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Online Investment Loan Acceptable Securities List - Effective 3 September2021

ASX listed securities ASX Code Security Name LVR ASX Code Security Name LVR A2M Limited 50% CIN Carlton Investments Limited 60% ABC Brighton Limited 60% CIP Centuria Industrial REIT 50% ABP 60% CKF Limited 50% ADI APN Industria REIT 40% CL1 Class Limited 45% AEF Australian Ethical Investment Limited 40% CLW Charter Hall Long Wale Reit 60% AFG Australian Group Limited 40% CMW Cromwell Group 60% AFI Australian Foundation Investment Co. Ltd 75% CNI Centuria Capital Group 50% AGG AngloGold Ashanti Limited 50% CNU 60% AGL AGL Limited 75% COF Centuria Office REIT 50% AIA International Airport Limited 60% COH 65% ALD Limited 70% COL Limited 75% ALI Argo Global Listed Infrastructure Limited 60% CPU Limited 70% ALL Limited 60% CQE Charter Hall Education Trust 50% ALQ Als Limited 65% CQR Charter Hall Retail Reit 60% ALU Limited 50% CSL CSL Limited 75% ALX 60% CSR CSR Limited 60% AMC Limited 75% CTD Corporate Travel Management Limited ** 40% AMH Amcil Limited 50% CUV Clinuvel Pharmaceuticals Limited 40% AMI Aurelia Metals Limited 35% CWN Crown Limited 60% AMP AMP Limited 60% CWNHB Ltd Subordinated Notes II 60% AMPPA AMP Limited Cap Note Deferred Settlement 60% CWP Cedar Woods Properties Limited 45% AMPPB AMP Limited Capital Notes 2 60% CWY Waste Limited 55% ANN Limited 75% DBI Dalrymple Bay Infrastructure Limited 50% ANZ ANZ Banking Group Limited 75% DDR Dicker Data Limited 45% ANZPE ANZ Capital Notes 2 75% DHG Domain Holdings 60% ANZPF ANZ Capital Notes 3 75% DJW Djerriwarrh Investments Limited 60% ANZPG ANZ Capital Notes 4 75% DMP Domino's Pizza Enterprises Limited 65% ANZPH ANZ Capital Notes 5 75% DOW Downer EDI Limited 60% ANZPI ANZ Capital Notes 6 75% DRR Deterra Royalties Limited 65% APA APA Group 70% DTL Data#3 Limited 45% APE AP Eagers Ltd 50% DUI Diversified United Investment Limited 60% API Australian Pharmaceutical Industries Limited 45% DXS Property Group 70% APL Antipodes Global Investment Company Limited 55% EDV Endeavour Group Limited 70% APT Touch Group Limited ** 40% EHE Estia Health Limited 40% APX Appen Limited 45% ELD 50% AQR APN Convenience Retail REIT 40% EML EML Payments Limited 40% ARB ARB Corporation Limited 60% EOS Electro Optic Systems Holdings Limited 40% ARF Arena REIT 55% EQT EQT Holdings Limited 50% ARG Argo Investments Limited 75% EVN Limited 60% ASB Austal Limited 50% EVT Event Hospitality & Entertainment Limited 50% AST AusNet Services Limited 70% FBU Limited 60% ASX ASX Limited 70% FGG Future Generation Global Investment Company Limited 55% AUB Austbrokers Holdings Limited 60% FLT Limited ** 40% AUI Australian United Investment Company Ltd 70% FMG Fortescue Metal Group Limited 60% AVJ AVJennings Limited 40% FPH Fisher & Paykel Healthcare Corp Limited 60% AVN Aventus Group 60% GDF Garda Diversified Property Fund 40% AWC 55% GDI GDI