Fund Fact Sheet | April 2021 Based on 30 April 2021 NAVPU

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Peso Moderate Fund

Objective Client Suitability Fund Manager The Peso Moderate Fund aims to This Fund is suitable for individuals The Peso Moderate Fund is managed by the Trust and Investments achieve capital appreciation over the willing to accept moderate risk for Group of Banco De Oro Unibank, Inc. (BDO), which is the financial medium term by investing primarily in their investment in exchange for services flagship of the SM Group of Companies, one of the most equities and in some fixed income moderate growth. Generally, these successful conglomerates spanning retail, mall operations, property, securities. individuals are willing to accept some banking, hotels, convention and leisure facilities. losses on capital as long as the expected return over the medium to Today, BDO is multi-awarded by various leading financial long-term is significantly higher. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Moderate Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.50

Currency: Philippine Peso (PHP) 1.35 1 Valuation Schedule : Daily 1.20

Net Asset Value Per Unit (NAVPU): 0.95830 1.05

Lowest NAVPU (Mar. 19, 2020) 0.81570 0.90 Highest NAVPU (Jun. 07, 2017) 1.34890 0.75 Year to Date Return: -6.33% Return Since Inception (from Jul. 1, 2013) -4.17% Year on Year Return: 4.85% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

2% Stocks

Gov't Securities 46% 52% PORTFOLIO LIMITS Cash and Cash Fixed Income: 20% to 60% Equivalents Listed Equities: 40% to 80%

TOP HOLDINGS

SM INVESTMENTS CORPORATION 8% SM PRIME HOLDINGS, INC. 6% AYALA LAND, INC. 5% AYALA CORPORATION 4% BDO UNIBANK, INC. 4% INT'L CONTAINER TERMINAL SERVICES, INC. 3% UNIVERSAL ROBINA CORPORATION 59% 3% PLDT 2% BANK OF THE PHILIPPINE ISLANDS 2% 2%2% METROPOLITAN BANK & TRUST COMPANY Short Term Deposits Others

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss.This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | April 2021 Based on 30 April 2021 NAVPU

Peso Aggressive Fund

Objective Client Suitability Fund Manager The Peso Aggressive Fund seeks This Fund is suitable for individuals The Peso Aggressive Fund is managed by the Trust and capital growth over the medium to willing to accept high risk and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is long-term by investing in a selection volatility for their investment in the financial services flagship of the SM Group of Companies, one of exchange-listed equities. expectation of higher growth of the most successful conglomerates spanning retail, mall potential. In the same light, these operations, property, banking, hotels, convention and leisure individuals are prepared to accept facilities. losses on their capital in order to maximize returns over the medium to Today, BDO is multi-awarded by various leading financial long-term. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Aggressive Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.50 Currency: Philippine Peso (PHP) 1.30 1 Valuation Schedule : Daily 1.10 Net Asset Value Per Unit (NAVPU): 0.73510 0.90

Lowest NAVPU (Mar. 19, 2020) 0.56500 0.70

Highest NAVPU (Jun. 07, 2017) 1.29530 0.50 Year to Date Return: -9.70% Return Since Inception (from Jul. 1, 2013) -26.49% Year on Year Return: 8.29% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100% 97%

TOP 10 EQUITY HOLDINGS

SM INVESTMENTS CORPORATION 11% SM PRIME HOLDINGS, INC. 28% AYALA LAND, INC. 11% AYALA CORPORATION BDO UNIBANK, INC. INT'L CONTAINER TERMINAL SERVICES, INC. 9% PLDT 4% UNIVERSAL ROBINA CORPORATION 5% 8% BANK OF THE PHILIPPINE ISLANDS 5% METROPOLITAN BANK & TRUST COMPANY 7% 5% 7% Other Equities

