4th Quarter 2019

Enter to win $100 for Hawaiian Airlines PAGE 1 Be 3X as ready with your ® Visa Platinum credit card PAGE 2 Certificate Special Rate still available PAGE 3 Board positions open for nominations now PAGE 4

Kick-off the season & credit union week right! Get a flu shot 10/17 Flu Shot Clinic first-served. If interested, no Thursday, Oct. 17 reservations are needed. 9:00 am to 11:00 am The Centers for Disease HFDFCU will host an Control recommends flu in-branch flu shot shots, and clinic with Longs provides useful Drugs on Credit information to Union Day. consider. That Recipients will information is receive a $5 available at the off coupon* for website: future Longs CDC.gov/flu Drugs purchases. */** Flu shots and coupon available while Flu shots will supplies last. Eligible recipients will not pay any co-payments unless otherwise required by their be available first-come, plan, including Medicare Part B.

Holiday Loan: Lowest rate shown for best credit score. Rates, terms, conditions may change based on credit. Qualified applicants entered to win $250 cash, deposited as bonus dividend after 12/15/2019. Applicant must be a member; Personal Loan qualifies if amount borrowed is $2,000 for new Personal Loan or $1,500 cash out on top of existing balance for refinanced HFDFCU Personal Loan. Award deposited into account of individual whose name is selected regardless of number of borrowers. Other restrictions may apply. Loans subject to credit review. Products, services, offers, gifts, rates, fees, terms, restrictions subject to change or cancellation. Holiday Closures Monday, October 14 Columbus Day (Federal) Monday, November 11 Veterans Day Thursday, November 28 Thanksgiving Day Wednesday, December 25 Christmas Day Wednesday, January 1 New Year's Day 2020

On the last Wednesday each month, our office closes at 2:00 pm for staff development. *All items available while supplies last. One item per member. Hawaiian Airlines is not a sponsor of this giveaway. Important Toll-Free Service Numbers

Visa® Platinum Credit Card Report Fraud or Disputes Report Lost, Stolen, Destroyed Card 800-442-4757

Debit MasterCard® Report Lost, Stolen, Destroyed Card 800-528-2273 PIN Change 877-267-6941

RescueNet Bill Pay Member Support 855-840-5706

Not all cardholders will qualify. Details available on each qualified cardholder's credit card account statement. Above, Ku'uipo's father James Reyes, Jr., Ku'uipo, sister Ululani, and mother Elaine Gonzales.

2019 Board Scholarship Recipient Double-Majoring with 3.2 GPA Congratulations Ku'uipo! Minimum to open and earn is $10,000. Opening funds must be from an outside HFDFCU's Board of institution. Fees may reduce earnings. Penalty may be imposed for early Directors has selected withdrawal. Rate not offered nor available Scholarship applications will be available at with any other offer(s). APY is annual Ku'uipolani O Ho'omaluhia percentage yield. Rate subject to change as HFDFCU.org starting on November 1. determined by HFDFCU Board of Directors; Gonzales-Reyes as this accurate on 09-30-2019. Products, services, offers, terms, and rates subject to credit year's Board Scholarship union membership; Subject to change or cancellation at any time. Dividends recipient, providing credit quarterly to Regular Savings. Other $1,000 for her studies at Ku'uipo expressed her she'd already committed restrictions may apply. the University of Nevada, gratitude so thoroughly to summer studies at her Reno. in learning of the award, Reno campus. With her she insisted that she double-major in veterinary HFDFCU CEO Jon Mitomi shared, "Even with our take some time to find a sciences and biology many entries, Ku'uipo is meaningful photo that the and as a member of the very deserving with her credit union could use to University of Nevada, academic standing; She's announce the award. Reno Honors Program, also an active credit union Ku'uipo was not able Ku'uipo has quite a full member — and her whole to appear in-person to college life. family are members, too! receive her award since Congratulations, Ku'uipo! Keiki enjoying relays at last year's HFD Family Day. HFDFCU partnered once again with Honolulu Fire Department to kick-off Fire Prevention Week in October in conjunction withHFD Family Day at Honolulu Zoo. As with previous events, HFDFCU also sponsored the shave ice station and prizes.

Nominations Open for Board of Directors Like all other credit unions, Honolulu Fire Department Federal Credit Union is overseen by a Board of Directors made up of volunteer, active credit union members. Any member in good standing is invited to be nominated for any of the two open director positions available for nomination for a 2020-2022 term. IG: @UniformsHI IG: @StripSteakHI IG: @UniformsHI Nomination to Stand for Election HFDFCU's By Laws allow nominations to be accepted in either of two formats: ttSelf-Nomination: Submit a letter of intent and summary of your qualifications. Self nomination materials are being accepted until November 15, 2019. ttNomination by Petition: Nominations by petition must Always in support of include an official 'Nomination by Petition Packet' and be accompanied by the signatures of at least 50 Honolulu's firefighters members in good standing. Nomination by Petition materials must be submitted by February 1, 2020. Our credit union was a table donor for the 10th Nomination Materials & Information Annual Honolulu Firefighters Nomination packets and additional information are Foundation's Signature Chefs available from the credit union's Administration Food Festival held on the department; Call 808-853-2355, Ext. 116. grounds of the Honolulu Fire Send completed packets and nominations to: Museum and Honolulu Fire Department headquarters. HFDFCU Nominations Committee 1200 N. School Street With so much to taste, see, Honolulu, HI 96817 and enjoy, snapshots and selfies were flowing as much Nominee & Election Information as the food and drink. Details of the full election, if an election will be necessary, Follow #HFF2019foodfestival and a list of candidate self-nominees will be published in on social media for more the 1st Quarter 2020 issue of Your Lifeline newsletter. highlights, including some we've shared above.