Education Loan Brochure
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CHANDIGARH KARNAL GUWAHATI Sco-223 First Floor, Sector - 36 D, Sco 357, 1st Floor, Mugal Canal, 2nd Floor, Divine Plaza, opposite Chandigarh – 160036 Karnal, 132001 Secretariat, G.S.Road, Guwahati -781006 +91-8146651550 | 99159 99223 +91-9671666126 | 0184-4044148 +91-70871 17946, 3612225363 BATHINDA DELHI KOLKATA 2nd Floor, Inder Singh Tower, Ghore Wala A-208-A, 2nd Floor, North-Ex Mall, Office No.-401, 4th Floor, Matrix Tower, Chowk, Corner of Ajit Road- Bathinda Sector-9, Rohini, Delhi-110085 DN-24, Sector-5, Salt Lake City, Kolkata +91-81466 76296 | 0164-5064526 9650012670 | 011-27550048 +91-9831050902 | 0133-40688105 LUDHIANA JAIPUR INDORE Building number - 17 AX, 2nd Floor, Guru 105, 1st Floor Above SBI Bank No-220, 2nd Floor, A.B. Road, Vijay Nanak Tower, Near Baba Deep Singh Apex Mall, Tonk Road, Jaipur, Rajasthan Nagar Gurudwara, Model Town Extension, +91-7527009620 Orbit Mall, indore Ludhiana +91-9111019091 | 7000472163 +91-81466 51541 | 0161-4501541 HYDERABAD 6-3-887, 2nd Floor, MCP Arcade, SAHARANPUR AMRITSAR Raj Bhavan Road, FF-3B, 2nd Floor, Court Road, Burj Punjab, 3rd Floor, SCO-9, B-Block, Somajiguda Hyderabad Parsavnath Plaza, Saharanpur (U.P) District Shopping Complex, Ranjit +91-7527009639 +91-9412742492 Avenue +91-7527030533, 0183-5152900 VIJAYWADA AHMEDABAD DR No. 39-14-5, First Floor, Dati Simhadrl Office No 142, 143 Satyam Mall, PALAMPUR Street, Labblpeta, Opp. Gateway Hotel, Jodhpur Char Rasta, Satellite - Shop No 1, Destination mall, opposite to Bundar Road Ahmedabad -380015 Yamini hotel, Ghuggar, Palampur 176061 +91 -7527009636 +91-9909257791 | +91-9915999224 +91-81466 51519 | 01894-233088 LUCKNOW IMPHAL HAMIRPUR ‘Prabhuchaya’, 1st Floor, Left Wing, Back 2nd Floor, Khumbong Mayum Building, City Tower, shop No.1, F.F., Portion, 6B, Way Road, Gokhle Marg, Sagolband ingudam leikai -795001, Near Canara Bank, Hamirpur (HP) beside SBI bank, Lucknow-226001 Manipur +91-97362 96458 | 0197-2224433 +91-9026378040 | 0522-4950031 +91-7087117946 MANDI DEHRADUN DHANBAD Opposite Bank of India ATM, Shiva Palace, Office No.20-21-22, 2nd Office No 309, 3rd floor, Moti Bazar Mandi, HP, 175001 Floor, 57/19, Rajpur Road, Opposite Sri Ram Plaza, Bank More, +91-88947 07973 | 01905-221373 Secretariat, Dehradun 248001 Dhanbad 826001 (Jharkhand) +91-8755557959 | 0135-2970134 +91-7527009625 RANCHI Le-Desire Complex, Opp.Hari Om Tower PATNA VARANASI Shop No. 06, 3rd floor, Thana Lalpur, Ground Floor, Sudama Bhawan in Front Office No 33, 1st Floor, Kuber Complex, District Ranchi (Jharkhand) 834001 of AMS Park Heera Panna Lane Boring Rathyatra, Varanasi (UP) 221002 +91-9264473888 | 0651-2563156 Road Crossing Patna 800001 +91-90263 78040 +91-9507002233, 82948 59598 BHUBANESWAR Ground Floor,plot No 357/3473 & HISAR SHIMLA D-112, Lower Ground, Green Square 358/3474, Biju Pattnaik College Road, Arpit Appartment, Jaydeb Vihar, Bhubaneswar, Market ,Opp. Telephone Exchange, old Chestereon No 1, Tolland, Opposite Odisha -751012 Hisar 125001 +91-7889272649, 0674-2975089 Forest Head Office, Shimla 177001 +91-7404415151 91-9816984848 | 0177-2629668 JAMMU RAIPUR Palace Road, Opp Fire Station, KOCHI Office No. 308, First Floor, Kachhi Chawni, Jammu (J&K) No. - S 15 Sunny Estate SLT Water, Front Main Road, Telibandha, +91-7527009631 Edappally Kochi 682024 Raipur, Chhattisgarh-492001 +91-7012865310 | 0484-4020922 9755558676, 9915999224, 7714900187 LOOKING FOR FINANCIAL ASSISTANCE & EDUCATION LOANS TO STUDY AT A UNIVERSITY? WONDERING HOW ARE YOU GOING TO FINANCE YOUR EDUCATION? CHANDIGARH UNIVERSITY HAS SET UP A SEPARATE LOAN ASSISTANCE CELL THAT WILL HELP & ASSIST YOU THROUGHOUT YOUR LOAN & ADMISSION PROCESS. ABOUT EDUCATION LOAN CHANDIGARH ASSISTANCE FOR UNIVERSITY CU STUDENT Chandigarh University holds academic excellence in the bag. Accredited by NAAC with C h a n d i g a r h U n i ve r s i t y a i m s t o s u p p o r t the prestigious A+ Grade in the first cycle itself, Chandigarh University (CU) is an deserving/meritorious students in availing financial institution committed to excellence in research, innovation, interdisciplinary education assistance for pursuing their higher education. In order and active promotion of promising young talent. Our NAAC A+ grade is the catalyst to to encourage students to take up higher education the process of providing the best placement opportunities to students and despite their financial shortcomings, nowadays, most authenticates what we say. banks, whether State or Centre Government,are providing attractive loan facility to students. Being a New-Age Global University, Chandigarh University (CU) understands the We believe that talent deserves to be supported. importance of rapid shift in the global market and thus