Peso Equity Index Fund

Objective Client Suitability Fund Manager The Peso Equity Index Fund aims to This Fund is suitable for individuals The Peso Equity Index Fund is managed by the Trust and provide a professionally managed willing to accept high risk and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is portfolio seeking primarily capital volatility for their investment in the financial services flagship of the SM Group of Companies, one growth over the medium to long-term expectation of higher growth of the most successful conglomerates spanning retail, mall by investing in stocks of companies potential. In the same light, these operations, property, banking, hotels, convention and leisure comprising the Philippine Stock individuals are prepared to accept facilities. Exchange Composite Index (PSEi) losses on their capital in order to maximize returns over the medium to Today, BDO is multi-awarded by various leading financial long-term. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: January 4, 2016 Peso Equity Index Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.35 Currency: Philippine Peso (PHP) 1.20 Valuation Schedule: Daily 1.05

Net Asset Value Per Unit (NAVPU): 0.85060 0.90

Lowest NAVPU (Mar. 19, 2020) 0.63300 0.75

Highest NAVPU (Jan. 29, 2018) 1.24080 0.60 Year to Date Return: -10.71% Return Since Inception (from Jan. 4, 2016) -14.94% Year on Year Return: 10.65%

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100%

99%

TOP 10 EQUITY HOLDINGS

SM INVESTMENTS CORPORATION 17% SM PRIME HOLDINGS, INC. 29% AYALA LAND, INC. AYALA CORPORATION 11% BDO UNIBANK, INC. BANK OF THE PHILIPPINE ISLANDS 3% JG SUMMIT HOLDINGS, INC. 4% 8% UNIVERSAL ROBINA CORPORATION 4% INT'L CONTAINER TERMINAL SERVICES, INC. 5% 7% 6% 6% PLDT Other Equities

Peso Dragon Equity Fund

Objective Client Suitability Fund Manager The Dragon Equity Fund aims to This Fund is suitable for individuals The Dragon Equity Fund is managed by the Trust and Investments provide a professionally managed willing to accept high risk and Group of Banco De Oro Unibank, Inc. (BDO), which is the financial portfolio seeking primarily capital volatility for their investment in services flagship of the SM Group of Companies, one of the most growth over the medium to long-term expectation of higher growth successful conglomerates spanning retail, mall operations, by investing in equities of companies potential. In the same light, these property, banking, hotels, convention and leisure facilities. such as but not limited to those individuals are prepared to accept owned an/or controlled by Chinese- losses on their capital in order to Today, BDO is multi-awarded by various leading financial Filipino businessmen listed in the maximize returns over the medium to institutions, which include Finance Asia, Alpha Southeast Asia, The Philippine Stock Exchange. long-term. Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: January 4, 2016 Peso Dragon Equity Fund NAVPU 2.00 Fund Manager: BDO Trust & Investments Group 1.75 Currency: Philippine Peso (PHP) 1.50 Valuation Schedule: Daily 1.25 Net Asset Value Per Unit (NAVPU): 1.00840 1.00 Lowest NAVPU (Mar. 19, 2020) 0.81540 Highest NAVPU (Jun. 01, 2017) 1.72170 0.75 Year to Date Return: -10.25% Return Since Inception (from Jan. 4, 2016) 0.84% Year on Year Return: 6.60%

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks

PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100%

94%

TOP 10 EQUITY HOLDINGS

SM INVESTMENTS CORPORATION 11% BDO UNIBANK, INC. SM PRIME HOLDINGS, INC. 28% 10% METROPOLITAN BANK & TRUST COMPANY UNIVERSAL ROBINA CORPORATION PUREGOLD PRICE CLUB INC 10% 4% MEGAWORLD CORPORATION 4% JG SUMMIT HOLDINGS, INC. 5% 9% AYALA CORPORATION 5% 5% 9% INT'L CONTAINER TERMINAL SERVICES, INC. Other Equities