Property Group 50% AX1 Accent Group Limited 45% GMA Genworth Mortgage Aust Ltd ** 40% AZJ Holdings Limited 75% GMG 70% BAP Bapcor Limited 60% GNC Graincorp Limited 45% BBN Baby Bunting Group Limited 45% GNE 50% BEN Bendigo and Adelaide Limited 70% GOR Gold Road Resources Limited 40% BENPG BEN Convertible Preference Shares 4 70% GOZ Growthpoint Properties Australia 60% BENPH BEN Capital Notes 70% GPT GPT Group 65% BFG Bell Financial Group Limited 45% GRR Grange Resources Limited 40% BGA Limited 55% GROW Schroder Real Return (managed) Fund 75% BHP BHP Billiton Limited 75% GUD G.U.D. Holdings Limited 60% BKI Brickworks Investment Company Limited 60% GWA GWA Group Limited 60% BKL Limited 45% HBRD BetaShares Capital Limited 75% BKW 65% HLS Healius Limited 60% BLD Limited 60% HM1 Hearts and Minds Investments Limited 60% BLX Beacon Lighting Group Limited 40% HPI Hotel Property Investments 40% BOQ Bank of Limited 70% HSN Hansen Technologies Ltd 50% BOQPE Ltd Capital Notes Off 70% HT1 HT&E Limited 40% BOQPF BOQ Capital Notes 2 70% HUB HUB24 Limited 45% BPT Limited 55% HUM Humm Group Limited 45% BRG Limited 65% HVN Holdings Limited 65% BSL Bluescope Steel Limited 65% IAG Insurance Australia Group Limited 75% BVS Bravura Solutions Limited 40% IAGPD IAG Capital Notes Deferred Settlement 75% BWP Property Trust 65% IDX Integral Diagnostics Limited 40% BWX BWX Limited 40% IEM iShares MSCI Emerging Markets 60% BXB 75% IEU iShares S&P Europe 350 75% C2FHA Centuria Capital No. 2 Fund Notes 50% IFL IOOF Holdings Limited 50% CAJ Capitol Health Limited 40% IFM Infomedia Ltd. 45% CAR .com Limited 65% IGO Independence Group NL 60% CBA of Australia 75% IJH iShares S&P Midcap 400 70% CBAPD CommBank PERLS VII Capital Notess 75% IJP iShares MSCI Japan 75% CBAPE CommBank PERLS VIII Capital Notes 75% IJR iShares S&P Smallcap 600 65% CBAPF CBA Perls IX Capital Notes 75% ILU Limited 65% CBAPG CBA Perls X Capital Notes 75% IMD Imdex Limited 40% CBAPH CommBank PERLS XI Capital Notes 75% INA Ingenia Communities Group 50% CBAPI CommBank PERLS XII Capital Notes 75% ING Inghams Group Limited 55% CBAPJ CommBank PERLS XIII Capital Notes 75% IOO iShares S&P Global 100 75% CCP 40% IPH IPH Limited 50% CCX City Chic Collective Limited 40% IPL Limited 65% CDA Codan Limited 45% IRE IRESS Market Technology Limited 65% CDP Carindale Property Trust 50% IRI Integrated Research Limited 45% CGC Holdings 50% IVC InvoCare Limited 65% CGF Challenger Group Ltd 60% IVE iShares MSCI EAFE 75% CGFPB Challenger Capital Notes 2 60% IVV iShares S&P 500 75% CGFPC Challenger Capital Notes 3 60% IXJ iShares Trust - iShares Global Healthcare ETF 75% CHC Charter Hall Group 60% IZZ iShares Ftse/Xinhua China 25 55% CIA Champion Iron Limited 40% JBH JB Hi-Fi Limited 65% CIM Cimic Group Limited 65% JHC Japara Healthcare Limited 40% JHG Group PLC 65% JHX N.V. 65% JIN Limited 40% JLG Johns Lyng Group Limited 40% KGN Kogan.com Limited 45% KMD Holdings Ltd 45%

