Australian Listed Equities: Weekly Share Market Wrap

Total Shareholder Returns as at 19 May 2017 Price 1 week 1 month 6 months 1 year 2 years 3 years 5 years 10 years 10 years Ticker Stock Name $ % % % % % p.a. % p.a. % p.a. % p.a. ranking A2M 3.27 0.31 9.36 62.69 125.52 158.33 - - - - ABC Brighton 5.61 -2.94 0.54 10.95 8.19 16.12 18.37 17.52 7.59 37 ABP 3.42 0.89 0.29 27.08 11.22 14.30 17.39 17.37 -4.79 111 AFI Australian Foundation 5.80 -1.53 0.52 2.97 7.09 0.40 3.45 10.62 3.45 67 AGL AGL Energy Limited 26.57 -2.06 -3.14 34.43 48.18 37.31 23.60 16.71 8.17 34 AIA Internation 6.37 -0.62 0.00 8.07 9.13 24.60 22.20 28.64 11.99 20 AIZ Air 2.66 2.70 13.68 46.06 51.17 11.77 23.93 40.03 5.16 53 ALL 20.20 2.28 6.32 38.91 64.79 63.22 61.32 48.77 3.74 63 ALQ ALS Limited 5.81 -8.36 -7.78 -6.46 40.74 4.10 -3.39 -7.38 6.12 49 AMC Limited 15.00 -1.77 -1.32 6.91 -4.77 7.76 16.88 20.78 11.42 23 AMP AMP Limited 5.08 -3.61 -2.31 10.36 -2.37 -5.31 4.30 10.46 -2.30 103 ANN Limited 24.18 -0.45 4.13 10.86 33.44 -0.94 12.31 12.86 8.78 33 ANZ ANZ Banking Grp Ltd 28.50 -2.46 -5.97 4.72 20.84 -0.23 1.01 12.12 3.80 62 AOG Aveo Group 3.30 0.00 5.43 6.11 2.11 12.92 19.57 8.48 -13.15 122 APA APA Group 9.35 -0.85 3.09 27.40 8.91 7.53 17.29 18.72 12.16 18 APE AP Eagers Limited 7.95 1.92 -8.20 -11.20 -19.96 -3.78 18.44 25.11 14.35 13 ARG Argo Investments 7.61 -1.42 0.13 6.16 9.93 1.56 5.27 12.21 2.40 76 AST AusNet Services Ltd 1.75 0.86 4.48 21.63 14.27 14.32 13.81 15.39 6.42 46 ASX ASX Limited 51.35 -0.68 3.97 10.37 20.92 15.59 16.62 16.07 3.57 65 AWC 1.84 -0.81 2.51 10.61 39.05 8.04 14.53 17.78 -8.70 117 AZJ Holdings Ltd 5.45 -0.37 6.65 14.47 28.81 7.57 7.91 14.26 - - BAP Bapcor Limited 5.33 2.90 0.00 2.57 12.50 33.27 42.81 - - - BEN Bendigo and Adelaide 12.03 -0.74 2.47 5.55 27.35 5.20 7.57 17.37 1.12 87 BHP BHP Billiton Limited 24.28 2.23 1.51 2.95 33.60 -6.17 -6.68 1.00 2.22 77 BKL Limited 105.63 -1.83 2.57 -6.60 -29.66 27.16 61.59 34.86 18.06 9 BKW 14.70 -4.23 2.30 16.35 -0.65 2.11 7.51 11.13 2.96 72 BLD Limited 6.62 -0.90 14.53 17.61 8.86 9.67 13.71 17.32 -0.00 95 BOQ of . 11.70 -1.85 -0.74 9.62 10.66 1.08 5.28 19.94 0.55 92 BPT Limited 0.65 -6.47 -11.56 -18.52 0.00 -21.96 -25.31 -7.53 -4.27 109 BSL BlueScope Ltd 11.79 2.97 3.42 34.58 102.74 87.24 28.29 42.83 -10.70 121 BTT BT Investment Mngmnt 11.92 1.45 5.96 4.92 30.03 16.69 25.73 48.31 - - BWP BWP Trust 2.91 -0.68 -0.34 8.17 -14.17 3.16 10.66 15.59 7.13 40 BXB 10.29 -1.91 1.18 -12.16 -16.82 0.02 4.83 12.75 0.62 91 CAR .Com Ltd. 11.45 -1.97 0.79 14.54 -5.19 10.28 6.12 19.34 - - CBA . 