Fund Fact Sheet | May 2019 Based on 31 May 2019 NAVPU Peso

Fund Fact Sheet | May 2019 Based on 31 May 2019 NAVPU

Peso Moderate Fund

Objective Client Suitability Fund Manager The Peso Moderate Fund aims to This Fund is suitable for individuals The Peso Moderate Fund is managed by the Trust and Investments achieve capital appreciation over the willing to accept moderate risk for Group of Banco De Oro Unibank, Inc. (BDO), which is the financial medium term by investing primarily in their investment in exchange for services flagship of the SM Group of Companies, one of the most equities and in some fixed income moderate growth. Generally, these successful conglomerates spanning retail, mall operations, property, securities. individuals are willing to accept some banking, hotels, convention and leisure facilities. losses on capital as long as the expected return over the medium to Today, BDO is multi-awarded by various leading financial long-term is significantly higher. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Moderate Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.44 Currency: Philippine Peso (PHP) 1.34 1 1.24 Valuation Schedule : Daily 1.14 Net Asset Value Per Unit (NAVPU): 1.03080 1.04 Lowest NAVPU (Jan. 10, 2014) 0.90580 0.94 Highest NAVPU (Jun. 07, 2017) 1.34890 0.84 Year to Date Return: 7.23% Return Since Inception (from Jul. 1, 2013) 3.08% Year on Year Return: 5.06% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

6% Stocks

Gov't Securities 42% 52% PORTFOLIO LIMITS Cash and Cash Fixed Income: 20% to 60% Equivalents Listed Equities: 40% to 80%

TOP HOLDINGS

AYALA LAND, INC. 5% AYALA CORPORATION 5% 5% SM INVESTMENTS CORPORATION BDO UNIBANK, INC. 4% METROPOLITAN BANK & TRUST COMPANY 4% SM PRIME HOLDINGS, INC. 3% 2% METRO PACIFIC INVESTMENTS CORPORATION 60% 2% MEGAWORLD CORPORATION 2% 2% BANK OF THE PHILIPPINE ISLANDS 6% INT'L CONTAINER TERMINAL SERVICES, INC. Short Term Deposits Others

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss.This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2019 Based on 31 May 2019 NAVPU

Peso Aggressive Fund

Objective Client Suitability Fund Manager The Peso Aggressive Fund seeks This Fund is suitable for individuals The Peso Aggressive Fund is managed by the Trust and capital growth over the medium to willing to accept high risk and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is long-term by investing in a selection volatility for their investment in the financial services flagship of the SM Group of Companies, one of exchange-listed equities. expectation of higher growth of the most successful conglomerates spanning retail, mall potential. In the same light, these operations, property, banking, hotels, convention and leisure individuals are prepared to accept facilities. losses on their capital in order to maximize returns over the medium to Today, BDO is multi-awarded by various leading financial long-term. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Aggressive Fund NAVPU 1.40 Fund Manager: BDO Trust & Investments Group 1.30 Currency: Philippine Peso (PHP) 1 1.20 Valuation Schedule : Daily 1.10 Net Asset Value Per Unit (NAVPU): 0.95210 1.00 Lowest NAVPU (Nov. 13, 2018) 0.82340 0.90 Highest NAVPU (Jun. 07, 2017) 1.29530 0.80 Year to Date Return: 8.06% Return Since Inception (from Jul. 1, 2013) -4.79% Year on Year Return: 4.07% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100% 95%

TOP 10 EQUITY HOLDINGS

AYALA LAND, INC. 11% SM INVESTMENTS CORPORATION BDO UNIBANK, INC. 9% AYALA CORPORATION 39% SM PRIME HOLDINGS, INC. 9% BANK OF THE PHILIPPINE ISLANDS METROPOLITAN BANK & TRUST COMPANY METRO PACIFIC INVESTMENTS CORPORATION 8% MEGAWORLD CORPORATION 3% 7% PLDT 3% 3% 4% 4% Other Equities

