May 2021 Based on 31 May 2021 NAVPU

Fund Fact Sheet | May 2021 Based on 31 May 2021 NAVPU

Peso Moderate Fund

Objective Client Suitability Fund Manager The Peso Moderate Fund aims to This Fund is suitable for individuals The Peso Moderate Fund is managed by the Trust and Investments achieve capital appreciation over the willing to accept moderate risk for their Group of Banco De Oro Unibank, Inc. (BDO), which is the financial medium term by investing primarily in investment in exchange for moderate services flagship of the SM Group of Companies, one of the most equities and in some fixed income growth. Generally, these individuals are successful conglomerates spanning retail, mall operations, property, securities. willing to accept some losses on capital banking, hotels, convention and leisure facilities. as long as the expected return over the medium to long-term is significantly Today, BDO is multi-awarded by various leading financial institutions, higher. which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Moderate Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.50 Currency: Philippine Peso (PHP) 1.35 1 Valuation Schedule : Daily 1.20

Net Asset Value Per Unit (NAVPU): 0.98070 1.05

Lowest NAVPU (Mar. 19, 2020) 0.81570 0.90

Highest NAVPU (Jun. 07, 2017) 1.34890 0.75 Year to Date Return: -4.14%

Jul 2013 Return Since Inception (from Jul. 1, 2013) -1.93% Dec 2013Jun 2014Dec 2014Jun 2015Dec 2015Jun 2016Dec 2016Jun 2017Dec 2017Jun 2018Dec 2018May 2019Nov 2019May 2020Nov 2020May 2021 Year on Year Return: 5.27% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

1% Stocks

Gov't Securities 45% 54% PORTFOLIO LIMITS Cash and Cash Fixed Income: 20% to 60% Equivalents Listed Equities: 40% to 80%

TOP HOLDINGS

SM INVESTMENTS CORPORATION 8% SM PRIME HOLDINGS, INC. 6% AYALA LAND, INC. 5% AYALA CORPORATION BDO UNIBANK, INC. 4% INT'L CONTAINER TERMINAL SERVICES, INC. 4% PLDT 58% 4% UNIVERSAL ROBINA CORPORATION 3% 3% METROPOLITAN BANK & TRUST COMPANY 2% BANK OF THE PHILIPPINE ISLANDS 1%2% Short Term Deposits Others

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss.This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2021 Based on 31 May 2021 NAVPU

Peso Aggressive Fund

Objective Client Suitability Fund Manager The Peso Aggressive Fund seeks This Fund is suitable for individuals The Peso Aggressive Fund is managed by the Trust and Investments capital growth over the medium to long- willing to accept high risk and volatility Group of Banco De Oro Unibank, Inc. (BDO), which is the financial term by investing in a selection of for their investment in expectation of services flagship of the SM Group of Companies, one of the most exchange-listed equities. higher growth potential. In the same successful conglomerates spanning retail, mall operations, property, light, these individuals are prepared to banking, hotels, convention and leisure facilities. accept losses on their capital in order to maximize returns over the medium to Today, BDO is multi-awarded by various leading financial institutions, long-term. which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Aggressive Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.50 Currency: Philippine Peso (PHP) 1.30 1 Valuation Schedule : Daily 1.10 Net Asset Value Per Unit (NAVPU): 0.76560 0.90 Lowest NAVPU (Mar. 19, 2020) 0.56500 0.70

Highest NAVPU (Jun. 07, 2017) 1.29530 0.50 Year to Date Return: -5.96%

Jul 2013 Jun 2014 Jun 2015 Jun 2016 Jun 2017 Jun 2018 Return Since Inception (from Jul. 1, 2013) -23.44% Dec 2013 Dec 2014 Dec 2015 Dec 2016 Dec 2017 Dec 2018May 2019Nov 2019May 2020Nov 2020May 2021 Year on Year Return: 10.67% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100% 98%

TOP 10 EQUITY HOLDINGS

SM INVESTMENTS CORPORATION 11% SM PRIME HOLDINGS, INC. AYALA LAND, INC. 28% 10% AYALA CORPORATION BDO UNIBANK, INC. INT'L CONTAINER TERMINAL SERVICES, INC. 9% PLDT 4% UNIVERSAL ROBINA CORPORATION 5% 8% BANK OF THE PHILIPPINE ISLANDS 5% METROPOLITAN BANK & TRUST COMPANY 8% 5% 7% Other Equities