** No further lending is accepted against this security ^ Security is closed to new investors only. Existing investors may make additional investments Indicates a change in LVR from last month.

ALL LENDING RATIOS ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CONTACT OUR CUSTOMER RELATIONS CONSULTANTS FOR FURTHER INFORMATION ON 1300 551 744. ALL RATIOS ARE AVAILABLE ON OUR WEBSITE:

The information in this document forms part of the Westpac Online Investment Loan - Product Disclosure Statement issued on 31 October 2018 by Westpac Banking Corporation ABN 33 007 457 141 and BT Securities Limited ABN 84 000 720 114. Westpac Online Investment Loan Acceptable Securities List - Effective 3 September2021

ASX listed securities ASX Code Security Name LVR ASX Code Security Name LVR KSL Kina Securities Limited 40% QUBHA Ltd Subordinated Notes 65% LEP ALE Property Group - Stapled Secs 60% QVE QV Equities Limited 60% LIC Lifestyle Communities Limited 40% RDC Redcape Hotel Group 40% LLC Lend Lease Corporation Limited 70% REA REA Group Ltd 65% LNK Link Administration Holdings Limited 60% REG Regis Healthcare Limited 40% LOV Lovisa Holdings Limited 45% RFF Rural Funds Group 50% LYC Corporation Limited 40% RHC Limited 70% MCP McPherson's Limited 40% RHCPA Ramsay Health Care Limited - CARES 70% MEZ Limited 60% RIC Ridley Corporation Limited 45% MFF Magellan Flagship Fund Limited 60% RIO Limited 75% MFG Magellan Financial Group Limited 65% RMD Resmed Inc 75% MGR Group - Stapled Securities 70% RMS Ramelius Resources Limited 40% MIN Mineral Resources Limited 55% RRL Regis Resources Limited 50% MIR Mirrabooka Investments Limited 60% RSG Resolute Mining Limited 45% MBLPC Macquarie Bank Capital Notes 2 70% RWC Reliance Worldwide 50% MBLPD Macquarie Bank Capital Notes 3 75% S32 Limited 75% MGX Mount Gibson Iron Limited 40% SBM Limited 50% MLD MACA Limited 40% SCG 60% MLT Milton Corporation Limited 75% SCP Shopping Centres Australasia Property Group 65% MMS McMillan Shakespeare Limited 55% SDF Steadfast Group Limited 60% MND Monadelphous Group Limited 65% SEK 65% MNF MNF Group Limited 40% SFR Sandfire Resources NL 50% MNY Money3 Corporation Limited 45% SGF SG Fleet Group Limited 45% MOGL Montgomery Global Equities Fund (MF) 70% SGM Sims Group Limited 60% MPL Private Limited 75% SGP 65% MQG Limited 75% SGR The Limited 60% MQGPC Macquarie Group Ltd Capital Notes 3 75% SHL Limited 75% MQGPD Macquarie Group Ltd Capital Notes 4 75% SHV Select Harvests Limited 50% MQGPE Macquarie Capital Notes 5 75% SIG Sigma Health Limited 50% MTS Limited 65% SKC City Entertainment Group Limited 60% MVF Monash IVF Group Limited 45% SKI Group 70% MVP Medical Developments International Limited 40% SLF Spdr S&P/ASX 200 Listed Property Fund 65% MYS MyState Limited 55% SLK SeaLink Travel Group Limited 50% NAB Limited 75% SLR Silver Lake Resources Limited 50% NABPD NAB Capital Notes 2 75% SM1 Synlait Milk Limited 50% NABPE NAB Subordinated Notes 2 75% SOL Washington H Soul Pattinson & Co Limited 65% NABPF NAB Capital Notes 3 75% SPK Spark Limited 70% NABPH NAB Capital Notes 5 75% SRV Servcorp Limited 40% NAN Nanosonics Limited 40% SSM Service Stream Limited 45% NCK Nick Scali Limited 45% STO 60% NCM Limited 70% SUL Super Cheap Auto Group Limited 60% NEC Co. 60% SUN Suncorp Metway Limited 75% NFNG Convert Bond 6-Bbsw+1.90% Perp Sub Non-Cum Exh Stp 60% SUNPF Ltd Capital Notes 75% NGI Navigator Global Investments Limited 40% SUNPG Suncorp Group Ltd Capital Notes 2 75% NHC New Hope Corporation Limited 40% SVW Limited 70% NHF NIB Holdings Ltd Ord Fully Paid 65% SXY Senex Energy Limited 40% NSR REIT 55% SYD Airport 70% NST Northern Star Resources Limited 60% TAH Limited 70% NUF Limited 60% TCL Group 70% NWH NRW Holdings Limited 35% TGG Templeton Global Growth Fund 60% NWL Netwealth Group Limited 50% TGR Group Limited 55% NWS News Corp - Class B CDI 60% TLS Corporation Limited 75% NXT NEXTDC Limited 45% TNE Technology One Limited 55% OBL Omni Bridgeway Limited 50% TPG TPG Telecom Limited 65% OFX OzForex Group Ltd 50% TPW Temple & Webster Group Ltd 35% OGC OceanaGold Corporation 50% TRJ Trajan Group Holdings Limited 40% ORA Orora Limited 70% TWE Limited 65% ORG Limited 70% UMG United Malt Group Limited 55% ORI Limited 75% URW Unibail-Rodamco-Westfield 55% OSH Limited 55% UWL Uniti Group Limited 40% OZL Oz Minerals Limited 60% VCX 60% PAI Platinum Asia Investments Limited 55% VEA Group Limited 60% PAXX The Platinum Trust - Platinum Asia Fund 65% VRT Virtus Health Limited 50% PDL Pendal Group Limited 65% VTG Vita Group Limited 40% PFP Propel Funeral Partners Limited 50% VUK Virgin Money UK PLC 55% PGH Pact Group Holdings Limited 50% WAF West African Resources Limited 40% PIA Pengana International Equities Limited 60% WBC Westpac Banking Corporation 75% PIC Perpetual Equity Investment Company Limited 60% WBCPE WBC Capital Notes 2 75% PIXX The Platinum Trust - Platinum International Fund 70% WBCPG Westpac Capital Notes 4 75% PL8 Plato Income Maximiser Limited 60% WBCPH Westpac Capital Notes 5 75% PMC Platinum Capital Limited 55% WBCPI Westpac Capital Notes 6 75% PME Pro Medicus Limited 40% WBCPJ Westpac Capital Notes 7 75% PMV Premier Investments Limited 65% WBCPK Westpac Capital Notes 8 75% PNI Pinnacle Investment Management Group Limited 50% WEB Ltd. ** 40% PPC Peet Limited 50% WES Limited 75% PPE People Infrastructure Ltd 40% WGX Westgold Resources Limited 45% PPH Pushpay Holdings Pty Limited 40% WHC Whitehaven Limited 40% PPS Praemium Limited 40% WHF Whitefield Limited 60% PPT 65% WOR WorleyParsons Limited 60% PRU Perseus Mining Limited 40% WOW Woolworths Limited 75% PTM Platinum Asset Management Limited 65% WPL Woodside Limited 75% PWH PWR Holdings Limited 40% WPR Waypoint REIT Limited 60% PXA PEXA Group Limited 50% WQG WCM Global Growth Limited 45% QAN Airways Limited ** 60% WSA Western Areas NL 40% QBE QBE Insurance Group Limited 70% WTC Wisetech Global Limited 45% QUB Qube Logistics 65% XRO Limited. 50%