Peso Equity Index Fund

Objective Client Suitability Fund Manager The Peso Equity Index Fund seeks This Fund is suitable for individuals The Peso Equity Index Fund is managed by the Trust and capital growth over the medium to willing to accept high risk and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is long-term by investing in stocks of volatility for their investment in the financial services flagship of the SM Group of Companies, one companies comprising the Philippine expectation of higher growth of the most successful conglomerates spanning retail, mall Stock Exchange Index (PSEi) potential. In the same light, these operations, property, banking, hotels, convention and leisure individuals are prepared to accept facilities. losses on their capital in order to maximize returns over the medium to Today, BDO is multi-awarded by various leading financial long-term. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: January 4, 2016 Peso Equity Index Fund NAVPU 1.30 Fund Manager: BDO Trust & Investments Group 1.25 Currency: Philippine Peso (PHP) 1.20 1.15 Valuation Schedule: Daily 1.10 Net Asset Value Per Unit (NAVPU): 1.08380 1.05 1.00 Lowest NAVPU (Jan. 21, 2016) 0.87340 0.95 0.90 Highest NAVPU (Jan. 29, 2018) 1.24080 0.85 Year to Date Return: 6.81% Return Since Inception (from Jan. 4, 2016) 8.38% Year on Year Return: 5.50%

PORTFOLIO COMPOSITION PORTFOLIO MIX

Stocks

PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100%

97%

TOP 10 EQUITY HOLDINGS

SM INVESTMENTS CORPORATION 13% AYALA LAND, INC. SM PRIME HOLDINGS, INC. 34% 10% BDO UNIBANK, INC. AYALA CORPORATION JG SUMMIT HOLDINGS, INC. 9% BANK OF THE PHILIPPINE ISLANDS UNIVERSAL ROBINA CORPORATION 3% 7% 4% ABOITIZ EQUITY VENTURES, INC. 4% 7% 4% 5% METROPOLITAN BANK & TRUST COMPANY Other Equities

Peso Dragon Equity Fund

Objective Client Suitability Fund Manager The Dragon Equity Fund seeks This Fund is suitable for individuals The Dragon Equity Fund is managed by the Trust and Investments capital growth over the medium to willing to accept high risk and Group of Banco De Oro Unibank, Inc. (BDO), which is the financial long-term by investing in equities of volatility for their investment in services flagship of the SM Group of Companies, one of the most companies owned and/or controlled expectation of higher growth successful conglomerates spanning retail, mall operations, by Chinese Filipino businessmen potential. In the same light, these property, banking, hotels, convention and leisure facilities. listed in the Philippine Stock individuals are prepared to accept Exchange losses on their capital in order to Today, BDO is multi-awarded by various leading financial maximize returns over the medium to institutions, which include Finance Asia, Alpha Southeast Asia, The long-term. Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: January 4, 2016 Peso Dragon Equity Fund NAVPU 2.00 Fund Manager: BDO Trust & Investments Group 1.80 Currency: Philippine Peso (PHP) 1.60 Valuation Schedule: Daily 1.40 Net Asset Value Per Unit (NAVPU): 1.36610 1.20 Lowest NAVPU (Jan. 21, 2016) 0.86500 1.00 Highest NAVPU (Jun. 01, 2017) 1.72170 0.80 Year to Date Return: 4.72% Return Since Inception (from Jan. 4, 2016) 36.61% Year on Year Return: 1.68%

PORTFOLIO COMPOSITION PORTFOLIO MIX

19%

Stocks

PORTFOLIO LIMITS Cash and Cash Fixed Income: 0% to 40% Equivalents Listed Equities: 60% to 100% 81%

TOP 10 EQUITY HOLDINGS

BDO UNIBANK, INC. 12% SM INVESTMENTS CORPORATION METROPOLITAN BANK & TRUST COMPANY 32% 11% SM PRIME HOLDINGS, INC. GT CAPITAL HOLDINGS, INC. ROBINSONS LAND CORPORATION 8% ROBINSONS RETAIL HOLDINGS INC. 4% 6% SEMIRARA MINING CORPORATION PUREGOLD PRICE CLUB INC 5% 6% 5% 5% 6% JOLLIBEE FOODS CORPORATION Other Equities

Peso Conservative Fund

Objective Client Suitability Fund Manager The Peso Conservative Fund aims This Fund is suitable for individuals The Peso Conservative Fund is managed by the Trust and for a high level of income with who prefer low risk and volatility and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is preservation of principal and are willing to accept lower growth. the financial services flagship of the SM Group of Companies, one maintenance of liquidity by investing Generally, these individuals are of the most successful conglomerates spanning retail, mall in a combination of short-term and willing to accept some short-term operations, property, banking, hotels, convention and leisure long-term fixed income securities. fluctuations if the expected return on facilities. the investment is higher over the medium to long-term. Today, BDO is multi-awarded by various leading financial institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Peso Conservative Fund NAVPU