Peso Equity Index Fund

Objective Client Suitability Fund Manager The Peso Equity Index Fund aims to This Fund is suitable for individuals The Peso Equity Index Fund is managed by the Trust and Investments provide a professionally managed willing to accept high risk and volatility Group of Banco De Oro Unibank, Inc. (BDO), which is the financial portfolio seeking primarily capital growth for their investment in expectation of services flagship of the SM Group of Companies, one of the most over the medium to long-term by higher growth potential. In the same successful conglomerates spanning retail, mall operations, property, investing in stocks of companies light, these individuals are prepared to banking, hotels, convention and leisure facilities. comprising the Philippine Stock accept losses on their capital in order to Exchange Composite Index (PSEi) maximize returns over the medium to Today, BDO is multi-awarded by various leading financial institutions, long-term. which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: January 4, 2016 Peso Equity Index Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.35 Currency: Philippine Peso (PHP) 1.20 Valuation Schedule: Daily 1.05 Net Asset Value Per Unit (NAVPU): 0.88520 0.90 Lowest NAVPU (Mar. 19, 2020) 0.63300 0.75

Highest NAVPU (Jan. 29, 2018) 1.24080 0.60 Year to Date Return: -7.08%

Jan 2018 Jun 2018 Jul 2020 Return Since Inception (from Jan. 4, 2016) -11.48% Dec 2015May 2016 Oct 2016Mar 2017Aug 2017 Nov 2018Apr 2019 Sep 2019 Feb 2020 Dec 2020May 2021 Year on Year Return: 12.61%

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks PORTFOLIO LIMITS Cash and Cash Equivalents Fixed Income: 0% to 40% Listed Equities: 60% to 100%

99%

TOP 10 EQUITY HOLDINGS

SM INVESTMENTS CORPORATION 17% SM PRIME HOLDINGS, INC. 28% AYALA LAND, INC. AYALA CORPORATION 11% BDO UNIBANK, INC. BANK OF THE PHILIPPINE ISLANDS 3% JG SUMMIT HOLDINGS, INC. 8% 4% INT'L CONTAINER TERMINAL SERVICES, INC. 5% 7% UNIVERSAL ROBINA CORPORATION 5% 6% 6% PLDT Other Equities

Peso Dragon Equity Fund

Objective Client Suitability Fund Manager The Dragon Equity Fund aims to This Fund is suitable for individuals The Dragon Equity Fund is managed by the Trust and Investments provide a professionally managed willing to accept high risk and volatility Group of Banco De Oro Unibank, Inc. (BDO), which is the financial portfolio seeking primarily capital growth for their investment in expectation of services flagship of the SM Group of Companies, one of the most over the medium to long-term by higher growth potential. In the same successful conglomerates spanning retail, mall operations, property, investing in equities of companies such light, these individuals are prepared to banking, hotels, convention and leisure facilities. as but not limited to those owned an/or accept losses on their capital in order to controlled by Chinese-Filipino maximize returns over the medium to Today, BDO is multi-awarded by various leading financial institutions, businessmen listed in the Philippine long-term. which include Finance Asia, Alpha Southeast Asia, The Banker, The Stock Exchange. Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: January 4, 2016 Peso Dragon Equity Fund NAVPU 2.00 Fund Manager: BDO Trust & Investments Group 1.75 Currency: Philippine Peso (PHP) 1.50 Valuation Schedule: Daily 1.25 Net Asset Value Per Unit (NAVPU): 1.04290 1.00 Lowest NAVPU (Mar. 19, 2020) 0.81540 0.75 Highest NAVPU (Jun. 01, 2017) 1.72170 Year to Date Return: -7.18% Jul 2020 Dec 2015May 2016Oct 2016Mar 2017Aug 2017 Jan 2018Jun 2018Nov 2018Apr 2019Sep 2019Feb 2020 Dec 2020May 2021 Return Since Inception (from Jan. 4, 2016) 4.29% Year on Year Return: 12.30%

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks

PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100%

95%

TOP 10 EQUITY HOLDINGS

SM PRIME HOLDINGS, INC. 11% SM INVESTMENTS CORPORATION 27% BDO UNIBANK, INC. 11% METROPOLITAN BANK & TRUST COMPANY UNIVERSAL ROBINA CORPORATION JG SUMMIT HOLDINGS, INC. 10% 4% AYALA CORPORATION 4% PUREGOLD PRICE CLUB INC 5% 10% MEGAWORLD CORPORATION 5% 5% 8% INT'L CONTAINER TERMINAL SERVICES, INC. Other Equities