has created an inspiring Chandigarh Universityhas set up a separate loan pedagogy fulfilling the student aspirations and industry requisites. The university assistance cell to enable the students, at the time of ensures excellence through flexible and interdisciplinary academic model matching the admission (Online or Offline) to obtain loans from banks international standards. Renowned academicians from national & international with which the university has tie-ups. education institutes and leading corporate keep our courses contemporary, relevant and cutting edge. VIDYALAKSHMI IS THE AVAIL SCHOLARSHIP GATEWAY TO EDUCATION WITH VIDYASAARATHI LOAN Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. It has been Vidyasaarathi is a technology-enabled initiative by NSDL e-Governance Infrastructure Limited developed under the guidance of Department of Financial Services (Ministry of Finance), (NSDL e-Gov.) which bridges the gap between education and you. It is a user friendly, transparent, Department of Higher Education (Ministry of Human Resource Development) and Indian Banks and demand driven platform where students can search and apply for various education finance Association (IBA). The portal has been developed and being maintained by NSDL e-Governance schemes they are qualified for. Infrastructure Limited. Students can view, apply and track the education loan applications to Vidyasaarathi proposes to effectively bring together various stakeholders in the education banks anytime, anywhere by accessing the portal. ecosystem. The solution would help manage the entire online scholarship application lifecycle i.e. Government run education loan portal Vidya Lakshmi is a single platform where students can submission and review of scholarship application, award of scholarship, disbursement of funds, avail information on loans offered by 34 banks. Following the IBA guidelines, the portal is and renewal of scholarships. Vidyasaarathi aspires to empower the fund providers as well as operating under the aegis of Department of Financial Services, Department of Higher Education students to develop an ecosystem that benefits all stakeholders. and Indian Banks Association (IBA). With its scholarship initiative, Vidyasaarthi, the NSDL e-governance enabled portal has been able to help the students of remotest areas of the country CU student must register and login at as well in finding financial assistance for their studies. CU student must register and login at https://www.vidyasaarathi.co.in/Vidyasaarathi/registration https://www.vidyalakshmi.co.in/Students/ and fill-up the Common Education Loan Application Form (CELAF) by providing all the necessary details. After filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience. Just by filling up a single common education loan application form, students can apply to 3 banks of his/her choice at one time. The online process of getting Education loan through Vidya Lakshmi has reduced the burden and hassle of applying the loan manually. The student can also send any grievances directly to bank in which he/she has applied. DOCUMENTS REQUIRED REGISTER AND APPLY FOR TO AVAIL EDUCATION EDUCATION LOAN LOAN Step 1: Obtain Documents from Chandigarh University Flow chart to obtain loan documents from Chandigarh University From Applicant Side • KYC (Aadhaar Card/ Voter Card/ Driving License/ Passport) • 2 Recent Passport Size Photographs ` ` • Mark Sheets/Passing Certificates of 10TH, 12TH/Diploma& Degree APPLY FOR • PAN Card CLICK LOAN • Vidyalakshmi Registration ID LOGIN CUIMS NAVIGATION DOCUMENTS From Chandigarh University Side • Admission Offer Letter • Full Fee Structure of the Chosen Course • Prospectus of the University • Courses (Fee Payments Slips/ Registration Slip) • Placement Record (previous year) • UGC/AICTE Affiliation Letter/ Other Affiliation for Particular Courses FILL PARTICULAR SAVE DOCUMENTS ACCORDINGLY INFORMATION STATUS From Parents / Guarantor Side • K YC (Aadhaar Card/ Voter card/ Driving License/ Passport) • 2 Recent Passport Size Photographs Login CUIMS with your admission number and password. • P AN Card • L ast 6-month bank account statement • Select loan letter application form • I T returns/ IT assessment order of previous 2 years/ Form no 16/16A/Salary Slip • Fill the details and submit application or Income Proof issued by Magistrate/Tehsildar • After submission you have to wait for 24 HRS. • A brief statement of assets & liabilities of co-borrower/ guarantor Chandigarh University provides you all documents which is required by the bank like: Admission cum Selection Letter, Fee Structure, Bank Account Details for transaction, Placement Record, Recognitions & Approval Certificate. Download all documents and take color print. Step 2: Registration at Vidya Lakshmi