** No further lending is accepted against this security ^ Security is closed to new investors only. Existing investors may make additional investments Indicates a change in LVR from last month.

ALL LENDING RATIOS ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CONTACT OUR CUSTOMER RELATIONS CONSULTANTS FOR FURTHER INFORMATION ON 1300 551 744. ALL RATIOS ARE AVAILABLE ON OUR WEBSITE:

The information in this document forms part of the Westpac Online Investment Loan - Product Disclosure Statement issued on 31 October 2018 by Westpac Banking Corporation ABN 33 007 457 141 and BT Securities Limited ABN 84 000 720 114. Westpac Online Investment Loan Acceptable Securities List - Effective 3 September2021

Exchange Traded Funds ASX Code Security Name LVR ASX Code Security Name LVR A200 BetaShares Australia 200 ETF 75% OPH Ophir High Conviction Fund 40% AAA BetaShares Australian High Interest Cash ETF 75% OZF SPDR S&P/ASX 200 Financials Ex A-REIT Fund 70% ACDC ETFS Battery Tech & Lithium ETF 50% OZR SPDR S&P/ASX 200 Resources Fund 70% AUMF iShares Edge MSCI Australia Multifactor ETF 75% QFN BetaShares S&P/ASX 200 Financials Sector ETF 70% AUST BetaShares Managed Risk Aust Share Fund 75% QHAL VanEck Vectors MSCI World ex Australia Quality (Hedged) ETF 70% BILL iShares Core Cash ETF 75% QLTY Betashares Capital Ltd - Global Quality Leaders Etf 65% BOND SPDR S&P/ASX Australian Bond Fund ETF 75% QMIX SPDR MSCI World Quality Mix Fund 75% BNKS BetaShares Global ETF - Currency Hedged 70% QOZ BetaShares FTSE RAFI Australia 200 ETF 75% CRED Betashares Australian Investment Grade Corporate Bond ETF 70% QPON BetaShares Australian Bank Senior Floating Rate Bond ETF 75% DHHF BetaShares Diversified All Growth ETF 65% QRE BetaShares S&P/ASX 200 Resources Sector ETF 70% DJRE SPDR Dow Jones Global Real Estate Fund 70% QUAL VanEck Vectors MSCI World ex Australia Quality ETF 75% DRUG BetaShares Global Healthcare ETF - Currency Hedged 60% QUS BetaShares FTSE RAFI U.S. 1000 ETF 75% EMKT Vaneck Vectors MSCI Multifactor Emerging Markets Equity ETF 65% RCB RCB RUSSELL CORPORATE BONDS 75% ESGI VanEck Vectors MSCI International Sustainable Equity ETF 75% RDV RUSSELL HIGH DIVIDEND AUSTRALIAN SHARES ETF 70% ETHI BetaShares Global Sustainability Leaders ETF 75% RGB Russell Australian Government Bond ETF 75% EX20 BetaShares Australian Ex-20 Portfolio Diversifier ETF 70% ROBO ETFS ROBO Global Robotics and Automation ETF 65% F100 Betashares FTSE100 ETF 75% RSM Russell Australian Semi-Government Bond ETF 75% FAIR Betashares Australian Sustainability Leaders ETF 75% SFY SPDR S&P/ASX 50 FUND 70% FEMX Fidelity Global Emerging Markets Fund 65% SLF SPDR S&P/ASX 200 LISTED PROPERTY FUND 65% FOOD BetaShares Global Agriculture Companies ETF - Currency Hedged 70% SPY SPDR S&P 500 ETF Trust 75% FUEL BetaShares Global Energy Companies ETF - Currency Hedged 65% SSO SPDR S&P/ASX Small Ordinaries Fund 65% GDX VanEck Vectors ETF Trust - VanEck Vectors Gold Miners ETF 60% STW SPDR S&P/ASX 200 FUND 75% GOLD GOLD Physical Gold ETF 60% SYI SPDR MSCI AUSTRALIA SELECT HIGH DIV YIELD FD 70% GOVT SPDR S&P/ASX Australian Government Bond Fund 75% TECH ETFS Morningstar Global Technology ETF 65% HACK BetaShares Global Cybersecurity ETF 60% UMAX Betashares Capital S&P 500 Yield Maximizer Fund 75% HJPN BetaShares WisdomTree Japan ETF - Currency Hedged 75% USD BetaShares U.S. Dollar ETF 75% HVST Betashares Australian Dividend Harvester Fund 65% VACF Vanguard Australian Corporate Fixed Interest Index ETF 75% HYGG Hyperion Global Growth Companies Fund 75% VAE