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Easypaisa and Grameenphone Win Global Mobile Awards
Easypaisa and Grameenphone win Global Mobile Awards Yesterday, at the Mobile World Congress in Barcelona Telenor Pakistan’s Easypaisa was awarded two Global Mobile Awards. Telenor's Bangladeshi operation, Grameenphone was also a winner! On Tuesday 25 February, the GSM Association announced the winners of the 19th Annual Global Mobile awards. “The Global Mobile Awards once again showcase the outstanding level of innovation and creative products and services being developed across a diverse and growing industry,” said John Hoffman, CEO, GSMA Ltd. in a press release. “With more than 680 high calibre entries this year, the competition was stronger than ever and it is a significant achievement to have been honoured today.” Easypaisa wins Best Mobile Money and Best Service for Women Awards Easypaisa, the first and largest branchless banking service in Pakistan, owned by Telenor Pakistan and Tameer Bank was announced winner in the following two categories: Best Mobile Money Service and Best Mobile Service for Women in Emerging Markets. “This is a great recognition of the efforts Easypaisa has made in providing financial inclusion to the unbanked population of Pakistan. We have innovative products and strong distribution channels in combination with a high performing team. Our approach has been very focused on addressing customer’s key needs and also entering into close partnerships with organisations like Benazir Income Support Program. Last night’s awards give encouragement and motivation for continuous efforts to improve people’s lives in Pakistan,” said Roar Bjærum, Head of Financial Services Asia who received the award. Today Easypaisa serves over six million customers every month through a wide network of 35,000 agents in 750 cities across Pakistan. -
Telenor Pakistan and Careem Announce Partnership
Telenor Pakistan and Careem announce partnership Telenor Pakistan customers will have access to Wi-Fi equipped rides in addition to discounted rates. Telenor Pakistan has joined forces with Careem to provide discounted rides to Telenor customers. Careem is the premium transportation network company in Pakistan, connecting captains (drivers) to customers via its software platform. Under the agreement, Careem will provide 35% discount to Telenor customers on their first ride. In addition, all customers will be able to enjoy free WiFi service during their ride. As part of the deal, captains will also enjoy special data packages from Telenor Pakistan. Careem’s digital transportation network operates in three major metropolises of Pakistan, including Karachi, Lahore and Islamabad, in addition to 24 cities across the UAE and the Kingdom of Saudi Arabia. Careem is preferred by commuters for its convenient access via mobile app and online portal, superior quality rides and competitive rates. Michael Foley, CEO Telenor Pakistan, said, “We are pleased to enter into this partnership with Careem as it is in line with Telenor’s commitment to deliver the best possible services to our customers. With Careem, Telenor subscribers will not only enjoy cheaper and more comfortable rides, but also WIFI connectivity on the go. We will continue to look for newer avenues of serving our valued customers.” Junaid Iqbal, Managing Director Careem, said, “We are delighted to have struck this crucial deal with Telenor Pakistan which is the biggest proponent to digital enablement in the country. The agreement will not only help facilitate our mutual customers but go on to explore new prospects of making our businesses more accommodating and preferable to our customers. -
Shaping Our Financial Future Socio-Economic Impact of Mobile Financial Services
Shaping our financial future Socio-economic impact of mobile financial services 1 Growth comes from truly understanding the needs of people, to drive relevant change 2 Foreword It is my pleasure to introduce you to our most recent study on the socio-economic impact of mobile financial services, conducted with the help of Boston Consulting Group (BCG). Through our research, we looked at what mobile financial services will mean to the world in the year 2020. We specifically delved into five countries: Pakistan, Malaysia, Bangladesh, India and Serbia, all markets in which Telenor Group has mobile operations. Without giving away too much of what lies ahead, I can firmly say that mobile financial services will have a significant impact on the economic and societal growth of the countries studied. By bringing banking services and financial products to people who are entirely unbanked at present, they now have the chance to strengthen their development and prosper. The mobile phone is the key to simpler money transfers, readily accessible savings accounts, new methods of bill payment and even insurance products to protect against unforeseen events. This is the first comprehensive study to truly identify the impact of mobile financial services over the next decade. It helps us understand how the introduction of these services can create more jobs in Pakistan, bring insurance to more people in India and increase Serbia’s GDP. While the results of our study are not absolute, they give an indication of what is possible with the appropriate regulatory framework and governmental support. As a global telecommunications operator, we have a unique role to play in the development and expansion of mobile financial services. -