Peso Conservative Fund

Objective Client Suitability Fund Manager The Peso Conservative Fund aims for a This Fund is suitable for individuals who The Peso Conservative Fund is managed by the Trust and Investments high level of income with preservation of prefer low risk and volatility and are Group of Banco De Oro Unibank, Inc. (BDO), which is the financial principal and maintenance of liquidity by willing to accept lower growth. services flagship of the SM Group of Companies, one of the most investing in a combination of short-term Generally, these individuals are willing to successful conglomerates spanning retail, mall operations, property, and long-term fixed income securities. accept some short-term fluctuations if banking, hotels, convention and leisure facilities. the expected return on the investment is higher over the medium to long-term. Today, BDO is multi-awarded by various leading financial institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Conservative Fund NAVPU 1.30 Fund Manager: BDO Trust & Investments Group 1.25 Currency: Philippine Peso (PHP) 1.20 1.15 1 Valuation Schedule : Daily 1.10 1.05 Net Asset Value Per Unit (NAVPU): 1.14680 1.00 Lowest NAVPU (Oct. 18, 2018) 0.96610 0.95 0.90 Highest NAVPU (Aug. 19, 2020) 1.20970 Year to Date Return: -3.58% Jul 2013 Dec 2013Jun 2014Dec 2014Jun 2015Dec 2015Jun 2016Dec 2016Jun 2017Dec 2017Jun 2018Dec 2018May 2019Nov 2019May 2020Nov 2020May 2021 Return Since Inception (from Jul. 1, 2013) 14.68% Year on Year Return: -1.62% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

1%3%

Gov't Securities Cash and Cash Equivalents PORTFOLIO LIMITS Corporate Bonds Fixed Income: 100% Listed Equities: 0%

96%

TOP 10 HOLDINGS ISSUE MATURITY % OF PORTFOLIO RETAIL TREAS. BOND 09/03/2024 16% FXTN 17/10/2024 8% FXTN 09/09/2025 7% RETAIL TREAS. BOND 24/10/2037 5% FXTN 04/05/2027 5% FXTN 16/12/2035 5% RETAIL TREAS. BOND 15/08/2023 5% FXTN 08/03/2023 4% FXTN 10/09/2023 4% FXTN 19/07/2031 4% This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2021 Based on 31 May 2021 NAVPU

Dollar Conservative Fund

Objective Client Suitability Fund Manager The Dollar Conservative Fund aims for This Fund is suitable for individuals who The Dollar Conservative Fund is managed by the Trust and Investments capital preservation and income prefer low risk and volatility and are Group of Banco De Oro Unibank, Inc. (BDO), which is the financial generation from higher yielding short to willing to accept lower growth. services flagship of the SM Group of Companies, one of the most medium-term bond investments and Generally, these individuals are willing to successful conglomerates spanning retail, mall operations, property, other similar fixed income securities with accept some short-term fluctuations if banking, hotels, convention and leisure facilities. a portfolio weighted average life of more the expected return on the investment is than one (1) year. higher over the medium to long-term. Today, BDO is multi-awarded by various leading financial institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Dollar Conservative Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.25 Currency: US Dollar (USD) 1.20 1 1.15 Valuation Schedule : Daily 1.10 Net Asset Value Per Unit (NAVPU): 1.15460 1.05 Lowest NAVPU (Sep. 04, 2013) 0.98420 1.00 0.95 Highest NAVPU (Aug. 11, 2020) 1.19870 0.90 Year to Date Return: -2.54%

Return Since Inception (from Jul. 1, 2013) 15.46% Jul 2013 Dec 2013Jun 2014Dec 2014Jun 2015Dec 2015Jun 2016Dec 2016Jun 2017Dec 2017Jun 2018Dec 2018May 2019Nov 2019May 2020Nov 2020May 2021 Year on Year Return: 1.23% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

10%

Gov't Securities Cash and Cash Equivalents PORTFOLIO LIMITS Fixed Income: 100% Listed Equities: 0% 90%

TOP 10 HOLDINGS ISSUE MATURITY % OF PORTFOLIO ROP 3/16/2025 38% ROP 2/2/2030 37% ROP 1/15/2032 14% DEPOSITS 6/1/2021 10% ONSHORE BOND 6/4/2023 1%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2021 Based on 31 May 2021 NAVPU

Dollar Diversity Balanced Fund

Objective Client Suitability Fund Manager The Dollar Diversity Balanced Fund is managed by the Trust and The Dollar Diversity Balanced Fund aims to This fund is suitable for individuals willing to Investments Group of Banco De Oro Unibank, Inc. (BDO), which is the provide a diversified return from capital accept moderate risk for their investment in financial services flagship of the SM Group of Companies, one of the appreciation and income by investing in a exchange for moderate growth. Generally, most successful conglomerates spanning retail, mall operations, mix of global equity funds, US Dollar these individuals are willing to accept property, banking, hotels, convention and leisure facilities. denominated fixed income funds and US possible loss on capital as long as the Dollar fixed income instruments expected return over the medium to long Today, BDO is multi-awarded by various leading financial institutions, term is significantly higher. which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: February 2, 2017 Dollar Diversity Balanced Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.25 Currency: US Dollar (USD) 1 1.15 Valuation Schedule : Daily Net Asset Value Per Unit (NAVPU): 1.23910 1.05