80.23 -1.76 -5.19 6.97 8.59 3.66 5.41 15.29 7.68 36 CCL Coca-Cola Amatil 9.19 -4.87 -14.27 0.64 9.29 0.32 3.81 -1.52 3.61 64 CGC Holdings 4.41 -1.78 0.46 37.77 55.52 - - - - - CGF Challenger Limited 12.70 -2.68 -0.24 20.73 43.24 38.80 24.87 32.06 9.87 30 CHC Charter Hall Group 5.72 -0.87 0.53 34.80 13.85 12.74 15.23 26.00 -1.94 102 CIM Cimic Group Ltd 39.50 -1.37 9.57 28.66 3.41 35.43 27.93 21.17 2.12 78 CMW Cromwell Prop 0.95 -2.56 -1.55 11.43 0.35 2.06 6.76 13.91 4.66 55 CNU 4.04 -4.94 1.76 20.07 11.37 22.88 39.36 13.69 - - COH 142.11 -2.72 3.75 20.24 23.12 36.15 36.14 19.27 10.06 29 CPU Ltd 14.47 -2.82 6.48 25.24 42.82 11.59 7.30 14.54 4.32 56 CQR Charter Hall Retail 4.31 -1.15 -4.01 4.73 -2.51 5.33 9.76 12.02 -3.41 106 CSL CSL Limited 131.06 -2.29 2.68 31.57 16.24 23.28 25.20 30.44 16.41 11 CSR CSR Limited 4.21 -2.55 -6.03 5.78 28.16 6.95 13.27 25.03 -0.88 99 CTD Corp Travel Limited 21.52 -2.23 7.06 26.37 55.42 36.53 57.53 63.90 - - CTX Caltex 32.03 -1.99 10.49 10.53 -1.55 1.59 16.77 23.72 3.98 61 CWN Ltd 12.54 -0.40 3.29 22.91 18.93 8.00 -1.15 12.83 - - CWY Waste Ltd 1.25 -3.47 0.81 17.76 56.67 36.96 5.76 10.32 -16.63 123 CYB Cybg PLC 4.80 -4.95 1.91 -2.44 4.12 - - - - - DLX DuluxGroup Limited 6.92 1.02 5.81 16.89 13.83 11.50 9.63 21.59 - - DMP Domino Pizza Enterpr 61.35 -4.53 -0.42 -11.16 -7.16 30.48 49.52 49.88 36.01 2 DOW Downer EDI Limited 6.34 -0.47 14.86 24.37 83.17 22.86 11.97 18.37 1.66 83 DUE Duet Group 3.02 0.00 11.44 37.11 36.86 18.91 18.25 16.90 3.51 66 DXS Property Group 10.07 -1.37 -0.40 16.63 20.46 21.40 19.36 17.11 3.02 70 EBO Ebos Group Ltd 17.01 0.65 1.37 8.18 20.70 39.70 31.19 - - - Price 1 week 1 month 6 months 1 year 2 years 3 years 5 years 10 years 10 years Ticker Stock Name $ % % % % % p.a. % p.a. % p.a. % p.a. ranking EVN Ltd 2.35 0.00 -1.67 20.92 18.18 49.15 46.57 12.03 12.09 19 EVT Event Hospitality 13.63 0.96 7.83 -1.21 -6.23 6.29 18.24 20.31 10.96 24 FBU 7.55 -2.58 3.42 -23.51 -0.82 1.20 0.58 13.49 -0.44 96 FLT Travel 36.10 2.12 16.30 21.79 7.67 -8.62 -6.01 18.31 10.12 28 FMG Fortescue Metals Grp 5.24 10.55 0.00 -6.04 89.12 58.97 9.52 5.11 5.86 50 FPH Fisher & Paykel H. 9.43 -1.05 4.20 14.02 3.16 29.69 35.41 40.54 12.76 16 FXJ Ltd 1.245 16.36 21.46 58.13 36.70 13.42 9.14 17.20 -9.04 118 GEM G8 Education