Fund Manager: BDO Trust & Investments Group 1.08 Currency: Philippine Peso (PHP) 1.03 1 Valuation Schedule : Daily 0.98 Net Asset Value Per Unit (NAVPU): 1.03220 0.93 Lowest NAVPU (Oct. 18, 2018) 0.96610 Highest NAVPU (May. 31, 2019) 1.03220 0.88 Year to Date Return: 5.15% Return Since Inception (from Jul. 1, 2013) 3.22% Year on Year Return: 3.48% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

19% Gov't Securities

Cash and Cash PORTFOLIO LIMITS Equivalents Fixed Income: 100% Corporate Bonds Listed Equities: 0% 77%

TOP 10 HOLDINGS ISSUE MATURITY % OF PORTFOLIO RETAIL TREAS. BOND 3/12/2024 7% FXTN 1/10/2029 7% RETAIL TREAS. BOND 12/4/2022 6% RETAIL TREAS. BOND 6/13/2021 4% UITF - 4% FXTN 1/19/2022 4% FXTN 7/19/2031 4% FXTN 4/21/2023 4% FXTN 1/24/2039 3% FXTN 4/12/2025 3% This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2019 Based on 31 May 2019 NAVPU

Dollar Conservative Fund

Objective Client Suitability Fund Manager The Dollar Conservative Fund aims This Fund is suitable for individuals The Dollar Conservative Fund is managed by the Trust and for a high level of income with who prefer low risk and volatility and Investments Group of Banco De Oro Unibank, Inc. (BDO), which is preservation of principal and are willing to accept lower growth. the financial services flagship of the SM Group of Companies, one maintenance of liquidity by investing Generally, these individuals are of the most successful conglomerates spanning retail, mall in a combination of short-term and willing to accept some short-term operations, property, banking, hotels, convention and leisure long-term fixed income securities. fluctuations if the expected return on facilities. the investment is higher over the medium to long-term. Today, BDO is multi-awarded by various leading financial institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: July 1, 2013 Dollar Conservative Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.13 Currency: US Dollar (USD) 1 1.08 Valuation Schedule : Daily Net Asset Value Per Unit (NAVPU): 1.06210 1.03

Lowest NAVPU (Sep. 04, 2013) 0.98420 0.98 Highest NAVPU (Jul. 11, 2016) 1.09000 0.93 Year to Date Return: 4.61% Return Since Inception (from Jul. 1, 2013) 6.21% Year on Year Return: 5.19% 1The NAVPU of the Fund is computed daily beginning January 2014.

PORTFOLIO COMPOSITION PORTFOLIO MIX

Gov't Securities Cash and Cash Equivalents PORTFOLIO LIMITS Fixed Income: 100% Listed Equities: 0% 92%

TOP 10 HOLDINGS ISSUE MATURITY % OF PORTFOLIO ROP 2/2/2030 55% ROP 1/14/2029 26% ROP 1/15/2021 10% TIME DEPOSIT 8/15/2022 7% ONSHORE BOND 6/4/2023 1% TIME DEPOSIT 6/28/2019 0% TIME DEPOSIT 6/28/2019 0%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2019 Based on 31 May 2019 NAVPU

Dollar Diversity Balanced Fund

Objective Client Suitability Fund Manager The Dollar Diversity Balanced Fund is managed by the Trust and This fund is suitable for individuals willing The Dollar Diversity Balanced Fund aims Investments Group of Banco De Oro Unibank, Inc. (BDO), which is to accept moderate risk for their to provide a diversified return from capital the financial services flagship of the SM Group of Companies, one investment in exchange for moderate appreciation and income by investing in a of the most successful conglomerates spanning retail, mall growth. Generally, these individuals are mix of global equity funds, US Dollar operations, property, banking, hotels, convention and leisure willing to accept possible loss on capital denominated fixed income funds and US facilities. as long as the expected return over the Dollar fixed income instruments medium to long term is significantly Today, BDO is multi-awarded by various leading financial higher. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: February 2, 2017 Dollar Diversity Balanced Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.15

Currency: US Dollar (USD) 1.10 1 Valuation Schedule : Daily 1.05 Net Asset Value Per Unit (NAVPU): 1.03260 1.00 Lowest NAVPU (Jan. 07, 2019) 0.93250 0.95 Highest NAVPU (Jan. 25, 2018) 1.10120 0.90 Year to Date Return: 10.62% Return Since Inception (from Feb. 2, 2017) 3.26% Year on Year Return: -0.56% 1The NAVPU of the Fund is computed daily beginning February 2017.