Lowest NAVPU (Mar. 19, 2020) 0.89190 0.95 Highest NAVPU (Feb. 15, 2021) 1.24550 0.85 Year to Date Return: 2.07% Return Since Inception (from Feb. 2, 2017) 23.91% Feb 2017May 2017Aug 2017Nov 2017Feb 2018May 2018Aug 2018Nov 2018Feb 2019May 2019Aug 2019Nov 2019Feb 2020May 2020Aug 2020Nov 2020Feb 2021May 2021 Year on Year Return: 14.57% 1The NAVPU of the Fund is computed daily beginning February 2017.

PORTFOLIO COMPOSITION PORTFOLIO MIX

2.1%

Offshore Funds 32.6%

Gov't Securities PORTFOLIO LIMITS Fixed Income: 40% to 60% Cash and Cash Equivalents 65.3% Offshore Funds: 40% to 60%

HOLDINGS % of Portfolio IShares Core S&P 500 UCITS ETF 34% SLI Global Equities Unconstrained Fund 20% BlackRock China Fund 12% ROP 32 10% ROP 25 8% ROP 30 8% ROP 24 5% Time Deposits and Cash Equivalents 2% ROP 42 1%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2021 Based on 31 May 2021 NAVPU

Dollar Diversity Growth Fund

Objective Client Suitability Fund Manager The Dollar Diversity Growth Fund is managed by the Trust and The Dollar Diversity Growth Fund aims to This fund is suitable for individuals willing to Investments Group of Banco De Oro Unibank, Inc. (BDO), which is the provide a diversified return from capital accept high risk and volatility for their financial services flagship of the SM Group of Companies, one of the appreciation and income by investing in a investment in expectation of higher growth most successful conglomerates spanning retail, mall operations, mix of foreign equities through global funds potential. In the same light, these property, banking, hotels, convention and leisure facilities. or exchange traded funds. individuals are prepared for probable losses on their capital in order to maximize returns Today, BDO is multi-awarded by various leading financial institutions, over the medium to long-term. which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: February 2, 2017 Dollar Diversity Growth Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.30 Currency: US Dollar (USD) 1 1.15 Valuation Schedule : Daily Net Asset Value Per Unit (NAVPU): 1.25820 1.00 Lowest NAVPU (Mar. 24, 2020) 0.74780 0.85 Highest NAVPU (Apr. 30, 2021) 1.26120 0.70 Year to Date Return: 7.35% Return Since Inception (from Feb. 2, 2017) 25.82% Feb 2017May 2017Aug 2017Nov 2017Feb 2018May 2018Aug 2018Nov 2018Feb 2019May 2019Aug 2019Nov 2019Feb 2020May 2020Aug 2020Nov 2020Feb 2021May 2021 Year on Year Return: 29.52% 1The NAVPU of the Fund is computed daily beginning February 2017.

PORTFOLIO COMPOSITION PORTFOLIO MIX

1.6%

Offshore Funds PORTFOLIO LIMITS Time Deposits and Money Markets: 0% to 20% Cash and Cash Offshore Funds: 80% to 100% Equivalents

98.4%

HOLDINGS % of Portfolio iShares MSCI ACWI UCITS ETF 39% IShares Core S&P 500 UCITS ETF 30% BlackRock China Fund 15% SLI Global Equities Unconstrained Fund 14% Time Deposits and Cash Equivalents 2%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. BDO Life - Fund Statistics

RISK DISCLOSURE

Disclosure Statement

This document has been prepared by BDO Life Assurance Company, Inc. for information purposes only. This document is provided solely to you and may be legally privileged and/or confidential.

This material shall not constitute a commitment nor a solicitation/offer to sell. It does not intend to be the basis for your investment decision and/or action.

Data on past performance presented in the document/s is not an indication of future performance. Assumptions and calculations were presented as of the date indicated and are subject to change.

Accordingly you must independently assess the appropriateness of the product and the underlying funds before investing based on the potential advantages and the associated risks.

The value of any investment may fluctuate as a result of market changes. The various funds have different degrees of risk depending on the portfolio exposure and the investment strategy. As the underlying funds fluctuate in value, the policyholder may not get back the full amount he invested. For funds with higher volatility, the possibility of total loss is higher as the value of the investment may fall significantly in a short period of time.

BDO Life Assurance Company, Inc.