Limited 3.45 -1.15 -4.96 11.56 -1.34 -0.75 -1.82 38.00 - - GMA Genworth Mortgage 2.93 -3.62 -7.86 8.87 17.99 7.77 12.69 - - - GMG 8.39 2.69 2.69 31.44 21.15 19.50 21.61 23.32 -9.28 119 GNC GrainCorp Limited 10.00 3.41 12.23 17.51 17.29 3.67 5.64 5.80 4.07 60 GNE Genesis Energy Ltd 2.105 -0.24 10.79 15.24 17.33 15.89 13.55 0.00 - - GOZ Growthpoint Property 3.28 -0.61 1.55 10.65 7.69 7.55 16.32 14.83 - - GPT GPT Group 5.12 -2.10 -3.21 14.39 1.40 12.22 14.78 14.22 -7.23 115 HGG Henderson Group 4.07 -3.10 10.10 3.88 -14.67 -8.13 3.60 26.35 3.12 69 HSO Limited 2.11 -4.96 -4.09 -3.81 -20.87 -9.43 - - - - HVN 3.82 -4.26 -12.18 -12.97 -9.83 -1.01 13.73 19.96 0.29 94 IAG Insurance Australia 6.20 -3.58 4.20 16.57 9.49 10.38 7.42 18.48 3.36 68 IFL IOOF Holdings Ltd 8.98 -1.54 8.19 13.37 14.46 -1.43 7.73 15.51 2.43 75 IFT Limited 2.81 0.00 4.85 10.17 -5.17 1.17 18.82 19.80 - - IGO Independence Group 3.20 0.63 -3.03 -29.61 16.19 -24.30 -6.60 0.62 -7.45 116 ILU 8.39 -0.47 14.31 38.91 45.17 0.35 0.84 -5.25 6.78 41 INM Iron Mountain Incorp 47.61 1.30 -1.00 13.31 -0.99 - - - - - IOF Investa Office Fund 4.67 -1.06 -2.10 12.50 15.08 14.98 17.10 16.39 1.46 84 IPL 3.50 -3.58 -3.05 11.11 5.81 -1.59 11.51 6.33 5.03 54 IRE IRESS Limited 12.04 -1.55 1.52 10.99 4.26 9.88 16.76 18.25 6.24 48 IVC InvoCare Limited 14.90 -0.67 4.49 17.57 21.05 9.08 14.70 16.08 11.96 21 JBH JB Hi-Fi Limited 23.27 -2.47 -6.55 -8.15 4.33 9.23 10.82 24.82 13.42 15 JHX James Hardie Indust 20.20 -7.04 -2.70 2.42 2.49 18.24 18.25 27.35 10.43 26 LLC Group 16.35 -1.09 4.27 23.10 29.32 4.60 11.02 21.53 1.29 85 LNK Link Admin Hldg 7.82 -1.01 5.68 6.92 -1.49 - - - - - MCY Mercury NZ Limited 3.00 0.67 2.74 10.22 13.84 10.64 17.62 - - - MEZ 2.70 2.27 3.45 12.96 11.91 16.64 - - - - MFG Magellan Fin Grp Ltd 24.80 -1.39 4.42 12.68 9.25 22.78 31.11 72.32 30.36 3 MGR Group 2.27 0.00 0.44 17.12 24.14 12.62 13.82 16.76 -3.61 107 MIN Mineral Resources. 10.24 7.34 -0.87 -15.73 39.90 27.23 0.33 4.53 17.33 10 MLT Milton Corporation 4.49 0.67 0.90 8.72 9.00 4.29 5.07 12.38 2.96 71 MPL Private Ltd 2.81 -5.70 -0.71 14.96 -4.80 20.03 - - - - MQA Macq Atlas Roads Grp 5.66 0.00 6.99 35.21 13.59 36.96 25.87 32.93 - - MQG Ltd 87.78 -2.21 4.55 8.21 31.93 10.58 19.40 32.63 2.00 80 MTS Limited 2.04 -8.93 -5.99 7.65 7.65 22.47 -7.57 -6.99 -2.67 105 MYO MYOB Group Ltd 3.52 -2.76 0.28 5.22 13.52 0.03 - - - - MYX Mayne Pharma Ltd 1.095 -6.81 -14.12 -30.70 -14.01 1.13 10.33 35.62 - - NAB National Aust. Bank 30.38 -2.97 -3.36 10.19 18.62 2.85 5.04 13.05 1.89 82 NCM 20.87 0.92 -12.49 1.00 6.77 20.70 27.77 -3.07 0.95 89 NHC New Hope Corporation 1.775 -2.47 3.20 6.45 24.41 -2.68 -13.29 -11.20 7.94 35 NHF NIB Holdings Limited 5.68 -8.68 -7.64 18.87 33.37 26.37 28.16 33.39 - - NST Northern Star 4.42 -4.74 -4.95 23.61 2.75 45.47 57.77 46.13 46.07 1 NUF Limited 9.70 -2.32 0.73 14.57 37.54 15.78 32.33 16.90 -2.41 104 NVT Navitas Limited 4.34 -4.62 -1.59 -10.78 -16.21 -0.42 -11.52 7.45 11.81 22 OGC OceanaGold Corp. 4.33 -1.37 0.23 19.88 -2.04 21.28 18.20 18.94 - - ORA Orora Limited 2.85 -0.70 0.35 5.45 8.06 19.65 31.28 - - - ORG 7.59 -1.56 2.85 33.63 36.27 -15.33 -13.89 -3.69 4.28 57 ORI Limited 18.83 0.80 6.87 9.80 39.33 -1.60 1.26 -1.71 -0.68 97 OSH Ltd 7.25 0.28 0.55 5.94 5.52 0.97 -5.79 3.00 7.23 39 OZL OZ Minerals 7.01 6.86 -6.03 -7.62 31.81 26.51 24.30 -0.37 -9.83 120 PGH Pact Group Hldgs Ltd 6.38 0.00 -7.80 5.78 20.31 28.05 27.69 - - - PMV Premier Investments 12.36 -4.19 -9.53 -4.75 -16.37 -1.76 14.88 23.31 6.55 45 PPT 52.94 -2.18 0.80 14.60 33.73 3.78 9.68 22.86 -1.00 100 PRY Primary Health Care 3.74 -2.09 9.04 3.50 8.20 -11.93 -1.99 10.24 -5.06 114 PTM Platinum Asset 4.39 -1.35 -10.22 -12.69 -24.32 -16.46 -4.63 9.50 - - QAN Airways 4.86 2.53 23.35 58.01 54.32 19.01 59.38 28.45 0.63 90 QBE QBE Insurance Group 12.84 -4.18 3.80 18.44 11.13 0.00 8.95 3.88 -4.12 108 Price 1 week 1 month 6 months 1 year 2 years 3 years 5 years 10 years 10 years Ticker Stock Name $ % % % % % p.a. % p.a. % p.a. % p.a. ranking QUB Ltd 2.58 -3.73 0.78 17.43 11.65 -0.51 8.52 13.31 10.40 27 REA REA Group Ltd 62.65 -0.44 4.57 26.35 14.42 23.34 14.43 35.97 27.72 4 REH Reece Limited 40.45 -0.61 -2.53 -7.41 11.90 9.97 13.19 19.31 6.41 47 RHC 70.07 -3.25 0.24 -0.20 1.16 6.49 17.30 29.14 21.34 6 RIO Limited 63.25 5.77 7.39 13.10 47.84 9.15 5.72 6.25 1.14 86 RMD ResMed Inc. 9.09 -1.09 0.34 14.54 17.05 15.15 20.73 24.11 13.78 14 RRL Regis Resources 3.26 -0.91 -3.55 21.53 17.12 65.19 16.26 0.27 14.47 12 RWC Reliance Worldwide 3.34 4.38 12.46 11.59 15.02 - - - - - S32 Limited 2.62 -0.76 -4.38 3.40 70.75 7.27 - - - - SCG 4.16 -2.58 -5.24 3.81 -6.76 8.67 - - - - SCP SCA Property Group 2.27 -2.16 -0.87 11.67 5.55 9.68 15.83 - - - SDF Steadfast Group Ltd 2.77 -0.72 4.53 36.39 49.05 40.60 25.99 - - - SEK 17.67 -1.12 6.45 23.11 12.64 7.95 4.11 24.78 10.50 25 SGM Sims