Vanguard FTSE Asia Ex Japan Index ETF 65% IAA iShares Trust - iShares Asia 50 ETF 60% VAF Vanguard Australian Fixed Interest Index ETF 75% IAF ISHARES COMPOSITE BOND 75% VAP Vanguard Australian Property Securities Index ETF 65% IEM ISHARES MSCI EMERGING MARKETS 60% VAS Vanguard Australian Shares Index ETF 70% IEU ISHARES S&P EUROPE 350 75% VBLD Vanguard Global Infrastructure Index ETF 75% IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 65% VBND Vanguard Global Aggregate Bond Index (Hedged) ETF 75% IGB ISHARES UBS TREASURY INDEX FUND 75% VCF Vanguard International Credit Securities Index Fund (Hedged) 75% IHCB iShares Global Corp Bond UCITS ETF 75% VDBA Vanguard Diversified Balanced Index ETF 75% IHD ISHARES S&P ASX HIGH DIVIDEND 70% VDCO Vanguard Diversified Conservative Index ETF 75% IHOO Ishares Global 100 Exchange Traded Fund 75% VDGR Vanguard Diversified Growth Index ETF 75% IHVV iShares S&P 500 AUD Hedged ETF 70% VDHG Vanguard Diversified High Growth Index 75% IHWL iShares Core MSCI World All Cap (AUD Hedged) ETF 75% VEQ Vanguard FTSE Europe Shares ETF 75% IJH ISHARES S&P MIDCAP 400 70% VESG Vanguard Ethically Conscious International Shares Index ETF Fund 75% IJP ISHARES MSCI JAPAN 75% VEU Vanguard All-World Ex-US Shares Indx ETF 70% IJR ISHARES S&P SMALLCAP 600 65% VGAD Vanguard MSCI Index International Shares (Hedged) ETF 75% ILB ISHARES GOVERNMENT INFLATION 75% VGB Vanguard Australian Government Bond Index ETF 75% ILC ISHARES S&P/ASX20 75% VGE Vanguard FTSE Emerging Markets Shares ETF 65% IOO ISHARES S&P GLOBAL 100 75% VGS Vanguard MSCI Indes International Shares ETF 75% IOZ ISHARES MSCI AUSTRALIA 200 75% VHY Vanguard Australian Shares High Yield ETF 75% ISEC iShares Enhanced Cash ETF 75% VIF Vanguard International Fixed Interest Index Fund (Hedged) 75% ISO ISHARES S&P ASX SMALL ORDINARIES 65% VISM Vanguard MSCI International Small Index ETF 60% IVE ISHARES MSCI EAFE 75% VLC Vanguard MSCI Australian Large Companies Index ETF 75% IVV ISHARES S&P 500 75% VSO Vanguard MSCI Australian Small Companies Index ETF 65% IWLD iShares Core MSCI World All Cap ETF 75% VTS Vanguard Us Total Market Shares Indx ETF 70% IXI ISHARES S&P GLOBAL CONSUMER STAPLES 65% WDIV SPDR S&P Global Dividend Fund 75% IZZ ISHARES FTSE/XINHUA CHINA 25 55% WDMF iShares Edge MSCI World Multifactor ETF 75% MGF Magellan Global Fund 60% WRLD Betashares Managed Risk Global Share Fnd 75% MGOC Magellan Global Fund (Open Class) (Managed Fund) 75% WVOL iShares Edge MSCI World Minimum Volatility ETF 75% MHG Magellan Global Equities Fund 70% WXHG SPDR S&P World Ex Australia (Hedged) Fund 70% MHH Magellan High Conviction Trust 55% WXOZ SPDR S&P World Ex Australia Fund 75% MICH Magellan Infrastructure Fund 70% YMAX Betashares Aust Top20 Equity Yield Max Fund 75% MNRS BetaShares Global Gold Miners ETF - Currency Hedged 70% ZYAU ETFS S&P/ASX 300 High Yield Plus ETF 70% MOAT VanEck Vectors Morningstar Wide Moat ETF 75% ZYUS ETFS S&P 500 High Yield Low Volatility ETF 75% MVA VanEck Vectors Australian Property ETF 65% MVB VanEck Vectors Australian Banks ETF 70% MVE VanEck Vectors S&P/ASX Midcap ETF 70% MVOL iShares Edge MSCI Australia Minimum Volatility ETF 75% MVR VanEck Vectors Australian Resources ETF 65% MVS VanEck Vectors Small Companies Masters ETF 60% MVW VanEck Vectors Australian Equal Weight ETF 75% NDQ BetaShares NASDAQ 100 ETF 65%

** No further lending is accepted against this security ^ Security is closed to new investors only. Existing investors may make additional investments Indicates a change in LVR from last month.

