climate Change Report 2014 On behalf of 767 investors representing US$92 trillion in assets 02 03 Contents 04 Karen Clarke-Whistler Chief Environment Officer, TD Bank Group 05 Paul Simpson Chief Executive Officer, CDP 06 Executive summary 08 Introduction: New risks emerging 10 Emissions and policy backdrop: Canadian target will not be met 12 CDP disclosure and lagging emissions performance findings 16 Building resilience to climate change 18 GHG mitigation and resilience case studies 20 Responding to increased climate risks with resilience planning 22 Cost of mitigation 24 Resilience best practices: High-level corporate responsibility for climate change strategy 26 Turning resilience into win-wins 27 Resilience, business continuity and risk management 28 Resilience and policy engagement 29 Conclusions 29 Disclosure leaders Climate Disclosure Leadership Index 30 Appendix I Scores, emissions, and company detail by sector 33 Appendix II Non-responding companies 34 Appendix III Other responding companies Important Notice The contents of this report may be used by anyone providing acknowledgement is given to CDP. This does not represent a license to repackage or resell any of the data reported to CDP and presented in this report. If you intend to repackage or resell any of the contents of this report, you need to obtain express permission from CDP before doing so. CDP has prepared the data and analysis in this report based on responses to the CDP 2014 climate change information request. No representation or warranty (express or implied) is given by CDP as to the accuracy or completeness of the information and opinions contained in this report.
    [Show full text]
  • OSC Bulletin Volume 43, Issue 45 (November 5, 2020)
    The Ontario Securities Commission OSC Bulletin November 5, 2020 Volume 43, Issue 45 (2020), 43 OSCB The Ontario Securities Commission administers the Securities Act of Ontario (R.S.O. 1990, c. S.5) and the Commodity Futures Act of Ontario (R.S.O. 1990, c. C.20) The Ontario Securities Commission Published under the authority of the Commission by: Cadillac Fairview Tower Thomson Reuters 22nd Floor, Box 55 One Corporate Plaza 20 Queen Street West 2075 Kennedy Road Toronto, Ontario Toronto, Ontario M5H 3S8 M1T 3V4 416-593-8314 or Toll Free 1-877-785-1555 416-609-3800 or 1-800-387-5164 Contact Centre – Inquiries, Complaints: Fax: 416-593-8122 TTY: 1-866-827-1295 Office of the Secretary: Fax: 416-593-2318 42711461 The OSC Bulletin is published weekly by Thomson Reuters Canada, under the authority of the Ontario Securities Commission. Thomson Reuters Canada offers every issue of the Bulletin, from 1994 onwards, fully searchable on SecuritiesSource™, Canada’s pre-eminent web-based securities resource. SecuritiesSource™ also features comprehensive securities legislation, expert analysis, precedents and a weekly Newsletter. For more information on SecuritiesSource™, as well as ordering information, please go to: http://www.westlawecarswell.com/SecuritiesSource/News/default.htm or call Thomson Reuters Canada Customer Support at 1-416-609-3800 (Toronto & International) or 1-800-387-5164 (Toll Free Canada & U.S.). Claims from bona fide subscribers for missing issues will be honoured by Thomson Reuters Canada up to one month from publication date. Space is available in the Ontario Securities Commission Bulletin for advertisements. The publisher will accept advertising aimed at the securities industry or financial community in Canada.
    [Show full text]
  • Presenter Biographies 60,786 Sq/Ft
    Your Expert Partner ™ Metro Toronto Convention Centre, North Building | September 10, 2014 MCAP offers the following CMHC and Conventional financing solutions: • Competitive rates • Customized structures • Terms of 1-10 years • Forward fix of rates • Dependable closing process • National lending program Recent Financings $4,575,315 $2,870,000 $6,393,320 50 units 16 units 32 units Refinance Refinance Refinance Edmonton, AB Calgary, AB Halifax, NS $13,000,000 $6,150,000 $8,775,000 158 Units 41 Units 37,201 sq/ft. Retirement Home Rental Apartment Anchored Neighborhood Retail Pointe-Claire, QC Vancouver, BC Toronto, ON $6,300,000 $15,000,000 $5,400,000 Presenter Biographies 60,786 sq/ft. 284,133 sq/ft. 35,233 sq/ft. Single Tenant, Industrial Multi-tenant, Industrial – Office Neighborhood Retail St-Leonard, QC Vaughan, ON Ajax, ON Biographies Sponsor Contact us today to learn more about how MCAP can be your Expert Partner. Toll Free: 1 800 387 4405 George Mejury: 416 368 8837 Vito Campisi: 416 591 2888 Leo St. Germain: 416 847 3870 Steve Fabian: 416 591 2754 Derek Read: 416 847 3525 Michael Iamascia: 416 847 3495 MCAP Financial Corporation | Ontario Mortgage Brokerage #10600 www.mcap.com Your Expert Partner™ MCAP is one of Canada’s leading independent mortgage fi nancing companies, operating in three lines of business: residential mortgages, commercial mortgages and construction loans. With over $42 billion in mortgages under administration, the MCAP Group originates, trades and services residential, construction and commercial assets across Canada. MCAP offers the • Insured and Conventional Term Financing • Customized Structures following fi nancing • Competitive Rates • Forward Fix of Rates solutions: • Dependable Closing Process • National Lending Program Contact us today to learn more about how MCAP can be your Expert Partner.
    [Show full text]