Metal Mgmt Ltd 12.45 5.51 7.70 3.01 53.86 9.46 12.43 1.68 -4.70 110 SGP 4.60 -3.36 -4.96 13.88 7.04 9.06 12.04 12.96 -1.19 101 SGR The Star Ent Grp 5.17 -2.64 -7.18 1.06 -4.14 11.65 23.97 6.18 - - SHL 22.46 -2.98 5.45 2.66 8.21 11.41 13.12 15.40 6.68 43 SKC Skycity Ent Grp Ltd 4.06 -1.46 -1.22 17.23 -4.47 6.70 7.71 12.70 2.08 79 SKI 2.62 2.34 8.71 27.61 27.42 21.99 17.27 16.70 7.48 38 SOL Soul Pattinson (W.H) 18.00 -3.49 -4.96 21.79 15.45 15.19 9.81 9.20 9.16 32 SPK 3.39 -2.31 1.19 9.08 5.43 20.77 16.28 16.91 4.11 59 STO 3.52 -2.49 -3.83 -9.51 -16.78 -27.53 -31.05 -15.35 -4.96 112 SUL Super Ret Rep Ltd 8.21 0.74 -16.82 -6.39 -5.57 -7.40 1.43 7.69 9.46 31 SUN Ltd 14.00 -2.71 5.26 18.63 13.59 8.14 7.60 18.64 0.44 93 SVW 11.02 -2.04 11.09 24.81 98.26 28.40 16.14 8.98 1.94 81 SYD Airport 7.28 1.39 6.28 24.41 5.56 22.47 23.59 24.65 12.42 17 TAH Ltd 4.58 -2.35 -3.38 2.51 14.07 5.18 17.99 15.12 -0.86 98 TCL Group 11.89 -0.75 0.00 22.38 1.81 13.57 22.01 19.37 6.62 44 TLS Corporation. 4.43 1.61 7.26 -7.00 -15.96 -9.24 0.57 10.94 4.17 58 TME Group 4.94 -1.00 3.56 6.31 18.17 22.82 17.48 12.82 - - TNE Technology One 5.45 -2.50 3.02 2.44 10.71 17.51 32.51 37.08 19.47 8 TPM TPG Telecom Limited 5.94 0.00 0.85 -12.74 -46.41 -15.18 3.22 30.33 24.73 5 TTS Tatts Group Ltd 4.24 -2.30 -2.75 12.02 13.50 7.60 16.13 14.53 2.93 73 TWE Treasury Wine Estate 13.04 -1.29 9.30 25.19 32.24 61.31 50.29 25.96 - - VAH Virgin Aus Hldg Ltd 0.18 0.00 -5.26 -20.00 -36.84 -39.08 -23.05 -15.31 -20.58 124 VCX 2.72 -2.51 -6.85 -0.11 -12.51 0.81 9.71 13.22 - - VOC Ltd 2.60 4.00 -23.98 -50.09 -68.96 -29.80 -11.79 12.69 20.88 7 VVR REIT 2.36 0.43 0.00 13.28 ------WAM WAM Capital Limited 2.38 1.28 -2.86 7.21 19.79 17.77 13.57 14.61 6.75 42 WBC Banking Corp 30.85 -2.39 -6.80 2.78 8.59 3.83 2.76 14.62 5.80 51 WES Limited 43.01 -2.21 -3.04 7.00 5.91 3.71 4.78 12.24 5.45 52 WFD Westfield Corp 8.26 -6.03 -9.03 -5.77 -17.59 -0.86 - - - - WHC Whitehaven Coal 2.59 2.78 -9.44 1.57 259.72 34.58 20.78 -8.88 - - WOR WorleyParsons Ltd 11.09 0.82 -2.63 27.62 89.57 4.53 -7.97 -11.07 -5.04 113 WOW Woolworths Limited 25.85 -4.05 -1.26 12.84 19.62 -0.75 -7.66 3.72 2.86 74 WPL 32.34 -0.34 -1.13 12.21 23.85 0.88 -2.60 6.27 1.05 88 WTC WiseTech Global Ltd 6.95 1.46 24.11 23.84 51.97 - - - - - XRO Limited 21.74 0.56 13.05 25.16 38.74 7.76 -9.80 - - - ZEL Limited 7.45 1.36 7.97 12.02 -0.93 29.42 31.87 - - - Data source: IFM Investors, IRESS