Annual Report 2018
ANNUAL REPORT 2018 ANNUAL REPORT Grameenphone Ltd. GPHouse Bashundhara, Baridhara, Dhaka-1229, Bangladesh Tel: +880-2-9882990, +88 01799882990 Fax: +880-2-9882970 Website: www.grameenphone.com EXPLORE Grameenphone wants to contribute to meet climate challenges and aims to reduce the consumption of resources and overall impact on the environment. In an effort to minimize paper consumption, we limit the MORE scope of the printed annual report within regulatory requirement. Grameenphone’s website provides extensive information about the Company and its current activities: www.grameenphone.com ANNUAL REPORT 2018 We live in a world where pocket-sized devices have become the gateway for limitless exploration and unbound resources, something previously unimaginable. Now knowledge, wisdom and opportunities are just a few clicks away, heralding a new horizon of technological empowerment. At Grameenphone, we help overcome boundaries through digitalisation. Our products’ platforms serve as a catalyst to realising dreams. We believe in continuous innovation and ensuring the best customer experience in everything we do. Welcome to our Annual Report 2018 This report aims to inform stakeholders about our financial and non-financial performances in 2018. This includes a look at how we create value over time and how our strategy addresses the challenges, risks and opportunities Grameenphone faces in a fast-changing world. WHAT’S INSIDE 01 Overview 02 Business Performance An introduction to our report with a snapshot of our An insight into our operation -
Vimpelcom Ltd
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F Registration Statement Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 OR ⌧ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2012 OR Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 OR Shell Company Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 1-34694 VIMPELCOM LTD. (Exact name of registrant as specified in its charter) Bermuda (Jurisdiction of incorporation or organization) Claude Debussylaan 88, 1082 MD, Amsterdam, the Netherlands (Address of principal executive offices) Jeffrey D. McGhie Group General Counsel & Chief Corporate Affairs Officer Claude Debussylaan 88, 1082 MD, Amsterdam, the Netherlands Tel: +31 20 797 7200 Fax: +31 20 797 7201 (Name, Telephone, E-mail and/or Facsimile number and Address of Company Contact Person) Securities registered or to be registered pursuant to Section 12(b) of the Act: Title of Each Class Name of Each Exchange on Which Registered American Depositary Shares, or ADSs, each representing one common share New York Stock Exchange Common shares, US$ 0.001 nominal value New York Stock Exchange* * Listed, not for trading or quotation purposes, but only in connection with the registration of ADSs pursuant to the requirements of the Securities and Exchange Commission. Securities registered or to be registered pursuant to Section 12(g) of the Act: None Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act: None Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the annual report: 1,628,199,135 common shares, US$ 0.001 nominal value. -
Let's Make Things
Grameenphone Ltd. GPHouse, Bashundhara Baridhara, Dhaka-1229, Bangladesh +880-2-9882990 +88 01799882990 +880-2-9882970 www.grameenphone.com 2019 ANNUAL REPORT We care about our planet LET’S MAKE THINGS Grameenphone wants to contribute to meet climate challenges and aims to reduce the consumption of resources and overall impact on the environment. In an effort to minimise paper consumption, we limit the scope of the printed annual report within regulatory requirement. Grameenphone’s website provides extensive information POSSIBLE about the Company and its current activities. LET’S MAKE THINGS POSSIBLE Bangladesh has embarked on a journey of digital transformation and technological advancement. The heights that technology has attained are a marker of growth and development across all economic sectors. Businesses are booming, access to quality education is widening, new jobs are being created. Communication services are now stronger than ever. Grameenphone has been a partner in Bangladesh’s development journey and looks forward to continued contribution towards the government’s Digital Bangladesh ambitions. With its modernised network and extensive coverage, the Company is helping to reduce the digital divide of the country. Distance, mobility or socio-economic factors no longer pose a barrier to education, business or lifestyle needs. The enhanced access to information is now enabling start-ups, small-scale businesses and farmers, to innovate and grow. Empowering societies by connecting our customers to what matters most, remains at the -