Peso Conservative Fund

Objective Client Suitability Fund Manager The Peso Conservative Fund aims This Fund is suitable for individuals The Peso Conservative Fund is managed by the Trust and for a high level of income with who prefer low risk and volatility and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is preservation of principal and are willing to accept lower growth. the financial services flagship of the SM Group of Companies, one maintenance of liquidity by investing Generally, these individuals are of the most successful conglomerates spanning retail, mall in a combination of short-term and willing to accept some short-term operations, property, banking, hotels, convention and leisure long-term fixed income securities. fluctuations if the expected return on facilities. the investment is higher over the medium to long-term. Today, BDO is multi-awarded by various leading financial institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Conservative Fund NAVPU 1.30 Fund Manager: BDO Trust & Investments Group 1.25 Currency: Philippine Peso (PHP) 1.20 1.15 1 Valuation Schedule : Daily 1.10 Net Asset Value Per Unit (NAVPU): 1.14310 1.05 1.00 Lowest NAVPU (Oct. 18, 2018) 0.96610 0.95 Highest NAVPU (Aug. 19, 2020) 1.20970 0.90 Year to Date Return: -3.89% Return Since Inception (from Jul. 1, 2013) 14.31% Year on Year Return: -0.03% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

5%3% Gov't Securities

Cash and Cash PORTFOLIO LIMITS Equivalents Fixed Income: 100% Corporate Bonds Listed Equities: 0%

92%

TOP 10 HOLDINGS ISSUE MATURITY % OF PORTFOLIO RETAIL TREAS. BOND 09/03/2024 16% FXTN 09/09/2025 7% RETAIL TREAS. BOND 24/10/2037 5% FXTN 04/05/2027 5% FXTN 16/12/2035 5% RETAIL TREAS. BOND 15/08/2023 5% UITF - 5% FXTN 08/03/2023 4% FXTN 17/10/2024 4% FXTN 10/09/2023 4% This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | April 2021 Based on 30 April 2021 NAVPU

Dollar Conservative Fund

Objective Client Suitability Fund Manager The Dollar Conservative Fund aims This Fund is suitable for individuals The Dollar Conservative Fund is managed by the Trust and for capital preservation and income who prefer low risk and volatility and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is generation from higher yielding short are willing to accept lower growth. the financial services flagship of the SM Group of Companies, one to medium-term bond investments Generally, these individuals are of the most successful conglomerates spanning retail, mall and other similar fixed income willing to accept some short-term operations, property, banking, hotels, convention and leisure securities with a portfolio weighted fluctuations if the expected return on facilities. average life of more than one (1) the investment is higher over the year. medium to long-term. Today, BDO is multi-awarded by various leading financial institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Dollar Conservative Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.25 Currency: US Dollar (USD) 1.20 1 1.15 Valuation Schedule : Daily 1.10 Net Asset Value Per Unit (NAVPU): 1.14680 1.05 Lowest NAVPU (Sep. 04, 2013) 0.98420 1.00 0.95 Highest NAVPU (Aug. 11, 2020) 1.19870 0.90 Year to Date Return: -3.20% Return Since Inception (from Jul. 1, 2013) 14.68% Year on Year Return: 2.40% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

11%

Gov't Securities Cash and Cash Equivalents PORTFOLIO LIMITS Fixed Income: 100% Listed Equities: 0% 89%

TOP 10 HOLDINGS ISSUE MATURITY % OF PORTFOLIO ROP 3/16/2025 38% ROP 2/2/2030 37% ROP 1/15/2032 14% DEPOSITS 5/3/2021 11% ONSHORE BOND 6/4/2023 1%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | April 2021 Based on 30 April 2021 NAVPU

Dollar Diversity Balanced Fund

Objective Client Suitability Fund Manager The Dollar Diversity Balanced Fund is managed by the Trust and This fund is suitable for individuals willing The Dollar Diversity Balanced Fund aims Investments Group of Banco De Oro Unibank, Inc. (BDO), which is to accept moderate risk for their to provide a diversified return from capital the financial services flagship of the SM Group of Companies, one investment in exchange for moderate appreciation and income by investing in a of the most successful conglomerates spanning retail, mall growth. Generally, these individuals are mix of global equity funds, US Dollar operations, property, banking, hotels, convention and leisure willing to accept possible loss on capital denominated fixed income funds and US facilities. as long as the expected return over the Dollar fixed income instruments medium to long term is significantly Today, BDO is multi-awarded by various leading financial higher. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: February 2, 2017 Dollar Diversity Balanced Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.25 Currency: US Dollar (USD) 1 1.15 Valuation Schedule : Daily Net Asset Value Per Unit (NAVPU): 1.24200 1.05

Lowest NAVPU (Mar. 19, 2020) 0.89190 0.95 Highest NAVPU (Feb. 15, 2021) 1.24550 0.85 Year to Date Return: 2.31% Return Since Inception (from Feb. 2, 2017) 24.20% Year on Year Return: 19.02% 1The NAVPU of the Fund is computed daily beginning February 2017.