ALL LENDING RATIOS ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CONTACT OUR CUSTOMER RELATIONS CONSULTANTS FOR FURTHER INFORMATION ON 1300 551 744. ALL RATIOS ARE AVAILABLE ON OUR WEBSITE:

The information in this document forms part of the Westpac Online Investment Loan - Product Disclosure Statement issued on 31 October 2018 by Westpac Banking Corporation ABN 33 007 457 141 and BT Securities Limited ABN 84 000 720 114. Westpac Online Investment Loan Acceptable Securities List - Effective 3 September2021

Managed Funds APIR Code Fund Name LVR APIR Code Fund Name LVR Advance Asset Management BTA0246AU BT Wholesale Multi Manager High Growth 75% ADV0022AU Advance Defensive Multi-Blend 75% WFS0101AU Westpac Aust Property Sec Retail 65% ADV0023AU Advance Balanced Multi-Blend 75% WFS0102AU BT Inv Choice Wpac All Aust Gr 75% ADV0024AU Advance Growth Multi-Blend 75% WFS0103AU Westpac All Aust Tax Effect Retail 75% ADV0025AU Advance Australian Shares Multi-Blend 75% WFS0245AU BT Institutional Managed Cash 100% ADV0028AU Advance International Shares Multi-Blend 75% WFS0285AU BT Institutional Aust Sustain Share 75% ADV0029AU Advance Aust Fixed Interest Multi-Blend 75% WFS0327AU BT Inv Ch - Wpac All Aust Tax Eff Sh NEF 75% ADV0045AU Advance Ws Australian Shares Multi Blend 75% WFS0329AU BT Inv Ch - Wpac Aust Prop Sec NEF 65% ADV0049AU Advance W Defensive Multi-Blend 75% WFS0333AU BT Inv Ch - Wpac Moderate Growth NEF 75% ADV0050AU Advance W Balanced Multi-Blend 75% WFS0334AU BT Inv Ch - Wpac Balanced Growth NEF 75% ADV0053AU Advance Ws Intl Shares Multi-Blend 75% WFS0377AU BT Institutional Enhanced Cash 85% ADV0056AU Advance International Share Index Whls 70% WFS0379AU BT Macquarie Diversified Fixed Interest 75% ADV0058AU Advance International Fixed Int Index W 75% WFS0385AU BT Investors Mutual Industrial Share 75% ADV0060AU Advance Aust Property Securities Index W 70% WFS0387AU BT Global Property Retail 65% ADV0062AU Advance Australian Share Index Wholesale 75% WFS0388AU BT State Street Australian Shares Index 75% ADV0064AU Advance Aust Fixed Interest Index Whls 75% WFS0389AU BT State Street Intl Shares Index 75% ADV0067AU Advance Ws Intl Fixed Int Multi-Blend 75% WFS0400AU BT BlackRock Indexed Aust Listed Prpty 70% ADV0069AU Advance Cash Multi-Blend 85% WFS0409AU BT Fidelity Australian Equities 75% ADV0084AU Advance Ws Aust Fixed Int Multi-Blend 75% WFS0411AU BT Tyndall Australian Share 75% ADV0085AU Advance Ws Growth Multi-Blend 75% WFS0413AU BT Colonial First State Global Resources 70% ADV0086AU Advance High Growth Multi-Blend 75% WFS0414AU BT DWS Global Equity Thematic 75% ADV0087AU Advance Ws High Growth Multi-Blend 75% WFS0415AU BT T. Rowe Price Global Equity 75% ADV0088AU Advance Intl Fixed Interest Multi-Blend 75% WFS0416AU BT Templeton Global Equity 75% ADV0090AU Advance Moderate Multi-Blend 75% WFS0417AU BT RREEF Global Property Securities 65% ADV0091AU Advance Ws Moderate Multi-Blend 75% WFS0421AU BT Ausbil Australian Active Equity 75% ADV0094AU Advance Property Securities Multi-Blend 65% WFS0422AU BT Ausbil Emerging Leaders 70% ADV0095AU Advance Ws Prop Securities Multi-Blend 65% WFS0426AU BT Enhanced Cash Retail 85% WFS0427AU BT UBS Cash 85% Allan Gray Australia WFS0428AU BT Advance Aust FixIntr Multi-Blend Retl 75% ETL0060AU Allan