The above information, compiled by IFM Investors, shows Total Shareholder Return (TSR) for the 170 largest companies listed on the Australian Securities Exchange. The size of a company is determined by its market capitalisation, calculated as price multiplied by ordinary fully paid shares on issue, at the start of the previous quarter. TSR expresses the current price of a stock, plus all dividends accrued within the period, as a percentage of the share price, adjusted for any capital events, at the start of the period. Australian Listed Equities: Weekly Share Market Wrap

Best and Worst Performing Stocks as at 19 May 2017

Best Performers - 1 Year Return (%) Worst Performers - 1 Year Return (%)

Whitehaven Coal (WHC) 259.7 Vocus Group Ltd (VOC) -69.0 The A2 Milk Company (A2M) 125.5 TPG Telecom Limited (TPM) -46.4 BlueScope Steel Ltd (BSL) 102.7 Virgin Aus Hldg Ltd (VAH) -36.8 Seven Group Holdings (SVW) 98.3 Blackmores Limited (BKL) -29.7 WorleyParsons Ltd (WOR) 89.6 Platinum Asset (PTM) -24.3 Fortescue Metals Grp (FMG) 89.1 Healthscope Limited (HSO) -20.9 Downer EDI Limited (DOW) 83.2 AP Eagers Limited (APE) -20.0 South32 Limited (S32) 70.8 Westfield Corp (WFD) -17.6 Aristocrat Leisure (ALL) 64.8 Brambles Limited (BXB) -16.8 Cleanaway Waste Ltd (CWY) 56.7 Santos Limited (STO) -16.8

Data source: IFM Investors, IRESS Data source: IFM Investors, IRESS

Best Performers - 5 Year Return (% p.a.) Worst Performers - 5 Year Return (% p.a.)

Magellan Fin Grp Ltd (MFG) 72.3 Santos Limited (STO) -15.3 Corp Travel Limited (CTD) 63.9 Virgin Aus Hldg Ltd (VAH) -15.3 Domino Pizza Enterpr (DMP) 49.9 New Hope Corporation (NHC) -11.2 Aristocrat Leisure (ALL) 48.8 WorleyParsons Ltd (WOR) -11.1 BT Investment Mngmnt (BTT) 48.3 Whitehaven Coal (WHC) -8.9 Northern Star (NST) 46.1 Beach Energy Limited (BPT) -7.5 BlueScope Steel Ltd (BSL) 42.8 ALS Limited (ALQ) -7.4 Fisher & Paykel H. (FPH) 40.5 Metcash Limited (MTS) -7.0 (AIZ) 40.0 Iluka Resources (ILU) -5.3 G8 Education Limited (GEM) 38.0 Origin Energy (ORG) -3.7

Data source: IFM Investors, IRESS Data source: IFM Investors, IRESS

Best Performers - 10 Year Return (% p.a.) Worst Performers - 10 Year Return (% p.a.)

Northern Star (NST) 46.1 Virgin Aus Hldg Ltd (VAH) -20.6 Domino Pizza Enterpr (DMP) 36.0 Cleanaway Waste Ltd (CWY) -16.6 Magellan Fin Grp Ltd (MFG) 30.4 Aveo Group (AOG) -13.1 REA Group Ltd (REA) 27.7 BlueScope Steel Ltd (BSL) -10.7 TPG Telecom Limited (TPM) 24.7 OZ Minerals (OZL) -9.8 Ramsay Health Care (RHC) 21.3 Goodman Group (GMG) -9.3 Vocus Group Ltd (VOC) 20.9 Fairfax Media Ltd (FXJ) -9.0 Technology One (TNE) 19.5 Alumina Limited (AWC) -8.7 Blackmores Limited (BKL) 18.1 Independence Group (IGO) -7.5 Mineral Resources. (MIN) 17.3 GPT Group (GPT) -7.2

Data source: IFM Investors, IRESS Data source: IFM Investors, IRESS

Disclaimer The material in this document is provided for informational purposes only. It does not constitute an investment recommendation and should not be relied upon as investment advice. Past performance is no guarantee of future performance. The information in this document has been prepared without taking into account the investment objectives, financial situation or particular needs of any particular person or entity. IFM Investors Pty Ltd (‘IFM Investors’) recommends that before making an investment decision, each prospective investor should consult a financial adviser and should consider whether any investments are appropriate in light of their particular investment needs, objectives and financial circumstances. IFM Investors will not be under any liability for loss or damage of any kind arising as a result of any representation or information expressly or impliedly contained in this document, notwithstanding any negligence, default, or lack of care by it or that such loss or damage was foreseeable.