PORTFOLIO COMPOSITION PORTFOLIO MIX

10.1%

Offshore Funds Gov't Securities PORTFOLIO LIMITS 33.7% 56.1% Cash and Cash Equivalents Fixed Income: 40% to 60% Offshore Funds: 40% to 60%

HOLDINGS % of Portfolio IShares Core S&P 500 UCITS ETF 23% SLI Global Equities Unconstrained Fund 21% BlackRock China Fund 13% ROP 32 10% Time Deposits and Cash Equivalents 10% ROP 25 9% ROP 30 8% ROP 24 5% ROP 42 2%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | April 2021 Based on 30 April 2021 NAVPU

Dollar Diversity Growth Fund

Objective Client Suitability Fund Manager The Dollar Diversity Growth Fund is managed by the Trust and The Dollar Diversity Growth Fund aims This fund is suitable for individuals Investments Group of Banco De Oro Unibank, Inc. (BDO), which is to provide a diversified return from willing to accept high risk and volatility the financial services flagship of the SM Group of Companies, one capital appreciation and income by for their investment in expectation of of the most successful conglomerates spanning retail, mall investing in a mix of foreign equities higher growth potential. In the same operations, property, banking, hotels, convention and leisure through global funds or exchange traded light, these individuals are prepared for facilities. funds. probable losses on their capital in order to maximize returns over the medium to long-term. Today, BDO is multi-awarded by various leading financial institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: February 2, 2017 Dollar Diversity Growth Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.30 Currency: US Dollar (USD) 1 1.15 Valuation Schedule : Daily

Net Asset Value Per Unit (NAVPU): 1.26120 1.00 Lowest NAVPU (Mar. 24, 2020) 0.74780 0.85 Highest NAVPU (Apr. 30, 2021) 1.26120 Year to Date Return: 7.61% 0.70 Return Since Inception (from Feb. 2, 2017) 26.12% Year on Year Return: 34.47% 1The NAVPU of the Fund is computed daily beginning February 2017.

PORTFOLIO COMPOSITION PORTFOLIO MIX

9.2%

Offshore Funds PORTFOLIO LIMITS Time Deposits and Money Markets: 0% to 20% Cash and Cash Offshore Funds: 80% to 100% Equivalents

90.8%

HOLDINGS % of Portfolio iShares MSCI ACWI UCITS ETF 32% IShares Core S&P 500 UCITS ETF 28% BlackRock China Fund 16% SLI Global Equities Unconstrained Fund 15% Time Deposits and Cash Equivalents 9%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. BDO Life - Fund Statistics

RISK DISCLOSURE

Disclosure Statement

This document has been prepared by BDO Life Assurance Company, Inc. for information purposes only. This document is provided solely to you and may be legally privileged and/or confidential.

This material shall not constitute a commitment nor a solicitation/offer to sell. It does not intend to be the basis for your investment decision and/or action.

Data on past performance presented in the document/s is not an indication of future performance. Assumptions and calculations were presented as of the date indicated and are subject to change.

Accordingly you must independently assess the appropriateness of the product and the underlying funds before investing based on the potential advantages and the associated risks.

The value of any investment may fluctuate as a result of market changes. The various funds have different degrees of risk dep ending on the portfolio exposure and the investment strategy. As the underlying funds fluctuate in value, the policyholder may not get back the full amount he invested. For funds with higher volatility, the possibility of total loss is higher as the value of the investment may fall significantly in a short period o f time.

BDO Life Assurance Company, Inc.