Gray Australia Equity A 70% WFS0429AU BT Advance Intl FixIntr Multi-Blend Retl 75% ETL0349AU Allan Gray Australia Equity B 70% WFS0430AU BT ING Diversified Fixed Interest 75% WFS0432AU BT Schroder Fixed Income 75% Arrowstreet Capital Partners WFS0433AU BT Aberdeen Emerging Opportunities 65% MAQ0464AU Arrowstreet Global Equity Fund 75% WFS0439AU BT Zurich Global Thematic Share 75% WFS0440AU BT Advance Defensive Multi-Blend Retail 75% Ausbil Investment Management Limited WFS0441AU BT Advance Moderate Multi-Blend Retail 75% AAP0103AU AUSBIL Inv Tr Aust Actibe Equity Fd 75% WFS0442AU BT Advance Balanced Multi-Blend Retail 75% WFS0443AU BT Advance Growth Multi-Blend Retail 75% Australian Ethical WFS0444AU BT Advance High Growth Multi-Blend Retl 75% AUG0002AU Australian Ethical Australian Shares Fund 70% WFS0446AU BT APN AREIT 65% WFS0447AU BT Lazard Global Listed Infrastructure 70% Bennelong Funds Management WFS0588AU BT Index Defensive 75% BFL0002AU Bennelong Concentrated Australian Equity Fd 70% WFS0589AU BT Index Moderate 75% WFS0590AU BT Index Balanced 75% BT Investment Management WFS0591AU BT Index Growth 75% BTA0002AU BT Cash Management Trust 100% WFS0592AU BT Index High Growth 75% BTA0011AU BT Class Invmt Split Income 75% BTA0805AU BT Wholesale Conservative Outlook 75% BTA0012AU BT Class Invmt Split Growth 75% BTA0806AU BT Wholesale Balanced Returns 75% BTA0021AU BT Australian Share Retail 75% RFA0002AU BT Fixed Interest Retail 75% BTA0023AU BT American Share Retail 75% RFA0011AU BT Class Invmt Core Aust Share 75% BTA0024AU BT International Retail 75% RFA0012AU BT Smaller Companies Retail 65% BTA0025AU BT European Share Retail 75% RFA0013AU BT Class Invmt Natural Resources 70% BTA0026AU BT Asian Share Retail 65% RFA0014AU BT Invmt Global Share 75% BTA0042AU BT Income Plus Retail 75% RFA0019AU BT Imputation Retail 75% BTA0043AU BT Class Invmt Balanced Returns 75% RFA0020AU BT Active Balanced Retail 75% BTA0044AU BT Future Goals Retail 75% RFA0021AU BT Class Invmt Active Bal NEF 75% BTA0051AU BT Property Securities Retail 70% RFA0023AU BT Class Invmt Tax Effect Inc NEF 75% BTA0054AU BT Wholesale Asian Share 65% RFA0024AU BT Class Invmt - BT Diversified Sh NEF 75% BTA0055AU BT Wholesale Australian Share 75% RFA0025AU BT Wholesale Ethical Share 75% BTA0056AU BT Wholesale International Share 75% RFA0030AU BT Core Hedged Global Shr Retail 70% BTA0061AU BT Wholesale Property Securities 70% BTA0077AU BT Multi Manager Balanced Retail 75% BTA0078AU BT Multi Manager Conservative Retail 75% BTA0079AU BT Multi Manager High Growth Retail 75% BTA0080AU BT Multi Manager Growth Retail 75% BTA0100AU BT Wholesale American Share 75% BTA0124AU BT Wholesale European Share 75% BTA0125AU BT Wholesale Future Goals 75% BTA0129AU BT Premium Cash R 100% BTA0131AU BT Japanese Share Retail 75% BTA0173AU BT Premium Cash Fund 100% BTA0221AU BT Wholesale Multi Manager Balanced 75% BTA0222AU BT Wholesale Multi Manager Conservative 75% BTA0223AU BT Wholesale Multi Manager Growth 75% BTA0260AU BT Wholesale Multi Manager Fxd Interest 75% BTA0261AU BT Wholesale Multi Manager Int Share 75%

** No further lending is accepted against this security ^ Security is closed to new investors only. Existing investors may make additional investments Indicates a change in LVR from last month.