PORTFOLIO COMPOSITION PORTFOLIO MIX

Offshore Funds 44% Gov't Securities PORTFOLIO LIMITS 55% Cash and Cash Equivalents Fixed Income: 40% to 60% Offshore Funds: 40% to 60%

HOLDINGS % of Portfolio ROP 29 19% ROP 30 25% SLI Global Equities Unconstrained Fund 55% Time Deposits and Cash Equivalents 1%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. Fund Fact Sheet | May 2019 Based on 31 May 2019 NAVPU

Dollar Diversity Growth Fund

Objective Client Suitability Fund Manager The Dollar Diversity Growth Fund is managed by the Trust and The Dollar Diversity Growth Fund aims This fund is suitable for individuals Investments Group of Banco De Oro Unibank, Inc. (BDO), which is to provide a diversified return from willing to accept high risk and volatility the financial services flagship of the SM Group of Companies, one capital appreciation and income by for their investment in expectation of of the most successful conglomerates spanning retail, mall investing in a mix of global equity funds higher growth potential. In the same operations, property, banking, hotels, convention and leisure and exchange traded funds that track the light, these individuals are prepared for facilities. performance of real estate investment probable losses on their capital in order trusts (REITS) or listed foreign equities. to maximize returns over the medium to Today, BDO is multi-awarded by various leading financial long-term. institutions, which include Finance Asia, Alpha Southeast Asia, The Banker, The Asset, Asia Money, and the Asia CEO Awards.

FUND INFORMATION Inception Date: February 2, 2017 Dollar Diversity Growth Fund NAVPU Fund Manager: BDO Trust & Investments Group 1.19 Currency: US Dollar (USD) 1.14 1 Valuation Schedule : Daily 1.09 Net Asset Value Per Unit (NAVPU): 1.02090 1.04 Lowest NAVPU (Dec. 27, 2018) 0.90580 0.99 Highest NAVPU (Jan. 25, 2018) 1.16120 0.94 0.89 Year to Date Return: 11.92% Return Since Inception (from Feb. 2, 2017) 2.09% Year on Year Return: -6.15% 1The NAVPU of the Fund is computed daily beginning February 2017.

PORTFOLIO COMPOSITION

PORTFOLIO MIX

Offshore Funds PORTFOLIO LIMITS Time Deposits and Money Markets: 0% to 20% Cash and Cash Offshore Funds: 80% to 100% Equivalents

100%

HOLDINGS % of Portfolio iShares MSCI ACWI UCITS ETF 47% SLI Global Equities Unconstrained Fund 21% iShares Developed Markets Property Yield Feeder Fund 32% Time Deposits and Cash Equivalents 0%

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not understand this product, do not purchase or invest in it. BDO Life - Fund Statistics

RISK DISCLOSURE

Disclosure Statement

This document has been prepared by BDO Life Assurance Company, Inc. for information purposes only. This document is provided solely to you and may be legally privileged and/or confidential.

This material shall not constitute a commitment nor a solicitation/offer to sell. It does not intend to be the basis for your investment decision and/or action.

Data on past performance presented in the document/s is not an indication of future performance. Assumptions and calculationswere presented as of the date indicated and are subject to change.

Accordingly you must independently assess the appropriateness of the product and the underlying funds before investing based on the potential advantages and the associated risks.

The value of any investment may fluctuate as a result of market changes. The various funds have different degrees of risk depending on the portfolio exposure and the investment strategy. As the underlying funds fluctuate in value, the policyholder may not get back the full amount heinvested. For funds with higher volatility, the possibility of total loss is higher as the value of the investment may fall significantly in a short period of time.

BDO Life Assurance Company, Inc.