Telenor Pakistan
Security v Access: The Impact of Mobile Network Shutdowns Case Study: Telenor Pakistan Case Study Number 3 SEPTEMBER 2015 Case Study Number 3 SEPTEMBER 2015 Security v Access: The Impact of Mobile Network Shutdowns Case Study: Telenor Pakistan About IHRB The Institute for Human Rights and Business (IHRB) is a global centre of excellence and expertise (a think & do tank) on the relationship between business and internationally proclaimed human rights standards. We work to shape policy, advance practice and strengthen accountability to ensure the activities of companies do not contribute to human rights abuses, and in fact lead to positive outcomes. IHRB prioritises its work through time-bound programmes that can have the greatest impact, leverage and catalytic effect focusing on countries in economic and political transition, as well as business sectors that underpin others in relation to the flows of information, finance, workers and commodities. www.ihrb.org About Digital Dangers “Digital Dangers: Identifying and Mitigating Threats in the Digital Realm” is a project developed by IHRB in collaboration with the School of Law at the University of Washington in Seattle. The project builds on IHRB’s involvement in the European Commission ICT Sector Guide on Implementing the UN Guiding Principles on Business and Human Rights1. Digital Dangers identifies a number of areas including security, safety, free assembly, free expression and privacy where ICT companies and other actors would benefit from in-depth human rights analysis and policy oriented recommendations. One of the aims of the Digital Dangers project is to encourage companies to be open and transparent about the complex dilemmas they face in respecting freedom of expression and privacy by sharing their experiences to spark debate with governments and civil society and bring about positive change. -
Ready for Upload GCD Wls Networks
LTE‐ Region Country Operator LTE 5G Advanced Eastern Europe 93 60 18 Albania Total 320 Albania ALBtelecom 100 ONE Telecommunications (formerly Albania Telekom Albania) 110 Albania Vodafone Albania 110 Armenia Total 330 Armenia MTS Armenia (Viva‐MTS) 110 Armenia Ucom 110 Armenia VEON Armenia (Beeline) 110 Azerbaijan Total 430 Azerbaijan Azercell 100 Azerbaijan Azerfon (Nar) 110 Azerbaijan Bakcell 110 Azerbaijan Naxtel (Nakhchivan) 110 Belarus Total 431 Belarus A1 Belarus 101 Belarus Belarusian Cloud Technologies (beCloud) 110 Belarusian Telecommunications Network Belarus (BeST, life:)) 110 Belarus MTS Belarus 110 Bosnia‐Herzegovina Total 310 Bosnia‐Herzegovina BH Telecom 110 Bosnia‐Herzegovina HT Mostar (HT Eronet) 100 Bosnia‐Herzegovina Telekom Srpske (m:tel) 100 Bulgaria Total 530 Bulgaria A1 Bulgaria (Mobiltel) 110 Bulgaria Bulsatcom 100 Bulgaria T.com (Bulgaria) 100 Bulgaria Telenor Bulgaria 110 Bulgaria Vivacom (BTC) 110 Croatia Total 331 Croatia A1 Hrvatska (formerly VIPnet/B.net) 110 Croatia Hrvatski Telekom (HT) 111 Croatia Tele2 Croatia 110 Czech Republic Total 433 Czech Republic Nordic Telecom 100 Czech Republic O2 Czech Republic (incl. CETIN) 111 Czech Republic T‐Mobile Czech Republic 111 Czech Republic Vodafone Czech Republic 111 Estonia Total 331 Estonia Elisa Eesti (incl. Starman) 110 Estonia Tele2 Eesti 110 Telia Eesti (formerly Eesti Telekom, EMT, Estonia Elion) 111 Georgia Total 630 Georgia A‐Mobile (Abkhazia) 100 Georgia Aquafon GSM (Abkhazia) 110 Georgia MagtiCom 110 Georgia Ostelecom (MegaFon) (South Ossetia) 100 Georgia -
Annual Report 2018
PPF Group Annual Report 2018 Annual Report 2018 4 PPF Group Annual Report 2018 Contents 5 6 Foreword 12 PPF Group 13 Group Profile 16 Shareholders 17 Description of the Company PPF Group N.V. 17 Selected Financial Highlights of PPF Group 20 Governing Bodies 26 PPF Group Major Assets 34 Selected PPF Group Companies 35 PPF Financial Holdings 38 Home Credit 39 Air Bank 42 PPF banka 43 ClearBank 46 Škoda Transportation 50 PPF Arena 1 52 CETIN 53 O2 Czech Republic 54 Telenor CEE 54 PPF Real Estate Holding 56 PPF Life Insurance 57 SOTIO 62 Mall Group 62 Heureka 63 O2 arena 63 Culture Trip 64 Significant Events at PPF Group 74 Corporate Social Responsibility and the Support of Culture 80 PPF Group History 84 Financial Section 211 Contacts 6 PPF Group Annual Report 2018 Foreword Dear Friends, efficiently, and to adhere to Western business standards. I am not fond of media posturing; we at PPF do not show 2018 was another successful year for PPF Group. Assets off who we are or what we have achieved. But that does under management broke through EUR 45 billion and not mean that we are indifferent to where and how we live, PPF Group’s total profit came to EUR 815 million. Of course, or to the world our children will be inhabiting. Since PPF it gives me great pleasure that, together with my fellow was founded, we have donated tens and subsequently workers, we were able to achieve this over the twenty-eight hundreds of millions of crowns to charity, the support years of PPF’s existence. -
Opera Mini Opera Mobile Shipments Pre-Installed in 4Q08: 7.3 Million