ALL LENDING RATIOS ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CONTACT OUR CUSTOMER RELATIONS CONSULTANTS FOR FURTHER INFORMATION ON 1300 551 744. ALL RATIOS ARE AVAILABLE ON OUR WEBSITE:

The information in this document forms part of the Westpac Online Investment Loan - Product Disclosure Statement issued on 31 October 2018 by Westpac Banking Corporation ABN 33 007 457 141 and BT Securities Limited ABN 84 000 720 114. Westpac Online Investment Loan Acceptable Securities List - Effective 3 September2021

APIR Code Fund Name LVR APIR Code Fund Name LVR RFA0031AU BT Wholesale Core Hedged Global Sh 70% Challenger Ltd RFA0032AU BT Wholesale Global Fixed Interest 75% PAM0001AU Alphinity Wholesale Australian Share Fund 75% RFA0051AU BT Wholesale Global Prop Sec 65% RFA0059AU BT Wholesale Focus Australian Share 75% Colonial First State Funds Management RFA0062AU BT Geared Imputation Retail 40% FSF0264AU Colonial First State FC Geared Share Fund 40% RFA0103AU BT Wholesale Imputation 75% FSF0007AU Colonial First State Future Leaders Fund 70% RFA0130AU BT Wholesale Geared Imputation 40% FSF0041AU CFS MIF-Global Resources Fund 70% RFA0811AU BT Sustainable Conservative Fund 75% RFA0813AU BT Wholesale Fixed Interest 75% Hyperion Asset Management RFA0815AU BT Wholesale Active Balanced 75% BNT0101AU Hyperion Small Growth Companies 55% RFA0817AU BT Wholesale Property Investment 70% RFA0818AU BT Wholesale Core Australian Share 75% Macquarie Bank Group RFA0819AU BT Wholesale Smaller Companies 65% MAQ0277AU Macquarie Income Opportunities Fund 55% RFA0821AU BT Wholesale Core Global Share 75% MAQ0443AU Macquarie High Conviction Fund 70% WFS0003AU BT Investor Choice Conservative Growth 75% WFS0005AU BT Inst Enhanced Global Fixed Int 75% Magellan Asset Management WFS0011AU BT Inv Choice-Westpac Cash Mgmt Tr 100% MGE0001AU Magellan Global Fund 75% WFS0013AU BT Inv Choice - Wpac Australian Bond 75% WFS0021AU BT Inv Choice Wpac Aust Tax Effective Sh 75% Nikko AM Limited WFS0022AU BT Inv Choice Wpac Australian Gr 75% TYN0028AU Nikko AM Tyndall Australian Share W Port 75% WFS0023AU BT Inv Choice - Wpac International Share 75% WFS0032AU BT Inv Choice Wpac Moderate Gr 75% Pengana Capital Limited WFS0033AU BT Inv Choice Wpac Balanced Gr 75% PER0270AU Pengana Emerging Companies Trust 65% WFS0034AU BT Inv Choice Wpac Dynamic Gr 75% HOW0002AU Pengana International Ethical Fund 70% WFS0089AU BT BlackRock Scientific Diversified Gr 75% WFS0090AU BT Aberdeen Actv Hdg Int'l Eq Fd 75% Perpetual Funds Management WFS0091AU BT Investors Mutual Australian Share 75% PER0039AU Perpetual Investors Choice Smaller Companies Fund 65% WFS0092AU BT Platinum International 70% PER0504AU Perpetual WFIA-T. Rowe Price Global Equity Fund 75% WFS0093AU BT Schroder Australian Share 75% PER0048AU Perpetual Wholesale Smaller Companies 65% WFS0094AU BT Schroder Balanced 75% WFS0097AU BT UBS Defensive Investment 75% Platinum Asset Management Limited WFS0098AU BT UBS Diversified Fixed Income 75% PLA0002AU Platinum International Fund 70% PLA0004AU Platinum Asia Fund 65% PLA0006AU Platinum Unhedged Fund 70% PLA0100AU Platinum International Brands 70%

T. Rowe Price Investment Management ETL0071AU T. Rowe Price Global Equity Fund 75%

Vanguard Investments Australia Ltd VAN0002AU Vanguard Index Australian Shares Fund ^ 75% VAN0003AU Vanguard International Shares Index Fund (Wholesale) ^ 75% VAN0010AU Vanguard Index Australian Shares Fund ^ 75% VAN0011AU Vanguard Index International Shares Fund ^ 75% VAN0012AU Vanguard Index Australian Property Securities Fund ^ 70% VAN0015AU Vanguard Life Strategy High Growth Fund ^ 75% VAN0107AU Vanguard Index Hedged Int'l Shares Fund ^ 75% VAN0111AU Vanguard High Growth Index Fund (Wholesale) ^ 75% Zurich Australia Limited ZUR0061AU Zurich Investments Global Them Share Fund 75%

** No further lending is accepted against this security ^ Security is closed to new investors only. Existing investors may make additional investments Indicates a change in LVR from last month.

ALL LENDING RATIOS ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CONTACT OUR CUSTOMER RELATIONS CONSULTANTS FOR FURTHER INFORMATION ON 1300 551 744. ALL RATIOS ARE AVAILABLE ON OUR WEBSITE:

The information in this document forms part of the Westpac Online Investment Loan - Product Disclosure Statement issued on 31 October 2018 by Westpac Banking Corporation ABN 33 007 457 141 and BT Securities Limited ABN 84 000 720 114.