Opera Software Fourth quarter 2008 A note from our lawyers 2 This presentation contains and is, i.a., based on forward-looking statements. These statements involve known and unknown risks, uncertainties and other factors which may cause our actual results, performance or achievements to be materially different from any future results, performances or achievements expressed or implied by the forward-looking statements . Forward-looking statements may in some cases be identified by terminology such as “may”, “will”, “could”, “should”, “expect”, “plan”, “intend”, “anticipate”, “believe”, “estimate”, “predict”, “pp,gpgyotential” or “continue”, the negative of such terms or other comparable terminology. These statements are only predictions. Actual events or results may differ materially, and a number of factors may cause our actual results to differ materially from any such statement. Although we believe that the expectations and assumptions reflected in the statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievement. Opera Software ASA makes no representation or warranty (express or implied) as to the correctness or completeness of the presentation, and neither Opera Software ASA nor any of its direc tors or emp loyees assumes any lia bility resu lting from use. Excep t as requ ire d by law, we undertake no obligation to update publicly any forward-looking statements for any reason after the date of this presentation to conform these statements to actual results or to changes in our expectations. You are advised, however, to consult any further public disclosures made by us, su ch as filings made w ith the OSE or press releases . -
HD Voice – a Revolution in Voice Communication
HD Voice – a revolution in voice communication Besides data capacity and coverage, which are one of the most important factors related to customers’ satisfaction in mobile telephony nowadays, we must not forget about the intrinsic characteristic of the mobile communication – the Voice. Ever since the nineties and the introduction of GSM there have not been much improvements in the area of voice communication and quality of sound has not seen any major changes. Smart Network going forward! Mobile phones made such a progress in recent years that they have almost replaced PCs, but their basic function, voice calls, is still irreplaceable and vital in mobile communication and it has to be seamless. In order to grow our customer satisfaction and expand our service portfolio, Smart Network engineers of Telenor Serbia have enabled HD Voice by introducing new network features and transitioning voice communication to all IP network. This transition delivers crystal-clear communication between the two parties greatly enhancing customer experience during voice communication over smartphones. Enough with the yelling into smartphones! HD Voice (or High-Definition Voice) represents a significant upgrade to sound quality in mobile communications. Thanks to this feature users experience clarity, smoothly reduced background noise and a feeling that the person they are talking to is standing right next to them or of "being in the same room" with the person on the other end of the phone line. On the more technical side, “HD Voice is essentially wideband audio technology, something that long has been used for conference calling and VoIP apps. Instead of limiting a call frequency to between 300 Hz and 3.4 kHz, a wideband audio call transmits at a range of 50 Hz to 7 kHz, or higher. -
20Years Towards
20 YEARS TOWARDS a world unbound 20 years ago when Grameenphone first introduced mobile phone services in Bangladesh, its goal was to put a mobile phone in the hands of every person in the country and to enable access to modern technologies. Today, 20 years on, Grameenphone's vision is the full digitalisation of society and the creation of new solutions to simplify the lives of its customers. With the introduction of high speed 3G services, Grameenphone leads through innovative digital solutions that not only benefit customers, but society as well. Given the relentless conviction of Grameenphone to improve lives, its tools for progress at one's disposal, today and beyond, no dream is too big and no destination is too far. WELCOME TO OUR 2016 ANNUAL REPORT 2016 Grameenphone Annual Report Overview Business Performance Sustainability An introduction to our report with a Insights of our operation and how our Our sustainability efforts Overview snapshot of our business, key events strategy is delivered and achievements in 2016 02 Who We Are 10 Quarterly Business Highlights 2016 18 Sustainability Initiatives to 03 Vision, Mission & Values 12 Message from Chairman and CEO Drive Social Impact 04 History & Milestones 15 Management Discussion 20 Climate Change-Ensuring a Better Tomorrow 05 Products & Services & Analysis 22 Supply Chain Sustainability 06 Awards & Recognitions 2016 Business Performance 07 Performance Highlights 2016 09 Corporate Information Sustainability Governance Financial Analysis Additional Information Our framework for corporate